[United States Government Manual]
[July 01, 1995]
[Pages 690-700]
[From the U.S. Government Publishing Office, www.gpo.gov]




SMALL BUSINESS ADMINISTRATION

409 Third Street SW., Washington, DC 20416
Phones: Personnel locator, 202-205-6600; Answer desk, 800-U-ASK-SBA 
(toll-free); Fraud-waste, 202-205-7151
Administrator                                    Philip Lader
Deputy Administrator                             Cassandra M. Pulley
Chief of Staff                                   Missy Kincaid
Counselor to the Administrator                   Jeanne Saddler
Associate Administrator for Field Operations     (vacancy)
Director, Executive Secretariat                  Susan M. Clifford
Chief Counsel for Advocacy                       Jere W. Glover
General Counsel                                  John T. Spotila
Assistant Administrator for Congressional and    Mary K. Swedin
    Legislative Affairs
Associate Administrator for Communications and   William F. Combs
    Public Liaison
Assistant Administrator for Public               Janis F. Kearney
    Communications
Assistant Administrator for Marketing/Outreach   Irma R. Munoz

[[Page 691]]

Chief Financial Officer and Associate Deputy     John D. Whitmore
    Administrator for Management and 
    Administration
Deputy Associate Deputy Administrator for        Douglas Criscitello
    Management and Administration
Assistant Administrator for Human Resources      Carolyn J. Smith
Assistant Administrator for Administration       Calvin Jenkins
Assistant Administrator for Information          Lawrence E. Barrett
    Resources Management
Associate Deputy Administrator for Economic      Mary Jean Ryan
    Development
Deputy Associate Deputy Administrator for        Patricia Forbes
    Economic Development
Associate Administrator for Surety Guarantees    Dorothy D. Kleeschulte
Associate Administrator for Financial            John R. Cox
    Assistance
Associate Administrator for Investment           Robert D. Stillman
Associate Administrator for Business             Monika Harrison
    Initiatives
Assistant Administrator for International Trade  Jeanne Sclater
Assistant Administrator for Veterans Affairs     Leon J. Bechet
Associate Administrator for Small Business       Johnnie Albertson
    Development Centers
Assistant Administrator for Women's Business     (vacancy)
    Ownership
Assistant Administrator for Native American      Quanah Stamps
    Affairs
Associate Deputy Administrator for Government    Robert L. Neal, Jr.
    Contracting and Minority Enterprise 
    Development
Deputy to the Associate Deputy Administrator     Robert J. Moffitt
    for GC/MED
Associate Administrator for Government           Thomas Dumaresq
    Contracting
Associate Administrator for Minority Small       Herbert Mitchell
    Business and Capital Ownership Development
Assistant Administrator for Technology           Richard J. Shane, 
                                                     Acting
Assistant Administrator for Size Standards       Gary M. Jackson
Inspector General                                James S. Hoobler
Associate Administrator for Disaster Assistance  Bernard Kulik
Assistant Administrator for Hearings and         Mona Mitnick, Acting
    Appeals
Assistant Administrator for Equal Employment     Erline M. Patrick
    Opportunity and Civil Rights Compliance

[For the Small Business Administration statement of organization, see 
the Code of Federal Regulations, Title 13, Part 101]

________________________________________________________________________
  
The fundamental purposes of the Small Business Administration are to 
aid, counsel, assist, and protect the interests of small business; 
ensure that small business concerns receive a fair portion of Government 
purchases, contracts, and subcontracts, as well as of the sales of 
Government property; make loans to small business concerns, State and 
local development companies, and the victims of floods or other 
catastrophes, or of certain types of economic injury; and license, 
regulate, and make loans to small business investment companies.


[[Page 692]]




[[Page 693]]

The Small Business Administration (SBA) was created by the Small 
Business Act of 1953 and derives its present existence and authority 
from the Small Business Act (15 U.S.C. 631 et seq.). It also derives its 
authority from the Small Business Investment Act of 1958 (15 U.S.C. 
661). The Secretary of Commerce has delegated to the Administration 
certain responsibilities and functions under section 202 of the Public 
Works and Economic Development Act of 1965 (42 U.S.C. 3142) and is 
further authorized to delegate to the Administrator certain 
responsibilities and functions under chapter 3 of the Trade Act of 1974 
(19 U.S.C. 2101).

Activities

Financial Assistance  The Administration provides guaranteed, direct, or 
immediate participation loans to small business concerns to help them 
finance plant construction, conversion, or expansion and acquire 
equipment, facilities, machinery, supplies, or materials. It also 
provides them with working capital. Since enactment of the act of June 
4, 1976 (90 Stat. 663), farming enterprises are included within the term 
``small business concerns.''
    The Administration is authorized to make direct loans to individuals 
with disabilities and nonprofit organizations employing these 
individuals in the production of goods or services. Direct loans are 
also available to Vietnam and disabled veterans and to eligible section 
8(a) contractors. The Administration may provide loans to finance 
residential or commercial construction or rehabilitation for sale; loans 
to small business concerns located in urban or rural areas, with high 
proportions of unemployed or low-income individuals, or owned by low-
income individuals; extensions and revolving lines of credit for export 
purposes to enable small business concerns to develop foreign markets 
and obtain pre-export financing; and guarantee loans to qualified 
employee trusts with respect to small business concerns. The 
Administration may finance small firms that manufacture, sell, install, 
service, or develop specific energy measures including engineering, 
architectural, consulting, or other professional services connected with 
eligible energy measures.
    The Administration may also provide assistance to small business 
concerns needing small-scale financing and technical assistance through 
loans and grants to private, nonprofit organizations who, in turn, make 
microloans and provide technical assistance to eligible concerns.
    Under the provisions of sections 501-506 of the Small Business 
Investment Act (15 U.S.C. 695, 696), loans are made to State and local 
development companies, who, likewise, assist small business concerns by 
providing long-term loans for the acquisition of land and buildings, 
construction, conversion or expansion of facilities, and the purchase of 
machinery and equipment.

For further information, contact the Office of Financial Assistance. 
Phone, 202-205-6490.

Disaster Assistance  The Administration also lends money to help the 
victims of floods, riots, or other catastrophes repair or replace most 
disaster-damaged property. Direct loans with subsidized interest rates 
are made to assist small businesses and small agricultural cooperatives 
without credit elsewhere that have sustained substantial economic injury 
resulting from natural disasters.

For further information, contact the Office of Disaster Assistance. 
Phone, 202-205-6734.

Investment  The Administration licenses, regulates, and provides 
financial assistance to small business investment companies, and section 
301(d) licensees (formerly minority enterprise small business investment 
companies). The sole function of these investment companies is to 
provide venture capital in the form of equity financing, long-term loan 
funds, and management services to small business concerns.

For further information, contact the Investment Division. Phone, 202-
205-6510.

Surety Bonds  Through its Surety Bond Guarantee Program, the 
Administration 

[[Page 694]]
helps to make the contract bonding process accessible to small and 
emerging contractors who find bonding unavailable. It will guarantee to 
reimburse a qualified surety up to 90 percent of losses incurred under 
bid, payment, or performance bonds issued to small contractors on 
contracts valued up to $1.25 million. The contracts may be for 
construction, supplies, manufacturing, or services provided by either a 
prime contractor or subcontractor for governmental or nongovernmental 
work.

For further information, contact the Office of Surety Guarantee. Phone, 
202-205-6540.

Government Contracting  The Administration works closely with purchasing 
agencies of the Federal Government and with the Nation's leading 
contractors in developing policies and procedures that will increase the 
number of contracts going to small business.
    The Administration provides a wide range of services to small firms 
to help them obtain and fulfill Government contracts and subcontracts. 
It sets aside suitable Government purchases for competitive award to 
small business concerns and provides an appeal procedure for a low-
bidding small firm whose ability to perform a contract is questioned by 
the contracting officer. The Administration develops subcontract 
opportunities for small businesses by maintaining close contact with 
prime contractors and referring qualified small firms to them. It 
cooperates with Federal agencies in setting procurement goals for small 
businesses, small disadvantaged businesses, and small women-owned 
businesses for prime contracts and subcontracts.
    The Administration maintains a computerized small business source 
referral system that provides qualified sources for Federal Government 
and large business procurements. It cooperates with Government agencies 
in ensuring that small firms have an opportunity to procure a fair share 
of Government property, such as timber, royalty oil, strategic 
materials, and mineral leases, that is sold to the private sector. The 
Administration also works with Federal agencies to ensure that small 
firms have a fair opportunity to acquire surplus Government property.

For further information, contact the Office of Government Contracting. 
Phone, 202-205-6460.

Business Initiatives  The Administration develops and cosponsors courses 
and conferences, prepares informational leaflets and booklets, and 
encourages research into the operations of small business concerns. It 
counsels and conducts management workshops and courses for established 
as well as prospective businesspersons, and enlists the volunteer aid of 
retired and active executives in assisting small businesses with 
management and technical services. It also contracts with college and 
university schools of business for counseling services by qualified 
students. The Administration utilizes the private sector to obtain 
maximum leverage from all programs in achieving goals and in meeting the 
needs of the small business community.

For further information, contact the Office of Business Initiatives. 
Phone, 202-205-6665.

Minority Enterprise Development  Sections 7(j) and 8(a) of the Small 
Business Act provide the authority for the Minority Enterprise 
Development Program. The Development Program is a multi-faceted program 
designed to promote business ownership by socially and economically 
disadvantaged persons. Its components include the 8(a) program, the 7(j) 
management and technical assistance program, and the minority outreach 
program.
    Participation in the 8(a) program is available to small businesses 
that are at least 51 percent unconditionally owned, controlled, and 
managed by one or more individuals determined by SBA to be socially and 
economically disadvantaged. In order to gain approval for participation 
in the 8(a) program, the firms must sell goods and/or services that the 
Federal Government purchases, and demonstrate the potential for 
successful business development.
    Program participants receive a wide variety of services from SBA 
including 

[[Page 695]]
management and technical assistance, loans, and Federal contracts. 
Under 8(a) program authority, SBA contracts with Federal Government 
entities to provide goods and services and, in turn, subcontracts the 
performance of these contracts to 8(a) program participants.
    Information regarding the program and 8(a) program applications are 
provided by SBA's district offices. The Administration's Division of 
Certification and Eligibility addresses issues related to 8(a) program 
eligibility. The Division of Program Development handles matters related 
to 8(a) contract awards and the business development of 8(a) participant 
firms.
    Under section 7(j) program authority, SBA provides management and 
technical assistance to section 8(a) program participants, other 
socially and economically disadvantaged persons, and those businesses 
operating in low- income or high-unemployment areas. The Administration 
enters into cooperative agreements and contracts with qualified 
organizations and individuals, including businesses, State and local 
governments, educational institutions, Indian tribes, and nonprofit 
organizations to provide this assistance. At the local level, services 
are provided on a one-to-one basis in the areas of bookkeeping and 
accounting services, production, engineering and technical advice, 
feasibility studies, marketing analysis and advertising expertise, legal 
services, and specialized management training. At the regional and 
national levels, SBA funds innovative programs to provide for services 
in such areas as transition management for 8(a) firms, competitive 
marketing strategies, financing, comprehensive business plans, and 
financial management services. The Administration's Division of 
Management and Technical Assistance administers the 7(j) program.
    The minority outreach program provides a broad range of assistance 
to firms owned by socially and economically disadvantaged individuals by 
providing information and networking opportunities through a variety of 
programs. The Administration has combined its efforts with those of 
private industry, banks, local communities, and other Federal agencies 
to provide this assistance. The Administration's outreach efforts 
include publishing a newsletter, entering into cooperative agreements 
with major corporations to establish an information network with SBA 
regarding contracting opportunities for firms owned by disadvantaged 
individuals. The network would provide an electronic bulletin board to 
disseminate information about potential Federal and private sector 
contracting opportunities, and would sponsor numerous events designed to 
foster business development for economically disadvantaged firms. The 
Division of Minority Small Business Outreach, working in conjunction 
with other program divisions, is responsible for the Administration's 
outreach efforts.

For further information, contact the Office of Minority Enterprise 
Development. Phone, 202-205-6410.

Advocacy  The Office of Advocacy evaluates the impact on small 
businesses of legislative proposals and other public policy issues by 
preparing policy papers and by conducting research having an impact on 
small business. The Office conducts economic and statistical research 
into matters affecting the competitive strength of small business. The 
Office also researches the effect of Federal laws, programs, and 
regulations on small business and makes recommendations to Federal 
agencies for appropriate adjustments to meet the needs of small 
business.
    The Chief Counsel for Advocacy is the Government's principal 
advocate of small business. The Office promotes the position of small 
business with Federal agencies and State and local governments; 
maintains liaison with trade and professional organizations; and serves 
as the major source of information about the Government for small 
business.
    The Chief Counsel for Advocacy has specific responsibilities for 
monitoring the performance of Federal agencies under the Regulatory 
Flexibility Act (5 U.S.C. 601) and the patent and 

[[Page 696]]
trademark laws amendments (35 U.S.C. 301).

For further information, contact the Office of Advocacy. Phone, 202-205-
6533.

Women's Business Ownership  The Women's Business Ownership Program, with 
a constituency of more than 5 million women business owners generating 
over $278.1 billion in gross receipts, was formed to implement a 
national policy to support women entrepreneurs. It operates under the 
authority and mandate of Executive Order 12138 of May 18, 1979, and the 
Small Business Act (15 U.S.C. 631). Its functions are carried out by the 
Office of Women's Business Ownership and their network of district and 
regional representatives.
    The Office develops and coordinates a national program to increase 
the strength, profitability, and visibility of women-owned businesses, 
while making maximum use of existing government and private-sector 
resources.
    The Office develops and recommends national pilot programs in the 
private sector to provide training and counseling in the initiation, 
management, and financing of women-owned businesses. It encourages 
access to capital formation through trade organizations and management 
consultants who provide financial education and counseling tailored to 
the needs of women business owners. The Office seeks out and adapts 
existing small business skills development programs to the needs of 
potential and actual women business owners and encourages delivery 
through existing private-sector organizations, SCORE, SBDC, ACE, and SBA 
regional and district offices throughout the country.
    The Office also has created a national mentoring program, the 
Women's Network for Entrepreneurial Training, which links seasoned 
entrepreneurs to women business owners ready for expansion.
    To accomplish this mainstreaming approach, the Office cooperates 
with existing Administration programs to develop, implement, and 
evaluate all activities to ensure equal access for women business 
owners.
    In conjunction with the Office of International Trade, the Office of 
Women's Business Ownership supports the expansion of women-owned 
businesses into the global marketplace by offering training conferences 
and resources to prepare such businesses for exporting services and 
products overseas.
    The Women's Business Ownership Act of 1988 and the Women's Business 
Development Act of 1991 authorized SBA to establish demonstration 
projects to provide long-term training and counseling for women, and a 
guaranteed loan program for loans not exceeding $50,000. It also 
established a National Women's Business Council, whose mission is to 
submit annual recommendations to the President and Congress on ways to 
improve opportunities for women-owned businesses, and to develop a long-
range strategy for supporting such businesses.
    In addition, the Office is responsible for negotiating with Federal 
agencies to set annual Governmentwide goals to increase Federal prime 
contracts with women-owned businesses. It is responsible for increasing 
and monitoring the number of women in the Administration-operated 
Procurement Automated Source System from which Government agencies and 
major corporations extract profiles of potential bidders.

For further information, contact the Office of Women's Business 
Ownership. Phone, 202-205-6673.

Veterans Affairs  The main objective of the Veterans Affairs program is 
to advocate for assistance to veterans in business or those who wish to 
start businesses. The Office of Veterans Affairs monitors and reviews 
the Administration's financial, procurement, and management assistance 
programs for ``special consideration'' for veterans. These efforts 
include the development and implementation of procurement and other 
specialized training, consultant services, and conferences tailored to 
the special needs of veterans. The Office 

[[Page 697]]
also maintains liaison with Federal agencies, State and local 
governments, and private organizations to ensure maximum use of existing 
programs to assist veterans, and it advocates new and more effective 
programs to benefit veteran small business.

For further information, contact the Office of Veterans Affairs. Phone, 
202-205-6773.

Innovation, Research and Technology  The Office of Innovation, Research 
and Technology has authority and responsibility for coordinating and 
monitoring the Governmentwide activities of the Small Business 
Innovation Research Program (SBIR). In accordance with the Small 
Business Research and Development Enhancement Act of 1992, as amended 
(15 U.S.C. 631 note), the Office develops and issues policy directives 
for the general conduct of the programs within the Federal Government 
and maintains a source file and information program to provide each 
interested and qualified small business concern with information on 
opportunities to compete for SBIR program awards. The Office also 
coordinates with each participating Federal agency in developing a 
master release schedule of all program solicitations; publishes the 
Presolicitation Announcement quarterly, which contains pertinent facts 
on upcoming solicitations; and surveys and monitors program operations 
within the Federal Government and reports on the progress of the program 
each year to Congress.
    The program has four main objectives: to expand and improve the 
small business innovation research program; to emphasize the program's 
goal of increasing private sector commercialization of technology 
developed through Federal research and development; to increase small 
business participation in Federal research and development; and to 
improve the Federal Government's dissemination of information concerning 
the small business innovation research program, particularly with regard 
to program participation by women-owned small business concerns and by 
socially and economically disadvantaged small business concerns.

For further information, contact the Office of Technology. Phone, 202-
205-6450.

International Trade  The Office of International Trade develops and 
recommends agency policy regarding the International Trade Program. To 
this end, the Office develops plans, operating procedures, and standards 
to effectively strengthen and improve the agency's International Trade 
Program for small business; develops new methods and techniques for 
assisting small businesses entering international markets; and plans, 
develops, and implements programs to encourage small business 
participation in international trade. To assure that adequate 
consideration is given to small business interests in the Federal 
Government's export expansion program, the Office coordinates the 
Administration's International Trade Program with the Departments of 
Commerce and Agriculture, the Export-Import Bank of the United States, 
the Agency for International Development, and with other Federal and 
State agencies and private organizations concerned with international 
trade.
    The Office also develops programs in cooperation with operating 
units of the Department of Commerce and other Federal and State agencies 
to assure that small businesses will be afforded maximum opportunities 
and benefits from participation in trade shows, fairs, and missions, and 
other domestic and overseas export development activities.

For further information, contact the Office of International Trade. 
Phone, 202-205-6720.

Small Business Development Centers  Small Business Development Centers 
provide counseling and training to existing and prospective small 
business owners. These services are available at approximately 750 
geographically dispersed locations, including Puerto Rico and the Virgin 
Islands. The Office of Small Business Development Centers develops 
national policies and goals in accordance with the Small Business 
Development Center Act of 1980 (15 U.S.C. 631 note). It establishes 
standards 

[[Page 698]]
for the selection and performance of Centers; monitors compliance with 
applicable Office of Management and Budget circulars and laws; and 
implements new approaches to improve operations of existing centers.
    The Office is responsible for coordinating program efforts with 
other internal activities of the Administration, as well as with the 
activities of other Federal agencies, and maintains liaison with other 
Federal, State, and local agencies and private organizations whose 
activities relate to Small Business Development Centers. It also 
assesses how the program is affected by substantive developments and 
policies in other areas of the agency, in other government agencies, and 
in the private sector.

For further information, contact the Office of Small Business 
Development Centers. Phone, 202-205-6766.


                                  Field Offices--Small Business Administration                                  
                (RO: Regional Office; DO: District Office; BO: Branch Office; POD: Post of Duty)                
----------------------------------------------------------------------------------------------------------------
                  Office                         Address                   Officer in Charge         Telephone  
----------------------------------------------------------------------------------------------------------------
   I. BOSTON, MA (RO)        9th Fl., 155 Federal St.,    Patrick McGowan.................          617-451-2030
                              02110.                                                                            
        Augusta, ME (DO)     Rm. 512, 40 Western Ave.,    Leroy G. Perry..................          207-622-8378
                              04330.                                                                            
        Boston, MA (DO)      Rm. 265, 10 Causeway St.,    (Vacancy).......................          617-565-5590
                              02222-1093.                                                                       
        Concord, NH (DO)     Suite 202, 143 N. Main St.,  William K. Phillips.............          603-225-1400
                              03302-1257.                                                                       
        Hartford, CT (DO)    2d Fl., 330 Main St., 06106  JoAnn Vanvechten................          203-240-4700
        Montpelier, VT (DO)  Rm. 205, 87 State St.,       Kenneth Silvia..................          802-828-4422
                              05602.                                                                            
        Providence, RI (DO)  5th Fl., 380 Westminister    Joseph Loddo....................          401-528-4561
                              Mall, 02903.                                                                      
        Springfield, MA      Rm. 212, 1550 Main St.,      Harold Webb.....................          413-785-0268
         (BO)                 01103.                                                                            
                                                                                                                
  II. NEW YORK, NY (RO)      Rm. 31-08, 26 Federal Plz.,  Thomas M. Bettridge.............          212-264-1450
                              10278.                                                                            
        Buffalo, NY (DO)     Rm. 1311, 111 W. Huron St.,  Franklin J. Sciortino...........          716-846-4301
                              14202.                                                                            
        Elmira, NY (BO)      4th Fl., 333 E. Water St.,   James J. Cristofaro.............          607-734-8130
                              14901.                                                                            
        Hato Rey, PR (DO)    Rm. 691, Federal Bldg.,      Carlos E. Chardon...............          809-766-5572
                              Carlos Chardon Ave., 00918.                                                       
        Melville, NY (BO)    Rm. 102E, 35 Pinelawn Rd.,   Bert Haggerty...................          516-454-0750
                              11747.                                                                            
        New York, NY (DO)    Rm. 3100, 26 Federal Plz.,   Aubrey A. Rogers................          212-264-2454
                              10278.                                                                            
        Newark, NJ (DO)      4th Fl., 60 Park Pl., 07102  Francisco Marrero...............          201-645-2434
        Rochester, NY (BO)   Rm. 410, 100 State St.,      Peter Flihan....................          716-263-6700
                              14614.                                                                            
        Albany, NY (POD)     Rm. 815, Clinton and Pearl   (Vacancy).......................          518-472-6300
                              Sts., 12207.                                                                      
        Camden, NJ (POD)     2600 Mt. Ephraim Ave.,       (Vacancy).......................          609-757-5183
                              08104.                                                                            
        St. Croix, VI (POD)  Suite 7, 4200 United         Carl Christensen................          809-778-5380
                              Shopping Plz., 00820-4487.                                                        
        St. Thomas, VI       Rm. 210, Federal Office      (Vacancy).......................          809-774-8530
         (POD)                Bldg., Veterans Dr., 00802.                                                       
        Syracuse, NY (DO)    Rm. 1071, 100 S. Clinton     B.J. Paprocki...................          315-423-5383
                              St., 13260.                                                                       
                                                                                                                
 III. PHILADELPHIA, PA (RO)  Suite 201, Allendale Sq.,    Susan M. McCann.................          215-962-3710
                              475 Allendale Rd., King of                                                        
                              Prussia, 19406.                                                                   
        Baltimore, MD (DO)   3d Fl., 10 N. Calvert St.,   Charles J. Gaston...............          410-962-4392
                              21202.                                                                            
        Clarksburg, WV (DO)  5th Fl., 168 W. Main St.,    Gregory Walter..................          304-623-5631
                              26301.                                                                            
        King of Prussia, PA  Suite 201, Allendale Sq.,    Clifton Toulson, Jr.............          215-962-3710
         (DO)                 475 Allendale Rd., 19406.                                                         
        Pittsburgh, PA (DO)  5th Fl., 960 Penn Ave.,      Joseph M. Kopp..................          412-644-2780
                              15222.                                                                            
        Richmond, VA (DO)    Rm. 3015, 400 N. 8th St.,    Dratin Hill, Jr.................          804-771-2400
                              23240.                                                                            
        Washington, DC (DO)  1110 Vermont Ave. NW.,       Wilfredo Gonzalez...............          202-606-4000
                              20036.                                                                            
        Charleston, WV (BO)  Rm. 309, 550 Eagan St.,      Bill Durham.....................          304-347-5220
                              25301.                                                                            
        Harrisburg, PA (BO)  Rm. 309, 100 Chestnut St.,   (Vacancy).......................          717-782-3840
                              17101.                                                                            
        Wilkes-Barre, PA     Rm. 2327, 20 N.              (Vacancy).......................          717-826-6497
         (BO)                 Pennsylvania Ave., 18702.                                                         
        Wilmington, DE (BO)  Suite 412, 920 N. King St.,  (Vacancy).......................          302-573-6295
                              19801.                                                                            
                                                                                                                
  IV. ATLANTA, GA (RO)       5th Fl., 1375 Peachtree St.  Billy M. Paul...................          404-347-4999
                              NE., 30367-8102.                                                                  
        Atlanta, GA (DO)     6th Fl., 1720 Peachtree Rd.  (Vacancy).......................          404-347-4749
                              NW., 30309.                                                                       
        Birmingham, AL (DO)  Suite 200, 2121 8th Ave.     James C. Barksdale..............          205-731-1344
                              N., 35203-2398.                                                                   
        Charlotte, NC (DO)   Suite A2015, 200 N. College  Gary Cook.......................          704-344-6563
                              St., 28202-2137.                                                                  
        Columbia, SC (DO)    Rm. 358, 1835 Assembly St.,  Elliott Cooper..................          803-765-5376
                              29201.                                                                            
        Coral Gables, FL     Suite 501, 1320 S. Dixie     Charles Anderson................          305-536-5521
         (DO)                 Hwy., 33146-2911.                                                                 
        Jackson, MS (DO)     Suite 400, 101 W. Capitol    Janita Stewart..................          601-965-4378
                              St., 39201.                                                                       
        Jacksonville, FL     Suite 100-B, 7825            Thomas Short....................          904-443-1900
         (DO)                 Baymeadows Way, 32256-7504.                                                       
      
[[Page 699]]
                                                                                                                
        Louisville, KY (DO)  Rm. 188, 600 Dr. M.L. King,  William Federhofer..............          502-582-5971
                              Jr., Pl., 40202.                                                                  
        Nashville, TN (DO)   Suite 201, 50 Vantage Way,   (Vacancy).......................          615-736-5881
                              37228-1500.                                                                       
        Gulfport, MS (BO)    Suite 1001, 1 Hancock Plz.,  (Vacancy).......................          601-863-4449
                              39501-7758.                                                                       
        Statesboro, GA       Rm. 225, 52 N. Main St.,     (Vacancy).......................          912-489-8719
         (POD)                30458.                                                                            
        Tampa, FL (POD)      Suite 104, 501 E. Polk St.,  (Vacancy).......................          813-228-2594
                              33602-3945.                                                                       
        West Palm Beach, FL  Suite 402, 5601 Corporate    (Vacancy).......................          407-689-3922
         (POD)                Way, 33407-2044.                                                                  
                                                                                                                
   V. CHICAGO, IL (RO)       Rm. 1975, 300 S. Riverside   Peter Barca.....................          312-353-0357
                              Plz., 60606-6611.                                                                 
        Chicago, IL (DO)     Rm. 1250, 500 W. Madison     John L. Smith...................          312-353-4528
                              St., 60661-2511.                                                                  
        Cincinnati, OH (BO)  Suite 870, 525 Vine St.,     (Vacancy).......................          513-684-2814
                              45202.                                                                            
        Cleveland, OH (DO)   Suite 630, 1111 Superior     Gilbert Goldberg................          216-522-4180
                              Ave., 44199.                                                                      
        Columbus, OH (DO)    Suite 1400, 2 Nationwide     Frank D. Ray....................          614-469-6860
                              Plz., 43215-2592.                                                                 
        Detroit, MI (DO)     Rm. 515, 477 Michigan Ave.,  Dwight Reynolds.................          313-226-6075
                              48226.                                                                            
        Indianapolis, IN     Suite 100, 429 N.            Janice Wolfe....................          317-226-7272
         (DO)                 Pennsylvania, 46204-1873.                                                         
        Madison, WI (DO)     Rm. 213, 212 E. Washington   Curtis A. Charter...............          608-264-5261
                              Ave., 53703.                                                                      
        Minneapolis, MN      Suite 610, 100 N. 6th St.,   Edward A. Daum..................          612-370-2324
         (DO)                 55403-1563.                                                                       
        Marquette, MI (BO)   300 S. Front St., 49885....  Paul Jacobson...................          906-225-1108
        Milwaukee, WI (BO)   Suite 400, 310 W. Wisconsin  Michael Kiser...................          414-297-3941
                              Ave., 53203.                                                                      
        Springfield, IL      Suite 302, 511 W. Capitol    D.I. Brookhart..................          217-492-4416
         (BO)                 St., 62704.                                                                       
                                                                                                                
  VI. DALLAS, TX (RO)        Bldg. C, 8625 King George    James W. Breedlove..............          214-767-7611
                              Dr., 75235-3391.                                                                  
        Albuquerque, NM      Suite 320, 625 Silver Ave.   Tommy W. Dowell.................          505-766-1870
         (DO)                 SW., 87102.                                                                       
        Dallas, TX (DO)      Suite 114, 4300 Amon Carter  James S. Reed...................          817-885-6500
                              Blvd., 76155.                                                                     
        El Paso, TX (DO)     Suite 320, 10737 Gateway     Carlos Mendoza..................          915-540-5676
                              W., 79935.                                                                        
        Harlingen, TX (DO)   Rm. 500, 222 E. Van Buren    Miguel Cavazos..................          512-427-8533
                              St., 78550.                                                                       
        Houston, TX (DO)     Suite 550, 9301 Southwest    Milton Wilson...................          713-773-6500
                              Fwy., 77074-1591.                                                                 
        Little Rock, AR      Suite 100, 2120 Riverfront   Joseph Foglia...................          501-324-5278
         (DO)                 Dr., 72202.                                                                       
        Lubbock, TX (DO)     Suite 200, 1611 10th St.,    (Vacancy).......................          806-743-7462
                              79401.                                                                            
        New Orleans, LA      Suite 2000, 1661 Canal St.,  Abby Carter.....................          504-589-6685
         (DO)                 70112.                                                                            
        Oklahoma City, OK    Suite 670, 200 NW. 5th St.,  Ray Harshman....................          405-231-4301
         (DO)                 73102.                                                                            
        San Antonio, TX      Suite 200, 7400 Blanco Rd.,  Rodney Martin...................          210-229-4535
         (DO)                 78216.                                                                            
        Corpus Christi, TX   Suite 1200, 606 N.           (Vacancy).......................          512-888-3331
         (BO)                 Carancahus, 78476.                                                                
        Fort Worth, TX (BO)  Rm. 8A-27, 819 Taylor St.,   (Vacancy).......................          817-334-3777
                              76102.                                                                            
        Austin, TX (POD)     Rm. 520, 300 E. 8th St.,     Jay Ferguson....................          512-482-5288
                              78701.                                                                            
        Marshall, TX (POD)   Rm. 103, 505 E. Travis,      (Vacancy).......................          903-935-5257
                              75670.                                                                            
        Shreveport, LA       Rm. 8A-08, 500 Fannin St.,   Bobby Boling....................          318-676-3196
         (POD)                71101.                                                                            
                                                                                                                
 VII. KANSAS CITY, MO (RO)   13th Fl., 911 Walnut St.,    Bruce W. Kent...................          816-426-3316
                              64106.                                                                            
        Cedar Rapids, IA     Suite 100, 373 Collins Rd.   James Thomson...................          319-393-8630
         (DO)                 NE., 52402-3147.                                                                  
        Des Moines, IA (DO)  Rm. 749, 210 Walnut St.,     Conrad E. Lawlor................          515-284-4422
                              50309.                                                                            
        Kansas City, MO      Suite 501, 323 W. 8th St.,   Dorothy Kleeschulte.............          816-374-6708
         (DO)                 64105.                                                                            
        Omaha, NE (DO)       11145 Mill Valley Rd.,       Glenn Davis.....................          402-221-4691
                              68154.                                                                            
        St. Louis, MO (DO)   Rm. 242, 815 Olive St.,      Robert L. Andrews...............          314-539-6600
                              63101.                                                                            
        Wichita, KS (DO)     Suite 510, 100 E. English    Elizabeth Aver..................          316-269-6273
                              St., 67202.                                                                       
        Springfield, MO      Suite 110, 620 S. Glenstone  Dean Cotton.....................          417-864-7670
         (BO)                 St., 65802-3200.                                                                  
                                                                                                                
VIII. DENVER, CO (RO)        7th Fl., North Twr., 633     Thomas J. Redder................          303-294-7022
                              17th St., 80202-3607.                                                             
        Casper, WY (DO)      Rm. 4001, 100 East B St.,    James Gallogly..................          307-261-5761
                              82602-2839.                                                                       
        Denver, CO (DO)      Suite 426, 721 19th St.,     Antonio Valdez..................          303-844-3984
                              80202-2599.                                                                       
        Fargo, ND (DO)       Rm. 218, 657 2d Ave. N.,     James L. Stai...................          701-239-5131
                              58108-3086.                                                                       
        Helena, MT (DO)      Rm. 528, 301 S. Park, 59626  Jo Alice Mospan.................          406-449-5381
        Salt Lake City, UT   Rm. 2237, 125 S. State St.,  Stan Nakano.....................          801-524-5804
         (DO)                 84138-1195.                                                                       
        Sioux Falls, SD      Suite 101, 101 S. Main       (Vacancy).......................          605-330-4231
         (DO)                 Ave., 57102-0527.                                                                 
                                                                                                                
  IX. SAN FRANCISCO, CA      20th Fl., 71 Stevenson St.,  Viola Canales...................          415-744-6402
       (RO)                   94105-2939.                                                                       
        Fresno, CA (DO)      Suite 107, 2719 N. Air       Peter Bergin....................          209-487-5189
                              Fresno Dr., 93727-1547.                                                           
      
[[Page 700]]
                                                                                                                
        Glendale, CA (DO)    Suite 1200, 330 N. Brand     Alberto Alvarado................          213-894-2956
                              Blvd., 91203-2304.                                                                
        Honolulu, HI (DO)    Rm. 2213, 300 Ala Moana      Andrew Poe  Poe.................          808-541-2990
                              Blvd., 96850-4981.                                                                
        Las Vegas, NV (DO)   Rm. 301, 301 E. Stewart      Patrick Allison.................          702-388-6611
                              St., 89125-2527.                                                                  
        Phoenix, AZ (DO)     Suite 800, 2828 N. Central   James P. Guyer..................          602-640-2316
                              Ave., 85004-1025.                                                                 
        San Diego, CA (DO)   Suite 4-S-29, 880 Front      George P. Chandler, Jr..........          619-557-7252
                              St., 92188-0270.                                                                  
        San Francisco, CA    4th Fl., 211 Main St.,       Mark Quinn......................          415-744-6820
         (DO)                 94105-1988.                                                                       
        Santa Ana, CA (DO)   Suite 160, 901 W. Civic      John S. Waddell.................          714-836-2494
                              Center Dr..                                                                       
        Agana, GU (BO)       Rm. 508, 238 Archbishop      (Vacancy).......................          671-472-7277
                              F.C. Flores St., 96910.                                                           
        Sacramento, CA (DO)  Rm. 215, 660 J St., 95814-   Roberta L. Conner...............          916-551-1426
                              2413.                                                                             
        Reno, NV (POD)       Rm. 238, 50 S. Virginia      Art Ereckson....................          702-784-5268
                              St., 89505-3216.                                                                  
        Tucson, AZ (POD)     Rm. 7-H, 300 W. Congress     Ivan P. Hankins.................          602-670-4759
                              St., 85701-1319.                                                                  
        Ventura, CA (POD)    Suite 10, 6477 Telephone     Teddy Lutz......................          805-642-1866
                              Rd., 93003-4459.                                                                  
                                                                                                                
   X. SEATTLE, WA (RO)       Park Place Blvd., S-1805,    Gretchen Sorensen...............          206-553-5676
                              1200 6th Ave., 98101-1128.                                                        
        Anchorage, AK (DO)   Rm. 67, 222 W. 8th Ave.,     Frank Cox.......................          907-271-4022
                              99513-7559.                                                                       
        Boise, ID (DO)       Suite 290, 1020 Main St.,    Thomas Bergdoll.................          208-334-1696
                              83702-5745.                                                                       
        Portland, OR (DO)    Suite 500, 222 SW.           John L. Gilman..................          503-326-2682
                              Columbia, 97201-6605.                                                             
        Seattle, WA (DO)     Rm. 1792, 915 2d Ave.,       Robert P. Meredith..............          206-220-6520
                              98174-1088.                                                                       
        Spokane, WA (DO)     10th Fl. E., W. 601 1st      Robert Wiebe....................          509-353-2800
                              Ave., 99204-0317.                                                                 
                                                                                                                
----------------------------------------------------------------------------------------------------------------



                                              Disaster Area Offices                                             
                                                                                                                
                    Office                                   Address                                 Telephone  
Atlanta, GA...................................  Suite 300, 1 Baltimore Pl., 30308...............    404-347-3771
Fort Worth, TX................................  Suite 102, 4400 Amon Carter Blvd., 76155........    817-885-7600
Niagara Falls, NY.............................  3d Fl., 360 Rainbow Blvd. S., 14303.............    716-282-4612
Sacramento, CA................................  Suite 208, 1825 Bell St., 95825.................    916-978-4571


                                             Regional Administrators                                            
----------------------------------------------------------------------------------------------------------------
                   Region/Address                                Administrator                       Telephone  
----------------------------------------------------------------------------------------------------------------
  I. BOSTON, MA (9th Fl., 155 Federal    Patrick K. McGowan.....................                      617-451-2030
      St., 02110)                                                                                               
 II. NEW YORK, NY (Rm. 31-08, 26         Thomas M. Bettridge....................                      212-264-1450
      Federal Plz., 10278)                                                                                      
III. PHILADELPHIA, PA (Suite 201, 475    Susan M. McCann........................                      610-962-3710
      Allendale Rd., Allendale Sq.,                                                                             
      King of Prussia, PA 19406                                                                                 
 IV. ATLANTA, GA (5th Fl., 1375          Billy M. Paul..........................                      404-347-4999
      Peachtree St. NE., 30367-8120)                                                                            
  V. CHICAGO, IL (Rm. 1975, 300 S.       Peter Barca............................                      312-353-0357
      Riverside Plz., 60606-6611)                                                                               
 VI. DALLAS, TX (Bldg. C, 8625 King      James W. Breedlove.....................                      214-767-7611
      George Dr., 75235-3391)                                                                                   
VII. KANSAS CITY, MO (13th Fl., 911      Bruce W. Kent..........................                      816-234-6380
      Walnut St., 64106)                                                                                        
VIII DENVER, CO (7th Fl., 633 17th St.,  Thomas J. Redder.......................                      303-294-7022
   .  80202-2939)                                                                                               
 IX. SAN FRANCISCO, CA (20th Fl., 71     Viola Canales..........................                      415-744-6402
      Stevenson St., 94105-2939)                                                                                
  X. SEATTLE, WA (Park Pl. Bldg., S-     Gretchen Sorensen......................                      206-553-2872
      1805, 1200 6th Ave., 98101-1128)                                                                          
----------------------------------------------------------------------------------------------------------------

For further information, contact the Office of Public Communications, 
Small Business Administration, 409 Third Street SW., Washington, DC 
20416. Phone, 202-205-6533.