[Unified Agenda of Federal Regulatory and Deregulatory Actions]
[Federal Deposit Insurance Corporation Semiannual Regulatory Agenda]
[From the U.S. Government Printing Office, www.gpo.gov]


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Part LI





Federal Deposit Insurance Corporation





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Semiannual Regulatory Agenda

[[Page 27926]]



FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)                           


  



_______________________________________________________________________

FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Ch. III

Semiannual Agenda of Regulations

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Semiannual regulatory agenda.

_______________________________________________________________________

SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is hereby 
publishing items for the spring 2005 Unified Agenda of Federal 
Regulatory and Deregulatory Actions. The agenda contains information 
about FDIC's current and projected rulemakings, existing regulations 
under review, and completed rulemakings.

FOR FURTHER INFORMATION CONTACT: Persons identified under regulations 
listed in the agenda. Unless otherwise noted, the address for all FDIC 
staff identified in the agenda is Federal Deposit Insurance 
Corporation, 550 17th Street NW., Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Twice each year, the FDIC publishes an 
agenda of regulations to inform the public of its regulatory actions 
and to enhance public participation in the rulemaking process. 
Publication of the agenda is in accordance with the Regulatory 
Flexibility Act (5 U.S.C. 601 et seq.). The FDIC amends its regulations 
under the general rulemaking authority prescribed in section 9 of the 
Federal Deposit Insurance Act (12 U.S.C. 1819) and under specific 
authority granted by the Act and other statutes.

     Effective March 1, 2005, the FDIC modernized and simplified 
its deposit insurance assessment regulations governing certified 
statements to provide regulatory burden relief to insured 
depository institutions. Under the final rule, insured institutions 
will obtain their certified statements on the Internet via the 
FDIC's transaction-based e-business Web site, FDICconnect. In 
addition, the FDIC, along with the Office of the Comptroller of the 
Currency, the Board of Governors of the Federal Reserve System, and 
the Office of Thrift Supervision, adopted the final rule that 
generally requires each financial institution to develop, 
implement, and maintain, as part of its existing information 
security program, appropriate measures to properly dispose of 
consumer information derived from consumer reports to address the 
risks associated with identity theft.

    Interested persons may petition the FDIC for the issuance, 
amendment, or repeal of any regulation by submitting a written 
petition to the Executive Secretary, Federal Deposit Insurance 
Corporation, Washington, DC 20429. Petitioners should include 
complete and concise statements of their interest in the subject 
matter and reasons why the petitions should be granted.

Federal Deposit Insurance Corporation.

 Robert E. Feldman,

Executive Secretary.

                           Federal Deposit Insurance Corporation--Proposed Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3844        12 CFR 327 Assessments--Assessment Base...............................................    3064-AB46
3845        12 CFR 334 Fair Credit Reporting Act Regulations......................................    3064-AC35
3846        Risk-Based Capital Standards: Implementation of New Basel Capital Accord..............    3064-AC73
----------------------------------------------------------------------------------------------------------------


                             Federal Deposit Insurance Corporation--Final Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3847        12 CFR 303 Filing Procedures; Transactions With Affiliates............................    3064-AC78
3848        Definition of ``Deposit'' Stored Value Cards..........................................    3064-AC80
3849        Fair Credit Reporting Medical Information Regulations.................................    3064-AC81
3850        Fair Credit Reporting Affiliate Marketing Regulations.................................    3064-AC83
3851        Securities of Nonmember Insured Banks.................................................    3064-AC88
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                            Federal Deposit Insurance Corporation--Long-Term Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3852        12 CFR 342 Qualification Requirements for the Recommendation or Sale of Certain           3064-AB85
            Securities............................................................................
3853        12 CFR 325 Risk-Based Capital Guidelines: Market Risk Measure; Securities Borrowing       3064-AC46
            Transactions..........................................................................
3854        12 CFR 345 Community Reinvestment Act Regulations (Section 610 Review)................    3064-AC50
3855        Regulatory Publication and Review.....................................................    3064-AC59
3856        Community Reinvestment Act Regulations................................................    3064-AC89
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[[Page 27927]]


                            Federal Deposit Insurance Corporation--Completed Actions
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                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3857        12 CFR 334 Proper Disposal of Consumer Information Under the Fair and Accurate Credit     3064-AC77
            Transactions Act of 2003..............................................................
3858        Community Reinvestment Act............................................................    3064-AC82
3859        Deposit Insurance Assessments--Certified Statements...................................    3064-AC84
3860        12 CFR 303 International Banking......................................................    3064-AC85
3861        Interagency Guidance on Response Programs for Unauthorized Access to Customer             3064-AC87
            Information and Customer Notice.......................................................
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_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)        Proposed Rule Stage


  



_______________________________________________________________________




3844. ASSESSMENTS--ASSESSMENT BASE

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1441; 12 USC 1817 to 1819

CFR Citation: 12 CFR 327

Legal Deadline: None

Abstract: In 1994, FDIC sought comment on a proposal to revise the 
assessment base used by insured institutions to determine the premium 
paid for deposit insurance. That initiative did not lead to a proposed 
rule. Instead, FDIC plans to revisit the issue with a new advance 
notice of proposed rulemaking on alternative options for the deposit 
component of the assessment base and on options regarding the float 
deduction and use of average daily deposit balances.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           10/05/94                    59 FR 50710
ANPRM Comment Period End        02/02/95
NPRM                            06/00/05

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Munsell St. Clair, Senior Policy Analyst, Division of 
Insurance and Research, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898-8967

RIN: 3064-AB46
_______________________________________________________________________




3845. FAIR CREDIT REPORTING ACT REGULATIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 15 USC 1681s; 12 USC 1819(a)(Tenth)

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: Section 506 of the Gramm-Leach-Bliley Act (Act) authorizes 
the Federal banking agencies to publish Fair Credit Reporting Act 
regulations to carry out the purposes of the Act. Due to comments 
received from a joint notice of proposed rulemaking, dated October 20, 
2000, it is anticipated that the agencies will issue a new proposed 
rulemaking for public comment.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/20/00                    65 FR 63120
NPRM Comment Period End         12/04/00
Second NPRM                     06/00/05

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC35
_______________________________________________________________________




3846. RISK-BASED CAPITAL STANDARDS: IMPLEMENTATION OF NEW BASEL CAPITAL 
ACCORD

Priority: Other Significant. Major under 5 USC 801.

Legal Authority: Not Yet Determined

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: This joint advance notice of proposed rulemaking sponsored by 
OCC, FRB, FDIC, and OTS, describes significant elements of the advanced 
internal ratings-based approach for credit risk and the advanced 
measurement approaches for operational risk.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           08/04/03                    68 FR 45900
NPRM                            07/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3581

RIN: 3064-AC73

[[Page 27928]]

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)           Final Rule Stage


  



_______________________________________________________________________




3847. FILING PROCEDURES; TRANSACTIONS WITH AFFILIATES

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1819 (Tenth); 12 USC 1828 (j)(1); 12 USC 378; 
12 USC 1813; 12 USC 1815; 12 USC 1817; 12 USC 1818; 12 USC 1819 
(Seventh); 12 USC 1820; 12 USC 1823; 12 USC 1828; 12 USC 1831a; 12 USC 
1831e; 12 USC 1831o; 12 USC 1831p-1; 12 USC 1831w; 12 USC 1835a; 12 USC 
1843(l); 12 USC 3104; 12 USC 3105; 12 USC 3108; 12 USC 3207; 15 USC 
1601 to 1607

CFR Citation: 12 CFR 303; 12 CFR 324

Legal Deadline: None

Abstract: FDIC is proposing to adopt its own regulation that would 
cross reference Regulation W to make it clear that insured State 
nonmember banks are subject to the restrictions and limitations, and 
may take advantage of the exemptions, contained in Regulation W.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            03/17/04                    69 FR 12571
NPRM Comment Period End         05/03/04
Final Action                    06/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comfiling.html

Agency Contact: Pamela E. F. LeCren, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3730

RIN: 3064-AC78
_______________________________________________________________________




3848. DEFINITION OF ``DEPOSIT'' STORED VALUE CARDS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Unfunded Mandates: Undetermined

Legal Authority: 12 USC 378; 12 USC 1813; 12 USC 1815 to 1818; 12 USC 
1819 (Seventh); 12 USC 1820; 12 USC 1823; 12 USC 1828; 12 USC 1831a; 12 
USC 1831e; 12 USC 1831o; 12 USC 1831p-1; 12 USC 1835a; 12 USC 3104; 12 
USC 3105; 12 USC 3108; 12 USC 3207; 15 USC 1601 to 1607; 12 USC 1819 
(Tenth)

CFR Citation: 12 CFR 303

Legal Deadline: None

Abstract: FDIC is publishing for notice and comment a proposed rule 
that would clarify the meaning of ``deposit'' as that term relates to 
funds at insured depository institutions underlying stored value cards.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            04/16/04                    69 FR 20588
NPRM Comment Period End         07/15/04
Final Action                    06/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comdepositdef.html

Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-8839

RIN: 3064-AC80
_______________________________________________________________________




3849. FAIR CREDIT REPORTING MEDICAL INFORMATION REGULATIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment 
proposed regulations implementing section 411 of the Fair and Accurate 
Credit Transactions Act of 2003 (FACT Act). Public Law 108-159, 117 
Stat. 1952. The FACT Act substantially amends the Fair Credit Reporting 
Act (FCRA or Act), 15 U.S.C. 1681 et seq. Section 411(a) of the FACT 
Act adds a new section to the FCRA to restrict the circumstrances under 
which consumer reporting agencies may furnish consumer reports that 
contain medical information about consumers.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            04/28/04                    69 FR 23380
NPRM Comment Period End         05/28/04
Final Action                    06/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comfaircredit.html

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC81
_______________________________________________________________________




3850. FAIR CREDIT REPORTING AFFILIATE MARKETING REGULATIONS

Priority: Other Significant

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment 
proposed regulations to implement the affiliate marketing provisions in 
section 214 of the Fair and Accurate Credit Transactions Act of 2003, 
which amends the Fair Credit Reporting Act. The proposed regulations 
generally prohibit a person from using information received from an 
affiliate to make a solicitation for marketing purposes to a consumer, 
unless the consumer is given notice, an opportunity, and a simple 
method to opt out of the making of such solicitations.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            07/15/04                    69 FR 42502
NPRM Comment Period End         08/16/04
Final Action                    06/00/05

[[Page 27929]]

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC83
_______________________________________________________________________




3851. [bull] SECURITIES OF NONMEMBER INSURED BANKS

Priority: Other Significant

Legal Authority: 12 USC 1819; 15 USC 78l(i); 15 USC 78(m); 15 USC 
78(n); 15 USC 78(p); 15 USC 78(w); 15 USC 7241 to 7244; 15 USC 7261; 15 
USC 7262; 15 USC 7264; 15 USC 7265

CFR Citation: 12 CFR 335

Legal Deadline: None

Abstract: FDIC is revising its securities disclosure regulations 
applicable to State nonmember banks with securities required to be 
registered under section 12 of the Securities Exchange Act of 1934.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              03/31/05                    70 FR 16398
Interim Final Rule Comment 
Period End                      05/31/05
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Mark Flanigan, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898-7426

RIN: 3064-AC88
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Long-Term Actions


  



_______________________________________________________________________




3852. QUALIFICATION REQUIREMENTS FOR THE RECOMMENDATION OR SALE OF 
CERTAIN SECURITIES

Priority: Substantive, Nonsignificant

CFR Citation: 12 CFR 342

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            12/30/96                    61 FR 68824
NPRM Comment Period End         02/28/97
Second NPRM                      To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips
Phone: 202 898-3581

Related RIN: Related to 3064-AC42
RIN: 3064-AB85
_______________________________________________________________________




3853. RISK-BASED CAPITAL GUIDELINES: MARKET RISK MEASURE; SECURITIES 
BORROWING TRANSACTIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 325

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              12/05/00                    65 FR 75856
Interim Final Rule Effective    01/04/01
Interim Final Rule Comment 
Period End                      01/19/01
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Robert F. Storch
Phone: 202 898-8906

RIN: 3064-AC46
_______________________________________________________________________




3854. COMMUNITY REINVESTMENT ACT REGULATIONS (SECTION 610 REVIEW)

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 345

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           07/19/01                    66 FR 37602
ANPRM Comment Period End        10/17/01
NPRM                            02/06/04                     69 FR 5729
NPRM Comment Period End         04/06/04
NPRM                            08/20/04                    69 FR 51611
NPRM Comment Period End         09/20/04
NPRM                            09/20/04                    69 FR 56175
NPRM Comment Period End         10/20/04
NPRM                            03/11/05                    70 FR 12149
NPRM Comment Period End         03/11/05
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Richard M. Schwartz
Phone: 202 898-7424

RIN: 3064-AC50
_______________________________________________________________________




3855. REGULATORY PUBLICATION AND REVIEW

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: None

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Notice                          06/16/03                    68 FR 35589
Second Notice                   01/21/04                     69 FR 2852
Second Notice Comment Period End04/20/04
Third Notice                    07/20/04                    69 FR 43347
Third Notice Comment Period End 10/18/04
Fourth Notice                   02/03/05                     70 FR 5571
Fourth Notice Comment Period End05/04/05
Fifth Notice                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

[[Page 27930]]

Agency Contact: Claude A. Rollin
Phone: 202 898-8741

RIN: 3064-AC59
_______________________________________________________________________




3856. [bull] COMMUNITY REINVESTMENT ACT REGULATIONS

Priority: Economically Significant. Major status under 5 USC 801 is 
undetermined.

Unfunded Mandates: Undetermined

Legal Authority: 12 USC 1814 to 1817; 12 USC 1819 to 1820; 12 USC 1828; 
12 USC 1831u; 12 USC 2901 to 2907; 12 USC 3103; 12 USC 3104; 12 USC 
3108(a); . . .

CFR Citation: 12 CFR 345

Legal Deadline: None

Abstract: OCC, FRB, and FDIC are issuing this notice of proposed 
rulemaking that would revise certain provisions of our rules 
implementing the Community Reinvestment Act.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            03/11/05                    70 FR 12149
NPRM Comment Period End         05/10/05
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/index.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/index.html

Agency Contact: Richard M. Schwartz, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-7424

RIN: 3064-AC89
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Completed Actions


  



_______________________________________________________________________




3857. PROPER DISPOSAL OF CONSUMER INFORMATION UNDER THE FAIR AND 
ACCURATE CREDIT TRANSACTIONS ACT OF 2003

Priority: Other Significant

Legal Authority: 12 USC 1819; 12 USC 1819 (Tenth); 12USC 1831p-1; 15 
USC 1681b; 15 USC 1681s; 15 USC 1681w; 15 USC 6801(b); 15 USC 
6805(b)(1)

CFR Citation: 12 CFR 334; 12 CFR 364

Legal Deadline: None

Abstract: OCC, OTS, FRB, FDIC, NCUA, FTC, CFTC, and SEC (the Agencies) 
are requesting comment on whether the Agencies should consider amending 
the regulations that implement sections 502 and 503 of the Gramm-Leach-
Bliley Act to allow or require inimical institutions to provide 
alternative types of privacy notices, such as a short privacy notice, 
that would be easier for consumers to understand.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           12/30/03                    68 FR 75164
ANPRM Comment Period End        03/29/04
NPRM                            06/08/04                    69 FR 31913
NPRM Comment Period End         07/23/04
Final Action                    12/28/04                    69 FR 77610

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comdispose.html

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC77
_______________________________________________________________________




3858. COMMUNITY REINVESTMENT ACT

Priority: Other Significant

Legal Authority: 12 USC 1814 to 1817; 12 USC 1819 to 1820; 12 USC 1828; 
12 USC 1831u; 12 USC 2901 to 2907; 12 USC 3103 to 3104; 12 USC 3108(a)

CFR Citation: 12 CFR 345

Legal Deadline: None

Abstract: OCC, FRB, FDIC, and OTS (collectively), are publishing this 
joint interim rule to conform our regulations implementing the 
Community Reinvestment Act (CRA) to changes in the Standards for 
Defining Metropolitan and Micropolitan Statistical Areas published by 
the U.S. Office of Management and Budget (OMB) in December 2000; the 
census tracts designated by the U.S. Bureau of the Census (Census); and 
FRB's Regulation C, which implements the Home Mortgage Disclosure Act 
(HMDA).

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              07/08/04                    69 FR 41181
Final Action                    03/28/05                    70 FR 15570

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/rules.html

Agency Contact: Susan Van den Toorn, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-8707

RIN: 3064-AC82
_______________________________________________________________________




3859. DEPOSIT INSURANCE ASSESSMENTS--CERTIFIED STATEMENTS

Priority: Other Significant

Legal Authority: 12 USC 1441; 12 USC 1441b; 12 USC 1813; 12 USC 1815; 
12 USC 1817 to 1819; PL 104-208, 110 Stat 3009-479; 12 USC 1821

CFR Citation: 12 CFR 327

Legal Deadline: None

Abstract: FDIC proposes to modernize and simplify its deposit insurance 
assessment regulations governing certified statements to provide 
regulatory burden relief to insured depository institutions.

[[Page 27931]]

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            06/08/04                    69 FR 31922
NPRM Comment Period End         08/09/04
Final Action                    11/23/04                    69 FR 68068

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comdispose.html

Agency Contact: Christopher Bellotto, Counsel, Federal Deposit 
Insurance Corporation
Phone: 202 898-3801

RIN: 3064-AC84
_______________________________________________________________________




3860. INTERNATIONAL BANKING

Priority: Substantive, Nonsignificant

Legal Authority: 12 USC 378; 12 USC 1441; 12 USC 1441b; 12 USC 1813; 12 
USC 1815; 12 USC 1815(a); 12 USC 1815(b); 12 USC 1816 to 1818; 12 USC 
1818(a) to 1818(c); 12 USC 1819 (Seventh); PL 104-208, 110 Stat 3009-
479; 12 USC 1820; 12 USC 1821; 12 USC 1823; 12 USC 1828; 12 USC 
1828(c); 12 USC 1828(d); 12 USC 1828(i); 12 USC 1828(n); 12 USC 
1828(o); 12 USC 1831(a); 12 USC 1831(e); 12 USC 1831(o); 12 USC 1831p-
1; 12 USC 1831w; 12 USC 1835; 12 USC 1835a; 12 USC 1843(i); 12 USC 3103 
to 3105; 12 USC 3108 to 3109; Title IX, PL 98-181, 97 Stat 1153; 12 USC 
3207; 12 USC 3907; 12 USC 3909; 12 USC 4808; PL 102-133, 105 Stat 1761 
(12 USC 1828 note); PL 102-242, 105 Stat 2236, 2286, as amended by PL 
102-550, 106 Stat 3672, 4089 (12 USC 1828 note); PL 102-242, 105 Stat 
2286, as amended by PL 102-550; 106 Stat 3672 (12 USC 1828 note); 106 
Stat 4089 (12 USC 1828 note); 15 USC 1601 to 1607; 12 USC 1819 (Tenth)

CFR Citation: 12 CFR 303; 12 CFR 325; 12 CFR 327; 12 CFR 347

Legal Deadline: None

Abstract: FDIC is proposing amendments to the international banking 
rules contained in subpart J of part 303, containing the procedural 
rules implementing part 347. And to revise the rules contained in 
subpart A, relating to the international activities and investments of 
insured state nonmember banks, and subpart B, relating principally 
insured and noninsured U.S. branches of foreign banks.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            07/19/04                    69 FR 43060
NPRM Comment Period End         09/17/04
Final Action                    04/06/05                    70 FR 17550

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04cominternational.html

Agency Contact: Rodney D. Ray, Counsel, Legal Division, Federal Deposit 
Insurance Corporation, Washington, DC 20429
Phone: 202 898-3556

RIN: 3064-AC85
_______________________________________________________________________




3861. [bull] INTERAGENCY GUIDANCE ON RESPONSE PROGRAMS FOR UNAUTHORIZED 
ACCESS TO CUSTOMER INFORMATION AND CUSTOMER NOTICE

Priority: Other Significant

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s; 15 USC 1681w

CFR Citation: 12 CFR 364

Legal Deadline: None

Abstract: OCC, the Board, FDIC, and OTS are publishing an 
interpretation of the Gramm-Leach Bliley Act and the Interagency 
Guidelines Establishing Information Security Standards.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Final Action                    03/29/05                    70 FR 15736

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC87
[FR Doc. 05-6011 Filed 05-13-05; 8:45 am]
BILLING CODE 6714--01-S