[Federal Register Volume 91, Number 88 (Thursday, May 7, 2026)]
[Notices]
[Page 24965]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2026-09049]



[[Page 24965]]

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DEPARTMENT OF VETERANS AFFAIRS

[OMB Control No. 2900-0875]


Agency Information Collection Activity Under OMB Review: VA-
Guaranteed Home Loan Cash-Out Refinance Loan Comparison Disclosure

AGENCY: Veterans Benefits Administration, Department of Veterans 
Affairs.

ACTION: Notice.

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SUMMARY: In compliance with the Paperwork Reduction Act (PRA) of 1995, 
this notice announces that the Veterans Benefits Administration, 
Department of Veterans Affairs, will submit the collection of 
information abstracted below to the Office of Management and Budget 
(OMB) for review and comment. The PRA submission describes the nature 
of the information collection and its expected cost and burden and it 
includes the actual data collection instrument.

DATES: Comments and recommendations for the proposed information 
collection should be sent by June 8, 2026.

ADDRESSES: To submit comments and recommendations for the proposed 
information collection, please type the following link into your 
browser: www.reginfo.gov/public/do/PRAMain, select ``Currently under 
Review--Open for Public Comments'', then search the list for the 
information collection by Title or ``OMB Control No. 2900-XXXX.''

FOR FURTHER INFORMATION CONTACT: Dorothy Glasgow, 202-461-1084, 
[email protected].

SUPPLEMENTARY INFORMATION: 
    Title: VA-Guaranteed Home Loan Cash-Out Refinance Loan Comparison 
Disclosure.
    OMB Control Number: 2900-0875 https://www.reginfo.gov/public/do/PRASearch.
    Type of Review: Reinstatement with change of a previously approved 
collection.
    Abstract: All-VA guaranteed cash-out refinancing loans must comply 
with 38 U.S.C. 3709 and 38 CFR 36.4306. All refinancing loan 
applications taken on or after the effective date that do not meet the 
following requirements may be subject to indemnification or the removal 
of the guaranty. Failure to provide initial disclosures to the Veteran 
within 3 business days from the initial application date and at closing 
may result in indemnification of the loan up to 5 years. There are 
three categories of refinance loans; Interest Rate Reduction 
Refinancing Loans (IRRRL), TYPE I Cash-Out Refinance, and TYPE II Cash-
Out Refinance. For this renewal, the burden decreased due to the 
removal of the training information collections and a decrease in the 
VA Cash-Out Refinancing Loan volume, which reduced the number of 
participating respondents from 480,000 to 146,000 and, in turn, lowered 
the total annual burden hours.
    An agency may not conduct or sponsor, and a person is not required 
to respond to a collection of information unless it displays a 
currently valid OMB control number. The Federal Register Notice with a 
60-day comment period soliciting comments on this collection of 
information was published at 91 FR 9336, February 12, 2026.
    Affected Public: Individuals or Households.
    Estimated Annual Burden: 12,167 hours.
    Estimated Average Burden per Respondent: 5 minutes.
    Frequency of Response: Two-Times per loan.
    Estimated Number of Respondents: 146,000.
    Authority: 44 U.S.C. 3501 et seq.

Lanea Haynes,
Alternate, VA PRA Clearance Officer, Office of Information Technology, 
Data Governance Analytics, Department of Veterans Affairs.
[FR Doc. 2026-09049 Filed 5-6-26; 8:45 am]
BILLING CODE 8320-01-P