[Administration of Government Life Insurance]
[From the U.S. Government Publishing Office, www.gpo.gov]
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WAR DEPARTMENT TECHNICAL MANUAL
ADMINISTRATION
I
OF
GOVERNMENT
LIFE INSURANCE
LIFE INSURANCE AND
NATIONAL SERVICE LIFE INSURANCE
i.
UNITED STATES GOVERNMENT
WA R DEPARTMENT . MAY 194 7
U OF NT LIBRARIES 76203
WAR DEPARTMENT TECHNICAL MANUAL
TM 14-600
ADMINISTRATION
OF
GOVERNMENT
LIFE INSURANCE
UNITED STATES GOVERNMENT
LIFE INSURANCE AND
NATIONAL SERVICE LIFE INSURANCE
WAR DEPARTMENT
19 47
M A Y
United States Government Printing Office
Washington: 1947
WAR DEPARTMENT
Washington 25, D. C., 29 May 1947
TM 14-600, Administration of Government Life Insurance, United States Government Life Insurance and National Service Life Insurance, is published for the information and guidance of all concerned.
[AG 300.7 (15 Apr 47)]
By order of the Secretary of War:
Official :
EDWARD F. WITSELL
Major General
The Adjutant General
DWIGHT D. EISENHOWER Chief of Staff
Distribution: Note: Mark all quantities, “Attention of Personnel Officer.”
AAF (3); AGF (3); T (5); Dept (5); Base Comd (5); Sec (3); AAF Maj Comd (5); Arm & Sv Bd (1); Tech Sv (1) except OCF (300); Adm Sv (1); AMA (3); FC (3) ; BU (1); PE (3); Ars (1); Gen Dep (1) ; Dep 3, 5, 8, 9, 10, 11, 12, 55 (1) ; Fin Off (2) ; GH (5); RH (2) ; SH (1) ; Gen & Sp Sv Sch (1) ; Pers Ctr (5) ; Tng Ctr (10) ; Sep Ctr (10); A (5) ; Chq (3) ; D (3) ; B (1) ; R (2) ; Bn (1) ; C (1) ; AF (3) ; W(1);G(1);S (1).
For explanation of distribution formula, see TM 38-405.
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TM 14-600
CHAPTER 1.
Section I.
II.
III.
CHAPTER 2.
Section I.
II.
III.
IV.
V.
VI.
VII.
VIII.
IX.
X.
XI.
XII.
XIII.
CHAPTER 3.
Section I.
II.
III.
IV.
V.
VI.
VII.
VIII.
IX.
X.
APPENDIX I.
II.
III.
IV.
CONTENTS
Paragraph Page INTRODUCTION.
General ................................................................................. 1-3 1
History of United States Government Life Insurance ....................................... 4 5
History of National Service Life Insurance ............................................... 5 7
ADMINISTRATION OF NATIONAL SERVICE LIFE INSURANCE.
General provisions ...................................................................... 6-15 12
Application and effective date of insurance ............................................. 16-20 17
Premium payment conditions and premium due dates......................................... 21-28 22
Aviation cadets, aviation students, and aviation cadets
of the United States Military Academy ................................................. 29-35 24
Gratuitous insurance .................................................................... 36-39 30
Beneficiaries and optional modes of settlement .......................................... 40-43 34
Waiver of premium for total disability ................................................. 44-55 41
Total disability income provision (rider to policy) ..................................... 56-61 46
Conversion .............................................................................. 62-70 52
Guaranteed values ....................................................................... 71-74 55
Change of permanent plan of insurance ................................................... 75-76 57
Lapse ................................................................................... 77-79 61
Reinstatement ........................................................................... 80-83 61
ADMINISTRATION OF UNITED STATES GOVERNMENT LIFE INSURANCE. Application and effective date .......................................................... 84-85 69
Plans of insurance available ............................................................ 86-92 71
Premium payments ........................................................................ 93-96 71
Beneficiaries............................................................................ 97-99 72
Optional settlement .................................................................... 100-104 72
Total disability provisions ............................................................ 105-106 75
Lapse and reinstatement ................................................................ 107-108 80
Change in plan of U. S. Government Life Insurance ...................................... 109-112 80
Guaranteed values .......................................................................113-116 84
Other provisions ........................................................................117-119 86
TABLES .................................................................................... 88
FORMS............................................................................................ 250
LIST OF VETERANS' ADMINISTRATION BRANCH OFFICES................................................. 254
INFORMATION CONCERNING ARTICLE IV OF THE SOLDIERS'
AND SAILORS' CIVIL RELIEF ACT .............................................................. 255
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TM 14-600
CHAPTER 1 INTRODUCTION
Section I. GENERAL
1. What is Life Insurance
a. Life insurance is a method of providing by contract for the future delivery of money. Life insurance is money—money set aside by the individual during his lifetime for payment upon his death to his family. Insurance, therefore, is a device to lessen the economic shock and burden normally caused in a family group by the death of one of its members.
b. Essentially, life insurance is a cooperative, risk-sharing plan under which a group of people may provide against the uncertainty of death, a task generally impossible of accomplishment for the individual. Under this plan, although the individual members of the group pay only a nominal sum for protection, benefits paid to a member’s beneficiaries upon his death are substantial.
2. Need for Life Insurance
a. Life insurance is a valuable asset for many reasons. A few of the more common ones are:
(1) To settle the many obligations incurred upon the death of an individual.
(2) To help provide food, clothing, and shelter for the surviving members of the family.
(3) To provide money for the education of a child or children, or to enable the child or children to start in business.
(4) To provide money to settle an indebtedness, such as a mortgage on a home.
(5) To provide money to support a dependent relative other than a wife or child.
(6) To provide a source of income in the event the insured becomes totally disabled.
(7) To provide a source of income in old age, when an individual’s earning power is normally greatly decreased while expenses continue virtually without change.
b. There are, then, as many needs for life insurance as there are human needs for money. Every obligation which presupposes for 'its fulfillment a continuation of earning capacity presents a definite
need for protection against the possible interruption of that earning power through death, disability, or old age.
3. Scientific Basis of Life Insurance
a. A life insurance company is a large group of people united for the purpose of providing financial benefits to dependents in the event of the death of any of the members. To make possible such benefits, each of the members regularly contributes a certain sum of money known as a “premium.” To enable such an enterprise to function successfully and soundly, some scientifically accurate method is necessary for computing the premium required from each contributor for any given year of protection. Before this measuring rod may be established, the following factors must be considered:
(1) The amount of money required to pay the benefits desired by the group to be protected.
(2) The number in the group that -will die in any given year. This forecast is necessary in order to calculate (1) above with any degree of accuracy. For example, if each member is to be assured that a payment of $1,000 will be made to his dependents in the event of his death in the given year, the total death benefits required may be easily calculated.
(3) The total number of contributors. Once this factor is known it is also a comparatively simple matter to determine the amount of each individual premium. For example, assuming a group of 100,-000 persons to be protected for $1,000 each during the calendar year 1947, and assuming that 1,000 of these persons will die, the total claims will be $1,000,000. The premium required from each member of the group for that year, therefore, would be $10.00.
(4) The assumption that the premium will be paid by each of the participants at the beginning of the year, and that all death benefits will be paid at the end of the year. This is necessary in order to insure that all calculations are based on sure mathematical assumptions, since in any group of 100,000 people in which 1,000 will die in the course of a year, all will not die at the same time—some may
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die one day after entering the group and some not until the last day of the year.
(5) The interest that may be paid on premiums. If, as assumed in (4) above, all premiums are paid at the beginning of the year and no claims are paid until the end of the year, the $1,000,000 total premiums may be invested at interest and will have increased accordingly by the end of the year. Therefore in a group of 100,000 insured for $1,000 each, it is not necessary to collect the full $10.00 premium from each person at the beginning of the year, but only that sum which, together with interest, will provide the amount necessary for claims at the end of the year. This calculation is a matter of simple arithmetic called discount. For example, assuming an interest rate of 3 percent, only $9.71 need be invested on 1 January to provide $10.00 ($9.71 plus $0.29 interest) on 31 December of the same year.
(6) Rate of interest. Some rate of interest which can surely be earned on the premiums must be assumed. This assumed rate is known technically as the “reserve basis.” For example, when an insurance organization states that it is “on a 3 percent reserve basis,” it means that in calculating the amount of its premium and policy values, a return of 3 percent on its investments has been assumed. The premium payable at the beginning of a year necessary to pay claims at the end of the year has therefore been discounted at 3 percent. (Actually, premiums may be paid for less than a year in advance and death claims are paid at the time death occurs.)
(7) Loading. This is a technical term used to cover such essential expenses as management of the fund, bookkeeping, administration, etc.
b. It is not possible to predict with accuracy how long any individual will live. However, assuming a group large enough to permit application of the law of averages, averages for the entire group may be predicted with great accuracy. Individuals whose business it is to study such statistics and prepare such tables are known as “actuaries.” In the course of the last few centuries actuaries have made studies of vital statistics from which they have derived basic tables used for calculation purposes. These tables may be used to determine the number of persons in a given group who will die in the course of a given- year. One of these tables is known as the American Experience Table of Mortality and is illustrated in Table I (app. I). Reference to this table shows what happens over a life span of 100,000 people in good
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health from age 10 to age 96. It will be noted that the number of people in the group dying each year from age 10 to age 25 decreases, remains constant until age 29, and thereafter mounts until, for purposes of calculation, it is assumed that all die by age 96. (Generally, the average life span of women is greater than that of men.)
c. To determine rates it must first be assumed that people will live and die as outlined in the American Experience Table of Mortality (or any other sound table which might be selected). Secondly, it must also be assumed that the interest actually earned on money held for investment before it is needed to pay claims will be at some rate which is sufficiently conservative to be certain of achievement. For illustrative purposes, assume that it is desired to find the rate which must be charged at age 35 to insure each person in a group of 100,000 for $1,000 each in the event of death within one year. Reference to Table I indicates that at age 35 there will be 81,822 people living at the beginning of the year; and that 732 will die before reaching age 36. Therefore, $732,000 will be required to pay death claims at the end of the year (732 x $1,000). Assuming that the money held for investment will earn 3 percent, the amount necessary at the beginning of the year may be ascertained by discounting $732,000 at 3 percent. It requires .970874, together with interest at 3 percent earned during the year, to equal $1.00 at the end of the year. Therefore, multiplying $732,000 by .970874, it is found that $710,679.77 is needed at the beginning of the year in order to pay $732,000 at the end of the year. Since there are 81,-822 persons to pay for one year’s insurance, it is a matter of simple division to find that the proportionate share of each is $8.69 ($710,670.77 divided by 81,822). Hence, if each person will pay $8.69 at the beginning of the year, the 3 percent assumed interest is earned, and we have no overhead expense, there will be exactly enough money to pay all claims at the end of the year. The $8.69 required is known as the “net natural premium”—an amount'which is sufficient to pay the claims of the year without consideration of overhead expense.
d. Reference again to the American Experience Table of Mortality (Table I) shows that, aside from the rate of dying each year, which numerically increases, the percentage rate of death increases too. In other words, the probability of dying increases as one grows older, at the same time as the number
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of survivors decreases. Therefore, it is obvious that to insure people each year for but one year at a time, the amount which would have to be collected to defray the claims each year would increase substantially, until eventually it would be almost impossible to bear. For example, the natural premium for a one year term insurance at age 36 would be $8.82; at age 50, $13.38; at age 75, $91.62; until at age 95 the three survivors would have to pay premiums of $1,000 discounted at 3 percent during their 95th year for $1,000 of protection. The one year term type of protection, therefore, obviously presents a solution of the life insurance problem which is not practicable for most persons since they would find themselves unable to continue to afford insurance later in life at the very time when they might need it most.
e. In order to meet this contingency, a system was developed by means of which insurance premiums could be paid in a manner practicable for the average man. This plan, which brought life insurance within reach of everyone, is known as the “level-premium” method, and is a means by which premiums remain constant for the term of the contract, whether that be five years or fifty. Operation of the plan, in brief, is as follows:
(1) It has been shown that for a group of 100,-000 persons insured for $1,000 each, the one year term premium is $8.69 at age 35, and* that this premium increases annually. Assuming that coverage is desired for ten years instead of one, it would be possible to pay a higher rate than necessary in the early years and thereby provide a cushion or reserve to offset the actually insufficient premium in the later years. It would then be possible to pay the necessary amount of level premium each of the ten years, which would be equivalent to the amount of the increasing premiums otherwise required, payable in varying amounts each year. This same principle has been applied to the calculation of an annual rate for a policy that will provide protection not for ten years but for life, whether the span of that life be one year or fifty years.
(2) Having found a basis on which to calculate a rate for one year’s protection at any given age, it is possible to calculate the amount of one single premium payment necessary to provide insurance, for life. This is accomplished by ascertaining from the mortality table the number of deaths that would take place in each year, beginning with that age se-
TM 14-600
lected when coverage is to begin, up to age 96. It is then just a matter of arithmetic to compute the present value of each year’s losses by discounting each of them in turn, back for one year, two years, etc. By this method, the net amount of single premium necessary for an insured to pay at age 35 for $1,000 of lifetime protection, assuming 3 percent interest, would be $419.88. In other words, this sum is the present value at age 35 of the claim payments which will be due at the end of each year until the last of the 81,822 people insured at age 35 dies (again assuming 3 percent interest on reserves). Obviously, this lump sum payment for lifetime protection is financially out of reach of most people. However, under the level-premium method the necessary cost of lifetime protection is paid in annual installments of a uniform amount over the lifetime. This is termed the annual level-premium plan, and, simply stated, it contemplates that the insured will pay, every year as long as he lives, a level premium which will be more than necessary to meet claims in the earlier years in order to offset the cost of greater claims in the later years, when the amount (premiums) being paid will not be sufficient. This extra amount paid in the early years is set aside, as described above, as a cushion or reserve.
f. The net annual level premium is calculated by determining the amount which, if paid each year during a person’s lifetime, would be precisely the equivalent of the net single premium above described. For instance, on the basis of the American Experience Table of Mortality and 3 percent interest, $419.88 is the amount of the net single premium $1,000 of whole life insurance to a person aged 35. This single premium is the amount which would be required from each of 81,822 persons still living at age 35 from an original group of 100,000 persons starting out at age 10 (assuming that deaths occur in accordance with the American Experience Table of Mortality), in order that $1,000 can be paid on the life of each one as he dies and irrespective of when he dies.
(1) The first step in the calculation of the annual premium is to determine for all these persons surviving at age 35, the aggregate “present value” of a life annuity of $1.00 at the beginning of each year for each person, because the annual premiums are paid in the form of a life annuity by each policy-holder to the insurance company. $81,822.00 will be payable to the 81,822 persons now aged 35. Of this
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group of 81,822 persons, 81,090 will be alive at age 36, and the present value of $1.00 payable to each member of this group is $81,090.00 discounted for one year at 3 percent. This discounted amount, $78,728.16, will be added to the $81,822.00 paid to the group surviving at age 35 in order that there may be provided $1.00 to each person at age 35 and another $1.00 to each of the persons surviving at age 36.
(2) At age 37, 80,353 persons will be alive and in order that there will be a sufficient sum to enable each member of this group to receive $1.00, there will be required the additional deposit at age 35 of $75,740.41, which is $80,353 discounted for two years at 3 percent. This procedure is followed for every year until age 95 is reached. At age 95 only 3 of the original group of 81,822 persons remain alive and these all die before reaching age 96. The present value at age 35 of $1.00 payable to each of these three persons on their 95th birthday is $3.00 discounted for 60 years at 3 percent, or $.51.
(3) The total of the present values of all these annual payments will be the net single premium for a life annuity of $1.00 at the beginning of each year payable to each survivor of the original group of 81,822 persons alive at age 35 under the assumption that the American Experience Mortality Table and a 3 percent interest rate are applicable. This total ($81,822.00 +$78,728.16 +$75,740.41 +$.51) is $1,-629,678.49.
(4) The net single premium at age 35 for a life annuity of $1.00 per annum (which is precisely the average present value of $1.00 at the beginning of each year to each member of the group) is determined by dividing this total of $1,629,678.49 by 81,-822. The net single premium is $19.92.
(5) The final step in the calculation of the net annual premium is to determine the net annual premium rate. If $19.92 payable in a’lump sum now by a person aged 35 is the equivalent of $1.00 payable at the beginning of each year that he is alive then a lump sum of $419.88 will be the equivalent of $21.08 (419.88 4-19.92) payable at the beginning of each year that he is alive. This $21.08 is the net annual premium which, if collected at the beginning of each year that a person now aged 35 will live, will furnish $1,000.00 of whole life insurance payable when he dies. The difference which one pays in a net level premium between the actual amount necessary to meet claims in the early years, and the
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amounts of the premiums collected with interest thereon, may be defined for all practical purposes as the “reserve”—the amount held by the insurer together with future premium payments to pay the eventful claims as they may become due. While the “reserve” held for the account of any one individual policy at any given time will not necessarily be the full amount needed to pay that individual claim at the time death occurs, the total of all of the reserves held on all of the policies in force, plus the premiums to be paid thereon in the future, will be sufficient to pay all the claims as they may mature, on the basis of the mortality table used for the calculation. This statement may be more clearly understood by remembering again that, while life or death statistics for the individual cannot be predicted with accuracy or scientific correctness, they can be predicted for a large group of individuals by applying the law of averages.
g. At this point, a common sense analysis may cause the exact current accuracy of some of these assumptions to be questioned. For example, the average life span is apparently increasing. If this is so, can a table such as the American Experience Table accurately reflect such improvements from year to year? The answer is unhesitatingly, “No, it cannot.” For obvious reasons it would be quite unsafe to base rates on any mortality statistics that did not represent a long and certain experience or on one which did not make due allowances for the possibility of unexpected contingencies such as the influenza epidemic in 1917, war, or other national or international catastrophe. A life insurance contract must of its very nature be something on which men may rely with absolute confidence, something which will be sound beyond question. Unless, therefore, the mortality table used as a basis for computing rates makes due allowance for all possible contingencies, there is grave danger that the resulting calculations will fail to provide a sufficient amount of money to cover the risk. Any table, therefore, which is used as a basis for rate calculation must be extremely conservative and safe. The American Experience Table is such a table. While a table of this type may not truly reflect day-to-day mortality experience, the eventual net cost of insurance for the persons insured will reflect actual experience, provided the group as originally assumed operate their venture on the mutual principle-, that is, the group as a whole guarantees to insure each member for a stipulated
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premium, based on the assumptions already discussed, and in addition further guarantees that if these assumptions on which the premium rate was based prove overconservative, any excess contributions will be returned, after all claims are paid, in the form of annual “dividends.” Thus, conservative calculations, while assuring soundness, need not necessarily add to the eventual cost of insurance in a mutual insurance enterprise.
h. Dividends, or refunds of amounts paid in excess of that needed to pay claims, are derived from one or more of the following sources:
(1) If people live longer than contemplated by the table on which the rate is based, then not only will a greater number live to pay premiums for longer periods of time than was expected, but death claims will be deferred longer than contemplated. This “saving in mortality’' which results effects a cash saving from which a dividend may be paid.
(2) If an interest rate of 3 percent on investments was assumed, and actual earnings were in excess of 3 percent, the difference represents money “saved” or extra earnings from which a dividend may be paid.
(3) The need for employing someone to manage the fund has been pointed out, and also that there would be other expenses of overhead. If such expenses have been estimated too liberally, and actual overhead is lower than contemplated, the difference or savings represents a third source from which a dividend* may be paid.
Section II. HISTORY OF UNITED STATES GOVERNMENT LIFE INSURANCE*
4. United States Government Life Insurance (World War I)
a. During World War I, the United States authorized for the first time the issuance of Government life insurance by amendment to the War Risk Insurance Act, approved 6 October 1917 (Public Law 90, 65th Congress). An opportunity was thus provided by the Government to enable those who served in the Armed Forces to purchase insurance
•In this chapter the term “government life insurance” is used rather broadly to define all life insurance issued by the Government, whereas the term “United States Government Life Insurance” is used specifically to describe insurance which grew out of the War Risk Insurance Act of 1917, as amended, and the World War Veterans Act of 1924, as amended. The term “National Service Life Insurance” is used to define that insurance made available by the Government for members of the Armed Forces in World War II, under the National Service Life Insurance Act of 1940, as amended.
from the Government at normal (peacetime) rates, notwithstanding the abnormal hazards resulting from war. The primary purpose of this legislation was to restore to servicemen their normal status of insurability which, for all practical purposes, they lost by serving in the Armed Forces in war time. Life insurance issued by commercial companies either excluded protection against the extra hazards resulting from war or, if such protection was included, the premium rate was prohibitive.
b. The important provisions of War Risk Insurance (World War I)—later known as “United States Government Life Insurance” are:
(1) The insurance was granted upon application and payment of premiums to all persons in the active service on 6 October 1917 and to all those thereafter entering the service without medical examination. Insurance originally had to be applied for within 120 days after entry into the service and while in the active service. The law was later amended to permit application for insurance at any time up to April 12, 1918 and thereafter within 120 days from date of entry into active service.
(2) The insurance was made available in amounts of not less than $1,000 nor more than $10,000 in multiples of $500.
(3) The insurance was payable in the event of death or total permanent disability from any cause whether incidental to service in the Armed Forces or civilian life.
(4) Originally, the insurance was issued only as yearly renewable term, with the right to convert, without medical examination, into permanent plans of insurance after the termination of the war. This was later extended to permit the right of conversion until 2 July 1927.
(5) The insurance was originally payable only to a wife, child, grandchild, parent (including grandparent, father or mother, or step-parent either of the insured or of the spouse), brother or sister, or to the insured himself in the event of total permanent disability. By later amendments the class of beneficiaries was enlarged to include other relatives such as uncles or aunts, nephews, nieces, and broth-. ers-in-law. Still further amendments under certain conditions permitted payment of the benefits to the estate of the insured.
(6) The insured was permitted to designate one or more beneficiaries within the permitted class and
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to change the beneficiary within this class, from time to time, without the consent of the beneficiary.
(7) Originally, death benefits payable under the provisions of the insurance were limited to a settlement of the proceeds in 240 equal monthly installments of $5.75 for each $1,000 of insurance. This limitation was later removed with respect to United States Government Life (Converted) Insurance, and certain cases of War Risk Term* Insurance by various amendments to the law after hostilities had ceased. As a result, optional methods of settlement— various plans of monthly installments, or life income, or a lump sum—were permitted under United States Government Life (Converted) policies.
(8) All expenses of administration and the extra mortality costs attributable to the war hazard were borne by the Government. The cost of disability benefits resulting from the hazard of war was also paid by the Government.
(9) The basic disability provision included in this insurance without extra rate, provided for the payment of monthly disability benefits of $5.75 per month for each $1,000 of the insurance in the event the "insured became totally and permanently disabled. These monthly payments were continued for life if the total permanent disability continued until death. If death occurred before at least 240 such payments had been made, the difference between the number of payments received by the insured during his lifetime, and 240, constituted the remaining insurance protection available as a death benefit for the beneficiary. On the other hand, if the payment of monthly disability installments was stopped by reason of the recovery of the insured, then the insured might continue to enjoy protection by the payment of premiums on the reduced amount of insurance represented by the commuted value of the difference between the number of payments received by him while permanently and totally disabled, and 240.
(10) A limited amount of gratuitous insurance (equivalent to insurance in the face amount of $4,344) was provided by the War Risk Insurance Act as amended 6 October 1917 and as amended 25 June 1918, under the following conditions:
“Any person in the active service, on or after April 6, 1917, who, while in such service and’ before the expiration of 120 days from and after the publication (October 15, 1917) of the terms and conditions of the contract of War Risk Insurance, becomes or has become totally
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and permanently disabled or dies, or has died, without having applied for War Risk Insurance, shall be deemed to have applied for and to have been granted insurance, payable to such person during his life in monthly installments of $25 each. If he shall die either before he shall have received any of such monthly installments or before he shall have received 240 of such monthly installments, $25 per month shall be paid successively to his widow during her widow-hood, his child or children, his mother, and his father, if and while they survive him; provided, however, that not more than 240 of such monthly installments, including those received by such person during his total and permanent disability, shall be paid. An amendment of December 24, 1919, to the War Risk Insurance Act further extended the benefits of gratuitous” insurance to any person in the active service on or after April 6, 1917 and before November 11, 1918, who while in such active service and before the expiration of 120 days after entrance into or employment in the active service, becomes or has become totally and permanently disabled, or dies or has died, without having applied for War Risk Insurance.”
c. During the period of World War I approximately 90% of the members of the Armed Forces were insured for approximately $40,000,000,000. The average amount of insurance is estimated to have been approximately $8,700 per life and approximately 80% of those insured owned the maximum available. The War Risk Insurance (as distinguished from United States Government Life (Converted) Insurance) has always been operated on an “appropriation basis. The difference between the amount paid in by premiums and the amount paid out by claims would be met by an amount appropriated by Congress. The total premiums collected to date on account of War Risk Insurance are approximately $454,000,-000, while the total losses incurred are in excess of $2,290,000,000. The contrast between these two figures graphically illustrates the extent of the Governments contribution to this insurance program and underline the great value to military personnel of the benefits provided at normal rates, in the face of abnormal hazards.
d. Under the provisions of the original War Risk Insurance Act, conversion from yearly renewable
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term to permanent United States Government Life Insurance could not be made until after the close of the war, and the first permanent policies were therefore not issued until May 1919. In contrast with the yearly renewable term insurance, which was conducted on an “appropriation basis,” the permanent converted insurance was conducted in much the same way as a mutual life insurance company. The premiums paid by policyholders were deposited with the United States Treasury, as trustee, to the credit of the United States Government Life Insurance Fund. The Treasury administered and invested the fund in Government obligations. The Government continued to bear all expenses of administration and to pay all losses resulting from the extra hazard of military or naval service.
e. Seven different forms of converted insurance were eventually made available: 5-year level-premium term, ordinary life, 20-payment life, 30-payment life, 20-year endowment, 30-year endowment and endowment at age 62. Converted policies on the permanent plans include such provisions as loan and cash values, and paid-up insurance and extended insurance values. In the event earnings were in excess, or losses were less than contemplated, provision was made for the payment of dividends.
f. Under the terms of the World War Veterans’ Act, 1924, as amended 29 May 1928 and as later amended 3 July 1930, provision was made to permit United States Government Life Insurance policy holders to apply for additional total disability benefits, subject to the payment of a stated premium and the furnishing of satisfactory evidence of good health. This additional protection provided for the payment of an additional $5.75 per month per $1,000 of insurance in the event the insured became totally disabled for a period of four consecutive months, or more, before attaining age 65 and before default in the payment of any premium. Such benefits were to be paid so long as the insured lived and remained totally disabled, and were not deductible from the face amount of the insurance proceeds otherwise payable at death. Thus a person with $10,000 of United States Government Life Insurance who purchased this additional disability benefit might receive a total monthly installment of $115, if total disability were such as to entitle him to both the basic and additional disability benefits.
g. Persons who entered the Armed Forces after World War I were permitted to obtain War Risk
yearly renewable term insurance up to the date of enactment of the World War Veterans’ Act, 7 June 1924, and on and after this date under this law, United States Government Life Insurance on much the same basis as those who served during the war. This privilege was terminated by enactment of the National Service Life Insurance Act of 1940, approved 8 October 1940.
h. The right to reinstate and convert yearly renewable term insurance was terminated by law in July 1927. However, under the provisions of the World War Veterans’ Act, 1924, as later amended in 1928, veterans of World War I became, and still are, entitled to apply for United States Government Life Insurance provided they are in good health and provided the amount of United States Government Life Insurance which they may have in force, or have previously surrendered for cash or paid-up insurance, does not exceed $10,000, and provided further that no person may carry more than $10,000 combined amount of United States Government Life and National Service Life Insurance at any one time. Of the total number of persons 'entitled to apply for United States Government Insurance there are but a small number who do not have it. Comparison of the benefits provided by United States Government Life Insurance, with those of National Service Life Insurance, will indicate the advantages of the former for those who may be eligible to apply for it. It is important that in such cases the individual concerned be given the necessary information on which to make an intelligent decision and an opportunity to act upon it.
Section III. HISTORY OF NATIONAL SERVICE LIFE INSURANCE
5. National Service Life Insurance (World War II)
a. Public Law 801—76th Congress (The National Service Life Insurance Act of 1940) approved 8 October 1940, established a new system of Government life insurance and terminated the right of persons in the Armed Forces to purchase United States Government Life Insurance by merely being in the active service, unless they were otherwise eligible as veterans of World War I. In contrast with government insurance made available to members of the Armed Forces in World War I, under an insurance act passed during war time, National Serv
7
TM 14-600
29 May 47
ice Life Insurance came into being during a period when this country was not at war. This proved to be an important factor, in that it undoubtedly influenced the provisions of the Act. Insurance was therefore granted on the lives of persons in the Armed Forces who might return to civilian life without ever facing the actual combat hazard of war. These individuals might have enhanced interest in insurance on more than an emergency basis as provided by the term coverage. Furthermore, when the Act was first passed the compelling urgency to make application for insurance was lacking and initial results lagged. In noting the provisions of this Act, it should be observed that members of the Armed Forces during World War II enjoyed many new benefits which were not available to members of the Armed Forces during World War I. These benefits are the Six Month’s Death Gratuity, more liberal service connected disability and death pensions.
b. The insurance is granted, upon written application and payment of premiums, to any person who has been examined, accepted and enrolled in the active service under orders to active duty for a period of more than 30 days. Reference herein to 30 days is concerned with the actual period for which one is ordered to active duty rather than the actual time spent in the active service. No physical examination or other evidence of good health is required before insurance may be granted, provided application is made within 120 days of entry into active service.
c. If insurance is applied for after 120 days from the time of entry into active service, it may only be granted subject to evidence of good health satisfactory to the Administrator of Veterans’ Affairs. This necessitates completion by the applicant of an application and a satisfactory physical examination. On at least two occasions additional periods of 120 days were granted during which an application for insurance was acceptable without physical examination or other evidence of good health, under the provisions of Public Laws 360, 77th Congress, approved 20 December 1941, and 36, 78th Congress, approved 12 April 1943.
d. Originally, National Service Life Insurance had to be applied for while a person was in the active service, whereas under conditions existing during World War I, insurance had to be applied for within 120 days of entry in active service or not at all. Subsequent amendments provided that any person who had active service between 8 October 1940
8
and 2 September 1945, both dates inclusive, may apply for and be granted National Service Life Insurance on any of the seven authorized plans, upon application therefor and payment of premiums, or establishment of an allotment of pay, and evidence of good health satisfactory to the Administrator of Veterans’ Affairs. In any case in which application for insurance is made prior to 1 January 1950, the Administrator shall not deny that the applicant is in good health because of any disability or disabilities, less than total in degree, resulting from or aggravated by such active service. The maximum amount of insurance for which an individual is otherwise eligible to apply under this provision shall be decreased by the amount of any National Service Life Insurance which may have been surrendered for its cash surrender value.
e. National Service Life Insurance is made available in amounts of not less than $1,000 and not more than $10,000, in multiples of $500, similar to that granted in World War I. All government insurance owned may not total more than a maximum of $10,000.
/• Originally, the insurance was payable only in the event of death from any cause, whether or not the cause resulted from a condition incident to military service. Unlike War Risk Insurance, no provision was made originally for the payment of the insurance proceeds to the insured in the event of total permanent disability. However, Public Law 589, 79th Congress, approved 1 August 1946, provided for the inclusion of a total disability income provision in any National Service Life Insurance policy, upon application therefor, proof of good health, and payment of an extra premium. The provision pays $5.00 a month for each $1,000 of insurance, commencing on the first day of the seventh consecutive month of such disability and continuing so long as the insured remains totally disabled. The face of the policy will not be reduced by such payments. (See ch. 2, sec. VIII for further details.)
g. The premium rates and all other calculations are based upon the American Experience Table of Mortality and the assumption that interest will be earned at the rate of 3 percent per year, in contrast with the higher reserve basis of 3% percent assumed under the War Risk Insurance (United States Government Life Insurance). It therefore follows that the net initial premium charged for National Service Life Insurance will be a few cents higher than that
29 May 47
under a similar plan granted under the War Risk Insurance Act, as amended.
h. Originally, National Service Life Insurance was issued only on the 5-year level-premium term plan. However, by an act of Congress in July 1945, all policies not converted to a permanent plan and issued on or before 31 December 1945, were automatically extended for an additional 3-year period. This is in contrast to the United States Government Life Insurance renewable term plan (described in par. 4 above.) Originally, the term insurance carried with it the privilege of conversion, without medical examination, into Ordinary Life, 20-Payment Life or 30-Payment Life—a more limited number of policy forms than were made available during World War I. It is noteworthy that no endowment plans were included originally, emphasizing the apparent desire to provide this insurance primarily as indemnity in the event of death. However, Public Law 589, 79th Congress, approved 1 August 1946, added 20-Year Endowment, Endowment at Age 60 and Endowment at Age 65. A subsequent amendment (Public Law 5, approved 21 February 1947) provided that any person may make initial application for insurance on any of the seven authorized plans instead of on the 5-year level-premium term plan only, as formerly required. Also, any level-premium term policy may be converted at any time while such insurance is in force and within the term period to any of the permanent plans, provided that conversion to an endowment policy may not be made while the insured is totally disabled. This amendment permits a term policyholder to convert his term insurance at any time within the term period, instead of having to wait until one year after the effective date, as formerly required.
i. Originally, insurance proceeds were payable only to persons within the permitted classes of beneficiaries in the following order, unless the insured himself elected to designate one or more of these persons:
(1) To the widow or widower of the insured, if living.
(2) If no widow or widower, to the child or children of the insured, if living, in equal shares.
(3) If no widow or widower, or child or children, to the parent or parents of the insured, if living, in equal shares.
(4) If none of these persons survived, to the
TM 14-600
brothers and sisters of the insured, if living, in equal shares.
The insured could, however, designate one or more of these persons in any order, or for any amount which he saw fit. The insured had the right at all times to change the beneficiary, or beneficiaries, without the consent or knowledge of such beneficiary. A later amendment, Public Law 589, 79th Congress, approved 1 August 1946, removed beneficiary restrictions from policies of insurance maturing on or after the date of passage of this Act (Public Law 589). The insured may now designate as beneficiary any person or persons, firm, corporation, or other legal entity (including the estate), either individually or as trustee. The Veterans’ Administration, however, will not administer any trust. Also, Public Law 589 amended the National Service Life Insurance Act, effective 8 October 1940, to include a step-parent as an eligible beneficiary within the permitted classes, if designated by the insured.
j. No person has a vested right to any installment. Originally, in the event no person within the permitted class survived to receive the insurance, no payment of the unpaid installments was made to anyone. By later amendment (Public Law 452, 78th Congress) provision was made for the payment of the reserve value, plus accumulated dividends, if any, of any converted—permanent—form of insurance, such as ordinary, twenty- or thirty-payment life— less any indebtedness thereon—to the estate of the insured if he died without leaving an eligible beneficiary, or if the beneficiaries surviving him failed to receive at least this amount (reserve and dividends less any indebtedness). A still later amendment (Public Law 589, 79th Congress, approved 1 August 1946) made provision for the payment of any unpaid installments in one sum to the estate of the insured, provided it does not escheat to the State, if no beneficiary is .designated by the insured, or if no designated beneficiaries survive the insured, or if the designated beneficiary (including contingent beneficiaries) not entitled to choose a lump-sum settlement survives the insured, but dies before receiving all benefits due and payable. This provision applies only to insurance maturing on or subsequent to the date of enactment of this Act (1 August 1946).
k. (1) As originally enacted, the proceeds of the insurance were payable only in 240 equal monthly installments of $5.51 for each $1,000 of insurance if the beneficiary to whom payment was first made was
9
TM 14-600
under 30 years of age. The age of the beneficiary for this purpose is determined at the time of the insured’s death. It will be noted that the amount of each monthly installment is $5.51 per $1,000 under this insurance, in contrast to monthly installments of $5.75 per $1,000 under United States Government Life Insurance. This difference is due to the fact that United States Government Life Insurance has the higher interest rate on reserves, to which reference has already been made. Furthermore, in contrast to the provisions of the War Risk Insurance, as originally enacted, beneficiaries 30 or more years of age at the time of the insured’s death receive National Service Life Insurance benefits only in the form of monthly life income. The amount of this income depends upon the age of the beneficiary who first receives payment at the time of the insured’s death. In the event the first named beneficiary (referred to as the “principal” beneficiary) dies before having received at least 120 such monthly payments, the installments will be continued to the next named, or second beneficiary (referred to as the “contingent” beneficiary or beneficiaries) within the permitted class, until at least a total of 120 such installments have been paid. For example: a beneficiary, age 40, at the time of the insured’s death, would be entitled to a monthly installment of $45.00 on a $10,000 policy. If the first named beneficiary lived for only 10 months, these payments at the rate of $45.00 per month would be continued to a second choice, or contingent beneficiary or beneficiaries, within the permitted class, for 110 additional months. It will be noted that a total of 120 payments of $45.00 each totals only $5,400, whereas the face amount of the insurance is $10,000. However, all persons in good health now alive at age 40 will live on an average more than 28 years (on the basis of the American Experience Table of Mortality). The term “average” implies that some will die sooner than this and some will live much longer. In order, therefore, to be able to make good the amount guaranteed to all persons, the fund, as a common pool, is used to pay the excess amounts required for those who live longer. Taking the average, however, of 28 years (336 months) and multiplying this by the amount of guaranteed monthly installments, $15,120 will be paid out on each $10,000 policy. Women, according to mortality experience, live a few years longer than men. Therefore, if the average expectancy of female beneficiaries
29 May 47
were used as a basis, these figures would be even more attractive.
(2) This was later amended by Public Law 452, 78th Congress, to provide that all beneficiaries, irrespective of age at the time of the insured’s death, may receive the proceeds in the form of a refund life income. This mode of settlement could be elected by either the insured or the beneficiary (the amount of each monthly installment will depend upon the age of the beneficiary at the time of the insured’s death). If the beneficiary first receiving such benefits dies before having received installments which total at least the face amount of the insurance, less any indebtedness, the balance will be payable in similar monthly installments to the contingent beneficiary or beneficiaries within the permitted classes, until at least this amount has been paid out. If the insured fails to indicate which of these options he wishes, the beneficiary may elect the refund life income, provided that such election will not result in decreasing the total number of minimum guaranteed payments.
(3) A still later amendment (Public Law 589, 79th Congress, approved 1 August 1946) made provision for four optional modes of settlement, namely: option 1—in one sum (this option may be electe’d only by the insured) ; option 2—in equal monthly installments of from 36 to 240 in number, in multiples of 12; option 3—in equal monthly installments for 120 months certain with such payments continuing during the remaining lifetime of the first beneficiary; option 4—as a refund life income in monthly installments with face value certain, except where settlement would result in payment of installments certain over a shorter period than 120 months. Option 4 is not available if the beneficiary is over age 68. Values are the same as provided by the former law, referred to in k above. These Options apply only to insurance maturing on or subsequent to the date of enactment of this Act (1 August 1946). If the insured elects no option, the insurance will be payable in 36 monthly installments. However, the first beneficiary may elect any option providing for payment over a longer period than 36 months. Options 3 and 4 are not available if the beneficiary is a firm, corporation, legal entity (including the insured’s estate), or trustee, or where an endowment contract matures by reason of completion of the endowment period.
Z. National Service Life Insurance contains a provision for waiver of premiums (without extra pre-
10
29 May 47
TM 14—600
miutn charge). Premium waiver is granted in the event the insured becomes continuously totally disabled for six or more consecutive months, subsequent to the date of application for such insurance, and commencing prior to the insured’s 60th birthday. It will be noted that this provision, in the event of total continuous disability for 6 months or more, is quite different from the disability provision contained in the original War Risk Insurance. In the first place, in order to qualify for premium waiver benefits it is not necessary that the insured be totally and permanently disabled. In the second place, total disability must have commenced prior to the attainment of age 60. Originally, no provision was made for the payment of any monthly income in the event of either total continuous disability, or total and permanent disability, such as that included in War Risk or United States Government Life Insurance additional disability. However, Public Law 589, 79th Congress, approved 1 August 1946, amended the National Service Life Insurance Act to provide for the inclusion of a total disability income provision in any National Service Life Insurance policy, upon application, proof of good health, and payment of an extra premium. The provision will pay $5.00 a month for each $1,000 of insurance, commencing on the first day of the seventh consecutive month of such disability and continuing so long as the insured remains totally disabled. The face of the policy will not be reduced by such payments. (For detailed information regarding this total disability income provision see ch. 2, sec. VIII.)
m. Gratuitous insurance in an amount which, together with that already owned, would aggregate $5,000 was provided for the unremarried widow, while unremarried, child or children, or dependent parents (in this order), of a deceased serviceman who died on or after 8 October 1940 and on or prior to 19 April 1942, provided this amount of insurance was not in force on his life at the time of his death. A similar amount of insurance is granted in the event the serviceman became totally disabled during this same period, if he did not have at least this amount of insurance in force. Under the provisions of Public Law 667, 77th Congress, the Act was further amended to provide that gratuitous insurance in an amount
which, together with that already owned, would aggregate $5,000, be granted to all persons in the active service who, on or after 7 December 1941 and prior to 20 April 1942, had been captured, besieged, or otherwise isolated by the forces of an enemy of the United States for a period of at least 30 consecutive days and extending beyond 19 April 1942, provided such person did not then have at least this aggregate amount of Government insurance in force. This gratuitous insurance remains in force and premiums are waived during the period that such person remains so captured, besieged, or isolated, and for six months thereafter. Such persons may, uport return, permanently retain the insurance at their own expense, if they so desire, provided subsequent timely application is made for replacement of such gratuitous insurance. In this way personnel who were unable to take advantage of their opportunity to apply for insurance because of conditions beyond their control were provided with insurance benefits.
n. Since 1940 more than 95 percent of the members of the Armed Forces have been insured for a total of over $149,000,000,000. The scope and significance of this figure may be understood by comparison with the total amount of commercial insurance in force for all the population of the United States (created over the last 50 or 60 years)— roughly about $163,000,000,000. From limited information available, it appears that not more than 50 percent of military personnel owned Commercial life insurance prior to entry into military service and that the average amount of such holdings did not exceed $2,000 per life. It is evident that the present army is the best and most heavily insured that the world has ever known. This could not possibly have been achieved had the average soldier not been the type of person that he is—a citizen soldier, who, while fighting for his country and risking his life, is deeply concerned with the welfare and protection of his loved ones. It is the personal characteristics of this soldier that has made this extraordinary program a substantial success. However, the fact must not be overlooked that the eventual success o’f the program will be judged not only on the success of the promotion effort, but on the “follow-through” as well.
11
TM 14-600
29 May 47
CHAPTER 2
ADMINISTRATION OF NATIONAL SERVICE LIFE INSURANCE
Section I. GENERAL PROVISIONS
6. Definitions
As used in this Chapter the following definitions will apply:
a. Insurance is deemed to mean National Service Life Insurance and is not to be confused with United States Government Life Insurance.
b. Insured is a person owning a National Service Life Insurance policy which is in full force and effect.
c. Person means:
(1) All commissioned officers, including Women’s Army Corps, Army Nurse Corps, Hospital Dietitians, Physical Therapy Aides, Warrant and Flight Officers, Public Health Officers, Officers of the Coast and Geodetic Survey (when serving with the War and Navy Department outside the continental limits of the United States), and also female physicians and surgeons commissioned in the Army and ordered to active duty in excess of 30 days.
(2) All enlisted men of the Army and enlisted women of the Women’s Army Corps, including selectees under the Selective Service and Training Act of 1940.
(3) Cadets of the United States Military Academy during World War II. (Effective 31 December 1946. Cadets at the United States Military Academy are no longer eligible to apply for insurance as persons in the “active service,” but those who had “active service” between 7 December 1941 and 2 September 1945, both dates inclusive, may apply for insurance subject to the conditions prescribed in Section 602(c)(2) of the National Service Life Insurance Act of 1940, as amended 1 August 1946.
(4) Aviation cadets, aviation students or aviation cadets of the United States Military Academy.
d. Active service means active service in the land or naval forces, including the Coast Guard, of the United States and service in the land or naval forces of the United States under the Selective Training and Service Act of 1940. However, service of any person ordered to active duty whose orders specify that service in any such force is for a period of 30
days or less shall not be deemed to be active service for the purpose of insurance.
e. Administrator means the Administrator of Veterans’ Affairs.
f. Child includes an adopted child (an illegitimate child or stepchild when specifically designated).
g. Parent, father and mother when used in connection with contract insurance, includes a mother or father through adoption and persons who have stood in “loco parentis” (in place of a parent) to a member of the military or naval forces at any time prior to entry into active service for a period of not less than one year. Ordinarily, relationship in “loco parentis” must have arisen while the insured was a minor.
h. Total disability is any impairment of mind or body which continuously renders it impossible for the insured to follow any substantially gainful occupation.
i. Good health means that the applicant is, from clinical or other evidence, free from disease, injury, abnormality, infirmity or residual of disease or injury to a degree that would tend to weaken or impair the normal functions of the mind or body or to shorten life.
J- Insurance policy is an insurance contract between the insured person and the United States, issued by the Veterans’ Administration, setting forth all the terms and conditions thereof. For the duration of the war and such time thereafter as the Administrator may decide, a certificate will be issued in lieu of a policy. (See fig. 1.)
k. Insurance certificate is a certificate issued by the Veterans’ Administration in lieu of a policy as evidence that the insurance applied for has been granted. (See fig. 1.)
I. United States Government Life Insurance is insurance issued by the United States with the cessation of hostilities after World War I and to which War Risk Insurance policies, issued during World War I, were converted. United States Government Life Insurance is currently available only to a veteran of that war and only under certain special conditions.
m. Aviation cadet means an aviation cadet who is undergoing a course of instruction which requires
12
29 May 47
TM 14-600
.vuTk2£j&a?f3£.*#**&*: may be designated as “Principal Beneficiary” or “Contingent Beneficiary’ inthe space provided for “Beneficiary Designation and Selection of Optional Settlement.” Any named beneficiary who is not designated as “Contingent Beneficiary” will, in general, be presumed to be a principal beneficiary. A contingent beneficiary, generally speaking, is a person who becomes principal beneficiary if the designated principal beneficiary predeceases the insured or if the principal beneficiary not entitled to settlement under Option 1 (lump sum) dies
(2)
(3)
(4)
INSTRUCTIONS
prior to receiving full payment of all guaranteed monthly installments. The insured shall have the right at any time, and from time to time, and without the knowledge or consent of the beneficiary to cancel the beneficiary designation or to change the beneficiary. A designation of beneficiary and selection of option need not be made in the application for insurance but may be made at a later date. A beneficiary designation, but not a change of beneficiary, may be made* by last will and testament duly probated.
5. OPTIONAL SETTLEMENT
A selection or change of option may not be made by last will and testament except in connection with the designation of a beneficiary by last will and testament. Insurance shall be payable in accordance with the following optional modes of settlement:
Option 1.—In one sum (face amount lessany indebtedness). Option 2.—In equal monthly installments of from thirty-six (36) to two hundred forty (240) in number, in multiples of 12. If Option 2 is selected, the number of monthly installments must also be specified in the “Option” column of the “Beneficiary Designation and Selection of Optional Settlement” section of the application.
Option 8.—In equal monthly installments for one hundred twenty (12l)Lmwfe certain with pticli payments contin-
(<■)
w
w
APPLICATION FOR NATIONAL SERVICE LIFE INSURANCE UNDER THE NATIONAL SERVICE LIFE INSURANCE ACT OF 1940, AS AMENDED (WITHOUT REPORT OF PHYSICAL EXAMINATION) For uee by person, in the active service in the land or naval forces 9f the United States within 120 days after the date of entrance into the active service. After 120 days or if total disability income provision is desired, use VA Form 9-350a. Please read Instructions on reverse side before filling out form. Type or use ink. All questions must be completely answered. DO NOT WRITE IN THIS SPACE NUMBER ASSIGNED
FOR USE OF INDEX
1. FIRST NAME-MIDDLE NAME-LAST NAME (Print or type) Joseph F. Smith t 2. DO YOU NOW CARRY GOVERNMENT LIFE INSURANCE? (If “yes," gtoe X YCS NO POLICY NO(S). N 107 079
3. RESIDENCE ADDRESS (Number and street or rural route, city or P. 208 Washington St, 4, Jerse 4 PLACE OF BIRTH (City or town, county, and State) Jersey City, New Jersey zone number, and Stale) A ! City, New Jersey 5. DATE OF BIRTH (Month, day, 1 6. AGE NEAREST ‘"“"June 8,1921 26^£3k
DATE OF ENTRY ON PRESENT TOUR OF ACTIVE DUTY 15 Jan 1947 7. SERVICE 1 ORGANIZATION (Regiment, ship, station, etc.) Camp Lee, Va. FORMATION DATE OF SEPARATION FROM LAST TOUR OF DUTY (If no previous active duty, slate “none.") 15 Aug 1946 SERVI£E_5EBIAL NO. 0-609 304
RANK. GRADE. OR RATING COLONEL BRANCH OF SERVICE Army
8. AMOUNT AND PLAN OF INSURANCE APPLIED FOR (See paragraph t of Instructions.) 9. REQUESTED EFFECTIVE DATE (Month, day, and year) 17 Jan 1947 11. METHOD OF PAYMENT OF FIRST PR The effective date may not be later than the first day of tho month following date ef application. (See'paragraph t of Instructions.) THE UNITED STATES IS NOT LIABLE IF DEATH OCCURS PRIOR TO THE EFFECTIVE DATE OF THIS INSURANCE. MIUM {Check one)
AMOUNT 1 PLAN , 9,000.00 | 5 Year Term 10. AMOUNT OF FIRST PREMIUM (See paragraph 3 of Instructions.)
, 6.12 — ALLOTMENT FROM ADVANCED ACTIVE SERVICE PAY. UNDER THE | | PROVISIONS OF PUBLIC LAW 451.77TH CONGRESS MONTH ALLOTMENT EFFECTIVE
NOTE.—When, in items 11 oc 12, it is indicated that pre-mi urns will be paid by allotment ordeduction, applicant must authorize separately registxation_of allotment with service gj ALLOTMENT FROM ACTIVE SERVICE PAY MONTH ALLOTMENT EFFECTIVE January
DIRECT REMITTANCE TO 1—1 VETERANS ADMINISTRATION 1—1 (Specify kind of remittance and period covered!) REMITTANCE BY (Check, draft, money order, postal note, or A. F. leave bond assigned to the Veterans Administration) PERIOD (Monthly, quarterly, semiannually, or annually).
MAKE ALL REMITTANCES PAYABLE TO THE TREASURER OR THE UNITED STATES
12. METHOD OF PAYMENT 0 FUTURE PREMIUMS (Check me)
WD SELECTION OF OPTIONAL SETTLEMENT (See pare. fandB of Inetre. )
PITTANCE TO VETERANS ADM INISTRA-i/y period.)
PERIOD (Monthly, quarterly, semiannually, or annually)
fQf MONTHLY ALLOTMENT FROM
Ifii ACTIVE SERVICE PAY
13. BENEFICIARY DESIGNATION (INDICATE^
COMPLETE NAME AND ADDRESS OF EACH BENEF1CIAI
□ DIRECT
TION (I
Mrs. Mildred L. Smith Jersey City, N. J. Mrs.
Share
WITNESSED
Andg
SERVICE INFOR
Smith Jersey City, N.J.
"And" must be included if one signature is used
RELATIONSHIP
Wi
Mother )
$9,000.00
Option may be selected at a later date-- If selected now, see Par. 46 f
SIGNED AT
R/C Camp Lee, Vo.
SIGNATURE OF APPLICANT (Do not print.)
I DATE OF APPLICATION
I 17 Jan 1947
PENALTY.—Th^ imprisonment for rj t”™™r?hL'h $l.0M « by
DO NOT WRITE IN THIS SPACE
EFFECTIVE DATE AGE AMOUNT PREMIUM MONTHLY 1 QUARTERLY $ SEMIANNUALLY J ANNUALLY s
METHOD OF PAYMENT LM.P. BENEFICIARY OPTION ACTION TAKEN
EXAMINER DATE REVIEWER DATE CERTIFICATE ISSUED POLICY ISSUED
JAN HMI 9-350 Supersede® VA Form 350, Mar 1945, which may NOT be used.
Figure 2. V. A. Form 9—3'50—(Application for National Service Life Insurance Without Physical Examination).
18
19
29 May 47 TM 14-600
11-...........................................
I N.dorml Serric. r.ifa!»«CTaCTmCTb»Omtadtam SSjy ----- 7a- SERVICE INFORMATION FOR PERIOD FROM OCTOBER 8,1940, TO SEPTEMBER 2, 1945, INCLUSIVE □ YES®.NO rJndiredand policy no. (»).)
' ------------ DID YOU HAVE ACTIVE SERVICE IN DATE OF ENTRY DATE OF DISCHARGE SERVICE SERIAL NO. .u«,IUr <
last monthly pre Female brgans-I SypbQU THE MILITARY OR NAVAL FORCES AMOUNT. $
. ' (Includtno vteru -------------- OF THE UNITED STATES AT ANY POLICY NO. (S)
4. PAYMENT 2^, edema! a Tuberculosis TIME BETWEEN OCTOBER 8. I9tt. --------------------
(a) If the first J full details d ------------ *N° SEPTEMBER 2. 1945? BRANCH OF SERV!C£
’ -Kt rietf ONO Wplde Sec°U) ». REQUESTED EFFECTIVE DATE (AfbntA, day,
ponied by V Nervous or mental dI -±=-J=£-Z------ I ■ ----------- -------------------- ■ - - I and year) — _ _
orbyaH 17. Skin and lymphat ------------------- --------------------ft. SERVICE INFORMATION OF APPLICANT NOW IN ACTIVE SERVICE________________Ja n, 15, 1947
• nd the narhi ------------- Rheumatism or rbeu DATE OF ENTRY ON PRESENTTOUR ORGANIZATION (Regiment, «Aip,| DATE OF SEPARATION FROM LAST SERVICE SERIAL Na
• nd V A Feri ___ fever OF ACTIVE DUTY station, etc.) TOUR OF DUTY (If no previous . _ _ The effective date may not be later than
to the Veter. 18. Mouth, nose and —------------ lOfi ’ Rft adive duly, state 1*234'0 67 the first day of the month foUowingdate
• m Fits or convulsions Iw V liiT. nil. w 1 - ■ of application (see paragraph t of Instruc-
ULL^.2 Aug 1946 »atAz\ C w — ICT vr« r~l ‘ W*, intTlv*•cmiannuaUy
Beneficiary” in t .. .. 5d. M you have been t will be paid by allotment or deduction, applicant must authorise Q SSKSS}®’ P^lfare ^onTassitmed ts Me W ^nuaUy)
1O 25. Deformities and d * separately (a) reglstratioa of allotment with service department ^5W4S,^DJVN1STZRATI?!4
Hon of Optional S (Except as noted < OT (t>) deduction from Veterans Administration benefits on VA (Specify kind of remittance Veterans Administration)
m “Contingent I ______________ Form 9-887; Primiums Mat bi Paid bt Monthly Dbduction tmd period covered)
Name of applicant trom Compensation, Pension, ob Retirement Pat Only
---L. ______________ WhW Insurance u in Fobcb. 11 — — ■ ■ ... —------ . - I ------------ 6a. Give all Ulnwscs s MAKE ALL REMITTANCES PAYABLE TO THE TREASURER OF THE UNITED STATES
pbnlclau.wlwln 14 METHOD OF PAYMENT OF FUTURE PREMIUMS (Check one)
“T MOHTHLV OEOUCTIOH FROM „ ' ' KMOO WMU,.
--Addr»« nhvslZb ICT MONTHLY ALLOTMENT FROM [H COMPENSATION. PENSION OR Fl DIRECT REMITTANCE TO VETERANS ADMINISTRATION or annuanyj AaoresB ot pnysicu ACT)VE SERV|CE PAY L_J RETIREMENT PAY *—J (Specify period)
_____________ r r 15. BENEFICIARY DESIGNATION (INDICATE WHETHER PRINCIPAL OR CONTINGENT) AND SELECTION OF OPTIONAL SETTLEMENT pars. 5 and 6 o/7nstrsj PENALTT^-The h complete name AND ADDRESS;OF EACH beneficiary (If married woman, her own ftT9t and RFirnoNSHIP AMOUNT . OPTION
I _ 7** taeated ^alcohdi middle names and husband's last name must be given J • RELATIONSHIP AMOUNT OPTION
I consent that any Principal: ~ ~ I
il’aJiLT’iOTSi: Emily Smith Naquin Wife 8,000 4
foregoing answers and -jr-1 , ■■ ■ i. ■ । ... ....- ■ ■■ •— ..... 11
■ ™—77--------77 Contingent;
7 ____________Emily Jean Naquin_____________________________Daughter_____________8,000,____________2____________
and an^other children born of this merriage share ard share al Ke
WITNESSEDSIGNED AT I DATE OF APPLICATION
&nd Camp Lee, Va._______________| 15 Jan 1947
Hm I SERVICE SIGNATURE OF AREUCAHT (Bo print) .
I PENALTY.—The law provisos that w4J>ever makes any statement of a material fact, knowing it to be false, shall be punished by a fine of not more than $l,00| / or by imprisonment for not more Wan one year or both.__• ____________________________________________________|/
9-350a SwrsadmVA Form 35O«, Apr.IMS, which may NOT bouwd. X»-«on-E-‘
Figure 3. V. A. Form 9-350a—(Application for National Service Life Insurance with a Physical Examination).
TM 14-600
General, Attention: Personnel Information Branch (SPXPI-O), Washington 25, D. C., for insertion in the 201 file. A copy will be given to the applicant who will be advised to forward it to the beneficiary or other designated person for safekeeping. The copy of Veterans’ Administration Form 9-350a which is furnished to the applicant will not include the medical statement of applicant or the medical examiner’s report.
b. Certification of service for enlisted personnel will be made by the unit commander or the custodian of the service record. An officer may forward a certified copy of orders evidencing active duty status, or service status may be certified by another officer.
c. Only one signature is necessary if the same officer witnesses and certifies the application, provided the word “and” is added on the application form immediately after the words “Witnessed by” so the form will then read: “Witnessed by and service information in section 7b certified by.”
d. The copy of the application to be given to the applicant will be indorsed by the unit commander or personnel officer as follows: “Original application forwarded to Veterans’ Administration on (insert date) ; allotment of pay for payment of premiums has been executed (assumes accomplishment of allotment coincidentally with application).”
18. Signature on Application for National Service Life Insurance
a. When the applicant is able to sign his name, his application for National Service Life Insurance should always be signed by him.
b. When the applicant is unable to sign his name because of illiteracy or physical disability, he should make a cross as his signature in the presence of witnesses in the proper place on the application form (Veterans’ Administration Form 9-350 or 9-350a, as appropriate). A third party should write the applicant’s name above such cross and the words “His Mark” alongside it, and two persons should sign their names as witnesses, thus :
{The applicant’s usual signature is by mark.' Because of physical disability, the applicant > was unable to write his name.
JOHN DOE......................................
(Witness)
HIS X MARK....................................
(Witness)
29 May 47
Insert only the appropriate remark to indicate the reason why applicant did not write his name. (See d below as to mental competency.)
c. When the applicant is physically unable to sign his name or make a cross, an officer may, at the specific request of the applicant, write the applicant’s name on the signature line of the application form followed by his own signature. In addition, the signing officer and two other persons will sign the following certificate, which will be securely attached to the application or written thereon:
Because of physical inability to sign his name or to make his mark this application for National Service Life Insurance was signed in our presence by .............for..................., .................. (Signing officer) (Name of applicant) (Army Serial No.) who in our presence, requested such signing officer to sign the application for him and designated the beneficiary named therein:
(Signing officer, name and grade)
(Witness)
(Witness)
Assumes accomplishment of allotment coincidentally with application. (See d below as to mental competency.)
d. When the applicant’s mental or physical condition is such that there is doubt as to his ability to understand fully the information given him, an application may be made if he is sufficiently lucid at the time of such application to know the nature of his act and the natural objects of his bounty. In such cases the insurance interview will be conducted by the personnel or insurance officer in the presence of two medical officers, and the following procedure observed:
(1) When the applicant is able to sign his name or make a cross, the procedure will be as set forth in a or b above. The following certificate will be signed by the personnel or insurance officer and by the two medical officers, after which it will be securely attached to the application:
The application for National Service Life Insurance was signed by.............................
(Name of applicant) .............................in our presence. In
(Army Serial No.)
our opinion applicant at that time knew the nature of his act and the natural objects of his bounty.
20
29 May 47
(Personnel or insurance officer, name and grade)
(Medical officer, name and grade)
(Medical officer, name and grade)
(2) When the applicant is unable to sign his name or make a cross, the procedure will be as set forth in c above with the following exceptions:
(a) The personnel or insurance officer conducting the interview will be the signing officer and the two other persons signing the certificate will be medical officers.
(&) The certificate will be securely attached to the application, rather than being written thereon, and will be in the following form:
This application for National Service Life Insurance was signed in our presence
(Signing officer) for...............................................
(Name of applicant) .......................................who in our presence requested such signing officer to sign the application for him and designated the beneficiary named therein. In our opinion the applicant at that time knew the nature of his act and the natural objects of his bounty.
(Signing officer, name and grade)
(Medical officer, name and grade)
(Medical officer, name and grade)
e. An application for National Service Life Insurance is not valid when, at the time such application is made, the applicant is unable to know the nature of his act and the natural objects of his bounty.
19. Effective Date of Insurance
a. The effective date of a National Service Life Insurance policy shall not be established prior to the entrance of the applicant into active service. The effective date of the policy shall not be established later than the first day of the month following the date of application. Subject to the foregoing limitations, the effective date of a National Service Life Insurance policy may be established upon written
TM 14-600
request of the applicant as follows:
(1) As of the date on which application and tender of premiums are made: Provided that a premium advanced by the Service Departments under the provisions of Public Law 451, 77th Congress and regulations of the Department promulgated thereunder shall be deemed to be a tender of the first premium.
(2) As of the first day of the month in which valid application and tender of premiums are made.
(3) As of the first day of the month following that in which valid application is made and a premium tendered or allotment of pay established.
(4) As of the first day of any month but not more than 6 months prior to the month in which valid application and tender of premiums are made, provided that there be paid:
(a) An amount equalling the full reserve on the insurance at the end of the month prior to the month in which application is made, and
(&) The full premium on the amount of insurance for the month in which application is made.
(5) Unless otherwise specified by the applicant, the effective date of National Service Life Insurance shall be established as follows:
(a) As of the date on which valid application and tender of premiums are made: Provided that a premium advanced by the Service Departments under the provisions of Public Law 451, 77th Congress and regulations of the Department promulgated thereunder shall be deemed to be a tender of the first premium.
(&) If the first premium be not tendered, nor advanced as provided above, such insurance shall be effective as of the first day of the month following the month in which valid application is made and allotment of pay established.
20. Recording Insurance on Service Records
a. Entry of the amount and effective dates of both insurance and allotments for payment of premiums will be made on the service record by the unit personnel officer or custodian of the service record immediately subsequent to the execution of the forms. A copy of the application will be retained with the service record.
b. An entry “No Insurance Desired” will be written or stamped in the first vacant space under Section 19 on page 8 of the service record for all enlisted men who do not own or apply for Govern
21
TM 14-600
ment insurance as provided in TM 12-230A. The enlisted man will be required to sign this entry and the date the statement was signed will be placed in the appropriate space.
Section III. PREMIUM PAYMENT CONDITIONS AND PREMIUM DUE DATES
21. Monthly Premium Payments
Premiums are payable monthly in advance on the day of the month corresponding to the effective date of the policy. Payments will not be accepted for less than 1 month, nor will payments of premiums in advance be required for periods of more than 1 month each.
22. Payment by Direct Remittance
a. The first premium or subsequent premiums may be paid by check, draft, or money order, which will be made payable to the Treasurer of the United States, and forwarded to the appropriate office of the Veterans’ Administration, as provided in b and c below. Premium payments by check or draft are accepted subject to collection upon presentation. However, all persons in the active service, including officers, will be informed of the advantages of paying premiums by allotment and urged to authorize continuance of such allotments while they remain in the active service.
b. Where the initial premium is paid by direct remittance and it is indicated that subsequent premiums are to be paid by allotment of pay, the remittance will be forwarded, together with the application for insurance, to the appropriate office of the Veterans’ Administration, as provided in paragraph 17a(l) and (2).
c. Where the initial premium is paid by direct remittance and it is indicated that subsequent premiums are to be paid by direct remittance, such remittances will be forwarded to the branch office of the Veterans’ Administration having jurisdiction, depending on the permanent residence of the insured. (See app. HI for a list of the branch offices, their addresses, and the area over which each has jurisdiction.)
23. Prepayment of Premiums
Premiums may be paid annually, semi-annually, or quarterly in advance, in which case an interest discount at the rate of 3 percent per annum to respective due dates will be allowed.
29 May 47
24. Payment By a Third Party
Premium payments may be made in behalf of the insured by a third party. Upon written request to the Veterans’ Administration by the insured, premium notices and receipts will be sent to the insured in care of a third party.
25. Payment by Allotment of Pay
Persons in active military service and retired military personnel should pay their insurance premiums by allotment of pay as provided in AR 35-5520. Allotments of pay for the payment of National Service Life Insurance premiums are called Class “N” Allotments. In order to initiate a Class “N” Allotment it is necessary to complete the “new allotment” block of WD AGO Form 141. It is important that WD AGO Form 141 be completed correctly since an insurance application is not effective until provisions for premium payments have been made. The effective date of the allotment is determined by the time of the month the allotment is executed. If the Class “N” Allotment is executed late in the month, after payrolls have been prepared the effective date of the allotment will be the first of the following month. When Class “N” Allotments are executed early in the month the effective date of the allotment will be the first of that month. It is important that the effective date of insurance and the effective date of allotment not be confused as being the same. (For a completed WD AGO Form 141, see fig. 4.)
26. Change in Period of Premiums
The method of premium payments may be changed at any time and from time to time upon written request by the insured to the Veterans’ Administration.
27. Refund of Discounted Premiums
When premiums are paid other than on a monthly basis, any premium paid in advance beyond the current month, discounted at 3 per centum per annum, will, upon the death of the insured, be refunded to the beneficiary.
28. Lapse of Policy Due to Failure to Tender Premiums
Failure to pay any premium when due, or within the grace period, will result in the lapse of the policy which, except as otherwise provided, will thereby cease and become void.
22
TM 14-600
29 May 47
24. Military mailing addrats (Organization and station or APO)
22. Allotter's signature and present Army Serial No. (In own handwriting)
23. Date signed
15 Jon 46 508 M.R Bn., Fort Riley, Konsos
CEUTIFIUTIOX r COHMEXOm OFFICEE 01 KEtOXXEL OFFICE! Of EXTEY OH IEEVICE 1EC010 (Not roquirod /or o/Hoor ollotmontl
25. Certifying officer's signature and rank
26. Date signed
27. Date entered on service record
28. Certifying officer's organization and station or APO
2^. If Allotter's name has changed—lndlcate OLD name
WD AGO foim ... REFLACES WD AGO FORM No. M. 1 FEB 45. AND WO AGO FORM No. M. 1 JUL 1149 >41 20 SEP 44. WHICH MAY BE USED UNTIL EXISTING STOCKS ARE EXHAUSTED.
17. Deductions commencing with month of
February 1946
4
Items II and 19 are completed only in case of a class "E" allotment. Items 22 to 28 inclusive must be completed for all EM allotments. Item 21 is used for class "N" (National Service Life Insurance) and class "d" (United States Government Life- Insurance).
(a) FOR ALLOTMENTS EXECUTED LATE IN THE MONTH'.
The commencement date of allotments executed late In the month, for example, 26 January 1946, after payrollshave been prepared, will be the first of the following month (February) and three months premiums will be deducted from Februarys1 pay. The months of January, February and March will be listed and the premium for each month shown In Item 21 of WDAGO Form 141.
(b) FOR ALLOTMENTS EXECUTED EARLY IN THE MONTH'.
When the first premium Is to be paid by allotment, and the effective date of Insurance and date of application are the same, the commencement date of (item 17) will be month application Is made, for example, January 1946 and two months premiums for (January and February) will be deducted from Januarys* pay. The deductlonSof two months premiums will be shown In item 21 of WDAGO Form 141 by listing the months of January and February and the amount of premium opposite each month. _ fc) WHEN THE FIRST PREMIUM'IS PAID BY DIRECT REMITTANCE'.
The commencement date of allotment will be the month of application, for example (January) and one months premium will be deducted from Januarys' pay, except for allotments executed after the payroll has been-prepared,for example 25 January. The commencement date will be February and two months premium for February and March will be deducted from Februarys’ pay.
Figure 4. WD AGO Form 141—(Allotment of pay notification form).
23
TM 14-600
29 May 47
Section IV. AVIATION CADETS, AVIATION STUDENTS, AND AVIATION CADETS
OF THE UNITED STATES MILITARY ACADEMY
29. Aviation Cadets
Aviation cadets who are undergoing courses of instruction which require them to participate regularly and frequently in aerial flights shall be issued insurance in the amount of $10,000 under the National Service Life Insurance Act of 1940, as amended, and the premiums on such insurance shall be paid by the Government. Upon being commissioned as second lieutenants and until permanently relieved from duty involving participation in regular and frequent aerial flights, the insurance must be continued but the premiums shall be deducted from the pay of the individual concerned. Upon being permanently relieved from duty involving participation in regular and frequent aerial flights, release from active duty, or discharge, the insurance of aviation cadets and officers may be continued at the option and expense of the individual concerned.
30. Aviation Students
The term “aviation student” means an enlisted man who is detailed as an aviation student and is undergoing a course of instruction which requires him to participate regularly and frequently in aerial flights. Such aviation students shall be issued Government life insurance in the amount of $10,000, under the National Service Life Insurance Act of 1940, as amended, and the premiums 'on such insurance -shall be paid by the Government during the period such enlisted men are undergoing training and instruction, and upon completion of training end instruction as aviation students they shall have the option of continuing such policies at their own expense.
31. Aviation Cadets of the United States Military Academy
The term “aviation cadet of the United States Military Academy” means a cadet of the United States Military Academy who is undergoing flight training involving participation in regular and frequent aerial flights. Such cadets of the USMA shall be issued Government life insurance in the amount of $10,000,
1. Class of allotment to be affected
(.Check one) | | E
3. Allotter's last name
ALLOTMENT OF PAY NOTIFICATION FORM (See AR 35-5520) PlrsT
2. D O Symbol and transmittal letter No.
Middle Initial
4. Grade or rank
Jones
John
H.
Pri vote
6. (Check one)
I fyl DISCONTINUANCE
LAI (Complete block below)
□ CHANGE (Complete both discontinuance and new allotment blocks
7. Amount of allotment to be discontinued ». 6.70 . 8. Discontinue last day of 31 March 46 9. Army Serial No. discontinued ; i !
10. Allottee’s name and address (If payable to bank, state to whoso credit)
11. Relationship of allottee 12. Reason for discontinuance Eligible for Insurance at Government Expense.
13. Commencement date of allotment January 1946 14. Last paid to Include month of March 1946 15. Allotment deducted to Include month of March 1946
19v Relationship of allottee
20. (Class E only) Total amount of E allotments now In effect Including this allotment
16. Amount of allotment to be put Into effect
5. PresentArmy Serial No.
32 I 134 j 167
□ NEW ALLOTMENT
(Complete block below)
17. Deductions commencing with month of
18. Allottee’s name and address (If payable to bank, state to whose credit)
21, (Class D or N only) ahow how amount of first deduction from pay computed
Premiums
Month of_______
Month of_______
Month of_______
Total
Amount
and present Army Serial No. (Zn own handwriting)
officer's signatuM'and rank
29. If Allotter’s name harchanged-4ndlcate OLD name
COMMANDING OF
23. Date signed
24. Military mailing address (Organization and station or APO)
W Sq. 1st AAF, BU, Bolling Field
20 April 46[ Washington, D. C. .______________________
OR PERSONNEL OFFICER OF ENTRY ON SERVICE RECORD (Not required for officer allotment)
26. Date signed 20 April 46 27. Date entered on service record 20 April 46
28. Certifying officer’s organization and station or APO
1st AAF, BU, Bolling Field
WO AGO FORM < A1 REMACES WO AGO FORM No. 29. I FEB 45, ANO WO AGO FORM NO. SO. 1 JUL 1 14 5 1 • I’ SEP «■ WHICH MAY BE USED UNTIL EXISTING STOCKS ARE EXHAUSTED.
le—«iae-i o. s. eovsaaauT ranniaa oames
Figtire 5. WD AGO Form 141 (Allotment of pay notification form) (Discontinuance).
24
29 May 47
under the National Service Life Insurance Act of 1940, as amended, and the premiums on such insurance shall be paid by the Government. Upon completion of the prescribed training, and until permanently relieved from duty involving participation in regular and frequent aerial flights, the insurance provided shall continue, but the premiums shall be deducted from the pay of the individual concerned. Upon being permanently relieved from such duty, the insurance may be continued at the option and expense of the individual concerned.
32. Plan of Insurance
The insurance referred to in paragraphs 29, 30, and 31 above will be issued on the 5-year level-premium term plan and will be subject to the rights, privileges and restrictions contained in the National Service Life Insurance Act of 1940, as amended, except that conversion to a type of policy carrying a higher premium rate will not be permitted while the premiums are being paid by the Government.
TM 14-600
33. Procedure for Obtaining Insurance at Government Expense
a. The following procedure will be observed in all cases in which the individual has $10,000 National Service Life Insurance in force on the 5-year level-premium term plan (not less than $10,000) when he becomes eligible for insurance at Government expense :
(1) If premiums on the existing policy are being paid by allotment, the insured will complete the Discontinuance side of WD AGO Form 141 (Allotment of Pay Notification Form), figure 5, effective at the end of the month preceding the month in which he becomes eligible for insurance at Government expense.
(2) The commanding officer or other commissioned officer designated by him will execute WD AGO Form 29-4 (Certificate of Entitlement to Insurance at Government Expense), in triplicate, figure 6, effective the date the individual becomes entitled to insurance at Government expense.
CERTIFICATE OF ENTITLEMENT TO INSURANCE AT GOVERNMENT EXPENSE
Army Serial No......l.?..4.Q.?..J_4 5......._
For trte in eases of aviation cadets, aviation students, and aviation cadets of the United States Military Academy who ore entitled to insurance at Government expense and who have in force a $10,000 National Service Life Insurance Policy on the five-year level premium term plan.
Name in full: (print or type) De Busk
James Allen
(First) (Middle) (Last name)
Date of io . _ . ftooPlaceof birth ...L? J U QQ 1 922 birth ....W_.oJ.lQ W.q.IA.o .WaSh,.. Premium $ 6.70
(City, town, or post office) (State)
I CERTIFY that the above-named person is required to make regular and frequent aerial flights as aviation cadet, ....J—-------------a-,
*M the United States Military Aeaderny* and is therefore entitled to National Service Life Insurance at Government expense, pursuant to the provisions of existing law, effective ..1.4...E.e .fi.r.U.Q.r y I 946 _______
* (Date entry above status)
Cross out the two inapplicable titles.
fture of commanding officer or other authori^Tcertlfying officer") orce, Mitchell Field, Hempstead,
.‘.“.I,......Nftw..York ......................................
(Grade, organization, and station)
Upon execution of the foregoing certificate, without further application, the Government will pay the premiums on the existing $10,000 National Service Life Insurance policy (level premium term plan), while the insured continues in the status as certified above. W. D.» A. G. O. Form 30 will be executed to discontinue present aliment DISTRIBUTION: i '
I. Original Io Office Fiscal Director.^
2. Copy direct to Veterans' Administr
3. Copy to individual's service record.
W. D., A. G. O. Form No. 2»-4
10 January 1944
(Sigrfafture of coi
1st Air F< .Long ...l.slancl
NOW- Office Chief of- Finance
(Signature of insured)
THIS COPT FOR O^TCE FISCAL DIRECTOR ___________________________
1®—88229-1 •.
2. Copy direct to Veterans* Administration.
3. Copy to individual's service record.
(Signature of insured)
W. D„ A. G. O. Form No. 2»-C 10 January 1944
THIS copy FOR VETERANS* ADMINISTRATION
cadet > the
itional rm 3Q
tional in 30
""^*7 vdpy offlEFTT1 v«T. Form No.
IU January !v+1
THIS copy FOR SERVICE RECORD
Figure 6. WD AGO Form 29-4- (Certificate of Entitlement to Insurance at Government Expense).
25
TM 14-600
29 May 47
(3) Forward the original of WD AGO Form 141 and the original of WD AGO Form 29—4, securely fastened together, to the Insurance and Deposits Division, Army Finance Center, OCF, St. Louis 20, Missouri.
(4) Forward a copy of Form 29-4 to the Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(5) One copy of Form 29-4 will be retained with the individual’s service record.
(6) A new application for insurance (VA Form 9-350) will not be submitted in any case. If premiums on the existing insurance are not being paid by allotment, the procedure will be as stated above except that WD AGO Form 141 will not be executed. It is not necessary to forward any copies of orders of detail or assignment.
b. The following procedure will be observed in all cases in which the individual has no United States Government Life Insurance or National Service Life Insurance in force when he becomes eligible for insurance at Government expense:
(1) Insurance Application (Veterans’ Administration Form 9-350), figure 7, will be executed in quadruplicate for $10,000 National Service Life Insurance effective on the date the individual becomes entitled to insurance at Government expense. The phrase “Aviation Cadet, Aviation Student, or Aviation Cadet of United States Military Academy,” as the case may be, will be shown in capital letters on the upper right margin of the application, and also following the words “Allotment of Pay” under item 12. On the lower left portion of the application in the space provided for certification of service or on a separate paper securely attached thereto, the following certification will be made and signed by the commanding officer, or by a commissioned officer authorized to act for him at the time the application is filed: “I certify that the person completing this application is required to make frequent and regular aerial flights as aviation cadet, aviation student, aviation cadet of the United States Military Academy*, and is therefore entitled to National Service Life Insurance at Government expense, pursuant to the provisions of existing law.”
(2) Forward the original of the completed insurance application, certified as required in (1) above,
*Cross out the two titles not applicable.
to the Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(3) Forward a copy of the completed insurance application to the Insurance and Deposits Division, Army Finance Center, OCF, Building 205, St. Louis 20, Missouri.
(4) A copy of the completed insurance application will be retained with the individual’s service record.
(5) A copy of the completed application will be given to the individual.
(6) The Certificate of Entitlement to Insurance at Government Expense (WD AGO Form 29-4) will not be used in any case coming within the purview of this paragraph. It is not necessary to forward any copies of orders of detail or assignment.
c. If the individual is carrying a United States Government Life Insurance policy or a National Service Life Insurance policy on any plan when he becomes eligible for insurance at Government expense, he has the option of continuing such insurance at his own expense. If the amount he elects to continue at his own expense is less than $10,000 he will be granted additional National Service Life Insurance at Government expense in an amount equal to the difference between the amount of insurance in force and $10,000. Application for additional insurance at Government expense will be executed on VA Form 9-350, figure 7, in quadruplicate, distribution of which will be as stated in b above. Under item 2 of VA Form 9-350 he will state as follows: “Insurance in the amount of $...................will be
carried at my own expense.” Any such person who signs an application for $10,000 National Service Life Insurance shall, by signing such application, be deemed to elect to receive insurance at Government expense in lieu of the right to continue such other insurance in force at his own expense, and such election shall constitute a surrender of such other insurance, with the cash value on permanent insurance in force one year or more being payable to the insured.
d. The following procedure will be observed in all cases in which the individual elects to receive $10,000 insurance at Government expense in lieu of continuing such other insurance at his own expense:
(1) Insurance application (VA Form 9-350), figure 7, for $10,000 National Service Life In-
26
29 May 47
TM 14-600
APPLICATION FOR NATIONAL SERVICE LIFE
UNDER THE NATIONAL SERVICE LIFE INSURANCE ACT OF 1940, AS
(WITHOUT REPORT OF PHYSICAL EXAMINATION)
For use by persons in the active service in the land or naval forces of the United States within UwS
entrance into the active service. After 120 days or if total disability income provision is desired, use VA Form 9-350a.
Please read Instructions on reverse side before filling out form.
Type or use ink. All questions must be completely answered.
I. FIRST NAME—MIDDLE NAME—LAST NAME (Print or type) 2. DO YOU NOW CARRY GOVERNMENT LIFE
INSURANCE?
1 RESIDENCE ADDRESS (Number and street or rural route, city or P. O., zone number, and State) t
METHOD OF PAYMENT L. M. P. BENEFICIARY OPTION ACTION TAKEN
EXAMINER DATE REVIEWER DATE CERTIFICATE ISSUED POLICY ISSUED
jVaAnFihM7 9-350 Supersedes VA Form 350, Mar 1945, which may NOT be used. io—a 1270-1
THIS APPLICATION WILL BE FILLED OUT IN THE SAME MANNER AS FIGURE 2.
Figure 7. V. A. Form 9-350 (For aviation cadets, aviation students and aviation cadets of the U. S. Military Academy).
27
TM 14-600
surance will be executed in quadruplicate effective on the date the individual becomes entitled to insurance at Government expense.
(2) If premiums on the existing insurance are being paid by allotment, the individual will execute the discontinuance side of WD AGO Form 141 (Allotment of Pay Notification Form), figure 5, effective at the end of the month preceding the month in which he becomes eligible for insurance at Government expense.
(3) Forward the original of the completed insurance application to the Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(4) Forward a copy of the insurance application with original of WD AGO Form 141, securely fastened together, to the Insurance and Deposits Division, Army Finance Center, OCF, Building 205, St. Louis 20, Missouri.
(5) A copy of the completed insurance application will be retained with the individual’s service record.
(6) A copy of the completed application will be given to the individual.
(7) The Certificate of Entitlement to Insurance at Government Expense (WD AGO Form 29-4) will not be used in any case coming within the purview of this paragraph,' but requirements of 6(1) above will be complied with. It is not necessary to forward any copies of orders of detail or assignment.
34. Procedure Upon Termination of Premiums by Government
a. Obligatory Insurance. Upon completion of the prescribed course of training as aviation cadet, aviation student, or aviation cadet of the United States Military Academy, payment of premiums by the Government will cease. If the individual is continued on an active duty status, and is required to participate regularly and frequently in aerial flights, he is required by law to continue $10,000 Government insurance at his own expense, by allotment or deduction of pay. The following procedure will be observed by all such commissioned officers:
(1) WD AGO Form 30-4 (Notification of Termination of Aviation Cadet, Aviation Student Status), figure 8, will be prepared in triplicate by the commanding officer, personnel officer, or other commissioned officer of the organization who may be designated to execute such forms. The insured
29 May 47
will be required to sign each copy. If circumstances prevent his signing, a statement of the reason will be noted thereon. Both the old and new serial numbers will be shown on this form.
(2) The commissioned officer will execute the authorization side of WD AGO Form 141 (Allotment of Pay Notification Form), figure 4, effective the first day of the month in which he is commissioned. Such allotment will show 2 months’ premium payment from the first month’s pay. Both the old and new serial numbers will be shown on this form.
(3) Forward the original of WD AGO Form 30-4 and the original of WD AGO Form 141, securely fastened together, to the Insurance and Deposits Division, Army Finance Center, OCF, Building 205, St. Louis 20, Missouri.
(4) Forward a copy of WD AGO Form 30-4 to the Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(5) A copy of WD AGO Form 30—4 will be given to the individual.
(6) A copy of WD AGO Form 141 will be given to the individual, who will be informed that it is a commissioned officer’s responsibility to enter a deduction of premium on each pay voucher, and to enter two deductions, separately, on the first pay voucher.
(7) In the case of an aviation cadet of the United States Military Academy the procedure will be as stated above except that insurance premiums will be deducted from his pay by the treasurer of the academy and paid by the latter to the Veterans’ Administration, Therefore, WD AGO Form 141 will not be executed in any such case.
(8) A new insurance application will not be submitted when payment of the premiums by the Government ceases. The premium the individual is required to pay will be at the same rate as was paid by the Government. The allotment must be continued in force during any period the individual is required to carry insurance. In all cases involving a change in serial number, both the old and new numbers will be shown on Form 30-4.
b. Optional Insurance. Upon permanent elimination from the status of aviation cadet, aviation student, or aviation cadet of the United States' Military Academy for any reason, payment of the premiums by the Government will cease, and if the individual is discharged or continued in the active serv-
28
29 May 47
TM 14-600
Notification of termination of aviation cadet or aviation student status NATIONAL SERVICE LIFE INSURANCE (For uoe only to discontinue premium payment a eatabliahed at jovernmant expense) D.O. SYMBOL ano transmittal LETTER NO.
1. LAST NAME - FIRST NAME - MIDDLE INITIAL LORUSSO, ANDY J. 2. A.S.N. (Bnliatad) 13402145 3. A.S.N. (Officer) 0-862345
4. PERMANENT HOME ADDRESS (Mailing purpoaea) 5001 nth South Arlington, Va. 5» MILITARY ADDRESS (Orfani rat ion, Station or APO) 1st Air Force, Mitchell Field Hempstead. Long Island, N.Y.
6. DATE OF TERMINATIOHOF AVIATION CADET OR STUDENT STATUS 15 March 1946 r. REASON FOR TERMINATION. j-jq 0| scharge0 t0 ACCEPT COMMISSION OR APPOINT- □ DISCHARGED OR SEPARATED FROM MENT AS FLIGHT OFFICER ACTIVE SERVICE O OTHER □ RETURNED TO ENLISTED STATUS (Explain)
8. THE INSURED CXI WILL (=□ WILL NOT CONTINUE IN A STATUS OF ACTIVE DUTY INVOLVING PARTICIPATION IN REGULAR ANO FREQUENT AERIAL FLIGHTS.
9> SIGNATURE AND GRADE OF COMMANDING OFFICER OR EERSONItfL OFFICER OF THE SCHOOL / J X* ' 10. SIGNATURE OF INSURED ANO. A.S.N. ou hander i t inti* V f V 0-86X3 ¥S 11. OATE 15 March 1946
12. IF THE INSURED IS CONTINUED IN THE ACTIVE SERVICE, BUT HAS BEEN PERMANENTLY RELIEVED FROM DUTY INVOLVING PARTICIPATION IN REGULAR ANO FREQUENT AERIAL FLIGHTS HE WILL COMPLETE AND SIGN THE FOLLOWING STATEMENTS: • 1 1 DESIRE, I 1 DO NOT DESIRE, TO CONTINUE MY INSURANCE IN FORCE AND UNDERSTAND THAT IF 1 DESIRE TO CONTINUE MY INSURANCE 1 MUST EITHER EXECUTE AN AUTHORIZATION FOR ALLOTMENT OF MY PAY (WD AGO Form No. 141) OR TENDER PREMIUMS OUE WITHIN THE GRACE PERIOD BY REMITTANCE DIRECT TO THE VETERANS ADMINISTRATION,. WASHINGTON, 0. C. AS INDICATED BELOW.
1J. OATE ALLOTMENT EFFECTIVE OR REMITTANCE MADE IN. PREMIUMS WILL 6E PAID IN THE AMOUNT OF $ BY I I ALLOTMENT I I DIRECT REMITTANCE
ORIGINAL TO GOVERNMENT INSURANCE ALLOTMENT DIVISION, OFFICE OF SPECIAL SETTLEMENT ACCOUNTS, OFFICE FISCAL DIRECTOR, 27 PINS STREET, NEW YORK 5, NEW YORK. DUPLICATE TO UNITED STATES VETERANS ADMINISTRATION, WASHINGTON 25, 0. C. TRIPLICATE TO INSURED. IJ. SIGNATURE OF INSURED ANO A.S.N. (In on handmrltinj)
16. DATE
AC 30~4 PREVIOUS EDITIONS OF THIS- FORM ARE OBSOLETE (s*» inatructIona on rararaa of fora)
Notice on reverse side of form
NOTICE TO INSURED
Insurance protection without cost to the insured expires with the termination of aviation cadet or aviation student status, and the insured is required to continue insurance by allotment of pay (WD AGO Form No. 141) until permanently released from .duty involving participation in regular and frequent aerial flights. Such allotment will continue while .the insured remains in the active service, but when such flight status has terminated may be discontinued by the insured’s completion and registration of notification of discontinuance of allotment (WD AGO Form No. 141) and such insurance may be continued by direct remittance.
Premiums on National Service Life Insurance are due and payable monthly in advance, with a grace period of 31 days from the due date. The due date of a premium is the same day on which the insurance became effective. If the premiums are to be paid direct to the Veterans Administration, there should be forwarded without further notice to the Collections Division, Veterans Administration, 346 Broadway, New York 13, New York, a check, draft, or money order payable to the Treasurer of the United States in the amount of the premium for the insured's attained age upon entry into aviation cadet or aviation student status (See reverse side of blank application form) within 31 days from the end of the period for which premiums were paid by the United States Government, continuing future payments as they become due or within the grace period of 31 days from the due date.
Figure 8. WD AGO Form 30-4 (Notification of termination of aviation cadet, aviation student status').
29
TM 14-600
29 May 47
.ce in any status other than one in which he is required to participate regularly and frequently in aerial flights, he will have the option of continuing such insurance at his own expense. The following procedure will be observed in all such cases whether or not the individual desires to continue the insurance at his own expense:
(1) WD AGO Form 30-4, figure 8 will be prepared in triplicate and distributed as shown in (1) above. If the change in status involves a change in serial number, both the old and new numbers will be shown on Form 30-4.
(2) If the individual remains in the active service and elects to continue his insurance by allotment, he will execute the authorization side of WD AGO Form 141 (Allotment of Pay Notification Form), figure 4, effective the first day of the month in which the status of aviation cadet, aviation student, or aviation cadet of the United States Military Academy terminated. Such allotment will show 2 months’ premium payment from the first month’s pay. A cadet of the United States Military Academy who elects to continue his insurance will have premiums deducted from his pay by the Treasurer of the Academy, and therefore will not execute WD AGO Form 141.
(3) A new insurance application need not be submitted when payment of the premiums by the Government ceases.
(4) If the individual is discharged from the service, he will be informed of the privilege of continuing his insurance.
35. Change in Status or Transfer of Aviation
Students
a. Whenever an aviation student is appointed direct and without break in service to an aviation cadet status, and continues without interruption his regular and frequent aerial flight duties, it is not necessary to initiate a new application for insurance at government expense as coverage is in existence under the aviation student status.
b. New applications for insurance at government expense on aviation students or aviation cadets transferred as such to another post, camp or station will not be made, provided application for such insurance has been previously submitted.
Section V. GRATUITOUS INSURANCE
36. Gratuitous Insurance (Automatic Cover-age)
Gratuitous insurance is authorized under conditions prescribed by special statute. Such insurance provides protection for a limited amount and for a limited period without formal application and without cost to the insured. Death benefits are restricted to a special class of dependents. Provision is included for continuing protection under a contract policy upon subsequent timely application. The terms, benefits, and restrictions of gratuitous insurance and the method of replacing with contract insurance are explained in detail below :
a. Persons Captured, Besieged, or Isolated on and After 7 December 1941 and Prior to 20 April 1942. Provisions for gratuitous insurance are made for those captured, besieged, beleaguered or isolated by the enemy. Under the provisions of the Act of 11 July 1942, “***Any person in the active service who on or after December 7, 1941, and prior to April 20, 1942, has been or shall be captured, besieged, or otherwise isolated by the forces of an enemy of the United States for a period of at least thirty consecutive days and extending beyond April 19, 1942, and at the time of such capture, siege, or isolation by the enemy did not have in force***United States Government Life Insurance and/or National Service Life Insurance in the aggregate amount of at least $5,000***shall be deemed to have applied for and to have been granted, effective as of the date of such capture, siege, or isolation, National Service Life Insurance, in an amount which together with any such insurance then in force shall aggregate $5,000 of insurance, and such insurance shall remain in force and premiums on such insurance shall be waived during the period while such persons remain so captured, besieged, or isolated, and for six months thereafter: Provided, that such protection shall cease and terminate at the end of such period of six months unless within such period such person shall make application in writing for the continuance of all or any part of such insurance and shall submit evidence satisfactory to the Administrator of entitlement to waiver of premiums,***or tender the premiums thereafter becoming due.***”
b. Persons Totally Disabled On or After 8 October 1940 and Prior to 20 April 1942. ‘Tn ad
30
29 May 47
dition, gratuitous insurance is provided for those who became totally disabled under the conditions specified in the Act of 11 July 1942, as amended. Any person in the active service who on or after October 8, 1940, and prior to April 20, 1942, becomes totally disabled as a result of injury or disease incurred in line of duty and such disability continues without interruption for a period of six months or until death intervenes prior to the end of such six months period without having in force at time of incurrence of such disability at least $5,000 insurance issued under the War Risk Insurance Act, as amended, or the World War Veterans’ Act, 1924, as amended, or this Act, shall be deemed to have applied for and to have been granted, effective as of the commencement of such total disability, National Service Life Insurance in an amount which together with any such insurance then in force shall aggregate $5,000 and such gratuitous insurance shall continue in force without payment of premiums until six months after the insured ceases to be totally disabled or until one year after the date of enactment of this amendatory Act, enacted 30 September 1944, whichever is the earlier date: Provided, that such protection shall cease and terminate unless within such period such disabled person shall make application in writing for continuance of all or any part of such insurance and shall submit evidence to the Administrator of entitlement to waiver of premiums under section 602(n) of this Act or tender the premiums thereafter becoming due: Provided Further, That waiver of premiums under section 602 (n) shall not be denied under this subsection on the ground that total disability commenced prior to the effective date of such insurance: And Provided Further, That anyone who applied for and was issued insurance after becoming totally disabled, and but for such application would be entitled to insurance hereunder, shall have the right, upon application within the time and in ff.e manner as above limited, to elect to surrender insurance applied for and to be issued insurance here u ider, or if such insurance shall have lapsed without election, such person shall be considered subject in all respects to the provisions of this subsection, as hereby amended, but policies issued hereunder shall be effective from date of surrender or lapse of policy issued.***”
TM 14—600
37. Limitations and Replacement of Gratu-
itous Insurance
Limitations regarding the period of coverage under gratuitous insurance and other provisions respecting the payment of benefits to a restricted class of dependents only indicate the necessity of presenting the matter for the consideration of individuals concerned in order that they may have the opportunity of making timely application for replacement of gratuitous insurance with contract insurance.
38. Beneficiary Restrictions
A beneficiary cannot be designated by the insured under gratuitous insurance, and in the event of his death while such insurance is effective, death benefits will be paid to the following beneficiaries only, and in the order named:
a. To the widow or widower of the insured, if living and while unremarried.
b. If no widow or widower entitled thereto, to the child or children of the insured, if living, in equal shares.
c. If no widow or widower, or child, to the dependent parent or parents of the insured, if living, in equal shares. Stepchildren and brothers and sisters are excluded. Illegitimate children, unless entitled by virtue of the statute of the State or other local jurisdiction, are likewise excluded. (Any of the above individuals may be fully protected by designation under contract National Service Life Insurance). If the insured desires protection for any relative not covered by gratuitous insurance, he should carefully consider the advisability of replacing such protection with contract insurance without delay. Prisoners of war, including those who have been released by the enemy, persons relieved, or freed from isolation, should carefully regard these restrictions as to payment and should apply for a contract policy without delay if gratuitous insurance does not provide benefits for the particular beneficiary whom the individual desires to protect.
39. Application for Replacement of Gratuitous Insurance
a. Protection under gratuitous insurance terminates at the end of 6 months after the individual’s release or relief, unless he shall make application for continuance and provide the premiums before the expiration of such six months’ period. Persons who
31
TM 14-600
are protected by gratuitous insurance may apply for continuance of all or part of the amount of gratuitous insurance to which entitled, subject to the general restrictions respecting minimum coverage of $1,000 and issuance in multiples of $500. Application for replacement will be made on VA Insurance Form 350e signed by the insured. (See fig. 9.) Such application must be witnessed by a commissioned officer and the facts regarding service certified to the Administration in the manner prescribed for regular applications. No medical examination is required to replace gratuitous insurance with the same amount of contract insurance. Insurance secured under this provision is a continuation of gratuitous insurance and will be effective from the effective date of gratuitous insurance (date of capture, siege, or isolation) with premiums at the rate for the age of the applicant on that date and such will be the governing date in respect to the privilege of conversion. No premiums will be charged for the period of coverage under gratuitous insurance. However, if retroactive conversion is desired, application therefor must be accompanied by payment of the full reserve of the converted policy.
b. When applying for replacement of gratuitous insurance in whole or in part, the applicant may select any premium date within the 6 month period stated above. However, it should be clearly understood by the applicant that if contract insurance is postdated he would not be protected by contract insurance during the period intervening between the date of application and the premium paying date. For example: If a person protected by gratuitous insurance expiring 1 March 1945 made application for contract insurance on 2 February 1945, effective 1 March 1945, with premiums tendered accordingly, and dies 18 February 1945, gratuitous rather than contract insurance benefits would be paid, since contract insurance would not have become effective until the first of March. Contract protection effective from the date the application is signed may be secured if provision is made for the payment of the monthly premium due on or prior to the date of application, by direct remittance or by allotment. If premiums are paid by direct remittance they must accompany the application. If premiums are paid by allotment, such allotment should be prepared and promptly registered in accordance with the requirements of the particular case. All such applications will be for
29 May 47
warded immediately to the Veterans’ Administration, Washington 25, D. C.
c. Under the provisions of section 602(d)(3) of the Act, as amended by section (3) (B) of the amendatory Act of 11 July 1942, a person entitled to gratuitous insurance thereunder who is also entitled to waiver of premiums because of 6 or more months continuous total disability, may secure contract insurance by written application made as prescribed above within 6 months after his release, provided he shall also submit within such period evidence satisfactory to the Administrator of his entitlement to waiver of premiums under section 602 (n) of the Act, or tender the premiums thereafter becoming due. While in such cases replacement with contract insurance may be secured without payment of the premiums, such applicant should be counselled to provide the premiums either by allotment or direct remittance to safeguard against possible loss of protection which would result in the event it is determined that the applicant is not entitled to waiver. All premiums paid during any period for which the individual is entitled to waiver of premiums are subject to refund.
d. Individuals who were deemed to have been granted gratuitous insurance because of total disability incurred under the conditions prescribed in Section (3) (A) of the amendatory Act of 11 July 1942 were permitted to replace such gratuitous insurance with contract insurance whether in the active service or discharged, provided application was made within 6 months after recovery from such total disability or prior to 30 September 1945, whichever was the earlier date. In case of death while gratuitous insurance is in force, benefits are payable only to those within the restricted class of dependents, as outlined above, and in the order named. Application for replacement may be made on Veterans’ Administration Form 9-357 (Application for Waiver of Premium) which requires submission of the medical evidence to support findings of total disability, if available. If such evidence is not available to the insured at the time of application, such evidence will be .secured by the Veterans’ Administration from the War Department. Veterans’ Administration Form 9-357 may be used to designate beneficiary by inserting the name of the beneficiary (or beneficiaries) at the bottom of page 2, followed by signature of the applicant. In order to safeguard rights, persons who had recovered at the time of making application for
32
29 May 47
TM 14-600 —
VETERANS ADMINISTRATION
Insurance Form 350o
APPLICATION FOR INSURANCE TO REPLACE GRATUITOUS INSURANCE
AS PROVIDED IN SECTION 602 (d) NATIONAL SERVICE LIFE INSURANCE ACT, AS AMENDED
Unless otherwise specified, insurance will be on the Five-year Level Premium Term plan
1. Name IN Full: First Middle Last name
(PUase print or type) . Robert_______________________|_ 0 U j $_____________COff
2. HOME Address : Number Street or rural route County, city, town, or post office Zone State
5 Newton Court_______At 1 ont o 15,____Georgi a
3. I Was Born AT City, town, or post office Hartford, State Day of month Conn. 13 Month Year Age nearest . _ . birthday . June 1919 27
4. Date of Entry Into Present Tour of Active Duty 5. Present Organization Rank, grade, or rating. Organization, regiment, station, ship, etc. 6. Serial No.
16 January 1941 S/Sgt 182 Inf. 1 203 456
7. Date—Isolated Besieged 8. Date of Return to Military Control
Captured .1.5 .5. J.?4.2 II January 1946
9. 1 {was" Not}carrying Government Insurance When Isolated, Besieged, or Captured
Policy or Certificate No. Amount of Insurance, $
10. Complete Name of Each Beneficiary (If married woman, her own first and middle name and husband's last name must be stated) Relationship to me Amount of insurance to be paid to each beneficiary. Post-office address (Number and street, city, town, or post office and State)
Olive Jones Carr Wife 2500 5 Newton Court, Atlanta,Go
Ruby Jane Carr Mother 2500 Meriden , Conn.
(See Paragraph 4 of instructions on reverse side.)
11. I Request the Certificate be Mailed to—(Please print or type)
Olive Jones Carr (Full name)
5 Newton Court, Atlonto 15, Go
(Address)
Jonuar y
(Month)
12. Date of Commencement of Premium Payments Check item A or B:
1X1 A. I have registered an allotment accordingly.
□ B. I enclose herewith remittance payable to the Treasurer of the United States by
19.16
Fill in "A"or"B", but not both
13?
(Check, draft, or money order) the first---------------------------------premium on the insurance.
(Write above whether monthly, quarterly, semiannual, or annual)_______
riLL Pay Subsequent Premiums in the ManI^Wand Amount Indicated Below:
A. By Allotment of Pay Monthly • B. By Direct Remittance to the Veterans Administration
Monthly Quarterly Semiannually Annually
,....3.30 $ $ $ $
Signed at_________Q.9.!D.JP...J?.®0.L®..i.__.Q.O.LH______________on the
19.46
2.5 th____day of
.January
Witnessed by:
I certify that the applicant was isolated, besieged, or captured by the enemy
From______1.5..F.6 b....J.942_ to J.l_J.Q.n...l946____
n?u.eJ..C ...Hobbs...
Officer, Custodian of Records.
(Applicant sign here. Do not print signature)
Maj., A.G.D.t Personnel Centerj Camp Beale, Calif.
_____________________(Rank and organization)_____________________,_________________________________________________________________
NOTE.—-Penalties fpr fraud in securing for self or another the issue or payment of insurance: $1,000 to $5,000 fine and Imprisonment. Insurance will be forfeited for mutiny, treason, spying, br other specified offenses. (Sections 613, 615, and 612, National Service Life Insurance Act of 1940.)
DO NOT USE THIS SPACE
Effective date _________________
Age
Amt., $.
Premium: Mo., $.
Qr., $-
S.A.,$______ A.,’$.....
Beneficiary_________________________________________________________________________________________________________________________
Action taken_______________________________________________________________________________________________________________
Examiner
Reviewer
Certificate issued
.. Policy issued
16—44000-1
Figure 9. V. A. Form 350e (Application for replacement of gratuitous insurance),
33
TM 14—600
continuance should be advised to tender the premiums due or becoming due in connection with the effective date selected by the applicant for replacement.
e. Payment of Death Benefits. If any person deemed to have been issued insurance, as outlined above, dies without filing application within the time limited therefor, death insurance benefits shall be payable in the manner and to the persons specified abbve: “Provided, That no application for insurance payments,***shall be valid unless filed in the Veterans’ Administration within 5 years .after the date of death of the insured and the relationship and dependency of the applicant, where required as a basis for such claim, shall be proved as of date of death of the insured by evidence satisfactory to the Administrator : And Provided Further, That persons shown by evidence satisfactory to the Administrator to have been mentally or legally incompetent at the time the right to apply for continuation of insurance or for death benefits expires, may make such application at any time within one year after the removal of such disability.”
/. Application for Additional Insurance. Persons who have been released by the enemy, relieved, or freed from isolation, and who have less than $10,000 Government Life Insurance in force, including contract National Service Life Insurance and gratuitous insurance, may apply for additional insurance to make a total coverage of $10,000 but application therefor must be made on Veterans’ Administration Form 9-350a and must be accompanied by proof of good health and provisions for payment of premiums. The existence of good health shall not be denied those who had previous active service between 8 October 1940 and 2 September 1945 (both dates inclusive) because of disability or disabilities, less than total in degree, resulting from such active service, if application for insurance is made prior to 1 January 1950.
Section VI. BENEFICIARIES AND OPTIONAL MODES OF SETTLEMENT
40. Beneficiaries
a. Eligible Beneficiaries. (1) The insured may designate as a beneficiary or beneficiaries of his insurance any person or persons, firm, corporation or other legal entity (including the estate of the in
29 May 47
sured) individually or as a trustee, for insurance ■maturing on or after 1 August 1946.
(2) With respect to insurance which matured prior to 1 August 1946, designated beneficiaries shall be restricted to persons within the permitted class of designated beneficiaries, as follows: Wife (husband), child (including an adopted child, stepchild, illegitimate child), parent (including parent through adoption, stepparent, and persons who stood in loco parentis to the insured for a period of not less than one year prior to entry into active service), brother or sister (including half bloods) of the insured.
b. An original beneficiary designation may be made by last will and testament duly probated; but a beneficiary cannot be changed by last will and testament.
c. A stepparent, stepchild or illegitimate child cannot be paid insurance which matured prior to 1 August 1946, unless specifically designated as a beneficiary by the insured.
d. A designation of beneficiary need not be made in the application for insurance, but may be made at a later date.
e. To provide against the death of a beneficiary the applicant may also name a contingent (secondary) beneficiary or beneficiaries. Such contingent beneficiary or beneficaries will receive the monthly installments of insurance if the principal beneficiary or beneficiaries should not survive to receive installment payments. In case of the death of the principal beneficiary or beneficiaries the contingent beneficiary or beneficiaries will receive any so-called “installments certain” not paid.
41. Change of Beneficiary
a. The insured has the right, at any time, and from time to time, and without the knowledge or consent of the beneficiary or beneficiaries, to cancel or change the beneficiary or beneficiaries.
b. A change of beneficiary to a person not within the permitted class of beneficiaries set forth in paragraph 40a(2) above shall not be effective for insurance which matured prior to 1 August 1946.
c. A change of beneficiary must be made by notice in writing, signed by the insured, and forwarded to the appropriate office of the Veterans’ Administration. Veterans’ Administration Insurance Form 336, figure 10, if available, will be executed in triplicate
34
29 May 47
TM 14-600 —
VETERANS ADMINISTRATION Insurance Form 886 Revised Feb. 1SH5 USE A SEPARATE FORM FOR EACH POLICY ON WHICH A CHANGE OF BENEFICIARY IS DESIRED CHANGE OF BENEFICIARY—NATIONAL SERVICE LIFE INSURANCE
My serial number is 5.3,. 3QL.2Q3 Insurance No. (Serial number) N 624 302
My full name is ..At£.®l... . Mary Hobbs
(Please print or type) (First name) (Middle name) Home address 24 Henderson St. Arlington, (Last name) Va.
(Number and street or rural route) (City, town, or post office) (State)
I, the undersigned insured, hereby cancel all previous designations of beneficiaries under the above-numbered National Service
Life Insurance policy and direct that said insurance, which amounts to $. 500.0. death as follows:.
GIVE COMPLETE NAME AND ADDRESS OF EACH BENEFICIARY (Note.—If a married woman, her own first and middle name and husband’s last name must be stated) RELATIONSHIP (Must be stated) Amount of Insurance To Be Paid to Each Beneficiary
Mildred Hobbs Keefe, 24 Henderson St., Arlington, Sister 2500
V i r g i n i o . a—
Mary C. Hobbs, 24 Henderson St., Arlington, Virginia. Sister 2500
..... . -
...Q.R.TP..SURVI VOR . —
—
Signed at (on board) __.G_e_t_ty.sburg on this, the 2.5 day of - Jonuory__________________________________f 19 46
Signature J~)/ /y a
of witness ___
(Do not print)
___________Mqj..,___MC 28th Sto Hospital
(Rank and organization)
Address ...4.31___BI u e Hj 11 . Ay ® •________________
(Number and street)
Son Diego 32 , Calif
(City, town, or post office and State)
A&d- 7*1. ' (Do not print)
■N.AQ.L203 1st Lt., ANC 28th Sto Hosp
(Serial number, rank, and organization)
Address 24 Henderson St.__________________________
(Number and street)
._____Arlington, Virginia
(City, town, or post office and State)
This form, when completed, should be forwarded immediately to the Veterans Administration, Washington 25, D. C.
Signature of insured should be in ink and witnessed by a responsible and disinterested person. The rank and organization of the insured and the witness should be stated if the insured is in the military or naval service.
Principal Beneficiary.—The insured, under a National Service Life Insurance policy, may designate a beneficiary or beneficiaries of his insurance within the following classes only: Wife (husband), child (including an adopted child, stepchild, illegitimate child), parent (including parent through adoption, and persons who have stood in loco parentis (in place of a parent) to the insured at any time for a period of not less than 1 year prior to his entry into active service), brother or sister (including those of the half blood) of the insured.
Contingent Beneficiary.—The insured may designate any person or persons within the permitted class as contingent beneficiary or beneficiaries. A contingent beneficiary so designated will take the monthly installments of insurance if the specified principal beneficiary should not survive so as to receive any installment or installments of insurance, or will take any remaining monthly installments certain if the specified principal beneficiary survives the insured and receives one or more monthly installments but dies before all the monthly installments certain have been paid.
A stepchild or illegitimate child cannot be paid benefits under the National Service Life Insurance Act of 1940 as amended unless specifically designated as a beneficiary by the insured.
The proceeds of'a National Service Life Insurance policy shall not be assignable and the payments of National Service Life Insurance as such are exempt from taxation, but such exemption does not extend to any property purchased in part or wholly out of such payments.
H-1384
Figure 10. V. A. Form 336 (Change of beneficiary—National Service Life Insurance).
35
TM 14-600
and the original forwarded to the Veterans’ Administration, as follows:
(1) If premiums on the insurance are being paid by allotment, and if the insurance number (policy number) is available for entry on the form, the original will be forwarded to the Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(2) If premiums on the insurance are being paid by allotment, and the insurance number (policy number) is not available for entry on the form, the original will be forwarded to the Veterans’ Administration, Washington 25, D. C.
(3) If premiums on the insurance are being paid by direct remittance the original will be forwarded to the Branch Office of the Veterans’ Administration having jurisdiction, depending on the permanent residence of the insured. (See app. Ill for a list of the various branch offices of the Veterans’ Administration, their addresses, and the area over which each has jurisdiction.)
One copy of the change of beneficiary form will be retained with the service record in the case of enlisted personnel, as provided in TM 12-230A. In the case of an officer it will be forwarded with appropriate letter of transmittal, identifying the copy, to The Adjutant General: Attention: Personnel Information Branch (SPXPI-O), Washington 25, D. C., for insertion in the 201 file. A copy will be given to the applicant who will be advised to forward it to the beneficiary or other designated person for safekeeping. If Veterans’ Administration Insurance Form 336 is not available a written request, signed by the insured, designating the new beneficiary or beneficiaries, and properly identifying both the insured and the new beneficiary or beneficiaries, will be accepted as valid notice of change of beneficiary. Such written request should be executed in triplicate and copies distributed as outlined above with respect to Veterans’ Administration Insurance Form 336.
d. A change of beneficiary cannot be made by last will and testament. Any payment made before proper notice of designation or change of beneficiary has been received in the Veterans’ Administration shall be deemed to have been properly made and to satisfy fully the obligations of the United States under such insurance policy to the extent of such payments.
29 May 47
42. Absence of Designated Beneficiary
a. With Respect to Insurance Which Matured Prior to 1 August 1946. When a National Service Life Insurance policy matured upon the death of an insured prior to 1 August 1946, and there is no designated beneficiary within the permitted classes; or if no designated beneficiary survives the insured; or if no beneficiary survives to receive the total number of guaranteed monthly installments under the policy, payment of any or all unpaid installments certain will be made in the following order:
(1) To the widow (or widower) of the insured, if living.
(2) If there is no widow (or widower), to the child or children of the insured, if living, in equal shares. (An illegitimate child, or stepchild, will not share in any distribution unless specifically designated as a beneficiary by the insured.)
(3) If there is no living widow (or widower) or child, to the parent or parents of the insured, if living, in equal shares.
(4) If there is no living widow (or widower), child, or parent, then to the brothers and sisters (including half-bloods) of the insured, if living, in equal shares.
(5) If none of the above survives to receive the insurance or any part thereof, no payment of the unpaid installments will be made except in the case of converted policies. ‘If the reserve of a converted policy together with dividend accumulations, less any indebtedness under such policy, exceeds the aggregate amount paid to beneficiaries, the excess shall be paid to the estate of the insured unless the estate of the insured would escheat under the laws of his place of residence, in which event no payment will be made. (In the case of term policies, no payment to the estate will be made, since the provision is applicable to converted insurance only.)
b. If no beneficiary is designated by the insured on insurance maturing on or subsequent to 1 August 1946, the present value of the installments shall be paid in one sum to the estate of the insured, provided it does not escheat to the state.
43. Settlement Options (Death Benefits and Manner of Payments)
a. Mode of Payment Where Insurance Matured Prior to 1 August 1946. National Service
36
TM 14-600
29 May 47
Life Insurance which matured prior to the date of the enactment of Public Law 589, 79th Congress, approved 1 August 1946, shall be payable in the following manner:
(1) If the first beneficiary is under 30 years of age at the time of the death of the insured, in 240 equal monthly installments at the rate of $5.51 per month for each $1,000 of insurance.
(2) If the first beneficiary is 30 or more years of age at the time of the death of the insured, in equal monthly installments for life, with 120 months certain (option 3, as set forth in ~
REASON FOR TERMINATION OR UNEMPLOYMENT * --------------------------------
NEED NOT BE ANSWERED
OCCUPATION
FROM (daft) TO (dolt)
HOURS PER DAY
f>F EMPLOYER
REASON FOR TERMINATION OR UNEMPLOYMENT
OCCUPATION
DAYS PER WEEK
AMOUNT TIME LOST ACCOUNT ILLNESS
FROM (daft)
TO (daft)
REASON FOR TERMINATION OR I
NAME AND ADDRESS OF EMPLOYER
HOURS PER DAY । DAYS PER WEEK । AV. WEEKLY WAC
SELF-EMPLOYMENT
MATURE OF BUSINESS FROM (date) TO (date) VOLUME OF BUSI
HELP EMPLOYED GROSS INCOME NET INCOME TIME LOST ACCO
MATURE OF BUSINESS FROM (date) TO (date) VOLUME OF BUSI
iiELP EMPLOYED GROSS INCOME NET INCOME TIME LOST ACCO
IL I CONSENT THAT ANY PHYSICIAN OR SURGEON WHO HAS TREATED OR EXAMINED ME FOR ANY PURPOSE. OR W INSURANCE COMPANY OR ORGANIZATION TO WHICH I HAVE APPLIED FOR INSURANCE. OR ANY PERSON. PERSON! I HAVE APPLIED FOR EMPLOYMENT. MAY DIVULGE TO THE VETERANS ADMINISTRATION OR TESTIFY AS TO. OR PF CONCERNING MYSELF BY REASON OF THE FOREGOING. AND WAIVE ANY PRIVILEGES WHICH RENDER SUCH INF
EFFECT. 1 MUST CONTINUE TO P AY PREMIUMS UNTIL NOTIFIED TO THE CONTRARY BY TH1 inuatiM Pf WtifM payment of praauumt
28 Jon. 1947
NAME AND ADDRESS OF COURT
AMOUNT OF 000
IF COMMITTEE OR GUARDIAN. GIVE ©ATE OF APPOINTMENT
UNDER POLICY NO.
«- 456 651
DATE OF SIGNATURE
STATEMENT OF CLAIM FOR WAIVER OF PREMIUMS OR CONTINUATION OF WAIVER OF PREMIUMS (UNDER THE NATIONAL SERVICE LIFE INSURANCE ACT OF 1940, AS AMENDED)
PENALTY—Section t!S.—"Any per eon who ihill knowingly make application lot insurance ot reinatatement thereof, waiver of prW*- or cauae to be made, or conapiro, combine, aid, or ataiat in, agree to, tniuma or claima for boneilta under National Service Life Inauranow
INSTRUCTIONS Thia form will be executed by the insured if competent; given); or by the beneficiary if insured la deceased. If by an if not, by the committee or guardian (in which case date of official of the Veterans Administration (in behalf of tliw» appointment and name and addreas of court mutt be inaured) official’s title must be given.
1. NAME OF INSURED (Firat, middle. loot) Richord Adrion Roichlen C-Na.
L K-NO. N-NO. 456 651 V-KQ.
L HOME ADDRESS (.Street and Na., poet office, tdf pnd State) 76 Federol Street, Newark 2, N.J. MAIL ADDRESS (SStrgd aad JYa. poet office, eltg and State) 37 Leigh Ave., Arlington, Virginia
4. BRANCH OF SERVICE: X) ARMY □ NAVY □ MARINE CORPS □ COAST GUARD S. SERIAL NO. 0-508 230 4. RANK Major 7. ORGANIZATION 23rd Inf.
I. DATE OF ENLISTMENT 25 Jon. 1942 ». DATE OF DISCHARGE 10. HAS APPLICATION BEEN MADE FOR □ DISABILITY COMP. □ RETIREMENT □ DISABILITY ALLOW. □ PENSION LOCATION OF VETERANS ADMINISTRATION OFFICE HAVING CUSTODY OF YOUR CLAIM FOLDER (tf inown)
11. DATE CONTINUOUS TOTAL DISABILITY CAUSED ABSENCE FROM WORK OR RELIEF FROM DUTY 3 May 1946 DATE RETURNED TO WORK OR DUTY IL DISEASE OR INJURY CAUSING TOTAL DISABILITY
13. RESIDENCE 2 YEARS PRIOR TO TOTAL DISABILITY TO PRESENT DATE
STREET AND NO. OR R. F. D. POST OFFICE AND STATE FROM (doit) TO (date)
NEED NOT BE 1
ANSWERED |
14. SUBMIT ON LETTERHEAD OF HOSPITAL. DETAILS OF MEDICAL FINDINGS AND DIAGNOSIS. SIGNED DY SUPERINTENDENT.
HOSPITALS WHERE INSURED HAS BEEN TREATED
NAME OF HOSPITAL ADDRESS OF HOSPITAL DATE OF ADMISSION DATE OF RELEASE
16th Gen Hotel to 1 4 May 1945 15 Moy 1945
7th Gen Hospital 16 Mov 1945 19 July 1945
Cushing Gen Hospital 3 Aug 1945 20 Jon 1947
IS. IF EXAMINED OR TREATED BY PRIVATE PHYSICIAN. SUBMIT A SIGNED STATEMENT ON PHYSICIANS LETTERHEAD SHOWING LENGTH OF TIME UNDER TREATMENT. HISTORY OF CONDITION. PHYSICAL AND LABORATORY FINDINGS. DIAGNOSIS AND PROGNOSIS AND OTHER PERTINENT MEDICAL DATA.
PHYSICIANS ATTENDING FOR DISEASE OR INJURY CAUSING TOTAL DISABILITY (EXCIPT MIUTART DOCTORS WHILE BOTH WERE IN SERVICE)
NAME OF PHYSICIAN ADDRESS OF PHYSICIAN * DATE TREATMENT BEGAN DATE OF RELEASE
NEED NOT BE ANSWERED
&’1B 8-357
Figure 11. VA Form 9-357 (Statement for Claim for Waiver of Premiums or Continuation of Waiver of Premiums').
42
29 May 47
TM 14-600
VETERANS ADMINISTRATION Insurance Form 7*7 Rev. Aug. 1945
BE BRIEF—CONCISE—ACCURATE
V...............
REPORT OF DISABILITY FOR INSURANCE PURPOSES
i. Last Name , First Name Middle Initial Serial or Service No. Date of Entry Into Active Service. If Known
Greeley Merle s. 3 432 720 25 Jan. 1942
2. Full Name and Address of Hospital Making This Report:
Cushing Generol Hospital, Frami ng ham , Mass.
3. Date and place individual first came under continuous hospital treatment for present disability (full name and address of hospital)
3 May 1944
4. If any previous hospitalization pertains to present disability and is not included in above record of continuous hospital treatment, give places and dates of admission and discharge if available. If not available, statement to that effect will be included to avoid unnecessary correspondence.
DATE ENTERED DATE DISCHARGED FULL NAME AND ADDRESS OF HOSPITAL
4 May J944 15 May 1944 16th General Hospital, Italy
16 May 1944 19 July 1944 7th General Hospital , Italy
5. Diagnosis (major condition or conditions causing disability) . (State main procedure supporting diagnosis, e. g., X-ray, E. K. G., etc.)
Poorly healed stump left leg
6. Prognosis (estimated further period of hospital care, stated in terms of “days, weeks, or months” as nearly as may be estimated, or stated “indefinite” if such an estimate cannot be made). If applicant has returned to duty, so state and give date.
3 months
7. Give brief statement of how disability occurred, with specific reference to enemy action, misconduct (if readily available), AWOL, actual performance of official duties, or while on leave or furlough.
Incurred due to enemy action on May 1944 in Italy
DATE
30 Jan. 1945
CERTIFIED BY (Signature)
George V. Marks'
TITLE
Maj, MC
MAIL THIS FORM AND COMPLETED CLAIM
Army Cases: See A. R. 600-110.
Navy, Marines, Coast Guard Cases: BuPers, BuMed, BuSandA, Mar. Corps letter re. Government Insurance, December ,29, 1944.
U S GOVERNMENT PRINTING OFFICE O—19*5
Figure 12. VA Form 797 (Report of Disability for Insurance Purposes).
43
TM 14-600
ment the original of form 9-357 will be forwarded to that installation.
(3) If the applicant is to continue in active service, the original of Form 9-357 will be sent to the Disability Insurance Claims Service, Veterans’ Administration, Washington 25, D. C.
One copy will be retained with the service record in the case of enlisted personnel, as provided in TM 12-230A. In the case of an officer one copy will be forwarded by letter of transmittal identifying the copy to The Adjutant General, Attention: Personnel Information Branch (SPXPI-O), Washington 25, D. C., for insertion in the 201 file. One copy will be given to the insured for his information and safekeeping.
b. The Report of Disability for Insurance Purposes (VA Form 797) will include all treatment of the disability on which the insured based his claim. Questions on this form will be answered as completely as possible. The form will be signed and certified by an officer who is in a position to certify the accuracy of the statements made thereon. The certification may be made from information contained in official records on file in the hospital. When completed, VA Form 797 will be securely fastened to the original of VA Form 9-357 and sent to the appropriate Veterans’ Administration office.
47. Effective Date of Premium Waiver
a. Upon Application Made on or Before 1 August 1947. Upon written application of the insured or the beneficiary on or before 1 August 1947, the Administrator shall grant waiver of any premium becoming due not more than 5 years prior to' the date of enactment of the Insurance Act of 1946 (approved 1 August 1946), provided entitlement to waiver is otherwise established. Premiums tendered to cover a period during which the waiver is effective shall be refunded without interest.
b. Applications Made Subsequent to 1 August 1947. Waiver of premiums may be made effective as -of the date that the first premium becomes due subsequent to the date total disability commenced, with the following exceptions:
(1) Waiver of premiums will not be effective for premiums which became due more than 1 year prior to the receipt of application for waiver of premium by the Veterans’ Administration, except as provided for in a above.
29 May 47
(2) Where the waiver is granted to the beneficiary such waiver will not be effective for premiums which become due more than 1 year prior to the death of the insured, except as provided for in a above.
(3) The administrator may grant waiver of premiums which become due more than 1 year prior to the date of receipt of the claim for waiver of premiums or one year prior to the insured’s death, provided that it is found that conditions beyond the control of the insured prevented him from making a claim for waiver of premium.
48. Entry in Service Record
The following dated entry will be entered under “Remarks Administrative” of the service record: “VA Form 9-357 together with VA Form 797 (Report of Disability for Insurance Purposes) forwarded” as provided in TM 12-230A.
49. Application for Waiver of Premiums Submitted by Beneficiary after Insured's Death
The beneficiary is entitled to submit application for waiver of premium before 2 August 1947, or within 1 year after the death of the insured, whichever is later, provided that:
a. The insured had been totally disabled for a period of 6 or more consecutive months, and.
b. That no application for waiver had been submitted by the insured prior to his death.
50. Application for Waiver of Premium Submitted by Persons Other Than the Insured or Beneficiary
a. When the nature of the disability concerns the mental competency of the insured, and the insured requests or consents to the action, claim for waiver may be made by someone acting as agent for the claimant.
b. If, in the opinion of the commanding officer, the insured does not understand the nature of his application for waiver of premium, or when the insured is physically unable to sign the statement the procedure will be as outlined below:
(1) The statement of claim should be signed by the officer executing the form in behalf of the insured, including the name of insured in the proper
44
29 May 47
TM 14-600
place, followed by a statement as indicated below: Because of the physical and/or mental condition* of the insured an application for premium waiver is made in his behalf.
(SIGNATURE AND TITLE OF OFFICER EXECUTING CLAIM STATEMENT)
*Cross out word or words not applicable
(2) The signature of the claimant’s agent should be attested to by a summary court, or by an officer in military service empowered to administer oaths.
51. Maturity by Death, Period of Total Disability Less Than Six Months' Duration
In the event waiver of premiums is not granted under section 602(n) of the National Service Life Insurance Act of 1940, as amended, solely because of the death of the insured within 6 months after becoming totally disabled, insurance will be deemed in force if such disability commenced:
. a. Subsequent to the date of application for insurance,
b. While- the insurance was in force under premium-paying conditions,
c. Prior to the insured’-s 60th birthday, and continued without interruption until the insured’s death: Provided, That proof of the foregoing facts, satisfactory to the Administrator of Veterans’ Affairs, is filed by the beneficiary with the Veterans’ Administration within one year after the insured’s death: Provided further, That if the beneficiary be insane or a minor, the proof of such facts may be filed within one year after removal of such disability; And provided further, That the amount of the unpaid premiums shall be a lien against and deducted from the proceeds of the insurance.
52. Premium Payment Pending Approval of Application for Waiver
Premiums should be paid on insurance until notice of approval of application for waiver is received from the Veterans’ Administration. This is necessary in all cases to prevent the insurance from lapsing in case the application for waiver of premium is not approved by the Veterans’ Administration. When waiver of premium is approved, the insured will be advised by the Veterans’ Administration and appropriate refund of premiums waived will be made. Upon receipt o£ such notice from the Veterans’ Administration any allotments for payment of premiums will be discontinued, as prescribed in AR
35-5520, effective the last day of the current month, provided the insured is likely to- remain totally disabled for at least 30 days. The allotment will not be discontinued if the insured has returned to duty.
53. Refunds Due Insured on Account of Waiver of Premiums
a. Usually when payment of premiums is waived for persons still in the active service, the exact status of premium payments under allotments cannot be determined by the Veterans’ Administration. It is necessary in such ca^es for the Veterans’ Administration to base the. calculation of the amount to be refunded on an assumption that premiums have been paid under the allotment at least through the month during which action is taken by the Veterans’ Administration when approving the application for waiver. In the absence of a notice of discontinuance of allotment to show the effective date of discontinuance, a refund is made by the Veterans’ Administration for the period from the effective date of waiver through the month in which award of waiver was granted. As soon as definite information is received in the Veterans’ Administration relative to the discontinuance of allotment, refund of any additional unearned premium or premiums not included in the original refund to the insured is automatically made by the Veterans’ Administration.
b. The refund of any premium paid following the effective date of the waiver to and including the authorized effective date of discontinuance of allotment will be made without interest by the Veterans’ Administration.
54. Discontinuance of Premium Waiver
a. The Administrator of Veterans’ Affairs may require proof of continuance of total disability at any time when he may deem it necessary. In the event it is found that an insured is no longer totally disabled the waiver of premiums shall cease as of the date of such finding (or in the event a finding that the insured is no longer totally disabled is made at the same time a finding of total disability is made, the waiver of premiums shall cease as of the date on which -total disability ceasted).
b. After a waiver of premiums has ceased the insurance may be continued in force by payment of premiums, the due date of the first premium payable being the next regular monthly due date of the pre
45
TM 14-600
mium under the policy. However, the insurance shall not lapse prior to the date of expiration of the grace period allowed for the payment of such premium, or prior to the expiration of 31 days after date of receipt of notice by the insured of the termination of the premium waiver, whichever is the later date.
c. When delivery of notice to the insured of the termination of the premium waiver at the last address of record is impossible because of suspension of mail service and other usual means of communication, a grace period of not more than 1 year may be granted, computed from the due date of the first premium payable after termination of the waiver, and if premiums be not paid within such period the insurance shall lapse effective as of the due date of such first premium.
d. If the insured shall fail to cooperate with the Administrator of Veterans’ Affairs in securing any evidence he may require to determine whether total disability has continued, the premium waiver shall cease effective as of the date finding is made of such failure to cooperate, and the insurance may be continued by the payment of premiums within the 31 days provided above.
55. Automatic Conversion in Case of Total
Disability
In any case in which the insured is shown by evidence satisfactory to the Administrator of Veterans’ Affairs to be totally disabled at the expiration of the level-premium term period of his insurance under conditions which would entitle him to continued insurance protection but for such expiration, such insurance shall be automatically converted to insurance on the ordinary life plan, unless the insured has elected insurance on some other available plan.
Section Villi. TOTAL DISABILITY INCOME PROVISION (RIDER TO POLICY)
56. General Provisions
a. Provision is made for the inclusion of a total disability income provision in any National Service Life Insurance policy, upon application, proof of good health, and the payment of an extra premium. In any case in which the applicant, while not totally disabled and prior to 1 January 1950, furnishes proof satisfactory to the Administrator of Veterans’ Affairs that his inability to furnish proof of good
29 May 47
health is the result of an actually service incurred injury or disability, the requirement of proof of good health shall be waived.
b. The provision will pay $5.00 a month for each $1,000 of insurance, commencing on the first day of the seventh consecutive month of such disability and continuing so long as the insured remains totally disabled. The face of the policy will not be reduced by such payments.
c. Total disability is any impairment of mind or body which continuously makes it impossible for the insured to follow any substantially gainful occupation. The fact that an individual is receiving army pay during the period of total disability does not bar the payment of total disability income. Without prejudice to any other cause of disability, the following shall be deemed total disability for insurance purposes: The permanent loss of use of both feet, both hands, both eyes, one foot and one hand, one foot and one eye, one hand and one eye, or the total loss of hearing of both ears, or the organic loss of speech.
57. Eligibility
In order to be eligible for total disability income benefit, the insured must meet the following requirements :
a. Total disability must have commenced prior to insured’s 60th birthday.
b. Total disability has been continuous for six or more consecutive months following the date of application for total disability income provision, or. the effective date thereof if later.
c. Disability must have commenced before default in payment of any premium.
58. Application
a. Addition of Disability Benefit to Existing Policies. Veterans’ Administration Form 9—1606, figure 13, will be used when applying for total disability income to be made a part of National Service Life Insurance now in effect. VA Form 9-1606 will be executed in triplicate and the original forwarded to the appropriate office of the Veterans’ Administration, as follows:
(1) If premiums on the existing insurance are being paid by allotment and if the- insurance number (policy -number) is available for entry on the application form, the original will be forwarded to the
46
G) 29 May 47 ™ 14-600
--------------------------------------------------------------------------------------------.——---------------------------■--------------- fart nr INSTRUCTIONS
l Any pereon in active eervice or who served in the military or application for the total disability income provision, or the
naval force* of the United States on and after October 8, 1940, effective date thereof, if later, and before attaining the age
may apply for the total disability income-provision to be of sixty and while payment of any premium on this provision
added to the amount of any National Service Life Insurance, is not in default; and if due proof satisfactory to the Adminis-
•>the< than extended insurance, issued previously. The appli- trator of Veterans Affairs of such disability and the conlin-
catiou must be supported by a report of physical examination uance of such disability is furnished before default m payment
and a n-cmttance sufficient to cover the first premium. The of a premium on this provision or within one year from the
total disability income provision may be added to an amount due date of the premium in default:
of National Srvjce Life Insurance of not less than $1,000 nor (>) pByment of premium be waived on this provision
more than $10,00u, and in multiples of $500, to provide a weU OQ the whiJo Buch disability con-
monthly meom- at the rate of $5.00 per $1,000 insurance in trnues, beginning with the first monthly premium falling
force in a multiple of $2.50.
2. EFFECTIVE DATE __________________________________________________________________________________
t?? ^u'ey hot in PHYSICAL EXAMINATION REPORT Igur*"
except when application is . . bv nMgted .fBrer. la wllre wtlh tte Areoy. or ■aytema.te.l Ite.ywlk*. rvpeaa., by. .bywUtanrfaty lire noed for
or in. policy .uu t date pnor to compliance w ite v.wr.-Tt-utoUu.a. t> >—>■—. ar makrttr u»«ww4 la re. r—«.i».m w r>u-.*_.) I g W.igl.t Ifi^l 6. .1 Chart-Imp. I Ctert-Erp. Abdomen [ 7. Cauaa ot any cteng. In weight during part yaar
letter giving sufficient info I •»4 GIRTH I Tn |
and the name and address ____. applicant must be stripped for remainder of examination
remittance and VA Form ( C^'nknrJVIT r^'b^kdly MOtatned mal nor- (Ajmww .podite nuortion* and record UM reeutta In rpaoea provided below. tfa REMARKS taction for general
otherwise delivered to tb. * SL ___________________________________
before the date of physical Unowrecud vtotoS 1 Corrected rteton
(a; If premiums on the p< *" l7— r___________________— L___________R____________________— L
income provision is at ———————■ Hiring Zulaara-renrerreftonal AnyeardlKbartel
quarterly, semiannual, Kars I rCTC< ‘ 1 ' ■ ■ — — - - - —
the total disability inc -------------------------------—
..re. /L 10. Heart (If <•» myoearrfW 4u ----- -------------------------------
to the Veterans Admi _____________________________ Dtrabfflty cmnpanDtion____________----------------4---------------
"Directions for use of IK Urtnaly»l» (Mfcrowwpte required Disability alkiwaaca _____ReUremeat pay _____ ___ I
Bond." CASH (CUR * 2a. Ha* any appBontton by yon for LUe. Aoudeet. H«Jth or Disability T» Na 7/at aneorr w •y«-, rereptee Uu wwtei________________
DERED BY MAIL ie. Ftmk a^T —_______________NOTn.oIUuurenccompanyandd.ua.
» Bw-ssere^^Z^ ~ 211.
4. BENEFITS UNDER THE “ ‘ ____________________I 1 I---- T------------------ -I -1-----------------------------------------------------------------------
PROVISION X H**0^ •* ba»« y<^ paraau. brettere, atetera, wite or cbildreo .rec beau afllkted with tte foltewUgt _________________________
17. Skin and lymphalka --------------------- I |YF ---------------—------------ . , — APPLICATION FOR TOTAL DISABILITY I DiSABlUTY NO, ■/-,
® Liver, gastvw tn UM txul tract and Surfical operation_
--------------------------7. A^dentortmury /________INCOME PROVISION a. MnMnio^.iaui.yaum (/ndtei.___________________________________________________________________________an. H.ra >ou ever bad p>y ot p.c »■■!. UH0£R THE NATIONAL SERVICE LIFE INSURANCE ACT OF IMO. AS AMENDED (TO BE ADDED TO INSURANCE ISSUED
_______________ Iyot PRIOR TO DATE OF THIS APPLICATION) BypbOte Pleat* read Inetructione, Part IV, before filling oift form. Type or uee ink.
21 Kskiocrin. tlaoda aueetione muet be completely anewered.
________ Tubereuiovi* _ PART I _ D‘ yi7rf”--^-^d'Xlr«v>4'Uret*re|tXT_________________________________________________________________________________________________________________________________I. RSST KAMC-MIOOLE KAME-CAST KAME (PrinZ M type) t ZaM aS FWkf W CntifiiaU Ntt.
tent Ualiun aad Nervoas or mental disease
” Clarence Alvin Moyo___________________________________________________________________________________ ... 2 554 101
______________________________tc**f ja. RLSitMJKE ADDRESS (Numter end Mrrrt or rural route, cut er P. 0., tent number and State) 2J Doloemllie. and departure* Irons I_Fit* or coovuhiooa _•
, [j.re yve within the test g yren
Nans. oleumuAmg physician Appends*_____________ 1 _______________________
-------------------- ——— Arthnti*__________________; ».serialn& Addn-aorpbnkl... (CVr.. 6u,,oltH_
__________________ Vwiooee rein. ~t~ 19 Nov. 1911 35_________________________________ Army 105
PKN.LTT-Tre u.^^.M, fc, |t, „
__ - AMOUNT OF MONTHLY TOTAL DIS-
-----------------------POLICY TO WHICH TOTAL DISABILITY INCOME PROVISION IS TO RE ADDED TOTAL DISABILITY INCOME PROVISION ABI«PiCOME BENmT APPLIED Dbodrevveb------------IS TO BE ADDED EAC^KoUFE INSURE)®
’ Efluen —___________________—-------r—--------------------------------------------— (See paropr.p* t tf httntdimt) (ippar^r.p* I 4 Znetrunkm.)
______!_________________L__----------------------------roticr no-------------------amovkt or pnuev _________________ . Jd. It you have bean treated for auy • ' ■ - ' 1 1 1 ■
N-2 554 101 10, 000 10, 000 50.00
Sa. Give all Dlneases within tba test pbyskiana who treated you ________________________________ ______—
7a. Hav. you ever been amount Of EXTRA rremium
treated fa alcoholism! | H. AMOUNT ANO METHOD OF PAYMENT OF FIRST EXTRA PREMIUM (Check one)
I renaent that any phyatehn or .v (See paragraph S of Imtrudione) ■» Z\A\
U> whkh I haveapplted for liwuranre.. fre^gXLl'Xjf«d i^^Vru’e" — — ■ MONTH ALLOIMLNT EFFECTIVE
Wltnaaedby (Kr.mtemg p*p»-
g) ALLOTMENT FROM ADVANCED ACTIVE SERVICE PAY. UNDER THE PROVISIONS Of FURUC UW Bl. TTTH COHCRCSS__________A Pf I I I I_____
REMITTANCE »V (<^t^dr«/<^ jenry OTder. PERlOO (AdomhMp,fuortcrZy. sreiimuaffy
□ DIRECT REMITTANCE TO THE VETERANS ADMINISTRATION (Spedfl Uni tf rmUarwr SfvtltTVttAiminidn/ioe)* **
__________ and period row red)
MAKE ALL REMITTANCES PAYABLE TO THE TREASURER OF THE UNITED STATES ______________________________________________________________
______•________________________________11 METHOO OF PAYMENT Of FUTURE PREMIUMS Future extra premium payment, muit be made by the aame mode (monthly, quarterly, .emiannually or annually) and method (by allotment, deduction or direct remittance) a* the policy to which the Total Disability Income Provi.ion is to be added. NOTE.—If premium payment, for insurance are being made by allotment or deduction, applicant muit authorize aeparately (a) registration of allotment with service department or (b) deduction from Veterans Administration benefits on VA Form 9-887 to cover the new amount: PREMIUMS MAY BE PAID BY MONTHLY DEDUCTION FROM COMPENSATION. PENSION. OR RETIREMENT PAY ONLY WHEN INSURANCE IS IN FORCE. SIGNED AT DATE OP APPLICATION
IMPORTANT.—Part II, Statement of Applicant, witnessed by Hq. 7025th ASU . ..
Examining Physician, and Part HI. Physical Examination Report, p. Mavar Vn April Is3“rr
must be completed in each instance. The completed applica- ' '• NIByBI t VU .
tion should .be forwarded by the Examining Physician to the signature of applicant (De eet pri.0 office of the Veterans Administration where the applicant*. insurance records are maintained. (If applicant ia in active / » // y. £ e eerr ice, through proper military or naval channele to the ■ fi-
Veterana Adminietration.) See paragraphs 3 and 6 of In- \ ff
stnictions. __________________________________________________________________________________________________________________
___________THE CERTIFICATE OR POLICY SHOULD BE RETURNED WITH THIS APPLICATION ______ |
STS 9-1606
Figure 13. VA Form 9-1606 (Application for total disability income provision).
47
TM 14-600
Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(2) If premiums on the existing insurance are "being paid by allotment and the insurance number (policy number) is not available for entry on the application form, the original will be forwarded to the Veterans’ Administration, Washington 25, D. C.
(3) If premiums on the existing insurance are being paid by direct remittance, the original will be forwarded to the branch office of the Veterans’ Administration having jurisdiction, depending on the permanent residence of the insured. (See app. Ill for a list of the various branch offices of the Veterans’ Administration, their addresses, and the area over which each has jurisdiction.) One copy t>f the application will be retained with the service record in the case of enlisted personnel, as provided in TM 12—230A. In the case of an officer it will be forwarded with appropriate letter of transmittal, identifying the copy to The Adjutant General, Attention: Personnel Information Branch (SPXPI-0), Washington 25, D. C., for insertion in the 201 file. A copy will be given to the applicant who will be advised to forward it to the beneficiary or other designated person for safekeeping. The copy of Veterans’ Administration Form 9-1606 which is furnished to the applicant will not include the medical statement of applicant or the medical examiner’s report.
b. Application for Disability Income at Time of Applying for Insurance. If total disability income benefit is desired at the time of originally
29 May 47
applying for National Service Life Insurance, V. A. Form 9-350a, figure 3, will be used.
59. Effective Date of Total Disability Income
Provision
The total disability income provision will be made effective as follows:
a. If a National Service Life Insurance policy and the total disability income provision are applied for at the same time, and all requirements are complied with, the total disability income provision shall, except as provided in b below, be effective as of the same day that the policy becomes effective.
b. If the National Service Life Insurance policy is dated back, or has been previously issued, and the application submitted on other than a due date of the monthly premium on the policy, and all requirements are complied with, the total disability income provision shall be effective as of the last prior monthly premium due date.
60. Premium Rates for Total Disability Income Provision
a. Additional monthly premium per $1,000 of insurance for the disability income benefit to be added to 5-year term, Ordinary Life, Endowment at 60 and Endowment at 65, issued at any age, Twenty-Payment Life and Twenty-Year Endowment issued at age 40 and above, and on Thirty-Payment Life issued at age 30 and above, the rate will be that shown in the following schedules for the attained age, nearest birthday, as of the date the disability benefits becomes effective.
Additional Premium Per $1,000 of Insurance
5 YR. END. TERM 60 — — OL -END. 65 20 PAYMENT LIFE 5 YR. END. TERM 60 — — OL -END. 65 0 PAYMENT LIFE
MO QR S-A A AGE MO QR S-A A MO QR S-A A AGE MO QR S-A A
.16 .48 ' .95 1.89 15 .24 .72 1.43 2.84 .21 .63 1.25 2.49 25 .28 .84 1.67 3.31
.16 .48 .95 1.89 16 .24 .72 1.43 2.84 .21 .63 1.25 2.49 26 .29 .87 1.73 3.43
.16 .48 .95 1.89 17 .24 .72 1.43 2.84 .22 .66 1.31 2.60 27 .30 .90 1.79 3.55
.16 .48 .95 1.89 1 3 .25 .75 1.49 2.96 .23 .69 1.37 2.72 28 .30 .90 1.79 3.55
.17 .51 1.01 2.01 19 .25 .75 1.49 2.96 .24 .72 1.43 2.84 29 .31 .93 1.85 3.67
.17 .51 1.01 2.01 20 .26 .78 1.55 3.08 .25 .75 1.49 2.96 30 .31 .93 1.85 3.67
.18 .54 1.07 2.13 21 .26 .78 1.55 3.08 .25 .75 1.49 2.96 31 .32 .96 1.91 3.79
.19 .57 1.13 2.25 22 .27 .81 1.61 3.20 .26 .78 1.55 3.08 32 .32 .96 1.91 3.79
.19 .57 1.13 2.25 23 .27 .81 1.61 3.20 .28 .84 1.67 3.31 33 .33 .99 1.97 3.91
.20 .60 1.19 2.37 24 .28 .84 1.67 3.31 .29 .87 1.73 3.43 34 .33 .99 1.97 3.91
48
29 May 47 TM 14-600
Additional Premium Per $1,000 of Insurance (Cont’d.)
S YR. TERM — OL — END. 60 — END. 65 20 payment life 5 YR. TERM — OL — END. 60 — END. 65 20 PAYMENT LIFE
MO QR S-A A MO QR S-A A MO QR S-A A MO QR S-A A
.30 .90 1.79 3.55 35 .34 1.02 2.03 4.03 .55 1.65 3.28 6.51 48 .55 1.65 3.28 6.51
.31 .93 1.85 3.67 36 .35 1.05 2.09 4.14 .58 1.71 3.40 6.75 49 .57 1.71 3.40 6.75
.32 .96 1.91 3.79 37 .35 1.05 2.09 4.14 .60 1.80 3.58 7.10 50 .60 1.80 3.58 7.10
.34 1.02 2.03 4.03 38 .36 1.08 2.15 4.26 .63 1.89 3.76 7.46 51 .63 1.89 3.76 7.46
.35 1.05 2.09 4.14 39 . .36 1.08 2.15 4.26 .67 2.01 4.00 7.93 5 2 .67 2.01 4.00 7.93
.37 1.11 2.21 4.38 40 .37 1.11 2.21 4.38 .70 2.09 4.17 8.29 53 .70 2.09 4.17 8.29
.39 1.17 2.33 4.62 41 .39 1.17 2.33 4.62 .73 2.18 4.35 8.64 54 .73 2.18 4.35 8.64
.41 1.23 2.44 4.85 42 .41 1.23 2.44 4.85 .77 2.30 4.59 9.12 55 .77 2.30 4.59 9.12
.43 1.29 2.56 5.09 43 .43 1.29 2.56 5.09 .81 2.42 4.83 9.59 5 6 .81 2.42 4.83 9.59
.45 1.35 2.68 5.33 44 .45 1.35 2.68 5.33 .85 3.54 5.07 10.06 7 .85 2.54 5.07 10.06
.47 1.41 2.80 5.56 45 .47 1.41 2.80 5.56 .89 2.66 5.31 10.54 5 8 .89 2.66 5.31 10.54
.49 .52 1.47 1.56 2.92 3.10 5.80 6.16 46 47 .49 .52 1.47 1.56 2.92 3.10 5.80 6.16 .94 2.81 5.61 11.13 5 9 .94 2.81 5.61 11.13
Additional Premium Per $1,000 of Insurance
20 YEAR ENDOWMENT 30 PAYMENT LIFE 20 YEAR ENDOWMENT 30 PAYMENT LIFE
MO QR S-A A AGE MO QR S-A A MO QR S-A A AGE MO QR S-A A
.07 .21 .42 .83 1 .19 .57 1.13 2.25 .30 .90 1.79 3.55 38 .34 1.02 2.03 4.03
.07 .21 .42 .83 16 .19 .57 1.13 2.25 .34 1.02 2.03 4.03 39 .35 1.05 2.09 4.14
.07 .21 .42 .83 17 .19 .57 1.13 2.25 .37 1.11 2.21 4.38 40 .37 1.11 2.21 4.38
.07 .21 .42 .83 18 .19 .57 1.13 2.25 .39 1.17 2.33 4.62 41 .39 1.17 2.33 4.62
.07 .21 .42 .83 1< J .20 .60 1.19 2.37 .41 1.23 2.44 4.85 42 .41 1.23 2.44 4.85
.08 .24 .48 .95 2 ) .20 .60 1.19 2.37 .43 1.29 2.56 5.09 4. 3 .43 1.29 2.56 5.09
.08 .24 .48 .95 2 I .20 .60 1.19 2.37 .45 1.35 2.68 5.33 44 .45 1.35 2.68 5.33
.09 .27 .54 1.07 22 .21 .63 1.25 2.49 .47 1.41 2.80 5.56 45 .47 1.41 2.80 5.56
.09 .27 .54 1.07 23 .21 .63 1.25 2.49 .49 1.47 2.92 5.80 4( 5 .49 1.47 2.92 5.80
.10 .30 .60 1.18 24 .22 .66 1.31 2.60 .52 1.56 3.10 6.16 47 .52 1.56 3.10 6.16
.10 .30 .60 1.18 25 .22 .66 1.31 2.60 .55 1.65 3.28 6.51 48 .55 1.65 3.28 6.51
.11 .33 .66 1.30 26 .23 .69 1.37 2.72 .57 1.71 3.40 6.75 49 .57 1.71 3.40 6.75
.12 .36 .72 1.42 27 .23 .69 1.37 2.72 .60 1.80 3.58 7.10 50 .60 1.80 3.58 7.10
.13 .39 .78 1.54 2 3 .24 .72 1.43 2.84 .63 1.89 3.76 7.46 5 1 .63 1.89 3.76 7.46
.14 .42 .83 1.66 2 ) .24 .72 1.43 2.84 .67 2.01 4.00 7.93 52 .67 2.01 4.00 7.93
.15 .45 .§9 1.78 30 .25 .75 1.49 2.96 .70 2.09 4.17 8.29 53 .70 2.09 4.17 8.29
.16 .48 .95 1.89 3 .25 .75 1.49 2.96 .73 2.18 4.35 8.64 54 .73 2.18 4.35 8.64
.18 .54 1.07 2.13 32 .26 .78 1.55 3.08 .77 2.30 4.59 9.12 5 5 .77 2.30 4.59 9.12
.19 .57 1.13 2.25 33 .28 .84 1.67 3.31 .81 2.42 4.83 9.59 56 .81 2.42 4.83 9.59
.21 .63 1.25 2.49 34 .29 .87 1.73 3.43 .85 2.54 5.07 10.06 57 .85 2.54 5.07 10.06
.23 .69 1.37 2.72 35 .30 .90 1.79 3.55 .89 2.66 5.31 10.54 58 .89 2.66 5.31 10.54
.25 .28 .75 .84 1.49 1.67 2.96 3.31 36 37 .31 .32 .93 .96 1.85 1.91 3.67 3.79 .94 2.81 5.61 11.13 59 .94 2.81 5.61 ll.lJ
49
TM 14-600 29 May 47
b. When the benefit is added to an existing 30-payment life policy issued below age 30, the additional premium depends on the age at issue of the existing policy and on the number of months it has been in force at the date that the disability becomes effective in accordance with the following schedule:
No. of Months Thirty-Payment Life Policy Has Been In Force
Age at Issue of Existing Policy 1 but less than 13 13 but less than 25 25 but less than 37 37 but less than 49 49 but less than 61 61 but less than 73 73 but less than 85 85 but less than 97 97 but less than 109 109 but less than 121
15 .19 .19 .20 .21 • .22 .23 .24 .26 .27 .28
16 .19 .20 .21 .22 .23 .24 .25 .26 .27 .29
17 .19 .20 .21 .22 .23 .24 .25 .27 .28 .30
18 .20 .21 .22 .23 .24 .25 .26 .27 .29 .30
19 .20 .21 .22 .23 .24 .25 .26 .28 .29 .31
20 .21 .22 .23 .24 .25 .26 .27 .28 .30 .31
21 .21 .22 .23 .24 .25 .26 .27 .29 .30 .32
22 .22 .23 .23 .24 .26 .27 .28 .29 .31 .32
23 .22 .23 .24 .25 .26 .27 .28 .30 .31 .33
24 .23 .23 .24 .25 .27 .28 .29 .30 .32 .33
25 .23 .24 .25 .26 .27 .28 .30 •31 .32 .34
26 .23 .24 .25 .26 .28 .29 .30 .32 .33 .35
27 .24 .25 .26 .27 .28 .29 .31 .32 .34 .35
28 .24 .25 .26 .28 .29 .30 .31 .33 .34 .36
29 .25 .26 .27 .28 .29 . .30 .32 .33 .35 .36
If the age at issue of the policy is 30 and above, the disability premium depends only on the attained! age of the insured, nearest birthday, as of the date the disability benefit is added. These rates are shown in a above.
•c. When the benefit is added to an Existing 20-payment life policy issued below age 40, the additional premium depends on the age at issue of the existing policy and on the number of months it has been in force at the date that the disability becomes effective in accordance with the following schedule:
■No. of Months Twenty-Payment Life Policy Has Been In Force
Age at Issue of Existing Policy i but less • than 13 13 but less than 25 25 but less than 37 37 but less than 49 49 but less than 61 61 but less than 73 73 but less than 85 85 but less than 97 97 but less than 109 109 but less than 121
15 .25 .26 .28 .30 .32 .34 .37 .40 .44 .49
16 .25 .27 .28 .30 .33 .35 .38 .41 .45 .50
17 .26 .27 .29 .31 .33 .36 .38 .42 .46 .50
18 .26 .28 .30 .32 .34 .36 .39 .43 .47 .51
19 .27 .28 .30 .32 .34 .37 .40 .43 .47 .52
20 .27 .29 .31 .33 .35 .38 .41 .44 .48 .53
21 .28 .29 .31 .33 .36 .38 .41 .45 .49 .54
22 .28 .30 .32 .34 .36 .39 .42 .46 .50 .55
23 .29 .31 .33 .35 .37 .40 .43 .46 .51 .56
24 .29 .31 .33 .35 .38 .40 .44 .47 .51 .56
25 .30 .32 .34 .36 .38 .41 .44 .48 .52 .57
26 .31 .32 .34 .37 .39 .42 .45 .49 .53 .58
27 .31 .33 .35 .37 .40 .42 .46 .49 .54 .59
28 .32 .34 .36 .38 .40 .43 .46 .50 .55 .60
29 .32 .34 .36 .38 .41 .44 .47 .51 .55 .61
30 .33 .35 .37 .39 :• .42 .45 .48 .52 ♦ .56 .61
31 .33 .35 .37 .40 .42 .45 .49 .52 .57 .62
32 .34 .36 .38 .40 .43 .46 .49 .53 .57 .63
33 .35 .37 .39 .41 .44 .47 .50 .54 .58 .63
34 .35 .37 .39 .42 .44 .47 .50 .54 .58 .63
35 .36 .38 .40 ‘ .42 .45 .48 .51 .55 .59 .64
36 .36 .38 .40 .43 .45 .48 .51 .55 .59 .64
37 .37 .39 .41 .43 .46 .49 .52 .55 .59 .63
38 .38 .40 .42 .44 .46 .49 .52 .55 .59 .63
39 .38 .40 .42 .44 .47 .49 .52 .55 .58 .62
If the age at issue of the policy is 40 and above, the disability premium depends only on the attained age of the insured, nearest birthday, as of the date the disability benefit is added. These rates are shown in a above
50
29 May 47
TM 14-600
d. When the benefit is added to an existing 20-year endowment policy issued below age 40, the additional premium depends on the age at issue of the existing policy and on the number of months it has been in force at the date the disability becomes effective in accordance with the following schedule:
No. of Months Twenty-Year Payment Policy Has Been In Force
Age at Issue of Existing Policy 1 but less than 13 13 but less than 25 25 but less than 37 37 but less than 49 49 but less than 61 61 but less than 73 73 but less than 85 85 but less than 97 97 but less than 109 109 but less than 121
15 .06 .06 .07 .07 .07 .07 .07 .08 .08 .08
16 .07 .07 .07 .07 .07 .08 .08 .08 .08 .08
17 .07 .07 .07 .07 .08 .08 .08 .08 .08 .09
18 .07 .07 .08 .08 .08 .08 .08 .09 .09 .09
19 .08 .08 .08 .08 .08 .09 .09 .09 .09 .10
20 .08 .08 .08 .09 .09 .09 .09 .10 .10 .10
21 .08 .09 .09 .09 .09 .10 .10 .10 .10 .11
22 .09 .09 .09 .10 .10 .10 .10 .11 .11 .11
23 .09 .10 .10 .10 .11 .11 .11 .11 .12 .12
24 .10 .10 .11 .11 .11 .12 .12 .12 .13 .13
25 .11 .11 .11 .12 .12 .12 .13 .13 .13 ' .14
26 .11 .12 .12 .12 .13 .13 .14 .14 .15 .15
27 .12 .13 .13 .13 .14 .14 .15 .15 .16 .16
28 .13 .14 .14 .14 .15 .15 .16 .17 .17 .18
29 .14 .15 .15 .16 .16 .17 .17 .18 .19 .20
30 .15 .16 .16 .17 .18 .18 .19 .20 .21 .22
31 .17 .17 .18 .19 .19 .20 .21 .22 .23 .24
32 .18 .19 .20 .20 .21 .22 .23 .24 .25 .27
33 .20 .21 .22 .22 .23 .24 .26 .27 .28 .29
34 .22 .23 .24 .25 .26 .27 .28 .30 .31 .33
35 .24 .25 .26 .27 .29 .30 .31 .33 .35 .36
36 .26 .27 .29 .30 .31 .33 .35 .36 .38 .40
37 .29 .30 .32 .33 .35 .37 .38 .40 .42 .45
38 .32 .33 .35 .37 .38 .40 .42 .45 .47 .49
39 .35 .37 .39 .40 .42 .45 .47 .49 .52 .55
If the age at issue of the policy is 40 and above, the disability premium depends only on the attained age of the insured, nearest birthday, as of the date the disability benefit is added. These rates may be found in a above.
e. In any case, the additional premium for the disability benefit is payable either to age 60 or to the end of the premium paying period on the policy, whichever is the shorter premium paying period.
61. Conversions Involving Disability Income Benefit
a. On a present age conversion from a 5-year level-premium term policy which has the disability income benefit at the time of conversion, the disability premium rate will be that for the converted form at the attained age, as set forth in paragraph 60a above.
b. On an original or intermediate age conversion the rate applicable for the disability income benefit
will be shown for the original age at issue and the number of months the policy has been in force, as set forth in 60b, c or d above, as appropriate. For example, if a man 37 years of age desires to make a retroactive conversion on 20-payment life to age 35, and his policy has been in force for 22 months, then his disability income rate would be that shown opposite age 35 and in the 13 but less than 25 month column, in 60c above, that is, 38 cents per $1,000.
c. On a change from one permanent plan of insurance to another, where the disability income benefit is involved, the difference in disability reserves will be taken into account in determining the cost or credit. This information will have to be secured directly from the Veterans’ Administration.
51
TM 14-600
Section IX. CONVERSION
- 62. General Provisions
Five-year level-premium term insurance issued on or before 31 December 1945, and not exchanged or converted to another plan may be continued for an additional three-year period, dating from the expiration of the original 5-year term, and the premiums the insured is required to pay for term insurance during such additional period shall be the same as were required during the original 5-year term period. Such term insurance may be exchanged or converted effective as of the date any premium becomes or has become due during the 5-year term period as extended. Any term insurance which has lapsed or may hereafter lapse may be reinstated at any time prior to the expiration of the 5-year term period as extended.
63. Conversion Privileges
(1) Five-year level-premium term insurance may be converted in whole or in part at any time while in force and within the 5-year or 8-year term period, irrespective of whether the insured is in active service or not, without medical examination or other evidence of good health, for insurance of the same or lesser amount, in multiples of $500 but not less than $1,000, on the Ordinary Life, 30-Payment Life, 20-Payment Life, 20-Year Endowment, Endowment at Age 60 or Endowment at Age 65 plan, upon written application to the Veterans’ Administration. The insured may distribute the amount of insurance among the authorized plans in any proportion he sees fit, provided it be in multiples of $500 but not less than $1,000 for any one plan. Once converted to a permanent plan it cannot be exchanged or reconverted back to the term plan so careful consideration of the individual’s personal situation should be made before making commitments for a greater premium payment. Application for conversion of term insurance should be made on Veterans’ Administration Form 9-358, figure 14. Application for conversion will be prepared in triplicate and the original forwarded to the appropriate office of the Veterans’ Administration, as follows:
a. If premiums on the insurance are to be paid by allotment of pay and if the insurance number (policy number) is available for entry on the application form, the original will be forwarded to the Vet
29 May 47
erans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
b. If premiums on the insurance are to paid by allotment of pay and the insurance number (policy number) is not available for entry on the application-form, the original will be forwarded to the Veterans’ Administration, Washington 25, D. C.
c. If premiums on the insurance are to be paid by direct remittance the original will be forwarded to the branch office of the Veterans’ Administration having jurisdiction, depending on the permanent residence of the insured. (See app. Ill for a list of the branch offices, their addresses, and the area over which each has jurisdiction.)
(2) One copy of the application will be retained with the service record in the case of enlisted personnel, as provided in TM 12—230A. In the case of an officer it will be forwarded with appropriate letter of transmittal, identifying the copy, to The Adjutant General, Attention: Personnel Information Branch (SPXPI-O), Washington 25, D. C., for insertion in the 201 file. A copy will be given to the applicant, who will be advised to forward it to the beneficiary or other designated person for safekeeping. The original policy (certificate), if available,., should accompany the application for conversion.
b. Conversion to an endowment plan of insurance may not be made while the insured is totally disabled. (See par. 68.)
64. Conversion Date
Conversion may be made as of the date when any premium becomes or has become due, including the original effective date of the policy, as outlined in a and b below.
a. Conversion as of a Current Effective Date. When conversion is made as of the due date of the current monthly premium or that of the following month, the premium will be determined as of the attained age of the insured on the effective date of conversion. If premiums are being paid by allotment, appropriate changes in allotment will be executed. If premiums are being paid by direct remittance to the Veterans’ Administration, tender of the premium on the new policy will accompany the request for conversion.
b. Conversion as of a Previous Date. Conversion as of the original effective date of the term
52
29 May 47 TM 14-600
—
INSTRUCTIONS
1 CONVERSION principal beneficiary. A contingent beneficiary, generally speaking,
is a person who becomes principal beneficiary if the-Mesignaled H.llonnl S.evle. Llle tn.ur.nre on the tive-y.ee level pro- prtaetp.1 beneliel.ry Fnd«e».i th. ta.ured or il the
mlum term pion (taeludlng policie. i.eo.d on or before December benellrt.ry not entitled to .etllem.nt order Option L (lump .urn)
>1. 19.5, which were ..tended lor 1 ye.r.) m.y be converted with- P'l°v <° .«««••■»« lull peym.nl ol .1 gunr.nte.d monthly
In the term period to N.Uon.l Service Lite Insur.ne. to the ..mt in.t.llm.nt.. Th. msured eh.ll hove the right et eny ".me, .nd
or te>» .mount, ta multiplet o< »SOO bdt not le.e th.n *1.000. on h” time to time, end without the knowledge or cone.nl ol the
the following plena, Ordinary Lite. Twenty Payment Lite. Thirty beoellc.ery to c.ncel the benelieiery designation or to change
Payment Lite, Twenty Yea, Endowment. Endowment at Age Ak*"
CONVERTED TO OTHER PLANS OF INSURANCE J 0 h Fl C. CUfflbOW J ^C. 360
If the insured does not convert the full amount of insurance on th j». RESIDENCE ADDRESS (No. and street or rural route, city or P.O., tone no. ■M 4 82 004
level premium term plan anddesires to retain in force the rtmainde - _ o . . -w as
or part of such insurance within the original term period, he i _ ____OOflQUS AVv.j Ly H il I MOSS. v
privileged to continue such insurance in force, in an amount not les enruinM mbTirrc to
than Si,000, in multiples of $500. by payment of premiums as the . KF
become due on the amount of the level premium term insuranc K Aft Aw A I WOn 7 Mnee wH OR H
continued. ALL LEVEL PREMIUM TERM INSURANCE SHAL Bk__ZLS7 .. O qJ?.9 _“V 1___L I !V! L 1 . U ------------------------------------------------------------------
CEASE IF NOT CONVERTED TO A PERMANENT PLAN PRIOR T 4. Of 0 i RTH (Ciity or toon, county and state) 5. OATE OF BIRTH (Month. dor A. BRANCH OF SERVICE I 7. SERVICE SERIAL NO
YEARS^F THE EFFECTIVE DATE MMImhimb waltham , Mass. | Marc'll 17. 1911 I Army | 0 508 164
OR BEFORE DECEMBER 31. 1945. ------42 360 "
♦ . PAYMENT OF PREMIUMS si ADO 004 7^00 OA
IN "T Ofc- W*T____________ the amount of I is hereby returned for the purpose of converting
Payment of premiums on National LeVel prcmjiaD Term plan to the plan(s) listed below. Indicate in item 9 the amount of this policy to be continued aa term
made by compensation, rrtte.m.nl pay, or (Sac paragraph, 1, 3 and 3 of Inrt, art ions.) ___________________________________________________________
is in force); money order or postal note; check or draft; Arme " o Hru pi am of IM^HBAMCF 9 TFBM INSUBAMCF CONTINUED
Forces Leave Bond assigned to the Veterans Administration wii y_»♦ rLMI INSBNAJIvt.________________________________». ItKH INjUKARCt CONIINWtO______________________________
VA Form 9-1625, ••Directions for Use of Proceeds of Armed Force ru JT NOW DCSIRCO AMOUNT OF INSURANCE EFFECTIVE DATE AMOUNT RETAINED I If ehente of beneficiary and/or optional »«Hltwnt lidt-
Leave Bond.” The reserve must be paid in full and may be paid b - , . ■ I sired in the amount of Five-Year Level Premium Term Insurance
money order, postal note, check, or draft, made payable to th Ord i HfllV „ |» 2.500__________________________________|<“.dial........a.art. ,W... .. ._
Treasurer of the United States, or by Armed Forces Leave Bon L/l M IIIUI J K ftftft ftft OR .IflfO 47 ’
assigned to the Veterans Administration with VA Form 9-162t L I f6______5000.00 25 ____________JO. COMPLETE ONLY HKEIf CONVERTING TO AN ENDOWMENT PLAI9
>CASH (CURRENCY AND/OR COIN) TENDERED BY MAIL IS A Oft D/wmfini **£ YOU NOW DISABLED?
THE INSUREDS OWN RISK. LU rUVmtJni OKftft ftft Oft r—i rvn (If •yes'.
5. TOTa£ DISABILITY INCOME PROVISION Ln 8________2500.00 20 Jun 43 □ YES (X) w0 diva facta)_______________________________________________________
t * HAVE YOU EVER APPLIED FOR COMPENSATION. RETIREMENT C-NO.
a. if total disability income provision is in effect on a term polic _ PAYi PENSION OR WAIVER OF LIFE INSURANCE PREMIUMS?
attached to the new policy by payment of the appropriate pre m ■ ■ - 1 ■ ■— - h 1 ■ , ■ ■ । i । iy] atwe C No )
mium. i|. AMOUNT OF FIRST PREMIUM ANO RESERVE, IF ANY L~1 W r ' * '
b. If th. total disability income provision is not in effect on th paragraphs 4 and 5 of Instruct ion.)____________|2. METHOD OF FAYMEMT OF FIRST PREMIUM (CO one) ‘_________
term policy which is being converted and the insured desires I amount OF FIRST INSURANCE PREMIUM - $ ■ nTuruT r»nu aptivf lM°N™ ALLOTMENT EFFECTIVE AMOUNT OF ALLOTMENT
apply for the benefit at the time of conversion. VA Form 9-1601 --------------------------------------------------ALLOTMENT FROM ACTIVE
“Application for Total Disability Income Provision under th T D I PROVISION PREMIUM (If any) IK) SERVICE PAY I Jan 47 I ’ 17.06 I
National Service Life Insurance Act of 1940, as Amended, to b ----— 1 I ftft Oft DIRECT REMITTANCE TO REMITTANCE (Check. dr aft. PEHl 00 (Pent hfy. quarterly.
Added to Insurance Issued Prior to Date ol this Application, RESERVE (It any) IvJ.faQ -VETERANS AOMINISTRA- money order, postal note or eaai-annually er annually)
should be completed in addition to this form. . iftft Oft I I .TION (Specify kind of A. P. /eave bond aoaigned to
•UTAl ♦ IPy .fcV 1 1 [remittance and period the Veterans Adoinietration)
t>. BENEFICIARIES NOTE: When, in items 12 end 13, it is indicated that'premium* corerod)
The insured may designate as principal and/or contingent benet. eeparotely (a) regiatretion of allotment with service department
ciary or beneficiaries any person or persons, firm, corporatiot or (b) deduction from Veteran* Administration benefits on VA Form ’
or other logoi entity (tneludlng the ertele ol the ta.ured) Individ *UJt' -*“• •UllTrAlKlS tAutl TO TO! TIUSUIU 0/ TH, VNITU 3MT«»
unity or trustee. Any nrtned beneliel.ry m.y be design.ted o « IWCJIM rjOM CTWWSgTIOJ!. PENSION. Ok RBTIMNINT PAY
"Principal Beneficiary” or "Contingent Beneficiary” in the spac —M.m.m .
provided for "Beneficiary Designation and Selection of Optiorn |3 METHOD OF PAYMENT OF FUTURE PREMIUMS (Chech one)
Settlement". Any n.med beneliolory who i. not dertgn.ted e -------------------------------------------------- -----------------------------------Ipesioo IN.nrtl,. I,.
"Contingent Benetiel.ry will. In generol. be pre.umed to be .rtOTWNT FROM — ’'S'*’'"* BISECT REMITTANCE TO VETERANS ADMINISTRATION ...,—,...11, .. .....Il,)
[g ACTiVl SERVICE PA, □ »t"S'°" □ <3p-V»r _______________________________|_________________________
■ ____IH. BEREFICIART OESIGKATIOR AMO SELECTION OF OPTIORAL *ETTlEHt»T (See ta.r»,r.pA. I end I el In.rrtartlon.j_
COMPLETE NAME AND AOORESS OF EACH BENEFICIARY (If married I I I
ber oem first and middls names snd husband' a last flaws sAst I RELATIONSHIP I AMOUNT I UPTlOM
_________________________________________________________________________ WITNESSED BT /See psrsfrsph t of Instruct ions)____________________________________________________________________SIGNED AT IDATE OF APPLICATION
_____________________________Boston, Mass.___| 25 Jan 1947
ADDRESS OF WITNESSV SIGNATURE OF APPLICANT (Do not print)
808 Commonwealth Ave. (?■
Boston , Mass.___________________________________________ // __________________________________________________________
PENALTY. The law providee that wheever makes any statement of a material fact, knowing it to be false, shall bs punished by • fine of not mote than S1000
THl CXRTIFICATt OR POLICY SHOULD Bt RJETURNID WITH THIS APPLICATION
U*F“" 9-358 Supersedes VA Form 358. April 1944. which may NOT De used.
Figure 14. VA Form 9-358 (Application for Conversion of National Service Life Insurance).
53
TM 14-600
policy, or as of any past premium-due date, will be effected by payment of the difference between the reserve on the new policy and the reserve on the old policy accompanying the request for conversion to the Veterans’ Administration. Payment of this amount by allotment is prohibited. The reserve figures will be obtained by written request to the Veterans’ Administration. (Table II, app. I, is a complete set of fractional reserve tables to be used solely as a guide, since in many cases the premium status and the effective date of the policy are only known by the Veterans’ Administration.) The premium will be determined as of the nearest age of the insured on the effective date of the new policy. If premiums are being paid by allotment an appropriate change in allotment will be executed. If premiums are being paid by direct remittance to the Veterans’ Administration, tender of the premium for the new policy will accompany the request for conversion.
65. Instructions for Calculation of Reserves and/or Differences in Reserves
a. Converted Policy to be Issued Effective as of Current Date. If the converted policy is to be issued effective as of a current date, the reserve on the five-year level-premium term insurance will be established as a credit on the insured’s premium account and may be taken into consideration in the first or any subsequent premium on the converted insurance. This reserve credit is determined as follows:
(1) Calculate the period in years and fractional parts thereof from the effective date of the five-year level-premium term insurance to the effective date of the converted insurance,
(2) refer to the five-year level-premium term fractional reserve value tables to ascertain the amount of the reserve per $1,000 for the duration of the insurance at the age at which it was originally issued, and
(3) multiply this amount by the number of thousands of dollars of insurance converted.
Example: $7,000 five-year level-premium term insurance issued at age 26 which has been in force for 2%2 years is being converted as of a current date. Reference to the five-year term table discloses that the reserve per $1,000 of insurance is $0.21, and this multiplied by $7,000 gives $1.47 as the amount of the reserve credit.
b. Converted Policy to be Issued Effective
29 May 47
as of Original Date. If the converted insurance policy is to be antedated to the original effective date of the 5-year level-premium term insurance, the reserve on the term insurance should be used as a credit against the reserve due on the converted insurance and only the difference in reserves remitted with the application for conversion. The difference in reserves is determined as follows:
(1) Calculate the period in years and fractional part thereof from the effective date of the 5-year level-premium term insurance to the due date of the first premium on the converted insurance,
(2) refer to the 5-year level-premium term insurance fractional reserve value tables to ascertain the amount of reserve per $1,000 for the duration of the insurance at the age at which it was originally issued,
(3) refer to the fractional reserve value tables for the converted insurance plan selected to ascertain the amount of reserve per $1,000 for the same period and at the same age.
(4) Subtract (2) and (3), and
(5) multiply this difference by the number of thousands of dollars of insurance converted.
Example: $5,000 5-year level-premium term insurance issued at age 30 which has been in force for 3%2 years is being converted to 20-Payment Life Insurance, the converted policy to be antedated to the original effective date. Reference to the 5-year term table discloses that the reserve per $1,000 of insurance at age 30 at the end of 3%2 years is $0.26. Reference to the 20-Payment Life Table discloses that the reserve per $1,000 of insurance at age 30 at the end of 3%2 years is $72.22. The difference in reserves ($72.22 minus $0.26) per $1,000 of insurance is $71.96, which multiplied by $5,000 gives $359.80 as the amount of reserve to be remitted with the application for conversion.
c. Converted Policy to be Issued Effective as of an Intermediate Premium Due Date. If the converted insurance policy is to be antedated to a premium due date which occurred between the original effective date of the term insurance and the due date of the first premium on the converted policy, the reserve on the term insurance should be used as a credit against the reserve due on the converted insurance and only the difference in reserves remitted with the application for conversion. The difference in reserves is determined as follows:
(1) Calculate the period in years and fractional parts thereof from the effective date of the 5-year
54
29 May 47
TM 14-600
level-premium term insurance to the due date of the first premium on the converted insurance,
(2) refer to the 5-year level-premium term insurance fractional reserve value tables to ascertain the amount of reserve per $1,000 for the duration of the insurance at the age at which it was originally issued,
(3) calculate the period in years and fractional parts thereof from the effective date selected for the converted insurance to the due date of the first premium on the converted insurance,
(4) refer to the fractional reserve value tables for the converted insurance plan selected to ascertain the amount of reserve per $1,000 for the age and period of antedation,
(5) subtract (2) from (4), and
(6) multiply this difference by the number of thousands of dollars of insurance converted.
Example: $3,000 5-year level-premium term insurance issued at age 35 which has been in force 4%2 years is being converted to 30-Payment Life Insurance, the converted policy to be antedated 5 months to permit issue at age 39. Reference to the 5-year term table discloses that the reserve per $1,000 insurance at age 35 at the end of 4%2 years is $0.14. Reference to the 30-Payment Life table discloses that the reserve per $1,000 of insurance at age 39 at the end of 5/12 years is $7.38. The difference in reserves ($7.38 minus $0.14) per $1,000 insurance is $7.24 which multiplied by $3,000 gives $21.72 as the amount of reserve to be remitted with the application.
66. Administration by United States Government
Converted policies, as well as term policies, will be administered by the United States Government, through the Veterans’ Administration, irrespective of the termination of the war. Termination of the war will not affect the terms or conditions of the insurance.
67. 'Conversion to Insurance in Commercial
Company
National Service Life Insurance can at no time be converted to or exchanged for insurance in any commercial company.
68. Conversion of Policy on Which Premiums Are Being Waived
A term policy on which premiums are being waived because of total disability can be converted to any permanent plan except endowments, as provided above, and premiums on the converted policy will continue to be waived so long as the insured remains totally disabled, provided waiver of premiums on the new policy shall not be effective prior to the date such policy change actually was made.
69. Automatic Conversion in Case of Total Disability
If an insured is shown by evidence satisfactory to the Administrator to be totally disabled at the expiration of the term period, under conditions which would entitle him to continued insurance protection but for such expiration, his term policy will be converted automatically to the Ordinary Life plan, unless the insured has elected insurance on some other available plan.
. **
70. Allotment Procedure
a. If the insured is on active duty, the old allotment shall be cancelled by submission of WD AGO Form 141 and a new allotment authorized on the same WD AGO Form 141 to cover the amount of the new premium on the converted insurance.
b. When and how to convert depends upon the individual’s particular financial program. In general, the soldier should delay conversion until he is discharged from the army and is financially readjusted to civilian life.
Section X. GUARANTEED VALUES
Note. All National Service Life Insurance policies except the term insurance contracts have cash, paid-up insurance, extended term and policy loan values after the insurance' has been in effect for one year and all due premiums have been paid.
71. Cash Value
All policies of National Service Life Insurance, ex- , cept those on a term plan, have a cash value after the end of the first policy year. This cash value is the reserve of the policy plus any accumulated dividends. Cash value for fractions of a year may be figured by taking y12 of the difference between the reserve at the end of the preceding year and the' reserve of the current year and adding it to the reserve of the preceding year for each month pre-
55
TM 14-600 29 May 47
miums have been due and paid. For example, the lotment, such allotment should be cancelled by use of reserve on a 20-Payment Life policy taken out at WD AGO Form 141. The full cash surrender value age 30 is $83.14 (per $1,000) at the end of the is available only if elected by the insured within the fourth policy year. At the end of the fifth year, it is 31-day grace period.
$105.74. The difference between these two values is
$22.60. One-twelfth of this amount is $1.88. There- 72. Paid-Up Insurance
fore, for each month that a premium is due and The insured may surrender his policy for paid-up inpaid during the fifth year, the cash value will be in- surance any time after the end of the first policy
creased by $1.88. Upon written request on Veterans’ year while the policy is in force under premium pay-
Administration Form 1546, figure 15, and upon com- ing conditions. Paid-up insurance will be issued for
plete surrender of the policy with all claims there- such an amount as the cash value, less indebtedness,
under, the National Service Life Insurance fund will will purchase when applied as a single premium at
pay to the insured the cash value of the policy less the attained age of the insured. Paid-up insurance
any indebtedness. If premiums are being paid by al- may be elected only within the 31-day grace period.
■.......... 1'■■■ ■ ■■ ■ ।
V A FORM « Iter. Oct IMS •
VETERANS ADMINISTRATION
APPLICATION FOR CASH SURRENDER VALUE OF NATIONAL
SERVICE LIFE INSURANCE
T. Name of insured. —number.
FV-......48 232____
James...W-.....Baibcpck......v_ 122 487/
3. Address to which check is to be mailed. 4^Amount of original policy.
579 Sea St., S. Boston 56, Moss. $ 5,000.00
I hereby surrender my policy, V- ..1.2.2.4 87 .. , wjth all claims thereunder, for the purpose of
obtaining the cash surrender value, such surrender to be effective in accordance with the rules and regulations of the Veterans Administration, ahd I direct that the proceeds be applied as indicated by cross (x) mark below. ?
1. To purchase paid-up insurance. 2. To be paid to me in cash. J x |
........Jonuory 1946 ..____________ (Date).......................................................................................rf (Signature of insured)
The above application must be signed by the insured without alteration or erasure.
CERTIFICATE^fiWB^
I do hereby certify that I am the insured named in the above^gjified policy and that the statements contained in this application for cash surrender value are true andH^Hide with full knowledge of the penalties imposed by law for making a false statement as to a materialthis connection.
Signed on this.25_____day of____.................19.4.5.
fj (Signature of insured)
THE ORIGINAL POLICY MUST BE RETURNED WITH THIS APPLICATION TO THE VETERANS ADMINISTRATION, WASHINGTON, D. C.
U S. GOVERNMENT PRINTING OFFICE : 1946-0-705342—337
Figure 15. VA Form 1546 (Application for Cash Surrender Value of National Service Life Insurance).
56 C
29 May 47
73. Extended Insurance
At any time after the expiration of the first policy year and upon default in the payment of a premium within the grace period, if a National Service Life Insurance policy on any plan other than the 5-year level-premium term plan has not been surrendered for cash or for paid-up insurance, the policy shall be extended automatically as term insurance for an amount of insurance equal to the face value of the policy, less any indebtedness for such time from the due date of the premium in default as the cash value, less any indebtedness, will purchase when applied as a net single premium at the attained age of the insured. If the insured dies during the extended insurance period, the full face amount of the policy will be paid to the beneficiary. If the insured dies after the termination of the extended insurance period, nothing will be paid. If the insured becomes totally disabled while the insurance is in force on the extended basis, the insurance will terminate with the expiration of the extended insurance period. Extended insurance has a cash value but not a loan value.
74. Policy Loans
National Service Life Insurance policies other than term insurance policies have a cash loan value after the end of the first year. At any time after the expiration of the first year and before a default in payment of any due premium, the insured may borrow any amount not to exceed 94 percent of the cash value, under the following conditions :
a. Policy Loan Agreement (Veterans’ Administration Form 9-1547) will be used. (See fig. 16.)
b. On and after 1 August 1946, the interest on all policy loans then outstanding or thereafter granted will be at the rate of 4 percent per annum payable on the yearly anniversary of the date of the loan. The loan may be repaid in full or in part by payment of $5.00 or any multiples thereof, at any time. When premiums are paid by allotment, the allotment may not be increased to cover payments of interest or principal of the loan. Any unearned interest on the amount repaid will be returned to the insured. Failure to pay either the amount of the loan or the interest thereon shall not void the policy unless the total indebtedness shall equal or exceed the cash value thereof.
TM 14-600
Section XL CHANGE OF PERMANENT t PLAN OF INSURANCE
75. To a Policy at Higher Premium Rate or Reserve
a. Any permanent plan of insurance may be exchanged for any other higher-premium payment plan authorized under the National Service Life Insurance Act upon written application on Veterans’ Administration Insurance Form 1550, figure 17, while the policy is in force on a premium-paying basis, except that a permanent plan of insurance cannot be changed to any other plan in case the insured is totally disabled.
b. The new policy will be in multiples of $500 and not less than $1,000, and will bear the same effective date as the old.
c. Premium will be determined as of the same age as the old policy.
d. No medical examination or other evidence of good health will be required, except when deemed necessary to determine whether the insured is totally disabled.
e. The difference between the reserve of the new policy and the reserve at the old policy will be paid by direct remittance to the Veterans’ Administration by check, draft, or money order at the time of the change. Information concerning the amount due will be obtained by written request to the Veterans’ Administration. Payment of such amount due may not be made by allotment of pay.
f. The policy to be exchanged, with all rights and claims thereunder, will be surrendered to the Veterans’ Administration.
g. When premiums are being paid by allotment,' appropriate provision will be made for change in allotment as provided in AR 35-5520.
76. To a Policy at Lower Premium Rate or
Reserve
a. Any permanent plan of insurance may be exchanged within 5 years from its effective date for any other lower premium plan authorized under National Service Life Insurance (except 5-year levelpremium term) upon written application on Veterans’ Administration Insurance Form 1549, figure 18, while the policy is in force on a premium-paying basis.
57
TM 14-600
29 May 47
58
VETERANS ADMINISTRATION
NATIONAL SERVICE LIFE INSURANCE
POLICY LOAN AGREEMENT
THIS AGREEMENT WILL NOT BE ACCEPTED WITH ANY ERASURES OR ALTERATIONS
25 JAN UA R Y_____________„ /9.4G.
IN CONSIDERATION OF A LOAN IN THE AMOUNT OF
Two-hundred and no one-hundred dollars dollars (S 200.00 ),
(Not* carefully Instruction 4 on reverse side hereof)
receipt of which «um is hereby acknowledged a* an indebtedness against policy number V— . issued by the United States
of America on the life of .A? be f t FrO n C.l «... C.0 h IJ.I............................................ J
or any proceeds therefrom, I hereby assign to the United States as sole security for said loan and interest thereon, all right, title, and interest in and to said policy or any proceeds therefrom; and I hereby promise to repay said Ioan with interest in accordance with the provisions of said policy.
and as hereinafter provided. /
The interest on said loan shall be at the rate of five per centum per annum, payable annually on the anniversary of the loan or at the time of any prior settlement If the interest on this indebtedness is due and unpaid on the anniversary date of the loan, no default having been made in payment of premium, such interest shall be added to and become a part of the indebtedness evidenced by this loan agreement and shall bear interest in the same manner. Failure to pay such loan or to pay interest thereon shall not avoid the policy unless the total indebtedness shall equal or exceed the cash value of the policy without indebtedness: Provided, however. That when the amount of the indebtedness shall equal or exceed the cash value of the policy without indebtedness the insurance under the policy shall immediately cease and terminate.
The amount of this loan or any unpaid balance thereon and accrued interest shall be deducted from any amount payable under the said policy.
At any time before default in payment of premiums, this indebtedness may be repaid in full or in amounts of five dollars ($5.00) or any >
multiple thereof.
It is further agreed that the application for the said loan was made to the United States of America through the Veterans Administration in c
the city of Washington, District of Columbia, that said application for loan was accepted, the money paid, and this agreement executed and delivered in said District of Columbia; that all payments herein are due and payable to the Treasurer of the United States at the Veterans Administration in the city of Washington, District of Columbia. This loan agreement is executed in accordance with the conditions of the policy of insurance granted under and subject to the provisions of the National Service Life Insurance Act of 1940, and amendments thereto. . r,
(Signature of insured)........................................................[L. S.j
(Firit name) (Middle name) (Last name)
_ , ,, 99 Euclid St. Pierre, North Dakota
(Street and number) (City. town, or post office) (Zone) (State)
Addr^. to which ch«k >, to be n-Jed.HoCorso n.,................Helena..,.Montana..........................
(Street and number) (Chy. town, or post office) (Zone) (,':Ui*)
* CERTIFICATE
I do hereby certify that I am the insured named in the above-identified policy and that the statements contained in this policy loan agreement are true and are made with full knowledge of the penalties imposed by law for making a false statement as to a material fact in this connection.
Signed on this............ day of.'■
* (Signature of insured)
TO AVOID DELAY IN GRANTING LOAN, PLEASE FOLLOW INSTRUCTIONS PRINTED ON THE REVERSE SIDE HERE6F
ritiiu 9-1547 U-4MU4 ’
PLEASE FOLLOW THESE INSTRUCTIONS PRINTED ON REVERSE SIDE OF THIS FORM
I. THIS AGREEMENT WILL NOT BE ACCEPTED WITH ANY ERASURES OR ALTERATIONS.
2. THE NAME OF THE INSURED IN FULL MUST BE SIGNED ON LOAN AGREEMENT WITH INK OR INDELIBLE PENCIL .
INITIALS WILL NOT BE ACCEPTED. THE REQUIRED CERTIFICATE AT THE BOTTON OF THE LOAN AGREEMENT MUST ALSO BE SIGNED WITH INK OR INDELIBLE PENCIL. INITIALS AND LAST NAME IN FULL
WILL BE ACCEPTED.
3. IN MAKING APPLICATION FOR FIRST LOAN, THE CERTIFICATE OR POLICY BEARING V-NUMBER MUST BE FORWARDED TO THE VETERANS ADMINISTRATION WITH THE LOAN AGREEMENT FOR ENDORSEMENT BEFORE THE LOAN MAY BE GRANTED. CERTIFICATE OR POLICY BEARING V-NUMBER WILL NOT BE REQUIRED FOR REENDORSEMENT WHEN SECOND OR SUBSEQUENT LOANS ARE DESIRED.
4. IF A SECOND OR SUBSEQUENT LOAN IS DESIRED, THE AMOUNT SPECIFIED IN THE LOAN AGREEMENT MUST INCLUDE THE PREVIOUS LOAN AND ACCRUED INTEREST, ANY PREMIUM DUE AND UNPAID, PLUS THE AMOUNT YOU DESIRE PAID TO YOU. IF PREFERRED, THE SPACE FOR THE AMOUNT OF THE LOAN ON THE LOAN AGREEMENT MAY BE LEFT BLANK ANO A STATEMENT MADE IN AN ACCOMPANYING LETTER . AS TO THE AMOUNT OF CHECK DESIRED.
5. THE LOAN AGREEMENT, TOGETHER WITH CERTIFICATE OR POLICY, IF REQUIRED, WILL BE MAILED TO THE BRANCH OFFICE OF THE VETERANS ADMINISTRATION AT WHICH YOUR PREMIUM ACCOUNT IS MAINTAINED. IF YOU HAVE NOT BEEN INFORMED OF THE TRANSFER OF YOUR INSURANCE RECORDS TO A BRANCH OFFICE OF THE VETERANS ADMINISTRATION, THE LOAN AGREEMENT, TOGETHER WITH CERTIFICATE OR POLICY BEARING V-NUMBER, IF REQUIRED, WILL BE MAILED TO THE VETERANS ADMINISTRATION, WASHINGTON 25, D. C.
Figure 16. VA Form 9-1547 (Policy Loan Agreement).
29 May 47
TM 14-600
APPUCATIONFORCHANGE OF NATIONAL SERVICE LIFE INSURANCE FROM
This form may be used to change a_ny permanent plan policy to another permanent plan policy with a higher premium rate.
(Read inetructione on reverie aide before completing thie form) USB INK OR TYPR
Name of Insured
_________Eloyd Rfittct Miller____________ v- 92 062__________________
(First) (Middle) (Leet name)_______(Pwlicy to be chanced )
Home address 1335-K Street NW.__________________________Washington 4, p, c,______________________
(Number and street er rural route) (City. town, or poet office) (Zone) (State)
I hereby surrender my policy, V~ 92 062__________________f in the amount of $ 10* 000 , with all claims
thereunder, for the purpose of changing the plan from 30 Pay Life to 20 Pay Life________________________________
(Present plan) (Plan now desired)
such surrender to be effective in accordance with the rules and regulations of the. Veterans Administration. As a condition to such change in plan I certify that I am not totally disabled.
Unless otherwise specified, the beneficiary or beneficiaries under the new policy will remain the same as under the old policy.
1. I enclose herewith remittance payable to the Treasurer of the United States by (check, moony order, draft) in the amount of {—302. ZO__________, in payment of the first premium on the new policy of insurance and
the difference between the reserve on the new policy and the reserve on the amount of insurance on the old policy surrendered for exchange.
•2. I will pay future premiums on the new policy of insurance in the manner indicated (check one).
□ Monthly □ Quarterly □ Semiannually R| Annually.
*3. I have registered an allotment of pay, commencing with the month of ________________________, 19____,
in the amount of ?--------------in payment of the monthly premiums as they become due on the new
policy of insurance.
Signed at Washington, D, C.__on this, the l5*h day of February 11.9 46
Signature '1^, of witness_____{.t.
Signature of insu
3 408 902 (Serial number)
S/Sgt 108th Inf Bn
Address 857 Von Buren Street N.W. (Number and rtreet)
__________Washington 12 , D. C,
• (City. town, or poet office and State)
The completed application,| >*,. '' 1 ... . /HB*? to th* na / .im’flif.-.'.
tion, Waahington 25, D. C. DISREGARD THESE INSTRUCTIONS
SPECIFIC INSTRUCTIONS, AMENDED, PRINTED ON REVERSE SIDE OF FORM.
(I) If the insured is not totally disabled, National Service Life Insurance may be exchanged for a policy of the same or less amount, in multiples of $500 but not less than $1,000, bearing the same effective date and based on the same age, on any plan of insurance issued by the Veterans Administration under the National Service Life Insurance Act of 1940, as amended, at a higher rate of premium upon payment by the insured of the difference between the reserve on the new policy and the reserve on the amount of insurance on the old policy surrendered for exchange. Such exchange will be made at anytime without medical examination except when deemed necessary to determine whether the insured is totally disabled and upon application and the complete surrender of the policy while in force by the payment of premiums.
(2) Unless premiums are paid on the old policy through the month in which the application for change is submitted, an amount sufficient to cover at least the first monthly premium due on the new policy should be included in the remittance tendered with the application, in order to insure continuous protection
(3) The signature of the insured must be In ink and witnessed by a responsible and disinterested person.
(4) If the insured is in the active military or naval service and is paying premiums on his insurance by allotment of service pay, he should discontinue the old authorization for allotment of his service pay in payment of premiums and simultaneously authorize a new allotment of pay for the amount of the monthly premium on the new plan and amount of insurance selected, in accordance with the allotment regulations of the Service Department.
(5) Where the request is made for a change from a higher premium plan to a lower premium plan Form 1549 which requires a complete report of physical examination must be used.
Figure 17. VA Form 1550 (Application for Change of One Permament Plan of Insurance to Another Permanent Elan at Higher Premium Rate).
59
\
TM 14-600 29 May 47
-------------------------------------------------------------------------------------------------------------- vrriRANi admtnktbatiom iMunuu* Form IMP APPLICATION FOR CHANGE OF NATIONAL SERVICE LIFE INSURANCE FROM
(o) TWENTY-PA'^ffilB!J']||^WRJB^^^!JSW3MBfclARY LIFE POLICY ~ ,
I me v_______502 !£3---------------------------------------
JJ'JS.'KSS.’SL’iXX ___________Sidney Cody Brown__________________________________________________
। — ... .----- ------------------------------------------------------ v 4 201 362
1. ll»vt you »v«r applied to th. V.tereni Adt (Polley to be rbaased) 1
...N.Q.. M ...No. _14_______Shore Rood Summit_____________________________1.5______N, .J. __________________________________
-No" to W.h qumlioo.) If answer to 7wi»b»r)’ (Street ar rural route) (County, eily. Iowa, or pert oflte.) (ton.) (State)
....................rOJ __________________________________________________________________.________—___________________________________
5 e ».«,.H-n-urewre J hereby ,urrcnder my policy, V__________________________________4 2OI_362____ In the amount of »_5Q£0--------
□ application ... . rlUUC III II
>■ x lowfw to y-u know, tere your r>4rsnu.te with all claims thereunder, for the purpose of changing the plan from .T*f®0.tX...!79.y.P.^.0.L...k.l.!.?.....
L) .a, of tbe following (an to .Q.f.d.l.O.Q J. V... Lif 9...........................................such surrender to be effective in accordance with the rulea
S’ g s (Pteo now dorlred)
jx (,> M°X”«Tr™Yto" io anyrt tte sbore and regulations of the Veterans Administration. As a condition to such change in plan I submit herewith
q __________________Statement of Applicant and Medical Examiner’s Report as a part of this application.
- ... ■ -------:---—I desire to pay premiums on the new policy on the.....................A.O.J?.U.Q.I.........mode of^remium payment. J
a syphilis ..N.Q.. consum I direct that any credit resulting from the difference in the reserve values of tbe two policies be applied
P DIABETES ...No fits of! as indicated by cross (X) mark below f-
< or intestines ..NO.. x j To pay futuje premiums. I X I 2. To be paid to me in cash. !
(b) Bare you within lbs last S years had i t . -J (Applies only where policy ha. been lo L—■■ J
H Nn fores oos year or longer)
= APPENDICITIS .A’.y.- ARTE
* pleurisy othei Unless otherwise specified, the beneficiary or beneficiaries under the Dew policy will remain the same
2 >nnH .N.Q.. tumor J aa under the old policy.
! ^.._25....J.gnuory._....I9.4.6. ______________________________
CO Nd .z.ra.re-n N (Date) f (Signature of loeured)
p BONES ..W.y.... JOINTS ...'V U ..
g f'niVp!)in The following certificate must be completely executed ov r the signature and official (impression) seal ■
Z of a Notary Public or an official authorized by law to take acknowledgments.
* °r_____________________________.1
| CoDNTT o,.„S.u.ffe.Lk...................................................J’*'
(b) Do you u» habll-fcrmlng drugs! ..IT.’
< .................. On this the ________________.?.5.................day of.19.^®, before me, a
. (s) n.ro you srer been treated for tooohol
J (if sBsvtr 1s la tbs afnrmatire. giv |or sajj counfy State, personally appeared................................$.1.4.1?.?.X Q.9..4.X....®.r.9.Y,.D.
y •• ................... Io me knOWn to be the person who executed the foregoing application as the insured under the policy described
i । । ••■'•'i '•..i above, and acknowledged the execution thereof as his own free act and deed.
O 7. Olsa all IIIimsm within ths test 3 yeare lot: _
y ________..... My commission expires .....7. “.L?_Z.^.Z__________________________________________________ _____________________________________
(Signature of notary dt oOctr with Mall -■
2 (a) Bare you cocsulted a physician during
g ........................... -WU
g a Tim. tort frere your oreupatloo through U [pLACB SEAL HEBE) E ‘
0 8. To your knowledge have you gay dlsasae, ■ £
d .........Movement of !
IO. Da yao undcreUnd that the Oovorormot ------------------------------------------------------------------------— ■ ■ ■ — ------------------------------
........................ THE COMPLETED APPLICATION, WITH THE POUCY, MUST BE MAILED OR DELIVERED TO THE VETERANS ADMINIS-I cona-nl that any physican or wirreon a TBAT1ON, WASHINGTON 15, D. G »a—stlsT-a
entanlsalfon to whleh I have applied for losuran Admlnirtralioo or la any suit against th. Unite my^____________________________________________________ ■ . * ■■■ »— r-'.i - i 1 .
I HAVE READ ALL OF THE FOREGOING ANSWERS AND SAME ARE TRUE TO MY OWN KNOWLEDGE. SJfnwd by opplfcwrt 1st rfta prasanca <4 tba axamMitf physlctao ost this day ol .
MEDICAL EXAMINER'S REPORT
Rstonteattoa may bamwtoby wvftealoflterrs!a aetfrestovle. with tbe Army, Navy. Marine Corps. Coast Guard, or phyMrfane of the IT. S Public Heelth flrerkrt eanmlSu^i may\toobr med. by physictans of tbe V.terens AdralalsHatlon at a Rottlonai Offloe or Facility or by physical designated by tbe Veterans Admnlstrotion for th. purport o» rnsklng such esarolnatlons, and who are not related lo th. applicant by blood or marriago. associated with him In business or pecuniarily Interested la Um ismianre of th. policy. This .semination report must not be divulged to tbe applicant
1L Are you related to applicant by btood or marrtego! IS. Bow weU and how tong bare you known bins! 18. By what means are you artlsfled with bls Identity!
No Not....known to me..............................................Scar onjett shoufdet
' ..~‘'"~[0n aboTr*)"***'*** " (Give some mark of Identification I
14. Hare you orer~treated tbe applicant tor any distort or tn)uryf ...N..Q... If so. give dates and diagnosis--—- ....
u. u.vuure_. ,, I 10- n I ir. .4.0...i, rwg ... I la.
5 n l.l tn. I________rest off ,... JPV. lbs I___[Mrrtlon in ; forced inspiration 'V . In. I ....Ov In.
THE APPLICANT MUST BE STRIPPED FOR REMAINDER OF EXAMINATION______________________________________________
Figure 18. VA Form 1549 (Application for Change of One Permanent Plan of Insurance to Another Permanent Plan at a Lower Premium Rate).
b. The new policy will be in multiples of $500, e. On policies in force less than 12 months, the and not less than $1,000, and will bear the same difference in reserves of the old and new policies,
effective date as the old policy. less any indebtedness, will be applied to the pay-
c. Premiums will be determined as of the same age ment of future premiums and will not be subject to
as the old policy. withdrawal by the insured.
d. The insured will furnish evidence of good f. On policies which have been in force more than health satisfactory to the Administrator. 12 months, the difference in reserves of the old
60
29 May 47
TM 14-600
and new policies, less any indebtedness, may be withdrawn in cash by the insured, or may be applied toward the payment of future premiums, at his discretion.
g. The policy to be exchanged, with all rights and claims thereunder, will be surrendered to the Veterans’ Administration.
h. When premiums are being paid by allotment appropriate provision will be made for change in allotment as provided in AR 35-5520.
Section XII. LAPSE
77. General Provisions
Failure to pay any premium when due or within the grace period will cause the insurance to lapse. However, so long as the insured is in active service the insurance will not lapse while the allotment is continued in effect. The insurance will lapse:
a. When the insured, having elected to pay premiums other than by allotment, fails to make direct payment prior to the expiration of the grace period (31 days).
b. When the insured requests in writing that all or any part of his insurance then in force be cancelled, and accordingly discontinues or reduces his allotment or otherwise discontinues the tender of premiums, the insurance or the portion thereof so discontinued will lapse.
c. When an allotment for payment of premiums has been discontinued, either voluntarily or involuntarily, and the premium has not been otherwise paid prior to the expiration of the grace period.
78. Special Information to be Furnished Upon
Involuntary Discontinuance of Allotment
Whenever allotments for insurance have been involuntarily discontinued (AWOL or under conditions stated in AR 35-5520) persons concerned will be informed as soon as possible thereafter of such discontinuance, the effect on their insurance status, and whether or not the allotment may be reestablished. Appropriate procedure to reestablish the allotment or otherwise continue (or reinstate if necessary) the insurance is explained in paragraph 79 below. See TM 12-230A for service record entry.
79. Procedure to Reestablish the Allotment or Otherwise Continue (or Reinstate, if Necessary) Insurance
a. If the insurance allotment was discontinued, whether voluntarily or involuntarily, and not more than 60 days have elapsed since effective date of discontinuance, insurance can ordinarily be continued in force as set forth below (except in case of forfeiture, par. 12) :
(1) A new allotment may be authorized as outlined in AR 35-5520. (As set forth in AR 35-5520, no insurance allotment may be made by a person in confinement awaiting trial by general or special court martial. Under such circumstances premiums may be paid by direct remittance only.)
(2) The current premium and the premium in default, if any, may be paid by direct remittance to the Veterans’ Administration, New York Branch of Central Office, New York 13, New York.
b. If the insurance allotment was discontinued, whether voluntarily or involuntarily and more than 60 days have elapsed since effective date of discontinuance, insurance will ordinarily have lapsed, and may be reinstated (except in case of forfeiture, par. 12).
Section XIII. REINSTATEMENT
80. Term Insurance
a. Any 5-year level-premium term policy which has lapsed (including insurance extended for the additional 3-year period) may be reinstated at any time within the term period, upon written application and the payment of 2 monthly premiums (no interest) and the submission of evidence of good health satisfactory to the Administrator of Veterans’ Affairs.
b. Usually, a comparative health statement over the applicant’s signature providing the necessary information showing him to be in as good health as he was on the due date of the premium in default will be accepted as sufficient evidence if application for reinstatement is made within 3 months after the date of lapse or on or before 31 December 1947 whichever is the later. Veterans’ Administration Form 9-353a, figure 19, will be executed in triplicate. The
61
TM 14-600
29 May 47
APPLICATION FOR REINSTATEMENT (NONMEDICAL) National Sarrica Ufa Inraranca FIVE-YEAR LEVEL PREMIUM TERM PLAN AND TOTAL DISABILITY INCOME PROVISION (This form not to be used in connection with permanent plans of insurance) DO NOT WRITE IN THIS SPACE
Use this form of application for reinstatement of lapsed level premium term Insurance I! physical examination Is not required at time of application for reinstatement. Please type or use ink.
1. First name—Middle name—Last name Ralph Lee Atkins X Policy Noe. (1/ known)
3. Permanent mailing address (Strut and number or rural route, city or P, 0., zone number, and State) 97 Oak Street. Rose Hill, Virginia 4 w- 53 406 N-
4. Branch of service (Check one) [3 Army Navy i—| Marine 1—1 Coast 1 1 Corps 1 1 Guard 5. Service Serial No. 22 102 406 £ 11? !•! ii]
6. Amount of Insurance to be reinstated , 5,000.00 Premium , 3.60 Due date of premium in default 2 Dec 1946 * thb application » 7.20
7. Amount of total disability Income provision to be reinstated 3 Premium $ Due date of premium in default Amount tendered with thia application $
Total Pbemium » 3.60 Total Amount Tbndxbkd » 7.20
I hereby apply for reinstatement ment of this insurance, I certify belief. COMPARATIVE HEALTH STATEMENT of my National Service Life Insurance in the amount stated above. As a condition to the reinstate-that the answers to the following questions are complete and true to the best of my knowledge and
8. Are you now in as good health as you were on the due date of the first premium in default? XYes □ No 9. Have you been ill, or suffered or contracted any disease, injury, or Infirmity, or been prevented by reason thereof from attending your usual occupation, or consulted a physician, surgeon, or other practitioner for medical advice or treatment at home, hospital, or elsewhere, in regard to your health, since lapse of this Insurance? □ Yes (If “yes;” give all dates and full particulars below.)
10. Have you ever applied for disability compensation, retirement pay, pension or waiver of insurance premiums? □ Yes XN° (II "yes,” give Claim No. below.) C-No. Illness, disease, or injury. (Include names and addresses of all practitioners and, if available, attach to this application a certificate of the practitioner or hospital where treated, with diagnosis, prognosis, and treatment.)
I understand that: (a) this application must be accompanied or preceded by the tender of at least two monthly premiums (no interest) on the amount of insurance to be reinstated, one premium for the month of lapse (grace period), and one premium for the premium month in which application is mailed or otherwise delivered to the Veterans Administration; (6) the Veterans Administration may require a report of physical examination in connection with this application if deemed necessary; (c) this form must be fully completed and signed by me and mailed or otherwise delivered to the Veterans Administration immediately after execution; (d) premiums must be paid each month as they become due while this application is receiving consideration in order to prevent a subsequent lapse of insurance; (e) Armed Forces Leave Bonds if used in payment of premiums required for reinstatement or advance premiums, must be assigned to the Veterans Administration; (/) checks, money orders, and postal notes should be drawn payable to the Treasurer of the United States and mailed to the Collections Unit, Veterans Administration office where my insurance records are maintained.
PENALTY.—“Any person who shall knowingly make or cause to be made, or conspire, combine, aid, or assist In, agree to, arrange for, or in anywise procure the making or presentation of a false or fraudulent affidavit, declaration, certificate, statement, voucher, or paper, or writing purporting to be such, concerning any application for insurance or reinstatement thereof, waiver of premiums or claim for benefits under National Service Life Insurance for himself or any other person, shall, upon conviction thereof be punished by a fine of not more than $1,000 or Imprisonment for not more than 1 year, or by both such fine and imprisonment.” (Section 615 of the National Service Life Insurance Act of 1940.) Signed at Camp Beale, Cal. Date of application 7 Feb 1947
Signature of applicant (Do not print)
14—50784-1 u. covuKiurr niariaa orricx
VA FORM n QEQo Replaces Insurance Form 353a 0 EC 1141 which may be used.
Figure 19. VA Form 9-535a (Application for Reinstatement 5-Y ear Level-Premium Term Insurance (NONMED I CAL)).
62
29 May 47 TM 14-600
' l I
Every gucition must aniwered. Pletmo type or ** I
Examination my >■■■■*■ »■■'< ■» ■ '■ ■■■ 1 ■ ■■ ■■■ ■■■■■ ■ ————1 ..... —w^—n ■■ ■ —————y
Navy. Marine Cot 9 for those on tit let salaried physician
STATEMENT OF APPLICANT SZS %Z I
3. Have you ever tr The purpose ®f the questions contained In STATEMENT OF APPLICANT ia to any deception or false statement either by Inference, omission, or otherwise may result
□ secure complete information regarding the condition of the applicant's health. AB in cancellation of the insurance or In the refusal to pay a claim on the policy. In cither
y I diseases, injuries, abnormalities, deformities, infirmities, or the results thereof in Im- ease, the premiums are not returnable. The law provides that whoever makes any
a—---—___________ pairment of bodily functions must be staled and fully described. Statements made by_statement of a material fact knowing it to be false shall be yunished by a fine of not
< Height (In shoes) the applicant in thisa|| • - ■ i —^sm—
"Ft. It 1. Have you ever apj
’ . the following?
Check (/) appro ____________________ a
abnormality must A
REMARKS settle ■■■ ■ ■ ................ ■ ■■ ■ ■—!■—■■■ ■■ ■ ■ ■■■■■ ■ —■■■■■ r « |' '■ ■■ ■» ■ ■■ ■■■■■.■ ■
Disability com pensa I DO NOT WRITE IN THIS SPACE
8-E^ APPLICATION FOR REINSTATEMENT
Hm any appllcat (MEDICAL)
S. Ban Insurance ever be NATIONAL SERVICE LIFE INSURANCE gglPH m
from the one appl - .SCy ■
io~ Heart (if any ml 2b- Has any applies FIVE-YEAR LEVEL PREMIUM TERM PLAN AND TOTAL DISABILITY INCOME fenced by dyspnt debility 1x506013 (This form not to be used in connection with permanent plans of insurance^®
describe fully belou cllneUf------ -------------------------------------------------------------------------------------------------
3. Insofar as you kno
ll* J51o??J?rcssure ( Use this form of application for reinstatement of lapsed level premium term insurance if physical
examination ts required at time of application tor reinstatement. Please type or use ink.
Tuberculosis ......, ----------------- --------------------------- — , ■ ■■ ..■ ........■■■■■?—■ , , . ■
12. Pulse rate 1. First name—Middle name—Last name 2. Policy numbers (if known)
Diabetes
4. Have you ever had ----------- ------... ____________________________________________________________________ FN-
13. Blood vessels 3. Permanent mailing address (Street and number or rural route, city or P. O., tone number and State)
N-
Surcicnt operation ................ ■ ■ — . ■ —■ - ------------------------------------------- FH-
14. Abdominal wall — 4. Branch of service (Check one) 5. Service Serial No.
Accident or injury <—. ।—> ।—. Marine |—| Coast H-
13. Urlnaiysb (Mic Sa. Have y»u ever ba U..Arm7___________U N,lvy ___________U _________________H °'13rd________________________________________________________________
tnimin is present A. Amount of insurance to be reinstated Premium Due date of premium in default Amount tendered with this application
mrinary disease.)
10. Female organs—1 Syphilis
Tuberculosis 1__________________________________»_____________________________________________________________«____________________________
Give full details oi 7. Amount of total disability income provi- Premium Due date of premium tn default Amount tendered with this application
sion to be reinstated
Nervous or mental c
17. Skin and lympba $ $ $
.... Rheumatism or rhet Total Prsmivm Total Amount TKNDKsro
—— == fggilltfc__________________________________________________________________________________________
. eiblr. in slender J. Y? w"!*-- - * " J" '1S'
J '£.11. Full histur f-b. ILr.e y<,u within
20. Liver, gastro-inte ' YeTiSNfL • U 'F?' •£'
AppendHtH
21. Musculo-skcletal _ArtJ*r:ti-» __ . • . .. '■ '
” l'^ii______ I understand t®?'i.
Varicose veins '■ A-I
tz Endocrine glands Sc.J.^ave you witiun («) This appUc^io^mus^T^accompaniei^^preceae^D^tE^tende^^a least two monthly
21 Brain and nerw premiums (no interest) on the amount of insurance to be reinstated, one premium for the month
JSwtotfa«OTl,on?' Heart of lapse (grace period) and one premium for the premium month in which this application is
'■ Blood vessels mailed or otherwise delivered to the Veterans Administration:
24. Blood test (Requir -------------
to nyhuu tuisiM (J) premiums must be paid each month as they become due while this application is receiving
25. Detonnitiesandd consideration, in order to prevent a subsequent lapse of insurance;
(Except as noted
Name oi applicant (c) Armed Forces Leave Bonds, if used to pay premiums for reinstatement or advance premiums,
&. oive aii riiuesses must be assigned to the Veterans Administration;
~ ___ physicians who ti
Name or aiaminiug p checks, money orders, and postal notes should be drawn payable to the Treasurer of the United
_______________ States and mailed to the Collections Unit, Veterans Administration Office where my insurance
Addrc» or pbysici records are maintained;
penalty.—The ■> («) information giving name and address of examining physician should accompany my remittance
___________2Z1 ueJted to?"icoi>’! if tendered separately. Use Form 352a, if available.
I consent that in _____________ to which 1 have applie the foregoing answers an Witnessed by (i
If remittance was tendered separately^ to what VA office was it forwarded?
Signed at Date of application
PEN ALTY .“ Any person who shall knowingly make or cmm to be made, or conspire, combine, aid, or assist in, agree to, arrange for, or in any wtee procure the making or presentation of a false or fraudulent affidavit, declaration, certificate, statement,---"■ ■■■ " 1 ■■■■—..■ ■- - -...
voucher, or paper, or writing purporting to be such, concerning any application for Signature of applicant (do not print) insurance or reinstatement thereof, waiver of premiums or claim for benefits under National Service Life insurance for himself or any other person, shall, open conviction thereof be punished by a fine of not more than $1,000 or impriaomnent for not more than 1 year, or by both such fine and imprisonment." (Section 615 of the National Service Life Insurance Act of 1940.)
9-352 h Supersedes Insurance Form 352b which may not be used. i»—soset-X
Figure 20. VA Form 9-352b (Application for Reinstatement 5-Year Level-Premium Term Insurance (WITH A PHYSICAL EXAMINATION)).
-1.
63
TM 14-600
29 May 47
original will be forwarded to the appropriate office of the Veterans’ Administration, as follows:
(1) If premiums on the insurance are to be paid by allotment and if the insurance number (policy number) is available for entry on the application for reinstatement, the original will be forwarded to the Veterans’ Administration, New York Branch of Central Office, 80 Lafayette Street, New York 13, New York.
(2) If premiums on the insurance are to be paid by allotment and the insurance number (policy number) is not available for entry on the application for reinstatement, the original will be forwarded to the Veterans’ Administration, Washington 25, D. C.
(3) If premiums on the insurance are to be paid by direct remittance, the original will be forwarded to the Branch Office of the Veterans’ Administration having jurisdiction, depending on the permanent residence of the insured. (See app. Ill for a list of the various branch offices, their addresses, and the area over which each has jurisdiction.)
One copy of the application will be retained with
the service record in the case of enlisted personnel, as provided in TM 12-230A. In the case of an officer it will be forwarded with appropriate letter of transmittal. identifying the copy to The Adjutant General, Attention: Personnel Information Branch (SPXPI-O), Washington 25, D. C., for insertion in the 201 file. A copy will be given to the applicant who will be advised to forward it to the beneficiary or other designated person for safekeeping.
c. Any level-premium term policy may be reinstated after the expiration of the applicable period in b above, provided applicant is in good health on the date of application and tender of premiums, and furnishes evidence thereof satisfactory to the Administrator of Veterans’ Affairs (a complete physical examination). Veterans’ Administration Form 9-352&, figure 20, will be executed in triplicate and copies distributed as outlined in b above with respect to VA Form 9—353a. Veterans’ Administration Form 9-352a, figure 21, should be forwarded to the Veterans’ Administration on or before the date of the physical examination required for reinstatement.
SUPPLEMENT TO APPLICATION FOR REINSTATEMENT
NATIONAL SERVICE LIFE INSURANCE
IMPORTANT
On or before the day of the physical examination the applicant must mail or otherwise deliver to the Veterans Administration, a remittance sufficient to cover the amount required to reinstate the insurance as explained on last page of Application Form for Reinstatement (Form 3o2 Rev. Jan. 1945 or 352 B).
Insurance number Name in Full............John___________________Frank.................Ron.d.._...... N-...................
(Print or typf) (First) (Middle) (La«tl , 98 2 341
There is enclosed a_____Money........Order............... payable to the Treasurer of the U"ited States
(Check, draft, or money order)
in the amount of .3.4.25_________________
nc 1 >-» (was ]
On_____________-.January..........................19.4.».., I | d :n ] L j examined for reinstatement of
insurance by Dr. _______RpJ.ph E. Perki_n_S......................Newtp.wn...64 i...Ma§S...................
(Print doctor's name) (City or town) (State)
I understand that premiums must be remitted each month as they become due in order to prevent a subsequent lapse of the insurance while the application for reinstatement is receiving consideration.
Dated________25 January _____________, i947_..............................___________________________
y (Signature of insured)
l E Pr|0’" 9-352 A Pr»v Miiion, mar ru.t be used. - U V """TINS OTCS : 1Me-o-705j4j-(rai
Figure 21. VA Form 9-352a (Supplement to Application for Reinstatement).
64
29 May 47 TM 14-600
3 —
TNFTRUCTTONS
Interest will be at the rate of 4 percent a year, and will be eal- on a monthly basis to determine the amount of premiums and euiated to the due date of the premuim due on or immediately prior interest due. When forwarding application for reinstatement, state to the date application and remittance are submitted. Without whether you wish to pay future premiums on a monthly, quar-regard to how premiums have been paid, computation will be made terly, semiannual, or annual basis.
CALCULATION OF AMOUNT OF PREMIUMS AND INTEREST DUE ON REINSTATEMENT
Calculate the amount of premiums and interest as follows: Example: First premium in default due January 12, 1947. Refl) If the application for reinstatement is to be submitted be- mittance to cover all premiums and interest due, ten-
tween one and two months after the due date of the premium in dered February 49, 1947.
default (the day premium payment was due), multiply the factor Monthly Monthly premium
2.0033 by the amount of one monthly premium. The result is the premium Factor X Factor
total amount of premiums and interest due in order to reinstate $12.30 2.0033 $24.64
the jolicy. The.last amount shown, $24.64, is the total amount of
premiums and interest due.
(2) If the application for reinstatement is to be submitted be- Example: First premium in default due January 12, 1947. Retween two and three months after the due date of the premium in mittance to cover all premiums and interest due, ten-
default (the day premium payment was due), multiply the factor dered March 19, 1947.
• 3.0098 by the amount of.one monthly premium. The result is the Monthly Monthly premium
total amount of premiums and interest due in order to reinstate premium Factor X Factor
the policy. $12.30 3.0098 $37.02
Note.—The factera used above include current month without The last amount ahown, $37.02, is the total amount of
Interest. premiums and interest due.
I
do not wbttb in nos stags APPLICATION FOR REINSTATEMENT
(NONMEDICAL)
NatUaol Service Life lanraaos
ORDINARY LIFE, 20-PAYMENT LIFE. 30-PAYMENT LIFE. 20-YEAR ENDOWMENT. ENDOW-
MENT AT AGE 60. ENDOWMENT AT AGE 65. AND TOTAL DISABILITY INCOME PROVISION
Use this form of application for reinstatement of permanent plans of insurance If physical examination is not required at time of applfr cation for reinstatement. See Instructions on the reverse side before completing this form. Please type or use inh.
1. First name—M Iddle name—Last name X Policy Noa. (7/ faaova)
Robert Williom 8orne»_______________(Colonel - USA)_______________________________________________
3. Permanent mailing address (Strut and number or rural route, citf or P. O., zona number, and State) FV- 4 303 201
1603 Columbio Rood N.W., Washington 23, 0. C. v.
4. Branch of service (Check sue) 5. Service Serial No.
aSSSi 0-509 135
6. Amount of insurance to l-e Flan of insurance Premium Due dato^Krwnlum in default Amount tendered with this ajp-
reinstated W plication
i 8000.00 30 Pay ,12.48 3 Feb. 1947 , 24.96
7. Amount of total disability in- Plan of Insurance Premium Doe date of premium tn rM) Insurance er reinstatement thereof, waiver of premiums er claim for benefits under / r
National Service Life Insurance for himself or any other person, shall, upon conviction , * 1
thereof be punched by a fine of not more than U.000 or imprisonment for not more than ■*-—r- v—7 y / . /I/f.
1 year, er by both such fine and imprisonment.” (Section «l(of the National ScrvfcS J/\
Life Insurance Act of IMS.) r I r
VA f0«» n qco ItaplfcesIojOTiw.rwmSWJul.wu
D[C1J4| which may be used.
Figure 22. VA Form 9-353 (Application for Reinstatement Permanent Insurance Without a Physical Examination).
~ 65
TM 14-600
29 May 47
81. Permament (Converted) Insurance
a. Any permanent (converted) policy which has lapsed or may hereafter lapse, and which has not been surrendered for cash value or for paid-up insurance, may be reinstated upon written application signed by the applicant, and upon payment of all premiums in arrears, with interest from their several due dates, and submission of evidence of good health satisfactory to the Administrator of Veterans’ Affairs, as outlined in b and c below.
b. Usually, a comparative health statement over the applicant’s signature providing the necessary information showing him to be in as good health as he was on the due date of the premium in default will be accepted as sufficient evidence if application for reinstatement is made within three (3) months after the date of lapse or on or before 31 December 1947, whichever is the later. Veterans’ Administration Form 9-353, figure 22, will be executed in triplicate and copies distributed as outlined in 80& above, with respect to VA Form 9-353a.
c. When the applicant for reinstatment does not come within the provisions of b above, a medical examination will be required to show evidence of good health. Veterans’ Administration Form 9-352, figure 23, will be executed in triplicate and copies distributed as outlined in 80/? above. Veterans’ Administration Form 9-352u, figure 21, (Supplement to Application for Reinstatement) must be forwarded to the Veterans’ Administration on or before the date of physical examination required for reinstatement.
d. A lapsed National Service Life Insurance policy which is in force under extended term insurance may be reinstated without health statement or other medical evidence, if application and tender of premiums with interest are made not less than 5 years prior to the date such extended term insurance would expire. (This provision does not apply to 5-year or 8-year level-premium term policies, inasmuch as they have no extended term value.)
e. A National Service Life Insurance policy which has been surrendered for cash or paid-up insurance may not be reinstated. However, such surrender shall not thereby make a person ineligible to apply for new insurance, in an amount for which he may be eligible, providing the applicant is in the active service and meets existing requirements. A 5-year or 8-year level-premium term policy, as appropriate,
may be reinstated only within the 5-year or 8-year period. Any existing indebtedness must be paid or reinstated at time of reinstatement of the policy. If the indebtedness with interest exceeds the reserve of the policy, such excess shall be paid as a condition to reinstatement.
82. Payment of Back Premiums
a. If the insurance to be reinstated is on a 5-year level-premium term plan (including insurance extended for an additional 3-year period), reinstatement may be effected by the payment of two monthly premiums, one for the current month and one for the first month in default. Such payment may be made either by direct remittance to the Veterans’ Administration or by allotment of pay. If the premium payment is made by allotment of pay, Veterans’ Administration Form 9-353a or 9—3527?, as appropriate, will be executed and indorsed as follows :
Monthly allotment authorized for $. .. . effective , 194... Initial deduction of $. for.............monthly premiums will be made
from service pay.
Certified by:
(Signature of certifying officer)
(Rank and organization)
b. If the insurance to be reinstated is on the permanent (converted) plan, all monthly premiums in arrears, with interest from their several due dates, will be required. The interest on premiums in arrears shall be at the rate of 5 percent per annum, compounded annually, to the first monthly premium due date after July 1946, and thereafter at the rate of 4 percent per annum, compounded annually. The payment or reinstatement of any indebtedness against any policy must be made, and if such indebtedness with interest exceeds the reserve of the policy at the time of application for reinstatement thereof, then the amount of such excess shall be paid by the applicant as a condition of the reinstatement of the indebtedness and of the policy. (Whenever practicable, information as to the amount of premiums in arrears and interest will be secured directly from the Veterans’ Administration.)
66
29 May 47 TM 14-600
INSTRUCTIONS
Interest should be calculated to the due date of the premium | to August 1946 premium due date, and thereafter at 4 percent, due on or I Ifttraat for an^ara ton A>if»iafcJUmtowtajswAaw—tam—
mittancc ar July 1946 a
Without : I PHYSICAL EXAMINATION REPORT Every qwestioa mw "bo^aasweredL. Please type ar usidea Ifal yhMYfX BWkW MI M- .
zox T ___ yM L pairmenl of bodily func-t "
a -------------- the applicant in thtaappll
to the 1 <, Height (In thoez) --------------
factor 1 i. Have you ever appUe
suit IS Ft._________L the following!
order t< Check (»') appro _______________________________________ _____________________L. , - - —--------------- -----------------------------
abnormality must *
REMARKS seetk DO NOT WRITE IN THIS SPACE
-------------- APPLICATION FOR REINSTATEMENT
»■ Eye.------Disability tllow.ru* (MEDICAL)
-------------- *’ too NATIONAL SERVICE LIFE INSURANCE
e-E"’ torn the one appiio ORDINARY LIFE. 20-PAYMENT LIFE. 30-PAYMENT LIFE, 20-YEAR ENDOWMENT,
_________________ 2b. B« any applleatl. ENDOWMENT AT AGE 60. ENDOWMENT AT AGE 6S. AND TOTAL DISABILITY INCOME 10. Heart (If any m_disability benefits b< PROVISION.
denerd by dynpn dined! _ ——
dcKrtbe fully 'xiot 8 insofar as you know, Use this form of application for reinstatement of permanent plans of insurance if physical exam-—---------------------------------- ination is required at time of application for reinstatement. See instructions on page 4 before com-
pleting this form. Please type or use ink.______________________________._______________________________
-------------- Tuberculosis________ 1. First name—Middle name—Last name X Policy numbers (if known)
1/194^ Ca '■“Is.r.t. Dlabrt^ ________________________________________________________________________________________________________ TV—
follows: --------------— 4. Have you ever bad a 3. Permanent mailing address (Street and number or rural route, City or P. O., zone number and Slate) y__ *
U) A 13_ Bloodvessels PR—
column _________________________________________________________________________________________ f
(2) 1 -------------- Surgical operation 4. Branch of service (Check one) 5. Service Serial No. H—
°f (3)'^ X<* AbdomLn&1 WB11 Accident or Injury Q] Army Q Navy Q Corps * □ (S
. premiu —-—-——- Ba. Have you ever had 6. Amount of Insurance to be Plan of insurance Premium Due date of premium in default Amount tendered with this
interest 1 ‘ Kin u preS ---------------------- reinstated application
urinary dheate.) --------------Syphilis | ||
18. Female organs— ... ■_ ... ■.... . . ■ । ■ *. . ■. ■ . .... - - ■———————
(Jncluding xder Tuberculosis 7. Amount of total disability In- Plan of Insurance Premium Due date of premium in default Amount tendered with this
tubei, external come provision to be reinstated application
Glee full detaile < -------------- Nervous or mental dis g | |
17. Skin and lymph ;; Total Pkxmium Total Amount Txnurbwn
Laps* Mouth, nose an< Fits or convulsions j zz ?
July 1946 -------- ----- Cancer '
y* Tunft 1946 1®. Lungs (Give after -------------
June IMO ^u.in alenda Bb. Have you within tl
May 1946 r. B. Fuiihuto ------------------
Apr. 1946 ». Liver, gastro-inti ___ I understand that—
urinary system Appendicitis
Mar. 1946 -----------—---
--------------Arthritis
Feb. 194G 21. Musoito^ketetai (a) This application must bo accompanied or preceded by the tender of all premiums in arrears on
Jan. 1946 ______________ ___________ ~ the amount of insurance to be reinstated with interest from their several due dates at rates
--- • Varicose veins
Dec. 1945 2 Endocrine gland. Havn you w1thln q indicated
Nov. 1945 ---------------------------------
Oct. 1945 23- Bra'n •nd.nar; (6) any indeb^H
patrllar end f Heart “ ‘ 1
Sep!. 1945 .mt wnin gru --------------------------
Aug. 24. Blood u»t -^7' T~-------------- W
10 «yr»du t«<.r , ; . . . ... . ■•■*<;».. - -■ '
(If tho ----------------- 6d. If you have been u '^"^1'- ’‘t ' ’ z kK' 3 ?
25. Deformities and _ . . —
(Ezcrpt .QP..0.0
contingent:
Lucille R. Hobbs
Harry N. Hobbs
Signed at... Wa.W._n.fl.l9A9-
.on this, the ...
"Signature of insured
Aunt
Uncle
day of March
5.000.00
5,000.00
, 19-46
Address .J505-. 1.5 th. ..Str;ee1U..N...W.
(Street and number)
Wa«hl n Qt°n t d. C
(Post office and State)
Address...2^5.Il£*!..Street, N.E.
(Street and number)
Wash! t^gton , D. C.
(Post office and State)
This form, when completed, should be immediately forwarded WITH THE POLICY to the Veterans Administration for endorsement of change of beneficiary.
Signature of insured should be in ink and witnessed by a responsible and disinterested person. The rank and organization of the insured and the witness should be stated if the insured is in the military or naval service.
The insured, under a United States Government life insurance policy, may designate any person, firm, corporation, or legal entity as beneficiary under his policy, either individually or as trustee.
A change of beneficiary may be made by the insured at any time and without the knowledge or consent of the previous beneficiary, except that no change of beneficiary may be made by last will and testament. An original designation of beneficiary may be made by last will and testament.
If no beneficiary be designated by the insured for United States Government life insurance, either in his lifetime, or by his last will and testament, or if the designated beneficiary does not survive the insured, then there shall be paid to the estate of the insured the present value of the remaining unpaid monthly installments; or if the designated beneficiary survives the insured and dies before receiving all of the installments of insurance payable and applicable, then there shall be paid to the estate of such beneficiary the present value of the remaining unpaid monthly installments.
The insured cannot assign his United States Government life insurance. The insurance shall be exempt from all taxation, and from the claims of creditors of the insured or the beneficiary, except any claims of the United States arising under any of the laws relating to veterans. *. a. •ornmnarr ranrrwa omoi 15—53%
Figure 26. VA Form 724 (Change of Beneficiary—United States Government Life Insurance).
73
TM 14-600
ficiary may elect to receive payment in a greater number of installments under option 2, or may elect to receive payment under option 3 or 4.
c. If the insured has selected option 2 with monthly installments in excess of 120, the beneficiary may elect to receive payment in a greater number of installments under option 2, or may elect to receive payment under option 3.
d. If the insured has selected option 3, and*named no contingent beneficiary, the beneficiary may elect to receive payment under option 4.
?■ If the insured has selected option 4, the beneficiary may elect to receive payment under option 3.
103. Options
The optional settlements under a United States Government Life Insurance policy in lieu of the monthly installments of $5.75 per thousand are as follows:
a. Option 1. Insurance Payable in One Sum. Settlement under this option will be made only when selected by the insured during his lifetime or by his last will and testament. When such selection has been .made, the face amount will be payable in one sum at the maturity of the policy by death.
b. Option 2. Insurance Payable in Elected Installments. The installments noted below will be payable for an agreed number of months (not less than 36) to the designated beneficiary, but if such beneficiary dies before the agreed number of monthly installments have been paid, the remaining unpaid monthly installments will be payable in accordance with the beneficiary provisions of the policy.
Number of monthly installments Amount of installment for each $1,000 of insurance Number of monthly installments Amount of installment for each $1,000 of insurance
36 $29.19 144 $8.46
48 22.27 156 7.94
60 18.12 168 7.49
72 15.35 180 7.10
84 13.38 192 6.76
96 11.90 204 6.47
108 10.75 216 6.20
120 9.83 228 5.97
132 9.09 240 5.75
c. Option 3. Insurance Payable in Installments Throughout Life. The installments noted below will be payable throughout the lifetime of the designated beneficiary, but if such designated
29 May 47
beneficiary dies before 240 such installments have been paid, the remaining unpaid monthly installments will be payable in accordance with the beneficiary provisions of the policy.
Age of beneficiary at time of death of insured Amount of installment * for each $1,000 of insurance Age of beneficiary at time of death of insured Amount of installment for each $1,000 of insurance
10 $3.67 3.75 3.84 3.96 4.11 4.30 4.52 45 $4.79 5.07 5.35 5.56 5.70 5.75 5.75
15 50
20 55
25 60
30 35 65
70
40 75
d. Option 4. Insurance Payable in Installments Throughout Life. The installments noted below will be payable throughout the lifetime of the designated beneficiary, but if such designated beneficiary dies before 120 such installments have been paid, the remaining unpaid monthly installments will be payable in accordance with the beneficiary provisions of the policy.
Age of beneficiary at time of death of insured Amount of installment for each $1,000 of insurance Age of beneficiary atitime of death of insured Amount of installment for each $1,000 of insurance
10 $3.78 3.86 3.97 4.11 4.28 4.50 4.79 5.17 50. . . $5.67 6.30 7.07 7.92 8.74 9.40 9.77 9.83
15 55.
20 25 60
30....: 70
35 75..
40 80
45 85
104. Matured Endowment Policy
The insured under a United States Government Life Insurance policy issued on the endowment plan may, at the date of maturity, elect to receive payments in monthly installments of 36 months or not more than 240 months instead of receiving payment in one sum. Should the insured die before receiving all such monthly installments, the commuted value of the remaining unpaid monthly installments shall be payable to the designated beneficiary or if there be no such beneficiary, then to the estate of the insured. The beneficiary in lieu of one sum may elect to receive the remaining unpaid installments of the option selected by the insured.
74
29 May 47
Section VI. TOTAL DISABILITY PROVISIONS
105. Disability Clause in the Policy
a. All United States Government Life Insurance policies include a provision granting benefits on account of total and permanent disability. No additional premium is charged for the total and permanent disability provision, nor is there any limitation as to the age at which such disability may occur. The amount of insurance, less any indebtedness becomes payable in monthly installments of $5.75 per thousand, payable so long as the insured remains so disabled, even though such disability may continue for more than 240 months. Payment of premiums is waived for the period during which total and permanent disability installments are paid. If the insured should die while so disabled and before 240 monthly installments had become payable, the beneficiary would receive the present value of the remaining unpaid installments in one sum if option 1 is selected by the insured. If the insured should recover from such disability before receiving 240 monthly installments, the present value of the remaining installments may be continued as insurance protection by the payment of premiums on the reduced amount of insurance.
b. As referred to in a U. S. Government Life Insurance policy, total permanent disability is any impairment of mind or body which continuously renders it impossible for the disabled person to follow any substantially gainful occupation and which is founded upon conditions which render it reasonably certain that the total disability will continue throughout the life of the disabled person. The total permanent disability benefits may relate back to a date not exceeding 6 months prior to receipt of due proof of total permanent disability and any premium paid after receipt of due proof of total permanent disability, and within the 6 months shall be refunded without interest. Application for the benefit will be made on Veterans’ Administration Form 9-579 (Statement of Claim for Insurance—Total Permanent Disability) figure 27.
106. Total Disability Provision (Rider to Policy) An additional provision granting benefits on account of total disability has been authorized to be embodied in the United States Government Life Insurance
TM 14-600
contract, in accordance with the provisions of Section 311 of the World War Veterans’ Act, 1924, as amended 3 July 1930. The essential features and benefits of this provision are as follows:
a. This disability provision may be applied for at the time of making application for U. S. Government Life Insurance, or at any time thereafter while the insurance is in full force under premium-paying conditions for not less than $1,000, upon proof of good health satisfactory to the Administrator of Veterans’ Affairs, and the payment of the necessary premium. (For additional premiums required for this provision when attached to a life or endowment insurance policy for $1,000 bearing the same effective date and payable in the same manner and at the same time as premiums on the insurance policy, see table IV, app. I.) If the total disability provision is to be attached to a policy in force at the time of applying for the provision, an adjustment in the amount of premium required may be necessary. In such cases the applicant should remit with his application for the total disability provision the amount indicated in Table IV, Appendix I, for his attained age at his nearest birthday, and if an adjustment is necessary it will be made by the central office of the Veterans’ Administration. In these cases if the limited payment life policy becomes paid-up at the end of the premium-paying period, then the total disability provision may be continued in force by the payment of the required premiums as therein provided.
b. If the insured becomes totally disabled as a result of disease or injury and is continuously so disabled for a period of 4 consecutive months or more before attaining the age of 65 years, and before default in payment of any premium, and if due proof satisfactory to the Administrator of Veterans Affairs of such disability and the continuance of such disability is furnished before default in payment of a premium on the provision, or within 1 year from the due date of the premium in default, the United States of America will:
(1) Waive the payment of each premium on the policy and on this provision, beginning with the first monthly premium falling due after the monthly income becomes payable and continuing so long as such monthly income is paid. Any premiums tendered for the period covered by the waiver will be refunded to the insured if living, otherwise to the designated beneficiary.
75
TM 14-600 29 May 47
- <
VETERANS ADMINISTRATION
STATEMENT OF CLAIM FOR INSURANCE—TOTAL PERMANENT DISABILITY
• This form is to be executed by the insured if living and competent, or by the Committee or guardian if insured is ineom- it5'
petent; if insured is dead by the personal representative of the estate, or if there is no personal representative the state-
ment of claim must be executed by the beneficiary under the insurance contract All information herein requested must be ,;a
given—if not furnished, reasons for failure to do so must be stated. S’
i. Name of insured.............. Emmons___.___________Montgomery ____________ Sanford
(Flrrtl ...............(Mi’adu'i.....................Tii’iT.....
2. File numbers—T ........................ K_______®.Q5...®.Q.?___ _ C_______ i
3. Horne address__ l5O5 - l5th Street N. W. X .Washing ton 5, D. 0.
’ -- (Street and number) .....(Po«t otiwej.............'(State)
4. Mailing address________________
18. If person executing claim is the If 5- Did insured apply for (a) Disability compensation ...N.O..? (b) Disability allowance _t (c) Retirement
date and designation of court of .. .
pay Q........? (d) Pension ..N.Q_...? If known, state location of Veterans Administration Regional Office hav-
19. |NDI!STR' HISTORY
>ng custody of your claim folder ..__.........._..........
day 6- Make »u 9„579Q (Continued on reverse side)
12th February 1946
(Date of signature)
(Signature of insured. guardian. oZregal representative)
Beetion 401 of the World War Veterans' Act. as amended, provides as follows:
"That whoever in any claim—compensation or insurance—rr in any document required by this Act. or by regulations under thia Act, makes any sworn statement of a material fact knowing it to be false, st JI be guilty of perjury and shall be punished by a fine ef net more than >5,000, or by imprisonment for not more than twe years, or both."
IW 9-579C
Figure 28. VA Form 9-579c (STATEMENT OF CLAIM FOR BENEFITS (under Sec. 311 of the World War Veterans’ Act, 1924, as amended) Special Additional Disability Provision).
29 May 47
TM 14-600
STATEMENT OF APPLICANT
The purpose of tbe questions contained in this form Is to secure complete information regarding the condition of the applicant’s health. Every question must be answered. All diseases, injuries, abnormalities, deformities, infirmities, or tbe results thereof in impairment of bodily functions must be stated and fully described. Statements made by the applicant in this application are relied upon In granting insurance. Consequently, any deception or false statement either by inference, omission, or otherwise may result in cancelation of the insurance or In the refusal to pay a claim on the policy. In either case, the premiums are not returnable. The law provides that whoever makes any statement of a material tact knowing it to be false shall be punished by a fine of not more than $1,000 or by imprisonment for not more than one year or both.
ALL QUESTIONS MUST BE COMPLETELY ANSWERED. IF IN DOUBT AS TO MEDICAL TERMS, CONSULT PHYSICIAN.
8. Hoveyou ever nnnllM tn Vrter*n-s Artminfrtr»tinn nr other Gnvfmment «wnrv for W v mmnfnMtlnn?
. No... (c) R
"No” to each qi
No
O') ni«.hlWv.llA».nn.t
9. Has any applicatl application
10. Insofar as you kno Insanity
11. Have you ever ha
(a) Surgical o;
If answer
13. (a) Have you ev CANCEI
NERVI
ANEM
(b) Have you wit
APPENI
PLEUJ
ABSCE
(c) Have you wit
BLOOD
BONES
(d) If you have b
13. (a) Do you use al
(b) Do you use hi
(c) Have you evei
14. Give all illnesses
(a) Have you
15. Time lost from y<
16. To your knowledi
17. Do you understat
I consent that any ration to which I have tration or in any suit
I HAVE READ
VETERANS ADMINISTRATION' Insurance Form 866 Rev. Jan. 1945
Foum Arnovin
Budget Bureau No. 76-RtL5-O
APPLICATION FOR SPECIAL ADDITIONAL DISABILITY INSURANCE
In AccordannV/ith the Provident of Section 311 of the World War Veterant* Act, 1924, as Amended July 3, 1930
The Applicant*! Own Statement and the Medical Examiner*! Report on the reverse side of this form must be executed and submitted as a part of this application together with the necessary remittance
J9c>tk.~-Penalty for making false statement or writing for the purpose of defrauding the United States, $1,000 fine or imprisonment. (Sec. 29, Federal Criminal Code.)
To be attached to Policy No. K-..?.?.?—
issued by the Veterans Administration
1. MY NAME IN FULL; (Please print or type)
First
Middle
Last name
(a) RESIDENCE: • Number
David
Leigh
Wilkinson
Street or rural route
County, city, town, or post office
State
2
4
1439
(b)*Maiiing address
3. I WAS BORN AT
Tea Street NW
Same
City, town, or post office
Philadelphia
State
Penna.
Day of month
Month
Washington 9,DC
Age nearest birthday
7
March 1896
50 <
0 4. I hereby apply tor the total disability insurance, as provided by Section 311 of the World War Veterans’ Act, 1924, as amended July 3,1030. to be made a part of
my United States Government Life Insurance Policy in the amount of $. .LQ^OQQ..
2 5. It is understood and agreed that the total disability insurance will be effective as of the first day of the month in which all of the requirements are complied with unless request is made to have it become effective on the first day of the following month.
o
I hereby request that the total disability insurance become effective
I... April
i,16.
Check
(Check, draft, or money order) in payment of the first.*9.9 9-9.9!....................-.........-........premium for the total disability
(Write above whether monthly, quarterly, semiannual, or annual)
O 6. I have mailed a remittance payable to the Treasurer of the United States by
or ,.34:00
insurance applied for.
In the amount
(Witness) .
MEDICAL EXAMINER’S REPORT
7. IMPORTANT^-A remittance, sufficient to cover the first premium on the amount of Insurance applied for, must be mafled to the Veterans Administration at Washington, D. C„ on or before the date of report of physical examination and should be accompanied by insurance Form 73S-C, or by a letter sufficient to Identify the applicant and his application for disability insurance.
ion in lieu
physician on this
bls identity?
Figure 29. VA Form 866 (Application for Special Additional Disability Insurance).
20. By what means are you
Scar
19. How well and how long have Not k
Signed by applicant In t
Examination msY be made by medical officers in active service with the Army. Navy, Marine Corps, Coast Guard, or physicians of the TL 8. Public Health Service, examination may also be made by physicians of the Veterans Administration at a Regional Office or Facility or by physicians designated by the Veterans Administration for the purpose of making such examinations, and who are not related to tbe applicant by blood or marriage, associated with him In business, or pecuniarily interested in the issuance of tbe policy. This examination report must not be divulged to tbo applicant.
18. Are you related to applicant by blood
No
79
TM 14-600
29 May 47
with interest at the rate of 5 percent per annum from the due date of each premium compounded annually, to the first monthly premium due date after 31 July 1946, and thereafter at the rate of 4 percent per annum, compounded annually. If the application and the premium with interest are submitted within 3 months after the due date of the premium in default, reinstatement may be effected upon evidence satisfactory to the Administrator of Veterans’ Affairs, showing the applicant to be in as good health as he was on the due date of the premium in default.
i. Application for the total-disability provision will be made on forms prescribed by the Veterans’ Administration, but any statement in writing suffi-cent to identify the applicant and the amount of insurance desired, accompanied by a report of physical examination and a remittance to cover the first monthly premium, will be sufficient as an application for the total-disability provision. VA Insurance Form 866 (Application for Special Additional Disability Insurance), figure 29, will be used if the totaldisability provision is to be attached to a United States Government Life Insurance policy which is in force at the time of applying for the disability provision. VA Form 9-739 (Application for United States Government Life Insurance), figure 24, will be used if the (total-disability provision is applied for at the same time the applicant applies for the insurance policy.
Section VII. LAPSE AND REINSTATEMENT
107. Grace Period
The insured has 31 days from the due date of each premium (except the first premium payable on the policy) as a grace period in which to pay the premium due, during which time the policy remains in full force. No premium interest is charged during this period. If the premium is not paid, and the policy becomes a claim during the grace period, 1 monthly premium will be deducted from the proceeds of the policy. If any premium be not paid during the grace period, the policy shall cease and become void, except as otherwise provided in the policy contract.
108. Reinstatement
a. Except as prescribed in b below, United States Government Life Insurance which has lapsed or which has been reduced in amount may, upon written application, be reinstated by paying all back
premiums, plus interest at the rate of 5 percent per annum from the due date of each premium compounded annually to the first monthly premium due date after 31 July 1946, and thereafter at the rate of 4 percent per annum, compounded annually, and by furnishing satisfactory evidence of health to the Administrator of Veterans’ Affairs.
b. When the insured has received a paid-up policy, or the cash surrender value, the policy cannot be reinstated. However, in the case of extended insurance, reinstatement may be made without health statement or other medical evidence if application and tender of premiums with interest are made at least 5 years prior to date of expiration of extended insurance under the contract.
c. Application for reinstatement will be made:
(1) On VA Finance Form 744, figure 30, if 3 months or less have passed since the insurance lapsed or was reduced.
(2) On VA Insurance Form 807, figure 31, if more than 3 months have passed since the insurance lapsed or was reduced.
d. The 3-month period referred to in c above is figured from the end of the last month for which the premium was paid, and not from the end of the grace period.
Section VIII. CHANGE IN PLAN OF U. S. GOVERNMENT LIFE INSURANCE
109. To a Policy at a Higher Rate of Premium as of Original Effective Date
A United States Government Life Insurance policy may be exchanged at any time, upon complete surrender while in force, without physical examination, for a policy of the same amount, bearing the same effective date, and based on the same age, on any plan of insurance issued by the Veterans’ Administration at a higher rate of premium, upon payment of the difference between the reserve on the new policy and the reserve on the old policy. VA Insurance Form 896, figure 32, will be used for this purpose.
110. To a Policy at a Lower Rate of Premium as of Original Effective Date
A United States Government Life Insurance policy may be exchanged for a policy of the same amount, bearing the same date, based on the same age, on any
80
2
29 May 47
TM 14—600
VBTKRANS ADMINISTRATION
Finance Form 144
(K~- F.b. i945) File K___Kent u Qky. _______
Policy No. K-...4..... 52O_368_
Claim No. C-___________________
APPLICATION FOR REINSTATEMENT
UNITED STATES GOVERNMENT LIFE INSURANCE
This form should be used only where the applicant applies for the reinstatement of insurance within 3 months from the due date of the premium in default. If insurance has lapsed for a period longer than 3 months, application for reinstatement must be made on Form 807.
1. I, the undersigned, hereby apply for the reinstatement of $....5.O.O.O.... insurance granted to me under Policy No. K-...4______________.52..Q..36.8_______________, now lapsed on account of the nonpayment of the premium
for the month of____________P..®.?.®in..9..®.f._____, 19.4.5, within the grace period of 31 days. As a con-
dition to the reinstatement of this insurance I do hereby certify that the answers to the following questions are true and complete to the best of my knowledge and belief, and are made as of the day on which this application is submitted to the Veterans Administration or deposited in the United States mail.
2, Are you now in as good health as you were at 3. Are you now totally and permanently disabled ? the due date of the premium in default?
Answer_____N.O_____
Answer______Yes_________ (writ, -y..- or -w)
(Write “Yes” or ’‘No”)
4. Have you been ill, or contracted any disease, or suffered any injury, or been prevented by reason of ill health from attending your usual occupation, or consulted a physician or other practitioner in regard
to your health, since lapse of this insurance? Answer____________________....
(Write “Yes” or “No”)
If answer is “Yes”, give dates and full particulars, including the name and address of physician or other
practitioner______________________________________...........................................................
5. Have you ever made application for disability compensation, retirement pay, or pension?
Answer_______M?.____ If so, give Claim No. C-......................
(Writ. "Yes'” or “No”)
Signed at___________For t... K no x____________________________________________ on this .....2.5..._________day of..........F..e.b.r..u a r y..._, 19.4.6.
(City or town)
Witness .....Wjmam. .Barker
(Signature of witness)
Fort Knox, Kentucky ________________________
(Address)^
(Signature of applicant)
(Address)
THIS FORM SHOULD BE FULLY COMPLETED AND SIGNED BY THE APPLICANT AND MAILED OR OTHERWISE DELIVERED TO THE VETERANS ADMINISTRATION IMMEDIATELY AFTER EXECUTION.
SEE OTHER SIDE FOR METHOD OF CALCULATING AMOUNT DUE ON REINSTATEMENT.
16—MISl-t
Note-Ignore factors on reverse of this form for interest of 4% where applicable after August 1946. ____________________________________
Figure 30. VA Finance Form 744 (Application for Reinstatement of United States Government Life Insurance).
81
™ 14-600 29 May 47
------------------------------------------------------------------------------------------—-----------------------------------------------%
■
v,Tfa^<£M^T^TI0N APPLICATION FOR REINSTATEMENT OF UNITED M
STATES GOVERNMENT LIFE INSURANCE Pl
Thi» form must be used in all eases where application for reinstatement of the Special Additional Disability Provision provided by section I I
| 311 > World War Veterans' Act, as amended, is made and also in all applications for reinstatement of United States Government life insurance hS
,7?* »,tM« ,i«ioMcontained in thia form Is to aocnro ootnntote Information rMnrdiny du condition ot th. uppUonnl'i health. Irery auoadon me* bo anaww.d
AS HU**' dvformitloa, inflrmltiel ortho rwalu thereof in Impairment of bodily funodoiu ma* bo .fated tid telly doatribod. StMeraeuu mode by
Uo applicant inthia application era rolled upon in jrenUnr tuanaoe ConMunonlly. any deception or laLae eUteraont either by Ishnwr omlaalon or othuwteomay raoafc tameooUdon ot th. lumen or la th. refuul to per e claim on th. poUcy. In rtiar <«., th.py.mlum. u. not mteyn.bl. The tow tUl wKw “LTl.y
PLBUMS) afateman: U • material fact knowuty il to be fab. .hell be pumehod by a tn. ot not mor. than tl ,W0 er iraprfaoam.nl (Sudan to r*ml Cnminel (fed.) '
< ‘•’‘’“(Ptai.^rautyp.) <*Uddl*) (Met «. Policy number
™“>«- % ..................Weaver...............P Murray 38 M 5 432 817
(.) Bnvo you wi J 9. My horn. .ddru. (Stnrt »d Bo.) (City, town, or port offlo^ (Bute) .......... ”>
blood’ 5 .........................3th______________________________________A.dJ.p.9.!.?.n io .yLr.fljp.i9
BONK.I Q Itduttdm...............................———^............................................................................... S"
5 4. I hereby apply foe the rolnaantoinonl of S..5» 000..0.0—.. Oorernmotu Ufa ituurnne. (or ot S... Spufal Additional Dfanbilitv Pmvfafan)
S (vented to m. ..dor th. prortelon. U th. *u Ifok In.er.no. A* or th. World Wu VteeraW Aot, 10M. ud .ra.ndra.au IhrtS^now tapSd fo?lh., nSwtSutrt
...... £ *6.75
...... < A.....dl.i..toth.roi.«ato»...M>.w-.toth.foltewiMa.-g : —————————- g
...... 5 •• ■•’•W ever applied to th. United Suu. rn.ni. Admlnfatnlion or other Oorarnmant Money tor (a) Dtoabllily oorap.nud.nt NO (b) DtoeblUty allowance!
.............. -N.0... (o) Potlr.ra.nt pay! ..N.Q... (d) B.n.lo.1 .N.0 ... (.) Boeplteltoadonf .N.Q.... (t) Bxatnlnrtion or traelraeul NIp. . (Amww "Iw" W
< .£
10. <») Do yon si. > m "Wo" u each quoadoe.) It an. war fa "Tea," not. number .nd place ot application............. .................
Q ■
.< 1 “ ------------------------------------------ A
Z -------— .■■................................. — - —---------------------------................... __....................................................
•. <•) Baa any application for in.urano. on your life over boon duUnedf . N.O._ u OW x J f.............................. K~......? ??. 45 6............
ments made by the appiia Address— Amount of insurance—
that whoever makes any s 1634 Rhoda Island Ave. N. W. , Washington, O.CI3 10,000.00
one year or both.- ----------------------------------------------------------------------- '? ............................
1. Have you ever applied
...No.. . application..... such surrender to be effective in accordance with the rules and regulations of the Veterans Administration and
E 3. Insofar aa you know, i I direct that any credit resulting from the difference in reserve be applied as indicated by cross (X) mark below.
o ln3a°lty ..........j To pay future premiums | X | 2. To be paid to me in cash, j I
Z 4. Have you ever had ar (Applies only whore policy has boon
ir Id force one yew or longer)
Q (a) Surgical open
I ...............Mare.............19«
ef __________ (Date) 1/ (Signature of Insured) J
< - =========================
y s- (a) Have you ever h The following certificate must be executed by a notary or officer with a seal:
2 CANCER ..
2 NERVOUS , .
O ANEMIA
u» (b) Have you within STATE OF............9* I®*®*®-------------------------------------------- 8S;
APPENDIC
® pleuris County of...................................................................,
I <0 h.v.ZZ On this the 2fh... day of........A®'®*............................, 19 4.6., before me, a ... Notary. .Publ.l C ....
~ bones * in and for said county and State, personally appeared .4 .®!*!*„.9A®f.!.®. • ...9“??.b®*.,................................
_• .to me known to be the person who executed the foregoing application as the insured under the policy described
Q (d) If you have been r . / , , .
2 above, and acknowledged the execution thereof as his own free act ana aeea.
•5 I ..................
< .......... My commission expires ................
...- * j] (Blgnaturyof ndEwy Or officer with seal)
tej 6. (a) Do you use alcoh v /
j (b) Do you use habit
f ...................
V ...................[place seal here]
7. Give all illnesses wit
§ ...................
2 ..........
g ...................o -------------------------------------------------------------------------------------------------------------
o H’v’you ”” If the request for a change in plan in to a form of policy on which the premium rate for $1,000 of insurance will be less than
P ---------- you pay on the plan of insurance now in force, you must complete, date, and sign “Statement of Applicant”, (questions 1 to 10,
□ ' inclusive, as on page 2), and have the “Medical Examiner’s Report” (pages 3 and 4) completed by a physician at any Veterans
g 8. Time lost from your Administration Facility or Regional Office, or by a physician designated by the Veterans Administration to make such examina-
_j ■ The original policy must be returned with the application to the Veterans Administration, Washington, D. C.
9. To your knowledge 1 ^gEE REVER8E aiDB) >e-2W«-'l
10. Do you understand ;
I consent that any pt ration to which I have ap tration or in any suit aga
I HAVE READ AIIw.m.i. ----—■ ■■■■— । ■■■m inii ■ । *«■ ‘aann- • i , .............. BHHBBHBMRBHHI
Signed hi applicant iadhe prjjeerfce of the examining physici^a^n this .J-—.day of-.........1\"" /0 /
(Examining physician) Id—4J75S-1 /i *
MEDICAL EXAMINER’S REPORT
Examtnatioamay b. m»de bymedlcsl offloers In nettvn servioi with tbs Army, Navy. Mwlne Coms, Coast Ouwd.w physidaas ottba JLlSjPohlloHedth Sjrrtaj, examination may also be made by physicians of the Veterans Administration at a Regional Office or Facility or by pbysiclahx designated by the Veterans Administration for the purpose of making such examinations, and who are not related to the applicantby blood or marriage, associated with him in business, or pecuniarily interested in the issuance of the policy. This examination report must not be divulged to the applicant. ____________
or marriage? 12. How well and how long have you known him? I 13^^^^||gMM&|mrousati3fied with his identity? .Nat.known....t.Q...r-----------------------------------------------------------
Figure 32. VA Form 896 (Application for Change in Plan of United States Government Life Inswrance).
83
TM 14-600
plan of insurance issued by the Veterans’ Administration at a lower rate of premium, except the 5-year level-premium term policy, provided that the exchange is made within 5 years from the effective date of the policy, and provided further that the applicant is in good health and submits a report of a complete physical examination and such other evidence relative to his physical and mental condition as may be required by the Veterans’ Administration. VA Insurance Form 896, figure 32, will be used for this purpose. The old policy must be in force under premium paying conditions and must be surrendered with all rights and claims thereunder. The difference between the reserve on the old policy and the reserve on the new policy, less any indebtedness, may be used to cover payment of future premiums or withdrawn in cash at the option of the insured. If the old policy has been in force for less than 12 months, the difference in reserve may be used only for the purpose of paying future premiums on the insurance and such premiums will not be subject to withdrawal by the insured.
111. Conversion of 5-Year Level-Premium Term Insurance
The 5-year level-premium term policy may be exchanged at any time during the 5-year term period, while the policy is in force, without physical examination, for any one or more of the six plans of insurance in accordance with the following privileges :
a. The policy selected may be effective the first day of the month in which application for exchange is submitted, upon payment of the first premium on the policy selected. The premium rate on the new policy will be at the rate for the then attained age of the applicant (that is, the age of the applicant on his birthday nearest the effective date of the policy selected).
b. The policy selected may be made effective as of the same date as the 5-year level-premium term policy, upon payment of the first premium and the reserve on the policy selected, less the reserve, if any, on the 5-year level-premium term policy. The premium rate on the new policy will be the rate for the age of the applicant at which the 5-year level-premium term policy was issued. VA Insurance Form &96b, figure 33, will be used in either case.
29 May 47
112. Renewal of 5-Year Level-Premium Term Insurance on the Term Plan
If a 5-year level-premium term policy has not been exchanged for insurance at a higher rate of premium and if all premiums have been paid, the insurance may be renewed for a second, third, or fourth 5-year period at the premium rate for the then attained age of the insured, without a physical examination, provided the application for renewal and the required premium at the increased term rate are submitted to the Veterans Administration before the expiration of the current 5-year term period.
Section IX. GUARANTEED VALUES
113. Cash Value
The cash value at the end of the first policy year and at the end of any policy year thereafter, for which premiums have been paid in full, will be the reserve together with any dividend accumulations. For each month after the first policy year, for which month a premium has been paid, the reserve at the end of the preceding policy year will be increased by 1/12 of the increase in reserve for the current year. Upon~written request therefor, and upon complete surrender of his policy with all claims thereunder, made by the insured while the policy is in force, but not later than 3 calendar months from the due date of the premium in default, the United States will pay to the insured the cash value of his policy less any indebtedness. The 5-year level-premium term policy has no cash value.
114. Policy Loans
At any time after the expiration of the first policy year and before default in payment of any subsequent premium, and upon the execution of a Ioan agreement satisfactory to the Administrator of Veterans’ Affairs, the United States will lend to the insured on the sole security of his policy any amount which will not exceed 94 percent of the cash value, and any indebtedness will be deducted from the amount advanced on such loan. The loan will bear interest at a rate not to exceed 5 percent per annum, payable annually, and at any time before default in the payment of the premium, the loan may be repaid in full or in amounts of $5.00 or any multiple thereof. Failure to pay either the amount of the loan or the interest thereon will not void the policy unless the
84
■ rr-’
b. 29 May 47 TM 14-600
VETERANS ADMINISTRATION
Insurance Form 896b (Rev. Oct. 1939) ■
APPLICATION FOR CHANGE IN PLAN OF UNITED STATES GOVERNMENT LIFE INSURANCE FROM FIVE-YEAR LEVEL PREMIUM
TERM POLICY TO POLICY WITH A HIGHER RATE OF PREMIUM
Name of Insured : I
File K-._______________________
; Emmons Montgomery Sanford
~........ .....................................................v 603 802
ADDRESS. (Policy to be changed'
1505 15th St., N W. WasMngt^ ____________
(Street and number) (City) (State)
In accor^^e with the regulations of the Veterans Administration, I hereby surrender my policy K-l..i6 03 802 in the amount of $.1 Q»00 0- 00with all claims thereunder, for the purpose of changing the plan from FIVE-YEAR LEVEL PREMIUM TERM PLAN to: (See Par. A)
Mode of Premium Payment Effective Date
Plan Now Desired Amount (See Par. C) (See Par. B)
~____20-Payment Life _ 5,000.00 Quarterly I April 1941
^Endowment at age 62 5,000.00 1 APri 1 1941
7 It is agreed that if no selection is made, the effective date of the new policy will be the first day of
the month in which the application for change is submitted to the Veterans Administration, but not later than the first day of the month following the expiration of the five-year term period.
e,- Ilth .c March iq46 Washington, D. C.
Signed this________________________ILL’.:.day of.—---- --- at -------------—.------------—•“”*
(Signature of witness) '
. -(s;rect and-number) .................. D>
__________________________________ /] (Post office and State)
A. The completed application with your original policy and a remittance of at least one monthly premium B
on the amount and plan of insurance selected must be mailed or delivered to the Veterans Administration, Washington 25, D. C., on or before the last day of the five-year period.
B. The effective date of the new policy may be the first day of any month beginning with the date of the .original policy and including the first day of the month following the expiration of the five-year term period. If the new policy is to be effective prior to the month in which the application for change is submitted it is necessary to pay the difference in reserve on the new policy and the reserve on the old policy before the change is effected.
C. Under mode of premium payment state if you desire to pay premiums on the monthly, quarterly, semiannual, or annual basis.
D. Signature of insured must be in ink and witnessed by a responsible and disinterested person.
U. s. GOVERNMENT PRINTING OFFICE : IMI U • MIMS 10—43351-1
Fiaure 33 VA Form 896b (Application for Change in Plan of United States Government Life Insurance.
9 from Five-Year Level-Premium Term Policy to Policy vnth a Higher Rate of Premium).
TM 14-600
total indebtedness will equal or exceed the cash value thereof. When the amount of the indebtedness equals or exceeds the cash value, the policy will cease and become void. The 5-year level-premium term policy has no loan value. VA Insurance Form 804 (Policy Loan Agreement), figure 34, will be used in this connection.
115. Paid-Up Insurance
If a United States Government Life Insurance policy has not been surrendered for cash, upon default in the payment of any premium due after the expiration of the first policy year, and upon written request of the insured and complete surrender of the policy with all claims thereunder within 3 calendar months after the due date of the premium, the United States will issue paid-up insurance for such amount as the cash value less any indebtedness will pm chase when applied as a net single premium at the attained age of the insured. The paid-up insurance will be with right to dividends and with right to total permanent disability benefits. The number of monthly installments payable upon due proof of total permanent disability or death of the insured under such paid-up insurance will be the same as would then be payable under the policy. The insured may at any time surrender the paid-up policy for its cash value or obtain a loan on such paid-up insurance. The 5-year level-premium term policy has no paid-up insurance value.
116. Extended Insurance
After the expiration of the first policy year and upon default in the payment of a premium within the grace period, if a United States Government Life Insurance policy has not been surrendered for cash or for paid-up insurance, the policy will be automatically extended as term insurance for an amount of insurance equal to the face value of the policy less any indebtedness for such time from the due date of the premium in default as the cash value, less any indebtedness, will purchase when applied as a net single premium at the attained age of the insured. The extended insurance will be with right to total permanent disability benefits. The number of monthly installments payable upon due proof of total permanent disability or death of the insured under such extended insurance will be the same as would then be payable under the policy. The 5-year level-pre-
29 May 47
mium term policy has no extended, insurance value. On all endowment policies extended term insurance may be granted only for the remainder of the endowment period. Therefore, in certain years the cash value will be more than sufficient to purchase extended term insurance for the full amount to the end of the endowment period without further premium payments. Such excess amount will be applied to purchase a “pure endowment”, i.e., an amount payable at the end of the endowment period to the insured, if living, and not otherwise.
Section X. OTHER PROVISIONS
117. Dividends
Savings accruing from a rate of claims more favorable than tbe expected rate and interest earnings in excess of the amount required to maintain the necessary reserves on account of the combined total permanent disability and death benefit, constitute a fund from which dividends may be apportioned and paid to the holders of United States Government Life Insurance policies which have been determined to be entitled to share in the distribution. Dividends are declared annually and may be taken in cash. If dividends are not taken in cash, they will be left on deposit to accumulate at such rate of interest as the Administrator may determine, but at a rate never less than 3U percent compounded and credited annually. Dividend accumulations may be withdrawn by the insured at any time while the policy is in force under premium-paying conditions. At maturity of the policy, the dividend accumulation will be paid to the insured if living, otherwise to the beneficiary.
118. Freedom From Restrictions
United States Government Life Insurance is free from restrictions as to residence, travel, occupation, and military or naval service.
119. Assignment, Taxation, and Claims of Creditors
A United States Government Life Insurance policy will not be assignable, and the proceeds of a policy are exempt from all taxation, and will not be subject to the claims of creditors of the insured or creditors of the beneficiary to whom they may be awarded, except claims of the United States arising under any of the laws relating to veterans.
86
no ., A- TM 14-600
29 May 47 _________
a -
ZITSRANS administration
Insurance Form BOA
Kdvised Not. 1945
u> UNITED STATES GOVERNMENT LIFE INSURANCE
o> --------------
POLICY LOAN AGREEMENT
THIS AGREEMENT WILL NOT B£ ACCEPTED WITH ANY ERASURES OR ALTERATIONS «
* II March ,946
M .............-....................................................................... —
or exceed the cash value of the policy without indebtedness: Provided, however. That when the amount of the indebtedness shall equal or exceed
° the cash value of the policy without indebtedness the insurance under the policy shall immediately cease and terminate.
2. The amount of thia loan or any unpaid balance thereon and accrued interest shall be deducted from any amount payable under the said policy.
g At any time before default in payiient of premiums, this indebtedness may be repaid in full or in amounts of five dollars ($5.00) or any
** multiple thereof.
O It i* further agreed that the application for the said loan wa* made to the United Suter of America through the Veteran* Administration in
the city of Washington. District of Columbia, that said application for loan wa* accepted, the money paid, and thia agreement executed and ® delivered in said District of Columbia; that all payments herein are due and payable to the Treasurer of the United Sutes at the Veterans Admin-
°* istrarion in the city of Washington. District of Columbia. This loan agreement is executed in accordance with the conditions of the policy of
U insurance granted under and subject to the provision* of the War Risk Insurance Act and amendments thereto, and the World War Veteran*- Act.
1924, and amendments thereto.
(Signature of insured) ----[L SJ
"♦S (Fir»t name) X (MxWJe name) (Lm< »«*)
® »
■a 99 Euclid Street Pierre North Dakota______________________________________
Permanent a ess----...................... (ci,, si... (Sf“>
? aaa vkhk-.b. id 99 Euclid Street Pierre North Dakota
a
g CERTIFICATE
M I do hereby certify that I afh the insured named in the above-identi6ed policy and that the statemenu contained in this policy loan agree-
ment jsre true and are nude with full knowledge of the penalties imposed by law for making .false statement ** to a materiJ fact in thia
•H connection.
« Signedon_________..............................
+* _________________________________________________________________________________________________
W (Signature of inwrad)
0 TO AVOID DELAY IN GRANTING LOAN, PLEASE FOLLOW INSTRUCTIONS PRINTED ON THE REVERSE SIDE HEREOF
«. a. MvcaaaiaT raiarma mtic« 1A—10MT-1 M !
■BlWMlBMMMi Pl FOLLOW THESE INSTRUCTIONS
I. This agreement will not be accepted with any erasures or alterations.
2. The full name of the insured must be signed. Initials will not be accepted.
3. The signature must be written with ink-, otherwise, it will not be accepted.
4. In making application for first loan, the policy must be forwarded to the Veterans Administration, Washington, D. C., for endorsement before the loan may be granted.
5. If a second or subsequent loan Is desired, the amount specified in the loan agreement must include the previous loan and accrued Interest, any premium due and unpaid and the amount you desire paid to you. IF PREFERRED, THE SPACE FOR THE AMOUNT OF THE LOAN ON THE LOAN AGREEMENT MAY BE LEFT BLANK AND A STATEMENT MADE IN AN ACCOMPANYING letter as to the amount of check desired.
I Figure 34. VA Form 804 (Policy Loan Agreement (United States Government
" Life Insurance)).
of
I
TM 14-600
29 May 47
APPENDIX I TABLES
Table J. American Experience table of mortality.
Age No. living Deaths each year Death rate per 1,000 Expectation of life Age No. living Deaths each year Death rate per 1,000 Expectation of life
10 100,000 749 7 49 48.72 55 64,563 1,199 18 57 17 40
11 99,251 746 7.52 48.08 56 63,364 1,260 19 89 16 72
12 98,505 743 7.54 47.45 57 62,104 1,325 21.34 J6 0$
13 97,762 740 7.57 46.80 58 60,779 1,394 22 94 ] 5 39
14 97,022 737 7.60 46.16 59 59,385 1,468 24.72 14.74
15 96,285 735 7.63 45.50 60 57,917 1,546 26.69 14 10
16 95,550 732 7.66 44.85 61 56,371 1,628 28 88 13 47
17 94,818 729 7.69 44.19 62 54,743 1,713 31.29 12 Rfi
18 94,089 727 7.73 43.53 63 53,030 1,800 33.94 12 76
19 93,362 725 7.77 42.87 64 51,230 1,889 36.87 11.67
20 92,637 723 7.81 42.20 65 49,341 1,980 40.13 11 10
21 91,914 722 7.86 41.53 66 47,361 2,070 43.71 10 54
22 91,192 721 7 91 40.85 67 45,291 2,158 47.65 10 no
23 90,471 720 7 96 40.17 68 43,133 2,243 52.00 9 47
24 89,751 719 8.01 39.49 69 40,890 2,321 56.76 8.97
25 89,032 718 8.07 38.81 70 38,569 2,391 61 99 8 48
26 88,314 718 8.13 38.12 71 36,178 2,448 67.67 8.00 7 55
27 87,596 718 8.20 37.43 72 33,730 2,487 73.73
28 86,878 718 8.26 36.73 73 31,243 2,505 80.18 7 11
29 86,160 719 8.35 36.03 74 28,738 2,501 87.03 6.68
30 85,441 720 8.43 35.33 75 26,237 2,476 94.37 6 27
31 84,721 721 8.51 34 63 76 23,761 2,431 102.31 5 88
32 84,000 723 8.61 33.92 77 21,330 2,369 111.06 5 49
33 83,277 726 8.72 33.21 78 18,961 2,291 120.83 5 11
34 82,551 729 8.83 32.50 79 16,670 2,196 131.73 4.74
35 81,822 732 8.95 31.78 80 14,474 2,091 144.47 4 39
36 81,090 737 9.09 31.07 81 12,383 1,964 158.61 4 05
37 80,353 742 9.23 30.35 82 10,419 1,816 174.30 3 71
38 79,611 749 9 41 29.62 83 8,603 1.648 191.56 3 39
39 78,862 756 9.59 28.90 84 6,955 1,470 211.36 3.08
40 78,106 765 9.79 28.18 85 5,485 1,292 235.55 2 77
41 77,341 774 10.01 27.45 86 4,193 1,114 265.68 2 47
42 76,567 785 10.25 26.72 87 3,079 933 303.02 2 18
43 75,782 797 10.52 26.00 88 2,146 744 346.69 1 91
44 74,985 812 10.83 25.27 89 1,402 555 395.86 1.66
45 74,173 828 11.16 24.54 90 847 385 454.55 1 42
46 73,345 848 11.56 23.81 91 462 246 532.47 1 19
47 72,497 870 12.00 23.08 92 216 137 634.26 98
48 71,627 896 12.51 22.36 93 79 58 734.18 .80 .64
49 70,731 927 13.11 21.63 94 21 18 857.14
50 69,804 962 13.78 20.91 95 3 3 1,000.00 50
51 68,842 1,001 14.54 20.20
52 67,841 1,044 15.39 19.49
53 66,797 1,091 16.33 18.79
54 65,706 1,143 17.40 18.09
88
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance). Fractional Reserve Values FIVE-YEAR LEVEL PREMIUM TERM INSURANCE, $1,000 First Year
End of
Age 1/12 2/12 3/12 4/12 5/12 6/12 7 12 8/12 9/12 10/12 11/12 1st year
15 $ 0.01 $ 0.01 $ 0.02 $ 0.02 $ 0.03 $ 0.03 $ 0.04 $ 0.04 $ 0.05 $ 0.05 $ 0.06 $ 0.06
16 .01 .01 .02 .02 .03 .03 .04 .05 .05 .06 .06 .07
17 .01 .01 .02 .03 .03 .04 .05 .05 .06 .07 .07 .08
18 .01 .01 .02 .03 .03 .04 .05 .05 .06 .07 .07 .08
19 .01 .02 .02 .03 .04 .05 .05 .06 .07 .08 .08 .09
20 .01 .02 .02 .03 .04 .05 .06 .07 .07 .08 .09 .10
21 .01 .02 .02 .03 .04 .05 .06 .07 .07 .08 .09 .10
22 .01 .02 .02 .03 .04 .05 .06 .07 .07 .08 .09 .10
23 .01 .02 .03 .04 .05 .06 .06 .07 .08 .09 .10 .11
24 .01 .02 .03 .04 .05 .06 .07 .08 .09 .10 .11 -12
25 .01 .02 .03 .04 .05 .06 .08 .09 .10 .11 12 13
26 .01 .02 .04 .05 .06 .07 .08 .09 .11 -12 -13 -14
27 .01 .03 .04 .05 .06 .08 .09 .10 .11 -13 -14 -15
28 .01 .03 .04 .05 .07 .08 .09 .11 12 .13 .15 16
29 .01 .03 .04 .06 .07 .09 .10 .11 .13 .14 .16 .17
30 .02 .03 .05 .06 08 .09 .11 .13 .14 .16 .17 .19
31 .02 .04 .05 .07 09 .11 .12 .14 .16 .18 .19 .21
32 .02 .04 .05 .07 09 .11 .13 .15 .16 18 .20 .22
33 .02 .04 .06 .08 10 .12 .14 .16 .18 -20 .22 .24
34 .02 .04 .07 .09 11 .13 .15 .17 .20 .22 .24 .26
35 .03 .05 .08 .10 13 .15 .18 .20 .23 .25 .28 .30
36 .03 .05 .08 .11 13 .16 .19 .21 .24 .27 .29 .32
37 .03 .06 .09 .12 15 .18 .21 .24 .27 -30 .33 .36
38 .03 .07 .10 .13 -16 ,20 .23 .26 .29 .33 .36 .39
39 .04 .07 .11 .14 18 .21 .25 .29 .32 .36 .39 .43
40 .04 .08 .12 .16 20 .24 .27 .31 .35 .39 .43 .47
41 .04 .09 .13 .18 22 .27 .31 .35 .40 .44 .49 .53
42 .05 .10 .15 .20 -25 .30 .34 .39 .44 .49 .54 .59
43 .06 .11 .17 .22 -28 .33 .39 .45 .50 .56 .61 .67
44 .06 .13 .19 .25 -32 .38 .44 .51 .57 .63 .70 .76
45 .07 .15 .22 .29 -37 .44 .51 .59 .66 .73 .81 .88
46 .08 .17 .25 .33 -42 .50 .58 .67 .75 -83 .92 1.00
47 .10 .19 .29 .38 -48 .57 .67 .77 .86 .96 1.05 1.15
48 .11 .22 .33 .44 .55 .66 .76 .87 .98 109 1.20 1 31
49 .12 .25 .37 .49 -61 .74 .86 .98 1.10 1.23 1.35 1.47
50 .14 .28 .41 .55 69 .83 .96 1.10 1.24 1.38 1.51 1.65
51 .15 ..31 .46 .61 .77 .92 1.07 1.23 1.38 1 53 1.69 1.84
52 .17 .34 .51 .68 -85 1.02 1.20 1.37 1.54 1.71 1 88 2.05
53 .19 .38 .57 .76 .95 1.14 1.34 1.53 1.72 1.91 2.10 2.29
54 .21 .42 .64 .85 1.06 1.27 1.48 1.69 1.91 2.12 2.33 2.54
55 .24 .47 .71 .94 1.18 1.41 1.65 1.88 2.12 2.35 2.59 2.82
56 .26 .52 .78 1.04 1.30 1.56 1.81 2.07 2.33 2.59 2.85 3.11
57 .29 .58 .86 1.15 1.44 1.73 2.01 2.30 2.59 2.88 3.16 3.45
58 .32 .64 .96 1.28 1.60 1.92 2.23 2.55 2.87 3.19 . 3.51 3.83
59 .35 .70 1.06 1.41 1.76 2.11 2.46 2.81 3.17 3.52 3.87 4.22
89
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values FIVE-YEAR LEVEL PREMIUM TERM INSURANCE, $1,000 Second Year
End of of
Age 1st year 11/12 12/12 13/12 14/12 15/12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
J* $006 $006 $007 • $0.07 $0.07 $0.08 $0.08 $0.08 $0.08 $0.09 $0.09 $0.09
7, 07 07 08 -08 08 .09 .09 .09 .10 .10 10 11 11
,7 08 08 09 .W 09 .10 .10 .10 . .11 .11 .11 ‘12 12
J? 08 08 -09 -°9 -10 .10 .11 .11 .11 .12 .12 .13 ’13
09 09 .10 .10 .11 .11 .12 .12 .12 .13 .13 .14 .14
10 -10 11 H -12 .12 .13 .13 .13 .14 .14 .15 .15
“ 10 -10 11 -11 12 .12 .13 .13 .13 .14 .14 .15 .15
„ 10 11 H -12 .12 .13 .13 .14 .14 .15 .15 .16 16
~ 11 12 12 .13 .13 .14’ .14 .15 .15 .16 .16 .17 .17
112 *13 *13 -14 .14 .15 ,15 .16 .17 .17 .18 .18 .19
13 14 -14 15 15 -16 .16 .17 .18 .18 .19 .19 .20
14 -15 -I6 -16 .17 .17 .18 .19 .19 .20 .20 .21
15 -I6 16 .17 .18 .18 .19 .20 .20 .21 .22 .22 23
“ 16 17 18 -18 19 .20 .21 .21 .22 .23 .24 .24 .25
17 -18 19 -19 .20 .21 .22 .22 .23 .24 .25 .25 .26
-19 .20 .21 .21 .22 .23 .24 .25 .26 .26 .27 .28 .29
„ 21 -22 -23 .24 .25 .26 .27 .27 .28 .29 .30 .31 .32
„ -22 .23 .24 .25 .26 .27 .28 .29 .30 .31 .32 .33 .34
,7 24 -2S 26 -27 -28 .29 .30 .32 .33 .34 .35 .36 .37
26 ,27 -29 .30 .31 .33 .34 .35 .37 .38 .39 .41 .42
“ 30 -31 -33 .34 .35 .37 .38 .39 .41 .42 .43 .45 .46
- 32 .34 .35 .37 .38 .40 .41 .43 .45 .46 .48 .49 .51
- 36 .38 .39 .41 .43 .44 .46 .48 .49 .51 .53 .54 .56
- 39 .41 .43 .44 .46 .48 .50 .52 .54 .55 .57 .59 .61
43 -4S -47 -49 .51 .53 .55 .57 .59 .61 .63 .65 .67
49 -47 .49 .52 .54 .56 .58 .61 .63 .65 .67 .70 .72 74
-53 .56 .58 .61 .63 .66 .68 .71 .73 .76 .78 81 83
J, 59 - 62 - 65 ' .68 . 71 .74 . 77 . 79 . 82 . 85 . 88 . 91 .94
-67 .70 .74 .77 .80 .83 .87 .90 .93 .96 1.00 1.03 1.06
,76 80 84 87 -91 .95 .99 1.02 1.06 1.10 1.14 1.17 1.21
48 -88 .92 .96 1.01 1.05 1.09 1.13 1.17 1.21 1.26 1.30 1.34 1.38
100 1.05 1.10 1.15 1.20 1.25 1.30 1.34 1.39 1.44 1.49 1.54 1.59
1-15 1.21 1.26 1.32 1.38 1.43 1.49 1.55 1.60 1.66 1.72 1.77 1.83
1-31 1.37 1.44 1.50 1.56 1.63 1.69 1.75 1.82 1.88 1.94 2.01 2.07
49 1.47 1.54 1.61 1.69 1.76 1.83 1.90 1.97 2.04 2.12 2.19 2.26 2.33
38 1-65 1.73 1.81 1.89 1.97 2.05 2.13 2.20 2.28 2.36 2.44 2.52 2.60
I-84 1-93 2.02 2.11 2.20 2.29 2.38 2.46 2.55 2.64 2.73 2.82 2.91
2.05 2.15 2.25 2.35 2.45 2.55 2.65 2.74 2.84 2 94 3 04 3 14 3 24
« 2.29 2.40 2.51 2.62 2.73 2.84 2.95 3.06 3.17 3.28 3^39 3^50 3 61
54 2.54 2.66 2.79 2.91 3.03 3.15 3.28 3.40 3.52 3.64 3.77 3.89 4.01
55 2.82 2.96 3.09 3.23 3.36 3.50 3.63 3.77 3.90 4.04 4.17 4.31 4.44
3.11 3.26 3.41 3.56 3.71 3.86 4.01 4.16 4.31 4.46 4 61 4 76 4 91
57 3.45 3.62 3.78 3.95 4.12 4.28 4.45 4.62 4.78 4.95 s’12 5^28 5.45
58 3.83 4.01 4.20 4.38 4.57 4.75 4.94 5.12 5.30 5.49 5 67 5 86 6 04
59 4 22 *43 4.63 4.84 5.04 5.25 5.45 5.66 5.86 6.07 6.27 6^48 6^68 ■
90
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values FIVE-YEAR LEVEL PREMIUM TERM INSURANCE, $1,000 Third Year
End of End of
Age 2d year 2 1/12 2 2/12 2 3/12 2 4/12 2 5/12 2 6/12 2 7/12 2 8/12 2 9/12 2 10/12 2 11/12 3d year
15 $0.09 $0.09 $0.09 $0.09 $0.09 $0.09 $0.09 $0.10 $0.10 $0.10 $0.10 $0.10 $0.10
16 .11 .11 .11 .11 .11 .11 .11 .11 .11 .11 .11 .11 .11
17 .12 .12 .12 .12 .12 .12 .12 .12 .12 .12 .12 .12 .12
18 .13 .13 .13 .13 .13 .13 .13 .14 .14 .14 .14 .14 .14
19 .14 .14 .14 .14 .14 .14 .14 .15 .15 .15 .15 .15 .15
20 .15 .15 .15 .15 .15 .15 .15 ,15 .15 .15 .15 .15 .15
21 .15 .15 .15 .15 .15 .15 .15 .15 .15 .15 .15 .15 .15
22 .16 .16 .16 .16 .16 .16 .16 .17 .17 .17 .17 .17 .17
26 .17 .17 .17 .17 .17 .17 .17 .18 .18 .18 .18 .18 .18
24 .19 .19 .19 .19 .19 .19 .19 .19 .19 .19 .19 .19 .19
26 .20 .20 .20 .20 .20 .20 .20 .21 .21 .21 .21 .21 .21
26 .21 .21 .21 .21 .21 .21 .21 .22 .22 .22 .22 .22 .22
27 .23 .23 .23 .23 .23 .23 .23 .24 .24 .24 .24 .24 .24
28 .25 .25 .25 .25 .25 .25 .25 .25 .25 .25 .25 .25 .25
29 .26 .26 .26 .27 .27 .27 .27 .27 .27 .28 .28 .28 .28
30 .29 .29 .29 .30 .30 .30 .30 .30 .30 .31 .31 .31 .31
31 .32 .32 .32 .32 .32 .32 .32 .33 .33 .33 .33 .33 .33
32 .34 .34 .34 .35 .35 .35 .35 .35 .35 .36 .36 .36 .36
33 .37 .37 .37 .38 .38 .38 .38 .38 .38 .39 .39 .39 .39
34 .42 .42 .42 .43 .43 .43 .43 .43 .43 .44 .44 .44 .44
35 .46 .46 .47 .47 .47 .47 .48 .48 .48 .48 .49 .49 .49
36 .51 .51 .51 .52 .52 .52 .52 .52 .52 .53 .53 .53 .53
37 .56 .56 .57 .57 .57 .57 .58 .58 .58 .58 .59 .59 .59
38 .61 .61 .62 .62 .62 .62 .63 .63 .63 .63 .64 .64 .64
39 .67 .67 .68 .68 .68 .68 .69 .69 .69 .69 .70 .70 .70
40 .74 .74 .75 .75 .75 .76 .76 .76 .77 .77 .77 .78 .78
41 .83 .83 .84 .84 .85 .85 .86 .86 .86 .87 .87 .88 .88
42 .94 .94 .95 .95 .96 .96 .97 .97 .97 .98 .98 .99 .99
43 1.06 1.07 1.07 1.08 1.08 1.09 1.09 1.10 1.11 1.11 1.12 1.12 1.13
44 1.21 1.22 1.22 1.23 1.23 1.24 1.24 1.25 1.26 1.26 1.27 1.27 1.28
45 1.38 1.39 1.40 1.40 1.41 1.42 1.43 1.43 1.44 1.45 1.46 1.46 1.47
46 1.59 1.60 1.61 1.61 1.62 1.63 1.64 1.65 1.66 1.66 1.67 1.68 1.69
47 1.83 1.84 1.85 1.86 1.87 1.88 1.89 1.89 1.90 1.91 1.92 1.93 1.94
48 2.07 2.08 2.09 2.10 2.11 2.12 2.13 2.14 2.15 2.16 2.17 2.18 2.19
49 2.33 2.34 2.35 2.36 2.37 2.38 2.39 2.40 2.41 2.42 2.43 2.44 2.45
50 2.60 2.61 2.62 2.64 2.65 2.66 2.67 2.68 2.69 2.71 2.72 2.73 2.74
51 2.91 2.92 2.94 2.95 2.96 2.97 2.99 3.00 3.01 3.02 3.04 3.05 3.06
52 3.24 3.26 3.27 3.29 3.30 3.32 3.33 3.35 3.36 3.38 3.39 3.41 3.42
53 3.61 3.63 3.64 3.66 3.67 3.69 3.70 3.72 3.74 3.75 3.77 3.78 3.80
54 4.01 4.03 4.04 4.06 4.08 4.09 4.11 4.13 4.14 4.16 4.18 4.19 4.21
55 4.44 4.46 4.48 4.50 4.52 4.54 4.56 4.57 4.59 4.61 4.63 4.65 4.67
56 4.91 4.93 4.96 4.98 5.00 5.02 5.05 5.07 5.09 5.11 5.14 5.16 5.18
57 5.45 5.48 5.50 5.53 5.55 5.58 5.60 5.63 5.65 5.68 5.70 5.73 5.75
58 6.04 6.07 6.10 6.12 6.15 6.18 6.21 6.23 6.26 6.29 6.32 6.34 6.37
59 6.68 6.71 6.74 6.77 6.80 6.83 6.86 6.89 6.92 6.95 6.98 7.01 7.04
91
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values______________________ FIVE-YEAR LEVEL PREMIUM TERM INSURANCE, $1,000 Fourth Year
End of
A,. 3dyu, 3 1/12 3 2/12 3 3/12 3 4/12 3 3/12 3 S/.2 3 7/12 3 8/12 3 9/12 3 10/12 3 11/12 XX
!’ ”!? W » <» W.IB to.os SO OS soTos 7m so 07
7 ' 2 12 n ? I? 10 W “ 09 09 08 “
19 15 15 14 •“ •« •« .» .12 .12
20 15 15 14 -14 13 13 12 -12 .12 11 11 10 10
21 15 15 14 -14 13 I3 12 .12 .12 1 ‘ W w
22 17 17 16 -16 13 15 -14 .14 .14 13 3 2 2
23 18 18 17 17 -I® -15 -15 .15 .15 a’ iu « 3
24 19 ,19 ,18 -18 -I7 -I7 -I6 -16 .15 .15 .14 .14 .13
Il 21 '2° ,2° 119 19 I8 I8 -17 .16 .16 .15 15 14
26 22 21 ”21 ,2° 20 .19 19 18 17 17 16 16
27 24 23 23 -22 -21 -2i .20 :* :97 7 •; •*
28 25 24 -24 -23 -23 .22 .22 .21 .20 20 19 w «
9 28 27 -27 -26 -2S 25 -24 .23 .23 .22 .21 .21 ^0
30 31 30 29 -29 28 27 -26 .25 .24 .24 23 22 21
3* 33 32 31 -30 29 28 -27 -27 .26 .25 24 23 22
32 36 35 34 -33 32 31 .3° .30 .29 .28 ^27 26 25
33 39 38 37 ,36 35 -34 .33 .32 .31 30 29 28 27
34 -44 43 42 -41 40 39 -38 .36 .35 .34 .33 ^32 31
35 49 48 46 -45 44 42 .41 .40 .38 37 36 34 33
3® 53 52 .51 .49 .48 .47 .46 .44 .43 42 « 39 «
37 -59 58 56 .55 .53 .52 .50 .49 .47 46 4} 43 «
38 M 62 61 -59 -58 .56 .55 .53 .51 i 50 ^8 „ *2
39 -7° ,68 67 65 -63 .61 .60 .58 .56 .54 .53 51 ’49
40 78 76 -74 -72 -70 .68 .66 .65 .63 61 59 57 55
41 88 86 84 81 79 .77 .75 72 70 68 66 63
42 97 94 92 -89 -87 .84 ;82 ^0 £ 75 “ £
43 1 13 1 10 1 07 1 05 1 02 .99 .96 .93 .90 .88 ^5 82 79
44 128 125 122 1 18 1 15 1 12 1.09 1.06 1.03 .99 .96 .93 ,9q
45 147 144 140 137 133 1 30 1.26 1.23 1.19 1.16 1.12 1 09 1 OS
46 169 1 65 1,61 1,57 1-53 1.49 1.45 1.40 1.36 1.32 1.28 1.24 1 20
47 1,94 189 1 85 180 1-75 1.70 1.66 1.61 1.56 1.51 I.47 j 42 1 37
48 2 19 2 14 2 08 2 03 I-97 1 92 1.86 1.81 1.76 1.70 1.65 1 59 1 54
49 2-45 2 39 2,33 2 27 • 2 21 2 15 2.09 2.02 1.96 1.90 1.84 1.78 1^72
50 2 74 267 261 2 54 2.47 2.40 2.34 2.27 2.20 2 13 2 07 2 00 1 93
51 3 06 2 98 2 91 2 83 2 76 2.68 2.61 2.53 2.45 2.38 2 30 2 23 2 ^5
52 3 42 ' 3 34 3 25 3 17 3.08 3.00 2.91 2.83 2.74 2.66 2 57 2 49 2 40
53 3-80 3 71 3 61 3 52 3 42 3 33 3.23 3.14 3.05 2 95 2 86 2 76 2 67
54 421 411 400 390 379 369 3.58 3.48 3.38 3.27 3^17 3.06 2.96
55 467 456 4 44 4 33 421 4-10 3.98 3.87 3.75 3.64 3.52 3 41 3 29
56 5-18 5 05 4 92 4 80 4 67 4 54 4 41 4.28 4.15 4.03 3.90 3 77 3 64
57 5 75 5 61 5 47 5 32 5 18 5.04 4.90 4.76 4.62 4.47 4 33 4 19 4 05
58 !'3! 6 21 6 06 5 90 5 74 5 59 5 43 5.27 5.12 4.96 4 80 4 65 4 49
59 7-04 6 87 669 652 6 34 617 5.99 5.82 5.65 5.47 5 30 5 12 4 95
--------------------------------------------------------------------------------------------------—---------------------------------------------------------------L______________________’____________________
92
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values FIVE-YEAR LEVEL PREMIUM TERM INSURANCE, $1,000 Fifth Year
End of End of
Age 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 5/12 4 6/12 4 7/12 4 8/12 4 9/12 4 10/12 4 11/12 5th year
15 $0.07 $0.06 $0.06 $0.05 $0.05 $0.04 $0.04 $0.03 $0.02 $0.02 $0.01 $0.01 $0.00
16 .08 .07 .07 .06 .05 .05 .04 .03 .03 .02 .01 .01 .00
17 .09 .08 .08 .07 .06 .05 .05 .04 .03 .02 .02 .01 .00
18 .10 .09 .08 .08 .07 .06 .05 .04 .03 .03 .02 .01 .00
19 .10 .09 .08 .08 .07 .06 .05 .04 .03 .03 .02 .01 .00
20 .10 .09 .08 .08 .07 .06 .05 .04 .03 .03 .02 .01 .00
21 .10 .09 .08 . .08 .07 .06 .05 .04 .03 .03 .02 .01 .00
22 .12 .11 .10 .09 .08 .07 .06 .05 .04 .03 .02 .01 .00
23 .13 .12 .11 .10 .09 .08 .07 .05 .04 .03 .02 .01 .00
24 .13 .12 .11 .10 .09 .08 .07 .05 .04 .03 .02 .01 .00
25 .14 .13 .12 .10 .09 .08 .07 .06 .05 .03 .02 .01 .00
26 .15 .14 .13 .11 .10 .09 .08 .06 .05 .04 .03 .01 .00
27 .16 .15 .13 .12 .11 .09 .08 .07 .05 .04 .03 .01 .00
28 .18 .17 .15 .14 .12 .11 .09 .08 .06 .05 .03 .02 .00
29 .20 .18 .17 .15 .13 .12 .10 .08 .07 .05 .03 .02 .00
30 .21 .19 .18 .16 .14 .12 .11 .09 .07 .05 .04 .02 .00
31 .22 .20 .18 .17 .15 .13 .11 .09 .07 .06 .04 .02 .00
32 .25 .23 .21 .19 .17 .15 .13 .10 .08 .06 .04 *02 .00
33 .27 .25 .23 .20 .18 .16 .14 .11 .09 .07 .05 .02 .00
34 .31 .28 .26 .23 .21 .18 .16 .13 .10 .08 .05 .03 .00
35 .33 .30 .28 .25 .22 .19 .17 .14 .11 .08 .06 .03 .00
36 .38 .35 .32 .28 .25 .22 .19 .16 .13 .09 .06 .03 .00
37 .41 .38 .34 .31 .27 .24 .20 .17 .14 .10 .07 .03 .00
38 .45 .41 .38 .34 .30 .26 .23 .19 .15 .11 .08 .04 .00
39 .49 .45 .41 .37 .33 .29 .25 .20 .16 .12 .08 .04 .00
40 .55 .50 .46 .41 .37 .32 .28 .23 .18 .14 .09 .05 .00
41 .61 .56 .51 .46 .41 .35 .31 .25 .20 .15 .10 .05 .00
42 .70 .64 .58 .53 .47 .41 .35 .29 .23 .18 .12 .06 .00
43 .79 .72 .66 .59 .53 .46 .40 .33 .26 .20 .13 .07 .00
44 .90 .83 .75 .68 .60 .53 .45 .38 .30 .23 .15 .08 .00
l
45 1.05 .96 .88 .79 .70 .61 .53 .44 .35 .26 .18 .09 .00
46 1.20 1.10 1.00 .90 .80 .70 .60 .50 .40 .30 .20 .10 .00
47 1.37 1.26 1.14 1.03 .91 .80 .68 .57 .46 .34 .23 .11 .00
48 1.54 1.41 1.28 1.16 1.03 .90 .77 .64 .51 .39 .26 .13 .00
49 1.72 1.58 1.43 1.29 1.15 1.00 .86 .72 .57 .43 .29 .14 .00
50 1.93 1.77 1.61 1.45 1.29 1.13 .97 .80 .64 .48 .32 .16 .00
51 2.15 1.97 1.79 1.61 1.43 1.25 1.07 .90 .72 .54 .36 .18 .00
52 2.40 2.20 2.00 1.80 1.60 1.40 1.20 1.00 .80 .60 .40 .20 .00
53 2.67 2.45 2.23 2.00 1.78 1.56 1.34 1.11 .89 .67 .45 .22 .00
54 2.96 2.71 2.47 2.22 1.97 1.73 1.48 1.23 .99 .74 .49 .25 .00
55 3.29 3.02 2.74 2.47 2.19 1.92 1.64 1.37 1.10 .82 .55 .27 .00
56 3.64 3.34 3.03 2.73 2.43 2.12 1.82 1.52 1.21 .91 .61 .30 .00
57 4.05 3.71 3.38 3.04 2.70 2.36 2.03 1.69 1.35 1.01 .68 .34 .00
58 4.49 4.12 3.74 3.37 2.99 2.62 2.24 1.87 1.50 1.12 .75 .37 .00
59 4.95 4.54 4.13 3.71 3.30 2.89 2.48 2.06 1.65 1.24 .83 .41 .00
93
29 May 47 TM 14-400
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 f>jrst Year
End of
Age VX2 2/12 3/12 4/12 5/12 6/12 7/12 8/12 9/12 10/12 11/12 1st year
15 $°-49 $0-98 $1.46 $1.95 $2.44 $2.93 $3.41 $3.90 $4.39 $4.88 $5.36 $5.85
16 -51 1 01 1 52 2.03 2.53 3.04 3.55 4.05 4.56 5.07 5.57 6.08
17 -53 1.05 1.58 2.11 2.63 3.16 3.69 4.21 4.74 5.27 5.79 6 32
18 -55 1.09 1.64 2.19 2.73 3.28 3.83 4.37 4.92 5.47 6.01 6 56
19 *57 114 1.70 2.27 2.84 3.41 3.98 4.55 5.11 5.68 6.25 6.82
20 -59 118 1.77 2.36 2.95 3.54 4.14 4.73 5.32 5.91 6.50 7.09
21 -61 1.23 1.84 2.45 3.07 3.68 4.29 4.91 5.52 6.13 6.75 7.36
22 -64 1.28 1.91 2.55 3.19 3.83 4.46 5.10 5.74 6.38 7.01 7.65
23 -66 1.33 1.99 2.65 3.31 3.98 4.64 5.30 5.96 6.63 7.29 7.95
24 -69 1.38 2.07 2.76 3.45 4.14 4.82 5.51 6.20 6.89 7.58 8^27
25 - 72 1.43 2.15 2.87 3.58 4.30 5.02 5.73 6.45 7.17 7.88 8.60
26 -75 1.49 2.24 2.98 3.73 4.47 5.22 5.96 6.71 7.45 8.20 8.94
27 -78 1.55 2.33 3.10 3.88 4.65 5.43 6.21 6.98 7.76 8.53 9.31
28 -81 1.62 2.42 3.23 4.04 4.85 5.65 6.46 7.27 8.08 8.88 9.69
29 -84 1.68 2.52 3.36 4.20 5.04 5.88 6.72 7.56 8.40 9.24 10.08
30 -87 1.75 2.62 3.50 4.37 5.25 6.12 6.99 7.87 8.74 9.62 10.49
81 .91 1.82 2.73 3.64 4.55 5.46 6.38 7.29 8.20 9.11 10.02 10.93
32 -95 1.90 2.85 3.80 4.75 5.70 6.64 7.59 8.54 9.49 10.44 11.39
33 •" 1 98 2.96 3.95 4.94 5.93 6-91 7.90 8.89 9.88 10.86 11.85
34 1 03 2 06 3.09 4.12 5.15 6.18 7.20 8.23 9.26 10.29 11.32 12.35
35 1 07 2-15 3.22 4.29 5.37 6.44 7.51 8.59 9.66 10.73 11.81 12.88
36 112 2.24 3.35 4.47 5.59 6.71 7.83 8.95 10.06 11.18 12.30 13.42
37 117 2-33 3.50 4.67 5.83 7.00 8.17 9.33 10.50 11.67 12.83 14.00
38 1 22 2.43 3.65 4.86 6.08 7.29 8.51 9.72 10.94 12.15 13.37 14.58
39 I-27 2-54 3.80 5.07 6.34 7.61 8.87 10.14 11.41 12.68 13.94 15.21
40 1.32 2.64 3.97 5.29 6.61 7.93 9.25 10.57 11.90 13.22 14.54 15.86
41 138 276 4.14 5.52 6.90 8.28 9.65 11.03 12.41 13.79 15.17 16.55
42 1.44 2.88 4.31 5.75 7.19 8.63 10.07 11.51 12.94 14.38 15.82 17.26
43 I-80 3.00 4.51 6.01 7.51 9.01 10.51 12.01 13.52 15.02 16.52 18.02
44 I-57 3.13 4.70 6.26 7.83 9.39 10.96 12.53 14.09 15.66 17.22 18.79
43 163 3.27 4.90 6.54 8.17 9.81 11,44 13.07 14.71 16.34 17.98 19.61
46 170 3.41 5.11 6.81 8.52 10.22 11.92 13.63 15.33 17.03 18.74 20.44
47 178 3.55 5.33 7.10 8.88 10.65 12.43 14.21 15.98 17.76 19.53 21.31
48 185 370 5.55 7.40 9.25 11.10 12.95 14.80 16.65 18.50 20.35 22.20
49 192 3.85 5.77 7.70 9.62 11.55 13.47 15.39 17.32 19.24 21.17 23.09
50 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00 20.00 22.00 24.00
51 2.08 4.16 6.23 8.31 10.39 12.47 14.54 16.62 18.70 20.78 22.85 24.93
52 216 4.31 6.47 8.63 10.78 12.94 15.10 17.25 19.41 21.57 23.72 25.88
53 2.24 4.48 6.71 8.95 11.19 13.43 15.67 17.91 20.14 22.38 24.62 26.86
54 2.32 4.64 6.96 9.28 11.60 13.92 16.25 18.57 20.89 23.21 25.53 27.85
55 2.41 4.81 7.22 9.62 12.03 14.43 16.84 19.25 21.65 24.06 26.46 28.87
56 2.49 4.98 7.48 9.97 12.46 14.95 17.44 19.93 22.43 24.92 27.41 29.90
57 2.58 5.16 7.74 10.32 12.90 15.48 18.06 20.64 23.22 25.80 28.38 30.96
58 2.67 5.34 8.01 10.68 13.35 16.02 18.69 21.36 24.03 26.70 29.37 32.04
59 2.76 5.52 8.28 11.04 13.80 16.56 19.33 22.09 24.85 27.61 30.37 33.13
94
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 Second Year
End of End of
Age 1st year 11/12 12/12 13/12 14/12 15/12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
15 $5.85 $6.35 $6.86 $7.36 $7.86 $8.37 $8.87 $9.37 $9.88 $10.38 $10.88 $11.39 $11.89
16 6.08 6.60 7.13 7.65 8.17 8.70 9.22 9.74 10.27 10.79 11.31 11.84 12.36
17 6.32 6.86 7.41 7.95 8.49 9.04 9.58 10.12 10.67 11.21 11.75 12.30 12.84
18 6.56 7.13 7.69 8.26 8.82 9.39 9.95 10.52 11.08 11.65 12.21 12.78 13.34
19 6.82 7.41 7.99 8.58 9.17 9.75 10.34 10.93 11.51 12.10 12.69 13.27 13.86
20 7.09 7.70 8.31 8.92 9.53 10.14 10.75 11.35 11.96 12.57 13.13 13.79 14.40
21 7.36 7.99 8.63 9.26 9.89 10.52 11.16 11.79 12.42 13.05 13.69 14.32 14.95
22 7.65 8.31 8.97 9.62 10.28 10.94 11.60 12.25 12.91 13.57 14.23 14.88 15.54
23 7.95 8.63 9.32 10.00 10.68 11.37 12.05 12.73 13.42 14.10 14.78 15.47 16.15
24 8.27 8.98 9.69 10.40 11.11 11.82 12.53 13.25 13.96 14.67 15.38 16.09 16.80
25 8.60 9.34 10.08 10.82 11.56 12.30 13.04 13.77 14.51 15.25 15.99 16.73 17.47
26 8.94 9.71 10.48 11.25 12.02 12.79 13.56 14.32 15.09 15.86 16.63 17.40 18.17
27 9.31 10.11 10.91 11.71 12.51 13.31 14.11 14.91 15.71 16.51 17.31 18.11 18.91
28 9.69 10.52 11.35 12.19 13.02 13.85 14.68 15.51 16.34 17.18 18.01 18.84 19.67
29 10.08 10.95 11.81 12.68 13.54 14.41 15.27 16.14 17.01 17.87 18.74 19.60 20.47
30 10.49 11.39 12.29 13.20 14.10 15.00 15.90 16.80 17.70 18.61 19.51 20.41 21.31
31 10.93 11.87 12.81 13.74 14.68 15.62 16.56 17.50 18.44 19.37 20.31 21.25 22.19
32 11.39 12.37 13.34 14.32 15.30 16.27 17.25 18.23 19.20 20.18 21.16 22.13 23.11
33 11.85 12.87 13.89 14.90 15.92 16.94 17.96 18.97 19.99 21.01 22.03 23.04 24.06
34 12.35 13.41 14.47 15.53 16.59 17.65 18.71 19.78 20.84 21.90 22.96 24.02 25.08
35 12.88 13.98 15.09 16.19 17.30 18.40 19.51 20.61 21.71 22.82 23.92 25.03 26.13
36 13.42 14.57 15.72 16.87 18.02 19.17 20.32 21.48 22.63 23.78 24.93 26.08 27.23
37 14.00 15.20 16.40 17.59 18.79 19.99 . 21.19 22.39 23.59 24.78 25.98 27.18 28.38
38 14.58 15.83 17.08 18.33 19.58 20.83 22.08 23.32 24.57 25.82 27.07 28.32 29.57
39 15.21 16.51 17.81 19.12 20.42 21.72 23.02 24.32 25.62 26.93 28.23 29.53 30.83
40 15.86 17.22 18.57 19.93 21.29 22.64 24.00 25.36 26.71 28.07 29.43 30.78 32.14
41 16.55 17.97 19.38 20.80 22.21 23.63 25.04 26.46 27.87 29.29 30.70 32.12 33.53
42 17.26 18.74 20.21 21.69 23.16 24.64 26.11 27.59 29.07 30.54 32.02 33.49 34.97
43 18.02 19.56 21.10 22.63 24.17 25.71 27.25 28.78 30.32 31.86 33.40 34.93 36.47
44 18.79 20.39 22.00 23.60 25.20 26.81 28.41 30.01 31.62 33.22 34.82 36.43 38.03
45 19.61 21.28 22.95 24.62 26.29 27.96 29.63 31.30 32.97 34.64 36.31 37.98 39^65
46 20.44 22.18 23.92 25.66 27.40 29.14 30.88 32.62 34.36 36.10 37.84 39.58 41.32
47 21.31 23.12 24.93 26.74 28.55 30.36 32.17 33.98 35.79 37.60 39.41 41.22 43.03
48 22.20 24.08 25.96 27.84 29.72 31.60 33.48 35.37 37.25 39.13 41.01 42.89 44.77
49 23.09 25.04 27.00 28.95 30.90 32.86 34.81 36.76 38.72 40.67 42.62 44.58 46.53
50 24.00 26.03 28.06 30.08 32.11 34.14 36.17 38.19 40.22 42.25 44.28 46.30 48.33
51 24.93 27.03 29.14 31.24 33.34 35.45 37.55 39.65 41.76 43.86 45.96 48.07 50.17
52 25.88 28.06 30.24 32.42 34.60 36.78 38.96 41.15 43.33 45.51 47.69 49.87 52.05
53 26.86 29.12 31.38 33.64 35.90 38.16 40.42 42.67 44.93 47.19 49.45 51.71 53.97
54 27.85 30.19 32.53 34.87 37.21 39.55 41.89 44.22 46.56 48.90 51.24 53.58 55.92
55 28.87 31.29 33.71 36.13 38.55 40.97 43.39 45.81 48.23 50.65 53.07 55.49 57.91
56 29.90 32.40 34.91 37.41 39.91 42.42 44.92 47.42 49.93 52.43 54.93 57.44 59.94
57 30.96 33.55 36.14 38.72 41.31 43.90 46.49 49.07 51.66 54.25 56.84 59.42 62.01
58 32.04 34.71 37.39 40.06 42.73 45.40 48.08 50.75 53.42 56.09 58.77 61.44 64.11
59 33.13 35.89 38.65 41.40 44.16 46.92 49.68 52.44 55.20 57.95 60.71 63.47 66.23
95
TM
14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance) —Continued.
Fractional Reserve Values ARY LIFE, $1,000 Third Year
End of End of
Age 2d year r 2 1/12 2 2/12 2 3/12 2 4/12 2 5/12 2 6/12 2 7/12 2 8/12 2 9/12 2 10/12 2 11/12 3d year
15 $11.89 $12.41 $12.93 $13.45 $13.97 $14.49 $15.01 $15.54 $16.06 $16.58 $17.10 $17.62 $18.14
16 12.36 12.90 13.44 13.98 14.52 15.06 15.60 16.15 16.69 17.23 17.77 18.31 18.85
17 12.84 13.40 13.96 14.53 15.09 15.65 16.21 16.77 17.33 17.90 18.46 19.02 19.58
18 13.34 13.92 14.51 15.09 15.67 16.26 16.84 17.42 18.01 18.59 19.17 19.76 20.34
19 13.86 14.47 15.07 15.68 16.28 16.89 17.49 18.10 18.70 19.31 19.91 20.52 21.12
20 14.40 15.03 15.66 16.28 16.91 17.54 18.17 18.80 19.43 20.05 20.68 21.31 21.94
21 14.95 15.60 16.26 16.91 17.56 18.22 18.87 19.52 20.18 20.83 21.48 22.14 22.79
22 15.54 16.22 16.90 17.57 18.25 18.93 19.61 20.29 20.97 21.64 22.32 23.00 23.68
23 16.15 16.86 17.56 18.27 18.97 19.68 20.38 21.09 21.79 22.50 23.20 23.91 24.61
24 16.80 17.53 18.27 19.00 19.73 20.46 21.20 21.93 22.66 23.39 24.13 24.86 25.59
25 17.47 18.23 18.99 19.76 20.52 21.28 22.04 22.80 23.56 24.33 25.09 25.85 26.61
26 18.17 18.96 19.76 20.55 21.34 22.13 22.93 23.72 24.51 25.30 26.10 26.89 27.68
27 18.91 19.73 20.56 21.38 22.20 23.03 23.85 24.67 25.50 26.32 27.14 27.97 28.79
28 19.67 20.53 21.38 22.24 23.10 23.95 24.81 25.67 26.52 27.38 28.24 29.09 29.95
29 20.47 21.36 22.25 23.15 24.04 24.93 25.82 26.71 27.60 28.50 29.39 30.28 31.17
30 21.31 22.24 23.17 24.09 25.02 25.95 26.88 27.81 28.74 29.66 30.59 31.52 32.45
31 22.19 23.16 24.12 25.09 26.05 27.02 27.98 28.95 29.92 30.88 . 31.85 32.81 33.78
32 23.11 24.12 25.12 26.13 27.13 28.14 29.14 30.15 31.15 32.16 33.16 34.17 35.17
33 24.06 25.11 26.16 27.20 28.25 29.30 30.35 31.39 32.44 33.49 34.54 35.58 36.63
34 25.08 26.17 27.26 28.35 29.44 30.53 31.62 32.71 33.80 34.89 35.98 37.07 38.16
35 26.13 27.27 28.40 29.54 30.67 31.81 32.94 34.08 35.22 36.35 37.49 38.62 39.76
36 27.23 28.41 29.60 30.78 31.96 33.14 34.33 35.51 36.69 37.87 39.06 40.24 41.42
37 28.38 29.61 30.84 32.08 33.31 34.54 35.77 37.00 38.23 39.47 40.70 41.93 43.16
38 29.57 30.85 32.14 33.42 34.70 35.98 37.27 38.55 39.83 41.11 42.40 43.68 44.96
39 30.83 32.17 33.50 34.84 36.18 37.51 38.85 40.19 41.52 42.86 44.20 45.53 46.87
40 32.14 33.53 34.93 36.32 37.71 39.10 40.50 - 41.89 43.28 44.67 46.07 47.46 48.85
41 33.53 34.98 36.43 37.88 39.33 40.78 42.23 43.69 45.14 46.59 48.04 49.49 50.94
42 34.97 36.48 37.99 39.51 41.02 42.53 44.04 45.55 47.06 48.58 50.09 51.60 53.11
43 36.47 38.05 39.62 41.20 42.77 44.35 45.92 47.50 49.07 50.65 52.22 53.80 55.37
44 38.03 39.67 41.31 42.95 44.59 46.23 47.87 49.50 51.14 52.78 54.42 56.06 57.70
45 39.65 41.36 43.06 44.77 46.47 48.18 49.88 51.59 53.30 55.00 56.71 58.41 60.12
46 41.32 43.09 44.87 46.64 48.41 50.19 51.96 53.73 55.51 57.28 59.05 60.83 62.60
47 43.03 44.87 46.71 48.56 50.40 52.24 54.08 55.92 57.76 59.61 61.45 63.29 65.13
48 44.77 46.68 48.59 50.50 52.41 54.32 56.23 58.15 60.06 61.97 63.88 65.79 67.70
49 46.53 48.51 50.49 52.47 54.45 56.43 58.41 60.40 62.38 64.36 66.34 68.32 70.30
50 48.33 50.38 52.44 54.49 56.54 58.59 60.65 62.70 64.75 66.80 68.86 70.91 72.96
51 50.17 52.30 54.42 56.55 58.67 60.80 62.92 65.05 67.18 69.30 71.43 73.55 75.68
52 52.05 54.25 56.45 58.65 60.85 63.05 65.25 67.45 69.65 71.85 74.05 76.25 78.45
53 53.97 56.25 58.52 60.80 63.07 65.35 67.62 69.90 72.18 74.45 76.73 79.00 81.28
54 55.92 58.27 60.63 62.98 65.33 67.68 70.04 72.39 74.74 77.09 79.45 81.80 84.15
55 57.91 60.34 62.77 65.20 67.63 70.06 72.49 74.93 77.36 79.79 82.22 84.65 87.08
56 59.94 62.45 64.96 67.47 69.98 72.49 75.00 77.51 80.02 82.53 85.04 87.55 90.06
57 62.01 64.60 67.19 69.78 72.37 74.96 77.55 80.14 82.73 85.32 87.91 90.50 93.09
58 64.11 66.78 69.45 72.12 74.79 77.46 80.13 82.80 85.47 88.14 90.81 93.48 96.15
59 66.23 68.98 71.73 74.48 77.23 79.98 82.73 85.49 88.24 90.99 93.74 96.49 99 24
_________________________________________________________________________________________________________ I_______________________________
g Q
O
96
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance) —Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 Fourth Year
End of End of
Age 3d year 3 1/12 3 2/12 3 3/12 3 4/12 3 5/12 3 6/12 3 7/12 3 8/12 3 9/12 3 10/12 3 11/12 4th year
15 $18.14 $18.68 $19.21 $19.75 $20.29 $20.82 $21.36 $21.90 $22.43 $22.97 $23.51 $24.04 $24.58
16 18.85 19.41 19.97 20.52 21.08 21.64 22.20 22.75 23.31 23.87 24.43 24.98 25.54
17 19.58 20.16 20.74 21.32 21.90 22.48 23.06 23.63 24.21 24.79 25.37 25.95 26.53
18 20.34 20.94 21.54 22.14 22.74 23.34 23.94 24.55 25.15 25.75 26.35 26.95 27.55
19 21.12 21.74 22.37 22.99 23.62 24.24 24.87 25.49 26.11 26.74 27.36 27.99 28.61
20 21.94 22.59 23.24 23.88 24.53 25.18 25.83 26.47 27.12 27.77 28.42 29.06 29.71
21 22.79 23.46 24.14 24.81 25.48 26.15 26.83 27.50 28.17 28.84 29.52 30.19 30.86
22 23.08 24.38 25.08 25.78 26.48 27.18 27.88 28.57 29.27 29.97 30.67 31.37 32.07
23 24.61 25.34 26.07 26.79 27.52 28.25 28.98 29.70 30.43 31.16 31.89 32.61 33.34
24 25.59 26.35 27.10 27.86 28.61 29.37 30.12 30.88 31.64 32.39 33.15 33.90 34.66
25 26.61 27.40 28.18 28.97 29.75 30.54 31.32 32.11 32.90 33.68 34.47 35.25 36.04
26 27.68 28.50 29.31 30.13 30.95 31.76 32.58 33.40 34.21 35.03 35.85 36.66 37.48
27 28.79 29.64 30.49 31.34 32.19 33.04 33.89 34.73 35.58 36.43 37.28 38.13 38.98
28 29.95 30.83 31.72 32.60 33.49 34.37 35.26 36.14 37.02 37.91 38.79 39.68 40.56
29 31.17 32.09 33.01 33.93 34.85 35.77 36.69 37.60 38.52 39.44 40.36 41.28 42.20
30 32.45 33.41 34.36 35.32 36.27 37.23 38.18 39.14 40.10 41.05 42.01 42.96 43.92
31 33.78 34.78 35.77 36.77 37.76 38.76 39.75 40.75 41.74 42.74 43.73 44.73 45.72
32 35.17 36.21 37.24 38.28 39.31 40.35 41.38 42.42 43.46 44.49 45.53 46.56 47.60
33 36.63 37.71 38.79 39.86 40.94 42.02 43.10 44.17 45.25 46.33 47.41 48.48 49.56
34 38.16 39.28 40.40 41.53 42.65 43.77 44.89 46.01 47.13 48.26 49.38 50.50 51.62
35 39.76 40.93 42.10 43.26 44.43 45.60 46.77 47.93 49.10 50.27 51.44 52.60 53.77
36 41.42 42.64 43.85 45.07 46.28 47.50 48.71 49.93 51.14 52.36 53.57 54.79 56.00
37 43.16 44.42 45.69 46.95 48.22 49.48 50.75 52.01 53.27 54.54 55.80 57.07 58.33
38 44.96 46.28 47.60 48.91 50.23 51.55 52.87 54.18 55.50 56.82 58.14 59.45 60.77
39 46.87 48.24 49.61 50.98 52.35 53.72 55.09 56.47 57.84 59.21 60.58 61.95 63.32
40 48.85 50.28 51.71 53.13 54.56 55.99 57.42 58.85 60.28 61.70 63.13 64.56 65.99
41 50.94 52.43 53.91 55.40 56.89 58.37 59.86 61.35 62.83 64.32 65.81 67.29 68.78
42 53.11 54.66 56.21 57.75 59.30 60.85 62.40 63.94 65.49 67.04 68.59 70.13 71.68
43 55.37 56.98 58.59 60.20 61.81 63.42 65.03 66.63 68.24 69.85 71.46 73.07 . 74.68
44 57.70 59.37 61.05 62.72 64.39 66.07 67.74 69.41 71.09 72.76 74.43 76.11 77.78
45 60.12 61.86 63.60 65.33 67.07 68.81 70.55 72.29 74.03 75.76 77.50 79.24 80.98
46 62.60 64.40 66.21 68.01 69.81 71.62 73.42 75.22 77.03 78.83 80.63 82.44 84.24
47 65.13 67.00 68.87 70.74 72.61 74.48 76.35 78.21 80.08 81.95 83.82 85.69 87.56
48 67.70 69.64 71.57 73.51 75.45 77.38 79.32 81.26 83.19 85.13 87.07 89.00 90.94
49 70.30 72.31 74.31 76.32 78.32 80.33 82.33 84.34 86.34 88.35 90.35 92.36 94.36
50 72.96 75.04 77.11 79.19 81.26 83.34 85.41 87.49 89.56 91.64 93.71 95.79 97.86
51 75.68 77.83 79.97 82.12 84.26 86.41 88.55 90.70 92.85 94.99 97.14 99.28 101.43
52 78.45 80.67 82.89 85.10 87.32 89.54 91.76 93.97 96.19 98.41 100.63 102.84 105.06
53 81.28 83.57 85.86 88.15 90.44 92.73 95.02 97.30 99.59 101.88 104.17 106.46 108.75
54 84.15 86.51 88.88 91.24 93.60 95.97 98.33 100.69 103.06 105.42 107.78 110.15 112.51
55 87.08 89.52 91.96 94.39 96.83 99.27 101.71 104.14 106.58 109.02 111.46 113.89 116.33
56 90.06 92.57 95.09 97.60 100.11 102.62 105.14 107.65 110.16 112.67 115.19 117.70 120.21
57 93.09 95.68 98.26 100.85 103.44 106.02 108.61 111.20 113.78 116.37 118.96 121.54 124.13
58 96.15 98.81 101.48 104.14 106.80 109.46 112.13 114.79 117.45 120.11 122.78 125.44 128.10
59 99.24 101.98 104.72 107.45 110.19 112.93 115.67 118.40 121.14 123.88 126.62 129.35 132.09
97
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Liie Insurance)—Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 Fifth Year
End of End of
Age 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 5/12 4 6/12 4 7/12 4 8/12 4 9/12 4 10/12 4 11/12 5th year
15 $24.58 $25.14 $25.69 $26.25 $26.80 $27.36 $27.91 $28.47 $29.02 $29.58 $30.13 $30.69 $31.24
16 25.54 26.12 26.69 27.27 27.84 28.42 28.99 29.57 30.15 30.72 31.30 31.87 32.45
17 26.53 27.13 27.72 28.32 28.92 29.51 30.11 30.71 31.30 31.90 32.50 33.09 33^69
18 27.55 28.17 28.79 29.41 30.03 30.65 31.27 31.89 32.51 33.13 33.75 34.37 34 99
19 28.61 29.25 29.90 30.54 31.18 31.83 32.47 33.11 33.76 34.40 35.04 35.69 36^33
20 29.71 30.38 31.05 31.71 32.38 33.05 33.72 34.39 35.06 35.72 36.39 37.06 37.73
21 30.86 31.56 32.25 32.95 33.64 34.34 35.03 35.73 36.42 37.12 37.81 38.51 39 20
22 32.07 32.79 33.51 34.24 34.96 35.68 36.40 37.12 37.84 38.57 39.29 40.01 40.73
23 33.34 34.09 34.84 35.59 36.34 37.09 37.84 38.58 39.33 40.08 40.83 41,58 42'33
24 34.66 35.44 36.22 37.00 37.78 38.56 39.34 40.11 40.89 41.67 42.45 43.23 44^01
25 36.04 36.85 37.66 38.47 39.28 40.09 40.90 41.71 42.52 43.33 44.14 44.95 45 76
26 37.48 38.32 39.16 40.01 40.85 41.69 42.53 43.37 44.21 45.06 45.90 46*74 47 58
27 38.98 39.86 40.73 41.61 42.48 43.36 44.23 45.11 45.99 46.86 47.74 48.61 49 49
28 40.56 41.47 42.38 43.29 44.20 45.11 46.02 46.93 47.84 48.75 49.66 50.57 5K48
29 42.40 43.15 44.09 45.04 45.99 46.93 47.88 48.83 49.77 50.72 51.67 52.61 53.56
30 43.92 44.90 45.89 46.87 47.86 48.84 49.83 50.81 51.79 52.78 53.76 54.75 55.73
31 45.72 46.74 47.77 48.79 49.82 50.84 51.87 52.89 53.91 54.94 55.96 56.99 58 01
32 47.60 48.67 49.73 50.80 51.86 52.93 53.99 55.06 56.13 57.19 58.26 59.32 60*39
33 49.56 50.67 51.78 52.89 54.00 55.11 56.22 57.32 58.43 59.54 60.65 61.76 62 87
34 51.62 52.77 53.93 55.08 56.23 57.39 58.54 59.69 60.85 62.00 63.15 64.31 65^46
35 53.77 54.97 56.17 57.37 58.57 59.77 60.97 62.16 63.36 64.56 65.76 66.96 68.16
36 56.00 57.25 58.50 59.74 60.99 62.24 63.49 64.73 65.98 67.23 68.48 69.72 70^97
37 58.33 59.63 60.93 62.22 63.52 64.82 66.12 67.42 68.72 70.01 71.31 72.61 73^91
38 60.77 62.12 63.47 64.82 66.17 67.52 68.87 70.23 71.58 72.93 74.28 75.63 76 98
39 63.32 64.73 66.13 67.54 68.95 70.35 71.76 73.17 74.57 75.98 77.39 78.79 80^20
40 65.99 67.45 68.92 70.38 71.84 73.30 74.77 76.23 77.69 79.15 80.62 82.08 83 54
41 68.78 70.30 71.82 73.35 74.87 76.39 77.91 79.43 80.95 82.48 84.00 85.52 87*04
42 71.68 73.26 74.84 76.42 78.00 79.58 81.16 82.75 84.33 85.91 87.49 89.07 90*65
43 74.68 76.32 77.97 79.61 81.25 82.90 84.54 86.18 87.83 89.47 91.11 92.76 94^40
44 77.78 79.49 81.19 82.90 84.60 86.31 88.01 89.72 91.43 93.13 94.84 96^54 98.25
45 80.98 82.75 84.52 86.28 88.05 89.82 91.59 93.36 95.13 96.89 98.66 100.43 102 20
46 84.24 86.07 87.90 89.73 91.56 93.39 95.22 97.06 98.89 100.72 102.55 104.38 106^21
47 87.56 89.46 91.35 93.25 95.14 97.04 98.93 100.83 102.73 104.62 106.52 108.41 110 31
48 90.94 92.90 94„86 96.82 98.78 100.74 102.70 104.67 106.63 108.59 110.55 112 51 114 47
49 94.36 96.39 98,42 100.44 102.47 104.50 106.53 108.55 110.58 112.61 114.64 116.66 118^69
50 97.86 99.95 102.05 104.14 106.24 108.33 110.43 112.52 114.61 116.71 118.80 120.90 122 99
51 101.43 103.59 105.75 107.92 110.08 112.24 114.40 116.56 118.72 120.89 123.05 125.21 127 37
52 105.06 107.29 109.52 111.75 113.98 116.21 118.44 120.67 122.90 125.13 127.36 129.59 131 82
53 108.75 111.05 113.35 115.65 117.95 120.25 122.55 124.85 127.15 129.45 131.75 134.05 136 35
54 112.51 114.88 117.25 119.62 121.99 124.36 126.73 129.10 131.47 133.84 136.21 138.58 140^95
55 116.33 118.77 121.21 123.65 126.09 128.53 130.97 133.41 135.85 138.29 140.73 143.17 145 61
56 120.21 122.72 125.23 127.74 ' 130.25 132.76 135.27 137.78 140.29 142.80 145.31 147 82 150 33
57 124.13 126.71 129.29 131.87 134.45 137.03 139.61 142.19 144.77 147.35 149.93 152 51 155 09
58 128.10 130.75 133.40 136.05 138.70 141.35 144.00 146.65 149.30 151.95 154.60 157 25 159 90
59 132.09 134.81 137.53 140.25 142.97 145.69 148.41 151.13 153.85 156.57 159.29 162.01 164^73
9
98
2<7 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 Sixth Year
End of ' End of
Age 5th year 5 1/12 5 2/12 5 3/12 5 4/12 5 5/12 5 6/12 5 7/12 5 8/12 5 9/12 5 10/12 5 11/12 6th year
15 $31.24 $31.81 $32.39 $32.96 $33.53 $34.10 $34.68 $35.25 $35.82 $36.39 $36.97 $37.54 $38.11
16 32.45 33.04 33.64 34.23 34.82 35.42 36.01 36.60 37.20 37.79 38.38 38.98 39.57
17 33.69 34.31 34.92 35.54 36.16 36.77 37.39 38.01 38.62 39.24 39.86 40.47 41.09
18 34.99 35.63 36.27 36.91 37.55 38.19 38.83 39.46 40.10 40.74 41.38 42.02 42.66
19 36.33 36.99 37.66 38.32 38.99 39.65 40.32 40.98 41.64 42.31 42.97 43.64 44.30
20 37.73 38.42 39.11 39.80 40.49 41.18 41.87 42.56 43.25 43.94 44.63 45.32 46.01
21 39.20 39.92 40.63 41.35 42.06 42.78 43.49 44.21 44.93 45.64 46.36 47.07 47.79
22 a0.73 41.47 42.22 42.96 43.71 44.45 45.20 45.94 46.68 47.43 48.17 48.92 49.66
23 42.33 43.10 43.88 44.65 45.42 46.20 46.97 47.74 48.52 49.29 50.06 50.84 51.61
24 44.01 44.81 45.62 46.42 47.22 48.02 48.83 49.63 50.43 51.23 52.04 52.84 53.64
25 45.76 46.59 47.43 48.26 49.10 49.93 50.77 51.60 52.43 53.27 54.10 54.94 55.77
26 47.58 48.45 49.32 50.18 51.05 51.92 52.79 53.65 54.52 55.39 56.26 57.12 57.99
27 49.49 50.39 51.29 52.20 53.10 54.00 54.90 55.80 56.70 57.61 58.51 59.41 60.31
28 51.48 52.42 53.36 54.29 55.23 56.17 57.11 58.04 58.98 59.92 60.86 61.79 62.73
29 53.56 54.53 55.51 56.48 57.46 58.43 59.41 60.38 61.35 62.33 63.30 64.28 65.25
30 55.73 56.74 57.76 58.77 59.79 60.80 61.82 62.83 63.84 64.86 65.87 66.89 67.90
31 58.01 59.06 60.12 61.17 62.23 63.28 64.34 65.39 66.44 67.50 68.55 69.61 70.66
32 60.39 61.49 62.58 63.68 64.77 65.87 66.96 68.06 69.16 70.25 71.35 72.44 73.54
33 62.87 64.01 65.15 66.28 67.42 68.56 69.70 70.84 71.98 73.11 74.25 75.39 76.53
34 65.46 66.64 67.83 69.01 70.20 71.38 72.57 73.75 74.93 76.12 77.30 78.49 79.67
35 68.16 69.39 * 70.62 71.86 73.09 74.32 75.55 76.78 78.01 79.25 80.48 81.71 82.94
36 70.97 72.25 73.53 74.81 76.09 77.37 78.65 79.94 81.22 82.50 83.78 85.06 86.34
37 73.91 75.24 76.58 77.91 79.24 80.57 81.91 83.24 84.57 85.90 87.24 88.57 89.90
38 76.98 78.37 79.75 81.14 82.52 83.91 85.29 86.68 88.07 89.45 90.84 92.22 93.61
39 80.20 81.64 83.08 84.52 85.96 87.40 88.84 90.28 91.72 93.16 94.60 96.04 97.48
40 83.54 85.04 86.54 88.03 89.53 91.03 92.53 94.03 95.53 97.02 98.52 100.02 101.52
41 87.04 88.60 90.15 91.71 93.26 94.82 96.37 97.93 99.48 101.04 102.59 104.15 105.70
42 90.65 92.27 93.88 95.50 97.11 98.73 100.34 101.96 103.57 105.19 106.80 108.42 110.03
43 94.40 96.08 97.75 99.43 101.10 102.78 104.45 106.13 107.80 109.48 111.15 112.83 114.50
44 98.25 99.99 101.72 103.46 105.19 106.93 108.66 110.40 112.13 113.87 115.60 117.34 119.07
45 102.20 104.00 105.79 107.59 109.38 111.18 112.97 114.77 116.56 118.36 120.15 121.95 123.74
46 106.21 108.07 109.93 111.78 113.64 115.50 117.36 119.21 121.07 122.93 124.79 126.64 128.50
47 110.31 112.23 114.15 116.07 117.99 119.91 121.83 123.74 125.66 127.58 129.50 131.42 133.34
48 114.47 116.45 118.43 120.42 122.40 124.38 126.36 128.34 130.32 132.31 134.29 136.27 138.25
49 118.69 120.74 122.78 124.83 126.87 128.92 130.96 133.01 135.06 137.10 139.51 141.19 143.24
50 122.99 125.10 127.21 129.32 131.43 133.54 135.65 137.76 139.87 141.98 144.09 146.20 148.31
51 127.37 129.55 131.72 133.90 136.07 138.25 140.42 142.60 144.77 146.95 149.12 151.30 153.47
52 131.82 134.06 136.30 138.54 140.78 143.02 145.26 147.50 149.74 151.98 154.22 156.46 158.70
53 136.35 138.66 140.96 143.27 145.57 1-17.88 150.18 152.49 154.80 157.10 159.41 161.71 164.02
54 140.95 143.32 145.69 148.07 150.44 .’^2.81 155.18 157.55 159.92 162.30 164.67 167.04 169.41
55 145.61 148.05 150.49 152.92 155.36 157.80 160.24 162.67 165.11 167.55 169.99 172.42 174.86
56 150.33 152.83 155.34 157.84 160.34 162.84 165.35 167.85 170.35 172.85 175.36 177.86 180.36
57 155.09 157.66 160.23 162.79 165.36 167.93 170.50 173.07 175.64 178.20 180.77 183.34 185.91
58 159.90 162.53 165.17 167.80 170.43 173.06 175.70 178.33 180.96 183.59 186.23 188.86 191.49
59 164.73 167.43 170.13 172.82 175.52 178.22 180.92 183.61 186.31 189.01 191.71 194.40 197.10
99
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 Seventh Year
End of End of
Age 6th year 6 1/12 6 2/12 6 3/12 6 4/12 6 5/12 6 6/12 6 7/12 6 8/12 6 9/12 6 10/12 6 11/12 7th year
15 $38.11 $38.70 $39.29 $39.88 $40.47 $41.06 $41.65 $42.24 $42.83 $43.42 $44.01 $44.60 $45.19
16 39.57 40.18 40.79 41.41 42.02 42.63 43.24 43.85 44 45 45.08 45.69 46^30 46 91
17 41.09 41.73 42.36 43.00 43.63 44.27 44.90 45.54 46.17 46.81 47.44 48^08 43'71
18 42.66 43.32 43.98 44.64 45.30 45.96 46.62 47.27 47.93 48.59 49.25 49'91 50 57
19 44.30 44.99 45.67 46.36 47.04 47.73 48.41 49.10 49.78 50.47 51.15 51's4 52^52
20 46.01 46.72 47.43 48.14 48.85 49.56 50.27 50.99 51.70 52.41 53.12 53.83 54.54
21 47.79 48.53 49.27 50.00 50.74 51.48 52.22 52.96 53.70 54.43 55.17 55'91 56^65
22 49.66 50.43 51.19 51.96 52.73 53.49 54.26 55.03 55.79 56.56 57.33 58.09 5886
I 23 51.61 52.41 53.20 54.00 54.80 55.59 56.39 57.19 57.98 58.78 59.58 60.37 6L17
24 53.64 54.47 55.30 56.12 56.95 57.78 58.61 59.43 60.26 61,09 61.92 62.74 63^57
25 55.77 56.63 57.49 58.35 59.21 60.07 60.93 61.79 62.65 63.51 64.37 65.23 66.09
26 57.99 58.88 59.78 60.67 61.56 62.46 63.35 64.24 65.14 66.03 66.92 6782 68^71
27 60.31 61.24 62.17 63.09 64.02 64.95 65.88 66.81 67.74 68.66 69.59 70^52 7V45
28 62.73 63.70 64.66 65.63 66.59 67.56 68.52 69.49 70.45 71.42 72.38 73 35 74'31
29 65.25 66.25 67.26 68.26 69.26 70.27 71.27 72.27 73.28 74.28 75.28 76.29 77.29
30 67.90 68.94 69.99 71.03 72.07 73.11 74.16 75.20 76.24 77.28 78.33 79.37 80.41
31 70.66 71.74 72.83 73.91 75.00 76.08 77.17 78.25 79.33 80.42 81.50 82^59 83^67
32 73.54 74.67 75.79 76.92 78.04 79.17 80.29 81.42 82.55 83.67 84.80 85.92 87 05
33 76.53 77.70 78.87 80.04 81.21 82.38 83.55 84.73 85.90 87.07 88.24 89.41 9058
34 79.67 80.89 82.10 83.32 84.54 85.75 86.97 88.19 89.40 90.62 91.84 93.05 94.27
35 82.94 84.20 85.47 86.73 88.00 89.26 90.53 91.79 93.05 94.32 95.58 96.85 98.11
36 86.34 87.66 88.97 90.29 91.60 92.92 94.23 95.55 96.86 98.18 99.49 100.81 102^12
37 89.90 91.27 92.63 94.00 95.37 96.73 98.10 99.47 1-00.83 102.20 103.57 104^93 106^30
38 93.61 95.03 96.45 97.87 99.29 100.71 102.13 103.55 104.97 106.39 107.81 109.23 110^65
39 97.18 98.96 100.43 101.91 103.38 104.86 106.33 107.81 109.28 110.76 112.23 113.71 115^18
40 101.52 103.05 104.58 106.11 107.64 109.17 110.70 112.23 113.76 115.29 116.82 118.35 119.88
41 105.70 107.29 108.88 110.46 112.05 113.64 115.23 116.82 118.41 119.99 121.58 123^17 124^76
42 110.03 111.68 113.32 114.97 116.62 118.26 119.91 121.56 123.20 124.85 126.50 128.14 129^79
43 114.50 116.20 117.91 119.61 121.31 123.02 124.72 126.42 128.13 129.83 131.53 133^24 134'94
44 119.07 120.83 122.59 124.36 126.12 127.88 129.64 131.40 133.16 134.93 136.69 138.45 140^21
45 123.74 125.56 127.38 129.20 131.02 132.84 134.66 136.49 138.31 140.13 141.95 143.77 145.59
46 128.50 130.38 132.26 134.14 136.02 137.90 139.78 141.65 143.53 145.41 147.29 149'17 151'o5
47 133.34 135.28 137.22 139.16 141.10 143.04 144.98 146.92 148.86 150.80 152.74 154.68 156^62
48 138.25 140.25 142.25 144.25 146.25 148.25 150.25 152.26 154.26 156.26 158.26 160^26 162'26
49 143.24 145.30 147.36 149.43 151.49 153.55 155.61 157.67 159.73 161.80 163.86 165.92 167.98
50 148.31 150.43 152.56 154.68 156.80 158.92 161.05 163.17 165.29 167.41 169.54 171.66 173.78
51 153.47 155.65 157.84 160.02 162.20 164.39 166.57 168.75 170.94 173.12 175.30 177.49 179^67
52 158.70 160.95 163.19 165.44 167.69 169.93 172.18 174.43 176.67 178.92 181.17 183.41 185^66
53 164.02 166.33 168.64 170.94 173.25 175.56 177.87 180.18 182.49 134.79 187.10 189.41 191 72
54 169.41 171.78 174.15 176.52 178.89 181.26 183.63 185.99 188.36 190.73 193.10 195^47 197^84
55 174.86 177.29 179.72 182.15 184.58 187.01 189.44 191.87 194.30 196.73 199.16 201.59 204.02
56 180.36 182.85 185.34 187.83 190.32 192.81 195.30 197.80 200.29 202.78 205.27 207.76 210'25
57 185.91 188.46 191.01 193.56 196.11 198.66 201.21 203.77 206.32 208.87 211.42 21397 2ie'52
58 191.49 194.10 196.71 199.32 201.93 204.54 207.15 209.77 212.38 214.99 217.60 220.21 222^82
59 197.10 199.77 202.44 205.10 207.77 210.44 213.11 215.77 218.44 221.11 223.78 226^44 229'11
__________________________________________________________I__________________________________________________
100
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ORDINARY LIFE, $1,000 Eighth Year
End of | End of
Age 7th year 7 1/12 7 2/12 7 3/12 7 ^/12 7 5/12 7 6/12 7 7/12 7 8/12 7 9/12 7 10/12 7 11/12 8th year
15 $45.19 $45.80 $46.41 $47.01 $47.62 $48.23 $48.84 $49.45 $50.06 $50.66 $51.27 $51.88 $52.49
16 46.91 47.54 48.17 48.81 49.44 50.07 50.70 51.33 51.96 52.60 53.23 53.86 54.49
17 48.71 49.37 50.02 50.68 51.33 51.99 52.64 53.30 53.95 54.61 55.26 55.92 56.57
18 50.57 51.25 51.93 52.61 53.29 53.97 54.65 55.34 56.02 56.70 57.38 58.06 $8.74
19 52.52 53.23 53.93 54.64 55.34 56.05 55.75 57.46 58.17 58.87 59.58 60.28 60.99
20 54.54 55.27 56.01 56.74 57.47 58.21 58.94 59.67 60.41 61.14 61.87 62.61 63.34
21 56.65 57.41 58.17 58.94 59.70 60.46 61.22 61.98 62.74 63.51 64.27 65.03 65.79
22 58.86 59.65 60.44 61.23 62.02 62.81 63.60 64.40 65.19 65.98 66.77 67.56 68.35
23 61.17 61.99 62.81 63.63 64.45 65.27 66.09 66.92 67.74 68.56 69.38 70.20 71.02
24 63.57 64.42 65.28 66.13 66.98 67.84 68.69 69.54 70.40 71.25 72.10 72.96 73.81
25 66.09 66.98 67.86 68.75 69.63 70.52 71.40 72.29 73.18 74.06 74.95 75.83 76.72
26 68.71 69.63 70.55 71.47 72.39 73.31 74.23 75.15 76.07 76.99 77.91 78.83 79.75
27 71.45 72.41 73.36 74.32 75.27 76.23 77.18 78.14 79.10 80.05 81.01 81.96 82.92
28 74.31 75.30 '76.30 77.29 78.28 79.28 80.27 81.26 82.26 83.25 84.24 85.24 86.23
29 77.29 78.32 79.36 80.39 81.42 82.45 83.49 84.52 85.55 86.58 87.62 88.65 89.68
30 80.41 81.48 82.56 83.63 84.70 85.77 86.85 87.92 88.99 90.06 91.14 92.21 93.28
31 83.67 84.78 85.90 87.01 88.12 89.24 90.35 91.46 92.58 93.69 94.80 95.92 97.03
32 87.05 88.21 89.37 90.52 91.68 92.84 94.00 95.15 96.31 97.47 98.63 99.78 100.94
33 90.58 91.78 92.98 94.19 95.39 96.59 97.79 98.99 100.19 101.40 102.60 103.80 105.00
34 94.27 95.52 96.77 98.01 99.26 100.51 101.76 103.01 104.26 105.50 106.75 108.00 109.25
35 98.11 99.41 100.71 102.00 103.30 104.60 105.90 107.19 108.49 109.79 111.09 112.38 113.68
36 102.12 103.47 104.82 106.16 107.51 108.86 110.21 111.55 112.90 114.25 115.60 116.94 118.29
37 106.30 107.70 109.10 110.50 111.90 113.30 114.70 116.09 117.49 118.89 120.29 121.69 123.09
38 110.65 112.10 113.56 115.01 116.40 117.92 119.37 120.82 122.28 123.73 125.18 126.64 128.09
39 115.18 116.69 118.20 119.70 121.21 122.72 124.23 125.73 127.24 128.75 130.26 131.76 133.27
40 119.88 121.44 123.01 124.57 126.13 127.70 129.26 130.82 132.39 133.95 135.51 137.08 138.64
41 124.76 126.33 128.00 129.62 131.24 132.86 134.48 136.09 137.71 139.33 140.95 142.57 144.19
42 129.79 131.46 133.14 134.81 136.49 138.16 139.84 141.51 143.18 144.86 146.53 148.21 149.88
43 134.94 136.67 138.40 140.13 141.86 143.59 145.32 147.05 148.78 150.51 152.24 153.97 155.70
44 140.21 142.00 143.78 145.57 147.35 149.14 150.92 152.71 154.50 156.28 158.07 159.85 161.64
45 145.59 147.43 149.28 151.12 152.96 154.80 156.65 158.49 160.33 162.17 164.02 165.86 167.70
46 151.05 152.95 154.85 156.75 158.65 160.55 162.45 164.36 166.26 168.16 170.06 171.96 173.86
47 156.62 158.58 160.54 162.49 164.45 166.41 168.37 170.32 172.28 174.24 176.20 178.15 180.11
48 162.26 164.28 166.29 168.31 170.32 172.34 174.35 176.37 178.38 180.40 182.41 184.43 186.44
49 167.98 170.05 172.13 174.20 176.27 178.35 180.42 182.49 184.57 186.64 188.71 190.79 192.86
50 173.78 175.91 178.04 180.18 182.31 184.44 136.57 188.70 190.83 192.97 195.10 197.23 199.36
51 179.67 181.86 184.05 186.24 188.43 190.62 192.81 195.01 197.20 199.39 201.58 203.77 205.96
52 185.66 187.91 190.16 192.40 194.65 196.90 199.15 201.40 203.65 205.89 208.14 210.39 212.64
53 191.72 194.03 196.33 198.64 200.94 203.25 205.55 207.86 210.17 212.47 214.78 217.08 219.39
54 197.84 200.20 202.57 204.93 207.29 209.65 212.02 214.38 216.74 219.10 221.47 223.83 226.19
55 204.02 206.44 208.86 211.28 213.70 216.12 218.54 220.95 223.37 225.79 228.21 230.63 233.05
56 210.25 212.73 215.20 217.68 220.15 222.63 225.10 227.58 230.05 232.53 235.00 237.48 239.95
57 216.52 219.05 221.58 224.11 226.64 229.17 231.70 234.24 236.77 239.30 241.83 244.36 246.89
58 222.82 225.40 227.99 230.57 233.15 235.73 238.32 240.90 243.48 246.06 243.65 251.23 253.81
59 229.11 231.74 234.38 237.01 239.64 242.27 244.91 247.54 250.17 252.80 255.44 258.07 260.70
101
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 First Year
Age 1/12 2/12 3/12 4/12 5/12 6/12 7/12 8/12 9/12 10/12 11/12 1st year
15 $1.22 $2.45 $3.67 $4.90 $6.12 $7.35 $8.57 $9.79 $11.02 $12.24 $13.47 $14.69
16 125 250 374 4 99 6.24 7.49 8.73 9.98 11.23 12.48 13.72 14'97
17 127 2 54 3 82 5 09 6.36 7.63 8.90 10.17 11.45 12.72 13^99 15^26
18 130 259 389 5 18 6.48 7.77 9.07 10.37 11.66 12.96 14.25 15^55
I? 1.32 2.64 3.96 5.28 6.60 7.92 9.24 10.56 11.88 13.20 14.52 15 84
20 135 269 404 5.38 6.73 8.07 9.42 10.77 12.11 13.46 14.80 16.15
21 1-37 2,74 412 549 686 8 23 9.60 10.97 12.35 13.72 15.09 16.46
22 140 2 80 4 19 5 59 6 99 8 39 9 79 11.19 12.58 13.98 15.38 16^78
23 143 285 4 28 570 7.13 8 55 9.98 11.41 12.83 14.26 15.68 17.11
24 1.45 2.91 4.36 5.82 7.27 8.73 10.18 11.63 13.09 14.54 16.00 17 45
25 148 2 97 445 594 742 8.91 10.39 11.87 13.36 14 84 16 33 17 81
26 151 303 454 606 7.57 9.09 10.60 12.11 13.63 15.14 1666 1817
27 155 309 ' 464 618 773 9.27 10.82 12.37 13.91 15.46 17.00 18.55
1%58 316 4 73 631 7.89 9.47 11.05 12.63 14.20 15.78 17.36 18.94
29 1>61 322 483 644 8.05 9.66 11.28 12.89 14.50 16.11 17.72 19.33
30 165 329 4 94 658 8.23 9.87 11.52 13.16 14.81 16.45 18 10 19 74
31 168 336 504 672 8.40 10.08 11.77 13.45 15.13 1681 1849 2017
32 172 344 515 687 8.59 10.31 12.02 13.74 15.^6 17.18 18.89 20^61
33 I-73 3-51 5.26 7.02 8.77 10.53 12.28 14.03 '15.79 17.54 19.30 21 05
34 1.79 3.59 5.38 7.17 8.96 10.76 12.55 14.34 16.13 17.93 19.72 21.51
35 183 3 67 5 50 7 33 9.17 11.00 12.83 14.67 16.50 18.33 20 17 22 00
36 187 3 75 562 749 9.37 11.24 13.11 14.99 16.86 18.73 20 61 22 48
37 1 92 3 83 5 75 7.66 9.58 11.49 13.41 15.33 17,24 19.16 21 07 22 99
38 196 3 92 5 87 7 83 9.79 11.75 13.71 15.67 17.62 19.58 21.54 23 50
39 2'°° 401 6-01 801 10-02 12.02 14.02 16.03 18.03 20.03 22.04 24.04
40 2 05 4 10 6 14 8 19 10-24 12.29 14.34 16.39 18.43 20.48 22.53 ‘ 24 58
41 210 419 629 8 39 10-48 12.58 14.68 16.77 18.87 20.97 23 06 25 16
42 215 429 644 . 8 58 10.73 12.87 15.02 17.17 19.31 21.46 23 60 25 75
43 2'20 439 659 8 79 10.98 13.18 15.38 17.57 19.77 21.97 24 16 26 36
44 2'25 450 6'74 899 11-24 13.49 15.73 17.98 20.23 22.48 24.72 26.97
45 230 4'60 691 9 21 11.51 13.81 16.11 18.41 20.72 23.02 25.32 27.62
236 4-71 7.07 9.42 11.78 14.13 16.49 18.84 21.20 23.55 25.91 28.26
47 241 482 7,23 9 64 12.05 14.46 16.87 19.28 21.69 24.10 26 51 28 92
48 247 493 740 986 12.33 14.79 17.26 19.72 22.19 24.65 27.12 29^58
49 2-52 504 7156 10.08 12.60 15.12 17.63 20.15 22.67 25.19 27.71 30.23
50 257 515 7172 10-30 12-87 15.45 18.02 20.59 23.17 25.74 28.32 30.89
51 263 526 788 10-51 13.14 15.77 18.40 21.03 23.65 26.28 28.91 31.54
52 2 68 537 8.05 10.74 13.42 16.11 18.79 21.47 24.16 26.84 29.53 32.21
53 274 548 822 10.96 13.70 16.44 19.18 21.92 24.66 27.40 30.14 32.88
54 2'80 559 839 UI9 13.98 16.78 19.58 22.37 25.17 27.97 30.76 33.56
55 285 571 856 1141 14-27 17.12 19.97 22.83 25.68 28.53 31.39 34.24
56 291 582 873 11.64 14.55 17.46 20.38 23.29 26.20 29.11 32.02 34 93
57 297 594 891 11 88 I4 85 17.82 20.78 23.75 26.72 29.69 32.66 35 63
58 303 606 908 12 11 I514 18.17 21.20 24.23 27.25 30.28 33.31 36.34
59 309 6 18 926 12-35 15.44 18.53 21.62 24.71 27.79 30.88 33.97 37.06
102
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Second Year
End of End of
Age 1st year 11/12 12/12 13/12 14/12 15/12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
15 $14.69 $15.96 $17.23 $18.50 $19.77 $21.04 $22.31 $23.57 $24.84 $26.11 $27.38 $28.65 $29.92
16 14.97 16.26 17.56 18.85 20.14 21.44 22.73 24.02 25.32 26.61 27.90 29.20 30.49
17 15.26 16.58 17.89 19.21 20.53 21.84 23.16 24.48 25.79 27.11 28.43 29.74 31.06
18 15.55 16.89 18.23 19.58 20.92 22.26 23.60 . 24.94 26.28 27.63 28.97 30.31 31.65
19 15.84 17.21 18.57 19.94 21.31 22.67 24.04 25.41 26.77 28.14 29.51 30.87 32.24
20 16.15 17.54 18.94 20.33 21.72 23.11 24.51 25.90 27.29 28.68 30.08 31.47 32.86
21 16.46 17.88 19.30 20.72 22.14 23.56 24.98 26.39 27.81 29.23 30.65 32.07 33.49
22 16.78 18.23 19.67 21.12 22.57 24.01 25.46 26.91 28.35 29.80 31.25 32.69 34.14
23 17.11 18.59 20.06 21.54 23.01 24.49 25.96 27.44 28.92 30.39 31.87 33.34 34.82
24 17.45 18.96 20.46 21.97 23.47 24.98 26.48 27.99 29.50 31.00 32.51 34.01 35.52
25 17.81 19.35 20.88 22.42 23.95 25.49 27.02 28.56 30.10 31.63 33.17 34.70 36.24
26 18.17 19.74 21.30 22.87 24.44 26.00 27.57 29.14 30.70 32.27 33.84 35.40 36.97
27 18.55 20.15 21.75 23.35 24.95 26.55 28.15 29.74 31.34 32.94 34.54 36.14 37.74
28 18.94 20.57 22.20 23.84 25.47 27.10 28.73 30.36 31.99 33.63 35.26 36.89 38.52
29 19.33 21.00 22.66 24.33 26.00 27.66 29.33 31.00 32.66 34.33 36.00 37.66 39.33
30 19.74 21.44 23.15 24.85 26.55 28.25 29.96 31.66 33.36 35.06 36.77 38.47 40.17
31 20.17 21.91 23.65 25.38 27.12 28.86 30.60 32.34 34.08 35.81 37.55 39.29 41.03
32 20.61 22.39 24.16 25.94 27.71 29.49 31.26 33.04 34.81 36.59 38.36 40.14 41.91
33 21.05 22.86 24.68 26.49 28.30 30.12 31.93 33.74 35.56 37.37 39.18 41.00 42.81
34 21.51 23.36 25.22 27.07 28.92 30.78 32.63 34.48 36.34 38.19 40.04 41.90 43.75
35 22.00 23.89 25.79 27.68 29.57 31.47 33.36 35.25 37.15 39.04 40.93 42.83 44.72
36 22.48 24.42 26.35 28.29 30.22 32.16 34.09 36.03 37.97 39.90 41.84 43.77 45.71
37 22.99 24.97 26.95 28.92 30.90 32.88 34.86 36.83 38.81 40.79 42.77 44.74 46.72
38 23.50 25.52 27.55 29.57 31.59 33.61 35.64 37.66 39.68 41.70 43.73 45.75 47.77
39 24.04 26.11 28.17 30.24 32.31 34.37 36.44 38.51 40.57 42.64 44.71 46.77 48.84
40 24.58 26.69 28.81 30.92 33.04 35.15 37.27 39.38 41.49 43.61 45.72 47.84 49.95
41 25.16 27.32 29.48 31.65 33.81 35.97 38.13 40.29 42.45 44.62 46.78 48.94 51.10
42 25.75 27.96 30.17 32.39 34.60 36.81 39.02 41.23 43.44 45.66 47.87 50.08 52.29
43 26.36 28.62 30.88 33.15 35.41 37.67 39.93 42.19 44.45 46.72 48.98 51.24 53.50
44 26.97 29.28 31.60 33.91 36.23 38.54 40.86 43.17 45.48 47.80 50.11 52.43 54.74
45 27.62 29.99 32.35 34.72 37.08 39.45 41.81 44.18 46.54 48.91 51.27 53.64 56.00
46 28.26 30.68 33.10 35.51 37.93 40.35 42.77 45.19 47.61 50.02 52.44 54.86 57.28
47 28.92 31.39 33.86 36.34 38.81 41.28 43.75 46.22 48.69 51.17 53.64 56.11 58.58
48 29.58 32.10 34.63 37.15 39.68 42.20 44.73 47.25 49.77 52.30 54.82 57.35 59.87
49 30.23 32.81 35.38 37.96 40.54 43.11 45.69 48.27 50.84 53.42 56.00 58.57 61.15
50 30.89 33.52 36.15 38.77 41.40 44.03 46.66 49.28 51.91 54.54 57.17 59.79 62.42
51 31.54 34.22 36.90 39.58 42.26 44.94 47.62 50.31 52.99 55.67 58.35 61.03 63.71
52 32.21 34.94 37.68 40.41 43.14 45.88 48.61 51.34 54.08 56.81 59.54 62.28 65.01
53 32.88 35.67 38.45 41.24 44.02 46.81 49.59 52.38 55.17 57.95 60.74 63.52 66.31
54 33.56 36.40 39.24 42.07 44.91 47.75 50.59 53.42 56.26 59.10 61.94 64.77 67.61
55 34.24 37.13 40.02 42.91 45.80 48.69 51.58 54.48 57.37 60.26 63.15 66.04 68.93
56 34.93 37.87 40.82 43.76 46.70 49.65 52.59 55.53 58.48 61.42 64.36 67.31 70.25
57 35.63 38.63 41.63 44.62 47.62 50.62 53.62 56.61 59.61 62.61 65.61 68.60 71.60
58 36.34 39.39 42.44 45.50 48.55 51.60 54.65 57.70 60.75 63.81 66.86 69.91 72.96
59 37.06 40.17 43.27 46.38 49.48 52.59 55.69 58.80 61.90 65.01 68.11 71.22 74.32
103
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Third Year
End of f
Age 2d year 2 1/12 2 2/12 2 3/12 2 4/12 2 5/12 2 6/12 2 7/12 2 8/12 2 9/12 2 10/12 2 11/12 3d year
15 $29-92 $31-24 $32.55 $33.87 $35.18 $36.50 $37.81 $39.13 $40.44 $41.76 $43.07 $44.39 $45 70
16 3049 3183 3317 34.50 35.84 37.18 38.52 39.86 41.20 42.53 43.87 45^21 4655
17 31t06 3242 33.79 35.15 36.51 37.88 39.24 40.60 41.97 43.33 44.69 46 06 4742
18 3165 3304 3443 35.82 37.21 38.60 39.99 41.37 42.76 44.15 45.54 4693 4832
19 32-24 33.66 35.07 36.49 37.90 39.32 40.73 42.15 43.56 44.98 46.39 47 81 49 22
20 32-86 3430 35.74 37.19 38.63 40.07 41.51 42.95 44.39 45.84 47.28 48 72 50 16
21 3349 3496 3543 37.90 39.37 40.84 42.31 43.77 45.24 46.71 48.18 49 65 51 12
22 34 14 35 64 37.14- 38.63 40.13 41.63 43.13 44.63 46.13 47.62 49.12 50 62 52 12
23 34 82 36-35 37.88 39.40 40.93 42.46 43.99 45.51 47.04 48.57 50.10 5V62 53 15
24 35.52 37.08 38.64 40.19 41.75 43.31 44.87 46.43 47.99 49.54 51.10 52.66 54.22
25 3624 37.83 39.42 41.01 42.60 44.19 45.78 47.36 48.95 50.54 52.13 53.72 55 31
26 36.97 38.59 40.22 41.84 43.46 45.08 46.71 43.33 49.95 51.57 53.20 54.82 56 44
27 37.74 39.40 41.05 42.71 44.36 46.02 47.67 49.33 >50.98 52 64 54 29 55 95 57 60
28 3852 4021 41 90 43.59 45.28 46.97 48.66 50.34 52.03 53.72 55'41 57 10 5879
29 39-33 41-05 42.78 44.50 46.23 47.95 49.68 51.40 53.12 54.85 56.57 58.30 60.02
30 40 17 41 93 43 69 45.45 47.21 48.97 50.73 52.50 54.26 56.02 57.78 59 54 61 30
31 4103 4283 4463 4642 48 22 50.02 51.82 53.61 55.41 57.21 59.01 6080 6260
32 41-91 43-75 45.58 47.42 49.25 51.09 52.92 54.76 56.59 58.43 60.26 62 10 63 93*
33 4281 44 69 4656 48 44 50.31 52.19 54.06 55.94 57.82 59.69 61.57 63 44 65 32
34 43-75 45.67 47.58 49.50 51.41 53.33), 55.24 57.16 59.08 60.99 62.91 64^82 66^74
35 44.72 46.68 48.63 50.59 52.55 54.50 56.46 58.42 60.37 62.33 64.29 66 24 68 20
36 45-71 47-71 49-71 51-70 53.70 55.70 57.70 59.70 61.70 63.69 65.69 67 69 69 69
37 46-72 48-76 50-81 52.85 54.89 56.93 58.98 61.02 63.06 65.10 67.15 69 19 71 23
38 47-77 49-86 51 94 54.03 56.12 58.20 60.29 62.38 64.46 66.55 68.64 70 72 72 81
39 48-84 50-97 53-11 55.24 57.37 59.51 61.64 63.77 65.91 68.04 70.17 72.31 74'44
40 4905 52.13 54.31 56.49 58.67 60.85 63.03 65.21 67.39 69.57 71.75 73 93 76 u
41 51-10 5333 55.56 57.79 60.02 62.25 64.48 66.70 68.93 71.16 73.39 75 62 77 85
42 52-29 54 57 56.85 59.12 61.40 63.68 65.96 68.23 70.51 72.79 75.07 77 34 79 62
43 53-50 55-83 58.16 60.48 62.81 65.14 67.47 69.80 72.13 74.45 76.78 7911 81 44
44 54-74 57.12 59.50 61.88 64.26 66.64 69.02 71.39 73.77 76.15 78.53 80'91 83^29
45 56.00 58.43 60.86 63.29 65.72 68.15 70.58 73.02 75.45 77.88 80.31 82.74 85 17
46 S7.28 59.76 62.25 64.73 67.21 69.69 72.18 74.66 77.14 79.62 82.11 84 59 87 07
47 58 58 61 11 63.65 66.18 68.71 71.24 73.78 76.31 78.84 81.37 83 91 86 44 88 97
48 5987 6245 6504 6762 70.20 72.78 75.37 77.95 80.53 83.11 85.70 8828 9086
49 61-15 63-78 66-41 6905 71.68 74.31 76.94 79.57 82.20 84.84 87.47 90.10 92^73
50 62 42 65 10 67 79 70.47 73.15 75.83 78.52 81.20 83.88 86.56 89.25 91 93 94 61
51 63-71 6644 69-17 71 91 74.64 77.37 80.10 82.83 85.56 88.30 91.03 93.76 9649
52 65 01 67 79 70.57 73.35 76.13 78.91 81.69 84.47 87.25 90.03 92.81 95 59 08 47
53 6631 69 14 71.97 74.80 77.63 80.46 83.29 86.12 88.95 91.78 94.61 9744 10027
54 67-61 70.49 73.37 76.25 79.13 82.01 84.89 87.76 90.64 93.52 96.40 99.28 102.16
55 68.93 71.86 74.79 77.71 80.64 83.57 86.50 89.42 92.35 95.28 98.21 101.13 10406
56 70.25 73.23 76.20 79.18 82.16 85.13 88.11 91.09 94.06 97.04 100 02 102 99 105 97
57 71-60 7463 77-65 8068 83.70 86.73 89.75 92.78 95.80 98.83 101.85 104^88 10790
58 72.96 76.03 79. L’ 82.18 85.25 88.32 91.40 94.47 97.54 100.61 103.69 106 76 109 83
59 ] 74-32 77-44 80-56 83-68 86-80 89-92 93.04 96.15 99.27 102.39 105.51 108^63 111.75
104
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Fourth Year
End of End of
Age 3d year 3 1/12 3 2/12 3 3/12 3 4/12 3 5/12 3 6/12 3 7/12 3 8/12 3 9/12 3 10/12 3 11/12 4th year
15 $45.70 $47.06 $48.43 $49.79 $51.15 $52.51 $53.88 $55.24 $56.60 $57.96 $59.33 $50.69 $62.05
16 46.55 47.94 49.33 50.71 52.10 53.49 54.88 56.26 57.65 59.04 60.43 61.81 63.20
17 47.42 48.83 50.25 51.66 53.07 54.48 55.90 57.31 58.72 60.13 61.55 62.96 64.37
18 48.32 49.76 51.20 52.63 54.07 55.51 56.95 58.39 59.83 61.26 62.70 64.14 65.58
19 49.22 50.69 52.15 53.62 55.08 56.55 58.01 59.48 60.94 62.41 63.87 65.34 66.80
20 50.16 51.65 53.15 54.64 56.13 57.62 59.12 60.61 62.10 63.59 65.09 66.58 68.07
21 51.12 52.64 54.16 55.69 57.21 58.73 60.25 61.77 63.29 64.82 66.34 67.86 69.38
22 52.12 53.67 55.22 56.78 58.33 59.88 61.43 62.98 64.53 66.09 67.64 69.19 70.74
23 53.15 54.73 56.31 57.90 59.48 61.06 62.64 64.22 65.80 67.39 68.97 70.55 72.13
24 54.22 55.83 57.45 59.06 60.67 62.28 63.90 65.51 67.12 68.73 70.35 71.96 73.57
25 55.31 56.96 58.60 60.25 61.89 63.54 65.18 66.83 68.48 70.12 71.77 73.41 75.06
26 56.44 58.12 59.80 61.47 63.15 64.83 66.51 68.19 69.87 71.54 73.22 74.90 76.58
27 57.60 59.31 61.03 62.74 64.45 66.16 67.88 69.59 71.30 73.01 74.73 76.44 78.15
28 58.79 60.54 62.29 64.03 65.78 67.53 69.28 71.03 72.78 74.52 76.27 78.02 79.77
29 60.02 61.80 63.59 65.37 67.16 68.94 70.73 72.51 74.29 76.08 77.86 79.65 81.43
30 61.30 63.12 64.94 66.76 68.58 70.40 72.22 74.04 75.86 77.68 79.50 81.32 83.14
31 62.60 64.46 66.32 68.17 70.03 71.89 73.75 75.61 77.47 79.32 81.18 83.04 84.90
32 63.93 65.83 67.73 69.62 71.52 73.42 75.32 77.22 79.12 81.01 82.91 84.81 86.71
33 65.32 67.26 69.20 71.13 73.07 75.01 76.95 78.88 80.82 82.76 84.70 86.63 88.57
34 66.74 68.72 70.70 72.68 74.66 76.64 78.62 80.59 82.57 84.55 86.53 88.51 90.49
35 68.20 70.22 72.24 74.27 76.29 78.31 80.33 82.35 84.37 86.40 88.42 90.44 92.46
36 69.69 71.76 73.82 75.89 77.95 80.02 82.08 84.15 86.21 88.28 90.34 92.41 94.47
37 71.23 73.34 75.45 77.55 79.66 81.77 83.88 85.99 88.10 90.20 92.31 94.42 96.53
38 72.81 74.96 77.12 79.27 81.43 83.58 85.74 87.89 90.04 92.20 94.35 96.51 98.66
39 74.44 76.64 78.84 81.04 83.24 85.44 87.64 89,85 92.05 94.25 96.45 98'.65 100.85
40 76.11 78.36 80.61 82.86 85.11 87.36 89.61 91.85 94.10 96.35 98.60 100.85 103.10
41 77.85 80*15 82.45 84.74 87.04 89.34 91.64 93.93 96.23 98.53 100.83 103.12 105.42
42 79.62 81.97 84.31 86.66 89.01 91.35 93.70 96.05 98.39 100.74 103.09 105.43 107.78
43 81.44 83.84 86.23 88.63 91.03 93.42 95.82 98.22 100.61 103.01 105.41 107.80 110.20
44 83.29 85.74 88.18 90.63 93.08 95.52 97.97' 100.42 102.86 105.31 107.76 110.20 112.65
45 85.17 87.67 90.16 92.66 95.16 97.65 100.15 102.65 105.14 107.64 110.14 112.63 115.13
46 87.07 89.62 92.16 94.71 97.25 99.80 102.34 104.89 107.43 109.98 112.52 115.07 117.61
47 88.97 91.56 94.16 96.75 99.34 101.94 104.53 107.12 109.72 112.31 114.90 117.50 120.09
48 90.86 93.50 96.14 98.78 101.42 104.06 106.70 109.35 111.99 114.63 117.27 119.91 122.55
49 92.73 95.42 98.11 100.79 103.48 106.17 108.86 111.55 114.24 116.92 119.61 122.30 124.99
50 94.61 97.35 100.08 102.82 105.55 108.29 111.02 113.76 116.49 119.23 121.96 124.70 127.43
51 96.49 99.27 102.05 104.84 107.62 110.40 113.18 115.96 118.74 121.53 124.31 127.09 129.87
52 98.37 101.20 104.03 106.85 109.68 112.51 115.34 118.17 121.00 123.82 126.65 129.48 132.31
53 100.27 103.14 106.02 108.89 111.76 114.64 117.51 120.38 123.26 126.13 129.00 131.88 134.75
54 102.16 105.08 108.00 110.91 113.83 116.75 119.67 122.59 125.51 128.42 131.34 134.26 137.18
55 104.06 107.02 109.99 112.95 115.91 118.88 121.84 124.80 127.77 130.73 133.69 136.66 139.62
56 105.97 108.98 111.99 114.99 118.00 121.01 124.02 127.02 130.03 133.04 136.05 139.05 142.06
57 107.90 110.95 114.00 117.05 120.10 123.15 126.20 129.25 132.30 135.35 138.40 141.45 144.50
58 109.83 112.92 116.01 119.11 122.20 125.29 128.38 131.47 134.56 137.66 140.75 143.84 146.93
59 111.75 114.88 118.02 121.15 124.28 127.42 130.55 133.68 136.82 139.95 143.08 146.22 149.35
105
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Fifth Year
End of End of
Age 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 5/12 4 6/12 4 7/12 4 8/12 4 9/12 4 10/12 4 11/12 5th year
15 $62.05 $63.46 $64.87 $66.28 $67.69 $69.10 $70.51 $71.93 $73.34 $74.75 $76.16 $77.57 $78.98
16 63.20 64.64 66.07 67.51 68.94 70.38 71.81 73.25 74.69 76.12 77.56 78.99 80.43
17 64.37 65.83 67.30 68.76 70.22 71.68 73.15 74.61 76.07 77.53 79.00 80.46 81.92
65.58 67.07 68.56 70.05 71.54 73.03 74.52 76.00 77.49 78.98 80.47 81.96 83.45
19 6680 68.32 69.84 71.35 72.87 74.39 75.91 77.42 78.94 80.46 81.98 83.49 85^01
20 68.07 69.62 71.16 72.71 74.25 75.80 77.34 78.89 80.44 81.98 83.53 85.07 86.62
21 69.38 70.96 72.53 74.11 75.68 77.26 78.83 80.41 81.99 83.56 85.14 86.71 88.29
22 70.74 72.35 73.95 75.56 77.16 78.77 80.37 81.98 83.59 85.19 86.80 88.40 90.01
23 72.13 73.77 75.41 77.04 78.68 80.32 81.96 83.59 85.23 86.87 88.51 90.14 91.78
24 7357 73-24 76.91 78.58 80.25 81.92 83.59 85.26 86.93 88.60 90.27 91.94 93^61
25 7506 76.76 78.47 80.17 81.87 83.57 85.28 86.98 88.68 90.38 92.09 93.79 95.49
26 76.58 78.32 80.05 81.79 83.53 85.26 87.00 88.74 90.47 92.21 93.95 95.68 97.42
27 78.15 79.92 81.70 83.47 85.24 87.01 88.79 90.56 92.33 94.10 95.88 97.65 99.42
28 79.77 81.58 83.39 85.19 87.00 88.81 90.62 92.43 94.24 96.04 97.85 99.66 101.47
29 81.43 83.28 85.12 86.97 88.81 90.66 92.50 94.35 96.19 98.04 99.88 101.73 103.57
30 83.14 85.02 86.91 88.79 90.67 92.56 94.44 96.32 98.21 100.09 101.97 103.86 105.74
31 84.90 86.82 88.75 90.67 92.59 94.52 96.44 98.36 100.29 102.21 104.13 106.06 107.98
32 86.71 88.67 90.64 92.60 94.56 96.52 98.49 100.45 102.41 104.37 106.34 108.30 110.26
33 88.57 90.57 92.58 94.58 96.59 98.59 100.60 102.60 104.60 106.61 108.61 110.62 112.62
34 9049 9254 94.58 96.63 98.67 100.72 102.76 104.81 106.85 108.90 110.94 112.99 115.03
35 9246 9455 96.64 98.72 100.81 102.90 104.99 107.08 109.17 111.25 113.34 115.43 117 52
36 9447 9660 98.73 100.87 103.00 105.13 107.26 109.39 111.52 113.66 115.79 117.92 120.05
37 96.53 98.71 100.89 103.06 105.24 107.42 109.60 111.77 113.95 116.13 118.31 120.48 122.66
38 98.66 100.88 103.11 105.33 107.55 109.78 112.00 114.22 116.45 118.67 120.89 123.12 125.34
39 100.85 103.12 105.39 107.66 109.93 112.20 114.47 116.75 119.02 121.29 123.56 125.83 128.10
40 103.10 105.42 107.74 110.05 112.37 114.69 117.01 119.33 121.65 123.96 126.28 128.60 130.92
41 105.42 107.79 110.15 112.52 114.89 117.25 119.62 121.99 124.35 126.72 129.09 131.45 133.82
107.78 110.20 112.61 115.03 117.44 119.86 122.27 124.69 127.11 129.52 131.94 134.35 136.77
43 110.20 112.67 115.13 117.60 120.06 122.53 124.99 127.46 129.92 132.39 134.85 137.32 139 78
44 112.65 115.16 117.68 120.19 122.70 125.22 127.73 130.24 132.76 135.27 137.78 140.30 142^81
45 115.13 117.69 120.25 122.81 125.37 127.93 130.49 133.06 135.62 138.18 140.74 143.30 145.86
46 117.61 120.22 122.83 125.43 128.04 130.65 133.26 135.86 138.47 141.08 143.69 146.29 148.90
47 120.09 122.74 125.40 128.05 130.70 133.36 136.01 138.66 141.32 143.97 146.62 149.28 151.93
12233 125.25 127.95 130.65 133.35 136.05 138.75 141.44 144.14 146.84 149.54 152.24 154 94
49 124.99 127.74 130.48 133.23 135.97 138.72 141.46 144.21 146.95 149.70 152.44 155.19 157^93
30 127.43 130.22 133.01 135.80 138.59 141.38 144.17 146.95 149.74 152.53 155.32 158.11 160.90
31 129.87 132.70 135.54 138.37 141.20 144.04 146.87 149.70 152.54 155.37 158.20 161.04 163.87
32 132.31 135.19 138.06 140.94 143.81 146.69 149.56 152.44 155.32 158.19 161.07 163.94 166.82
33 134.75 137.67 140.59 143.50 146.42 149.34 152.26 155.17 158.09 161.01 163.93 166.84 169.76
54 137.18 140.14 143.10 146.06 149.02 151.98 154.94 157.89 160.85 163.81 166.77 169.73 172.69
55 139.62 142.62 145.62 148.62 151.62 154.62 157.62 160.61 163.61 166.61 169.61 172.61 175.61
56 142.06 145.10 148.14 151.17 154.21 157.25 160.29 163.32 166.36 169.40 172.44 175.47 178.51
57 144.50 147.58 150.65 153.73 156.80 159.88 162.95 166.03 169.10 172.18 175.25 178.33 181.40
58 146.93 150.04 153.15 156.26 159.37 162.48 165.59 168.71 171.82 174.93 178.04 181.15 184 26
39 149.35 152.50 155.64 158.79 161.93 165.08 168.22 171.37 174.52 177.66 180.81 183.95 187 10
106
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Sixth Year
End of End of
Age 5th year 5 1/12 5 2/12 5 3/12 5 4/12 5 5/12 5 6/12 5 7/12 5 8/12 5 9/12 5 10/12 5 11/12 6th year
15 $78.98 $80.44 $81.90 $83.37 $84.83 $86.29 $87.75 $89.21 $90.67 $92.14 $93.60 $95.06 $96.52
16 80.43 81.92 83.41 84.89 86.38 87.87 89.36 90.84 92.33 93.82 95.31 96.79 98.28
17 81.92 83.43 84.95 86.46 87.98 89.49 91.01 92.52 94.03 95.55 97.06 98.58 100.09
18 83.45 84.99 86.53 88.08 89.62 91.16 92.70 94.24 95.78 97.33 98.87 100.41 101.95
19 85.01 86.58 88.15 89.72 91.29 92.86 94.43 96.01 97.58 99.15 100.72 102.29 103.86
20 86.62 88.22 89.82 91.43 93.03 94.63 96.23 97.83 99.43 101.04 102.64 104.24 105.84
21 88.29 89.92 91.55 93.19 94.82 96.45 98.08 99.71 101.34 102.98 104.61 106.24 107.87
22 90.01 91.67 93.34 95.00 96.66 98.32 99.99 101.65 103.31 104.97 106.64 108.30 109.96
23 91.78 93.48 95.17 96.87 98.56 100.26 101.95 103.65 105.35 107.04 108.74 110.43 112.13
24 93.61 95.34 97.07 98.79 100.52 102.25 103.98 105.71 107.44 109.16 110.89 112.62 114.35
25 95.49 97.25 99.02 100.78 102.54 104.30 106.07 107.83 109.59 111.35 113.12 114.88 116.64
26 97.42 99.22 101.02 102.81 104.61 106.41 108.21 110.01 111.81 113.60 115.40 117.20 119.00
27 99.42 101.25 103.09 104.92 106.76 108.59 110.43 112.26 114.09 115.93 117.76 119.60 121.43
28 101.47 103.34 105.21 107.08 108.95 110.82 112.69 114.57 116.44 118.31 120.18 122.05 123.92
29 103.57 105.48 107.39 109.30 111.21 113.12 115.03 116.93 118.84 120.75 122.66 124.57 126.48
30 105.74 107.69 109.64 111.59 113.54 115.49 117.44 119.38 121.33 123.28 125.23 127.18 129.13
31 107.98 109.97 111.96 113.94 115.93 117.92 119.91 121.89 123.88 125.87 127.86 129.84 131.83
32 110.26 112.29 114.32 116.35 118.38 120.41 122.44 124.47 126.50 128.53 130.56 132.59 134.62
33 112.62 114.69 116.76 118.83 120.90 122.97 125.04 127.12 129.19 131.26 133.33 135.40 137.47
34 115.03 117.14 119.26 121.37 123.49 125.60 127.72 129.83 131.94 134.06 136.17 138.29 140.40
35 117.52 119.68 121.83 123.99 126.15 128.30 130.46 132.62 134.77 136.93 139.09 141.24 143.40
■36 120.05 122.25 124.46 126.66 128.86 131.06 133.27 135.47 137.67 139.87 142.08 144.28 146.48
37 122.66 124.91 127.16 129.40 131.65 133.90 136.15 138.40 140.65 142.89 145.14 147.39 149.64
38 125.34 127.64 129.93 132.23 134.52 136.82 139.11 141.41 143.70 146.00 z 148.29 150.59 152.88
39 128.10 130.44 132.78 135.13 137.47 139.81 142.15 144.49 146.83 149.18 151.52 153.86 156.20
40 130.92 133.31 135.70 138.09 140.48 142.87 145.26 147.65 150.04 152.43 154.82 157.21 159.60
41 133.82 136.26 138.70 141.13 143.57 146.01 148.45 150.89 153.33 155.76 158.20 160.64 163.08
42 136.77 139.26 141.74 144.23 146.72 149.20 151.69 154.18 156.66 159.15 161.64 164.12 166.61
43 139.78 142.31 144.85 147.38 149.92 152.45 154.99 157.52 160.05 162.59 165.12 167.66 170.19
44 142.81 145.39 147.97 150.55 153.13 155.71 158.29 160.87 163.45 166.03 168.61 171.19 173.77
45 145.86 148.49 151.11 153.74 156.36 158.99 161.61 164.24 166.87 169.49 172.12 174.74 177.37
46 148.90 151.57 154.24 156.91 159.58 162.25 164.92 167.60 170.27 172.94 175.61 178.28 180.95
47 151.93 154.65 157.36 160.08 162.79 165.51 168.22 170.94 173.65 176.37 179.08 181.80 184.51
48 154.94 157.70 160.46 163.22 165.98 168.74 171.50 174.25 177.01 179.77 182.53 185.29 188.05
49 157.93 160.73 163.53 166.34 169.14 171.94 174.74 177.54 180.34 183.15 185.95 188.75 191.55
50 160.90 163.74 166.59 169.43 172.27 175.12 177.96 180.80 183.65 186.49 189.33 192.18 195.02
51 163.87 166.75 169.64 172.52 175.40 178.29 181.17 184.05 186.94 189.82 192.70 195.59 198.47
52 166.82 169.74 172.67 175.59 178.51 181.44 184.36 187.28 190.21 193.13 196.05 198.98 201.90
53 169.76 172.72 175.68 178.65 181.61 184.57 187.53 190.49 193.45 196.42 199.38 202.34 205.30
54 172.69 175.69 178.69 181.68 184.68 187.68 190.68 193.68 196.68 199.67 202.67 205.67 208.67
55 175.61 178.64 181.68 184.71 187.75 190.78 193.82 196.85 199.88 202.92 205.95 208.99 212.02
56 178.51 181.58 184.65 187.71 190.78 193.85 196.92 199.98 203.05 206.12 209.19 212.25 215.32
57 181.40 184.50 187.60 190.70 193.80 196.90 200.00 203.09 206.19 209.29 212.39 215.49 218.59
58 184.26 187.39 190.52 193.65 196.78 199.91 203.04 206.17 209.30 212.43 215.56 218.69 221.82
59 187.10 190.26 193.42 196.57 199'. 73 202.89 206.05 209.20 212.36 215.52 218.68 221.83 224.99
107
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Seventh Year
End of of
Age 6th year 6 1/12 6 2/12 6 3/12 6 4/12 6 5/12 6 6/12 6 7/12 6 8/12 6 9/12 6 10/12 6 11/12 7th year
15 $96.52 $98.03 $99.55 $101.06 $102.57 $104.09 $105.60 $107.11 $108.63 $110.14 $111.65 $113.17 $114 68
16 9828 9982 101.36 102.90 104.44 105.98 107.52 109.07 110.61 112.15 113.69 115 23 116 77
17 100.09 101.66 103.23 104.79 106.36 107.93 109.50 111.07 112.64 114.20 115.77 117.34 118J1
18 101.95 103.55 105.15 106.74 108.34 109.94 111.54 113.13 114.73 116.33 117.93 119 52 121 12
19 103.86 105.49 107.12 108.74 110.37 112.00 113.63 115.25 116.88 118.51 120.14 12L76 123^39
20 105.84 107.50 109.16 110.81 112.47 114.13 115.79 117.44 119.10 120.76 122.42 124.07 125.73
21 107.87 109.56 111.25 112.94 114.63 116.32 118.01 119.69 121.38 123.07 124.76 126.45 128'14
22 109.96 111.68 113.41 115.13 116.85 118.57 120.30 122.02 123.74 125.46 127.19 128.91 13063
23 112.13 113.89 115.64 117.40 119.15 120.91 122.66 124.42 126.17 127.93 129.68 131'44 133 19
24 114.35 116.14 117.93 119.72 121.51 123.30 125.09 126.87 128.66 130.45 132.24 134.03 135.82
25 116.64 118.47 120.29 122.12 123.94 125.77 127.59 129.42 131.24 133.07 134.89 136.72 138.54
26 119.00 120.86 122.72 124.58 126.44 128.30 130.16 132.03 133.89 135.75 137.61 139.47 141 33
27 121.43 123.33 125.23 127.12 129.02 130.92 132.82 134.71 136.61 138.51 140.41 142.30 144^20
28 123.92 125.86 127.79 129.73 131.66 133.60 135.53 137.47 139.41 141.34 143 28 145 21 147 15
29 12648 12846 130-43 132-41 134.38 136.36 138.33 140.31 142.29 144.26 146.24 148^21 150^19
30 129.13 131.15 133.16 135.18 137.19 139.21 141.22 143.24 145.25 147.27 149.28 151.30 153 31
31 131.83 133.89 135.94 138.00 140.06 142.11 144.17 146.23 148.28 150.34 152.40 154.45 156 51
32 134.62 136.72 138.82 140.91 143.01 145.11 147.21 149.30. 151.40 153.50 155.60 157.69 159 79
33 137.47 139.61 141.75 143.89 146.03 148.17 150.31 152.45 154.59 156.73 158.87 161.01 163 15
34 140.40 142.58 144.77 146.95 149.13 151.32 153.50 155.68 157.87 160.05 162.23 164.42 166.60
35 143.40 145.63 147.86 150.08 152.31 154.54 156.77 159.00 161.23 163.45 165.68 16791 17014
36 146.48 148.75 151.03 153.30 155.57 157.85 160.12 162.39 164.67 166.94 169.21 171.49 173'76
37 149.64 151.96 154.28 156.60 158.92 161.24 163.56 165.89 168.21 170.53 172.85 175.17 177'49
38 152.88 155.25 157.62 159.98 162.35 164.72 167.09 169.45 171.82 174.19 176.56 178.92 181 29
39 156.20 158.62 161.03 163.45 165.86 168.28 170.69 173.11 175.53 177.94 180.36 182.77 185.19
40 159.60 162.06 164.53 166.99 169.45 171.92 174.38 176.84 179.31 181.77 184.23 186.70 189 16
41 163.08 165.59 168.10 170.61 173.12 175.63 178.14 180.65 183.16 185.67 188.18 190.69 193'20
42 166.61 169.17 171.73 174.28 176.84 179.40 181.96 184.51 187.07 189.63 192.19 194 74 197 30
43 17019 172-79 175.40 178.00 180.60 183.20 185.81 188.41 191.01 193.61 196.22 19882 20U42
44 173.77 176.42 179.07 181.71 184.36 187.01 189.66 192.31 194.96 197.60 200.25 202.90 205.55
45 177.37 180.06 182.75 185.45 188.14 190.83 193.52 196.21 198.90 201.60 204.29 206.98 209 67
46 180.95 183.69 186.42 189.16 191.89 194.63 197.36 200.10 202.83 205.57 208.30 21V04 213 77
47 184.51 187.29 190.07 192.84 195.62 198.40 201.18 203.96 206.74 209.51 212.29 215 07 217 85
48 18805 190 87 193.69 196.50 199.32 202.14 204.96 207.78 210.60 213.41 216.23 219.05 221 87
49 191.55 194.41 197.27 200.13 202.99 205.85 208.71 211.56 214.42 217.28 220.14 223.00 225.86
50 19502 107-92 200.82 203.71 206.61 209.51 212.41 215.31 218.21 221.10 224.00 22690 22980
51 198.47 201.41 204.34 207.28 210.21 213.15 216.08 219.02 221.96 224.89 227 83 230 76 233 70
52 201.90 204.87 207.85 210.82 213.79 216.76 219.74 222.71 225.68 228.65 231.63 234.60 237.57
53 205.30 208.31 211.32 214.32 217.33 220.34 223.35 226.35 229.36 232.37 235.38 238.38 241 39
54 208.67 211.71 214.75 217.79 220.83 223.87 226.91 229.95 232.99 236.03 239.07 242.11 245.15
55 21202 21509 21815 221.23 224.30 227.37 230.44 233.51 236.58 239.65 242.72 245.79 248 86
56 215.32 218.42 221.52 224.62 227.72 230.82 233.92 237.01 240.11 243.21 246.31 249 41 252 51
57 218.59 221.72 224.84 227.97 231.09 234.22 237.34 240.47 243.60 246.72 249 85 252 97 256 10
58 22182 22497 22812 231.27 234.42 237.57 240.72 243.87 247.02 250.17 25332 25647 25962
59 22499 22816 231.33 234.50 237.67 240.84 244.01 247.18 250.35 253.52 256.69 25986 26303
108
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-PAYMENT LIFE, $1,000 Eighth Year
End of End of
Age 7th year 7 1/12 7 2/12 7 3/12 7 4/12 7 5/12 7 6/12 7 7/12 7 8/12 7 9/12 7 10/12 7 11/12 8th year
15 $114.68 $116.25 $117.82 $119.38 $120.95 $122.52 $124.09 $125.65 $127.22 $128.79 $130.36 $131.92 $133.49
16 116.77 118.37 119.96 121.56 123.15 124.75 126.34 127.94 129.53 131.13 132.72 134.32 135.91
17 118.91 120.53 122.16 123.78 125.41 127.03 128.66 130.28 131.90 133.53 135.15 136.78 138.40
18 121.12 122.77 124.43 126.08 127.74 129.39 131.05 132.70 134.35 136.01 137.66 139.32 140.97
19 123.39 125.08 126.76 128.45 130.13 131.82 133.50 135.19 136.87 138.56 140.24 141.93 143.61
20 125.73 127.45 129.16 130.88 132.60 134.31 136.03 137.75 139.46 141.18 142.90 144.61 146.33
21 128.14 129.89 131.64 133.39 135.14 136.89 138.64 140.38 142.13 143.88 145.63 147.38 149.13
22 130.63 132.41 134.20 135.98 137.76 139.54 141.33 143.11 144.89 146.67 148.46 150.24 152.02
23 133.19 135.01 136.82 138.64 140.46 142.27 144.09 145.91 147.72 149.54 151.36 153.17 154.99
24 135.82 137.67 139.53 141.38 142.23 145.08 146.94 148.79 150.64 152.49 154.35 156.20 158.05
25 138.54 140.43 142.32 144.21 146.10 147.99 149.88 151.76 153.65 155.54 157.43 159.32 161.21
26 141.33 143.26 145.18 147.11 149.03 150.96 152.88 154.81 156.74 158.66 160.59 162.51 164.44
27 144.20 146.16 148.13 150.09 152.06 154.02 155.99 157.95 159.91 161.88 163.84 165.81 167.77
28 147.15 149.15 151.16 153.16 155.16 157.17 159.17 161.17 163.18 165.18 167.18 169.19 171.19
29 150.19 152.23 154.28 156.32 158.36 160.40 162.45 164.49 166.53 168.57 170.62 172.66 174.70
30 153.31 155.39 157.48 159.56 161.65 163.73 165.82 167.90 169.98 172.07 174.15 176.24 178.32
31 156.51 158.64 160.76 162.89 165.01 167.14 169.26 171.39 173.52 175.64 177.77 179.89 182.02
32 159.79 161.96 164.13 166.29 168.46 170.63 172.80 174.97 177.14 179.30 181.47 183.64 185.81
33 163.15 165.36 167.57 169.79 172.00 174.21 176.42 178.63 180.84 183.06 185.27 187.48 189.69
34 166.60 168.86 171.11 173.37 175.63 177.88 180.14 182.40. 184.65 186.91 189.17 191.42 193.68
35 170.14 172.44 174.75 177.05 179.35 181.65 183.96 186.26 188.56 190.86 193.17 195.47 197.77
36 173.76 176.11 178.46 180.81 183.16 185.51 187.86 190.20 192.55 194.90 197.25 199.60 201.95
37 177.49 179.89 182.28 184.68 187.07 189.47 191.86 194.26 196.65 199.05 201.44 203.84 206.23
38 181.29 183.73 186.18 188.62 191.06 193.50 195.95 198.39 200.83 203.27 205.72 208.16 210.60
39 185.19 187.68 190.17 192.66 195.15 197.64 200.13 202.61 205.10 207.59 210.08 212.57 215.06
40 189.16 191.70 194.23 196.77 199.31 201.84 204.38 206.92 209.45 211.99 214.53 217.06 219.60
41 193.20 195.78 198.37 200.95 203.54 206.12 208.71 211.29 213.87 216.46 219.04 221.63 224.21
42 197.30 199.93 202.56 205.19 207.82 210.45 213.08 215.70 218.33 220.96 223.59 226.22 228.85
43 201.42 204.09 206.77 209.44 212.11 214.79 217.46 220.13 222.81 225.48 228.15 230.83 233.50
44 205.55 208.27 210.98 213.70 216.42 219.13 221.85 224.57 227.28 230.00 232.72 235.43 238.15
45 209.67 212.43 215.19 217.95 220.71 223.47 226.23 228.98 231.74 234.50 237.26 240.02 242.78
46 213.77 216.57 219.37 222.17 224.97 227.77 230.57 233.38 236.18 238.98 241.78 244.58 247.38
47 217.85 220.69 223.53 226.37 229.21 232.05 234.89 237.74 240.58 243.42 246.26 249.10 251.94
48 221.87 224.75 227.63 230.51 233.39 236.27 239.15 242.04 244.92 247.80 250.68 253.56 256.44
49 225.86 228.78 231.70 234.61 237.53 240.45 243.37 246.29 249.21 252.12 255.04 257.96 260.88
50 229.80 232.76 235.71 238.67 241.62 244.58 247.53 250.49 253.44 256.40 259.35 262.31 265.26
51 233.70 236.69 239.68 242.67 245.66 248.65 251.64 254.64 257.63 260.62 263.61 266.60 269.59
52 237.57 240.59 243.62 246.64 249.66 252.69 255.71 258.73 261.76 264.78 267.80 270.83 273.85
53 241.39 244.44 247.50 250.55 253.61 256.66 259.72 262.77 265.82 268.88 271.93 274.99 278.04
54 245.15 248.23 251.32 254.40 257.48 260.56 263.65 266.73 269.81 272.89 275.98 279.06 282.14
55 248.86 251.97 255.08 258.19 261.30 264.41 267.52 270.62 273.73 276.84 279.95 283.06 286.17
56 252.51 255.64 258.76 261.89 265.01 268.14 271.26 274.39 277.51 280.64 283.76 286.89 290.01
57 256.10 259.25 262.41 265.56 268.72 271.87 275.03 278.18 281.33 284.49 287.64 290.80 293.95
58 259.62 262.79 265.96 269.13 272.30 275.47 278.64 281.82 284.99 288.16 291.33 294.50 297.67
59 263.03 266.21 269.40 272.58 275.77 278.95 282 14 285.32 288.50 291.69 294.87 298.06 301.24
109
110
I
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 First Year
Age 1/12 2/12 3/12 4/12 5/12 6/12 7/12 8/12 9/12 10/12 , 11/12 I^year
Jf $°S $!S $2’S $3-28 *410 $4-92 $5.74 $6.56 $7.38 $8.20 $^02 $9.84
JI “ 51 335 4 19 5 03 5.87 6.71 7.54 8.38 9.22 10.06
18 S MI MI MI 428 5 14 6 00 6 85 7 71 857 942 1028
18 -88 1 75 2 63 3 50 4.38 5.25 6.13 7.00 7.88 8.75 9 63 10 50
19 7 -9° 179 2 69 3 58 4 48 5.37 6.27 7.16 8.06 8.95 9^5 1^4
S 94 MI MI MI 458 549 641 732 824 9 15 10 07 1098
22 Qfi } ®7 2 81 3 74 4 68 5 61 6 55 7.48 8.42 9.35 10.29 11.22
23 *go 1Qfi 287 382 478 573 669 765 8.60 9.56 10.51 11.47
23 MI 1-96 2 93 3 91 489 5.87 6.85 7.83 8.80 9.78 10.76 11.74
24 1,00 2-00 3 00 4 00 5-00 6-00 7.01 8.01 9.01 10.01 11.01 12.01
26 l‘o5 2?0 MI MS 5-13 6 15 7’18 8 20 923 1025 1128 1230
S MI MI MI 5,25 6 30 7-34 8 39 944 1049 1154 12.59
28 M 220 MI MI t38 6 45 7 53 8 60 968 10-75 1183 1290
oq ’I MS MI 4-4 551 661 7-71 8-81 992 11.02 12.12 13.22
1,13 2-26 3 38 4 51 5.64 6.77 7.90 9.03 10.15 11.28 12.41 13.54
3? Mg 238 Mfi MI I'll 694 8’10 9-25 10 41 1157 1272 1388
32 Mo IM MI 75 5 94 7 13 8.31 9’50 10 69 ll-88 13 06 14.23
33 MI IM III t87 6 09 7 31 8 53 9-75 10 96 12 18 13 40 14 62
S J’S IM MI I °° 6 25 7-50 8 75 10 00 11-25 12.50 13.75 15.00
34 1-28 2-57 385 513 6-42 7.70 8.98 10.27 11.55 12.83 14.12 15.40
S I S MI MI 5 28 6 60 7-92 9 23 10 55 1187 1319 14 51 15.83
□7 ’ Q ' 407 5-42 6-78 8.13 9.49 10.84 12.20 13.55 14.91 16.26
38 143 MI MI IS 697 836 975 11-15 1254 1393 15 33 16 72
qq ’ ■ 4-30 373 717 860 10.03 11.47 12.90 14.33 15.77 17.20
1-48 295 443 5-90 7.38 8.85 10.33 11.80 13.28 14.75 16.15 17.70
4? J’S MI I'll 6 07 7-59 9 11 10 63 12-15 1366 1518 1670 1822
49 MJ 8-13 470 6-26 7.83 9.39 10.96 12.52 14.09 15.65 17.22 18.78
43 MI MI MI 6-45 8-07 9 68 H-29 12’91 ‘ 1452 1613 17-75 19-35
2 MI MI M? 6-66 8 33 999 1166 1332 14-99 16-65 1832 1998
344 5,15 6187 8.59 10.31 12.02 13.74 15.46 17.18 18.89 20.61
43 1-7I MI 5-32 7-10 8 87 1063 12-42 14 19 15-97 17-74 19-52 21.29
47 IS MI MI 7-33 9-16 10" 1282 14-63 16-49 18-32 2015 21-98
4R ■ ■ 368 7-57 9-45 n.36 13.25 15.14 17.03 18.93 20.82 22.71
49 2 02 4 03 MI IS 977 1173 1368 15-63 17-59 19-34 21'3° 2343
03 505 807 10.08 12.10 14.12 16.13 18.15 20.17 22.18 24.20
I? MI I'll 6-25 8-33 10-41 12-49 14-57 16-65 18-74 20.82 22.90 24.98
AA 6,44 8-59 10-74 12-89 15.04 17.19 19.33 21.48 23.63 25.78
:: MI MI 665 8-87 11-09 13-31 15-32 17-74 19-96 22 18 24 39 26-51
-4 A'_ 6-87 9-16 11-45 13.74 16.02 18.31 20.60 22.89 25.18 27.47
4-73 7.09 9.45 11.81 14.18 16.54 18.90 21.26 23.63 25.99 28.35
S MI MI III 975 12-19 14-63 17 07 19-51 21-94 2438 2682 2926
„■ n MI MI 10 07 12-58 15 10 17-62 2013 22-65 2517 27 68 3o-2°
7 ° 7 79 10-39 12-99 i5.59 18.19 20.79 23.38 25.98 28.58 31.18
rq 9-7- 7 8-05 10-73 13-42 1510 18.78 21.47 24.15 26.83 29.52 32.20
5-54 8-31 1108 13.85 16.62 19.38 22.15 24.92 27.69 30.46 33.23
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Second Year
End of End of
Age 1st year 11/12 12/12 13/12 14/12 15/12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
15 $9.84 $10.69 $11.54 $12.39 $13.24 $14.09 $14.94 $15.78 $16.63 $17.48 ' $18.33 $19.18 $20.03
16 10.06 10.93 11.80 12.66 13.53 • 14.40 15.27 16.13 17.00 17.87 18.74 19.60 20.47
17 10.28 11.17 12.05 12.94 13.82 14.71 15.59 16.48 17.37 18.25 19.14 20.02 20.91
18 10.50 11.41 12.31 13.22 14.12 15.03 15.93 16.84 17.75 18.65 19.56 20.46 21.37
19 10.74 11.67 12.59 13.52 14.44 15.37 16.29 17.22 18.14 19.07 19.99 20.92 21.84
20 10.98 11.93 12.87 13.82 14.76 15.71 16.65 17.60 18.55 19.49 20.44 21.38 22.33
21 11.22 12.19 13.15 14.12 15.09 16.05 17.02 17.99 18.95 19.92 20.89 21.85 22.82
22 11.47 12.46 13.45 14.43 15.42 16.41 17.40 18.39 19.38 20.36 21.35 22.34 23.33
23 11.74 12.75 13.76 14.77 15.78 16.79 17.80 18.82 19.83 20.84 21.85 22.86 23.87
24 12.01 13.05 14.08 15.12 16.15 17.19 18.22 19.26 20.29 21.33 22.36 23.40 24.43
25 12.30 13.36 14.42 15.48 16.54 17.60 18.66 19.71 20.77 21.83 22.89 23.95 25.01
26 12.59 13.67 14.76 15.84 16.93 18.01 19.10 20.18 21.26 22.35 23.43 24.52 25.60
27 12.90 14.01 15.12 16.23 17.34 18.45 19.56 20.67 21.78 22.89 24.00 25.11 26.22
28 13.22. 14.36 15.49 16.63 17.77 18.90 20.04 21.18 22.31 23.45 24.59 25.72 26.86
29 13.54 14.71 15.87 17.04 18.20 19.37 20.53 21.70 22.87 24.03 25.20 26.36 27.53
30 13.88 15.08 16.27 17.47 18.66 19.86 21.05 22.25 23.44 24.64 25.83 27.03 28.22
31 14.25 15.48 16.70 17.93 19.15 20.38 21.60 22.83 24.05 25.28 26.50 27.73 28.95
32 14.62 15.88 17.13 18.39 19.64 20.90 22.15 23.41 24.67 25.92 27.18 28.43 29.69
33 15.00 16.29 17.58 18.87 20.16 21.45 22.74 24.02 25.31 26.60 27.89 29.18 30.47
34 15.40 16.72 18.05 19.37 20.70 22.02 23.35 24.67 25.99 27.32 28.64 29.97 31.29
35 15.83 17.19 18.55 19.91 21.27 22.63 23.99 25.34 26.70 28.06 29.42 30.78 32.14
36 16.26 17.66 19.05 20.45 21.85 23.24 24.64 26.04 27.43 28.83 30.23 31.62 33.02
37 16.72 18.16 19.59 21.03 22.46 23.90 25.33 26.77 28.20 29.64 31.07 32.51 33.94
38 17.20 18.68 20.15 21.63 23.10 24.58 26.05 27.53 29.00 30.48 31.95 33.43 34.90
39 17.70 19.22 20.74 22.25 23.77 25.29 26.81 28.32 29.84 31.36 32.88 34.39 35.91
40 18.22 19.78 21.34 22.91 24.47 26.03 27.59 29.15 30.71 32.28 33.84 35.40 36.96
41 18.78 20.39 22.00 23.60 25.21 26.82 28.43 30.04 31.65 33.25 34.86 36.47 38.08
42 19.36 21.02 22.68 24.33 25.99 27.65 29.31 30.96 32.62 34.28 35.94 37.59 39.25
43 19.98 21.69 23.40 25.10 26.81 28.52 30.23 31.93 33.64 35.35 37.06 38.76 40.47
44 20.61 22.37 ' 24.13 25.90 27.66 29.42 31.18 32.94 34.70 36.47 38.23 39.99 41.75
45 21.29 23.11 24.92 26.74 28.55 30.37 32.18 34.00 35.82 37.63 39.45 41.26 43.08
46 21.98 23.85 25.73 27.60 29.47 31.34 33.22 35.09 36.96 38.83 40.71 42.58 44.45
47 22.71 24.64 26.57 28.50 30.43 32.36 34.29 36.23 38.16 40.09 42.02 43.95 45.88
48 23.45 25.44 27.43 29.42 31.41 33.40 35.39 37.38 39.37 41.36 43.35 45.34 47.33
49 24.20 26.25 28.30 30.35 32.40 34.45 36.50 38.56 40.61 42.66 44.71 46.76 48.81
50 24.98 27.09 29.21 31.32 33.43 35.54 37.66 39.77 41.88 43.99 46.11 48.22 50.33
51 25.78 27.96 30.13 32.31 34.49 36.66 38.84 41.02 43.19 45.37 47.55 49.72 51.90
52 26.61 28.85 31.10 33.34 35.58 37.83 40.07 42.31 44.56 46.80 49.04 51.29 53.53
53 27.47 29.78 32.09 34.40 36.71 39.02 41.33 43.65 45.96 48.27 50.58 52.89 55.20
54 28.35 30.73 33.11 35.50 37.88 40.26 42.64 45.02 47.40 49.79 52.17 54.55 56.93
55 29.26 31.72 34.17 36.63 39.08 41.54 43.99 46.45 48.90 51.36 53.81 56.27 58.72
56 30.20 32.73 35.26 37.79 40.32 42.85 45.38 47.91 50.44 52.97 55.50 58.03 60.56
57 31.18 33.79 36.40 39.00 41.61. 44.22 46.83 49.43 52.34 54.65 57.26 59.86 62.47
58 32.30 34.89 37.57 40.26 42.94 45.63 48.31 51.00 53.69 56.37 59.06 61.74 64.43
59 33.23 36.00 38.77 41.53 44.30 47.07 49.84 52.60 55.37 58.14 60.91 63.67 66.44
111
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Third Year
End of g
Age 2d year 2 1/12 2 2/12 2 3/12 2 4/12 2 5/12 2 6/12 2 7/12 2 8/12 2 9/12 2 10/12 2 11/12 3dyear
15 $20.03 $20.91 $21.79 $22.66 $23.54 $24.42 $25.30 $26.18 $27.06 $27.93 $28.81 $29.69 $30.57
16 20.47 21.37 22.27 23.16 24.06 24.96 25.86 26.75 27.65 28.55 29.45 30.34 31.24
17 20.91 21.83 22.74 23.66 24.58 25.49 26.41 27.33 28.24 29.16 30.08 30.99 31.91
18 21.37 22.31 23.24 24.18 25.12 26.05 26.99 27.93 28.86 29.80 30.74 31.67 32.61
19 21.84 22.80 23.75 24.71 25.67 26.62 27.58 28.54 29.49 30.45 31.41 32.36 33.32
20 22.33 23.31 24.29 25.26 26.24 27.22 28.20 29.17 30.15 31.13 32 11 33 08 34 06
21 2282 2382 2482 25.82 26.82 27.82 28.82 29.81 30.81 31.81 32.81 33.81 34*81
22 23.33 24.35 25.38 26.40 27.42 28.44 29.47 30.49 31.51 32.53 33.56 34.58 35.60
23 87 24.92 25.96 27.01 28.05 29.10 30.14 31.19 32.24 33.28 34 33 35 37 36 42
24 2443 25-50 2657 27.64 28.71 29.78 30.85 31.91 32.98 34.05 35.12 36*19 37.26
25 2501 2610 27-20 2829 29.39 30.48 31.58 32.67 33.76 34.86 *35.95 3705 3814
26 2560 2672 2784 28-96 30.08 31.20 32.32 33.45 34.57 35.69 36.81 37.93 39.05
27 26.22 27.37 28.51 29.66 30.81 31.95 33.10 34.25 35.39 36.54 37.69 38 83 39 98
28 2686 2804 2921 30.39 31.56 32.74 33.91 35.09 36.26 37.44 38.61 39.79 40*96
29 27.53 28.73 29.94 31.14 32.34 33.55 34.75 35.95 37.16 38.36 39.56 40.77 41.97
30 28.22 29.45 30.69 31.92 33.16 34.39 35.63 36.86 38.09 39.33 40.56 41.80 43.03
31 28.95 30.21 31.48 32.74 34.01 35.27 36.54 37.80 39.06 40.33 41.59 42 86 44 12
32 2969 30 99 32.28 33.58 34.88 36.17 37.47 38.77 40.06 41.36 42.66 43.95 4525
33 3047 31 80 33.13 24.46 35.79 37.12 38.45 39.78 41.11 42.44 43.77 45.10 46.43
34 31.29 32.66 34.02 35.39 36.75 38.12 39.48 40.85 42.21 43.58 44.94 46.31 47.67
35 3214 3354 3494 36.35 37.75 39.15 40.55 41.95 43.35 44.76 45.16 47.56 48.96
36 33.02 34.46 35.90 37.33 38.77 40.21 41.65 43.09 44.53 45.96 47.40 48.84 50.28
37 33.94 35.42 36.90 38.37 39.85 41.33 42.81 44.28 45.76 47.24 48.72 50.19 51 67
38 34 90 36 42 37 94 39.45 40.9? 42.49 44.01 45.53 47.05 48.56 50^08 5V60 53*12
39 35.91 37.47 39.03 40.59 42.15 43.71 45.27 46.84 48.40 49.96 51.52 53.08 54.64
40 36.96 38.57 40.17 41.78 43.38 44.99 46.59 48.20 49.81 51.41 53.02 54.62 56.23
41 3808 3973 4139 43.04 44.69 46.34 48.00 49.65 51.30 52.95 54.61 56*26 57.91
42 39.25 40.95 42.65 44.35 46.05 47.75 49.45 51.16 52.86 54.56 56.26 57.96 59.66
43 40.47 42.22 43.97 45.73 47.48 49.23 50.98 52.73 54.48 56.24 57.99 59.74 61 49
44 41 75 43.55 45.36 47.16 48.96 50.77 52.57 54.37 56.18 57.98 59.73 6V59 63*39
45 43 08 44 94 46 80 48 65 50.51 52.37 54.23 56.08 57.94 59.80 61.66 63 51 65 37
46 4445 4636 4828 50.19 52.10 54.02 55.93 57.84 59.76 61.67 63.58 6550 6741
47 45 88 47 85 49 82 51.78 53.75 55.72 57.69 59.66 61.63 63.59 65.56 67 53 69 50
48 4733 4936 51.38 53.41 55.43 57.46 59.48 61.51 63.53 65.56 67.58 69.61 71*63
49 4881 50 89 52.98 55.06 57.14 59.22 61.31 63.39 65.47 67.55 69.64 71.72 73.80
50 5033 52 47 54.62 56.76 58.90 61.04 63.19 65.33 67.47 69.61 71.76 73.90 76 04
51 5190 54.10 56.31 58.51 60.72 62.92 65.13 67.33 69.53 71.74 73.94 76.15 78^35
52 53.53 55.80 58.06 60.33 62.60 64.86 67.13 69.40 71.66 73.93 76.20 78.46 80 73
53 55.20 57.53 59.86 62.20 64.53 66.86 69.19 71.52 73.85 76.19 78.52 80.85 83 18
54 5693 59-33 61.73 64.12 66.52 68.92 71.32 73.72 76.12 78.51 80.91 83.31 85^71
55 58 72 61 19 63 65 66.12 68.59 71.05 73.52 75.99 78.45 80.92 83.39 85 85 88 32
56 6056 63 19 65.64 68.17 70.71 73.25 75.79 78.32 80.86 83.40 85 94 88 47 91 01
57 6247 6508 6769 7030 72.91 75.52 78.13 80.74 83.35 85.96 88.57 91.18 93^79
84 43 67.12 69.80 72.49 75.17 77.86 80.54 83.23 85.91 88.60 91.28 93.97 96.65
59 66.44 69.20 71.96 74.72 77.48 80.24 83.00 85.76 83.52 91.28 94.04 96.80 99.56
.. ...............................— —- .. -------!—__________________________________________I__________, _________
112
29 May 47 TM 14—600
Table 11. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Fourth Year
End of End of
Age 3d year 3 1/12 3 2/12 3 3/12 3 4/12 3 5/12 3 6/12 3 7/12 3 8'12 3 9/12 3 13/12 3 11/12 4th year
15 $30.57 $31.48 $32.39 $33.30 $34.21 $35.12 $36.03 $36.94 $37.85 $38.76 $39.67 $40.58 $41.49
16 31.24 32.17 33.10 34.02 34.95 35.88 36.81 37.74 38.67 39.59 40.52 41.45 42.38
17 31.91 32.86 33.81 34.75 35.70 36.55 37.60 38.55 39.50 40.44 41.39 42.34 43.29
18 32.61 33.58 34.55 35.51 36.48 37.45 38.42 39.39 40.36 41.32 42.29 43.26 44.23
19 33.32 34.31 35.30 36.29 37.28 38.27 39.26 40.24 41.23 42^22 43.21 44.20 45.19
20 34.06 35.07 36.08 37.09 38.10 39.11 40.12 41.13 42.14 43.15 44.16 45.17 46.18
21 34.81 35.84 36.88 37.91 38.94 39.98 41.01 42.04 43.08 44.11 45.14 46.18 47.21
22 35.60 36.66 37.71 38.77 39.83 40.88 41.94 43.00 44.05 45.11 45.17 47.22 48.28
23 36.42 37.50 38.58 39.66 40.74 41.82 42.90 43.98 45.06 46.14 47.22 48.30 49.38
24 37.26 38.37 ‘ 39.47 40.58 41.68 42.79 43.89 45.00 46.11 47.21 48.32 49.42 50.53
25 38.14 39.27 40.40 41.53 42.66 43.79 44.92 46.06 47.19 48.32 49.45 50.58 51.71
26 39.05 40.21 41.36 4/. 52 43.68 44.83 45.99 47.15 48.30 49.45 50.62 51.77 52.93
27 39.98 41.17 42.35 43.54 44.72 45.91 47.09 48.28 49.46 50.65 51.83 53.02 54.20
28 40.96 42.17 43.39 44.60 45.81 47.03 48.24 49.45 50.67 51.88 53.09 54.31 55.52
29 . 41.97 43.21 44.46 45.70 46.94 48.19 49.43 50.67 51.92 53.16 54.40 55.65 56.89
30 43.03 44.30 45.58 46.85 48.12 49.39 50.67 51.94 53.21 54.48 55.76 57.03 58.30
31 44.12 45.42 46.73 48.03 49.34 50.64 51.95 53.25 54.55 55.86 57.16 58.47 59.77
32 45.25 46.59 47.93 49.26 50.60 51.94 53.28 54.62 55.96 57.29 58.63 59.97 61.31
33 46.43 47.80 49.17 50.55 51.92 53.29 54.66 56.03 57.40 58.78 60.15 61.52 62.89
34 47.67 49.08 50.48 51.89 53.30 54.70 56.11 57.52 58.92 60.33 61.74 63.14 64.55
35 48.96 50.40 51.85 53.29 54.73 56.17 57.62 59.06 60.50 61.94 63.39 64.38 66.27
36 50.28 51.76 53.24 54.73 56.21 57.69 59.17 60.65 62-13 63.62 65.10 66.58 68.06
37 51.67 53.19 54.71 56.23 57.75 59.27 60.79 62.32 63.84 65.36 66.88 68.40 69.92
38 53.12 54.68 56.24 57.81 59.37 60.93 62.49 64.05 65.61 67.18 68.74 70.30 71.86
39 54.64 56.25 57.85 59.46 61.06 62.67 64.27 65.88 67.48 69.09 70.69 72.30 73.90
40 56.23 57.88 59.53 61.18 62.83 64.48 66.13 67.79 69.44 71.09 72.74 74.39 76.04
41 57.91 59.61 61.30 63.00 64.70 66.39 68.09 69.79 71.48 73.18 74.88 76.57 78.27
42 59.66 61.41 63.15 64.90 66.64 68.39 70.13 71.88 * 73.62 75.37 77.11 78.86 80.60
43 61.49 63.28 65.08 66.87 68.67 70.46 72.26 74.05 75.84 77.61 79.43 81.23 83.02
44 63.39 65.24 67.08 68.93 70.77 72.62 74.46 76.31 78.15 80.00 81.84 83.69 85.53
45 65.37 67.27 69.17 71.06 72.96 74.86 76.76 78.65 80.55 82.45 84.35 86.24 88.14
46 67.41 69.36 71.31 73.26 75.21 77.16 79.11 81.05 83.00 84.95 86.90 88.85 93.80
47 69.50 71.50 73.50 75.51 77.51 79.51 81.51 83.51 85.51 87.52 89.52 91.52 93.52
48 71.63 73.69 75.74 77.80 79.85 81.91 83.96 86.02 88.08 90.13 92.19 94.24 96.30
49 73.80 75.91 78.02 80.14 82.25 84.36 86.47 88.58 90.69 92.81 94.92 97.03 99.14
50 76.04 78.21 80.38 82.55 84.72 86.89 89.06 91.22 93.39 95.56 97.73 99.90 102.07
51 78.35 80.58 82.80 85.03 87.26 89.48 91.71 93.94 96.16 98.39 100.62 102.84 105.07
52 80.73 83.02 85.30 87.59 89.88 92.16 94.45 96-74 99.02 101.31 103.60 105.88 108.17
53 83.18 85.53 87.88 90.22 92.57 94.92 97.27 99.62 101.97 104.31 106.66 109.01 111.36
54 85.71 88.12 90.53 92.94 95.35 97.76 100.17 102.59 105.00 107.41 109.82 112.23 114.64
55 88.32 90.80 93.27 95.75 98.22 100.70 103.17 105.65 108.13 110.60 113.08 115.55 118.03
56 91.01 93.55 96.09 98.64 101.18 103.72 106.26 108.80 111.34 113.89 116.43 118.97 121.51
57 93.79 96.40 99.01 101.62 104.23 106.84 109.45 112.05 114.66 117.27 119.88 122.49 125.10
58 96.65 99.33 102.01 104.68 107.36 110.04 112.72 115.39 118.07 120.75 123.43 126.10 128.78
59 99.56 102.31 105.06 107.80 110.55 113.30 116.05 118.79 121.54 124.29 127.04 129.78 132.53
113
TM
14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Fifth Year
End of End of
Age 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 5/12 4 6/12 4 7/12 4 8/12 4 9/12 4 10/12 4 11/12 5th year
15 $41.49 $42.43 $43.37 $44.31 $45.25 $46.19 $47.13 $48.07 $49.01 $49.95 $50.89 $51.83 $52.77
16 42.38 43.34 44.30 45.26 46.22 47.18 48.14 49.10 50.06 51.02 51.98 52.94 53.90
17 43.29 44.27 45.25 46.23 47.21 48.19 49.17* 50.16 51.14 52.12 53.10 54.08 55.06
18 44.23 45.23 46.23 47.23 48.23 49.23 50.23 51.24 52.24 53.24 54.24 55.24 56.24
19 45.19 46.21 47.24 48.26 49.28 50.31 51.33 52.35 53.38 54.40 55.42 56.45 57.47
20 46.18 47.23 48.27 49.32 50.36 51.41 52.45 53.50 54.55 55.59 56.64 57.68 58.73
21 47.21 48.28 49.35 50.41 51.48 52.55 53.62 54.69 55.76 56.82 57.89 58.96 60.03
22 48.28 49.37 50.46 51.56 52.65 53.74 54.83 55.92 57.01 58.11 59.20 60.29 61.38
23 49.38 50.50 51.61 52.73 53.85 54.96 56.08 57.20 58.31 59.43 60.55 61.66 62.78
24 50.53 51.67 52.82 53.96 55.10 56.24 57.39 58.53 59.67 60.81 61.96 63.10 64.24
25 51.72 52.88 54.05 55.21 56.38 57.55 58.72 59.89 61.06 62.22 63.39 64.56 65.73
26 52.93 54.13 55.32 56.52 57.71 58.91 60.10 61.30 62.50 63.69 64.89 66.08 67.28
27 54.20 55.42 56.65 57.87 59.10 60.32 61.55 62.77 63.99 65.22 66.44 67.67 68.89
28 55.52 56.77 58.03 59.28 60.53 61.79 63.04 64.29 65.55 66.80 68.05 69.31 70.56
29 56.89 58.17 59.46 60.74 62.02 63.30 64.59 65.87 67.15 68.43 69.72 71.00 72.28
30 58.30 59.61 60.93 62.24 63.56 64.87 66.19 67.50 68.81 70.13 71.44 72.76 74.07
31 59.77 61.12 62.46 63.81 65.16 66.50 67.85 69.20 70.54 71.89 73.24 74.58 75.93
32 61.31 62.69 64.07 65.45 66.83 68.21 69.59 70.96 72.34 73.72 75.10 76.48 77.86
33 62.89 64.31 65.72 67.14 68.55 69.97 71.38 72.80 74.21 75.63 77.04 78.46 79.87
34 64.55 66.00 67.45 68.90 70.35 71.80 73.25 74.70 76.15 77.60 79.05 80.50 81.95
35 66 27 6776 69.24 70.73 72.22 73.70 75.19 76.68 78.16 79.65 81.14 82.62 84.11
36 68.06 69.58 71.11 72.63 74.16 75.68 77.21 78.73 80.25 81.78 83.30 84.83 86.35
37 69.92 71.49 73.05 74.62 76.18 77.75 79.31 80.88 82.44 84.01 85.57 87.14 88.70
38 71.86 73.47 75.07 76.68 78.29 79.89 81.50 83.11 84.71 86.32 87.93 89.53 91.14
39 73.90 75.55 77.20 78.85 80.50 82.15 83.80 85.45 87.10 88.75 90.40 92.05 93.70
40 76.04 77.73 79.43 81.12 82.82 84.51 86.21 87.90 89.59 91.29 92.98 94.68 96.37
41 78.27 80.01 81.75 83.49 85.23 86.97 88.71 90.46 92.20 93.94 95.68 97.42 99.16
42 80.60 82.39 84.18 85.96 87.75 89.54 91.33 93.11 94.90 96.69 98.48 100.26 102.05
43 83.02 84.86 86.69 88.53 90.37 92.20 94.04 95.88 97.71 99.55 101.39 103.22 105.06
44 85.53 87.42 89.30 91.19 93.07 94.96 96.84 98.73 100.62 102.50 104.39 106.27 108.16
45 88.14 90.07 92.01 93.94 95.88 97.81 99.75 101.68 103.61 105.55 107.48 109.42 111.35
46 90.80 92.78 94.77 96.75 98.73 100.72 102.70 104.68 106.67 108.65 110.63 112.62 114.60
47 93.52 95.56 97.59 99.63 101.66 103.70 105.73 107.77 109.80 111.84 113.87 115.91 117.94
48 96.30 98.39 100.47 102.56 104.65 106.73 108.82 110.91 112.99 115.08 117.17 119.25 121.34
49 99.14 101.28 103.42 105.56 107.70 109.84 111.98 114.11 116.25 118.39 120.53 122.67 124.81
50 102.07 104.26 106.46 108.65 110.84 113.03 115.23 117.42 119.61 121.80 124.00 126.19 128.38
51 105.07 107.32 109.57 111.81 114.06 116.31 118.56 120.81 123.06 125.30 127.55 129.80 132.05
52 108.17 110.47 112.78 115.08 117.39 119.69 122.00 124.30 126.60 128.91 131.21 133.52 135.82
53 111.36 113.72 116.08 118.45 120.81 123.17 125.53 127.89 130.25 132.62 134.98 137.34 139.70
54 114.64 117.06 119.48 121.90 124.32 126.74 129.16 131.59 134.01 136.43 138.85 141.27 143.69
55 118.03 120.51 122.99 125.47 127.95 130.43 132.91 135.39 137.87 140.35 142.83 145.31 147.79
56 121.51 124.05 126.59 129.14 131.68 134.22 136.76 139.30 141.84 144.39 146.93 149.47 152.01
57 125.10 127.70 130.31 132.91 135.51 138.12 140.72 143.32 145.93 148.53 151.13 153.74 156.34
58 128.78 131.45 134.11 136.78 139.45 142.11 144.78 147.45 150.11 152.78 155.45 158.11 160.78 {
59 132.53 135.26 . 137.99 140.72 143.45 146.18 148.91 151.65 154.38 | 157.11 159.84 162.57 165.30
114
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Sixth Year
End of End of
Age 5th year 5 1/12 5 2/12 5 3/12 5 4/12 5 5/12 5 6/12 5 7/12 5 8/12 5 9/12 5 10/12 5 11/12 6th year
15 $52.77 $53.74 $54.72 $55.69 $56.66 $57.64 $58.61 $59.58 $60.56 $61.53 $62.50 $63.48 $64.45
16 53.90 54.89 55.89 56.88 57.87 58.87 59.86 60.85 61.85 62.84 63.83 64.83 65.82
17 55.06 56.07 57.09 58.10 59.12 60.13 61.15 62.16 63.17 64.19 65.20 66.22 67.23
18 56.24 57.28 58.31 59.35 60.38 61.42 62.45 63.49 64.53 65.56 66.60 67.63 68.67
19 57.47 58.53 59.59 60.64 61.70 62.76 63.82 64.87 65.93 66.99 68.05 69.10 70.16
20 58.73 59.81 60.89 61.97 63.05 64.13 65.21 66.30 67.38 68.46 69.54 70.62 71.70
21 60.03 61.14 62.24 63.35 64.45 65.56 66.66 67.77 68.87 69.98 71.08 72.19 73.29
22 61.38 62.51 63.64 64.77 65.90 67.03 68.16 69.28 70.41 71.54 72.67 73.80 74.93
23 62.78 63.94 65.09 66.25 67.40 68.56 69.71 70.87 72.02 73.18 74.33 75.49 76.64
24 64.24 65.24 66.60 67.78 68.96 70.14 71.32 72.50 73.68 74.86 76.04 77.22 78.40
25 65.73 66.94 68.15 69.35 70.56 71.77 72.98 74.18 75.39 76.60 77.81 79.01 80.22
26 67.28 68.52 69.75 70.99 72.22 73.46 74.69 75.93 77.16 78.40 79.63 80.87 82.10
27 68.89 70.15 71.42 72.68 73.95 75.21 76.48 77.74 79.00 80.27 81.53 82.80 84.06
28 70.56 71.85 73.15 74.44 75.73 77.03 78.32 79.61 80.91 82.20 83.49 84.79 86.08
29 72.28 73.60 74.93 76.25 77.58 78.90 80.23 81.55 82.87 84.20 85.52 86.85 88.17
30 74.07 75.43 76.78 78.14 79.50 80.85 82.21 83.57 84.92 86.28 87.64 88.99 90.35
31 75.93 77.32 78.71 80.10 81.49 82.88 84.27 85.65 87.04 88.43 89.82 91.21 92.60
32 77.86 79.28 80.71 82.13 83.55 84.98 86.40 87.82 89.25 90.67 92.09 93.52 94.94
33 79.87 81.33 82.78 84.24 85.70 87.15 88.61 90.07 91.52 92.98 94.44 95.89 97.35
34 81.95 83.44 84.94 86.43 87.92 89.42 90.91 92.40 93.90 95.39 96.88 98.38 99.87
35 84.11 85.64 87.17 88.70 90.23 91.76 93.29 94.83 96.36 97.89 99.42 100.95 102.48
36 86.35 87.92 89.49 91.06 92.63 94.20 95.77 97.34 98.91 100.48 102.05 103.62 105.19
37 88.70 90.31 91.92 93.53 95.14 96.75 98.36 99.97 101.58 103.19 104.80 106.41 108.02
38 91.14 92.79 94.45 96.10 97.75 99.40 101.06 102.71 104.36 106.01 107.67 109.32 110.97
39 93.70 95.40 97.09 98.79 100.48 102.18 103.87 105.57 107.26 108.96 110.65 112.35 114.04
40 96.37 98.11 99.85 101.59 103.33 105.07 106.81 108.54 110.28 112.02 113.76 115.50 117.24
41 99.16 100.94 102.73 104.51 106.29 108.08 109.86 111.64 113.43 115.21 116.99 118.78 120.56
42 102.05 103.88 105.71 107.54 109.37 111.20 113.03 114.86 116.69 118.52 120.35 122.18 124.01
43 105.06 106.94 108.81 110.69 112.57 114.44 116.32 118.20 120.07 121.95 123.83 125.70 127.58
44 108.16 110.08 112.01 113.93 115.85 117.77 119.70 121.62 123.54 125.46 127.39 129.31 131.23
45 111.35 113.32 115.29 117.26 119.23 121.20 123.17 125.13 127.10 129.07 131.04 133.01 134.98
46 114.60 116.62 118.64 120.65 122.67 124.69 126.71 128.72 130.74 132.76 134.78 136.79 138.81
47 117.94 120.01 122.07 124.14 126.20 128.27 130.33 132.40 134.46 136.53 138.59 140.66 142.72
48 121.34 123.45 125.57 127.68 129.80 131.91 134.03 136.14 138.25 140.37 142.48 144.60 146.71
49 124.81 126.97 129.14 131.30 133.47 135.63 137.80 139.96 142.12 144.29 146.45 148.62 150.78
50 128.38 130.59 132.81 135.02 137.24 139.45 141.67 143.88 146.09 148.31 150.52 152.74 154.95
51 132.05 134.32 136.58 138.85 141.11 143.38 145.64 147.91 150.18 152.44 154.71 156.97 159.24
52 135.82 138.14 140.46 142.77 145.09 147.41 149.73 152.04 154.36 156.68 159.00 161.31 163.63
53 139.70 142.07 144.44 146.82 149.19 151.56 153.93 156.30 158.67 161.05 163.42 165.79 168.16
54 143.69 146.12 148.54 150.97 153.39 155.82 158.24 160.67 163.10 165.52 167.95 170.37 172.80
55 147.79 150.27 152.75 155.24 157.72 160.20 162.68 165.16 167.64 170.13 172.61 175.09 177.57
56 152.01 154.55 157.08 159.62 162.16 164.69 167.23 169.77 172.30 174.84 177.38 179.91 182.45
57 156.34 158.93 161.53 164.12 166.71 169.31 171.90 174.49 177.09 179.68 182.27 184.87 187.46
58 160.78 163.43 166.08 168.73 171.38 174.03 176.68 179.34 181.99 184.64 187.29 189.94 192.59
59 165.30 168.01 170.72 173.43 176.14 178.85 181.56 184.26 186.97 189.68 192.39 195.10 197.81
115
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Seventh Year
End °f End of
Age 6th year 6 1/12 6 2/12 6 3/12 6 4/12 6 5/12 6 6/12 6 7/12 6 8/12 6 9/12 6 10/12 6 11/12 7th year
15 $64.45 $65.46 $66.46 $67.47 $68.48 $69.48 $70.49 $71.50 $72.50 $73.51 $74.52 $75.52 $7653
16 65.82 66.85 67.88 68.90 69.93 70.96 71.99 73.01 74.04 75.07 76.10 77.12 78 15
17 6723 68 28 69.33 70.37 71.42 72.47 73.52 74.57 75.62 76.66 77.71 78.76 79.81
18 6867 6974 70.81 71.88 72.95 74.02 75.09 76.17 77.24 78.31 7938 8045 8152
19 70-16 71.25 72.35 73.44 74.54 75.63 76.73 77.82 78.91 80.01 81.10 82.20 83.29
20 7170 72-82 73.94 75.05 76.17 77.29 78.41 79.52 80.64 81.76 82.88 83.99 85.11
21 73 29 74 43 75.57 76.72 77.86 79.00 80.14 81.28 82.42 83.57 84 71 85 85 86 99
22 7493 7610 77.27 78.43 79.60 80.77 81.94 83.10 84.27 85.44 86.61 87.77 88^94
23 76.64 77.83 79.03 80.22 81.41 82.60 83.80 84.99 86.18 87.37 88.57 89 76 90 95
24 78-40 7962 80.84 82.06 83.28 84.50 85.72 86.93 88.15 89.37 90.59 91.81 93^03
25 80.22 81.47 82.72 83.96 85.21 86.46 87.71 88.95 90.20 91.45 92.70 93.94 95.19
26 82.10 83.38 84.65 85.93 87.21 88.48 89.76 91.04 92.31 93.59 94.87 96.14 97.42
27 84.06 85.37 86.67 87.98 89.28 90.59 91.89 93.20 94.50 95.81 97 11 98 42 99 72
28 8608 8742 8875 90.09 91.42 92.76 94.09 95.43 96.76 98.10 99.43 10077 102’10
29 88.17 89.54 90.91 92.27 93.64 95.01 96.38 97.74 99.11 100.48 101.85 103.21 104.58
30 9035 9175 9315 94.55 95.95 97.35 98.75 100.14 101.54 102.94 104.34 105.74 107.14
31 92.60 94.03 95.47 96.90 98.33 99.76 101.20 102.63 104.06 105.49 106.93 108.36 109.79
32 9494 9641 9787 99.34 100.80 102.27 103.73 105.20 106.67 108.13 109.60 111.06 112.53
33 97.35 98.85 100.36 101.86 103.36 104.86 106.37 107.87 109.37 110.87 112.38 113.88 115 38
34 99.87 *101.41 102.95 104.48 106.02 107.56 109.10 110.64 112.18 113.71 115.25 116.79 118.33
35 102.48 104.06 105.63 107.21 108.79 110.36 111.94 113.52 115.09 116.67 118.25 119.82 121.40
36 105.19 106.81 108.42 110.04 111.65 113.27 114.88 116.50 118.12 119.73 121.35 122.96 124 58
37 108.02 109.68 111.33 112.99 114.64 116.30 117.95 119.61 121.27 122.92 124.58 126.23 127 89
38 110.97 112.67 114.36 116.06 117.76 119.45 121.15 122.85 124.54 126.24 127.94 129.63 131.33
39 114.04 115.78 117.52 119.26 121.00 122.74 124.48 126.22 127.96 129.70 131.44 133.18 134 92
40 117-24 11902 120-81 122.59 124.37 126.15 127.94 129.72 131.50 133.28 135.07 136.85 138.63
41 120.56 122.39 124.22 126.04 127.87 129.70 131.53 133.35 135.18 137.01 138 84 140 66 142 49
42 12401 12588 127.75 129.63 131.50 133.37 135.24 137.11 138.98 140.86 142.73 144^60 146^47
43 127.58 129.50 131.41 133.33 135.24 137.16 139.07 140.99 142.90 144.82 146.73 148 65 150 56
44 131.23 133.19 135.15 137.11 139.07 141.03 142.99 144.94 146.90 148.86 150.82 152.78 154 74
45 134-98 136-98 138-99 I40 99 142.99 145.00 . 147.00 149.00 151.01 153.01 155.01 15702 15902
46 138.81 140.86 142.91 144.95 147.00 149.05 151.10 153.14 155.19 157 24 159 29 161 33 163 38
47 142-72 144 81 146 91 I49-00 151.09 153.19 155.28 157.37 159.47 161.56 163 65 16575 16784
48 146-71 14885 150-99 153.13 155.27 157.41 159.55 161.68 163.82 165.96 168.10 170.24 172^38
49 150.78 152.97 155.15 157.34 159.52 161.71 163.89 166.08 168.27 170.45 172.64 174 82 177 01
50 154.95 157.18 159.42 161.65 163.88 166.12 168.35 170.58 172.82 175.05 177.28 179 52 181 75
51 159-24 161-52 163.80 k166.08 168.36 170.64 172.92 175.20 177.48 179.76 182^04 184^32 186^60
52 163.63 165.96 168.29 170.62 172.95 175.28 177.61 179.94 182.27 184.60 186.93 189.26 191.59
53 168.16 170.54 172.92 175.29 177.67 180.05 182.43 184.80 187.18 189.56 191 94 194 31 196 69
54 172.80 175.23 177.66 180.08 182.51 184.94 187.37 189.79 192.22 194.65 197.08 199.50 201^93
55 177-57 18005 182-52 I85 00 187.48 189.95 192.43 194.91 197.38 199.86 202.34 204.81 207.29
56 182.45 184.98 187.51 190.03 192.56 195.09 197.62 200.14 202.67 205.20 207 73 210 25 212 78
57 187-46 190 04 192 62 19519 19777 200.35 202.93 205.51 208.09 210.66 213 24 215 82 218 40
58 192 59 195-22 197 85 200.48 203.11 205.74 208.37 211.00 213.63 216.26 218.85 22L52 224 15
59 197.81 200.49 203.17 205.85 208.53 211.21 213.89 216.58 219.26 221.94 224.62 227 30 229 96
116
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values THIRTY-PAYMENT LIFE, $1,000 Eighth Year
End of End of
Age 7th year 7 1/12 7 2/12 7 3/12 7 4/12 7 5/12 7 6/12 7 7/12 7 8/12 7 9/12 7 10/12 7 11/12 8th year
15 $76.53 $77.57 $78.61 $79.66 $80.70 $81.74 $82.78 $83.82 $84.86 $85.91 $86.95 $87.99 $89.03
16 78.15 79.21 80.28 81.34 82.40 83.46 84.53 85.59 86.65 87.71 88.78 89.84 90.90
17 79 81 80 90 81 98 83.07 84.15 85.24 86.32 87.41 88.49 89.58 90.66 91.75 92.83
18 81 52 82.63 83.74 84.84 85.95 87.06 88.17 89.27 90.38 91.49 92.60 93.70 94.81
19 83.29 84.42 85.55 86.68 87.81 88.94 90.07 91.21 92.34 93.47 94.60 95.73 96.86
20 85.11 86.27 87.42 88.58 89.73 90.89 92.04 93.20 94.36 95.51 96.67 97.82 98.98
21 86 99 88 17 89.35 90.53 91.71 92.89 94.07 95.26 96.44 97.62 98.80 99.98 101.16
22 88*94 90.15 91.35 92.56 93.76 94.97 96.17 97.38 98.59 99.79 101.00 102.20 103.41
23 90.95 92.18 93.42 94.65 95.88 97.12 98.35 99.58 100.82 102.05 103.28 104.52 105.75
24 93.03 94.29 95.55 96.81 98.07 99.33 ' 100.59 101.86 103.12 104.38 105.64 106.90 108.16
25 95.19 96.48 97.77 99.06 100.35 101.64 102.93 104.21 105.50 106.79 108.08 109.37 110.66
26 97.42 98.74 100.06 101.37 102.69 104.01 105.33 106.64 107.96 109.28 110.60 111.91 113.23
27 99.72 101.07 102.42 103.76 105.11 106.46 107.81 109.15 110.50 111.85 113.20 114.54 115.89
28 102.10 103.48 104.86 106.24 107.62 109.00 110.38 111.75 113.13 114.51 115.89 117.27 118.65
29 104.58 105.99 107.40 108.81 110.22 111.63 113.04 114.45 115.86 117.27 118.68 120.09 121.50
30 107.14 108.58 110.03 111.47 112.91 114.36 115.80 117.24 118.69 120.13 121.57 123.02 124.46
31 109*79 111.27 112.74 114.22 115.70 117.17 118.65 120.13 121.60 123.08 124.56 126.03 127.51
32 112.53 114.04 115.55 117.07 118.58 120.09 121.60 123.11 124.62 126.14 127.65 129.16 130.67
33 115 38 116 93 118 47 120.02 121.57 123.11 124.66 126.21 127.75 129.30 130.85 132.3J 133.94
34 118^33 119.91 121.50 123.08 124.67 126.25 127.84 129.42 131.00 132.59 134.17 135.76 137.34
35 121.40 123.02 124.64 126.27 127.89 129.51 131.13 132.75 134.37 136.00 137.62 139.24 140.86
36 124.58 126.24 127.90 129.57 131.23 132.89 134.55 136.21 137.87 139.54 141.20 142.86 144.52
37 127.89 129.59 131.29 133.00 134.70 136.40 138.10 139.80 141.50 143.21 144.91 146.61 148.31
38 131.33 133.07 134.82 136.56 138.30 140.05 141.79 143.53 145.28 147.02 148.76 150.51 152.25
39 134.92 136.70 138.49 140.27 142.06 143.84 145.63 147.41 149.19 150.98 152.76 154.55 156.33
40 138.63 140.46 142.28 144.11 145.94 147.76 149.59 151.42 153.24 155.07 156.90 158.72 160.55
41 142.49 144.36 146.23 148.10 149.97 151.84 153.71 155.57 157.44 159.31 161.18 163.05 164.92
42 146 47 148 38 150 29 152 20 154.11 156.02 157.93 159.84 161.75 163.66 165.57 167.48 169.39
43 150*56 152*51 154.46 156.42 158.37 160.32 162.27 164.22 166.17 168.13 170.08 172.03 173.98
44 154.74 156.73 158.73 160.72 162.71 164.71 166.70 168.69 170.69 172.68 174.67 176.67 178.66
45 159 02 161.06 163.09 165.13 167.16 169.20 171.23 173.27 175.30 177.34 179.37 181.41 183.44
46 163.38 165.46 167.54 169.61 171.69 173.77 175.85 177.92 180.00 182.08 184.16 186.23 188.31
47 167.84 169.96 172.08 174.20 176.32 178.44 180.56 182.67 184.79 186.91 189.03 191.15 193.27
48 172.38 174.54 176.71 178.87 181.03 183.19 185.36 187.52 189.68 191.84 194.01 196.17 198.33
49 177.01 179.22 181.42 183.63 185.83 188.04 190.24 192.45 194.65 196.86 199.06 201.27 203.47
50 181.75 184.00 186.25 188.49 190.74 192.99 195.24 197.49 199.74 201.98 204.23 206.48 208.73
51 186 60 188.89 191.19 193.48 195.77 198.07 200.36 202.65 204.95 207.24 • 209.53 211.83 214.12
52 191*59 193.93 196.26 198.60 200.94 203.27 205.61 207.95 210.28 212.62 214.96 217.29 219.63
53 196 69 199.07 201.45 203.84 206.22 208.60 210.98 213.36 215.74 218.13 220.51 222.89 225.27
54 20V93 204*36 206.78 209.21 211.63 214.06 216.48 218.91 221.33 223.76 226.18 228.61 231.03
55 207 29 209 76 212.23 214.70 217.17 219.64 222.11 224.57 227.04 229.51 231.98 234.45 236.92
56 212 78 215 29 217.81 220.32 222.84 225.35 227.87 230.38 232.89 235.41 237.92 240.44 242.95
57 218^40 220.96 223.52 226.08 228.64 231.20 233.76 236.32 238.88 241.44 244.00 246.56 249.12
58 224.15 226.75 229.36 231.96 234.56 237.16 239.77 242.37 244.97 247.57 250.18 252.78 255.38
59 229.98 232.63 235.27 237.92 240.57 243.21 245.86 248.51 251.15 253.80 256.45 259.09 261.74
117
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 First Year
Ase 1/12 2/12 ___3_'y_____4/12 3'12 8/n 10/12 ii/„ XI
» IF r - $:u s F1F
18 2:82 ”” ”3 >”3 5:£ S ” «•£ .x «:«
19 2'87 5 74 862 1149 1723 20.10 22^97 25.S5 28^2 3^9 34.45
20 2 87 5 74 8 62 11 49 14 36 17.23 20.10 22 97 25 85 or 79 „ eo
; r:? mi m: 1148 1435 1722 2010
2 2 7 5,74 8 61 11 48 14 35 17.22 20 10 22 97 25 84 28 71 ,, « 34 45
24 - - - S:s i- s - ::::
I % F: F: ::fs :»2 ™
» F : S;r “:S s£
5-7 862 1149 1436 1723 20!0 22.97 25.85 28.72 31.59 34.46
30 2 87 5 75 8 62 11.49 14.36 17.24 20 11 22 98 94 84 ->» iq „
w ill mi m: 1150 1437 1725 2-2 2299 2387 2'74 ; 33::97
33 ' Ml Ml 1150 1438 1725 20 13 23 °1 25.88 28.76 31.63 34 51
34 2 88 5 76 Ml !M1 1438 1726 20 14 23 01 25 89 28 77 3164 34 52
576 864 1152 1440 1728 20 15 23.03 25.91 28.79 31.67 3^55
33 2 88 5,77 865 11,53 14,41 1730 20.18 23 06 25.94 28.83 31 71 14 40
37 2 89 5 78 ^67 M 56 U« 2°2° 23 08 25 97 28 85 31 74 3462
38 9 ro 4 ™ 8 ® 17 34 20,22 23 11 26.00 28.89 31 78 34 67
3 2 89 5 79 8 68 1157 1447 17 36 20.25 23.15 26.04 28 93 31 83 34 72
39 2 90 5 80 8 69 ■ 11 59 14,49 17 39 20-29 23.19 26.08 28 98 3^88 3^ 78
4? Jo? Ml 871 11 62 14 52 17 43 2033 23 23 26.14 29 04 31 95 34 85
41 Ml 583 8,74 11 65 14,56 17 48 20 39 23.30 26 21 29 13 3 I4 ollc
2 L2 5 84 8 76 11 68 14 60 17 52 20.45 23.37 6 29 29 21 32 13 SI
• s 110 hT7 2052 2345 2639 n
8 8,83 11,77 1471 17.66 20.60 23.54 26.48 29.43 32.37 35.31
45 297 sS Hi7 nS ur7! ?7r71 2O-7° 23 65 26 61 29’57 32 52 35 48
= i= S is :;s H » S g |- g H jg
4? Me 6 07 9 10 12 14 15 17 18 21 21 24 24 27 27-31 30 34 33 38 36 41
° 916 12,21 1526 18.31 21.36 2441 2747 3052 33’4! « lo
52 3 07 6 14 9 21 12 28 15.35 18.42 21.50 24.57 27 64 n 33 73 A A
53 3 9 6 19 9 28 12 37 15-46 18 56 21.65 24.74 27 83 3003 36 85
54 312 623 935 12,46 15,58 1869 21-81 24.92 28.04 31.15 34 27 I7 38
“ "" -0 :u° ™ l8::
L’ ::: :r 1278 15 m
« 12 91 1613 ” M 22 39 25 81 32.27 3S 49 « 72
“ 6 32 9 78 I3M 16 30 19 88 22 82 26.OS 29.34 32.60 SS^SO
118
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued . Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 Second Year
End of End of
Age 1st year 11/12 12/12 13/12 14/12 15,12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
15 $34.45 $37.43 $40.41 $43.38 $46.36 $49.34 $52.32 $55.30 $58.28 $61.25 $64.23 $67.21 $70.19
16 34.45 37.43 40.41 43.38 46.36 49.34 52.32 55.30 58.28 61.25 64.23 67.21 70.19
17 34.46 37.44 40.42 43.39 46.37 49.35 52.33 55.31 58.29 61.26 64.24 67.22 70.20
18 34.46 37.44 40.42 43.39 46.37 49.35 52.33 55.30 58.28 61.26 64.24 67.21 70.19
19 34.46 37.44 40.42 43.39 46.37 49.35 52.33 55.30 58.28 61.26 64.24 67.21 70.19
20 34.46 37.44 40.41 43.39 46.37 49.34 52.32 55.30 58.27 61.25 64.23 67.20 70.18
21 34.45 37.43 40.40 43.38 46.36 49.33 52.31 55.29 58.26 61.24 64.22 67.19 70.17
22 34.45 37.43 40.40 43.38 46.35 49.33 52.30 55.28 58.26 61.23 64.21 67.18 70.16
23 34.44 37.42 40.39 43.37 46.35 49.32 52.30 55.28 58.25 61.23 64.21 67.18 70.16
24 34.45 37.43 40.40 43.38 46.35 49.33 52.30 55.28 58.26 61.23 64.21 67.18 70.16
25 34.45 37.43 40.40 43.38 46.35 49.33 52.30 55.28 58.26 61.23 64.21 67.18 70.16
26 34.45 37.43 40.40 43.38 46.35 49.33 52.30 55.28 58.26 61.23 64.21 67.18 70.16
27 34.45 37.43 40.40 43.38 46.36 49.33 52.31 55.29 58.26 61.24 64.22 67.19 70.17
28 34.46 37.44 40.41 43.39 46.37 49.34 52.32 55.30 58.27 61.25 64.23 67.20 70.18
29 34.46 37.44 40.42 43.39 46.37 49.35 52.33 55.30 58.28 61.26 64.24 67.21 70.19
30 34.47 37.45 40.43 43.40 46.38 49.36 52.34 55.32 58.30 61.27 64.25 67.23 70.21
31 34.49 37.47 40.45 43.42 > 46.40 49.38 52.36 55.34 58.32 61.29 64.27 67.25 70.23
32 34.51 37.49 40.47 43.45 46.43 49.41 52.39 55.36 58.34 61.32 64.30 67.28 70.26
33 34.52 37.50 40.48 43.46 46.44 49.42 52.40 55.39 58.37 61.35 64.33 67.31 70.29
34 34.55 37.53 40.52 43.50 46.48 49.46 52.45 55.43 58.41 61.39 64.38 67.36 70.34
35 34.59 37.57 40.56 43.54 46.53 49.51 52.50 55.48 58.46 61.45 64.43 67.42 70.40
36 34.62 37.61 40.60 43.58 46.57 49.56 52.55 55.53 58.52 61.51 64.50 67.48 70.47
37 34.67 37.66 40.65 43.64 46.63 49.62 52.61 55.60 58.59 61.58 64.57 67.56 70.55
38 34.72 37.71 40.71 43.70 46.70 46.69 52.69 55.68 58.67 61.67 64.66 67.66 70.65
39 34.78 37.78 40.78 43.77 46.77 49.77 52.77 55.77 58.77 61.76 64.76 67.76 70.76
40 34.85 37.85 40.86 43.86 46.87 49.87 52.88 55.88 58.88 61.89 64.89 67.90 70.90
41 34.95 37.96 40.97 43.98 46.99 50.00 53.01 56.03 59.04 62.05 65.06 68.07 71.08
42 35.05 38.07 41.09 44.11 47.13 50.15 53.17 56.18 59.20 62.22 65.24 68.26 71.28
43 35.18 38.21 41.24 44.26 47.29 50.32 53.35 56.37 59.40 62.43 65.46 68.48 71.51
44 35.31 38.35 41.39 44.42 47.46 50.50 53.54 56.58 59.62 62.65 65.69 68.73 71.77
45 35.48 38.53 41.58 44.62 47.67 50.72 53.77 56.81 59.86 62.91 65.96 69.00 72.05
46 35.64 38.70 41.76 44.82 47.88 50.94 54.00 57.06 60.12 63.18 66.24 69.30 72.36
47 35.82 38.89 41.97 45.04 48.11 51.18 54.26 57.33 60.40 63.47 66.55 69.62 72.69
48 36.02 39.10 42.19 45.27 48.35 51.44 54.52 57.60 60.69 63.77 66.85 69.94 73.02
49 36.21 39.31 42.40 45.50 48.59 51.69 54.78 57.88 60.98 64.07 67.17 70.26 73.36
50 36.41 39.52 42.63 45.73 48.84 51.95 55.06 58.17 61.28 64.38 67.49 70.60 73.71
51 36.62 39.74 42.87 45.99 49.11 52.24 55.36 58.48 61.61 64.73 67.85 70.98 74.10
52 1 36.85 39.99 43.13 46.27 49.41 52.55 55.69 58.82 61.96 65.10 68.24 71.38 74.52
53 37.11 40.26 43.42 46.57 49.73 52.88 56.04 59.19 62.34 65.50 68.65 71.81 74.96
54 37.38 40.55 43.73 46.90 50.07 53.24 56.42 59.59 62.76 65.93 69.11 72.28 75.45
55 37.68 40.87 44.06 47.26 50.45 53.64 56.83 60.02 63.21 66.41 69.60 72.79 75.98
56 37.99 41.20 44.42 47.63 50.84 54.06 57.27 60.48 63.70 66.91 70.12 73.34 76.55
57 33'34 41.58 44.81 48.05 51.29 54.52 57.76 61.00 64.23 67.47 70.71 73.94 77.18
58 38.72 41.98 45.24 48.50 51.76 55.02 58.28 61.55 64.81 68.07 71.33 74.59 77.85
59 39.12 42.41 45.70 48.98 52.27 55.56 58.85 62.13 65.42 68.71 72.00 75.28 78.57
119
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 Third Year
End °f End of
Age 2d year 2 1/12 2 2/12 2 3/12 2 4/12 2 5/12 2 6/12 2 7/12 2 8/12 2 9/12 2 10/12 2 11/12 3d year
15 $70.19 $73.28 $76.37 $79.46 $82.55 $85.64 $88.73 $91.81 $94.90 $97.99 $101.08 $104.17 $107.26
19 70.19 73.28 76.37 79.45 82.54 85.63 88.72 91.81 94.90 97.98 101.07 104.16 107.25
17 70.20 73.29 76.38 79.46 82.55 85.64 88.73 91.81 94.90 97.99 101.08 104.16 107.25
18 70.19 73.28 76.37 79.45 82.54 85.63 88.72 91.80 94.89 97.98 101.07 104 15 107 24
19 7019 73.28 76.37 79.45 82.54 85.63 88.72 91.80 94.89 97.98 101.07 104^15 107^24
20 70.18 73.27 76.35 79.44 82.53 85.61 88.70 91.79 94.87 97.96 101.05 104 13 107 22
21 7017 73.26 76.34 79.43 82.51 85.60 88.68 91.77 94.86 97.94 101.03 104.11 107^20
22 70.16 73.25 75.33 79.42 82.50 85.59 88.67 91.76 94.85 97.93 101.02 104.10 107 19
23 7016 73.25 76.33 79.42 82.50 85.59 88.67 91.76 94.85 97.93 101.02 104 10 107 19
24 70-16 73.25 76.33 79.42 82.50 85.59 88.67 91.76 94.85 97.93 101.02 104.10 107^19
25 7019 73.25 76.33 79.42 82.50 85.59 88.67 91.76 94.85 97.93 101.02 104 10 107 19
26 70.16 73.25 76.33 79.42 82.50 85.59 88.67 * 91.76 94.85 97.93 101.02 104.10 107^19
27 70.17 73.26 76.34 79.43 82.51 85.60 88.68 91.77 94.85 97.94 101.02 104.11 107.19
28 70.18 73.27 76.35 79.44 82.52 85.61 88.69 91.78 94.86 97.95 101.03 1J4 12 107 20
29 7019 73.28 76.36 79.45 82.53 85.62 88.70 91.79 94.87 97.96 101.04 104.13 107’21
30 70.21 73.30 76.38 79.47 82.55 85.64 88.72 91.81 94.90 97.98 101.07 104.15 107.24
31 70.23 73.32 76.40 79.49 82.58 85.66 88.75 91.84 94.92 98.01 101.10 104.18 107.27
32 70.26 73.35 76.43 79.52 82.61 85.69 88.78 91.87 94.95 98.04 101.13 104.21 107.30
33 70.29 73.38 76.47 79.55 82.64 85.73 88.82 91.91 95.00 98.08 101.17 104.26 107.35
34 70-34 73 43 76.52 79.61 82.70 85.79 88.88 91.96 95.05 98.14 101.23 104.32 107.41
35 70.40 73.49 76.58 79.68 82.77 85.86 88.95 92.04 95.13 98.23 101.32 104.41 107.50
36 7047 73.56 76.66 79.75 82.84 85.93 89.03 92.12 95.21 98.30 101.40 104.49 107.58
37 70.55 73.65 76.74 79.84 82.93 86.03 89.12 92.22 95.32 98.41 101.51 104.60 107.70
38 70.65 73.75 76.85 79.94 83.04 86.14 89.24 92.33 95.43 98.53 101.63 104.72 107.82
39 70.76 73.86 76.97 80.07 83.17 86.27 89.38 92.48 95.58 98.68 101.79 104.89 107.99
40 79 99 7491 7712 80.22 83.33 86.44 89.55 92.65 95.76 98.87 101.98 105.08 108.19
41 71.08 74.19 77.31 80.42 83.53 86.65 89.76 92.87 95.99 99.10 102.21 105.33 108.44
42 71.28 74.40 77.52 80.64 83.76 86.88 90.00 93.12 96.24 99.36 102.48 105.60 108.72
43 71.51 74.64 77.77 80.89 84.02 87.15 90.28 93.40 96.53 99.66 102.79 105.91 109.04
44 71.77 74.90 78.04 81.17 84.31 87.44 90.58 93.71 96.84 99.98 103.11 106.25 109.38
45 72.05 75.19 78.34 81.48 84.63 87.77 90.92 94.06 97.20 100.35 103.49 106.64 109.78
46 72.36 75.51 78.67 81.82 84.97 88.12 91.28 94.43 97.58 100.73 103.89 107.04 110.19
47 72.69 75.85 79.01 82.17 85.33 88.49 91.65 94.81 97.97 101.13 104.29 107.45 110.61
48 73.02 76.19 79.36 82.52 85.69 88.86 92.03 95.20 98.37 101.53 104.70 107.87 111.04
49 73 36 76 54 79 71 82.89 86.07 89.24 92.42 95.60 98.77 101.95 105.13 108.30 11V48
50 73.71 76.90 80.08 83.27 86.45 89.64 92.82 96.01 99.20 102.38 105.57 108.75 111.94
51 74 19 7730 8949 83 99 86.88 90.08 93.27 96.47 99.67 102.86 106.06 109*25 112.45
52 74.52 77.73 80.93 84.14 87.35 90.55 93.76 96.97 100.17 103.38 106.59 109.79 113.00
53 74.96 78.18 81.40 84.62 87.84 91.06 94.28 97.49 100.71 103.93 107.15 110.37 113.59
54 75.45 78.68 81.91 85.14 88.37 91.60 94.83 98.07 101.30 104.53 107.76 110.99 114.22
55 75.98 79.23 82.47 85.72 88.96 92.21 95.45 98.70 101.94 105.19 108.43 111.68 114.92
56 76.55 79.81 83.07 86.33 89.59 92.85 96.11 99.38 102.64 105.90 109.16 112.42 115.68
57 77.18 80.46 83.74 87.01 90.29 93.57 96.85 100.12 103.40 106.68 109.96 113.23 116.51
58 77.85 81.15 84.44 87.74 91.03 94.33 97.62 100.92 104.22 107.51 110.81 114.10 117.40
59 78.57 81.88 85.20 88.51 91.83 95.14 98.46 101.77 105.08 103.40 111.71 115.03 118.34
120
TM 14-600 29 May 47
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YE AR ENDOWMENT, $1,000 Fourth Year
End of End of
Age 3d year 3 1/12 3 2/12 3 3/12 3 4/12 3 5/12 3 6/12 3 7/12 3 8/12 3 9/12 3 10/12 3 11/12 4th year
15 $107.26 $110.46 $113.67 $116.87 $120.97 $123.28 $126.48 $129.68 $132.89 $136.09 $139.29 $142.50 $145.70
16 107.25 110.45 113.66 116.86 120.06 123.27 126.47 129.67 132.88 136.08 139.28 142.49 146.69
17 107.25 110.45 113.66 116.86 120.06 123.27 126.47 129.67 132.88 136.08 139.28 142.49 145.69
18 107.24 110.44 113.65 116.85 120.05 123.25 126.46 129.66 132.86 136.06 139.27 142.47 145.67
19 107.24 110.44 113.64 116.84 120.04 123.24 126.44 129.65 132.85 136.05 139.25 142.45 145.65
20 107.22 110.42 113.62 116.82 120.02 123.22 126.42 129.63 132.83 136.03 139.23 142.43 145.63
21 107.20 110.40 113.60 116.80 120.00 123.20 126.40 129.61 132.81 136.01 139.21 142.41 145.61
22 107.19 110.39 113.59 116.79 119.99 123.19 126.39 129.60 132.80 136.00 139.20 142.40 145.60
23 107.19 110.39 113.59 116.79 119.99 123.19 126.39 129.59 132.79 135.99 139.19 142.39 145.59
24 107.19 110.39 113.59 116.79 119.99 123.19 126.39 129.58 132.78 135.98 139.18 142.38 145.58
25 107.19 110.39 113.59 116.79 119.99 123.19 126.39 129.58 132.78 135.98 139.18 142.38 145.58
26 107.19 110.39 113.59 116.78 119.98 123.18 126.38 129.58 132.78 135.97 139.17 142.37 145.57
27 107.19 110.39 113.59 116.78 119.98 123.18 126.38 129.58 132.78 135.97 139.17 142.37 145.57
28 107.20 1J0.40 113.60 116.80 120.00 123.20 126.40 129.59 132.79 135.99 139.19 142.39 145.59
29 107.21 110.41 113.61 116.81 120.01 123.21 126.41 129.60 132.80 136.00 139.20 142.40 145.60
30 107.24 110.44 113.64 116.83 120.03 123.23 126.43 129.63 132.83 136.02 139.22 142.42 145.62
31 107.27 110.47 113.67 116.86 120.06 123.26 126.46 129.66 132.86 136.05 139.25 142.45 145.65
32 107.30 110.50 113.70 116.90 120.10 123.30 126.50 129.69 132.89 136.09 139.29 142.49 145.69
33 107.35 110.55 113.75 116.95 120.15 123.35 126.55 129.75 132.95 136.15 139.35 142.55 145.75
34 107.41 110.61 113.81 117.02 120.22 123.42 126.62 129.82 133.02 136.23 139.43 142.63 145.83
35 107.50 110.70 113.90 117.10 120.30 123.50 126.70 129.91 133.11 136.31 139.51 142.71 145.91
36 107.58 110.78 113.99 117.19 120.39 123.60 126.80 130.00 133.21 136.41 139.61 142.82 146.02
37 107.70 110.90 114.11 117.31 120.52 123.72 126.93 130.13 133.33 136.54 139.74 142.95 146.15
38 107.82 111.03 114.24 117.44 120.65 123.86 127.07 130*27 133.48 136.69 139.90 143.10 146.31
39 107.99 111.20 114.41 117.62 120.83 124.04 127.25 130.47 133.68 136.89 140.10 143.31 146.52
40 108.19 111.41 114.62 117.84 121.05 124.27 127.48 130.70 133.91 137.13 140.34 143.56 146.77
41 108.44 111.66 114.88 118.09 121.31 124.53 127.75 130.97 134.19 137.40 140.62 143.84 147.06
42 108.72 111.94 115.17 118.39 121.62 124.84 128.07 131.29 134.51 137.74 140.96 144.19 147.41
43 109.04 112.27 115.50 118.73 121.96 125.19 128.42 131.64 134.87 138.10 141.33 144.56 147.79
44 109.38 112.62 115.85 119.09 122.32 125.56 128.79 132.03 135.26 138.50 141.73 144.97 148.20
45 109.78 113.02 116.26 119.50 122.74 125.98 129.22 132.46 135.70 138.94 142.18 145.42 148.66
46 110.19 113.44 116.68 119.93 123.17 126.42 129.66 132.91 136.15 139.40 142.64 145.89 149.13
47 110.61 113.86 117.11 120.36 123.61 126.86 130.11 133.36 136.61 139.86 143.11 146.36 149.61
48 111.04 114.29 117.55 120.80 124.06 127.31 130.57 133.82 137.07 140.33 143.58 146.84 150.09
49 111.48 114.74 118.00 121.26 124.52 127.78 131.04 134.29 137.55 140.81 144.07 147.33 150.59
50 111.94 115.21 118.47 121.74 125.00 128.27 131.53 134.80 138.06 141.33 144.59 147.86 151.12
51 112.45 115.72 118.99 122.26 125.53 128.80 132.07 135.34 138.61 141.88 145.15 148.42 151.69
52 113.00 116.28 119.55 122.83 126.11 129.38 132.66 135.94 139.21 142.49 145.77 149.04 152.32
53 113.59 116.87 120.16 123.44 126.72 130.01 133.29 136.57 139.86 143.14 146.42 149.71 152.99
54 114.22 117.51 120.80 124.09 127.38 130.67 133.96 137.26 140.55 143.84 147.13 150.42 153.71
55 114.92 118.22 121.52 124.82 128.12 131.42 134.72 138.02 141.32 144.62 147.92 151.22 154.52
56 115.68 118.99 122.30 125.61 128.92 132.23 135.54 138.84 142.15 145.46 148.77 152.08 155.39
57 116.51 119.83 123.15 126.47 129.79 133.11 136.43 139.74 143.06 146.38 149.70 153.02 156.34
58 117.40 120.73 124.06 127.39 130.72 134.05 137.38 140.70 144.03 147.36 150.69 154.02 157.35
59 118.34 121.68 125.02 128.36 131.70 135.04 138.38 141.73 145.07 148.41 151.75 155.09 158.43
121
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000
End of A8, 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 S/12 4 6/12 4 7/12 4./12 4 9/12 4 10/12 4 11/12 5Thy«r
16 $149.02 $152.35 $155.67 $158.99 $162.31 $165.64 $168.96 $172.28 $175.60 $178 93 $i82 25 $i8S 57
16 145.69 149.01 152.34 155.66 158.98 162.30 165.63 168.95 172.27 175 59 78 92 2 24 8556
17 145.69 149.01 152.33 155.65 158.97 162.29 165.61 168.94 172 26 75 58 2 90 82 22 RSs!
18 145.67 148.99 152.31 155.63 158.95 162.27 165.59 168.92 124 7556 888 8 0 82
19 14565 14897 15229 15551 15893 162.25 165.57 168.89 172.21 175.53 \^7 12*49
20 14563 148 95 15227 15559 158 91 162.23 165.55 168.87 172.19 175.51 178.83 182 15 i«s 47
21 145,61 148.93 152.25 155.57 158.89 162.21 165.53 168.84 172 16 175 48 178 80 182 12 IRS 44
22 145.60 148.92 152.24 155.55 158.87 162.19 165.51 168.83 £46 178 78 W «*2
23 145.59 148.91 152.23 155.54 158.86 162.18 165.50 168.82 172.14 175 45 178 77 182 09 185 41
24 145 58 1489° 15222 15553 15885 162.17 165.49 168.81 172.13 175.44 178^6 182^08 185^0
25 14558 148 90 15222 15553 ' 15885 162.17 165.49 168.80 172.12 175 44 178 76 182 07 185 so
26 145.57 148.89 152.21 155.52 158.84 162.16 165.48 168.79 172.11 75 43 78* 75 8 06 8S*2
27 145 57 148 89 152 21 15552 158 84 162.16 165.48 168.79 172.11 173 7S i82 06 '
28 145.59 148.91 152.22 155.54 158.85 162.17 165.48 168.80 172.12 175 43 178 75 182 06 185 38
29 14560 14892 15223 15555 15886 16218 165.49 168.81 172.13 175.44 178.76 182^07 12*39
30 14562 14894 15225 15557 15888 1622° 165.51 168.83 172.15 175.46 178.78 18209 IRS 41
31 145.65 148.97 152.28 155.60 158.91 162.23 165.54 168.86 172.18 175.49 178.81 182 12 185 44
32 145.69 149.01 152.32 155.64 158.95 162.27 165.58 168.90 172.22 175.53 178.85 182 16 1RS 4R
33 145.-75 149.07 152.38 155.70 159.01 162.33 165.64 168.96 172.28 175.59 178 91 182 22 185 54
34 14583 14915 15246 15578 15909 16241 1.65.72 169.04 172.35 175.67 178^98 182^30 185^61
35 145 91 149.23 152.54 155.86 159.18 162.49 165.81 169.13 172.44 175.76 179 08 182 39 185 71
36 146.02 149.34 152.65 155.97 159.29 162.60 165.92 169.24 172.55 175.87 7919 2*2 85 2
37 146.15 149.47 152.79 156.10 159.42 162.74 166.06 169.38 172.70 176.01 179*33 2*65 ’
38 146.31 149.63 152.95 156.27 159.59 162.91 166.23 169.55 172.87 176.19 121! 222 8615
39 146.52 149.84 153.17 156.49 159.81 163.13 166.46 169.78 173.10 176.42 179.75 183.07 186^39
40 14677 15010 15342 15675 16007 16340 16672 170.05 173.37 176.70 180.02 183.35 18667
41 147.06 150.39 153.72 157.05 160.38 163.71 167.04 170.36 173.69 177 02 180 35 183 68 187 01
42 147.41 150.74 154.07 157.40 160.73 164.06 167.39 170.73 174.06 177.39 180 72 ISio! 2*2
43 147.79 151.12 154.46 157.79 161.13 164.46 167.80 171.13 174.46 177.80 181 13 184 47 187 80
44 I4SM 15184 15488 158 21 18155 188®> 16823 171.56 174.90 1,8 J4 J8’’0
45 148.66 152.00 155.34 158.68 162.02 165.36 168.70 172.03 175.37 178.71 182 05 185 39 18R 7s
46 ' 149 13 152 47 15581 159 15 162 49 16583 !69.17 172.51 175.85 179.19 182^3
47 149.61 152.95 156.29 159.64 162.98 166.32 169.66 173.00 176.34 179.69 183 03 186 37 189 71
48 150.09 153.43 156.78 160.12 163.46 166.81 170.15 173.49 176.84 180.18 11^52 186 87 '
49 150.59 153.94 157.28 160.63 163.97 167.32 170.66 174.01 177.35 180.70 184.04 187.39 190.73
50 15112 15447 15781 16116 16450 16785 17119 174.54 177.89 181.23 18458 18792 10127
51 15169 15504 15839 16173 16508 16843 17178 175.13 178.48 181.82 8517 88^2 OrJ
52 152 32 15567 159 02 162 36 16571 169 08 ' 172.41 175.76 179.11 182.45 185*80 89 15 02I0
53 152.99 156.34 159.69 163.04 166.39 169.74 173.09 176.45 179.80 183.15 86*S 2*85 93 2
54 153.71 157.06 160.42 163.77 167.13 170.48 173.84 177.19 180.54 183.90 187 25 IsoJl
55 154.52 157.88 161.23 164.59 167.95 171.30 174.66 178.02 181.37 184.73 188 09 191 44 194 on
56 155.39 158.75 162.11 165.47 168.83 172.19 175.55 178.90 182.26 185.62 18898 9 *34 05 2
57 156.34 159.70 163.06 166.43 169.79 173.15 176.51 179.87 183.23 186.60 18996 93*2 06 6R
58 157 35 160 72 164 08 167 45 170 81 174 18 177-54 180.91 184.28 187.64 191 01 94*2 2 74
59 158.43 161.80 165.17 168.54 171.91 175.28 178.65 182.01 185.38 188.75 19 12 9549 9886
122
Table II. Fractional reserve values (National Service Lite Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 ' Sixth Year
End of End of
Age 5th year 5 1/12 5 2/12 5 3/12 5 4/12 5 5/12 5 6/12 5 7/12 5 8/12 5 9/12 5 10/12 5 11/12 6th year
15 $185.57 $189.02 $192.46 $195.91 $199.35 $202.80 $206.24 $209.69 $213.14 $216.58 $220.03 $223.47 $226.92
16 185.56 189.01 192.45 195.90 199.34 202.79 206.23 209.68 213.12 216.57 220.01 223.46 226.90
17 185.54 188.99 192.43 195.88 199.32 202.77 206.21 209.66 213.10 216.55 219.99 223.44 226.88
18 185.52 188.96 192.41 195.85 199.30 202.74 206.19 209.63 213.07 216.52 219.96 223.41 226.85
19 185.49 188.93 192.38 195.82 199.27 202.71 206.16 209.60 213.04 216.49 219.93 223.38 226.82
20 185.47 188.91 192.36 195.80 199.24 202.69 206.13 209.57 213.02 216.46 219.90 223.35 226.79
21 185.44 188.88 192.33 195.77 199.21 202.66 206.10 209.54 212.99 216.43 219.87 223.32 226.76
22 1*85.42 188.86 192.31 195.75 199.19 202.63 206.08 209.52 212.96 216.40 219.85 223.29 226.73
23 185.41 188.85 192.29 195.74 199.18 202.62 206.06 209.50 212.94 216.39 219.83 223.27 226.71
24 185.40 188.84 192.28 195.72 199.16 202.60 206.04 209.49 212.93 216.37 219.81 223.25 226.69
25 185.39 188.83 192.27 195.71 199.15 202.59 206.03 209.47 212.91 216.35 219.79 223.23 226.67
26 185.38 188.82 192.26 195.70 199.14 202.58 206.02 209.45 212.89 216.33 219.77 223.21 226.65
27 185.38 188.82 192.26 195.70 199.14 202.58 206.02 209.45 212.89 216.33 219.77 223.21 226.65
28 185.38 188.82 192.26 195.69 199.13 202.57 206.01 209.45 212.89 216.32 219.76 223.20 226.64
29 185.39 188.83 192.27 195.70 199.14 202.58 206.02 209.45 212.89 216.33 219.77 223.20 226.64
30 185.41 188.85 192.29 195.72 199.16 202.60 206.04 209.47 212.91 216.35 219.79 223.22 226.66
31 185.44 188.88 192.31 195.75 199.19 202.62 206.06 209.50 212.93 216.37 219.81 223.24 226.68
32 185.48 188.92 192.35 195.79 199.23 202.66 206.10 209.54 212.97 216.41 219.85 223.28 226.72
33 185.54 188.98 192.41 195.85 199.28 202.72 206.15 209.59 213.03 216.46 219.90 223.33 226.77
34 185.61 189.05 192.48 195.92 199.35 202.79 206.22 209.66 213.10 216.53 219.97 223.40 226.84
35 185.71 189.15 192:58 196.02 199.45 202.89 206.32 209.76 213.19 216.63 220.06 223.50 226.93
36 185.82 189.26 192.69 196.13 199.56 203.00 206.43 209.87 213.31 216.74 220.18 223.61 227.05
37 185.97 189.41 192.84 196.28 199.72 203.15 206.59 210.03 213.46 216.90 220.34 223.77 227.21
38 186.15 189.59 193.03 196.46 199.90 203.34 206.78 210.22 213.66 217.09 220.53 223.97 227.41
39 186.39 189.83 193.27 196.71 200.15 203.59 207.03 210.46 213.90 217.34 220.78 224.22 227.66
40 186.67 190.11 193.55 196.99 200.43 203.87 207.31 210.75 214.19 217.63 221.07 224.51 227.95
41 187.01 190.45 193.89 197.33 200.77 204.21 207.65 211.10 214.54 217.93 221.42 224.86 228.30
42 187.38 190.82 194.27 197.71 201.15 204.59 208.04 211.48 214.92 218.36 221.81 225.25 228.69
43 187.80 191.24 194.69 198.13 201.57 205.02 208.46 211.90 215.35 218.79 222.23 225.68 229.12
44 188.25 191.69 195.14 198.58 202.02 205.46 208.91 212.35 215.79 219.23 222.68 226.12 229.56
45 188.73 192.17 195.61 199.05 202.49 205.93 209.37 212.82 216.26 219.70 223.14 226.58 230.02
46 189.21 192.65 196.09 199.53 202.97 206.41 209.85 213.29 216.73 220.17 223.61 227.05 230.49
47 189.71 193.15 196.59 200.02 203.46 206.90 210.34 213.77 217.21 220.65 224.09 227.52 230.96
48 190.21 193.65 197.08 200.52 203.95 207.39 210.82 214.26 217.70 221.13 224.57 228.00 231.44
49 190.73 194.16 197.60 201.03 204.46 207.89 211.33 214.76 218.19 221.62 225.06 228.49 231.92
50 191.27 194.70 198.13 201.56 204.99 208.42 211.85 215.29 218.72 222.15 225.58 229.01 232.44
51 191.87 195.30 198.73 202.15 205.58 209.01 212.44 215.86 219.29 222.72 226.15 229.57 233.00
52 192.50 195.93 199.35 202.78 206.20 209.63 213.05 216.48 219.90 223.33 226.75 230.18 233.60
53 193.20 196.62 200.05 203.47 206.89 210.31 213.74 217.16 220.58 224.00 227.43 230.85 234.27
54 193.96 197.38 200.80 204.22 207.64 211.06 214.48 217.89 221.31 224.73 228.15 231.57 234.99
55 194.80 198.22 201.63 205.05 208.46 211.88 215.29 218.71 222.13 225.54 228.96 232.37 235.79
56 195.70 199.11 202.53 205.94 209.35 212.76 216.18 219.59 223.00 226.41 229.83 233.24 236.65
57 196.68 200.09 203.50 206.90 210.31 213.72 217.13 220.54 223.95 227.35 230.76 234.17 237.58
58 197.74 201.14 204.55 207.95 211.36 214.76 218.17 221.57 224.97 228.38 231.78 235.19 238.59
59 198.86 202.26 205.66 209.06 212.46 215.86 219.26 222.67 226.07 229.47 232.87 236.27 239.67
123
29 May 47 TM 14-600
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 * Seventh Year
End of End of
Age 6th year 6 1/12 6 2/12 6 3/12 6 4/12 6 5/12 6 6/12 6 7/12 6 8/12 6 9/12 6 10/12 6 11/32 7th year
15 $226.92 $230.50 $234.07 $237.65 $241.22 $244.80 $248.37 $251.95 $255.52 $259.10 $262.67 $266.25 $269.82
16 226.90 230.47 234.05 237.62 241.20 244.77 248.35 251.92 255.49 259.07 262.64 266.22 269.79
17 226.88 230.45 234.03 237.60 241.17 244.75 248.32 251.89 255.47 259.04 262.61 266.19 269.76
18 226.85 230.42 234.00 237.57 241.14 244.71 248.29 251.86 255.43 259.00 262.58 266.15 269.72
19 226.82 230.39 233.97 237.54 241.11 244.68 248.26 251.83 255.40 258.97 262.55 266.12 269.69
20 226.79 230.36 233.93 237.51 241.08 244.65 248.22 251.79 255.36 258.94 262.51 266.08 269.65
21 226.76 230.33 233.90 237.47 241.04 244.61 248.18 251.76 255.33 258.90 262.47 266.04 269.61
22 226.73 230.30 233.87 237.44 241.01 244.58 248.15 251.72 255.29 258.86 262.43 266.00 269.57
23 226.71 230.28 233.85 237.42 240.99 244.56 248.13 251.69 255.26 258.83 262.40 265.97 269.54
24 226.69 230.26 233.83 237.39 240.96 244.53 248.10 251.67 255.24 258.80 262.37 265.94 269.51
25 226.67 230.24 233.81 237.37 240.94 244.51 248.08 251.65 255.22 258.78 262.35 265.92 269.49
26 226.65 230.22 233.79 237.35 240.92 244.49 248.06 251.63 255.20 258.76 262.33 265.90 269.47
27 226.65 230.22 233.78 237.35 240.92 244.48 248.05 251.62 255.18 258.75 262.32 265.88 269.45
28 226.64 230.21 233.77 237.34 240.90 244.47 248.03 251.60 255.17 258.73 262.30 265.86 269.43
29 226.64 230.21 233.77 237.34 240.90 244.47 248.03 251.60 255.17 258.73 262.30 265.86 269.43
30 226.66 230.22 233.79 237.35 240.92 244.48 248.05 251.61 255.17 258.74 262.30 265.87 269.43
31 226.68 230.24 233.81 237.37 240.94 244.50 248.07 251.63 255.19 258.76 262.32 265.89 269.45
32 226.72 230.28 233.85 237.41 240.97 244.53 248.10 251.66 255.22 258.78 262.35 265.91 269.47
33 226.77 230.33 233.89 237.46 241.02 244.58 248.14 251.70 255.26 258.83 262.39 265.95 269.51
34 226.84 230.40 233.96 237.52 241.08 244.64 248.20 251.77 255.33 258.89 262.45 266.01 269.57
35 226.93 230.49 234.05 237.61 241.17 244.73 248.29 251.86 255.42 258.98 262.54 266.10 269.66
36 227.05 230.61 234.17 237.73 .241.29 244.85 248.41 251.97 255.53 259.09 262.65 266.21 269.77
37 227.21 230.77 234.33 237.89 241.45 245.01 248.57 252.13 255.69 259.25 262.81 266.37 269.93
38 227.41 230.97 234.53 238.09 241.65 245.21 248.77 252.33 255.89 259.45 263.01 266.57 270.13
39 227.66 231.22 234.78 238.34 241.90 245.46 249.02 252.58 256.14 259.70 263.26 266.82 270.38
40 227.95 231.51 235.07 238.63 242.19 245.75 249.31 252.87 256.43 259.99 263.55 267.11 270.67
41 228.30 231.86 235.42 238.98 242.54 246.10 249.66 253.21 256.77 260.33 263.89 267.45 271.01
42 228.69 232.25 235.81 239.36 242.92 246.48 250.04 253.59 257.15 260.71 264.27 267.82 271.38
43 229.12 232.68 236.23 239.79 243.34 246.90 250.45 254.01 257.56 261.12 264.67 268.23 271.78
44 229.56 233.11 236.66 240.22 243.77 247.32 250.87 254.42 257.97 261.53 265.08 268.63 272.18
45 230.02 233.57 237.12 240.66 244.21 247.76 251.31 254.85 258.40 261.95 265.50 269.04 272.59
46 230.49 234.03 237.58 241.12 244.66 248.20 251.75 255.29 258.83 262.37 265.92 269.46 273.00
47 230.96 234.50 238.04 241.57 245.11 248.65 252.19 255.72 259.26 262.80 266.34 269.87 273.41
48 231.44 234.97 238.50 242.04 245.57 249.10 252.63 256.16 259.69 263.23 266.76 270.29 273.82
49 231.92 235.45 238.97 242.50 246.03 249.55 253.08 256.61 260.13 263.66 267.19 270.71 274.24
50 232.44 235.96 239.48 243.00 246.52 250.04 253.56 257.08 260.60 264.12 267.64 271.16 274.68
51 233.00 236.51 240.03 243.54 247.05 250.56 254.08 257.59 261.10 264.61 268.13 271.64 275.15
52 233.60 237.11 240.61 244.12 247.62 251.13 254.63 258.14 261.65 265.15 268.66 272.16 275.67
53 234.27 237.77 241.27 244.76 248.26 251.76 255.26 258.75 262.25 265.75 269.25 272.74 276.24
54 234.99 238.48 241.97 245.46 248.95 252.44 255.93 259.41 262.90 266.39 269.88 273.37 276.86
55 235.79 239.27 242.75 246.23 249.71 253.19 256.67 260.14 263.62 267.10 270.58 274.06 277.54
56 236.65 240.12 243.59 247.06 250.53 254.00 257.47 260.93 264.40 267.87 271.34 274.81 278.28
57 237.58 241.04 244.50 247.96 251.42 254.88 258.34 261.80 265.26 268.72 272.18 275.64 279.10
58 238.59 242.04 245.49 248.93 252.38 255.83 259.28 262.73 266.18 269.62 273.07 276.52 279.97
59 239.67 243.10 246.54 249.97 253.40 256.84 260.27 263.70 267.14 270.57 274.00 277.44 280.87
124
29 May 47 - TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 Eighth Year
End of End of
Age 7th year 7 1/12 7 2/12 7 3/12 7 4/12 7 5/12 7 6/12 7 7/12 7 8/12 7 9/12 7 10/12 7 11/12 8th year
15 $269.82 $273.53 $277.24 $280.94 $284.65 $288.36 $292.07 $295.78 $299.49 $303.19 $306.90 $310.61 $314.32
16 269.79 273.50 277.21 280.91 284.62 288.33 292.04 295.74 299.45 303.16 306.87 310.57 314.28
17 269 76 273.47 277.17 280.88 284.59 288.29 292.00 295.71 299.41 303.12 306.83 . 310.53 314.24
jg 269^72 273.43 277.13 280.84 284.55 288.25 291.96 295.67 299.37 303.08 306.79 310.49 314.20
19 269.69 273.40 277.10 280.81 284.51 288.22 291.92 295.63 299.34 303.04 306.75 310.45 314.16
20 269.65 273.36 277.06 280.77 284.47 288.18 291.88 295.59 299.29 303.00 306.70 310.41 314.11
21 269.61 273.31 277.02 280.72 284.43 288.13 291.84 295.54 299.24 302.95 306.65 310.36 314.06
22 269.57 273.27 276.98 280.68 284.39 288.09 291.80 295.50 299.20 302.91 306.61 310.32 314.02
23 269.54 273.24 276.95 280.65 284.35 288.06 291.76 295.46 299.17 302.87 306.57 310.28 313.98
24 269.51 273.21 276.92 280.62 284.32 288.02 291.73 295.43 299.13 302.83 306.54 310.24 313.94
25 269.49 273.19 276.89 280.60 284.30 288.00 291.70 295.40 299.10 302.81 306.51 310.21 313.91
26 269.47 273.17 276.87 280.57 284.27 287.97 291.67 295.37 299.07 302.77 306.47 310.17 313.87
27 269.45 273.15 276.85 280.55 284.25 287.95 291.65 295.34 299.04 302.74 306.44 310.14 313.84
28 269.43 273.13 276.83 280.53 284.23 287.93 291.63 295.32 299.02 302.72 306.42 310.12 313.82
29 269.43 273.13 276.83 280.52 284.22 287.92 291.62 295.31 299.01 302.71 306.41 310.10 313.80
30 269.43 273.13 276.82 280.52 284.22 287.91 291.61 295.31 299.00 302.70 306.40 310.09 313.79
31 269 45 273.14 276.84 280.53 284.23 287.92 291.62 295.31 299.00 302.70 306.39 310.09 313.78
32 269'47 273.16 276.86 280.55 284.24 . 287.94 291.63 295.32 299.02 302.71 306.40 310.10 313.79
33 269.51 273.20 276.89 280.59 284.28 287.97 291.66 295.35 299.04 302.74 306.43 310.12 313.81
34 269.57 273.26 276.95 280.64 284.33 288.02 291.71 295.41 299.10 302.79 306.48 310.17 313.86
35 269.66 273.35 277.04 280.73 284.42 288.11 291.80 295.49 299.18 302.87 306.56 310.25 313.94
36 296 77 273.46 277.15 280.84 284.53 288.22 291.91 295.59 299.28 302.97 306.66 310.35 314.04
37 269'93 273.62 277.31 280.99 284.68 288.37 292.06 295.75 299.44 303.12 306.81 310.50 314.19
38 270.13 273.82 277.50 281.19 284.88 288.56 292.25 295.94 299.62 303.31 307.00 310.68 314.37
39 270.38 274.07 277.75 281.44 285.12 288.81 292.49 296.18 299.86 303.55 307.23 310.92 314.60
40 270.67 274.35 278.04 281.72 285.40 289.09 292.77 296.45 300.14 303.82 307.50 311.19 314.87
41 271.01 274.69 278.37 282.05 285.73 289.41 293.09 296.78 300.46 304.14 307.82 311.50 315.18
42 271.38 275.06 278.73 282.41 286.09 289.76 293.44 297.12 300.79 304.47 308.15 311.82 315.50
43 271.78 275.45 279.12 282.79 286.46 290.13 293.80 297.48 301.15 304.82 308.49 312.16 315.83
44 272.18 275.85 279.51 283.18 286.84 290.51 294.17 297.84 301.50 305.17 308.83 312.50 316.16
45 272.59 276.25 279.91 283.57 287.23 290.89 294.55 298.20 301.86 305.52 309.18 312.84 316.50
46 273 00 276 65 280.30 283.96 287.61 291.26 294.91 298.56 302.21 305.87 309.52 313.17 316.82
47 27341 27705 280.70 284.34 287.98 291.63 295.27 298.91 302.56 306.20 309.84 313.49 317.13
48 27382 27746 281.09 284.73 288.36 292.00 295.63 299.27 302.90 306.54 310.17 313.81 317.44
49 274^24 277.87 281.49 285.12 288.74 292.37 295.99 299.62 303.24 306.87 310.49 314.12 317.74
50 27468 27829 281.91 285.52 289.14 292.75 296.37 299.98 303.59 307.21 310.82 314.44 318.05
51 275 15 278 75 282.36 285.96 289.57 293.17 296.78 300.38 303.98 307.59 311.19 314.80 318.40
52 275 67 279 26 282.85 286.45 290.04 293.63 297.22 300.81 304.40 308.00 311.59 315.18 318.77
53 276 24 279 82 283 40 286.98 290.56 294.14 297.72 301.29 304.87 308.45 312.03 315.61 319.19
54 276.86 280.43 283.99 287.56 291.12 294.69 298.25 301.82 305.38 308.95 312.51 316.08 319.64
55 277 54 281 09 284.64 288.19 291.74 295.29 298.84 302.39 305.94 309.49 313.04 316.59 320.14
5fi 278 28 281 81 285.35 288.88 292.42 295.95 299.49 303.02 306.55 310.09 313.62 317.16 320.69
57 279 10 282 62 286.13 289.65 293.17 296.68 300.20 303.72 307.23 310.75 314.27 317.78 321.30
58 279.97 283.47 286.96 290.46 293.95 297.45 300.94 304.44 307.94 311.43 314.93 318.42 321.92
59 280.87 284.35 287.82 291.30 294.77 298.25 301.72 305.20 308.67 312.15 315.62 319.10 322.57
125
TM
14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 Ninth Year
End of End of
Age 8th year 8 1/12 8 2/12 8 3/12 8 4/12 8 5/12 8 6/12 8 7/12 8 8/12 8 9/12 8 10/12 8 11/12 9th year
15 $314.32 $318.17 $322.01 $325.86 $329.71 $333.35 $337.40 $341.25 $345.09 $348.94 $352.79 $356.63 $360.48
314.28 318.13 321.97 325.82 329.67 333.51 337.36 341.21 345.05 348.90 352.75 356.59 360.44
314.24 318.09 321.93 325.78 329.63 333.47 337.32 341.17 345.01 348.86 352.71 356.55 360.40
18 314.20 318.05 321.89 325.74 329.58 333.43 337.27 341.12 344.96 348.81 352.65 356.50 360.34
19 314.16 318.00 321.85 325.69 329.54 333.38 337.23 341.07 344.91 348.76 352.60 356.45 360.29
20 314.11 317.95 321.80 325.64 329.49 333.33 337.18 341.02 344.85 348.71 352.55 356.40 360.24
21 314.06 317.90 321.75 325.59 329.43 333.28 337.12 340.96 344.81 348.65 352.49 356.34 360.18
22 314.02 317.86 321.70 325.55 329.39 333.23 337.07 340.91 344.75 348.60 352.44 356.28 360.12
23 313.98 317.82 321.66 325.51 329.35 333.19 337.03 340.87 344.71 348.56 352.40 356.24 360.08
24 313.94 317.78 321.62 325.46 329.30 333.14 336.98 340.83 344.67 348.51 352.35 356.19 360.03
25 313.91 317.75 321.59 325.43 329.27 333.11 336.95 340.78 344.62 348.46 352.30 356.14 359.98
26 313.87 317.71 321.55 325.38 329.22 333.06 336.90 340.74 344.58 348.41 352.25 356.09 359.93
27 313.84 317.68 321.52 325.35 329.19 333.03 336.87 340.70 344.54 348.38 352.22 356.05 359.89
28 313.82 317.66 321.49 325.33 329.16 333.00 336.83 340.67 344.51 348,34 352.18 356.01 359.85
29 313.80 317.64 321.47 325.31 329.14 332.98 336.81 340.65 344.48 348.32 352.15 355.99 359.82
30 313.79 317.62 321.46 325.29 329.12 332.96 336.79 340.62 344.46 348.29 352.12 355.96 359.79
313.78 317.61 321.45 325.28 329.11 332.94 336.78 340.61 344.44 348.27 352.11 355.94 359.77
32 313.79 317.62 321.45 325.28 329.11 332.94 336.77 340.60 344.43 348.26 352.09 355.92 359.75
33 313.81 317.64 321.47 325.30 329.13 332.96 336.79 340.61 344.44 348.27 352.10 355.93 359.76
34 313.86 317.69 321.52 325.34 329.17 333.00 336.83 340.65 344.48 348.31 352.14 355.96 359.79
35 313.94 317.77 321.59 325.42 329.24 . 333.07 336.89 340.72 344.55 348.37 352.20 356.02 359.85
36 314.04 317.86 321.69 325.51 329.34 333.16 336.99 340.81 344.63 348.46 352.28 356.11 359.93
37 314.19 318.01 321.83 325.66 329.48 333.30 337.12 340.94 344.76 348.59 352.41 356.23 360.05
38 314.37 318.19 322.01 325.83 329.65 333.47 337.29 341.10 344.92 348.74 352.56 356.38 360.20
39 314.60 318.42 322.23 326.05 329.87 333.68 337.50 341.32 345.13 348.95 352.77 356.58 360.40
40 314.87 318.68 322.50 326.31 330.12 333.93 33*7.75 341.56 345.37 349.18 353.00 356.81 360.62
41 315.18 318.99 322.79 326.60 330.41 334.21 338.02 341.83 345.63 349.44 353.25 357.05 360.86
42 315.50 319.30 323.10 326.90 330.70 334.50 338.30 342.11 345.91 349.71 353.51 357.31 361.11
43 315.83 319.62 323.42 327.21 331.00 334.80 338.59 342.38 346.18 349.97 353.76 357.56 361.35
44 316.16 319.95 323.73 327.52 331.30 335.09 338.87 342.66 346.44 350.23 354.01 357.80 361.58
45 316.50 320.28 324.05 327.83 331.60 335.38 339.15 342.93 346.71 350.48 354.26 358.03 361.81
46 316.82 320.59 324.35 328.12 331.88 335.65 339.41 343.18 346.94 350.71 354.47 358.24 362.00
47 317.13 320.89 324.64 328.40 332.15 335.91 339.66 343.42 347.18 350.93 354.69 358.44 362.20
48 317.44 321.18 324.93 328.67 332.41 336.16 339.90 343.64 347.39 351.13 354.87 358.62 362.36
49 317.74 321.47 325.20 328.93 332.66 336.39 340.12 343.86 347.59 351.32 355.05 358.78 362.51
50 318.05 321.77 325.49 329.20 332.92 336.64 340.36 344.07 347.79 351.51 355.23 358.94 362.66
51 318.40 322.10 325.81 329.51 333.21 336.91 340.62 344.32 348.02 351.72 355.43 359.13 362.83
52 318.77 322.46 326.14 329.83 333.52 337.20 340.89 344.58 348.26 351.95 355.64 359.32 363.01
53 319.19 322.86 326.53 330.19 333.86 337.53 341.20 344.87 348.54 352.20 355.87 359.54 363.21
54 319.64 323.29 326.94 330.59 334.24 337.89 341.54 345.18 348.83 352.48 356.13 359.78 363.43
55 320.14 323.77 327.40 331.03 334.66 338.29 341.92 345.54 349.17 352.80 356.43 360.06 363.69
56 320.69 324.30 327.91 331.51 335.12 338.73 342.34 345.94 349.55 353.16 356.77 360.37 363.98
57 321.30 324.88 428.46 332.05 335.63 339.21 342.79 346.37 349.95 353.54 357.12 360.70 364.28
58 321.92 325.48 329.03 332.59 336.14 339.70 343.25 346.81 350.36 353.92 357.47 361.03 364.58
59 322.57 326.09 329.62 333.14 336.66 340.19 343.71 347.23 350.76 354.28 357.80 361.33 364.85
126
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values TWENTY-YEAR ENDOWMENT, $1,000 Tenth Year
End of End of
Age 9th year 9 1/12 9 2/12 9 3/12 9 4/12 9 5/12 9 6/12 9 7/12 9 8/12 9 9/12. 9 10/12 9 11/12 10th year
15 $360.48 $364.47 $368.46 $372.46 $376.45 $380.44 $384.43 $388.42 $392.41 $396.41 $400.40 $404.39 $408.38
16 360.44 364.43 368.42 372.41 376.40 380.39 384.38 388.38 392.37 396.36 400.35 404.34 408.33
17 360.40 364.39 368.38 372.37 376.36 380.35 384.34 388.33 392.32 396.31 400.30 404.29 408.28
18 360.34 364.33 368.32 372.31 376.30 380.29 384.28 388.27 392.26 396.25 400.24 404.23 408.22
19 360.29 364.28 368.27 372.26 376.25 380.24 384.23 388.21 392.20 396.19 400.18 404.17 408.16
20 360.24 364.23 358.22 372.20 376.19 380.18 384.17 388.16 392.15 396.13 400.12 404.11 408.10
21 360.18 364.17 368.16 372.14 376.13 380.12 384.11 388.09 392.08 396.07 400.06 404.04 408.03
22 360.12 354.11 368.10 372.08 376.07 380.06 384.05 388.03 392.02 396.01 400.00 403.98 407.97
23 360.08 364.07 368.05 372.04 376.02 380.01 383.99 387.98 391.97 395.95 399.94 403.92 407.91
24 360.03 364.02 368.00 371.99 375.97 379.96 383.94 387.93 391.91 395.90 399.88 403.87 407.85
25 359.98 363.96 367.95 371.93 375.92 379.90 383.89 387.87 391.85 395.84 399.82 403.81 407.79
26 359.93 363.91 367.90 371.88 375.86 379.85 383.83 387.81 391.80 395.78 399.76 403.75 <07.73
27 359.89 363.87 367.85 371.84 375.82 379.80 383.78 387.76 391.74 395.73 399.71 403.69 407.67
28 359.85 363.83 367.81 371.79 375.77 379.75 383.73 387.72 391.70 395.68 399.66 403.64 407.62
29 359.82 363.80 367.78 371.75 375.73 379.71 383.69 387.67 391.65 395.62 399.60 403.58 407.56
30 359.79 363.77 367.74 371.72 375.70 379.67 383.65 387.63 391.60 395.58 399.56 403.53 407.51
31 359.77 363.75 367.72 371.70 375.67 379.65 383.62 387.60 391.57 395.55 399.52 403.50 407.47
32 359.75 363.72 367.70 371.67 375.65 379.62 383.60 387.57 391.54 395.52 399.49 403.47 407.44
33 359.76 363.73 367.70 371.67 375.64 379.61 383.58 387.56 391.53 395.50 399.47 403.44 407.41
34 359.79 363.76 367.73 371.70 375.67 379.64 383.61 387.57 391.54 395.51 399.48 403.45 407.42
35 359.85 363.82 367.78 371.75 375.72 379.68 383.65 387.62 391.58 395.55 399.52 403.48 407.45
36 359.93 363.90 367.86 371.83 375.79 379.76 383.72 387.69 391.65 395.62 399.58 403.55 407.51
37 360.05 364.01 367.97 371.94 375.90 379.86 383.82 387.78 391.74 395.71 399.67 403.63 407.59
38 360.20 364.16 368.12 372.07 376.03 379.99 383.95 387.91 391.87 395.82 399.78 403.74 407.70
39 360.40 364.35 368.31 372.26 376.21 380.17 384.12 388.07 392.03 395.98 399.93 403.89 407.84
40 360.62 364.57 368.51 372.46 376.41 380.35 384.30 388.25 392.19 396.14 400.09 404.03 407.98
41 360.86 364.80 368.74 372.68 376.62 380.56 384.50 388.44 392.38 396.32 400.26 404.20 408.14
42 361.11 365.04 368.97 372.90 376.83 380.76 384.69 388.63 392.56 396.49 400.42 404.35 408.28
43 361.35 365.27 369.19 373.12 377.04 380.96 384.88 388.80 392.72 396.65 400.57 404.49 408.41
44 361.58 365.49 369.41 373.32 377.23 381.14 385.06 388.97 392.88 396.79 400.71 404.62 408.53
45 361.81 365.71 369.61 373.51 377.41 381.31 385.21 389.12 393.02 396.92 400.82 404.72 408.62
46 362.00 365.89 369.78 373.67 377.56 381.45 385.34 389.23 393.12 397.01 400.90 404.79 408.68
47 362.20 366.08 369.95 373.83 377.70 381.58 385.45 389.33 393.20 397.08 400.95 404.83 408.70
48 362.36 366.22 370.08 373.94 377.80 381.66 385.52 389.39 393.25 397.11 400.97 404.83 408.69
49 362.51 366.36 370.20 374.05 377.89 381.74 385.58 389.43 393.28 397.12 400.97 404.81 408.66
50 362.66 366.49 370.32 374.15 377.98 381.81 385.64 389.46 393.29 397.12 400.95 404.78 408.61
51 362.83 366.64 370.45 374.26 378.07 381.88 385.69 389.50 393.31 397.12 400.93 404.74 408.55
52 363.01 366.80 370.59 374.38 378.17 381.96 385.75 389.54 393.33 397.12 400.91 404.70 408.49
53 363.21 366.98 370.75 374.51 378.28 382.05 385.82 389.59 393.36 397.12 400.89 404.66 408.43
54 363.43 367.18 370.92 374.67 378.41 382.16 385.90 389.65 393.39 397.14 400.88 404.63 408.73
55 363.69 367.41 371.13 374.85 378.57 382.29 386.01 389.73 393.45 397.17 400.89 404.61 408.33
56 363.98 367.67 371.36 375.05 378.74 382.43 386.12 389.82 393.51 397.20 400.89 404.58 408.27
57 364.28 367.94 371.60 375.26 378.92 382.58 386.24 389.90 393.56 397.22 400.88 404.54 408.20
58 364.58 368.21 371.83 375.46 379.08 382.71 386.33 389.96 393.58 397.21 400.83 404.46 408.08
59 364.85 368.44 372.02 375.61 379.19 382.78 386.36 389.95 393.54 397.12 400.71 404.29 407.88
127
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance) —Continued. Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 First Year
End of
Age 1/12 2/12 3/12 4/12 5/12 6/12 7/12 8/12 9/12 10/12 11/12 1st year
15 $.79 $1.58 $2.37 $3.16 $3.95 $4.74 $5.54 $6.33 $7.12 $7.91 $8.70 $9.49
16 .83 1.65 2.48 3.31 4.13 4.96 5.79 6.61 7.44 8.27 9.09 9.92
17 .86 1.73 2.59 3.46 4.32 5.19 6.05 6.91 7.78 8.64 9.51 10.37
18 .90 1.81 2.71 3.61 4.52 5.42 6.32 7.23 8.13 9.03 9.94 10.84
19 .94 1.89 2.83 3.78 4.72 5.67 6.61 7.55 8.50 9.44 10.39 11.33
20 .99 1.98 2.96 3.95 4.94 5.93 6.92 7.91 8.89 9.88 10.87 11.86
21 1.03 2.07 3.10 4.14 5.17 6.21 7.24 8.27 9.31 10.34 11.38 12.41
22 1.08 2.17 3.25 4.33 5.41 6.50 7.58 8.66 9.74 10.83 11.91 12.99
23 1.14 2.27 3.41 4.54 5.68 6.81 7.95 9.08 10.22 11.35 12.49 13.62
24 1.19 2.38 3.57 4.76 5.95 7.14 8.33 9.52 10.71 11.90 13.09 14.28
25 1.25 2.50 3.75 5.00 6.25 7.50 8.74 9.99 11.24 12.49 13.74 14.99
26 1.31 2.62 3.93 5.24 6.55 7.86 9.18 10.49 11.80 13.11 14.42 15.73
27 1.38 2.76 4.13 5.51 6.89 8.27 9.65 11.03 12.40 13.78 15.16 16.54
28 1.45 2.90 4.35 5.80 7.25 8.70 10.14 11.59 13.04 14.49 15.94 17.39
29 1.53 3.05 4.58 6.10 7.63 9.15 10.68 12.20 13.73 15.25 16.78 18.30
30 1.61 3.22 4.82 6.43 8.04 9.65 11.25 12.86 14.47 16.08 17.68 19.29
31 1.70 3.39 5.09 6.78 8.48 10.17 11.87 13.56 15.26 16.95 18.65 20.34
32 1.79 3.58 5.37 7.16 8.95 10.74 12.53 14.32 16.11 17.90 19.69 21.48
33 1.89 3.78 5.68 7.57 9.46 11.35 13.24 15.13 17.03 18.92 20.81 22.70
34 2.00 4.00 6.01 8.01 10.01 12.01 14.01 16.01 18.02 20.02 22.02 24.02
35 2.12 4.24 6.37 8.49 10.61 12.73 14.85 16.97 19.10 21.22 23.34 25.46
36 2.25 4.50 6.75 9.00 11.25 13.50 15.76 18.01 20.26 22.51 24.76 27.01
37 2.39 4.79 7.18 9.57 11.96 14.36 16.75 19.14 21.53 23.93 26.32 28.71
38 2,55 5.09 7.64 10.19 12.73 15.28 17.83 20.37 22.92 25.47 28.01 30.56
39 2.72 5.44 8.15 10.87 13.59 16.31 19.02 21.74 24.46 27.18 29.89 32.61
40 2.90 5.81 8.71 11.62 14.52 17.43 20.33 23.23 26.14 29.04 31.95 34.85
41 3.11 6.23 9.34 12.45 15.56 18.68 21.79 24.90 28.01 31.13 34.24 37.35
42 3.34 6.69 10.03 13.38 16.72 20.07 23.41 26.75 30.10 33.44 36.79 40.13
43 3.61 7.21 10.82 14.42 18.03 21.63 25.24 28.84 32.45 36.05 39.66 43.26
44 3.90 7.79 11.69 15.59 19.48 23.38 27.28 31.17 35.07 38.97 42.86 46.76
45 4.23 8.46 12.69 16.92 21.15 25.38 29.61 33.84 38.07 42.30 46.53 50.76
46 4.61 9.22 13.83 18.44 23.05 27.66 32.27 36.88 41.49 46.10 50.71 55.32
47 5.05 10.10 15.15 20.20 25.25 30.30 35.36 40.41 45.46 50.51 55.56 60.61
48 5.57 11.13 16.70 22.26 27.83 33.39 38.96 44.52 50.09 55.65 61.22 66.78
49 6.17 12.35 18.52 24.69 30.87 37.04 43.21 49.39 55.56 61.73 67.91 74.08
50 6.91 13.81 20.72 27.62 34.53 41.43 48.34 55.25 62.15 69.06 75.96 82.87
128
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Second Year
End of End of
Age 1st year 11/12 12/12 13/12 14/12 15/12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
15 $9.49 $10.31 $11.13 $11.94 $12.76 $13.58 $14.40 $15.22 $16.04 $16.85 $17.67 $18.49 $19.31
16 9.92 10.78 11.63 12.49 13.34 14.20 15.05 15.91 16.76 17.62 18.47 19.33 20.18
17 10.37 11.26 12.16 13.05 13.94 14.84 15.73 16.62 17.52 18.41 19.30 20.20 21.09
18 10.84 11.77 12.71 13.64 14.58 15.51 16.45 17.38 18.31 19.25 20.18 21.12 22.05
19 11.33 12.31 13.29 14.26 15.24 16.22 17.20 18.17 19.15 20.13 21.11 22.08 23.06
20 11.86 12.88 13.90 14.93 15.95 16.97 17.99 19.01 20.03 21.06 22.08 23.10 24.12
21 12.41 13.48 14.55 15.62 16.69 17.76 18.83 19.89 20.96 22.03 23.10 24.17 25.24
22 12.99 14.11 15.23 16.35 17.47 18.59 19.71 20.83 21.95 23.07 24.19 25.31 26.43
23 13.62 14.79 15.97 17.14 18.31 19.49 20.66 21.83 23.01 24.18 25.35 26.53 27.70
24 14.28 15.51 16.74 17.97 19.20 20.43 21.66 22.90 24.13 25.36 26.59 27.82 29.05
25 14.99 16.28 17.57 18.87 20.16 21.45 22.74 24.03 25.32 26.62 27.91 29.20 30.49
26 15.73 17.09 18.44 19.80 21.16 22.51 23.87 25.23 26.58 27.94 29.30 30.65 32.01
27 16.54 17.97 19.39 20.82 22.24 23.67 25.09 26.52 27.94 29.37 30.79 32.22 33.64
28 17.39 18.89 20.39 21.89 23.39 24.89 26.39 27.88 29.38 30.88 32.38 33.88 35.38
29 18.30 19.88 21.46 23.03 24.61 26.19 27.77 29.35 30.93 32.50 34.08 35.66 37.24
30 19.29 20.95 22.62 24.28 25.94 27.60 29.27 30.93 32.59 34.25 35.92 37.58 39.24
31 20.34 22.09 23.85 25.60 27.36 29.11 30.87 32.62 34.37 36.13 37.88 39.64 41.39
32 21.48 23.33 25.18 27.03 28.88 30.73 32.58 34.44 36.29 38.14 39.99 41.84 43.69
33 22.70 24.66 26.61 28.57 30.52 32.48 34.43 36.39 38.35 40.30 42.26 44.21 46.17
34 24.02 26.09 28.16 30.23 32.30 34.37 36.44 38.52 40.59 42.66 44.73 46.80 48.87
35 25.46 27.65 29.85 32.04 34.23 36.43 38.62 40.81 43.01 45.20 47.39 49.59 51.78
36 27.01 29.34 31.67 33.99 36.32 38.65 40.98 43.31 45.64 47.96 50.29 52.62 54.95
37 28.71 31.18 33.66 36.13 38.61 41.08 43.56 46.03 48.50 50.98 53.45 55.93 58.40
38 30.56 33.19 35.83 38.46 41.10 43.73 46.37 49.00 51.63 54.27 56.90 59.54 62.17
39 32.61 35.42 38.23 41.04 43.85 46.66 49.47 52.27 55.08 57.89 60.70 63.51 66.32
40 34.85 37.85 40.86 43.86 46.87 49.87 52.88 55.88 58.88 61.89 64.89 67.90 70.90
41 37.35 40.57 43.79 47.01 50.23 53.45 56.67 59.89 63.11 66.33 69.55 72.77 75.99
42 40.13 43.59 47.05 50.51 53.97 • 57.43 60.89 64.35 67.81 71.27 74.73 78.19 81.65
43 43.26 46.99 50.72 54.44 58.17 61.90 65.63 69.36 73.09 76.81 80.54 84.27 88.00
44 46.76 50.79 54.83 58.86 62.89 66.92 70.96 74.99 79.02 83.05 87.09 91.12 95.15
45 50.76 55.14 59.51 63.89 68.27 72.64 77.02 81.40 85.77 90.15 94.53 98.90 103.28
46 55.32 60.09 64.86 69.64 74.41 79.18 83.95 88.72 93.49 98.27 103.04 107.81 112.58
47 60.61 65.84 71.07 76.29 81.52 86.75 91.98 97.20 102.43 107.66 112.89 118.11 123.34
48 66.78 72.54 78.30 84.06 89.82 95.58 101.34 107.11 112.87 118.63 124.39 130.15 135.91
49 74.08 80.47 86.87 93.26 99.66 106.05 112.45 118.84 125.23 131.63 138.02 144.42 150.81
50 82.87 90.03 97.19 104.35 111.51 118.67 125.83 132.98 140.14 147.30 154.46 161.62 168.78
129
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. * Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Third Year
End of 3d year $29.48 30.80 32.18 33.64 35.18 36.80 38.51 40.33 42.27 44.33 46.52 48.85 51.33 53.98 56.82 59.87 63.14 66.66 70.45 74.56 79.01 83.84 89.10 94.86 101.20 108.19 115.96 124.60 134.29 145.21 157.62 171.84 188.28 207.52 230.36 257.94
2 11/12 $28.63 29.92 31.26 32.67 34.17 35.74 37.40 39.17 41.06 43.06 45.18 47.45 49.86 52.43 55.19 58.15 61.33 64.75 68.43 72.42 76.74 81.43 86.54 92.14 98.29 105.08 112.63 121.02 130.43 141.04 153.09 166.90 182.87 201.55 223.73 250.51
2 10/12 $27.79 29.03 30.33 31.71 33.16 34.69 36.30 38.01 39.84 41.78 43.85 46.04 48.38 50.88 53.56 56.43 59.52 62.83 66.40 70.28 74.47 79.03 83.98 89.41 95.39 101.98 109.30 117.44 126.58 136.87 148.56 161.96 177.46 195.59 217.10 243.08
2 9/12 $26.94 28.15 29.41 30.74 32.15 33.63 35.19 36.85 38.63 40.51 42.51 44.64 46.91 49.33 51.93 54.71 57.70 60.92 64.38 68.14 72.20 76.62 81.42 86.69 92.48 98.87 105.97 113.86 122.72 132.70 144.03 157.02 172.05 189.62 210.47 235.65
2 8/12 $26.09 27.26 28.48 29.78 31.14 32.57 34.09 35.70 37.41 39.24 41.18 43.24 45.43 47.78 50.29 52.99 55.89 59.00 62.36 66.00 69.93 74.21 78.87 83.96 89.57 95.76 102.64 110.28 118.86 128.52 139.51 152.09 166.63 183.65 203.84 228.22
2 7/12 $25.24 26.38 27.56 28.81 30.13 31.52 32.98 34.54 36.20 37.96 39.84 41.83 43.96 46.23 48.66 51.27 54.08 57.09 60.33 63.86 67.66 71.80 76.31 81.24 86.67 92.65 99.31 106.70 115.00 124.35 134.98 147.15 161.22 177.68 197.21 220.79
2 6/12 $24.40 25.49 26.64 27.84 29.12 30.46 31.87 33.38 34.99 36.69 38.50 40.43 42.49 44.68 47.03 49.56 52.27 55.18 58.31 61.71 65.40 69.40 73.75 78.52 83.76 89.55 95.97 103.13 111.15 120.18 130.45 142.21 155.81 171.72 190.59 213.36
2 5/12 $23.55 24.61 25.71 26.88 28.11 29.40 30.77 32.22 33.77 35.42 37.17 39.03 41.01 43.13 45.40 47.84 50.45 53.26 56.29 59.57 63.13 66.99 71.19 75.79 80.85 86.44 92.64 99.55 107.29 116.01 125.92 137.27 150.40 165.75 183.96 205.93
2 4/12 $22.70 23.72 24.79 25.91 27.10 28.35 29.66 31.06 32.56 34.14 35.83 37.62 39.54 41.58 43.77 46.12 48.64 51.35 54.26 57.43 60.86 64.58 68.63 73.07 77.95 83.33 89.31 95.97 103.43 111.84 121.39 132.33 144.99 159.78 177.33 198.50
2 3/12 $21.85 22.84 23.86 24.95 26.09 27.29 28.56 29.90 31.34 32.87 34.50 36.22 38.06 40.03 42.14 44.40 46.83 49.43 52.24 55.29 58.59 62.17 66.07 70.34 75.04 80.22 85.98 92.39 99.57 107.67 116.86 127.39 139.58 153.81 170.70 191.07
2 2/12 $21.01 21.95 22.94 23.98 25.08 26.23 27.45 28.75 30.13 31.60 33.16 34.82 36.59 38.48 40.50 42.68 45.02 47.52 50.22 53.15 56.32 59.77 63.52 67.62 72.13 77.12 82.65 88.81 95.72 103.49 112.34 122.46 134.16 147.85 164.07 183.64
2 1/12 $20.16 21.07 22.01 23.02 24.07 25.18 26.35 27.59 28.91 30.32 31.83 33.41 35.11 36.93 38.87 40.96 43.20 45.60 48.19 51.01 54.05 57.36 60.96 64.89 69.23 74.01 79.32 85.23 91.86 99.32 107.81 117.52 128.75 141.88 157.44 176.21
End of 2d year $19.31 20.18 21.09 22.05 23.06 24.12 25.24 26.43 27.70 29.05 30.49 32.01 33.64 35.38 37.24 39.24 41.39 43.69 46.17 48.87 51.78 54.95 58.40 62.17 66.32 70.90 75.99 81.65 88.00 95.15 103.28 112.58 123.34 135.91 150.81 168.78
Age 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
130
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Fourth Year
End of 4th year $39.99 41.78 43.66 45.64 47.72 49.92 52.24 54.72 57.34 60.13 63.10 66.26 69.63 73.23 77.08 81.21 85.64 90.42 95.56 101.13 107.16 113.71 120.85 128.67 137.27 146.77 157.30 169.04 182.18 197.01 213.88 233.19 255.55 281.75 312.91 350.58
3 11/12 $39.11 40.87 42.70 44.64 46.68 48.83 51.10 53.52 56.08 58.81 61.72 64.81 68.11 71.63 75.39 79.43 83.77 88.44 93.47 98.92 104.81 111.22 118.20 125.85 134.26 143.56 153.86 165.34 178.19 192.69 209.19 228.08 249.94 275.56 306.03 342.86
3 10/12 $38.24 39.95 41.75 43.64 45.63 47.73 49.95 52.32 54.83 57.50 60.34 63.36 66.58 70.02 73.70 77.65 81.89 86.46 91.38 96.70 102.47 108.73 115.56 123.04 131.26 140.34 150.41 161.63 174.20 188.38 204.50 222.97 244.34 269.38 299.15 335.14
3 9/12 $37.36 39.04 40.79 42.64 44.59 46.64 48.81 51.12 53.57 56.18 58.96 61.91 65.06 68.42 72.01 75.87 80.02 84.48 89.28 94.49 100.12 106.24 112.91 120.22 128.25 137.13 146.97 157.93 170.21 184.06 199.81 217.85 238.73 263.19 292.27 327.42
3 8/12 $36.49 38.12 39.83 41.64 43.54 45.55 47.66 49.92 52.32 54.86 57.57 60.46 63.53 66.81 70.33 74.10 78.14 82.50 87.19 92.27 97.78 103.75 110.27 117.40 125.25 133.91 143.52 154.23 166.22 179.74 195.13 212.74 233.13 257.01 285.39 319.70
3 7/12 $35.61 37.21 38.88 40.64 42.50 44.45 46.52 48.72 51.06 53.55 56.19 59.01 62.01 65.21 68.64 72.32 76.27 80.52 85.10 90.06 95.43 101.26 107.62 114.58 122.24 130.70 140.08 150.52 162.23 175.43 190.44 207.63 227.52 250.82 278.51 311.98
3 6/12 $34.73 36.29 37.92 39.64 41.45 43.36 45.38 47.53 49.80 52.23 54.81 57.55 60.48 63.61 66.95 70.54 74.39 78.54 83.01 87.85 93.08 98.78 104.97 111.77 119.23 127.48 136.63 146.82 158.23 171.11 185.75 202.52 221.91 244.63 271.64 304.26
3 5/12 $33.86 35.38 . 36.96 38.64 40.41 42.27 44.23 46.33 48.55 50.91 53.43 56.10 58.96 62.00 65.26 68.76 72.52 76.56 80.91 85.63 90.74 96.29 102.33 108.95 116.23 124.27 133.19 143.12 154.24 166.79 181.06 197.40 216.31 238.45 264.76 296.54
3 4/12 $32.98 34.46 36.01 37.64 39.36 41.17 43.09 45.13 47.29 49.60 52.05 54.65 57.43 60.40 63.57 66.98 70.64 74.58 78.82 83.42 88.39 93.80 99.68 106.13 113.22 121.05 129.74 139.41 150.25 162.48 176.37 192.29 210.70 232.26 257.88 288.82
3 3/12 $32.11 33.55 35.05 36.64 38.32 40.08 41.94 43.93 46.04 48.28 50.67 53.20 55.91 58.79 61.88 65.20 68.77 72.60 76.73 81.20 86.05 91.31 97.04 103.31 110.22 117.84 126.30 135.71 146.26 158.16 171.68 187.18 205.10 226.08 251.00 281.10
3 2/12 $31.23 32.63 34.09 35.64 37.27 38.99 40.80 42.73 44.78 46.96 49.28 51.75 54.38 57.19 60.20 63.43 66.89 70.62 74.64 78.99 83.70 88.82 94.39 100.50 107.21 114.62 122.85 132.01 142.27 153.84 167.00 182.07 199.49 219.89 244.12 273.38 -
3 1/12 $30.36 31.72 33.14 34.64 36.23 37.89 39.65 41.53 43.53 45.65 47.90 50.30 52.86 55.58 58.51 61.65 65.02 68.64 72.54 76.77 81.36 86.33 91.75 97.68 104.21 111.41 119.41 128.30 138.28 149.53 162.31 176.95 193.89 213.71 237.24 265.66
End of 3d year $29.48 30.80 32.18 33.64 35.18 36.80 38.51 40.33 42.47 44.33 ’ 46.52 48.85 51.33 53.98 56.82 59.87 63.14 66.66 70.45' 74.56 79.01 83.84 89.10 94.86 101.20 108.19 115.96 124.60 134.29 145.21 157.62 171.84 188.28 207.52 230.36 257.94
Age 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
131
TM 14-600
29 May 47
Table 11. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Fifth Year
End of End of
Age 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 5/12 4 6/12 4 7/12 4 8/12 4 9/12 4 10/12 4 11/12 5th year
15 $39.99 $40.90 $41.80 $42.71 $43.62 $44.52 $45.43 $46.34 $47.24 $48.15 $49.06 $49.96 $50.87
16 41.78 42.73 43.67 44.62 45.57 46.51 47.46 48.41 49.35 50.30 51.25 52.19 53.14
17 43.66 44.65 45.64 46.63 47.62 48.61 49.60 50.58 51.57 52.56 53.55 54.54 55.53
18 45.64 46.67 47.71 48.74 49.77 50.81 51.84 52.87 53.91 54.94 55.97 57.01 58.04
19 47.72 48.80 49.88 50.96 52.04 53.12 54.20 55.28 56.36 57.44 58.52 59.60 60.68
20 49.92 51.05 52.18 53.31 54.44 55.57 56.70 57.83 58.96 60.09 61.22 62.35 63.48
21 52.24 53.42 54.61 55.79 56.98 58.16 59.35 60.53 61.71 62.90 64.08 65.27 66.45
22 54.72 55.96 57.20 58.44 59.68 60.92 62.16 63.39 64.63 65.87 67.11 68.35 69.59
23 57.34 58.64 59.94 61.24 62.54 63.84 65.14 66.43 67.73 69.03 70.33 71.63 72.93
24 60.13 61.49 62.86 64.22 65.58 66.94 68.31 69.67 71.03 72.39 73.76 75.12 76.48
25 63.10 64.53 65.96 67.39 68.82 70.25 71.68 73.10 74.53 75.96 77.39 78.82 80.25
26 66.26 67.76 69.26 70.76 72.26 73.76 75.26 76.77 78.27 79.77 81.27 82.77 84.27
27 69.63 71.21 72.78 74.36 75.94 77.51 79.09 80.67 82.24 83.82 85.40 86.97 88.55
28 73.23 74.89 76.55 78.21 79.87 81.53 83.19 84.84 86.50 88.16 89.82 91.48 93.14
29 77.08 78.83 80.57 82.32 84.06 85.81 87.55 89.30 91.05 92.79 94.54 96.28 98.03
30 81.21 83.05 84.89 86.73 88.57 90.41 92.25 94.08 95.92 97.76 99.60 101.44 103.28
31 85.64 87.58 89.52 91.46 93.40 95.34 97.28 99.22 101.16 103.10 105.04 106.98 108.92
32 90.42 92.47 94.52 96.56 98.61 100.66 102.71 104.75 106.80 108.85 110.90 112.94 114.99
33 95.56 97.72 99.89 102.05 104.22 106.38 108.55 110.71 112.87 115.04 117.20 119.37 121.53
34 101.13 103.42 105.71 108.00 110.29 112.58 114.87 117.16 119.45 121.74 124.03 126.32 128.61
35 107.16 109.59 112.01 114.44 116.86 119.29 121.71 124.14 126.57 128.99 131.42 133.84 136.27
36 113.71 116.28 118.86 121.43 124.01 126.58 129.16 131.73 134.30 136.88 139.45 142.03 144.60
37 120.85 123.59 126.32 129.06 131.80 134.53 137.27 140.01 142.74 145.48 148.22 150.95 153.69
38 128.67 131.58 134.50 137.41 140.33 143.24 146.16 149.07 151.98 154.90 157.81 160.73 163.64
39 137.27 140.38 143.49 146.60 149.71 152.82 155.93 159.04 162.15 165.26 168.37 171.48 174.59
40 146.77 150.10 153.42 156.75 160.07 163.40 166.72 170.05 173.37 176.70 180.02 183.35 186.67
41 157.30 160.87 164.43 168.00 171.56 175.13 178.69 182.26 185.82 189.39 192.95 196.52 200.08
42 169.04 172.87 176.70 180.53 184.36 188.19 192.02 195.86 199.69 203.52 207.35 211.18 215.01
43 182.18 186.31 190.44 194.57 198.70 202.83 206.96 211.10 215.23 219.36 233.49 227.62 231.75
44 197.01 201.48 205.95 210.42 214.89 219.36 223.83 228.29 232.76 237.23 241.70 246.17 250.64
/
45 213.88 218.73 223.59 228.44 233.29 238.14 243.00 247.85 252.70 257.55 262.41 267.26 272.11
46 233.19 238.49 243.78 249.08 254.37 259.67 264.96 270.26 275.55 280.85 286.14 291.44 296.73
47 255.55 261.36 267.17 272.98 278.79 284.60 290.41 296.23 302.04 307.85 313.66 319.47 325.28
48 281.75 288.17 294.59 301.01 307.43 313.85 320.27 326.69 333.11 339.53 345.95 352.37 358.79
49 312.91 320.06 327.21 334.35 341.50 348.65 355.80 362.95 370.10 377.24 384.39 391.54 398.69
50 350.58 358.61 366.65 374.68 382.72 390.75 398.79 406.82 414.85 422.89 430.92 438.96 446.99
\
132
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. •
Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Sixth Year
End of End °f
Age 5th year 5 1/12 5 2/12 5 3/12 5 4/12 5 5/12 5 6/12 5 7/12 5 8/12 5 9/12 5 10/12 5 11/12 6th year
15 $50 87 $51.81 $52.75 $53.68 $54.62 $55.56 $56.50 $57.44 $58.38 $59.31 $60.25 $61.19 $62.13
16 53.14 54.12 55.10 56.08 57.06 58.04 59.02 59.99 60.97 61.95 62.93 63.91 64.89
17 55 53 56.55 57.58 58.60 59.62 60.64 61.67 62.69 63.71 64.73 65.76 66.78 67.80
58 04 59 11 60 18 61.24 62.31 63.38 64.45 65.52 66.59 67.65 6S.72 69.79 70.86
19 6o'68 61.80 62.92 64.03 65.15 66.27 67.39 68.51 69.63 70.74 71.86 72.98 74.10
20 63 48 64.65 65.82 66.99 68.16 69.33 70.50 71.67 72.84 74.01 75.18 76.35 77.52
21 66 45 67.67 68.90 70.12 71.35 72.57 73.80 75.02 76.24 77.47 78.69 79.92 81.14
22 69 59 70 87 72.16 73.44 74.72 76.00 77.29 78.57 79.85 81.13 82.42 83.70 84.98
2, 72 93 74.27 75.62 76.96 78.31 79.65 81.00 82.34 83.68 85.03 86.37 87.72 89.06
24 76.48 77.89 79.30 80.71 82.12 83.53 84.94 86.34 87.75 89.16 90.57 91.98 93.39
„ 80 25 81.73 83.21 84.68 86.16 87.64 89.12 90.60 92.08 93.55 95.03 96.51 97.99
26 84 27 85 82 87.38 88.93 90.48 92.03 93.59 95.14 96.69 98.24 99.80 101.35 102.90
27 8855 90.18 91.81 93.45 95.08 96.71 98.34 99.97 101.60 103.24 104.87 106.50 108.13
28 93 14 94 86 96.57 98.29 100.00 101.72 103.43 105.15 106.86 108.58 110.29 112.01 113.72
29 98 03 99^84 101.64 103.45 105.25 107.06 108.86 110.67 112.47 114.28 116.08 117.89 119.69
103 28 105 18 107 09 108.99 110.89 112.79 114.70 116.60 118.50 120.40 122.31 124.21 126.11
q, jog 92 11093 112.93 114.94 116.94 118.95 120.95 122.96 124.97 126.97 128.98 130.98 132.99
32 114 99 117 11 119 23 121.34 123.46 125.58 127.70 129.81 131.93 134.05 136.17 138.28 140.40
qq 121 53 123.77 126.01 128.24 130.48 132.72 134.96 137.19 139.43 141.67 143.91 146.14 148.38
34 128'61 130.98 133.35 135.71 138.08 140.45 142.82 145.18 147.55 149.92 152.29 154.65 157.02
qq 136 27 138 78 141.29 143.80 146.31 148.82 151.33 153.83 156.34 158.85 161.36 163.87 166.38
36 1446O 147^26 149.93 152.59 155.25 157.91 160.58 163.24 165.90 168.56 171.23 173.89 176.55
37 153 69 156.52 159.35 162.18 165.01 167.84 170.67 173.51 176.34 179.17 182.00 184.83 187.66
30 463 64 166 66 169.67 172.69 175.70 178.72 181.73 184.75 187.76 190.78 193.79 196.81 199.82
39 174^59 177.81 181.02 184.24 187.46 190.67 193.89 197.11 200.32 203.54 206.76 209.97 213.19
40 186 67 190 11 193.55 196.99 200.43 203.87 207.31 210.75 214.19 217.63 221.07 224.51 227.95
4, 200 08 203.77 207.46 211.14 214.83 218.52 222.21 225.89 229.58 233.27 236.96 240.64 244.33
42 215 01 218.97 222.94 226.90 230.87 234.83 238.80 242.76 246.72 250.69 254.65 258.62 262.58
43 231 75 236 03 240 30 244.58 248.85 253.13 257.40 261.68 265.95 270.23 274.50 278.78 283.05
44 250^64 255.27 259.89 264.52 269.14 273.77 278.39 283.02 287.65 292.27 296.90 301.52 306.15
4q 272 11 277.14 282.16 287.19 292.22 297.24 302.27 307.30 312.32 317.35 322.38 327.40 332.43
46 296^73 302.22 307.71 313.20 318.69 324.18 329.67 335.16 340.65 346.14 351.63 357.12 362.61
47 325 28 331.31 337.34 343.37 349.40 355.43 361.46 367.50 373.53 379.56 385.59 391.62 397.65
4R 358 79 365.46 372.13 378.80 385.47 392.14 398.81 405.49 412.16 418.83 425.50 432.17 438.84
49 398.69 406^13 413.57 421.00 428.44 435.88 443.32 450.76 458.20 465.63 473.07 480.51 487.95
50 446.99 455.37 463.74 472.12 480.49 488.87 497.24 505.62 514.00 522.37 530.75 539.12 547.50
133
TM 14-600
29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Seventh Year
End of 7th year $73.77 77.04 80.49 84.13 87.97 92.03 96.33 100.89 105.73 110.87 116.34 122.16 128.37 135.00 142.11 149.72 157.89 166.67 176.15 186.40 197.52 209.60 222.79 237.24 253.13 270.67 290.13 311.83 336.16 363.65 394.97 430.98 472.85 522.15 581.02 652.53 »
6 11/12 $72.80 76.03 79.43 83.02 86.81 90.82 95.06 99.56 104.34 109.41 114.81 120.56 126.68 133.23 140.24 147.75 155.82 164.48 173.84 183.95 194.93 . 206.85 219.86 234.12 249.80 267.11 286.31 307.73 331.73 358.86 389.76 425.28 466.58 515.21 573.26 643.87
6 10/12 $71.83 75.02 78.38 81.92 85.66 89.61 93.80 98.24 102.95 107.96 113.28 118.95 125.00 131.45 138.37 145.79 153.74 162.29 171.52 181.50 192.33 204.09 216.94 231.00 246.47 263.55 282.50 303.62 327.31 354.07 384.55 419.59 460.32 508.27 565.51 635.03
6 9/12 $70.86 74.00 77.32 80.81 84.50 88.40 92.53 96.91 101.56 106.50 111.75 117.35 123.31 129.68 136.50 143.82 151.67 160.10 169.21 179.05 189.74 201.34 214.01 227.88 243.14 259.99 278.68 299.52 322.88 349.28 379.34 413.89 454.05 501.32 557.75 626.27
6 8/12 $69.89 72.99 76.26 79.71 83.35 87.19 91.27 95.59 100.17 105.04 110.22 115.74 121.62 127.91 134.64 141.85 149.59 157.91 166.89 176.61 187.14 198.58 211.08 224.77 239.82 256.43 274.86 295.41 318.46 344.48 374.12 408.19 447.78 494.38 550.00 617.52
6 7/12 $68.92 71.98 75.20 78.60 82.19 85.98 90.00 94.26 98.78 103.59 108.69 114.14 119.94 126.13 132.77 139.88 147.52 155.72 164.58 174.16 184.55 195.83 208.15 221.65 236.49 252.87 271.05 291.31 314.03 339.69 368.91 402.49 441.52 487.44 542.24 608.77
6 6/12 $67.95 70.97 74.15 77.49 81.03 84.78 88.73 92.93 97.40 102.13 107.17 112.53 118.25 124.36 130.90 137.92 145.44 153.54 162.27 171.71 181.95 193.08 205.23 218.53 233.16 249.31 267.23 287.21 309.60 334.90 363.70 396.80 435.25 480.50 534.48 600.02
6 5/12 $66.98 69.95 73.09 76.39 79.88 83.57 87.47 91.61 96.01 100.67 105.64 110.93 116.56 122.59 129.03 135.95 143.37 151.35 159.95 169.26 179.36 190.32 202.30 215.41 229.83 245.75 263.41 283.10 305.18 330.11 358.49 391.10 428.98 473.55 526.73 591.26
6 4/12 $66.01 68.94 72.03 75.28 78.72 82.36 86.20 90.28 94.62 99.22 104.11 109.32 114.88 120.81 127.16 133.98 141.29 149.16 157.64 166.81 176.76 187.57 199.37 212.29 226.50 242.19 259.60 279.00 300.75 325.32 353.28 385.40 422.72 466.61 518.97 582.51
6 3/12 $65.04 67.93 70.97 74.18 77.57 81.15 84.94 88.96 93.23 97.76 102.58 107.72 113.19 119.04 125.29 132.01 139.22 146.97 155.32 164.36 174.17 184.81 196.44 209.17 223.17 238.63 255.78 274.89 296.33 320.53 348.07 379.70 416.45 459.67 511.22 573.76
6 2/12 $64.07 66.92 69.92 73.07 76.41 79.94 83.67 87.63 91.84 96.30 101.05 106.11 111.50 117.27 123.43 130.05 137.14 144.78 153.01 161.92 171.57 182.06 193.52 206.06 219.85 235.07 251.96 270.79 291.90 315.73 342.85 374.01 410.18 452.73 503.46 565.01
6 1/12 $63.10 65.90 68.86 71.97 75.26 78.73 82.41 86.31 90.45 94.85 99.52 104.51 109.82 115.49 121.56 128.08 135.07 142.59 150.69 159.47 168.98 179.30 190.59 202.94 216.52 231.51 248.15 266.68 287.48 310.94 337.64 368.31 403.92 445.78 495.71 556.25
End of 6th year $62.13 64.89 67.80 70.86 74.10 77.52 81.14 84.98 89.06 93.39 97.99 102.90 108.13 113.72 119.69 126.11 132.99 140.40 148.38 157.02 166.38 176.55 187.66 199.82 213.19 227.95 244.33 262.58 283.05 306.15 332.43 362.61 397.65 438.84 487.95 547.50
Age 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
134
29 May 47
TM 14-600
' Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Eighth Year
End of 8th year $85.80 89.61 93.62 97.86 102.32 107.05 112.05 117.35 122.98 128.96 135.32 142.09 149.31 157.03 165.28 174.13 183.63 193.85 204.86 216.79 229.72 243.79 259.14 275.96 294.45 314.87 337.53 362.80 391.18 423.26 459.86 502.01 551.11 609.00 678.27 762.55
7 11/12 $84.80 88.56 92.53 96.72 101.12 105.80 110.74 115.98 121.54 127.45 133.74 140.43 147.57 155.19 163.35 172.10 181.49 191.59 202.47 214.26 227.04 240.94 256.11 272.73 291.01 311.19 333.58 358.55 386.60 418.29 454.45 496.09 544.59 601.76 670.17 753.38
7 10/12 $83.80 87.52 91.43 95.57 99.93 104.55 109.43 ' 114.61 120.11 125.95 132.16 138.77 145.82 153.36 161.42 170.06 179.34 189.32 200.08 211.73 224.35 238.09 253.08 269.51 287.56 307* 50 329.63 354.31 382.01 413.33 449.05 490.17 538.07 594.53 662.06 744.21
7 9/12 $82.79 86.47 90.34 94.43 98.73 103.30 108.12 113.24 118.67 124.44 130.58 137.11 144.08 151.52 159.49 168.03 177.20 187.06 197.68 209.19 221.67 235.24 250.05 266.28 284.12 303.82 325.68 350.06 377.43 408.36 443.64 484.25 531.55 587.29 653.96 735.04
7 8/12 $81.79 85.42 89.24 93.28 97.54 102.04 106.81 111.86 117.23 122.93 128.99 135.45 142.33 149.69 157.56 165.99 175.05 184.79 195.29 206.66 218.99 232.39 247.02 263.05 280.68 300.14 321.73 345.81 372.84 403.39 438.23 478.33 525.02 580.05 645.85 725.88
7 7/12 $80.79 84.37 88.15 92.14 96.34 100.79 105.50 110.49 115.79 121.42 127.41 133.79 140.59 147.85 155.63 163.96 172.91 182.53 192.90 204.13 216.30 229.54 243.99 259.83 277.23 296.45 317.78 341.56 368.26 398.42 432.82 472.41 518.50 572.81 637.75 716.71
7 6/12 $79.79 83.33 87.06 91.00 95.14 99.54 104.19 109.12 114.36 119.92 125.83 132.12 138.84 146.01 153.69 161.93 170.76 180.26 190.51 201.60 213.62 226.70 240.97 256.60 273.79 292.77 313.83 337.32 363.67 393.46 427.42 466.50 511.98 565.58 629.65 707.54
7 5/12 $78.78 82.28 85.96 89.85 93.95 98.29 102.88 107.75 112.92 118.41 124.25 130.46 137.10 144.18 151.76 159.89 168.62 178.00 188.11 199.06 210.94 223.85 237.94 253.37 270.35 289.09 309.88 333.07 359.09 388.49 422.01 460.58 505.46 558.34 621.54 698.37
7 4/12 $77.78 81.23 84.87 88.71 92.75 97.04 101.57 106.38 111.48 116.90 122.67 128.80 135.35 142.34 149.83 157.86 166.47 175.73 185.72 196.53 208.25 221.00 234.91 250.15 266.90 285.40 305.93 328.82 354.50 383.52 416.60 454.66 498.94 551.10 613.44 689.20
ZI/£Z $76.78 80.18 83.77 87.56 91.56 95.79 100.26 105.01 110.04 115.39 121.09 127.14 133.61 140.51 147.90 155.82 164.33 173.47 183.33 194.00 205.57 218.15 231.88 246.92 263.46 281.72 , 3Q1.98 324.57 349.92 378.55 411.19 448.74 492.42 543.86 605.33 680.03
7 2/12 $75.78 79.14 82.68 86.42 90.36 94.53 98.95 103.63 108.61 113.89 119.50 125.48 131.86 138.67 145.97 153.79 162.18 171.20 180.94 191.47 202.89 215.30 228.85 243.69 260.02 278.04 298.03 320.33 345.33 373.59 405.79 442.82 485.89 536.63 597.23 670.87
7 1/12 $74.77 78.09 81.58 85.27 89.17 93.28 97.64 102.26 107.17 112.38 117.92 123.82 130.12 136.84 144.04 151.75 160.04. 168.94 178.54 188.93 200.20 212.45 225.82 240.47 256.57 274.35 294.08 316.08 340.75 368.62 400.38 436.90 479.37 529.39 589.12 661.70
End of 7th year $73.77 77.04 80.49 84.13 87.97 92.03 96.33 100.89 105.73 110.87 116.34 122.16 128.37 135.00 142.11 149.72 157.89 166.67 176.15 186.40 197.52 209.60 222.79 237.24 253.13 270.67 290.13 311.83 336.16 363.65 394.97 430.98 472.85 522.15 581.02 652.53
Age 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
135
TM 14-600
29 May 47
:h Year End of 9th year $98.25 102.61 107.21 112.05 117.17 122.58 128.30 134.37 140.82 147.67 154.95 162.69 170.97 179.80 189.25 199.37 210.25 221.94 234.57 248.22 263.04 279.15 296.75 316.01 337.21 360.62 386.61 415.61 448.21 485.12 527.29 575.94 632.70 699.76 780.14 878.14
Nint 8 11/12 $97.21 101.53 106.08 110.87 115.93 121.29 126.95 132.95 139.33 146.11 153.31 160.97 169.17 177.90 187.25 197.27 208.03 219.60 232.09 245.60 260.26 276.20 293.62 312.67 333.65 356.81 382.52 411.21 443.46 479.97 521.67 569.78 625.90 692.20 771.65 868.51
8 10/12 $96.18 100.44 104.95 109.69 114.70 119,99 125.59 131.53 137.85 144.55 151.68 159.26 167.36 176.01 185.26 195.16 205.81 217.26 229.62 242.98 257.49 273.26 290.48 309.34 330.08 353.00 378.43 406.81 438.71 474.81 516.05 563.62 619.10 684.63 763.16 858.88
•ti § •S g 8 9/12 $95.14 99.36 103.81 108.50 113.46 118.70 124.24 130.11 136.36 142.99 150.04 157.54 165.56 174.11 183.26 193.06 203.59 214.91 227.14 240.36 254.71 270.31 287.35 306.00 326.52 349.18 374.34 402.41 433.95 469.66 510.43 557.46 612.30 677.07 754.67 849.24
durance)—Cc 8 8/12 $94.10 98.28 102.68 107.32 112.22 117.40 122.88 128.70 134.87 141.43 148.41 155.82 163.75 172.21 181.26 190.96 201.38 212.58 224.67 237.74 251.93 267.36 284.21 302.66 322.96 345.37 370.25 398.01 429.20 464.50 504.81 551.30 605.50 669.51 746.18 839.61
vice Life Itu iO, $1,000 8 7/12 $93.06 97.19 101.55 106.14 110.98 116.11 121.53 127.28 133.39 139.87 146.77 154.11 161.95 170.31 179.26 188.85 199.16 210.24 222.19 235.12 249.16 264.42 281.08 299.32 319.39 341.56 366.16 393.61 424.45 459.35 499.19 545.14 598.70 661.94 737.69 829.98
National Ser AT AGE 6 8 6/12 $92.03 96.11 100.42 104.96 109.75 114.82 120.18 125.86 131.90 138.32 145.13 152.39 160.14 168.42 177.27 186.75 196.94 207.89 219.71 232.51 246.38 261.47 277.95 295.99 315.83 337.75 362.07 389.20 419.70 454.19 493.58 538.97 591.91 654.38 729.21 ) 820.35
ve values (2 DOWMENT 8 5/12 $90.99 95.03 99.28 103.77 108.51 113.52 118.82 124.44 130.41 136.76 143.50 150.67 158.34 166.52 175.27 184.65 194.72 205.55 217.24 229.89 243.60 258.52 274.81 292.65 312.27 333.93 357.98 384.80 414.94 449.04 487.96 532.81 585.11 646.82 720.72 810.71
ctional reset ENJ 8 4/12 $89.95 93.94 98.15 102.59 107.27 112.23 117.47 123.02 128.93 135.20 141.86 148.96 156.53 164.62 173.27 182.54 192.50 203.21 214.76 227.27 240.83 255.58 271.68 289.31 308.70 330.12 353.89 380.40 410.19 443.88 482.34 526.65 578.31 639.25 712.23 801.08
ble II. Fra ✓ 8 3/12 $88.91 92.86 97.02 101.41 106.03 110.93 116.11 121.60 127.44 133.64 140.23 147.24 154.73 162.72 171.27 180.44 190.28 200.87 212.29 224.65 238.05 252.63 268.54 285.97 305.14 326.31 349.80 376.00 405.44 438.73 476.72 520.49 571.51 631.69 703.74 791.45
8 2/12 $87.88 91.78 95.89 100.23 104.80 109.64 114.76 120.19 125.95 132.08 138.59 145.52 152.92 160.83 169.28 178.34 188.07 198.53 209.81 222.03 235.27 249.68 265.41 282.64 301.58 322.50 345.71 371.60 400.69 433.57 471.10 514.33 564.71 624.13 695.25 781.82
serve Values 8 1/12 $86.84 90.69 94.75 99.04 103.56 108.34 113.40 118.77 124.47 130.52 136.96 143.81 151.12 158.93 167.28 176.23 185.85 196.19 207.34 219.41 232.50 246.74 262.27 279.30 298.01 318.68 341.62 367.20 395.93 428.42 465.48 508.17 557.91 616.56 686.76 772.18
'ractional Re End of 8th year $85.80 89.61 93.62 97.86 102.32 107.05 112.05 117.35 122.98 128.96 135.32 142.09 149.31 157.03 165.28 174.13 183.63 193.85 204.86 216.79 229.72 243.79 259.14 275.96 294.45 314.87 337.53 362.80 391.18 423.26 459.86 502.01 551.11 609.00 678.27 762.55
Ph Age 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50
136
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 60, $1,000 Tenth Year
End of End of
Age 9th year 9 1/12 9 2/12 9 3/12 9 4/12 9 5/12 9 6/12 9 7/12 9 8/12 9 9/12 9 10/12 9 11/12 10th year
15 $98.25 $99.32 $100.40 $101.47 $^02.54 $103.61 $104.69 $105.76 $106.83 $107.90 $108.98 $110.05 $111.12
16 102.61 103.73 104.85 105.97 *07.09 108.21 109.^3 110.46 111.58 112.70 113.82 114.94 116.06
17 107.21 10838 109.55 110.72 111.89 113.06 114.23 115.41 116.58 117.75 118.92 120.09 121.26
18 112.05 113.27 114.50 115.72 116.94 118.17 119.39 120.61 121.84 123.06 124.28 125.51 126.73
19 117.17 118.45 119.73 121.01 122.29 123.57 124.85 126.12 127.40 128.68 129.96 131.24 132.52
20 122.58 123.92 125.26 126.59 127.93 129.27 130.61 131.95 133.29 134.62 135.96 137.30 138.64
21 128.30 129.70 131.10 132.50 133.90 135.30 136.70 138.11 139.51 140.91 142.31 143.71 145.11
22 134.37 135.84 137.31 138.77 140.24 141.71 143.18 144.64 146.11 147.58 149.05 150.51 151.98
23 140.82 142.36 143.90 145.43 146.97 148.51 150.05 151.58 153.12 154.66 156.20 157.73 159.27
24 147.67 149.28 150.89 152.51 154.12 155.73 157.34 158.95 160.56 162.18 163.79 165.40 167.01
25 154.95 156.64 158.33 160.02 161.71 163.40 165.09 166.79 168.48 170.17 171.86 173.55 175.24
26 162.69 164.47 166.24 168.02 169.80 171.57 173.35 175.13 176.90 178.68 180.46 182.23 184.01
27 170.97 172.84 174.70 176.57 178.43 180.30 182.16 184.03 185.90 187.76 189.63 191.49 193.36
28 179.80 181.76 183.73 185.69 187.65 189.61 191.58 193.54 195.50 197.46 199.43 201.39 203.35
29 189.25 191.32 193.38 195.45 197.51 199.58 201.64 203.71 205.77 207.84 209.90 211.97 214.03
30 199.37 201.55 203.72 205.90 208.07 210.25 212.42 214.60 216.78 218.95 221.13 223.30 225.48
31 210.25 212.54 214.84 217.13 219.42 221.72 224.01 226.30 228.60 230.89 233.18 235.48 237.77
32 221.94 224.36 226.79 229.21 231.63 234.05 236.48 238.90 241.32 243.74 246.17 248.59 251.01
33 234.57 237.13 239.69 242.25 244.81 247.37 249.93 252.48 255.04 257.60 260.16 262.72 265.28
34 248.22 250.93 253.64 256.35 259.06 261.77* 264.48 267.19 269.90 272.61 275.32 278.03 280.74
35 263.04 265.91 268.78 271.66 274.53 277.40 280.27 283.14 286.01 288.89 291.76 294.63 297.50
36 279.15 282.20 285.25 288.30 291.35 294.40 297.45 300.49 303.54 306.59 309.64 312.69 315.74
37 296.75 299.99 303.23 306.48 309.72 312.96 316.20 319.44 322.68 325.93 329.17 332.41 335.65
38 316.01 319.47 322.92 326.38 329.83 333.29 336.74 340.20 343.65 347.11 350.56 354.02 357.47
39 337.21 340.90 344.59 348.27 351.96 355.65 359.34 363.03 366.72 370.40 374.09 377.78 381.47
40 360.62 364.57 368.51 372.46 376.41 380.35 384.30 388.25 392.19 396.14 400.09 404.03 407.98
41 386.61 390.85 395.08 399.32 403.55 407.79 412.02 416.26 420.50 424.73 428.97 433.20 437.44
42 415.61 420.17 424.73 429.30 433.86 438.42 442.98 447.54 452.10 456.67 461.23 465.79 470.35
43 448.21 453.14 458.07 463.01 467.94 472.87 477.80 482.73 487.66 492.60 497.53 502.46 507.39
44 485.12 490.48 495.83 501.19 506.55 511.90 517.26 522.62 527.97 533.33 538.69 544.04 549.40
45 527.29 533.14 538.99 544.83 550.68 556.53 562.38 568.23 574.08 579.92 585.77 591.62 597.47
46 575.94 582.36 588.79 595.21 601.63 608.06 614.48 620.90 627.33 633.75 640.17 646.60 653.02
47 632.70 639.80 646.91 654.01 661.12 668.22 675.33 682.43 689.53 696.64 703.74 710.85 717.95
48 699.76 707.68 715.60 723.53 731.45 739.37 747.29 755.21 763.13 771.06 778.98 786.90 794.82
49 780.14 789.06 797.98 806.90 815.82 824.74 833.66 842.57 851.49 860.41 869.33 878 25 887.17
50 878.14 888.30 898.45 908.61 918.76 928.92 939.07 949.23 959.38 969.54 979.69 989.83 | 1,000.00
137
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 First Year
End of
Age 1/12 2/12 3/12 4/12 5/12 6/12 7/12 8/12 9/12 10/12 11/12 1st year
15 $-67 $1-33 $2.00 $2.67 $3.33 $4.00 $4.67 $5.33 $6.00 $6.67 $7.33 $8.00
16 -70 139 2.09 2.78 3.48 4.17 4.87 5.56 6.26 6.95 7.65 8.34
17 -73 1 45 2.18 2.90 3.63 4.35 5.08 5.81 6.53 7.26 7.98 8.71
18 -76 151 2.27 3.03 3.78 4.54 5.30 6.05 6.81 , 7.57 8.32 9.08
19 -79 1.58 2.37 3.16 3.95 4.74 5.52 6.31 7.10 7.89 8.68 9.47
20 -82 1.65 2.47 3.30 4.12 4.95 5.77 6.59 7.42 8.24 9.07 9.89
21 -86 1 72 2.58 3.44 4.30 5.16 6.01 6.87 7.73 8.59 9.45 10.31
22 •" 1 80 2.69 3.59 4.49 5.39 6.28 7.18 8.08 8.98 9.87 10.77
23 -94 1 88 2.81 3.75 4.69 5.63 6.56 7.50 8.44 9.38 10.31 11.25
24 -98 195 2.94 3.92 4.90 5.88 6.86 7.84 8.82 9.80 10.78 11.76
25 103 2.05 3.08 4.10 5.13 6.15 7.18 8.20 9.23 10.25 11.28 12.30
26 107 213 3.22 4.29 5.36 6.44 7.51 8.58 9.65 10.73 11.80 12.87
27 112 2.25 3.37 4.49 5.61 6.74 7.86 8.98 10.10 11.23 12.35 13.47
28 118 2.35 3.53 4.70 5.88 7.05 8.23 9.41 10.58 11.76 12.93 14.11
29 1-23 2 47 3.70 4.93 6.16 7.40 8.63 9.86 11.09 12.33 13.56 14.79
30 129 2.59 3.88 5.17 6.46 7.76 9.05 10.34 11.63 12.93 14.22 15.51
31 '136 271 4.07 5.43 6.78 8.14 9.50 10.85 12.21 13.57 14.92 16.28
32 143 2.85 4.28 5.70 7.13 8.55 9.98 11.40 12.83 14.25 15.68 17.10
33 150 2 99 4.49 5.99 7.48 8.98 10.48 11.97 13.47 14.97 16.46 17.96
34 157 3 15 4-.72 6.30 7.87 9.45 11.02 12.59 14.17 15.74 17.32 18.89
35 166 3.32 4.97 6.63 8.29 9.95 11.61 13.27 14.92 16.58 18.24 19.90
36 175 3.49 5.24 6.99 8.73 10.48 12.23 13.97 15.72 17.47 19.21 20.96
37 184 3.69 5.53 7.37 9.21 11.06 12.90 14.74 16.58 18.43 20.27 22.11
38 11,4 3 89 5.83 7.78 9.72 11.67 13.61 15.55 17.50 19.44 21.39 23.33
39 2.06 4.11 6.17 8.22 10.28 12.33 14.39 16.45 18.50 20.56 22.61 24.67
40 2.18 4.35 6.53 8.70 10.88 13.05 15.23 17.40 19.58 21.75 23.93 26.10
41 2.31 4.61 6.92 9.22 11.53 13.83 16.14 18.44 20.75 23.05 25.36 27.66
42 245 4 89 7.34 9.79 12.23 14.68 17.13 19.57 22.02 24.47 26.91 29.36
43 2 60 5.20 7.81 10.41 13.01 15.61 18.21 20.81 23.42 26.02 28.62 31.22
44 277 5.54 8.31 11.08 13.85 16.62 19.39 22.16 24.93 27.70 30.47 33.24
45 296 5.91 8.87 11.83 14.78 17.74 20.70 23.65 26.61 29.57 32.52 35.48
46 316 632 9.48 12.64 15.80 18.96 22.12 25.28 28.44 31.60 34.76 37.92
47 339 6 78 10.16 13.55 16.94 20.33 23.71 27.10 30.49 33.88 37.26 40.65
48 364 7 28 10.92 14.56 18.20 21.84 25.48 29.12 32.76 36.40 40.04 43.68
49 392 785 11.77 15.69 19.61 23.54 27.46 31.38 35.30 39.23 43.15 47.07
50 424 848 12.73 16.97 21.21 25.45 29.69 33.93 38.18 42.42 46.66 50.90
51 461 921 13.82 18.43 23.03 27.64 32.25 36.85 41.46 46.07 50.67 55.28
52 503 10.06 15.09 20.12 25.15 30.18 35.20 40.23 45.26 50.29 55.32 60.35
53 553 11.05 16.58 22.10 27.63 33.15 38.68 44.20 49.73 55.25 60.78 66.30
54 611 12.23 18.34 24.45 30.56 36.68 42.79 48.90 55.01 61.13 67.24 73.35
55 6.82 13.65 20.47 27.29 34.11 40.94 47.76 54.58 61.40 68.23 75.05 81.87
138
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Second Year
End of End of
Age 1st year 11/12 12/12 13/12 14/12 15/12 16/12 17/12 18/12 19/12 110/12 111/12 2d year
15 $8.00 $8.69 $9.38 $10.07 $10.76 $11.45 $12.14 $12.83 $13.52 $14.21 $14.90 $15.59 $16.28
16 8.34 9.06 9.78 10.50 11.22 11.94 12.66 13.38 14.10 14.82 15.54 16.26 16.98
17 8.71 9.46 10.21 10.96 11.71 12.46 13.21 13.95 14.70 15.45 16.20 16.95 17.70
18 9.08 9.86 10.64 11.43 12.21 12.99 13.77 14.55 15.33 16.12 16.90 17.68 18.46
19 9.47 10.29 11.10 11.92 12.73 13.55 14.36 15.18 16.00 16.81 17.63 18.44 19.26
20 9.89 10.74 11.59 12.44 13.29 14.14 14.99 15.85 16.70 17.55 18.40 19.25 20.10
21 10.31 11.20 12.09 12.97 13.86 14.75 15.64 16.53 17.42 18.30 19.19 20.08 20.97
22 10.77 11.70 12.63 13.55 14.48 15.41 16.34 17.26 18.19 19.12 20.05 20.97 21.90
23 11.25 12.22 13.19 14.16 15.13 16.10 17.07 18.03 19.00 19.97 20.94 21.91 22.88
24 11.76 12.77 13.79 14.80 15.81 16.83 17.84 18.85 19.87 20.88 21.89 22.91 23.92
25 12.30 13.36 14.42 15.48 16.54 17.60 18.66 19.71 20.77 21.83 22.89 23.95 25.01
26 12.87 13.98 15.09 16.19 17.30 18.41 19.52 20.63 21.74 22.84 23.95 25.06 26.17
27 13.47 14.63 15.79 16.95 18.11 19.27 20.43 21.60 22.76 23.92 25.08 26.24 27.40
28 14.11 15.33 16.54 17.76 18.97 20.19 21.40 22.62 23.83 25.05 26.26 27.48 28.69
29 14.79 16.06 17.34 18.61 19.88 21.16 22.43 23.70 24.98 26.25 27.52 28.80 30.07
30 15.51 16.85 18.18 19.52 20.85 22.19 23.52 24.86 26.20 27.53 28.87 30.20 31.54
31 16.28 17.68 19.08 20.49 21.89 23.29 24.69 26.09 27.49 28.90 30.30 31.70 33.10
32 17.10 18.57 20.04 21.51 22.98 24.45 25.92 27.40 28.87 30.34 31.81 33.28 34.75
33 17.96 19.51 21.05 22.60 24.15 25.69 27.24 28.79 30.33 31.88 33.43 34.97 36.52
34 18.89 20.52 22.15 23.77 25.40 27.03 28.66 30.28 31.91 33.54 35.17 36.79 38.42
35 19.90 21.61 23.32 25.04 26.75 28.46 30.17 31.88 33.59 35.31 37.02 38.73 40.44
36 20.96 22.76 24.57 26.37 28.18 29.98 31.79 33.59 35.39 37.20 39.00 40.81 42.61
37 22.11 24.01 25.91 27.82 29.72 31.62 33.52 35.42 37.32 39.23 41.13 43.03 44.93
38 23.33 25.34 27.35 29.35 31.36 33.37 35.38 37.38 39.39 41.40 43.41 45.41 47.42
39 24.67 26.79 28.91 31.03 33.15 35.27 37.39 39.52 41.64 43.76 45.88 48.00 50.12
40 26.10 28.35 30.59 32.84 35.08 37.33 39.57 41.82 44.06 46.31 48.55 50.80 53.04
41 27.66 30.04 32.42 34.80 37.18 39.56 41.94 44.31 46.69 49.07 51.45 53.83 56.21
42 29.36 31.89 34.41 36.94 39.46 41.99 44.51 47.04 49.56 52.09 54.61 57.14 59.66
43 31.22 33.90 36.59 39.27 41.95 44.64 47.32 50.00 52.69 55.37 58.05 60.74 63.42
44 33.24 36.10 38.96 41.81 44.67 47.53 50.39 53.25 56.11 58.96 61.82 64.68 67.54
45 35.48 38.53 41.58 44.62 47.67 50.72 53.77 56.81 59.86 62.91 65.96 69.00 72.05
46 37.92 41.18 44.44 47.70 50.96 54.22 57.48 60.73 63.99 67.25 70.51 73.77 77.03
47 40.65 44.14 47.64 51.13 54.62 58.11 61.61 65.10 68.59 72.08 75.58 79.07 82.56
48 43.68 47.43 51.18 54.93 58.68 62.43 66.18 69.94 73.69 77.44 81.19 84.94 88.69
49 47.07 51.11 55.15 59.20 63.24 67.28 71.32 75.36 79.40 83.45 87.49 91.53 95.57
50 50.90 55.27 59.65 64.02 68.39 72.76 77.14 81.51 85.88 90.25 94.63 99.00 103.37
51 55.28 60.03 64.78 69.54 74.29 79.04 83.79 88.54 93.29 98.05 102.80 107.55 112.30
52 60.35 65.54 70.73 75.93 81.12 86.31 91.50 96.69 101.88 107.08 112.27 117.46 122.65
53 66.30 72.01 77.71 83.42 89.13 94.83 100.54 106.25 111.95 117.66 123.37 129.07 134.78
54 73.35 79.67 85.99 92.32 98.64 104.96 111.28 117.60 123.92 130.25 136.57 142.89 149.21
55 81.87 88.94 96.01 103.07 110.14 117.21 124.28 131.34 138.41 145.48 152.55 159.61 166.68
139
TM 14-600 29 May 47
d Year End of 3d year $24.84 25.90 27.01 28.16 29.38 30.65 31.99 33.40 34.90 36.48 38.15 39.91 41.78 43.76 45.86 48.10 50.47 52.99 55.69 58.57 61.66 64.95 68.49 72.28 76.40 80.84 85.67 90.92 96.65 102.90 109.78 117.35 125.74 135.08 145.57 157.48 171.15 187.00 205.62 227.80 254.70
2 11/12 $24.13 25.16 26.23 27.35 28.54 29.77 31.07 32.44 33.90 35.43 37.06 38.77 40.58 42.50 44.54 46.72 49.02 51.47 54.09 56.89 59.89 63.09 66.53 70.21 74.21 78.52 83.22 88.32 93.88 99.95 106.64 113.99 122.14 131.21 141.40 152.97 166.25 181.64 199.72 221.25 517 37
2 10/12 $23.41 24.41 25.46 26.54 27.69 28.89 30.15 31.48 32.90 34.39 35.96 37.62 39.38 41.25 43.23 45.34 47.58 49.95 52.50 55.21 58.12 61.23 64.56 68.14 72.02 76.21 80.76 85.71 91.11 97.01 103.49 110.63 118.54 127.35 137.24 148.46 161.34 176.28 193.81 214.70 240.06
•Q © 3 ,C C o 2 9/12 $22.70 23.67 24.68 25.73 26.85 28.01 29.23 30.52 31.90 33.34 34.87 36.48 38.18 39.99 41.91 43.96 46.13 48.43 50.90 53.53 56.35 59.37 62.60 66.07 69.83 73.89 78.31 83.11 88.34 94.06 100.35 107.27 114.94 123.48 133.07 143.95 156.44 170.91 187.91 208.15 232.70
O J. © u c § 2 8/12 $21.99 22.93 23.91 24.93 26.01 27.13 28.32 29.57 30.89 32.29 33.77 35.33 36.99 38.74 40.60 42.58 44.68 46.91 49.30 51.85 54.59 57.50 60.64 63.99 67.64 71.57 75.85 80.50 85.57 91.11 97.20 103.91 111.35 119.62 128.90 139.44 151.53 165.55 182.01 201.60 225.36
vice Life In 55, $1,000 2 7/12 $21.27 22.18 23.13 24.12 25.16 26.25 27.40 28.61 29.89 31.25 32.68 34.19 35.79 37.48 39.28 41.20 43.23 45.39 47.70 50.17 52.82 55.64 58.67 61.92 65.45 69.26 73.40 77.90 82.80 88.17 94.06 100.55 107.75 115.75 124.74 134.93 146.63 160.19 176.10 195.05 218.03
National Sei ' AT AGE f 2 6/12 $20.56 21.44 22.35 23.31 24.32 25.38 26.48 27.65 28.89 30.20 31.58 33.04 34.59 36.22 37.96 39.82 41.79 43.87 46.11 48.50 51.05 53.78 56.71 59.85 63.26 66.94 70.94 75.29 80.04 85.22 90.92 97.19 104.15 111.88 120.57 130.43 141.73 154.83 170.20 188.51 210.69
rve values (. DOWMENT 2 5/12 $19.85 20.70 21.58 22.50 23.48 24.50 25.56 26.69 27.89 29.15 30.49 31.90 33.39 34.97 36.65 38.44 40.34 42.35 44.51 46.82 49.28 51.92 54.75 57.78 61.07 64.62 68.49 72.69 77.27 82.27 87.77 93.83 100.55 108.02 116.40 125.92 136.82 149.46 164.30 181.96 203.36
© Z © rt *5 c o © 2 4/12 $19.13 19.95 20.80 21.69 22.63 23.62 24.64 25.73 26.89 28.11 29.39 30.75 32.19 33.71 35.33 37.06 38.89 40.83 42.91 45.14 47.51 50.06 52.78 55.71 58.88 62.31 66.03 70.08 74.50 79.33 84.63 90.47 96.95 104.15 112.24 121.41 131.92 144.10 158.39 175.41 196.02
£ 0) s 2 3/12 $18.42 19.21 20.03 20.88 21.79 22.74 23.72 24.77 25.89 27.06 28.30 29.61 30.99 32.46 34.02 35.68 37.44 39.31 41.31 43.46 45.74 48.20 50.82 53.64 56.69 59.99 63.58 67.48 71.73 76.38 81.48 87.11 93.35 100.29 108.07 116.90 127.01 138.74 152.49 168.86 188.69
£ 2 2/12 $17.71 18.47 19.25 20.08 20.95 21.86 22.81 23.82 24.88 26.01 27.20 28.46 29.80 31.20 32.70 34.30 36.00 37.79 39.72 41.78 43.98 46.33 48.86 51.56 54.50 57.67 61.12 64.87 68.96 73.43 78.34 83.75 89.76 96.42 103.90 112.39 122.11 133.38 146.59 162.31 181.35
serve Values 2 1/12 $16.99 17.72 18.48 19.27 20.10 20.98 21.89 22.86 23.88 24.97 26.11 27.32 28.60 29.95 31.39 32.92 34.55 36.27 38.12 40.10 42.21 44.47 46.89 49.49 52.31 55.36 58.67 62.27 66.19 70.49 75.19 80.39 86.16 92.56 99.74 107.88 117.20 128.01 140.68 155.76 174.02
© X *re c o ■c u re End of 2d year $16.28 16.98 17.70 18.46 19.26 20.10 20.97 21.90 22.88 23.92 25.01 26.17 27.40 28.69 30.07 31.54 33.10 34.75 36.52 38.42 40.44 42.61 44.93 47.42 50.12 53.04 56.21 59.66 63.42 67.54 72.05 77.03 82.56 88.69 95.57 103.37 112.30 122.65 134.78 149.21 166.68
Age 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55
140
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Fourth Year
End of End of
Age 3d year 3 1/12 3 2/12 3 3/12 3 4/12 3 5/12 3 6/12 3 7/12 3 8/12 3 9/12 3 10/12 3 11/12 4th year
15 $24.84 $25.58 $26.32 $27.05 $27.79 $28.53 $29.27 $30.00 $30.74 $31.48 $32.22 $32.95 $33.69
16 25.90 26.67 27.44 28.21 28.98 29.75 30.52 31.28 32.05 32.82 33.59 34.36 35.13
17 27.01 27.81 28.61 29.41 30.21 31.01 31.81 32.62 33.42 34.22 35.02 35.82 36.62
18 28.16 29.00 29.83 30.67 31.50 32.34 33.17 34.01 34.85 35.68 36.52 37.35 38.19
19 29.38 30.25 31.12 31.99 32.86 33.73 34.60 35.48 36.35 37.22 38.09 38.96 39.83
20 30.65 31.56 32.47 33.37 34.28 35.19 36.10 37.01 37.92 38.82 39.73 40.64 41.55
21 31.99 32.94 33.89 34.83 35.78 36.73 37.68 38.63 39.58 40.52 41.47 42.42 43.37
22 33.40 34.39 35.38 36.37 37.36 38.35 39.34 40.34 41.33 42.32 43.31 44.30 45.29
23 34.90 35.94 36.97 38.01 39.04 40.08 41.11 42.15 43.18 44.22 45.25 46.29 47.32
24 36.48 37.56 38.64 39.73 40.81 41.89 42.97 44.05 45.13 46.22 47.30 48.38 49.46
25 38.15 39.28 40.41 41.54 42.67 43.80 44.93 46.07 47.20 48.33 49.46 50.59 51.72
26 39.91 41.09 42.28 43.46 44.64 45.83 47.01 48.19 49.38 50.56 51.74 52.93 54.11
27 41.78 43.02 44.26 45.49 46.73 47.97 49.21 50.45 51.69 52.92 54.16 55.40 56.64
28 43.76 45.06 46.36 47.65 48.95 50.25 51.55 52.81 54.14 55.44 56.74 58.03 59.33
29 45.86. 47.22 48.58 49.94 51.30 52.66 54.02 55.38 56.74 58.10 59.46 60.82 62.18
30 48.10 49.53 50.95 53.28 53.80 55.23 56.65 ' 58.08 59.50 60.93 62.35 63.78 65.20
31 50.47 51.97 53.46 54.96 56.45 57.95 59.44 60.94 62.43 63.93 65.42 66.92 68.41
32 52.99 54.56 56.13 57.70 59.27 60.84 62.41 63.99 65.56 67.13 68.70 70.27 71.84
33 55.69 57.34 58.99 60.64 62.29 63.94 65.59 67.23 68.88 70.53 72.18 73.83 75.48
34 58.57 60.31 62.04 63.78 65.51 67.25 68.98 70.72 72.45 74.19 75.92 77.66 79.39
35 61.66 63.48 65.31 67.13 68.96 70.78 72.61 74.43 76.25 78.08 79.90 81.73 83.55
36 64.95 66.87 68.79 70.72 72.64 74.56 76.48 78.40 80.32 82.25 84.17 86.09 88.01
37 68.49 70.52 72.54 74.57 76.59 78.62 80.64 82.67 84.69 86.72 88.74 90.77 92.79
38 72.28 74.42 76.56 78.70 80.84 82.98 85.12 87.25 89.39 91.53 93.67 95.81 97.95
39 76.40 78.66 80.92 83.18 85.44 87.70 89.96 92.21 94.47 96.73 98.99 101.25 103.51
40 80.84 83.23 85.62 88.01 90.40 92.79 95.18 97.58 99.97 102.36 104.75 107.14 109.53
41 85.67 88.20 90.74 93.27 95.80 98.34 100.87 103.40 105.94 108.47 111.00 113.54 116.07
42 90.92 93.61 96.30 98.98 101.67 104.36 107.05 109.73 112.42 115.11 117.80 120.48 123.17
43 96.65 99.51 102.36 105.22 108.07 110.93 113.78 116.64 119.49 122.35 125.20 128.06 130.91
44 102.90 105.94 108.98 112.02 115.06 118.10 121.14 124.17 127-21 130.25 133.29 136.33 139.37
45 109.78 113.02 116.26 119.50 122.74 125.98 129.22 132.46 135.70 138.94 142.18 145.42 148.66
46 117.35 120.81 124.27 127.74 131.20 134.65 138.12 141.58 145.04 148.51 151.97 155.43 158.89
47 125.74 129.45 133.16 136.86 140.57 144.28 147.99 151.70 155.41 159.11 162.82 166.53 170.24
48 135.08 139.06 143.05 147.03 151.02 155.00 158.99 162.97 166.95 170.94 174.92 178.91 182.89
49 145.57 149.87 154.17 158.46 162.76 167.06 171.36 175.65 179.95 184.25 188.55 192.84 197.14
50 157.48 162.14 166.79 171.45 176.10 180.76 185.41 190.07 194.72 199.38 204.03 208.69 213.34
51 171.15 176.22 181.28 186.35 191.42 196.48 201.55 206.62 211.68 216.75 221.82 226.88 231.95
52 187.00 192.55 198.09 203.64 209.19 214.73 220.28 225.83 231.37 236.92 242.47 248.01 253.56
53 205.62 211.74 217.85 223.97 230.08 236.20 242.31 248.43 254.54 260.66 266.77 272.89 279.00
54 227.80 234.60 241.40 248.19 254.99 261.79 268.59 275.38 282.18 288.98 295.78 302.57 309.37
55 254.70 262.33 269.96 277.59 285.22 292.85 300.48 308.12 315.75 323.38 331.01 338.64 346.27
141
142
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Fifth Year
End of End of
Age 4th year 4 1/12 4 2/12 4 3/12 4 4/12 4 5/12 4 6/12 4 7/12 4 8/12 4 9/12 4 10/12 4 11/12 5th year
15 $33.69 $34.45 $35.22 $35.98 $36.74 $37.50 $38.27 $39.03 $39.79 $40.55 $41.32 $42.08 $42.84
16 35.13 35.92 36.72 37.51 38.31 39.10 39.90 40.69 41.48 42.28 43.07 43.87 44.66
17 36.62 37.45 38.28 39.10 39.93 40.76 41.59 42.42 43.25 44.07 44.90 45.73 46.56
18 38.19 39.05 39.92 40.78 41.64 42.51 43.37 44.23 45.10 45.96 46.82 47.69 48.55
19 39.83 40.73 41.63 42.53 43.43 44.33 45.23 46.13 47.03 47.93 48.83 49.73 50.63
20 41.55 42.49 43.43 44.37 45.31 46.25 47.19 48.13 49.07 50.01 50.95 51.89 52.83
21 43.37 44.35 45.33 46.31 47.29 48.27 49.25 50.24 51.22 52.20 53.18 54.16 55.14
22 45.29 46.31 47.34 48.36 49.39 50.41 51.44 52.46 53.48 54.51 55.53 56.56 57.58
23 47.32 48.39 49.46 50.53 51.60 52.67 53.74 54.80 55.87 56.94 58.01 59.08 60.15
24 49.46 50.58 51.70 52.81 53.93 55.05 56.17 57.29 58.41 59.52 60.64 61.76 62.88
25 51.72 52.89 54.06 55.23 56.40 57.57 58.74 59.90 61.07 62.24 63.41 64.58 65.75
26 54.11 55.33 56.56 57.78 59.00 60.22 61.45 62.67 63.89 65.11 66.34 67.56 68.78
27 56.64 57.92 59.20 60.48 61.76 63.04 64.32 65.60 66.88 68.16 69.44 70.72 72.00
28 59.33 60.67 62.01 63.35 64.69 66.03 67.37 68.71 70.05 71.39 72.73 74.07 75.41
29 62.18 63.58 64.99 66.39 67.79 69.20 70.60 72.00 73.41 74.81 76.21 77.62 79.02
30 65.20 66.67 68.14 69.62 71.09 72.56 74.03 75.50 76.97 78.45 79.92 81.39 82.86
31 68.41 69.96 71.50 73.05 74.59 76.14 77.68 79.23 80.77 82.32 83.86 85.41 86.95
32 71.84 73.46 75.08 76.70 78.32 79.94 81.56 83.19 84.81 86.43 88.05 89.67 91.29
33 75.48 77.18 78.89 80.59 82.29 84.00 85.70 87.40 89.11 90.81 92.51 94.22 95.92
34 79.39 81.18 82.97 84.76 86.55 88.34 90.13 91.92 93.71 95.50 97.29 99.08 100.87
35 83.55 85.43 87.32 89.20 91.09 92.97 94.86 96.74 98.62 100.51 102.39 104.28 106.16
36 88.01 89.99 91.98 93.96 95.94 97.93 99.91 101.89 103.88 .105.86 107.84 109.83 111.81
37 92.79 94.88 96.97 99.07 101.16 103.25 105.34 107.43 109.52 111.62 113.71 115.80 117.89
38 97.95 100.16 102.36 104.57 106.78 108.98 111.19 113.40 115.60 117.81 120.02 122.22 124.43
39 103.51 105.84 108.18 110.51 112.84 115.17 117.51 119.84 122.17 124.50 126.84 129.17 131.50
40 109.53 112.00 114.46 116.93 119.40 121.86 124.33 126.80 129.26 131.73 134.20 136.66 139.13
41 116.07 118.68 121.30 123.91 126.52 129.13 131.75 134.36 136.97 139.58 142.20 144.81 147.42
42 123.17 125.94 128.71 131.48 134.25 137.02 139.79 142.57 145.34 148.11 150.88 153.65 156.42
43 130.91 133.85 136.80 139.74 142.68 145.63 148.57 151.51 154.46 157.40 160.34 163.29 166.23
44 139.37 142.50 145.64 148.77 151.90 155.03 158.17 161.30 164.43 167.56 170.70 173.83 176.96
45 148.66 152.00 155.34 158.68 162.02 165.36 168.70 172.03 175.37 178.71 182.05 185.39 188.73
46 158.89 162.46 166.03 169.59 173.16 176.73 180.30 183.86 187.43 191.00 194.57 198.13 201.70
47 170.24 174.06 177.89 181.71 185.53 189.35 193.18 197.00 200.82 204.64 208.47 212.29 216.11
48 182.89 187.00 191.11 195.22 199.33 203.44 207.55 211.66 215.77 219.88 223.99 228.10 232.21
49 197.14 201.58 206.01 210.45 214.88 219.32 223.75 228.19 232.63 237.06 241.50 245.93 250.37
50 213.34 218.15 222.96 227.76 232.57 237.38 242.19 247.00 251.81 256.61 261.42 266.23 271.04
51 231.95 237.19 242.43 247.67 252.91 258.15 263.39 268.63 273.87 279.11 284.35 289.59 294.83
52 253.56 259.31 265.05 270.80 276.54 282.29 288.03 293.78 299.53 305.27 311.02 316.76 322.51
53 279.00 285.35 291.69 298.04 304.38 310.73 317.07 323.42 329.77 336.11 342.46 248.80 355.15
54 309.37 316.44 323.51 330.58 337.65 344.72 351.79 358.87 365.94 373.01 380.08 387.15 394.22
55 346.27 354.23 362.19 370.15 378.11 386.07 394.03 401.99 409.95 417.91 425.87 '433.83 441.79
TM 14-600 29 May 47
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Sixth Year
End of End of
Age 5th year 5 1/12 5 2/12 5 3/12 5 4/12 5 5/12 5 6/12 5 7/12 5 8/12 5 9/12 5 10/12 5 11/12 6th year
15 $42.84 $43.63 $44.42 $45.21 $46.00 $46.79 $47.58 $48.36 $49.15 $49.94 $50.73 $51.52 $52.31
16 44.66 45.48 46.30 47.13 47.95 48.77 49.59 50.41 51.23 52.06 52.88 53.70 54.52
17 46.56 47.42 48.27 49.13 49.98 50.84 51.69 52.55 53.41 54.26 55.12 55.97 56.83
18 48 55 49 44 5033 51.23 52.12 53.01 53.90 54.79 55.68 56.58 57.47 58.36 59.25
19 5063 5156 5249 53.42 54.35 55.28 56.21 57.15 58.08 59.01 59.94 60.87 61.80
20 52.83 53.80 . 54.77 55.74 56.71 57.68 58.65 59.63 60.60 61.57 62.54 63.51 64.48
21 55.14 56.15 57.17 58.18 59.19 60.21 61.22 62.23 63.25 64.26 65.27 66.29 67.30
22 57.58 58.64 59.70 60.75 61.81 62.87 63.93 64.98 66.04 67.10 68.16 69.21 70.27
23 60.15 61.26 62.36 63.47 64.57 65.68 66.78 67.89 69.00 70.10 71.21 72.31 73.42
24 62.88 64.04 65.19 66.35 67.50 68.66 69.81 70.97 72.12 73.28 74.43 75.59 76.74
25 65.75 66.96 68.17 69.37 70.58 71.79 73.00 74.20 75.41 76.62 77.83 79.03 80.24
26 68.78 70.04 71.31 72.57 73.83 75.10 76.36 77.62 78.89 80.15 81.41 82.68 83.94
27 72.00 73.32 74.65 75.97 77.29 78.61 79.94 81.26 82.58 83.90 85.23 86.55 87.87
28 7541 76.79 78.18 79.56 80.95 82.33 83.72 85.10 86.48 87.87 89.25 90.64 92.02
29 79.02 80.47 81.92 83.37 84.82 86.27 87.72 89.17 90.62 92.07 93.52 94.97 96.42
30 82.86 84.38 85.90 87.42 88.94 90.46 91.98 93.51 95.03 96.55 98.07 99.59 101.11
31 86.95 88.55 90.14 91.74 93.33 94.93 96.52 98.12 99.71 101.31 102.90 104.50 106.09
32 91.29 92.96 94.64 96.31 97.99 99.66 101.34 103.01 104.68 106.36 108.03 109.71 111.38
33 95.92 97.68 99.44 101.19 102.95 104.71 106.47 108.23 109.99 111.74 113.50 115.26 117.02
34 100.87 102.72 104.57 106.41 108.26 110.11 111.96 113.81 115.66 117.50 119.35 121.20 123.05
35 106.16 108.10 110.05 111.99 113.93 115.88 117.82 119.76 121.71 123.65 125.59 127.54 129.48
36 111 81 113.86 115.91 117.95 120.00 122.05 124.10 126.14 128.19 130.24 132.29 134.33 136.38
37 117.89 120.05 122.21 124.36 126.52 128.68 130.84 133.00 135.16 137.31 139.47 141.63 143.79
38 124.43 126.71 128.99 131.26 133.54 135.82 138.10 140.37 142.65 144.93 147.21 149.48 151.76
39 131.50 133.91 136.31 138.72 141.12 143.53 145.93 148.34 150.75 153.15 155.56 157.96 160.37
40 139.13 141.68 144.22 146.77 149.31 151.86 154.40 156.95 159.49 162.04 164.58 167.13 169.67
41 147.42 150.12 152.81 155.51 158.20 160.90 163.59 166.29 168.98 171.68 174.37 177.07 179.76
15642 159.28 162.14 164.99 167.85 170.71 173.57 176.42 179.28 182.14 185.00 187.85 190.71
43 166.23 169.27 172.30 175.34 178.37 181.41 184.44 187.48 190.51 193.55 196.58 ' 199.62 202.65
44 176.96 180.19 183.42 186.64 189.87 193.10 196.33 199.56 202.79 206.01 209.24 212.47 215.70
188.73 192.17 195.61 199.05 202.49 205.93 209.37 212.82 216.26 219.70 223.14 226.58 230.02
46 201.70 205.38 209.06 212.73 216.41 220.09 223.77 227.45 231.13 234.80 238.48 242.16 245.84
47 216.11 220.05 224.00 227.94 231.88 235.82 239.77 243.71 247.65 251.59 255.54 259.48 263.42
48 232.21 236.45 240.69 244.94 249.18 253.42 257.66 261.90 266.14 270.39 274.63 278.87 283.11
49 250.37 254.95 259.53 264.12 268.70 273.28 277.86 282.44 287.02 291.61 296.19 300.77 305.35
50 271.04 276.01 280.99 285.96 290.93 295.91 300.88 305.85 310.83 315.80 320.77 325.75 330.72
51 294.83 300.26 305.69 311.11 316.54 321.97 327.40 332.83 338.26 343.68 349.11 354.54 359.97
52 322.51 328.47 334.44 340.40 346.36 352.33 358.29 364.25 370.22 376.18 38^.14 388.11 394.07
53 355.15 361.75 368.36 374.96 381.56 388.16 394.77 401.37 407.97 414.57 421.18 427.78 434.38
54 394.22 401.60 408.97 416.35 423.72 431.10 438.47 445.85 453.23 460.60 467.98 475.35 482.73
55 441.79 450.12 458.45 466.77 475.10 483.43 491.76 500.09 508.42 516.74 525.07 533.40 541.73
143
TM
14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Seventh Year
End of „ . -
End of
Age 6th year 6 1/12 6 2/12 6 3/12 6 4/12 6 5/12 6 6/12 6 7/12 6 8/12 6 9/12 6 10/12 6 11/12 7th year
15 $52.31 $53.12 $53.94 $54.75 $55.57 $56.38 $57.20 $58.01 $58.82 $59.64 $60.45 $61.27 $62.08
16 5452 55.37 56.22 57.06 57.91 59.76 59.61 60.46 61.31 62.15 63.00 63.85 64.70
17 56.83 57.71 58.60 59.48 60.37 61.25 62.14 63.02 63.90 64.79 65.67 66.56 67.44
18 5925 6017 61 09 62.02 62.94 63.86 64.78 65.70 66.62 67.55 68.47 69.39 70.31
19 61.80 62.76 63.72 64.69 65.65 66.61 67.57 68.53 69.49 70.46 71.42 72.38 73.34
20 6448 6548 6649 67.49 68.49 69.50 70.50 71.50 72.51 73.51 74.51 75.52 76.52
21 6730 6835 6939 70.44 71.49 72.53 73.58 74.63 75.67 76.72 77.77 78.81 79.86
22 70.27 71.36 72.46 73.55 74.65 75.74 76.84 77.93 79.02 80.12 81.21 82.31 83.40
23 73 42 7456 75-70 76.85 77.99 79.13 80.27 81.41 82.55 83.70 84.84 85.98 87'12
24 76.74 77.93 79.13 80.32 81.51 82.70 83.90 85.09 86.28 87.47 88.67 89.86 91.05
25 80.24 81.49 82.74 83.98 85.23 86.48 87.73 88.97 90.22 91.47 92.72 93.96 95.21
26 8394 85 25 86 55 87.86 89.16 90.47 91.77 93.08 94.39 95.69 97.00 98.30 99.61
27 8787 89 24 90 60 91.97 93.33 94.70 96.06 97.43 98.79 100.16 101.52 102.89 104.25
28 92.02 93.45 94.88 96.30 97.73 99.16 100.59 102.02 103.45 104.87 106.30 107.73 109.16
29 9642 9792 9942 100.91 102.41 103.91 105.41 106.91 108.41 109.90 111.40 112.90 114.40
30 101.11 102.68 104.25 105.82 107.39 108.96 110.53 112.10 113.67 115.24 116.81 118.38 119.95
31 106.09 107.74 109.38 111.03 112.68 114.32 115.97 117.62 119.26 120.91 122.56 124.20 125.85
32 111.38 113.11 114.84 116.56 118.29 120.02 121.75 123.48 125.21 126.93 128.66 130.39 132.12
33 117.02 118.84 120.65 122.47 124.28 126.10 127.91 129.73 131.54 133.36 135.17 136.99 138.80
34 123.05 124.96 126.86 128.77 130.68 132.58 134.49 136.40 138.30 140.21 142.12 144.02 145.93
35 129.48 131.49 133.49 135.50 137.51 139.51 141.52 143.53 145.53 147.54 149.55 151.55 153.56
36 136.38 138.49 140.61 142.72 144.83 146.94 149.06 151.17 153.28 155.39 157.51 159.62 161.73
37 143.79 146.02 148.25 150.47 152.70 154.93 157.16 159.38 161.61 163.84 166.07 168.29 170.52
38 151.76 154.11 156.46 158.81 161.16 163.51 165.86 168.21 170.56 172.91 175.26 177.61 179.96
39 160.37 162.85 165.33 167.82 170.30 172.78 175.26 177.74 180.22 182.71 185.19 187.67 190.15
40 169.67 172.29 174.92 177.54 180.17 182.79 185.42 188.04 190.66 193.29 195.91 198.54 201.16
41 179.76 182.54 185.32 188.09 190.87 193.65 196.43 199.21 201.99 204.76 207.54 210.32 213.10
42 190.71 193.66 196.60 199.55 202.49 205.44 208.38 211.33 214.28 217.22 220.17 223.11 226.06
43 202.65 205.78 208.91 212.03 215.16 218.29 221.42 224.54 227.67 230.80 233.93 237.05 240.18
44 215.70 219.03 222.35 225.68 229.01 232.33 235.66 238.99 242.31 245.64 248.97 252.29 255.62
45 230.02 233.57 237.12 240.66 244.21 247.76 251.31 254.85 258.40 261.95 265.50 269.04 272.59
46 245.84 249.63 253.43 257.22 261.01 264.80 268.60 272.39 276.18 279.97 283.77 287.56 291.35
47 263.42 267.49 271.56 275.63 279.70 283.77 287.84 291.90 295.97 300.04 304.11 308.18 312.25
48 283.11 287.49 291.87 296.26 300.64 305.02 309.40 313.78 318.16 322.55 326.93 331.31 335.69
49 305.35 310.09 314.83 319.57 324.31 329.05 333.79 338.52 343.26 348.00 352.74 357.48 362.22
50 330.72 335.87 341.02 346.18 351.33 356.48 361.63 366.78 371.93 377.09 382.24 387.39 392.54
51 359.97 365.60 371.24 376.87 382.50 388.14 393.77 399.40 405.04 410.67 416.30 421.94 427.57
52 394.07 400.27 406.48 412.68 418.89 425.09 431.30 437.50 443.70 449.91 456.11 462.32 468.52
53 434.38 441.27 448.15 455.04 461.93 468.81 475.70 482.59 489.47 496.36 503.25 510.13 517.02
54 482.73 490.45 498.17 505.88 513.60 521.32 529.04 536.75 544.47 552.19 559.91 567.62 575.34
55 541.73 550.48 559.23 567.97 576.72 585.47 594.22 602.96 611.71 620.46 629.21 637.95 646.70
144
29 May 47 TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Eighth Year
End of End of
Age 7th year 7 1/12 7 2/12 7 3/12 7 4/12 7 5/12 7 6/12 7 7/12 7 8/12 7 9/12 7 10/12 7 11/12 8th year
15 $62.08 $62.92 $63.76 $64.61 $65.45 $66.29 $67.13 $67.97 $68.81 $69.66 $70.50 $71.34 $72.18
16 64.70 65.58 66.45 67.33 68.21 69.08 69.96 70.84 71.71 72.59 73.47 74.34 75.22
17 67 44 68.35 69.27 70.18 71.10 72.01 72.93 73.84 74.75 75.67 76.58 77.50 78.41
18 70 31 71 26 72.22 73.17 74.12 75.08 76.03 76.98 77.94 78.89 79.84 80.80 81.75
19 7334 7433 75.33 76.32 77.31 78.31 79.30 80.29 81.29 82.28 83.27 84.27 85.26
20 7652 77 56 78.59 79.63 80.67 81.70 82.74 83.78 84.81 85.85 86.89 87.92 88.96
21 79 86 80.94 , 82.03 83.11 84.19 85.27 86.36 87.44 88.52 89.60 90.69 91.77 92.85
22 83.40 84.53 85.66 86.79 87.92 89.05 90.18 91.30 92.43 93.56 94.69 95.82 96.95
23 8712 88 30 89.48 90.66 91.84 93.02 94.20 95.38 96.56 97.74 98.92 100.10 101.28
24 9105 92.28 93.52 94.75 95.98 97.22 98.45 99.68 100.92 102.15 103.38 104.62 105.85
25 9521 96 50 97.79 99.08 100.37 101.66 102.95 104.23 105.52 106.81 108.10 109.39 110.68
26 99 61 100.96 102.31 103.65 105.00 106.35 107.70 109.04 110.39 111.74 113.09 114.43 115.78
27 104.25 105.66 107.07 108.48 109.89 111.30 112.71 114.13 115.54 116.95 118.36 119.77 121.18
28 109.16 110.64 112.12 113.59 115.07 116.55 118.03 119.51 120.99 122.46 123.94 125.42 126.90
29 114.40 115.95 117.50 119.04 120.59 122.14 123.69 125.23 126.78 128.33 129.88 131.42 132.97
30 119.95 121.57 123.19 124.82 126.44 128.06 129.68 131.30 132.92 134.55 136.17 137.79 139.41
31 125.85 127.55 129.25 130.95 132.65 134.35 136.05 137.75 139.45 141.15 142.85 144.55 146.25
32 132.12 133.90 135.69 137.47 139.25 141.04 142.82 144.60 146.39 148.17 149.95 151.74 153.52
33 138.80 140.67 142.55 144.42 146.29 148.16 150.04 151.91 153.78 155.65 157.53 159.40 161.27
34 145.93 147.90 149.87 151.84 153.81 155.78 157.75 159.71 161.68 163.65 165.62 167.59 169.56
35 153.56 155.63 157.70 159.78 161.85 163.92 165.99 168.06 170.13 172.21 174.28 176.35 178.42
36 161.73 163.91 166.09 168.28 170.46 172.64 174.82 177.00 179.18 181.37 183.55 185.73 187.91
37 170.52 172.82 175.12 177.41 179.71 182.01 184.31 186.60 188.90 191.20 193.50 195.79 198.09
38 179.96 182.38 184.81 187.23 189.66 192.08 194.51 196.93 199.35 201.78 204.20 206.63 209.05
39 190.15 192.71 195.27 197.83 200.39 202.95 205.51 208.07 210.63 213.19 215.75 218.31 220.87
40 201.16 203.87 206.57 209.28 211.98 214.69 217.39 220.10 222.81 225.51 228.22 230.92 233.63
41 213.10 215.96 218.83 221.69 224.56 227.42 230.29 233.15 236.01 238.88 241.74 244.61 247.47
42 226.06 229.10 232.13 235.17 238.20 241.24 244.27 247.31 250.35 253.38 256.42 259.45 262.49
43 240.18 243.40 246.63 249.85 253.07 256.30 259.52 262.74 265.97 269.19 272.41 275.64 278.86
44 255.62 259.05 262.48 265.91 269.34 272.77 276.20 279.62 283.05 286.48 289.91 293.34 296.77
45 272.59 276.25 279.91 283.57 287.23 290.89 294.55 298.20 301.86 305.52 309.18 312.84 316.50
46 291.35 295.27 299.18 303.10 307.01 310.93 314.84 318.76 322.68 326.59 330.51 334.42 338.34
47 312.25 316.45 320.66 324.86 329.07 333.27 337.48 341.68 345.88 350.09 354.29 358.50 362.70
48 335.69 340.22 344.76 349.29 353.82 358.35 362.89 367.42 371.95 376.48 381.02 385.55 390.08
49 362.22 367.13 372.04 376.95 381.86 386.77 391.68 396.58 401.49 406.40 411.31 416.22 421.13
50 392.54 397.89 403.24 408.58 413.93 419.28 424.63 429.97 435.32 440.67 446.02 451.36 456.71
51 427.57 433.43 439.29 445.15 451.01 456.87 462.73 468.60 474.46 480.32 486.18 492.04 497.90
52 468.52 474.99 481.46 487.93 494.40 500.87 507.34 513.82 520.29 526.76 533.23 539.70 546.17
53 517.02 524.23 531.43 538.64 545.84 553.05 560.25 567.46 574.67 581.87 589.08 596.28 603.49
54 575.34 583.45 591.55 599.66 607.76 615.87 623.97 632.08 640.19 648.29 656.40 664.50 672.61
55 646.70 655.93 665.16 674.38 683.61 692.84 702.07 711.29 720.52 729.75 738.98 748.20 757.43
145
146
TM 14-600 29 May 47
Table II. Fractional reserve values (National Service Life Insurance)—Continued. Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Ninth Year
End of End of
Age 8th year 8 1/12 8 2/12 8 3/12 8 4/12 8 5/12 8 6/12 ’ 8 7/12 8 8/12 8 9/12 8 10/12 8 11/12 9th year
15 $72.18 $73.05 $73.92 $74.79 $75.66 $76.53 $77.40 $78.27 $79.14 $80.01 $80.88 $81.75 $82.62
16 75.22 76.13 77.03 77.94 78.85 79.75 80.66 81.57 82.47 83.38 84.29 85.19 86.10
17 78.41 79.35 80.30 81.24 82.19 83.13 84.08 85.02 85.96 86.91 87.85 88.80 89.74
18 81.75 82.74 83.72 84.71 85.69 86.68 87.66 88.65 89.63 90.62 91.60 92.59 93.57
19 85.26 86.29 87.32 88.34 89.37 90.40 91.43 92.45 93.48 94.51 95.54 96.56 97.59
20 88.96 90.03 91.10 92.18 93.25 94.32 95.39 96.46 97.53 98.61 99.68 100.75 101.82
21 92.85 93.97 95.09 96.20 97.32 98.44 99.56 100.68 101.80 102.91 104.03 105.15 106.27
22 96.95 98.12 99.29 100.45 101.62 102.79 103.96 105.12 106.29 107.46 108.63 109.79 110.96
23 101.28 102.50 103.72 104.94 106.16 107.38 108.60 109.81 111.03 112.25 113.47 114.69 115.91
24 105.85 107.12 108.40 109.67 110.95 112.22 113.50 114.77 116.04 117.32 118.59 119.87 121.41
25 110.68 112.01 113.34 114.68 116.01 117.34 118.67 120.00 121.33 122.67 124.00 125.33 126.66
26 115.78 117.17 118.57 119.96 121.35 122.74 124.14 125.53 126.92 128.31 129.71 131.10 132.49
27 121.18 122.64 124.10 125.55 127.01 128.47 129.93 131.38 132.84 134.30 135.76 137.21 138.67
28 126.90 128.43 129.95 131.48 133.00 134.53 136.05 137.58 139.10 140.63 142.15 143.68 145.20
29 132.97 134.57 136.17 137.76 139.36 140.96 142.56 144.15 145.75 147.35 148.95 150.54 152.14
30 139.41 141.08 142.76 144.43 146.10 147.78 149.45 151.12 152.80 154.47 156.14 157.82 159.49
31 146.25 148.01 149.76 151.52 153.27 155.03 156.78 158.54 160.29 162.05 163.80 165.56 167.31
32 153.52 155.36 157.20 159.04 1^0.88 162.72 164.56 166.41 168.25 170.09 171.93 173.77. 175.61
33 161.27 163.20 165.14 167.07 169.00 170.94 172.87 174.80 176.74 178.67 180.60 182.54 184.47
34 169.56 171.59 173.62 175.66 177.69 179.72 181.75 183.78 185.81 187.85 189.88 191.91 193.94
35 178.42 180.56 182.69 184.83 186.97 189.10 191.24 193.38 195.51 197.65 199.79 201.92 204.06
36 187.91 190.16 192.41 194.66 196.91 199.16 201.41 203.65 205.90 208.15 210.40 212.65 214.90
37 198.09 200.46 202.83 205.20 207.57 209.94 212.31 214.69 217.06 219.43 221.80 224.17 226.54
38 209.05 211.55 214.05 216.55 219.05 221.55 224.05 226.55 229.05 231.55 234.05 236.55 239.05
39 220.87 223.51 226.15 228.79 231.43 234.07 236.71 239.34 241.98 244.62 247.26 249.90 252.54
40 233.63 236.42 239.21 242.00 244.79 247.58 250.37 253.16 255.95 258.74 261.53 264.32 267.11
41 247.47 250.42 253.37 256.33 259.28 262.23 265.18 268.13 271.08 274.04 276.99 279.94 282.89
42 262.49 265.62 268.75 271.87 275.00 278.13 281.26 284.39 287.52 290.64 293.77 296.90 300.03
43 278.86 282.18 285.50 288.83 292.15 295.47 298.79 302.11 305.43 308.76 312.08 315.40 318.72
44 296.77 300.31 303.84 307.38 310.92 314.45 317.99 321.53 325.06 328.60 332.14 355.67 339.21
45 316.50 320.28 324.05 327.83 331.60 335.38 339.15 342.93 346.71 350.48 354.26 358.03 361.81
46 338.34 342.38 346.43 350.47 354.52 358.56 362.61 366.65 370.69 374.74 378.78 382.83 386.87
47 362.70 367.05 371.40 375.74 380.09 384.44 388.79 393.13 397.48 401.83 406.18 410.52 414.87
48 390.08 394.78 399.47 404.17 408.86 413.56 418.25 422.95 427.64 432.34 437.03 441.73 446.42
49 421.13 426.23 431.32 436.42 441.51 446.61 451.70 456.80 461.90 466.99 472.09 477.18 482.28
50 456.71 462.27 467.84 473.40 478.96 484.52 490.09 495.65 501.21 506.77 512.34 517.90 523.46
51 497.90 504.01 510.13 516.24 522.35 528.47 534.58 540.69 546.81 552.92 559.03 565.15 571.26
52 546.17 552.94 559.71 566.49 573.26 580.03 586.80 593.57 600.34 607.12 613.89 620.66 627.43
53 603.49 611.06 618.63 626.20 633.77 641.34 648.91 656.47 664.04 671.61 679.18 686.75 694.32
54 672.61 681.16 689.71 698.27 706.82 715.37 723.92 732.47 741.02 749.58 758.13 766.68 775.23
55 757.43 767.21 777.00 786.78 796.56 806.35 816.13 825.91 835.70 845.48 855.26 865.05 874.83
29 May 47
TM 14-600
Table II. Fractional reserve values (National Service Life Insurance)—Continued.
Fractional Reserve Values ENDOWMENT AT AGE 65, $1,000 Tenth Year
End of 10th year $93.41 97.34 101.46 105.78 110.32 115.10 120.13 125.43 131.03 136.93 143.16 149.75 156.72 164.10 171.92 180.22 189.04 198.42 208.42 219.10 230.52 242.75 255.87 269.98 285.19 301.61 319.39 338.73 359.84 383.02 408.62 437.06 468.92 504.89 545.89 593.08 648.02 712.77 790.13 884.01 1,000.00
9 11/12 $92.51 96.40 100.48 104.76 109.26 । 113.99 118.98 124.22 129.77 135.61 141.79 148.31 155.22 162.53 170.27 178.49 187.23 196.52 206.42 217.00 228.32 240.43 253.43 267.40 282.47 298.74 316.35 335.51 356.41 379.37 404.72 432.88 464.42 500.02 540.59 587.28 641.62 705.66 782.15 874.95 989.57
9 10/12 $91.61 95.47 99.51 103.75 108.20 112.89 117.82 123.02 128.51 134.30 140.41 146.87 153.71 160.95 168.62 176.77 185.42 194.62 204.43 214.91 226.11 238.11 250.98 264.83 279.75 295.86 313.31 332.28 352.99 375.72 400.82 428.70 459.91 495.15 535.29 581.48 635.23 698.55 '774.16 865.88 979.14
9 9/12 $90.71 94.53 98.53 102.73 107.14 111.78 116.67 121.81 127.25 132.98 139.04 145.43 152.21 159.38 166.97 175.04 183.61 192.72 202.43 212.81 223.91 235.79 248.54 262.25 277.03 292.99 310.27 329.06 349.56 372.07 396.92 424.51 455.41 490.27 529.99 575.68 628.83 691.44 766.18 856.82 968.71
9 8/12 $89.81 93.59 97.55 101.71 106.08 110.67 115.51 120.61 125.99 131.67 137.66 144.00 150.70 157.80 165.33 173.31 181.80 190.82 200.44 210.71 221.70 233.47 246.09 259.67 274.31 290.11 307.22 325.83 346.13 368.42 393.02 420.33 450.90 485.40 524.69 569.87 622.43 684.32 758.19 847.75 958.28
9 7/12 $88.91 92.66 96.58 100.69 105.02 109.57 114.36 119.40 124.73 130.35 136.29 142.56 149.20 156.23 163.68 171.58 179.99 188.92 198.44 208.62 219.50 231.15 243.65 257.09 271.59 287.24 304.18 322.61 342.71 364.77 389.12 416.15 446.40 480.53 519.39 564.07 616.04 677.21 750.21 838.69 947.85
9 6/12 $88.02 91.72 95.60 99.68 103.95 108.46 113.20 118.19 123.47 129.03 134.91 141.12 147.70 154.65 162.03 169.86 178.17 187.01 196.44 206.52 217.29 228.82 241.21 254.52 268.86 284.36 301.14 319.38 339.28 361.11 385.21 411.97 441.90 475.66 514.08 558.27 609.64 670.10 742.23 829.62 937.41
9 5/12 $87.12 90.78 94.62 98.66 102.89 107.35 112.05 116.99 122.21 127.72 133.54 139.68 146.19 153.08 160.38 168.13 176.36 185.11 194.45 204.42 215.09 226.50 238.76 251.94 266.14 281.49 298.10 316.16 335.85 357.46 381.31 407.78 437.39 470.78 508.78 552.47 603.24 662.99 734.24 820.56 926.98
9 4/12 $86.22 89.85 93.65 97.64 101.83 106.25 110.89 115.78 120.95 126.40 132.16 138.24 144.69 151.50 158.73 166.40 174.55 183.21 192.45 202.33 212.88 224.18 236.32 249.36 263.42 278.61 295.06 312.93 332.43 353.81 377.41 403.60 432.89 465.91 503.48 546.67 596.85 655.88 726.26 811.49 916.55
9 3/12 $85.32 88.91 92.67 96.62 100.77 105.14 109.74 114.58 119.69 125.09 130.79 136.80 143.18 149.93 157.08 164.67 172.74 181.31 190.46 200.23 210.68 221.86 233.87 246.78 260.70 275.74 292.02 309.71 329.00 350.16 373.51 399.42 428.38 461.04 498.18 540.87 590.45 648.77 718.27 802.43 906.12
9 2/12 $84.42 87.97 91.69 95.61 99.71 104.03 108.58 113.37 118.43 123.77 129.41 135.37 141.68 148.35 155.44 162.95 170.93 179.41 188.46 198.13 208.47 219.54 231.43 244.21 257.98 272.86 288.97 306.48 325.57 346.51 369.61 395.24 423.88 456.17 492.88 535.06 584.05 641.65 710.29 793.36 895.69
9 1/12 $83.52 87.04 90.72 94.59 98.65 102.93 107.43 112.17 117.17 122.46 128.04 133.93 140.17 146.78 153.79 161.22 169.12 177.51 186.47 196.04 206.27 217.22 228.98 241.63 255.26 269.99 285.93 303.26 322.15 342.86 365.71 391.05 419.37 451.29 487.58 529.26 577.66 634.54 702.30 784.30 885.26
End of 9th year $82.62 86.10 89.74 93.57 97.59 101.82 106.27 110.96 115.91 121.14 126.66 132.49 138.67 145.20 152.14 159.49 167.31 175.61 184.47 193.94 204.06 214.90 226.54 239.05 252.54 267.11 282.89 300.03 318.72 339.21 361.81 386.87 414.87 446.42 482.28 523.46 571.26 627.43 694.32 775.23 874.83
Age 15 16 17 * 18 19 ; 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55
147
TM 14-600 29 May 47 Table III. Premium rates and guaranteed values (National Service Life Insurance). Age 15 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
$0.63 1.11 1.43 1.83 3.44 1.40 1 2R $1.89 3.32 4.28 5.48 10.29 4.19 1 HI $3.76 6.62 8.53 10.91 20.51 8.35 $7.46 13.14 16.93 21.67 40.73 16.57 15.15
Ordins 30-pay 20-pay 20-vea
Tnent life
ment life
r endowment ...
Endowment at age 6
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days
Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $5.85 11.89 18.14 24.58 31.24 38.11 45.19 52.49 60.02 67.79 75.81 84.08 92.60 101.39 110.45 119.78 129.40 139.32 ' 149.52 ’ 160.02 217.28 282.67 355.98 435.19 $18.67 37.44 56.35 75.32 94.40 113.53 132.69 151.88 171.08 190.33 209.58 228.83 248.04 267.24 286.41 305.49 324.53 343.51 362.36 381.11 472.94 560.21 641.15 713.52 0 1 2 3 4 5 6 7 8 9 11 12 13 14 15 17 18 19 20 20 22 23 22 20 287 223 175 141 125 125 141 174 224 289 2 92 185 277 361 60 93 87 37 306 331 20 34 193 $9.84 20.03 30.57 41.49 52.77 64.45 76.53 89.03 101.95 115.32 129.16 143.47 158.27 173.59 189.43 205.82 222.78 240.33 258.47 277.24 381.27 504.58 555.22 609.92 1 $31.40 63.07 94.97 127.14 159.45 192.00 224.71 257.60 290.60 323.77 357.07 390.47 423.95 457.55 491.21 524.93 558.72 592.56 626.40 660.28 829.89 900.00 1 2 4 5 7 9 11 13 16 18 20 23 25 26 28 29 31 32 32 33 36 122 279 108 342 259 221 230 288 20 146 278 15 47 356 209 346 44 47 364 276 328 $14.69 29.92 45.70 62.05 78.98 96.52 114.68 133.49 152.97 173.16 194.07 215.74 238.18 261.45 285.55 310.52 336.41 363.25 391.05 419.88 459.42 504.58 555.22 609 92 $46.87 94.21 141.97 190.14 238.65 287.54 336.73 386.24 436.04 486.16 536.52 587.16 638.00 689.13 740.46 791.96 843.70 895.63 947.70 1000.00 2 4 6 9 12 15 19 22 26 29 32 35 37 39 40 42 44 46 49 3 81 239 124 112 207 36 297 180 308 272 78 121 70 324 191 92 105 24
End of policy year 20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $34.45 70.19 107.26 145.70 185.57 226.92 269.82 314.32 360.48 408.38 458.09 509.67 563.20 618.77 676.46 736.35 798.55 863.16 930.27 1000.00 $57.73 114.76 171.04 226.53 281.24 335.14 388.22 440.47 491.87 542.42 592.12 640.94 688.89 735.96 782.16 827.47 871.91 915.49 958.18 1000.00 4 10 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 341 346 $9.49 19.31 29.48 39.99 50.87 62.13 73.77 85.80 98.25 111.12 124.45 138.22 152.47 167.22 182.46 198.23 214.54 231.41 248.85 266.89 366.80 485.00 625.13 792.69 $25.76 51.54 77.34 103.10 128.85 154.56 180.19 205.71 231.17 256.49 281.73 306.81 331.74 356.55 381.14 405.57 429.79 453.81 477.59 501.15 615.17 722.13 821.48 913.43 1 2 4 5 7 9 11 13 15 17 19 22 24 25 27 28 28 27 26 25 20 15 10 5 104 241 48 258 146 75 50 69 127 212 311 23 44 350 203 342 $8.00 16.28 24.84 33.69 42.84 52.31 62.08 72.18 82.62 93.41 104.56 116.08 127.99 140.30 153.01 166.15 179.73 193.75 208.24 223.20 305.66 402.26 515.08 646.51 $23.06 46.19 69.37 92.58 115.81 139.07 162.27 185.44 208.58 231.67 254.68 277.62 300.47 323.22 345.83 368.33 390.69 412.88 434.93 456.78 562.98 663.23 756.60 842.58 1 2 3 4 6 7 9 10 12 14 16 17 19 21 23 24 25 26 27 28 25 20 15 10 28 82 162 270 40 209 42 274 170 91 30 338 272 170 8 146 216 223 173 72
$11.94 89.12 163.46 235.08 304.07 370.54 434.56 496.19 555.60 612.78 667.84 720.87 771.93 821.08 868.40 913.96 957.81
$55.48 110.41 163.28 214.13 441.10 627.65 779.96 902.91 6213 SR
445.41 634.76 787.55_
148
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 16
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.64 $1.92 $3.82 $7 58
Ordinary life 1.13 3.38 6.74 13.38
30-payment life 1 45 4 34 8.65 17.17
20-payment life 1.85 5.54 11.03 21.90
20-year endowment 3.44 10.29 20.51 40.73
Endowment at age 60 1 44 4.31 8.59 17.05
Endowment at age 65 1.31 3.92 7.81 15.51
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash Paid-up value insurance Extension Cash Paid-up value insurance Extension Cash Paid-up value insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $6.08 $19.14 12.36 38.40 18.85 57.76 25.54 77.17 32.45 96.67 39.57 116.19 46.91 135.73 54.49 155.32 62.31 174.94 70.37 194.54 78.69 214.16 87.26 233.74 96.10 253.30 150.21 272.82 114.60 292.28 124.28 311.69 134.25 331.01 144.51 350.22 155.08 369.34 165.97 388.36 225.16 481.11 292.60 568.93 367.73 649.83 448.27 721.64 0 1 2 3 4 5 6 7 8 10 11 12 13 15 16 17 18 19 20 20 22 22 21 20 298 244 207 185 179 191 219 264 327 38 127 222 317 44 121 171 184 152 77 321 246 242 226 4 $10.06 $31.68 20.47 63.59 31.24 95.73 42.38 128.06 53.90 160.57 65.82 193.26 78.15 226.12 90.90 259.11 104.09 292.24 117.74 325.50 131.85 358.84 146.45 392.29 161.55 425.82 177.17 459.42 193.33 493.08 210.05 526.80 227.34 560.53 245.22 594.29 263.71 628.06 282.85 661.85 388.80 830.77 514.30 1000 00 1 x 131 2 295 4 135 6 14 7 304 9 275 11 292 13 353 16 86 18 204 20 317 23 21 25 14 26 282 28 99 29 202 30 237 31 215 32 147 33 42 36 36 $14.9 30.4 46.5 63.2 80.4 98.2 116.7 135.9 155.7 176.2 197.5 219.6 242.4 266.1 290.6 316.0 342.4 369.7 398 0 427.3 468.0 514.3 565.8 621.1 7 $47.14 9 94.72 5 142.64 0 190.97 3 239.60 8 288.58 7 337.87 1 387.41 4 437.25 9 487.37 8 537.74 3 588.32 7 639.10 4 690.13 7 741.33 9 792.74 J 844.30 J 896.03 947.94 5 1000.00 2 14 4 103 6 273 9 170 12 168 15 270 19 96 22 338 26 176 29 246 32 154 34 278 36 283 38 203 40 67 41 280 43 166 45 163 48 67
)
565.85 621 If
1 3
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 65
End of policy year Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 1 $34.45 70.19 107.25 145.69 185.56 226.90 269.79 314.28 360.44 408.33 458.03 509.60 563.14 618.70 676.39 736.29 798.49 863.11 930.24 1000.00 $57.72 114.73 170.98 226.47 281.17 335.05 388.12 440.35 491.75 542.29 591.98 640.80 688.77 735.85 782.05 827.39 871.84 915.43 958.15 1000.00 4 10 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 332 317 $9.92 20.18 30.80 41.78 53.14 64.89 77.04 89.61 102.61 116.06 129.97 144.36 159.24 174.63 190.55 207.02 224.05 241.66 259.87 278.72 383.01 506.46 652.91 828.75 $26.48 52.94 79.41 105.82 132.19 158.50 184.71 210.84 236.85 262.74 288.50 314.10 339.53 364.79 389.86 414.73 439.37 463.79 487.97 511.92 627.55 735.82 836.22 929.26 1 2 4 5 7 9 11 13 15 18 20 22 24 26 27 28 27 26 25 24 19 14 9 4 124 280 111 344 259 217 220 267 348 88 188 250 241 142 325 $8.34 16.98 25.90 35.13 44.66 54.52 64.70 75.22 86.10 97.34 108.96 120.96 133.37 146.18 159.43 173.11 187.25 201.85 216.93 232.51 318.33 418.82 536.05 672.83 $23.66 47.42 71.17 94.97 118.73 142.51 166.23 189.90 213.54 237.10 260.59 283.96 307.25 330.40 353.43 376.30 399.03 421.58 443.95 466.12 573.72 674.99 769.05 855.64 1 2 3 4 6 7 9 11 12 14 16 18 20 21 23 24 25 26 27 28 24 19 14 9 44 115 211 336 129 316 173 60 340 279 229 175 99 337 145 249 287 265 188 65
$10.39 87.76 162.25 233.99 303.11 369.68 433.81 495.57 555.05 612.31 667.46 720.57 771.69 820.91 868.28 913 88 957.77
$30.53 86.91 141.18 193.36 243.65 467.69 651.68 801.69 922.31 $246.37 474.34 660.29 809.77
149
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 17
$1,000
PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.64 $1.92 $3.82 $7.58
Ordinary life 1.15 3.44 6.86 13.61
30-payment life 1.47 4.40 8.77 17.40
20-payment life 1.88 5.63 11.21 22.26
20-year endowment 3.45 10.32 20.57 40.84
Endowment at age 60 1.48 4.43 8.83 17.52
Endowment at age 65 1.35 4.04 8.05 15.98
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $6.32 $19.63 0 307 $10.28 $31 .94 1 139 $15.26 $47.41 2 25
2 12.84 39 .35 1 266 20.91 64 .07 2 313 31.06 95 .18 4 125
3 19.58 59 .16 2 239 31.91 96 .42 4 161 47.41 143 .29 6 305
4 26.53 79 03 3 228 43.29 128 .96 6 50 64.3' 191 .76 9 216
5 33.69 98 92 4 234 55.06 161 .67 7 347 81.91 240.54 12 223
6 41.09 118 89 5 258 67.23 194 .53 9 328 100.09 289.60 15 328
7 48.71 138 85 6 298 79.81 227 .50 11 352 118.91 338.95 19 150
8 56.57 158 82 7 356 92.83 260 .63 14 53 138.4( 388.57 23 3
9 64.69 178 84 9 66 106.29 293 .85 16 147 158.60 438.46 26 157
10 73.05 198 81 10 153 120.22 327 .19 18 255 179.51 488.56 29 170
11 81.68 218 79 11 249 134.62 360 .60 20 343 201.If 538.89 32 25
12 90.57 238 73 12 346 149.52 394 .11 23 13 223.6C 589.45 34 104
13 99.74 258 63 14 81 164.93 427 .68 24 330 246.8f 640.18 36 75
14 109.19 278 48 15 168 180.87 461 .30 26 195 270.9' 691 .09 37 330
15 118.92 298 25 16 234 197.35 494 .95 27 343 295.94 742.21 39 171
16 128.96 317 96 17 266 214.40 528 .63 29 50 321.81 793.46 41 0
17 139.28 337 54 18 255 232.03 562 .32 30 58 348.61 844.85 42 236
18 149.91 357 03 19 199 250.26 596 .03 31 14 376.39 896.42 44 219
19 160.87 376.43 20 98 269.11 629 .70 31 290 405.15 948.12 47 108
20 172.13 395 66 20 319 288.61 663 .41 32 168 435.04 1000.00
25 233.32 489 35 22 151 396.53 831 .65 35 109 476.80 . . .
30 302.82 577 65 22 94 524.23 1000 .00 524.23 . . .
35 379.73 658 44 21 50 576.71 576.71 . . .
40 461.49 729 .62 19 184 632.51 632.51 ...
20-YEAR ENDOWMENT ENDOWMENT Al AGE 60 ENDOWMENT A3 AGE 5.
End of Extension Cash value Extension Cash value Extension
policy Cash Paid-up insurance Pure Faid-up insurance Pure i-'aia-up insurance Pure
Years Days endow- Years Days endow- Years Days endow-
ment ment ment
1 $34.46 $57.72 4 323 $10.37 $27.21 1 144 $8.71 $24.52 1 60
2 70.20 14.71 10 288 21.09 54.37 2 322 17.70 18.64 2 147
3 107.25 170.94 17 $8.78 32.18 81.51 4 176 27.01 73.02 3 262
4 145.69 226.42 16 86.29 43.66 108.61 6 71 36.62 37.35 5 41
5 185.54 281.08 15 160.92 55.53 135.63 8 11 46.56 121.70 6 219
6 226.88 334.95 14 232.82 67.80 162.55 9 363 56.83 146.01 8 63
7 269.76 388.01 13 302.07 80.49 189.38 12 31 67.44 170.26 9 305
8 314.24 440.23 12 368.78 93.62 216.10 14 105 78.41 194.47 11 214
9 360.40 491.63 11 433.02 107.21 242.70 16 209 89.74 218.58 13 148
10 408.28 542.17 10 494.88 121.26 269.16 18 326 101.46 242.65 15 100
11 457.97 591.85 9 554.47 135.79 295.45 21 56 113.56 266.59 17 57
12 509.54 640.68 8 611.82 150.82 321.58 23 93 126.07 290.44 19 1
13 563.06 688.63 7 667.05 166.36 347.51 25 47 139.00 314.17 20 271
14 618.63 735.73 6 720.25 182.44 373.26 26 277 152.35 337.74 22 116
15 676.31 781.94 5 771.44 199.07 398.80 28 $4.15 166.15 361.17 23 256
16 736.22 827.30 4 820.71 216.28 424.14 27 62.09 180.41 384.46 24 330
17 798.43 871.76 3 868.15 234.06 449.21 26 117.82 195.13 407.55 25 338
18 863.06 915.37 2 913.80 252.46 474.06 25 171.44 210.34 430.46 26 288
19 930.21 958.12 1 957.74 271.49 498.64 24 223.08 226.06 453.19 27 189
20 1000.00 1000.00 291.17 522.97 23 272.79 242.28 475.69 28 $5.03
25 400.11 640.30 18 494.13 331.61 584.67 23 278.57
30 529.09 749.91 13 675.64 436.16 687.01 18 502.93
35 682.27 851.43 8 823.35 558.01 781.77 13 685.46
40 867.18 945.72 3 941.68 700.56 869.08 8 831.74
150
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000
Age 18
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.64 $1.92 $3.82 $7.58
Ordinary life 1.18 3.53 7.04 13.97
30-payment life 1.49 4.46 8.89 17.64
20-payment life 1.91 5.72 11.39 22.61
20-year endowment 3.45 10.32 20.57 40.84
Endowment at age 60 1.52 4.55 9.06 18.00
Endowment at age 65 1.38 4.13 8.23 16.34
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
of policy Cash Paid-up Extension Cash value Paid-up insurance Extension Cash Paid-up insurance Extension •
year value insurance value
Years Days Years Days Years Days
1 $6.56 $20 .10 0 318 $10.50 $32 .18 1 149 $15.55 $47.65 2 37
2 13.34 40 .31 1 287 21.37 64.57 2 331 31.6 9 5.64 4 147
3 20.34 60 .59 2 271 32.61 97 .15 4 188 48.3 143.95 6 339
4 27.55 80 .89 3 272 44.23 129.87 6 86 65.51 192.56 9 260
5 34.99 101 .24 4 290 56.24 162 .73 8 28 83.4 241.46 12 276
6 42.66 121 .60 5 326 68.67 195 .74 10 16 101.9 290.60 16 20
7 50.57 141 .98 7 15 81.52 228.87 12 46 121.1 340.05 19 198
8 58.74 162 .39 8 87 94.81 262 .11 14 113 140.9 389.72 23 21
9 67.13 182 .70 9 169 108.5C 295 .46 16 203 161.51 439.62 26 123
10 75.84 203 .15 10 267 122.78 328.89 18 294 182.81 489.74 29 80
11 84.79 223 .49 12 2 137.48 362 .37 20 357 204.90 540.08 31 249
12 94.01 243 .78 13 107 152.68 395 .91 22 354 227.7. 590.58 33 289
13 103.52 264 .02 14 202 168.41 429 .52 24 269 251.41 641.23 35 225
14 113.32 284 .20 15 281 184.67 463 .15 26 96 275.91 692.07 37 89
15 123.41 304 .28 16 332 201.49 496 .79 27 209 301.3f 743.03 38 273
16 133.81 324 .29 17 344 218.87 530 .43 28 252 327.6? 794.15 40 85
17 144.51 344 .17 18 309 236.85 564 .09 29 236 354.98 845.43 41 305
18 155.53 363 .93 19 227 255.44 597 .72 30 170 383.2f 896.81 43 273
19 166.86 383 .55 20 102 274.66 631 .34 31 64 412.5' 948.35 46 149
20 178.52 403 .03 20 300 294.53 664 .93 31 291 442.91 1000.00
25 241.76 497 .62 22 46 404.44 832 .47 34 179 485.83
30 313.34 586 .37 21 305 534.37 1000 .00 534.31
35 391.94 666 .94 20 237 587.67 587.6'
40 474.84 737 .46 18 360 643.89 643.89
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 5 5
End of Cash Extension Cash Extension Cash Extension
policy Paid-up Faia-up Faid-up
year value insurance Pure value insurance Pure value insurance Pure
Years Days endow- Years Days endow- Years Days endow-
ment ment ment
1 $34.46 $57.70 4 312 $10.84 $27.95 1 166 $9.08 $24.95 1 78
2 70.19 114.66 10 256 22.05 55.85 3 0 18.46 19.90 2 182
3 107.24 1 70.88 17 $7.00 33.64 83.68 4 243 28.16 74.86 3 314
4 145.67 226 33 16 84.68 45.64 111.48 6 166 38.19 19.82 5 114
5 185.52 280.99 15 159.50 58.04 139.15 8 135 48.55 124.73 6 312
6 226.85 334.84 14 231.54 70.86 166.72 10 152 59.25 149.58 8 179
7 269.72 387 88 13 300.92 84.13 194.19 12 213 70.31 174.38 10 77
8 314.20 440.11 12 367.80 97.86 221 54 14 313 81.75 199.12 12 6
9 360.34 491.48 11 432.15 112.05 248.72 17 69 93.57 223.78 13 322
10 408.22 542.02 10 494.13 126.73 275.74 19 189 105.78 248.33 15 285
11 457.90 591.70 9 553.82 141.92 302.60 21 272 118.40 272.77 17 245
12 509.47 640.54 8 611.30 157.63 329.27 23 277 131.44 297.08 19 179
13 562.99 688.50 7 666.63 173.88 355.75 25 195 144.91 321.24 21 60
14 618.55 735.60 6 719.89 190.68 381.99 27 24 158.83 345.26 22 239
15 676.23 781.82 5 771.15 208.07 408.04 27 $35.87 173.21 369.11 23 348
16 736.14 827.19 4 820.51 226.04 433.82 26 93.17 188.07 392.80 25 25
17 798.36 871.68 3 868.00 244.63 459.36 25 148.28 203.41 416.28 26 7
18 863 00 915.31 2 913.71 263 86 484.63 24 201.36 219.26 439.56 26 297
19 930.18 958.09 1 957.50 283.74 509.63 23 252.45 235.62 462.62 27 177
20 1000.00 1000.00 304.31 534.36 22 301.55 252.52 485.46 27 $40.71
25 418.15 653.42 17 520.34 345.53 595.86 22 310.33
30 553.00 764.47 12 699.56 454.33 699.28 17 531.18
35 40 713.38 908.29 867.19 962.95 7 2 845.04 961.08 581.04 729.83 794.80 882.96 12 7 710.47 853.44
151
TM 14-600
29 May 47
Age 19
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.65 $1.95 $3.88 $7.70
Ordinary life 1.20 3.59 7.16 14.21
30-payment life 1.52 4.55 9.06 18.00
20-payment life 1.93 5.78 11.51 22.85
20-year endowment 3.45 10.32 20.57 40.84
Endowment at age 60 1.57 4.70 9.36 18.59
Endowment at age 65 1.41 4.22 8.41 16.69
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $6.82 $20.61 0 329 $10.74 $32.45 1 158 $15.84 $47.86 2 47
2 13.86 41 29 1 307 21.84 65 .06 2 347 32.24 96 .04 4 168
3 21.12 62 01 2 304 33.32 97 .84 4 214 49.22 144 .52 7 6
4 28.61 82 78 3 318 45.19 130 .75 6 122 66.80 193 .28 9 302
5 36.33 103 56 4 348 57.47 163 .82 8 73 85.01 242 .32 12 326
6 44.30 124 38 6 99 70.16 196 .98 10 67 103.86 291 .59 16 70
7 52.52 145 20 7 32 83.29 230 .26 12 103 123.39 341 .12 19 236
8 60.99 165 99 8 181 96.86 263 .61 14 167 143.61 390 .85 23 24
9 69.73 186 78 9 274 110.90 297 .06 16 250 164.55 440 .77 26 75
10 78.74 207 54 11 13 125.42 330 .58 18 324 186.24 490 .89 28 342
11 88.03 228 27 12 121 140.43 364 .15 20 357 208.71 541 .20 31 99
12 97.60 248 92 13 225 155.94 397 .71 22 316 231.98 591 .65 33 100
13 107.46 269 51 14 315 171.99 431 .34 24 192 256.09 642 .26 35 6
14 117.62 290 00 16 19 188.59 464 .99 25 350 281.07 693 .01 36 208
15 128.08 310 40 17 50 205.74 498 .61 27 67 306.94 743 .86 38 1 7
16 138.85 330 69 18 37 223.47 532 .22 28 82 333.75 794 .87 39 168
17 149.95 350 88 18 344 241.81 565 .82 29 43 361.53 845 .96 41 7
18 161.36 370 91 19 238 260.77 599 .42 29 322 390.31 897 .18 42 327
19 173.09 390 77 20 90 280.36 632 .94 30 198 420.15 948 .53 45 188
20 185.15 410 47 20 265 300.61 606 .44 31 46 451.07 1000 .00
25 250.50 505 96 21 297 412.56 833 .29 33 248 495.10
30 324.14 595 08 21 147 544.70 1000 .00 544.70
35 400.36 675 35 20 56 598.74 .. . 598.74
40 488.31 745 17 18 174 655.30 655.30
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT Al r AGE 65
End Extension • Extension Extension
policy Cash Paid-up insurance Pure Cash Faid-up value insurance Pure casn Faia-up value insurance Pure
Years Days endow- Years Days endow- Years Days endow-
ment ment ment
1 $34.46 $57.68 4 300 $11.33 $28.70 1 187 $9.47 $25.60 1 95
10 221 23.06 57.36 3 46 19.26 51.20 2 216
2 3 107.24 170.82 17 $5.10 35.18 85.93 4 314 29.38 76.79 4 2
4 145.65 226.24 16 82.93 47.72 114.41 6 265 39.83 102.33 5 189
5 185.49 280.87 15 157.93 60.68 142.77 8 263 50.63 127.82 7 43
6 226.82 334.73 14 230.16 74.10 171.04 10 310 61.80 153.27 8 297
7 269.69 387.76 13 299.72 87.97 199.15 13 34 73.34 178.64 10 218 .
8 314.16 439.97 12 366.71 102.32 227.12 15 156 85.26 203.91 12 165
9 360.29 i91.34 11 431.20 117.17 254.94 17 293 97.59 229.10 14 131
10 408.16 >41.87 10 493.31 132.52 282.56 20 45 110.32 254.15 16 103 «
11 457.84 591.56 9 553.13 148.40 309.99 22 102 123.48 279.09 18 59
12 509.39 640.38 8 610.71 164.83 337.23 24 75 137.08 303.89 19 341
13 562.91 688.36 7 666.13 181.82 364.24 25 320 151.13 328.52 21 193
14 618.46 735.45 6 719.49 199.39 391.01 27 $8.14 165.64 352.98 22 342
15 676.15 781.69 5 770.85 217.56 417.54 26 67.10 180.63 377.26 24 54
16 736.06 827.08 4 820.28 236.35 443.81 25 123.79 196.11 401.34 25 67
17 798.29 871.59 3 867.85 255.80 469.82 24 178.42 212.11 425.22 26 22 .
18 862.94 915.24 2 913.61 275.90 495.55 23 230.98 228.62 448.87 26 291
19 930.14 958.05 1 957.65 296.69 520.97 22 281.48 245.68 472.31 27 $16.20
20 25 318.19 546.11 21 330.11 263.28 495.47 26 75.90
437.23 667.01 16 546.48 360.16 607.36 21 341.72
578.28 779.51 11 723.47 473.38 711.83 16 559.15
746.41 883 57 6 866.75 605 23 808.18 11 735.18
35 40 952.42 981.00 1 980.51 760.86 897.37 6 874.94
152
29 May 47
TM 14-600
Table 111. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
S1’000 Age 20
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $0.65 1.23 1.54 1.96 3.46 1.61 1.45 $1.95 3.68 4.61 5.87 10.35 4.82 4.34 $3.88 7.33 9.18 11.69 20.63 9.60 8.65 $7.70 14.56 18.23 23.20 40.96 19.06 17.17
30-payment life
20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
End ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
of policy Cash value Paid-up insurance Extension Cash Paid-up insurance Extension Cash Paid-up Extension
value value insurance
Years Days Years Days Years Days
1 $7.09 $21 .12 0 339 $10.98 $32.71 1 166 $16.15 $48.11 2 57
2 14.40 42 .28 1 330 22.3C 6. >.57 3 0 32.86 96.49 4 189
3 21.94 63 .48 2 338 34.06 98.55 4 240 50.16 145.13 7 39
4 29.71 84 .69 3 362 46. If 131 .63 6 157 68.07 194.03 9 343
5 37.73 105 .93 5 42 58.7: 164.89 8 118 86.62 243.19 13 9
6 46.01 127 .20 6 105 71.7( 198.22 10 119 105.84 292.60 16 117
7 54.54 148 .44 7 183 • 85.11 231.64 12 156 125.7 3 342.19 19 264
8 63.34 169 .67 8 275 98.9f 265.13 14 219 146.3 3 391.97 23 14
9 72.41 190 .86 10 13 113.32 298.69 16 291 167.6 7 44 1.95 26 12
10 81.76 212 .01 11 124 128.14 332.28 18 343 189.7 5 492.07 28 226
11 91.40 233 .11 12 235 143.46 365.89 20 343 212.6- 1 542.32 30 305
12 101.33 254 .13 13 337 159.31 399.54 22 264 236.35 592.76 32 269
13 111.56 275 .06 15 54 175.69 433.18 24 103 260.9 64 3.28 34 145
14 122.09 295 .88 16 105 192.62 466.81 25 227 286.3 693.91 35 324
15 132.94 316.61 17 115 210.12 500.43 26 279 312.68 74 1.69 37 103
16 144.11 337 .21 18 78 228.22 534.02 27 270 339.98 795.54 38 248
17 155.60 357 .67 18 362 246.92 567.58 28 209 368.2 5 846.50 40 [76
18 167.42 377.97 19 233 266.25 601 .08 29 104 397.5 897.55 42 13
19 179.56 398 .08 20 62 286.22 634.54 29 330 427.9- 94 3.72 44 224
20 192.04 418 .01 20 217 306.86 667.93 30 162 459.42 1000.00
25 259.54 514.37 21 175 420.86 834 .08 32 315 504.58
30 335.21 603 .74 20 349 555.22 1000 .00 • . . 555.2
35 416.98 683 .66 19 240 609.92 . . . 609.92
40 501.87 752 .74 17 349 666.72 . .. 666.7
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 5.
End of Extension Extension Extension
policy Cash Paid-up Cash Paid-up Cash Paid-up
year value insurance Pure value insurance Pure value insurance Pure
Years Days endow- Years Days endow- Years Days endow-
ment ment ment
1 $34.46 $57.66 4 288 $11.86 $29.50 1 209 $9.89 $26.29 1 112
2 70.18 114.57 10 185 24.12 58.91 3 93 20.10 2.54 2 252
3 107.22 170.74 17 $2.99 36.80 88.23 5 23 30.65 8.75 4 59
4 145.63 226.14 16 81.06 49.92 117.45 7 2 41.55 104.00 5 266
5 185.47 280.77 15 156.23 63.48 146.53 9 31 52.83 131.03 7 143
6 226.79 334.60 14 228.65 77.52 175.49 11 108 64.48 157.06 9 54
7 269.65 387.62 13 298.38 92.03 204.28 13 225 76.52 183.01 10 361
8 314.11 439.82 12 365.53 107.05 232.92 16 1 88.96 208.84 12 326
9 360.24 491.19 11 430.18 122.58 261.36 18 144 101.82 234.57 14 303
10 408.10 541.71 10 492.44 138.64 289.61 20 249 115.10 260.15 16 278
11 457.76 591.38 9 552.36 155.25 317.63 22 278 128.83 285.60 18 226
12 509.31 640.21 8 610.07 172.44 345.45 24 215 143.01 310.87 20 118
13 562.82 688.19 7 665.61 190.21 373.01 26 60 157.66 335.98 21 307
14 618.37 735.31 6 719.07 208.59 400.33 26 $39.53 172.79 360.89 23 58
15 676.06 781.56 5 770.54 227.60 427.38 25 97.91 188.42 385.60 24 106
16 735.97 826.95 4 820.04 247.27 454.16 24 154.14 204.57 410.11 25 93
17 798.21 871.49 3 867.69 267.60 480.64 23 208.26 221.25 434.40 26 24
18 862.88 915.17 2 913.51 288.63 506.82 22 260.25 238.46 458.43 26 272
19 930.10 958.01 1 957.60 310.37 532.69 21 310.30 256.23 482.21 26 $51.60
20 1000.00 1000.00 332.86 558.25 20 358.44 274.58 505.74 25 110.57
25 457.39 681.02 15 572.56 375.51 619.12 20 372.78
30 605.04 795.08 10 747.42 493.37 724.71 15 586.91
35 781.58 900.62 5 888.55 630.69 821.96 10 759.73
40 1000.00 1000.00 • • • • • • 793.84 912.34 5 896.21
153
TM 14-600 29 May 47 Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 21 $1,000
PLAN 5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment Endowment at age 60 Endowment at age 65 PREMIUMS
Monthly $0.65 1.25 1.56 1.99 3.46 1.66 1.49 Quarterly $1.95 3.74 4.67 5.96 10.35 4.97 4.46 Semi-annual $3.88 7.45 9.30 11.87 20.63 9.90 8.89 Annual $7.70 14.80 18.47 23.56 40.96 19.65 17.64
GUARANTEED VALUES
End of policy year Cash value ORDINARY Paid-up insurance LIFE Extension Cash value JO-PAYMENT Paid-up insurance LIFE Extension 20-1 Cash value PAYMENT L Paid-up insurance I FE Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $7.36 14.95 22.79 30.86 39.20 47.79 56.65 65.79 75.21 84.91 94.91 105.22 115.83 126.75 138.00 149.57 161.47 173.70 186.27 199.17 268.87 346.53 429.77 515.49 $21.61 43.26 64.96 86.64 108.37 130.07 151.75 173.41 195.03 216.56 238.03 259.43 280.71 301.87 322.91 343.81 364.53 385.08 405.45 425.58 522.79 612.36 691.86 760.16 0 1 3 4 5 6 7 9 10 11 12 14 15 16 17 18 18 19 20 20 21 20 19 17 350 352 7 46 104 178 267 5 117 231 340 73 144 176 162 103 362 210 20 156 46 183 57 164 $11.22 22.82 34.81 47.21 60.03 73.29 86.99 101.16 115.80 130.94 146.59 162.77 179.49 196.77 214.64 233.09 252.17 271.87 292.23 313.26 429.35 565.89 621.18 678.13 $32.94 66.03 99.22 132.55 165.96 199.47 233.02 266.64 300.28 333.95 367.64 401.33 434.99 468.63 502.25 535.79 569.30 602.72 636.08 669.36 834.82 1000.00 1 3 4 6 8 10 12 14 16 18 20 22 24 25 26 27 28 28 29 29 32 174 18 267 193 161 168 205 263 320 349 314 199 3 95 120 86 5 247 91 276 17 $16.46 33.49 51.12 69.38 88.29 107.87 128.14 149.13 170.87 193.38 216.69 240.84 265.85 291.75 318.58 346.38 375.18 405.02 435.95 468.00 514.30 565.89 621.18 678.13 $48.33 96.90 145.72 194.79 244.08 293.58 343.24 393.08 443.08 493.20 543.45 593.82 644.28 694.84 745.46 796.20 847.00 897.91 948.91 1000.00 2 4 7 10 13 16 19 22 25 28 30 32 33 35 36 37 39 41 43 68 210 71 19 55 157 282 355 300 101 138 67 281 72 197 326 142 67 261
End of policy year 20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 39 $34.45 70.17 107.20 145.61 185.44 226.76 269.61 314.06 360.18 408.03 457.69 509.24 562.73 618.28 675.97 735.88 798.13 862.82 930.06 1000.00 $57.62 114.51 170.65 226.04 280.64 334.47 387.47 439.66 491.02 541.53 591.22 640.06 688.03 735.15 781.42 826.83 871.39 915.10 957.97 1000.00 4 10 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 275 147 $0.71 78.99 154.38 227.01 296.93 364.22 429.05 491.45 551.56 609.38 665.03 718.62 770.18 819.78 867.51 913.41 957.55 $12.41 25.24 38.51 52.24 66.45 81.14 96.33* 112.05 128.30 145.11 162.51 180.49 199.09 218.33 238.23 258.81 280.09 302.09 324.85 348.38 478.75 633.42 819.14 1000.00 $30.31 60.51 90.61 120.58 150.43 180.11 209.60 238.91 268.01 296.89 325.56 353.95 382.09 409.97 437.55 464.85 491.83 518.48 544.81 570.81 695.56 811.26 918.4'8 1000.00 1 3 5 7 9 11 14 16 18 21 23 24 26 25 24 23 22 21 20 19 14 9 4 232 143 101 110 170 277 51 211 353 72 68 334 $10.33 70.49 128.42 184.19 237.76 289.33 338.93 386.60 598.60 771.46 910.48 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $10.31 20.97 31.99 43.37 55.14 67.30 79.86 92.85 106.27 120.13 134.45 149.25 164.54 180.32 196.63 213.47 230.86 248.81 267.34 286.46 391.65 514.36 657.54 829.06 $26.95 53.88 80.76 107.56 134.31 160.95 187.48 213.91 240.19 266.31 292.26 318.05 343.66 369.02 394.19 419.13 443.82 468.24 492.40 516.28 631.20 737.93 836.19 928.02 1 2 4 5 7 9 11 13 15 17 19 20 22 23 24 25 26 26 25 24 19 14 9 4 129 289 118 346 246 179 140 120 108 81 10 241 35 121 141 103 13 $26.02 86.57 144.82 403.52 614.51 784.15 917.32
154
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life.... $0.66 1.28 1.59 2.02 3.46 1.71 1.53 $1.98 3.83 4.76 6.05 10.35 5.12 4.58 $3.94 7.63 9.48 12.05 20.63 10.20 9.12 $7.81 15.15 18.82 23.91 40.96 20.24 18.11
30-payment life 20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
End ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
of policy Cash value Paid-up insurance Extension Cash value Paid-ur Extension Cash Paid -up Extension
Years Days insurance Years Days value insurance Years Days
1 $7.65 $22 .13 0 361 $11 47 $33.19 1 182 $16.78 $48.55 2 78
2 15.54 44 .30 2 11 23 33 66.50 3 35 34.14 97 31 4 232
3 23.68 66 .48 3 44 35 60 99.95 4 295 52.12 146 33 7 103
4 32.07 88 .66 4 96 48 28 133.47 6 230 70.74 195 57 10 61
5 40.73 110 .85 5 166 61 38 167.05 8 203 90.01 244 97 13 97
6 49.66 133 .02 6 251 74 93 200.71 10 214 109.96 294 55 16 189
7 58.86 155 .14 7 351 88 94 234.43 12 249 130.63 344. 32 19 291
8 68.35 177 .24 9 100 103 41 268.15 14 301 152.02 394. 20 22 315
9 78.12 199 .24 10 217 118 38 301.92 16 343 174.17 444. 21 25 210
10 88.20 221 .20 11 336 133 84 335.67 18 341 197.11 494. 34 27 332
11 98.58 243 .06 13 78 149 83 369.42 20 272 220.86 544. 55 29 328
12 109.27 264 .81 14 166 166 35 403.15 22 120 245.46 594. 87 31 224
13 120.27 286 .44 15 220 183 42 436.84 23 256 270.93 645. 26 33 46
14 131.61 307 .96 16 • 231 201 06 470.47 24 319 297.32 695. 71 34 180
15 143.26 329 .30 17 194 219 28 504.05 25 317 324.65 746. 25 35 290
16 155.25 350 .49 18 110 2138.12 537.58 26 261 352.97 796. 86 37 39
17 165.57 371 .49 18 346 257 56 571.00 27 159 382.29 847. 52 38 207
18 180.23 392 .30 19 173 277. 65 604.35 28 20 412.68 898. 26 40 120
19 193.23 412 .88 19 328 298. 40 637.61 2 215 444.16 946. 06 42 298
20 206.59 433 .28 20 83 319. 84 670.81 29 22 476.80 1000. 00
25 278.51 531 .27 20 274 438. 02 835.55 3 36 524.23
30 358.10 620 .94 20 13 576. 71 1000.00 576.71
35 442.71 699 93 18 239 632. 51 632.51
40 529.15 767 44 16 338 689. 50 689.50
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 65
End of Paid-up Extension Paid- up Extension End of Extension
policy year Cash value insurance Years Days Pure endowment Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment
1 $34.45 $57.60 4 261 $12.99 $31. 14 1 257 1 $10.77 21.90 $27.67 1 148 328 179 65
2 70.16 114.45 10 108 26.43 62. 19 3 194 2 55.29 2
3 107.19 170.57 16 301 40.33 93. 39 5 182 3 33.40 82 84 4
4 145.60 225.95 16 $76.79 54.72 123.88 7 222 4 45.29 110.32 6
5 185.42 280.53 15 152.38 69.59 154. 17 9 312 5 57.58 137.71 7 352
6 226.73 334.33 14 225.20 84.98 184.90 12 83 6 70.27 164.96 9 305
7 269.57 387.32 13 295.31 100.89 215. 12 14 246 7 83.40 192.13 11 285
8 314.02 439.50 12 362.84 117.35 245. 13 17 50 8 96.95 219.13 13 281
9 360.12 490.84 11 427.82 134.37 274. 31 19 183 9 110.96 245.98 15 271
10 407.97 541.36 10 490.41 151.98 304. 17 21 239 10 125.43 272.66 17 235
11 457.62 591.04 9 550.65 170.20 333. 77 23 200 11 140.39 299.17 19 144
12 509.15 639.87 8 608.62 189.03 362. 79 25 68 12 155.83 325.47 20 346
13 562.64 687.85 7 664.41 208.51 391. 53 25 $41 .44 13 171.78 351.55 22 108
14 618.19 734.99 6 718.12 228.66 419.98 24 101 .18 14 188.26 377.41 23 166
15 675.87 781.27 5 769.79 249.50 448. 13 23 158.70 15 205.27 403.03 24 161
16 735.78 826.69 4 819.49 271.05 475. 35 22 213 .95 16 222.85 428.42 25 100
17 798.04 871.28 3 867.31 293.33 503. 14 21 267.14 17 240.98 453.51 25 356
18 862.74 915.01 2 913.28 316.37 530. 59 20 318 . 27 18 259.70 478.33 25 $61.25
19 930.02 957.92 1 957.50 340.19 557. 39 19 367.42 19 279.02 502.87 24 121.11
20 1000.00 1000.00 364.84 583.86 18 414 .75 20 298.96 408.62 536.42 685.93 866.85 597 11 23 178.58 434.04 641.86 808.41 938.24
25 501.40 710. 56 13 624.74 795 63 25
30 563.59 828. 12 8 30 3 5 751 S9
35 859.37 937. 20 3 Q39 53 850.93 Q44.
38 1000 00 1000. 10 40
TM 14-600 29 May 47 Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Mr Age 23 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-vear level nremium term $0.66 1.31 1.61 2.05 3.47 1.77 1.58 $1.98 3.92 4.82 6.13 10.38 5.30 4.73 $3.94 7.81 9.60 12.22 20.69 10.55 9.42 $7.81 15.51 19.06 24.27 41.08 20.95 18.71
Ordinary 30-paym 20-paym 20-vear
ent life
ent life
ndowment
Endowment at age 60
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 •2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $7.95 16.15 24.61 33.34 42.33 51.61 61.17 71.02 81.17 91.64 102.40 113.49 124.91 136.66 148.74 161.16 173.92 187.02 200.47 214.27 288.44 369.89 455.81 542.82 $22.66 45.34 68.04 90.74 113.39 136.03 158.62 381.13 203.57 225.95 248.16 270.29 292.28 314.13 335.79 357.28 378.56 399.62 420.45 441.04 539.78 629.42 707.90 774.54 1 2 3 4 5 6 8 9 10 12 13 14 15 16 17 18 18 19 19 19 20 19 18 16 9 35 81 146 228 324 73 193 315 68 171 246 281 269 209 101 315 123 261 364 . 132 206 55 154 $11.74 23.87 36.42 49.38 62.78 76.64 90.95 105.75 121.04 136.84 153.17 170.04 187.47 250.47 224.07 243.28 263.11 283.59 304.74 326.58 446.86 587.67 643.89 700.83 $33.46 67.02 100.69 134.39 168.17 202.01 235.84 269.71 303.56 337.39 371.20 404.97 438.67 472.30 505.86 539.34 572.70 605.96 639.14 672.21 836.24 000.00 1 3 4 6 8 10 12 14 16 18 20 22 23 24 25 26 ’ 26 27 27 28 30 192 54 321 264 244 256 292 332 355 321 216 31 134 168 142 65 310 155 336 131 154 $17.11 34.82 53.15 72.13 91.78 112.13 133.19 154.99 177.57 200.95 225.15 250.21 276.17 • 303.05 330.89 359.72 389.59 420.53 452.60 485.83 534.37 587.67 643.89 700.83 $48.77 97.76 146.94 196.31 245.85 295.55 345.37 395.29 445.34 495.46 545.65 595.91 646.22 696.60 747.01 797.48 848.00 898.57 949.24 1000.00 2 4 7 10 13 16 19 22 25 27 29 31 32 33 35 36 37 39 41 90 254 134 98 134 216 285 263 108 185 145 12 173 288 13 115 O 269 172 334
End of policy year 20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment
Years Days Pure endowment Years Days Pure endowment
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 37 $34.44 70.16 107.19 145.59 185.41 226.71 269.54 313.98 360.08 407.91 457.55 509.07 562.56 618.09 675.77 735.68 797.95 862.67 929.97 1000.00 $57.55 114.40 170.51 225.85 280.42 334.20 387.17 439.34 490.68 541.18 590.86 639.69 687.68 734.82 781.11 826.55 871.16 914.93 957.87 1000.00 4 10 16 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 248 67 208 $13.62 27.70 42.27 57.34 72.93 89.06 105.73 122.98 140.82 159.27 178.35 198.09 218.51 239.62 261.45 284.02 307.37 331.51 356.48 382.31 525.46 695.72 902.64 1000.00 $32.05 63.94 95.69 127.28 158.68 189.89 220.86 251.61 282.11 312.34 342.29 371.97 401.33 430.38 459.09 487.46 515.50 543.17 570.48 597.42 726.40 845.73 956.96 1000.00 1 3 5 7 10 12 15 17 19 22 23 25 24 23 22 21 20 19 18 17 12 7 2 283 248 268 338 96 257 75 248 362 24 316 $10.62 72.29 131.65 188.66 243.55 296.35 347.09 395.93 442.83 651.00 819.99 954.79 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 4A $11.25 22.88 34.90 47.32 60.15 73.42 87.12 101.28 115.91 131.03 146.64 162.76 179.42 196.62 214.39 232.72 251.64 271.17 291.33 312.14 426.49 559.66 716.05 $28.40 56.75 85.01 113.17 141.21 169.14 196.91 224.52 251.96 279.23 306.27 333.09 359.69 386.04 412.15 437.96 463.49 488.73 513.66 538.28 656.43 765.56 866.29 1 3 4 6 8 10 12 14 16 18 19 21 22 23 24 25 25 24 23 22 17 12 7 168 4 242 152 96 71 68 72 63 12 258 66 165 196 166 84
$74.36 150.23 223.27 293.62 361.33 426.53 489.27 549.68 607.82 663.76 717.59 769.38 819.17 867.09 913.15 957.44
$34.54 96.10 155.21 212.07 464.38 669.20 832.56
156
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 24
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0 67 $2 01 $4 00 $7 93
Ordinary life 1 34 4 01 7 99 15 86
30-payment life 1 64 4 91 9 78 19 42
20-payment life 2.08 6 22 12 40 24 63
20-year endowment 3 47 10 38 20 69 41 08
Endowment at age 60 1 83 5 48 10 91 21 67
Endowment at age 65 1.62 4.85 9.66 19.18
GUARANTEED VALUES
End of policy year ORDINARY LIRE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $8.27 $23.22 1 22 $12.01 $33.72 1 200 $17.45 $48.99 2 100
2 16.80 46.44 2 61 24.43 67.54 3 72 35.52 98.20 4 275
3 25.59 69.65 3 120 37.26 101.41 4 347 54.22 147.57 7 165
4 34.66 92.84 4 197 50.53 135.35 6 297 73.57 197.07 10 134
5 44.01 116.00 5 291 64.24 169.32 8 283 93.61 246.74 13 166
6 53.64 139.09 7 35 78.40 203.30 10 296 114.35 296.52 16 232
7 63.57 162.13 8 157 93.03 237.27 12 328 135.82 346.40 19 267
8 73.81 185.11 9 283 108.16 271.26 14 354 158.05 396.38 22 197
9 84.36 208.00 11 44 123.79 305.22 16 352 181.07 446.45 24 362
10 95.21 230.74 12 160 139.93 339.12 18 288 240.89 496.55 27 31
11 106.39 253.38 13 255 156.61 372.99 20 148 229.56 546.73 28 320
12 117.90 275.88 14 313 173.85 406.80 21 294 255.10 596.92 30 158
13 129.74 298.23 15 325 191.64 440.51 23 4 281.55 647.18 31 296
14 141.92 320.40 16 291 210.02 474.14 24 11 308.93 697.44 33 25
15 154.44 342.39 17 207 229.00 507.68 24 326 337.29 747.76 34 102
16 167.30 364.15 18 78 248.59 541.10 25 229 366.66 798.09 35 190
17 180.50 385.68 18 271 268.81 574.38 26 92 397.08 848.46 36 331
18 194.06 407.01 19 61 289.70 607.59 26 286 428.59 898.89 38 221
19 207.98 428.09 19 180 311.25 640.66 27 89 461.25 949.41 41 2
20 222.25 448.90 19 269 333.51 673.62 27 238 495.10 1000.00
25 298.66 548.30 19 350 455.86 836.90 29 220 544.70
30 381.90 637.84 19 31 598.74 1000.00 598.74
35 469.02 715.73 17 237 655.30 655.30
40 556.49 781.50 15 330 712.08 712.08
End of policy year 20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
1 $34.45 $57.54 4 235 $14.28 $32.96 1 309 1 $11.76 $29.17 1 189
2 70.16 114.35 10 25 29.05 65.76 3 305 2 23.92 58.26 3 46
3 107.19 170.43 16 112 44.33 98.40 5 356 3 36.48 87.25 4 307
4 145.58 225.75 16 $71.67 60.13 130.83 8 95 4 49.46 116.11 6 240
5 185.40 280.30 15 147.81 76.48 163.07 10 247 5 62.88 144.86 8 208
6 226.69 334.06 14 221.14 93.39 195.08 13 70 6 76.74 173.45 10 203
7 269.51 387.01 13 291.72 110.87 226.83 15 266 7 91.05 201.84 12 215
8 313.94 439.16 12 359.67 128 96 258.35 18 69 8 105.85 230.09 14 225
9 360.03 490.50 11 425.06 147.67 289.59 20 160 9 121.14 258.15 16 209
10 407.85 540.99 10 488.02 167.01 320.53 22 151 10 136.93 285.99 18 136
11 457.48 590.67 9 4 • • 548.62 187.02 351.18 24 46 11 153.24 313.61 19 356
12 508.99 639.50 8 606.93 207.72 381.52 24 $41.58 12 170.09 340.98 21 134
13 562.46 687.48 7 663.02 229.12 411.52 23 102.90 13 187.48 368.10 22 205
14 617.99 734.63 6 717.00 251.26 441.20 22 161.82 14 205.45 394.97 23 210
15 675.66 780.93 5 768.91 274.14 470.51 21 218.53 15 223.99 421.53 24 159
16 735.58 826.40 4 818 85 297.81 499.46 20 273.07 16 243.13 447.81 25 $6.33
17 797.84 871.02 3 866.85 322.28 528.04 19 325.48 17 262.88 473.79 24 69.69
18 862.58 914.83 2 913.00 347.60 556.27 18 375.95 18 283.27 499.44 23 130.53
19 929.92 957.82 1 957.37 373.78 584.09 17 424.38 19 304.31 524.78 22 189.02
20 1000.00 1000.00 400.87 611.54 16 470.93 20 326.03 549.81 21 245.23
25 551.03 742.78 11 677 40 25 445 30 669 60 494 56
30 730.03 864.18 6 844 56 30 584 18 780 07 6Q6
35 949.34 977.82 1 977.26 35 748 10 882 32 856 69
36 1000.00 1000.00 40 951.77 980.33 1 979.57
157
TM 14-600 29 May 47 Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 25 $1,000
PREMIUMS
PLAN
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment Endowment at age 60 ■ Endowment at age 65 *. $0.67 1.37 1.67 2.12 3.48 1.89 1.67 $2.01 4.10 5.00 6.34 10.41 5.66 5.00 $4.00 8.17 9.96 12.64 20.75 11.27 9.96 $7.93 16.22 19.77 25.10 41.20 22.38 19.77
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 23 30 35 40 $8.60 17.47 26.61 36.04 45.76 55.77 66.09 76.72 87.67 98.94 110.55 122.49 134.77 147.39 160.36 173.67 187.34 201.37 215.77 230.50 309.14 394.11 482.33 570.12 $23.78 47.55 71.28 94.99 118.66 142.24 165.75 189.16 212.47 235.64 258.68 281.56 304.26 326.76 349.05 371.09 392.91 414.49 435.81 456.82 556.79 646.17 723.44 788.29 1 2 3 4 5 7 8 10 11 12 13 14 15 16 17 18 18 18 19 19 19 18 17 15 34 87 158 249 354 111 / 240 6 133 244 325 364 355 297 190 41 215 352 91 165 197 220 52 145 $12.30 25.01 38.14 51.71 65.73 80.22 95.19 110.66 126.63 143.13 160.17 177.77 195.94 214.70 234.06 254.04 274.67 295.96 317.93 340.59 464.99 609.92 666.72 723.24 $34.00 68.07 102.16 136.30 170.44 204.60 238.73 272.84 306.89 340.88 374.79 408.63 442.35 475.98 509.47 542.82 576.07 609.18 642.15 675.00 837.49 1000.00 1 3 5 6 8 10 12 15 16 18 20 21 22 23 24 25 25 26 26 26 28 210 91 9 329 321 333 356 4 340 242 68 183 227 210 139 24 234 50 206 343 286 $17.81 36.24 55.31 75.06 95.49 116.64 138.54 161.21 184.66 208.95 234.09 260.12 287.07 314.97 343.86 373.77 404.76 436.85 470.12 504.58 555.22 609.92 666.72 723.24 $49.24 98.63 184.16 197.84 247.61 297.48 347.45 397.48 447.52 497.64 547.76 597.92 648.09 698.27 748.47 798.65 848.91 899.18 949.55 1000.00 2 4 7 10 13 16 19 22 24 26 28 29 31 32 33 34 36 37 40 110 294 193 166 195 241 236 121 237 232 124 300 51 -126 188 263 27 269 40
End of policy year 20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $34.45 70.16 107.19 145.58 185.39 226.67 269.49 313.91 359.98 407.79 457.41 508.90 562.37 617.88 675.54 735.46 797.73 862.49 929.87 1000.00 $57.51 114.30 170.35 225.65 280.18 333.91 386.85 438.99 490.30 540.79 590.47 639.28 687.28 734.43 780.75 826.23 870.88 914.73 957.77 1000.00 4 9 16 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 219 345 10 $68.76 145.19 218.78 289.63 357.82 423.46 486.65 547.46 605.94 662.21 716.35 768.40 818.47 866.59 912.85 957.31 $14.99 30.49 46.52 63.10 80.25 97.99 116.34 135.32 154.95 175.24 196.24 217.95 240.41 263.63 287.64 312.46 338.15 364.71 392.19 420.61 578.27 766.78 1000.00 $33.93 67.68 101.22 134.54 167.63 200.48 233.07 265.37 297.38 329.06 360.43 391.46 422.15 452.47 482.41 511.95 541.14 569.91 598.30 626.26 759.90 883.57 1000.00 1 4 6 8 11 13 16 18 20 22 24 23 22 21 20 19 18 17 16 15 10 5 339 83 220 37 247 88 240 303 262 $8.91 72.31 133.25 191.90 248.30 302.49 354.68 404.77 452.90 499.17 704 .06 869.43 $12.30 25.01 38.15 51.72 65.75 80.24 95.21 110.68 126.66 143.16 160.21 , 177.81 195.99 214.75 234.12 254.11 274.74 296.03 318.01 340.68 465.11 610.09 782.35 1000.00 $29.96 59.81 89.56 119.15 148.61 177.88 206.96 235.86 264.54 292.98 321.18 349.11 376.78 404.14 431.22 457.98 484.41 510.50 536.28 561.70 683.20 795.11 899.14 1000.00 1 3 5 6 8 10 12 15 16 18 20 21 22 23 24 24 23 22 21 20 15 10 5 210 91 10 330 322 334 357 5 341 244 69 185 229 211 141 $41.74 104.40 164.66 222.56 278.22 524.62 723.51 880.58
158
29 May 47 TM 14-600 Table Ill. Premium rates and guaranteed values (National Service Life Insurance')—Continued. $1,000 Age 26
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.68 $2.03 $4.05 $8 05
Ordinary life 1 41 4 22 8 41 16 69
30-payment life 1.70 5 09 10.14 20 13
20-payment life 2.15 6.43 12.82 25.45
20-year endowment 3.48 10.41 20.75 41.20
Endowment at age 60 1.96 5.87 11.69 23.20
Endowment at age 65 1.72 5.15 10.26 20.36
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Day
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $8.94 18.17 27.68 37.48 47.58 57.99 68.71 79.75 91.12 102.83 114.87 127.26 139.99 153.07 166.50 180.29 194.44 208.96 223.83 239.05 319.87 406.50 495.72 583.68 $24.33 48.67 72.96 97.19 121.35 145.44 169.41 193.27 217.01 240.62 264.04 287.30 310.35 333.18 355.77 378.13 400.22 422.06 443.60 464.81 565.25 654.40 731.01 794.91 1 2 3 4 6 7 8 10 11 12 14 15 16 16 17 17 18 18 18 19 19 18 16 14 47 113 198 300 54 184 320 90 215 317 16 34 3 287 160 356 146 267 358 54 41 43 235 322 $12.59 25.60 39.05 52.93 67.28 82.10 97.42 113.23 129.56 146.43 163.84 181.82 200.37 219.51 239.27 259.65 280.69 302.39 324.77 347.85 474.24 621.18 678.13 734.27 $34.27 68.57 102.93 137.25 171.59 205.90 . 240.20 274.41 308.56 342.64 376.61 410.48 444.21 477.80 511.26 544.57 577.75 610.77 643.64 676.36 838.04 1000.00 1 3 5 6 8 11 13 15 16 18 19 21 22 23 23 24 25 25 25 26 27 219 108 36 361 356 1 15 9 314 184 342 61 79 38 312 177 9 175 319 82 350 $18.17 36.97 56.44 76.58 97.42 119.00 141.33 . 164.44 188.36 213.12 238.75 265.28 292.73 321.16 350.59 381.06 412.62 445.32 479.19 514.30 565.89 621.18 678.13 734.27 $49.45 99.03 148.77 198.58 248.46 298.45 348.46 398.52 448.60 498.69 548.80 598.89 648.97 699.06 749.12 799.20 849.31 899.45 949.68 1000.00 2 4 7 10 13 16 19 22 24 26 27 29 30 31 32 33 35 36 39 121 315 220 194 214 239 193 30 103 61 288 72 166 225 271 334 88 316 78
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.45 70.16 107.19 145.57 185.38 226.65 269.47 313.87 359.93 407.73 457.33 508.81’ 562.26 617.76 675.42 735.33 797.61 862.40 929.81 1000.00 $57.48 114.24 170.27 225.53 280.04 333.75 386.69 438.79 490.09 540.58 590.24 639.06 687.06 734.21 780.54 826.05 870.73 914.63 957.71 1000.00 4 9 15 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 203 299 271 $65.52 142.28 216.19 287.34 355.82 421.70 485.13 546.15 604.86 661.34 715.64 767.86 818.06 866.31 912.69 957.23 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 34 $15.73 32.01 48.85 66.26 84.27 102.90 122.16 142.09 162.69 184.01 206.05 228.85 252.42 276.80 302.00 328.07 355.04 382.94 411.80 441.65 607.33 806.27 1000.00 $34.92 69.65 104.16 138.41 172.41 206.14 239.56 272.70 305.49 337.97 370.09 401.85 433.23 464.23 494.81 525.01 554.80 584.19 613.14 641.66 777.84 904.05 1000.00 2 4 6 8 11 14 16 19 21 22 23 22 21 20 19 18 17 16 15 14 9 4 2 62 179 349 195 59 264 32 63 358 $39.73 102.80 163.51 221.89 277.99 331.99 383.85 433.68 481.59 527.54 731.00 894.63 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 39 $12.87 26.17 39.91 54.11 68.78 83.94 99.61 115.78 132.49 149.75 167.57 185.98 204.97 224.58 244.82 265.71 287.26 309.52 332.47 356.15 486.02 637.55 819.09 1000.00 $30.78 61.44 91.94 122.30 152.48 182.47 212.27 241.82 271.14 300.21 329.01 357.54 385.74 413.64 441.24 468.48 495.38 521.96 548.16 573.99 697.27 810.77 916.86 1000.00 1 3 5 7 9 11 13 15 17 18 20 21 22 23 24 23 22 21 20 19 14 9 4 232 137 80 60 71 102 134 142 93 335 132 219 240 201 $12.14 76.75 138.85 198.55 255.93 310.99 554.70 750.65 904.50
159
TM 14-600 29 May 47 Table Ill. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 27 $1,000
PLAN PREMIUMS
Annual
Monthly Quarterly Semi-annual
$0.69 1.44 1.73 2.19 3.49 2 03 $2.06 4.31 5.18 6.55 10.44 6 08 $4.11 8.59 10.32 13.06 20.81 12.11 $8.17 17.05 20.48 25.93 41.32 24.03
Ordinary 30-payme 20-payme 20-war r life
nt life
nt life
ndowment
Endowment at age 65 1.' ’8 5.3 3 10.61 21 0 7
GU ARA. NT 'EED v? \LU ES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Day
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $9.31 18.91 28.79 38.98 49.49 60.31 71.45 82.92 94.73 106.88 119.38 132.23 145.43 158.98 172.90 187.18 201.82 216.82 232.18 247.88 330.84 419.05 509.15 597.14 $24.94 49.84 74.66 99.42 124.12 148.70 173.16 197.48 221.66 245.68 269.51 293.15 316.55 339.70 362.63 385.28 407.63 429.70 451.45 472.85 573.67 662.52 738.43 801.36 1 2 3 4 6 7 9 10 11 13 14 15 16 16 17 17 18 18 18 18 18 17 16 14 60 140 238 352 117 256 32 169 288 12 58 55 1 264 117 294 67 173 249 299 245 230 50 139 $12.90 26.22 39.98 54.20 68.89 84.06 99.72 115.89 132.59 149.83 167.63 185.98 204.93 224.47 244.63 265.42 286.87 308.98 331.78 355.27 483.60 632.51 689.50 745.16 1 $34.55 69.11 103.67 138.23 172.77 207.26 241.67 276.01 310.25 344.41 378.44 412.31 446.06 479.64 513.07 546.32 579.42 612.35 645.11 677.70 838.55 000.00 1 3 5 7 9 11 13 15 16 18 19 20 21 22 23 23 24 24 25 25 27 228 126 61 29 22 28 30 1 277 114 241 296 288 224 114 329 144 299 67 185 53 $18.55 37.74 57.60 78.15 99.42 121.43 144.20 167.77 192.16 217.40 243.53 270.56 298.55 327.51 357.49 388.54 420.69 453.99 488.49 524.23 576.71 632.51 689.50 745.16 $49.69 99.48 149.36 199.32 249.34 299.40 349.47 399.57 449.64 499.72 549.79 599.82 649.84 699.81 749.77 799.74 849.71 899.74 949.82 1000.00 2 4 7 10 13 16 19 21 23 25 27 28 29 30 31 33 34 35 38 131 334 247 218 229 225 137 294 326 248 80 205 279 321 353 40 149 362 115
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.45 70.17 107.19 145.57 185.38 226.65 269.45 313.84 359.89 407.67 457.26 508.72 562.15 617.64 675.29 735.20 797.49 862.29 929.74 1000.00 $57.44 114.18 170.18 225.41 279.91 333.60 386.50 438.60 489.89 540.35 590.01 638.82 686.81 733.98 780.33 825.86 870.57 914.50 957.64 1000.00 4 9 15 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 187 252 164 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 33 $16.54 33.64 51.33 69.63 88.55 108.13 128.37 149.31 170.97 193.36 216.52 240.47 265.24 290.84 317.33 344.73 373.08 402.3? 432.73 464.11 638.43 848.85 1000.00 $35.99 71.73 107.22 142.46 177.39 212.05 246.37 280.37 314.02 347.30 380.20 412.72 444.84 476.53 507.83 538.69 569.14 599.13 628.70 657.81 796.72 925.73 1000.00 2 4 6 9 11 14 17 19 21 23 22 21 20 19 18 17 16 15 14 13 8 3 34 128 278 117 355 231 65 171 171 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 38 $13.47 27.40 41.78 56.64 72.00 87.87 104.25 121.18 138.67 156.72 175.36 194.61 214.47 234.97 256.13 277.97 300.51 323.76 347.75 372.49 508.10 666.74 858.71 1000.00 $31.62 63.12 94.43 125.56 1,56.51 187.25 217.74 247.99 278.00 307.70 337.12 366.24 395.02 423.48 451.59 479.36 506.77 533.80 560.45 586.72 711.84 827.13 935.63 1000.00 1 3 5 7 9 11 13 15 17 19 20 21 22 23 23 22 21 20 19 18 13 8 3 255 . 184 152 157 187 231 268 266 193 43 178 240 238 181 $47.41 111.51 173.08 232.28 289.09 343.66 584.68 777.81 928.37
$61.92 139.07 213.32 284.79 353.58 419.75 483.46 544.73 603.66 660.35 714.86 767.24 817.61 866.00 912.49 957.14 $4.98 70.32 133.24 193.74 251.86 307.82 361.56 413.20 462.82 510.45 556.19 758.30 920.20
160
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000
Age 28
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.69 $2.06 $4.11 $8.17
Ordinary life 1.48 4.43 8.83 17.52
30-payment life 1.76 5.27 10.50 20.84
20-payment life 2.23 6.67 13.30 26.40
20-year endowment 3.50 10.47 20.87 41.44
Endowment at age 60 2.10 6.28 12.52 24.86
Endowment at age 65 ’ 1.84 5.51 10.97 21.78
GUARANTEED VALUES
End of policy year Cash value ORDINARY Paid-up insurance LIFE Extension 3 Cash value 0-PAYMENT Paid-up insurance LIFE Extension Cash value 20-PAYMENT Paid-up insurance LIFE Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $9.69 19.67 29.95 40.56 51.48 62.73 74.31 86.23 98.50 111.11 124.08 137.40 151.08 165.13 179.54 194.32 209.47 224.97 240.81 256.99 342.04 431.75 522.61 610.47 $25.54 51.01 76.39 101.72 126.93 152.02 176.98 201.77 226.42 250.84 275.08 299.07 322.82 346.33 369.55 392.49 415.14 437.43 459.36 480.92 582.03 670.53 745.70 807.63 1 2 3 5 6 7 9 10 11 13 14 15 15 16 17 17 17 18 18 18 18 17 15 13 73 167 276 40 180 326 107 242 353 61 86 60 350 226 61 219 343 70 134 173 82 50 234 316 $13.22 26.86 40.96 55.52 70.56 86.08 102.10 118.65 135.73 153.35 171.53 190.29 209.62 229.57 250.14 271.36 293.21 315.74 338.94 362.84 493.04 643.89 700.83 755.89 $34.85 69.65 104.47 139.24 173.97 208.61 243.16 277.63 311.99 346.20 380.27 414.20 447.91 481.48 514.87 548.09 581.10 613.92 646.55 679.01 838.97 1000.00 1 3 5 7 9 11 13 14 16 18 19 20 21 22 22 23 23 24 24 24 26 237 144 86 57 50 50 38 349 228 33 129 157 125 42 277 111 278 56 178 286 122 $18.94 38.52 58.79 79.77 101.47 123.92 147.15 171.19 196.06 221.80 248.43 275.99 304.50 334.01 364.56 396.19 428.93 462.85 497.97 534.37 587.67 643.89 700.83 755.89 $49.92 99.89 149.94 200.06 250.18 300.32 350.46 400.58 450.67 500.73 550.76 600.74 650.64 700.52 750.39 800.22 850.07 899.96 949.91 1000.00 2 4 7 10 13 16 19 21 23 25 26 27 29 30 31 32 33 35 37 141 351 269 239 234 199 69 181 175 63 231 335 25 51 70 111 208 47 150
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance i Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.46 70.18 107.20 145.59 185.38 226.64 269.43 313.82 359.85 407.62’ 457.18 508.63 562.04 617.51 675.15 735.06 797.35 862.18 929.67 1000.00 $57.42 114.13 170.09 225.32 279.76 333.43 386.31 438.40 489.67 540.12 589.76 638.57 686.56 733.73 780.10 825.65 870.39 914.37 957.56 1000.00 4 9 15 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 169 202 51 $57.94 135.49 210.14 281.97 351.09 417.61 481.59 543.14 602.34 659.26 713.96 766.57 817.11 865.65 912.29 957.05 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 32 $17.39 35.38 53.98 73.23 93.14 113.72 135.00 157.03 179.80 203.35 227.70 252.88 278.92 305.86 333.71 362.54 392.34 423.19 455.10 488.13 671.78 894.98 1000.00 $37.08 73.91 110.44 146.70 182.65 218.25 253.50 288.41 322.94 357.07 390.80 424.11 457.00 489.47 521.47 553.07 584.17 614.84 645.04 674.79 816.62 948.84 1000.00 2 4 7 9 12 15 17 19 21 22 21 20 19 18 17 16 15 14 13 12 7 2 67 196 17 252 149 34 215 294 265 $35.64 100.89 163.63 223.95 282.00 337.72 391.30 442.77 492.18 539.63 585.17 786.03 946.26 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 37 $14.11 28.69 43.76 59.33 75.41 92.02 109.16 126.90 145.20 164.10 183.61 203.75 224.52 245.98 268.11 290.96 314.53 338.85 - 363.92 389.78 531.48 697.88 901.67 1000.00 $32.51 64.84 97.01 128.97 160.70 192.19 223.40 254.40 285.09 315.47 345.54 375.28 404.65 433.70 462.35 490.67 518.58 546.11 573.22 599.93 727.01 844.31 955.60 1000.00 1 3 5 7 9 11 14 16 17 19 20 21 22 23 22 21 20 , 19 18 17 12 7 2 278 233 227 252 303 358 29 10 279 101 209 249 226 $16.32 82.49 146.08 207.22 265.89 322.23 376.30 614.81 805.04 952.24
161
TM 14-600
29 May 47
Age 29
$1,000
Table 111. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
PLAN PREMIUMS
Monthly Quarterly Semi-annual 1 Annual
5-year level premium term $0 70 $2 09 $4 17 $8 29
Ordinary life 1 52 4 55 9 06 18 00
30-payment life 1 79 5 36 10 67 21 19
20-payment life 2 27 6 79 13 54 26 87
20-year endowment 3 50 10 47 20 87 41 44
Endowment at age 60 2 18 6 52 13 00 25 81
Endowment at age 65 ’ 1.90 5.69 11.33 22.49
GUARANTEED VALUES
End ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
of
policy Extension Extension Extension
year Cash Paid-up Cash Paid-up Cash
value insurance value insurance value insurance
Years Days Years Days Years Days
1 $10.08 $26.14 1 88 $13.54 $35.11 1 246 $19.33 $50.12 2 151
2 20.47 52.21 2 193 27 53 70.21 3 161 39.33 loo.: 11 5 4
3 31.17 78.17 3 317 41 97 105.26 5 109 60.02 iso.: >3 7 288
4 42.20 104.05 5 91 56 89 140.27 7 84 81.43 200.' '7 10 254
5 53.56 129.80 6 241 72 28 175.17 9 75 103.57 251.00 13 232
6 65.25 155.40 8 28 88 17 209.99 11 66 126.48 301.2 3 16 163
7 77.29 180.85 9 176 104 58 244.71 13 36 150.19 351.4 4 18 355
8 89.68 206.14 10 307 121 50 279.28 14 319 174.70 401.5 7 21 59
9 102.42 231.22 12 40 138 97 313.74 16 167 200.07 451.68 23 15
10 115.51 256.08 13 95 156 98 348.02 17 305 226.31 501.1 2 24 236
11 128.96 280.70 14 98 175 56 382.13 19 9 253.46 551.70 26 14
12 142.78 305.09 15 51 194 71 416.05 20 12 281.54 601.58 27 96
13 156.96 329.19 15 320 214 47 449.81 20 322 310.60 651.43 28 132
14 171.52 353.05 16 178 234 83 483.36 21 218 340.67 701.2 1 29 143
15 186.44 376.57 16 358 255 82 516.70 22 72 371.80 750.96 30 150
16 201.73 399.80 17 135 277 45 549.86 22 255 404.01 800.6 9 31 180
17 217.39 422.69 17 244 299 72 582.77 23 45 437.36 850.40 32 266
18 233.38 445.19 17 324 322 66 615.49 23 176 471.89 900.1 6 34 95
19 249.72 467.32 18 12 346 27 648.00 23 288 507.65 950.00 36 185
20 266.38 489.04 18 41 370.55 680.28 24 23 544.70 1000.00
25 353.45 590.32 17 281 502 57 839.38 2 5 191 598.74
30 444.58 678.44 16 237 655. 30 1000.00 655.30
35 536.07 752.82 15 51 712. 08 712 OR
40 623.62 813.69 13 135 766. 41 766.41
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 55
Extension End Extension End Extension
Paid-up of Paid- UP of Paid-up
Cash insur- policy Cash insur- policy Cash insur-
value ance Pure year value ance Pure year value ance Pure
Years Days endow- Years Days endow- Years Days endow-
ment ment ment
$34.46 $57.38 4 150 1 $18.30 $38.23 2 102 1 $14.79 $33.43 1 304
70.19 114.06 9 148 2 37 24 76 Q 4 267 2
107.21 169.99 14 301 3 56 82 113 R3 7 124 3 45 86 5
145.60 225.19 16 $53.52 4 77.08 151. 16 10 25 4 62.18 132.51 7 350
185.39 279.61 15 131.52 5 98.03 188. 14 12 307 5 79.02 165.04 10 52
226.64 333.25 14 206.58 6 119.69 224. 75 15 191 6 96.42 197.32 12 117
269.43 386.12 13 278.81 7 142.11 261. )1 17 352 7 114.40 229.34 14 145
313.80 438.18 12 348.32 8 165.28 296. 36 20 37 8 132.97 261.07 16 105
359.82 489.43 11 415.18 9 189.25 332. 31 21 343 9 152.14 292.48 17 349
407.56 539.86 10 479.50 10 214.03 367. 34 21 $66.26 10 171.92 323.54 19 143
457.11 589.50 9 541.36 11 239.66 401.94 20 131 .43 11 192.35 354.28 20 228
508.53 638.30 8 600.85 12 266.16 436.09 19 194.07 12 213.42 384.64 21 245
561.92 686.29 7 658.03 13 293.57 469. 30 18 254.34 13 235.18 414.66 22 206
617.38 733.47 6 712.99 14 321.92 503.05 17 312 .23 14 257.64 444.30 22 $51.68
675.00 779.84 5 765.80 15 351.25 535. 34 16 367.84 15 280.81 473.55 21 117.38
734.91 825.43 4 816.55 16 381.59 568. 16 15 421 .32 16 304.72 502.41 20 180.58
797.21 870.21 3 865.27 17 412.98 600. 11 14 472 .62 17 329.38 530.85 19 241.21
862.05 914.22 2 912.04 18 445.46 631. 37 13 521 .91 18 354.81 558.87 18 299.44
929.59 957.48 1 956.94 19 479.06 662. 25 12 569.18 19 381.04 586.48 17 355.33
1000.00 1000.00 20 513 85 6Q9 66 11 614 55 on
25 707.67 837. 71 6 814 .27 25 556.28 742.82 11 644.95
30 945 15 973 >1 1 972 84
31 1000 00 1000.( )0 35 Q76 1 1
36 1000.00 1000.00
162
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000 Age 30
PREMIUMS
PLAN
Monthly Quarterly Semi-annual Annual
5-year level premium term $3.71 $2.12 $4.23 $8.41
Ordinary life 1.56 4.67 9.30. 18.47
30-payment life 1.83 5.48 10.91 21.67
20-payment life 2.31 6.91 13.78 27.35
20-year endowment . 3.51 10.50 20.93 41.55
Endowment at age 60 2.27 6.79 13.54 26.87
Endowment at age 65 1.96 5.87 11.69 23.20
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $10.49 21.31 32.45 43.92 55.73 67.90 80.41 93.28 106.50 120.10 134.05 148.38 163.08 178.16 193.61 209.42 225.58 242.08 258.90 276.02 365.06 457.51 549.51 636.59 $26.75 53.44 80.01. 106.44 132.73 158.88 184.83 210.59 236.11 261.42 286.43 311.20 335.67 359.85 383.71 407.19 430.31 453.02 475.31 497.14 598.54 686.21 759.79 819.58 1 2 3 5 6 8 9 10 12 13 14 15 15 16 16 17 17 17 17 17 17 16 14 12 101 221 356 143 300 93 240 362 80 115 97 29 278 116 280 43 138 206 248 267 112 58 236 315 $13.88 28.22 43.03 58.30 74.07 90.35 107.14 124.46 142.32 160.74 179.72 199.29 219.46 240.25 261.65 283.70 306.38 329.73 353.73 378.39 512.13 666.72 723.24 776.73 $35.40 70.77 106.09 141.29 176.41 211.41 246.28 280.98 315.52 349.88 384.02 417.97 451.72 485.26 518.55 551.62 584.44 617.04 649.40 681.51 839.67 1000.00 1 3 5 7 9 11 13 14 16 17 18 19 20 21 . 21 22 22 22 23 23 24 254 178 132 107 96 76 24 277 96 204 245 224 147 25 228 33 175 294 32 125 258 $19.74 40.17 61.30 83.14 105.74 129.13 153.31 178.32 204.18 230.94 258.61 287.23 316.85 347.49 379.19 412.01 445.97 481.12 517.52 555.22 609.92 666.72 723.24 776.73 $50.35 100.74 151.14 201.49 251.83 302.16 352.40 402.57 452.66 502.68 552.59 602.41 652.18 701.86 751.50 801.11 850.71 900.35 950.10 1000.00 2 5 7 10 13 16 18 20 22 24 25 26 27 28 29 30 31 33 35 160 21 306 264 222 115 264 293 212 40 158 218 238 233 229 248 323 143 220
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.47 70.21 107.24 145.62 185.41 226.66 269.43 313.79 359.79 407.51 457.03 508.43 561.80 617.24 674.85 734.75 797.05 861.92 929.51 1000.00 $57.35 114.01 169.91 225.07 279.47 333.08 385.91 437.96 489.18 539.60 589.21 638.01 686.00 733.19 779.58 825.18 870.00 914.07 957.40 1000.00 4 9 14 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 131 92 183 $48.49 127.00 202.55 275.24 345.18 412.45 477.14 539.36 599.17 656.64 711.89 764.95 815.92 864.84 911.79 956.83 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $19.29 39.24 59.87 81.21 103.28 126.11 149.72 174.13 199.37 225.48 252.47 280.40 309.28 339.15 370.06 402.03 435.11 469.35 504.79 541.47 746.43 1000.00 $39.47 78.61 117.41 155.86 193.93 231.62 268.91 305.76 342.18 378.16 413.66 448.73 483.30 517.38 551.00 584.10 616.70 648.83 680.45 711.54 860.12 1000.00 2 4 7 10 13 15 18 20 21 20 19 18 17 16 15 14 13 12 11 10 5 139 341 234 165 97 337 109 130 $29.13 96.89 162.01 224.70 284.89 342.70 398.31 451.64 502.89 552.06 599.23 644.45 843.13 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 $15.51 31.54 48.10 65.20 82.86 101.11 119.95 139.41 159.49 180.22 201.61 223.70 246.49 270.02 294.28 319.32 345.13 371.75 399.19 427.47 582.65 767.03 1000.00 $34.38 68.56 102.50 136.18 169.57 202.70 235.51 268.01 300.15 331.94 363.36 394.41 425.07 455.35 485.19 514.63 543.62 572.18 600.27 627.91 759.35 881.53 1000.00 1 3 6 8 10 12 14 16 18 19 20 21 22 21 20 19 18 17 16 15 10 5 328 335 13 84 166 233 248 185 37 173 235 232 $18.86 86.88 152.24 214.99 275.23 333.04 388.49 441.66 675.25 859.73
163
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
ASe 31 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $0.72 1.60 1.87 2.35 3.52 2.36 2.03 $2.15 4.79 5.60 7.03 10.53 7.06 6.08 $4.29 9.54 11.15 14.01 20.99 14.07 12.11 $8.52 18.94 22.14 27.82 41.67 27.94 24.03
30-payment life
20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $10.93 22.19 33.78 45.72 58.01 70.66 83.67 97.03 110.76 124.87 139.35 154.21 169.45 185.05 201.04 217.37 234.05 251.05 268.34 285.90 376.85 $27.41 54.71 81.87 108.89 135.74 162.42 188.89 215.11 241.09 266.82 292.26 317.42 342.25 366.74 390.90 414.65 437.99 460.90 483.30 505.22 606.67 1 2 4 5 6 8 9 11 12 13 14 14 15 16 16 16 17 17 17 17 16 116 248 32 193 356 153 296 42 107 121 83 359 223 45 192 306 25 81 113 125 307 $14.25 28.95 44.12 59.77 75.93 92.60 109.79 127.51 145.78 164.61 184.02 204.01 224.61 245.81 267.65 290.10 313.20 336.94 361.31 386.32 521.73 $35.74 71.38 106.92 142.35 177.67 212.85 247.86 282.68 317.31 351.73 385.95 419.92 453.67 487.16 520.42 553.38 586.11 618.58 650.75 682.68 839.90 1 3 5 7 9 11 13 14 16 17 18 19 19 20 21 21 21 22 22 22 23 265 194 152 129 111 78 3 227 15 95 109 65 334 193 17 172 302 47 141 226 327 $20.17 41.03 62.60 84.90 107.98 131.83 156.51 182.02 208.40 235.67 263.88 293.06 323.24 354.46 386.75 420.16 454.73 490.51 527.54 565.89 621.18 $50.59 101.16 151.71 202.20 252.67 303.03 353.34 403.53 453.62 503.57 553.44 603.22 652.88 702.49 751.99 801.48 850.96 900.51 950.15 1000.00 2 5 7 10 13 16 13 20 22 23 24 25 26 27 28 29 31 32 34 168 34 319 267 200 54 151 152 39 203 297 338 341 323 306 315 14 190 253
30 470.53 693.86 15 245 678 .13 1000.00 678.13
35 562.88 766.58 14 54 734 .27 734 27
40 649.32 825.25 12 136 786 .82 786.82
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT ^T AGE 65
Cash value Paid-up Extension End of Paid-t ip Extension End Paid-up insurance Extension
insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment policy year Cash value Years Days Pure endowment
$34.49 $57.33 4 111 1 $20.34 $40.7 5 2 1 76 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 34 $16.28 33.10 50.47 68.41 86.95 106.09 125.85 146.25 167.31 189.04 211.47 234.62 258.52 283.16 308.59 334.81 361.85 389.73 418.45 448.05 610.78 805.73 1000,00 $35.39 1 356
70.2: 113.94 9 33 2 41 39 7 8 1 5 6 5 6 1 8 7 6 7 5 3 7 1 2 9 5 7 10 13 16 18 20 20 19 18 17 16 15 14 13 12 11 10 52 46 04 46 06 17 10
107.2' 169.83 14 61 3 14. 121.1 160.8 200 C 238.8 277.2 315.1 352. C 389.5 426. C 462. C 497.5 532.5 567.0 600.9 634.4 667.3 699.6 3 3 2 1 2 2 4 22
145.65 185.44 226.68 269.45 313.78 359.77 407.47 456.97 508.34 561.69 617.11 674.70 734.58 796.89 861.77 929.41 1000.00 224.95 279.31 332.90 385.72 437.71 488.92 539.32 588.92 637.70 685.70 732.89 779.30 824.92 869.79 913.89 957.30 1000.00 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 $42.86 121.94 198.02 271.25 341.65 409.38 474.51 537.12 597.26 655.09 710.65 764.00 815.80 864.36 911.49 956.70 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 85.64 108.92 132.99 157.89 183.63 210.25 237.77 266.24 295.69 326.16 357.67 390.28 424.01 458.92 495.05 532.45 571.20 788.44 moo no $59 127 192 255 315 373 429 482 533 582 629 674 872 80 59 83 50 72 59 14 48 67 77 84 96 68 140.00 174.31 208.30 241.94 275.23 308.16 340.70 372.85 404.60 435.96 466.86 497.34 527.37 556.94 586.04 614.66 642.80 776.73 6 8 10 12 14 16 18 19 20 21 21 20 19 18 17 16 15 91 182 276 341 338 252 78 190 231 212 $54.37 122.04 187.02 249.41 309.28 366.73 421.78
884.06 mnn nn 14 474.57 705.80 887.32
29 9
1000.00
164
29 May 47
TM 14—603
Table HI. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
WOO__________________________________ Age 32
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $0.73 1.65 1.90 2.39 3.53 2.47 2.11 $2.18 4.94 5.69 7.15 10.56 7.39 6.31 $4.35 9.84 11.33 14.25 21.05 14.73 12.58 $8.64 19.53 22.49 28.30 41.79 29.24 24.98
30-payment life
20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
End of policy Cash Paid-up Extension Cash Paid-up Extension Cash Extension
year value insurance Years Days value insurance Years Days value insurance Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $11.39 23.11 35.17 47.60 60.39 73.54 87.05 100.94 115.19 129.83 144.86 160.27 176.05 192.20 208.72 225.58 242.77 260.25 278.00 296.00 388.81 $28.08 56.01 83.76 111.38 138.81 166.02 192.99 219.71 246.13 272.29 298.17 323.71 348.90 373.71 398.15 422.14 445.69 468.73 491.26 513.26 614.71 1 2 4 5 7 8 9 11 12 13 14 14 15 15 16 16 16 16 16 16 16 130 275 72 241 46 207 343 74 121 114 56 312 158 328 96 197 269 315 338 342 136 $14.62 29.69 45.25 61.31 77.86 94.94 112.53 130.67 149.36 168.61 188.45 208.88 229.90 251.54 273.79 296.66 320.15 344.26 368.99 394.35 531.34 $36.05 71.95 107.77 143.46 178.97 214.34 249.47 284.42 319.15 353.63 387.89 421.89 455.63 489.09 522.27 555.16 587.75 620.04 652.05 683.79 840.05 1 3 5 7 9 11 12 14 15 16 17 18 19 19 20 20 21 21 21 21 23 273 210 171 147 121 71 335 164 288 342 332 265 150 359 167 311 64 164 251 327 32 $20.61 41.91 63.93 86.71 110.26 134.62 159.79 185.81 212.71 240.52 269.28 299.02 329.77 361.57 394.45 428.46 463.64 500.03 537.70 576.71 632.51 $50.82 101.57 152.26 202.90 253.45 303.92 354.25 404.44 454.51 504.45 554.27 603.96 653.55 703.03 752.44 801.80 851.18 900.60 950.18 1000.00 2 5 7 10 13 15 18 20 21 22 24 25 26 27 28 29 30 31 33 176 47 329 265 168 348 49 4 223 362 68 90 77 46 18 17 73 236 287
30 483.60 701.38 15 66 689 50 1000.00 689.50
35 576.16 773.20 13 241 745 16 745.16
40 661.82 830.73 11 317 796 67 796.67
20-YEAR ENDOWMENT ENDOWMENT AT AG I C 60 ENDOWMENT AT AGE 65
Paid-up Extension End of Paid-i ip Extension End of Extension
Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment f policy year Cash value insurance Years Days Pure endowment
$34.51 70 2f $57.30 113.88 4 89 1 .191 $42.12 83 85 2 216 1 1 2 $17.10 34.75 52.99 71.84 91.29 111.38 132.12 153.52 175.61 198.42 221.95 246.24 271.30 297.15 323.80 351.29 379.63 408.83 438.92 469.94 640.89 847.75 1000.00 $36.44 72.58 108.44 144.02 179.24 214.12 248.64 282.76 316.50 349.84 382.75 415.25 447.31 478.90 510.03 540.69 570.86 600.53 629.70 658.38 795.06 2 4 6 8 11 13 15 16 18 19 20 21 20 19 18 17 16 15 14 13 8 3 18 77 170 281 17 72 50 303 106 197 218
8 338 2 43 69 5
107.30 145.69 185.48 226.72 269 47 313.79 359.75 407.44 456.91 508.26 561.58 616.97 674.53 734.40 796.71 861.61 929.30 inon on 169.72 13 301 3 66.66 90.42 14.99 40.40 66.67 93.85 21.94 51.01 81.07 12.16 44.33 77.61 12.04 47.68 84.56 22.74 62.30 03.30 34.17 00.00 125.17 166.07 206.53 246.54 286.06 325.11 363.64 401.69 439.21 476.21 512.69 548.62 584.01 618.87 653.18 686.93 720.17 752.88 909 72 8 □ 7
224.82 279.16 332.72 385.49 437.47 488.64 539.03 588.61 637.39 685.37 732.57 778.98 824.63 869.53 913.70 957.18 1000.00 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 $36.44 116.18 192.89 266.70 337.64 405.88 471.50 534.55 595.14 653.36 709.25 762.91 814.41 863.81 911.17 956.55 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 1 1 1 1 2 2 2 3 3 3 4 4 4 5 5 6 8 10 11 14 16 18 20 19 18 17 16 15 14 13 12 11 10 9 8 79 21 227 311 $19 90 158 223 286 346 404 460 513 565 614 661 706 903 85 53 56 88 63 97 87 48 85 03 11 16 1 7 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $19.65 89.84 157.20 221.87 283.95 343.49 400.57 455.30 507.63 736.60 916.09
25 3 00
28 1000 00 30 33
... 1000.00
165
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 33 * $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
$0.74 1.69 1.95 2.44 3.54 2.57 2 10 $2.21 5.06 5.84 7.30 10.59 7.69 6 $4.41 10.08 11.63 14.55 21.11 15.33 13.06 $8.76 20.01 23.09 28.89 41.91 30.43 25.93
Ordinary 30-paym 20-paym 20-vear e
mt life
snt life
ndowment ...
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $11.85 24.06 36.63 49.56 62.87 76.53 90.58 105.00 ' 119.81 135.01 150.60 166.56 182.90 199.60 216.66 234.05 251.73 269.69 287.90 306.33 400.91 496.70 589.32 674.11 $28.72 57.30 85.71 113.92 141.93 169.66 197.16 224.36 251.28 277.90 304.18 330.10 355.63 380.75 405.45 429.69 453.39 476.58 499.21 521.26 622.64 708.73 779.65 836.07 1 2 4 5 7 8 ,10 11 12 13 14 14 15 15 15 16 16 16 16 16 15 14 13 11 143 302 109 287 96 253 15 95 122 95 17 253 82 237 357 81 142 179 195 191 328 255 60 142 $15.00 30.47 46.43 62.89 79.87 97.35 115.38 133.94 153.06 172.76 193.04 213.90 235.36 257.42 280.09 303.36 327.23 351.69 376.77 402.46 540.95 700.83 755.89 806.28 $36.35 72.57 108.64 144.56 180.31 215.82 251.14 286.20 321.02 355.60 389.90 423.92 457.63 491.04 524.15 556.93 589.37 621.48 653.31 684.84 840.13 000.00 1 3 5 7 9 11 12 14 15 16 17 18 18 19 19 20 20 20 20 21 22 281 224 188 161 125 56 292 93 188 216 183 96 328 156 316 82 191 282 358 64 106 $21.05 42.81 65.32 88.57 112.62 137.47 63.15 189.69 217.13 245.49 274.81 305.11 336.44 368.82 402.30 436.90 472.68 509.69 547.99 587.37 643.89 700.83 755.89 806.28 $51.01 101.96 152.85 203.59 254.25 304.76 355.12 405.32 455.39 505.30 555.06 604.68 654.17 703.56 752.85 802.09 851.34 900.69 950.20 1000.00 2 5 7 10 13 15 17 19 21 22 23 24 25 26 27 28 29 30 32 183 58 336 256 127 267 293 212 37 149 200 204 177 134 96 85 132 282 4 320
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up . insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.52 70.29 107.35 145.75 185.54 226.77 269.51 313.81 359.76 407.41 456.86 508.18 561.47 616.83 674.36 734.21 796.50 861.43 929.19 1000.00 $57.26 113.81 169.63 224.70 279.00 332.52 385.26 437.20 488.36 538.71 588.27 637.04 685.03 732.23 778.64 824.33 869.26 913.49 957.07 1000.00 4 8 13 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 67 274 170 $29.23 109.68 187.10 261.54 333.14 401.96 468.10 531.66 592.72 651.37 707.67 761.69 813.52 863.20 910.80 956.40 1 2 3 , 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 27 $22.70 46.17 70.45 95.56 121.53 148.38 176.15 204.86 234.57 265.28 297.07 329.94 363.95 399.14 435.55 473.25 512.27 552.69 594.59 638.07 884.19 1000.00 $43.57 86.70 129.39 171.64 213.40 254.66 295.42 335.65 375.38 414.54 453.19 491.26 528.77 565.72 602.10 637.93 673.17 707.86 742.01 775.65 937.40 1000.00 2 5 8 11 14 16 19 19 18 17 16 15 14 13 12 11 10 9 8 7 2 257 214 215 216 151 336 30 $50.53 121.56 189.73 255.28 318.26 378.70 436.76 492.46 545.91 597.15 646.26 693.25 738.21 934.25 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 32 $17.96 36.52 55.69 75.48 95.92 117.02 138.80 161.27 184.47 208.42 233.13 258.62 284.92 312.04 340.01 368.84 398.54 429.16 460.71 493.26 673.23 893.65 1000.00 $37.51 74.74 111.64 148.20 184.40 220.22 255.65 290.66 325.25 359.42 393.14 426.40 459.19 491.50 523.33 554.63 585.42 615.70 645.45 674.73 814.49 947.10 1000.00 2 4 6 9 11 13 15 16 18 19 20 20 19 18 17 16 15 14 13 12 7 2 46 133 249 10 115 158 113 344 124 193 199 $55.42 125.32 192.46 256.88 318.67 377.89 434.70 489.00 541.04 767.69 943.09
166
29 May 47
TM 14-600
Table Ill. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1-000 Age 34
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $0.75 1.75 1.99 2.49 3.55 2.69 2.27 $2.24 5.24 5.96 7.45 10.62 8.05 6.79 $4.47 10.44 11.87 14.85 21.17 16.04 13.54 $8.88 20.72 23.56 29.48 42.03 31.85 26.87
30-payment life
20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
End of policy Cash Paid-up Extension Cash Paid-up Extension Cash Paid- up nee Extension
year value insurance Years Days value insurance Years Days value insura Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $12.35 25.08 38.16 51.62 65.46 79.67 94.27 109.25 124.63 140.40 156.56 173.10 190.00 207.26 224.86 242.76 260.93 279.35 298.00 316.86 413.15 $29.41 58.69 87.72 116.54 145.12 173.41 201.43 229.13 256.53 283.58 310.28 336.57 362.44 387.86 412.81 437.23 461.10 484.39 507.09 529.21 630.47 1 2 4 5 7 8 10 11 12 13 13 14 14 15 15 15 16 16 16 16 15 158 329 146 331 142 295 42 103 110 63 330 185 364 138 245 324 10 39 47 37 156 $15.40 31.29 47.67 64.55 81.95 99.87 118.33 137.34 156.91 177.06 197.78 219.09 240.98 263.46 286.54 310.19 334.41 359.22 384.63 410.63 550.53 $36.68 73.22 109.58 145.73 181.68 217.38 252.84 288.05 322.97 357.62 391.97 426.00 459.68 493.03 526.05 558.68 590.95 622.88 654.50 685.82 840.12 1 3 5 7 9 11 12 14 15 16 17 17 18 18 19 19 19 20 20 20 21 288 237 203 171 123 31 240 14 81 84 29 287 138 316 98 218 317 33 104 168 180 $21.51 43.75 66.74 90.49 115.03 140.40 166.60 193.68 221.66 250.58 280.46 311.34 343.24 376.20 410.27 445.46 481.83 519.45 558.39 598.74 655.30 $51.23 102.37 153.41 204.29 255.02 305.60 355.98 406.21 456.25 506.12 555.83 605.37 654.75 704.01 753.20 802.31 851.46 900.71 950.18 1000.00 2 5 7 10 13 15 17 19 20 21 22 23 24 25 26 27 28 29 31 190 65 338 237 75 174 164 50 210 299 330 318 275 221 172 153 189 327 353
30 509.82 715.96 14 78 712 08 1000.00 712.08
35 602.33 785.91 12 249 766 41 766.41
40 686.22 841.28 10 325 815 69 815.69
20-YEAR ENDOWMENT ENDOWMENT AT AGI 60 ENDOWMENT AT AGE 65
Paid-up Extension End of Paid- jp Extension End of Paid-up insurance Extension
Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment policy year Cash value Years Days Pure endowment
$34.55 $57.24 113.76 4 43 1 $24 02 $45.1 o 2 300 299 332 348 272 68 $18.89 38.42 58.57 79.39 100.87 123.05 145.93 169.56 193.94 219.10 245.06 271.84 299.46 327.93 357.29 387.34 418.72 450.86 483.99 518.20 708.14 944.12 1000.00 $38.66 77.02 115.00 152.62 189.83 226.64 263.01 298.96 334.45 369.48 404.04 438.11 471.69 504.73 537.26 569.26 600.72 631.65 662.05 691.97 835.19 2 4 6 9 11 13 15 17 18 19 20 19 18 17 16 15 14 13 12 75 190 329 104 206 231 165 8 131 183
70.34 8 210 2 48.87 6 5 2
107.41 169.53 13 37 3 74 56 133 92 8
145.83 185.61 226.84 269.57 313.86 359.79 407.42 456.84 508.13 561.38 616.69 674.19 734.01 796.29 861.23 929.05 1000.00 224.59 278.84 332.32 385.03 436.94 488.07 538.40 587.95 636.70 684.67 731.85 778.29 823.99 868.96 913.26 956.93 1000.00 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 $21.06 102.34 180.54 255.74 328.02 397.51 464.26 528.42 590.01 649.15 705.89 760.34 812.53 862.52 910.40 956.21 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 101.13 128.61 157.02 186.40 216.79 248.22 280.74 314.38 349.18 385.19 422.45 461.02 500.94 542.30 585.17 629.67 675.90 939.19 innn no 177.58 220.73 263.34 305.41 346.93 378.88 428.28 468.09 507.32 545.95 583.99 621.45 658.28 694.55 730.26 765.44 800.10 967.37 innn nn 11 14 17 19 18 17 16 15 14 13 12 11 10 9 8 7 6 $7 81 152 221 287 350 411 469 525 578 630 679 726 771 31 54 84 35 22 41 12 36 24 80 14 27 30 23 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $18.60 91.23 160.99 227.90 292.10 353.65 412.67 469.11 523.14 574.76 799.18 971.39
25 1 966 54
26 30 31 1
1000.00
167
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 35
$1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.76 $2 27 $4 53 $9 00
Ordinary life 1.80 5 39 10 73 21 31
30-payment life 2.03 6.08 12.11 24 03
20-payment life 2.53 7.57 15 09 29 95
20-year endowment 3.56 10 65 21 23 42 15
Endowment at age 60 2.82 8 44 16 82 33 39
Endowment at age 65 2.37 7.09 14.13 28.06
GUARANTEED VALUES
End ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
of policy year Cash Paid-up Extension Cash Paid-ut Extension Cash Extension
value insurance Years Days value insurance Years Days value insurance Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $12.88 26.13 39.76 53.77 68.16 82.94 98.11 113.68 129.65 146.01 162.76 179.87 197.35 215.16 233,28 251.68 270.34 289.22 308.32 327.58 425.49 $30.14 60.06 89.76 119.21 148.36 177.22 205.77 233.99 261.87 289.37 316.47 343.11 369.31 395.01 420.16 444.75 468.76 492.15 514.95 537.09 638.18 1 2 4 6 7 8 10 11 12 13 13 14 14 15 15 15 15 15 15 15 14 172 355 182 7 182 325 57 99 87 21 269 107 270 33 128 195 238 259 261 245 347 $15.83 32.14 48.96 66.27 84.11 102.48 121.40 140.86 160.90 181.49 202.67 224.42 246.74 269.64 293.10 317.12 341.69 366.83 392.55 418.85 560.06 $37.04 73.88 110.53 146.92 183.08 218.97 254.61 289.94 324.98 359.69 394.07 428.09 461.74 495.02 527.90 560.39 592.48 624.21 655.63 686.73 840.02 1 3 5 7 9 10 12 13 14 15 16 17 17 18 18 18 19 19 19 19 20 296 249 215 177 113 363 179 289 331 311 234 110 311 109 244 354 78 152 215 272 255 $22.00 44.72 68.20 92.46 117.52 143.40 170.14 197.77 226.31 255.78 286.24 317.68 350.16 383.70 418.33 454.11 491.07 529.31 568.89 609.92 666.72 $51.48 102.80 153.97 204.98 255.80 306.41 356.84 407.08 457.10 506.92 556.56 605.99 655.28 704.42 753.45 802.47 851.50 900.69 950.15 1000.00 2 5 7 10 13 15 17 18 20 21 22 23 24 24 25 26 27 29 31 196 71 333 211 13 74 27 245 15 81 92 64 8 306 248 220 246 9 25
30 522.92 723.02 13 268 723. 24 1000.00 723.24
35 615.14 791.96 12 71 776. 73 776.73
40 698.21 846.39 10 151 824. 93 824.93
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE € 5
Paid-up Extension End of Paid- UP Extension End of Extension
Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment
$34.59 70.40 $57.22 113.70 4 18 1 $25.46 $46.76 93 00 2 345 1 $19.90 40 44 $39.89 79.40 118 54 2 106 246
8 141 2 51.78 6 21 2 4
107.50 169.46 12 266 3 79.01 138. 74 9 87 3 61 66 7
145.9 224.45 16 $11.76 4 107.16 183. 32 12 108 4 83 55 157 24 9 192 286 293 205 27 130 166
185.7 278.68 15 94.01 5 136.27 228. 54 15 17 5 106.16 129.48 153.56 178.42 204.06 230.52 257.82 285.96 314.99 344.91 375.75 407.52 440.27 474.06 508.92 544.94 745.98 1000.00 195.53 233.36 270.75 307.68 344.12 380.07 415.52 450.42 484.82 518.65 551.94 584.63 616.81 648.46 679.57 710.20 857.34 1000.00 11
226.91 332.12 14 173.11 6 166.38 272. 51 17 156 t 13
269.66 313.94 359.85 407.45 456.84 508.08 561.28 616.55 674.00 733.77 796.05 861.01 928.91 1000 00 384.80 436.68 487.78 538.07 587.60 636.32 684.27 731.46 777.90 823.60 868.63 913.00 956.78 1000.00 13 12 11 10 9 8 7 6 5 4 3 2 1 249.16 322.25 392.49 459.94 524.75 586.95 646.64 703.89 758.80 811.39 861.77 909.94 956.02 7 8 9 10 11 12 13 14 15 16 17 18 19 20 197.52 229.72 263.04 297.50 333.16 370.06 408.23 447.75 488.66 531.04 574.97 620.55 667.93 717.22 316.09 358.97 401.28 442.96 484.04 524.51 564.34 603.56 642.15 680.13 717.53 754.35 790.66 826 46 18 17 16 15 14 13 12 11 10 9 8 7 6 5 $38 112 184 253 319 383 444 502 558 612 664 713 760 ROn 17 83 58 54 72 31 29 81 91 68 13 36 43 38 7 8 S 1C 11 12 13 14 If If 15 If 15 ?f 15 17 18 19 19 18 17 16 15 14 13 12 11 $54.69 127.22 196.85 263.62 327.66 389.03 447.72 503.98 557.65 608.94 831.09
25 1000.00 1000. 00 5
30
168
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Lite Insurance)—Continued.
$1,000 Age 36
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.77 $2.30 $4.59 $9.12
Ordinary life 1.85 5.54 11.03 21.90
30-payment life 2.08 6.22 12.40 24.63
20-payment life 2 59 7.75 15.44 30.66
20-year endowment 3.58 10.71 21.35 42.38
Endowment at age 60 2 96 8.86 17.65 35.04
Endowment at age 65 2.46 7.36 14.67 29.12
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance n Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $13.42 $30.85 1 185 $16.26 $37.38 1 302 $22.48 $51.67 2 200
2 27.23 61.47 3 16 33.02 74.55 3 260 45.71 103.19 5 74
3 41.42 91.83 4 215 50.28 111.47 5 224 69.69 154.50 7 324
4 56.00 121.89 6 43 68.06 148.14 7 178 94.47 205.63 10 175
5 70.97 151.65 7 214 86.35 184.51 9 95 120.05 256.52 12 306
6 86.34 181.08 8 345 105.19 220.62 10 319 146.48 307.21 14 329
7 102.12 210.20 10 60 124.58 256.43 12 108 173.76 357.66 16 247
8 118.29 238.92 11 84 144.52 291.90 13 192 201.95 407.90 18 71
9 134.86 267.27 12 52 165.01 327.02 14 209 231.05 457.91 19 180
10 151.83 295.22 12 332 186.08 361.81 15 166 261.10 507.68 20 224
11 169.17 322.70 13 198 207.71 396.22 16 72 292.11 557.22 21 218
12 186.87 349.70 14 21 229.90 430.23 16 295 324.13 606.56 22 173
13 204.92 376.21 14 170 252.65 463.83 17 115 357.18 655.74 23 105
14 223.28 402.15 14 285 275.94 496.99 17 266 391.28 704.73 24 27
15 241.92 427.50 15 5 299.77 529.73 18 24 426.48 753.64 24 324
16 260.82 452.26 15 63 324.14 562.05 18 124 462.83 802.54 25 286
17 279.95 476.37 15 97 349.05 593.96 18 205 500.39 851.48 26 304
18 299.29 499.87 15 111 374.51 625.50 18 271 539.24 900.62 28 58
19 318.81 522.71 15 106 400.52 656.68 18 326 579.47 950.08 30 63
20 338.48 544.90 15 86 427.10 687.56 19 12 621.18 1000.00
25 437.92 645.78 14 176 569.51 839.82 19 331 678.13
30 535.96 729.92 13 94 734.27 1000.00 734.27
35 627.73 797.81 11 261 786.82 786.82
40 710.14 851.48 9 334 834.01 834.01
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Yqars Days Pure endowment Years Days Pure endowment
$34.62 $57.19 3 356 1 $27 01 $48 51 3 28 1 $20.96 $41 15 2 136
70.47 113.65 8 70 2 54 95 96 49 6 112 2 42 61 81 92 4 305
107.58 169.36 12 126 3 83 84 143 89 9 204 3 64.95 122 23 7 120
146.02 224.33 16 $1 25 4 113 71 190 71 12 225 4 88.01 162.10 9 274
185.82 278.51 15 84.57 5 144 60 236 92 15 117 5 111.81 201.51 11 358
227.05 331.92 14 164.70 6 176 55 282 53 17 235 6 136.38 240 46 13 345
269.77 384.55 13 241.71 7 209.60 327.53 17 $69.31 7 161.73 278.90 15 235
314.04 436.40 12 315.68 8 243.79 371.91 16 144.58 8 187.91 316.89 17 36 ; ......
359.93 487.47 11 386.79 9 279.15 415.64 15 216.92 9 214.90 354.32 18 122 I ......
407.51 537.74 10 455.06 10 315.74 458.73 14 286.35 10 242.75 391.23 19 $15.40
456.85 587.22 9 520.59 11 353.60 501.18 13 353.05 11 271.47 427.60 18 90.98
508.04 635.92 8 583.48 12 392.77 542.96 12 417.03 12 301.08 463.41 17 163.47
561.19 683.84 7 643.82 13 433.32 584.11 11 478.41 13 331.61 498.65 16 233.03
616.39 731.01 6 701.65 14 475.30 624.59 10 537.27 14 363.07 533.31 15 299.71
673.78 777.44 5 757.07 15 518.78 664.43 9 593.67 15 395.49 567.39 14 363.65
733.52 823.19 4 810.13 16 563.86 703.66 8 647.65 16 428.91 600.90 13 424.79
795.77 868.25 3 860.90 17 610.64 742.30 7 699.30 17 463.38 633.86 12 483.36
860.77 912.71 2 909.44 18 659.25 780.39 6 748.68 18 498.95 666.26 11 539.27
928.74 956.61 1 955.78 19 709.84 817.96 5 795.84 19 535.70 698.16 10 592.69
1000.00 1000.00 20 762 58 855 06 4 840 83 20 573 72 729 60 9 643.70
24 1000 00 1000.00 25 787 23 881.20 4 863.53
.. 29 1000.00 1000.00
169
TM 14-600 29 May 47 Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 37 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $0.79 1.91 2.13 2.64 3.59 3.11 2.57 $2.36 5.72 6.37 7.90 10.74 9.31 7.69 $4.71 11.39 12.70 1 15.74 21.41 18.55 15.33 $9.35 22.61 25.22, 31.25 42.50 36.82 30.43
30-payment life
20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Ca&h value Paid-up insurance Extension
Years Days Years Days
Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $14.00 28.38 43.16 58.33 73.91 89.90 106.30 123.09 140.29 157.86 175.81 194.10 212.71 231.60 250.76 270.15 289.76 309.54 329.48 349.53 450.41 548.93 640.09 722.05 $31.61 62.92 93.94 124.64 155.01 185.04 214.70 243.95 272.78 301.13 329.00 356.34 383.11 409.27 434.81 459.70 483.95 507.51 530.41 552.61 653.24 736.66 803.46 856.55 1 3 4 6 7 8 10 11 12 12 13 13 14 14 14 14 14 14 14 14 14 12 11 9 198 39 246 75 239 356 53 57 6 268 118 291 63 166 241 290 318 325 314 289 3 287 86 162 $16.72 33.94 51.67 69.92 88.70 108.02 127.89 148.31 169.29 190.82 212.90 235.53 258.68 282.36 306.55 331.26 356.49 382.24 408.53 435.36 578.87 745.16 796.67 842.97 $37.75 75.24 112.47 149.40 186.03 222.34 258.31 293.93 329.17 364.00 398.41 432.40 465.91 498.97 531.55 563.68 595.40 626.71 657.67 688.31 839.55 1000.00 1 . 3 5 7 9 10 12 13 14 15 15 16 16 17 17 17 17 18 18 18 19 309 269 230 172 70 267 30 88 82 19 270 113 283 57 169 259 331 25 76 121 47 $22.99 46.72 71.23 96.53 122.66 149.64 177.49 206.23 235.90 266.51 298.09 330.67 364.27 398.93 434.69 471 .61 509.76 549.23 590.10 632.51 689.50 745.16 796.67 842.97 $51.90 103.58 155.04 236.26 257.26 308.01 358.49 406.72 458.68 508.38 557.83 607.07 656.08 704.96 753.74 802.51 851.39 900.50 949.97 1000.00 2 5 7 10 12 14 16 17 18 20 20 21 22 23 24 24 25 27 29 204 73 309 130 224 211 96 256 341 1 342 282 201 114 36 353 s - 101
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Pure endowment
Years Days Years
Days Pure endowment Years Days Pure endowment
$34.67 70.55 107.70 146.15 185.97 227.21 269.93 314.19 360.05 407.59 456.88 508.02 561.09 616.22 673.54 733.23 795.47 860.49 928.56 1000.00 170 $57.17 113.59 169.28 224.19 278.35 331.72 384.32 436.13 487.15 537.38 586.82 635.49 683.37 730.53 776.95 822.71 867.84 912.39 956.42 1000.00 3 7 11 15 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 330 361 348 173 $73.87 155.15 233.27 308.30 380.33 449.54 515.91 579.57 640.63 699.13 755.12 808.72 859.95 908.87 955.54 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 23 $28.71 58.40 89.10 120.85 153.69 187.66 222.79 259.14 296.75 335.65 375.92 417.59 460.74 505.42 551.75 599.83 649.79 701.78 755.98 812.62 1000.00 $50.41 100.23 149.43 198.01 245.95 293.25 339.87 385.84 431.14 475.73 519.67 562.90 605.46 647.32 688.55 729.16 769.19 808.67 847.66 886.22 1000.00 3 6 9 12 15 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 78 205 319 336 209 $21.86 100.95 177.00 249.98 320.06 387.32 451.82 513.69 572.95 629.68 683.97 735.86 785.43 832.71 877.75 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 28 $22.11 44.93 68.49 92.79 117.89 143.79 170.52 198.09 226.54 255.87 286.12 317.30 349.44 382.55 416.68 451.89 488.23 525.76 564.59 604.81 832.45 1000 00 $42.51 84.56 126.15 167.23 207.86 247.97 287.56 326.60 365.10 403.C3 440.38 477.13 513.29 548.83 583.77 618.14 651.95 685.21 717.99 750.30 907.02 000.00 2 4 7 9 12 14 15 17 18 18 17 16 15 14 13 12 11 10 9 8 3 167 362 195 350 53 21 255 37 109 $51.95 127.58 200.11 269.67 336.34 400.09 461.18 519.51 575.21 628.40 679.07 896.54 . •
3
29 May 47 TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1>OOO Age 38
PLAN 5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment Endowment at age 60 Endowment at age 65 PREMIUMS
Monthly $0.81 1.98 2.18 2.70 3.61 3.27 2.69 Quarterly $2.42 5.93 6.52 8.08 10.80 9.79 8.05 Semi-annual $4.83 11.81 13.00 16.10 21.53 19.50 16.04 Annual $9.59 23.44 25.81 31.97 42.74 38.71 31 15
GUARANTEED VALUES
End of policy year Cash value ORDINARY Paid-up insurance LIFE Extension Cash value JO-PAYMENi Paid-up insurance t* LIFE Extension Cash value 20-PAYMENT Paid-up insurance LIFE Extension
Years Days
Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $14.58 29.57 44.96 60.77 76.98 93.61 110.65 128.09 145.91 164.11 182.67 201.54 220.70 240.12 259.79 279.68 299.74 319.96 340.29 360.72 462.94 561.77 652.25 733.95 $32.32 64.36 96.07 127.45 158.45 189.07 219.29 249.06 278.33 307.11 335.36 362.99 390.01 416.36 442.07 467.11 491.44 515.08 538.00 560.22 660.56 743.20 808.96 861.65 1 3 4 6 7 8 10 11 11 12 13 13 13 14 14 14 14 14 14 14 13 12 10 8 210 61 274 100 253 356 34 20 316 195 31 190 315 43 108 150 170 171 156 127 200 115 278 343 $17.20 34.90 53.12 71.86 91.14 110.97 131.33 152.25 173.70 195.70 218.24 241.28 264.83 288.88 313.42 338.46 363.99 390.02 416.56 443.63 588.10 755.88 806.28 851.80 $38.13 75.97 113.50 150.71 187.60 224.14 260.28 296.03 331.34 366.23 400.66 434.57 467.99 500.91 533.33 565.29 596.78 627.87 658.58 688.98 839.15 1000.00 1 3 5 7 9 10 11 12 13 14 15 15 16 16 16 17 17 17 17 17 18 315 ■ 275 233 160 35 207 309 343 315 231 100 293 85 212 314 31 95 147 191 232 132 $23.50 47.77 72.81 98.66 125.34 152.88 181.29 210.60 240.83 272.01 304.15 337.28 371.42 406.63 442.94 480.43 519.17 559.25 600.77 643.89 700.83 755.89 806.28 851.80 $52.10 103.98 155.58 206.92 257.99 308.79 359.29 409.49 459.40 509.03 558.38 607.47 656.35 705.09 753.72 802.40 851.21 900.30 949.82 1000.00 2 5 7 10 12 14 15 17 18 19 20 21 21 22 23 24 25 26 28 205 70 287 77 134 86 305 72 134 139 98 25 298 200 114 57 56 158 139
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years
Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.72 70.65 107.82 146.31 186.15 227.41 270.13 314.37 360.20 407.70 456.93 507.99 560.98 616.02 673.27 732.90 795.12 860.18 928.35 1000.00 $57.14 113.55 169.18 224.07 278.19 331.54 384.09 435.85 486.82 537.00 586.39 635.00 682.85 729.97 776.39 822.17 867.36 912.02 956.20 1000.00 3 7 11 14 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 301 285 203 323 $61.71 144.34 223.71 299.90 373.05 443.28 510.60 575.17 637.05 696.27 752.96 807.12 858.86 908.22 955.25 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 22 $30.56 62.17 94.86 128.67 163.64 199.82 237.24 275.96 316.01 357.47 400.37 444.79 490.80 538.50 588.00 639.44 692.96 748.77 807.08 868.17 1000.00 $52.45 104.27 155.42 205.91 255.71 304.83 353.24 400.94 447.90 494.17 539.69 584.50 628.59 672.02 714.78 756.94 795.51 839.58 880.18 920.41 1000.00 3 6 10 13 15 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 129 298 65 73 296 $53.23 133.30 210.15 283.95 354.79 422.71 487.85 550.27 610.02 667.19 721.84 774.03 823.83 871.26 916.41 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 27 $23.33 47.42 72.28 97.95 124.43 151.76 179.96 209.05 239.05 269.98 301.87 334.73 368.59 403.49 439.50 476.66 515.04 554.75 595.87 638.56 882.37 1000.00 $43.91 87.34 130.27 172.70 214.58 255.92 296.71 336.92 376.53 415.54 453.93 491.69 528.80 565.29 601.19 636.50 671.24 705.47 739.21 772.54 935.15 1000.00 2 5 7 10 12 14 15 17 18 17 16 15 14 13 12 11 10 9 8 7 2 198 55 266 51 103 52 268 33 $9.88 88.85 164.62 237.25 306.88 373.46 437.27 498.18 556.36 611.91 664.82 715.17 930.23
171
TM 14-600 29 M9 1 945 34 16 637.92 752.37 6 698.26
792.60 863.96 3 851.06 17 1000.00 1000.00 17 690 82 7Q3 95 5
857.91 909.37 2 903.58 18 18 746.17 835.24 4 / . U<3 810.73
926.86 954.67 1 953.21 19
1000.00 1000.00 20
22 1000.00 1000.00 911.17
176
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 44
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
$0.95 2.45 2.59 3.10 3.78 4.71 3.61 $2.84 7.33 7.75 9.28 11.31 14.10 10.80 $5.67 14.61 15.44 18.49 22.54 28.09 21.53 $11.25 29.01 30.66 36.70 44.75 55.76 42.74
Ordinary 30-payme 20-payme 20-vear er life. ....... . .
nt life
nt life:. . .
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $18.79 38.03 57.70 77.78 98.25 119.07 140.21 161.64 183.34 205.28 227.42 249.72 272.16 294.69 317.29 339.91 362.51 385.04 407.47 429.75 537.37 634.97 723.70 805.08 $37.24 73.95 110.07 145.55 180.37 214.46 247.77 280.28 311.98 342.85 372.87 402.01 430.29 457.67 484.19 509.82 534.57 558.43 581.41 603.51 701.15 778.45 841.03 892.96 1 3 4 6 7 8 9 9 10 10 11 11 11 11 11 11 11 11 11 11 10 9 7 5 270 144 350 96 156 153 92 343 181 345 107 203 272 317 341 348 339 318 286 246 301 208 352 364 $20.61 41.75 63.39 85.53 108.16 131.23 154.74 178.66 202.97 227.66 252.70 278.09 303.81 329.84 356.19 382.83 409.78 437.03 464.61 492.54 639.62 815.69 860.49 901.59 $40.85 81.18 120.92 160.06 198.57 236.36 273.45 309.79 345.38 380.23 414.32 447.68 480.32 512.26 543.55 574.20 604.28 633.84 662.94 691.69 834.57 1000.00 1 3 5 6 8 9 10 10 11 12 12 12 12 13 13 13 13 13 13 13 13 332 265 142 313 47 76 44 319 181 3 151 270 361 67 119 157 184 205 220 232 334 $26.97 54.74 83.29 112.65 142.81 173.77 205.55 238.15 271.59 305.91 341.13 377.31 414.49 452.76 492.20 532.93 575.09 618.84 664.41 712.08 766.41 815.69 860.49 901.59 $53.45 106.44 158.88 210.81 262.18 312.98 363.23 412.95 462.15 510.92 559.30 607.41 655.31 703.16 751.11 799.33 848.05 897.52 948.03 1000.00 2 4 7 8 10 11 13 14 14 15 16 16 17 18 18 19 20 21 23 182 320 9 327 182 316 10 6 316 221 95 314 159 6 237 130 72 112 12
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$35.31 71.77 109.38 148.20 188.25 229.56 272.18 316.16 361.58 408.53 457.10 507.42 559.65 613.96 670.58 729.78 791.88 857.27 926.45 1000.00 $57.14 113.48 168.97 223.63 277.43 330.34 382.39 433.57 483.92 533.48 582.28 630.38 677.85 724.75 771.18 817.22 863.00 908.63 954.25 1000.00 3 6 9 11 13 14 13 12 11 10 9 8 7 6 5 4 3 2 1 101 133 36 160 158 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $46.76 95.15 145.21 $69.62 138.24 205.81 272.35 337.86 402.31 465.75 528.20 589.72 650.35 710.16 769.23 827.65 885.51 942.92 1000.00 4 8 11 12 11 10 9 8 7 6 5 4 3 2 1 125 131 297 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 $33.24 67.54 102.90 139.37 176.96 215.70 255.62 296.77 339.21 383.02 428.27 475.08 523.57 573.89 626.25 680.85 737.99 798.01 861.32 928.44 1000.00 $54.80 108.85 162.08 214.51 266.10 316.84 366.73 415.77 464.00 511.46 558.15 604.16 649.52 694.30 738.61 782.49 826.08 869.49 912.84 956.30 1000.00 3 6 8 10 12 14 14 13 12 11 10 9 8 7 6 5 4 3 2 1 30 215 299 264 125 $68.46 157.98 243.69 325.57 403.77 478.42 549.54 617.19 681.49 742.46 800.21 854.78 906.23 954.62
$40.87 132.45 220.15 304.03 384.24 460.79 533.83 603.44 669.69 732.61 792.31 848.86 902.27 952.64 1 197.01 250.64 306.15 363.65 423.26 485.12 549.40 616.29 686.03 758.91 835.25 515.45 300.00 $71.85 169.59 263.29 353.08 439.02 521.25 599.86 674.97 746.57 814.82 879.76 941.47
177
TM 14-600 29 May 47 Table HI. Premium rates and guaranteed values (National Service Life Insurance)—Continued. ASe 45 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $0.99 2.54 2.67 3.18 3.82 5.07 a H7 $2.96 7.60 7.99 9.52 11.43 15.17 $5.90 15.15 15.92 18.96 22.78 30.23 $11.72 30.07 31.61 37.65 45.22 60.02
Ordinary 30-paym 20-paym 20-year e life
ent life
ent life
ndowment
Endowment at age 60
Endowment at age 6i
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days
Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $19.61 39.65 60.12 80.98 102.20 123.74 145.59 167.70 190.06 212.62 235.35 258.22 281.18 304.22 327.27 350.30 373.26 396.12 418.83 441.35 549.34 646.62 735.70 817.34 $38.13 75.63 112.51 148.67 184.07 218.66 252.45 285.36 317.43 348.60 378.88 408.25 436.69 464.25 490.87 516.57 541.35 565.22 588.18 610.24 707.25 783.85 846.55 898.66 1 3 4 6 7 8 9 9 10 10 10 11 11 11 11 11 11 11 11 11 10 9 7 5 274 144 321 67 110 91 15 251 78 230 349 71 133 1£2 192 195 184 161 129 87 142 43 191 209 $21.29 43.08 65.37 88.14 111.35 134.98 159.02 183.44 208.22 233.35 258.80 284.55 310.59 336.91 363.50 390.35 417.45 444.81 472.46 500.43 647.30 824.93 869.06 909.51 $11.40 82.18 122.33 161.81 200.55 238.53 275.74 312.15 347.76 382.59 416.63 449.87 482.37 514.13 545.21 575.63 605.44 634.69 663.49 691.93 833.37 000.00 1 3 5 6 7 8 9 10 11 11 11 12 12 12 12 12 12 12 12 13 13 329 250 107 257 333 343 290 183 31 204 342 85 169 232 277 309 332 347 358 1 81 $27.62 56.00 85.17 115.13 145.86 177.37 209.67 242.78 276.72 311.52 347.21 383.84 421.49 460.22 500.15 541.38 584.08 628.45 674.73 723.24 776.73 824.93 869.06 929.51 $53.70 106.82 159.38 211.36 262.71 313.44 363.56 413.12 462.17 510.76 558.95 606.85 654.60 702.30 750.16 798.34 847.11 896.72 947.55 . 1000.00 2 4 6 8 10 11 12 13 14 14 15 16 16 17 17 18 19 20 22 171 298 303 225 52 158 194 171 101 356 218 61 263 104 323 209 143 172 61
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years
Days Pure endowment Years Days Pure endowr ment Years Days Pure endowment
$35.48 72.05 109.78 148.66 188.73 230.02 272.59 316.50 361.81 408.62 457.04 507.19 559.24 613.40 669.88 728.99 791.06 856.55 925.98 1000.00 $57.18 113.49 168.97 223.54 277.23 330.00 381.90 432.94 483.13 532.54 581.22 629.20 676.58 723.45 769.88 816.01 861.92 907.79 953.76 1000.00 3 6 8 10 12 14 13 12 11 10 9 8 7 6 5 4 3 2 1 62 39 250 325 279 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $50.76 103.28 157.62 213.88 272 11 $73.75 146.38 217.89 288.31 357.58 425.76 492.90 559.01 624.18 688.47 751.96 814.74 876.98 938.64 1000.00 4 8 12 11 10 9 8 7 6 5 4 3 2 1 192 226 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $35.48 72.05 109.78 148.66 188.73 230.02 272.59 316.50 361.81 408.62 457.04 507.19 559.24 613.40 669.88 728.99 791.06 856.55 925.98 1000.00 $57.18 113.49 168.97 223.54 277.23 330.00 381.90 432.94 483.13 532.54 581.22 629.20 676.58 723.45 769.88 816.01 861.92 907.79 953.76 1000.00 3 6 8 10 12 14 13 12 11 10 9 8 7 6 5 4 3 2 1 62 39 250 325 279 $14.44 109.15 199.85 286.48 369.22 448.19 523.42 595.00 663.03 727.53 788.64 846.36 900.79 951 99
$2.40 107.45 208.15 304.66 397.04 485.43 569.92 650.63 727.61 800.96 870.75 937.09
$14.44 109.15 199.85 286.48 369.22 448.19 523.42 595.00 663.03 727.53 788.64 846.36 900.79 951.99 1( 132.43 J94.97 159.86 527.29 597.47 570.73 747.08 527.16 >11.30 )00.00
178
29 May 47 TM 14-600 Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 46
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
$1.03 2.64 2.76 3.27 3.87 5.47 4.06 $3.08 7.90 8.26 9.79 11.58 16.37 12.15 $6.14 15.74 16.46 19.50 23.08 32.62 24.21 $12.19 31.25 32.68 38.71 45.82 64.76 48.07
Ordinary 30-payme 20-payme
nt life
nt life
ndnwment
Endowment at age 60
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 3 ” 17 18 19 20 25 30 35 40 $20.44 41.32 62.60 84.24 106.21 128.50 151.05 173.86 196.87 220.06 243.38 266.80 290.30 313.81 337.30 360.73 384.04 407.21 430.18 452.90 561.09 658.25 747.63 829.76 $38.99 77.32 114.93 151.72 187.69 222.82 257.03 290.38 322.78 354.26 384.78 414.36 443.00 470.68 497.40 523.18 547.98 571.86 594.80 616.80 713.11 789.26 852.08 904.55 1 3 4 6 7 8 8 9 9 10 10 10 10 11 11 11 11 11 10 10 9 8 7 5 276 138 302 31 58 23 296 154 335 112 221 302 357 26 42 42 28 4 336 295 346 251 12 21 $21.98 44.45 67.41 90.80 114.60 138.81 163.38 188.31 213.56 239.12 264.97 291.07 317.44 344.03 370.84 397.86 425.09 45J■54 480.24 508.20 654.64 834.01 877.42 917.32 $41.93 83.18 123.76 163.54 202.51 240.69 278.01 314.51 350.14 384.94 418.92 452.05 484.42 516.00 546.86 577.03 606.55 63E.52 664.01 692.12 832.01 000.00 1 3 5 6 7 8 9 10 10 11 11 11 11 12 12 12 12 12 12 12 12 324 230 67 195 250 238 168 47 245 42 169 268 343 34 74 102 121 133 141 145 198 $28.26 57.28 87.07 117.61 148.90 180.95 213.77 247.38 281.80 317.06 353.20 390.28 428.37 467.55 507.94 549.66 592.90 637.89 684.90 734.27 786.82 834.01 877.42 917.32 $53.91 107.19 159.85 211.83 263.13 313.76 363.76 413.17 462.03 510.42 558.41 606.13 653.70 701.27 749.03 797.19 846.00 895.81 946.99 1000.00 2 4 6 8 9 11 12 12 13 14 14 15 16 16 1? 17 18 19 21 155 239 228 118 282 0 15 338 250 127 342 177 3 202 48 289 215 233 111
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$35.64 72.36 110.19 149.13 189.21 230.49 273.00 316.82 362.00 408.68 456.92 506.90 558.77 612.74 669.08 728.09 790.15 855.74 925.45 1000.00 $57.19 113.49 168.91 223.39 276.93 .329.58 381.31 432.18 482.19 531.46 579.98 627.86 675.16 721.97 768.43 814.64 860.72 906.85 953.22 1000.00 3 5 8 10 12 13 13 12 11 10 9 8 7 6 5 4 3 2 1 20 307 99 126 40 227 $82.52 176.66 266.45 352.19 433.84 511.57 585.42 655.45 721.79 784.46 843.56 899.13 951.26 1 2 3 4 5 6 8 9 10 11 12 13 14 15 16 17 18 19 20 $55.32 112.58 171.84 233.19 296.73 362.61 430.98 502.01 575.94 653.02 733.56 817.92 906.56 1000.00 $78.41 155.63 231.64 306.43 380.04 452.52 523.91 594.26 663.66 732.22 800.00 867.14 933.76 1000.00 4 8 11 10 9 8 7 6 5 4 3 2 1 277 325 $36.38 145.11 249.29 349.03 444.47 535.67 622.81 705.93 785.11 860.47 932.08 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 $37.92 77.03 117.35 158.89 201.70 245.84 291.35 338.34 386.87 437.06 489.06 543.03 599.18 657.74 719.02 783.38 851.28 923.25 1000.00 $59.73 118.56 176.46 233.39 289.37 344.42 398.54 451.79 504.20 555.81 606.71 656.97 706.68 755.93 804.85 853.55 902.20 950.95 1000.00 3 6 8 10 12 13 12 11 10 9 8 7 6 5 4 3 2 1 90 74 281 349 296 $55.14 151.31 243.21 330.97 414.71 494.52 570.44 642.59 711.01 775.82 837.05 894.78 949.07
179
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
ASe 47__________________________________________________________________________________________ $ 1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $1.08 2.75 2.86 3.36 3.92 5.94 4.32 $3.23 8.23 8 56 10.06 11.73 17.78 12.93 $6.44 16.40 17.05 20.04 23.38 35.42 25.76 $12.79 32.56 33.86 39.78 46.41 70.32 51.14
30-payment life
20-payment life
20-year endowment
Endowment at age 60 Endowment at age 65
GUARANTEED VALUES
End ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
of policy year Cash Paid-up Extension Cash Paid-up Extension Cash Paid-i ip ICC Extension
value insurance Years Days value insurance Years Days value insurai Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 .14 15 16 17 18 19 20 25 $21.31 43.03 65.13 87.56 110.31 133.34 156.62 180.11 203.78 227.59 251.50 275.49 299.49 323.47 347.39 371.19 394.84 418.29 441.48 464.37 572.62 $39.88 79.00 117.30 154.73 191.27 226.90 261.58 295.30 328.05 359.82 390.59 420.40 449.20 477.00 503.83 529.64 554.49 578.36 601.25 623.18 718.77 1 3 4 5 7 7 8 9 9 9 10 10 10 10 10 10 10 10 10 10 9 275 126 275 354 0 314 207 54 223 356 93 166 216 245 257 255 241 216 183 141 192 $22 45 69 93 117 142 167 193 219 244 271 297 324 351 378 405 432 460 487 515 661 71 88 50 52 94 72 84 27 00 99 22 69 35 19 20 38 72 . 23 92 83 60 $42.50 84.23 125.18 165.26 204.50 242.86 280.32 316.88 352.55 387.33 421.22 454.28 486.49 517.88 548.51 578.43 607.68 636.34 664.50 692.24 830.46 1 3 5 6 7 8 9 9 10 10 10 11 11 11 11 11 11 11 11 11 11 316 206 23 128 163 133 47 275 96 245 363 88 156 206 240 263 278 287 291 291 315 $28.92 58.58 88.97 120.09 151.93 184.51 217.85 251.94 286.83 322.53 359.11 396.62 435.12 474.73 515.55 557.75 601.53 647.14 694.88 745.16 796.67 $14.12 107.55 160.24 212.21 263.44 313.97 363.85 413.07 461.75 509.92 557.72 605.25 652.63 700.06 747.72 795.84 844.75 894.78 946.35 1000.00 2 4 6 8 9 10 11 12 13 13 14 14 15 15 16 17 17 18 20 136 191 149 10 145 203 198 139 37 265 104 293 113 302 143 7 288 295 161
30 669.94 794.74 8 91 842 97 1000.00 842.97
35 759.55 857.67 6 218 885 60 885 60
40 842.10 910.50 4 234 924 88 924.88
20-YEAR ENDOWMENT ENDOWMENT AT AGE 60 ENDOWMENT AT AGE 65
Cash value Paid-up Extension End of Paid- up Extension End of Extension
insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment
$35.82 $57.20 2 341 1 $60.61 $83. 79 4 335 $40.65 82.56 $62.57 124.15 3 118
72.69 113.48 5 210 2 123.34 166. 26 9 67 5 6 109 312
110.6 168.81 7 315 3 188.28 247. 12 10 $72 .37 3 125.74 184.70 8
149.6 189.7 223.18 276.58 9 11 297 172 4 5 255.55 325.28 327.30 405.93 9 8 185 293 .42 .64 4 170.24 216.11 244.24 302.77 11 12 10 318 ......
230.96 273.41 317.13 362.20 408.70 456.77 506.55 558.22 329.05 380.60 431.29 481.16 530.23 578.61 626.35 673.57 12 13 12 11 10 9 8 7 325 $52.05 150.08 243.62 332.72 417.52 498.09 574.53 6 7 8 9 10 11 12 13 397.65 472.85 551.11 632.70 717.95 807.26 901.09 1000.00 483.39 559.74 635.05 709.43 782.98 855.84 928.13 1000.00 7 6 5 4 3 2 1 397.19 496.17 590.72 680.91 766.82 848.60 926.30 f S 1C 11 12 13 263.42 312.25 362.70 414.87 468.92 525.02 583.38 644 25 360.33 416.96 472.70 527.59 581.72 635.18 688.05 740.42 792.45 844.25 895.98 947.84 1000.00 12 11 10 9 8 7 6 s $97.40 195.12 288.47 377.53 462.40 543.15 619.88 692.66 761.57 826.69 888.09 945.84
612.00 720.34 6 646.89 14 14 707.94 774.84 845.41 920.23 1000.00
668.1 766.80 5 715.26 15 15 3 2 1
727.0' 813.09 4 779.74 16 16
789 1 859.36 3 840.38 17 1 7
854.84 905.81 2 897.26 18 1 8
924.86 952.61 1 950.44 19
1000.00 1000.00 20
180
29 May 47
TM 14-600
$1,000
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 48
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $1.14 $3.41 $•5.80 $13.50
Ordinary life 2.87 - 8.59 17.11 33.98
30-payment life 2.96 8.86 17.65 35.04
20-payment life 3.46 10.35 20.63 40.96
20-year endowment 3.98 11.91 23.73 47.12
Endowment at age 60 6.43 19.39 38.64 76.72
Endowment at age 65 4.61 13.80 27 49 54.58
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $22.20 44.77 67.70 90.94 114.47 138.25 162.26 186.44 210.77 235.21 259.71 284.24 308.74 333.18 357.49 381.66 405.62 429.32 452.70 475.73 583.97 681.71 771.56 854.01 $40.76 80.63 119.63 157.69 194.79 230.90 266.03 300.14 333.23 365.30 396.32 426.33 455.28 483.22 510.10 535.98 560.84 584.69 607.52 629.37 724.28 800.32 863.40 916.30 1 3 4 5 6 7 8 8 9 9 9 10 10 10 10 10 10 10 10 9 9 7 6 4 269 n; 243 306 300 234 115 315 109 233 327 29 74 99 108 104 88 63 28 351 34 297 42 50 $23.45 47.33 71.63 96.30 121.34 146.71 172.38 198.33 224.52 250.94 277.57 304.37 331.32 358.39 385.58 412.89 440.31 467.83 495.48 523.29 668.22 851.80 893.63 932.02 $43.05 85.25 126.58 166.98 206.48 245.03 282.63 319.28 354.97 389.72 423.58 456.52 488.58 519.78 550.18 579.84 608.80 637.14 664.93 692.29 828.77 1000.00 1 3 4 6 7 8 8 9 9 10 10 10 10 11 11 11 11 11 11 11 11 305 177 339 59 74 27 288 138 311 85 193 276 337 15 45 65 76 81 82 78 77 $29.58 59.87 90.86 122.55 154.94 188.05 221.87 256.44 291.78 327.91 364.90 402.81 441.71 481.72 522.96 565.63 609.94 656.16 704.66 755.88 806.28 851.80 893.63 932.02 $54.31 107.83 160.56 212.50 263.65 314.08 363.77 412.83 461.30 509.26 556.84 604.17 651.36 698.65 746.20 794.33 843.34 893.62 945.65 1000.00 2 4 6 7 9 10 11 11 12 13 13 14 14 15 15 16 16 17 19 114 140 66 262 7 43 17 * 306 189 40 234 48 225 41 239 97 362 359 213
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$36.02 73.02 111.04 150.09 190.21 231.44 273.82 317.44 362.36 408.69 456.56 506.13 557.58 611.15 667.15 725.93 787.97 853.82 924.20 1000.00 $57.21 113.42 168.64 222.87 276.13 328.43 379.79 430.29 479.95 528.84 577.05 624.67 671.78 718.50 764.99 811.38 857.86 904.63 951.93 1000.00 2 5 7 9 10 12 13 12 11 10 9 8 7 6 5 4 3 2 1 295 112 168 107 310 67 $17.08 119.70 217.44 310.50 398.87 482.74 562.12 637.14 707.88 774.40 836.80 895.15 949.52 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $66.78 135.91 207.52 281.75 358.79 438.84 522.15 609.00 699.76 794.82 894.71 1000.00 $90.02 178.60 265.78 351.61 436.15 519.48 601.68 682.86 763.14 842.65 921.55 1000.00 5 9 9 8 7 6 5 4 3 2 1 50 186 $110.94 229.04 342.07 450.10 553.29 651.72 745.51 834.75 919.57 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 $43.68 88.69 135.08 182.89 232.21 283.11 335.69 390.08 446.42 504.89 565.73 629.17 695.57 765.30 838.86 916.85 1000.00 $65.68 130.28 193.79 256.23 317.64 378.04 437.50 496.06 553.81 610.83 667.23 723.09 778.60 833.85 889.04 944.36 1000.00 3 6 8 11 12 11 10 9 8 7 6 5 4 3 2 1 144 142 345 38 $37.16 141.40 240.97 335.99 426.53 512.66 594.52 672.14 745.67 815.13 880.62 942.23
181
TM 14-600 29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 49 $1,000
, PLAN Monthly PREN Quarterly HUMS Semi-annual Annual
5-year level premium term $1.20 2.99 3.08 3.56 4.05 7.13 4.93 $3.59 8.95 9.22 10.65 12.12 21.34 14.75 $7.16 17.83 18.37 21.23 24.15 42.52 29.40 $14.21 35.40 36.46 42.15 47.95 84.41 58.37
Ordinal 30-payr 20-payr 20-year •y life
nent life
nent life
endowment
Endowment at age 60
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days
Years 1 Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $23.09 46.53 70.30 94.36 U8.6i 143.24 167.98 . 192.86 217.85 242.91 267.99 293.05 318.04 342.91 367.62 392.13 416.36 440.28 463.83 486.96 595.20 693.59 783.85 865.47 $41.59 82.22 121.90 160.57 198.23 234.85 270.42 304.91 338.33 370.69 401.95 432.14 461.26 489.29 516.26 542.19 567.04 590.85 613.63 635.38 729.69 806.04 869.41 921.94 1 3 4 5 6 7 8 8 8 9 9 9 9 9 9 9 9 9 9 9 8 7 5 3 262 89 207 252 231 151 20 208 358 109 196 257 297 318 325 319 303 278 245 204 248 143 248 259 $24.20 48.81 73.80 99.14 124.81 150.78 177.01 203.47 230.14 257.00 284.00 311.12 338.34 365.63 392.99 420.40 447.84 475.34 502.90 530.57 674.51 860.49 901.59 938.7-5 $43.5< 86.2 127.9 168.7( 208.4. 247.2 284.9( 321.65 357.41 392.15 425.9' 458.75 490.7( 521.71 551.85 581.27 609.91 637.9C 665.32 692.28 826.92 000.00 1 3 4 5 6 7 8 9 9 9 10 10 10 10 10 10 10 10 10 10 10 292 146 286 352 348 283 165 2 163 292 27 102 157 195 221 237 245 247 244 237 209 $30.23 61.15 92.73 124.99 157.93 191.55 255.86 260.88 296.64 333.19 370.57 408.85 448.12 488.50 530.15 573.27 618.08 664.92 714.19 766.41 815.69 860.49 901.59 938.75 $54.45 108.06 160.79 212.69 263.77 314.06 363.60 412.45 460.70 508.45 555.81 602.91 649.92 697.03 744.51 792.64 841.76 892.32 944.85 1000.00 2 4 5 7 8 9 10 11 11 12 13 13 13 14 14 15 16 17 18 89 84 346 147 231 246 202 110 344 183 0 173 340 151 337 189 82 67 265
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years
Days Pure endowment Years
Days Pure endowment Years Days Pure endowment
$36.21 73.36 111.48 150.59 190.73 231.92 274.24 317.74 362.51 408.66 456.31 505.64 556.85 610.20 666.01 724.67 786.69 852.69 923 46 1000.00 $57.18 113.32 168.43 222.51 275.60 327.70 378.87 429.16 478.62 527.32 575.34 622.80 669.80 716.47 762.98 809.48 856.19 903.33 951.17 1000.00 2 5 7 8 10 11 12 12 11 10 9 8 7 6 5 4 3 2 1 248 16 25 287 90 181 211 $84.78 187.48 285.02 377.56 465.19 548.00 626.07 699.50 768.36 832.76 892.77 948.49 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $74.08 150.81 230.36 312.91 398.69 487.95 581.02 678.27 780.14 887.17 1000.00 $97.35 193.15 287.48 380.38 471.95 562.27 651.48 739.70 827.09 913.79 1000.00 5 9 8 7 6 5 4 3 2 1 139 $22.98 152.79 276.99 395.71 509.10 617.27 720.33 818.41 911.60 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 $47.07 95.57 145 .,57 197.14 250.37 305.35 362.22 421.13 482.28 545.89 612.24 681.66 754.58 831.50 913.05 1000.00 $69.14 137.11 203.94 269.67 334.33 397.95 460.63 522.44 583.47 643.83 703.64 763.03 822.17 881.24 940.45 1000.00 3 6 9 11 11 10 9 8 7 6 5 4 3 2 1 170 176 15 74 $81.05 187.62 289.31 386.20 478.40 566.01 649.10 727.78 802.13 872.23 938.17
1E2
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 50
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $1.27 $3.80 $7.57 $15.04
Ordinary life 3.12 9.34 18.61 36.94
30-payment life 3.20 9.58 19.08 37.88
20-payment life 3.67 10.98 21.88 43.45
20-year endowment 4.12 12.33 24.57 48.78
Endowment at age 60 7.90 23.64 47.11 93.53
Endowment at age 65 5.30 15.86 31.61 62.75
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insui ance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years id Days
1 $24.00 $42.41 1 252 $24.98 $44.14 1 277 $30.89 $54.59 2 62
2 48.33 83.80 3 65 50.33 87.27 3 112 62.42 108.23 4 27
3 72.96 124.15 4 166 76.04 129.39 4 232 94.61 160.99 5 257
4 97.86 163.44 5 195 102.07 170.47 5 277 127.43 212.83 7 32
5 122.99 201.65 6 159 128.38 210.49 6 255 160.90 263.81 8 92
6 148.31 238.76 7 66 154.95 249.44 7 173 195.02 313.95 9 86
7 173.78 274.75 7 287 181.75 287.35 8 42 229.80 363.31 10 24
8 199.36 309.62 8 100 208.73 324.17 8 231 265.26 411.96 10 281
9 225.01 343.37 8 240 235.88 359.96 9 18 301.44 460.00 11 137
10 250.69 376.00 8 349 263.16 394.71 9 136 338.37 507.51 11 329
11 276.34 407.50 9 64 290.53 428.43 9 228 376.11 554.63 12 138
12 301.92 437.88 9 120 317.96 461.15 9 296 414.73 601.49 12 300
13 327.38 467.13 9 156 345.43 492.89 9 345 454.34 648.29 13 96
14 352.68 495.28 9 175 372.93 523.72 10 14 495.08 695.26 13 263
15 377.76 522.32 9 180 400.42 553.65 10 36 537.10 742.63 14 77
16 402.57 548.26 9 174 427.89 582.74 10 49 580.63 790.76 14 282
17 427.05 573.10 9 157 455.33 611.05 10 54 625.94 840.01 15 168
18 451.16 596.87 9 132 482.76 638.67 10 52 673.40 890.88 16 143
19 474.84 619.56 9 98 510.19 665.69 10 45 723.46 943.96 17 318
20 498.04 641.20 9 55 537.67 692.22 10 34 776.73 1000.00
25 606.39 735.08 8 97 680.54 824.97 9 340 824.93
30 705.61 811.92 6 345 869.06 1000.00 869.06
35 796.55 875.80 5 80 909.51 909.51
40 876.86 927.67 3 83 945.23 945.23
20-YEAR ENDOWMENT « End of policy year ENDOWMENT AT AGE 60 End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$36.41 $57.14 2 201 *1 $82.87 $106.14 5 242 1 $50.90 $73.02 3 198
73.71 113.18 4 284 2 168.78 210.63 8 $61.42 2 103.37 144.82 6 213
111.94 168.16 6 249 3 .257.94 313.56 7 199.02 3 157.48 215.42 9 55
151.12 222.10 8 107 4 350.58 415.00 6 330.54 4 213.34 284.88 11 $12.79
191.27 275.00 9 241 5 446.99 515.07 5 456.17 5 271.04 353.24 10 127.28
232.44 326.91 10 304 6 547.50 613.90 4 575.99 6 330.72 420.58 9 236.53
274.68 377.86 11 309 7 652.53 711.63 3 690.17 7 392.54 486.97 8 340.62
318.05 427.91 12 $44.64 8 762.55 808.44 2 798.82 8 456.71 552.54 7 439.67
362.66 477.15 11 153.01 9 878.14 904.49 1 902.07 9 523.46 617.38 6 533.77
408.61 525.64 10 255.85 10 1000.00 1000.00 10 593.08 681.61 5 623.03
456.03 573.48 9 353.20 11 11 665.94 745.43 4 707.57
505.10 620.76 8 445.17 12 12 742.46 808.97 3 787.44
556.05 667.64 7 531.92 13 13 823.18 872.42 2 862.74
609.15 714.25 6 613.49 14 14 908.76 936.03 1 933.58
664.75 760.78 5 690.00 15 15 1000.00 1000.00
723.27 807.38 4 761.52 16
785.27 854.33 3 828.20 17
851.43 901.87 2 890.10 18
922.64 950.32 1 947.33 19
1000.00 1000.00 20
1&3
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
ASe 51_________________________________ $1,000
PLAN PREMIUMS
Monthly Quarterly Semi annual Annual
5-year level premium term Ordinary life $1.35 3.27 3.33 3.79 4.20 5.72 $4.04 9.79 9.97 11.34 12.57 17.12 $8.05 19.50 19.86 22.60 25.05 34.11 $15.98 38.71 39.42 44.87 49.72 67.72
30-payment life
20-payment life
20-year endowment
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 3 0-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days
Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $24.93 50.17 75.68 101.43 127.37 153.47 179.67 205.96 232.27 258.55 284.76 310.84 336.76 362.46 387.88 412.97 437.67 461.92 485.69 508.93 617.64 717.64 809.53 888.46 $43.23 85.37 126.40 166.30 205.05 242.64 279.04 314.30 348.38 381.27 412.99 443.53 472.92 501.16 528.25 554.20 579.02 602.71 625.30 646.82 740.57 817.90 882.49 933.67 1 3 4 5 6 6 7 7 8 8 8 8 9 9 9 9 9 8 8 8 7 6 4 2 241 38 122 135 84 343 187 356 122 223 297 348 15 32 36 29 11 350 317 275 311 196 285 292 $25.78 51.90 78.35 105.07 132.05 159.24 186.60 214.12 241.74 269.43 297.16 324.89 352.61 380.28 407.86 435.36 462.77 490.08 517.33 544.55 686.38 877.42 917.32 951.58 $44.70 88.31 130.86 172.27 212.58 251.76 289.80 326.75 362.58 397.31 430.98 463.58 495.18 525.80 555.46 584.25 612.23 639.45 666.04 692.09 822.99 1000.00 1 3 4 5 6 7 7 8 8 8 9 9 9 9 9 9 9 9 9 9 9 261 76 175 201 162 66 285 98 239 349 68 130 174 205 224 233 236 231 221 206 120 $31.54 63.71 96.49 129.87 163.87 198.47 233.70 269.59 306.15 343.43 381.50 420.43 460.36 501.41 543.77 587.69 633.48 681.55 732.44 786.82 834.01 877.42 917.32 951.58 $54.69 108.41 161.16 212.93 263.80 313.78 362.95 411.40 459.19 506.44 553.30 599.90 646.50 693.28 740.56 788.68 838.07 889.28 942.98 1000.00 2 3 5 6 7 8 9 10 10 11 11 12 12 13 13 14 14 15 17 34 333 168 281 319 292 212 90 298 114 278 67 221 13 187 15 257 221 10
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 65
Paid-up insurance Extension Cash value Paid-up insurance Extension
vasn value Years Days Pure endowment Years Days Pure endowment
$36.62 74.10 112.45 151.69 191.87 233.00 275.15 318.40 362.83 408.55 455.71 504.51 555.17 608.00 663.36 721.72 783.70 850.04 921.72 1000.00 $57.08 113.05 167.90 221.65 274.37 326.05 376.76 426.59 475.58 523.83 571.44 618.54 665.28 711.83 758.35 805.08 852.29 900.28 949.38 1000.00 2 4 6 7 9 10 11 11 11 10 9 8 7 6 5 4 3 2 1 154 190 112 298 36 70 51 356 $113.39 222.32 325.23 422.28 513.55 599.14 679.21 753.79 823.05 887.10 946.03 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $55.28 112.30 171.15 231.95 294.83 359.97 427.57 497.90 571.26 648.02 728.65 813.70 903.86 1000.00 $77.45 153.61 228.54 302.29 374.93 446.56 517.28 587.23 656.54 725.37 793.92 862.37 930.98 1000.00 3 6 9 10 9 8 7 6 5 4 3 2 1 227 256 106 $58.54 176.39 288.69 395.52 497.04 593.33 684.52 770.69 851.93 928.34
—
184
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000
Age 52
PLAN PREMIUMS
Monthly Quarterly Semi- annual Annual
5-year level premium term $1.44 $4.31 $8.59 $17.05
Ordinary life 3.42 10.23 20.39 40.49
30-payment life 3 47 10.38 20.69 41.08
20-payment life 3.91 11.70 23.32 46.29
20-year endowment 4 29 12.84 25.58 50.79
Endowment at age 65 6.20 18.55 36.97 73.40
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $25.88 $44.04 1 227 $26.61 $45.28 1 243 $32.21 $54.81 2 5
2 52.05 86.93 3 8 53.53 89.40 3 38 65.01 108.58 3 272
3 78.45 128.62 4 76 80.73 132.36 4 111 98.37 161.28 5 79
4 105.06 169.13 5 73 108.17 174.14 5 12. 132.31 213.00 6 166
5 131.82 208.41 6 7 135.82 214.73 6 6< 166.82 263.74 7 181
6 158.70 246.47 6 252 163.63 254.13 6 323 201.90 313.56 8 135
7 185.66 283.32 7 86 191.59 292.37 7 165 237.57 362.54 9 40
8 212.64 318.93 7 245 219.63 329.42 7 332 273.85 410.74 9 267
9 239.59 353.31 8 4 247.72 365.30 8 98 310.77 458.27 10 98
10 266.47 386.47 8 98 275.82 400.03 8 200 348.37 505.25 10 268
11 293.22 418.39 8 166 303.90 433.63 8 277 386.74 551.83 11 58
12 319.80 449.11 8 214 331.92 466.13 8 332 425.96 598.19 11 205
13 346.16 478.62 8 243 359.86 497.57 9 7 466.15 644.53 11 349
14 372.23 506.94 8 259 387.67 527.97 9 3' 507.47 691.12 12 137
15 397.96 534.06 8 262 415.33 557.37 9 5( 550.14 738.28 12 300
16 423.29 560.00 8 254 442.83 585.85 9 51 594.42 786.39 13 122
17 448.17 584.77 8 237 470.14 613.43 9 5 640.67 835.94 13 347
18 472.55 608.38 8 211 497.30 640.25 9 41 689.36 887.52 14 300
19 496.37 630.86 8 177 524.31 666.37 9 3' 741.09 941.88 16 77
20 519.63 652.25 8 133 551.26 691.96 9 1 796.67 1000.00
25 629.02 746.20 7 168 692 11 R9.1 04 8 966 842.97
30 729.74 824 01 6 31 885 60 1000.00 885.60
35 822.52 889.33 4 130 924 88 924.88
40 899.58 939.52 2 147 957.49 957.49
20-YEAR ENDOWMENT ENDOWMENT AT AGE 65
Extension End Extension
Paid-up of Paid-up
Cash insur- policy Cash insur-
value ance Pure year value ince Pure
Years Days endow- Years Days endow-
ment ment
$36 85 $57 02 2 108 1 $60.35 $82.55 3 260
74 52 112 90 4 QQ 2 122 65 163.78 6 307
113.00 167 61 5 3 187.00 243.71 9 170
152.32 221.19 7 131 4 253.56 322.45 9 ... $107.24
192.50 273.67 8 203 5 322.51 400.09 8 ... 228.96
233.60 325.13 9 211 6 394.07 476.75 7 ... 344.77
275.67 375.60 10 168 7 468.52 552.58 6 ... 454.82
318.77 425.16 11 88 8 546.17 627.70 5 ... 559.19
363.01 473.89 11 $67.67 9 627.43 702.33 4 ... 658.05
408.49 521.88 10 183.74 10 712.77 776.62 3 ... 751.44
455.37 569.25 9 293.14 11 802.79 850.81 2 ... 839.49
503.87 616.16 8 396.08 12 898.24 925.19 1 ... 922.33
554.22 662.74 7 492.59 13 1000.00 1000.00
606.74 709.18 6 582.84 14 • • •
661.83 755 69 5 666 95 15
720.02 802.55 4 745.05 16
781.96 850.04 3 817.26 17
848.49 898.49 2 883.71 18 • • •
920.70 948.32 1 944.57 19
1000.00 1000.00 20
185
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. Age 53 -±- $1,000
PLAN _ PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment Endowment at age 65 ... $1.54 3.58 3.62 4.05 4.40 6.76 $4.61 10.71 10.83 12.12 13.17 20.23 $9.18 21.35 21.59 24.15 26.24 40.31 $18.23 42.38 42.86 47.95 52.09 80 03
GUARANTEED VALUES
End of policy year i ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days
Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $26.86 53.97 81.28 108.75 136.35 164.02 191.72 .219.39 246.98 274.44 301.73 328.79 355.55 381.96 407.97 433.50 458.53 482.99 506.87 530.19 640.57 742.03 835.14 908.60 $44.86 88.49 130.85 171.93 211.76 250.30 287.56 323.52 358.20 391.59 423.73 454.61 484.22 512.59 539.73 565.62 590.33 613.85 636.24 657.58 752.02 830.35 896 05 944.19 1 2 4 5 5 6 6 7 7 7 8 8 8 8 8 8 8 8 8 7 7 5 3 1 211 341 27 8 - 293 161 350 134 250 338 36 80 108 122 125 117 99 72 35 354 18 247 325 333 $27.47 55.20 83.18 111.36 139.70 168.16 196.69 225.27 253.82 282.33 310.76 339.06 367.19 395.11 422.82 450.26 477.46 504.41 531.17 557.86 697.80 893.63 932.02 962.31 $45.88 90.50 133.91 176.06 216.96 256.62 295.01 332.19 368.12 402.85 436.41 468.81 500.07 530.24 559.37 587.49 614.71 641.07 666.74 691.89 819.21 1000.00 1 3 4 5 5 6 7 7 7 8 8 8 8 8 8 8 8 8 8 8 8 224 0 60 49 342 217 47 202 325 54 125 177 213 237 250 254 251 240 222 198 50 $32.88 66.31 100.27 134.75 169.76 205.30 241.39 278.04 315.28 353.18 391 81 431.27 471.69 513.25 556.18 600.78 647.47 696.78 749.41 806.28 851.80 893.63 932.02 962.31 $54.92 108.72 161.42 213.04 263.65 313.29 362.06 410.01 457.26 503.95 550.23 596.30 642.39 688.78 735.80 783.89 833.58 885.56 940.68 1000.00 1 3 4 6 7 7 8 9 9 10 10 10 11 11 12 12 13 14 15 339 211 356 53 46 347 234 83 266 62 209 347 122 264 53 231 84 18 147
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment
$37.11 $56.98 2 63 1 $66.30 $88.53 '3 299
74.96 112.73 4 11 2 134.78 175.65 7 4
113.59 167.30 5 217 3 205.62 261.49 9 $26.91
152.99 220.69 6 335 4 279.00 346.12 8 159.59
193.20 272.96 8 14 5 355.15 429.67 7 285.80
234.27 324.17 8 362 6 434.38 512.31 6 405.75
276.24 374.37 9 297 7 517.02 594.20 5 519.53
319.19 423.65 10 195 8 603.49 675.53 4 627.26
363.21 472.09 11 $14.89 9 694.32 756.51 3 729.07
408.43 519.80 10 139.28 10 790.13 837.39 2 825.06
455.02 566.92 9 256.29 11 891.70 918.45 1 915.33
503.18 613.58 8 366.04 12 1000.00 1000.00
553.13 659.98 7 468.66 13
605.36 706.31 6 564.29 14
660.17 752.83 5 653.09 15
718.15 799.79 4 735.19 16
780.04 847.56 3 810.74 17
846.78 896.53 2 879.94 18
919.58 947.17 1 942.97 19
1000.00 1000.00 20
186
29 May 47
TM 14-600
Table 111. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 54
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term . Ordinary life $1.65 3.75 3.78 4.20 4.51 7.42 $4.94 11.22 11.31 12.57 13.50 22.21 $9.84 22.36 22.54 25.05 26.89 44.25 $19.53 44.40 44.75 49.72 53.39 87.85
30-payment life
20-payment life
20-year endowment
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $27.85 $45.66 1 195 $28.35 $46.48 1 205 $33.56 $55.02 1 308
2 55.92 90.02 2 306 56.93 91.65 2 325 67.61 108.84 3 150
3 84.15 133.04 3 340 85.71 135.51 4 1 102.16 161.52 4 267
4 112.51 174.73 4 306 114.64 178.04 4 338 137.18 213.05 5 305
5. 140.95 215.09 5 213 143.69 219.27 5 250 172.69 263.53 6 278
6 169.41 254.09 6 70 172.80 259.18 6 112 208.67 312.98 7 196
7 197.84 291.74 6 247 201.93 297.77 6 295 245.15 361.51 • 8 68
8 226.19 328.05 7 24 231.03 335.07 7 76 282.14 409.20 8 269
9 254.42 363.03 7 133 260.05 371.06 7 190 319.69 456.16 9 76
10 282.46 396.67 7 214 288.97 405.81 7 277 357.85 502.54 9 227
11 310.26 428.99 7 274 317.73 439.31 7 342 396.71 548.52 9 364
12 337.76 459.99 7 314 346.28 471.60 8 25 436.36 594.28 10 132
13 364.90 489.69 7 340 374.58 502.68 8 58 476.95 640.06 10 263
14 391.62 518.10 7 352 402.60 532.62 8 79 518.70 686.22 11 31
15 417.87 545.23 7 354 430.30 561.45 8 90 561.84 733.08 11 180
16 443.58 571.09 7 345 457.68 589.24 8 92 606.74 781.15 11 342
17 468.72 595.71 7 328 484.71 616.04 8 85 653.85 831.00 12 189
18 493.26 619.15 7 301 511.45 641.98 8 70 703.79 883.41 13 113
19 517.22 . 641.49 7 265 537.97 667.22 8 47 757.38 939.35 14 216
20 540.68 662.85 7 219 564.44 691.98 8 17 815.69 1000.00
25 652.33 758.09 6 246 703.50 817.5'6 7 212 860.49
30 754.74 837.12 5 90 901.59 1000.00 901.59
35 847.35 902.64 3 183 938.75 938.75
40 917.35 948.82 1 231 966.83 966.83
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 65
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment
$37.38 $56.92 2 19 1 $73.35 $95.59 3 345
75 45 112 56 2 149 21 189.75 7 80
114.22 166.96 5 94 3 227.80 282.60 8 $77.95
153.71 220.15 6 180 4 309.37 374.28 7 216.45
193.96 272.21 7 196 5 394.22 464.95 6 348.04
234.99 323.15 8 156 6 482.73 554.79 5 472.87
276.86 373.07 9 70 7 575.34 644.02 4 591.07
319.64 422.04 9 314 8 672.61 732.86 3 702.75
363.43 470.17 10 172 9 775.23 821.60 2 808.07
408.37 517.57 10 $88.09 10 884.01 910.53 1 907.11
454.64 564.41 9 213.98 11 1000.00 1000.00
502.43 610.82 8 331.67 12
552.05 657.01 7 441.39 13
603.86 703.21 6 543.24 14
658.33 749.68 5 637.41 15
716.08 796.75 4 724.07 16
777.92 844.83 3 803.45 17
844.88 894.36 2 875.73 18
918.33 945.88 1 941.17 19
1000.00 1000.00 20
187
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 55 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $1.77 3.93 3.96 4.35 4.63 8.21 $5.30 11.76 11.85 13.02 13.86 24.57 $10.55 23.44 23.61 25.94 27.61 48.96 $20.95 46.53 46.88 51.50 54.81 97.20
30-payment life
20-payment life
20-year endowment
Endowment at age 65
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days
Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 .12 13 14 15 16 17 18 19 20 25 30 35 40 $28.87 57.91 87.08 116.33 145.61 174.86 204.02 233.05 261.90 290.50 318.79 346.70 374.19 401.19 427.64 453.50 478.74 503.39 527.52 551.19 664.32 768.01 859.60 925.33 $46.48 91.56 135.24 177.52 218.40 257.86 295.90 332.53 367.80 401.66 434.16 465.27 495.04 523.47 550.56 576.37 600.93 624.34 646.72 668.17 764.41 844.42 909.41 953.09 1 2 3 4 5 5 6 6 7 7 7 7 7 7 7 7 7 7 7 7 6 4 2 0 177 270 288 238 132 343 146 278 16 92 149 187 212 224 225 217 198 169 130 82 104 300 356 348 $29.26 58.72 88.32 118.03 147.79 177.57 207.29 236.92 266.42 295.74 324.81 353.59 382.04 410.12 437.80 465.07 491.93 518.48 544.83 571.14 709.28 909.51 945.23 970.87 $47.10 92.84 137.17 180.12 221.67 261.85 300.64 338.06 374.14 408.91 442.36 474.52 505.42 535.12 563.65 591 u8 617.48 643.05 667.94 692.35 '816.15 1000.00 1 2 3 4 5 6 6 6 7 7 7 7 7 7 7 7 7 7 7 7 7 184 284 307 262 160 10 181 318 59 141 201 245 275 294 302 301 291 273 247 215 1 $34.24 68.93 104.06 139.62 175.61 212.02 248.86 286.17 323.98 362.37 401.39 441.19 481.92 523.79 567.10 612.25 659.78 710.39 765.04 824.93 869.06 909.51 945.23 970.87 $55.12 108.98 161.61 213.06 263.39 312.65 360.93 408.33 454.98 501.04 546.65 592.07 637.56 683.43 730.11 778.13 828.17 881.07 937.91 1000.00 1 3 4 5 6 7 7 8 8 9 9 9 10 10 10 11 11 12 13 277 89 180 195 148 48 271 94 255 31 163 287 44 173 308 100 296 209 286
20-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 65
Paid-up insurance Extension Cash value Paid-up insurance Extension
vasn value Years Days Pure endowment Years Days Pure endowment
$37.68 75.98 114.92 154.52 194.80 235.79 277.54 320.14 363.69 408.33 454.23 501.62 ‘ 550.81 602.19 656.29 713.78 775.56 842.78 916.95 $56.87 112.40 166.64 219.64 271.45 322.12 371.72 420.36 468.16 515.24 561.75 607.86 653.80 699.82 746.23 793.42 841.82 891.96 944.46 1000.00 1 3 4 6 7 7 8 9 9 10 9 8 7 6 5 4 3 2 1 340 206 343 33 23 324 218 80 285 $29.04 165.36 292.37 410.30 519.33 619.68 711.57 795.28 871.04 939.17 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $81.87 166.68 254.70 346.27 441.79 541.73 646.70 757.43 874.83 1000.00 $104.11 206.78 308.14 408.40 507.74 606.40 704.63 802.74 901.08 1000.00 4 7 7 6 5 4 3 2 1 37 179 $133.62 279.13 417.16 547.85 671.34 787.77 897.29
1000.00
188
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000 Age 56
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $1.90 $5.69 $11.33 $22.49
Ordinary life 4.13 12.36 24.63 48.89
30-payment life 4 15 12 42 24 75 49 13
20-payment life ' 4 52 13 53 26 95 53 51
20-year endowment 4.77 14.27 28.44 56.47
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 $29.90 59.94 90.06 120.21 150.33 180.36 210.25 239.95 269.41 298.53 327.28 355.59 383.38 410.62 437.25 463.24 488.63 513.47 537.85 561.83 676.42 781.73 872.18 $47.27 93.09 137.43 180.30 221.68 261.58 300.00 336.97 372.50 406.57 439.21 470.43 500.23 528.65 555.72 581.47 606.03 629.49 651.99 673.65 770.92 852.19 916.56 1 2 3 4 5 5 6 6 6 6 7 7 7 7 7 7 7 7 6 6 5 4 2 159 234 234 170 52 251 45 169 265 337 25 62 86 97 98 88 67 35 358 311 324 157 241 $30.20 60.56 91.01 121.51 152.01 182.45 212.78 242.95 272.92 302.61 331.98 360.98 389.55 417.68 445.30 472.46 499.19 525.62 551.88 578.11 715.06 917.32 951.58 $47.75 94.05 138.88 182.25 224.16 264.61 303.61 341.18 377.36 412.12 445.52 477.56 508.28 537.74 565.95 593.04 619.13 644.39 669.00 693.17 814.96 1000.00 1 2 3 4 5 5 6 6 6 7 7 7 7 7 7 7 7 7 7 7 6 164 243 247 187 72 274 70 198 297 7 64 105 134 150 157 153 140 117 85 48 180 $34.93 70.25 105.97 142.06 178.51 215.32 252.51 290.01 328.15 366.70 405.85 445.74 486.52 528.47 571.90 617.28 665.23 716.58 772.39 834.01 877.42 917.32 951.58 $55.22 109.10 161.71 213.07 263.24 312.28 360.30 407.27 453.72 499.41 544.65 589.70 634.80 680.38 726.85 774.83 825.06 878.50 936.31 1000.00 1 3 4 5 6 6 7 7 8 8 8 9 9 9 10 10 11 11 12 245 30 94 87 21 269 113 287 74 209 330 83 200 317 80 227 44 304 355
4 20-YEAR ENDOWMENT End of
Cash value Paid-up insurance Extension
Years Days Pure endowment policy year
$37.99 76.55 115.68 155.39 195.70 236.65 278.28 320.69 363.98 408.27 453.77 500.71 549.42 600.34 654.02 711.22 772.93 840.45 915.42 1000.00 $56.81 112.24 166.33 219.12 270.66 321.04 370.31 418.61 466.06 512.75 558.90 604.67 650.32 696.15 742.48 789.75 838.49 889.31 942.89 1000.00 1 3 4 5 6 7 8 8 9 9 9 8 7 6 5 4 3 2 1 298 126 229 257 222 138 12 222 47 227 $109.33 247.22 374.76 492.13 599.60 697.49 786.09 865.77 936.93 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
189
TM 14—600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued. ASe 57 $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $2.05 4.34 4.35 4.70 4.92 $6.13 12.99 13.02 14.07 14.72 $12.22 25.88 25.94 28.03 29.34 $24.27 51.38 51.50 55.64 58.25
30-payment life
20-payment life
20-year endowment
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $30.96 $48.08 1 139 $31.18 $48.42 1 143 $35.63 $55.34 1 214
2 62.01 94.63 2 196 62.47 95.33 2 203 71.60 109.26 2 336
3 93.09 139.62 3 180 93.79 140.67 3 189 107.90 161.84 4 10
4 124.13 183.05 4 102 125.10 184.48 4 113 144.50 213.09 4 347
5 155.09 224.93 4 335 156.34 226.74 4 349 181.40 263.09 5 262
6 185.91 265.27 5 159 187.46 267.48 5 175 218.59 311.90 6 130
7 216.52 304.07 5 309 218.40 306.71 5 327 256.10 359.65 6 325
8 246.89 341.37 6 62 249.12 344.45 6 82 293.95 406.43 7 124
9 276.91 377.12 6 152 279.53 380.69 6 175 332.17 452.38 7 265
10 306.54 411.37 6 221 309.59 415.47 6 245 370.84 497.66 8 25
11 335.72 444.14 fe 271 339.25 448.81 6 298 410.06 542.49 8 143
12 364.38 475.44 6 306 368.43 480.72 6 336 449.96 587.10 8 252
13 392.46 505.27 6 328 397.12 511.27 6 361 490.75 631.82 8 357
14 419.90 533.67 6 338 425.25 540.47 7 10 532.71 677.04 9 105
15 446.70 560.71 6 337 452.84 568.42 7 14 576.22 723.29 9 223
16 472.86 586.47 6 326 479.93 595.24 7 7 621.82 771.22 9 354
17 498.48 611.11 6 304 506.62 621.09 6 355 670.24 821.68 10 167
18 523.60 634.72 6 273 533.03 646.15 6 329 722.39 875.70 11 41
19 548.32 657.45 6 232 559.28 670.59 6 296 779.45 934.58 12 77
20 572.69 679.37 6 183 585.50 694.57 6 258 842.97 1000.00
25 688.70 777.66 5 189 720.98 814.11 5 346 885.60
30 795.58 860 20 3 357 924.88 1000.00 924.88
35 884.33 923.59 2 74 957.49 957.49
I
20-YEAR ENDOWMENT
Cash value Paid-up insurance Extension End of policy year
Years Days Pure endowment
$38.34 $56.77 1 258 1
77.18 112.11 3 51 2
116.51 166.04 4 122 3
156.34 218.61 5 123 4
196.68 269.88 6 65 5
237.58 319.93 6 325 6
279.10 368.89 7 182 7
321.30 416.81 8 10 8
364.28 463.84 8 187 9
408.20 510.13 8 351 10
453.25 555.86 9 $44.48 11
499.68 601.24 8 195.22 12
547.87 646.57 7 334.00 13
598.25 692.13 6 461.06 14
651.47 738.35 5 576.79 15
708.37 785.73 4 681.54 16
770.03 834.85 3 775.73 17
837.88 886.40 2 859.86 18
913.73 941.15 1 934.44 19
1000.00 1000.00 20
190
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000 Age 58
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $2 21 $6 61 $13 18 $26 16
Ordinary life 4 56 13 65 27 19 53 99
30-payment life 4 57 13 68 27 25 54 10
20-payment life 4 89 14 63 29 16 57 89
20-year endowment 5.09 15.23 30.35 60.26
GUARANTEED VALUES
Encl of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $32.04 $48.89 1 119 $32.20 $49.14 1 122 $36.34 $55.46 1 183
2 64.11 96.16 2 158 64.43 96.64 2 162 72.96 109.43 2 277
3 96.15 141.79 3 126 96.65 142.52 3 132 109.83 161.96 3 293
4 128.10 185.79 4 34 128.78 186.77 4 41 146.93 213.10 4 244
5 159.90 228.16 4 . 255 160.78 229.41 4 264 184.26 262.92 5 142
6 191.49 268.92 5 68 192.59 270.46 5 79 221.82 311.51 5 360
7 222.82 308.09 5 210 224.15 309.92 5 222 259.62 358.97 6 177
8 253.81 345.66 5 320 255.38 347.80 5 334 297.67 405.40 6 330
9 284.39 381.65 6 41 286.25 384.15 6 56 336.02 450.94 7 98
10 314.50 416.07 6 107 316.67 418.94 6 123 374.75 495.78 7 216
11 344.07 448.94 6 155 346.58 452.21 6 174 413.97 540.14 7 324
12 373.05 480.28 6 190 375.95 484.02 6 210 453.83 584.28 8 61
13 401.37 510.12 6 211 404.72 514.37 6 234 494.55 628.54 8 163
14 429.02 538.52 6 220 432.88 543.36 6 246 536.47 673.39 8 263
15 456.02 565.59 6 219 460.48 571.12 6 247 580.04 719.40 9 1
16 482.45 591.46 6 206 487.61 597.79 6 237 625.89 767.31 9 130
17 508.38 616.27 6 181 514.37 623.53 6 217 674.81 818.02 9 289
18 533.89 640.15 6 147 540.86 648.51 6 188 727.82 872.68 10 154
19 559.04 663.18 6 104 567.21 672.87 6 152 786.22 932.68 11 164
20 583.83 685.41 6 52 593.46 696.71 6 108 851.80 1000.00
25 701.30 784.78 5 41 727.28 813.85 5 172 893.63 .. .
30 809.11 868.13 3 231 932.02 1000.00 932.02
35 894.17 929.19 1 308 962.31 962.31 \ ••
20-YEAR ENDOWMENT
Cash value Paid-up insurance Extension End of policy year
Years Days Pure endowment
$38.72 $56.75 1 219 1
77.85 111.98 2 343 2
117.40 165.75 4 21 3
157.35 218.09 4 361 4
197.74 269.09 5 281 5
238.59 318.83 6 156 6
279.97 367.41 6 361 7
321.92 414.90 7 176 8
364.58 461.51 7 337 9
408.08 507.34 8 126 10
452.63 552.60 8 274 11
498.51 597.55 8 $134.87 12
546.09 642.47 7 286.89 13
595.90 687.76 6 425.32 14
648.63 733.85 5 550.64 15
705.23 781.36 4 663.37 16
766.86 830.89 3 764.00 17
835.07 883.21 2 853.20 18
911.88 939.24 1 931.65 19
1000.00 1000.00 20
191
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 59________ $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $2.40 4.80 4.81 5.10 5.27 $7.18 14.36 14.39 15.26 15.77 $14.31 28.62 28.68 30.41 31.43 $28.41 56.83 56.95 60.38 62.39
30-payment life
20-payment life
20-year endowment
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $33.13 66.23 99.24 132.09 164.73 197.10 229.11 260.70 291.81 322.36 352.29 381.55 410.12 438.02 465.32 492.11 518.46 544.44 570.05 595.28 714.49 $49.69 97.67 143.93 188.48 231.34 272.52 312.02 349.86 386.05 420.61 453.56 484.93 514.79 543.26 570.46 596.55 621.65 645.86 669.23 691.79 792.48 1 2 3 3 4 4 5 5 5 5 6 6 6 6 6 6 6 6 5 5 4 99 119 71 330 175 343 112 217 298 360 42 75 96 104 100 84 57 19 341 293 271 $33.23 66.44 99.56 132.53 165.30 197.81 229.98 261.74 293.04 323.80 353.97 383.51 412.38 440.64 468.36 495.65 522.60 549.30 575.79 602.13 734.45 $49.84 97.98 144.39 189.10 232.14 273.51 313.21 351.25 387.68 422.49 455.72 487.42 517.63 546.51 574.19 600.84 626.61 651.62 675.97 699.75 814.62 1 2 3 3 4 4 5 5 5 6 6 6 6 6 6 6 6 6 6 5 4 101 122 75 335 180 350 119 225 307 5 54 89 110 120 119 105 81 48 6 327 350 $37.06 74.32 111.75 149.35 187.10 224.99 263.03 301.24 339.67 378.40 417.55 457.29 497.90 539.76 583.41 629.53 678.98 732.88 792.71 860.49 901.59 $55.59 109.60 162.07 213.10 262.75 311.09 358.22 404.26 449.37 493.73 537.57 581.19 624.98 669.44 715.23 763.13 814.11 869.40 930.63 1000.00 1 2 3 4 5 5 6 6 6 7 7 7 7 8 8 8 9 9 10 153 221 213 145 26 229 34 178 301 47 150 244 334 61 160 272 53 264 250
30 822.31 875.96 3 78 938.75 1000.00 938.75
35 903.79 934.80 1 194 966.83 966.83
20-YEAR ENDOWMENT •
Paid-up Extension End of
Cash value insurance Years Days Pure endowment policy year
$39.12 78.57 118.34 158.43 198.86 239.67 280.87 322.57 364.85 407.88 451.88 497.13 544.07 593.28 645.53 701.82 763.42 832.01 909.83 1000.00 $56.73 111.87 165.46 217.58 268.29 317.70 365.85 412.93 459.02 504.35 549.10 593.55 638.03 683.01 729.00 776.62 826.59 879.74 937.13 1000.00 1 2 3 4 5 5 6 6 7 7 8 8 7 6 5 4 3 2 1 182 274 288 240 139 361 186 351 137 • 276 46 $64.08 231.90 383.80 520.41 642.42 750.55 845.61 928.49 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
192
29 May 47
TM 14-600
Table HI. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000 Age 60
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $2.60 $7 78 $15 50 $30 78
Ordinary life 5.06 15 14 30 17 59 91
30-payment life 5.06 15.14 30 17 59 91
20-payment life 5.33 15 95 31 78 63 10
20-year endowment 5.48 16.40 32.68 64.88
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $34.23 $50.48 1 79 $34.30 $50.58 1 80 $37.78 $55.71 1 124
2 68.37 99.16 2 81 68.50 99.35 2 82 75.68 109.76 2 165
3 102.35 146.04 3 17 102.54 146.31 3 19 113.68 162.21 3 137
4 136.11 191.14 3 262 136.38 191.52 3 265 151.77 213.14 4 50
5 169.58 234.47 4 96 169.93 234.96 4 99 189.91 262.58 4 279
6 202.69 276.04 4 255 203.13 276.64 4 259 228.10 310.65 5 104
7 235.37 315.87 5 16 235.90 316.58 5 20 266.34 357.43 5 262
8 267.54 353.95 5 116 268.18 354.79 5 121 304.66 403.05 6 30
9 299.13 390.30 5 194 299.89 391.29 5 200 343.11 447.68 6 148
10 330.10 424.99 5 254 330.99 426.13 5 260 381.77 491.51 6 252
11 360.36 458.00 5 299 ' 361.40 459.32 5 305 420.78 534.79 6 344
12 389.90 489.41 5 329 391.12 490.94 5 337 460.35 577.84 7 67
13 418.76 519.37 5 347 420.17 521.12 5 355 500.82 621.15 7 151
14 447.00 548.00 5 353 448.64 550.01 5 362 542.64 665.25 7 232
15 474.71 575.45 5 346 476.63 577.78 5 357 586.39 710.84 7 317
16 501.96 601.86 5 329 504.21 604.56 5 341 632.79 758.73 8 55
17 528.83 627.34 5 302 531.48 630.49 5 316 682.78 809.97 8 192
18 555.32 651.94 5 267 558.46 655.62 5 283 737.59 865.92 9 9
19 581.42 675.68 5 224 585.16 680.03 5 243 798.88 928.40 9 334
20 607.12 698.59 5 173 611.63 703.78 5 195 869.06 1000.00
25 728.48 800.96 4 135 742.90 816.81 4 195 909.51
30 835.67 884.09 2 297 945.23 1000.00 945.23
35 912.61 939.99 0 343 970.87 970.87 ...
20-YEAR ENDOWMENT
Cash value Paid-up insurance Extension End of policy year
Years Days Pure endowment
$39.55 $56.72 1 147 1
79.34 111.77 2 208 2
119.35 165.20 3 196 3
159.59 217.09 4 125 4
200.07 267.51 5 5 5
240.80 316.54 5 211 6
281.82 364.27 6 20 7
323.22 410.86 6 174 8
36*5.09 456.42 6 311 9
407.60 501.17 7 75 10
450.98 545.34 7 198 11
495.57 589.25 7 317 12
541.84 633.28 7 $167.03 13
590.45 677.95 6 335.04 14
642.22 723.84 5 485.11 15
698.19 771.58 4 618.11 16
759.74 821.98 3 735.04 17
828.70 875.99 2 836.96 18
907.58 934.81 1 924.92 19
1000.00 1000.00 20
193
TM 14-600
29 May 47
Table HI. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
PLAN w PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $2.82 5.34 5.34 5.58 5.70 $8.44 15.98 15.98 16.70 17.06 $16.82 31.84 31.84 33.27 33.99 $33.39 63.22 63.22 66.06 67.48
30-payment life
20-payment life
20-year endowment....
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Ext ension Cash Paid-up Extension Paid-up insurance Extension
Years Days value insurance Years Days value Years Days
1 2 3 4 5 6 7 8 9 10 11 . 12 13 14 15 16 17 18 19 20 25 30 $35.35 70.53 105.48 140.15 174.43 208.26 241.58 274.29 306.35 337.69 368.28 398.16 427.39 456.09 484.30 512.13 539.56 566.58 593.19 619.17 743.11 849.56 $51.27 100.64 148.13 193.78 237.56 279.48 319.60 357.89 394.41 429.18 462.27 493.82 523.96 552.88 580.69 607.53 633.44 658.44 682.57 705.67 810.09 892.79 1 2 2 3 4 4 4 5 5 -5 5 5 5 5 5 5 5 5 5 5 3 2 59 43 328 195 18 168 288 17 93 152 195 225 241 245 236 217 188 151 105 47 351 169 $35.38 70.59 105.59 140.30 174.62 208.50 241.87 274.64 306.77 338.18 368.86 398.83 428.19 457.02 485.40 513.42 541.09 568.41 595.40 621.88 752.73 951.58 $51.31 100.72 148.28 193.99 237.81 279.81 319.98 358.35 394.95 429.81 463.00 494.65 524.94 554.01 582.01 609.06 635.23 660.57 685.11 708.76 820.58 1000.00 1 2 2 3 4 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 4 59 43 329 197 20 170 290 20 96 155 199 229 245 250 242 223 196 160 115 60 23 $38.51 77.06 115.62 154.18 192.68 231.13 269.54 307.91 346.31 384.84 423.66 463.06 503.41 545.21 589.06 635.73 686.23 741.91 804.71 877.42 917.32 951.58 $55.85 109.96 162.37 213.18 262.41 310.17 356.59 401.76 445.86 489.11 531.79 574.32 617.16 660.92 706.30 754.15 805.62 862.19 925.95 1000.00 1 2 3 3 4 4 5 5 5 6 6 6 6 7 7 7 7 8 9 96 112: 63 322: 171 347 131 257 364 98 185 264 335 42 121 213 328 138 68
20-YEAR ENDOWMENT
Cash value Paid-up Extension End
insurance Years Days Pure endowment policy year
$40.01 80.16 120.44 160.84 201.35 241.99 282.81 323.86 365.28 407.22 449.95 493.86 539.49 587.51 638.77 694.40 755.85 825.13 905.12 1000.00 $56.73 111.70 164.98 216.65 266.75 315.37 362.65 408.68 453.67 497.80 541.35 584.71 628.31 672.69 718.43 766.29 817.08 871.94 932.28 1000.00 . 1 2 3 4 4 5 5 6 6 6 6 7 7 6 5 4 3 2 1 113 146 110 17 244 68 230 5 134 251 359 103 $89 276 443 589 716 826 920 08 77 11 40 87 92 84 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
194
29 May 47
TM 14-600
Table 111. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000 Age 62
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $3.07 $9.19 $18.31 $36 35
Ordinary life ' 5.63 16.85 33.57 66.65
30-payment life 5.64 16.88 33.63 66.77
20-payment life 5.84 17.48 34.83 69.14
20-year endowment. . » 5.95 17.81 35.48 70.44
GUARANTEED VALUES
4
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $36.47 $52.04 1 38 $36.49 $52.07 1 39 $39.25 $56.01 1 69
2 72.71 102.11 2 5 72.75 102.17 2 5 78.46 110.18 2 62
3 108.64 150.21 2 275 108.69 150.28 2 275 117.58 162.57 2 356
4 144.18 196.36 3 130 144.25 196.45 3 130 156.58 213.25 3 233
5 179.25 240.55 3 307 179.34 240.67 3 307 195.42 262.25 4 68
6 213.79 282.84 4 84 213.90 282.98 4 85 234.10 309.71 4 233
7 247.70 323.20 4 198 247.84 323.38 4 199 272.61 355.70 5 5
8 280.94 361.70 4 289 281.10 361.90 4 290 310.99 400.38 5 124
9 313.42 398.34 4 359 313.62 398.59 4 361 349.29 443.93 5 227
10 345.13 433.22 5 51 345.37 433.52 5 53 • 387.64 486.58 5 315
11 376.10 466.46 5 93 376.38 466.81 5 95 426.28 528.70 6 29
12 406.41 498.24 5 121 406.74 498.65 5 123 465.53 570.72 6 101
13 436.16 528.72 5 136 436.54 529.18 5 138 505.79 613.13 6 166
14 465.41 558.04 5 136 465.87 558.59 5 139 547.58 656.56 6 228
15 494.25 586.32 5 125 494.79 586.96 5 128 591.53 701.72 6 293
16 522.68 613.62 5 103 523.33 614.38 5 107 638.43 749.51 7 4
17 550.70 639.98 5 73 551.47 640.88 5 76 689.36 801.12 7 114
18 578.28 665.41 5 32 579.21 666.48 5 36 745.87 858.25 7 264
19 605.22 689.77 4 348 606.35 691.06 4 352 810.13 923.31 8 177
20 631.56 713.14 4 293 632.96 714.72 4 298 885.60 1000.00
25 758.05 819.62 3 234 763.73 825.76 3 252 924.88
30 863.10 901.42 1 357 957.49 1000.00 957.49
20-YEAR ENDOWMENT
Paid-up Extension End of
Cash value insurance Years Days Pure endowment policy year
$40.5 81 .C 0 $56.75 111.66 1 82 1
4 2 87 2
121.f 1 164.82 3 28 3
162.1 6 216.23 3 280 4
202 J 0 265.99 4 125 5
243.2 4 314.20 4 300 6
283. f 12 360.97 5 85 7
324.5 2 406.46 5 216 8
365.4 13 450.80 5 331 9
406.' 18 494.29 6 73 10
448. f 17 537.23 6 173 11
492.1 4 580.05 6 265 12
537.1 5 623.24 6 354 13
584.J >8 667.31 6 $206.38 14
635.5 13 712.92 5 392.82 15
690.. >4 760.80 4 555.30 16 1
751.. >9 811.93 3 695.55 17
821.: 13 867.59 2 815.26 18
902.: 19 929.47 1 916.17 19
1000.00 1000.00 20
195
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 63_____________________________________________________________________________________________ $ 1’000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term Ordinary life $3.34 5.95 5.95 6.13 6.22 $10.00 17.81 17.81 18.34 18.61 $19.92 35.48 35.48 36.55 37.09 $39.54 70.44 70.44 72.57 73.64
30-payment life
20-payment life
20-year endowment
GUARANTEED VALUES
End of policy year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 Cash value $37.61 74.90 111.79 148.19 184.03 219.23 253.72 287.43 320.35 352.49 383.95 414.81 445.18 475.11 504.62 533.69 562.32 590.28 617.61 644.45 772.79 874.03 ORDINARY Paid-up insurance $52.82 103.56 152.25 198.87 243.46 286.05 326.65 365.31 402.11 437.18 470.71 502.84 533.78 563.61 592.42 620.22 647.04 672.75 697.39 721.16 829.16 908.26 LIFE Extension Cash value $37.62 74.92 111.80 148.21 184.06 219.27 253.77 287.50 320.42 352.58 384.05 414.94 445.33 475.28 504.83 533.94 562.63 590.65 618.08 645.04 775.57 962.31 30-PAYMENT Paid-up insurance $52.83 103.59 152.26 198.90 243.50 286.10 326.72 365.39 402.20 437.29 470.83 503.00 533.96 563.82 592.66 620.51 647.40 673.17 697.92 721.82 832.14 1000.00 1? LIFE Extension Cash value $40.01 79.88 119.54 158.96 198.12 236.98 275.56 313.89 352.06 390.26 428.76 467.91 508.13 549.92 593.91 640.94 692.21 749.37 815.12 893.63 932.02 962.31 20-PAYMENT Paid-up insurance $56.19 110.45 162.80 213.32 262.11 309.21 354.77 398.93 441.91 484.03 525.64 567.21 609.26 652.36 697.24 744.85 796.50 854.06 920.42 1000.00 r LIFE Extension
Years 1 1 2 3 3 4 4 4 4 4 4 5 5 5 5 4 4 4 4 4 3 1 Days 18 332 222 65 232 1 111 199 268 ■321 359 19 30 27 13 355 326 287 237 175 101 274 Years 1 1 2 3 3 4 4 4 4 4 4 5 5 5 5 4 4 4 4 4 Days 18 332 222 65 232 2 111 199 269 322 359 20 30 28 14 356 327 289 239 178 111 1 ...
Years 1 2 2 3 3 4 4 4 5 5 5 5 5 6 6 6 6 7 7 :: Days 42 13 287 149 334 124 253 362 94 178 249 309 361 51 110 180 266 25 280
20-YEAR ENDOWMENT End of
Cash value Paid-up insurance Extension
Years Days Pure endowment policy year
$41.03 82.00 122.85 163.56 204.13 244.56 284.89 325.18 365.60 406.38 447.89 490.58 535.00 581.85 632.02 686.72 747.66 817.28 899.43 1000.00 $56.81 111.70 164.69 215.85 265.28 313.05 359.31 404.17 447.89 490.75 533.14 575.49 618.26 662.02 707.41 755.24 806.61 862.94 926.42 1000.00 1 2 2 3 4 4 4 5 5 5 5 6 6 6 5 4 3 2 1 53 32 315 185 13 176 314 70 178 273 358 75 154 $120.58 332.08 514.64 670.44 801.79 910.88 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
196
29 May 47
TM 14-600
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000
Age 64
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $3.64 $10.89 $21.71 $43.09
Ordinary life 6.30 18.85 37.57 74.59
30-payment life 6.30 18.85 37.57 74.59
20-payment life 6.45 19.30 38.46 76.36
20-year endowment 6.51 19.48 38.82 77.07
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Extension Extension Cash value
Cash value Paid-up insurance Cash value Paid-up insurance Paid-up insurance Extension
Years Days Years Days
Years Days
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $38.75 77.07 . 114.90 152.14 188.71 224.55 259.59 293.78 327.18 359.87 391.95 423.49 454.59 485.26 515.47 545.22 574.27 602.67 630.55 658.19 787.27 884.81 $53.58 104.96 154.20 201.28 246.23 289.10 329.92 368.76 405.79 441.18 475.13 507.78 539.27 569.69 599.04 627.37 654.50 680.52 705.61 730.03 838.64 915.17 0 1 2 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 2 1 363 294 171 1 160 288 27 112 180 231 267 288 295 291 277 254 222 178 121 48 328 143 $38.75 77.08 114.90 152.15 188.72 224.56 259.60 293.80 327.20 359.89 391.98 423.53 454.63 485.30 515.53 545.29 574.35 602.78 630.69 658.37 788.32 966.83 $53.58 104.98 154.20 201.29 246.24 289.11 329.94 368.79 405.81 441.21 475.17 507.82 539.32 569.73 599.11 627.45 654.59 680.65 705.76 730.23 839.75 1000.00 0 1. 2 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 2 363 294 171 2 160 288 27 112 180 231 267 288 295 291 277 255 223 179 122 49 330 $40.78 81.29 121.49 161.32 200.75 239.78 278.39 316.65 354.72 392.84 431.28 470.39 510.58 552.33 596.28 643.33 694.68 752.40 819.69 901.59 938.75 966.83 $56.39 110.71 163.04 213.42 261.94 308.70 353.82 397.47 439.95 481.60 522.81 564.01 605.69 648.43 692.95 740.26 791.73 849.59 917.26 1000.00 1 1 2 3 3 4 4 4 4 5 5 5 5 5 5 5 6 6 7 17 330 222 68 241 20 143 247 333 44 109 162 209 252 298 350 59 173 18
20-YEAR ENDOWMENT End of
Cash value Paid-up insurance Extension
Years Days Pure endowment policy year
$41.60 $56.90 111.75 164.59 215.51 264.58 311.91 357.62 401.90 445.03 487.35 529.27 571.18 613.56 656.96 702.02 749.66 801.03 857.97 923.06 1000.00 1 1 2 3 3 4 4 4 5 5 5 5 5 6 5 4 3 2 1 24 345 243 95 274 60 190 301 33 120 196 262 325 1
83.00 124.15 165.03 205.62 245.93 285.99 325.90 365.86 406.17 447.19 489.36 533.22 579.46 628.95 683.00 743.36 812.94 896.17 1000.00 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
$15.04 258.24 465.77 640.76 786.12 904.83
197
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
Age 65 ______________________________________________ $1,000
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $3.97 $11.88 $23.67 $47.00
Ordinary life 6.67 19.96 39.77 78.97
30-payment life 6.67 19.96 39.77 78.97
20-payment life 6.79 20.32 40.49 1 80.39
20-year endowment 6.84 20.47 40.79 80.98
GUARANTEED VALUES
End of policy year ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
1 $39.87 $54.30 0 343 $39.87 $54.30 0 343 $41.54 $56.57 0 357
2 79.22 106.31 1 258 79.21 106.30 1 258 82.71 111.00 1 285
3 117.96 156.06 2 121 117.95 156.04 2 120 123.43 163.29 2 160
4 156.01 203.56 2 305 156.01 203.56 2 305 163.64 213.51 2 356
5 193.29 248.85 3 90 193.29 248.85 3 90 203.34 261.79 3 154
6 229.74 291.99 3 213 229.74 291.99 3 213 242.49 308.19 3 289
7 265.31 333.02 3 313 265.31 333.02 3 313 281.12 352.87 4 38
8 300.06 372.15 4 28 300.06 372.15 4 28 319.38 396.12 4 136
9 334.07 409.56 4 94 334.06 409.54 4 94 357.45 438.22 4 218
10 367.43 445.41 4 143 367.43 445.41 4 143 395.58 479.53 4 285
11 400.25 479.91 4 176 400.26 479.92 4 176 434.04 520.43 4 338
12 432.61 513.20 4 194 432.61 513.20 4 194 473.17 561.31 5 17
13 464.51 545.33 4 199 464.52 545.34 4 199 513.32 602.63 5 57
14 495.93 576.33 4 193 495.94 576.35 4 193 554.95 644.92 5 94
15 526.88 606.26 4 178 526.89 606.28 4 178 598.75 688.96 5 132
16 557.10 634.93 4 153 557.11 634.94 4 153 645.50 735.68 5 174
17 586.65 662.43 4 115 586.67 662.45 4 115 696.78 786.79 5 228
18 615.66 688.94 4 63 615.68 688.97 4 63 754.99 844.86 5 312
19 644.41 714.75 3 360 644.43 714.77 3 360 823.91 913 84 6 152
20 673.03 739.99 3 294 673.06 740.02 3 295 909.51 1000 00
25 802.11 848.59 2 215 802.34 848.83 2 215 945.23
30 894.76 921.61 0 336 970.87 1000.00 970.87
20-YEAR ENDOWMENT End of policy year
Cash value Paid-up insurance Extension
Years Days Pure endowment
$42.19 $56.99 363 1
84.04 111.81 1 295 2
125.52 164.54 2 175 3
166.57 215.21 3 11 4
207.18 263.93 3 178 5
247.36 310.80 3 318 6
287.17 355.99 4 73 7
326.77 399.75 4 178 3
366.40 442.42 4 266 9
406.35 484.32 4 340 10
446.97 525.83 5 39 11
488.69 567.36 5 97 12
532.00 609.34 5 150 13
577.53 652.26 5 205 14
626.25 696.89 5 $166.72 15
679.33 744.03 4 406.15 16
738.92 795.22 3 605.04 17
808.30 852.63 2 767.53 18
892.60 919.38 1 897.78 19
1000.00 1000.00 20
198
29 May 47 TM 14-600 Table HI. Premium rates and guaranteed values (National Service Life Insurance)—Continued. $1,000 Age 66
PLAN PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $4.34 7.07 7.16 $12.99 21.16 21.43 $25.88 42.16 42.70 $51.38 83.70 84.77
Ordinary life
20-payment life
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$40.98 81.34 120.96 159 80 197.75 234.81 271.00 306.41 341.17 375.35 409.05 442.27 475.00 507.24 538.71 569.49 599.70 629.64 659.45 688.84 817.78 $54.99 107.61 157.83 205.73 251.33 294.74 336.11 375.65 413.57 450.05 485.25 519.22 552.01 583.67 613.97 643.06 671.08 698.37 725.06 750.93 859.39 0 1 2 2 3 3 3 3 4 4 4 4 4 4 4 4 4 3 3 3 2 323 222 72 246 23 142 239 315 10 56 86 101 104 96 78 47 1 315 253 182 68 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $42.32 84.14 125.36 165.96 205.89 245.17 283.91 322.27 360.46 398.71 437.28 476.43 516.49 557.92 601.24 647.56 698.63 757.28 827.78 917.32 951.58 $56.79 111.31 163.57 213.66 261.67 307.74 352.12 395.09 436.96 478.06 518.74 559.32 600.23 641.98 685.24 731.21 781.79 839.94 910.14 1000.00 0 1 2 2 3 3 3 4 4 4 4 4 4 4 4 4 5 5 5 334 242 101 284 71 200 307 31 108 169 216 252 281 307 332 356 28 103 274
Age 67 $1,000
PLAN j PREMIUMS
Monthly Quarterly Semi-annual Annual
5-year level premium term $4.74 7.49 7.57 $14.19 22.41 22.65 $28.27 44.66 45.14 $56.12 88.67 89.62
Ordinary life
20-payment life
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$42.08 83.40 123.89 163.47 202.11 239.84 276.78 313.01 348.66 383.79 418.44 452.57 486.18 519.00 551.09 582.59 613.82 644.90 675.54 705.21 833.20 $55.67 108.82 159.50 207.76 253.69 297.46 339.32 379.44 418.05 455.28 491.24 525.94 559.43 591.51 622.28 651.94 680.82 709.06 736.43 762.49 870.19 0 1 2 2 2 3 3 3 3 3 3 4 4 3 3 3 3 3 3 3 1 304 187 24 190 326 74 168 242 298 337 361 8 8 363 343 311 266 209 141 60 314 1 2 3 4 5 6 .7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $43.11 85.56 127.30 168.26 208.45 247.96 286.94 325.55 364.01 402.50 441.23 480.39 520.31 561.23 603.97 649.74 700.59 759.47 831.19 924.88 957.49 $57.03 111.64 163.89 213.85 261.65 307.54 351.78 394.64 436.46 477.48 518.00 558.27 598.70 639.64 681.99 727.08 777.06 835.03 906.11 1000.00 0 1 2 2 2 3 3 3 4 4 4 4 4 4 4 4 4 4 5 312 202 45 218 360 117 218 301 2 56 96 127 151 169 183 196 216 264 32
199
TM 14-600
29 May 47
Table III. Premium rates and guaranteed values (National Service Life Insurance)—Continued.
$1,000
Age 68
PREMIUMS
PLAN Monthly Quarterly Semi-annual Annual
5-year level premium term $5.18 $15.50 $30.89 $61.33
Ordinary life 7.95 23.79 47.41 94.12
20-payment life 8.01 23.97 47.77 94.83
GUARANTEED VALUES
ORDINARY LIFE
20-PAYMENT LIFE
Cash value Paid-up insurance Extension End of policy' year Cash value Paid-up insurance Extension
Years Days Years Days
$43.13 $56.28 0 286 1 $43.89 $57.27 0 291
85.41 109.96 1 154 2 86.99 112.00 1 163
126.72 161.05 1 344 3 129.24 164.26 1 358
167.06 209.70 2 137 4 170.60 214.14 2 156
206.45 256.05 2 268 5 211.16 261.89 2 291
245.01 300.37 3 9 6 251.07 307.80 3 40
282.83 342.85 3 100 7 290.46 352.10 3 136
320.05 383.75 3 171 8 329.51 395.09 3 213
356.73 423.18 3 224 9 368.39 437.01 3 273
392.89 461.25 3 260 10 407.21 478.06 3 317
428.52 498.00 3 .281 11 446.11 518.44 3 348
463.61 533.46 3 291 12 485.30 558.42 4 5
497.87 567.42 3 290 13 524.83 598.15 4 22
531.37 600.01 3 278 14 565.23 638.25 4 30
564.26 631.42 3 253 15 607.35 679.64 4 31
596.85 662.00 3 214 16 652.64 723.88 4 26
629.30 691.91 3 162 17 703.08 773.03 4 28
661.29 720.89 3 97 18 761.64 830.29 4 64
692.26 748.49 3 18 19 833.99 901.73 4 191
721.54 774.17 2 314 20 932.02 1000.00
845.62 878.74 1 226 25 962.31
200
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance).
Age 17 $1,000
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly $ .64 $1.91 1.08 3.23 1.34 4.01 1.68 5.03 3.30 9.87 2.04 6.10 1.32 3.95 Semiannual $3.81 6.43 7.98 10.01 19.66 12.15 7.86 Annual $7,561 12.76J 15.83 19.85 38.98 24.10 15.59 Monthly $ .12 .14 .17 .05 .06 .11 Quarterly $ .36 .42 .51 .15 .18 .33 Semiannual $ .71 .83 1.01 .30 .36 .66 Annual $1.42 1.65 2.01 .59 .71 1.30
Ordinary life 30-payment 20-payment 20-vear pndr
life
life
wment
30-year endowmen Endowment at ane
62
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-Up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$5.47 11.14 17.01 23.10 29.40 35.92 42.68 49.67 56.92 64.42 72.19 80.24 88.55 97.16 106.07 115.29 124.81 134.65 144.83 155.34 213.11 279.98 355.29 436.64 $19.78 39.69 59.69 79.82 100.00 120.24 140.56 160.88 181.27 201.65 222.04 242.44 262.74 283.03 303.27 323.43 343.46 363.38 383.20 402.85 498.36 587.87 669.05 739.70 0 1 2 3 4 5 6 7 8 9 10 11 12 14 15 16 17 18 19 19 21 21 20 19 267 184 114 60 23 3 2 18 52 102 166 240 319 33 101 148 162 135 66 319 289 324 336 144 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $8.70 17.73 27.11 36.86 46.98 57.49 68.41 79.74 91.52 103.76 116.46 129.67 143.37 157.61 172.40 187.76 203.71 220.27 237.47 255.33 355.43 476.26 531.04 590 22 $31.45 63.16 95.13 127.37 159.80 192.45 225.29 258.28 291.46 324.79 358.21 391.79 425.41 459.13 492.91 526.74 560.58 594.44 628.31 662.16 831.18 1000.00 1 2 3 5 6 8 10 12 14 16 18 20 22 24 26 27 28 29 30 31 34 62 157 283 85 292 180 113 90 108 160 226 277 274 200 47 181 249 258 217 138 226 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $12.90 26.31 40.27 54.78 69.88 85.59 101.92 118.91 136.60 154.99 174.14 194.06 214.78 236.36 258.80 282.17 306.49 331.80 358.16 385.60 427.62 476.26 531.04 590.22 $46.64 93.73 141.31 189.29 237.70 286.51 335.65 385.16 435.02 485.15 535.62 586.34 637.29 . 688.53 739.94 791.59 843.42 895.43 947.64 1000.00 1 3 5 8 10 13 16 20 23 26 29 32 34 36 38 39 41 43 46 276 250 296 62 288 251 312 89 255 347 309 132 199 176 90 344 267 301 260
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.71 66.80 102.32 139.33 177.91 218.10 260.00 303.67 349.20 396.67 446.16 497.79 551.61 607.77 666.35 727.48 791.27 857.87 927.39 1000.00 $59.53 118.15 175.83 232.54 288.29 343.01 396.73 449.42 501.07 551.69 601.24 649.77 697.20 743.60 788.94 833.23 876.47 918.69 959.85 1000.00 4 10 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 250 181 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $17.30 35.31 54.06 73.58 93.89 115.04 137.05 159.98 183.85 208.71 234.59 261.56 289.65 318.90 349.38 381.14 414.23 448.72 484.67 522.15 735.18 1000.00 $40.67 81.00 120.97 160.55 199.69 238.41 276.64 314.42 351.68 388.43 424.64 460.32 495.43 529.96 563.91 597.27 630.03 662.17 693.70 724.61 869.88 1000.00 2 5 8 11 15 20 23 22 21 20 19 18 17 16 15 14 13 12 11 10 5 139 22 40 217 209 16 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $8.50 17.33 26.50 36.03 45.91 56.18 66.85 77.92 89.43 101.38 113.79 126.68 140.06 153.95 168.39 183.38 198.93 215.09 231.87 249.28 346.82 464.39 606.16 779.19 $26.46 52.96 79.46 105.96 132.37 158.77 185.10 211.32 237.46 263.47 289.33 315.04 340.55 365.87 391.00 415.89 440.52 464.92 489.04 512.87 627.37 733.27 829.94 917.96 1 2 3 5 6 8 10 11 13 15 18 20 22 23 25 26 28 27 26 25 20 15 10 5 52 136 251 37 229 98 10 331 327 354 34 68 57 341 185 320 $1.74 63.30 122.28 178.68 426.67 625.20 782.87 906.17
$7.68 87.93 164.89 238.64 309.35 377.12 442.07 504.32 563.97 621.14 675.90 728.39 778.67 826.84 872.97 917.17 959.48 $21.25 86.85 149.72 209.98 267.69 323.03 376.07 426.85 475.53 522.14 566.79 609.57 650.53 689.75 862.05
201
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. $1,000 Age 18
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .64 1.10 $1.91 3.29 $3.81 6.55 $7.56) 12.99) $ .13 $ .39 $ .77 $1.54
30-payment life 1.36 4.07 8.10 16.07 .14 .42 .83 1.65
20-payment life 1.71 5.12 10.19 20.20 .18 .54 1.07 2.13
20-year endowment 3.30 9.87 19.66 38.98 .05 .15 .30 .59
30-year endowment 2.05 6.13 12.21 24.22 .07 .21 .42 .83
Endowment at age 62 1.36 4.-07 8.10 16.07 .11 .33 .66 1.30
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$5.70 $20.31 0 278 1 $8.91 $31.74 1 71 1 $13.17 $46.92 1 286
11.60 40.71 1 204 2 18.17 63.76 2 174 2 26.87 94.29 3 270
17.73 61.26 2 145 3 27.79 96.03 3 311 3 41.12 142.09 5 330
24.06 81.84 3 103 4 37.77 128.47 5 123 4 55.94 190.28 8 110
30.62 102.50 4 79 5 48.14 161.15 6 340 5 71.35 238.84 10 346
37.41 123.20 5 72 6 58.90 193.97 8 237 6 87.38 287.77 13 319
44.45 143.98 6 83 7 70.03 226.99 10 179 7 104.06 337.06 17 18
51.74 164.77 7 113 8 81.70 260.18 12 163 8 121.40 386.61 20 148
59.28 185.56 8 158 9 93.76 293.49 14 184 9 139.45 436.50 23 277
67.09 206.35 9 220 10 106.29 326.93 16 231 10 158.23 486.68 26 317
75.18 227.15 10 292 11 119.30 360.46 18 283 11 177.77 537.12 29 222
83.54 247.88 12 7 12 132.81 394.07 20 305 12 198.09 587.77 31 359
92.20 268.59 13 91 13 146.84 427.76 22 266 13 219.24 638.66 34 21
101.16 289.23 14 168 14 161.41 461.49 24 152 14 241.25 689.76 35 328
110.42 309.77 15 227 15 176.54 495.26 25 325 15 264.16 741.06 37 215
119.99 330.20 16 257 16 192.24 529.02 27 62 16 287.99 792.51 39 83
129.89 350.53 17 249 17 208.55 562.81 28 99 17 312.80 844.15 40 350
140.13 370.76 18 198 18 225.49 596.61 29 82 18 338.62 895.94 43 1
150.69 390.79 19 103 19 243.07 630.37 30 20 19 365.50 947.87 45 303
161.61 410.71 19 332 20 261.33 664.13 30 285 20 393.49 1000.00
221.49 507.06 21 206 25 363.55 832,28 33 308 25 436.81
290.55 596.89 21 184 30 486.77 1000.00 30 486.77
367.71 677.71 20 169 35 542.58 35 542.58
450.37 747.64 18 326 40 602.39 40 602.39
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Paid-up Extension End of Paid-up Extension End of Extension
Cash insur- policy Cash insur- policy Cash insur-
value ance Years Days Pure endow- year value ance Years Days Pure endow- year value ance Years Days Pure endow-
ment ment ment
$32.71 $59.50 4 240 1 $17.32 $40 67 2 136 1 $8.90 $27.20 1 71
66.80 118.11 10 149 2 35.34 80.98 5 11 2 18.15 54.42 2 173
102.31 175.75 17 $5 82 / 3 54.10 120.9? 8 19 3 27.76 81.64 3 309
139.32 232.46 16 86 28 4 73.63 160.48 11 181 4 37.74 108.82 5 122
177.88 288.16 15 163 39 5 93.95 199.61 15 144 5 48.09 135.91 6 337
218.07 342.88 14 237 33 6 115.11 238.31 19 271 6 58.85 162.95 8 234
259.96 396.58 13 308 18 7 137.13 276.53 23 $16 18 7 70.02 189.90 10 175
303.63 449.27 12 376 08 8 160.07 314.29 22 82 21 8 81.63 216.75 12 158
349.15 500.92 11 441 17 9 183.94 351.54 21 145 42 9 93.67 243.43 14 178
396.61 551.52 10 503 54 10 208.80 388.27 20 206 04 10 106.19 270.00 16 224
446.11 601.10 9 563 32 11 234.70 424.49 19 264 14 11 119.19 296.41 18 275
497.71 649.60 8 620 59 12 261.66 460.14 18 319 80 12 132.69 322.63 20 297
551.54 697.06 7 675 47 13 289.75 495.26 17 373 13 13 146.70 348.64 22 258
607.69 743.47 6 728 03 14 319.00 529.78 16 424 21 14 161.26 374.44 24 143
666.27 788.81 5 778 39 15 349.47 563.71 15 473 15 15 176.38 400.02 25 316
727.40 833.12 4 826 62 16 381.22 597.06 14 520 03 16 192.07 425.33 27 54
791.20 876.38 3 872 83 17 414.30 629.81 13 564 93 17 208.36 450.37 27 $37.84
857.81 918.61 2 917 07 18 448.77 661.94 12 607 92 18 225.29 475.17 26 98.44
927.36 959.82 1 959 45 19 484.71 693.47 11 649 09 19 242.85 499.64 25 156.38
1000.00 1000.00 20 522.17 724.39 10 688 52 20 261.09 523.82 24 211.89
25 735.11 869.70 5 861 60 25 363.20 639.73 19 455.62
30 1000.00 1000.00 30 486.29 746.66 14 650.52
. . . 35 634.83 844.05 9 804.95
40 817_. 16 932.95 4 925.18
202
29 May 47
TM 14-600
Table IV. Premium rates and Age 19 guaranteed values (United States Government Life Insurance)—Continued. $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term $ 64 $1 91 $3 81 $7 56\ $ 13 $ 39 $ 77 $1 54
Ordinary life 1 12 3 35 6 67 13 23J
30-payment life 1 38 4 13 8 22 16 30 15 45 89 1 77
20-payment life 1 73 5 18 10 31 20 44 19 57 1 13 2 24
20-year endowment 3.30 9 87 19 66 38 98 06 18 36 71
30-year endowment.. 2.05 6 13 12 21 24 22 .07 21 42 83
Endowment at age 62 1.40 4.19 8.34 16.54 .12 .36 .71 1.42
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$5.94 $20.84 0 287 1 $9.14 $32.07 1 80 1 $13.45 $47.20 1 297
12.10 41.81 1 224 2 18.63 64.37 2 192 2 27.45 94.85 3 293
18.47 62.83 2 177 3 28.49 96.91 3 339 3 42.00 142.86 6 0
25.06 83.89 3 148 4 . 38.71 129.58 5 160 4 57.13 191.24 8 158
31.90 105.06 4 135 5 49.34 162.49 7 23 5 72.87 239.98 11 41
38.97 126.23 5 142 6 60.37 195.54 8 295 6 89.24 289.06 14 20
46.30 147.45 6 166 7 71.83 228.75 10 245 7 106.27 338.43 17 83
53.89 168.69 7 208 8 83.72 262.06 12 234 8 123.98 388.08 20 198
61.74 189.90 8 266 9 96.08 295.52 14 255 9 142.41 438.02 23 286
69.88 211.14 9 336 10 108.91 329.06 16 295 10 161.58 488.20 26 269
78.29 232.30 11 52 11 122.23 362.68 18 329 11 181.52 538.60 29 121
87.00 253.44 12 139 12 136.06 396.35 20 318 12 202.27 589.23 31 213
96.00 274.47 13 222 13 150.42 430.07 22 241 13 223.85 640.01 33 200
105.32 295.46 14 292 14 165.33 463.81 24 89 14 246.31 690.99 35 109
114.95 316.33 15 339 15 180.81 497.56 25 227 15 269.68 742.12 36 335
124.91 337.09 16 348 16 196.88 531.32 26 297 16 294.01 793.44 38 183
135.20 357.72 17 318 17 213.57 565.07 27 306 17 319.32 844.87 40 68
145.83 378.19 18 241 18 230.89 598.78 28 264 18 345.67 896.45 42 68
156.80 398.49 19 122 19 248.86 632.44 29 180 19 373.09 948.16 44 347
168.12 418.59 19 328 20 267.51 666.06 30 63 20 401.63 1000.00
230.19 515.80 21 112 25 371.90 833.33 33 23 25 446.28
301.43 605.87 21 39 30 497.52 1000.00 30 497.52
380.36 686.20 19 360 35 554.30 35 554.30
464.25 755.33 18 146 40 614.63 40 614.63
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.71 $59.48 4 229 1 $17.34 $40.66 2 131 1 $9.33 $27.97 1 90
66.79 118.05 10 116 2 35.38 80.96 5 0 2 19.03 55.96 2 212
102.31 175.69 17 $3.84 3 54.15 120.89 7 362 3 29.09 83.88 4 6
139.30 232.35 16 84.48 4 73.69 160.43 11 142 4 39.54 111.74 5 207
177.86 288.05 15 161.80 5 94.02 199.53 15 77 5 50.39 139.53 7 86
218.04 342.74 14 235.89 6 115.19 238.21 19 156 6 61.66 167.22 9 9
259.93 396.44 13 306.92 7 137.23 276.43 23 $10.58 7 73.37 194.82 10 343
303.59 449.12 12 374.97 8 160.17 314.17 22 77.00 8 85.53 222.28 12 354
349.10 500.75 11 440.21 9 184.05 351.40 21 140.67 9 98.16 249.59 15 32
396.56 551.37 10 502.72 10 208.93 388.15 20 201.71 10 111.28 276.74 17 93
446.04 600.93 9 562.62 11 234.82 424.33 19 260.17 11 124.89 303.67 19 141
497.64 649.44 8 620.00 12 261.78 459.97 18 316.20 12 139.04 330.43 21 142
551.46 696.90 7 674.97 13 289.86 495.05 17 369.85 13 153.72 356.93 23 71
607.60 743.31 6 727.62 14 319.11 529.56 16 421.26 14 168.98 383.24 24 287
666.19 788.69 5 778.08 15 349.58 563.50 15 470.50 15 184.81 409.25 26 61
727.32 833.00 4 826.40 16 381.32 596.85 14 517.70 16 201.25 435.00 27 $10.94
791.13 876.29 3 872.68 17 414.39 629.58 13 562.86 17 218.32 460.46 26 73.19
857.75 918.55 2 916.97 18 448.85 661.72 12 606.10 18 236.05 485.65 25 132.79
927.32 959.78 1 959.40 19 484.78 693.27 11 647.52 19 254.45 510.50 24 189.84
1000.00 1000.00 20 522.20 724 15 10 687.13 20 273.55 535.04 23 244.49
25 735.04 869 51 5 861.11 25 380.50 652.40 18 484.19
30 1000.00 1000.00 30 509.42 760.37 13 675.59
35 665.20 858.59 8 826.82
40 857.83 948.56 3 944.05
203
TM 14—600 29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000_______________________________________________________ Age 20
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .65 1.15 $1.94 3.44 $3.87 6.85 $7,681 13.58/ $ .14 $ .42 $ .83 $1.65
30-payment life 1.40 4.19 8.34 16.54 .16 .48 .95 1.89
20-payment life 1.76 5.26 10.48 20.79 .19 .57 1.13 2.24
20-year endowment 3.31 9.90 19.72 39.10 .06 .18 .36 .71
30-year endowment 2.06 6.16 12.27 24.33 .08 .24 .48 .95
Endowment at age 62 1.44 4.31 8.58 17.01 .12 .36 .71 1.42
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$6.19 $21.39 0 298 1 $9.38 $32.41 1 89 1 $13.75 $47.51 1 306
12.60 42.86 1 246 2 19.10 64.97 2 210 2 28.05 95.41 3 315
19.24 64.41 2 211 3 29.20 97.75 4 1 3 42.91 143.64 6 35
26.11 85.99 3 193 4 39.69 130.71 5 199 4 58.36 192.19 8 204
33.23 107.63 4 194 5 50.58 163.83 7 72 5 74.44 241.12 11 99
40.61 129.33 5 213 6 61.89 197.10 8 351 6 91.16 290.31 14 83
48.24 151.00 6 249 7 73.63 230.48 10 309 7 108.55 339.78 17 142
56.14 172.67 7 304 8 85.82 263.96 12 303 8 126.64 389.52 20 234
64.32 194.34 9 7 9 98.48 297.55 14 322 9 145.46 439.50 23 275
72.78 215.95 10 89 10 111.62 331.20 16 351 10 165.03 489.67 26 206
81.54 237.53 11 177 11 125.26 364.89 18 359 11 185.39 540.05 29 8
90.60 259.03 12 265 12 139.43 398.64 20 316 12 206.58 590.63 31 55
99.98 280.48 13 345 13 154.13 432.39 22 201 13 228.62 641.36 33 7
109.66 301.77 15 40 14 169.39 466.14 24 12 14 251.54 692.20 34 251
119.68 322.98 16 68 15 185.23 499.88 25 116 15 275.39 743.19 36 87
130.03 344.04 17 57 16 201.68 533.62 26 155 16 300.22 794.34 37 320
140.72 364.94 18 1 17 218.74 567.27 27 139 17 326.05 845.57 39 149
151.77 385.70 18 265 18 236.45 600.90 28 75 18 352.93 896.92 41 134
163.15 406.22 19 123 19 254.82 634.46 28 337 19 380.91 948.41 44 29
174.90 426.55 19 307 20 273.89 667.98 29 202 20 410.03 1000.00
239.19 524.54 21 9 25 380.48 834.39 32 105 25 456.00
312.60 614.76 20 253 30 508.49 1000.00 30 508.49
393.24 694.59 19 188 35 566.15 35 566 15
478.23 762.82 17 327 40 626.92 40 626.92
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.71 $59.45 4 217 1 $17.36 $40.65 2 126 1 $9.79 $28.79 1 109
66.79 118.00 10 81 2 35.42 80.95 4 354 2 19.95 57.52 2 253
102.29 175.60 17 $1 66 3 54.20 120.84 7 339 3 30.49 86.17 4 72
139.29 232.25 16 82 55 4 73.76 160.37 11 101 4 41.45 114.77 5 297
177.84 287.93 15 160 05 5 94.11 199.47 15 6 . . . 5 52.83 143.28 7 205
218.02 342.61 14 234 35 6 115.29 238.13 19 38 6 64.65 171.66 9 158
259.90 396.30 13 305 56 7 137.34 276.33 23 $4 29 7 76.92 199.90 11 155
303.55 448.96 12 373 79 8 160.29 314.05 22 71 23 8 89.66 227.97 13 190
349.05 500.58 11 439 15 9 184.19 351.29 21 135 39 9 102.91 255.92 15 253
396.50 551.19 10 501 82 10 209.06 388.00 20 196 84 10 116.65 283.63 17 320
445.97 600.75 9 561 84 11 234.96 424.18 19 255 73 11 130.93 311.16 19 357
497.56 649.26 8 619 35 12 261.93 459.81 18 312 17 12 145.75 338.43 21 329
551.38 696.73 7 674 45 13 290.01 494.88 17 366 21 13 161.15 365.48 23 224
607.52 743.16 6 727 21 14 319.25 529.37 16 417 98 14 177.13 392.25 25 42
666.10 788.55 5 777 76 15 349.71 563.29 15 467 56 15 193.72 418.73 26 150
727.23 832.88 4 826 16 16 381.44 596.62 14 515 04 16 210.96 444.94 26 $46.52
791.05 876.19 3 872 50 17 414.50 629.36 13 560 53 17 228.85 470.84 25 107.81
857.69 918.47 2 916 88 18 448.94 661.48 12 604 04 18 247.43 496.42 24 166.53
927.28 959.74 1 959 35 19 484.84 693.00 11 645 74 19 266.70 521.64 23 222.72
1000.00 1000.00 . .. 20 522.25 723.90 10 685 61 20 286.71 546.52 22 276.47
. .. 25 734.97 869.30 5 860 56 25 398.78 665.41 17 512.38
30 1000.00 1000.00 30 533.86 774.45 12 700.42
. . . 35 697.47 873.62 7 848.60
—* * — 40 901.55 964.86 2 962.79
204
29 May 47
TM 14-6001
Table IV. Premium rates and Age 21 guaranteed values (United States Government Life Insurance)—Continued. $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term $ .65 $1 94 $3 87 $7 68) $ .14 $ .42 $ .83 $1.65
Ordinary life 1.17 3 50 6 97 13 82J
30-payment life 1.43 4.28 8 52 16.89 .16 .48 .95 1 89
20-payment life 1.79 5 35 10 66 21 14 20 .60 1.19 2 36
20-year endowment 3.31 9 90 19 72 39.10 .07 .21 .42 .83
30-year endowment 2.06 6.16 12 27 24.33 .09 .27 .54 1.06
Endowment at age 62 1.48 4.43 8.82 17.48 .13 .39 .77 1.54
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$6.45 $21.94 0 309 1 $9.61 $32.69 1 98 1 $14.05 $47.79 1 317
13.13 43.95 1 368 2 19.59 65.58 2 229 2 28.65 95.91 3 338
20.04 66.00 2 244 3 29.95 98.63 4 30 3 43.84 144.38 6 69
27.21 88.14 3 239 4 40.70 131.83 5 238 4 59.64 193.18 8 251
34.63 110.28 4 253 5 51.87 165.19 7 120 5 76.07 242.25 11 156
42.31 132.44 5 285 6 63.46 198.64 9 44 6 93.15 291.58 14 142
50.26 154.59 6 333 7 75.49 232.19 11 6 7 110.92 341.17 17 194
58.49 176.72 8 35 8 87.99 265.85 13 0 8 129.40 390.97 20 258
67.00 198.80 9 115 9 100.96 299.57 15 15 9 148.61 440.95 23 253
75.82 220.87 10 205 10 114.43 333.34 17 29 10 168.60 491.14 26 130
84.94 242.85 11 297 11 128.40 367.11 19 10 11 189.40 541.51 28 248
94.37 264.74 13 19 12 142.91 400.91 20 297 12 211.03 592.02 30 253
104.12 286.52 14 93 13 157.96 434.68 22 145 13 233.53 642.64 32 171
114.19 308.16 15 138 14 173.58 468.44 23 287 14 256.94 693.40 34 22
124.61 329.70 16 146 15 189.80 502.18 24 360 15 281.29 744.25 35 200
135.37 351.06 17 111 16 206.63 535.87 26 6 16 306.63 795.20 37 9
146.48 372.26 18 31 17 224.08 569.47 35 329 17 333.00 846.27 38 227
157.94 393.25 18 273 18 242.19 603.0*8 27 244 18 360.43 897.42 40 197
109.76 414.02 19 108 19 260.97 636.47 28 122 19 388.98 948.66 43 76
181.94 434.55 19 271 20 280.45 669.83 28 336 20 418.69 1000.00
248.52 533.30 20 261 25 389.28 835.36 31 185 25 466.00
324.05 * 623.57 20 97 30 519.67 1000.00 30 519.67
406.32 702.82 19 11 35 578.13 35 578.13
492.31 770.15 17 146 40 639.24 40 639.24
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32 71 $59 43 4 205 1 $17.38 $40.64 2 122 1 $10.26 $29 58 1 130
66 78 117.93 10 44 2 35.45 80.89 4 343 2 20.91 59.09 2 296
102 28 175.51 16 340 3 54.26 120.80 7 317 3 31.97 88.52 4 139
139 27 232 13 16 $80.42 4 73.83 160.30 11 59 4 43.46 117 86 6 26
177 82 287.80 15 158.15 5 94.21 199.41 14 298 5 55.40 147.10 7 327
217 99 342 46 14 232.65 6 115.41 238 06 18 283 6 67.79 176 17 9 309
259 86 396.13 13 304.05 7 ■ 137.47 276.24 22 294 7 80.67 205.12 11 334
303.50 448.77 12 372.44 8 160.44 313.96 22 $64.75 8 94.04 233.87 14 28
349.00 500.41 11 438.01 9 184.34 351.16 21 129.41 9 107.92 262.41 16 106
396.43 551.00 10 500.81 10 209.22 387.85 20 191.40 10 122.34 290.75 18 172
445.90 600.56 9 560.99 11 235.13 424.02 19 250.77 11 137.31 318.83 20 187
497.49 649.08 8 618.65 12 262.10 459.64 18 307.64 12 152.86 346.68 22 130
551.29 696.56 7 673.86 13 290.18 494.70 17 362.13 13 169.00 374.24 23 356
607.43 743.00 6 726.74 14 319.42 529.18 16 414.29 14 185.75 401.50 25 141
666.00 788.38 5 777.39 15 349.87 563.08 15 464.24 15 203.15 428.49 26 $18.26
727.14 832.75 4 825.89 16 381.59 596.39 14 512.09 16 221.23 455.16 25 81.38
790.97 876.08 3 872.33 17 414.64 629.13 13 557.92 17 239.99 481.49 24 141.82
857.62 918.40 2 916.76 18 449.06 661.24 12 601.77 18 259.45 507.46 23 199.68
927.24 959.70 1 959.30 19 484.93 692.75 11 643.72 19 279.66 533.08 22 255.03
1000.00 1000.00 20 522.32 723.65 10 683.89 20 300.64 558.34 21 308.07
25 734.90 869.09 5 859.91 25 418.13 678.79 16 540.33
30 1000.00 1000.00 30 559.75 788.98 11 725.12
35 731.85 889.21 6 870.27
40 948.76 981.97 1 981.43
205
TM 14-600 Table IV. Premium rates and $1,000 29 May 47 guaranteed values (United States Government Life Insurance)—Continued. Age 22
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term $ .66 $1.97 $3.93 $7 801 $ .15 $ .45 $ .89 $1.77
Ordinary life 1.20 3.59 7 15 14.18J
30-payment life 1.45 4.34 8.64 17 13 .17 .51 1.01 2 01
20-payment life 1.82 5.44 10 84 21 50 . 21 .63 1.25 2 48
20-year endowment 3.31 9.90 19.72 39.10 .07 . 21 .42 .83
30-year endowment 2.07 6.19 12.33 24.45 .09 .27 .54 1.06
Endowment at age 62 1.53 4.58 9.11 18.07 .13 .39 .77 1.54
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$6.72 $22.50 0 318 1 $9.86 $33.01 1 107 1 $14.36 $48.07 1 329
13.68 45.05 1 290 2 20.10 66.19 2 247 2 29.29 96.46 3 359
20.89 67.66 2 280 3 30.72 99.50 4 59 3 44.81 145.14 6 104
28.36 90.32 3 288 4 41.76 132.99 5 276 4 60.96 194.13 8 295
36.09 112.97 4 313 5 53.21 166.56 7 168 5 77.75 243.37 11 208
44.09 135.61 5 358 6 65.10 200.23 9 100 6 95.21 292.85 14 197
52.38 158.26 7 56 7 77.44 233.98 11 66 7 113.37 342.54 17 237
60.95 180.85 8 134 8 90.24 267.76 13 59 8 132.24 392.38 20 267
69.82 203.39 9 223 9 103.54 301.62 15 67 9 151.88 442.44 23 214
79.00 225.87 10 318 10 117.34 335.49 17 62 10 172.30 492.62 26 41
88.49 248.25 12 47 11 131.66 369.35 19 13 11 193.54 542.95 28 113
98.30 270.51 13 131 12 146.51 403.18 20 264 12 215.63 593.38 30 80
108.44 292.65 14 194 13 161.93 437.00 22 77 13 238.61 643.93 31 329
118.93 314.67 15 221 14 177.93 470.78 23 185 14 262.51 694.56 33 154
129.76 336.51 16 207 13 194.53 504.49 24 227 15 287.38 745.28 34 310
140.94 358.18 17 148 16 211.74 538.11 25 212 16 313.25 796.08 36 101
152.47 379.63 18 44 17 229.59 571.65 26 147 17 340.15 846.92 37 303
164.37 400.87 18 263 18 248.11 605.10 27 42 18 368.15 897.86 39 256
176.63 421.86 19 78 19 267.31 638.44 27 268 19 397.29 948.80 42 122
189.28 442.64 19 220 20 287.22 671.67 28 102 20 427.62 1000.00
258.17 542.08 20 140 25 398.30 836.31 30 262 25 476.26
335.76 632.27 19 302 30 531.04 1000.00 30 531.04
419.58 710.89 18 201 35 590.22 35 590.22
506.45 777.30 16 326 40 651.55 40 651.55
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.71 $59.40 4 193 1 $17.40 $40.62 2 117 1 $10.76 $30 41 1 151
66.77 117.86 10 5 2 35.50 80.88 4 330 2 21.94 60.75 2 340
102.27 175.41 16 249 3 54.33 120.76 7 293 3 33.55 90.99 4 211
139.26 232.02 16 $78.12 4 73.93 160.27 11 15 4 45.61 121.11 6 127
177.80 287.66 15 156.09 5 94.32 199.34 14 223 5 58.13 151.07 8 90
217.97 342.31 14 230.82 6 115.54 237.98 18 160 6 71.14 180.88 10 101
259.83 395.96 13 302.42 7 137.62 276.16 22 101 7 84.65 210.51 12 153
303.46 448.59 12 371.03 8 160.60 313.85 22 $57.45 8 98.67 239.92 14 233
348.95 500.22 11 436.79 9 184.52 351.05 21 122.73 9 113.24 269.12 16 318
396.38 550.81 10 499.76 10 209.42 387.74 20 185.27 10 128.37 298.07 19 9
445.83 600.36 9 560.09 11 235.33 423.88 19 245.17 11 144.08 326.76 20 364
497.41 648.89 8 617.89 12 262.30 459.47 18 302.56 12 160.38 355.15 22 273
551.20 696.36 7 673.23 13 290.38 494.51 17 357.52 13 177.32 383.28 24 103
607.34 742.82 6 726.24 14 319.63 529.00 16 410.15 14 194.90 411.07 25 221
665.91 788.23 5 777.00 15 350.07 562.88 15 460.54 15 213.16 438.56 25 $S3.39
727.05 832.61 4 825.60 16 381.79 596.19 14 508.80 16 232.11 465.68 24 115.66
790.88 875.96 3 872.11 17 414.81 628.90 13 554.99 17 251.78 492.46 23 175.31
857.54 918.30 2 916.63 18 449.21 660.99 12 599.19 18 272.20 518.86 22 232.35
927.20 959.66 1 959.24 19 485.06 692.50 11 641.50 19 293.39 544.88 21 286.97
1000.00 1000.00 20 522.42 723.38 10 681.96 20 315.39 570.51 20 339.20
25 734.84 868.86 5 859.22 25 438 61 692 57 15 car on
30 1000.00 1000.00 30 587 21 803 99
35 768 56 905 43 5 891 85
40 1000.00 1000.00
206
29 May 47 TM 14-600 Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. Age 23 $1,000
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annua
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment 30-year endowment Endowment at age 62 $ .66 1.23 1.48 1.85 3.32 2.07 1.58 $1.97 3.68 4.43 5.53 9.93 6.19 4.73 $3.93 7.33 8.82 11.02 19.78 12.33 9.41 $7.80\ 14.53] 17.48 21.85 39.22 24.45 18.66 $ .15 .17 .21 .08 .10 .14 $ .45 .51 .63 .24 .30 .42 $ .89 1.01 1.25 .48 .60 .83 $1.77 2.01 2.48 .95 1.18 1.65
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$7.01 $23.09 0 331 1 $10.12 $33.33 1 116 1 $14.68 $48.35 1 339
14.27 46.22 1 315 2 20.63 66.82 2 267 2 29.95 97.01 4 18
21.79 69.39 2 316 3 31.53 100.41 4 88 3 45.83 145.95 6 139
29.57 92.56 3 337 4 42.85 134.13 5 314 4 62.33 195.10 8 340
37.62 115.71 5 10 5 54.60 167.94 7 216 5 79.50 244.53 11 259
45.97 138.89 6 69 6 66.80 201.83 9 154 6 97.34 294.11 14 246
54.59 161.98 7 144 7 79.45 235.74 11 123 7 115.90 343.90 17 270
63.52 185.04 8 232 8 92.59 269.72 13 115 8 135.19 393.82 20 263
72.76 208.03 9 327 9 106.21 303.67 15 110 9 155.26 443.90 23 161
82.32 230.94 11 62 10 120.36 337.65 17 82 10 176.12 494.08 25 303
92.20 253.72 12 156 11 135.03 371.58 19 1 11 197.82 544.37 27 333
102.41 276.37 13 234 12 150.25 405.48 20 216 12 220.38 594.74 29 263
112.97 298.90 14 280 13 166.04 439.32 21 361 13 243.86 645.22 31 117
123.87 321.24 15 287 14 182.42 473.08 23 71 14 268.27 695.72 32 282
135.13 343.41 16 250 15 199.41 506.77 24 86 15 293.66 746.30 34 52
146.74 365.36 17 167 16 217.02 540.35 25 46 16 320.06 796.90 35 190
158.72 387.09 18 41 17 235.28 573.81 25 324 17 347.53 847.57 37 11
171.06 408.56 18 239 18 254.21 607.16 26 200 18 376.11 898.30 38 316
183.79 429.80 19 33 19 273.84 640.38 27 44 19 405.86 949.11 41 166
196.90 450.77 19 158 20 294.18 673.47 27 228 20 436.81 1000.00
268.14 550.86 20 12 25 407.54 837.23 29 337 25 486.77
347.73 640.88 19 139 30 542.58 1000.00 30 542.58
433.01 718.82 18 22 35 602.39 35 602.39
520.63 784.28 16 145 40 663.83 40 663 83
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32 70 $59 35 4 178 1 $17.43 $40.61 2 112 1 $11.30 $31.29 1 174
66 77 117 80 9 330 2 35.56 80.87 4 319 2 23.03 62.46 3 23
102 27 175 33 16 152 3 54.42 120.75 7 270 3 35.23 93.55 4 285
139.25 231.91 16 $75.60 4 74.05 160.26 10 336 4 47.88 124.43 6 229
177.79 287.53 15 153.84 5 94.46 199.31 14 146 5 61.03 155.18 8 224
217.95 342.16 14 228.81 6 115.71 237.95 18 33 6 74.69 185.75 10 262
259.80 395.79 13 300.64 7 137.81 276.11 21 272 7 88.87 216.09 12 339
303.43 448.42 12 369.48 8 160.81 313.79 22 $49.28 8 103.59 246.19 15 70
348.91 500.04 11 435.43 9 184.74 350.96 21 115.22 9 118.88 276.04 17 156
396.32 550.61 10 498.59 10 209.65 387.63 20 178.39 10 134.76 305.63 19 192
445.76 600.16 9 559.10 11 235.57 423.76 19 238.90 11 151.25 334.94 21 153
497.33 648.69 8 617.06 12 262.55 459.34 13 296.86 12 168.36 363.91 23 31
551.12 696.18 7 672.56 13 290.64 494.37 17 352.36 13 186.14 392.59 24 194
607.24 742.63 6 725.70 14 319.88 528.82 16 405.50 14 204.59 420.92 25 $23.66
665.81 788.06 5 776.58 15 350.32 562.70 15 456.37 15 223.76 448.93 24 87.93
726.94 832.45 4 825.28 16 382.02 595.99 14 505.09 16 243.64 476.54 23 149.44
790.78 875.83 3 871.89 17 415.02 628.67 13 551.70 17 264.28 503.76 22 208.26
857.47 918.22 2 916.51 18 449.40 660.76 12 596.32 18 285.70 530.60 21 264.60
927.15 959.60 1 959.18 19 485.23 692.26 11 639.00 19 307.94 557.03 20 318.46
1000.00 1000.00 20 522.56 723.14 10 679.82 20 331.03 583.07 19 370.01
25 734.79 868.62 5 858.47 25 460.33 706.80 14 595.54
30 1000.00 1000.00 30 616.38 819.52 9 774.27
. . i. . 35 807.92 922.40 4 913.40
207
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000 Age 24
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .67 1.26 $2.00 3.77 $3.99 7.51 $7,911 14.88) $ .16 $ .48 $ .95 $1.89
30-payment life 1.51 4.52 9.00 17.84 .18 .54 1.07 2.13
20-payment life 1.88 5.62 11.20 22.21 .22 .66 1.31 2.60
20-year endowment 3.32 9.93 19.78 39.22 .08 .24 .48 .95
30-year endowment 2.08 6.22 12.39 24.57 .11 .33 .66 1.30
Endowment at age 62 1.63 4.88 9.71 19.25 .14 .42 .83 1.65
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$7.31 $23.68 0 342 1 $10.39 $33.65 1 126 1 $15.02 $48.65 1 351
14.88 47.39 1 338 2 21.18 67.45 2 286 2 30.64 97.58 4 41
22.72 71.12 2 352 3 32.38 101.36 4 118 3 46.88 146.74 6 173
30.83 94.83 4 21 4 43.99 135.30 5 353 4 63.75 196.08 9 19
39.23 118.53 5 75 5 56.05 169.35 7 262 5 81.30 245.64 11 306
47.92 142.19 6 146 6 68.56 203.43 9 206 6 99.55 295.38 14 290
56.91 165.78 7 232 7 81.54 237.53 11 177 7 118.51 345.23 . 17 291
£6.22 189.33 8 328 8 95.01 271.64 13 162 8 138.24 395.24 20 244
75.85 212.79 10 66 9 108.99 305.76 15 143 9 158.75 445.35 23 92
85.79 236.08 11 167 10 123.48 339.80 17 88 10 180.07 495.53 25 190
96.08 259.29 12 256 11 138.52 373.82 18 339 11 202.24 545.78 27 177
106.71 282.34 13 322 12 154.12 407.78 20 155 12 225.29 596.08 29 74
117.69 305.21 14 350 13 170.29 441.62 21 266 13 249.27 646.45 30 265
129.02 327.89 15 335 14 187.07 475.41 22 313 14 274.20 696.84 32 41
140.72 350.37 16 275 15 204.45 509.05 23 300 15 300.13 747.28 33 156
152.78 372.61 17 170 16 222.47 542.57 24 237 16 327.09 797.72 34 278
165.21 394.59 18 22 17 241.15 575.96 25 131 17 355.13 848.19 36 86
178.03 416.33 18 198 18 260.50 609.19 25 353 18 384.31 898.72 38 8
191.23 437.79 18 340 19 280.57 642.32 26 182 19 414.67 949.31 40 208
204.82 458.95 19 83 20 301.36 675.27 26 352 20 446.28 1000.00
278.41 559.60 19 241 25 416.98 838.12 29 49 25 497.52
359.95 649.38 18 337 30 554.30 1000.00 30 554.30
446.60 726.62 17 210 35 614.63 35 614.63
534.82 791.07 15 324 40 676.07 40 676.07
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Cash Paid-up Extension End of Paid-up Extension End of Paid-up Extension
insur- policy Cash insur- policy Cash
value ance Days Pure year value ance Pure year value
Years endowment Years Days endowment Years Days endowment
$32.71 $59.33 4 166 1 $17.46 $40.60 2 108 1 $11.87 $32.19 1 198
66.78 117.75 9 290 2 35 63 80.87 4 306 2 24.20 64.26
3 73
102.27 175.25 16 53 3 54 52 120.75 7 244 3 37.00 96.16 361
4
139.25 231.80 16 $72.87 4 74.18 160.24 10 289 4 50.30 127.90 6 335
177.78 287.39 15 151.38 5 94.63 199.31 14 67 5 64.11 159.43 8 360
217.93 342.00 14 226.62 6 115.90 237.92 17 270 6 78.45 190.75 11 62
259.78 395.62 13 298.73 7 138.02 276.06 21 77 7 93.35 221.85 13 162
303.40 448.23 12 367.80 8 161.05 313.74 22 $40.06 8 108.81 252.65 15 268
348.87 499.84 11 433.96 9 185.00 350.90 21 106.73 9 124.87 283.20 17 347
396.27 550.41 10 497.34 10 209.93 387,55 20 170.67 10 141.55 313.45 19 359
445.70 599.96 9 558.04 11 235.86 423.66 19 231.84 11 158.86 343.38 21 288
497.25 648.47 8 616.16 12 262.85 459.22 18 290.42 12 176.84 372.98 23 135
551.03 695.97 7 671.82 13 290.94 494.23 17 346.55 13 195.50 402.22 24 268
607.14 742.43 6 725.11 14 320.18 528.66 16 400.27 14 214.88 431.11 24 $58.44 121.95
665.70 787.88 5 776.12 15 350.61 562.52 15 451.68 15 234.99 459.62 23
726.84 832.30 4 824.95 16 382.30 595.79 14 500.92 16 255.87 487.73 22 182.68
790.68 875.70 3 871.66 17 415.28 628.45 13 548.02 17 277.54 515.44 21 240.86
857.38 918.11 2 916.37 18 449.65 660.53 12 593.09 18 300.03 542.73 20 296.45
927.10 959.55 1 959.12 19 485.44 692.00 11 636.18 19 323.38 569.59 19 349.65
1000.00 1000.00 20 522.75 722.89 677.39 20 347.62 596.03
18 400.53
25 734.75 868.37 5 857.60 25 483.38 622.97
30 721.51 835.67 940.21 13
1000.00 1000.00 30 35 647.44 850.28 798.75 934.97
—— 8 3
208
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 25
$1,000
POLICY PREMIUMS ADDITIONAL-DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
$ .67 1.29 1.53 1.91 3.33 2.09 1.68 $2.00 3.86 4.58 5.71 9.96 6.25 5.03 $3.99 7.68 9.11 11.38 19.84 12.45 10.01 $7,911 15.24 18.07 22.56 39.34 24.69 19.85 $ .17 .18 .23 .09 ■c .11 .15 $ .51 .54 .69 .27 .33 .45 $1.01 1.07 1.37 .54 .66 .89 $2.01 2.13 2.72 1.06 1.30 1.77
Ordinary life 30-payment 20-payment 20-vear endo
Life
Life
wment
30-year endowment Endowment at age
62
GUARANTEED VALUES
ORDINARY LIFE End of policy' year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$7.63 15.52 23.70 32.16 40.91 49.97 59.35 69.04 79.06 89.42 100.13 111.19 122.61 134.39 146.54 159.07 171.98 185.28 198.97 213.04 288.97 372.38 460.30 $24.30 48.58 72.90 97.17 121.39 145.57 169.69 193.68 217.56 241.32 264.93 288.36 311.60 334.61 357.39 379.92 402.18 424.17 445.84 467.19 568.29 657.74 734.22 707 RO 0 1 3 4 5 6 7 9 10 11 12 14 15 16 16 17 17 18 18 18 19 18 17 1 4 355 362 26 74 140 222 319 57 165 265 346 31 39 3 284 156 353 146 269 362 101 169 30 14.3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $10.68 21.75 33.25 45.18 57.55 70.39 83.71 97.53 111.86 126.72 142.14 158.12 174.69 191.86 209.66 228.09 247.19 266.99 287.50 308.73 426.59 566.15 626.92 688.24 $34.01 68.08 102.27 136.51 170.76 205.05 239.34 273.61 307.82 341.98 376.08 410.06 443.95 477.70 511.33 544.77 578.06 611.23 644.21 677.04 838.93 1000.00 1 2 4 6 7 9 11 13 15 17 18 20 21 22 23 24 24 25 25 26 28 136 304 147 26 307 255 225 203 164 80 298 81 161 179 142 57 296 137 316 109 127 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $15.37 31.35 47.96 65.22 83.17 101.82 121.22 141.39 162.35 184.14 206.80 230.35 254.85 280.31 306.79 334.32 362.96 392.75 423.75 456.00 508.49 566.15 626.92 688.24 $48.95 98.13 147.51 197.06 246.78 296.61 346.58 396.65 446.77 496.94 547.16 597.38 647.67 697.93 748.21 798.49 848.79 899.13 949.52 1000.00 1 4 6 9 11 14 17 20 23 25 27 28 30 31 32 33 35 37 39 362 64 206 60 350 324 300 210 12 65 14 243 42 161 258 363 159 68 250
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.71 66.78 102.27 139.25 177.78 217.92 259.76 303.37 348.82 396.21 445.63 497.17 559.94 607.04 665.59 726.72 790.57 857.29 927.04 1000.00 $59.29 117.68 175.15 231.68 287.25 341.83 395.43 448.04 499.61 550.18 599.73 648.25 695.75 742.23 787.68 832.12 875.56 918.02 959.49 1000.00 4 9 15 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 151 247 316 $69.85 148.70 224.23 296.60 365.92 432.33 495.93 556.84 615.16 671.01 724.47 775.62 824.56 871.40 916.21 959.05 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $17.51 35.71 54.64 74.34 94.82 116.12 138.28 161.33 185.31 210.25 236.20 263.20 291.30 320.54 350.96 382.63 415.60 449.94 485.71 522.98 734.72 1000.00 $40.63 80.88 120.76 160.26 199.31 237.91 276.06 313.71 350.87 387.49 423.58 459.12 494.11 528.53 562.35 595.59 628.24 660.30 691.76 722.63 868.09 1000.00 2 4 7 10 13 17 20 22 21 20 19 18 17 16 15 14 13 12 11 10 5 103 293 218 241 349 138 246 $29.67 97.22 161.92 223.86 283.19 340.00 394.40 446.41 496.23 543.85 589.44 633.01 674.69 856.64 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 $12.48 25.43 38.89 52.87 67.38 82.46 98.11 114.36 131.24 148.76 166.96 185.84 205.45 225.81 246.93 268.86 291.62 315.25 339.79 365.25 507.88 680.60 896.06 $33.14 66.09 98.88 131.48 163.83 195.97 227.81 259.36 290.62 321.55 352.14 382.35 412.19 441.66 470.69 499.32 527.51 555.27 582.60 609.46 736.76 852.49 958.99 1 3 5 7 ' 9 11 13 16 18 20 22 23 24 23 22 21 20 19 18 17 12 7 2 223 126 78 84 137 232 348 94 156 139 39 219 $27.13 92.77 155.50 215.60 273.04 328.01 380.61 430.84 650.37 823.28 956.57
209
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000
Age 26
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level Ordinary life 30-payment 20-payment 20-vear endn premium term $ .68 1.32 1.56 1.95 3.33 2.10 1.74 $2.03 3.95 4.67 5.83 9.96 6.28 5.21 $4.05 7.86 9.29 11.62 19.84 12.51 10.37 $8,031 15.59] 18.43 23.04 39.34 24.81 20.55 • $ .18 .19 .23 .09 .12 .16 $ .54 .57 .69 .27 .36 .48 $1.07 1.13 1.37 .54 .71 .95 $2.13 2.24 2.72 1.06 1.42 1 R9
Life
ife
wment
30-year endowment Endowment at age
62
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$7.96 16.19 24.72 33.54 42.67 52.12 61.89 71.98 82.42 93.21 104.36 115.87 127.74 139.98 152.60 165.61 179.02 192.81 206.99 221.57 299.80 385.02 474.10 11 $24.92 49.80 74.69 99.52 124.30 149.02 173.62 198.08 222.43 246.62 270.64 294.47 318.05 341.39 364.47 387.28 409.83 432.04 453.93 475.47 576.90 665.97 741.66 804 10 1 2 3 4 5 6 8 9 10 11 13 14 15 16 16 17 17 18 18 18 18 17 16 14 2 23 66 126 205 299 39 149 259 354 60 91 77 17 276 128 305 80 188 267 319 362 217 322 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $10.97 22.35 34.16 46.40 59.11 72.29 85.96 100.14 114.84 130.08 145.88 162.26 179.23 196.81 215.02 233.89 253.43 273.67 294.62 316.31 436.36 578.13 639.24 700.30 $34.34 68.74 103.21 137.68 172.19 206.68 241.15 275.57 309.92 344.17 378.32 412.36 446.26 479.99 513.55 546.96 580.18 613.22 646.10 678.78 839.69 1000.00 1 2 4 6 7 9 11 13 15 17 18 19 21 22 22 23 24 24 25 25 27 145 324 177 64 351 301 267 235 173 59 243 361 46 37 342 236 92 282 82 228 203 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $15.73 32.08 49.07 66.73 85.09 104.18 124.01 144.63 166.06 188.34 211.50 235.57 260.59 286.60 313.65 341.77 371.01 401.43 433.08 466.00 519.67 578.13 639.24 700.30 $49.24 98.67 148.26 198.00 247.87 297.86 247.89 398.00 448.14 498.32 548.50 598.67 648.83 698.97 749.12 799.24 849.36 899.50 949.74 1000.00 2 4 6 9 12 14 17 20 22 24 26 28 29 30 31 33 34 36 38 8 86 239 99 23 351 *' 296 161' 283 294 207 41 179 276 355 83 230 126 291
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value i Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.71 66.78 102.28 139.25 177.77 217.91 259.74 303.34 348.78 396.16 445.56 497.09 550.84 606.92 665.46 726.60 790.45 857.19 926.98 1000.00 $59.25 117.61 175.06 231.55 287.09 341.65 395.23 447.82 499.39 549.95 599.49 648.01 695.51 741.99 787.46 831.94 875.40 917.90 959.43 1000.00 4 9 15 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 135 201 211 $66.52 145.70 221.57 294.24 363.87 430.55 494.39 555.53 614.07 670.11 723.74 775.06 824.16 871.11 916.02 958.97 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $17.55 35.80 54.78 74.51 95.03 116.37 138.57 161.65 185.65 210.63 236.60 263.62 291.72 320.96 351.37 383.03 415.99 450.31 486.04 523.27 734.68 1000.00 $40.63 80.89 120.79 160.26 199.31 237.91 276.06 313.69 350.83 387.46 423.53 459.06 494.01 528.41 562.19 595.41 628.04 660.09 691.53 722.37 867.79 1000.00 2 4 7 10 13 17 20 22 21 20 19 18 17 16 15 14 13 12 11 10 5 98 280 191 192 266 2 48 $17.91 86.43 152.05 214.88 275.04 332.61 387.74 440.45 490.91 539.18 585.33 629.45 671.63 855.57 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 $13.12 26.75 40.90 55.60 70.86 86.71 103.17 120.26 138.00 156.43 175.55 195.41 216.02 237.42 259.62 282.67 306.60 331.44 357.23 384.00 533.93 716.12 945 75 $34.10 68.02 101.71 135.19 168.40 201.34 233.98 266.31 298.29 329.93 361.18 392.05 422.52 452.56 482.16 511.32 540.04 568.28 596.08 623.39 752.59 870.10 978 RS 1 3 5 7 9 12 14 16 18 20 22 23 23 22 21 20 19 18 17 16 11 6 248 180 163 199 282 35 166 272 312 266 135 289 $61.66 126.57 188.72 248.14 304.99 359.36 411.34 461.04 677.71 847.88
210
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment 30-year endowment Endowment at age 62 $ .68 1.35 1.59 1.98 3.34 2.11 1.80 $2.03 4.04 4.76 5.92 9.99 6.31 5.38 $4.05 8.04 9.47 11.80 19.90 12.57 10.72 $8.03) 15.95) 18.78 23.39 39.45 24.93 21.26 $ .18 .20 .24 .10 .13 .16 $ .54 .60 .72 .30 .39 .48 $1.07 1.19 1.43 .60 .77 .95 $2.13 2.36 2.84 1.18 1.54 1.89
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$8.30 $25.53 1 15 1 $11.27 $34.66 1 155 1 $16.10 $49.52 2 19
16.90 51.06 2 50 2 22.97 69.40 2 343 2 32.84 99.22 4 109
25.79 76.52 3 105 3 35.10 104.15 4 205 3 50.23 149.04 6 270
34.99 101.93 4 179 4 47.68 138.90 6 101 4 68.30 198.96 9 136
44.51 127.26 5 270 5 60.74 173.66 8 28 5 87.09 249.00 12 57
54.36 152.50 7 9 6 74.27 208.35 9 343 6 106.61 299.08 15 3
64.54 177.61 8 123 7 88.30 242.99 11 305 7 126.90 349.21 17 279
75.06 202.56 9 - 238 8 102.85 277.56 13 257 8 147.98 399.35 20 99
85.94 227.38 10 346 9 117.93 312.03 15 170 9 169.90 449.53 22 177
97.17 252.00 12 69 10 133.56 346.37 17 25 10 192.67 499.66 24 148
108.77 276.42 13 123 11 149.76 380.59 18 177 11 216.35 549.82 26 28
120.74 300.62 14 134 12 166.54 414.66 19 263 12 240.94 599.91 27 198
133.09 324.59 15 98 13 183.92 448.55 20 286 13 266.51 649.98 28 313
145.81 348.25 16 17 14 201.92 482.27 21 251 14 293.08 699.99 30 24
158.92 371.64 16 254 15 220.56 515.79 22 169 15 320.70 749.96 31 87
172.43 394.75 17 86 16 239.87 549.14 23 44 16 349.42 799.94 32 166
186.34 417.54 17 245 17 259.86 582.28 23 249 17 379.29 849.89 33 298
200.63 439.98 18 4 18 280.54 615.22 24 59 18 410.35 899.89 35 183
215.33 462.08 18 97 19 301.94 647.94 24 211 19 442.65 949.89 37 328
230.40 483.77 18 162 20 324.07 680.45 24 345 20 476.26 1000.00
310.89 585.44 18 169 25 446.27 840.37 26 278 25 531.04
397.85 674.07 17 191 30 590.22 1000.00 30 590.22
487.97 748.94 16 36 35 651.55 35 651.55
577.14 810.33 14 142 40 712.23 40 712.23
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance • Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.72 $59.23 4 120 1 $17.60 $40.63 2 92 1 $13.81 $35.11 1 275
66.79 117.54 9 153 2 35.91 80.93 4 267 2 28.15 70 01 3 237
102.28 174.95 15 101 3 54.93 120.81 7 162 3 43.04 104.65 5 251
139.26 231.43 16 $62.84 4 74.72 160.31 10 140 4 58.51 139.05 7 318
177.78 286.94 15 142.42 5 95.29 199.37 13 179 5 74.57 173.15 10 65
217.91 341.48 14 218.63 6 116.68 237.98 16 230 6 91.25 206.95 12 205
259.73 395.04 13 291.65 7 138.91 276.09 19 214 7 108.56 240.40 14 344
303.31 447.59 12 361.59 8 162.03 313.73 22 $4.63 8 126.54 273.52 17 71
348.75 499.16 11 428.57 9 186.07 350.85 21 74.24 9 145.21 306.27 19 84
396.11 549.70 10 492.69 10 211.. 07 387.45 20 140.90 10 164.59 338.63 21 11
445.50 599.24 9 554.10 11 237.07 423.51 19 204.72 11 184.71 370.58 22 215
497.00 647.75 8 612.86 12 264.10 459.01 18 265 80 12 205.60 402.14 23 $28.54
550.73 695.25 7 669.11 13 292.21 493.94 17 324.27 13 227.28 433.24 22 95.74
606.80 741.75 6 722.94 14 321.45 528.30 16 380.23 14 249.77 463.87 21 160.06
665.34 787.24 5 774.44 15 351.87 562.08 15 433.76 15 273.13 494.07 20 221.59
726.46 831.72 4 823.70 16 383.52 595.27 14 484.95 16 297.38 523.80 19 280.45
790.33 875.24 3 870.81 17 416.46 627.88 13 533.90 17 322.55 553.04 18 336.74
857.09 917.77 2 915.84 18 450.75 659.89 12 580.73 18 348.68 581.81 17 390.55
926.91 959.36 1 958.87 19 486.45 691.30 11 625.46 19 375.81 610.09 16 442.01
1000.00 1000.00 20 523.62 722.11 10 668.20 20 403.96 637.86 15 491.13
25 734.65 867.47 5 854.38 25 561.73 769.10 10 705.20
30 1000.00 1000.00 30 754 28
35 1000.00 1000.00
211
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. $1’000__________________________________________ Age 28
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .69 1.39 $2.06 4.16 $4.11 8.28 $8.15'1 16.42/ $ .19 $ .57 $1.13 $2.24
30-payment life 1.62 4.85 9.65 19.14 .20 .60 1.19 2.36
20-payment life 2.02 6.04 12.03 23.86 .25 .75 1.49 2.95
20-year endowment 3.34 9.99 19.90 39.45 .11 .33 .66 1.30
30-year endowment 2.12 6.34 12.63 25.04 .15 .45 .89 1.77
Endowment at acre 62 1.87 5.59 11.14 22.09 .17 .51 1.01 2.01
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$8.67 $26.20 1 29 1 $11.60 $35.05 1 165 1 $16.49 $49.82 2 30
17. 63 52.31 2 77 2 23.62 70 .08 2 364 2 33.62 99. 76 4 130
26. 91 78.39 3 146 3 36.09 105 .13 4 235 3 51.42 149 79 6 299
36. 52 10 1.41 4 233 4 49.02 140 .15 6 138 4 69.92 199 91 9 168
46. 15 130.31 5 336 5 62.42 175 .11 8 67 5 89.15 250. 10 12 84
56. 71 15 5.06 7 84 6 76.32 210 .02 10 17 6 109.12 300. 28 15 10
67. 32 181.68 8 204 7 90.72 244 .83 11 335 7 129.87 350. 48 17 248
78. 29 207.14 9 322 8 105.66 279 .56 13 268 8 151.44 400. 69 20 25
89. 52 232.42 11 60 9 121.13 314 .13 15 154 9 173.85 450. 86 22 60
101.. 31 257.47 12 135 10 137.17 348 .60 16 343 10 197.14 501. 00 23 360
113.. 38 282.30 13 171 11 153.77 382 .86 18 99 11 221.33 551. 08 25 206
125.83 306.88 14 162 12 170.97 416 .97 19 155 12 246.47 601. 10 26 350
138 . ( 56 331 .18 15 104 13 188.77 450 .86 20 151 13 272.59 651. 05 28 77
151.88 35! >.18 16 1 14 207.20 484 .54 21 94 14 299.74 700. 95 29 135
165.50 378.88 16 218 15 226.29 518 .05 21 356 15 327.96 750. 81 30 182
179.1 >3 402.28 17 32 16 246.04 551 .31 22 212 16 357.30 800. 62 31 247 . C
193.94 425 .31 17 172 17 266.47 584 .36 23 36 17 387.79 850. 42 33 0 C
208. 6 445 .98 17 281 18 287.6 617 .19 23 197 18 419.50 900. 21 34 238
223.« 5 47C .23 17 362 19 309.45 649 .75 23 336 19 452.47 950. 05 37 2
239.5 3 492.08 18 50 20 332.0 682 .11 24 96 20 486.77 1000. 00
322.23 593.88 18 13 25 456.3 841 00 25 351 25 542.58
410.85 682 .03 17 17 30 602.3 1000 00 30 602.39
501.89 756 .05 15 224 35 663.8, 35 663.83
591.06 816 .37 13 322 40 724.01 40 724.01
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Extension End Extension End
Faid-up of Paid-up of Paid-up
Cash insur- policy Cash insur- policy Cash insur-
value ance Pure year value mce Pure year value
Years Days endow- Years Days endow- Years Davs
.. - ment ment ment
$32.73 $59.20 4 103 ...... 1 $17.67 $40.68 2 87 1 $14.55 $36.18 1 303
66.80 11 7.47 9 103 2 36.03 80.97 4 252 2 29.64 72.07 3 295
102.30 17 4.86 14 354 3 55.12 120.89 7 134 3 45.33 107.73 5 342
139.27 23 1.29 16 $58.73 4 74.96 160.38 10 87 4 61.61 143.06 8 76
177.79 286.78 15 138.74 5 95.59 199.45 13 90 5 78.52 178.08 10 214
217.91 34 1.29 ,14 215.36 6 117.02 238.04 16 90 6 96.08 212.76 13 7
259.72 394.82 13 238.76 7 139.30 276.15 19 15 7 114.31 247.08 15 145
303.30 44 7.37 12 359.06 8 162.47 313.79 21 191 8 133.24 281.02 17 219
348.72 498.91 11 426.36 9 186.55 350.90 21 $60.44 9 152.89 314.56 19 205
396.06 549.44 10 490.80 10 211.59 387.49 20 128.28 10 173.30 347.69 21 103
445.43 598.97 9 552.47 11 237.61 423.52 19 193.22 11 194.48 380.39 22 282
496.91 647.47 8 611.51 12 264.66 458.99 18 255.36 12 216.46 412.61 22 $62.83
550.63 694.99 7 668.03 13 292.79 493.91 17 314.86 13 239.27 444.37 21 129.51
606.68 74 L.48 6 722.07 14 322.03 528.23 16 371.74 14 262.96 475.67 20 193.28
665.20 786.99 5 773.75 15 352.45 561.99 15 426.16 15 287.54 506.46 19 254.26
726.32 831 .51 4 823.19 16 384.10 595.15 14 478.21 16 313.07 536.79 18 312.62
790.19 875.05 3 870.46 17 417.02 627.73 13 527.98 17 339.56 566.59 17 368.37
856.97 915 .63 2 915.63 18 451.28 659.72 12 575.55 18 367.07 595.90 16 421.71
926.84 959.28 1 958.78 19 486.92 691.08 11 620.95 19 395.62 624.69 15 472.62
1000.00 1000.00 20 524.04 721.87 10 664.35 20 425.26 652.95 14 521.26
25 734.62 867.12 5 853.05 25 591.44 786.36 9 732.79 /
30 | 000.00 1000.00 30 795.44 908.15 4 897.50 O
212 W
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 29 $1,000
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
$ .70 $2.09 $4.17 $8.27) $ .20 $ 60 $ .19 $2.36
.43 4.28 8 .52 16.89]
30-payment life .66 4.97 9 .89 19.61 21 63 . 2 r 2.48
20-payment life 2.06 6.16 12 .27 24.33 .26 78 1.55 3.07
20-year endowment 3.35 10.02 19 .96 39.57 .12 36 .71 1.42
30-year endowment 2.13 6.37 12 .69 25.16 6 48 .95 1.89
Endowment at age 62 .94 5.80 11 .56 22.92 . 8 54 .07 2.13
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash Extension End of policy Cash Paid -up Extension End of policy Cash Paid up Extension
value insurance Years Days year value insurance Years Days year value insurance Years Days
$9.04 18.40 28.09 38.11 48.46 59.16 70.23 81.66 93.46 105.63 118.18 131.13 144.47 158.21 172.35 186.90 201.84 217.17 232.88 248.95 333.81 424 00 $26.82 53.60 80.31 106.91 133.36 159.65 185.82 211.77 237.52 263.00 288.22 313.19 337.85 362.19 386.19 409.87 433.13 455.99 478.42 500.38 602 22 1 2 3 4 6 7 8 10 11 12 13 14 15 15 16 16 17 17 17 17 17 42 104 187 285 34 157 282 33 129 190 205 174 95 336 169 330 90 185 252 294 220 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $11.92 24.28 37.10 50.40 64.17 78.44 93.24 108.57 124.45 140.89 157.92 175.54 193.78 212.65 232.19 252.39 273.27 294.85 317.15 340.15 466.46 $35.37 70.73 106.07 141.39 176.59 211.69 246.70 281.56 316.27 350.80 385.14 419.26 453.16 486.82 520.28 553.49 586.42 619.09 651.54 683.69 841.53 1 3 4 6 8 10 11 13 15 16 18 19 20 20 21 22 22 22 23 23 25 175 18 262 170 104 49 355 268 124 283 9 38 9 294 171 11 185 333 96 210 63 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $16.88 34.43 52.66 71.60 91.27 111.71 132.95 155.01 177.93 201.74 226.47 252.16 278.85 306.59 335.42 365.38 396.52 428.88 462.53 497.52 554.30 $50.09 100.30 150.56 200.86 251.16 301.47 351.77 402.00 452.18 502.30 552.33 602.26 652.10 701.88 751.59 801.27 850.90 900.52 950.20 1000.00 2 4 6 9 12 15 17 19 21 23 25 26 27 28 29 30 32 33 36 41 151 327 197 104 5 204 303 298 196 14 132 202 243 273 325 70 292 46
689 .85 16 209 30 614. 6C 1000 00 30 614.63
762 822 98 15 44 35 676. 0' 35 676.07
604.80 19 13 143 40 735. 60 40 7R4 fin
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Paid-up Extension End of Paid-up Extension End of Paid-up Extension
Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment
$32.73 66.81 102.32 139.29 177.80 217.92 259.73 303.29 348.69 396.01 445.36 496.82 550.52 606.55 665.06 726.17 790.05 856.85 926.76 1000.00 $59.14 117.39 1 74 75 4 85 1 $17.74 36.17 $40.71 2 82 1 $15 32 $37.25 74. 94 332 357 72 201 364 170 299 350 310 179
9 51 2 31.03 4 239 2 31 24
14 238 3 55.33 120.97 7 104 3 47 76 10.90 47.23 83.22 18.83 54.04 88.84 23.21 57.13 90.56 23.51 55.99 87.95 19.40 50.34 80.74 10.60 39.91 6 8 10 13 15 17 19 21 22 21 20 19 18 17 16 15 14 13 «
231.15 286.60 341.09 394.61 447.13 498.65 549.16 598.67 647.18 694.70 741.20 786.73 831.27 874.86 917.50 959.20 innn nn 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 $54.14 134.62 211.73 285.56 356.23 423.89 488.67 550.68 610.01 666.79 721.06 772.99 822.62 870.07 915.40 958.68 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 75.24 95.92 117.42 139.76 162.98 187.11 212.18 238.24 265.31 293.46 322.72 353.14 384.78 417.67 451.89 487.48 524.53 160.49 199.55 238.16 276.27 313.90 351.00 387.56 423.58 459.02 493.91 528.21 561.93 595.07 627.59 659.54 690.86 721.61 10 12 15 18 20 21 20 19 18 17 16 15 14 13 12 11 10 32 363 312 179 303 $44.84 114.02 180.24 243.58 304.19 362.17 417.61 470.63 521.28 569.68 615.89 660.01 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 64 82 101 120 140 161 182 204 228 252 277 302 329 357 386 416 447 92 74 24 45 39 10 59 89 04 08 03 93 82 73 70 77 99 1 1 2 2 2 3 3 3 4 4 4 J J f f f $27.64 96.83 163.00 226.29 286.82 344.69 400.01 452.83 503.28 551.46 760.59 922.64
25 734.59 866.72 5 851.56 25 623 29 804.49
30 1000.00 1000.00 30 840 03 928.88
213
TM 14-600 29 May 47 Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. \1’°£0 Age 30
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment 30-year endowment Endowment at age 62 $ .71 1.47 1.69 2.10 3.36 2.15 2.01 $2.12 4.40 5.06 6.28 10.05 6.43 6.01 $4.23 8.76 10.07 12.51 20.02 12.81 11.97 $8.39) 17.36) 19.96 24.81 39.69 25.40 23.74 $ .21 .22 .27 .12 .17 .19 $ .63 .66 .81 .36 .51 .57 $1.25 1.31 1.61 .71 1.01 1.13 $2.48 2.60 3.19 1.42 2.01 2.24
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$9.45 $27.53 1 56 1 $12.27 $35.74 1 186 1 $17.30 $50.40 2 52
19.22 54.95 2 133 2 24.99 71 .45 3 38 2 35.27 100.84 4 171
29.33 82.28 3 227 3 38.17 107.08 4 288 3 53.94 151.32 6 351
39.78 109.47 4 339 4 51 .83 142.63 6 202 4 73.32 201.77 9 221
50.58 136.50 6 97 5 65.99 178.09 8 136 5 98.46 252.22 12 116
61.74 163.35 7 227 6 80.66 213.41 10 77 6 114.39 302.66 14 353
73.27 190.02 8 354 7 95.86 248.60 12 4 7 136.12 353.01 17 147
85.18 216.47 10 102 8 111.60 283.62 13 255 8 158.69 403.29 19 205
97.46 242.66 11 186 9 127.89 318.43 15 83 9 182.12 453.45 21 161
110.14 268.61 12 229 10 144.76 353.05 16 212 10 206.47 503.55 23 26
123.20 294.25 13 224 11 162.21 387.42 17 274 11 231.75 553.51 24 180
136.66 319.58 14 171 12 180.27 421.57 18 276 12 258.01 603.36 25 274
150.52 344.59 15 71 13 198.96 455.48 19 224 13 285.29 653.12 26 325
164.80 369.27 15 294 14 218.29 489.13 20 124 14 313.63 702.77 27 347
179.47 393.57 16 108 15 238.27 522.52 20 348 15 343.07 752.35 28 364
194.56 417.51 16 252 16 258.93 555.64 21 171 16 373.67 801.87 30 39
210.02 440.98 16 364 17 280.26 588.46 21 331 17 405.45 851.32 31 138
225.88 464.04 17 80 18 302.29 621.01 22 102 18 438.48 900.79 32 344
242.09 486.59 17 135 19 325.01 653.26 22 219 19 472.81 950.33 35 87
258.64 508.64 17 168 20 348.44 685.24 22 323 20 508.49 1000.00
345.61 610.46 17 59 25 476.69 841.99 24 141 25 566.15
437.28 697.51 16 34 30 626.92 1000.00 30 626.92
529.76 769.73 14 232 35 688.24 35 688 24
618.37 827.83 12 323 40 746.98 40 746.98
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.74 66.84 $59.11 117.34 4 8 66 362 1 2 $17.82 36.33 $40.75 81.11 2 4 77 224 1 2 $16.16 32.94 $38.40 76.49 1 4 364 56
102.35 174.65 14 118 3 55.57 121.08 7 72 3 50.37 114.24 6 169
139.32 231.02 16 $49.01 4 75.55 160.61 9 339 4 68.47 151.62 8 329
177.83 286.44 15 130.02 5 96.31 199.69 12 268 5 87.25 188.59 11 150
217.95 340.90 14 207.62 6 117.88 238.31 15 167 6 106.77 225.19 13 325
259.74 394.38 13 281.91 7 140.29 276.44 17 345 7 127.02 261.33 16 74
303.29 446.88 12 353.03 8 163.57 314.06 20 52 8 148.05 297.03 18 101
348.67 498.37 11 421.13 9 187.75 351.14 21 $27.14 9 169.87 332.25 20 34
395.98 548.87 10 486.31 10 212.87 387.69 20 97.84 10 192.52 366.98 21 243
445.29 598.36 9 548.65 11 238.96 423.68 19 165.51 11 216.03 401.21 21 $61.89 130 61
496.74 646.87 8 608.32 12 266.07 459.10 18 230.21 12 240.44 434.93 20
550.41 694.38 7 665.40 13 294.24 493.96 17 292.12 13 265.78 468.14 19 196 35
606.42 740.90 6 719.96 14 323.52 528.23 16 351.34 14 292.09 500.81 18 259 24
664.91 786.44 5 772.14 15 353.94 561.91 15 407.92 15 319.39 532.94 17 319.33
726.02 831.02 4 822.00 16 385.57 595.02 14 462.05 16 347.74 564.52 16 376 80
789.89 874.64 3 869.64 17 418.44 627.51 13 513.73 17 377.15 595.52 15 431 64
856.71 917.33 2 915.13 18 452.61 659.39 12 563.10 18 407.70 625.99 14 484 07
926.67 959.11 1 958.55 19 488.14 690.67 11 610.19 19 439.40 655.86 13 534 10
1000.00 1000.00 20 525.09 721.35 10 655.13 20 472.32 685.18 12 581.85
25 30 734.56 1000.00 866.30 1000.00 5 849.90 25 30 657.52 888.55 823.58 950.95 7 2 788.65 948.06
214
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Lite Insurance)—Continued. ASe 31 $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Semi- Monthly Quarterly annual Annual Monthly Quarterly Semiannual Annual
5-yearle $ 72 $2 15
Ordinary 51 4 52
30-paym 73 5 18
20-paym 14 6 40
t 37
30-year e ndowmen t 62. .. . .16 09 6.46 6 25 12 .87 25.52 .1 9 .57 1.1 3 2.24
GU ARAbn DEED VALI JES
ORDI NARY LIFE 30-PAV MEN! LIFE 20-PAY MENT LIFE
Cash Pai< l-up Exte nsion End of policy Cash Paid -up Exte nsion End of policy Cash Paid- Exten sion
value insui ance Years Days year value insur* ance Years Days year value insura nee 'S f ears Days
$9.8 20.0 30.6 41.5 52.8 64.4 76.4 88.8 101.6 114.8 128.4 142.4 156.8 171.6 186.8 202.4 218.5 234.8 251.5 268.5 357.6 7 $28 8 56 2 84 2 112 0 139 4 167 6 194 6 221 5 247 4 274 3 300 2 326 4 351 5 376 8 401 9 425 0 448 7 472 7 494 9 516 1 618 .22 .33 .26 .05 .70 .12 .31 .25 .91 .28 .34 .05 .44 .43 .03 .17 .88 .08 .74 .85 .56 1 2 3 5 6 7 9 10 11 12 13 14 15 15 16 16 16 16 17 17 16 71 160 268 25 159 294 56 161 230 254 228 155 36 238 37 165 263 333 13 35 260 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $12.63 25.72 39.2f 53.33 67.85 82.97 98.58 114.74 131.4f 148.7C 166.66 185.17 204.32 224.lt 244.55 265.65 287.43 309.85 333.03 356.86 487.0C $36 72 108 143 179 215 250 285 320 355 389 423 457 491 524 557 590 622 654 686 842 11 15 09 92 63 17 53 69 61 30 74 91 83 45 79 78 48 87 94 71 37 1 3 4 6 8 10 12 13 15 16 17 18 19 19 20 20 21 21 21 22 23 195 56 315 232 166 98 7 232 31 129 165 142 68 313 155 329 110 234 340 71 218 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $17.73 36.14 55.25 75.11 95.73 117.15 139.38 162.47 186.44 211.33 237.18 264.02 291.90 320.85 350.92 382.15 414.59 448.28 483.29 519.67 578.13 $50. 101. 152. 202. 253. 303. 354. 404. 454. 504. 554. 604. 654. 703. 753. 802. 851. 901. 950. 1000. 69 39 04 70 29 81 21 53 70 74 65 43 07 52 05 40 72 03 44 00 2 4 7 9 12 14 17 19 21 22 23 25 26 27 28 29 30 32 34 63 189 9 241 120 324 77 95 16 214 342 48 78 85 89 118 204 33 129
450.6 6 704 .99 15 226 30 639.24 1000 00 30 639.24
543.6 4 776 .30 14 53 35 700.3C 35 700.30
631.7 1 833 .25 12 147 40 758.13 40 758.13 ....
GU ARAN! 'EED VALL JES
0-YEAR ENDO WMEN T 3 0-YEAR ENDO WMEN T ETs FDOWMI :nt A' C AGE 52
Paid-up Extensi □n End of Paid-up Extens on End Extensio n
value ance Years Days Pure endowment year value ance Years Days Pure endowment year Cash value insurance Years Days Pure endowment
$32.76 66.87 102.38 139.35 177.87 217.98 259.77 303.30* 348.66 395.94 445.24 496.65 550.30 606.29 664.76 725.85 789.73 856.57 926.58 1000.00 $59.08 117.27 174.54 230.86 286.26 340.68 394.15 446.61 498.08 548.55 598.05 646.54 694.05 740.58 786.14 830.74 874.41 917.16 959.01 1000.00 4 8 13 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 47 305 361 $43.18 124.82 202.97 277.82 349.45 418.00 483.61 546.38 606.40 663.83 718.71 771.16 821.28 869.15 914.85 958.44 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $17.92 36.53 55.85 75.92 96.77 118.42 140.90 164.24 188.49 213.66 239.80 266.95 295.16 324.45 354.88 386.48 419.31 453.43 488.87 525.72 734.52 1000.00 $40.82 81.24 121.23 160.79 199.91 238.54 276.67 314.26 351.36 387.88 423.85 459.25 494.08 528.32 561.95 594.99 627.42 659.25 690.46 721.06 865.81 1000.00 2 4 7 9 12 15 17 19 21 20 19 18 17 16 15 14 13 12 11 10 5 72 208 40 283 173 21 146 168 $7.05 79.50 148.79 215.08 278.48 339.07 397.00 452.33 505.17 555.64 603.75 649.66 848.02 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $17.06 34.78 53.17 72.26 92.09 112.68 134.05 156.23 179.26 203.16 227.96 253.72 280.46 308.21 337.02 366.92 397.97 430.20 463.65 498.39 694.47 941.62 $39.61 78.88 117.74 156.19 194.23 231.83 268.94 305.57 341.70 377.29 412.36 446.89 480.87 514.28 547.12 579.37 611.05 642.13 672.60 702.49 843.80 974.58 2 4 6 9 11 14 16 18 20 21 20 19 18 17 16 15 14 13 *12 11 6 1 32 123 269 93 296 104 200 202 108 $24.44 95.88 164.26 229.65 292.14 351.90 408.95 463.47 515.51 565.14 612.46 817.08 973.82
215
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. $1,000 Age 32
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .73 1.55 $2.18 4.64 $4.35 9.23 $8.62) 18.31/ $ .23 $ .69 $1.37 $2.72
30-payment life 1.77 5.29 10.54 20.91 .23 .69 1.37 2.72
20-payment life 2.19 6.55 13.05 25.87 .28 .84 1.67 3.31
20-year endowment 3.38 10.11 20.14 39.93 .14 .42 .83 1.65
30-year endowment 2.18 6.52 12.99 25.75 .20 .60 1.19 2.36
Endowment at age 62 2.18 6.52 12.99 25.75 .20 .60 1.19 2.36
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance . Extension
Years Days Years Days Years Days
$10.31 $28.92 1 84 1 $13.01 $36.50 1 204 1 $18.17 $50.97 2 72
20.96 57.68 2 189 2 26.48 72.87 3 75 2 37.03 101.90 4 207
31.97 86.28 3 308 3 40.43 109.11 4 339 3 56.61 152.77 7 29
43.36 114.72 5 77 4 54.89 145.23 6 260 4 76.95 203.60 9 255
55.11 142.92 6 217 5 69.86 181.17 8 189 5 98.06 254.30 12 113
67.26 170.93 7 356 6 85.36 216.93 10 111 6 119.99 304.94 14 283
79.78 198.64 9 114 7 101.40 252.47 11 364 7 142.74 •355.40 16 363
92.70 226.08 10 208 8 117.99 287.76 13 197 8 166.36 405.73 18 342
106.01 253.19 11 260 9 135.15 322.79 14 332 9 190.88 455.90 20 226
119.74 280.01 12 265 10 152.90 357.56 16 38 10 216.34 505.92 22 31
133.88 306.49 13 219 11 171.26 392.07 17 47 11 242.76 555.76 23 132
148.43 332.59 14 125 12 190.24 426.28 18 1 12 270.20 605.45 24 182
163.39 358.31 14 352 13 209.84 460.18 18 270 13 298.68 655.00 25 195
178.77 383.63 15 172 14 230.10 493.78 19 132 14 328.26 704.42 26 187
194.54 408.47 15 320 15 250.99 527.00 19 323 15 358.95 753.68 27 178
210.71 432.87 16 70 16 272.55 559.92 20 117 16 390.82 802.88 ’ 28 195
227.24 456.75 16 155 17 294.77 592.48 20 251 17 423.91 852.05 29 269
244.11 480.07 16 213 18 317.64 624.67 20 363 18 458.27 901.24 31 88
261.30 502.82 16 248 19 341.18 656.53 21 96 19 493.95 950.51 33 169
. 278.79 524.99 16 262 20 365.40 688.08 21 184 20 531.04 1000.00
369.80 626.55 16 94 25 497.35 842.65 22 295 25 590.22
454.12 712.33 15 50 30 651.55 1000.00 30 651.55
557.44 782.67 13 242 35 712.23 35 712.23
644.81 838.46 11 329 40 769.04 40 769.04
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.78 $59.04 4 26 1 $18.02 $40.87 2 65 1 $18.02 $40.87 2 65
66.90 117.19 8 247 ....... 2 36.73 81.34 4 193 2 36.73 81.34 4 193
102.42 174.42 13 234 3 56.16 121.39 7 7 3 56.16 121.39 7 7
139.41 230.73 16 $36.62 4 76.34 161.01 9 224 4 76.34 161.01 9 224
177.92 286.08 15 118.94 5 97.28 200.14 12 75 5 97.28 200.14 12 75
218.03 340.47 14 197.74 6 119.02 238.79 14 238 6 119.02 238.79 14 238
259.80 393.89 13 273.18 7 141.59 276.94 16 313 7 141.59 276.94 16 313
303.32 446.32 12 345.38 8 165.01 314.54 18 289 8 165.01 314.54 18 289
348.66 497.77 11 414.47 9 189.32 351.60 20 171 9 189.32 351.60 20 171
395.92 548.22 10 480.57 10 214.56 388.12 20 $58.58 10 214.56 388.12 20 $58.58
445.19 597.69 9 543.80 11 240.77 424.08 19 129.79 11 240.77 424.08 19 129.79
496.58 646.18 8 604.26 12 267.97 459.46 18 197.87 12 267.97 459.46 18 197.87
550.20 693.70 7 662.06 13 296.20 494.24 17 262.94 13 296.20 494.24 17 262.94
606.16 740.23 6 717.30 14 325.51 528.43 16 325.16 14 325.51 528.43 16 325.16
664.60 785.81 5 770.07 15 355.93 562.02 15 384.56 15 355.93 562.02 15 384.56
725.68 830.45 4 820.49 16 387.52 595.00 14 441.33 16 387.52 595.00 14 441.33
789.55 874.16 3 868.60 17 420.31 627.37 13 495.52 17 420.31 627.37 13 495.52
856.40 916.96 2 914.51 18 454.34 659.09 12 547.21 18 454.34 659.09 12 547.21
926.47 958.90 1 958.29 19 489.69 690.23 11' 596.49 19 489.69 690.23 11 596.49
1000.00 1000.00 20 526.41 720.74 10 643.46 20 526.41 720.74 10 643.46
25 734.48 865.29 5 845.93 25 734.48 865.29 5 845.93
30 1000.00 1000.00 30 1000.00 1000.00
216
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 33 _____________________________________________ $ 1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .74 1.60 $2.21 4.79 $4.41 9.53 $8.741 18.90J $ .24 $ .72 $1.43 $2.84
30-payment life 1.81 5.41 10.78 21.38 .24 .72 1.43 2.84
20-payment life 2.23 6.67 13.28 26.34 .29 .87 1.73 3.43
20-year endowment 3.39 10.14 20.19 40.05 .16 .48 .95 1.89
30-year endowment 2.20 6.58 13.11 25.99 .22 .66 1.31 2.60
Endowment at age 62 2.27 6.79 13.52 26.82 .21 .63 1.25 2.48
GUARANTEED VALUES
ORDINARY LIFE End of policy year
Cash value Paid-up insurance Extension
Years Days
$10.76 $29.61 1 98 1
21.89 59.07 2 216 2
33.39 88.35 3 347 3
45.27 117.40 5 126 4
57.54 146.23 6 273 5
70.19 174.76 8 47 6
83.25 203.03 9 164 7
96.70 230.96 10 244 8
110.57 258.57 11 278 9
124.86 285.85 12 262 10
139.56 312.72 13 195 11
154.68 339.21 14 83 12
170.22 365.28 14 291 13
186.15 390.86 15 95 14
202.49 415.99 15 229 15
219.19 440.57 15 331 16
236.24 464.59 16 39 17
253.61 488.02 16 87 18
271.28 510 85 16 113 19
289.22 533.05 16 119 20
382.15 634.39 15 292 25
477.62 719.49 14 242 30
571.14 788.86 13 63 35
657.70 843.51 11 155 40
30-PAYMENT LIFE
Cash value Paid-up insurance Extension
Years Days
$13.39 $36.85 1 214
27.27 73.59 3 93
41.64 110.17 4 361
56.51 146.55 6 282
71.91 182.75 8 208
87.84 218.71 10 115
104.32 254.42 11 345
121.36 289.86 13 151
138.99 325.03 14 258
157.20 359.88 15 301
176.03 394.44 16 286
195.48 428.68 17 217
215.55 462.55 18 103
236.26 496.07 18 313
257.62 529.24 19 123
279.61 562.01 19 269
302.25 594.41 20 26
325.52 626.40 20 129
349.45 658.05 20 217
374.05 689.39 20 296
507.72 842.84 22 7
663.83 1000.00
724.01
779.72
End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension
Years Days
1 $18.62 $51.24 2 82
2 37.94 102.39 4 222
3 58.02 153.51 7 45
4 78.85 204.49 9 261
5 100.47 255.33 12 96
6 122.91 306.03 14 230
7 146.20 356.56 16 270
8 170.36 406.89 18 213
9 195.45 457.06 20 65
10 221.48 507.04 21 206
11 248.50 556.83 22 284
12 276.53 606.43 23 313
13 305.63 655.86 24 308
14 335.82 705.12 25 285
15 367.16 754.28 26 265
16 399.67 803.32 27 270
17 433.40 852.33 28 332
18 468.42 901.38 30 142
19 504.78 950.55 32 208
20 542.58 1000.00
25 602.39
30 663.83
35 724.01
40 779.72
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.79 $58.98 4 4 1 $18.14 $40.95 2 60 1 $19.05 $42.19 2 102 1
66.93 117.10 8 184 2 36.97 81.49 4 177 2 38.83 83.93 4 264
102.47 174.30 13 103 3 56.52 121.60 6 338 3 59.38 125.24 7 112
139.47 230.57 16 $29.18 4 76.81 161.26 9 161 4 80.71 166.05 9 352
177.98 285.88 15 112.26 5 97.86 200.43 11 338 5 102.85 206.35 12 208
218.09 340.24 14 191.81 6 119.71 239.11 14 88 6 125.83 246.11 14 359
259.85 393.62 13 267.93 7 142.37 277.26 16 115 7 149.69 285.34 17 46
303.35 446.02 12 340.79 8 165.89 314.88 18 47 8 174.44 323.97 18 364
348.68 497.45 11 410.48 9 190.29 351.95 19 255 9 200.15 362.05 20 $18.48
395.91 547.87 10 477.13 10 215.60 388.45 20 $34.80 10 226.83 399.53 19 92.69
445.17 597.34 9 540.89 11 241.88 424.40 19 108.19 11 254.53 436.41 18 163.68
496.. 52 645.81 8 601.82 12 269.12 459.72 18 178.28 12 283.28 472.68 17 231.52
550.10 693.32 7 660.07 13 297.40 494.48 17 245.31 13 313.14 508.35 16 296.42
606.03 739.86 6 715.72 14 326.73 528.63 16 309.35 14 344.11 543.35 15 358.34
664.44 785.46 5 768.87 15 357.14 562.13 15 370.50 15 376.28 577.75 14 417.53
725.49 830.12 4 819.59 16 388.69 595.04 14 428.86 16 409.66 611.47 13 474.00
789.35 873.87 3 868.00 17 421.42 627.31 13 484.58 17 444.33 644.57 12 527.92
856.23 916.74 2 914.16 18 455.36 658.95 12 537.68 18 480.32 677.02 11 579.29
926.35 958.78 1 958.13 19 490.59 689.97 11 588.28 19 517.72 708.85 10 628.27
1000.00 1000.00 20 527.18 720.41 10 636.47 20 556.62 740.07 9 674.89
25 734.43 864.70 5 843.57 25 778.01 888.25 4 875.30
30 1000.00 1000.00
217,
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000 Age 34
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .75 -1.65 $2.24 4.94 $4.47 9.83 $8.861 19.49J $ .25 $. 75 $1.49 $2.95
30-payment life 1.85 5.53 11.-02 21.85 .25 .75 1.49 2.95
20-payment life 2.28 6.82 13.58 26.93 .30 .90 1.79 3.54
20-year endowment 3.40 10.17 20.25 40.16 .17 .51 1.01 2.01
30-year endowment 2.22 6.64 13.23 26.22 .25 .75 1.49 2.95
Endowment at age 62 2.37 7.09 14.12 28.00 .23 .69 1.37 2.72
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$11.25 $30.36 1 113 1 $13.80 $37.24 1 224 1 $19.09 $51.52 2 91
22.88 60.54 2 244 2 28.10 74.35 3 110 2 38.91 102.95 4 235
34.89 90.48 4 22 3 42.90 111.26 5 17 3 59.47 154.23 7 58
47.29 120.18 5 174 4 58.21 147.93 6 303 4 80.82 205.39 9 262
60.08 149.59 6 325 5 74.05 184.37 8 221 5 102.95 256.33 12 69
73.27 178.69 8 97 6 90.43 220.54 10 110 6 125.93 307.12 14 166
86.87 207.48 9 204 7 107.37 256.44 11 316 7 149.76 357.69 16 168
100.90 235.96 10 257 8 124.88 292.03 13 94 8 174.49 408.05 18 75
115.34 264.05 11 282 9 142.97 327.30 14 174 9 200.15 458.21 19 262
130.20 291.75 12 246 10 161.67 362.26 15 192 10 226.77 508.13 21 12
145.48 319.04 13 160 11 180.97 396.86 16 153 11 254.38 557.85 22 66
161.19 345.90 14 30 12 200.90 431.12 17 64 12 283.03 607.36 23 77
177.30 372.28 14 221 13 221.43 464.94 17 296 13 312.74 656.66 24 55
193.81 398.16 15 10 14 242.61 498.41 18 125 14 343.56 705.80 25 18
210.70 423.50 15 129 15 264.41 531.46 18 286 15 375.52 754.78 25 350
227.93 448.25 15 219 16 286.83 564.08 19 54 16 408.67 803.69 26 345
245.49 472.40 15 282 17 309.86 596.26 19 165 17 443.04 852.54 28 32
263.35 495.91 15 321 18 333.53 628.07 19 257 18 478.72 901.48 29 195
281.49 518.80 15 339 19 357.84 659.52 19 336 19 515.77 950.59 31 247
299.88 541.01 15 337 20 382.79 690.58 20 43 20 554.30 1000.00
394.66 642.11 15 124 25 518.11 842.96 21 90 25 614.63
491.17 726.51 14 68 30 676.07 1000.00 30 676.07
584.68 794.83 12 253 35 735.60 35 735 60
670.42 848.44 10 337 40 790.18 40 790.18
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.82 $58.95 3 347 1 $18.28 $41.05 2 55 1 $20.17 $43.60 2 139
66.99 117.04 8 121 2 37.25 81.68 4 159 2 41.11 86.71 4 336
102.54 174.19 12 335 3 56.93 121.86 6 302 3 62.85 129.31 7 219
139.55 230.42 16 $20.78 4 77.36 161.60 9 99 4 85.43 171.40 10 114
178.07 285.69 15 104.74 5 98.53 200.80 11 234 5 108.85 212.90 12 335
218.17 340.00 14 185.11 6 120.49 239.50 13 303 6 133.17 253.85 15 102
259.92 393.34 13 262.02 7 143.27 277.68 15 284 7 158.41 294.20 17 131
303.42 445.72 12 335.60 8 166.89 315.30 17 173 8 184.61 333.94 19 61
348.72 497.11 11 405.96 9 191.39 352.38 18 345 9 211.81 373.08 19 77
395.94 547.53 10 473.25 10 216.80 388.88 20 $7.72 10 240.06 411.60 18 126 86
445.16 596.97 9 537.61 11 243.14 424.79 19 83.56 11 269.36 449.46 17 1Q7 67
496.48 645.43 8 599.09 12 270.45 460.10 18 156.02 12 299.80 486.70 16 265 43
550.02 692.93 7 657.84 13 298.76 494.80 17 225.27 13 331.38 523.25 15 330 OQ
605.91 739.47 6 713.96 14 328.10 528.87 16 291.41 14 364.16 559.14 14 801 86
664.28 785.08 5 767.50 15 358.51 562.32 15 354.53 15 398.20 594.36 13 4-50 85
725.29 829.77 4 818.60 16 390.01 595.11 14 414.76 16 433.54 628.92 12 507 13
789.14 873.56 3 867.32 17 422.65 627.26 13 472.17 17 470.22 662.79 11 560 74
856.03 916.51 2 913.75 18 456.49 658.79 12 526.89 18 508.36 696.03 10 611 QO
926.22 958.64 1 957.94 19 491.59 689.71 11 579.00 19 548.01 728.62 9 660 57
1000.00 1000.00 20 528.03 720.03 10 628.55 20 589.30 760.62 8 706 86
«. 25 734.37 864.05 5 840.92 25 825.60 912.92 3 905 28
30 1000.00 1000.00
218
29 May 47 TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 35______________________________ $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment 30-year endowment Endowment at age 62 $ .76 1.70 1.90 2.33 3.41 2.24 2.48 $2.27 5.09 5.68 6.97 10.20 6.70 7.42 $4.53 10.13 11.32 13.88 20.31 13.34 14.77 $8.98) 20.08/ 22.44 27.52 40.28 26.46 29.30 $ .26 .26 .31 .18 .27 .24 $ .78 .78 .93 .54 .81 .72 $1.55 1.55 1.85 1.07 1.61 1.43 $3.07 3.07 3.66 2.13 3.19 2.84
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$11.76 23.91 36.45 49.39 62.73 76.49 90.67 105.27 120.31 135.76 151.65 167.94 184.64 201.72 219.15 236.91 254.97 273.31 291.92 310.75 407.30 $31.12 62.01 92.63 122.97 152.99 182.69 212.03 241.00 269.58 297.72 325.43 352.62 379.32 405.45 430.98 455.89 480.13 503.72 526.65 548.88 649.68 1 2 4 5 7 8 9 10 11 12 13 13 14 14 15 15 15 15 15 15 14 127 270 59 220 6 138 231 278 273 217 114 330 141 281 23 101 154 185 195 187 320 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $14.24 28.97 44.21 59.97 76.28 93.12 110.53 128.53 147.11 166.29 186.08 206.48 227.49 249.12 271.35 294.17 317.60 341.65 366.31 391.61 528.47 $37.68 75.13 112.35 149.32 186.04 222.41 258.48 294.25 329.64 364.67 399.31 433.54 467.35 500.72 533.64 566.07 598.07 629.68 660.85 691.71 842.96 1 3 5 6 8 10 11 13 14 15 16 16 17 17 18 18 18 19 19 19 20 233 126 36 320 227 97 276 28 81 75 15 270 -120 298 81 202 303 21 93 158 173 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $19.58 39.90 60.97 82.83 105.51 129.03 153.42 178.73 204.98 232.19 260.41 289.67 320.00 351.44 384.02 417.79 452.81 489.15 526.90 566.15 626 92 $51.81 103.48 154.95 206.23 257.32 308.18 358.78 409.17 459.31 509.19 558.82 608.22 657.39 706.38 755.22 803.95 852.69 901.53 950.57 1000.00 2 4 7 9 12 14 16 17 19 20 21 22 23 24 25 26 27 28 30 99 247 65 252 31 91 56 295 88 177 211 203 166 116 72 56 99 248 287
504.71 733 .33 13 261 30 688.24 1000 00 30 688.24
598.04 800 .61 12 77 35 746.98 35 746 98 800.48
683.02 | 853 .26 10 166 40 800.4f 40
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Cash value Paid-up Extension End of Paid-up Extension End Extension
insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment
$32.86 $58.93 116.98 3 323 1 $18.45 37 57 $41 10 2 50 142 1 2 $21.38 $45.09 89.64 133.64 177.03 219.84 262.03 303.59 344.51 384.77 424.38 463.29 501.51 539.05 575.87 612.01 647.42 682.17 716.26 749.72 782.58 939.54 2 5 7 10 13 15 17 19 18 17 16 15 14 13 12 11 10 9 8 7 2 178 48 326 236 84 199 206
67.06 8 54 2 U QI 4
102.63 17 1.08 12 198 3 57.40 77.97 99.28 121.38 144.29 168.03 192.65 218.15 244.58 271.95 300.29 329.64 360.02 391.46 424.01 457.73 492.69 528 96 122 17 6 266 33 128 152 89 303 75 143 66 61 90.51 115.33 141.09 167.83 195.59 224.41 254.33 285.38 317.61 351.08 385 81 421.88 459.32 498 24 538.71 580.85 624.79 877.89
139.65 178.18 218.28 260.03 303.51 348.80 395 99 445.17 496.45 549.94 605.78 664.10 725.07 788.89 855.81 926.07 1000.00 230.27 285.50 339.77 393.07 445.41 496.77 547.16 596.57 645.02 692.50 739.04 784.65 829.36 873.21 916.24 958.49 1000.00 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 $11.27 96.23 177.54 255.30 329.72 400.86 468.89 533.89 596.01 655.30 711.94 765.96 817.48 856.55 913.30 957.74 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 161.97 201.23 239.98 278.18 315.82 352.91 389.39 425.28 460.55 495.18 529.17 562.50 595.19 627.22 658.61 689.41 710 67 9 11 13 15 16 18 19 19 18 17 16 15 14 13 12 11 10 $55.44 130.62 202.40 270.94 336.35 398.69 458.09 514.65 568.47 619.59 837.93 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $9.55 87.04 161.12 231.93 299.54 364.16 425.81 484.66 540.73 594.21 645.10 693.51 739.54 935.98
25 30 734.30 1000.00 863.32 1000.00 5
219
TM 14-600 29 May 47 %
• ' ▼
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. $1,000 Age 35
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level nremium term $ .77 1.76 1.95 2.38 3.43 2.27 2.60 $2.30 5.26 5.83 7.12 10.26 6.79 7 7« $4.59 10.48 11.62 14.18 20.43 13.52 $9.10) 20.79J on nd $ .27 .28 .32 .20 .28 .25 $ .81 .84 .96 .60 .84 .75 $1.61 1.67 1.91 1.19 1.67 1.49 $3.19 3.31 3.78 2.36 3.31 2.95
Ordinary lift 30-payment 20-payment 20-vear endc
life
life 28.11 40.52 26.82 qn 7i
wment
30-year endowmen Endowment at agt t
62
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$12.29 24.98 38.07 51.58 65.50 79.84 94.62 109.84 125.48 141.55 158.04 174.93 192.22 209.85 227.82 246.10 264.66 283.49 302.54 321.80 420.04 518.20 611.18 695.55 $31.87 63.48 94.79 125.80 156.44 186.71 216.62 246.12 275.18 303.76 331.84 359.37 386.36 412.69 438.39 463.43 487.78 511.44 534.38 556.62 657.09 739.97 806.17 858.05 1 2 4 5 7 8 9 10 11 12 13 13 14 14 14 14 15 15 15 15 14 13 11 9 142 296 96 261 47 169 247 276 252 177 56 255 52 178 274 342 21 44 47 33 153 89 268 347 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $14.68 29.87 45.57 61.81 78.58 95.92 113.83 132.32 151.40 171.08 191.35 212.23 233.71 255.77 278.41 301.64 325.45 349.86 374.86 400.48 538.78 . 700.30 758.13 810.62 $38.07 75.91 113.46 150.75 187.68 224.31 260.59 296.50 332.02 367.12 401.78 436.00 469.75 503.00 535.74 568.02 599.82 631.17 662.12 692.72 842.84 1000.00 1 3 5 6 8 10 11 12 13 14 15 16 16 17 17 17 18 18 18 18 19 242 140 53 332 225 73 227 318 346 316 235 107 306 105 240 350 75 150 214 272 256 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $20.08 40.91 62.51 84.91 108.13 132.22 157.19 183.08 209.92 237.75 266.57 296.44 327.39 359.44 392.64 427.03 462.69 499.70 538.14 578.13 639.24 700.30 758.13 810.62 $52.07 103.97 155.64 207.08 258.26 309.20 359.86 410.24 460.35 510.19 559.72 608.99 658.04 706.88 755.56 804.14 852.76 901.50 950.53 1000.00 2 4 7 9 11 14 15 17 18 19 20 21 22 23 24 25 26 27 29 105 256 68 236 347 6 301 143 272 338 352 326 274 212 158 132 £ 164 - 300 325
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.90 67.13 102.73 139.77 178.30 218.41 260.16 303.64 348.90 396.07 445.20 496.43 549.87 605.64 663.89 724.82 788.62 855.56 925.90 1000.00 $58.89 116.90 173.97 230.11 285.28 339.52 392.78 445.09 496.41 546.77 596.14 644.56 692.03 738.57 784.17 828.92 872.82 915.94 958.31 1000.00 3 7 12 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 299 350 59 $0.47 86.54 168.92 247.70 323.06 395.07 463.94 529.69 592.48 652.46 709.69 764.22 816.21 865.70 912.78 957.52 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 $18.61 37.92 57.92 78.65 100.12 122.38 145.44 169.32 194.06 219.67 246.18 273.61 302.00 331.34 361.67 393.04 425.49 459.08 493.88 529.98 734.22 1000.00 $41.29 82.16 122.52 162.39 201.71 240.52 278.78 316.44 353.52 390.00 425.84 461.05 495.62 529.50 562.70 595.25 627.14 658.41 689.07 719.17 862.52 1000.00 2 4 6 8 11 13 14 16 17 18 19 18 17 16 15 14 13 12 11 10 5 42 124 230 329 20 0 260 73 176 215 $23.22 101.50 176.25 247.57 315.53 380.33 442.01 500.69 556.47 609.42 834.56 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $22.67 46.22 70.65 96.01 122.33 149.65 178.02 207.47 238.04 269.77 302.71 336.90 372.40 409.25 447.51 487.28 528.63 571.70 616.59 663.48 935.70 $46.64 92.73 138.19 183.01 227.19 270.70 313.56 355.73 397.20 437.95 477.98 517.28 555.85 593.68 630.78 667.17 702.85 737.91 772.31 806.14 968.45 2 5 8 10 13 15 17 18 17 16 15 14 13 12 11 10 9 8 7 6 1 216 126 68 351 190 285 272 $43.94 121.51 195.66 266.48 334.12 398.71 460.33 519.05 575.05 628.34 679.05 727.24 772.99 967.52 ■'%.
220
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 37_______________________________________________ ___________________________________ $ 1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly 1 Quarterly Semiannual Annual
5-year level premium term $ .79 $2.36 $4.71 $9.33'1 $ .29 $ .87 $1.73 $3.43
Ordinary life 1 81 5 41
30-payment life 2.00 5.98 11.91 23.63 .29 .87 1.73 3.43
20-payment life 2.44 7.30 14.54 28.82 .33 .99 1.97 3.90
20-year endowment 3.44 10.29 20.49 40.64 .22 .66 1.31 2.60
30-year endowment 2.30 6.88 13.70 27.17 .30 .90 1.79 3.54
Endowment at age 62 2.72 8.14 16.20 32.13 .26 .73 1.55 3.07
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value , Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$12.85 $32.66 1 155 1 $15.15 $38.50 1 249 1 $20.60 $52.35 2 111
26.10 64.99 2 321 2 30.81 76.71 3 153 2 41.96 104.47 4 263
39.78 97.02 4 130 3 47.00 114.63 5 67 3 64.10 156.33 7 66
53.87 128.66 5 298 4 63.72 152.19 6 339 4 87.05 207.91 9 211
68.40 159.96 7 80 5 81.00 189.42 8 215 5 110.84 259.20 11 288
83.36 190.84 8 190 6 98.84 226.28 10 40 6 135.50 310.20 13 277
98.76 221.30 9 252 7 117.26 262.75 11 168 7 161.07 360.92 15 173
114.60 251.32 10 262 8 136.26 298.82 12 233 8 187.55 411.29 16 350
130.87 280.84 11 219 9 155.85 334.44 13 237 9 215.00 461.37 18 88
147.56 309.83 12 126 10 176.03 369.61 14 186 10 243.42 511.11 19 131
164.67 338.29 12 354 11 196.80 404.30 15 85 11 272.86 560.55 20 125
182.17 366.16 13 173 12 218.15 438.47 15 306 12 303.35 609.72 21 83
200.02 393.36 13 321 13 240.07 472.12 16 124 13 334.89 658.60 22 17
218.22 419.92 14 70 14 262.55 505.22 16 274 14 367.54 707.26 22 307
236.72 445.77 14 155 15 285.60 537.81 17 32 15 401.35 755.78 23 243
255.52 470.94 14 214 16 309.22 569.91 17 132 16 436.37 804.25 24 208
274.57 495.35 14 249 17 333.40 601.48 17 213 17 472.67 852.73 25 229
293.87 519.07 14 264 18 358.15 632.61 17 279 18 510.34 901.42 26 352
313.37 542.04 14 261 19 383.48 663.31 17 336 19 549.49 950.46 28 362
333.04 564.26 14 243 20 409.40 693.64 18 22 20 590.22 1000.00
432.86 664.35 13 348 25 549.02 842.64 18 339 25 651.55
531.63 746.43 12 284 30 712.23 1000.00 30 712.23
624.09 811.52 11 95 35 769.04 35 769 04
708.08 862.84 9 177 40 820.64 40 820.64
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$32.95 $58.86 3 273 1 $18.82 $41.47 2 36 1 $24.09 $48.33 2 259
67.22 116.83 7 278 2 38.31 82.44 4 106 2 49.08 96.00 5 207
102.85 173.85 11 282 3 58.50 122.91 6 190 3 75.04 143.04 8 173
139.91 229.94 15 153 4 79.42 162.88 8 260 4 101.97 189.38 11 95
178.47 285.09 15 $75.60 5 101.08 202.30 10 274 5 129.93 235.03 13 285
218.59 339.28 14 159.18 6 123.51 241.17 12 213 6 158.95 279.97 15 361
260.34 392.50 13 239.10 7 146.74 279.47 14 69 7 189.08 324.19 17 330
303.80 444.76 12 315.52 8 170.78 317.18 15 212 8 220.36 367.70 17 $78 52
349.05 496.04 11 388.55 9 195.66 354.27 16 283 9 252.83 410.44 16 156 31
396.17 546.35 10 458.33 10 221.38 390.71 17 295 10 286.53 452.43 15 230 59
445.26 595.69 9 524.96 11 247.99 426.52 18 255 11 321.52 493.67 14 301 55
496.43 644.08 8 588.58 12 275.48 461.66 18 $68.11 12 357.84 534.12 13 369 29
549.79 691.52 7 649.27 13 303.88 496.11 17 146.27 13 395.54 573.80 12 433 91
605.48 738.03 6 707.13 14 333.21 529.87 16 220.79 14 434.70 612.72 11 495 53
663.66 783.64 5 762.28 15 363.49 562.93 15 291.78 15 475.38 650.88 10 554 25
724.54 828.42 4 814.79 16 394.78 595.33 14 359.39 16 517.70 688.32 9 610 16
788.32 872.38 3 864.73 17 427.12 627.08 13 423.67 17 561.76 725.08 8 663 34
855.28 915.60 2 912.20 18 460.57 658.20 12 484.81 18 607.69 761.16 7 713 RR
925.72 958.12 1 957.27 19 495.19 688.70 11 542.83 19 655.67 796.65 6 761.87
1000.00 1000.00 20 531.08 718.66 10 597.85 20 705.87 831.58 5 807 38
25 734.12 861.63 5 830.76 25 1000.00 1000.00
30 1000.00 1000.00
221
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued ' Ago 38
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term $ .80 1.88 2.05 2.50 3.46 2.33 2.86 $2.39 5.62 6.13 7.48 10.35 6.97 8.56 $4.77 11.20 12.21 14.89 20.61 13.88 17.04 $9.45) 22.21/ 24.22 29.53 40.87 27.52 33.78 $ .30 .30 .34 .24 .31 .27 $ .90 .90 1.02 .72 .93 .81 $1.79 1.79 2.03 1.43 1.85 1.61 $3.54 3.54 4.02 2.84 3.66 3.19
Ordinary life
30-payment life
20-payment life
20-year endowment
30-year endowment
Endowment at age 62
GUARANTEED
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance 1 Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$13.43 $33.44 1 168 1 $15.63 $38.92 1 257 1 $21.13 $52.61 2 116
27.28 66.53 2 346 2 31.79 77.53 3 164 2 43.03 104.94 4 265
41.55 99.24 4 160 3 48.48 115.79 5 77 3 65.73 156.99 7 57
56.27 131.59 5 329 4 65.72 153.69 6 339 4 89.25 208.71 9 176
71.43 163.53 7 105 5 83.52 191.20 8 196 5 113.63 260.14 11 220
87.03 195.01 8 200 6 101.89 228.31 9 362 6 138.88 311.19 13 173
103.07 226.03 9 245 7 120.83 264.98 11 101 7 165.04 361.93 15 37
119.56 256.57 10 237 8 140.35 301.18 12 141 8 192.14 412.32 16 185
136.47 286.55 11 175 9 160.45 336.90 13 123 9 220.19 462.33 17 264
153.79 315.94 12 66 10 181.14 372.13 14 51 10 249.22 511.99 18 285
171.52 344.75 12 277 11 202.39 406.80 14 297 11 279.27 561.32 19 261
189.61 372.89 13 82 12 224.21 440.93 15 136 12 310.34 610.32 20 203
208.04 400.33 13 217 13 246.56 474.45 15 304 13 342.48 659.03 21 124
226.78 427.05 13 320 14 269.46 507.42 16 77 14 375.73 707.54 22 38
245.82 453.06 14 30 15 292.91 539.85 16 189 15 410.14 755.91 22 327
265.13 478.31 14 80. 16 316.90 571.71 16 279 16 445.78 804.22 23 283
284.68 502.83 14 108 17 341.42 603.06 16 350 17 482.72 852.64 24 294
304.43 526.58 14 117 18 366.50 633.94 17 44 18 521.06 901.29 26 43
324.36 549.56 14 108 19 392.14 664.40 17 95 19 560.90 950.32 28 42
344.43 571.77 / 14 85 20 418.35 694.48 17 141 20 602.39 1000.00
445.73 671.45 13 182 25 559.16 842.32 18 64 25 663.83
544.95 752.68 12 114 30 724.01 1000.00 30 724.01
636.80 816.70 10 287 35 779.72 35 779.72
720.60 867.63 8 356 40 830.54 40 830.54
GUARANTEED
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$33.00 $58.82 3 245 1 $19.04 $41.64 2 30 1 $25.61 $50.09 2 301
67.32 116.75 7 204 2 38.75 82.76 4 87 2 52.20 99.50 5 287
102.99 173.73 11 137 3 59.16 123.38 6 150 3 79.80 148.20 8 276
140.09 229.79 14 299 4 80.29 163.46 8 187 4 108.45 196.18 11 196
178.67 284.89 15 $63.15 5 102.16 202.99 10 163 5 138.19 243.40 14 7
218.81 339.04 14 148.12 6 124.79 241.93 12 62 6 169.07 289.89 16 65
260.56 392.21 13 229.36 7 148.20 280.28 13 246 7 201.12 335.59 17 $31 73
304.01 444.43 12 307.00 8 172.41 318.01 14 355 8 234.39 380.51 16 113 47
349.23 495.66 11 381.17 9 197.43 355.10 16 32 9 268.92 424.63 15 191 52
396.31 545.92 10 452.02 10 223.29 391.54 17 17 10 304.77 467.95 14 266 OR
445.34 595.21 9 519.63 11 249.98 427.27 17 318 11 341.99 510.46 13 337 26
496.43 643.54 8 584.15 12 277.53 462.32 18 $29.73 12 380.63 552.17 12 405 1R
549.70 690.94 7 645.67 13 305.94 496.64 17 111.80 13 420.74 593.04 11 469 90
605.30 737.43 6 704.28 14 335.25 530.26 16 190.03 14 462.43 633.14 10 531 61
663.40 783.05 5 760.09 15 365.48 563.18 15 264.51 15 505.79 672.49 9 590 36
724.22 827.86 4 813.19 16 396.68 595.42 14 335.35 16 550.94 711.11 8 646 94
787.98 871.90 3 863.65 17 428.89 627.00 13 402.67 17 598.01 749.04 7 6QQ 36
854.96 915.22 2 911.55 18 462.18 657.94 12 466.63 18 647.17 786.33 6 74Q 7R
925.51 957.91 1 956.99 19 496.61 688.29 11 527.23 19 698.61 823.03 5 797 60
1000.00 1000.00 20 532.28 718.09 10 584.66 20 752.56 859.19 4 842.87
25 734.00 860.55 5 826.46
— 30 1000.00 1000.00 ..
222
29 May 47 TM 14_600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 39 __________________________________________ $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .82 1.94 $2.45 5.80 $4.88 11.56 $9,691 22.92) $ .31 $ .93 $1.85 $3.66
30-payment life 2.11 6.31 12.57 24.93 .32 .96 1.91 3.78
20-payment life 2.56 7.66 15.25 30.24 .35 1.05 2.09 4 13
20-year endowment 3.48 10.41 20.73 41.11 .26 .78 1.55 3 07
30-year endowment 2.36 7.06 14.06 27.88 .32 .96 1.91 3 78
Endowment at age 62 3.01 9.00 17.93 35.56 .29 .87 1.73 3.43
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$14.04 $34.24 1 181 1 . $16.15 $39.39 1 264 1 $21.69 $52.90 2 120
28.51 68.09 3 3 2 32.82 78.39 3 175 2 44.15 105.45 4 266
43.43 101.56 4 189 3 50.04 117.02 5 83 3 67.42 157.66 7 41
58.79 134.59 5 356 4 67.82 155.26 6 332 4 91.53 209.54 9 132
74.61 167.18 7 120 5 86.16 193.06 8 169 5 116.51 261.07 11 142
90.87 199.28 8 200 6 105.07 230.42 9 312 6 142.36 312.19 13 62
107.58 230.86 9 228 7 124.55 267.27 11 26 7 169.13 362.94 14 260
124.71 261.85 10 201 8 144.60 303.62 12 43 8 196.83 413.28 16 16
142.28 292.29 11 122 9 165.23 339.44 13 3 9 225.49 463.24 17 71
160.25 322.10 11 362 10 186.41 374.68 13 276 10 255.13 512.80 18 72
178.58 351.20 12 192 11 208.14 409.33 14 140 11 285.76 561.98 19 31
197.26 379.59 12 349 12 230.40 443.36 14 329 12 317.42 610.81 19 323
216.26 407.24 13 107 13 253.19 476.78 15 119 13 350.14 659.35 20 231
235.56 434.15 13 200 14 276.50 509.60 15 245 14 383.98 707.69 21 135
255.13 460.27 13 265 15 300.32 541.80 15 345 15 418.99 755.89 22 48
274.94 485.63 13 307 16 324.67 573.47 16 61 16 455.24 804.10 22 357
294.96 510.20 13 328 17 349.53 604.59 16 125 17 492.82 852.44 23 358
315.16 533.97 13 331 18 374.91 635.20 16 177 18 531.82 901.05 25 100
335.51 556.96 13 318 19 400.83 665.40 16 221 19 572.38 950.18 27 86
355.97 579.16 13 291 20 427.31 695.23 16 261 20 614.63 1000.00
458.64 678.39 13 13 25 569.18 841.90 17 157 25 676.07
558.13 758.74 11 309 30 735.60 1000.00 30 735.60
649.35 821.77 10 118 35 790.18 35 790 18
733.14 872.45' 8 186 40 840.32 40 840.32
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$33.08 $58.82 3 217 1 $19.29 $41.84 2 23 1 $27.29 $52.02 2 346
67.44 116.6$ 7 128 2 39.25 83.15 4 67 2 55.61 103.28 6 4
103.17 173.64 10 356 3 59.91 123.94 6 108 3 85.01 153.78 9 9
140.31 229.65 14 81 4 81.27 164.14 8 111 4 115.54 203.51 11 290
178.93 284.72 15 $49.08 5 103.38 203.79 10 50 5 147.23 252.44 14 85
219.08 338.81 14 135.62 6 126.23 242.82 11 276 6 180.12 300.55 16 128
260.84 391.94 13 218.35 7 149.85 281.24 13 60 7 214.27 347.85 16 $56.72
304.27 444.09 12 297.37 8 174.23 318.97 14 137 8 249.70 394.28 15 148.87
349.45 495.25 11 372.83 9 199.42 356.07 15 151 9 286.50 439.90 14 227.38
396.48 545.45 10 444.88 10 225.40 392.45 16 111 10 324.69 484.64 13 302.30
445.43 594.67 9 513.60 11 252.18 428.11 17 26 11 364.34 528.53 12 373.80
496.42 642.93 8 579.14 12 279.77 463.03 17 268 12 405.51 571.58 11 441.94
549.59 690.28 7 641.59 13 308.19 497.21 17 $72.06 13 448.30 613.80 10 506.91
605.09 736.76 6 701.05 14 337.47 530.67 16 154.60 14 492.80 655.21 9 568.76
663.11 782.38 5 757.63 15 367.65 563.44 15 233.13 15 539.14 695.88 8 627.59
723.86 827.23 4 811.39 16 398.75 595.50 14 307.75 16 587.44 735.80 7 683.50
787.59 871.34 3 862.42 17 430.83 626.91 13 378.61 17 637.90 775.06 6 736.59
854.61 914.79 2 910.83 18 463.94 657.68 12 445.78 18 690.68 813.68 5 786.91
925.27 957.66 1 956.66 19 498.16 687.85 11 509.41 19 746.05 851.76 4 834.58
1000.00 1000.00 20 533.59 717.48 10 569.56 20 804.29 889.36 3 879.65
25 733.87 859.57 5 821.62
— 30 1000.00 1000.00
223
TM 14—600
29 May 47
Table IV. Premium rates and guaranteed values $1,000 (United States Government Life Insurance)—Continued. Age 40
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .84 2.01 $ 2.51 6.01 $5.00 11.97 $9,921 23.74/ $ • 33 $ 99 $ l.S 7 $3.90
30-payment life. . 20-payment life. . 2.17 2.62 6.49 7.84 12.93 15.61 25.63 30.95 33 37 1 99 11 1.97 3.90 4. Q7
20-year endowment 3.51 10.50 2 ).91 41 .46 .28 84 7
30-year endowment 2.41 7.21 1' 1.36 28.47 34 1 02 •5 . o JL 4.02 3.66
Endowment at age 62... 3.18 9.51 11 ?.94 37.56 31 93 .8 5
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension End of policy Cash Paid-up Extension End of policy year Cash Paid insure Extension
Years Days year value insurance Years Days value -up mce Years Days
$14.68 29.80 45.39 61.43 77.92 94.87 112.25 130.06 148.29 166.89 185.83 205.10 224.68 244.52 264.62 284.92 305.41 326.04 346.80 367.63 471.56 $35.06 69.69 103.91 137.65 170.88 203.58 235.69 267.19 298.06 328.21 357.59 386.22 414.10 441.13 467.40 492.83 517.45 541.24 564.24 586.41 685.17 1 3 4 6 7 8 9 10 11 11 12 12 12 13 13 13 13 13 13 13 12 193 24 212 8 125 190 199 155 60 283 100 244 357 74 132 166 181 179 162 132 215 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $16.68 33.90 51.68 70.02 88.92 108.38 128.41 149.00 170.15 191.82 214.01 236.72 259.93 283.63 307.83 332.52 357.69 383.37 409.55 436.26 579.06 $39.84 79.28 118.31 156.90 195.00 232.58 269.62 306.10 342.00 377.23 411.82 445.77 479.06 511.69 543.73 575.16 606.03 636.41 666.34 695.88 841.36 1 3 5 6 8 9 10 11 12 13 13 14 14 15 15 15 15 15 15 16 16 270 183 85 320 134 253 308 303 243 133 345 155 297 46 137 209 265 311 348 18 250 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $22.25 45.30 69.17 93.88 119.46 145.93 173.31 201.62 230.88 261.10 292.31 324.55 357.85 392.27 427.87 464.74 502.94 542.61 583.89 626.92 6RR 94. $53.14 105.94 158.35 210.36 261.97 313.15 363.90 414.20 464.06 513.48 562.49 611.16 659.53 707.69 755.75 803.87 852.12 900.76 949.99 1000.00 2 4 7 9 11 12 14 15 16 17 18 19 19 20 21 22 23 24 2j5 122 262 19 79 56 309 112 207 240 221 163 77 336 230 136 71 62 157 131
571.1 4 764.60 11 142 30 746.98 1000 00 30
661.80 745.69 826.75 877.31 9 7 311 361 15 10 800.' 849. < If r 35 40 800 849 .48 .97 ....
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension End of Cash value Paid-up Extension End Paid-up insurance Extension
Years Days Pure endowment policy year insurance Years Days Pure endowment policy year Cash value Years Days Pure endowment
$33.15 67.59 103.38 $58.78 116.62 173.55 3 7 10 188 48 208 1 2 3 $19.57 39.81 60.74 $42.07 83.59 124.55 2 4 6 17 47 64 1 2 3 $29.12 59.34 90 72 $54.08 107.34 159 79 3 e 27 86
140.58 179.23 219.41 261.16 304.57 349.71 396.66 445.52 496.40 549.46 604.86 662.78 723.45 787.16 854.21 925.01 1000.00 229.53 284.54 338.60 391.64 443.71 494.81 544.92 594.06 642.25 689.55 736.00 781.64 826.52 870.73 914.32 957.39 1000.00 13 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1 229 $33.06 121.44 205.83 286.45 363.37 436.79 506.80 573.50 637.02 697.44 754.87 809.36 861.07 910.01 956.30 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 82.38 104.73 127.83 151.67 176.26 201.61 227.70 254.57 282.21 310.64 339.90 370.00 401.00 432.92 465.85 499.85 535.01 733.73 164.93 204.68 243.82 282.30 320.07 357.14 393.43 429.00 463.80 497.83 531.14 563.71 595.60 626.79 657.39 687.37 716.82 858.40 8 9 11 12 13 14 15 16 16 17 16 15 14 13 12 11 10 5 34 301 126 242 290 278 214 107 330 $26.05 113.64 196.88 275.93 350.88 421.86 488.95 552.29 816.09 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 123. 157. 192. 228. 266. 305. 346. 388. 432. 478. 526. 575. 627. 682. 738. 798. 861. 30 11 22 65 48 74 51 83 82 57 21 87 74 01 93 80 97 211.41 262.16 312.05 361.04 409.16 456.36 502.67 548.06 592.60 636.29 679.19 721.31 762.72 803.47 843.63 883.29 922.50 12 14 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 11 158 $15.50 102.17 184.98 264.01 339.44 411.31 479.85 545.09 607.15 666.14 722.13 775.23 825.51 873.05 917.94
30 1000.00 1000.00
224
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 41____________________________________________ $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .87 2.09 $2.60 6.25 $5.18 12.45 $10,281 24.69) $ .35 $1.05 $2.09 $4.13
30-payment life 2.23 6.67 13.28 26.34 .35 1.05 2.09 4.13
20-payment life 2.69 8.05 16.02 31.78 .38 1.14 2.26 4.49
20-year endowment 3.53 10.56 21.03 41.70 .31 .93 1.85 3.66
30-year endowment 2.45 7.33 14.60 28.94 .35 1.05 2.09 4.13
Endowment at age 62 3.36 10.05 20.02 39.69 .32 .96 1.91 3.78
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$15.36 $35.92 1 205 1 $17.25 $40.34 1 276 1 $22.85 $53.44 2 123
31.17 71.36 3 43 2 35.05 80.24 3 188 2 46.50 106.45 4 254
47.45 106.32 4 231 3 53.41 119.68 5 82 3 70.98 159.05 6 354
64.19 140.77 6 19 4 72.32 158.60 6 298 4 96.30 211.18 9 19
81.39 174.66 7 122 5 91.80 197.00 8 92 5 122.50 262.88 10 328
99.03 207.93 8 170 6 111.83 234.81 9 187 6 149.59 314.09 12 184
117.11 240.59 9 162 7 132.42 272.04 10 220 7 177.58 364.81 13 324
135.60 272.55 10 100 8 153.55 308.63 11 193 8 206.49 415.04 15 30
154.48 303.80 10 354 9 175.21 344.57 12 113 9 236.34 464.79 16 41
173.71 334.27 11 198 10 197.36 379.78 12 352 10 267.13 514.04 17 5
193.26 363.93 12 2 11 220.02 414.32 13 183 11 298.92 562.90 17 296
213.13 392.81 12 134 12 243.16 448.16 13 345 12 331.72 611.38 18 195
233.27 420.84 12 236 13 266.78 481.29 14 109 13 365.59 659.55 19 79
253.66 448.04 12 310 14 290.87 513.77 14 213 14 400.59 707.57 19 326
274.27 474.41 12 360 15 315.43 545.60 14 295 15 436.77 755.49 20 224
295.06 499.92 13 23 16 340.44 576.80 14 358 16 474.23 803.48 21 151
316.01 524.59 13 32 17 365.91 607.43 15 42 17 513.07 851.72 22 132
337.07 548.41 13 24 18 391.86 637.55 15 82 18 553.41 900.40 23 214
358.21 571.38 13 3 19 418.28 667.20 15 116 19 595.40 949.72 25 175
379.39 593.50 12 336 20 445.20 696.45 15 146 20 639.24 1000.00
484.44 691.76 12 49 25 588.74 840.70 15 344 25 700.30
583.93 770.22 10 337 30 758.13 1000.00 30 758.13
674.22 831.73 9 145 35 810.62 35 810.62
758.14 882.17 7 194 40 859.40 40 859.40
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years bays Pure endowment
$33.25 $58.77 3 157 1 $19.89 $42.34 2 10 1 $31 13 $56 31 3 75
67.78 116.60 6 330 2 40.44 84.10 4 25 2 63 46 111 78 6 167
103.65 173.50 10 59 3 61.68 125.27 17 3 97 01 166 33 9 190
140.89 229.42 13 16 4 83.61 165.81 7 319 4 131 84 219 99 12 92
179.59 284.38 15 $14.91 5 106.26 205.73 9 186 5 168.00 272.73 14 227
219.73 338.35 14 105.30 6 129.61 244.95 10 343 6 205.52 324.52 15 $50 85
261.53 391.33 13 191.63 7 153.68 283.47 12 63 7 244 48 375.38 14 138 39
304.92 443.33 12 274.06 8 178.48 321.26 13 83 8 284.92 425.28 13 221 94
349.99 494.31 11 352.68 9 203.99 358.28 14 46 9 326.91 474.24 12 301 68
396.85 544.31 10 427.66 10 230.21 394.50 14 325 10 370.50 522.23 11 377 66
445.60 593.35 9 499.10 11 257.17 429.96 15 198 11 415.81 569.31 10 450 12
496.37 641.48 8 567.13 12 284.86 464.61 16 37 12 462.94 615.51 9 519 10
549.31 688.73 7 631.85 13 313.31 498.50 16 214 13 512.00 660.85 8 584 69
604.58 735.15 6 693.35 14 342.53 531.62 16 $66.16 14 563.15 705.37 7 647.05
662.39 780.79 5 751.73 15 372.56 564.01 15 154.93 15 616.57 749.15 6 706.24
722.99 825.73 4 807.09 16 403.43 595.68 14 239.11 16 672.47 792.23 5 762.38
786.67 870.04 3 859.53 17 435.20 626.69 13 318.84 17 731.10 834.69 4 815.53
853.77 913.79 2 909.10 18 467.92 657.05 12 394.23 18 792.77 876.62 3 865.80
924.71 957.08 1 955.90 19 501.68 686.85 11 465.42 19 857.83 918.07 2 913.24
1000.00 1000.00 20 536 56 716.10 10 532 45 20 926.73 959.17 1 957.95
25 733.56 857.10 5 809.85
30 1000.00 1000.00
225
TM 14-600
29 May 47
$1,000 Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued Age 42
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term . . $ .89 2 16 $2.66 R AR $5.30 $10.51) 25.52/ 27.17 32.60 42.05 29.53 42.05 $ • 08 — $4.25
Ordinary life 36 $1 $2.14
30-payment life 2.30 2 76 6.88 Q OA 13 If 21 14 21 .70 .44 .21 .89 .21 11
20-payment life 37 1 2.20 4.37
20-year endowment a 1 17 2.32 4.61
30-year endowment .50 .56 7.48 0.65 1 02 2.03 4.02
Endowment at age 62 1 37 34 1 1 11 02 2.20 2.03 4.37 4.02
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash value Paid-up insurance Extension End of policy Cash Paid-up Extension End of policy year Cash Paid up mce Extension
Years Days year value insurance Years Days value insurs Years Days
$16.06 32.60 49.59 67.06 84.98 103.34 122.12 141.29 160.82 180.68 200.86 221.32 242.02 262.96 284.07 305.34 326.73 348.20 » 369.72 391.22 497.24 $36.77 73.05 108.75 143.91 178.43 212.30 245.46 277.86 309.47 340.24 370.19 399 28 427.48 454.85 481.30 506.88 531.59 555.41 578.37 600.45 698.15 1 3 4 6 7 8 9 10 10 11 11 12 12 12 12 12 12 12 12 12 11 215 59 244 21 109 140 115 37 275 105 262 20 111 177 219 242 246 235 212 177 253 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $17.85 36.25 55.20 74.72 94.79 115.41 136.56 158.23 180.38 203.02 226.14 249.71 273.73 298.20 323.09 348.41 374.17 400.36 426.99 454.08 598.22 $40.86 81.23 121.05 160.34 199.03 237.09 274.48 311.18 347.10 382.31 416.79 450.50 483.49 515.80 547.41 578.38 608.77 ■ 638.61 667.97 696.92 839.93 1 3 5 6 8 9 10 11 11 12 13 13 13 14 14 14 14 14 14 14 15 281 191 73 270 43 115 125 78 345 202 20 168 287 16 89 145 188 222 250 274 83 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $23.46 47.73 72.83 98.79 125.61 153.31 181.91 211.41 241.84 273.20 305.54 338.91 373.34 408.90 445.66 483.71 523.17 564.18 606.90 651.55 712.23 $53.71 106.95 159.71 212.00 263.74 314.95 365.63 415.76 465.37 514.46 563.12 611.42 659.44 707.28 755.07 802.98 851.19 899.92 949.41 1000.00 2 4 6 8 10 12 13 14 15 16 17 17 18 19 19 20 21 22 24 122 241 316 316 227 53 166 213 205 151 62 313 187 59 311 230 202 271 220
596.50 775 .64 10 175 30 769. 34 1000 00 30 769.04
686.65 836 .72 8 336 15 820. 54 35 820.64 868.65
770.52 887 .03 7 1 r0 868. 55 . . . . 40
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Cash value Paid-up Extension End of Cash value Paid-up Extension End Paid-up insurance Extension
insurance Years Days Pure endowment policy year insurance Years Days Pure endowment policy year Cash value Years Days Pure endowment
$33.36 67.99 103.94 141.26 179.99 220.20 261.95 305.28 350.28 397.04 445.67 496.31 549.11 604.25 661.94 722.46 786.11 853.26 924.38 1000.00 $58.76 116.57 173.44 229.32 284.21 338.10 390.99 442.86 493.73 543.61 592.55 640.60 687.79 734.18 779.83 824.83 869.25 913.18 956.74 1000.00 3 6 9 12 14 14 13 12 11 10 9 8 7 6 5 4 3 2 1 125 246 275 168 294 $86.96 175.52 260.00 340.54 417.31 490.38 559.89 625.98 688.71 748.19 804.52 857.79 908.06 955.45 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $20.24 41.15 62.72 84.98 107.92 131.56 155.89 180.89 206.57 232.93 259.98 287.72 316.18 345.37 375.32 406.07 437.66 470.17 503.66 53R $42.64 84.68 126.07 166.81 206.85 246.18 284.76 322.53 359.49 395.63 430.97 465.48 499.19 532.13 564.31 595.79 626.56 656.72 686.29 7i ■; R7 2 4 5 7 9 10 11 12 13 14 14 15 15 16 15 14 13 12 11 10 3 2 333 239 71 196 252 245 185 79 298 120 280 $10.85 106.14 196.42 281.74 362.32 438.24 509.62 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 $33.36 67.99 103.94 141.26 179.99 220.20 261.95 305.28 350.28 397.04 445.67 496.31 549.11 604.25 661.94 722.46 786.11 853.26 924.38 $58.76 116.57 173.44 229.32 284.21 338.10 390.99 442.86 493.73 543.61 592.55 640.60 687.79 734.18 779.83 824.83 869.25 913.18 956.74 1000.00 12 14 14 13 12 11 10 9 8 7 6 5 4 3 2 1 125 246 275 168 294 $86.96 175.52 260.00 340.54 417.31 490.38 559.89 625.98 688.71 748.19 804.52 857.79 908.06 955.45
733.38 000.00
25 30 855.70 1000.00 5 802.77
226
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 43______________________________________________________________________________________________ $ 1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $ .92 2.25 $2.75 6.73 $5.48 13.40 $10.87'1 26.58/ $ .38 $1.14 $2.26 $4.49
30-payment life 2.38 7.12 14.18 28.11 .39 1.17 2.32 ' 4.61
20-payment life 2.83 8.47 16.86 33.43 .41 1.23 2.44 4.84
20-year endowment 3.60 10.77 21.45 42.53 .38 1.14 2.26 4.49
30-year endowment 2.55 7.63 15.19 30.12 .39 1.17 2.32 4.61
Endowment at age 62 3.79 11.34 22.58 44.77 .36 1.08 2.14 4.25
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
End End
Exten sion of Extension of
Cash Paid-up policy Cash Paid-up policy Cash Paid
value insurance year value insurance year value insurance
Years Days Years Days Years Days
$16.81 $37.67 1 224 1 $18.48 $41.41 1 283 1 $24.10 $54.00 2 119
34.08 7' 1.74 3 71 2 37.50 82 .24 3 190 2 49.00 107. 46 4 223
51.84 11 .24 4 250 3 57.09 122 .51 5 58 3 74.74 160. 39 6 271
70.( )4 14 7.06 6 15 4 77.22 162 .14 6 236 4 101.33 212. 76 8 240
88.70 182.22 7 87 5 97.90 201 .12 7 351 5 128.78 264. 56 10 120
107. 79 216.65 8 101 6 119.11 239 .41 9 36 6 157.10 315. 77 11 283
127. 28 250.31 9 60 7 140.82 276 .94 10 26 7 186.29 366. 36 13 6
147. 2 283.10 9 331 8 163.0 1 313 .68 10 325 8 216.37 416. 36 14 31
167.C !1 31f >06 10 190 9 185.67 349 .63 11 209 9 247.36 465. 80 15 3
187. JI 346.14 11 7 10 208.80 384 .83 12 51 10 279.28 514. 73 15 297
208. f >1 376.35 11 152 11 232.37 419 .21 12 220 11 312.18 563. 20 16 194
229. f >5 405.63 11 265 12 256.37 452 .83 12 356 12 346.09 611. 30 17 67
250.93 434 1.04 11 348 13 280.78 485 67 13 100 13 381.07 659. 14 17 294
272.2 9 461.51 12 41 14 305.60 517 77 13 184 14 417.18 706.82 18 159
294.00 48f .06 12 77 15 330.8 2 549 18 13 249 15 454.50 754. 49 19 36
315.7 4 513 .71 12 94 16 356.4 1 579 93 13 298 16 493.14 802. 34 19 310
337.5 7 538.46 12 94 17 382.4 610 05 13 334 17 533.22 850. 54 20 272
359.43 562.28 12 79 18 408.86 639 60 13 362 18 574.89 899. 33 21 329
381.29 585.20 12 53 19 435.6 668 67 14 21 19 618.35 949. 04 23 264
403.10 607.23 12 17 20 462.9 697 33 14 41 20 663.83 1000.00
509.95 704 .34 11 91 25 607.4. 839 01 14 190 25 724.01
608.86 780 .87 10 5 30 779.71 1000 00 30 779.72
699.11 841 .75 8 174 35 830.54 35 830.54
782.92 891 .97 6 204 40 877.74 40 877.74
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Extension End Extension End
Paid-up of Paid-up of Paid-up
Cash insur- policy Cash insur- policy Cash insur-
value ance Pure year value ance Pure year value ance Pure
Years Days endow- Years Days endow- Years Days endow-
ment ment ment
$33.50 $58.78 3 91 1 $20.63 $42.97 1 359 1 $35 83 $61 43 3 175
68.23 116.55 6 158 2 41.92 J5.30 3 343 2 73.02 191 R4 6 322
104.28 173.38 9 124 3 63.86 126.94 5 281 3 111.63 1 R1 22 9 acc
141.67 229.21 11 324 4 86.47 167.88 7 155 4 151 69 239 52 12 243
180.45 284.03 14 34 5 109.75 208.08 8 321 5 1Q3 2Q 14
220.67 337.82 14 $66.11 6 133.69 247.51 10 51 6 236 47 352 96 13 . 9/ 124 03
262.38 390.57 13 157.18 7 158.27 286.11 11 79 7 281 31 408 09 12 213 82
305.66 442.32 12 244.03 8 183.49 323.86 12 49 8 327.85 462 11 11 299 36
350.57 493.05 11 326.76 9 209.35 360.76 12 331 9 376 23 515 12 10 ora qq
397.22 542.81 10 405.55 10 235.86 396.82 13 205 10 426 55 567 13 9 4CR CR
445.73 591.65 9 480.50 11 263.00 432.01 14 42 11 478 94 618 18 8 532 44
496.22 639.59 8 551.72 12 290.80 466.37 14 212 12 533.55 668 30 7 60 Q 6^
548.87 686.72 7 619.35 13 319.28 499.93 14 357 13 590.60 717 59 6 66h 29
603.86 733.08 6 683.48 14 348.43 532.66 15 119 14 650.28 766 09 5 732 48
661.43 778.75 5 744.20 15 378.30 564.64 15 $49.38 15 712.88 813.89 4 792.32
721.86 823.82 4 801.62 16 408.91 595.88 14 146.76 16 778.73 861.09 3 848.91
785.48 868.37 3 855.82 17 440.32 626.42 13 238.72 17 848.20 907.77 2 902.33
852.70 912.52 2 906.91 18 472.59 656.35 12 325.36 18 921.77 954.04 1 952.67
924.00 956.34 1 954.93 19 505.79 685.67 11 406.85 19 1000.00 1000.00
1000.00 1000.00 20 540 04 714 49
25 733.16 854.14 5 794.73
30 1000.00 1000.00
TM 14-600 OQ k. 29 May 47 Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued $1,000 Age 44
POLICY PREMIUMS ADDITIONAL DISABILITY EZNB7IT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term $ .95 2.34 2.46 2.91 3.63 2.62 4 na. $2.84 7.00 7.36 8.70 10.86 7.84 $5.66 13.94 14.65 17.34 21.62 15.61 24.07 $11,221 27.64) $ .40 .41 .42 .42 .41 $1.20 1.23 1.26 1.26 1.23 1.14 $2.38 2.44 2.50 2.50 2.44 2.26 $4.73 4.84 4.96 4.96 4.84 4.49
Ordinary life 30-payment 20-payment 20-year endc 30-year endc Endowment
life
life 34.38 42.88 30.95
wment
wment
at age 62
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$17.57 35.63 54.15 73.13 92.54 112.36 132.54 153.08 173.93 195.08 216.49 238.12 259.95 281.93 304.05 326.24 348.48 370.71 392.90 415.00 522.51 621.08 711.62 795.52 $38.53 76.46 113.70 150.24 186.00 220.97 255.05 288.26 320.56 351.94 382.39 411.88 440.43 468.02 494.69 520.39 545.15 568.97 591.87 613.84 710.32 786.00 846.84 897.10 1 3 4 6 7 8 8 9 10 10 11 11 11 11 11 11 11 11 11 11 10 9 7 6 232 78 248 0 56 55 362 253 98 268 38 141 216 267 297 309 305 289 262 225 295 213 361 13 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $19.13 38.81 59.04 79.81 101.11 122.90 145.17 167.90 191.07 214.68 238.69 263.11 287.91 313.08 338.61 364.50 390.74 417.34 444.31 471.67 616.41 790.18 840.32 886.77 $41.95 83.28 123.97 163.96 203.28 241.70 279.35 316.17 352.15 387.30 421.60 455.11 487.80 519.73 550.92 581.41 611.26 640.53 669.31 697.66 837.97 1000.00 1 3 5 6 7 8 9 10 11 11 12 12 12 12 13 13 13 13 13 13 13 286 184 37 194 287 317 286 202 71 263 54 180 278 354 46 89 121 145 164 180 297 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $24.74 50.30 76.68 103.92 131.99 160.91 190.69 221.34 252.89 285.36 318.80 353.25 388.75 425.40 463.28 502.49 543.18 585.52 629.73 676.07 735.60 790.18 840.32 886.77 $54.25 107.94 161.00 213.49 265.30 316.45 366.94 416.80 466.09 514.81 563.10 611.02 658.65 706.19 753.75 801.52 849.73 898.66 948.63 1000.00 2 4 6 8 10 11 12 13 14 15 15 16 17 17 18 19 19 21 22 113 199 219 156 8 142 206 210 164 77 325 187 38 259 129 26 342 25 309
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$33.63 $58.75 3 55 1 $21.06 $43.34 1 352 1 $38.57 $54.36 3 227
68.51 116.55 6 68 2 42.77 85.99 3 315 2 78.61 127.62 7 32
104.65 173.32 8 340 3 65.11 127.89 5 226 3 120.17 189.75 10 68
142.12 229.09 11 118 4 88.10 169.04 7 70 4 163.31 250.75 12 318
180.94 283.80 13 143 5 111.73 209.39 8 206 5 208 10 310 62 13
221.16 337.46 14 $42.35 6 135.97 248.88 9 273 6 254 60 369 34 19 . / u 1
262.84 390.09 13 136.31 7 160.83 287.52 10 275 7 302 88 426 92 1 1 9CQ tJI
306.04 441.67 12 225.84 8 186.28 325.25 11 222 8 353 05 483 39 10 A JO . J X 4.1
350.86 492.26 11 311.11 9 212.34 362.10 12 119 9 405 24 538 80 9 jtv . t-JL 423 15
397.39 541.89 10 392.20 10 238.99 398.04 12 340 10 459 57 593 18 g 501
445.75 590.60 9 469.26 11 266.25 433.12 13 159 11 516 22 646 59 7 UV X ,oo
496.09 638.45 8 542.45 12 294.12 467.33 13 315 12 575 38 699 10 6 647 63
548.57 685.51 7 611.84 13 322.60 500.69 14 81 13 637 28 750 77 5 714 Q6
603.40 731.83 6 677.54 14 351.72 533.23 14 194 14 702 21 801 71 4 778 72
660.84 777.53 5 739.68 15 381.50 564.98 14 294 15 770 50 851 99 3 83Q Qi
721.17 822.67 4 798.33 16 411.97 595.99 14 $38.96 16 842.56 901.73 2 895.94
784.76 867.37 3 853.60 17 443.18 626.29 13 188.73 17 918.86 951.02 1 949.57
852.05 911.74 2 905.59 18 475.20 655.95 12 282.58 18 1000.00 1000.00
923.58 955.91 1 954.35 19 508.09 685.03 11 370.59
1000.00 1000.00 20 541 99 713 60 10 453 03
25 732.91 852.46 5 785.64
30 1000.00 1000.00
228
29 May 47 TM 14-600 Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. ASe 45 $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment 30-year endowment Endowment at age 62 $ .99 2.43 2.54 2.99 3.68 2.68 4.31 $2.96 7.27 7.60 8.94 11.01 8.02 12.89 $5.90 14.48 15.13 17.81 21.92 15.97 25.68 $11.69'1 28.71/ 30.00 35.32 43.47 31.66 50.91 $ .43 .43 .44 .46 .43 .41 $1.29 1.29 1.32 1.38 1.29 1.23 $2.56 2.56 2.62 2.74 2.56 2.44 $5.08 5.08 5.20 5.43 5.08 4.84
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$18.38 $39.44 1 238 1 $19.82 $42.53 1 285 1 $25.41 $54.53 2 105
37.23 78.17 3 81 2 40.18 84.37 3 174 2 51.63 108.41 4 169
56.55 116.17 4 241 3 61.08 125.48 5 10 3 78.67 161.62 6 161
76.32 153.40 5 343 4 82.50 165.82 6 147 4 106.54 214.14 8 68
96.48 189.74 7 18 5 104.41 205.33 7 219 5 135.23 265.94 9 255
117.03 225.20 8 0 6 126.78 243.96 8 227 6 164.74 317.01 10 364
137.93 259.74 8 291 7 149.62 281.75 9 178 7 195.10 367.39 12 39
159.16 293.34 9 168 8 172.89 318.64 10 77 8 226.31 417.10 13 23
180.68 325.96 10 1 9 196.58 354.65 10 296 9 258.41 466.19 13 324
202.47 357.63 10 160 10 220.66 389.76 11 110 10 291.42 514.74 14 222
224.50 388.32 10 285 11 245.13 424.00 11 254 11 325.39 562.83 15 92
246.71 418.00 11 14 12 269.95 457.37 12 4 12 360.35 610.53 15 307
269.09 446.70 11 82 13 295.12 489.92 12 93 13 396.37 658.00 16 150
291.60 474.43 11 127 14 320.63 521.66 12 161 14 433.55 705.38 16 359
314.19 501.16 11 152 15 346.45 552.62 12 212 15 471.96 752.82 17 223
336.83 526.92 11 160 16 372.59 582.86 12 249 16 511.74 800.54 18 113
359.46 551.70 11 153 17 399.04 612.45 12 275 17 553.03 848.79 19 53
382.04 575.51 11 135 18 425.80 641.43 12 294 18 596.04 897.88 20 91
404.54 598.37 11 106 19 452.89 669.89 12 308 19 641.01 948.14 21 355
426.90 620.28 11 68 20 480.34 697.93 12 320 20 688.24 1000.00
534.89 716.07 10 138 25 625.05 836.77 13 45 25 746.98
633.22 791.05 9 48 30 800.48 1000.00 30 800.48
724.20 852.03 7 201 35 849.97 35 849.97
808.42 902.48 5 220 40 895.78 40 895.78
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$33.80 $58.77 3 18 1 $21.54 $43.75 1 342 1 $41.65 $67.61 3 278
68.81 116.53 5 341 2 43.69 86.72 3 285 2 84.87 134.01 7 106-
105.06 173.24 8 189 3 66.47 128.91 5 169 - 3 129.75 199.22 10 147
142.60 228.91 10 280 4 89.87 170.28 6 349 4 176.33 263.19 13 $2.51
181.45 283.50 12 258 5 113.86 210.76 8 92 5 224.70 325.96 12 104.74
221.66 337.02 14 $15.20 6 138.43 250.34 9 132 6 274.91 387.49 11 202.16
263.29 389.47 13 112.48 7 163.57 288.98 10 111 7 327.10 447.86 10 295.04
306.42 440.90 12 205.12 8 189.27 326.69 11 36 8 381.38 507.07 9 383.47
351.14 491.35 11 293.26 9 215.54 363.49 11 279 9 437.89 565.19 8 467.56
397.54 540.83 10 377.02 10 242.36 399.34 12 117 10 496.81 622.28 7 547.51
445.74 589.40 9 456.52 11 269.74 434.29 12 287 11 558.35 678.41 6 623.40
495.91 637.15 8 531.94 12 297.67 468.33 13 63 12 622.73 733.63 5 695.36
548.21 684.13 7 603.34 13 326.17 501.51 13 181 13 690.27 788.08 4 763.51
602.88 730.44 6 670.84 14 355.25 533.83 13 281 14 761.30 841.82 3 827.95
660.17 776.17 5 734.59 15 384.94 565.36 14 3 15 836.24 894.97 2 888.77
720.40 821.40 4 794.64 16 415.26 596.12 14 $21.53 16 915.61 947.66 1 946.10
783.96 866.26 3 851.12 17 446.26 626.16 13 130.59 17 1000.00 1000.00
851.33 910.88 2 904.11 18 478.00 655.55 12 232.91
923.10 955.41 1 953*69 19 510.57 684.36 11 328.69
1000.00 1000.00 20 544 09 712 67 10 418 07
25 732.61 850.62 5 775.37
30 1000.00 1000.00
229
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000 Age 46
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
S1 $6.14 is n? $12,171 29.89] 31.19 36.38 43.94 32.60 54.69 $ 15 $1.35 $5.32
Ordinary life 2 53 7.57 7.90 Q 9.1
30-payment life 2 64 1 5 73 15 1 1 1 1 1 35 41 44 2.6
20-payment life 3 08 1 8 35 5.32
20-year endowment 3 72 11 H 22 16 1 6 .48 2.86 5.55
30-year endowment 2 76 .44 58 5.67
Endowment at aee 62 4 1 3 R^ 97 14 32 . 74 2.62 5.43
5.20
GUARANTEED VALUES
ORDINARY LIFE 30-PAYMENT LIFE 20-PAYMENT LIFE
Cash Paid-up Extension End of policy Cash Paid -up Extension End of policy Extension
value insurance Years Days year value insurance Years Days year value insurance Years Days
$19.20 38.89 59.02 79.57 100.50 121.79 143.41 165.34 187.54 209.98 232.61 255.41 278.34 301.35 324.41 347.46 370.47 393.39 416.17 438.76 547.07 $40.31 79.89 118 63 156.48 193.39 229.34 264.31 298.29 331.25 363.21 394.11 423.99 452.86 480.68 507.49 533.28 558.08 581.88 604.69 626.53 721.60 1 3 4 5 6 7 8 9 9 10 10 10 10 10 11 11 10 10 10 10 9 241 78 226 313 337 303 214 78 264 48 163 249 311 349 5 9 364 345 315 278 343 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $20.52 41.59 63.17 85.24 107.77 130.75 154.16 177.98 202.17 226.74 251.64 276.87 302.40 328.23 354.33 380.69 407.31 434.21 461.40 488.88 633.35 $43.09 85.44 126.97 167.63 207.38 246.21 284.12 321.09 357.10 392.20 426.35 459.62 492.00 523.56 554.30 584.28 613.58 642.26 670.41 698.10 835.41 1 3 4 6 7 8 9 9 10 10 11 11 11 11 z 12 12 12 12 12 12 12 282 159 342 94 145 134 68 316 155 321 89 194 275 335 14 46 68 84 94 102 167 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 $26.09 52.98 80.68 109.17 138.47 168.57 199.49 231.27 263.90 297.44 331.91 367.37 403.90 441.58 480.51 520.84 562.73 606.41 652.15 700.30 758.13 $54.78 108.84 162.16 214.69 266.46 317.43 367.67 417.23 466.13 514.49 562.35 609.85 657.14 704.36 751.69 799.39 847.70 896.96 947.56 1000.00 2 4 6 7 9 10 11 12 13 14 14 15 15 16 16 17 18 19 21 94 135 98 339 133 216 235 200 119 3-225 65 263 101 317 201 131 158 43
645.3 796 .12 8 256 30 810.62 1000. 00 30 810.62
736.7 857 24 7 23 55 859 > 10 35 R50 40
821.50 908 06 5 1 34 10 904.68 . .. . 40 904 .68
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 62
Cash value Paid-up Extension End of Cash value Paid-up Extension End Extension
insurance Years Days Pure endowment policy year insurance Years Days Pure endowment policy year Cash value insurance Years Days Pure endowment
$33.97 $58.76 2 343 1 $22.03 $44.14 1 330 1 $45 10 $71.21 3 329
69.13 105.50 116.49 173.14 5 8 248 41 2 3 44.68 67.93. 87.48 129.97 3 5 251 110 2 3 91 140 93 54 141.15 209.77 1( 180 227
143.10 181.97 222.17 263.76 306.81 351.40 397.66 445.69 495.67 547.79 602.27 659.39 719.51 228.68 283.12 336.47 388.76 440.02 490.28 539.62 588.05 635.69 682.60 728.88 774.61 819.95 10 12 13 13 12 11 10 9 8 7 6 5 4 81 16 227 $85.27 181.48 272.90 359.70 442.00 519.96 593.65 663.24 728.78 790.44 4 5 6 7 8 9 0 1 2 3 4 5 6 91.74 116.11 141.03 166.48 192.46 218.94 245.95 273.45 301.45 329.98 359.02 388.61 418.77 171.52 212.14 251.80 290.48 328.19 364.91 400.69 435.50 469.37 502.36 534.47 565.76 596.26 6 7 8 9 10 11 11 12 12 12 13 13 13 261 343 359 315 220 80 267 57 185 291 14 93 164 4 5 6 7 8 9 10 11 12 13 14 15 16 191.01 243.40 297.86 354.49 413.46 474.94 539.15 606.34 676.80 750.92 829.13 911.94 1000.00 277.09 343.08 407.82 471.32 533.66 594.89 655.08 714.32 772.70 830.34 887.36 943.86 1000.00 12 11 10 9 8 7 6 5 4 3 2 1 $39.83 144.31 243.93 338.75 428.95 514.69 596.08 673.27 746.35 815.46 880.72 942.19
783.05 850.52 922.57 1000.00 865.01 909.92 954.86 1000.00 3 2 1 848.30 902.43 952.98 17 18 19 20 449.54 431.00 513.22 546.32 732.22 1000.00 626.02 655.13 683.66 711.68 848.60 1000.00 13 12 11 $62.65 175.08 280.01 377.69 763.76 •
25 30 5
230
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 47_______________________________________________$1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $1.08 2.64 $3.23 7.90 $6.43 15.73 $12.76'1 31.19/ $ .47 $1.41 $2.80 $5.55
30-payment life 2.73 8.17 16.26 32.25 .48 1.44 2.86 5.67
20-payment life 3.18 9.51 18.94 37.56 .49 1.47 2.92 5.79
20-year endowment 3.78 11.31 22.52 44.65 .51 1.53 3.04 6.02
30-year endowment 2.84 8.50 16.92 33.55 .48 1.44 2.86 5.67
Endowment at age 62 4.98 14.90 29.67 58.83 .47 1.41 2.80 5.55
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$20.07 $41.23 1 241 1 $21.27 $43.70 1 278 1 $26.78 $55.02 2 79
40.60 81.60 3 70 2 43.05 86.53 3 140 2 54.35 109.24 4 94
61.54 121.02 4 204 3 65.32 128.46 4 304 3 82.69 162.62 6 29
82.89 159.51 5 276 4 88.05 169.43 6 37 4 111.81 215.16 7 241
104.59 196.95 6 285 5 111.22 209.44 7 68 5 141.70 266.83 9 8
126.64 233.40 7 235 6 134.82 248.48 8 39 6 172.39 317.72 10 68
149.00 268.81 8 132 7 158.81 286.51 8 320 7 203.88 367.82 11 66
171.63 303.15 8 348 8 183.16 323.52 9 187 8 236.19 417.19 12 12
194.51 336.45 9 158 9 207.88 359.57 10 13 9 269.35 465.90 12 280
217.58 368.64 9 297 10 232.91 394.62 10 167 10 303.39 514.03 13 150
240.83 399.79 10 39 11 258.25 428.71 10 290 11 338.35 561.68 13 359
264.21 429.87 10 118 12 283.87 461.86 11 21 12 374.31 609.00 14 190
287.67- 458.86 10 173 13 309.76 494.10 11 94 13 411.32 656.10 15 12
311.18 486.80 10 207 14 335.88 525.44 11 148 14 449.48 703.15 15 208
334.68 513.67 10 223 15 362.23 555.95 11 187 15 488.91 750.38 16 51
358.14 539.51 10 225 16 388.80 585.69 11 214 16 529.77 798.05 16 289
381.51 564.31 10 215 17 415.58 614.70 11 232 17 572.26 846.45 17 211
404.74 588.08 10 194 18 442.58 643.06 11 243 18 616.61 895.92 18 226
427.77 610.84 10 164 19 469.81 670.87 11 250 19 663.14 946.94 20 99
450.55 632.59 10 125 20 497.29 698.22 11 253 20 712.23 1000.00
559.02 726.91 9 190 25 641.28 833.87 11 289 25 769.04
657.54 801.25 8 97 30 820.64 1000.00 30 820.64
749.21 862.50 6 227 35 868.65 35 868.65
834.49 913.69 4 242 40 913.32 40 913.32
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End °.f policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.17 $58.77 2 301 1 $22.59 $44.60 1 318 1 $49.04 $75.30 4 17
69.48 116.44 5 153 2 45.75 88.29 3 216 2 99.95 149.19 7 256
105.95 172.97 7 258 3 69.47 131.04 5 49 3 152.79 221.65 10 314
143.62 228.39 9 251 4 93.73 172.81 6 174 4 207 67 292 72 11 $78 71
182.51 282.65 11 143 5 118.51 213.57 7 230 5 264 69 362 41 10 1 Rh Q5
222.70 335.83 12 319 6 143.80 253.32 8 222 6 324.00 430 78 9 288 04
264.24 387.94 13 $54.11 7 169.58 292.03 9 158 7 385 76 497 91 8 3RS 1 7
307.19 439.01 12 154.42 8 195.84 329.72 10 45 8 450.14 563 82 7 477 48
351.66 489.08 11 249.66 9 222.57 366.40 10 253 9 517.38 628 63 6 565 11
397.75 538.23 10 339.96 10 249.76 402.08 11 60 10 587.74 692 41 5 648 21
445.60 586.52 9 425.47 11 277.40 436.76 11 202 11 661.54 755 28 4 726 QI
495.38 634.05 8 506.32 12 305.50 470.49 11 317 12 739.16 817 34 3 801 32
547.29 680.88 7 582.67 13 334.04 503.28 12 47 13 821.06 878 72 2 «71 57
601.57 727.13 6 654.61 14 363.04 535.16 12 126 14 907.78 939 56 1 937.76
658.52 772.90 5 722.24 15 392.52 566.19 12 194 15 1000.00 1000.00
718.52 818.35 4 785.71 16 422.51 596.43 12 254
782.03 863.62 3 845.12 17 453.04 625.90 12 310
849.61 908.85 2 900.56 18 484.19 654.71 12 $107.41
921.97 954.24 1 95 2.*14 19 516.04 682.93 11 223.32
1000.00 1000.00 20 548.69 710.64 10 330 79
25 731.73 846.38 5 750.56
30 1000.00 1000.00
231
TM 14—600
29 May 47
Table IV. Premium rates and $1,000 guaranteed values (United States Government Life Insurance)—Continued. Age 48
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $1.14 2.76 $3.41 8.26 $6.79 16.44 $13,471 32.60) $ .50 $1.50 $2.98 $5.91
30-payment life 2.84 8.50 16.92 33.55 .51 1.53 3.04 6.02
20-payment life 3.28 9.81 19.54 38.75 .52 1.56 3.10 6.14
20-year endowment 3.84 11.49 22.88 45.36 .54 1.62 3.22 6 38
30-year endowment 2.93 8.76 17.45 34.61 .51 1.53 3.04 6 02
Endowment at age 62 5.39 16.12 32.11 63.67 .50 1.50 2.98 5.91
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$20.95 $42.11 1 238 1 $22.03 $44.28 1 269 1 $27.48 $55.23 2 61
42.33 83.25 3 57 2 44.54 87.59 3 117 2 55.72 109.58 4 51
64.10 123.35 4 177 3 67.51 129.91 4 262 3 84.70 162.99 5 320
86.26 162.44 5 233 4 90.92 171.21 5 340 4 114.44 215.50 7 140
108.76 200.45 6 226 5 114.74 211.47 6 353 5 144.93 267.11 8 245
131.57 237.36 7 161 6 138.95 250.68 7 304 6 176.20 317.88 9 282
154.67 273.20 8 46 7 163.53 288.85 8 204 7 208.24 367.82 10 260
178.01 307.91 8 250 8 188.44 325.95 9 58 8 241.08 417.00 11 189
201.56 341.50 9 49 9 213.66 362.00 9 236 9 274.74 465.49 12 77
225.28 373.98 9 178 10 239.17 397.04 10 15 10 309.27 513.40 12 299
249.14 405.35 9 277 11 264.94 431.06 10 128 11 344.71 560.84 13 132
273.09 435.61 9 350 12 290.95 464.09 10 215 12 381.12 607.92 13 316
297.08 464.74 10 34 13 317.17 496.17 10 280 13 418.59 654.82 14 133
321.06 492.76 10 64 14 343.57 527.31 10 328 14 457.21 701.73 14 317
345.00 519.71 10 77 15 370.15 557.60 10 361 15 497.13 748.88 15 155
368.84 545.56 10 77 16 396.90 587.07 11 19 16 538.51 796.53 16 15
392.55 570.37 10 64 ' 17 423.81 615.79 11 33 17 581.58 845.03 16 292
416.05 594.10 10 42 18 450.87 643.82 11 41 18 626.60 894.76 17 295
439.30 616.80 10 11 19 478.10 671.27 11 44 19 673.92 946.21 19 155
462.25 638.46 9 337 20 505.53 698.24 11 43 20 724.01 1000.00
570.79 732.04 9 32 25 648.84 832.15 11 51 25 779.72
669.82 806.49 7 303 30 830.54 1000.00 30 830.54
761.79 867.90 6 52 35 877.74 35 877.74 Q91 4.Q
847.03 919.20 4 61 40 921.49 40
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment Years Days Pure endowment
$34.37 $58.75 2 257 1 $23.17 $45.05 1 302 1 $53.53 $79.90 4 71
69.84 116.34 5 58 2 46.88 89.12 3 179 2 109.11 158.28 7 338
106.42 172.75 7 113 3 71.10 132.13 4 351 3 166.80 235.11 11 $3 67
144.15 228.00 9 61 4 95.83 174.11 6 86 4 226.78 310.50 10 119 67
183.07 282.10 10 279 5 121.04 215.01 7 118 5 289.14 384.43 9 230 07
223.25 335.10 12 55 $18 6 146.73 254.87 8 89 6 354.09 457.03 8 335 11
264.72 386.99 13 35 7 172.86 293.63 9 6 7 421.79 528.31 7 434 94
307.57 437.85 12 123 42 8 199.44 331.34 9 239 8 492.50 598.40 6 529 71
351.90 487.73 11 223 04 9 226.42 367.96 10 68 9 566.48 667.37 5 619.57
397.82 536.70 10 317 39 10 253.81 403.54 10 226 10 644.09 735.35 4 704 68
445.48 584.83 9 406 60 11 281.61 438.11 10 355 11 725.71 802.47 3 785 14
495.04 632.23 8 490 82 12 309.79 471.67 11 94 12 811.83 868.84 2 861 11
546.72 678.97 7 570 18 13 338.35 504.25 11 179 13 903.02 934.63 1 932.69
600.77 725.17 6 644 79 14 367.31 535.91 11 248 14 1000.00 1000.00
657.53 770.99 5 714 79 15 396.68 566.69 11 306
717.41 816.57 4 780 35 16 426.48 596.63 11 356
780.89 862.05 3 841 51 17 456.76 625.81 12 39
848.59 907.64 2 898 43 18 487.57 654.28 12 $27.63
921.30 953.55 1 951 21 19 519.00 682.16 11 156.69
1000.00 1000.00 . .. 20 551.17 709.52 10 275.93
25 731.13 843.96 5 735.45
30 1000.00 1000.00
232
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 49 $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 30-payment life 20-payment life 20-year endowment . 30-year endowment Endowment at age 62 $1.20 2.88 2.95 3.38 3.90 3.03 5.86 $3.59 8.62 8.82 10.11 11.67 9.06 17.53 $7.15 17.16 17.57 20.14 23.23 18.05 34.91 $14.18'1 34.02 J 34.85 39.93 46.07 35.79 69.22 $ .53 .54 .55 .57 .54 .54 $1.59 1.62 1.65 1.71 1.62 1.62 $3.16 3.22 3.28 3.40 3.22 3.22 $6.26 6.38 6.50 6.73 6 38 6 38
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$21.84 $42.95 1 232 1 $22.80 $44.84 1 259 1 $28.17 $55.40 2 40
44.08 84.82 3 40 2 46.05 88 61 3 89 2 57.07 109.82 4 2
66.71 125.62 4 146 3 69.74 131.33 4 216 3 86.70 163.26 5 243
89.69 165.30 5 185 4 93.85 172.97 5 275 4 117.05 215.73 7 36
112.99 203.84 6 163 5 118.33 213.48 6 268 5 148.14 267.26 8 116
136.58 241.24 7 84 6 143.17 252.88 7 204 6 179.97 317.88 9 131
160.42 277.48 7 321 7 168.34 291.18 8 89 7 212.56 367.67 10 90
184.48 312.56 8 149 8 193.81 328.37 8 294 8 245.91 416.64 11 2
208.71 346.47 8 303 9 219.55 364.46 9 95 9 280.06 464.91 11 240
233.07 379.20 9 58 10 245.53 399.48 9 228 10 315.06 512.60 12 84
257.53 410.79 9 150 11 271.73 433.44 9 332 11 350.96 559.82 12 272
282.04 441.21 9 216 12 298.10 466.34 10 47 12 387.80 606.66 13 82
306.53 470.46 9 260 13 324.63 498.24 10 106 13 425.70 653.37 13 254
330.98 498.59 9 286 14 351.30 529.20 10 148 14 464.76 700.12 14 66
355.34 525.60 9 297 15 378.09 559.25 10 178 15 505.14 747.17 14 260
379.55 551.48 9 294 16 404.99 588.44 10 196 16 547.02 794.81 15 114
403.56 576.27 9 282 17 431.98 516.85 10 208 17 590.65 843.42 16 10
427.30 599.95 9 260 18 459.06 644.54 10 212 18 636.34 893.45 16 364
450.74 622.56 9 230 19 486.25 671.61 10 211 19 684.48 945.40 18 213
473.81 644.11 9 191 20 513.58 698.18 10 207 20 735.60 1000.00
582.44 737.10 8 247 25 656.08 830.29 10 188 25 790.18
682.21 811.85 7 149 30 840.32 1000.00 30 840.32
774.66 873.57 5 256 35 886.77 35 886 77
859.09 924.55 3 266 40 929.20 40 929.20
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure-endow ment Years Days Pure endowment Years Days Pure endowment
$34.57 $58.69 2 213 1 $23.77 $45.49 1 285 1 $58.72 $85.18 4 130 ■
70.19 116.17 4 329 2 48.05 89.91 3 140 2 119.68 168.69 8 62
106.89 172.45 6 337 3 72.81 133.22 4 288 3 183.04 250.61 10 $43.21
144.69 227.53 8 240 4 98.05 175.44 6 0 4 248.94 330.98 9 163.22
183.65 281.45 10 56 5 123.73 216.52 7 9 5 317.55 409.87 8 277.36
223.80 334.23 11 164 6 149.83 256.47 7 324 6 389.08 487.34 7 385.86
265.21 385.91 12 214 7 176.34 295.29 8 222 7 463.80 563.53 6 488.87
307.95 436.55 12 $87.78 8 203.23 332.99 9 75 8 541.97 638.49 5 586.54
352.13 486.21 11 192.51 9 230.49 369.58 9 254 9 623.96 712.37 4 679.03
397.87 534.99 10 291.52 10 258.11 405.09 10 35 10 710.20 785.32 3 766.49
445.31 582.95 9 385.00 11 286.06 439.53 10 152 11 801.18 857.45 2 849.04
494.63 630.20 8 473.08 12 314.33 472.92 10 246 12 897.54 928.96 1 926.84
546.06 676.85 7 555.93 13 342.92 505.30 10 320 13 1000.00 1000.00
599.87 723.01 6 633.63 14 371.83 536.72 11 15
656.43 768.87 5 706.38 15 401.08 567.23 11 66
716.16 814.58 4 774.26 16 430.69 596.88 11 110
779.61 860.32 3 837.45 17 460.69 625.73 11 149
847.46 906.31 2 896.05 18 491.13 653.85 11 186
920.56 952.78 1 950.19 19 522.12 681.37 11 $77.67
1000.00 1000.00 20 553 75 708 35 10 211 10
25 730.45 841.37 5 718.02
30 1000.00 1000.00
233
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
W°° ___________ Age 50
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life. . . : , . . 30-payment life 20-payment life 20-year endowment. 30-year endowment Endowment at age 62 $1.27 3.01 3.08 3.50 3.98 3.14 6.41 $3.80 9.00 9.21 10.47 11.91 9.39 19.17 $7.57 17.93 18.35 20.85 23.71 18.71 38.19 $15,001 35.56] 36.38 41.34 47.02 37.09 75.72 $ .57 .57 .58 .60 .57 .58 $1.71 1.71 1.74 1.79 1.71 1.74 $3.40 3.40 3.46 3.57 3.40 3.46 $6.73 6.73 6.85 7.09 6.73 6.85
GUARANTEED VALUES
ORDINARY LIFE End of policy year 30-PAYMENT LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days Years Days
$22.74 $43.76 1 224 1 $23.59 $45.39 1 246 1 $23.87 $55.55 2 17
45.87 86.38 3 19 2 47.61 89.65 3 60 2 58.43 110.03 3 316
69.37 127.85 4 109 3 72.05 132.79 4 167 3 88.70 163.48 5 164
93.19 168.12 5 133 4 96.86 174.74 - 5 207 4 119.68 215.91 6 294
117.31 207.21 6 96 5 122.02 215.53 6 183 5 151.35 267.33 7 352
141.68 245.07 7 4 6 147.50 255.13 7 102 6 183.74 317.82 8 346
166.27 281.71 7 227 7 173.27 293.57 7 338 7 216.84 367.39 9 285
191.04 317.14 8 45 8 199.29 330.83 8 165 8 250.70 416.18 10 181
215.96 351.37 8 189 9 225.55 366.97 8 321 9 285.33 464.23 11 41
240.96 384.36 8 302 10 252.00 401.97 9 79 10 320.77 511.66 11 238
266.01 416.13 9 21 11 278.61 435.85 9 174 11 357.08 558.60 12 49
291.05 446.70 9 82 12 305.34 468.64 9 247 12 394.34 605.23 12 216
316.05 476.10 9 122 13 332.18 500.40 9 299 13 432.64 651.73 13 14
340.95 504.31 9 145 14 359.09 531.14 9 336 14 472.11 698.32 13 185
365.70 531.36 9 154 15 386.07 560.95 9 361 15 512.92 745.26 14 1
390.24 557.25 9 151 16 413.07 589.85 10 11 16 555.27 792.90 14 214
414.52 582.00 9 137 17 440.10 617.92 10 19 17 599.45 841.65 15 103
438.48 605.63 9 115 18 467.16 645.24 10 20 18 645.80 891.98 16 82
462.07 628.15 9 83 19 494.26 671.91 10 15 19 694.78 944.51 17 270
485.23 649.59 9 43 20 521.44 698.06 10 6 20 746.98 1000.00
594.06 742.13 8 96 25 663.06 828.33 9 322 25 800.48
694.75 817.38 6 350 30 849.97 1000.00 30 849.97
787.96 879.64 5 89 35 895.78 35 895.78
871.08 930.01 3 91 40 936.64 40 936.64
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment
$34.79 $58.63 2 167 1 $24.41 $45.94 1 267
70.58 115.99 4 236 2 49.29 90.73 3 100
107.39 172.10 6 197 3 74.63 134.36 4 224
145.28 227.02 8 61 4 100.40 176.82 5 278
184.26 280.73 9 206 5 126.57 218.08 6 266
224.39 333.28 10 283 6 153.12 258.15 7 197
265.73 384.73 11 304 7 180.03 297.04 8 79
308.36 435.14 12 $46.84 8 207.27 334.77 8 282
352.38 484.58 11 157.45 9 234.83 371.34 9 82
397.92 533.14 10 261.90 10 262.67 406.75 9 216
445.12 580.90 9 360.30 11 290.79 441.08 9 322
494.18 627.99 8 452.86 12 319.15 474.29 10 41
545.33 674.52 7 539.68 13 347.77 506.47 10 108
598.89 720.66 6 620.96 14 376.63 537.64 10 162
655.22 766.55 5 696.81 15 405.75 567.87 10 204
714.79 812.39 4 767.40 16 435.14 597.21 10 240
778.20 858.40 3 832.88 17 464.83 625.71 10 271
846.20 904.82 2 893.37 18 494.88 653.45 10 298
919.72 951.91 1 949.02 19 525.37 680.55 10 324
1000 00 1000 00 20 556 44 707 13 10 $133 74
25 729.75 838.64 5 697.69
30 1000.00 1000.00
ENDOWMENT AT AGE 62
End of policy year Cash value Paid-up insurance Extension
Years Days Pure endowment
1 $64.77 $91.29 4 194
2 132.09 180.85 8 164
3 202.09 268.69 9 $35.31
4 274.99 354.94 8 210.10
5 350.98 439.62 . 7 328.69
6 430.35 522.88 6 441.28
7 513.40 604.83 5 548.05
8 600.50 685.59 4 649.14
9 692.12 765.32 3 744.74
10 788.78 844.17 2 834.99
11 891:15 922.34 1 920.03
12 1000.00 1000.00
234
29 May 47
TM 14 400
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 51
$1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $1.35 3.15 $4.04 9.42 $8.04 18.77 $15,951 37.21/ $ .60 $1.79 $3.57 $7.09
20-payment life 3.62 10.83 21.57 42.76 .62 1.85 3.69 7.32
20-year endowment 4.06 12.15 24.19 47.96 .64 1.91 3.81 7.56
30-year endowment 3.26 9.75 19.42 38.51 .61 1.82 3.63 7.21
Endowment at age 62 7.05 21.09 42.00 83.28 .63 1.88 3.75 7.44
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension •
Years Days Years Days
$23.67 $44.57 1 214 1 $29.56 $55 .66 1 357
47 71 37.93 2 359 2 59.80 110 .21 3 264
72 09 130.06 4 69 3 90.72 163 .67 5 83
96 77 170.93 5 78 4 122.30 216 .02 6 188
121 71 210.52 6 26 5 154.56 267 .34 7 222
146 87 248.84 6 285 6 187.48 317 .64 8 195
172 22 285.89 7 132 7 221.10 367 .04 9 118
197 71 321.67 7 304 8 255.44 415 .60 9 363
223 30 356.19 8 75 9 290.51 463 .39 10 209
248 93 389.42 8 180 10 326.38 510 .58 11 29
274 56 421.40 8 258 11 363.08 557 .26 11 197
300 13 452.12 8 313 12 400.71 603 .63 11 353
325 61 481.62 8 349 13 439.38 649 .90 12 146
350 94 509.91 9 4 14 479.23 696 .31 12 306
376 05 536.98 9 11 15 520.43 743 .15 13 118
400 90 562.88 9 7 16 563.23 790 .80 13 316
425 42 587.59 8 358 17 607.94 839 .68 14 197
449 55 611.13 8 335 18 654.95 890 .36 15 165
473 25 633.55 8 304 19 704.79 943 .52 16 329
496 46 654.85 8 265 20 758.13 1000 .00
605 73 747.24 7 311 25 810.62
707 29 823.00 6 201 30 859.40
801 56 886.01 4 291 35 904.68
883 27 935.74 2 297 40 943.93
GUARANTEED VALUES
20-YEAR ENDOWMENT 30-YEAR ENDOWMENT ENDOWMENT AT AGE 52
Paid-up Extension End Extension End
of Paid-up oi
Cash insur- policy Cash insur- policy Cash insur-
value ance Days Pure year value ance Pure year value ance
Years endow- Years Days endow- Years Days endow-
ment ment ment
$35.01 $58.53 2 123 1 $25. ( )8 $46.40 1 248 1 $71.98 $98.55 195.22 4 269 284
70.98 115.77 4 144 2 50.61 91.6( 3 5? 2 146. 83 8
107.94 171.74 6 63 3 76. >6 135.51 4 161 3 224 77 290.12 383.32 474 95 8 $130.72 261.24 385.15 502.63 613.89 719.10 818.42 912.00
145.90 226.44 7 253 4 102.89 178.2 5 192 4 306 03 90 69 7
184.92 279.94 9 0 5 129. 59 219.71 6 161 5 390 5
225.02 332.25 10 46 6 156. ( 51 259.9Z 7 75 6 479. 572. 670. 774. 883. 1000. 565.12 654.00 741 75 5 4
266.29 383.46 11 41 7 183. ?4 298.9 7 305 7 82 80 16
308.80 433.62 11 362 8 211.. 55 336.6. 8 129 8 3
352.65 482.81 11 $117 10 9 239 > H 373.15 8 282 9 828.53 914.54 1000.00 2 1
397.96 531.12 10 227 82 10 267.. >0 408.5. 9 40 10 61
444.90 578.67 9 331 97 11 295. ?9 442.7‘ 9 137 11 00
493.67 625.58 8 429 70 12 324. 15 475.78 9 212
544.53 671.99 7 521 15 13 352.89 507.7. 9 271
597.81 718.09 6 606 52 14 381. 538.65 9 316
653.88 764.00 5 685 96 15 410.68 568.6 9 352
713.28 810.00 4 759 65 16 439.83 597.6 10 16
776.64 856.29 3 827 71 17 469.1 9 625.7^ 10 40
844.80 903.17 2 890 34 18 498. !1 653.08 10 60
918.80 950.96 1 947 72 19 528.78 679.71 10 78
1000.00 1000.00 20 559. 2 705 R6 10 $39.65 673.60
25 729. C 9 835.81 5
30 1000.00 1000.00 . . . .
* ♦ 235
TM 14-600 29 May 47 Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. $1,000 . ’ Age 52
POLICY • PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 20-payment life 20-year endowment 30-year endowment Endowment at age 62 $1.43 3.30 3.75 4.15 3.39 7.83 $4.28 9.87 11.22 12.41 10.14 23.42 $8.52 19.66 22.34 24.72 20.19 46.64 $16.89) 38.98J 44.30 49.02 40.05 92.49 $ .64 .66 .67 .64 .69 $1.91 1.97 2.00 1.91 2.06 $3.81 3.93 3.99 3.81 4.11 $7.56 7.80 7.91 7.56 8.15
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$24.62 49.59 74.87 100.42 126.19 152.15 178.26 204.47 230.72 256.97 283.16 309.26 335.21 360.93 386.37 411.49 436.20 460.48 484.26 507.51 617.54 719.91 815.16 894 96 $45.38 89.46 132.24 173.70 213.80 252.58 290.03 326.15 360.93 394.40 426.55 457.44 487.05 515.39 542.48 568.35 592.99 616.46 638.76 659.93 752.51 828.77 892.52 941.33 1 2 4 5 5 6 7 7 7 8 8 8 8 8 8 8 8 8 8 8 7 6 4 2 202 332 26 19 318 199 36 198 325 58 130 181 215 233 239 235 221 197 165 124 169 37 137 153 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 $30.27 61.19 92.74 124.93 157.75 191,21 225.33 260.12 295.62 331.86 368.93 406.90 445.91 486.09 527.65 570.86 616.07 663.74 714.47 769.04 820.64 868.65 913.32 950.74 $55.79 110.39 163.81 216.09 267.27 317.42 366.61 414.92 462.46 509.34 555.76 601.86 647.90 694.12 740.84 788.47 837.51 888.56 942.41 1000.00 1 3 5 6 7 8 8 9 10 10 10 11 11 12 12 13 13 14 16 332 209 2 81 93 47 318 183 16 190 347 133 281 69 237 60 292 249 29
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT End of policy year ENDOWMENT AT AGE 62
Cash value Paid-up insurance Years Extensi Days z>n Pure endowment Cash value Paid-up insurance Years Extensi Days on Pure endowment Cash value Paid-up insurance Years Extensio Days n Pure endowment
$35.26 71.43 108.53 146.58 185.63 225.71 266.90 309.28 352.93 398.01 444.67 493.13 548.67 596.62 652.41 711.61 774.92 843.25 917.77 1000.00 $58.45 115.56 171.35 225.84 279.11 331.16 382.10 431.99 480.90 528.97 576.28 622.99 669.27 715.28 761.23 807.36 853.96 901.35 949.90 1000.00 2 4 5 7 8 9 10 11 11 10 9 8 7 6 5 4 3 2 1 79 56 298 87 167 185 155 88 $70.47 188.60 299.43 403.16 499.99 590.09 673.65 750.85 821.88 886.95 946.25 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 39 | $25.80 52.02 78.60 105.54 132.78 160.31 188.09 216.09 244.27 272.61 301.08 329.66 358.33 387.07 415.88 444.77 473.77 502.93 532.34 562.14 728.58 1000.00 $46.90 92.52 136.81 179.81 221.47 261.84 300.91 338.69 375.21 410.49 444.56 477.46 509.22 539.88 569.49 598.12 625.85 652.76 678.96 704.60 832.98 1000.00 1 3 4 5 6 6 7 7 8 8 8 9 9 9 9 9 9 9 9 9 5 229 18 98 109 59 321 171 347 124 236 324 26 79 120 150 174 191 203 211 218 $644.79 1 2 3 4 5 6 7 8 9 10 $80.66 164.65 252.21 343.65 439.34 539.70 645.27 756.64 874.58 1000.00 $107.24 212.52 315.91 417.54 517.58 616.17 713.52 809.78 905.19 1000.00 4 8 7 6 5 4 3 2 1 355 $35.70 180.48 317.92 448.26 571.68 688.40 798.56 902.37
236
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 53
$1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term $1.53 3.46 3.88 4.25 3.54 $4.58 10.35 11.61 12.71 10.59 $9.11 20.61 23.11 25.32 21.09 $18.07'1 40.87/ 45.83 50.20 41.82 $ .68 .70 .71 .68 $2.03 2.09 2.12 2.03 $4.05 4.17 4.23 4.05 $8.03 8.27 8.39 8.03
Ordinary life
20-payment life. . , 20-year endowment 30-year endowment
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$25.60 $46.18 1 188 1 $30.99 $55.91 1 304
51.52 91.00 2 303 2 , 62.58 110.54 3 153
77.71 134.42 3 346 3 94.78 163.94 4 284
104.13 176.43 4 323 4 127.56 216.12 5 340
130.74 217.04 5 243 5 160.94 267.17 6 331
157.52 256.28 6 112 6 194.93 317.15 7 266
184.38 294.10 6 303 7 229.52 366.11 8 155
211.30 330.55 7 90 8 264.75 414.16 9 6
238.21 365.61 7 210 9 300.63 461.41 9 192
265.07 399.30 7 301 10 337.23 508.01 9 355
291.83 431.66 8 3 11 374.62 554.11 10 140
318.42 462.66 8 50 12 412.90 599.94 10 280
344.79 492.35 8 81 13 452.19 645.71 11 56
370.88 520.73 8 98 14 492.66 691.71 11 203
396.63 547.82 8 104 15 534.54 738.30 11 357
421.97 573.64 8 98 16 578.13 785.93 12 176
446.86 598.22 8 83 17 623.83 835.14 13 28
471.24 621.58 8 59 18 672.15 886.59 13 335
495.08 643.76 8 24 19 723.81 941.19 15 104
518.42 664.88 7 346 20 779.72 1000.00
629.53 757.98 7 19 25 830.54
732.72 834.78 5 252 30 877.74
828.37 898.95 3 330 35 921.49
904.46 945.79 1 335 40 956.30
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year
Cash value Paid-up insurance Extension Cash value
Years Days Pure endowment
$35.53 $58.36 2 36 1 $26.56
71.91 115.33 3 334 2 53.50
109.17 170.94 5 172 3 80.77
147.32 225.22 6 292 4 108.33
186.40 278.22 7 342 5 136.16
226.47 330.02 8 333 6 164.22
267.58 380.67 9 279 7 192.48
309.80 430.26 10 190 8 220.88
353.25 478.88 11 $16.63 9 249.40
398.07 526.66 10 143.42 10 278.01
444.43 573.72 9 262.05 11 306.67
492.55 620.22 8 372.77 12 335.36
542.73 666.32 7 475.81 13 364.05
595.32 712.23 6 571.38 14 392.71
650.80 758.19 5 659.68 15 421.35
709.78 804.48 4 740.94 16 449.96
773.02 851.41 3 815.35 17 478.58
841.54 899.35 2 883.18 18 507.25
916.63 948.72 1 944.63 19 536.08
1000.00 1000.00 ... 20 565.26
25 728.31
30 1000.00
30-YEAR ENDOWMENT
Paid-up insurance Extension
Years Days Pure endowment
$47.41 1 209
93.47 2 342
138.14 4 36
181.41 5 27
223.32 5 325
263.85 6 206
303.04 7 43
340.87 7 206
377.38 7 337
412.60 8 75
446.55 8 155
479.28 8 216
510.83 8 262
541.21 8 297
570.50 8 322
598.76 8 339
626.07 8 349
652.52 8 354
678.24 8 353
703.43 8 350
830.22 5 $610.13
1000.00
237
TM 14-600 29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1’000__________________________________________________ Age 54
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $1.64 3.63 $4.91 10.86 $9.77 21.62 $19,371 42.88/ $ .73 $2.18 $4.35 $8.62
20-payment life 4.03 12.06 24.01 47.61 .74 2.21 4.41 8.74
20-year endowment 4.37 13.07 26.03 51.62 .76 2.27 4.53 8.98
30-year endowment 3.69 11.04 21.98 43.59 .73 2.18 4.35 8.62
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$26.59 $46.97 1 173 1 $31.71 $56.01 1 276 -
53.48 92.51 2 271 2 63.98 110.67 3 98
80.59 136.54 3 298 3 96.82 164.04 4 202
107.91 179.14 4 260 4 130.20 216.14 5 235
135.38 220.26 5 167 5 164.14 267.05 6 205
162.95 259.92 6 25 6 198.62 316.82 7 122
190.58 298.14 6 205 7 233.67 365.54 7 361
218.20 334.89 6 348 8 269.29 413.31 8 198
245.76 370.22 7 95 9 305.54 460.27 9 7
273.22 404.13 7 181 10 342.47 506.56 9 161
300.52 436.65 7 243 11 380.15 552.35 9 301
327.58 467.77 7 287 12 418.68 597.86 10 69
354.35 497.52 7 315 13 458.20 643.33 10 203
380.78 525.93 7 331 14 498.91 689.09 10 338
406.78 552.99 7 335 15 541.06 735.54 11 124
432.32 578.76 7 329 16 584.99 783.14 11 293
457.34 603.25 7 314 17 631.15 832.51 12 140
481.81 626.51 7 289 18 680.15 884.41 13 66
505.76 648.64 7 255 19 732.81 939.84 14 178
529.25 669.78 7 212 20 790.18 1000.00
641.73 763.67 6 247 25 840.32
745.96 841.21 5 95 30 886.77
841.14 905.23 3 189 35 929.20
913.66 950.22 1 234 40 961,52
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment
$35.82 72.44 $58.27 115.10 1 358 1 $27.37 55.07 $47.96 94.48 1 2 189 300 339 312
3 251 2
109.87 170.52 5 52 3 83.05 139.53 3
148.13 224.58 6 139 4 111.28 183.12 4
187.26 277.32 7 160 5 139.73 225.28 5 228 95
227.30 328.83 8 126 6 168.35 266.01 6
268.32 379.18 9 50 7 197.10 305.31 6 284 71
310.38 428.44 9 305 8 225.92 343.19 7
353.61 476.75 10 174 9 254.80 379.71 7 192 286
398.15 524.22 10 $91.33 10 283.69 414.87 7
444.18 571.00 9 219.09 11 312.56 448.73 7 358
491.93 617.24 8 338.00 12 341.35 481.28 8 49
541.71 663.15 7 448.26 13 370.06 512.61 8 91
593.91 708.95 6 550.16 14 398.64 542.71 8 121
649.03 754.90 5 643.89 15 427.09 571.66 8 142
707.75 801.33 4 729.76 16 455.41 599.54 8 155
770.91 848.59 3 808.01 17 483.62 626.41 8 160
839.63 897.12 2 878.95 18 511.80 652.40 8 158
915.73 947.41 1 942.83 19 540.09 677.67 8 151
1000.00 1000.00 20 568.70 702.44 8 139
25 30 728.37 1000.00 827.61 1000.00 5 $563.09
238
29 May 47 JM -]
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 55_________________________________________________________ $ 1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 20-payment life 20-year endowment 30-year endowment $1.76 3.82 4.19 4.49 3.86 $5.26 11.43 12.53 13.43 11.55 $10.48 22.76 24.96 26.75 22.99 $20,791 45.13] 49.50 53.04 45.60 $ .78 .79 .81 .78 $2.33 2.36 2.42 2.33 $4.65 4.71 4.83 4.65 $9.21 9.33 9.57 9.21
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension
Cash value Paid-up insurance Extension
Years Days Years Days
$27.62 $47.77 1 157 1 $32.44 $56.11 1 247
55.47 93.98 2 238 2 65.40‘ 110.81 3 42
83.53 138.66 3 249 3 98.87 164.13 4 121
111.76 181.83 4 196 4 132.85 216.15 5 131
140.08 223.44 5 90 5 167.32 266.89 6 81
168.46 263.53 5 301 6 202.29 316.45 6 347
196.84 302.11 6 106 7 237.76 364.91 7 205
225.15 339.17 6 241 8 273.77 412.41 8 29
253.36 374.75 6 346 9 310.35 459.05 8 193
281.41 408.88 7 61 10 347.56 505.00 8 336
309.21 441.54 7 120 11 385.47 550.44 9 104
336.71 472.75 7 162 12 424.20 595.59 9 230
363.86 502.56 7 189 13 463.91 640.75 9 353
390.58 530.97 7 204 14 504.80 686.24 10 120
416.82 558.01 7 208 15 547.18 732.52 10 259
442.52 583.70 7 201 16 591.40 780.08 11 51
467.66 608.11 7 185 17 638.02 829.63 11 252
492.26 631.33 7 158 18 687.73 882.02 12 167
516.39 653.51 7 121 19 741.48 938.37 13 252
540.11 674.73 7 75 20 800.48 1000.00
654.18 769.65 6 105 25 849.97
759.78 848.18 4 304 30 895.78
853.95 911.72 2 359 35 936.64
922.06 954.34 0 348 40 966.18
GUARANTEED VALUES
Cash value 20-YEAR ENDOWMENT End of policy year 30-YEAR ENDOWMENT
Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Pure endowment Years Days Pure endowment
$36.13 $58.17 1 316 1 $28.22 $48.53 1 168
73.00 114.85 3 170 2 56.71 95.51 2 259
110.62 170.09 4 302 3 85.45 140.98 3 279
149.01 223.92 5 359 4 114.39 184.93 4 234
188.19 276.39 6 352 5 143.48 227.35 5 134
228.21 327.60 7 295 6 172.69 268.29 5 353
269.12 377.61 8 196 7 201.95 307.72 6 164
311.02 426.55 9 67 8 231.22 345.68 6 306
354.01 474.51 9 283 9 260.47 382.21 7 52
398.25 521.65 10 $31.20 10 289.66 417.34 7 140
443.91 568.10 9 169.71 11 318.73 451.09 7 206
491.25 614.05 8 298.16 12 347.63 483.47 7 257
540.58 659.73 7 416.82 13 376.35 514.57 7 294
592.34 705.38 6 526.02 14 404.83 544.38 7 319
647.08 751.31 5 626.04 15 433.08 572.99 7 335
705.50 797.87 4 717.19 16 461.10 600.47 7 342
768.57 845.49 3 799.81 17 488.92 626.92 7 342
837.52 894.66 2 874.21 18 516.65 652.48 7 333
913.98 945.97 1 940.81 19 544.48 677.37 7 319
1000.00 1000.00 20 572.60 701.78 7 300
25 728.85 825.22 5 $516.22
30 1000.00 1000.00
239
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1’000______________________________________________ Age 56
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-Year level premium term Ordinary life 20-payment life 20-year endowment $1.89 4.01 4.36 4.63 $5.65 12.00 13.04 13.85 $11.26 23.89 25.97 27.58 $22.33' 47.37, 51.50 54.69 $ .83 .85 .85 $2.48 2.54 2.57 $4.94 5.06 5,12 $9.80 10.04 10.16
GUARANTEED VALUES
Cash value ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$28.65 $48.54 1 140 1 $33.17 $56.20 1 219
57.51 95.47 2 204 2 66.82 110.92 2 352
86.53 140.78 3 198 3 100.93 164.21 4 41
115.66 184.49 4 131 4 135.49 216.12 5 29
144.85 226.60 5 12 5 170.49 266.71 5 326
174.03 267.10 5 212 6 205.92 316.05 6 209
203.15 306.03 6 8 7 . 241.79 364.23 7 53
232.16 343.40 6 135 8 278.15 411.42 7 230
261.00 379.23 6 234 9 315.03 457.73 8 17
289.59 413.52 6 308 10 352.46 503.30 8 153 •
317.88 446.32 6 363 11 390.56 548 36 8 2 77
345.79 477.60 7 38 12 429.44 593.14 9 30
373.27 507.44 7 64 13 469.27 637.94 9 149
400.25 535.82 7 78 14 510.29 683.14 9 259
426.68 562.81 7 81 15 552.83 729.20 10 32
452.54 588.45 7 73 16 597.33 776.72 10 133
477.84 612.84 7 55 17 644.41 826.46 10 354
502.65 636.12 7 25 18 694.90 879.42 11 258
527.05 658.42 6 351 19 749.85 936.75 12 326
551.10 679.85 6 306 20 810.62 1000.00
666.73 775.81 5 325 25 859.40
774.06 855.62 4 162 30 904 68
867.10 918.61 2 244 35 943 93
GUARANTEED VALUES
20-YEAR ENDOWMENT End of policy year
Cash value Paid-up insurance Extension
Years Days Pure endowment
$36.47 $58.08 1 276 1
73.61 114.61 3 93 2
111.44 169.66 4 192 3
149.96 223.24 5 219 4
189.19 275.43 6 * 188 5
229.19 326.33 7 108 6
270.00 376.00 7 354 7
311.72 424.57 8 207 8
354.45 472.16 9 40 9
398.35 518 92 9 231 13
443.60 565.00 9 $112.77 11
490.48 610.63 8 252.40 12
539.33 656.04 7 380.90 13
590.59 701.50 6 498.55 14
644.88 747.38 5 605.82 15
702.99 794.07 4 703.04 15
765.97 842.08 3 790.57 17
835.19 891.96 2 868.92 18
912.43 944.37 1 938.57 19
1000,00 1000.00 20
240
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 57 $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life , $2.04 4.22 $6.10 12.62 $12.15 25.14 $24,101 49.85/ $ .89 $2.66 $5.30 $10.51
20-payment life 4.55 13.61 27.11 53.75 .91 2.72 5.42 10.75
20-year endowment 4.78 14.30 28.48 56.47 .92 2.75 5.48 10.87
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash •ralue Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$29.71 $49.32 1 122 1 $33.92 $56.31 1 190
59.59 96.95 2 168 2 68.27 111.07 2 297
89.58 142.89 3 146 3 103.01 164.31 3 327
119.63 187.14 4 66 4 138.14 216.10 4 295
149.67 229.71 4 299 5 173.64 266.50 5 207
179.65 270.63 5 124 6 209.51 315.61 6 75
209.51 309.89 5 275 7 245.78 363.54 6 271
239.20 347.55 6 30 8 282.45 410.39 7 71
268.64 383.61 6 123 9 319.56 456.32 7 214
297.76 418.07 6 194 10 357.18 501.50 7 340
326.50 450.96 6 246 11 395.41 546.14 8 93
354.78 482.30 6 284 12 434:36 590.48 8 205
382.57 512.16 6 308 13 474.25 634.89 8 313
409.78 540.51 6 321 14 515.33 679.74 9 60
436.39 567.45 6 322 15 557.99 725.57 9 181
462.44 593.08 6 314 16 602.76 773.05 9 315
487.98 617.56 6 294 17 650.36 823.05 10 128
513.10 640.99 6 264 18 701.69 876.59 11 3
537.86 663.52 6 225 19 757.93 935.00 12 44
562.31 685.21 6 178 20 820.64 1000.00
679.46 782.20 5 191 25 868.65
788.46 863.29 3 360 30 913.32
879.79 925.37 2 79 35 950.74
GUARANTEED VALUES
20-YEAR ENDOWMENT
Cash value Paid-up insurance Extension End of policy year
Years Days Pure endowment
$36.84 $58.00 1 238 1
74.29 114.41 3 20 2
112.34 169.26 4 87 3
151.00 222.59 5 87 4
190.29 274.49 6 32 5
230.25 325.03 6 295 6
270.96 374.35 7 158 7
312.48 422 53 7 357 8
354.92 469.70 8 176 9
398.44 516.04 8 349 10
443.25 561.72 9 $46.85 11
489.61 606.97 8 199.68 12
537.91 652.05 7 339.65 13
588.63 697.30 6 467.24 14
642.42 743.08 5 582.83 15
700.19 789.91 4 686.98 16
763.09 838.33 3 780.17 17
832.63 889.00 2 863.00 18
910.73 942.61 1 936.07 19
1000.00 JDOO.OO 20
241
TM 14-600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued. $1,000 —’ Age 58
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 20-payment life 20-year endowment $2.21 4.44 4.74 4.95 $6.61 13.28 14.18 14.81 $13.17 26.45 28.24 29.49 $26.11 52.45J 55.99 58.47 $ .95 .97 .98 $2.84 2.90 2.93 $5.66 5.78 5.84 $11.22 11.46 11.58
GUARANTEED VALUES
ORDINARY LIFE 20-PAYMENT LIFE End
of
r Extension policy Extension Cash Paid-up year Cash Paid-un
Value insurance
Years Days Ycars Days
$30.80 $50.11 1 104 1 '$34.68 $56.42 1 162
61.71 98.43 2 132 2 69.72 111.21 2 242
92.67 144.97 3 95 3 105.10 164.41 3 250
123.63 189.75 4 1 4 140.78 216.07 4 197
154.53 232.79 4 221 5 176.77 266.29 5 93
185.31 274.10 5 36 6 213.07 315.16 5 310
215.91 313.71 5 179 7 249.69 362.80 6 128
246.24 351.62 5 291 8 286.62 409.28 6 282
276.26 387 88 6 13 9 323.93 454.81 7 50
305.88 422.48 6 81 10 361.67 499.54 7 171
335.03 455.45 6 132 11 399.95 543.71 7 280
363.66 486 84 6 169 12 438.92 587.59 8 17
391.70 516.67 6 193 13 478.79 631.54 8 120
419.13 545.00 6 204 14 519.89 676.02 8 223
445.98 571.97 6 205 15 562.66 721.62 8 329
472.31 597.72 6 194 16 607.73 769.10 9 93
498.19 622.36 6 172 17 655.87 819.35 9 256
523.71 646.06 6 139 18 708.10 873.53 10 121
548.91 668.88 6 98 19 765.74 933.10 11 136
573.81 690.89 6 47 20 830.54 1000.00
692.52 788.98 5 43 25 877.74
802.55 870.93 3 235 30 921.49
890.09 930.76 1 310 35 956,30 . . ’ ’
GUARANTEED VALUES
X* 20-YEAR ENDOWMENT
«. Extension End
Cash Paid-up policy
value insurance Pure year
Years Days endowment
$37.25 $57.95 1 201 ' 1
75.01 114.21 2 314 2
113.30 168.85 3 353 3
152.11 221.93 4 327 4
191.46 273.51 5 249 5
231.40 323.72 6 128 ' 6
271.98 372.64 6 337 7
313.27 420.38 7 157 8
355.39 467.11 7 324 9
398.50 512.99 8 120 10
442.80 558.20 8 277 11
488.60 603.02 8 $138.43 12
536.28 647.73 7 291.98 13
586.39 692.69 6 431.14 14
639.68 738.40 5 556.48 15
697.11 785.37 4 668.66 16
759.95 834.26 3 768.37 17
829.81 885.74 2 856.31 18
908.86 940.67 1 933.26 19
1000.00 1000,00 20
242
29 May 47
TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
ASe 59___________________________________________ $ 1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 20-payment life 20-year endowment $2.39 4.68 4.96 5.14 $7.15 14.00 14.84 15.38 $14.24 27.88 29.55 30.62 $28,231 55.28/ 58.59 60.72 $1.03 1.04 1.05 $3.08 3.11 3.14 $6.14 6.20 6.26 $12.17 12.29 12.40
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension Cash value Paid-up insurance Extension
Years Days Years Days
$31.89 $50.87 1 85 1 $35.44 $56.53 1 134
63.84 99.87 2 96 2 71.18 111.35 2 189
95.78 147.00 3 43 3 107.18 164.50 3 175
127.66 192.31 3 300 4 143.41 216.03 4 103
159.42 235.80 4 144 5 179.88 266.07 4 347
190.99 277.50 4 313 6 216.58 314.69 5 185
222.29 317.42 5 83 7 253.49 361.97 5 354
253.26 355.59 5 190 8 290.65 408.08 6 134
283.82 392.01 5 273 9 328.10 453.17 6 259
313.90 426.73 5 337 10 365.89 497.40 7 4
343.44 459.77 6 20 11 404.17 541.07 7 109
372.37 491.17 6 56 12 443.08 584.44 7 205
400.68 521.01 6 78 13 482.88 627.90 7 297
428.38 549.40 6 89 14 523.97 672.00 8 23
455.54 576.50 6 87 15 566.87 717.39 8 125
482.25 602.45 6 73 16 612.26 764.87 8 240
508.57 627.38 6 47 17 660.98 815.40 9 20
534.58 651.42 6 12 18 714.16 870.25 9 237
560.27 674.59 5 336 19 773.26 931.03 10 226
585.64 696.92 5 289 20 840.32 1000.00
706.18 796.35 4 272 25 886.77
816.27 878.47 3 82 30 929.20
900.14 936.16 1 197 35 961.52
GUARANTEED VALUES
20-YEAR ENDOWMENT
Cash value Paid-up insurance Extension End of policy year
Years Days Pure endowment
$37.67 $57.88 1 165 1
75.78 114.01 2 247 2
114.32 168.45 3 258 3
153.28 221.25 4 208 4
192.71 272.54 5 109 5
232.62 322.38 5 333 6
273.05 370.87 6 162 7
314.09 418.16 6 331 8
355.86 464.40 7 122 9
398.49 509.74 7 268 10
442.24 554.45 8 45 11
487.40 598.76 8 $66.62 12
534.42 643.05 7 236.32 13
583.91 687.74 6 389.22 14
636.68 733.36 5 526.02 15
693.77 780.49 4 647.59 16
756.54 829.84 3 754.86 17
826.75 882.21 2 848.69 18
906.80 938.54 1 930.10 19
1000.00 1000.00 20
243
TM 14—600
29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
$1,000 A ,n
___________ .. _________________________________ Age 60
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life 20-payment life 20-year endowment $2.59 4.94 5.19 5.34 $7.75 14.78 15.53 15.97 $15.43 29.43 30.92 31.81 $30.60'1 58.36) 61.31 63.08 $1.11 1.12 1.13 $3.32 3.35 3.38 $6.61 6.67 6.73 $13.11 13.23 13.35
GUARANTEED VALUES
ORDINARY LIFE End of policy year 20-PAYMENT LIFE
Cash value Paid-up insurance Extension j Cash value Paid-up insurance Extension
Years Days Years Days
$33.00 $51.62 X 66 1 $36.22 $56.66 1 107
66.00 101.30 2 59 2 72.64 111.49 2 137
98.93 149.03 2 356 3 109.26 164.59 3 102
131.73 194.85 3 234 4 146.04 216.01 4 12
164.34 238.78 4 68 5 182.97 265.85 4 239
196.67 280.84 4 227 6 220.01 314.17 5 64
228.66 321.05 4 354 7 257.19 361.11 5 222
260.23 359.43 5 91 8 294.52 406.79 5 356
291.30 396.00 5 171 9 332.04 451.39 6 109
321.81 430.81 5 233 10 369.84 495.11 6 215
351.70 463.90 5 279 11 408.03 538.21 6 309
380.93 495.33 5 312 12 446.82 581.01 7 31
409.55 525.25 5 332 13 486.54 623.99 7 117
437.60 553.80 5 340 14 527.64 667.75 7 201
465.19 581.14 5 335 15 570.69 712.93 7 287
492.38 607.41 5 320 16 616.41 760.42 8 23
519.24 632.73 5 294 17 665.73 811.23 8 164
545.78 657.14 5 261 18 719.86 866.74 3 349
571.99 680.68 5 220 19 780.47 928.78 9 314
597.84 703.37 5 169 20 849.97 1000.00
720.65 804.49 4 136 25 895.78
830.16 886.32 2 300 30 936.64
909.36 941.19 0 344 35 966.18
GUARANTEED VALUES
• 20-YEAR ENDOWMENT
Extension End of
Cash Paid-up policy
value insurance Pure
Years Days endow-
ment
$38.13 $57.84 1 132 1
76.60 113.84 2 184 2
115.41 168.08 3 168 3
154.56 220.64 4 96 4
194.05 271.58 4 341 5
233.91 321.03 5 184 6
274.17 369.06 5 361 7
314.93 415.84 6 154 8
356.29 461.53 6 295 9
398.42 506.32 7 64 10
441.55 550.44 7 194 11
486.03 594.22 7 320 12
532.36 638.05 7 $170.65 13
581.22 682.46 6 339.96 14
633.47 727.99 5 490.41 15
690.22 775.29 4 623.16 16
752.90 825.12 3 739.27 17
823.44 878.37 2 839.99 18
904.54 936.20 1 926.52 19
1000,00 4000.00 20
244
29 May 47 TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 61 • $1,000
PREMIUMS J ADDITIONAL DISABILITY BENEFIT
POLICY Semi- Semi-
Monthly Quarterly annual Annual Monthly Quarterly annual Annual
5-year level premium term $2.81 $8.41 $16.74 $33.19'1 $1.19 $3.56 $7.09 $14.06
Ordinary life 5.22 15.62 31. 10 6 1.66/
GUARANTEED VALUES
ORDINARY LIFE
End
Extension of
Cash Paid-up policy
value insurance year
Years Days
$34.12 $52.37 1 46 1
68.17 102.69 2 23 2
102.10 151.02 2 305 3
135.82 197.34 3 170 4
169.26 241.70 3 357 5
202.33 284.08 4 143 6
234.98 324.55 4 264 7
267.11 363.12 4 359 8
298.67 399.84 5 71 9
329.57 434.71 5 132 10
359.81 467.87 5 177 11
389.40 499.41 5 209 12
418.41 529.51 5 227 13
446.94 558.34 5 232 14
475.06 586.05 5 226 15
502.84 612.74 5 208 16
530.28 638.48 5 181 17
557.38 663.29 5 145 18
584.12 687.22 5 100 19
610.28 710.12 5 44 20
735.79 813.32 3 352 25
844.59 894.76 2 172 30
$1,000 Age 62
PREMIUMS ADDITIONAL DISABILITY BENEFIT
POLICY Semi-
Monthly Quarterly annual Annual Monthly Quarterly annual Annual
5-year level premium term $3.06 $9.15 $18.23 $36.151 $1.29 $3.86 7.68 $15.24
Ordinary life 5.52 16.51 32.88 65 .21/
GUARANTEED VALUES
ORDINARY LIFE
End
Extension of
Cash Paid-up policy
value insurance year
Years Days
$35.26 $53.12 1 17 1
70.38 104.10 1 352 2
105.30 153.00 2 253 3
139.91 199.79 3 106 4
174.16 244.53 3 283 5
207.96 287.23 4 60 6
241.22 327.92 4 175 7
273.89 366 66 4 267 8
305.89 403.48 4 340 9
337.19 438.46 5 13 10
367.82 471.73 5 16 11
397.86 503.51 5 106 12
427.40 533.93 5 122 13
456.51 563.16 5 125 14
485.27 591.33 5 115 15
513.69 618.50 5 95 16
541.74 644.68 5 66 17
569.43 669.94 5 >7 18
596.51 694.10 4 344 19
623.04 717.25 4 291 20
751.23 822.53 3 236 25
858.64 903.13 1 358 30
245
TM 14-600 29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 63 * $1,000
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life $3.33 5.84 $9.96 17.47 $19.84 34.79 $39,341 68.99/ $1.40 $4.19 $8.34 $16.54
GUARANTEED VALUES
ORDINARY LIFE
Cash value Paid-up insurance Extension End of policy year
Years Days
$36.41 $53.86 1 8 1
72.60 105.49 1 315 2
108.48 154.91 2 203 3
143.98 202.15 3 44 4
179.01 247.25 3 211 5
213.49 290.23 3 345 6
247.36 331.15 4 90 7
230.53 370.03 4 179 8
312.97 406.96 4 250 9
344.72 442.11 4 304 10
375.86 475.66 4 344 11
406.48 507.80 5 5 12
436.65 538.66 5 17 13
466.46 568.41 5 16 14
495.92 597.11 5 4 15
525.00 624.76 4 348 16
553.69 651.42 4 320 17
581.76 676.94 4 283 18
609.27 701.40 4 235 19
636.32 724.95 4 174 20
766.46 831.76 3 103 25
870.01 909.77 1 276 31
$1,000 Age 64
POLICY PREMIUMS ADDITIONAL DISABILITY BENEFIT
Monthly Quarterly Semiannual Annual Monthly Quarterly Semiannual Annual
5-year level premium term Ordinary life J $3.63 6.18 $10.86 18.49 $21.62 36.82 $42.88' 73.00/ $1.51 $4.52 $9.00 $17.84
GUARANTEED VALUES
ORDINARY LIFE
Cash value Paid-up insurance Extension End of policy year
Years Days
$37.56 $54.57 0 354 1
74.80 106.81 1 280 2
111.63 156.73 2 153 3
147.99 204.40 2 347 4
183.77 249.82 3 140 5
218 92 293.07 3 268 6
253.34 334.16 4 7 7
287.01 373.21 4 94 8
319.96 410.35 4 163 9
352.28 445.82 4 215 10
384.05 479.77 4 253 11
415.37 512.41 4 276 12
446.30 543.84 4 285 13
476.87 574.17 4 282 14
507.05 603.40 4 270 15
536.83 631.59 4 248 16
565.96 658.55 4 217 17
594.51 684.41 4 175 18
622.58 709.30 4 119 19
650.46 733.52 4 46 20
781.43 840.97 2 329 25
881.20 916.47 1 145 30
246
29 MaY 47 TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 65_________________________________________________________________ $ 1,000
POLICY PREMIUMS
Monthly Quarterly Semi-Annual Annual
5-year level premium term Ordinary life $3.96 6.55 $11.85 19.59 $23.59 39.02 $46.78 77.37
—
GUARANTEED VALUES
ORDINARY LIFE
Cash value Paid-up insurance Extension End of policy year
Years Days
$38.69 $55.25 0 334 1
76.96 108.05 1 244 2
114.74 158.48 2 104 3
151.92 206.53 2 287 4
188.44 252.27 3 72 5
224.20 295.73 3 195 6
259.19 337.03 3 295 7
293.43 376.33 4 11 8
327.00 413.83 4 78 9
360.01 449.74 4 128 10
392.55 484.26 4 163 11
424.70 517.52 4 183 12
456 46 549.59 4 190 13
487.81 580.51 4 185 . 14
518.75 610.32 4 171 15
549.02 638.84 4 147 16
578.68 666.18 4 111 17
607.85 692.52 4 60 18
636.82 718.13 3 358 19
665.71 743.16 3 294 20
796.75 850.65 2 216 25
891.53 922.74 0 337 30
$1»000__________________________________________________________________________________________________________Age 66
POLICY PREMIUMS
Monthly Quarterly Semi-Annual Annual
5-year level premium term $4.33 $12.95 $25.79 $51.15
Ordinary life 6,95 20.79 41.40 82.10
_____________________________GUARANTEED VALUES
ORDINARY LIFE
Cash value Paid-up insurance Ext Years ension Days End of policy year
$39.82 $55.91 0 316 1
79.11 109.27 1 210 2
117.79 160.13 2 57 3
155.78 208.55 2 230 4
192.98 254.55 3 6 5
229.37 298.25 3 125 6
264.99 339.85 3 222 7
299.91 379.55 3 300 8
334.26 417.57 3 360 9
368.11 454.11 4 43 13
401.54 489.30 4 74 11
434.58 523.25 4 90 12
467.20 555.98 4 95 13
499.39 587.54 4 89 14
530.87 617.72 4 72 15
561.72 646.66 4 42 16
592.07 674.54 3 362 17
622.20 701.65 3 313 18
652.26 728.15 3 252 19
681.96 753.81 3 182 20
812.92 861.21 2 70 25
247
TM 14—600 29 May 47
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
ASe 67__________________________________________________ $1,000
POLCY PREMIUMS
Monthly Quarterly Semi-Annual A nnual
5-year level premium term Ordinary life $4.73 7.38 $14.15 22.08 $28.18 43.96 $55.87 87.18
GUARANTEED VALUES
ORDINARY LIFE
Cash value Paid-up insurance Extension End of policy year
Years Days
$40.93 $56.53 0 297 1
81.21 110.40 1 176 2
120.77 161.68 2 10 3
159.52 210.41 2 175 4
197.42 256.71 2 310 5
234.51 300.76 3 . 58 6
270.88 342.81 3 153 7
306.65 383.08 3. 228 8
341.90 421.78 3 286 9
376.73 459.07 3 326 13
411.14 495.03 3 351 11
445.10 529.68 3 363 12
478.63 563.11 4 0 13
511.42 595.09 3 357 14
543.55 625.74 3 339 15
575.15 655.26 3 308 16
606.53 683.98 3 264 17
637.84 712.05 3 208 18
668.77 739.23 3 J 40 19
698.77 765.09 3 60 23
828.83 871.77 1 315 25
$1’000_________________________________'_______________________________________________________________ Age 68
POLICY PREMIUMS
Monthly Quarterly Semi-Annual Annual
5-year level premium term $5.17 $15.47 $30.80 $61 07
Ordinary life 7.84 23.45 46.70 92.61
GUARANTEED VALUES
ORDINARY LIFE End of policy year
Cash value Paid-up insurance Extension
Years Days
$42.00 $57.10 0 280 1
83.25 111.45 1 144 2
123.65 163.10 1 331 3
163.17 212.17 2 123 4
201.84 258.86 2 253 5
239.77 303.44 2 360 6
277.06 346.12 3 86 7
313.82 387.14 3 158 8
350.13 426.65 3 212 9
386.01 464.77 3 249 10
421.43 501.51 3 272 11
456.38 536.94 3 283 12
490.57 570.83 3 284 13
524.07 603.32 3 273 14
557.02 634.61 3 249 15
589.74 665.04 3 211 16
622.39 694.80 3 160 17
654.63 723.60 3 96 18
. 685.92 751.02 3 17 19
715.54 776.50 2 314 20
841.66 880.12 1 227 25
248
29 May 47 TM 14-600
Table IV. Premium rates and guaranteed values (United States Government Life Insurance)—Continued.
Age 69 $1,000
POLICY PREMIUMS
Monthly Quarterly Semi-Annual Annual
5-year level premium term . $5.64 $16.87 $33.61 $66.62
Ordinary life 8.33 24.92 49.62 98.40
GUARANTEED VALUES
ORDINARY LIFE End of policy year
Cash value Paid-up insurance Extension
Years Days
$43.06 $57.65 0 262 1
85.23 112.42 1 113 2
126.48 164.46 1 291 3
166.85 213.99 2 75 4
206.44 261.26 2 201 5
245.37 306.53 2 303 6
283.74 350.03 3 22 7
321.64 391.94 3 91 8
359.09 432.36 3 141 9
396.06 471.32 3 175 10
432.55 508.90 3 196 11
468.24 544.85 3 205 12
503.21 579.30 3 202 13
537.60 612.48 3 186 14
571.76 644.77 3 155 15
605.83 676.32 3 109 16
639.49 706.87 3 48 17
672.15 735.94 2 345 18
703.07 762.97 2 286 19
732.21 788.00 2 215 20
854.45 888.65 1 72 25
$1,000 Age 70
POLICY PREMIUMS
Monthly Quarterly Semi-Annual Annual
5-year level premium term $6.16 $18.43 $36.70 $72.77
Ordinary life 8.87 26.53 52.84 104.78
GUARANTEED VALUES
• ' ORDINARY LIFE End of policy year
Cash value Paid-up insurance Extension
Years Days
$44.07 $58.13 0 246 1
87.18 113.36 1 84 2
129.37 165.92 1 254 3
170.74 216.08 2 30 4
211.41 264.10 2 151 5
251.51 310.27 2 250 6
291.12 354.75 2 328 7
330.25 397.63 3 24 8
368.89 438.99 3 70 9
407.01 478.85 3 102 10
444.31 517.00 3 120 11
480.86 553.57 3 127 12
516.79 588.77 3 119 13
552.49 623.04 3 95 14
588.10 656.52 3 54 15
623.27 688.94 2 362 16
657.39 719.78 2 312 17
689.71 748.47 2 256 18
720.17 775.04 2 188 19
749.56 800.26 2 98 20
866.35 896.68 0 327 25
249
TM 14-600
29 May 47
APPENDIX II FORMS
1. List of Forms—National Service Life Insurance
a. Certificate of Entitlement to Insurance at Government Expense..........WD AGO Form 29 4
b. Notification of Termination of Aviation Cadet or Aviation Student Status. .WD AGO Form 30-4
c. Allotment of Pay Notification...,......................................WD AGO Form 141
d. Change of Beneficiary..................................................va
e- Application for National Service Life Insurance (Without Report of
Physical Examination). va
/. Application for National Service Life Insurance (With Report of Physical Examination). yA
9- Application for Reinstatement (Medical) National Life Service Insurance, Ordinary Life, 20-Payment Life, 30-Payment Life, 20-Year Endowment, Endowment at Age 60, Endowment at Age 65, and Total Disability Income Provision (Insurance Lapsed More Than 3 Months). VA Form 9-352
National Service Life Insurance—Supplement to Application for Reinstate-men^ VA Form 9—352a
Application for Reinstatement (Medical) National Service Life Insurance, 5-Year Level-Premium Term Plan and Total Disability Income Provision (Insurance Lapsed More than 3 Months). VA Form 9-352b
j. Application for Reinstatement (Non-Medical) National Service Life Insurance, Ordinary Life, 20-Payment Life, 30-Payment Life, 20-Year Endowment, Endowment at Age 60, Endowment at Age 65, and Total
Disability Income Provision (Insurance Lapsed Less Than 3 Months). VA Form 9-353
k. Application for Reinstatement (Non-Medical) National Service Life Insurance, 5-Year Level-Premium Term Plan and Total Disability Income Provision (Insurance Lapsed Less Than 3 Months). . VA
I. Application for Insurance to Replace Gratuitous Insurance as Provided in Section 602(d) National Service Life Insurance Act, as amended. VA m. Claim for National Service Life Insurance..............................VA
n. Statement of Claim for Disability Benefits.............................VA
o. Application for Change of National Service Life Insurance from 5-Year
Level-Premium Term Plan to Ordinary Life, 20-Payment Life, 30-Pay-ment Life, 20-Year Endowment, Endowment at Age 60 and Endowment at Age 65 Policy. yA
p. Certificate of Insurance............................................... yA
q. Application for Benefits Soldiers’ and .Sailors’ Civil Relief Act Amendment of 1942. yA
r. Report of Disability for Insurance Purposes............................ VA
j. Application for .Cash Surrender Value of National Service Life Insurance. .VA t. National Service Life Insurance Policy Loan Agreement VA
w. Application for Change of National Service Life Insurance from (a) 20-
Payment Life Policy to 30-Payment Life or Ordinary Life Policy (b) 30-Payment Life Policy to Ordinary Life Policy. ’ VA
v. Application for Change of National Service Life from (a) Ordinary Life Policy to 30-Payment Life Policy (Z>) 30-Payment Life Policy to 20-
Payment Life Policy. VA T t-
J VA Insurance Form
h.
i.
Insurance Form 336
Form 9-350
Form 9-350a
Form 9-353a
Insurance Form 350e
Insurance Form 355
Form 9-357
Form 9-358
Insurance Form 360
Insurance Form 380
Insurance Form 797
Insurance
Insurance Form
Form
1546
1547
Insurance Form
1549
1550
250
29 May 47
TM 14-600
w. Application for Total Disability Income Provision Under the National
Service Life Insurance Act of 1940, as amended (To be added to Insur-
ance Issued Prior to Date of this Application). VA Form 9-1606
2. List of Forms—United States Government Life Insurance
a. Statement of Claim for Insurance—Total Permanent Disability..........VA Insurance Form 579
b. Statement of Claim for Benefits (Under Sec. 311 of the World War Vet-
erans’ Act 1924, as amended) Special Additional Disability Provision. VA Insurance Form 579c
c. Change of Beneficiary................................................VA Insurance Form 724
d. Application for United States Government Life Insurance..............VA Insurance Form 739
e. Supplement to Application for Insurance to Accompany Remittance......VA Insurance Form 739c
/. Application for Reinstatement........................................VA Insurance Form 744
g. U. S. Government Life Insurance Policy Loan Agreement................VA Insurance Form 804
h. Application for Reinstatement........................................VA Insurance Form 807
i. Application for Special Additional Disability Insurance..............VA Insurance Form 866
]. Application for Change in Plan U. S. Government Life Insurance.......VA Insurance Form 896
k. Application for Change in Plan of 5-Year Level-Premium Term Policy to
Policy with Higher Rate of Premium. VA Insurance Form 896b
3. Obtaining Forms
Veterans’ Administration forms will be requisitioned direct from the Veterans’ Administration, Washington 25, D. C. when a large supply is needed. A small supply of such forms may be obtained from the field offices of the Veterans’ Administration by the commanding officers of posts, camps and stations. WD AGO Forms will be requisitioned from the nearest Adjutant General Supply Depot in the usual manner. In emergencies only, a small supply of the more important Veterans’ Administration forms and WD AGO forms may be obtained from the respective army area headquarters.
4. Instructions on Preparation of Insurance Forms
a. Name. Care should be taken to type or clearly print all three names in full except on those forms which specify “Middle Initial.” When no middle name exists, “(NMN)” should be inserted under the heading “Middle”; likewise, “(NMI)” should be inserted under “Middle initial” in forms which ask that information. Whenever a name includes “Junior” it should be abbreviated and placed after the last name when the form calls for the sequence “First, Middle, Last”; when a form carries the sequence “Last, First, Middle Initial”, the abbreviation for “Junior” should follow the middle initial. The same rule applies to the designations “II”, “HI”, etc.
b. Home Address. The home address should be the most probable permanent residence. Care should be taken to fill out completely such descriptions as street or rural route, county, city, town or post office, zone and State. Individuals having no real permanent address should designate some dependable person’s address to whose care mail may be sent.
c. Age and Date of Birth. Premiums on government insurance are determined by age as of the birthday nearest to the effective date of the policy, based on full calendar months. The age of last birthday may be used to and including the corresponding date of the sixth month after the birthday, if that month contains such a date. If the sixth month does not contain a date corresponding to the birthday, then the last day of the month is the limit. For instance, an applicant born April 30th, can secure insurance at his younger age up to and including October 30th, but an applicant born March 31st, can use the age only up to and including September 30th.
d. Serial Numbers. Army serial numbers should always be written with spaces instead of commas, for example: 9 752 032.
e. Dates. Unless otherwise requested, dates should be written in this sequence: day, month, year. For example: 30 Dec 1945.
f. Abbreviations. Abbreviations authorized by AR 850-150 are permitted.
g. Veterans’ Administration Symbols. Letter prefixes are used as part of policy and claim numbers
251
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to designate the particular policy or claim. Whenever possible correspondence should bear the identifying symbol and numbers of policies or claims to which reference is being made. Symbols and what they represent are as follows:
(1) A Veterans’ Administration number preceded by the symbol “N” denotes that it is the certificate of policy number of temporary 5-Year or 8-Year term National Service Life Insurance.
(2) “FN” denotes that there is more than one policy of National Service Life Insurance on the term basis, and that the number preceded by this symbol is the lowest number assigned to the term insurance policies of this individual. All correspondence regarding this individual or any of his policies will be filed under this FN number.
(3) “AN” is used to indicate that this National Service Life Insurance policy was issued to replace gratuitous insurance.
(4) “V” is used to indicate that this National Service Life Insurance has been converted to a permanent plan. When this is accomplished, the “N” number is dropped and the policy is assigned a “V” number.
(5) “FV” denotes that there is more than one policy of National Service Life Insurance on the permanent plan, and that the number preceded by this symbol is the lowest number assigned to the permanent insurance policies of this individual. All cor-
respondence regarding this individual or any of his permanent policies will be filed under this FV number.
(6) “H” indicates that evidence of good health has not been denied because of disability resulting from or aggravated by active military or naval duty if less than total in degree, if application is made prior to 1 January 1950.
(7) “FH” indicates that there is more than one policy on which evidence of good health has not been denied because of disability resulting from or aggravated by active military or naval duty if less than total in degree, when application is made prior to 1 January 1950.
(8) “K” is used to denote United States Government Life Insurance.
(9) “FK” is the symbol used to denote the lowest policy number of several policies of United States Government Life Insurance and the number under which all correspondence regarding the United States Government Life Insurance of this individual will be filed.
(10) “C” is used to denote a claim and is a number assigned to an individual at the time he presents a claim for pension, compensation, vocational rehabilitation, training, hospitalization or waiver of premium. All correspondence regarding the claim is therefore filed under his “C” number.
(11) “XC” is used to denote a death claim.
h. Sample Beneficiary Designations. Whenever practicable, it is recommended that fractions, percentages or descriptive words be used to indicate the distribution of the proceeds in the event of death rather than giving the amounts in figures.
(1) When the soldier desires his wife and mother to share equally (both principal beneficiaries) :
Susan Smith Doakes Wife $10,000 45 Elm St., Roanoke, Va.
Elsie Brown Doakes Mother RFD #13, Pulaski, Va.
Share and share alike or suvivor
(2) Where the soldier desires his wife to be principal (primary) and his mother contingent (secondary) : Principal, Susan Smith Doakes Wife $10,000 45 Elm St., Roanoke, Va.
Contingent, Elsie Brown Doakes Mother 10,000 RFD #13, Pulaski, Va.
(3) Where the soldier desires his wife to be principal (primary) and his mother and father to share alike as contingent (secondary) :
Principal, Susan Smith Doakes Wife $10,000 45 Elm St., Roanoke, Va.
Contingent, Elsie Brown Doakes and James Lee Doakes Mother Father 10,000 RFD #13, Pulaski, Va. RFD #13, Pulaski, Va.
Contingent to share and share alike or survivor.
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29 May 47
TM 14-600
(4) Where the soldier desires wife to be principal (primary)
and children contingent (secondary):
Principal, Susan Smith Doakes Contingent, Joseph Louis Doakes, Jr. Mabel Smith Doakes Irene Lee Doakes (And any other children born of this Contingent share and share alike or Wife Son Daughter Daughter marriage) survivor. $10,000 10,000 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va.
(5) Where the soldier desires to provide $8000 for wife, $2000 for Mother with contingent protection for both children:
Principal, Susan Smith Doakes Contingent Joseph Louis Doakes, Jr. Mabel Smith Doakes Irene Lee Doakes (Contingent share and share alike or Wife Son Daughter Daughter survivor.) $8,000 $8,000 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va.
ALSO
Principal, Elsie Brown Doakes Contingent, Jessie Brown Doakes (If living, otherwise to Joseph Louis Doakes, Jr., Son.) Mother Sister $2,000 $2,000 RFD #13, Pulaski, Va. RFD #13, Pulaski, Va.
(6) Where the soldier desires to provide for wife and children Principal, Susan Smith Doakes Wife Contingent, Joseph Louis Doakes Son Irene Lee Doakes Daughter (Contingent share and share alike or survivor.) and illegitimate child: $7,500 45 Elm St., Roanoke, Va. $7,500 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va.
ALSO
Principal, Harold Jones Contingent, Joseph Louis Doakes Irene Lee Doakes Illegitimate Son $2,500 Son $2,500 Daughter London, Ohio 45 Elm St., Roanoke, Va. 45 Elm St., Roanoke, Va.
(7) Where the soldier desires to protect a person who has stood in loco parentis and also a half sister:
Principal, Jacob Dale O’Hara Contingent, Abigail Kelly Doakes Uncle in Loco Parentis Half Sister $10,000 $10,000 Milo, Tenn. RFD #2, Pittsfield, Mass.
253
TM 14-600
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APPENDIX III
LIST OF VETERANS' ADMINISTRATION BRANCH OFFICES
The following branch offices of the Veterans’ Administration have jurisdiction over National Service Life Insurance in the areas indicated:
a. Veterans’ Administration Branch Office No. 1, 55 Tremont Street, Boston, Massachusetts. TERRITORY : Massachusetts, New Hampshire, Rhode Island, Connecticut, Vermont and Maine.
b. Veterans’ Administration Branch Office No. 2, 346 Broadway, New York 13, New York. TERRITORY : Puerto Rico and New York.
c. Veterans’ Administration Branch Office No. 3, 128 N. Broad Street, Philadelphia 2, Pennsylvania. TERRITORY: Pennsylvania, New Jersey, Delaware.
d. Veterans’ Administration Branch Office No. 4, 900 N. Lombardy Street, Richmond 20, Virginia. TERRITORY: District of Columbia, North Carolina, West Virginia, Virginia and Maryland.
e. Veterans’ Administration Branch Office No. 5, Atlanta 3, Georgia. TERRITORY: South Carolina, Tennessee, Alabama, Georgia and Florida.
/. Veterans’ Administration Branch Office No. 6, 52 S. Starling Street, Columbus 8, Ohio. TERRITORY : Michigan, Kentucky and Ohio.
g. Veterans’ Administration Branch Office No. 7,
226 West Jackson Boulevard, Chicago 6, Illinois. TERRITORY: Illinois, Wisconsin and Indiana.
h. Veterans’ Administration Branch Office No. 8, Ft. Snelling, St. Paul 11, Minnesota. TERRITORY : South Dakota, North Dakota, Nebraska, Minnesota, and Iowa.
i. Veterans’ Administration Branch Office No. 9, Boatmen’s Bank Building, 420 Locust Street, St. Louis 2, Missouri. TERRITORY: Oklahoma, Arkansas, Missouri and Kansas.
j. Veterans’ Administration Branch Office No. 10, 1114 Commerce Street, Dallas 2, Texas. TERRITORY : Mississippi, Louisiana and Texas.
k. Veterans’ Administration Branch Office No. 11, 821 Second Avenue, Seattle 4, Washington. TERRITORY : Washington, Montana, Oregon, Idaho and Alaska.
I. Veterans’ Administration Branch Office No. 12, 180 New Montgomery Street, San Francisco 5, California. TERRITORY: California, Arizona, Nevada and Hawaii.
m. Veterans’ Administration Branch Office No. 13, P. O. Box 1260, Denver Federal Center, Denver 1, Colorado. TERRITORY: New Mexico, Wyoming, Colorado and Utah,
254
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TM 14-600
APPENDIX IV
INFORMATION CONCERNING ARTICLE IV OF THE SOLDIERS’ AND SAILORS’ CIVIL RELIEF ACT
1. Definitions
a. The term insured includes any person (male or female, enlisted, commissioned or selected) on active duty with the military and naval forces of the United States (including Coast Guard) and any member of the Women’s Army Corps, who is the insured and the owner and holder of a life insurance policy.
b. The term policy includes any contract of life insurance on a life or endowment, or term plan, and any benefit in the nature of life insurance arising out of' a membership in any fraternal or beneficial association, which was made and a premium paid before date of approval of the Soldiers’ and Sailors’ Civil Relief Act Amendment of 1942 (6 October 1942) or not less than 30 days before the date the insured entered the military service. A policy is not eligible for protection if it contains any provisions excluding or restricting liability for death arising from, or in connection with, military service or any activity which the insured may be called upon to perform in connection with his military service, or requires the payment of an additional premium because of military service. (Policies of United States Government Life Insurance and National Service Life Insurance are not included within the provisions of the Act.) A policy must be in force on a premiumpaying basis at the time of application for benefits under the Act. •
c. The term premium includes that amount specified in the policy as a stipend to be paid by the insured at regular intervals during the period therein stated, and membership dues and assessments in an association.
d. The term insurer includes any firm, corporation, partnership, or association which is chartered or authorized to engage in the life insurance business and to issue a policy by the laws of a State of the United States or the United States.
2. General Provisions
a. Application. The provisions of the Act are not available except upon application made either by thg insured, by a person designated by the in
sured, or by the beneficiary if the insured is outside the continental United States, Alaska, and the Panama Canal Zone. Any writing signed by the insured, designating a person, firm, or corporation to make application .for benefits under the Act, shall be sufficient authority for the making of such application for the insured by such agent. When application is made by a person designated by the insured, the instrument or other writing authorizing such action must be attached to the application executed by the agent. See figure 35.
b. Amount. The provisions of the Act are not applicable to insurance in excess of $10,000 on the life of an insured, and a policy (or policies) for a face amount exceeding $10,000 will be divided into two policies at the request of the Veterans’ Administration. If application is made by an insured on policies exceeding a face amount of $10,000 (one or more policies with one or more insurers), without indicating a preference, the Veterans’ Administration will select the policy (or policies) which affords the best security to the Government.
c. Benefits. A policy which has been brought within the provisions of the Act shall not lapse or otherwise terminate for the nonpayment of a premium or the nonpayment of any indebtedness or interest, during the period of military service of the insured and two years thereafter, but this guarantee shall not extend for more than 2 years after the date when the Act ceases to be in force. Premiums may be paid by the insured direct to the insurer when due even though a policy has been placed under the protection of the Act; also, after an indebtedness has been established under authority of the Act, payments may be made from time to time to reduce the indebtedness.
d. Indemnity. Before any dividend is paid, or any loan or settlement is made on a policy while protected by the provisions of the Act, the written consent of the Veterans’ Administration must be obtained. The United States will guarantee payment of premiums and interest thereon at the rate specified in the policy for policy loans. If the amount
255
TM 14-600
29 May 47
VETERANS ADMINISTRATION Insurance Form 380 Rev. Feb. 1943
APPLICATION FOR BENEFITS
Soldiers’ and Sailors* Civil Relief Act Amendments of 194
Use an application (and copy) for each insurance policy, or certificate of membership, to be b Send this APPLICATION to the insurance company, associate i, or society. Send COPY OF APPLICATION to the Veterans Administration, Washington, D. C.
To- New England Mutual Life Insurance
(Name of insurance company, association, or society, etc.)
9 5 Milk. Sit_ree t Bos ton 76, Mass.
(Principal place of business or office where premiums are paid)
Effective date -j । ■ | Q7 o Policy
of insurance —__________. No
the Act.
Brnoir Bcrzac ts-Rooe.i
Address____
^7 .“nee, $.5*000.. 00
The insured under the above-identified policy issued by the above-named insurer, hereby makes application to have said policy protected in accordance with the provisions of the Soldiers’ and Sailors’ Civil Relief Act Amendments of 1942, and to that end agrees to such modifications of the terms of the policy as may be required to give the Act full force and effect with respect to such policy. The insured further agrees that the United States shall be protected in the amount of any premiums and interest guaranteed on the above-numbered policy. Any amount paid by the United States to the insurer on account of this policy will become a debt due the United States to be collected by deduction from any amount due the insured by the United States or as otherwise authorized by law.
9 402 308
J. oh n............Wj I1 i a m' Mahoney
........... (Middle)....................'(Ust)...
2. Home address 48 Pojpular Avenue Portland 14^ Maine
Address to which premium notices are sent.
3. Date of birth ..._LZ.d.u.n.e.19.12.......
5. Date of last entrance into
active service __ .l.2..„June„.l943
1. Name of insured
r.d ich :ed :bt ed
4. IJlace of birth_JBraijntree...76^Ma.ss.
6. Identification No.ASJN.....2...I.Q4...6 0.2.
Branch of service: Army_X______ Navy
_ . . Marine Corps----------- Coast Guard ....__
3.....J.u.l.y...J.9.42...................................
7. Due date of last premium paid on policy ..
8. Name and address of office or person to whom paid -N...E...M.Ut.U..aJ...l_J.f.0...1.nS.,...G O,.,.9.5...M j.j.k-.Sf.JB.QStO H
9. Next premium will be due and 76,MCWS.For period of ........Annually...............L..'.'... '....
payable On 3 J U l_y 1943 (State whether weekly, monthly, quarterly, semiannually, or annually)
11. Is there any indebtedness on this policy due the insurer? (Answer “Yes” or “No”) NO If “Yes,” give date of last loan,........................................................ and amount> .........................,
to the best of your information and belief.
12. Is the policy pledged or assigned to any person, firm, corporation, etc., other than the insurer, as security for an indebtedness? (Answer “Yes” or “No”) ...JN.Q........... If “Yes,” give the date,.................................■ amount, $..................
and name and address of assignee,______;.....................................
SjS.
liy)
13. Give the name and address of person (firm, corporation, etc.) who is now in possession of the policy
---------------Wif.e-.J.asjsii.e.....L^...M.a.hQ.ney.,..4.8.....Pop.u.la.r St .....Port
14. Have you made a similar application to have another policy (or policies) protested by the provisions of the Act? (Answer "Yes” or “No”) .. ...Y.e.§......... . If “-Yes,” give the following information about each policy:
Name of insurer
_______________Mutual. ...Benef.it.........Life Ins. C_o.
Amount of insurance
...5».Q.Q.0,00.
Application by the insured must be witnessed by the insured’s commanding officer, or by a commissioned officer of equal or higher rank than the insured. If the insured is on detached service, the applicatipn may be witnessed by the person who has custody Of the insured’s service record.
The undersigned witnessing officer does hereby certify that the insured is on active duty in the military service of the United States. 7 a . . . ,
Signed at ____Camp. .Ed wq rd. s.,_. Md s s.
this........2.8.....J M.n 6._________________________ 194'^
her the
.....ELMER ...L,„ GOODRICH
(Signature of witnessing officer)
.Captain.*............1.82... Inf.
(Signature o< insured)
.................................1..Sgt ...............!..8.2..Jnf
(Organization).(Rank)..................................(Organtertlon)'
If this application is made by a person designated by the insured or by a beneficiary if the insured is outside the continental United States, Alaska, and the Panama Canal Zone, it must be signed both in the name of the insured and by the agent or the beneficiary in his own name. When application is made by person designated by the insured, the instrument or other writing authorizing such action must be attached to the application executed by the agent. (See paragraph 2 of “Information Concerning the Insurance Provisions, etc.” on the reverse side of this form.)
Evidence that the insured is in the military service will be procured by the Veterans Administration.
(Rank)
(3
tai
ng
ice
Figure 35. V. A. Form 380 (Application for Benefits—Soldiers’ and Sailors’ Civil Relief Act).
256
29 May 47
TM 14-600
guaranteed by the United States is not paid to the insurer prior to the expiration of the period of protection under the Act, the amount then due will be treated by the insurer as a policy loan. If the cash surrender value of the policy is less than the amount then due, the policy shall cease and terminate and the United States shall pay the insurer the difference between the amount guaranteed and the cash surrender value. The amount paid by the United States to an insurer shall become a debt due to the United States by the insured on whose account payment was made.
e. Maturity. In the event a policy protected by the provisions of the Act matures as a death claim, the insurer will deduct the amount of any unpaid premiums, with interest at the rate provided for policy loans, from the proceeds of the policy and report the amount so deducted to the Veterans’ Administration.
/. Termination. The Act shall remain in force until 15 May 1945: Provided, That should the United States be then engaged in a war, the Act shall remain in force until such war is terminated by a treaty of peace proclaimed by the President and for six months thereafter.
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29 May 47
TM 14-600
INDEX
P aragraphs Page
Background of Life Insurance: What is life insurance......................................................................... 1 1
Scientific basis of life insurance..........'.............................................. 3 1
Need for life insurance................................................................... 2 1
National Service Life Insurance: Amount available............................................................................... 8 14
Application:
After discharge or separation from active service..................................... 16 17
After 120 days of active service...................................................... 16 17
Preparation of forms ................................................................. 17 17
Signature on application.............................................................. 18 20
Recording insurance on service records................................................ 20 21
Within 120 days of active service..................................................... 16 17
Assignment .............................................................................’ 14 16
Attachment ............................................................................... 14 16
Aviation cadets, aviation students, aviation cadets of the United States Military Academy: Aviation cadets .......................................................................... 29 24
Aviation cadets of the U. S. Military Academy......................................... 31 24
Aviation students .................................................................... 30 24
Obligatory insurance ................................................................. 34 28
Optional insurance ................................................................... 34 28
Plan of insurance .................................................................... 32 25
Procedure for obtaining insurance at government expense............................... 33 25
Procedure upon termination of premiums by government............................... 34 28
Beneficiaries: Absence of beneficiary designation........................................................ 42 36
Change of beneficiary ................................................................ 41 34
Eligible beneficiaries ............................................................... 40 34
Original beneficiary designation ..................................................... 40 34
Change of permanent plan of insurance:
To policy at a higher premium rate or reserve......................................... 75 57
To policy at a lower premium rate or reserve.......................................... 76 57
Conversion: Allotment procedure ..................................................................... 70 55
Automatic conversion in case of total disability...................................... 69 55
Conversion as of a current effective date............................................. 64 52
Conversion as of a previous date...................................................... 64 52
Conversion of policy on which premiums are being waived............................... 68 55
Conversion privileges ................................................................ 63 52
Conversion date....................................................................... 64 52
General provisions .................................................................. 62 52
Instructions for calculation of reserves and/or differences in reserves............... 65 54
Definitions ............................................................................... 6 12
Disability provisions. (See Total disability provisions.) Dividends ................................................................................ 15 15
Effective date of insurance.................................................................. 19 21
Eligibility ............................................................................... 7 14
Forfeitures .............................................................................. 12 15
Forms:
General information concerning preparation......................................... App. II 250
List of forms .......................................................................App. II 250
Obtaining forms .................................................................... App. II 250
259
TM 14-600
29 May 47
Gratuitous insurance:
Application for replacement ......................................................... 39 31
Beneficiary restrictions ............................................................ 38 31
Eligibility ......................................................................... 36 ’ 30
Limitations and replacement of gratuitous insurance.................................. 37 31
Guaranteed values:
Cash value .......................................................................... 71 55
Extended insurance .................................................................. 73 57
Paid-up insurance .................................................................. 72 56
Policy loans ........................................................................ 74 57
Table of guaranteed values..........................................................App. I 88
History of National Service Life Insurance................................................ 5 7
Incontestability ........................................................................ 11 15
Lapse .......................................................x........................... 77 61
Levy .................................................................................... 14 16
Options. (See Settlement options.)
Penalties ............................................................................... 13 16
Plans of insurance: 5-year level-premium term ................................................................ 9 14
Ordinary life ........................................................................ 9 14
Thirty-payment life .................................................................. 9 14
Twenty-payment life .................................................................. 9 14
Twenty-year endowment ................................................................ 9 14
Endowment at age 60................................................................... 9 14
Endowment at age 65 .................................................................. 9 14
Premium payment conditions and premium due dates:
Change in period of premiums......................................................... 26 22
Lapse of policy due to failure to tender premiums.................................... 28 22
Monthly premium payments ............................................................ 21 22
Payment by allotment of pay.......................................................... 25 22
Payment by direct remittance......................................................... 22 22
Payment by a third party............................................................. 24 22
Prepayment of premiums............................................................... 23 22
Refund of discounted premiums.........,.............................................. 27 22
Premium rates—tables ...............................................................App. I 88
Reinstatement:
Evidence of insurability ............................................................ 83 67
Payment of back premiums............................................................. 82 66
Permanent (converted) insurance ..................................................... 81 66
Term insurance ...................................................................... 80 61
Restrictions............................................................................. 10 15
Sample beneficiary designations ........................................................App. II 250
Seizure ................................................................................. 14 16
Settlement options:
Change of revocation of optional mode of settlement.................................. 43 36
Election of mode of settlement by beneficiary........................................ 43 36
Election of mode of settlement of matured endowments................................. 43 36
Mode of payment on insurance maturing prior to 1 August 1946...................... 43 36
Mode of payment on insurance maturing after 1 August 1946....................... 43 36
Options ............................................................................. 43 36
Payment to estate of beneficiary..................................................... 43 36
Payment to estate of insured......................................................... 43 36
Selection of optional mode of settlement............................................. 43 36
Taxation ................................................................................ 14 16
260
29 May 47
TM* 14-600
Paragraphs Page
Total disability provisions:
Total disability income provision (rider to policy) : Application for benefit................................................................... 58 46
Conversion involving disability benefit.............................................. 61 51
Definition of total disability benefit............................................... 56 46
Effective date....................................................................... 59 48
Eligibility ......................................................................... 57 46
Premium rates ....................................................................... 60 48
Waiver of premiums for total disability (clause in policy) :
Application submitted by person other than insured or beneficiary.................... 50 44
Application submitted after insured’s death.......................................... 49 44
Application by insured............................................................... 46 41
Automatic conversion in case of total disability.................................... 55 46
Definition of total disability ...................................................... 44 41
Discontinuance of premium waiver.................................................... 54 45
Effective date of premium waiver..................................................... 47 44
Eligibility for premium waiver....................................................... 45 41
Entry on service record ............................................................. 48 44
Maturity by death, period of total disability of less than 6 months duration........ 51 45
Premium payment pending approval of application for waiver of premiums............. 52 45
Refund of premiums due insured on account of waiver of premiums.................... 53 45
Veterans’ Administration symbols......................................................App. II 250
Waiver of premiums for total disability. (See Total disability provisions.)
Soldiers’ and Sailors’ Civil Relief Act (Article IV) : Amount ..........................................................................................App. IV 255
Application .................................................................................App. IV 255
Benefits ....................................................................................App. IV 255
Definitions .................................................................................App. IV 255
Indemnity ...................................................................................App. IV 255
Maturity ....................................................................................App. IV 255
Termination .................................................................................App. IV 255
United States Government Life Insurance: Application ..................................................................................... 84 69
Assignment .................................................................................. 119 86
Beneficiaries: Absence of beneficiary designation ....................................................... 98 72
Change of beneficiary ............................................................ 99 72
Original beneficiary designation ......................................................... 97 72
Change in plan: Conversion of a 5-year term insurance........................................................ Ill 84
Change to a policy at a higher rate of premium as of original effective date......... 109 80
Change to a policy at a lower rate of premium as of original effective date......... 110 80
Renewal of 5-year term insurance on term plan....................................... 112 84
Claims of creditors ......................................................................... 119 86
Conversion. (See Change in plan.)
Dividends ................................................................................... 117 86
Effective date.................................................................................... 85 70
Eligibility .................................................................................. 84 69
Forms: List of forms................................................................................App. II 250
Obtaining forms...........................................................................App. II 250
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TM 14-600
29 May 47
Paragraphs Page
Guaranteed values: Cash value ................................................................................... 84
Extended insurance ............................................................... U6 86
Paid-up insurance ............................................................................ 86
Policy loans ..................................................................... H4 84
Table of guaranteed values ........................................................App. I 88
Grace period........................................................................... 107 80
History of United States Government Life Insurance....................................... 4 5
Lapse ................................................................................. 107 80
Optional settlement: Election of optional settlement by beneficiary......................................... 102 72
Matured endowment policy ............................................. 104 74
Mode of payment at death or disability............................................. 100 72
Options ........................................................................... 103 74
Selection and revocation of optional settlement.................................... 101 72
Plans of insurance available: Ordinary life .......................................................................... 86 71
Twenty-payment life ................................................................ 87 71
Thirty-payment life ................................................................ 88 71
Twenty-year endowment .......................................................... 89 71
Thirty-year endowment ............................................................. 90 71
Endowment at age 62 ................................................................ 91 71
Five-year level-premium term ....................................................... 92 71
Premium payments: Change in method of premium payments.................................................... 96 72
Payment by allotment of pay...................................................... 94 71
Payment by direct remittance....................................................... 93 71
Premium rates......................................................................App. I 88
Prepayment of premiums.............................................................. 95 72
Restrictions .......................................................................... 118 86
Reinstatement ....................................................................... 108 80
Taxation .............................................................................. 119 86
Total disability provisions:
Definition of total permanent disability........................................... 105 75
Disability clause in the policy.................................................... 105 75
Total disability provision (rider to policy)....................................... 106 75
•fro. S. GOVERNMENT PRINTING OFFICE: 1947-706411-201
262