Housing Finance: Characteristics of Borrowers of FHA-Insured Mortgages
(Briefing Report, 04/06/94, GAO/RCED-94-135BR).
The Federal Housing Administration (FHA), created during the Depression
to insure lenders against losses on home mortgages and to expand
opportunities for low- and moderate-income persons to buy homes, had
nearly $320 billion in mortgages outstanding as of September 1992. FHA
insured 5.6 percent of all single-family mortgages made in 1992. This
briefing report provides information on the characteristics of borrowers
with single-family home loans insured by FHA through its Mutual Mortgage
Insurance Fund. GAO examines how the income, age, and race of borrowers
of FHA-insured mortgages and the location of their homes have changed
since the 1970s, when FHA first began collecting data on these
characteristics.
--------------------------- Indexing Terms -----------------------------
REPORTNUM: RCED-94-135BR
TITLE: Housing Finance: Characteristics of Borrowers of
FHA-Insured Mortgages
DATE: 04/06/94
SUBJECT: Mortgage programs
Demographic data
Income statistics
Mortgage loans
Government guaranteed loans
Urban development programs
Low income housing
Residences
Comparative analysis
Minorities
IDENTIFIER: Mutual Mortgage Insurance Fund
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