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<GovernmentManual>
  <accessId>GOVMAN-2014-10-06-321</accessId>
  <Entity EntityId="321" ParentId="0" SortOrder="37">
    <EntityType>Parent</EntityType>
    <Category>Executive Branch: Independent Agencies and Government Corporations</Category>
    <IntroductoryHeader/>
    <IntroductoryParagraph/>
    <AgencyName>Consumer Financial Protection Bureau</AgencyName>
    <Addresses>
      <Address EntityAddressId="267" SortOrder="1">
        <FooterDetails>
          <Email/>
          <WebAddress>http://www.consumerfinance.gov</WebAddress>
        </FooterDetails>
        <Address>1700 G Street NW., Washington, DC 20552</Address>
        <Phone>202-435-7000</Phone>
        <Phone2/>
        <Fax/>
      </Address>
    </Addresses>
    <LeaderShipTables>
      <LeaderShipTable EntityLeaderShipTableId="267" SortOrder="1">
        <FooterDetails>
          <Email/>
          <Footer/>
          <WebAddress/>
        </FooterDetails>
        <Header/>
        <HeaderParagraph/>
        <NameColumnHeader/>
        <ShowFootNote>Yes</ShowFootNote>
        <ShowHeader>Yes</ShowHeader>
        <ShowHeaderParagraph>Yes</ShowHeaderParagraph>
        <ShowNameColumnHeader>Yes</ShowNameColumnHeader>
        <ShowTitleColumnHeader>Yes</ShowTitleColumnHeader>
        <TitleColumnHeader/>
        <LeaderShipTableValues>
          <Values EntityLeadershipTableValuesId="3476" SortOrder="1">
            <NameColumnValue>Richard Cordray</NameColumnValue>
            <TitleColumnValue>Director</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3477" SortOrder="2">
            <NameColumnValue>Steven Antonakes</NameColumnValue>
            <TitleColumnValue>Deputy Director</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3478" SortOrder="3">
            <NameColumnValue>Christopher D'Angelo</NameColumnValue>
            <TitleColumnValue>Chief of Staff, Office of the Director</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3479" SortOrder="4">
            <NameColumnValue>Wendy Kamenshine</NameColumnValue>
            <TitleColumnValue>Ombudsman</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3480" SortOrder="5">
            <NameColumnValue>(vacancy)</NameColumnValue>
            <TitleColumnValue>Administrative Law Judge</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3481" SortOrder="6">
            <NameColumnValue>Sartaj Alag</NameColumnValue>
            <TitleColumnValue>Chief Operating Officer</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3482" SortOrder="7">
            <NameColumnValue>Suzanne Tosini</NameColumnValue>
            <TitleColumnValue>Chief Administrative Officer</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3483" SortOrder="8">
            <NameColumnValue>Stephen Agostini</NameColumnValue>
            <TitleColumnValue>Chief Financial Officer</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3484" SortOrder="9">
            <NameColumnValue>Dennis Slagter</NameColumnValue>
            <TitleColumnValue>Chief Human Capital Officer</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3485" SortOrder="10">
            <NameColumnValue>Ashwin Vasan</NameColumnValue>
            <TitleColumnValue>Chief Information Officer</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3486" SortOrder="11">
            <NameColumnValue>Scott Pluta</NameColumnValue>
            <TitleColumnValue>Assistant Director, Office of Consumer Response</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3487" SortOrder="12">
            <NameColumnValue>Stuart Ishimaru</NameColumnValue>
            <TitleColumnValue>Director, Office of Minority and Women Inclusion</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3488" SortOrder="13">
            <NameColumnValue>David Gragan</NameColumnValue>
            <TitleColumnValue>Chief Procurement Officer</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3489" SortOrder="14">
            <NameColumnValue>M. Stacey Bach</NameColumnValue>
            <TitleColumnValue>Assistant Director, Office of Equal Opportunity Employment</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3490" SortOrder="15">
            <NameColumnValue>Gail Hillebrand</NameColumnValue>
            <TitleColumnValue>Associate Director, Consumer Education and Engagement</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3491" SortOrder="16">
            <NameColumnValue>Peter Jackson</NameColumnValue>
            <TitleColumnValue>Assistant Director, Consumer Engagement</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3492" SortOrder="17">
            <NameColumnValue>Camille Busette</NameColumnValue>
            <TitleColumnValue>Assistant Director, Financial Education</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3493" SortOrder="18">
            <NameColumnValue>Daniel Dodd-Ramirez</NameColumnValue>
            <TitleColumnValue>Assistant Director, Financial Empowerment</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3494" SortOrder="19">
            <NameColumnValue>Nora Eisenhower</NameColumnValue>
            <TitleColumnValue>Assistant Director, Older Americans</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3495" SortOrder="20">
            <NameColumnValue>Hollister Petraeus</NameColumnValue>
            <TitleColumnValue>Assistant Director, Servicemember Affairs</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3496" SortOrder="21">
            <NameColumnValue>Rohit Chopra</NameColumnValue>
            <TitleColumnValue>Assistant Director, Students</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3497" SortOrder="22">
            <NameColumnValue>Steven Antonakes</NameColumnValue>
            <TitleColumnValue>Associate Director, Supervision, Enforcement, and Fair Lending</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3498" SortOrder="23">
            <NameColumnValue>Kent Markus</NameColumnValue>
            <TitleColumnValue>Assistant Director, Enforcement</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3499" SortOrder="24">
            <NameColumnValue>Patrice Ficklin</NameColumnValue>
            <TitleColumnValue>Assistant Director, Fair Lending and Equal Opportunity</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3500" SortOrder="25">
            <NameColumnValue>Paul Sanford</NameColumnValue>
            <TitleColumnValue>Assistant Director, Office of Supervision Examinations</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3501" SortOrder="26">
            <NameColumnValue>Peggy Twohig</NameColumnValue>
            <TitleColumnValue>Assistant Director, Office of Supervision Policy</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3502" SortOrder="27">
            <NameColumnValue>David Silberman</NameColumnValue>
            <TitleColumnValue>Associate Director, Markets and Regulations</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3503" SortOrder="28">
            <NameColumnValue>William Wade-Gery, Acting</NameColumnValue>
            <TitleColumnValue>Assistant Director, Card Markets</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3504" SortOrder="29">
            <NameColumnValue>Bayard Stone, Jr.</NameColumnValue>
            <TitleColumnValue>Assistant Director, Credit Information, Collections, and Deposits Markets</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3505" SortOrder="30">
            <NameColumnValue>Jeffrey Langer</NameColumnValue>
            <TitleColumnValue>Assistant Director, Installment and Liquidity Lending Markets</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3506" SortOrder="31">
            <NameColumnValue>Abhishek Agarwal, Acting</NameColumnValue>
            <TitleColumnValue>Assistant Director, Mortgage Markets</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3507" SortOrder="32">
            <NameColumnValue>Kelly Cochran</NameColumnValue>
            <TitleColumnValue>Assistant Director, Regulations</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3508" SortOrder="33">
            <NameColumnValue>Christopher Carroll</NameColumnValue>
            <TitleColumnValue>Assistant Director, Research</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3509" SortOrder="34">
            <NameColumnValue>Zixta Martinez</NameColumnValue>
            <TitleColumnValue>Associate Director, External Affairs</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3510" SortOrder="35">
            <NameColumnValue>Jennifer Howard</NameColumnValue>
            <TitleColumnValue>Assistant Director, Communications</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3511" SortOrder="36">
            <NameColumnValue>Chris Vaeth</NameColumnValue>
            <TitleColumnValue>Assistant Director, Community Affairs</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3512" SortOrder="37">
            <NameColumnValue>Daniel Smith</NameColumnValue>
            <TitleColumnValue>Assistant Director, Office of Financial Institutions and Business Liaisons</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3513" SortOrder="38">
            <NameColumnValue>Delicia Hand</NameColumnValue>
            <TitleColumnValue>Staff Director, Consumer Advisory Board and Councils</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3514" SortOrder="39">
            <NameColumnValue>Cheryl Parker-Rose</NameColumnValue>
            <TitleColumnValue>Assistant Director, Intergovernmental Affairs</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3515" SortOrder="40">
            <NameColumnValue>Catherine Galicia</NameColumnValue>
            <TitleColumnValue>Assistant Director, Legislative Affairs</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3516" SortOrder="41">
            <NameColumnValue>Meredith Fuchs</NameColumnValue>
            <TitleColumnValue>General Counsel</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3517" SortOrder="42">
            <NameColumnValue>(vacancy)</NameColumnValue>
            <TitleColumnValue>Principal Deputy General Counsel</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3518" SortOrder="43">
            <NameColumnValue>Richard Lepley</NameColumnValue>
            <TitleColumnValue>Deputy General Counsel, General Law and Ethics</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3519" SortOrder="44">
            <NameColumnValue>To-Quyen Truong</NameColumnValue>
            <TitleColumnValue>Deputy General Counsel, Oversight, Litigation and Enforcement Support</TitleColumnValue>
          </Values>
          <Values EntityLeadershipTableValuesId="3520" SortOrder="45">
            <NameColumnValue>Stephen Van Meter</NameColumnValue>
            <TitleColumnValue>Deputy General Counsel, Law and Policy</TitleColumnValue>
          </Values>
        </LeaderShipTableValues>
      </LeaderShipTable>
    </LeaderShipTables>
    <MissionStatement>
      <Heading/>
      <Record>
        <Paragraph MissionStatmentId="134" SortOrder="1">The Consumer Financial Protection Bureau educates consumers to recognize predatory practices; enforces Federal consumer financial laws and supervises banks, credit unions, and other financial companies; and studies consumer financial markets, financial services providers, and consumers.</Paragraph>
        <FooterDetails>
          <Footer/>
        </FooterDetails>
      </Record>
    </MissionStatement>
    <OrganizationChart>graphics/GOVMAN-2014-10-06-321.jpg</OrganizationChart>
    <LegalAuthority>
      <Heading/>
    </LegalAuthority>
    <OrganizationStatement>
      <Heading/>
    </OrganizationStatement>
    <ProgramAndActivities>
      <ProgramAndActivity ProgramAndActivitiesId="485" SortOrder="1">
        <FooterDetails>
          <Email/>
          <Footer/>
          <WebAddress/>
        </FooterDetails>
        <MainParagraph/>
        <PointOfContact/>
        <ProgramName/>
        <Activity ProgramAndActivitiesId="1197" SortOrder="1">
          <Heading/>
          <Details>
            <Detail SortOrder="1" TypeOfProgramAndActivitiesDetailsId="2148">
              <FooterDetails>
                <Email/>
                <Footer/>
                <WebAddress/>
              </FooterDetails>
              <Heading/>
              <Paragraph>The Consumer Financial Protection Bureau (CFPB) is an independent Federal agency established by title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2012 (12 U.S.C. 5491). CFPB is headed by a Director, whom the President appoints and the Senate confirms.</Paragraph>
            </Detail>
            <Detail SortOrder="2" TypeOfProgramAndActivitiesDetailsId="2149">
              <FooterDetails>
                <Email/>
                <Footer/>
                <WebAddress/>
              </FooterDetails>
              <Heading/>
              <Paragraph>The Bureau regulates the offering and provision of consumer financial products and services under Federal consumer financial laws. It works to give consumers the information they need to understand the terms of their agreements with financial companies. It also works to make regulations and guidance as clear and streamlined as possible so providers of consumer financial products and services can understand and follow the rules without assistance.</Paragraph>
            </Detail>
            <Detail SortOrder="3" TypeOfProgramAndActivitiesDetailsId="2150">
              <FooterDetails>
                <Email/>
                <Footer/>
                <WebAddress/>
              </FooterDetails>
              <Heading/>
              <Paragraph>CFPB's principal activities center on writing rules, supervising companies, and enforcing Federal consumer financial protection laws; restricting unfair, deceptive, or abusive acts or practices; taking consumer complaints; promoting financial education; researching consumer behavior; monitoring financial markets for new risks to consumers; and enforcing laws that prohibit discrimination and other unfair treatment in consumer finance.</Paragraph>
            </Detail>
          </Details>
        </Activity>
      </ProgramAndActivity>
    </ProgramAndActivities>
    <SourceOfInformationDetails>
      <EntitySourceOfInformation EntitySourceOfInformationId="783" SortOrder="1">
        <FooterDetails>
          <Email>info@consumerfinance.gov</Email>
          <Footer/>
          <WebAddress>http://www.consumerfinance.gov/askcfpb/</WebAddress>
        </FooterDetails>
        <Header>Consumer Help</Header>
        <Paragraph>For consumer help, call 855-411-2372, 8 a.m. to 8 p.m. eastern standard time, weekdays. TTY/TDD, 855-729-2372. Information is also available by writing to the Consumer Financial Protection Bureau, P.O. Box 4503, Iowa City, IA 52244.</Paragraph>
      </EntitySourceOfInformation>
      <EntitySourceOfInformation EntitySourceOfInformationId="784" SortOrder="2">
        <FooterDetails>
          <Email/>
          <Footer/>
          <WebAddress>http://promotions.usa.gov/cfpbpubs.html</WebAddress>
        </FooterDetails>
        <Header>Publications</Header>
        <Paragraph>Bulk orders of CFPB publications, in both English and Spanish, can be ordered online.</Paragraph>
      </EntitySourceOfInformation>
      <EntitySourceOfInformation EntitySourceOfInformationId="785" SortOrder="3">
        <FooterDetails>
          <Email/>
          <Footer/>
          <WebAddress>http://www.consumerfinance.gov/blog/the-cfpb-wants-you-to-blow-the-whistle-on-lawbreakers/</WebAddress>
        </FooterDetails>
        <Header>Whistleblowers</Header>
        <Paragraph>The Bureau welcomes tips from people who know of potential Federal consumer financial law violations. Whistleblowers and law enforcement tipsters, including current or former employees of potential violators, contractors, vendors, or industry competitors, should call 855-695-7974 or send an email to whistleblower@cfpb.gov.</Paragraph>
      </EntitySourceOfInformation>
    </SourceOfInformationDetails>
    <FooterDetails>
      <Footer>For further information, contact the Consumer Financial Protection Bureau, 1700 G Street NW., Washington, DC 20552. Phone, 202-435-7000.</Footer>
      <Email>info@consumerfinance.gov</Email>
      <WebAddress>http://www.consumerfinance.gov</WebAddress>
    </FooterDetails>
  </Entity>
</GovernmentManual>
