[United States Government Manual]
[May 31, 1996]
[Pages 599-601]
[From the U.S. Government Publishing Office, www.gpo.gov]



NATIONAL CREDIT UNION ADMINISTRATION

1775 Duke Street, Alexandria, VA 22314-3428
Phone, 703-518-6300
Chairman                                         Norman E. D'Amours

[[Page 600]]

Vice Chairman                                    Shirlee Bowne
Member of the Board                              Yolanda Townsend Wheat
Executive Director                               Karl Hoyle
Secretary to the Board                           Becky Baker
  Executive Assistant to the Vice                John Butler
      Chairman
  Executive Assistant to the Board               Russell Clark
      Member
General Counsel                                  Robert Fenner
Director, Public and Congressional Affairs       Robert E. Loftus
Director, Office of Examination and Insurance    David M. Marquis
Inspector General                                H. Frank Thomas
Chief Financial Officer                          Dennis Winans
Director, Office of Community Development and    Joyce Jackson
    Low-Income Credit Unions
Director, Office of Investment Services          Edward Dupcak
Director, Office of Technology and Information   Doug Verner
    Systems
Director, Office of Administration               James L. Baylen
Director, Office of Human Resources              Dorothy Foster
Director, Office of Training and Development     Robert Pompa
Director, Office of Corporate Credit Unions      Robert F. Schafer, 
                                                     Acting

[For the National Credit Union Administration statement of organization, 
see the Code of Federal Regulations, Title 12, Part 720]

________________________________________________________________________
The National Credit Union Administration Board is responsible for 
chartering, insuring, supervising, and examining Federal credit unions 
and administering the National Credit Union Share Insurance Fund. The 
Board also manages the Central Liquidity Facility, a mixed-ownership 
Government corporation whose purpose is to supply emergency loans to 
member credit unions.

The National Credit Union Administration was established by act of March 
10, 1970 (12 U.S.C. 1752), and reorganized by act of November 10, 1978 
(12 U.S.C. 226), as an independent agency in the executive branch of the 
Federal Government. It regulates and insures all Federal credit unions 
and insures State-chartered credit unions that apply and qualify for 
share insurance.

Activities

Chartering  The Administration's Board grants Federal credit union 
charters to groups sharing a common bond of occupation or association, 
or groups within a well-defined neighborhood, community, or rural 
district. A preliminary investigation is made to determine if certain 
minimum standards are met before granting a Federal charter.

For further information, contact the appropriate regional office listed 
in the table below.

Supervision  Supervisory activities are carried out through annual 
examiner contacts and through periodic policy and regulatory releases 
from the Administration. The Administration also maintains a warning 
system designed to identify emerging problems as well as to monitor 
operations between examinations.
Examinations  The Administration conducts annual examinations of Federal 
credit unions to determine their solvency and compliance with laws and 
regulations and to assist credit union management and operations.

For further information, contact the Director, Office of Examination and 
Insurance. Phone, 703-518-6360.

Share Insurance  The act of October 19, 1970 (12 U.S.C. 1781 et seq.), 
provides for a program of share insurance. The insurance is mandatory 
for Federal credit unions and for State-chartered credit unions in many 
States and is optional for other State-chartered

[[Page 601]]

credit unions that meet Administration standards. Credit union members' 
accounts are insured up to $100,000. The National Credit Union Share 
Insurance Fund requires each insured credit union to place and maintain 
a 1-percent deposit of its insured savings with the Fund.

For further information, contact the Director, Office of Examination and 
Insurance. Phone, 703-518-6360.

                             Regional Offices--National Credit Union Administration                             
----------------------------------------------------------------------------------------------------------------
            Region                     Address                  Director             Telephone          Fax     
----------------------------------------------------------------------------------------------------------------
ALBANY--Connecticut, Maine,    9 Washington Sq.,       Layne L. Bumgardner          518-464-4180    518-464-4195
 Massachusetts, New             Washington Ave. Ext.,                                                           
 Hampshire, New York, Rhode     Albany, NY 12205                                                                
 Island, Vermont                                                                                                
CAPITAL--Delaware, District    Suite 206, 1775 Duke    Jane Walters                 202-682-1900    703-838-0401
 of Columbia, Maryland, New     St., Alexandria, VA                                                             
 Jersey, Pennsylvania,          22314                                                                           
 Virginia, West Virginia                                                                                        
ATLANTA--Alabama, Arkansas,    Suite 1600, 7000        H. Allen Carver              770-396-4042  770-698-821122
 Florida, Georgia, Kentucky,    Central Pkwy.,                                                                  
 Louisiana, Mississippi,        Atlanta, GA 30328                                                               
 North Carolina, Puerto Rico,                                                                                   
 South Carolina, Tennessee,                                                                                     
 Virgin Islands                                                                                                 
CHICAGO--Illinois, Indiana,    Suite 155, 4225         Nicholas Veghts              708-245-1000    708-245-1015
 Michigan, Missouri, Ohio,      Napperville Rd.,                                                                
 Wisconsin                      Lisle, IL 60532                                                                 
AUSTIN--Arizona, Colorado,     Suite 5200, 4807        John S. Ruffin               512-349-4500    512-349-4511
 Iowa, Kansas, Minnesota,       Spicewood Springs                                                               
 Nebraska, New Mexico, North    Rd., Austin, TX 78759-                                                          
 Dakota, Oklahoma, South        8490                                                                            
 Dakota, Texas, Utah, Wyoming                                                                                   
PACIFIC--Alaska, American      Suite 1350, 2300        Daniel L. Murphy             510-825-6125    510-486-3729
 Samoa, California, Guam,       Clayton Rd., Concord,                                                           
 Hawaii, Idaho, Montana,        CA 94520                                                                        
 Nevada, Oregon, Washington                                                                                     
----------------------------------------------------------------------------------------------------------------

Sources of Information

Consumer Complaints  The Administration investigates the complaints of 
members who are unable to resolve problems with their Federal credit 
union when these problems relate to a possible violation of the Federal 
Credit Union Act or consumer protection regulations. Complaints should 
be sent directly to the appropriate regional office.
Employment  Inquiries and applications for employment should be directed 
to the Office of Human Resources, National Credit Union Administration, 
1775 Duke Street, Alexandria, VA 22314-3428.
Federally Insured Credit Unions  A list of federally insured credit 
union names, addresses, asset levels, and number of members is available 
for review at NCUA's Alexandria and regional offices. Copies of the 
listing are available at a nominal fee from NCUA, Publications, 1775 
Duke Street, Alexandria, VA 22314-3428. Phone, 703-518-6340.
Publications  NCUA publications are available in hard copy, or using a 
computer and modem, via the NCUA Bulletin Board. To view and download 
NCUA publications from the Bulletin Board, log onto the system at 703-
518-6480. For assistance, contact the systems operator at 703-518-6335. 
A list of publications and hard copies are available through the NCUA, 
Office of Administration, 1775 Duke Street, Alexandria, VA 22314-3428. 
Phone, 703-518-6340.
Starting a Federal Credit Union  Groups interested in forming a Federal 
credit union may obtain free information by writing to the appropriate 
regional office.

For further information concerning the National Credit Union 
Administration, contact the Office of Public and Congressional Affairs, 
National Credit Union Administration, 1775 Duke Street, Alexandria, VA 
22314-3428. Phone, 703-518-6330.