[Unified Agenda of Federal Regulatory and Deregulatory Actions]
[Federal Deposit Insurance Corporation Semiannual Regulatory Agenda]
[From the U.S. Government Printing Office, www.gpo.gov]


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Part L





Federal Deposit Insurance Corporation





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Semiannual Regulatory Agenda

[[Page 23630]]



FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)






_______________________________________________________________________

FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Ch. III

Semiannual Agenda of Regulations

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Semiannual regulatory agenda.

_______________________________________________________________________

SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is hereby 
publishing items for the spring 2006 Unified Agenda of Federal 
Regulatory and Deregulatory Actions. The agenda contains information 
about FDIC's current and projected rulemakings, existing regulations 
under review, and completed rulemakings.

FOR FURTHER INFORMATION CONTACT: Persons identified under regulations 
listed in the agenda. Unless otherwise noted, the address for all FDIC 
staff identified in the agenda is Federal Deposit Insurance 
Corporation, 550 17th Street NW., Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Twice each year, the FDIC publishes an 
agenda of regulations to inform the public of its regulatory actions 
and to enhance public participation in the rulemaking process. 
Publication of the agenda is in accordance with the Regulatory 
Flexibility Act (5 U.S.C. 601 et seq.). The FDIC amends its regulations 
under the general rulemaking authority prescribed in section 9 of the 
Federal Deposit Insurance Act (12 U.S.C. 1819) and under specific 
authority granted by the Act and other statutes.

     In this edition of the spring 2006 agenda, the FDIC published 
one advanced notice of proposed rulemaking entitled ``Large-Bank 
Deposit Insurance Determination Modernization Proposal'' on 
December 13, 2005; two proposed rules entitled (1) ``Interstate 
Banking; Federal Interest Rate Authority'' on October 14, 2005 and 
(2) ``Risk-Based Capital Guidelines; Capital Adequacy Guidelines; 
Capital Maintenance: Domestic Capital Modifications'' on October 
20, 2005; and six final rules entitled (1) ``Extension of Corporate 
Powers'' on October 18, 2004, (2) ``Deposit Insurance Coverage; 
Accounts of Qualified Tuition Savings Programs Under Section 529 of 
the Internal Revenue Code'' on October 28, 2005, (3) ``One-Year 
Post-Employment Restrictions for Senior Examiners'' on November 17, 
2005, (4) ``Fair Credit Reporting Medical Information Regulations'' 
on November 22, 2005, (5) ``Notification of Changes of Insured 
Status'' on February 21, 2006, and (6) ``Risk-Based Capital 
Guidelines: Market Risk Measure; Securities Borrowing 
Transactions'' on February 22, 2006. In addition the FDIC published 
one notice entitled ``Community Reinvestment Act; Interagency 
Questions and Answers Regarding Community Reinvestment'' on 
November 10, 2005.

     Interested persons may petition the FDIC for the issuance, 
amendment, or repeal of any regulation by submitting a written 
petition to the Executive Secretary, Federal Deposit Insurance 
Corporation, Washington, DC 20429. Petitioners should include 
complete and concise statements of their interest in the subject 
matter and reasons why the petitions should be granted.

 Carol L. Middlebrook,

Special Assistant to the Executive Secretary,
Federal Deposit Insurance Corporation.

                           Federal Deposit Insurance Corporation--Proposed Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3837        Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance:          3064-AC96
            Domestic Capital Modifications........................................................
3838        Community Reinvestment Act; Interagency Questions and Answers Regarding Community         3064-AC97
            Reinvestment; Notice..................................................................
3839        Large-Bank Deposit Insurance Determination Modernization Proposal.....................    3064-AC98
----------------------------------------------------------------------------------------------------------------


                             Federal Deposit Insurance Corporation--Final Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3840        12 CFR 303 Filing Procedures; Transactions With Affiliates............................    3064-AC78
3841        Deposit Insurance Coverage; Stored Value Cards and Other Nontraditional Access            3064-AC80
            Mechanisms............................................................................
3842        Fair Credit Reporting Affiliate Marketing Regulations.................................    3064-AC83
3843        Annual Independent Audits and Reporting Requirements..................................    3064-AC91
----------------------------------------------------------------------------------------------------------------


                            Federal Deposit Insurance Corporation--Long-Term Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3844        12 CFR 327 Assessments--Assessment Base...............................................    3064-AB46
3845        12 CFR 342 Qualification Requirements for the Recommendation or Sale of Certain           3064-AB85
            Securities............................................................................
3846        12 CFR 334 Fair Credit Reporting Act Regulations......................................    3064-AC35
3847        Risk-Based Capital Standards: Implementation of New Basel Capital Accord..............    3064-AC73

[[Page 23631]]

 
3848        Interstate Banking; Federal Interest Rate Authority...................................    3064-AC95
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                            Federal Deposit Insurance Corporation--Completed Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3849        12 CFR 325 Risk-Based Capital Guidelines: Market Risk Measure; Securities Borrowing       3064-AC46
            Transactions..........................................................................
3850        Regulatory Publication and Review.....................................................    3064-AC59
3851        Fair Credit Reporting Medical Information Regulations.................................    3064-AC81
3852        Deposit Insurance Coverage; Accounts of Qualified Tuition Savings Programs Under          3064-AC90
            Section 529 of the Internal Revenue Code..............................................
3853        12 CFR 308 One-Year Post-Employment Restrictions for Senior Examiners.................    3064-AC92
3854        Notification of Changes of Insured Status.............................................    3064-AC93
3855        Extension of Corporate Powers.........................................................    3064-AC94
----------------------------------------------------------------------------------------------------------------

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)        Proposed Rule Stage






_______________________________________________________________________




3837.  RISK-BASED CAPITAL GUIDELINES; CAPITAL ADEQUACY 
GUIDELINES; CAPITAL MAINTENANCE: DOMESTIC CAPITAL MODIFICATIONS

Priority: Substantive, Nonsignificant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: Not Yet Determined

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: The OCC, Board, FDIC, and OTS are considering various 
revisions to the existing risk-based capital framework that would 
enhance its risk sensitivity. These changes would apply to banks, bank 
holding companies, and savings associations. The Agencies are 
soliciting comments on possible modifications to their risk-based 
capital standards that would facilitate the development of fuller and 
more comprehensive proposals applicable to a range of activities and 
exposures.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           10/20/05                    70 FR 61068
NPRM                            09/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3581

RIN: 3064-AC96
_______________________________________________________________________




3838.  COMMUNITY REINVESTMENT ACT; INTERAGENCY 
QUESTIONS AND ANSWERS REGARDING COMMUNITY REINVESTMENT; NOTICE

Priority: Substantive, Nonsignificant

Legal Authority: Not Yet Determined

CFR Citation: None

Legal Deadline: None

Abstract: This proposal would revise guidance of the staffs of the OCC, 
Board, and FDIC relating to the community Reinvestment Act to address 
topics related to the revisions the agencies made to their regulations 
that implement CRA.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Notice                          11/10/05                    70 FR 68450
 Notice Comment Period End      01/09/06
Second Notice                   05/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-7424

RIN: 3064-AC97
_______________________________________________________________________




3839.  LARGE-BANK DEPOSIT INSURANCE DETERMINATION 
MODERNIZATION PROPOSAL

Priority: Other Significant

Legal Authority: Not Yet Determined

CFR Citation: Not Yet Determined

Legal Deadline: None

Abstract: In view of the significant Industry consolidation in recent 
years, the FDIC is exploring new methods to modernize its deposit 
insurance determination process, whereby the insurance status of each 
depositor is determined in the event of failure.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           12/13/05                    70 FR 73652

[[Page 23632]]

ANPRM Comment Period End        03/13/06
NPRM                            12/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-8839

RIN: 3064-AC98
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)           Final Rule Stage






_______________________________________________________________________




3840. FILING PROCEDURES; TRANSACTIONS WITH AFFILIATES

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1819 (Tenth); 12 USC 1828 (j)(1); 12 USC 378; 
12 USC 1813; 12 USC 1815; 12 USC 1817; 12 USC 1818; 12 USC 1819 
(Seventh); 12 USC 1820; 12 USC 1823; 12 USC 1828; 12 USC 1831a; 12 USC 
1831e; 12 USC 1831o; 12 USC 1831p-1; 12 USC 1831w; 12 USC 1835a; 12 USC 
1843(l); 12 USC 3104; 12 USC 3105; 12 USC 3108; 12 USC 3207; 15 USC 
1601 to 1607

CFR Citation: 12 CFR 303; 12 CFR 324

Legal Deadline: None

Abstract: FDIC is proposing to adopt its own regulation that would 
cross reference Regulation W to make it clear that insured State 
nonmember banks are subject to the restrictions and limitations, and 
may take advantage of the exemptions, contained in Regulation W.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            03/17/04                    69 FR 12571
NPRM Comment Period End         05/03/04
Final Action                    07/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comfiling.html

Agency Contact: Thomas Bolt, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898-6750

RIN: 3064-AC78
_______________________________________________________________________




3841. DEPOSIT INSURANCE COVERAGE; STORED VALUE CARDS AND OTHER 
NONTRADITIONAL ACCESS MECHANISMS

Priority: Substantive, Nonsignificant

Unfunded Mandates: Undetermined

Legal Authority: 12 USC 1813(l); 12 USC 1813(m); 12 USC 1817(i); 12 USC 
1818(q); 12 USC 1819 (Tenth)

CFR Citation: 12 CFR 330

Legal Deadline: None

Abstract: FDIC published a proposed regulation that would clarify the 
insurance coverage of funds subject to transfer or withdrawal through 
the use of stored value cards and other nontraditional access 
mechanisms. This proposed rule is a revision of a proposed rule 
published by the FDIC in April of 2004 (the ``First Proposed Rule''). 
See 69 FR 20558 (April 16, 2004). The purpose of the revised proposed 
rule (the ``Second Proposed Rule'') is to address certain issues raised 
by commenters in response to the original proposal.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            04/16/04                    69 FR 20588
NPRM Comment Period End         07/15/04
Second NPRM                     08/08/05                    70 FR 45571
Second NPRM Comment Period End  11/07/05
Final Action                    10/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-8839

RIN: 3064-AC80
_______________________________________________________________________




3842. FAIR CREDIT REPORTING AFFILIATE MARKETING REGULATIONS

Priority: Other Significant

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment 
proposed regulations to implement the affiliate marketing provisions in 
section 214 of the Fair and Accurate Credit Transactions Act of 2003, 
which amends the Fair Credit Reporting Act. The proposed regulations 
generally prohibit a person from using information received from an 
affiliate to make a solicitation for marketing purposes to a consumer, 
unless the consumer is given notice, an opportunity, and a simple 
method to opt out of the making of such solicitations.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            07/15/04                    69 FR 42502
NPRM Comment Period End         08/16/04
Final Action                    05/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:

[[Page 23633]]

http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-7424

RIN: 3064-AC83
_______________________________________________________________________




3843. ANNUAL INDEPENDENT AUDITS AND REPORTING REQUIREMENTS

Priority: Substantive, Nonsignificant

Legal Authority: 12 USC 1831m

CFR Citation: 12 CFR 363

Legal Deadline: None

Abstract: The FDIC is proposing to amend its regulations concerning 
annual independent audits and reporting requirements, which implement 
Section 36 of the Federal Deposit Insurance Act (FDI Act). Section 36 
and the FDIC's implementing regulations are generally intended to 
facilitate early identification of problems in financial management at 
insured depository institutions with total assets above a certain 
threshold (currently $500 million) through annual independent audits, 
assessments of effectiveness of internal control over financial 
reporting and compliance with designated laws and regulations, and 
related reporting requirements.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            08/02/05                    70 FR 44293
NPRM Comment Period End         09/16/05
Final Action                    05/00/06

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/2005/05comaudits.html

Agency Contact: Michelle Borzillo, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-7400

RIN: 3064-AC91
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Long-Term Actions






_______________________________________________________________________




3844. ASSESSMENTS--ASSESSMENT BASE

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 327

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           10/05/94                    59 FR 50710
ANPRM Comment Period End        02/02/95
To Be Determined                 To Be                       Determined

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Munsell St. Clair
Phone: 202 898-8967

RIN: 3064-AB46
_______________________________________________________________________




3845. QUALIFICATION REQUIREMENTS FOR THE RECOMMENDATION OR SALE OF 
CERTAIN SECURITIES

Priority: Substantive, Nonsignificant

CFR Citation: 12 CFR 342

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            12/30/96                    61 FR 68824
NPRM Comment Period End         02/28/97
Second NPRM                      To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips
Phone: 202 898-3581

Related RIN: Related to 3064-AC42
RIN: 3064-AB85
_______________________________________________________________________




3846. FAIR CREDIT REPORTING ACT REGULATIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 334

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/20/00                    65 FR 63120
NPRM Comment Period End         12/04/00
Second NPRM                      To Be                       Determined

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Richard M. Schwartz
Phone: 202 898-7424

RIN: 3064-AC35
_______________________________________________________________________




3847. RISK-BASED CAPITAL STANDARDS: IMPLEMENTATION OF NEW BASEL CAPITAL 
ACCORD

Priority: Other Significant. Major under 5 USC 801.

CFR Citation: 12 CFR 325

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           08/04/03                    68 FR 45900
To Be Determined                 To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips
Phone: 202 898-3581

RIN: 3064-AC73
_______________________________________________________________________




3848.  INTERSTATE BANKING; FEDERAL INTEREST RATE 
AUTHORITY

Priority: Substantive, Nonsignificant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 U.S.C. 1819(A) (Tenth); 1820(g); 1831d note

CFR Citation: 12 CFR 331 and 332

Legal Deadline: None

Abstract: The FDIC received a petition for rulemaking to preempt 
certain laws with the stated purpose of establishing

[[Page 23634]]

parity between national banks and state-charted banks in interstate 
activities and operations. The petition also requested rulemaking to 
implement the interest rate authority contained in the Federal Deposit 
Insurance Act.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/14/05                    70 FR 60019
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Robert C Fick, Federal Deposit Insurance Corporation, 
Washington, DC 20249
Phone: 202 898-8962

RIN: 3064-AC95
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Completed Actions






_______________________________________________________________________




3849. RISK-BASED CAPITAL GUIDELINES: MARKET RISK MEASURE; SECURITIES 
BORROWING TRANSACTIONS

Priority: Other Significant

Legal Authority: 12 USC 1815(a); 12 USC 1815(b); 12 USC 1816; 12 USC 
1818(a) to 1818(c); 12 USC 1818(t); 12 USC 1819 (Tenth); 12 USC 
1828(c); 12 USC 1828(d); 12 USC 1828(i); 12 USC 1828(n); 12 USC 
1828(o); 12 USC 1831o; PL 102-233; 105 Stat 1761; 105 Stat 1789; 105 
Stat 1790; PL 102-242; 105 Stat 2236; 105 Stat 2355; 105 Stat 2386

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: This rulemaking sponsored jointly by OCC, FRB and FDIC, 
amends their market risk rules to revise the capital treatment for cash 
collateral that is posted in connection with certain securities 
borrowing transactions. The effect of the rule is to more appropriately 
align the capital requirements for these transactions with the risk 
involved and to provide a capital treatment for U.S. banking 
organizations that is more in line with the capital treatment applied 
to their domestic and foreign competitors.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              12/05/00                    65 FR 75856
Interim Final Rule Effective    01/04/01
Interim Final Rule Comment 
Period End                      01/19/01
Final Action                    02/22/06                     71 FR 8932

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-7424

RIN: 3064-AC46
_______________________________________________________________________




3850. REGULATORY PUBLICATION AND REVIEW

Priority: Other Significant

Legal Authority: 12 USC 3311

CFR Citation: None

Legal Deadline: None

Abstract: OCC, FRB, FDIC, and OTS are reviewing their regulations to 
reduce burden imposed on insured depository institutions as required by 
section 2222 of the Economic Growth and Regulatory Act of 1996.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Notice                          06/16/03                    68 FR 35589
Second Notice                   01/21/04                     69 FR 2852
Second Notice Comment Period End04/20/04
Third Notice                    07/20/04                    69 FR 43347
Third Notice Comment Period End 10/18/04
Fourth Notice                   02/03/05                     70 FR 5571
Fourth Notice Comment Period End05/04/05
Fifth Notice                    08/11/05                    70 FR 46779
Fifth Notice Comment Period End 11/09/05
Sixth Notice                    01/04/06                      71 FR 287

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
www.egrpra.gov

URL For Public Comments:
www.egrpra.gov

Agency Contact: Claude A. Rollin, Senior Counsel, Legal Division, 
Federal Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-8741

RIN: 3064-AC59
_______________________________________________________________________




3851. FAIR CREDIT REPORTING MEDICAL INFORMATION REGULATIONS

Priority: Other Significant

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment 
proposed regulations implementing section 411 of the Fair and Accurate 
Credit Transactions Act of 2003 (FACT Act). Public Law 108-159, 117 
Stat. 1952. The FACT Act substantially amends the Fair Credit Reporting 
Act (FCRA or Act), 15 U.S.C. 1681 et seq. Section 411(a) of the FACT 
Act adds a new section to the FCRA to restrict the circumstances under 
which consumer reporting agencies may furnish consumer reports that 
contain medical information about consumers.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            04/28/04                    69 FR 23380
NPRM Comment Period End         05/28/04
Interim Final Rule              06/10/05                    70 FR 33957
Final Action                    11/22/05                    70 FR 70664

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

[[Page 23635]]

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/final.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comfaircredit.html

Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-7424

RIN: 3064-AC81
_______________________________________________________________________




3852. DEPOSIT INSURANCE COVERAGE; ACCOUNTS OF QUALIFIED TUITION SAVINGS 
PROGRAMS UNDER SECTION 529 OF THE INTERNAL REVENUE CODE

Priority: Substantive, Nonsignificant

Legal Authority: 12 USC 1813(1); 1813 (m); 1817(i); 1818(q); 1819 
(Tenth); 1820 (f); 1821(a); 1822(c)

CFR Citation: 12 CFR Part 330

Legal Deadline: None

Abstract: The FDIC revised its insurance regulations for accounts of 
qualified tuition savings programs under section 529 of the Internal 
Revenue Code. Qualified tuition savings programs or prepaid tuition 
plans may be established by states or state instrumentalities under 
section 529 of the Internal Revenue Code.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              06/09/05                    70 FR 33692
Interim Final Rule Comment 
Period End                      08/08/05
Final Action                    10/28/05                    70 FR 62057

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/index.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/index.html

Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-8839

RIN: 3064-AC90
_______________________________________________________________________




3853. ONE-YEAR POST-EMPLOYMENT RESTRICTIONS FOR SENIOR EXAMINERS

Priority: Substantive, Nonsignificant

Legal Authority: 5 USC 504 ; 5 USC 554 to 557; 12 USC 93(b); 12 USC 
164; 12 USC 505; 12 USC 1815(e); 12 USC 1817 to 1818; 12 USC 1820; 12 
USC 1828 to 1829; 12 USC 1829(b); 12 USC 1831i; 12 USC 1831m(g)(4); 12 
USC 1831o; 12 USC 1831p-1; 12 USC 1832(c); 12 USC 1884(b); 12 USC 1972; 
12 USC 12 USC 3102; 12 USC 3108(a); 12 USC 3349; 12 USC 3909; 12 USC 
4717; 15 USC 78(h) to 78(i); 15 USC 78o-4(c); 15 USC 78o-5; 15 USC 78q-
1; 15 USC 78s; 15 USC 78u; 15 USC 78u-2 to 78u-3; 15 USC 78w; 15 USC 
6801(b); 15 USC 6805(b)(1); 28 USC 2461 note; 31 USC 330; 31 USC 5321; 
42 USC 4012a; sec 3100s, PL 104-134, 110 Stat 1321-358; 12 USC 1819; 12 
USC 1820(k)

CFR Citation: 12 CFR 308 ; 12 CFR 336

Legal Deadline: None

Abstract: The OCC, Board, FDIC and OTS (The Agencies) propose to adopt 
rules to implement section 6303(b) of the Intelligence Reform and 
Terrorism Prevention Act of 2004 which added a new section 10(k) to the 
Federal Deposit Insurance Act. Section 10(k)imposes post-employment 
restrictions on senior examiners of depository institutions and 
depository institution holding companies.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            08/05/05                    70 FR 45332
NPRM Comment Period End         10/04/05
Final Action                    11/17/05                    70 FR 69633

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/final.html

Agency Contact: Kimberly K. Copa, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-8832

RIN: 3064-AC92
_______________________________________________________________________




3854.  NOTIFICATION OF CHANGES OF INSURED STATUS

Priority: Substantive, Nonsignificant

Legal Authority: 12 USC 1818(a)(6); 12 USC 1818(q); 12 USC 1819(a) 
[Tenth]

CFR Citation: 12 CFR 307

Legal Deadline: None

Abstract: This proposed rule would clarify that a certification 
concerning the assumption of deposits is required only when all of an 
insured institution's deposit liabilities have been assumed, and that 
no certification is required for partial deposit assumptions.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Final Action                    02/21/06                     71 FR 8789

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/final.html

Agency Contact: Thomas Nixon, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898-8766

RIN: 3064-AC93
_______________________________________________________________________




3855.  EXTENSION OF CORPORATE POWERS

Priority: Substantive, Nonsignificant

Legal Authority: 12 USC 1816; 12 USC 1818; 12 USC 1819 (Seventh, 
Eighth, and Tenth); 12 USC 1828

CFR Citation: 12 CFR 333

Legal Deadline: None

Abstract: The Federal Deposit Insurance Corporation (FDIC) is amending 
its interpretive rule (12 CFR 333.101(b)) which states that insured 
state nonmembers banks not exercising trust powers may offer self-
directed traditional Individual Retirement and Keogh Plan accounts 
without prior written consent of the FDIC.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Final Action                    10/18/05                    70 FR 60420

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

[[Page 23636]]

Government Levels Affected: None

Agency Contact: McDonough W Benjamin, Honors Attorney, Federal Deposit 
Insurance Corporation, Washington, DC 20429
Phone: 202 898-7411

RIN: 3064-AC94
[FR Doc. 06-2060 Filed 04-21-06; 8:45 am]
BILLING CODE 6714-01-S
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