[Privacy Act Issuances (1995)]
[From the U.S. Government Publishing Office, www.gpo.gov]

FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL

   ASC-1

   System name: National Registry of State Certified and Licensed 
      Appraisers.

System location: 
  Appraisal Subcommittee of the Federal Financial Institutions 
  Examination Council, 2100 Pennsylvania Avenue, NW, Suite 200, 
  Washington, DC 20037.
Categories of individuals covered by the system: 
  Individuals who are, or have been, licensed or certified by a State to 
  perform appraisals in federally related transactions.
Categories of records in the system: 
  Transaction code; State name; last six digits of social security 
  number; license number; State office name; State office address; State 
  city address; State zip; State contact person name; State contact 
  person title; State contact person telephone number; State contact 
  person facsimile machine number; appraiser last name; appraiser first 
  name; appraiser middle initial; appraiser date of birth; appraiser 
  mailing street address; appraiser mailing city address; appraiser 
  mailing State abbreviation; appraiser mailing address zip code; 
  appraiser company name; appraiser company telephone number; appraiser 
  company facsimile machine telephone number; appraiser physical street 
  address; appraiser physical city address; appraiser physical State 
  abbreviation; appraiser physical zip code; appraiser license/
  certification status; appraiser license/certification status date; 
  appraiser license/certification type; appraiser license/certification 
  issue date; appraiser license/certification expiration date; appraiser 
  license/certification fee paid; appraiser license/certification date 
  fee paid; and appraiser license/certification periods covered.
Authority for maintenance of the system: 
  Secs. 1103(a)(4) and 1109(a)(1), Title XI of FIRREA; 12 U.S.C. 
  3332(a)(4) and 3338(a)(1) (1990).
Routine uses of records maintained in the system, including categories 
    of users and the purposes of such uses: 
  (1) The information in the system may be used by the ASC in any 
  administrative proceeding before the ASC or in any other action or 
  proceeding in which the ASC or any member of the ASC or its staff 
  participates as a party or the ASC participates as amicus curiae and 
  may be available to the extent required by law in response to a 
  subpoena issued in the course of a proceeding in which the ASC is not 
  a party.
  (2) In any case in which records in the system indicate a violation or 
  a potential violation of law, whether civil, criminal or regulatory in 
  nature, whether arising by general statute or particular program 
  statute, or by regulation, rule or order issued pursuant thereto, the 
  relevant records may be referred to the appropriate agency, whether 
  federal, State or local, charged with enforcing or implementing the 
  Statute, regulation, rule or order.
  (3) The information may be given or shown to anyone during the course 
  of an ASC investigation if the ASC staff has reason to believe that 
  disclosure to the person will further the investigation, Information 
  also may be disclosed to federal, State or local authorities in order 
  to obtain information or records relevant to an ASC investigation.
  (4) The information may be given to independent auditors or other 
  private firms with which the ASC has contracted to carry out an 
  independent audit, or to collate, aggragate or otherwise refine and 
  process data collected in the system of records. These contractors 
  will be required to maintain Privacy Act safeguards with respect to 
  such records.
  (5) The informaiton may be disclosed to a federal, State or local 
  government agency where records in this system of records pertain to 
  an applicant for employment or to a current employer of that agency 
  where the records are relevant and necessary to an agency decision 
  concerning the hiring or retention of an employee or disciplinary or 
  other administrative action concerning an employee.
  (6) The information may be disclosed to a federal, State or local 
  government agency in response with the issuance of a security 
  clearance, the letting of a contract, or the issuance of a license, 
  grant or other benefit by the requesting agency, to the extent that 
  the information is relevant and necessary to the requesting agency's 
  decision in the matter.
  (7) The information may be disclosed to the Department of Justice or 
  other counsel to the ASC for legal advice and also when the defendant 
  in litigation is: (a) Any component of the ASC or any member or 
  employee of the ASC in his or her official capacity; or (b) the United 
  States. The information also may be disclosed to counsel for any ASC 
  member or employee in litigation or anticipated litigation in his or 
  her individual capacity where the ASC or the Department of Justice 
  agrees to represent such employee or authorizes representation by 
  another.
  (8) The information may be disclosed to a Congressional office in 
  response to an inquiry made at the request of the individual to whom 
  the record pertains.
  (9) The information may be disclosed to the news media in accordance 
  with guidelines contained in 28 CFR 50.2 concerning the ASC's 
  functions relating to civil, administrative and criminal proceedings.
  (10) The information may be disclosed to a federal, State or local 
  government agency and a duly authorized officer or employee of a 
  financial institution, as that term is defined in section 1121(7) of 
  title XI of FIRREA, 12 U.S.C. 3350(7) (1990), where records in this 
  system of records pertain to a person seeking to qualify as a staff or 
  fee appraiser eligible to perform an appraisal for a financial 
  institution in a federally related transaction.
Policies and practices for storing, retrieving, accessing, retaining, 
    and disposing of records in the system: 
Storage: 
  Paper records in file drawers, computer diskettes, magnetic tapes, and 
  computer memory. These records also will be stored at National 
  Technical Information Services, Department of Commerce, Springfield, 
  VA.
Retrievability: 
  By any single data element or by any combination of data elements. 
  Those data elements are set out under the heading, ``Categories of 
  Records in the System.''
Safeguards: 
  The records are kept in limited access areas during duty hours and in 
  locked office areas at all other times. These records are available 
  only to those persons whose official duties require such access.
Retention and disposal: 
  System records are retained by the ASC indefinitely.
System manager(s) and address: 
  Associate Director, Administration, ASC, 2100 Pennsylvania Avenue, NW, 
  Suite 200, Washington, DC 20037.
Notification procedure: 
  Individuals seeking to determine whether this system of records 
  contains information about themselves, seeking access to records about 
  themselves in this system of records, or contesting the content of 
  records about themselves, should address written inquiries to the 
  Privacy Act Officer, ASC, 2100 Pennsylvania Avenue, NW, Suite 200; 
  Washington, DC 20037, pending ASC approval of 12 CFR part 1102, 
  subpart C.
Record access procedure:
  See notification procedure above.
Contesting record procedures: 
  See notification procedure above.
Record source categories: 
  Information in these records is supplied by State Agencies. Those 
  Agencies gather the information from individuals seeking to become 
  State licensed or State certified appraisers, individuals seeking to 
  renew their licenses or certifications, or qualified individuals 
  seeking authority from an Agency to perform appraisals in federally 
  related transactions outside of their State of licensure or 
  certification on a temporary basis.
Exemptions claimed for the system: 
  None.

   PRIVACY ACT RULES

   FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL

FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL

12 PART 1102--APPRAISAL REGULATION

Subpart C--Rules Pertaining to the Privacy of Individuals and Systems of 
Records Maintained by the Appraisal Subcommittee

Sec.

1102.100  Authority, purpose and scope.
1102.101  Definitions.
1102.102  Times, places and requirements for requests pertaining to 
    individual records in a record system and for the identification of 
    individuals making requests for access to records pertaining to 
    them.
1102.103  Disclosure of requested records.
1102.104  Special procedure: Medical records.
1102.105  Requests for amendment of records.
1102.106  Review of requests for amendment.
1102.107  Appeal of initial adverse agency determination regarding 
    access or amendment.
1102.108  General provisions.
1102.109  Fees.
1102.110  Penalties.

Subpart C--Rules Pertaining to the Privacy of Individuals and 
Systems of Records Maintained by the Appraisal Subcommittee

  Authority: 12 U.S.C. 552a.

  Source:57 FR 36357, Aug. 13, 1992.

   Sec. 1102.100  Authority, purpose and scope.

  (a) This subpart is issued under the Privacy Act of 1974, Pub. L. 93-
579, 88 Stat. 1896; 12 U.S.C. 552a, as amended.
  (b) The Privacy Act of 1974 is based, in part, on the finding by 
Congress that ``in order to protect the privacy of individuals 
identified in information systems maintained by Federal agencies, it is 
necessary and proper for the Congress to regulate the collection, 
maintenance, use, and dissemination of information by such agencies.'' 
To achieve this objective, the Act generally provides that Federal 
agencies must advise an individual upon request whether records 
maintained by the agency in a system of records pertain to the 
individual and must grant the individual access to such records. The Act 
further provides that individuals may request amendments to records 
pertaining to them that are maintained by the agency, and that the 
agency shall either grant the requested amendments or set forth fully 
its reasons for refusing to do so.
  (c) The Appraisal Subcommittee of the Federal Financial Institutions 
Examination Council (ASC), pursuant to subsection (f) of the Privacy 
Act, adopts the following rules and procedures to implement the 
provisions of the Act summarized above and other provisions of the Act. 
These rules and procedures are applicable to all requests for 
information and access or amendment to records pertaining to an 
individual that are contained in any system of records that is 
maintained by the ASC.

   Sec. 1102.101  Definitions.

  The following definitions shall apply for purposes of this subpart:
  (a) The terms individual, maintain, record, system of records, and 
routine use are defined for purposes of these rules as they are defined 
in 5 U.S.C. 552a(a)(2), (a)(3), (a)(4), (a)(5) and (a)(7).
  (b) ASC or Subcommittee means the Appraisal Subcommittee of the 
Federal Financial Institutions Examination Council.
  (c) Privacy Act Officer means the ASC's Associate Director for 
Administration or such other ASC staff officer, other than the Executive 
Director, duly designated by the ASC's Executive Director.

   Sec. 1102.102  Times, places and requirements for requests pertaining 
   to individual records in a record system and for the identification 
   of individuals making requests for access to records pertaining to 
   them.

  (a) Place to make request. Any request by an individual to be advised 
whether any system of records maintained by the ASC and named by the 
individual contains a record pertaining to him or her, or any request by 
an individual for access to a record pertaining to him or her that is 
contained in a system of records maintained by the ASC, shall be 
submitted in person at the ASC between 9 a.m. and 4:30 p.m., Monday 
through Friday, which is located at 2100 Pennsylvania Avenue, NW, suite 
200, Washington, DC 20037, or by mail addressed to: Privacy Act Officer, 
ASC, 2100 Pennsylvania Avenue, NW, suite 200, Washington, DC 20037. All 
requests will be required to be put in writing and signed by the 
individual making the request. In the case of requests for access that 
are made by mail, the envelope should be clearly marked ``Privacy Act 
Request.''
  (1) Information to be included in requests. Each request by an 
individual concerning whether the ASC maintains in a system of records a 
record that pertains to the individual, or for access to any record 
pertaining to the individual that is maintained by the ASC in a system 
of records, shall include such information as will assist the ASC in 
identifying those records as to which the individual is seeking 
information or access. Where practicable, the individual should identify 
the system of records that is the subject of his or her request by 
reference to the ASC's notices of systems of records, which are 
published in the Federal Register, as required by section (e)(4) of the 
Privacy Act, 5 U.S.C. 552a(e)(4). Where a system of records is compiled 
on the basis of a specific identification scheme, the individual should 
include in his or her request the identification number or other 
identifier assigned to the individual. In the event the individual does 
not know that number or identifier, the individual shall provide other 
information, including his or her full name, address, date of birth and 
subject matter of the record, to aid in processing his or her request. 
If additional information is required before a request can be processed, 
the individual shall be so advised.
  (2) Verification of identity. When the fact of the existence of a 
record is not required to be disclosed under the Freedom of Information 
Act, 5 U.S.C. 552, as amended, or when a record as to which access has 
been requested is not required to be disclosed under that Act, the 
individual seeking the information or requesting access to the record 
shall be required to verify his or her identity before access will be 
granted or information given. For this purpose, individuals shall appear 
at the ASC located at 2100 Pennsylvania Avenue, NW, suite 200, 
Washington, DC, between 9 a.m. to 4:30 p.m., Monday through Friday. The 
ASC's Office is not open on Saturdays, Sundays or Federal holidays.
  (3) Methods for verifying identity--appearance in person. For the 
purpose of verifying identity, an individual seeking information 
regarding pertinent records or access to those records shall furnish 
documentation that may reasonably be relied on to establish the 
individual's identity. Such documentation might include a valid birth 
certificate, driver's license, employee or military identification card, 
and medicare card.
  (4) Method for verifying identity--by mail. Where an individual cannot 
appear at the ASC's Office for the purpose of verifying identity, the 
individual shall submit, along with the request for information or 
access, a signed and notarized statement attesting to his or her 
identity. Where access is being sought, the sworn statement shall 
include a representation that the records being sought pertain to the 
individual and a stipulation that the individual is aware that knowingly 
and willfully requesting or obtaining records pertaining to an 
individual from the ASC under false pretenses is a criminal offense.
  (5) Additional procedures for verifying identity. When it appears 
appropriate to the Privacy Act Officer, other arrangements may be made 
for the verification of identity as are reasonable under the 
circumstances and appear to be effective to prevent unauthorized 
disclosure of, or access to, individual records.
  (b) Acknowledgement of requests for information pertaining to 
individual records in a record system or for access to individual 
records. (1) Except where an immediate acknowledgement is given for 
requests made in person, the receipt of a request for information 
pertaining to individual records in a record system will be acknowledged 
within 10 days, excluding Saturdays, Sundays and Federal holidays. 
Requests will be processed as promptly as possible and a response to 
such requests will be given within 30 days (excluding Saturdays, 
Sundays, and Federal holidays) unless, within the 30 day period and for 
cause shown, the individual making the request is notified in writing 
that a longer period is necessary.

   Sec. 1102.103   Disclosure of requested records.

  (a) Initial review. Requests by individuals for access to records 
pertaining to them will be referred to the ASC's Privacy Act Officer, 
who initially will determine whether access will be granted.
  (b) Grant of request for access. (1) If it is determined that a 
request for access to records pertaining to an individual will be 
granted, the individual will be advised by mail that access will be 
given at the ASC or a copy of the requested record will be provided by 
mail if the individual shall so indicate. Where the individual requests 
that copies of the record be mailed to or her or requests copies of a 
record upon reviewing it at the ASC, the individual shall pay the cost 
of making requested copies, as set forth in Sec. 1102.109 of this 
subpart.
  (2) In granting access to an individual to a record pertaining to him 
or her, the ASC staff shall take steps to prevent the unauthorized 
disclosure of information pertaining to other individuals.
  (c) Denial of request for access. If it is determined that access will 
not be granted, the individual making the request will be notified of 
that fact and given the reasons why access is being denied. The 
individual also will be advised of his or her right to seek review by 
the Executive Director of the initial decision to deny access, in 
accordance with the procedures set forth in Sec. 1102.107 of this 
subpart.
  (d) Time for acting on requests for access. Access to a record 
pertaining to an individual normally will be granted or denied within 30 
days (excluding Saturdays, Sundays, and Federal holidays) after the 
receipt of the request for access, unless the individual making the 
request is notified in writing within the 30 day period that, for good 
cause shown, a longer time is required. In such cases, the individual 
making the request shall be informed in writing of the difficulties 
encountered and an indication shall be given as to when it is 
anticipated that access may be granted or denied.
  (e) Authorization to allow designated person to review and discuss 
records pertaining to another individual. An individual, who is granted 
access to records pertaining to him or her and who appears at the ASC 
Office to review the records, may be accompanied by another person of 
his or her choosing. Where the records as to which access has been 
granted are not required to be disclosed under provisions of the Freedom 
of Information Act, 5 U.S.C. 552, as amended, the individual requesting 
the records, before being granted access, shall execute a written 
statement, signed by him or her, specifically authorizing the latter 
individual to review and discuss the records. If such authorization has 
not been given as described, the person who has accompanied the 
individual making the request will be excluded from any review or 
discussion of the records.
  (f) Exclusion for certain records. Nothing contained in these rules 
shall allow an individual access to any information compiled in 
reasonable anticipation of an administrative judicial or civil action or 
proceeding.

   Sec. 1102.104   Special procedure: Medical records.

  (a) Statement of physician or mental health professional. When an 
individual requests access to records pertaining to the individual that 
include medical and/or psychological information, the ASC, if it deems 
it necessary under the particular circumstances, may require the 
individual to submit with the request a signed statement by the 
individual's physician or a mental health professional indicating that, 
in his or her opinion, disclosure of the requested records or 
information directly to the individual will not have an adverse effect 
on the individual.
  (b) Designation of physician or mental health professional to receive 
records. If the ASC believes, in good faith, that disclosure of medical 
and/or psychological information, directly to an individual could have 
an adverse effect on that individual, the individual may be asked to 
designate in writing a physician or mental health professional to whom 
the individual would like the records to be disclosed, and disclosure 
that otherwise would be made to the individual will instead be made to 
the designated physician or mental health professional.

   Sec. 1102.105   Requests for amendment of records.

  (a) Place to make requests. A request by an individual to amend 
records pertaining to him or her may be made in person during normal 
business hours at the ASC located at 2100 Pennsylvania Avenue, NW, Suite 
200, Washington, DC, or by mail addressed to the Privacy Act Officer, 
ASC, 2100 Pennsylvania Avenue, NW, suite 200, Washington, DC 20037.
  (1) Information to be included in requests. Each request to amend an 
ASC record shall reasonably describe the record sought to be amended. 
Such description should include, for example, relevant names, dates and 
subject matter to permit the record to be located among the records 
maintained by the ASC. An individual who has requested that a record 
pertaining to the individual be amended will be advised promptly if the 
record cannot be located on the basis of the description given and that 
further identifying information is necessary before the request can be 
processed. An initial evaluation of a request presented in person will 
be made immediately to ensure that the request is complete and to 
indicate what, if any, additional information will be required. 
Verification of the individual's identity as set forth in 
Sec. 1102.102(a) (2), (3), (4) and (5) may also be required.
  (2) Basis for amendment. An individual requesting an amendment to a 
record pertaining to the individual shall specify the substance of the 
amendment and set forth facts and provide such materials that would 
support his or her contention that the record as maintained by the ASC 
is not accurate, timely or complete, or that the record is not necessary 
and relevant to accomplish a statutory purpose of the ASC as authorized 
by law or by Executive Order of the President.
  (b) Acknowledgement of requests for amendment. Receipt of a request to 
amend a record pertaining to an individual normally will be acknowledged 
in writing within 10 days after such request has been received, 
excluding Saturdays, Sundays and Federal holidays. When a request to 
amend is made in person, the individual making the request will be given 
a written acknowledgement when the request is presented. The 
acknowledgement will describe the request received and indicate when it 
is anticipated that action will be taken on the request. No 
acknowledgement will be sent when the request for amendment will be 
reviewed, and an initial decision made, within the 10 day period after 
such request has been received.

   Sec. 1102.106   Review of requests for amendment.

  (a) Initial review. As in the case of requests for access, requests by 
individuals for amendment to records pertaining to them will be referred 
to the ASC's Privacy Act Officer for an initial determination.
  (b) Standards to be applied in reviewing requests. In reviewing 
requests to amend records, the Privacy Act Officer will be guided by the 
criteria set forth in 5 U.S.C. 552(e) (1) and (5), i.e., that records 
maintained by the ASC shall contain only such information as is 
necessary and relevant to accomplish a statutory purpose of the ASC as 
required by statute or Executive Order of the President and that such 
information also be accurate, timely, relevant and complete. These 
criteria will be applied whether the request is to add material to a 
record or to delete information from a record.
  (c) Time for acting on requests. Initial review of a request by an 
individual to amend a record shall be completed as promptly as is 
reasonably possible and normally within 30 days (excluding Saturdays, 
Sundays, and Federal holidays) from the date the request was received, 
unless unusual circumstances preclude completion of review within that 
time. If the anticipated completion date indicated in the 
acknowledgement cannot be met, the individual requesting the amendment 
will be advised in writing of the delay and the reasons therefor, and 
also advised when action is expected to be completed.
  (d) Grant of requests to amend records. If a request to amend a record 
is granted in whole or in part, the Privacy Act Officer will:
  (1) Advise the individual making the request in writing of the extent 
to which it has been granted;
  (2) Amend the record accordingly; and
  (3) Where an accounting of disclosures of the record has been kept 
pursuant to 5 U.S.C. 552a(c), advise all previous recipients of the 
record of the fact that the record has been amended and the substance of 
the amendment.
  (e) Denial of requests to amend records. If an individual's request to 
amend a record pertaining to him is denied in whole or in part, the 
Privacy Act Officer will:
  (1) Promptly advise the individual making the request in writing of 
the extent to which the request has been denied;
  (2) State the reasons for the denial of the request;
  (3) Describe the procedures established by the ASC to obtain further 
review within the ASC of the request to amend, including the name and 
address of the person to whom the appeal is to be addressed; and
  (4) Inform the individual that the Privacy Act Officer will provide 
information and assistance to the individual in perfecting an appeal of 
the initial decision.

   Sec. 1102.107  Appeal of initial adverse agency determination 
   regarding access or amendment.

  (a) Administrative review. Any person who has been notified pursuant 
to Sec. 1102.103(c) that a request for access to records pertaining to 
him or her has been denied in whole or in part, or pursuant to 
Sec. 1102.106(e) of this subpart that a request for amendment has been 
denied in whole or in part, or who has received no response to a request 
for access or to amend within 30 days (excluding Saturdays, Sundays and 
Federal holidays) after the request was received by the ASC's staff (or 
within such extended period as may be permitted in accordance with 
Sec. Sec. 1102.103(d) and 1102.106(c) of this subpart), may appeal the 
adverse determination or failure to respond by applying for an order of 
the Executive Director determining and directing that access to the 
record be granted or that the record be amended in accordance with his 
or her request.
  (1) The application shall be in writing and shall describe the record 
in issue and set forth the proposed amendment and the reasons therefor.
  (2) The application shall be delivered to the ASC, 2100 Pennsylvania 
Avenue, NW, suite 200, Washington, DC, or by mail addressed to the 
Privacy Act Officer, ASC, 2100 Pennsylvania Avenue, NW, suite 200, 
Washington, DC 20037.
  (3) The applicant may state such facts and cite such legal or other 
authorities in support of the application.
  (4) The Executive Director will make a determination with respect to 
any appeal within 30 days after the receipt of such appeal (excluding 
Saturdays, Sundays, and Federal holidays), unless for good cause shown, 
the Executive Director shall extend that period. If such an extension is 
made, the individual who is appealing shall be advised in writing of the 
extension, the reasons therefor, and the anticipated date when the 
appeal will be decided.
  (5) In considering an appeal from a denial of a request to amend a 
record, the Executive Director shall apply the same standards as set 
forth in Sec. 1102.106(b).
  (6) If the Executive Director concludes that access should be granted, 
the Executive Director shall issue an order granting access and 
instructing the Privacy Act Officer to comply with Sec. 1102.103(b).
  (7) If the Executive Director concludes that the request to amend the 
record should be granted in whole or in part, the Executive Director 
shall issue an order granting the requested amendment in whole or in 
part and instructing the Privacy Act Officer to comply with the 
requirements of Sec. 1102.106(d) of this subpart, to the extent 
applicable.
  (8) If the Executive Director affirms the initial decision denying 
access, the Executive Director shall issue an order denying access and 
advising the individual seeking access of:
  (i) The order;
  (ii) The reasons for denying access; and
  (iii) The individual's right to obtain judicial review of the decision 
pursuant to 5 U.S.C. 552a(g)(1)(B).
  (9) If the Executive Director determines that the decision of the 
Privacy Act Officer denying a request to amend a record should be 
upheld, the Executive Director shall issue an order denying the request 
and the individual shall be advised of:
  (i) The order refusing to amend the record and the reasons therefor;
  (ii) The individual's right to file a concise statement setting forth 
his or her disagreement with the Executive Director's decision not to 
amend the record;
  (iii) The procedures for filing such a statement of disagreement with 
the Executive Director;
  (iv) The fact that any such statement of disagreement will be made 
available to anyone to whom the record is disclosed, together with, if 
the Executive Director deems it appropriate, a brief statement setting 
forth the Executive Director's reasons for refusing to amend;
  (v) The fact that prior recipients of the record in issue will be 
provided with the statement of disagreement and the Executive Director's 
statement, if any, to the extent that an accounting of such disclosures 
has been maintained pursuant to 5 U.S.C. 552a(c); and
  (vi) The individual's right to seek judicial review of the Executive 
Director's refusal to amend, pursuant to 5 U.S.C. 552a(g)(1)(A).
  (b) Statement of disagreement. As noted in paragraph (a)(9)(ii) of 
this section, an individual may file with the Executive Director a 
statement setting forth his or her disagreement with the Executive 
Director's denial of his or her request to amend a record.
  (1) Such statement of disagreement shall be delivered to the ASC, 2100 
Pennsylvania Avenue, NW, Suite 200, Washington, DC 20037, within 30 days 
after receipt by the individual of the Executive Director's order 
denying the amendment, excluding Saturdays, Sundays and Federal 
holidays. For good cause shown, this period can be extended for a 
reasonable time.
  (2) Such statement of disagreement shall concisely state the basis for 
the individual's disagreement. Unduly lengthy or irrelevant materials 
will be returned to the individual by the Executive Director for 
appropriate revisions before they become a permanent part of the 
individual's record.
  (3) The record about which a statement of disagreement has been filed 
will clearly note which part of the record is disputed and the Executive 
Director will provide copies of the statement of disagreement and, if 
the Executive Director deems it appropriate, provide a concise statement 
of his or her reasons for refusing to amend the record, to persons or 
other agencies to whom the record has been or will be disclosed.

   Sec. 1102.108  General provisions.

  (a) Extensions of time. Pursuant to Sec. Sec. 1102.103(b), 
1102.104(d), 1102.109(c) and 1102.109(a)(4) of this subpart, the time 
within which a request for information, access or amendment by an 
individual with respect to records maintained by the ASC that pertain to 
him or her normally would be processed may be extended for good cause 
shown or because of unusual circumstances. As used in these rules, good 
cause and unusual circumstances shall include, but only to the extent 
reasonably necessary to the proper processing of a particular request:
  (1) The need to search for and collect the requested records from 
establishments that are separate from the ASC. Some records of the ASC 
may be stored in Federal Records Centers in accordance with law--
including many of the documents that have been on file with the ASC for 
more than 2 years--and cannot be made available promptly. Any person who 
has requested for personal examination a record stored at the Federal 
Records Center will be notified when the record will be made available.
  (2) The need to search for, collect, and appropriately examine a 
voluminous amount of separate and distinct records which may be demanded 
in a single request. While every reasonable effort will be made to 
comply fully with each request as promptly as possible on a first-come, 
first-served basis, work done to search for, collect and appropriately 
examine records in response to a request for a large number of records 
will be contingent upon the availability of processing personnel in 
accordance with an equitable allocation of time to all members of the 
public who have requested or wish to request records.
  (3) The need for consultation, which shall be conducted with all 
practicable speed, with another agency having a substantial interest in 
the determination of the request, or among two or more components within 
the ASC having substantial subject-matter interest herein.
  (b) Effective date of action. Whenever it is provided in this subpart 
that an acknowledgement or response to a request will be given by 
specific times, deposit in the mails of such acknowledgement or response 
by that time, addressed to the person making the request, will be deemed 
full compliance.
  (c) Records in use by a member of the ASC or its staff. Although every 
effort will be made to make a record in use by a member of the ASC or 
its staff available when requested, it may occasionally be necessary to 
delay making such a record available when doing so at the time the 
request is made would seriously interfere with the work of the ASC or 
its staff.
  (d) Missing or lost records. Any person who has requested a record or 
a copy of a record pertaining to him or her will be notified if the 
record sought cannot be found. If the person so requests, he or she will 
be notified if the record subsequently is found.
  (e) Oral requests; misdirected written requests--(1) Telephone and 
other oral requests. Before responding to any request by an individual 
for information concerning whether records maintained by the ASC in a 
system of records pertain to the individual or to any request for access 
to records by an individual, such request must be in writing and signed 
by the individual making the request. The Executive Director will not 
entertain any appeal from an alleged denial of failure to comply with an 
oral request. Any person who has made an oral request for information or 
access to records who believes that the request has been improperly 
denied should resubmit the request in appropriate written form to obtain 
proper consideration and, if need be, administrative review.
  (2) Misdirected written requests. The ASC cannot assure that a timely 
or satisfactory response will be given to written requests for 
information, access or amendment by an individual with respect to 
records pertaining to him or her that are directed to the ASC other than 
in a manner prescribed in Sec. Sec. 1102.103(a), 1102.106(a), 
1102.108(a)(2), and 1102.110 of this subpart. Any staff member who 
receives a written request for information, access or amendment should 
promptly forward the request to the Privacy Act Officer. Misdirected 
requests for records will be considered to have been received by the ASC 
only when they have been actually received by the Privacy Act Officer in 
cases under Sec. 1102.108(a)(2). The Executive Director will not 
entertain any appeal from an alleged denial or failure to comply with a 
misdirected request, unless it is clearly shown that the request was in 
fact received by the Privacy Act Officer.

   Sec. 1102.109  Fees.

  (a) There will be no charge assessed to the individual for the ASC's 
expense involved in searching for or reviewing the record. Copies of the 
ASC's records will be provided by a commercial copier at rates 
established by a contract between the copier and the ASC or by the ASC 
at the rates in Sec. 1101.4(b)(5)(ii) of 12 CFR part 1101.
  (b) Waiver or reduction of fees. Whenever the Executive Director of 
the ASC determines that good cause exists to grant a request for 
reduction or waiver of fees for copying documents, he or she may reduce 
or waive any such fees.

   Sec. 1102.110  Penalties.

  Title 18 U.S.C. 1001 makes it a criminal offense, subject to a maximum 
fine of $10,000, or imprisonment for not more than 5 years or both, to 
knowingly and willingly make or cause to be made any false or fraudulent 
statements or representations in any matter within the jurisdiction of 
any agency of the United States. 5 U.S.C. 552a(i) makes it a misdemeanor 
punishable by a fine of not more than $5,000 for any person knowingly 
and willfully to request or obtain any record concerning an individual 
from the ASC under false pretenses. 5 U.S.C. 552a(i) (1) and (2) provide 
criminal penalties for certain violations of the Privacy Act by officers 
and employees of the ASC.