Medigap Insurance: Insurers' Compliance with Federal Minimum Loss Ratio
Standards, 1988-93 (Letter Report, 08/23/95, GAO/HEHS-95-151).
Pursuant to a congressional request, GAO reviewed benefit payments by
Medigap policies between 1988 and 1994, focusing on trends in Medigap
insurers' aggregate loss ratio performance.
GAO found that: (1) the Medigap market grew from $7.3 billion to $12.1
billion between 1988 and 1993; (2) Medigap insurers' aggregate loss
ratios were stable from 1988 to 1991, but these ratios decreased about
10 percent by 1993 to an aggregate 75 percent for individual policies
and 85 percent for group policies; (3) the percentage of Medigap
policies that failed to meet loss ratio standards increased from 19
percent in 1991 to 38 percent in 1993; (4) the premium dollars spent on
such policies increased from $320 million in 1991 to $1.2 billion in
1993; and (5) in the future, insurers will be required to give refunds
or credits on substandard policies.
--------------------------- Indexing Terms -----------------------------
REPORTNUM: HEHS-95-151
TITLE: Medigap Insurance: Insurers' Compliance with Federal
Minimum Loss Ratio Standards, 1988-93
DATE: 08/23/95
SUBJECT: Medicare programs
Loss ratio
Insurance premiums
Insurance companies
Insurance regulation
Compliance
Health insurance cost control
Elderly persons
Public health legislation
IDENTIFIER: Medigap
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Cover
================================================================ COVER
Report to the Ranking Minority Member, Subcommittee on Health,
Committee on Ways and Means, House of Representatives
August 1995
MEDIGAP INSURANCE - INSURERS'
COMPLIANCE WITH FEDERAL MINIMUM
LOSS RATIO STANDARDS, 1988-93
GAO/HEHS-95-151
Medigap Insurance
(106423)
Abbreviations
=============================================================== ABBREV
NAIC - National Association of Insurance Commissioners
OBRA1990 - Omnibus Budget Reconciliation Act of 1990
Letter
=============================================================== LETTER
B-257438
August 23, 1995
The Honorable Fortney H. (Pete) Stark
Ranking Minority Member
Subcommittee on Health
Committee on Ways and Means
House of Representatives
Dear Mr. Stark:
The value that Medicare beneficiaries receive from the dollars they
spend on private insurance policies that supplement Medicare
(commonly called Medigap policies) has been an issue of long-standing
interest to the Congress. In 1980, the Congress amended the Social
Security Act to establish a number of consumer protections for
Medigap purchasers. These protections included a requirement that a
certain portion of premiums be returned to policyholders in the form
of benefits (called a loss ratio). The current requirement is that
individual Medigap policies actually achieve a loss ratio of at least
65 percent and that group policies achieve a loss ratio of at least
75 percent. For policies that fall short of this standard, the
company must refund or credit policyholders in order to meet the loss
ratio requirement; however, for policies that were in effect when the
refunds and credits requirement was enacted, no refunds or credits
will be required until 1997.
In December 1988, you asked us to monitor benefit payments by
Medicare supplemental insurance policies over the 1988 through 1994
period. This is our fourth report in response to your request.\1
Our objectives in developing the current report were to (1) identify
trends in insurers' aggregate loss ratio performance by comparing and
analyzing 1992 and 1993 loss ratio data with that previously reported
for 1988 through 1991 and (2) review Medigap insurers' loss ratio
performance by policy form, which is what consumers purchase, and
identify insurers whose loss ratios were below federal standards
during 1992 and 1993.
The information in this report was developed from computer databases
obtained from the National Association of Insurance Commissioners
(NAIC). NAIC created the databases from the annual Medigap
experience exhibits that insurance companies are required to file
with state insurance departments. For each year, we randomly tested
the accuracy of the database by comparing the information on the
annual experience exhibit with the data recorded on the database.
Our verification showed that NAIC accurately created the computerized
databases except for minor errors, none of which affected our
analysis. We did not check the accuracy of the individual exhibits
submitted by over 300 companies reporting Medigap loss ratio
information. NAIC also did not verify the accuracy of the exhibits.
This review was conducted from May 1994 to May 1995 in accordance
with generally accepted government auditing standards, except as
noted above.
--------------------
\1 Our previous reports were Medigap Insurance: Better Consumer
Protection Should Result From 1990 Changes to Baucus Amendment
(GAO/HRD-91-49, Mar. 5, 1991), Medigap Insurance: Insurers Whose
Loss Ratios Did Not Meet Federal Minimum Standards in 1988-89
(GAO/HRD-92-54, Feb. 28, 1992), and Medigap Insurance: Insurers'
Compliance With Federal Minimum Loss Ratio Standards, 1988-91
(GAO/HEHS-94-47, Feb. 7, 1994).
RESULTS IN BRIEF
------------------------------------------------------------ Letter :1
The Medigap market grew steadily over the 1988-93 period, from $7.3
billion to $12.1 billion. Medigap insurers' aggregate loss ratios
were relatively stable during the first 4 years of that period. Over
the next 2 years, however, these ratios decreased about 10 percentage
points, to an aggregate 75 percent for individual policies and 85
percent for group policies. In 1991, 19 percent of Medigap policies
failed to meet loss ratio standards; this increased to 38 percent by
1993. The premium dollars spent on such policies increased from $320
million in 1991 to $1.2 billion in 1993. If insurers had been
required to give refunds or credits on substandard policies, as they
will in the future, policyholders would have been due about $125
million over 1992 and 1993. (See app. II for a list of individual
policies and app. III for a list of group policies that did not meet
the standard.)
BACKGROUND
------------------------------------------------------------ Letter :2
In 1980 the Congress amended the Social Security Act to establish
federal standards for marketing and selling Medigap insurance. This
amendment,\2 commonly known as the Baucus amendment, incorporated
into federal law a number of consumer protections. These protections
included a requirement that Medigap policies be expected to have loss
ratios of at least 60 percent for individual policies and at least 75
percent for group policies. If an insurer's actuarial estimate was
that a policy could be expected to meet the standard, the insurer was
considered to have complied with the requirement regardless of
whether its actual loss ratio ever met the standard.
The Omnibus Budget Reconciliation Act of 1990 (OBRA 1990, P.L.
101-508, Nov. 5, 1990) raised the minimum loss ratio standard that
individual policies must meet to 65 percent, effective for policies
sold or issued after November 5, 1991. In addition, OBRA 1990 (1)
required companies, beginning in 1991, to report loss ratio data by
policy form rather than in the aggregate for all policies; (2)
required refunds or credits to policyholders when any policy fails to
meet the applicable loss ratio standard, beginning in 1994; and (3)
provided for NAIC to develop standards for simplifying and
standardizing Medigap policies. Provisions of the Social Security
Act Amendments of 1994 (P.L. 103-432, Oct. 31, 1994)
extended the OBRA 1990 requirements for a 65 percent loss ratio and
refunds or credits to policyholders for policies issued before
November 6, 1991.
NAIC developed 10 standardized Medigap plans that were included in
the July 1991 revision to its model act and regulation. All states
and territories except American Samoa and Guam adopted the NAIC
model. The states did not have to adopt all 10 standardized plans
developed by NAIC, and six states adopted fewer than 10 plans.\3
When interpreting loss ratios, two important factors to consider are
policy maturity and credibility. Policy maturity refers to the
length of time a policy has been in force. Before OBRA 1990, the
NAIC loss ratio regulation applied the minimum standards to policies
that had been in force for 3 years or more. OBRA 1990 provided for
policies sold or issued after November 5, 1991, to meet the standards
after they had been in force for 2 years. The Social Security Act
Amendments of 1994 provided for policies to meet the standards after
they had been in force for 12 months. In March 1995, NAIC adopted a
revised model regulation to incorporate the Social Security Act
Amendments of 1994, and the states have 1 year from then to adopt
this revised model in order to maintain compliance with federal
Medigap standards.
Credibility refers to the number of persons covered by a policy. The
standard we used, based on the opinion of a state actuary who has
studied the issue for NAIC, is that a loss ratio is credible if it is
based on a number of policyholders sufficient to generate at least
$150,000 in premiums within a state.
--------------------
\2 Contained in section 507(a), Public Law 96-265, June 9, 1980.
\3 Pennsylvania and Vermont adopted 7; Delaware adopted 6; and
Minnesota, Wisconsin, and Massachusetts had alternative
simplification programs in effect when OBRA 1990 was enacted and have
a waiver from the standardized policy requirement.
INSURERS' AGGREGATE LOSS RATIO
PERFORMANCE, 1988-93
------------------------------------------------------------ Letter :3
The Medigap market has grown steadily from $7.3 billion in premiums
earned in 1988 to $12.1 billion in 1993. Most of the Medigap
insurance market is comprised of individual policies (see fig. 1).
Figure 1: The Medigap Market
(1988-93)
(See figure in printed
edition.)
In 1992, a total of 347 insurance companies reported\4
premiums earned on Medigap policies; in 1993 this number decreased to
325 companies. Almost 70 percent of the premiums for Medigap
policies are collected by 25 companies. The Prudential Insurance
Company of America is the largest insurer, accounting for about 23
percent of the premiums earned. (See app. I for the 25 largest
Medigap insurance companies in 1993.)
Medigap insurers' aggregate loss ratios\5 performance shows signs of
deterioration. From 1988 to 1991, the performance of Medigap
insurers with mature and credible business\6
generally improved. While the aggregate loss ratios were relatively
stable over the entire period, more insurers met the aggregate loss
ratio standards in 1991 than 1988. However, since 1991, companies'
aggregate loss ratios have decreased and fewer companies with mature
and credible business met the minimum loss ratio standards (see table
1).
Table 1
Aggregate Loss Ratios and Percent of
Medigap Insurers Whose Loss Ratios Met
the Minimum Standards (1988-93)
Aggreg
ate
loss
Indivi ratios
dual Group met
polici polici minimu
es es m
percen percen standa Percen
Year t t Total rds\a t
------------------------------ ------ ------ ------ ------ ------
1988 86 96 190 84 44
1989 82 82 208 117 56
1990 84 91 217 143 66
1991\b 86 93 216 154 71
1992\b 81 89 217 150 69
1993\b 75 85 205 121 59
----------------------------------------------------------------------
\a Insurer's aggregate loss ratio by state met minimum standards in
every state it did business.
\b From 1991 through 1993, companies were required to report loss
ratio information by policy form. For this analysis we aggregated
the 1991-93 premiums and claims to make the loss ratio information
consistent with data reported in 1988 through 1990.
--------------------
\4 Annually, insurers report loss ratio data to state insurance
commissioners and NAIC.
\5 Aggregate loss ratios are the sum of benefits paid under all
outstanding policies divided by the sum of premiums.
\6 For purposes of this report, a mature policy is at least 3 years
old. Credible premium experience is when at least $150,000 is
collected annually on a policy within a state.
LOSS RATIO DATA REPORTED BY
POLICY FORM
------------------------------------------------------------ Letter :4
Beginning with reports covering 1991 business, insurers have reported
loss ratio information by policy form within a state rather than
reporting only statewide aggregate experience. From 1991 through
1993, the number of Medigap policy forms grew by almost 45 percent,
from about 20,000 policy forms to about 29,000 in 1993. Because new
policies are offered each year and many other policies are
low-volume; only about 10 percent of the forms in each year are
mature policies with credible experience. However, these mature and
credible policies account for over 60 percent of the total premiums
earned (see table 2).
Table 2
Total Medigap Policy Forms and Forms
With Mature and Credible Experience
(1991-93)
1991 1992 1993
---------------------------------------------- ------ ------ ------
Total policy forms 20,275 25,589 28,906
Number of mature and credible policy forms 2,011 2,513 2,755
Premiums earned on mature and credible policy $6,955 $7,684 $7,548
forms (in millions)
Percentage of total premiums earned on mature 63 65 62
and credible policy forms
----------------------------------------------------------------------
The remainder of this report discusses only those policy forms with
mature and credible experience.
Since 1991, average loss ratios have declined for both group and
individual policy forms; that is, the portion of premiums earned
devoted to policyholder benefits has declined between 1991 and 1993.
In 1991 the average loss ratio was 86 percent for individual policy
forms and 93 percent for group policy forms, but in 1993 these had
decreased to 75 percent for individual and 85 percent for group
policy forms (see fig. 2).
Figure 2: Loss Ratios on
Mature Policy Forms with
Credible Experience (1991-93)
(See figure in printed
edition.)
A DECLINING PORTION OF
POLICY FORMS MET THE MINIMUM
LOSS RATIO STANDARD FROM
1991 TO 1993
---------------------------------------------------------- Letter :4.1
In 1992 and 1993, most policy forms met the minimum loss ratio
standards; however, compared with 1991, the percentage of forms
meeting the standards decreased, from 81 percent in 1991 to 74
percent in 1992 and 62 percent in 1993. Also, the premiums earned
for policy forms whose loss ratio met the standards declined as a
percentage of all premiums earned, from 95 percent in 1991 to 92
percent in 1992 and 84 percent in 1993 (see table 3).
Table 3
Medigap Policy Forms' Compliance with
Minimum Loss Ratio Standards (1991-93)
1991 1992 1993 1991 1992 1993
-------------------------------- ------ ------ ------ ------ ------ ------
Met the minimum standards 81% 74% 62% 95% 92% 84%
Did not meet the minimum 19% 26% 38% 5% 8% 16%
standards
Number of policy forms 2,011 2,513 2,755
Premiums earned (in millions) $6,955 $7,684 $7,548
--------------------------------------------------------------------------------
Premiums earned on policy forms that failed to meet the standards
increased from $320 million in 1991 to $1.2 billion in 1993 (see fig.
3).
Figure 3: Premiums for Policy
Forms Whose Loss Ratios Were
Below Minimum Standards
(1991-93)
(See figure in printed
edition.)
About one-third of the 1,498 policy forms whose loss ratios were
below the minimum standard sometime during the period 1991 to 1993
did not meet the standard in multiple years. The loss ratios of 89
policy forms were below the minimum standard in all 3 years and the
companies selling these policies collected over $260 million in
premiums for the 3-year period. (See app. II for a list of
individual policies and app. III for a list of group policies that
did not meet the standard.)
The Social Security Act Amendments of 1994 revised the refunds or
credits requirement of OBRA 1990, effectively extending the
requirement to policies issued before November 6, 1991. Refunds or
credits on these policies will begin in 1997. If these policies had
been subject to the refunds or credits requirement in 1992 and 1993,
we estimate that policyholders would have been entitled to about $125
million in premium refunds or credits.
---------------------------------------------------------- Letter :4.2
If you have any questions about this report, please call me at (202)
512-7119. Other major contributors to this report are listed in
appendix IV.
Sincerely yours,
Sarah F. Jaggar
Director, Health Financing
and Policy Issues
TWENTY-FIVE LARGEST MEDIGAP
INSURERS (1993)
=========================================================== Appendix I
Company Premiums earned
-------------------------------------- ------------------
Prudential Insurance Company of $2,786,220,433
America
Empire Blue Cross & Blue Shield 561,453,880
Bankers Life and Casualty Company 533,544,328
United American Insurance Company 525,901,185
Blue Cross & Blue Shield of 457,428,417
Massachusetts
Medical Service Association of 378,640,285
Pennsylvania-Pennsylvania Blue Shield
Blue Cross/Blue Shield of Florida 286,043,303
Health Care Service Corporation 223,636,002
Pioneer Life Insurance Company of 196,232,655
Illinois
Blue Cross & Blue Shield of Virginia 193,814,697
Mutual of Omaha Insurance Company 188,402,560
Blue Cross & Blue Shield of New 183,718,000
Jersey, Incorporated
Associated Insurance Companies, 182,827,024
Incorporated
Blue Cross & Blue Shield of 179,047,046
Connecticut, Incorporated
IASD Health Services Corporation 174,318,972
Physicians Mutual Insurance Company 159,656,177
Blue Cross & Blue Shield of Alabama 157,297,455
Standard Life & Accident Insurance 155,617,661
Company
Blue Cross & Blue Shield of Michigan 146,491,903
Blue Cross & Blue Shield of Tennessee 137,829,113
State Farm Mutual Automobile Insurance 136,980,165
Company
Independence Blue Cross 123,644,635
Blue Cross of Western Pennsylvania 120,472,734
Blue Cross & Blue Shield of Kansas, 120,401,000
Incorporated
American Family Life Assurance Company 111,201,564
of Columbus, Georgia
==========================================================
Total $8,420,821,194
----------------------------------------------------------
MEDIGAP INSURERS WITH MATURE AND
CREDIBLE LOSS RATIO EXPERIENCE
BELOW THE MINIMUM STANDARD FOR
INDIVIDUAL POLICIES (1991-93)
========================================================== Appendix II
Company Policy number Premiums Claims Loss ratio Premiums Claims Loss ratio Premiums Claims Loss ratio
------------------------------- -------------- ------------ ------------ ------------ -------------- ------------- ------------- ------------- ------------- -------------
Alabama
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Associated Doctors H & L Ins. 380 $484,065 $273,673 56.5 $310,281 $181,855 58.6 x x x
Co.
Atlantic American Life Ins. Co. 2083 -- -- -- x x x $235,684 $131,908 56.0
Bankers Life & Casualty Co. GR-75R 700,779 371,626 53.0 x x x 611,058 344,298 56.3
First National Life Ins. Co. 9600 -- -- -- -- -- -- 1,060,807 16,562 1.6
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 206,263 113,620 55.1
Mutual of Omaha Ins. Co. M2 a 299,502 172,072 57.5 x x x x x x
C23M and x x x x x x 178,811 102,048 57.1
others
United American Ins. Co. MC3 -- -- -- x x x 468,561 257,919 55.0
Alaska
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Blue Cross of WA & AK 701-10538 -- -- -- -- -- -- 168,850 78,448 46.5
Arizona
Amer. Family Life Assurance Co. A-19000 -- -- -- 258,123 141,171 54.7 428,946 253,327 59.1
of Columbus, GA
Bankers Life & Casualty Co. GR-75R x x x 3,352,105 1,896,541 56.6 3,135,336 1,635,637 52.2
GR-A002 -- -- -- 327,750 177,352 54.1 662,027 303,705 45.9
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 361,557 178,171 49.3
Continental General Ins. Co. 323 -- -- -- 207,583 102,146 49.2 376,100 204,504 54.4
Equitable Life & Casualty Ins. 700 x x x x x x 306,294 179,639 58.6
Co.
Medico Life Ins. Co. 489 -- -- -- x x x 513,260 277,682 54.1
Mutual of Omaha Ins. Co. 15CMO and 203,719 120,700 59.2 186,071 109,418 58.8 167,375 92,362 55.2
others
M115 and -- -- -- 248,081 103,058 41.5 x x x
others
M4 and others x x x 380,264 161,641 42.5 301,537 168,332 55.8
C23M and x x x x x x 181,663 102,199 56.3
others
M2 and others x x x x x x 400,713 192,034 47.9
National Foundation Life Ins. MS-7 -- -- -- -- -- -- 545,320 323,531 59.3
Co.
National Home Life Assurance GS 1 -- -- -- 375,627 209,456 55.8 274,115 122,109 44.5
Co.
Physicians Mutual Ins. Co. P394/R620 x x x x x x 178,592 99,999 56.0
P197 -- -- -- x x x 895,344 501,230 56.0
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 282,712 145,420 51.4
Illinois
9161 -- -- -- x x x 570,295 323,119 56.7
Standard Life & Accident Ins. 1231 -- -- -- -- -- -- 250,981 132,768 52.9
Co.
1238 -- -- -- -- -- -- 192,383 113,630 59.1
Union Fidelity Life Ins. Co. of 1053 261,445 145,028 55.5 216,380 71,710 33.1 -- -- --
Trevose
United American Ins. Co. MAXC+ x x x 1,538,721 910,658 59.2 x x x
MMS x x x 2,013,872 1,157,034 57.5 1,607,671 880,177 54.7
MAXC x x x x x x 1,277,783 672,218 52.6
MC3 -- -- -- 707,166 360,055 50.9 1,027,496 526,524 51.2
Arkansas
Bankers Life & Casualty Co. GR-73S x x x x x x 203,663 110,900 54.5
GR-75R x x x x x x 1,323,973 733,300 55.4
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 183,807 103,878 56.5
Mutual of Omaha Ins. Co. M6 and others 187,873 92,795 49.4 177,362 77,749 43.8 164,364 78,069 47.5
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 181,627 107,133 59.0
Illinois
9161 -- -- -- x x x 412,907 168,798 40.9
Providential Life Ins. Co. 189 -- -- -- 1,460,068 852,784 58.4 3,272,251 1,875,732 57.3
Pyramid Life Ins. Co. H-94 223,327 105,031 47.0 194,757 110,283 56.6 199,018 92,260 46.4
G-10 239,305 132,488 55.4 208,451 120,726 57.9 228,271 123,355 54.0
H-91 181,081 65,727 36.3 -- -- -- -- -- --
Statesman National Life Ins. P-193, P- 324,486 23,376 7.2 -- -- -- -- -- --
Co. 222\b
MED484 185,038 98,520 53.2 161,433 95,507 59.2 -- -- --
United American Ins. Co. MC1 -- -- -- -- -- -- 186,452 105,858 56.8
MAXC x x x 283,684 151,890 53.5 x x x
MVXC x x x x x x 154,704 84,772 54.8
MMS x x x x x x 714,099 401,634 56.2
MAXC+ x x x 275,599 163,284 59.2 x x x
California
American Integrity Ins. Co. MS-85 294,930 171,854 58.3 -- -- -- -- -- --
Anthem Life Ins. Co. 40071 684,891 405,202 59.2 -- -- -- -- -- --
Blue Cross of CA 512/518 -- -- -- 373,000 178,000 47.7 -- -- --
442 1,229,000 734,000 59.7 x x x -- -- --
Central States H & L Co. of 286 -- -- -- 285,025 158,850 55.7 232,051 110,130 47.5
Omaha
Certified Life Ins. Co. CER-72M x x x 1,088,610 546,345 50.2 x x x
CER-A002 -- -- -- 1,022,326 496,659 48.6 2,300,198 1,341,826 58.3
CER-72M/1051 x x x x x x 460,231 257,610 56.0
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 522,851 269,140 51.5
3-82-855 x x x x x x 1,060,838 556,169 52.4
Federal Home Life Ins. Co. NAC 9901 -- -- -- 991,677 516,306 52.1 1,411,972 636,574 45.1
NAC 9900 x x x x x x 2,817,511 1,606,988 57.0
Medico Life Ins. Co. 489 -- -- -- 538,111 231,097 42.9 603,968 215,475 35.7
488 x x x 922,839 519,454 56.3 509,658 200,526 39.3
487 x x x 690,652 376,399 54.5 431,513 228,013 52.8
Mutual of Omaha Ins. Co. 50/51/52VB 1,503,636 806,109 53.6 1,259,337 568,980 45.2 x x x
M1/M65 and 447,369 148,497 33.2 343,479 175,889 51.2 x x x
others
2CMO and 1,007,225 415,897 41.3 x x x 671,864 351,299 52.3
others
MSE x x x x x x 381,538 156,167 40.9
15CMO and x x x 1,482,779 794,539 53.6 x x x
others
C17M and x x x x x x 364,299 175,138 48.1
others
M3/M67 and 354,926 177,627 50.0 286,800 146,929 51.2 227,900 125,668 55.1
others
M115 and -- -- -- 654,713 384,125 58.7 x x x
others
National Foundation Life Ins. MS3-89-P -- -- -- -- -- -- 695,912 328,264 47.2
Co.
MMS-84 -- -- -- -- -- -- 226,667 132,199 58.3
MS-7 -- -- -- -- -- -- 271,810 128,189 47.2
National Home Life Assurance NH 121 -- -- -- x x x 1,398,240 757,134 54.1
Co.
GS 1 and GSH- 1,301,958 618,135 47.5 1,402,079 789,894 56.3 973,621 476,251 48.9
1
Physicians Mutual Ins. Co. P398/R633 -- -- -- -- -- -- 190,821 80,412 42.1
Pioneer Life Ins. Co. of 9176 -- -- -- x x x 388,652 212,135 54.6
Illinois
9061 x x x x x x 2,317,435 1,299,829 56.1
9161 x x x x x x 8,545,780 5,079,712 59.4
9279 -- -- -- -- -- -- 2,283,881 1,216,920 53.3
9055 x x x 190,143 104,270 54.8 165,353 98,697 59.7
Standard Life & Accident Ins. 1225 -- -- -- -- -- -- 208,289 81,013 38.9
Co.
1230 -- -- -- -- -- -- 417,210 218,386 52.3
1218 -- -- -- -- -- -- 377,032 124,911 33.1
1226 -- -- -- -- -- -- 232,908 118,020 50.7
1233 -- -- -- 1,745,140 1,016,547 58.3 1,317,525 765,651 58.1
1221 -- -- -- -- -- -- 261,280 84,860 32.5
1238 -- -- -- -- -- -- 3,418,242 1,921,471 56.2
State Farm Mutual Automobile 97046 x x x x x x 2,769,609 1,637,682 59.1
Ins. Co.
Statesman National Life Ins. P-305 172,587 93,369 54.1 -- -- -- -- -- --
Co.
Union Fidelity Life Ins. Co. of 8550 817,208 446,295 54.6 x x x -- -- --
Trevose
1053 x x x 1,413,719 805,273 57.0 275,309 161,942 58.8
United American Ins. Co. MAXC+ x x x 12,621,693 7,325,245 58.0 10,669,189 5,867,441 55.0
MMS x x x 20,781,341 11,708,741 56.3 16,153,974 8,480,748 52.5
MBXC x x x x x x 1,271,635 755,748 59.4
MC2 -- -- -- 465,183 265,409 57.1 x x x
MAXC x x x 15,261,129 8,952,880 58.7 12,683,483 7,206,743 56.8
Colorado
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Aid Association for Lutherans BMS/BMN -- -- -- -- -- -- 289,920 168,385 58.1
American Republic Ins. Co. A-3041 -- -- -- -- -- -- 164,305 77,212 47.0
A-2721 -- -- -- 190,162 101,155 53.2 319,275 188,457 59.0
Amer. Family Life Assurance Co. A-19000 -- -- -- x x x 566,745 335,617 59.2
of Columbus, GA
Bankers Life & Casualty Co. GR-A002 -- -- -- 160,606 71,328 44.4 532,281 265,095 49.8
GR-75R x x x 2,450,476 1,458,301 59.5 2,311,844 1,257,429 54.4
Central States H & L Co. of 286 x x x 203,129 111,797 55.0 175,222 78,123 44.6
Omaha
Continental General Ins. Co. 323 -- -- -- -- -- -- 233,441 90,261 38.7
Equitable Life & Casualty Ins. 880 -- -- -- x x x 2,935,650 1,705,725 58.1
Co.
Hartford Life Ins. Co. SRP-1261 -- -- -- 884,315 490,212 55.4 -- -- --
Mutual of Omaha Ins. Co. 50/51/52VB 240,633 136,832 56.9 x x x 198,900 101,073 50.8
M3 and others x x x 176,152 102,581 58.2 155,460 76,538 49.2
15CMO and 270,555 124,674 46.1 x x x 176,794 97,470 55.1
others
M2 and others 774,432 457,993 59.1 x x x 661,080 363,616 55.0
M1\b 159,350 80,264 50.4 -- -- -- -- -- --
C23M/C24M\b 221,355 113,910 51.5 x x x 186,690 59,873 32.1
M115 and -- -- -- 318,657 141,853 44.5 537,683 282,640 52.6
others
M4 and others x x x x x x 461,606 195,550 42.4
National Foundation Life Ins. MS-7 -- -- -- -- -- -- 254,032 152,074 59.9
Co.
New York Life Ins. Co. 8145 x x x 207,859 120,339 57.9 221,235 124,240 56.2
Physicians Mutual Ins. Co. P115 -- -- -- 176,121 95,103 54.0 199,440 115,211 57.8
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 212,085 95,369 45.0
Illinois
9061 x x x x x x 1,013,687 549,757 54.2
Standard Life & Accident Ins. 1231 -- -- -- -- -- -- 540,943 274,905 50.8
Co.
1238 -- -- -- -- -- -- 791,561 465,362 58.8
State Farm Mutual Automobile 97043 x x x x x x 333,306 197,876 59.4
Ins. Co.
Teton National Ins. Co./ HOM505/505-1 -- -- -- x x x 212,365 123,150 58.0
Atlantic and Pacific Insurance
Company\a
HOM502/502-1 x x x 694,170 414,412 59.7 594,873 334,439 56.2
HOM500/501 x x x x x x 311,064 179,549 57.7
Union Fidelity Life Ins. Co. of 1053 174,814 88,559 50.7 -- -- -- -- -- --
Trevose
United American Ins. Co. MC3 -- -- -- 308,584 161,005 52.2 x x x
MAXC 404,411 217,296 53.7 x x x x x x
MAXC+ x x x 596,483 287,719 48.2 x x x
Western Farm Bureau Life Ins. HIP02 x x x 239,127 124,752 52.2 x x x
Co.
Connecticut
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Mutual of Omaha Ins. Co. M43 and others x x x x x x 157,325 69,090 43.9
Delaware
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Blue Cross & Blue Shield of DE, SECURE-65 PLUS -- -- -- 694,096 394,471 56.8 -- -- --
Inc.
Mutual of Omaha Ins. Co. M142 and -- -- -- x x x 252,588 128,550 50.9
others
District of Columbia
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
National Home Life Assurance NH1380 150,397 63,650 42.3 -- -- -- -- -- --
Co.
Florida
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- 369,864 213,962 57.8 x x x
of Columbus, GA
A-19800 188,028 108,198 57.5 x x x x x x
Atlantic American Life Ins. Co. 2083 -- -- -- 768,362 384,517 50.0 570,164 239,713 42.0
Central States H & L Co. of 533 236,798 129,774 54.8 317,625 181,043 57.0 x x x
Omaha
Colonial Penn Life Ins. Co. 3-82-855 x x x x x x 2,741,514 1,629,075 59.4
4-82-595 -- -- -- x x x 4,837,602 2,899,152 59.9
Commonwealth Life Ins. Co. 1100 -- -- -- -- -- -- 379,597 209,395 55.2
Continental General Ins. Co. 324 -- -- -- -- -- -- 387,744 208,470 53.8
333 -- -- -- -- -- -- 162,209 86,808 53.5
Golden Rule Ins. Co. GRI-H-11/GRI- -- -- -- -- -- -- 159,403 93,816 58.9
H-12
Hartford Life Ins. Co. SRP-1265 -- -- -- -- -- -- 182,718 55,656 30.5
Life Insurance Co. of GA 6610 724,915 409,341 56.5 1,080,893 555,987 51.4 1,102,800 655,781 59.5
Mutual of Omaha Ins. Co. M3\a 203,958 109,913 53.9 x x x -- -- --
2CMO and -- -- -- 750,276 362,870 48.4 641,831 313,861 48.9
others
M4 and others x x x 721,548 367,975 51.0 x x x
M1 and others 330,365 167,792 50.8 303,343 149,564 49.3 x x x
M122 and -- -- -- 589,075 220,670 37.5 x x x
others
50/51/52VB x x x 1,085,678 635,096 58.5 x x x
15CMO and x x x 454,354 225,352 49.6 x x x
others
National Foundation Life Ins. MS4-89-P -- -- -- -- -- -- 266,513 158,548 59.5
Co.
MS3-89-P -- -- -- -- -- -- 353,975 173,114 48.9
National Home Life Assurance GS 5 -- -- -- x x x 218,883 93,353 42.6
Co.
NH 122 -- -- -- x x x 815,604 471,164 57.8
Pioneer Life Ins. Co. of 9055 x x x x x x 325,235 178,634 54.9
Illinois
State Farm Mutual Automobile 97049 -- -- -- -- -- -- 258,492 151,608 58.7
Ins. Co.
Union Bankers Ins. Co. 76M x x x 164,741 78,447 47.6 -- -- --
MS-2 -- -- -- -- -- -- 324,800 165,538 51.0
United American Ins. Co. MMS x x x x x x 11,424,273 6,659,580 58.3
MAXC+ x x x 7,594,286 4,466,875 58.8 x x x
MC2 -- -- -- 356,215 196,405 55.1 503,900 247,109 49.0
MVXC x x x x x x 429,983 241,026 56.1
United General Life Ins. Co. 261 x x x x x x 666,391 398,813 59.8
Georgia
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American General Life & 6001 M-1 -- -- -- x x x 957,676 561,384 58.6
Accident Ins. Co.
Amer. Family Life Assurance Co. A-19700 x x x 170,154 93,497 54.9 -- -- --
of Columbus, GA
A-19000 -- -- -- 1,538,519 828,871 53.9 x x x
Atlantic American Life Ins. Co. 5083 -- -- -- -- -- -- 345,756 202,783 58.6
4083 -- -- -- 256,377 129,880 50.7 282,077 165,391 58.6
2083 x x x 856,703 505,109 59.0 671,583 349,566 52.1
Bankers Life and Casualty Co. GR-A002 -- -- -- -- -- -- 947,903 531,667 56.1
Capital Security Life 466MS -- -- -- x x x 326,410 168,571 51.6
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 1,724,649 907,189 52.6
Gulf Life Ins. Co. 737 L&C x x x 161,363 90,990 56.4 x x x
Life Insurance Co. of Georgia 6613 -- -- -- -- -- -- 195,586 86,410 44.2
6612 x x x x x x 605,344 350,761 57.9
Mutual of Omaha Ins. Co. 50/51/52VB x x x x x x 505,395 288,721 57.1
15CMO and x x x 217,025 91,710 42.3 x x x
others
M4 and others x x x 307,265 163,428 53.2 x x x
M143 and -- -- -- 156,881 92,168 58.8 x x x
others
M2 and others 585,291 333,798 57.0 x x x 543,496 287,690 52.9
M1/M7 and 234,613 116,144 49.5 x x x 167,382 65,397 39.1
others
Mutual Protective Ins. Co. 489 -- -- -- -- -- -- 379,764 218,238 57.5
National Financial Ins. Co. GL65 309,340 140,546 45.4 188,941 80,443 42.6 -- -- --
National Foundation Life Ins. MS100 x x x 319,790 164,932 51.6 277,425 142,440 51.3
Co.
MS-7 -- -- -- -- -- -- 580,157 212,951 36.7
New York Life Ins. Co. 8145 267,787 130,462 48.7 -- -- -- 271,993 151,767 55.8
Professional Ins. Corp. MS81 -- -- -- -- -- -- 158,347 64,379 40.7
Union Bankers Ins. Co. 86M -- -- -- 170,445 102,103 59.9 x x x
MS-2 -- -- -- -- -- -- 152,598 86,916 57.0
United American Ins. Co. MC1 -- -- -- 171,705 87,806 51.1 380,576 217,710 57.2
MCCAT -- -- -- x x x 1,409,279 792,779 56.3
MC3 -- -- -- x x x 2,109,715 1,200,771 56.9
MMS x x x 6,427,164 3,769,567 58.7 6,024,535 3,072,626 51.0
MAXC+ x x x x x x 1,761,987 887,491 50.4
MAXC x x x x x x 2,313,665 1,234,479 53.4
MVXC 187,831 107,017 57.0 x x x x x x
Hawaii
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-75R 327,531 136,929 41.8 289,575 117,348 40.5 246,777 87,534 35.5
Hartford Life Ins. Co. SRP-1261 -- -- -- 160,380 69,102 43.1 -- -- --
SRP-7218 -- -- -- 170,836 72,556 42.5 -- -- --
Idaho
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-A002 -- -- -- 336,070 160,914 47.9 817,042 370,136 45.3
GR-75R x x x 3,978,160 2,287,682 57.5 3,549,263 1,724,269 48.6
GR-73S x x x x x x 313,067 165,607 52.9
Central States H & L Co. of 286 x x x x x x 154,837 83,433 53.9
Omaha
Federal Home Life Ins. Co. NAC 9930 x x x x x x 324,852 162,668 50.1
NAC 9942 -- -- -- 223,539 128,950 57.7 -- -- --
Guarantee Trust Life Ins. Co. 85420 x x x 154,849 73,308 47.3 -- -- --
Hartford Life Ins. Co. SRP-1261 -- -- -- 150,464 85,160 56.6 -- -- --
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 279,986 164,898 58.9
Illinois
State Farm Mutual Automobile 97046 -- -- -- -- -- -- 177,194 101,573 57.3
Ins. Co.
97033 x x x 260,291 141,971 54.5 250,269 130,749 52.2
Union Bankers Ins. Co. 86M 273,864 161,659 59.0 x x x x x x
United American Ins. Co. MAXC 156,882 84,412 53.8 -- -- -- -- -- --
MMS x x x x x x 210,174 108,486 51.6
MAXC+ 239,942 136,887 57.1 x x x 192,215 75,331 39.2
Illinois
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Aid Association for Lutherans 4952 THRU 4956 -- -- -- -- -- -- 152,744 79,384 52.0
American Republic Ins. Co. A-2777 x x x 247,602 137,455 55.5 x x x
A-2721 x x x x x x 2,471,491 1,479,064 59.8
A-3041 -- -- -- -- -- -- 333,536 195,994 58.8
Amer. Family Life Assurance Co. A-19800 x x x 429,311 239,457 55.8 363,760 208,483 57.3
of Columbus, GA
A-19000 -- -- -- x x x 1,469,960 846,969 57.6
Bankers Life & Casualty Co. GR-A002 -- -- -- 1,871,435 996,910 53.3 3,829,772 2,169,664 56.7
GR-75R x x x x x x 10,393,371 5,674,055 54.6
P1-67720 -- -- -- x x x 1,786,086 979,664 54.8
GR-73S x x x 2,178,171 1,279,951 58.8 x x x
CR-93T 464,689 272,503 58.6 x x x 432,843 250,685 57.9
P1-56566 -- -- -- 771,872 448,214 58.1 847,140 437,088 51.6
Central States H & L Co. of 286 233,923 119,567 51.1 x x x 155,336 62,551 40.3
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 2,521,082 1,300,576 51.6
3-82-855 x x x x x x 262,919 110,255 41.9
Continental Casualty Co. P1-56566 256,037 142,183 55.5 -- -- -- -- -- --
Continental General Ins. Co. 323 -- -- -- 423,939 235,028 55.4 561,611 269,360 48.0
Golden Rule Ins. Co. GRI-H-2 x x x 460,601 275,356 59.8 461,006 263,505 57.2
CL-H-2/GR-H-2 x x x x x x 516,141 248,909 48.2
Guarantee Trust Life Ins. Co. 85420 x x x x x x 396,310 205,875 51.9
89420 -- -- -- x x x 263,008 138,325 52.6
Health Care Service Corp. CB 41.2 x x x 8,883,407 4,577,505 51.5 x x x
CB 41.4 x x x 9,309,070 4,816,515 51.7 x x x
CB 41.3 x x x 4,742,276 2,692,450 56.8 x x x
Mutual of Omaha Ins. Co. 2CMO and -- -- -- x x x 611,800 355,917 58.2
others
M2 and others x x x 1,867,201 1,076,132 57.6 x x x
M115 and -- -- -- 1,085,666 573,432 52.8 x x x
others
M3 and others x x x 506,526 280,382 55.4 x x x
50/51/52VB 850,177 487,335 57.3 768,986 434,445 56.5 655,905 372,427 56.8
15CMO and x x x 788,056 324,641 41.2 664,746 345,512 52.0
others
M1 and others 657,342 389,005 59.2 575,050 274,186 47.7 x x x
M154 and -- -- -- -- -- -- 264,927 114,194 43.1
others
MD18 and x x x -- -- -- 150,835 57,472 38.1
others
2/3/30/ 746,819 397,150 53.2 -- -- -- -- -- --
31CMO\b
MSE x x x 210,483 97,626 46.4 191,287 66,471 34.7
MD50 and x x x 160,004 94,524 59.1 -- -- --
others
National Casualty Co. 4029 x x x 184,259 106,920 58.0 -- -- --
4006 188,271 95,769 50.9 164,341 66,331 40.4 -- -- --
5000 x x x 158,311 68,574 43.3 -- -- --
National Foundation Life Ins. MS-7 -- -- -- -- -- -- 1,543,416 569,551 36.9
Co.
National Home Life Assurance GS 1 and GSH- 535,567 308,727 57.6 514,698 305,252 59.3 359,782 159,527 44.3
Co. 1
National States Ins. Co. CMS -- -- -- -- -- -- 236,004 131,550 55.7
New York Life Ins. Co. 8145 491,238 284,456 57.9 512,304 282,416 55.1 x x x
Physicians Mutual Ins. Co. P115 -- -- -- x x x 190,041 109,616 57.7
P197 x x x x x x 1,073,146 641,724 59.8
Pioneer Life Ins. Co. of 9055 x x x x x x 352,145 182,501 51.8
Illinois
8940 x x x x x x 892,900 524,522 58.7
8901 x x x 171,913 73,576 42.8 164,633 97,211 59.0
8916 x x x x x x 640,426 351,745 54.9
9161 x x x x x x 4,913,630 2,917,760 59.4
9279 -- -- -- -- -- -- 1,021,970 556,039 54.4
Standard Life & Accident Ins. 1235 -- -- -- -- -- -- 1,646,649 937,077 56.9
Co.
1219 -- -- -- -- -- -- 473,033 266,081 56.2
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 347,492 167,887 48.3
86M x x x x x x 608,347 351,424 57.8
Union Fidelity Life Ins. Co. of 8350 568,095 318,548 56.1 504,602 285,302 56.5 -- -- --
Trevose
1053 520,740 307,821 59.1 476,162 271,479 57.0 -- -- --
8550 315,964 184,660 58.4 279,459 165,187 59.1 -- -- --
United American Ins. Co. MVXC 205,239 114,884 56.0 x x x x x x
MAXC 4,120,392 2,456,830 59.6 x x x x x x
MMS x x x 4,424,387 2,645,939 59.8 3,851,078 2,160,475 56.1
DMXC-U 569,189 313,209 55.0 x x x x x x
World Ins. Co. A2480 x x x 269,952 123,945 45.9 x x x
A2485 x x x 185,652 88,542 47.7 x x x
Indiana
American Republic Ins. Co. A-2930 -- -- -- -- -- -- 174,737 91,237 52.2
A-2721 x x x 208,718 122,170 58.5 219,448 130,073 59.3
Amer. Family Life Assurance Co. A-19800 x x x 444,158 264,061 59.5 383,013 203,985 53.3
of Columbus, GA
A-19000 -- -- -- 646,933 379,946 58.7 1,100,837 631,050 57.3
Associated Doctors H & L Ins. 350 301,911 176,751 58.5 x x x x x x
Co.
380 208,411 113,596 54.5 -- -- -- -- -- --
Associated Ins. Co., Inc. 65-013 -- -- -- -- -- -- 3,339,159 1,722,780 51.6
Atlantic American Life Ins. Co. 2083 x x x x x x 888,982 433,044 48.7
Bankers Life & Casualty Co. GR-75R x x x x x x 11,193,595 6,468,672 57.8
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- -- -- -- 325,724 181,948 55.9
Combined Ins. Co. of America 8081 200,762 118,442 59.0 362,291 186,559 51.5 487,017 283,264 58.2
7902 -- -- -- 165,979 84,394 50.8 x x x
Commonwealth Life Ins. Co. 500 and 801 -- -- -- x x x 983,355 483,246 49.1
Continental General Ins. Co. 323 -- -- -- 211,957 115,636 54.6 176,396 78,375 44.4
First National Life Ins. Co. 9000 -- -- -- 903,010 412,045 45.6 -- -- --
Globe Life & Accident Ins. Co. MCP-3 217,243 127,375 58.6 x x x x x x
Great Fidelity Life Ins. Co. 7340 & 6135\b 373,993 201,788 54.0 -- -- -- -- -- --
Harvest Life Ins. Co. MSP-7/83 -- -- -- 160,785 91,214 56.7 -- -- --
MSP-1/89 -- -- -- x x x 794,569 402,081 50.6
Integrity National Life Ins. H-722-0389 -- -- -- -- -- -- 523,754 286,064 54.6
Co.
Mutual of Omaha Ins. Co. M115 and -- -- -- 672,051 332,772 49.5 1,035,489 428,220 41.4
others
M1 and others 213,356 119,738 56.1 184,691 106,861 57.9 x x x
M3 and others x x x x x x 282,459 152,102 53.8
50/51/52VB x x x 302,787 163,368 54.0 x x x
2CMO and x x x 159,324 86,270 54.1 -- -- --
others
National Home Life Assurance NH1380 997,486 569,524 57.1 -- -- -- -- -- --
Co.
NH 121 -- -- -- -- -- -- 220,362 96,949 44.0
New York Life Ins. Co. 8145 x x x 227,669 110,869 48.7 198,696 76,935 38.7
Physicians Mutual Ins. Co. P197 -- -- -- x x x 620,230 351,058 56.6
P397/R633 -- -- -- -- -- -- 178,220 94,352 52.9
Standard Life & Accident Ins. 1222 -- -- -- -- -- -- 435,682 193,416 44.4
Co.
1208 -- -- -- 305,960 170,378 55.7 x x x
Union Bankers Ins. Co. 86M 864,002 489,758 56.7 x x x 1,142,364 669,938 58.6
MS-2 -- -- -- x x x 1,453,590 859,158 59.1
Union Fidelity Life Ins. Co. of 8550 373,827 222,781 59.6 320,664 162,689 50.7 -- -- --
Trevose
1053 437,819 175,049 40.0 x x x -- -- --
1042 251,478 125,867 50.1 204,792 113,118 55.2 -- -- --
8541 309,408 153,858 49.7 x x x -- -- --
United American Ins. Co. MC2 -- -- -- -- -- -- 172,115 94,635 55.0
United Farm Bureau Family Life 1 338,892 201,666 59.5 x x x -- -- --
Ins. Co.
Iowa
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Family Mutual Ins. Co. H-65 -- -- -- 228,803 119,042 52.0 x x x
American Republic Ins. Co. A-2777 x x x 174,354 94,072 54.0 179,300 86,373 48.2
A-2721 x x x 1,662,393 947,776 57.0 2,110,394 1,197,230 56.7
A-3041 -- -- -- -- -- -- 360,451 183,076 50.8
American Travellers Life Ins. ATL-CAT-89 -- -- -- -- -- -- 196,742 101,874 51.8
Co.
Amer. Family Life Assurance Co. A-19000 -- -- -- 320,870 180,818 56.4 460,701 247,199 53.7
of Columbus, GA
A-19800 248,890 125,048 50.2 x x x 201,631 105,902 52.5
Bankers Life & Casualty Co. GR-75R 13,039,374 7,728,393 59.3 13,173,117 7,649,736 58.1 11,513,980 6,412,902 55.7
GR-A020 -- -- -- -- -- -- 550,564 316,715 57.5
GR-A002 -- -- -- 2,689,379 1,476,768 54.9 5,236,626 2,764,652 52.8
Colonial Penn Franklin Ins. Co. 10-82-530 -- -- -- -- -- -- 288,373 2,582 0.9
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- -- -- -- 323,501 151,873 46.9
Continental General Ins. Co. 323 -- -- -- 489,166 255,033 52.1 451,211 161,381 35.8
Federal Home Life Ins. Co. NAC 9987 -- -- -- -- -- -- 249,298 101,740 40.8
NAC 9980 x x x 545,675 319,161 58.5 x x x
Hartford Life Ins. Co. SRP-1261 -- -- -- 188,180 112,634 59.9 -- -- --
Medico Life Ins. Co. 489 POLICY AND -- -- -- 248,677 139,497 56.1 x x x
R
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 227,830 119,001 52.2
Mutual of Omaha Ins. Co. 15CMO and 290,704 171,741 59.1 246,768 102,004 41.3 204,984 74,217 36.2
others
M1 and others 325,129 159,137 48.9 283,942 141,559 49.9 249,965 131,753 52.7
M52 and others x x x x x x 996,170 552,538 55.5
C23M and x x x 154,317 91,124 59.0 -- -- --
others
50/51/52VB 237,947 103,566 43.5 212,185 86,409 40.7 192,382 90,243 46.9
2CMO and 189,888 87,909 46.3 170,286 71,625 42.1 160,977 75,766 47.1
others
M3/M51 and 423,879 224,596 53.0 x x x 294,563 136,647 46.4
others
M115 and -- -- -- 405,344 157,463 38.8 513,099 250,603 48.8
others
Mutual Protective Ins. Co. 489 POLICY AND -- -- -- 308,347 174,364 56.5 -- -- --
R
National Foundation Life Ins. MS100 150,828 75,146 49.8 -- -- -- -- -- --
Co.
New York Life Ins. Co. 8145 413,318 178,471 43.2 403,612 205,392 50.9 376,197 177,899 47.3
Physicians Mutual Ins. Co. P197 473,987 283,080 59.7 1,055,194 623,745 59.1 1,414,921 845,826 59.8
P397/R633 -- -- -- -- -- -- 261,631 144,534 55.2
Pioneer Life Ins. Co. of 9161 -- -- -- x x x 952,638 528,118 55.4
Illinois
9279 -- -- -- -- -- -- 382,498 203,651 53.2
Standard Life & Accident Ins. 1208 -- -- -- -- -- -- 191,381 105,812 55.3
Co.
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 522,262 279,523 53.5
Union Fidelity Life Ins. Co. of 1053 164,953 62,276 37.8 -- -- -- -- -- --
Trevose
8550 154,599 89,087 57.6 -- -- -- -- -- --
United American Ins. Co. MC3 -- -- -- x x x 253,465 143,571 56.6
MMS 973,512 527,862 54.2 806,868 438,941 54.4 666,948 317,124 47.5
MAXC 583,270 291,106 49.9 x x x 412,678 198,889 48.2
MAXC+ x x x 805,777 451,200 56.0 x x x
World Ins. Co. A2485 165,413 98,120 59.3 -- -- -- -- -- --
Kansas
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Republic Ins. Co. A-2721 x x x x x x 508,172 292,990 57.7
Amer. Family Life Assurance Co. A-19000 -- -- -- -- -- -- 239,587 134,484 56.1
of Columbus, GA
Continental General Ins. Co. 323 -- -- -- 263,245 130,782 49.7 292,807 124,724 42.6
Federal Home Life Ins. Co. NAC 9987 -- -- -- 236,021 97,952 41.5 523,181 196,223 37.5
NAC 9981 x x x 1,897,143 924,751 48.7 1,705,870 809,890 47.5
Mutual of Omaha Ins. Co. M115 and -- -- -- 173,210 80,312 46.4 245,567 117,913 48.0
others
M4/M86 and 410,629 191,741 46.7 383,020 215,349 56.2 341,915 158,109 46.2
others
M2/M84 and x x x 433,785 248,847 57.4 x x x
others
50/51/52VB 202,138 107,117 53.0 189,336 107,236 56.6 158,804 89,878 56.6
Mutual Protective Ins. Co. 489 -- -- -- 156,311 80,613 51.6 259,149 123,553 47.7
Pioneer Life Ins. Co. of 9061 x x x x x x 400,104 228,172 57.0
Illinois
9161 -- -- -- x x x 547,353 307,535 56.2
United American Ins. Co. MAXC 645,517 318,045 49.3 592,299 348,231 58.8 544,905 314,325 57.7
MMS 1,324,645 736,074 55.6 x x x 1,125,813 567,846 50.4
MAXC+ 653,791 338,934 51.8 586,064 338,849 57.8 490,287 249,505 50.9
MC3 -- -- -- 393,602 221,472 56.3 x x x
Kentucky
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Republic Ins. Co. A-2721 150,285 89,319 59.4 185,919 104,204 56.0 210,299 115,224 54.8
American Travellers Life Ins. ATL-CAT-89 -- -- -- -- -- -- 455,665 265,513 58.3
Co.
Associated Doctors H & L Ins. 380 441,154 235,313 53.3 283,592 159,900 56.4 x x x
Co.
Atlantic American Life Ins. Co. 2083 x x x 353,866 187,251 52.9 289,094 163,311 56.5
Bankers Life & Casualty Co. GR-75R x x x 1,918,680 1,090,326 56.8 1,835,699 1,001,122 54.5
GR-A002 -- -- -- 171,830 100,518 58.5 388,324 218,949 56.4
Central States H & L Co. of 286 x x x x x x 158,544 82,810 52.2
Omaha
Community Mutual Ins. Co. PD010 -- -- -- -- -- -- 194,553 113,036 58.1
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 398,645 221,024 55.4
Mutual of Omaha Ins. Co. M2 and others 554,743 240,487 43.4 x x x 449,433 208,239 46.3
M115 and -- -- -- -- -- -- 199,901 92,641 46.3
others
M4,HM17\b 256,237 152,727 59.6 x x x 223,895 113,114 50.5
C23M and x x x 503,112 253,392 50.4 x x x
others
National Financial Ins. Co. GL65-4 188,433 94,747 50.3 x x x -- -- --
National States Ins. Co. CMS -- -- -- -- -- -- 168,585 97,038 57.6
Physicians Mutual Ins. Co. P192 316,421 167,014 52.8 331,024 157,679 47.6 298,270 159,883 53.6
Pioneer Life Ins. Co. of 9161 x x x x x x 3,484,449 2,059,321 59.1
Illinois
9061 x x x x x x 1,351,502 708,364 52.4
9279 -- -- -- -- -- -- 682,278 330,789 48.5
Pyramid Life Ins. Co. H-94 260,886 134,256 51.5 232,003 109,536 47.2 185,790 108,445 58.4
Standard Life & Accident Ins. 1231 -- -- -- -- -- -- 226,476 133,166 58.8
Co.
1222 -- -- -- -- -- -- 342,820 175,371 51.2
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 193,096 104,793 54.3
United American Ins. Co. MAXC x x x x x x 827,749 435,287 52.6
MVXC x x x 170,518 100,911 59.2 -- -- --
MC1 -- -- -- -- -- -- 239,078 134,556 56.3
MAXC+ x x x x x x 803,767 429,445 53.4
MMS x x x 685,189 360,279 52.6 x x x
MC3 -- -- -- x x x 642,624 319,093 49.7
MCCAT -- -- -- -- -- -- 160,997 92,974 57.7
Louisiana
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- 409,362 198,880 48.6 x x x
of Columbus, GA
Atlantic American Life Ins. Co. MS2083 227,774 136,545 59.9 -- -- -- -- -- --
Bankers Life & Casualty Co. GR-A002 -- -- -- 541,589 296,823 54.8 994,289 505,831 50.9
CR-93T 214,249 126,980 59.3 x x x x x x
GR-75R x x x 3,403,339 1,960,910 57.6 3,143,106 1,653,146 52.6
Central States H & L Co. of 286 289,288 163,336 56.5 290,272 136,376 47.0 262,691 139,934 53.3
Omaha
Combined Ins. Co. of America 7902 -- -- -- 152,705 90,488 59.3 -- -- --
Continental General Ins. Co. 323 -- -- -- x x x 309,823 161,115 52.0
Equitable Life & Casualty Ins. 990 -- -- -- -- -- -- 216,659 115,938 53.5
Co.
Mutual of Omaha Ins. Co. 50/51/52VB 309,074 126,615 41.0 269,673 138,300 51.3 244,080 135,395 55.5
2/3CMO,20/ 261,095 141,119 54.0 -- -- -- -- -- --
22\b
2CMO and -- -- -- x x x 209,301 85,394 40.8
others
M115 and -- -- -- x x x 677,673 341,185 50.3
others
National Home Life Assurance GS 1 x x x 151,401 86,229 57.0 -- -- --
Co.
NH 121 -- -- -- x x x 422,697 218,524 51.7
New York Life Ins. Co. 8145 778,662 379,298 48.7 x x x x x x
Providential Life Ins. Co. 189 -- -- -- 716,019 402,946 56.3 1,868,555 995,079 53.3
182 x x x x x x 1,660,734 865,118 52.1
Statesman National Life Ins. P305,P378,P373 165,953 89,779 54.1 -- -- -- -- -- --
Co. \b
MED-484 x x x x x x 188,716 92,308 48.9
P-376,P- 201,218 120,387 59.8 -- -- -- -- -- --
376R\b
United American Ins. Co. MC3 -- -- -- 543,582 283,646 52.2 746,361 425,814 57.1
MCCAT -- -- -- -- -- -- 250,028 124,542 49.8
MC7 217,779 129,386 59.4 x x x x x x
MMS x x x 1,513,972 838,965 55.4 1,359,649 775,243 57.0
MAXC x x x 600,389 351,277 58.5 577,893 284,806 49.3
Maine
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Travellers Life Ins. WLH-54 305,611 174,285 57.0 x x x x x x
Co.
Hartford Life Ins. Co. SRP-1261 -- -- -- 165,445 79,171 47.9 -- -- --
United American Ins. Co. MAXC x x x 162,080 67,568 41.7 -- -- --
Maryland
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Integrity Ins. Co. MMS-84 158,789 57,662 36.3 -- -- -- -- -- --
Amer. Family Life Assurance Co. A-19000 -- -- -- -- -- -- 236,479 99,669 42.1
of Columbus, GA
Bankers Life & Casualty Co. GR-73S 186,281 86,209 46.3 x x x -- -- --
Combined Ins. Co. of America 000014954 -- -- -- -- -- -- 363,161 212,508 58.5
Hartford Life Ins. Co. SRP-1261 -- -- -- 754,219 362,251 48.0 -- -- --
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 817,691 466,760 57.1
Mutual of Omaha Ins. Co. M2/M58 and x x x 258,350 152,504 59.0 x x x
others
M130 and -- -- -- -- -- -- 167,692 79,503 47.4
others
2CMO and -- -- -- 177,462 102,920 58.0 176,251 68,313 38.8
others
M4/M60 and x x x x x x 261,446 81,044 31.0
others
C23M and x x x 154,263 87,164 56.5 -- -- --
others
50/51/52VB 186,317 102,756 55.2 x x x 167,332 85,731 51.2
2/3/34/ 193,342 110,214 57.0 -- -- -- -- -- --
35CMO\b
National Foundation Life Ins. MS-7 -- -- -- -- -- -- 282,167 73,709 26.1
Co.
Massachusetts
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Blue Cross & Blue Shield of MA MXLO 555,085 302,426 54.5 -- -- -- -- -- --
Hartford Life Ins. Co. SRP-1261 -- -- -- 451,870 270,612 59.9 -- -- --
Mutual of Omaha Ins. Co. M18 and others x x x 331,631 159,293 48.0 x x x
2/3/4/23/ 178,768 103,092 57.7 -- -- -- -- -- --
24CMO\b
M17 and others 168,848 98,815 58.5 174,997 87,819 50.2 160,583 87,782 54.7
50/51/52VB x x x x x x 228,070 89,762 39.4
C23M/C24M\b 155,585 92,912 59.7 -- -- -- -- -- --
2CMO and -- -- -- 174,473 71,727 41.1 x x x
others
National Home Life Assurance NH 910 361,621 180,849 50.0 -- -- -- -- -- --
Co.
Michigan
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- x x x 326,746 191,391 58.6
of Columbus, GA
Colonial Penn Life Ins. Co. 3-82-855 x x x x x x 227,453 130,568 57.4
Continental General Ins. Co. 324 -- -- -- x x x 290,818 146,491 50.4
Golden Rule Ins. Co. GRI-H-2D x x x 419,719 236,415 56.3 438,136 238,655 54.5
Harvest Life Ins. Co. MSP-B-1/89 -- -- -- 1,417,563 796,491 56.2 1,090,861 609,674 55.9
Mutual Protective Ins. Co. 489 -- -- -- 313,212 160,716 51.3 438,157 243,020 55.5
National Home Life Assurance NH 910 154,089 86,215 56.0 -- -- -- -- -- --
Co.
Pioneer Life Ins. Co. of 9161 -- -- -- -- -- -- 352,017 149,041 42.3
Illinios
9155 -- -- -- -- -- -- 248,756 134,954 54.3
Statesman National Life Ins. P-181R -- -- -- 205,746 101,460 49.3 x x x
Co.
Union Fidelity Life Ins. Co. 1053 x x x 191,319 98,801 51.6 -- -- --
United American Ins. Co. MBXC x x x 176,749 97,114 54.9 168,706 95,982 56.9
Minnesota
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Aid Association For Lutherans 4952 THRU 4956 -- -- -- -- -- -- 163,712 73,873 45.1
American Republic Ins. Co. A-2721 x x x 393,320 220,595 56.1 393,876 192,078 48.8
A-2994 -- -- -- -- -- -- 360,684 165,605 45.9
A-2941 -- -- -- 222,181 125,697 56.6 x x x
Amer. Family Life Assurance Co. A-19700 x x x 244,465 134,958 55.2 201,985 114,972 56.9
of Columbus, GA
A-19800 679,140 298,317 43.9 769,771 453,312 58.9 690,291 379,766 55.0
Bankers Life & Casualty Co. GR-75M x x x x x x 1,135,591 627,297 55.2
GR-75R x x x x x x 9,118,740 5,292,608 58.0
GR-A002 -- -- -- -- -- -- 2,145,432 1,154,092 53.8
Central States H & L Co. of 567 -- -- -- -- -- -- 158,351 88,590 55.9
Omaha
289 x x x x x x 2,248,583 1,281,672 57.0
288 x x x x x x 2,904,619 1,654,145 56.9
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 269,681 150,737 55.9
3-82-855 x x x x x x 267,181 139,898 52.4
Continental General Ins. Co. 312 x x x 223,305 130,828 58.6 201,205 119,336 59.3
326 -- -- -- 1,515,214 855,017 56.4 1,129,146 414,161 36.7
331 -- -- -- -- -- -- 678,408 381,691 56.3
316 370,754 209,286 56.4 x x x x x x
Guarantee Trust Life Ins. Co. 85420 x x x 586,007 350,639 59.8 523,081 255,942 48.9
Mennonite Mutual Aid 82530 -- -- -- -- -- -- 209,565 118,208 56.4
Association
Midamerica Mutual Life Ins. Co. 1101 -- -- -- -- -- -- 336,643 172,442 51.2
Mutual of Omaha Ins. Co. M2/M22 and 1,162,975 649,610 55.9 1,165,022 684,081 58.7 1,030,921 500,338 48.5
others
15CMO and x x x 192,342 83,805 43.6 155,776 39,351 25.3
others
M4 and others x x x 834,258 467,307 56.0 712,622 294,835 41.4
50/51/52VB 234,674 126,001 53.7 x x x 190,494 75,212 39.5
M138 and -- -- -- 185,092 71,031 38.4 x x x
others
M1/M21\b 159,256 69,694 43.8 -- -- -- -- -- --
National States Ins. Co. MMS-4 x x x x x x 162,238 82,157 50.6
Physicians Mutual Ins. Co. P197 -- -- -- x x x 393,812 222,476 56.5
Pyramid Life Ins. Co. 294 and H-94 x x x 203,462 115,378 56.7 175,906 89,936 51.1
United American Ins. Co. MN1 -- -- -- -- -- -- 261,053 117,703 45.1
MBXC x x x x x x 245,647 113,635 46.3
MMS x x x 1,825,266 996,016 54.6 x x x
MC3 -- -- -- x x x 728,698 409,251 56.2
Mississippi
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American General Life & 6001 M-1 x x x 428,986 206,527 48.1 410,561 211,230 51.4
Accident Ins. Co.
American Travellers Life Ins. ATL-CAT-89 -- -- -- -- -- -- 247,626 147,405 59.5
Co.
Amer. Family Life Assurance Co. A-19000 -- -- -- 571,602 313,902 54.9 986,360 479,331 48.6
of Columbus, GA
Associated Doctors H & L Ins. 380 860,692 503,410 58.5 x x x x x x
Co.
Atlantic American Life Ins. Co. MS2083 x x x 152,114 76,444 50.3 -- -- --
Bankers Life & Casualty Co. GR-75R x x x 2,098,375 1,134,803 54.1 1,842,560 979,167 53.1
GR-A020 -- -- -- -- -- -- 224,261 123,869 55.2
GR-A002 -- -- -- 312,783 129,814 41.5 608,955 302,872 49.7
CR-93T 164,874 90,245 54.7 154,186 92,222 59.8 -- -- --
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- -- -- -- 735,000 400,792 54.5
Equitable Life & Casualty Ins. 880 -- -- -- x x x 988,949 588,309 59.5
Co.
Gulf Life Ins. Co. MED-1 232,356 101,675 43.8 x x x x x x
Humana Insurance Co. GMSIC-2 -- -- -- 183,885 65,970 35.9 428,644 203,874 47.6
Life Insurance Co. of Georgia 6612 -- -- -- 163,849 70,949 43.3 -- -- --
New York Life Ins. Co. 8145 235,015 120,971 51.5 235,150 106,731 45.4 217,573 110,055 50.6
Physicians Mutual Ins. Co. P115 -- -- -- x x x 444,157 255,615 57.6
P192 x x x x x x 766,988 430,718 56.2
Pioneer Life Ins. Co. of 9161 x x x x x x 1,486,327 852,755 57.4
Illinois
9279 -- -- -- -- -- -- 650,122 351,507 54.1
9061 x x x x x x 639,564 342,237 53.5
Union Fidelity Life Ins. Co. of 1053 x x x 347,414 170,914 49.2 -- -- --
Trevose
8550 262,476 148,395 56.5 214,527 92,574 43.2 -- -- --
1042 233,528 130,314 55.8 205,929 70,479 34.2 -- -- --
United American Ins. Co. DMC -- -- -- -- -- -- 162,271 82,363 50.8
MMS x x x 1,019,545 565,756 55.5 905,465 522,631 57.7
MAXC x x x 759,015 444,780 58.6 710,156 338,536 47.7
DMXC-U x x x 277,134 163,400 59.0 242,656 98,877 40.7
MAXC+ 803,358 397,730 49.5 x x x 624,420 287,298 46.0
MC1 -- -- -- -- -- -- 235,609 122,826 52.1
MC3 -- -- -- x x x 650,986 310,074 47.6
Missouri
American National Ins. Co. GMS-6 189,953 80,211 42.2 -- -- -- -- -- --
American Republic Ins. Co. A-2721 673,045 400,260 59.5 997,762 577,325 57.9 1,287,008 770,297 59.9
Amer. Family Life Assurance Co. A-19000 -- -- -- 179,325 92,063 51.3 x x x
of Columbus, GA
Associated Doctors H & L Ins. 380 179,535 104,181 58.0 -- -- -- -- -- --
Co.
Bankers Fidelity Life Ins. Co. 2083 -- -- -- 1,980,910 986,461 49.8 1,509,808 895,814 59.3
MS 3083 -- -- -- 160,805 25,937 16.1 -- -- --
Bankers Life & Casualty Co. GR-75R x x x 8,103,741 4,826,018 59.6 7,384,624 4,196,727 56.8
GR-A002 -- -- -- x x x 2,837,383 1,695,791 59.8
Blue Cross & Blue Shield of KC BCBSKC-MSL-2- x x x 192,768 108,724 56.4 -- -- --
90
Blue Cross & Blue Shield of MO MC-1 643,589 355,265 55.2 1,116,245 648,320 58.1 1,373,918 678,162 49.4
UC-24 21,736,241 10,850,866 49.9 20,089,952 8,557,356 42.6 17,772,412 8,135,933 45.8
Central States H & L Co. of 286 425,840 237,052 55.7 x x x x x x
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 2,032,876 1,114,027 54.8
Combined Ins. Co. of America 000014954 -- -- -- -- -- -- 161,193 95,421 59.2
Continental General Ins. Co. 323 -- -- -- 190,922 98,473 51.6 232,059 106,122 45.7
Equitable Life & Casualty Ins. 700 x x x 580,422 21,228 3.7 490,129 289,829 59.1
Co.
Guarantee Trust Life Ins. Co. 89420 -- -- -- x x x 349,933 207,424 59.3
Medico Life Ins. Co. 489 POLICY AND -- -- -- 194,617 115,581 59.4 x x x
R
Mutual of Omaha Ins. Co. M4/M78\b 618,669 332,387 53.7 x x x x x x
15CMO and 453,036 232,162 51.2 x x x 343,655 111,068 32.3
others
M2/M76\b 783,999 404,314 51.6 x x x x x x
50VB/51VB/ 596,759 303,650 50.9 x x x x x x
52VB\b
M101 and x x x 245,991 121,342 49.3 x x x
others
2/3/4CMO,20/ 646,144 317,240 49.1 -- -- -- -- -- --
22\b
M1/M75 and 267,634 101,493 37.9 228,327 134,706 59.0 192,674 90,869 47.2
others
C23M and x x x x x x 736,638 421,061 57.2
others
M3/M77 and x x x 195,812 90,802 46.4 166,014 39,521 23.8
others
M115 and -- -- -- 569,954 328,113 57.6 x x x
others
Mutual Protective Ins. Co. 489 -- -- -- 253,122 141,026 55.7 216,352 79,127 36.6
National Home Life Assurance NH 121 -- -- -- -- -- -- 350,861 175,173 49.9
Co.
New York Life Ins. Co. 8145 x x x 570,226 335,068 58.8 545,610 298,392 54.7
Physicians Mutual Ins. Co. P197 171,050 88,780 51.9 x x x x x x
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 787,162 371,363 47.2
Illinois
9061 x x x x x x 1,284,077 732,275 57.0
8916 x x x x x x 263,393 142,981 54.3
Pyramid Life Ins. Co. G-10 271,020 144,635 53.4 x x x x x x
Shelter Life Ins. Co. H-746.0 -- -- -- 432,353 213,200 49.3 400,120 199,312 49.8
H-746.4 x x x 175,286 77,382 44.1 x x x
Standard Life & Accident Ins. 1231 -- -- -- -- -- -- 459,650 270,764 58.9
Co.
State Farm Mutual Automobile 97049 -- -- -- -- -- -- 165,835 98,715 59.5
Ins. Co.
Union Bankers Ins. Co. MS-2 -- -- -- x x x 700,709 359,539 51.3
Union Fidelity Life Ins. Co. of 1042 349,839 187,443 53.6 x x x -- -- --
Trevose
1053 1,070,597 534,834 50.0 x x x x x x
8550 258,051 142,249 55.1 x x x -- -- --
United American Ins. Co. MMS x x x x x x 2,329,888 1,277,389 54.8
DMC -- -- -- -- -- -- 218,038 87,083 39.9
MC1 -- -- -- 186,546 109,956 58.9 378,248 226,093 59.8
MAXC x x x x x x 1,598,976 918,311 57.4
MC3 -- -- -- x x x 1,624,902 960,185 59.1
MBXC 205,026 115,044 56.1 x x x -- -- --
World Ins. Co. A2485 158,557 52,092 32.9 x x x x x x
A2480 852,521 420,644 49.3 800,468 378,657 47.3 x x x
Montana
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Republic Ins. Co. A-2721 -- -- -- -- -- -- 175,077 84,641 48.3
Bankers Life & Casualty Co. GR-A002 -- -- -- 497,816 259,647 52.2 861,991 434,177 50.4
GR-75R x x x 3,059,964 1,691,357 55.3 2,838,092 1,418,799 50.0
Continental General Ins. Co. 323 -- -- -- 177,880 92,864 52.2 247,439 116,839 47.2
Equitable Life & Casualty Ins. 700 317,911 177,714 55.9 x x x 218,937 119,230 54.5
Co.
Federal Home Life Ins. Co. NAC 9942 -- -- -- x x x 367,489 171,418 46.6
Medico Life Ins. Co. 489 -- -- -- -- -- -- 259,570 124,488 48.0
Mutual of Omaha Ins. Co. M4 and others 269,905 128,622 47.7 x x x 187,022 82,839 44.3
M2\b 157,611 92,446 58.7 -- -- -- -- -- --
Mutual Protective Ins. Co. 489 -- -- -- -- -- -- 237,394 130,999 55.2
New York Life Ins. Co. 8145 x x x x x x 214,596 103,059 48.0
Physicians Mutual Ins. Co. P393/R620 x x x x x x 152,751 90,523 59.3
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 304,235 145,840 47.9
Illinois
9161 -- -- -- x x x 391,915 230,394 58.8
Standard Life & Accident Ins. 1222 -- -- -- -- -- -- 160,151 72,476 45.3
Co.
United American Ins. Co. MAXC x x x 200,305 112,106 56.0 x x x
MMS x x x 573,776 290,411 50.6 474,510 271,416 57.2
MAXC+ x x x x x x 406,300 211,306 52.0
Nebraska
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Republic Ins. Co. A-2721 x x x 498,691 265,887 53.3 469,961 212,791 45.3
A-2930 -- -- -- x x x 314,095 163,546 52.1
Bankers Fidelity Life Ins. Co. 2083 -- -- -- 600,993 330,433 55.0 485,980 264,922 54.5
Bankers Life & Casualty Co. GR-A002 -- -- -- x x x 2,242,385 1,228,843 54.8
GR-A020 -- -- -- -- -- -- 625,595 349,667 55.9
GR-75R 3,177,743 1,742,603 54.8 3,481,168 1,881,951 54.1 3,284,819 1,616,930 49.2
GR-73S x x x x x x 504,529 234,270 46.4
Blue Cross & Blue Shield of 9760(I) x x x 830,790 480,291 57.8 x x x
Nebraska
9600-005 -- -- -- 1,552,564 405,596 26.1 -- -- --
Central States H & L Co. of 286 583,661 243,575 41.7 554,064 275,533 49.7 471,368 198,939 42.2
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 439,105 208,457 47.5
3-82-855 x x x x x x 195,410 79,285 40.6
Continental General Ins. Co. 309 x x x 382,451 218,231 57.1 401,987 233,189 58.0
323 -- -- -- 1,385,776 756,501 54.6 1,649,249 704,484 42.7
314 229,683 119,269 51.9 x x x 222,634 91,187 41.0
332 -- -- -- -- -- -- 181,726 67,181 37.0
Harvest Life Ins. Co. MSP-1/89 -- -- -- 378,161 173,890 46.0 319,601 141,353 44.2
Medico Life Ins. Co. 489 -- -- -- 307,368 176,700 57.5 381,818 194,190 50.9
Mutual of Omaha Ins. Co. 50/51/52VB 302,380 145,814 48.2 290,277 164,233 56.6 269,805 134,014 49.7
M1\b 160,609 60,781 37.8 -- -- -- -- -- --
2CMO and -- -- -- 204,202 64,911 31.8 182,591 68,912 37.7
others
M2 and others 728,779 371,154 50.9 697,846 405,111 58.1 x x x
M3 and others 230,094 93,159 40.5 203,143 118,919 58.5 x x x
C23M and 204,743 104,680 51.1 212,777 117,923 55.4 205,424 113,649 55.3
others
15/16CMO\b 210,022 86,714 41.3 x x x -- -- --
MSE x x x 168,532 99,736 59.2 -- -- --
M115 and -- -- -- 396,851 229,335 57.8 522,409 216,866 41.5
others
M4 and others 969,234 558,900 57.7 x x x 655,339 283,632 43.3
2/3/4/30/ 235,259 100,217 42.6 -- -- -- -- -- --
31CMO\b
Mutual Protective Ins. Co. 489 -- -- -- x x x 531,250 239,379 45.1
487 185,747 83,883 45.2 x x x -- -- --
National Foundation Life Ins. MS100 179,331 98,729 55.1 152,524 89,613 58.8 -- -- --
Co.
National Home Life Assurance GS 1 190,608 113,179 59.4 179,297 73,788 41.2 -- -- --
Co.
National States Ins. Co. RMS -- -- -- 171,226 101,743 59.4 -- -- --
New York Life Ins. Co. 8145 208,047 79,514 38.2 219,581 104,803 47.7 x x x
Physicians Mutual Ins. Co. P197 x x x x x x 1,568,432 895,374 57.1
P115 -- -- -- x x x 520,169 267,529 51.4
P397/R633 -- -- -- -- -- -- 280,038 148,290 53.0
Pioneer Life Ins. Co. of 9161 -- -- -- x x x 1,158,814 624,526 53.9
Illinois
9061 x x x x x x 360,928 192,144 53.2
9279 -- -- -- -- -- -- 662,161 292,835 44.2
State Farm Mutual Automobile 97046 x x x 462,608 245,049 53.0 713,933 422,547 59.2
Ins. Co.
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 676,004 345,190 51.1
Union Fidelity Life Ins. Co. of 1053 212,770 84,116 39.5 185,478 85,122 45.9 -- -- --
Trevose
United American Ins. Co. MAXC 308,825 178,082 57.7 277,199 119,476 43.1 225,490 116,995 51.9
MMS 1,092,647 616,598 56.4 x x x 822,797 396,448 48.2
MAXC+ 831,226 383,715 46.2 x x x x x x
MC3 -- -- -- x x x 394,274 180,402 45.8
World Insurance Co. A2485 235,068 127,820 54.4 183,150 97,206 53.1 -- -- --
Nevada
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-73S x x x 159,346 90,595 56.9 152,218 68,479 45.0
GR-75R x x x 477,195 241,940 50.7 443,720 229,516 51.7
GR-A002 -- -- -- -- -- -- 256,896 152,906 59.5
Blue Cross/Blue Shield Plan of 82171 -- -- -- 408,173 242,332 59.4 579,639 329,565 56.9
Nevada
82172 -- -- -- 318,605 189,155 59.4 366,813 208,559 56.9
Continental General Ins. Co. 323 -- -- -- -- -- -- 164,747 98,224 59.6
Equitable Life & Casualty Ins. 880 -- -- -- -- -- -- 446,681 252,448 56.5
Co.
Mutual of Omaha Ins. Co. M2 and others x x x 266,332 120,386 45.2 x x x
M4 and others x x x x x x 169,937 83,707 49.3
New York Life Ins. Co. 8145 186,428 95,815 51.4 210,969 92,883 44.0 206,925 111,144 53.7
Standard Life & Accident Ins. 1238 -- -- -- -- -- -- 266,361 141,162 53.0
Co.
1231 -- -- -- 337,898 179,948 53.3 326,819 167,046 51.1
United American Ins. Co. MAXC+ x x x 288,736 152,012 52.6 x x x
MAXC x x x 343,956 203,713 59.2 x x x
MC3 -- -- -- 325,663 183,060 56.2 x x x
MMS x x x 893,014 460,998 51.6 769,530 452,669 58.8
New Hampshire
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-A002 -- -- -- 504,960 260,540 51.6 1,847,153 910,115 49.3
GR-75R x x x x x x 2,214,103 1,294,293 58.5
Blue Cross & Blue Shield of New 061.066 x x x 3,507,135 1,910,188 54.5 x x x
Hampshire (MEDICOMP)
New Jersey
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Colonial Penn Franklin Ins. Co. 10-82-460 337,046 196,982 58.4 -- -- -- -- -- --
Combined Ins. Co. of America 7902 -- -- -- 209,462 120,189 57.4 x x x
Mutual of Omaha Ins. Co. C23M and x x x x x x 260,943 116,091 44.5
others
National Foundation Life Ins. MS-85-P -- -- -- -- -- -- 306,269 182,895 59.7
Co.
National Home Life Assurance NH 910 466,818 262,120 56.2 -- -- -- -- -- --
Co.
NH1380 1,137,591 634,745 55.8 -- -- -- -- -- --
Union Fidelity Life Ins. Co. of 1042 211,778 91,959 43.4 188,388 77,666 41.2 -- -- --
Trevose
8550 496,424 241,919 48.7 413,173 232,654 56.3 -- -- --
1053 443,386 208,943 47.1 396,519 160,450 40.5 -- -- --
New Mexico
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Fidelity Life Ins. Co. MS1083 199,646 116,113 58.2 -- -- -- -- -- --
Bankers Life & Casualty Co. GR-A002 -- -- -- -- -- -- 266,452 139,112 52.2
GR-75R x x x 557,687 291,888 52.3 500,980 246,779 49.3
Equitable Life & Casualty Ins. 700 x x x x x x 213,947 102,665 48.0
Co.
Mutual of Omaha Ins. Co. M2 and others x x x 180,304 66,347 36.8 178,141 69,600 39.1
National Home Life Assurance NH1380 252,680 117,411 46.5 -- -- -- -- -- --
Co.
New Mexico Blue Cross & Blue M296 x x x x x x 445,502 250,729 56.3
Shield, Inc.
New York Life Ins. Co. 8145 x x x x x x 181,107 98,049 54.1
Pioneer Life Ins. Co. of 9061 x x x x x x 211,402 122,093 57.8
Illinois
State Farm Mutual Automobile 97046 -- -- -- x x x 256,503 143,096 55.8
Ins. Co.
97033 x x x x x x 249,896 139,243 55.7
Union Fidelity Life Ins. Co. of 1053 153,956 73,759 47.9 -- -- -- -- -- --
Trevose
United American Ins. Co. MAXC+ 348,977 191,363 54.8 x x x 264,051 134,418 50.9
MC3 -- -- -- 348,063 155,527 44.7 x x x
New York
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Aetna Life Insurance & Annuity 24310 175,602 77,166 43.9 -- -- -- -- -- --
Co.
Colonial Penn Franklin Ins. Co. 10-82-316 274,422 141,628 51.6 -- -- -- -- -- --
First United American Life Ins. NY-MAXC 271,111 136,584 50.4 x x x x x x
Co.
Mutual of Omaha Ins. Co. 50/51/52VB x x x 1,799,040 1,040,510 57.8 x x x
M23 and others x x x x x x 269,208 158,383 58.8
M25 and others x x x 481,923 251,215 52.1 347,326 192,416 55.4
New York Life Ins. Co. 8147 x x x 508,265 292,628 57.6 x x x
North Carolina
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19800 x x x 292,657 144,254 49.3 258,397 109,874 42.5
of Columbus, GA
A-19000 -- -- -- 832,899 414,667 49.8 1,262,862 614,783 48.7
Bankers Fidelity Life Ins. Co. 2083 -- -- -- 569,271 239,143 42.0 437,119 200,095 45.8
MS1083 808,485 460,529 57.0 -- -- -- -- -- --
Bankers Life & Casualty Co. GR-73S 683,621 381,046 55.7 597,180 330,733 55.4 557,730 331,497 59.4
GR-75R x x x 3,135,325 1,873,005 59.7 2,804,236 1,523,298 54.3
GR-A002 -- -- -- 992,472 508,338 51.2 1,911,883 964,272 50.4
Blue Cross & Blue Shield of NC M148 13,086,411 7,106,684 54.3 x x x -- -- --
M145 299,012 135,033 45.2 x x x -- -- --
M3 226,687 118,026 52.1 x x x -- -- --
Central States H & L Co. of 286 x x x 288,668 154,690 53.6 232,947 130,981 56.2
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 1,247,269 639,755 51.3
Combined Ins. Co. of America 8081 -- -- -- 215,570 105,224 48.8 183,014 100,728 55.0
8061 -- -- -- 179,793 92,449 51.4 x x x
Continental General Ins. Co. 323 -- -- -- 289,045 156,041 54.0 279,394 128,097 45.8
390 -- -- -- 178,428 97,480 54.6 172,927 81,910 47.4
Globe Life & Accident Ins. Co. MCP-3 392,324 214,256 54.6 x x x x x x
Gulf Life Ins. Co. 737 L&C x x x 394,911 234,392 59.4 x x x
Hartford Life Ins. Co. SRP-1261 -- -- -- 845,316 486,898 57.6 -- -- --
Integrity National Life Ins. H-740-0490 -- -- -- -- -- -- 195,302 113,265 58.0
Co.
Liberty Life Ins. Co. 894 x x x x x x 797,774 408,075 51.2
868 -- -- -- -- -- -- 201,974 62,777 31.1
873 x x x x x x 1,528,305 808,327 52.9
Life Insurance Co. of Georgia 6610 x x x 372,977 214,212 57.4 x x x
Mutual of Omaha Ins. Co. M27 and others 238,213 132,862 55.8 200,702 82,051 40.9 172,866 71,921 41.6
50/51/52VB 634,923 359,385 56.6 566,458 301,831 53.3 x x x
M28 and others 598,331 324,154 54.2 536,025 278,876 52.0 x x x
11CMO and 217,218 92,484 42.6 181,282 68,986 38.1 -- -- --
others
M152 and -- -- -- -- -- -- 352,184 197,478 56.1
others
M30 and others 184,405 79,173 42.9 x x x 152,099 86,081 56.6
M115 and -- -- -- -- -- -- 221,975 131,084 59.1
others
National Financial Ins. Co. G764 x x x 325,001 189,890 58.4 x x x
MG-82 188,345 100,133 53.2 173,003 95,121 55.0 x x x
MS86R 392,111 229,432 58.5 x x x 340,026 190,191 55.9
GL65 303,333 168,685 55.6 240,772 94,672 39.3 x x x
National Home Life Assurance NH1380 2,384,109 1,426,468 59.8 -- -- -- -- -- --
Co.
NH 910 259,767 147,828 56.9 -- -- -- -- -- --
NH 121 -- -- -- 222,459 107,489 48.3 201,949 106,341 52.7
New York Life Ins. Co. 8145 310,895 179,601 57.8 287,456 168,945 58.8 x x x
Physicians Mutual Ins. Co. MOVE-INS -- -- -- 280,938 149,820 53.3 -- -- --
P393/R622 x x x x x x 305,322 174,129 57.0
P192 x x x -- -- -- 256,575 108,708 42.4
Pioneer Life Ins. Co. of 9161 -- -- -- x x x 4,322,814 2,551,541 59.0
Illinois
Savers Life Ins. Co. MS2-9001 x x x 656,306 354,215 54.0 x x x
MS1-9001 -- -- -- 157,017 77,008 49.0 x x x
Standard Life & Accident Ins. 1239 -- -- -- -- -- -- 2,127,906 1,188,496 55.9
Co.
1231 -- -- -- 611,235 362,377 59.3 486,858 204,229 41.9
1208 -- -- -- -- -- -- 616,804 311,383 50.5
State Farm Mutual Automobile 97046 x x x 399,512 231,289 57.9 x x x
Ins. Co.
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 749,801 444,988 59.3
Union Fidelity Life Ins. Co. of 1053 1,062,495 543,004 51.1 842,847 409,873 48.6 162,581 79,133 48.7
Trevose
8550 -- -- -- 615,280 360,023 58.5 -- -- --
1042 x x x 479,799 275,692 57.5 -- -- --
United American Ins. Co. MAXC+ x x x x x x 1,306,223 626,187 47.9
MBXC 181,451 101,867 56.1 162,194 95,199 58.7 -- -- --
MC3 -- -- -- 842,921 467,430 55.5 1,918,093 948,962 49.5
DMC -- -- -- 182,122 81,604 44.8 376,889 210,652 55.9
MMS 1,819,947 915,451 50.3 1,503,040 692,314 46.1 1,290,454 683,979 53.0
MC1 -- -- -- x x x 653,688 345,643 52.9
MAXC x x x x x x 1,953,210 1,125,022 57.6
United Family Life Ins. Co. AA31 355,494 182,379 51.3 x x x x x x
World Insurance Co. A2485 x x x 271,629 101,903 37.5 x x x
A2480 424,436 251,876 59.3 337,429 150,492 44.6 x x x
North Dakota
American Republic Ins. Co. A-2721 -- -- -- x x x 386,983 189,496 49.0
Amer. Family Life Assurance Co. A-19000 -- -- -- -- -- -- 199,172 81,904 41.1
of Columbus, GA
Bankers Life & Casualty Co. GR-75R x x x 1,001,563 535,992 53.5 1,061,647 556,529 52.4
Colonial Penn Life Ins. Co. 3-82-855 x x x x x x 154,944 60,526 39.1
4-82-595 -- -- -- x x x 467,225 246,568 52.8
Equitable Life & Casualty Ins. 880 -- -- -- -- -- -- 651,376 379,232 58.2
Co.
Harvest Life Ins. Co. MSP-1/89 -- -- -- -- -- -- 160,644 62,649 39.0
Mutual of Omaha Ins. Co. M2 and others 248,285 117,778 47.4 x x x 220,433 105,812 48.0
Mutual Protective Ins. Co. 489 -- -- -- -- -- -- 194,913 108,425 55.6
State Farm Mutual Automobile 97033 x x x x x x 472,565 266,199 56.3
Ins. Co.
United American Ins. Co. MAXC+ 657,200 378,092 57.5 575,205 313,921 54.6 468,480 233,503 49.8
MAXC 639,383 291,065 45.5 564,109 301,832 53.5 477,676 191,163 40.0
MMS x x x 652,705 387,640 59.4 586,361 248,479 42.4
MC3 -- -- -- -- -- -- 201,635 120,257 59.6
Ohio
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Acceleration Life Ins. Co. AMSP-511 444,742 252,559 56.8 311,323 156,288 50.2 -- -- --
AMSP-1100 1/ -- -- -- 285,365 163,929 57.4 x x x
89
American Travellers Life Ins. ATL-CAT-89 -- -- -- 157,604 79,826 50.6 227,926 130,731 57.4
Co.
Amer. Family Life Assurance Co. A-19000 -- -- -- x x x 1,447,093 853,992 59.0
of Columbus, GA
A-19800 190,621 112,801 59.2 165,295 97,996 59.3 152,621 81,274 53.3
Auto-Owners Life Ins. Co. 50431 -- -- -- 171,226 95,441 55.7 x x x
Bankers Life & Casualty Co. P1-67720 -- -- -- x x x 455,187 242,490 53.3
P1-56566 -- -- -- 216,718 114,412 52.8 267,853 132,010 49.3
GR-73S x x x x x x 1,028,107 588,620 57.3
GR-A020 -- -- -- -- -- -- 937,578 494,214 52.7
GR-A002 -- -- -- 1,239,053 715,036 57.7 2,344,770 1,283,561 54.7
Blue Cross & Blue Shield Mutual NG8902-E -- -- -- -- -- -- 198,000 109,000 55.1
of Ohio
NG8903- -- -- -- x x x 3,727,000 2,162,000 58.0
E,NG8806\b
Central States H & L Co. of 286 473,733 242,515 51.2 x x x 354,831 139,789 39.4
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 888,457 480,100 54.0
Combined Ins. Co. of America 7902 -- -- -- x x x 300,895 173,592 57.7
Community Mutual Ins. Co. PD010 -- -- -- 4,374,118 2,337,859 53.4 3,743,594 2,166,115 57.9
Continental General Ins. Co. 323 -- -- -- 217,996 126,593 58.1 287,307 135,479 47.2
Golden Rule Ins. Co. GRI-H-12.2P -- -- -- -- -- -- 189,733 113,388 59.8
Guarantee Trust Life Ins. Co. 85420 x x x 376,948 220,562 58.5 290,760 150,080 51.6
89420 -- -- -- x x x 159,088 74,689 46.9
Hartford Life Ins. Co. SRP-1261 -- -- -- 517,764 300,936 58.1 -- -- --
Harvest Life Ins. Co. MSP-3/90 -- -- -- -- -- -- 168,295 93,438 55.5
MSP-1/89 -- -- -- 727,975 411,235 56.5 688,418 318,512 46.3
Mutual of Omaha Ins. Co. 50/51/52VB x x x 356,220 211,203 59.3 301,145 172,692 57.3
MSE x x x x x x 268,326 95,138 35.5
M1 and others x x x 397,442 215,251 54.2 360,920 174,915 48.5
M115 and -- -- -- 388,698 195,388 50.3 605,376 299,262 49.4
others
C23M and x x x x x x 583,417 331,666 56.8
others
15CMO and 396,511 224,174 56.5 368,198 160,875 43.7 x x x
others
M154 and -- -- -- -- -- -- 189,158 101,575 53.7
others
M3 and others x x x x x x 320,430 177,113 55.3
Mutual Protective Ins. Co. 990 -- -- -- -- -- -- 173,377 94,506 54.5
489 -- -- -- 526,318 284,291 54.0 825,420 493,999 59.8
488 x x x 152,204 77,252 50.8 -- -- --
National Foundation Life Ins. MS-7 -- -- -- -- -- -- 573,958 312,221 54.4
Co.
National Home Life Assurance NH 910 442,133 237,079 53.6 -- -- -- -- -- --
Co.
Physicians Mutual Ins. Co. P115 -- -- -- 322,012 183,192 56.9 x x x
P197 x x x x x x 1,308,632 723,296 55.3
P192 x x x x x x 723,378 417,862 57.8
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 661,468 342,361 51.8
Illinois
9161 x x x x x x 1,477,035 767,265 51.9
Standard Life & Accident Ins. 1222 -- -- -- -- -- -- 945,357 542,795 57.4
Co.
1208 -- -- -- -- -- -- 386,899 228,422 59.0
1238 -- -- -- -- -- -- 2,009,630 1,065,964 53.0
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 350,039 199,919 57.1
Union Fidelity Life Ins. Co. of 1042 x x x 377,779 196,030 51.9 -- -- --
Trevose
8550 526,472 305,807 58.1 x x x -- -- --
1053 1,087,598 556,180 51.1 1,029,846 468,459 45.5 193,287 77,941 40.3
United American Ins. Co. MC3 -- -- -- x x x 3,273,583 1,879,456 57.4
MAXC+ x x x x x x 2,206,171 1,193,653 54.1
DMXC-U x x x x x x 335,001 185,787 55.5
MMS x x x 3,657,936 2,138,645 58.5 3,118,072 1,663,825 53.4
MAXC x x x x x x 2,224,131 1,325,180 59.6
MC2 -- -- -- -- -- -- 224,040 104,474 46.6
DMC -- -- -- -- -- -- 315,975 148,106 46.9
MCCAT -- -- -- -- -- -- 800,084 332,777 41.6
MBXC x x x 307,364 176,433 57.4 x x x
Oklahoma
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- x x x 226,237 98,533 43.6
of Columbus, GA
Bankers Life & Casualty Co. GR-75R x x x 3,384,401 1,921,491 56.8 3,358,565 1,732,479 51.6
GR-A020 -- -- -- -- -- -- 192,110 114,378 59.5
GR-A002 -- -- -- 406,453 222,982 54.9 691,899 378,707 54.7
GR-73S x x x 456,132 264,447 58.0 441,101 251,283 57.0
Continental General Ins. Co. 323 -- -- -- 225,485 128,124 56.8 242,788 108,404 44.6
Equitable Life & Casualty Ins. 990 -- -- -- -- -- -- 308,442 178,358 57.8
Co.
Globe Life & Accident Ins. Co. MCP-3 267,287 153,721 57.5 x x x x x x
Group Health Service of 4.021-1 -- -- -- 159,491 80,262 50.3 x x x
Oklahoma, Inc.
Guarantee Trust Life Ins. Co. 85420 x x x x x x 254,407 103,031 40.5
89420 -- -- -- 155,184 75,387 48.6 245,131 128,797 52.5
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 193,399 114,553 59.2
Mutual of Omaha Ins. Co. M115 and -- -- -- 498,833 275,523 55.2 678,962 331,384 48.8
others
50/51/52VB 192,331 89,885 46.7 165,976 47,252 28.5 153,064 33,294 21.8
M2 and others 1,473,297 749,847 50.9 1,309,965 722,283 55.1 1,228,942 548,676 44.6
M4 and others 693,682 353,904 51.0 x x x 549,431 225,549 41.1
New York Life Ins. Co. 8145 175,818 63,716 36.2 171,982 93,825 54.6 157,250 86,242 54.8
Old Surety Life Ins. Co. MS 1,321,278 758,574 57.4 x x x 1,911,890 1,047,921 54.8
Pioneer Life Ins. Co. of 9061 x x x x x x 630,065 309,204 49.1
Illinois
9161 x x x x x x 1,192,699 645,844 54.1
9279 -- -- -- -- -- -- 281,891 124,970 44.3
Reserve National Ins. Co. MCS-86 -- -- -- -- -- -- 398,135 207,433 52.1
Standard Life & Accident Ins. 1222 -- -- -- 372,618 195,252 52.4 339,562 169,842 50.0
Co.
1238 -- -- -- -- -- -- 1,448,822 867,308 59.9
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 186,920 111,135 59.5
86M x x x x x x 891,168 509,717 57.2
Union Fidelity Life Ins. Co. of 1042 202,263 111,002 54.9 171,906 85,850 49.9 -- -- --
Trevose
1053 x x x 383,554 229,766 59.9 -- -- --
United American Ins. Co. MAXC x x x 384,988 213,488 55.5 328,417 190,164 57.9
DMXC-U 169,916 80,910 47.6 -- -- -- -- -- --
MAXC+ 790,530 443,828 56.1 738,130 373,187 50.6 659,430 345,879 52.5
MC3 -- -- -- 340,624 127,308 37.4 469,887 263,109 56.0
MCCAT -- -- -- -- -- -- 176,688 100,182 56.7
MMS 1,337,470 726,649 54.3 1,121,139 522,618 46.6 920,089 502,140 54.6
Western Farm Bureau Life Ins. HIP02 x x x x x x 305,002 154,978 50.8
Co.
Oregon
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- -- -- -- 174,441 94,939 54.4
of Columbus, GA
Bankers Life & Casualty Co. GR-A002 -- -- -- 601,636 283,813 47.2 1,813,366 946,665 52.2
GR-A020 -- -- -- -- -- -- 206,845 108,534 52.5
GR-75R x x x 5,386,686 2,902,342 53.9 4,915,764 2,273,109 46.2
GR-73S x x x x x x 482,023 270,697 56.2
Colonial Penn Life Ins. Co. 3-82-855 x x x x x x 184,021 78,740 42.8
Combined Ins. Co. of America 8061 -- -- -- 165,878 97,414 58.7 -- -- --
Federal Home Life Ins. Co. NAC 9930 x x x x x x 481,410 281,951 58.6
First National Life Ins. Co. 9000 -- -- -- 778,681 417,407 53.6 -- -- --
Mutual of Omaha Ins. Co. M94 and others 502,470 290,676 57.8 490,223 275,364 56.2 420,053 226,502 53.9
15CMO and x x x x x x 190,284 88,765 46.6
others
50/51/52VB 177,141 74,785 42.2 156,221 71,747 45.9 -- -- --
M96 and others 279,313 152,179 54.5 x x x 208,762 107,847 51.7
Mutual Protective Ins. Co. 489 -- -- -- x x x 181,270 89,198 49.2
National Foundation Life Ins. MS100 x x x 761,353 449,634 59.1 x x x
Co.
New York Life Ins. Co. 8145 x x x x x x 189,918 88,329 46.5
Pyramid Life Ins. Co. G-10 177,631 101,089 56.9 166,133 97,621 58.8 -- -- --
H-94 x x x x x x 167,226 98,224 58.7
Standard Life & Accident Ins. 1231 -- -- -- 732,151 394,244 53.8 x x x
Co.
1222 -- -- -- 210,619 118,384 56.2 177,798 75,939 42.7
1238 -- -- -- -- -- -- 584,383 314,580 53.8
State Farm Mutual Automobile 97046 x x x x x x 1,070,842 568,138 53.1
Ins. Co.
Union Bankers Ins. Co. 86M x x x 979,562 580,350 59.2 887,689 501,410 56.5
United American Ins. Co. MAXC 1,046,848 590,270 56.4 949,166 539,254 56.8 x x x
MC3 -- -- -- 216,909 103,350 47.6 406,169 234,741 57.8
MMS 1,695,293 958,054 56.5 1,490,359 748,662 50.2 1,221,200 604,088 49.5
MAXC+ 1,577,046 834,541 52.9 1,447,435 808,472 55.9 1,200,494 573,887 47.8
MCCAT -- -- -- -- -- -- 153,538 87,698 57.1
Pennsylvania
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Income Life Ins. Co. H41000 -- -- -- -- -- -- 155,605 87,121 56.0
Combined Insurance Co. of 7902 -- -- -- 289,046 170,643 59.0 x x x
America
Conestoga Life Assurance Co. MS82 -- -- -- 382,261 227,916 59.6 x x x
Federal Home Life Ins. Co. NAC 9750 x x x 925,504 502,659 54.3 x x x
Harvest Life Ins. Co. HMGC4012RU -- -- -- 259,677 150,882 58.1 239,355 143,312 59.9
Mutual of Omaha Ins. Co. 15CMO and x x x x x x 371,389 180,254 48.5
others
National Home Life Assurance NH1190 240,038 130,786 54.5 -- -- -- -- -- --
Co.
NH 910 388,639 231,738 59.6 -- -- -- -- -- --
Penn Treaty Life Ins. Co. MEDSUP x x x 1,416,313 829,162 58.5 x x x
Union Bankers Ins. Co. 86M -- -- -- -- -- -- 182,690 101,640 55.6
Union Fidelity Life Ins. Co. of 1063 -- -- -- 799,755 475,485 59.5 -- -- --
Trevose
1042 x x x 356,509 205,164 57.5 -- -- --
United Security Assurance Co. MS-1-GRS -- -- -- -- -- -- 214,008 126,056 58.9
of Pennsylvania
USAA Life Insurance Co. AG4001 -- -- -- 499,781 279,048 55.8 x x x
Rhode Island
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-A002 -- -- -- -- -- -- 262,023 144,946 55.3
South Carolina
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Republic Ins. Co. A-2930 -- -- -- -- -- -- 152,210 78,756 51.7
Amer. Family Life Assurance Co. A-19800 x x x x x x 208,919 109,263 52.3
of Columbus, GA
Bankers Life & Casualty Co. CR-93T x x x x x x 247,745 126,545 51.1
GR-73S x x x x x x 161,504 79,921 49.5
Blue Cross & Blue Shield of SC, 11310 -- -- -- -- -- -- 325,302 105,931 32.6
Inc.
Independent Life & Accident MCS 101 171,313 87,515 51.1 -- -- -- -- -- --
Ins. Co.
Liberty Life Ins. Co. 868 -- -- -- -- -- -- 378,974 193,060 50.9
894 x x x x x x 1,622,052 948,588 58.5
892 163,573 95,789 58.6 x x x x x x
Life Insurance Co. of Georgia 6612 251,463 121,100 48.2 x x x 208,912 88,499 42.4
6610 -- -- -- 958,242 516,379 53.9 x x x
Mutual of Omaha Ins. Co. M2 and others x x x x x x 638,427 332,643 52.1
M115 and -- -- -- 266,867 112,519 42.2 392,184 198,094 50.5
others
National Home Life Assurance NH 121 -- -- -- -- -- -- 238,521 134,074 56.2
Co.
New York Life Ins. Co. 8145 160,196 88,156 55.0 x x x 165,600 89,794 54.2
Pioneer Life Ins. Co. of 9061 x x x x x x 695,072 377,019 54.2
Illinois
9161 -- -- -- -- -- -- 239,792 140,636 58.6
Savers Life Ins. Co. MS2-9001 -- -- -- 182,792 58,559 32.0 -- -- --
Southland Life Ins. Co. 12590 x x x 164,764 71,967 43.7 -- -- --
Union Bankers Ins. Co. 86M x x x x x x 229,010 132,589 57.9
United American Ins. Co. MCCAT -- -- -- -- -- -- 236,005 122,820 52.0
South Dakota
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Travellers Life Ins. ATL-CAT-89 -- -- -- -- -- -- 287,290 154,273 53.7
Co.
Bankers Life & Casualty Co. GR-75R 1,046,789 614,603 58.7 1,170,743 604,445 51.6 1,155,379 643,003 55.7
Central States H & L Co. of 286 x x x x x x 863,232 389,595 45.1
Omaha
Continental General Ins. Co. 323 -- -- -- x x x 301,811 158,377 52.5
Mutual of Omaha Ins. Co. M154 and -- -- -- -- -- -- 197,139 84,307 42.8
others
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 318,296 180,180 56.6
Illinois
State Farm Mutual Automobile 97046 -- -- -- 228,342 135,790 59.5 310,894 165,483 53.2
Ins. Co.
97033 x x x x x x 357,326 211,299 59.1
Union Bankers Ins. Co. MS-2 -- -- -- -- -- -- 184,877 104,844 56.7
United American Ins. Co. MAXC 365,240 216,330 59.2 x x x x x x
MMS x x x x x x 966,341 562,963 58.3
MC3 -- -- -- 186,860 101,871 54.5 x x x
Tennessee
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
American Republic Ins. Co. A-2721 -- -- -- 186,684 84,589 45.3 222,605 114,410 51.4
Amer. Family Life Assurance Co. A-19000 -- -- -- 744,035 380,297 51.1 1,026,567 534,052 52.0
of Columbus, GA
A-19800 324,046 181,437 56.0 282,896 167,532 59.2 252,044 135,387 53.7
Atlantic American Life Ins. Co. 2083 x x x 981,345 480,234 48.9 787,256 404,512 51.4
Bankers Life & Casualty Co. GR-75R x x x x x x 3,900,734 2,247,857 57.6
P1-67720 -- -- -- x x x 164,804 95,648 58.0
CR-93T x x x x x x 229,746 113,994 49.6
GR-A002 -- -- -- 311,827 135,958 43.6 871,193 440,775 50.6
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 1,088,117 584,284 53.7
Continental Life Ins. Co. of SSC85 952,953 567,951 59.6 -- -- -- -- -- --
Brentwood
SCIII -- -- -- -- -- -- 227,950 101,497 44.5
SCII -- -- -- 1,254,357 596,007 47.5 1,487,789 816,065 54.9
Georgia H & L Ins. Co. 803 221,520 128,423 58.0 -- -- -- -- -- --
Gulf Life Ins. Co. 737 L&C x x x 162,422 84,463 52.0 x x x
Life Insurance Co. of Georgia 6612 194,099 80,961 41.7 256,295 100,086 39.1 189,108 58,310 30.8
6610 x x x 800,938 372,422 46.5 809,645 395,228 48.8
Mutual of Omaha Ins. Co. M115 and -- -- -- -- -- -- 174,692 65,583 37.5
others
50/51/52VB 191,319 64,527 33.7 x x x 163,496 81,697 50.0
M1 and others x x x 201,939 117,065 58.0 178,777 103,140 57.7
2CMO and 242,801 139,001 57.2 222,683 133,042 59.7 x x x
others
M4 and others 248,508 132,507 53.3 x x x 230,298 121,611 52.8
M2\a 544,564 278,759 51.2 x x x x x x
National Home Life Assurance GSH-1 197,774 103,550 52.4 x x x -- -- --
Co.
NH 121 -- -- -- x x x 519,658 264,006 50.8
Physicians Mutual Ins. Co. P197 -- -- -- 492,818 280,337 56.9 1,039,193 614,914 59.2
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 1,183,823 667,497 56.4
Illinois
9161 -- -- -- x x x 2,326,337 1,190,056 51.2
9061 x x x x x x 1,717,653 951,277 55.4
Pyramid Life Ins. Co. H-94 530,828 239,604 45.1 454,265 208,983 46.0 x x x
G-10 356,582 178,481 50.1 323,653 172,343 53.2 x x x
Standard Life & Accident Ins. 1231 -- -- -- 1,351,807 775,257 57.3 982,142 527,767 53.7
Co.
1238 -- -- -- -- -- -- 2,275,548 1,294,063 56.9
1228 -- -- -- -- -- -- 208,534 109,315 52.4
Union Fidelity Life Ins. Co. of 1053 588,226 346,047 58.8 525,861 278,156 52.9 -- -- --
Trevose
1042 257,410 147,531 57.3 223,417 86,826 38.9 -- -- --
United American Ins. Co. MAXC+ x x x x x x 1,240,673 602,427 48.6
MBXC x x x 365,858 217,817 59.5 x x x
MAXC x x x x x x 1,107,890 630,975 57.0
MCCAT -- -- -- -- -- -- 641,778 375,370 58.5
MC3 -- -- -- 574,552 300,689 52.3 1,107,203 631,807 57.1
DMC -- -- -- -- -- -- 197,519 107,624 54.5
MC1 -- -- -- 163,814 83,565 51.0 480,533 234,066 48.7
MMS x x x 1,689,752 987,786 58.5 1,492,061 889,801 59.6
Texas
American Exchange Life Ins. Co. 127 x x x 434,920 214,679 49.4 376,902 180,930 48.0
191 x x x x x x 292,566 161,718 55.3
American General Life & AGLA 76789 -- -- -- 344,360 204,284 59.3 x x x
Accident Ins. Co.
American Insurance Co. of Texas AMS382 -- -- -- 153,057 79,165 51.7 -- -- --
AMS78 575,644 332,397 57.7 -- -- -- -- -- --
American Integrity Ins. Co. MS-85 210,784 106,932 50.7 -- -- -- -- -- --
MS-7/8\b 166,860 84,886 50.9 -- -- -- -- -- --
American Life & Accident Ins. MMS x x x 1,263,160 753,948 59.7 1,118,354 619,936 55.4
Co.
S30 164,486 91,795 55.8 -- -- -- -- -- --
IF-DM x x x x x x 283,258 155,130 54.8
S35 1,053,020 617,973 58.7 x x x x x x
AL-100 3,372,259 1,984,101 58.8 x x x 2,920,582 1,607,629 55.0
A-MAXC+ 685,432 379,390 55.4 558,315 299,667 53.7 476,485 246,079 51.6
AL-02 258,631 151,506 58.6 x x x 186,211 103,872 55.8
AL-06 x x x 152,343 90,370 59.3 -- -- --
American National Ins. Co. GMS-2 -- -- -- x x x 233,713 119,753 51.2
American Republic Ins. Co. A-2930 -- -- -- -- -- -- 156,427 82,715 52.9
American Travellers Life Ins. ATL-CAT-89 -- -- -- -- -- -- 519,728 292,054 56.2
Co.
Amer. Family Life Assurance Co. A-19000 -- -- -- x x x 2,256,387 1,299,196 57.6
of Columbus, GA
Atlantic American Life Ins. Co. 2083 x x x 1,095,651 520,283 47.5 804,461 330,148 41.0
Bankers Fidelity Life Ins. Co. 2083 -- -- -- -- -- -- 404,791 232,182 57.4
Bankers Life & Casualty Co. GR-75R x x x 11,781,017 6,807,652 57.8 10,908,121 5,649,050 51.8
GR-73S x x x x x x 1,581,666 893,405 56.5
GR-A002 -- -- -- 753,422 424,930 56.4 3,637,057 2,006,824 55.2
Central Security Life Ins. Co. Form H08601 x x x x x x 282,397 112,318 39.8
Form H08902 -- -- -- -- -- -- 278,229 151,595 54.5
Central States H & L Co. of 286 601,746 309,291 51.4 604,768 254,891 42.1 x x x
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 2,270,861 1,206,182 53.1
3-82-855 x x x x x x 282,037 125,201 44.4
Combined Insurance Co. of 8061 -- -- -- 186,058 102,109 54.9 x x x
America
14952 -- -- -- 158,555 72,085 45.5 235,074 108,639 46.2
Continental General Ins. Co. 323 -- -- -- -- -- -- 243,782 142,451 58.4
Equitable Life & Casualty Ins. 990 -- -- -- -- -- -- 152,758 64,922 42.5
Co.
First National Life Ins. Co. 9000 -- -- -- 1,043,099 575,949 55.2 -- -- --
Medico Life Ins. Co. 489 -- -- -- x x x 1,936,576 1,058,314 54.6
990 -- -- -- -- -- -- 290,169 147,583 50.9
Mutual of Omaha Ins. Co. 15CMO and 895,000 492,821 55.1 754,147 411,142 54.5 616,204 240,899 39.1
others
M4 and others x x x 2,805,650 1,678,852 59.8 2,520,532 1,399,719 55.5
50/51/52VB 1,035,199 489,158 47.3 913,442 427,580 46.8 808,825 324,402 40.1
M2 and others x x x 6,496,617 3,840,536 59.1 6,131,833 3,371,972 55.0
2CMO and 920,878 548,091 59.5 806,313 304,519 37.8 761,961 316,140 41.5
others
M115 and -- -- -- x x x 3,240,264 1,809,411 55.8
others
Mutual Protective Ins. Co. 990 -- -- -- -- -- -- 244,869 129,095 52.7
National Financial Ins. Co. TSTA2-8 -- -- -- 1,466,863 683,842 46.6 1,570,250 800,637 51.0
MS86R x x x x x x 330,943 134,949 40.8
GL65-4 x x x 307,700 169,008 54.9 x x x
PMS86 180,616 87,372 48.4 x x x 227,196 132,999 58.5
National Foundation Life Ins. MS4-89-P -- -- -- -- -- -- 183,861 81,354 44.2
Co.
MS-7 -- -- -- -- -- -- 1,711,062 697,477 40.8
National Home Life Assurance NH 143 -- -- -- -- -- -- 458,035 218,540 47.7
Co.
NH 77 x x x 3,517,537 1,871,126 53.2 3,052,324 1,760,559 57.7
GS 1 -- -- -- 1,732,376 944,694 54.5 1,265,126 644,765 51.0
NH 66 x x x 384,689 207,722 54.0 366,742 214,179 58.4
National Security Life & SC 394,632 176,316 44.7 x x x 266,987 140,364 52.6
Accident Ins. Co.
New Era Life Ins. Co. K-1-88 -- -- -- x x x 619,782 268,237 43.3
GLA 82 $200 -- -- -- x x x 266,148 75,649 28.4
GLA 585 100% -- -- -- x x x 728,135 361,009 49.6
H-0018F -- -- -- -- -- -- 1,512,146 342,952 22.7
H-0020C -- -- -- -- -- -- 176,952 44,163 25.0
MS-2-82 -- -- -- x x x 415,523 186,715 44.9
New York Life Ins. Co. 8145 x x x x x x 617,485 367,070 59.4
Old Surety Life Ins. Co. of MS x x x x x x 1,453,301 834,538 57.4
Texas
Physicians Mutual Ins. Co. P397/R633 -- -- -- -- -- -- 354,653 200,254 56.5
P318 -- -- -- -- -- -- 306,941 150,739 49.1
Pioneer Life Ins. Co. of 9279 -- -- -- -- -- -- 1,935,911 1,089,844 56.3
Illinois
9176 -- -- -- x x x 218,041 118,335 54.3
Providential Life Ins. Co. 182 x x x x x x 213,433 93,726 43.9
189 -- -- -- -- -- -- 601,027 324,165 53.9
Pyramid Life Ins. Co. H-91 x x x 212,803 96,305 45.3 178,602 100,949 56.5
Southwest Service Life Ins. Co. MS93 x x x 156,878 88,351 56.3 -- -- --
Standard Life & Accident Ins. 1222 -- -- -- -- -- -- 968,651 547,635 56.5
Co.
Statesman National Life Ins. P-305 854,361 462,204 54.1 822,749 389,076 47.3 x x x
Co.
P-376RA -- -- -- 592,761 333,764 56.3 -- -- --
P-181 1,041,417 548,365 52.7 156,671 59,696 38.1 -- -- --
Union Bankers Ins. Co. 76M 398,084 227,499 57.1 x x x 200,502 99,636 49.7
MS-2 -- -- -- 234,099 129,899 55.5 552,445 288,214 52.2
86M x x x 823,881 487,347 59.2 745,262 414,432 55.6
Union Fidelity Life Ins. Co. of 8350 584,907 343,511 58.7 x x x -- -- --
Trevose
United American Ins. Co. MC3 -- -- -- 1,764,297 969,761 55.0 2,605,118 1,231,413 47.3
MC1 -- -- -- -- -- -- 223,785 134,088 59.9
MAXC+ x x x 4,779,468 2,699,060 56.5 4,519,058 2,266,090 50.1
MBXC x x x 203,223 97,627 48.0 202,044 104,369 51.7
MCCAT -- -- -- 169,899 89,912 52.9 1,366,876 709,101 51.9
MAXC x x x 3,271,833 1,843,269 56.3 3,070,896 1,617,061 52.7
MMS x x x 6,695,595 3,773,442 56.4 6,140,729 2,918,715 47.5
MVXC x x x 222,083 116,629 52.5 x x x
United Teacher Associates Ins. MS-860101-UTA x x x 749,152 422,920 56.5 x x x
Co.
MS-890101- -- -- -- 1,941,757 1,113,351 57.3 x x x
UTA-TX
Utah
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-A002 -- -- -- -- -- -- 250,100 107,981 43.2
GR-75R x x x 691,540 411,427 59.5 607,464 344,898 56.8
Blue Cross & Blue Shield of 888365-001/3- 347,052 151,277 43.6 329,176 137,168 41.7 296,332 136,958 46.2
Utah 012
888365-001/3- 360,507 200,606 55.6 447,992 228,337 51.0 550,210 262,531 47.7
007
888365-001/3- x x x 4,762,257 2,854,741 59.9 x x x
010
Equitable Life & Casualty Ins. 700 x x x x x x 844,770 469,542 55.6
Co.
880 -- -- -- x x x 3,365,598 1,935,007 57.5
990 -- -- -- -- -- -- 414,488 227,351 54.9
Mutual of Omaha Ins. Co. M4,HM17\b 150,620 85,591 56.8 -- -- -- -- -- --
M2 and others x x x 153,873 39,004 25.3 -- -- --
Pioneer Life Ins. Co. of 9061 x x x x x x 358,249 174,060 48.6
Illinois
Standard Life & Accident Ins. 1238 -- -- -- -- -- -- 198,022 95,371 48.2
Co.
State Farm Mutual Automobile 97046 -- -- -- 187,854 110,889 59.0 x x x
Ins. Co.
97033 x x x 406,701 243,027 59.8 381,770 183,607 48.1
United American Ins. Co. MAXC+ 228,679 103,778 45.4 x x x -- -- --
Vermont
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-A002 -- -- -- -- -- -- 297,628 137,913 46.3
Virginia
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19800 336,920 154,074 45.7 262,114 101,575 38.8 230,041 100,634 43.7
of Columbus, GA
A-19000 -- -- -- 742,919 374,619 50.4 1,432,686 742,065 51.8
Bankers Life & Casualty Co. GR-75R x x x x x x 1,883,030 1,091,364 58.0
GR-73S x x x 447,868 240,027 53.6 423,544 228,272 53.9
CR-93T -- -- -- 172,605 90,579 52.5 -- -- --
Capital Security Life 8140A -- -- -- x x x 181,755 80,957 44.5
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 323,125 153,742 47.6
Combined Insurance Co. of 000014952 -- -- -- -- -- -- 158,619 76,092 48.0
America
Globe Life & Accident Ins. Co. MCP-3 342,517 200,979 58.7 x x x x x x
MCP-4 168,579 75,367 44.7 -- -- -- -- -- --
Gulf Life Ins. Co. MED-1 650,606 389,509 59.9 x x x x x x
Humana Insurance Co. GMSIC2 x x x x x x 1,489,074 838,251 56.3
Integrity National Life Ins. H-722-0389 -- -- -- -- -- -- 156,763 88,716 56.6
Co.
Life Insurance Co. of Georgia 6610 -- -- -- 191,329 26,686 13.9 199,078 70,574 35.5
Mutual of Omaha Ins. Co. M115 and -- -- -- 197,774 78,315 39.6 370,431 198,662 53.6
others
50/51/52VB x x x 198,786 116,135 58.4 x x x
M4/M72 and 406,911 226,962 55.8 x x x 314,252 179,024 57.0
others
M3/M71,H64\b 154,246 78,896 51.1 -- -- -- -- -- --
M35 and others 288,761 130,657 45.2 236,188 141,442 59.9 212,627 116,885 55.0
C23M and x x x x x x 350,374 181,389 51.8
others
National Financial Ins. Co. GL65-4 184,452 65,316 35.4 x x x -- -- --
G764 x x x 168,531 76,045 45.1 -- -- --
New York Life Ins. Co. 8145 237,932 111,002 46.7 235,372 95,998 40.8 225,938 117,486 52.0
Pioneer Life Ins. Co. of 9061 x x x x x x 249,738 142,056 56.9
Illinois
9279 -- -- -- -- -- -- 154,842 77,593 50.1
Pyramid Life Ins. Co. G-10 158,414 69,690 44.0 -- -- -- -- -- --
H-94 158,368 69,398 43.8 150,168 83,918 55.9 -- -- --
State Farm Mutual Automobile 97046 x x x x x x 753,419 440,806 58.5
Ins. Co.
Union Fidelity Life Ins. Co. of 1042 229,526 105,168 45.8 212,446 126,149 59.4 -- -- --
Trevose
1053 640,848 340,428 53.1 539,713 307,753 57.0 -- -- --
8550 467,719 277,229 59.3 404,455 237,681 58.8 -- -- --
United American Ins. Co. MMS x x x x x x 898,878 510,396 56.8
MAXC+ 1,048,058 574,581 54.8 x x x x x x
MBXC x x x 221,958 114,238 51.5 x x x
USAA Life Insurance Co. AG4001 -- -- -- 688,742 403,000 58.5 x x x
Washington
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- x x x 365,271 201,089 55.1
of Columbus, GA
Bankers Fidelity Life Ins. Co. MS1083 467,429 261,658 56.0 -- -- -- -- -- --
2083 -- -- -- 316,685 128,562 40.6 222,591 86,973 39.1
Bankers Life & Casualty Co. GR-73S x x x 1,147,036 633,020 55.2 1,096,680 637,482 58.1
GR-75R 3,629,420 2,042,718 56.3 3,761,337 1,984,566 52.8 3,693,131 1,888,802 51.1
GR-A002 -- -- -- -- -- -- 526,202 247,168 47.0
Blue Cross of Washington & 701-10535 -- -- -- -- -- -- 6,663,041 3,344,071 50.2
Alaska
Blue Cross & Blue Shield of SP001 -- -- -- -- -- -- 727,793 418,951 57.6
Oregon
Central States H & L Co. of 286 164,348 96,112 58.5 -- -- -- -- -- --
Omaha
Commonwealth Life Insurance Co. 500 and 801 -- -- -- x x x 190,365 90,041 47.3
Continental General Ins. Co. 324 -- -- -- x x x 485,705 266,781 54.9
Equitable Life & Casualty Ins. 700 x x x 250,797 47,819 19.1 x x x
Co.
Federal Home Life Ins. Co. NAC 9930 x x x 1,035,052 554,712 53.6 569,875 267,327 46.9
NAC 9942 -- -- -- x x x 179,181 79,690 44.5
Hartford Life Insurance Co. SRP-1261 -- -- -- 1,456,305 834,317 57.3 -- -- --
Healthcare, Inc. MS-86060 -- -- -- 207,335 113,270 54.6 x x x
MS-182 -- -- -- 401,041 239,358 59.7 x x x
MS-86100 -- -- -- 219,091 123,483 56.4 170,000 101,514 59.7
King County Medical Blue Shield 34400 x x x x x x 2,714,454 1,589,286 58.5
34200 x x x 2,367,509 1,402,537 59.2 3,459,728 1,822,103 52.7
Mutual of Omaha Ins. Co. E90MD and -- -- -- -- -- -- 208,914 124,445 59.6
others
Mutual Protective Ins. Co. 489 -- -- -- x x x 1,512,473 890,978 58.9
990 -- -- -- -- -- -- 234,613 135,598 57.8
National Home Life Assurance GS 3 -- -- -- 154,618 90,726 58.7 -- -- --
Co.
NH1380 437,657 251,641 57.5 -- -- -- -- -- --
National States Ins. Co. RMS -- -- -- -- -- -- 166,619 90,091 54.1
New York Life Ins. Co. 8145 291,217 159,895 54.9 295,536 162,075 54.8 296,839 163,893 55.2
Physicians Mutual Ins. Co. P393/R622 x x x x x x 183,145 105,103 57.4
P115 -- -- -- -- -- -- 294,410 165,203 56.1
Pioneer Life Ins. Co. of 9161 -- -- -- x x x 974,844 582,119 59.7
Illinois
Standard Life & Accident Ins. 1239 -- -- -- -- -- -- 1,013,344 510,076 50.3
Co.
1228 -- -- -- -- -- -- 262,886 134,261 51.1
State Farm Mutual Automobile 97033 x x x x x x 575,234 338,182 58.8
Ins. Co.
Union Fidelity Life Ins. Co. of 1053 166,903 78,597 47.1 -- -- -- -- -- --
Trevose
United American Ins. Co. MAXC+ x x x x x x 1,241,471 644,782 51.9
West Virginia
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Amer. Family Life Assurance Co. A-19000 -- -- -- 400,596 226,450 56.5 618,423 290,696 47.0
of Columbus, GA
Bankers Life & Casualty Co. CR-93T x x x x x x 254,909 138,871 54.5
GR-75R x x x x x x 3,023,824 1,669,393 55.2
Gulf Life Insurance Co. 73787 E x x x x x x 264,520 155,284 58.7
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 205,314 106,045 51.7
Mutual of Omaha Ins. Co. M4/M82 and x x x 231,918 132,145 57.0 203,531 109,007 53.6
others
M2/M80 and x x x 485,604 255,690 52.7 x x x
others
C23M and x x x 216,218 113,408 52.5 196,651 102,909 52.3
others
M115 and -- -- -- 218,149 107,434 49.2 315,965 171,884 54.4
others
50/51/52VB 188,463 109,779 58.2 168,601 84,123 49.9 157,823 65,688 41.6
2CMO and x x x 152,766 70,336 46.0 -- -- --
others
M1/M79\b 165,663 89,440 54.0 -- -- -- -- -- --
Union Fidelity Life Ins. Co. of 8550 x x x 349,613 175,268 50.1 -- -- --
Trevose
1053 320,375 166,225 51.9 270,758 138,095 51.0 -- -- --
United American Ins. Co. MAXC x x x 1,059,867 598,490 56.5 1,104,592 621,460 56.3
MC3 -- -- -- -- -- -- 674,128 355,900 52.8
MMS x x x 935,732 506,170 54.1 951,305 465,228 48.9
MBXC x x x 215,275 128,078 59.5 x x x
Wisconsin
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Aid Association for Lutherans 4952 THRU 4956 -- -- -- -- -- -- 359,112 169,930 47.3
American Republic Ins. Co. A-2930 -- -- -- x x x 1,405,515 783,542 55.7
Amer. Family Life Assurance Co. A-19700 186,809 86,653 46.4 -- -- -- -- -- --
of Columbus, GA
A-19800 639,370 338,905 53.0 555,369 232,851 41.9 464,801 239,478 51.5
Bankers Life & Casualty Co. GR-75R x x x x x x 5,507,587 3,179,252 57.7
GR-A002 -- -- -- -- -- -- 4,449,071 2,581,794 58.0
Central States H & L Co. of 286 1,899,728 1,105,465 58.2 x x x 1,154,938 664,364 57.5
Omaha
Colonial Penn Life Ins. Co. 4-82-595 -- -- -- x x x 3,761,927 1,945,317 51.7
3-82-855 x x x x x x 1,214,079 617,192 50.8
Continental General Ins. Co. 327 -- -- -- x x x 722,116 325,159 45.0
Federal Life Ins. Co. (Mutual) A-7400 -- -- -- 302,915 172,931 57.1 -- -- --
Guarantee Trust Life Ins. Co. 85420 x x x 297,624 126,997 42.7 189,083 77,757 41.1
Medico Life Ins. Co. 489 -- -- -- 171,524 102,742 59.9 605,687 322,710 53.3
Mutual of Omaha Ins. Co. M40,HM26\b 1,951,117 1,159,895 59.4 -- -- -- x x x
M39 and others x x x 234,214 105,166 44.9 173,655 48,069 27.7
50/51/52VB x x x 441,359 245,527 55.6 393,569 174,596 44.4
50CMO and 246,761 133,321 54.0 x x x 173,070 81,703 47.2
others
M38 and others x x x 417,417 248,478 59.5 367,461 203,001 55.2
M123 and -- -- -- 920,755 399,924 43.4 1,414,006 605,785 42.8
others
Mutual Protective Ins. Co. 489 -- -- -- x x x 3,355,924 1,924,145 57.3
New York Life Ins. Co. 8145 x x x 172,652 45,878 26.6 160,313 78,888 49.2
North American Ins. Co. 400 170,616 63,099 37.0 -- -- -- -- -- --
Pioneer Life Ins. Co. of 9161 -- -- -- 536,099 320,375 59.8 x x x
Illinois
9061 x x x 836,065 499,636 59.8 x x x
Rural Security Life Ins. Co. HP-191 x x x x x x 1,446,037 840,910 58.2
State Farm Mutual Automobile 97033 x x x x x x 1,824,409 1,053,455 57.7
Ins. Co.
United American Ins. Co. MMS x x x -- -- -- 1,841,719 1,099,564 59.7
DMXC-U 234,474 132,191 56.4 x x x x x x
W1 -- -- -- 837,431 456,379 54.5 1,326,885 758,766 57.2
Wisconsin Physicians Service 17406-051- -- -- -- 164,550 85,950 52.2 220,748 98,530 44.6
Ins. Corp. 9012
Wyoming
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Bankers Life & Casualty Co. GR-A002 -- -- -- -- -- -- 152,348 53,023 34.8
GR-75R 464,925 219,913 47.3 433,000 212,268 49.0 402,302 204,814 50.9
Blue Cross & Blue Shield of MSI92 -- -- -- 328,984 175,928 53.5 348,564 133,840 38.4
Wyoming
Combined Insurance Co. of 000014954 -- -- -- -- -- -- 153,202 91,408 59.7
America
Pioneer Life Ins. Co. of 9161 -- -- -- x x x 305,620 178,688 58.5
Illinois
9061 x x x x x x 350,109 180,422 51.5
State Farm Mutual Automobile 97033 x x x 202,689 116,207 57.3 200,102 112,189 56.1
Ins. Co.
Union Bankers Ins. Co. 86M -- -- -- x x x 153,533 85,037 55.4
United American Ins. Co. MAXC+ 310,343 157,476 50.7 299,959 164,612 54.9 x x x
MMS x x x x x x 179,655 81,509 45.4
====================================================================================================================================================================================
Total $195,984,156 $105,185,275 53.7 $476,577,836 $258,526,298 54.2 $780,531,667 $416,467,921 53.4
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Legend:
X = Policy loss ratio met the applicable minimum federal standard.
= Insurer reported no loss ratio experience or experience reported
was either not mature or not credible.
\a Name changed in 1992.
\b Companies included data for similar policies on a single
experience exhibit.
MEDIGAP INSURERS WITH MATURE AND
CREDIBLE LOSS RATIO EXPERIENCE
BELOW THE MINIMUM STANDARD FOR
GROUP POLICIES (1991-93)
========================================================= Appendix III
Company Policy number Premiums Claims Loss ratio Premiums Claims Loss ratio Premiums Claims Loss ratio
------------------------------- -------------- ------------ ------------ ------------ -------------- ------------- ------------- ------------- ------------- -------------
Alabama
Allianz Life Ins. Co. of North GSC1054 -- -- -- x x x 210,259 127,205 60.5
America\a
GSC-1300 $209,187 $110,924 53.0 -- -- -- -- -- --
National Home Life Assurance NH1380 -- -- -- $688,876 $395,740 57.4 583,326 313,443 53.7
Co.
Alaska
Prudential Insurance Co. of 1 x x x x x x 1,587,306 1,119,815 70.5
America
Arizona
National Home Life Assurance NH1380 -- -- -- 222,334 133,167 59.9 184,917 92,636 50.1
Co.
Principal Mutual Life Ins. Co. GC500(D- 241,560 134,783 55.8 249,251 167,856 67.3 305,363 190,711 62.5
MSP)W/GC
USAA Life Ins. Co. ag7001 -- -- -- -- -- -- 362,015 221,369 61.1
Arkansas
National Home Life Assurance NH1380 -- -- -- 338,800 227,876 67.3 299,067 129,237 43.2
Co.
California
Allianz Life Ins. Co. of North D603 -- -- -- 226,376 154,380 68.2 173,073 115,449 66.7
America\a
GSC1667 -- -- -- x x x 587,229 332,645 56.6
Calfarm Life Ins. Co. GPH11252 -- -- -- -- -- -- 243,806 79,918 32.8
GPH 11248 -- -- -- 4,502,855 3,312,539 73.6 -- -- --
GPH11247 -- -- -- -- -- -- 556,108 218,057 39.2
Colonial Penn Franklin Ins. Co. 10-82-316 -- -- -- x x x 173,545 60,826 35.0
Commonwealth Life Ins. Co. A1000,A1000(1/ -- -- -- -- -- -- 261,830 184,600 70.5
89)
Hartford Life Ins. Co. SRP-1265 -- -- -- -- -- -- 151,962 84,346 55.5
Idealife Ins. Co. IGH-9905-P -- -- -- -- -- -- 680,325 370,450 54.5
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 5,491,001 3,746,397 68.2
National Home Life Assurance NH1380 -- -- -- 3,661,564 2,088,576 57.0 2,813,026 1,777,189 63.2
Co.
NH1190 -- -- -- 410,991 234,137 57.0 330,365 235,753 71.4
NH 810 -- -- -- 338,695 190,262 56.2 269,620 157,098 58.3
NH 910 -- -- -- 904,083 529,444 58.6 729,742 389,978 53.4
Principal Mutual Life Ins. Co. GC500(D) W/ 243,781 126,361 51.8 378,520 242,860 64.2 514,973 377,880 73.4
GC552
Provident Life & Accident Ins. F-65872 x x x 4,148,261 2,952,301 71.2 x x x
Co.
Union Labor Life Ins. Co. 610400 x x x 596,611 420,152 70.4 x x x
USAA Life Ins. Co. ag7001 -- -- -- -- -- -- 1,291,814 825,298 63.9
Colorado
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 836,829 478,120 57.1
SRP-7318 x x x -- -- -- 1,267,139 886,934 70.0
Life Investors Ins. Co. of GMS 1,2,3\b 218,558 102,049 46.7 -- -- -- -- -- --
America
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 298,576 170,512 57.1
National Home Life Assurance NH1380 -- -- -- 207,301 92,094 44.4 188,252 76,028 40.4
Co.
Principal Mutual Life Ins. Co. GC500(D) WITH 331,665 212,413 64.0 x x x 401,331 293,377 73.1
GC
Provident Life & Accident Ins. F-65872 -- -- -- 195,520 130,545 66.8 x x x
Co.
Connecticut
Blue Cross & Blue Shield of BC65 PLAN 81 x x x x x x 5,997,692 4,250,034 70.9
Connecticut, Inc.
BC65 HIGH -- -- -- -- -- -- 25,427,070 16,301,501 64.1
OPTION
BC65 PLAN 82 x x x 4,132,018 2,659,752 64.4 3,932,330 2,675,095 68.0
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 275,407 197,156 71.6
Provident Life & Accident Ins. F-65872 -- -- -- 235,565 157,625 66.9 x x x
Co.
Delaware
Blue Cross & Blue Shield of Standard -- -- -- 855,805 428,759 50.1 -- -- --
Delaware, Inc.
SECURE-65 -- -- -- 188,242 109,343 58.1 -- -- --
Provident Life & Accident Ins. F-63150 326,812 203,801 62.4 x x x x x x
Co.
Prudential Insurance Co. of 1 x x x x x x 5,792,408 4,164,634 71.9
America
District of Columbia
Allianz Life Ins. Co. of North GSC1667 -- -- -- 415,427 (325,026) -78.2 328,746 (24,450) -7.4
America\a
GSC-1395 414,519 280,887 67.8 -- -- -- -- -- --
GSC-1310 2,671,438 1,656,045 62.0 -- -- -- -- -- --
GSC-1544 586,112 346,662 59.1 -- -- -- -- -- --
GSC-1012 246,543 128,165 52.0 -- -- -- -- -- --
GSC-1090 150,342 79,182 52.7 -- -- -- -- -- --
GSC-1385 7,246,522 4,823,240 66.6 -- -- -- -- -- --
Hartford Life Ins. Co. SRP-7318 -- -- -- -- -- -- 157,718 68,986 43.7
Preferred Life Ins Co of New GSC-1310-PL 315,590 184,135 58.3 -- -- -- -- -- --
York
Florida
Allianz Life Ins. Co. of North GSC1544 -- -- -- 172,038 115,530 67.2 173,528 93,603 53.9
America\a
Colonial Penn Franklin Ins. Co. 10-82-316 -- -- -- x x x 227,286 107,987 47.5
Commonwealth Life Ins. Co. 1000 -- -- -- x x x 334,265 172,590 51.6
Guarantee Trust Life Ins. Co. 9242G -- -- -- -- -- -- 20,747,633 12,932,350 62.3
National Home Life Assurance NH 810 -- -- -- x x x 225,944 95,282 42.2
Co.
NH 910 -- -- -- x x x 942,461 642,948 68.2
Union Labor Life Ins. Co. 610400 -- -- -- x x x 243,148 175,583 72.2
Georgia
Allianz Life Ins. Co. of North GSC1054 -- -- -- 215,495 160,315 74.4 x x x
America\a
National Home Life Assurance NH1380 -- -- -- 1,488,531 903,762 60.7 1,280,847 628,181 49.0
Co.
Nationwide Life Ins. Co. GR-2001-3 x x x x x x 202,321 132,645 65.6
Provident Life & Accident Ins. F-65872 278,031 179,095 64.4 451,971 245,209 54.3 461,159 327,234 71.0
Co.
USAA Life Ins. Co. ag7001 -- -- -- -- -- -- 211,757 129,488 61.1
Hawaii
Hartford Life Ins. Co. SRP-7318 -- -- -- -- -- -- 174,745 83,080 47.5
Prudential Insurance Co. of 01 985,962 682,673 69.2 x x x x x x
America
Idaho
Hartford Life Ins. Co. SRP-7318 x x x -- -- -- 220,376 157,634 71.5
Illinois
Bankers Life and Casualty Co. CR-97K x x x x x x 1,397,886 864,984 61.9
Continental Casualty Co. 44017 1,043,320 652,958 62.6 917,219 549,921 60.0 -- -- --
Health Care Svc. Corp. CB 44.6 -- -- -- 1,523,746 1,057,682 69.4 x x x
GB 10-A2.2 x x x 12,092,951 8,721,626 72.1 12,067,057 8,547,684 70.8
CB 44.8 -- -- -- 987,598 646,108 65.4 x x x
CB 44.7 -- -- -- 313,304 212,948 68.0 x x x
Life Investors Ins. Co. of GMS 1,2,3\b 218,768 77,455 35.4 -- -- -- -- -- --
America
National Home Life Assurance NH1380 -- -- -- 1,488,029 1,000,306 67.2 1,277,282 706,656 55.3
Co.
NH 910 -- -- -- 313,478 195,686 62.4 x x x
Principal Mutual Life Ins. Co. GC500(D) WITH 1,028,204 756,447 73.6 x x x x x x
GC
Indiana
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 298,790 223,575 74.8
Life Investors Ins. Co. of GMS 1,2,3\b 244,275 108,787 44.5 -- -- -- -- -- --
America
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 309,813 207,883 67.1
National Home Life Assurance NH1380 -- -- -- x x x 752,097 406,696 54.1
Co.
Principal Mutual Life Ins. Co. GC500(D- 605,504 404,019 66.7 628,837 457,801 72.8 x x x
MSP)W/GC
Provident Life & Accident Ins. F-65872 -- -- -- 220,450 121,897 55.3 246,646 136,342 55.3
Co.
Iowa
Life Investors Ins. Co. of GMS 1,2,3\b 336,538 121,228 36.0 -- -- -- -- -- --
America
National Home Life Assurance NH1380 -- -- -- 204,586 142,588 69.7 184,571 90,548 49.1
Co.
Principal Mutual Life Ins. Co. GC500(D) WITH 14,020,163 8,852,946 63.1 x x x x x x
GC
Provident Life & Accident Ins. F-65872 -- -- -- x x x 213,264 135,792 63.7
Co.
Kansas
Hartford Life Ins. Co. SRP-7318 x x x -- -- -- 326,021 241,858 74.2
SRP-1261 -- -- -- -- -- -- 236,944 175,739 74.2
Kentucky
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 261,431 184,876 70.7
National Home Life Assurance NH 910 -- -- -- 327,145 176,215 53.9 288,499 151,456 52.5
Co.
NH1380 -- -- -- x x x 303,267 177,549 58.5
Provident Life & Accident Ins. F-65872 -- -- -- x x x 177,084 125,490 70.9
Co.
Louisiana
National Home Life Assurance NH 910 -- -- -- 159,917 95,047 59.4 -- -- --
Co.
NH1380 -- -- -- 988,873 680,887 68.9 902,435 566,560 62.8
Provident Life & Accident Ins. F-65872 x x x 314,332 169,030 53.8 x x x
Co.
USAA Life Ins. Co. AG7001 -- -- -- -- -- -- 247,356 151,256 61.1
Maine
Assoc. Hospital Service of 028073 -- -- -- 7,708,190 1,690,483 21.9 7,598,127 1,322,953 17.4
Maine
Hartford Life Ins. Co. SRP-7318 x x x -- -- -- 241,284 151,317 62.7
SRP-1261 -- -- -- -- -- -- 152,260 91,672 60.2
Maryland
Hartford Life Ins. Co. SRP-7318 x x x -- -- -- 1,144,548 770,834 67.3
SRP-1261 -- -- -- -- -- -- 774,263 424,693 54.9
Provident Life & Accident Ins. F-65872 -- -- -- 232,788 167,750 72.1 x x x
Co.
Toyota Motor Life Ins Co MSP2000 281,468 187,160 66.5 -- -- -- -- -- --
Massachusetts
Blue Cross & Blue Shield of ME 2 50,933,901 29,022,187 57.0 -- -- -- -- -- --
Massachusetts
ME 4 2,438,483 1,103,984 45.3 -- -- -- -- -- --
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 466,549 286,170 61.3
National Home Life Assurance NH 910 -- -- -- 357,782 132,683 37.1 322,416 150,488 46.7
Co.
Provident Life & Accident Ins. F-65872 167,543 79,552 47.5 272,550 136,473 50.1 x x x
Co.
Toyota Motor Life Ins Co MSP2000 310,311 231,725 74.7 -- -- -- -- -- --
Michigan
National Home Life Assurance NH 910 -- -- -- 159,501 64,797 40.6 -- -- --
Co.
Minnesota
Blue Cross & Blue Shield of 1 -- -- -- 4,488,331 2,597,351 57.9 x x x
Minnesota
Hartford Life Ins. Co. SRP-7318 x x x -- -- -- 215,525 157,140 72.9
Life Investors Ins. Co. of GMS 1,2,3\b 377,045 192,892 51.2 -- -- -- -- -- --
America
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 186,200 97,036 52.1
Provident Life & Accident Ins. F-65872 -- -- -- -- -- -- 172,774 87,265 50.5
Co.
Prudential Insurance Co. of 1 x x x x x x 8,699,198 6,446,194 74.1
America
Mississippi
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 452,674 335,047 74.0
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 255,512 145,173 56.8
National Home Life Assurance NH1380 -- -- -- 600,609 415,575 69.2 525,528 301,774 57.4
Co.
NH 910 -- -- -- 196,547 84,558 43.0 162,516 89,138 54.8
Missouri
Allianz Life Ins. Co. of North GSC1054 -- -- -- -- -- -- 179,356 123,290 68.7
America\a
Blue Cross & Blue Shield of UC24 3,335,484 2,243,323 67.3 3,483,760 2,404,089 69.0 2,594,431 1,432,553 55.2
Missouri
LMC-1 522,926 347,304 66.4 494,258 144,493 29.2 733,456 405,206 55.2
C-6D x x x x x x 2,179,694 1,508,121 69.2
National Home Life Assurance NH 910 -- -- -- 348,302 179,791 51.6 296,415 152,312 51.4
Co.
NH1380 -- -- -- 1,066,840 667,159 62.5 954,224 525,728 55.1
Principal Mutual Life Ins. Co. GC500(D- 757,668 515,643 68.1 717,820 535,641 74.6 x x x
MSP)W/GC
Provident Life & Accident Ins. F-65872 x x x 303,958 182,532 60.1 x x x
Co.
Montana
Hartford Life Ins. Co. SRP-7318 -- -- -- -- -- -- 150,450 99,850 66.4
Prudential Insurance Co. of 1 x x x x x x 7,378,074 5,512,732 74.7
America
Nebraska
Blue Cross & Blue Shield of 9704(I), 193,555 94,588 48.9 336,374 194,906 57.9 267,346 114,470 42.8
Nebraska 9710(G)
9721(I), -- -- -- 373,322 147,556 39.5 -- -- --
9733(G)
Hartford Life Ins. Co. SRP-7318 -- -- -- -- -- -- 196,201 142,582 72.7
Life Investors Ins. Co. of GMS 1,2,3\b 229,771 104,552 45.5 -- -- -- -- -- --
America
Principal Mutual Life Ins. Co. GC500(D) WITH 6,873,824 4,911,736 71.5 x x x x x x
GC
Nevada
Blue Cross & Blue Shield Plan 82171 525,444 320,596 61.0 -- -- -- -- -- --
of Nevada
82172 301,027 183,670 61.0 -- -- -- -- -- --
National Home Life Assurance NH1380 -- -- -- 202,005 99,227 49.1 185,880 112,242 60.4
Co.
Prudential Insurance Co. of 01 x x x 10,391,223 7,381,006 71.0 x x x
America
New Hampshire
Blue Cross & Blue Shield of New 061.065 x x x x x x 404,421 274,677 67.9
Hampshire
Hartford Life Ins. Co. SRP-7318 -- -- -- -- -- -- 186,784 134,521 72.0
SRP-1261 -- -- -- -- -- -- 189,854 124,197 65.4
New Jersey
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 539,640 404,109 74.9
Monumental Life Ins. Co. MS3000PGM -- -- -- 729,774 537,852 73.7 859,033 492,542 57.3
National Home Life Assurance NH 910 -- -- -- 447,807 209,762 46.8 404,660 140,941 34.8
Co.
NH1380 -- -- -- 1,036,969 622,714 60.1 957,286 527,931 55.1
Provident Life & Accident Ins. F-65872 450,283 305,559 67.9 754,472 505,114 66.9 x x x
Co.
USAA Life Ins. Co. ag7001 -- -- -- -- -- -- 172,305 105,363 61.1
New Mexico
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 345,176 226,613 65.7
SRP-7318 x x x -- -- -- 584,369 436,268 74.7
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 180,195 105,592 58.6
National Home Life Assurance NH1380 -- -- -- 213,615 122,881 57.5 189,186 71,525 37.8
Co.
New Mexico Blue Cross & Blue M296 502,168 169,290 33.7 643,015 236,114 36.7 411,391 163,252 39.7
Shield, Inc.
M297 -- -- -- 166,365 56,241 33.8 -- -- --
Prudential Insurance Co. of 01 x x x 7,987,047 5,940,435 74.4 x x x
America
New York
Blue Cross of Western New York, BCMS-4 W/ x x x 9,996,589 6,902,029 69.0 -- -- --
Inc. BCMS69
Colonial Penn Franklin Ins. Co. 10-82-316 -- -- -- x x x 219,633 65,649 29.9
Empire Blue Cross & Blue Shield CARVE-OUTS x x x -- -- -- 31,479,047 21,823,389 69.3
MSB1992 -- -- -- -- -- -- 6,030,774 4,087,758 67.8
MS-MMR x x x -- -- -- 5,144,361 3,502,995 68.1
ABC-MED.SUPP. x x x -- -- -- 150,255 99,394 66.2
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 731,421 458,631 62.7
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 431,572 279,645 64.8
Provident Life & Casualty Ins. F-65872 x x x 1,958,206 1,435,578 73.3 x x x
Co.
Prudential Insurance Co. of 1 x x x x x x 117,161,120 85,418,760 72.9
America
North Carolina
Monumental Life Ins. Co. MS3000PGM -- -- -- 159,857 104,721 65.5 291,871 192,918 66.1
National Home Life Assurance NH 850 -- -- -- x x x 201,740 141,340 70.1
Co.
NH1380 -- -- -- 2,064,406 1,064,660 51.6 1,756,988 859,863 48.9
NH 910 -- -- -- 249,212 119,278 47.9 200,924 83,055 41.3
Provident Life & Accident Ins. F-63150 572,311 316,990 55.4 x x x -- -- --
Co.
F-65872 230,249 160,200 69.6 344,064 230,479 67.0 438,032 282,351 64.5
USAA Life Ins. Co. ag7001 -- -- -- -- -- -- 168,389 102,968 61.1
North Dakota
Blue Cross & Blue Shield of MEDICARE 2,556,918 1,871,787 73.2 -- -- -- -- -- --
North Dakota EXTENDED
Principal Mutual Life Ins. Co. GC500(D) WITH 253,532 168,196 66.3 x x x x x x
GC
Prudential Insurance Co. of 1 1,535,480 963,734 62.8 x x x 1,738,129 1,031,941 59.4
America
Ohio
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 524,462 339,671 64.8
SRP-7318 x x x -- -- -- 474,379 315,088 66.4
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 1,502,615 969,198 64.5
National Home Life Assurance NH 910 -- -- -- 439,305 231,836 52.8 409,527 173,814 42.4
Co.
NH 810 -- -- -- 157,549 92,228 58.5 -- -- --
NH1380 -- -- -- 1,671,797 1,001,273 59.9 1,515,811 893,932 59.0
Nationwide Life Ins. Co. GR-1100, Plan -- -- -- -- -- -- 947,948 554,967 58.5
C
GR-1100, Plan -- -- -- -- -- -- 4,327,097 3,181,951 73.5
H
Principal Mutual Life Ins. Co. GC500(D) W/ 583,313 328,192 56.3 611,958 454,376 74.2 x x x
GC552
Provident Life & Accident Ins. F-63150 343,197 255,296 74.4 x x x -- -- --
Co.
F-65872 x x x 862,611 499,364 57.9 920,254 657,535 71.5
Oklahoma
Allianz Life Ins. Co. of North GSC1054 -- -- -- -- -- -- 168,449 99,223 58.9
America\a
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 477,797 344,990 72.2
National Home Life Assurance NH1380 -- -- -- 560,550 283,597 50.6 484,717 244,503 50.4
Co.
Principal Mutual Life Ins. Co. GC500(D- 156,354 116,823 74.7 164,370 119,739 72.8 x x x
MSP)W/GC
USAA Life Ins. Co. ag7001 -- -- -- -- -- -- 159,792 97,712 61.1
Oregon
Blue Cross & Blue Shield of 88-MEDSTD-20 1,082,485 706,358 65.3 1,416,664 864,234 61.0 1,744,991 1,003,501 57.5
Oregon
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 388,117 272,099 70.1
Klamath Medical Service Bureau MS 65 208,230 141,900 68.1 -- -- -- -- -- --
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 187,439 124,276 66.3
Provident Life & Accident Ins. F-65872 -- -- -- 184,655 95,614 51.8 230,988 143,371 62.1
Co.
Pennsylvania
Allianz Life Ins. Co. of North GSC1054 -- -- -- -- -- -- 166,631 117,009 70.2
America\a
GSC1169 -- -- -- 165,437 106,139 64.2 -- -- --
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 2,171,219 1,465,270 67.5
National Home Life Assurance NH 910 -- -- -- 377,381 251,610 66.7 311,550 165,594 53.2
Co.
NH1190 -- -- -- 233,480 136,842 58.6 232,804 144,756 62.2
NH1380 -- -- -- 1,743,349 1,058,212 60.7 1,568,103 927,835 59.2
NH 810 -- -- -- 152,262 82,979 54.5 -- -- --
Provident Life & Accident Ins. F-65872 319,329 203,469 63.7 523,526 301,628 57.6 512,022 343,497 67.1
Co.
Puerto Rico
Prudential Insurance Co. of 01 1,063,607 672,569 63.2 x x x x x x
America
South Carolina
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 183,434 106,358 58.0
Provident Life & Accident Ins. F-63150 294,975 187,249 63.5 x x x x x x
Co.
USAA Life Ins. Co. AG7001 -- -- -- -- -- -- 163,783 100,152 61.1
South Dakota
Life Investors Ins. Co. of GMS 1,2,3\b 155,553 57,593 37.0 -- -- -- -- -- --
America
Tennessee
Allianz Life Ins. Co. of North GSC1054 -- -- -- 157,353 105,960 67.3 204,805 109,349 53.4
America\a
Blue Cross & Blue Shield of 65 x x x x x x 1,425,901 906,981 63.6
Tennessee
81 x x x 275,579 180,953 65.7 x x x
87 -- -- -- 275,285 197,160 71.6 x x x
88 -- -- -- 327,879 207,811 63.4 x x x
Memphis Hospital Service & BCBS-65 CO- 307,401 159,891 52.0 258,349 138,377 53.6 -- -- --
Surgical Association, Inc. 051
Monumental Life Ins. Co. MS3000PGM -- -- -- x x x 599,553 388,234 64.8
National Home Life Assurance NH 910 -- -- -- 436,576 254,349 58.3 379,780 226,388 59.6
Co.
NH1380 -- -- -- 1,207,578 704,002 58.3 1,075,773 624,859 58.1
Provident Life & Accident Ins. F-65872 x x x 362,814 230,790 63.6 x x x
Co.
F-63150 266,513 183,625 68.9 x x x -- -- --
USAA Life Ins. Co. AG7001 -- -- -- -- -- -- 222,632 136,137 61.1
Texas
Allianz Life Ins. Co. of North D603 -- -- -- x x x 151,758 85,056 56.0
America\a
Blue Cross & Blue Shield of B-STCS-6 -- -- -- -- -- -- 369,231 255,822 69.3
Texas, Inc.
STCS-MS-3 -- -- -- -- -- -- 32,083,729 23,623,871 73.6
Business Mens Assurance Co. of GR 838-1 x x x 169,282 102,489 60.5 177,302 117,539 66.3
America
Colonial Penn Franklin Ins. Co. 10-82-316 -- -- -- -- -- -- 152,169 39,540 26.0
Monumental Life Ins. Co. MS3000PGM -- -- -- 902,302 658,295 73.0 x x x
Principal Mutual Life Ins. Co. GC500(D)TX W/ 2,893,543 1,836,155 63.5 2,766,582 1,859,002 67.2 2,973,742 1,965,573 66.1
GC5
Provident Life & Accident Ins. F-65872 x x x 1,065,014 730,840 68.6 x x x
Co.
USAA Life Ins. Co. AG7001 -- -- -- -- -- -- 1,815,308 1,167,540 64.3
Utah
Blue Cross & Blue Shield of 888365-001/3- -- -- -- -- -- -- 227,092 79,897 35.2
Utah 005
888365-001/3- 186,752 115,687 61.9 254,474 105,445 41.4 -- -- --
007
Educators Mutual Ins. Asso. grpmedsup -- -- -- -- -- -- 851,214 494,933 58.1
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 227,379 136,364 60.0
SRP-7318 154,420 108,614 70.3 -- -- -- 213,906 141,891 66.3
Virginia
Allianz Life Ins. Co. of North GSC1054 -- -- -- -- -- -- 155,119 87,007 56.1
America\a
Hartford Life Ins. Co. SRP-7318 x x x -- -- -- 3,373,704 2,508,593 74.4
Monumental Life Ins. Co. MS3000PGM -- -- -- 383,968 265,739 69.2 723,881 441,186 60.9
National Home Life Assurance NH1380 -- -- -- 1,842,036 1,052,992 57.2 -- -- --
Co.
NH 910 -- -- -- 367,639 185,340 50.4 335,843 131,224 39.1
NH1190 -- -- -- 155,312 102,452 66.0 1,710,957 955,243 55.8
Provident Life & Accident Ins. F-65872 171,487 103,287 60.2 286,088 164,503 57.5 310,481 202,276 65.1
Co.
Toyota Motor Life Ins Co MSP2000 353,893 231,029 65.3 -- -- -- -- -- --
USAA Life Ins. Co. AG4001 616,221 430,468 69.9 -- -- -- -- -- --
AG7001 -- -- -- -- -- -- 556,266 383,448 68.9
Virgin Islands
Prudential Insurance Co. of 1 175,394 104,459 59.6 171,783 77,349 45.0 211,584 154,816 73.2
America
Washington
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 1,426,186 831,905 58.3
SRP-7318 x x x -- -- -- 1,281,402 890,870 69.5
King County Medical Blue Shield 33900 176,657 131,382 74.4 -- -- -- -- -- --
34200 163,003 121,226 74.4 -- -- -- -- -- --
34000 403,586 300,151 74.4 -- -- -- -- -- --
33800 253,384 188,444 74.4 -- -- -- -- -- --
30000 -- -- -- 295,371 184,890 62.6 -- -- --
Monumental Life Ins. Co. MS3000PGM -- -- -- -- -- -- 412,942 252,967 61.3
National Home Life Assurance NH1380 -- -- -- 382,224 178,032 46.6 350,784 192,762 55.0
Co.
Principal Mutual Life Ins. Co. GC500(D) W/ 165,908 95,308 57.4 201,382 135,659 67.4 247,522 173,812 70.2
GC552
Provident Life & Accident Ins. F-65872 -- -- -- 255,325 145,843 57.1 253,880 147,473 58.1
Co.
Toyota Motor Life Ins Co MSP2000 208,423 145,837 70.0 -- -- -- -- -- --
USAA Life Ins. Co. AG7001 -- -- -- -- -- -- 370,343 226,461 61.1
West Virginia
Mountain State Blue Cross & ED 215 x x x 1,060,026 628,015 59.2 x x x
Blue Shield
ED214 1,917,393 1,391,861 72.6 x x x x x x
National Home Life Assurance NH1380 -- -- -- 825,701 525,193 63.6 762,814 385,755 50.6
Co.
Wisconsin
Hartford Life Ins. Co. SRP-1261 -- -- -- -- -- -- 211,005 138,460 65.6
Life Investors Ins. Co. of GMS 1,2,3\b 202,748 100,727 49.7 -- -- -- -- -- --
America
Principal Mutual Life Ins. Co. GC500(D) WITH 5,867,409 4,148,788 70.7 x x x x x x
GC
Provident Life & Accident Ins. F-65872 x x x 432,297 273,635 63.3 x x x
Co.
====================================================================================================================================================================================
Total $124,003,963 $76,285,311 61.5 $128,574,266 $80,243,654 62.4 $391,313,456 $263,476,478 67.3
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Legend:
X = Policy loss ratio met the applicable minimum federal standard.
= Insurer reported no loss ratio experience or experience reported
was either not mature or not credible.
\a Name changed from North American Life & Casualty in 1993.
\b Companies included data for similar policies on a single
experience exhibit.
MAJOR CONTRIBUTORS TO THIS REPORT
========================================================== Appendix IV
Thomas G. Dowdal, Assistant Director, (202) 512-6588
William A. Hamilton, Evaluator-in-Charge
Jerry G. Baugher
Roger T. Hultgren
Wayne J. Turowski