[The Regulatory Plan and Unified Agenda of Federal Regulatory and Deregulatory Actions]
[Federal Deposit Insurance Corporation Semiannual Regulatory Agenda]
[From the U.S. Government Printing Office, www.gpo.gov]


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Part LIII





Federal Deposit Insurance Corporation





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Semiannual Regulatory Agenda

[[Page 73938]]



FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)






_______________________________________________________________________

FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Ch. III

Semiannual Agenda of Regulations

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Semiannual regulatory agenda.

_______________________________________________________________________

SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is hereby 
publishing items for the spring 2003 Unified Agenda of Federal 
Regulatory and Deregulatory Actions. The agenda contains information 
about FDIC's current and projected rulemakings, existing regulations 
under review, and completed rulemakings.

FOR FURTHER INFORMATION CONTACT: Persons identified under regulations 
listed in the agenda. Unless otherwise noted, the address for all FDIC 
staff identified in the agenda is Federal Deposit Insurance 
Corporation, 550 17th Street NW., Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Twice each year, the FDIC publishes an 
agenda of regulations to inform the public of its regulatory actions 
and to enhance public participation in the rulemaking process. 
Publication of the agenda is in accordance with the Regulatory 
Flexibility Act (5 U.S.C. 601 et seq.). The FDIC amends its regulations 
under the general rulemaking authority prescribed in section 9 of the 
Federal Deposit Insurance Act (12 U.S.C. 1819) and under specific 
authority granted by the Act and other statutes.

     On June 16, 2003, the FDIC and the other banking regulatory 
agencies announced the start of a review of their regulations for 
the purpose of reducing regulatory burden on insured institutions 
pursuant to section 2222 of the Economic Growth and Regulatory 
Paperwork Reduction Act of 1996 (68 FR 35589). The review, focused 
on categories of regulations, will continue through 2006, and 
involves requesting public comment in various forums. The first 
three categories of regulations under review were announced on June 
16, and the agencies plan to request public comment on the 
remaining categories in the Federal Register on an approximately 
semiannual basis. The agencies' reviews may result in rulemaking 
initiatives to reduce regulatory burden that will be announced in 
the semiannual agenda. More information about the reviews can be 
obtained at www.EGRPRA.gov, or www.FDIC.gov.

     Interested persons may petition the FDIC for the issuance, 
amendment, or repeal of any regulation by submitting a written 
petition to the Executive Secretary, Federal Deposit Insurance 
Corporation, Washington, DC 20429. Petitioners should include 
complete and concise statements of their interest in the subject 
matter and reasons why the petitions should be granted.

Federal Deposit Insurance Corporation.

 Robert E. Feldman,

Executive Secretary.

                              Federal Deposit Insurance Corporation--Prerule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                    Regulation
 Sequence                                          Title                                          Identification
  Number                                                                                              Number
----------------------------------------------------------------------------------------------------------------
4165        12 CFR 327 Assessments--Assessment Base.............................................    3064--AB46
4166        Risk--Based Guidelines; Implementation of New Basel Capital Accord..................    3064--AC73
----------------------------------------------------------------------------------------------------------------


                           Federal Deposit Insurance Corporation--Proposed Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                    Regulation
 Sequence                                          Title                                          Identification
  Number                                                                                              Number
----------------------------------------------------------------------------------------------------------------
4167        12 CFR 334 Fair Credit Reporting Act Regulations....................................    3064--AC35
4168        Risk--Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance....    3064--AC75
----------------------------------------------------------------------------------------------------------------


                             Federal Deposit Insurance Corporation--Final Rule Stage
----------------------------------------------------------------------------------------------------------------
                                                                                                    Regulation
 Sequence                                          Title                                          Identification
  Number                                                                                              Number
----------------------------------------------------------------------------------------------------------------
4169        Risk--Based Guidelines: Capital Adequacy Guidelines; Capital Maintenance............    3064--AC74
----------------------------------------------------------------------------------------------------------------


                            Federal Deposit Insurance Corporation--Long--Term Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                    Regulation
 Sequence                                          Title                                          Identification
  Number                                                                                              Number
----------------------------------------------------------------------------------------------------------------
4170        12 CFR 342 Qualification Requirements for the Recommendation or Sale of Certain         3064--AB85
            Securities..........................................................................
4171        12 CFR 330 Deposit Insurance Coverage...............................................    3064--AC43
4172        12 CFR 325 Risk--Based Capital Guidelines--Market Risk Measure; Securities Borrowing    3064--AC46
            Transactions........................................................................

[[Page 73939]]

 
4173        12 CFR 345 Community Reinvestment Act Regulations (Section 610 Review)..............    3064--AC50
4174        12 CFR 330 Deposit Insurance Regulations; Living Trust Accounts.....................    3064--AC54
4175        Access of Persons with Disabilities to FDIC Programs, Activities, Facilities, and       3064--AC58
            Electronic and Information Technology...............................................
4176        Regulatory Publication and Review...................................................    3064--AC59
----------------------------------------------------------------------------------------------------------------


                            Federal Deposit Insurance Corporation--Completed Actions
----------------------------------------------------------------------------------------------------------------
                                                                                                    Regulation
 Sequence                                          Title                                          Identification
  Number                                                                                              Number
----------------------------------------------------------------------------------------------------------------
4177        12 CFR 342 Brokers and Dealers......................................................    3064--AC42
4178        12 CFR 325 Simplified Capital Framework for Noncomplex Financial Institutions.......    3064--AC44
4179        12 CFR 303 Filing Procedures; Corporate Powers; International Banking; Management       3064--AC55
            Official Interlocks.................................................................
4180        12 CFR 308 Removal, Suspension, and Debarment of Accountants From Performing Audit      3064--AC57
            Services............................................................................
4181        Minimum Security Devices and Procedures and Bank Secrecy Act Compliance.............    3064--AC76
----------------------------------------------------------------------------------------------------------------

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)              Prerule Stage






_______________________________________________________________________




4165. ASSESSMENTS--ASSESSMENT BASE

Priority: Other Significant

Legal Authority: 12 USC 1441; 12 USC 1817 to 1819

CFR Citation: 12 CFR 327

Legal Deadline: None

Abstract: In 1994, the FDIC sought comment on a proposal to revise the 
assessment base used by insured institutions to determine the premium 
paid for deposit insurance. That initiative did not lead to a proposed 
rule. Instead, the FDIC plans to revisit the issue with a new advance 
notice of proposed rulemaking on alternative options for the deposit 
component of the assessment base and on options regarding the float 
deduction and use of average daily deposit balances.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           10/05/94                    59 FR 50710
ANPRM Comment Period End        02/02/95
ANPRM                           01/00/04

Regulatory Flexibility Analysis Required: Undetermined

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Munsell St. Clair, Senior Policy Analyst, Division of 
Insurance and Research, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898--8967

RIN: 3064-AB46
_______________________________________________________________________




4166. [bull] RISK--BASED GUIDELINES; IMPLEMENTATION OF NEW BASEL CAPITAL 
ACCORD

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: Not Yet Determined

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: This joint advance notice of proposed rulemaking sponsored by 
the Office of the Comptroller of the Currency, the Board of Governors 
of the Federal Reserve System, the Federal Deposit Insurance 
Corpoaration, and the Office of Thrift Supervision, describes 
significant elements of the advanced internal ratings--based approach 
for credit risk and the advanced measurement approaches for operational 
risk.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           08/04/03                    68 FR 45900
ANPRM Comment Period End        11/03/03

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Public Compliance Cost: ; Base Year for Dollar Estimates: 2003

URL For More Information:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

URL For Public Comments:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

Agency Contact: Keith Ligon, Chief, Examination Support Unit, Division 
of Supervision and Consumer Protection, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898--3618

RIN: 3064-AC73

[[Page 73940]]

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)        Proposed Rule Stage






_______________________________________________________________________




4167. FAIR CREDIT REPORTING ACT REGULATIONS

Priority: Other Significant

Legal Authority: 15 USC 1681s; 12 USC 1819(a)(Tenth)

CFR Citation: 12 CFR 334

Legal Deadline: None

Abstract: Section 506 of the Gramm--Leach--Bliley Act (Act) authorizes 
the Federal banking agencies to publish Fair Credit Reporting Act 
regulations to carry out the purposes of the Act. Due to comments 
received from a joint notice of proposed rulemaking, dated October 20, 
2000, it is anticipated that the agencies will issue a new proposed 
rulemaking for public comment.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/20/00                    65 FR 63120
NPRM Comment Period End         12/04/00
Second NPRM                     01/00/04

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Robert A. Patrick, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898--3757

RIN: 3064-AC35
_______________________________________________________________________




4168. [bull] RISK--BASED CAPITAL GUIDELINES; CAPITAL ADEQUACY 
GUIDELINES; CAPITAL MAINTENANCE

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: Not Yet Determined

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: The Comptroller of the Currency, Board of Governors of the 
Federal Reserves System, Federal Deposit Insurance Corporation, and 
Office of Thrift Supervision, collectively, are proposing to amend 
their risk--based capital standards by removing a sunset provision in 
order to permit sponsoring banks, bank holding companies, and thrifts 
to exclude from their risk--weighted asset base those assets in asset--
backed commercial paper programs that are consolidated onto sponsoring 
banking organizations' balance sheets as a result of a recently issued 
accounting interpretation, Financial Accounting Standards Board 
Interpretation No. 46, Consolidation of Variable Interest Entities (FIN 
46).

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            10/01/03                    68 FR 56568
NPRM Comment Period End         11/17/03
Final Action                    06/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898--3581

RIN: 3064-AC75
_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)           Final Rule Stage






_______________________________________________________________________




4169. [bull] RISK--BASED GUIDELINES: CAPITAL ADEQUACY GUIDELINES; 
CAPITAL MAINTENANCE

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1815(a); 12 USC 1815(b); 12 USC 1816; 12 USC 
1818(a); 12 USC 1818(b); 12 USC 1818(c); 12USC 1818(t); 12 USC 1819 
(Tenth); 12 USC 1828(c); 12 USC 1828(d); 12 USC 1828(i); 12 USC 1828 
(n); 12 USC 1828(o); 12 USC 1831o; 12 USC 1835; 12 USC 3907; 12 USC 
3909; 12 USC 4808

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: The Office of the Comptroller of the Currency, Board of 
Governors of the Federal Reserve System, Federal Deposit Insurance 
Corporation, and Office of Thrift Supervision, collectively, are 
amending their risk--based capital standards by providing and interim 
capital treatment for assets in asset--backed commercial paper (ABCP) 
programs that are consolidated onto the balance sheets of sponsoring 
banks, bank holding companies, and thrifts. The interm capital 
treatment allows sponsoring banking organizations to remove the 
consolidated ABCP program assets from their risk--weighted asset bases 
for the purpose of calculating their risk--based capital ratios.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              10/01/03                    68 FR 56530
Interim Final Rule Effective    10/01/03
Interim Final Rule Comment 
Period End                      11/17/03
Final Action                    06/00/04

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898--3581

RIN: 3064-AC74

[[Page 73941]]

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Long-Term Actions






_______________________________________________________________________




4170. QUALIFICATION REQUIREMENTS FOR THE RECOMMENDATION OR SALE OF 
CERTAIN SECURITIES

Priority: Substantive, Nonsignificant

CFR Citation: 12 CFR 342

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            12/30/96                    61 FR 68824
NPRM Comment Period End         02/28/97
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Michael Phillips
Phone: 202 898--3581

RIN: 3064-AB85
_______________________________________________________________________




4171. DEPOSIT INSURANCE COVERAGE

Priority: Other Significant

CFR Citation: 12 CFR 330

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                            To Be                       Determined

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Catherine Ribnick
Phone: 202 736--0117

RIN: 3064-AC43
_______________________________________________________________________




4172. RISK--BASED CAPITAL GUIDELINES--MARKET RISK MEASURE; SECURITIES 
BORROWING TRANSACTIONS

Priority: Other Significant

CFR Citation: 12 CFR 325

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Interim Final Rule              12/05/00                    65 FR 75856
Interim Final Rule Effective    01/04/01
Interim Final Rule Comment 
Period End                      01/19/01
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Robert F. Storch
Phone: 202 898--8906

RIN: 3064-AC46
_______________________________________________________________________




4173. COMMUNITY REINVESTMENT ACT REGULATIONS

Priority: Other Significant

CFR Citation: 12 CFR 345

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           07/19/01                    66 FR 37602
ANPRM Comment Period End        10/17/01
NPRM                             To Be                       Determined

Regulatory Flexibility Analysis Required: Undetermined

Government Levels Affected: None

Agency Contact: Tim Burniston
Phone: 202 898--6670

RIN: 3064-AC50
_______________________________________________________________________




4174. DEPOSIT INSURANCE REGULATIONS; LIVING TRUST ACCOUNTS

Priority: Other Significant

CFR Citation: 12 CFR 330

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            06/30/03                    68 FR 38646
NPRM Comment Period End         08/29/03                    68 FR 38645
Final Action                     To Be                       Determined

Regulatory Flexibility Analysis Required: No

Government Levels Affected: None

Agency Contact: Joseph A. DiNuzzo
Phone: 202 898--7349

RIN: 3064-AC54
_______________________________________________________________________




4175. [bull] ACCESS OF PERSONS WITH DISABILITIES TO FDIC PROGRAMS, 
ACTIVITIES, FACILITIES, AND ELECTRONIC AND INFORMATION TECHNOLOGY

Priority: Economically Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1819

CFR Citation: 12 CFR 352

Legal Deadline: None

Abstract: The Federal Deposit Insurance Corporation (FDIC) proposes to 
amend its regulations to implement section 508 of the Rehabilitation 
Act of 1973, as amended. Section 508 requires each Federal agency or 
department to ensure that the electronic and information technology is 
comparable to the access of those who are not disabled, unless the 
agency would incur and undue burden.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                            To Be                       Determined

Regulatory Flexibility Analysis Required: Undetermined

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Earl McJett, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 416--4320

RIN: 3064-AC58
_______________________________________________________________________




4176. [bull] REGULATORY PUBLICATION AND REVIEW

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: Not Yet Determined

CFR Citation: None

Legal Deadline: None

Abstract: The OCC, Board, FDIC and OTS are beginning a review of our 
regulations to reduce burden imposed on insured depository institutions 
as required by section 2222 of the Economic Growth and Regulatory Act 
of 1996.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Notice                          06/16/03                    68 FR 35589
Next Action Undetermined

Regulatory Flexibility Analysis Required: 

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Thomas Nixon, Federal Deposit Insurance Corporation, 
Washington, DC 20429
Phone: 202 898--8766

RIN: 3064-AC59

[[Page 73942]]

_______________________________________________________________________


Federal Deposit Insurance Corporation (FDIC)          Completed Actions






_______________________________________________________________________




4177. BROKERS AND DEALERS

Priority: Substantive, Nonsignificant

Legal Authority: 15 USC 78a

CFR Citation: 12 CFR 342

Legal Deadline: Final, Statutory, May 12, 2001, Final.

Abstract: This rulemaking implements section 204 of the Gramm--Leach--
Bliley Act (GLBA), which requires the Federal banking agencies to 
establish recordkeeping requirements for banks relying on any of the 
broker--dealer exemptions listed in sections 201 and 202 of GLBA, which 
are being withdrawn at this time.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

Withdrawn                       09/09/03

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898--3581

RIN: 3064-AC42
_______________________________________________________________________




4178. SIMPLIFIED CAPITAL FRAMEWORK FOR NONCOMPLEX FINANCIAL INSTITUTIONS

Priority: Other Significant

Legal Authority: 12 USC 1815(a)

CFR Citation: 12 CFR 325

Legal Deadline: None

Abstract: 12 CFR part 325, Simplified Capital Framework for Noncomplex 
Financial Institutions, is being withdrawn to be replaced by the New 
Basel II advance notice of proposed rulemaking.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

ANPRM                           11/03/00                    65 FR 66193
ANPRM Comment Period End        02/01/01
Withdrawn                       08/04/03

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

URL For More Information:
http://www.fdic.gov/regulations/laws/publiccomments/basel/index.html

Agency Contact: Michael Phillips, Counsel, Legal Division, Federal 
Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898--3581

RIN: 3064-AC44
_______________________________________________________________________




4179. FILING PROCEDURES; CORPORATE POWERS; INTERNATIONAL BANKING; 
MANAGEMENT OFFICIAL INTERLOCKS

Priority: Other Significant

Legal Authority: 12 USC 378; 12 USC 1813; 12 USC 1815; 12 USC 1816; 12 
USC 1817; 12 USC 1818; 12 USC 1820; 12 USC 1823; 12 USC 1828; 12 USC 
1828a; 12 USC 1831a; 12 USC 1831e; 12 USC 1828m; 12 USC 1831p--1(c); 12 
USC 1823(k); 12 USC 1828(k); 12 USC 3207

CFR Citation: 12 CFR 303; 12 CFR 333; 12 CFR 347; 12 CFR 348; 12 CFR 
359

Legal Deadline: None

Abstract: This rulemaking amends regulations governing filing 
procedures, international banking, and management official interlocks 
by making technical corrections and modifications to clarify existing 
policies and procedures.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            12/27/02                    67 FR 79271
NPRM Comment Period End         02/25/03
Final Action                    08/21/03                    68 FR 50459
Final Action Effective          09/22/03

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Mindy West Schwartzstein, Examination Specialist, 
Division of Supervision and Consumer Protection, Federal Deposit 
Insurance Corporation, Washington, DC 20429
Phone: 202 898--7221

RIN: 3064-AC55
_______________________________________________________________________




4180. REMOVAL, SUSPENSION, AND DEBARMENT OF ACCOUNTANTS FROM PERFORMING 
AUDIT SERVICES

Priority: Other Significant

Legal Authority: 5 USC 504; 5 USC 554 to 557; 12 USC 93(b); 12 USC 164; 
12 USC 505; 12 USC 1815(e); 12 USC 1817; 12 USC 1818; 12 USC 1820; 12 
USC 1828; 12 USC 1829; 12 USC 1829b; 12 USC 1831i; 12 USC 1831m(g)(4); 
12 USC 1831o; 12 USC 1831p--1; 12 USC 1832(c); 12 USC 1884(b); 15 USC 
78(h); 15 USC 78(i); 31 USC 330; 31 USC 5321; 42 USC 4012a; PL 104--134

CFR Citation: 12 CFR 308

Legal Deadline: None

Abstract: This rulemaking, sponsored jointly by the OCC, the FRS, OTS, 
and the FDIC, revises the agencies' rules to establish rules of 
practice and procedure for the removal, suspension, and debarment of 
accountants and their firms from performing section 36 of the Federal 
Deposit Insurance Act audit services for insured depository 
institutions.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            01/08/03                     68 FR 1115
NPRM Comment Period End         03/10/03
Final Action                    08/13/03                    68 FR 48270
Final Action Effective          10/01/03

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Richard Bogue, Counsel, Enforcement Unit, Legal 
Division, Federal Deposit Insurance Corporation, Washington, DC 20429
Phone: 202 898--3726

RIN: 3064-AC57
_______________________________________________________________________




4181. [bull] MINIMUM SECURITY DEVICES AND PROCEDURES AND BANK SECRECY 
ACT COMPLIANCE

Priority: Other Significant. Major status under 5 USC 801 is 
undetermined.

Legal Authority: 12 USC 1813; 12 USC 1815; 12 USC 1817; 12 USC 1818; 12 
USC 1819(tenth); 12 USC 1881 to1883; 31 USC 5311 to 5314; 31 USC 5316 
to 5332.2

CFR Citation: 12 CFR 326

Legal Deadline: None

Abstract: The Department of the Treasury, through the Financial Crimes 
Enforcement Network, together with the Office of the Comptroller of the 
Currency, the Board of Governors of the Federal Reserve System, the 
Federal Deposit Insurance Corporation, the Office of Thrift 
Supervision, and the

[[Page 73943]]

National Credit Union Administration, collectively, have jointly 
adopted a final rule to implement section 326 of the Uniting and 
Strengthening America by Providing Appropriate Tools Required To 
Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001.

Timetable:
________________________________________________________________________

Action                            Date                      FR Cite

________________________________________________________________________

NPRM                            09/06/02                    67 FR 48290
Final Action                    05/09/03                    68 FR 25112
Final Action Effective          06/09/03

Regulatory Flexibility Analysis Required: No

Small Entities Affected: No

Government Levels Affected: None

Agency Contact: Karl Gold, Attorney, Federal Deposit Insurance 
Corporation, Washington, DC 20429
Phone: 202 898--8702

RIN: 3064-AC76
[FR Doc. 03-24032 Filed 12-19-03; 8:45 am]
BILLING CODE 6714-01-S
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