[The Regulatory Plan and Unified Agenda of Federal Regulatory and Deregulatory Actions]
[Federal Deposit Insurance Corporation Semiannual Regulatory Agenda]
[From the U.S. Government Printing Office, www.gpo.gov]


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Part LII





Federal Deposit Insurance Corporation





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Semiannual Regulatory Agenda

[[Page 74180]]



FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)






_______________________________________________________________________

FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Ch. III

Semiannual Agenda of Regulations

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Semiannual regulatory agenda.

_______________________________________________________________________

SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is hereby 
publishing items for the fall 2004 Unified Agenda of Federal Regulatory 
and Deregulatory Actions. The agenda contains information about FDIC's 
current and projected rulemakings, existing regulations under review, 
and completed rulemakings.

FOR FURTHER INFORMATION CONTACT: Persons identified under regulations 
listed in the agenda. Unless otherwise noted, the address for all FDIC 
staff identified in the agenda is Federal Deposit Insurance 
Corporation, 550 17th Street NW., Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Twice each year, FDIC publishes an agenda of 
regulations to inform the public of its regulatory actions and to 
enhance public participation in the rulemaking process. Publication of 
the agenda is in accordance with the Regulatory Flexibility Act (5 
U.S.C. 601 et seq.). FDIC amends its regulations under the general 
rulemaking authority prescribed in section 9 of the Federal Deposit 
Insurance Act (12 U.S.C. 1819) and under specific authority granted by 
the Act and other statutes.

     During the past six months, FDIC amended its regulations in 12 
CFR 352 in order to update certain information and implement 
section 508 of the Rehabilitation Act. Section 508 requires each 
Federal agency or department to ensure that the electronic and 
information technology (EIT) they develop or procure allows 
individuals with disabilities access to EIT comparable to the 
access of those who are not disabled, unless the agency would incur 
an undue burden.

     Additionally, FDIC, along with the Office of the Comptroller 
of the Currency, the Board of Governors of the Federal Reserve 
System, and the Office of Thrift Supervision, amended their risk-
based capital standards by removing a sunset provision that would 
preclude a certain capital treatment for asset-backed commercial 
paper (ABCP) programs after a certain date. The final rule 
permanently permits sponsoring banks, bank holding companies, and 
thrifts (collectively, sponsoring banking organizations) to exclude 
from their risk-weighted asset base those assets in ABCP programs 
that are consolidated onto sponsoring banking organizations' 
balance sheets as a result of Financial Accounting Standards Board 
Interpretation No. 46, Consolidation of Variable Interest Entities, 
as revised (FIN 46-R).

     Interested persons may petition FDIC for the issuance, 
amendment, or repeal of any regulation by submitting a written 
petition to the Executive Secretary, Federal Deposit Insurance 
Corporation, Washington, DC 20429. Petitioners should include 
complete and concise statements of their interest in the subject 
matter and reasons why the petitions should be granted.

Federal Deposit Insurance Corporation.

 Robert E. Feldman,

Executive Secretary.

                           Federal Deposit Insurance Corporation--Proposed Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
3998        12 CFR 327 Assessments--Assessment Base...............................................    3064-AB46
3999        12 CFR 342 Qualification Requirements for the Recommendation or Sale of Certain           3064-AB85
            Securities............................................................................
4000        12 CFR 334 Fair Credit Reporting Act Regulations......................................    3064-AC35
4001        Risk-Based Guidelines: Implementation of New Basel Capital Accord.....................    3064-AC73
----------------------------------------------------------------------------------------------------------------


                             Federal Deposit Insurance Corporation--Final Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
4002        12 CFR 303 Filing Procedures; Transactions With Affiliates............................    3064-AC78
4003        Definition of ``Deposit'' Stored Value Cards..........................................    3064-AC80
4004        Fair Credit Reporting Medical Information Regulations.................................    3064-AC81
4005        Community Reinvestment Act............................................................    3064-AC82
4006        Fair Credit Reporting Affiliate Marketing Regulations.................................    3064-AC83
4007        Deposit Insurance Assessments: Certified Statements...................................    3064-AC84
4008        12 CFR 303 International Banking......................................................    3064-AC85
----------------------------------------------------------------------------------------------------------------


                            Federal Deposit Insurance Corporation--Long-Term Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
4009        12 CFR 325 Risk-Based Capital Guidelines: Market Risk Measure; Securities Borrowing       3064-AC46
            Transactions..........................................................................

[[Page 74181]]

 
4010        12 CFR 345 Community Reinvestment Act Regulations (Section 610 Review)................    3064-AC50
4011        Regulatory Publication and Review.....................................................    3064-AC59
4012        12 CFR 334 Proper Disposal of Consumer Information Under the Fair and Accurate Credit     3064-AC77
            Transactions Act of 2003..............................................................
----------------------------------------------------------------------------------------------------------------


                            Federal Deposit Insurance Corporation--Completed Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                     Regulation
 Sequence                                           Title                                            Identifier
  Number                                                                                               Number
----------------------------------------------------------------------------------------------------------------
4013        12 CFR 330 Deposit Insurance Coverage.................................................    3064-AC43
4014        Risk-Based Guidelines: Capital Adequacy Guidelines; Capital Maintenance...............    3064-AC74
4015        Risk-Based Capital Guidelines: Capital Adequacy Guidelines; Capital Maintenance.......    3064-AC75
4016        Securities of Nonmember Insured Banks.................................................    3064-AC79
4017        Rules of Practice and Procedure.......................................................    3064-AC86
----------------------------------------------------------------------------------------------------------------

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)        Proposed Rule Stage






_______________________________________________________________________




3998. ASSESSMENTS--ASSESSMENT BASE

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1441; 12 USC 1817 to 1819

CFR Citation: 12 CFR 327

Legal Deadline: None

Abstract: In 1994, FDIC sought comment on a proposal to revise the 
assessment base used by insured institutions to determine the premium 
paid for deposit insurance. That initiative did not lead to a proposed 
rule. Instead, FDIC plans to revisit the issue with a new advance 
notice of proposed rulemaking on alternative options for the deposit 
component of the assessment base and on options regarding the float 
deduction and use of average daily deposit balances.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           10/05/94                    59 FR 50710
ANPRM Comment Period End        02/02/95
NPRM                            03/00/05

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Munsell St. Clair, Senior Policy Analyst, Division of 
Insurance and Research, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898-8967

RIN: 3064-AB46
_______________________________________________________________________




3999. QUALIFICATION REQUIREMENTS FOR THE RECOMMENDATION OR SALE OF 
CERTAIN SECURITIES

Priority: Substantive, Nonsignificant

Legal Authority: 12 USC 1818; 12 USC 1831

CFR Citation: 12 CFR 342

Legal Deadline: Final, Statutory, May 12, 2001, recordkeeping 
requirement.

Abstract: This proposal, sponsored jointly by OCC, FRB, and FDIC, would 
establish qualifications for banks that sell certain securities to 
their customers without having to register as a broker under the 
Securities Exchange Act. FDIC staff are contemplating a recommendation 
to rescind this proposal and replace it with a second notice of 
proposed rulemaking to exempt banks from registering with the NASD/SEC 
as securities brokers or dealers in the event that they qualify under 
any of the exemption criterion in the Gramm-Leach-Bliley Act, sections 
201 or 202, which are being withdrawn until further notice.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            12/30/96                    61 FR 68824
NPRM Comment Period End         02/28/97
Second NPRM                     07/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3581

Related RIN: Related to 3064-AC42
RIN: 3064-AB85
_______________________________________________________________________




4000. FAIR CREDIT REPORTING ACT REGULATIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 15 USC 1681s; 12 USC 1819(a)(Tenth)

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: Section 506 of the Gramm-Leach-Bliley Act (Act) authorizes 
the Federal banking agencies to publish Fair Credit Reporting Act 
regulations to carry out the purposes of the Act. Due

[[Page 74182]]

to comments received from a joint notice of proposed rulemaking, dated 
October 20, 2000, it is anticipated that the agencies will issue a new 
proposed rulemaking for public comment.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/20/00                    65 FR 63120
NPRM Comment Period End         12/04/00
Second NPRM                     06/00/05

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC35
_______________________________________________________________________




4001. RISK-BASED GUIDELINES: IMPLEMENTATION OF NEW BASEL CAPITAL ACCORD

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: Not Yet Determined

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: This joint advance notice of proposed rulemaking sponsored by 
OCC, FRB, FDIC, and OTS, describes significant elements of the advanced 
internal ratings-based approach for credit risk and the advanced 
measurement approaches for operational risk.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           08/04/03                    68 FR 45900
NPRM                            07/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3581

RIN: 3064-AC73
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)           Final Rule Stage






_______________________________________________________________________




4002. FILING PROCEDURES; TRANSACTIONS WITH AFFILIATES

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1819 (Tenth); 12 USC 1828 (j)(1); 12 USC 378; 
12 USC 1813; 12 USC 1815; 12 USC 1817; 12 USC 1818; 12 USC 1819 
(Seventh); 12 USC 1820; 12 USC 1823; 12 USC 1828; 12 USC 1831a; 12 USC 
1831e; 12 USC 1831o; 12 USC 1831p-1; 12 USC 1831w; 12 USC 1835a; 12 USC 
1843(l); 12 USC 3104; 12 USC 3105; 12 USC 3108; 12 USC 3207; 15 USC 
1601 to 1607

CFR Citation: 12 CFR 303; 12 CFR 324

Legal Deadline: None

Abstract: FDIC is proposing to adopt its own regulation that would 
cross reference Regulation W to make it clear that insured State 
nonmember banks are subject to the restrictions and limitations, and 
may take advantage of the exemptions, contained in Regulation W.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            03/17/04                    69 FR 12571
NPRM Comment Period End         05/03/04
Final Action                    12/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comfiling.html

Agency Contact: Pamela E. F. LeCren, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3730

RIN: 3064-AC78
_______________________________________________________________________




4003. DEFINITION OF ``DEPOSIT'' STORED VALUE CARDS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Unfunded Mandates: Undetermined

Legal Authority: 12 USC 378; 12 USC 1813; 12 USC 1815; 12 USC 1816; 12 
USC 1817; 12 USC 1818; 12 USC 1819 (Seventh); 12 USC 1820; 12 USC 1823; 
12 USC 1828; 12 USC 1831a; 12 USC 1831e; 12 USC 1831o; 12 USC 1831p-1; 
12 USC 1835a; 12 USC 3104; 12 USC 3105; 12 USC 3108; 12 USC 3207; 15 
USC 1601 to 1607; 12 USC 1819 (Tenth)

CFR Citation: 12 CFR 303

Legal Deadline: None

Abstract: FDIC is publishing for notice and comment a proposed rule 
that would clarify the meaning of ``deposit'' as that term relates to 
funds at insured depository institutions underlying stored value cards.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            04/16/04                    69 FR 20588
NPRM Comment Period End         07/15/04
Final Action                    12/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comdepositdef.html

Agency Contact: Christopher L. Hencke, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-8839

RIN: 3064-AC80

[[Page 74183]]

_______________________________________________________________________




4004. FAIR CREDIT REPORTING MEDICAL INFORMATION REGULATIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment 
proposed regulations implementing section 411 of the Fair and Accurate 
Credit Transactions Act of 2003 (FACT Act). Public Law 108-159, 117 
Stat. 1952. The FACT Act substantially amends the Fair Credit Reporting 
Act (FCRA or Act), 15 U.S.C. 1681 et. seq. Section 411(a) of the FACT 
Act adds a new section to the FCRA to restrict the circumstrances under 
which consumer reporting agencies may furnish consumer reports that 
contain medical information about consumers.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            04/28/04                    69 FR 23380
NPRM Comment Period End         05/28/04
Final Action                    12/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comfaircredit.html

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC81
_______________________________________________________________________




4005. COMMUNITY REINVESTMENT ACT

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1814 to 1817; 12 USC 1819 to 1820; 12 USC 1828; 
12 USC 1831u; 12 USC 2901 to 2907; 12 USC 3103 to 3104; 12 USC 3108(a)

CFR Citation: 12 CFR 345

Legal Deadline: None

Abstract: OCC, FRB, FDIC, and OTS (collectively), are publishing this 
joint interim rule to conform our regulations implementing the 
Community Reinvestment Act (CRA) to changes in the Standards for 
Defining Metropolitan and Micropolitan Statistical Areas published by 
the U.S. Office of Management and Budget (OMB) in December 2000; census 
tracts designated by the U.S. Bureau of the Census (Census); and FRB's 
Regulation C, which implements the Home Mortgage Disclosure Act (HMDA).

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              07/08/04                    69 FR 41181
Final Action                    12/00/04

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/rules.html

Agency Contact: Susan Van den Toorn, Counsel, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-8707

RIN: 3064-AC82
_______________________________________________________________________




4006.  FAIR CREDIT REPORTING AFFILIATE MARKETING 
REGULATIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1818; 12 USC 1819 (Tenth); 15 USC 1681b; 15 USC 
1681s

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: OCC, FRB, FDIC, OTS, and NCUA are publishing for comment 
proposed regulations to implement the affiliate marketing provisions in 
section 214 of the Fair and Accurate Credit Transactions Act of 2003, 
which amends the Fair Credit Reporting Act. The proposed regulations 
generally prohibit a person from using information received from an 
affiliate to make a solicitation for marketing purposes to a consumer, 
unless the consumer is given notice, an opportunity, and a simple 
method to opt out of the making of such solicitations.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            07/15/04                    69 FR 42502
NPRM Comment Period End         08/16/04
Final Action                    12/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3757

RIN: 3064-AC83
_______________________________________________________________________




4007.  DEPOSIT INSURANCE ASSESSMENTS: CERTIFIED 
STATEMENTS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1441; 12 USC 1441b; 12 USC 1813; 12 USC 1815; 
12 USC 1817 to 1819; PL 104-208, 110 Stat 3009-479; 12 USC 1821

CFR Citation: 12 CFR 327

Legal Deadline: None

Abstract: FDIC proposes to modernize and simplify its deposit insurance 
assessment regulations governing certified statements to provide 
regulatory burden relief to insured depository institutions.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            06/08/04                    69 FR 31922
NPRM Comment Period End         08/09/04
Final Action                    11/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comdispose.html

Agency Contact: Christopher Bellotto, Counsel, Federal Deposit 
Insurance Corporation

[[Page 74184]]

Phone: 202 898-3801

RIN: 3064-AC84
_______________________________________________________________________




4008.  INTERNATIONAL BANKING

Priority: Substantive, Nonsignificant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 378; 12 USC 1441; 12 USC 1441b; 12 USC 1813; 12 
USC 1815; 12 USC 1815(a); 12 USC 1815(b); 12 USC 1816 to 1818; 12 USC 
1818(a) to 1818(c); 12 USC 1819 (Seventh); PL 104-208, 110 Stat 3009-
479; 12 USC 1820; 12 USC 1821; 12 USC 1823; 12 USC 1828; 12 USC 
1828(c); 12 USC 1828(d); 12 USC 1828(i); 12 USC 1828(n); 12 USC 
1828(o); 12 USC 1831(a); 12 USC 1831(e); 12 USC 1831(o); 12 USC 1831p-
1; 12 USC 1831w; 12 USC 1835; 12 USC 1835a; 12 USC 1843(i); 12 USC 3103 
to 3105; 12 USC 3108 to 3109; Title IX, PL 98-181, 97 Stat 1153; 12 USC 
3207; 12 USC 3907; 12 USC 3909; 12 USC 4808; PL 102-133, 105 Stat 1761 
(12 USC 1828 note); PL 102-242, 105 Stat 2236, 2286, as amended by PL 
102-550, 106 Stat 3672, 4089 (12 USC 1828 note); PL 102-242, 105 Stat 
2286, as amended by PL 102-550; 106 Stat 3672 (12 USC 1828 note); 106 
Stat 4089 (12 USC 1828 note); 15 USC 1601 to 1607; 12 USC 1819 (Tenth)

CFR Citation: 12 CFR 303; 12 CFR 325; 12 CFR 327; 12 CFR 347

Legal Deadline: None

Abstract: FDIC is proposing amendments to the international banking 
rules contained in subpart J of part 303, containing the procedural 
rules implementing part 347. And to revise the rules contained in 
subpart A, relating to the international activities and investments of 
insured state nonmember banks, and subpart B, relating principally 
insured and noninsured U.S. branches of foreign banks.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            07/19/04                    69 FR 43060
NPRM Comment Period End         09/17/04
Final Action                    03/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/propose.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04cominternational.html

Agency Contact: Rodney D. Ray, Counsel, Legal Division, Federal Deposit 
Insurance Corporation, Washington, DC 20429
Phone: 202 898-3556

RIN: 3064-AC85
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Long-Term Actions






_______________________________________________________________________




4009. RISK-BASED CAPITAL GUIDELINES: MARKET RISK MEASURE; SECURITIES 
BORROWING TRANSACTIONS

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 325

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              12/05/00                    65 FR 75856
Interim Final Rule Effective    01/04/01
Interim Final Rule Comment 
Period End                      01/19/01
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Robert F. Storch
Phone: 202 898-8906

RIN: 3064-AC46
_______________________________________________________________________




4010. COMMUNITY REINVESTMENT ACT REGULATIONS (SECTION 610 REVIEW)

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 345

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           07/19/01                    66 FR 37602
ANPRM Comment Period End        10/17/01
NPRM                            02/06/04                     69 FR 5729
NPRM Comment Period End         04/06/04
NPRM                            08/20/04                    69 FR 51611
NPRM Comment Period End         09/20/04
NPRM                            09/20/04                    69 FR 56175
NPRM Comment Period End         10/20/04
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Susan Van den Toorn
Phone: 202 898-8707

RIN: 3064-AC50
_______________________________________________________________________




4011. REGULATORY PUBLICATION AND REVIEW

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: None

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Notice                          06/16/03                    68 FR 35589
Second Notice                   01/21/04                     69 FR 2852
Second Notice Comment Period End04/20/04
Third Notice                    07/20/04                    69 FR 43347
Third Notice Comment Period End 10/18/04


Next Action Undetermined

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Claude A. Rollin
Phone: 202 898-8741

RIN: 3064-AC59

[[Page 74185]]

_______________________________________________________________________




4012. PROPER DISPOSAL OF CONSUMER INFORMATION UNDER THE FAIR AND 
ACCURATE CREDIT TRANSACTIONS ACT OF 2003

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

CFR Citation: 12 CFR 334; 12 CFR 364

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           12/30/03                    68 FR 75164
ANPRM Comment Period End        03/29/04
NPRM                            06/08/04                    69 FR 31913
NPRM Comment Period End         07/23/04
Final Action                    12/00/05

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Robert A. Patrick
Phone: 202 898-3757

RIN: 3064-AC77
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Completed Actions






_______________________________________________________________________




4013. DEPOSIT INSURANCE COVERAGE

Priority: Other Significant

Legal Authority: 12 USC 1813(l)

CFR Citation: 12 CFR 330

Legal Deadline: None

Abstract: This rulemaking establishes a uniform and streamlined appeals 
process for deposit insurance claims.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Withdrawn                       09/22/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Catherine Ribnick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 736-0117

RIN: 3064-AC43
_______________________________________________________________________




4014. RISK-BASED GUIDELINES: CAPITAL ADEQUACY GUIDELINES; CAPITAL 
MAINTENANCE

Priority: Other Significant

Legal Authority: 12 USC 1815(a); 12 USC 1815(b); 12 USC 1816; 12 USC 
1818(a); 12 USC 1818(b); 12 USC 1818(c); 12USC 1818(t); 12 USC 1819 
(Tenth); 12 USC 1828(c); 12 USC 1828(d); 12 USC 1828(i); 12 USC 1828 
(n); 12 USC 1828(o); 12 USC 1831o; 12 USC 1835; 12 USC 3907; 12 USC 
3909; 12 USC 4808

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: OCC, FRB, FDIC, and OTS, collectively, are amending their 
risk-based capital standards by providing an interim capital treatment 
for assets in asset-backed commercial paper (ABCP) programs that are 
consolidated onto the balance sheets of sponsoring banks, bank holding 
companies, and thrifts. The interim capital treatment allows sponsoring 
banking organizations to remove the consolidated ABCP program assets 
from their risk-weighted asset bases for the purpose of calculating 
their risk-based capital ratios.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              10/01/03                    68 FR 56530
Interim Final Rule Effective    10/01/03
Interim Final Rule Comment 
Period End                      11/17/03
Interim Final Rule              04/26/04                     69 FR 2232
Interim Final Rule Effective    04/26/04
Final Action                    07/28/04                    69 FR 44908

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/rules.html

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3581

RIN: 3064-AC74
_______________________________________________________________________




4015. RISK-BASED CAPITAL GUIDELINES: CAPITAL ADEQUACY GUIDELINES; 
CAPITAL MAINTENANCE

Priority: Other Significant

Legal Authority: 12 USC 1815(a); 12 USC 1815(b); 12 USC 1816; 12 USC 
1818(a); 12 USC 1818(b); 12 USC 1818(c); 12 USC 1818(t); 12 USC 1819 
(Tenth); 12 USC 1828(c); 12 USC 1828(d); 12 USC 1828(i); 12 USC 
1828(n); 12 USC 1828(o); 12 USC 1831(o); 12 USC 1835; 12 USC 3907; 12 
USC 3909; 12 USC 4808

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: OCC, FRB, FDIC, and OTS, collectively, are proposing to amend 
their risk-based capital standards. The amendments removed a sunset 
provision in order to permit sponsoring banks, bank holding companies, 
and thrifts to exclude from their risk-weighted asset base those assets 
in asset-backed commercial paper programs that are consolidated onto 
sponsoring banking organizations' balance sheets as a result of a 
recently issued accounting interpretation, Financial Accounting 
Standards Board Interpretation No. 46, Consolidation of Variable 
Interest Entities (FIN 46).

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/01/03                    68 FR 56568
Final Action                    07/28/04                    69 FR 44908

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/rules.html

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898-3581

RIN: 3064-AC75

[[Page 74186]]

_______________________________________________________________________




4016. SECURITIES OF NONMEMBER INSURED BANKS

Priority: Other Significant

Legal Authority: 15USC 78l(i)

CFR Citation: 12 CFR 335

Legal Deadline: None

Abstract: FDIC is adopting, on an interim basis, a final rule amending 
its securities disclosure regulations applicable to banks with 
securities registered under section 12 of the Securities Exchange Act 
of 1924.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              04/12/04                    69 FR 19085
Interim Final Rule Comment 
Period End                      06/11/04
Final Action                    10/06/04                    69 FR 59780

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/federal/rules.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/federal/04comsecur.html

Agency Contact: Carl Gold, Attorney, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898-8702

RIN: 3064-AC79
_______________________________________________________________________




4017.  RULES OF PRACTICE AND PROCEDURE

Priority: Other Significant

Legal Authority: 5 USC 504; 5 USC 554 to 557; 12 USC 93(b); 12 USC 164; 
12 USC 505; 12 USC 1815(e); 12 USC 1817 to 1818; 12 USC 1820; 12 USC 
1828 to 1829; 12 USC 1829b; 12 USC 1831i; 12 USC 1831m; 12 USC 
1831m(g)(4); 12 USC 1831o; 12 USC 1831p-1; 12 USC 1832(c); 12 USC 
1884(b); 12 USC 1972; 12 USC 3102; 12 USC 3108(a); 12 USC 3349; 12 USC 
3909; 12 USC 4717; 15 USC 78h; 15 USC 78i; 15 USC 78o-4(c); 15 USC 78q-
1; 15 USC 78s; 15 USC 78u; 15 USC 78u-2; 15 USC 78u-3; 15 USC 78w; 15 
USC 6081(b); 15 USC 6805(b)(1); 28 USC 2461 note; 31 USC 330; 31 USC 
5321; 42 USC 4012a; PL 104-134, section 3100(s), 110 Stat 1321-358

CFR Citation: 12 CFR 308

Legal Deadline: None

Abstract: The Federal Civil Monetary Penalties Inflation Adjustment Act 
of 1990, as amended, requires all Federal agencies with statutory 
authority to impose civil money penalties (CMPs) to evaluate and adjust 
those CMPs every four years. FDIC last adjusted its CMP statutes in 
2000. FDIC is issuing this final rule to implement the required 
adjustments to its CMP statutes. FDIC is also correcting a technical 
error as to one CMP that occurred when FDIC last adjusted CMPs in 2000.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Final Action                    10/18/04                    69 FR 61301

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Philip Houle, Counsel, Legal Division, Federal Deposit 
Insurance Corporation
Phone: 202 898-3722

RIN: 3064-AC86
[FR Doc. 04-23087 Filed 12-10-04; 8:45 am]
BILLING CODE 6714-01-S