[Federal Register Volume 91, Number 2 (Monday, January 5, 2026)]
[Proposed Rules]
[Pages 207-215]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-24272]


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DEPARTMENT OF HEALTH AND HUMAN SERVICES

45 CFR Part 98

RIN 0970-AD20


Restoring Flexibility in the Child Care and Development Fund 
(CCDF)

AGENCY: Office of Child Care (OCC), Administration for Children and 
Families (ACF), Department of Health and Human Services (HHS).

ACTION: Notice of proposed rulemaking.

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SUMMARY: The Department of Health and Human Services, Administration 
for Children and Families proposes to amend the Child Care and 
Development Fund (CCDF) regulations (45 CFR part 98) to reduce costs 
and burden for states and territories administering the CCDF program. 
It proposes rescinding the requirements to limit family co-payments to 
7 percent of family income, to provide some direct services through 
grants or contracts, to pay providers based on child's enrollment, and 
to pay providers prospectively that were added to the CCDF regulations 
in the March 2024 final rule, Improving Child Care Access, 
Affordability, and Stability in the Child Care and Development Fund 
(CCDF) (89 FR 15366). The docket on https://www.regulations.gov will 
include a plain language summary of the NPRM as required by 5 U.S.C. 
553(b)(4).

DATES: In order to be considered, written comments on this proposed 
rule must be received on or before February 4, 2026.

ADDRESSES: You may submit written comments, identified by docket number 
ACF-XXXX-XXXX and/or RIN number 0970-AD20, by one of the following 
methods:
     Federal eRulemaking Portal: Go to https://www.regulations.gov. Follow the instructions for submitting comments.
     Email: [email protected]. Include the docket 
number ACF-XXXX-XXXX and/or RIN number 0970-AD20 in the subject line of 
the message.
    Instructions: All submissions received must include the agency name 
and docket number or RIN number for this rulemaking. All comments 
received are a part of the public record and will be posted for public 
viewing on www.regulations.gov, without change. Please be advised that 
the substance of the comments and the identity of individuals or 
entities submitting the comments will be subject to public disclosure. 
Anonymous comments are accepted.

FOR FURTHER INFORMATION CONTACT: Megan Campbell, Supervisory Child Care 
Program Specialist, Policy, Data, and Planning Division, Office of 
Child Care, Administration for Children and Families, Department of 
Health and Human Services, Washington, DC 202-690-6499 or 
[email protected].

SUPPLEMENTARY INFORMATION:

Contents

 
 
 
I. Statutory Authority.........................................        4
II. Background.................................................        4
III. Executive Summary.........................................        6
    Effective Date.............................................        9
    Costs, Benefits, and Transfer Impacts......................        9
IV. Discussion of Proposed Changes.............................       10
    Subpart B--General Application Procedures..................       11
    Subpart D--Program Operations (Child Care Services)               12
     Parental Rights and Responsibilities......................
    Subpart E--Program Operations (Child Care Services) Lead          13
     Agency and Provider Requirements..........................
    Subpart F--Use of Child Care and Development Funds.........       20
    Subpart I--Indian Tribes...................................       21
V. Regulatory Process Matters..................................       22
    Paperwork Reduction Act....................................       22
    Executive Order 13132......................................       23
    Assessment of Federal Regulations and Policies on Families.       24
VI. Regulatory Impact Analysis.................................       24
VII. Tribal Consultation Statement.............................       28
    List of Subjects in 45 CFR Part 98.........................       28
 

I. Statutory Authority

    This proposed regulation is being issued under the authority 
granted to the Secretary of Health and Human Services by the Child Care 
and Development Block Grant Act of 1990, as amended (42 U.S.C. 9857 et 
seq.), hereafter referred to as the ``Act,'' and section 418 of the 
Social Security Act (42 U.S.C. 618).

II. Background

    The Act (42 U.S.C. 9857 et seq.), together with section 418 of the 
Social Security Act (42 U.S.C. 618), authorize the Child Care and 
Development Fund (CCDF), which is the primary federal funding source 
dedicated to supporting working families with low incomes to afford 
child care and to increasing the quality of child care for all 
children. CCDF funds child care services in the 50 states, the District 
of Columbia, 5 territories, and 264 Tribal organizations. Federal 
Fiscal year (FFY) 2025 enacted CCDF funding is $12.30 billion awarded 
by formula to States, Territories, and Tribes. CCDF child care 
subsidies, primarily administered through vouchers, help working 
families with low incomes access child care that best meets their 
needs. In FFY 2022, the most recent year for which data is available, 
CCDF provided subsidies to over 1.4 million children from 870,000 
families each month.\1\ CCDF also promotes the quality of child care by 
requiring CCDF Lead Agencies to spend at least 12 percent of their CCDF 
funding each year on activities to improve child care quality for all 
children in care. In FFY 2021, states spent $3 billion on activities to 
improve

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the quality of child care and an additional $570 million on improving 
the quality and supply of infant and toddler care.
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    \1\ https://acf.gov/occ/data/fy-2022-preliminary-data-table-1.
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    Congress last reauthorized the CCDBG Act in 2014 (Pub. L. 113-186), 
and HHS published regulations implementing the new provisions of the 
Act in September 2016 (81 FR 67438). The 2016 regulations built on the 
priorities Congress included in the reauthorization. In July 2023, HHS 
proposed changes to a limited number of provisions in the CCDF 
regulations (88 FR 45043). In response to proposed changes, HHS 
received over 1,600 public comments with many commenters, including 
CCDF Lead Agencies, noting concerns about the timing and costs 
associated with the proposed changes (89 FR 15372-3). The changes were 
codified in a final rule published by HHS in March 2024 (89 FR 15366).
    Since publication of the March 2024 final rule, several States and 
Territories have reiterated to HHS that some of the requirements added 
in the March 2024 final rule are more costly and difficult to implement 
than HHS had estimated. This feedback has been shared through State and 
Territory CCDF plan appendices, in-person meetings and focus groups 
with CCDF administrators, and technical assistance inquiries. The 
numerous barriers to implementing these requirements are also evidenced 
by the fact that all States and Territories have two-year transitional 
and legislative waivers because they all needed additional time to 
implement at least one of the new requirements. More recently, some 
States have requested to renew these transitional and legislative 
waivers for two additional years to implement the changes because of 
the high cost and extensive systems changes necessary to come into 
compliance.
    This NPRM proposes to rescind the four most onerous requirements. 
The changes proposed in this NPRM align with the text of the Act, 
including the first purpose enumerated by Congress: ``to allow each 
State maximum flexibility in developing child care programs and 
policies that best suit the needs of children and parents within that 
State.'' 42 U.S.C. 9857(b)(1). If the proposed changes are finalized, 
States, Territories, and Tribes will continue to have the option to 
adopt policies based on their own assessment of what works best for 
children, families, and child care providers in their communities.
    By proposing to remove these overly prescriptive requirements, this 
NPRM responds to Executive Order 14192, Unleashing Prosperity through 
Deregulation and would restore State, Territory, and Tribal flexibility 
for designing and operating their CCDF programs as they deem most 
appropriate. Under this Executive Order, ``It is the policy of the 
executive branch to be prudent and financially responsible in the 
expenditure of funds, from both public and private sources, and to 
alleviate unnecessary regulatory burdens placed on the American 
people.''
    This NPRM also responds to Secretary Robert F. Kennedy Jr.'s 
directive to ``launch the most sweeping deregulatory initiative in the 
history of the Department'' of Health and Human Services by 
``eliminating bureaucratic red tape and ``aggressively deregulating to 
return the freedoms eroded over decades by unnecessary and burdensome 
regulations.'' \2\ 90 FR 20393-94.
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    \2\ https://www.federalregister.gov/documents/2025/05/14/2025-08393/notification-of-hhs-documents-identified-for-rescission.
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III. Executive Summary

    This NPRM proposes to rescind four requirements added in the March 
2024 final rule that are costly, burdensome, and overly prescriptive, 
especially compared to other block grant programs. All four rescissions 
would impact States and Territories. Only the repeal of the family co-
payment limit would impact Tribal Lead Agencies, as Tribal Lead 
Agencies are already exempt from the requirements related to payment 
practices. As is standard with block grant programs, Lead Agencies 
would continue to have the flexibility to implement the policies 
required by the March 2024 final rule, but HHS would no longer require 
implementation of the rescinded requirements.
     Repeal the federally mandated cap on family co-payments at 
Sec.  98.45(l)(3). This proposed change removes the mandatory 7-percent 
cap that was imposed in the March 2024 final rule. With this change, 
CCDF policy would revert to the previous requirement that matches the 
statutory language that co-payments cannot be a barrier to families 
receiving child care assistance. In the preamble to the 2016 final 
rule, ACF established an optional Federal benchmark for family co-
payments of no more than 7 percent of family income based on 2011 data 
from a U.S. Census Bureau report that showed families, on average, 
spent 7 percent of income on child care. 81 FR 67467-68. Despite no new 
evidence that showed higher co-payments were a barrier to accessing the 
child care subsidy, the March 2024 final rule changed the benchmark 
into a federal requirement. This limit on Lead Agencies' ability to set 
co-payment amounts based on the needs of children, families, and 
providers in their State is counter to the first statutory purpose of 
CCDF, which is ``to allow each State maximum flexibility in developing 
child care programs and policies that best suit the needs of children 
and parents within the State.'' 42 U.S.C. 9857(b)(1). This proposed 
change would restore Lead Agency flexibility to decide how best to 
balance the trade-offs between reducing child care costs for families 
participating in CCDF and serving additional families with higher co-
payments.
     Repeal the requirement to use some grants or contracts for 
direct services at Sec.  98.30(b)(1). The March 2024 final rule 
mandated States and Territories to use some grants or contracts to 
provide direct services for infants and toddlers, children with 
disabilities, and children in underserved geographic areas. HHS 
believes that this requirement is excessively prescriptive by mandating 
grants or contracts for particular populations and is difficult to 
implement. The stringent requirements mean that even some states that 
have a long history of using grants or contracts for direct services 
must make significant changes to meet the requirements of the March 
2024 Final Rule. The proposed change to repeal this requirement will 
ensure that parents can use federal funding through certificates or 
vouchers to access the providers of their choosing, including faith-
based providers.
     Repeal the requirement to pay child care providers 
prospectively at Sec.  98.45(m)(1). The March 2024 final rule required 
provider payment in advance of or at the beginning of the delivery of 
service (i.e., prospectively) with limited exceptions. This NPRM 
proposes to rescind this requirement, which only six States have 
implemented to date, and would revert to the option for States and 
Territories to pay providers prospectively or on a reimbursement basis, 
which was the standard set forth in the 2016 final rule. As required by 
the Act at Section 658E(c)(4)(B)(iv) (42 U.S.C. 9858c(c)(4)(B)(iv)), 
States and Territories must still ensure that child care providers are 
paid in a timely manner, which is critical for providers to participate 
in CCDF and increases the options available to parents.
     Repeal the requirement to pay child care providers based 
on a child's enrollment rather than attendance at Sec.  98.45(m)(2). 
The March 2024 final rule required States and Territories, with limited 
exceptions, to pay providers based on a child's authorized enrollment. 
This policy, once fully

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implemented, was estimated to cost $16.5 million per year. With its 
proposed repeal, States and Territories would have greater flexibility 
and multiple allowable options to meet the statutory requirement to 
delink provider payments from a child's occasional absences. HHS 
believes that delinking payments is important to support providers' 
fixed costs of delivering child care services and to encourage 
providers' participation in CCDF.

Effective Date

    ACF expects all provisions included in the proposed rule, if 
finalized, to become effective 60 days from the date of publication of 
the final rule.

Costs, Benefits, and Transfer Impacts

    By rescinding several of the mandatory provisions added by the 
March 2024 final rule, this NPRM would prevent the occurrence of the 
estimated transfers and costs reported in the 2024 Regulatory Impact 
Analysis (RIA), with the exception of the anticipated economic impacts 
in the first year. 89 FR 15400-11.
    Over a 5-year time horizon covering 2025 through 2029, ACF 
estimates annualized transfers of $23.4 million using a 3-percent 
discount rate and $22.8 using a 7-percent discount rate; and annualized 
costs of $6.7 million using a 3-percent discount rate and $6.6 million 
using a 7-percent discount rate. Negative costs represent cost savings 
and negative transfers represent a reversal of the direction of 
transfers compared to the 2024 RIA. In this context, transfers under 
the March 2024 final rule that represented increases in Lead Agency 
payments to child care providers represent reductions in Lead Agency 
payments to child care providers.
    To produce an estimate of cost savings under Executive Order 14192, 
we assume the impacts of the proposed changes on costs in 2029 will 
extend in perpetuity. We estimate that this NPRM will generate $6.1 
million in annualized cost savings at a 7-percent discount rate, 
discounted relative to year 2024, in perpetuity.

Severability

    The provisions of this NPRM, once it becomes final, are intended to 
be severable, such that, in the event a court were to invalidate any 
particular provision or deem it to be unenforceable, the remaining 
provisions would continue to be valid. The changes address a variety of 
issues relevant to child care. None of the provisions contained herein 
are central to an overall intent of the proposed rule, nor are any 
provisions dependent on the validity of other, separate provisions.

IV. Discussion of Proposed Changes

    This NPRM would not alter the overall structure and organization of 
the current CCDF regulations. The preamble in this NPRM discusses the 
proposed changes to current regulations. Where language of previous 
regulations remains unchanged, the preamble explanation and 
interpretation of that language published with all prior final rules 
would also be retained, unless specifically proposed to be modified in 
the preamble to this NPRM. (See 57 FR 34352, Aug. 4, 1992; 63 FR 39936, 
Jul. 24, 1998; 72 FR 27972, May 18, 2007; 72 FR 50889, Sep. 5, 2007; 81 
FR 67438, Sept. 30, 2016; 89 FR 15366, March 1, 2024; 89 FR 90605, 
November 18, 2024).

Subpart B--General Application Procedures

Sec.  98.16 Plan Provisions
    Supply of child care. This NPRM proposes to amend Sec.  98.16(x) 
and remove paragraphs (y) and (z) to align with the previous regulatory 
language added in the 2016 final rule and conform with the proposed 
changes at Sec. Sec.  98.30 and 98.50 to remove the requirement to use 
some grants or contracts for direct services. The proposed change at 
Sec.  98.16(x) would restore language from the 2016 final rule that the 
Plan must: Identify shortages in the supply of high-quality child care 
providers; list the data sources used to identify supply shortages; and 
describe the method of tracking progress to support equal access and 
parental choice. Identification of supply gaps of high-quality care is 
a critical step of building supply and quality for certain populations, 
as required by the Act.
    The proposed language at Sec.  98.16(x) is based on statutory 
language at Section 658E(c)(2)(M) of the Act (42 U.S.C. 
9858c(c)(2)(M)), which requires the Lead Agency to describe strategies 
to increase the supply and improve the quality of child care services 
for children in underserved areas, infants and toddlers, children with 
disabilities, and children who receive care during nontraditional 
hours. As described in the Act, the strategies may include alternative 
payment rates to child care providers, the provision of direct 
contracts or grants to community-based organizations, offering child 
care certificates to parents, or other means determined by the Lead 
Agency. In addition to alternative payment rates and contracts, Lead 
Agencies may consider other strategies, including training and 
technical assistance to child care providers to increase quality for 
these types of care.
    With these proposed changes, Sec.  98.16(aa) through (ll) would be 
redesignated as Sec.  98.16(y) through (jj).
    Payment practices. The NPRM proposes minor changes to language at 
Sec.  98.16(ee) (redesignated as Sec.  98.16(cc)) to match the language 
of the 2016 final rule and conform with changes made at Sec.  98.45(m). 
The revised provision requires Lead Agencies to describe in their CCDF 
Plans payment practices applicable to child care providers receiving 
CCDF, pursuant to Sec.  98.45(m), including practices to ensure timely 
payment for services, to delink provider payments from children's 
occasional absences to the extent practicable, and to reflect generally 
accepted payment practices.

Subpart D--Program Operations (Child Care Services) Parental Rights and 
Responsibilities

Sec.  98.30 Parental Choice
    This NPRM proposes to rescind the requirement at Sec.  98.30(b)(1) 
for States and Territories to provide some portion of the delivery of 
direct services via grants or contracts, including at a minimum for 
children in underserved geographic areas, infants and toddlers, and 
children with disabilities. The current requirement to use some grants 
or contracts for direct child care services was added in the March 2024 
final rule. 89 FR 15381-83. These requirements are administratively 
burdensome and too restrictive to allow States to manage the CCDF 
program in a manner that appropriately addresses their supply needs. 
Based on the FFY 2025-2027 CCDF State and Territory Plans, the vast 
majority of States and Territories have not implemented grants or 
contracts for child care services that met the specific requirements 
previously included in the CCDF regulations. As of October 1, 2024, 
only six States and one territory had implemented grants or contracts 
for children with disabilities, 10 States and one Territory had 
implemented grants or contracts for infants and toddlers, and nine 
States had implemented grants or contracts for children in underserved 
geographic regions.
    The Act requires that a State CCDF Plan provide assurances that 
parents participating in CCDF be offered ``the option either- to enroll 
such child with a child care provider that has a grant or contract for 
the provision of such services; or to receive a child care 
certificate.'' 42 U.S.C. 9858c(c)(2)(A). Therefore, this proposed 
rescission would not impact a Lead Agency's

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ability to choose to use grants or contracts for direct services.

Subpart E--Program Operations (Child Care Services) Lead Agency and 
Provider Requirements

Sec.  98.45 Equal Access
    Demonstrating Affordable Co-Payments. The NPRM proposes a 
conforming change at Sec.  98.45(b)(5) to remove the requirement for 
Lead Agencies to describe in their CCDF Plans how co-payments ``do not 
exceed 7 percent of income for all families.'' Lead Agencies would 
still be required to demonstrate in their CCDF Plan how their co-
payments are based on a sliding fee scale and are not a barrier to 
families receiving CCDF assistance. This proposed change aligns with 
the proposed elimination of the requirement at Sec.  98.45(l)(3) to 
limit family co-payments to 7 percent of family income.
    Family Co-payments. The NPRM at Sec.  98.45(l)(3) proposes to 
rescind the requirement for States, Territories, and Tribes to 
establish co-payment policies for families that are ``not to exceed 7 
percent of income for all families, regardless of the number of 
children in care who may be receiving CCDF assistance.'' Section 
658E(c)(5) of the Act requires Lead Agencies to establish and 
periodically revise a sliding fee scale that provides for cost sharing 
(i.e., co-payment) that is ``not a barrier to families receiving'' CCDF 
assistance. 42 U.S.C. 9858c(c)(5). The Act does not specify what 
constitutes ``a barrier.'' The preamble of the 2016 final rule noted 
that ``Lead Agencies have flexibility in establishing their sliding fee 
scales and determining what constitutes a cost barrier for families'' 
and established 7 percent as the federal benchmark \3\ for an 
affordable co-payment for families receiving CCDF. 81 FR 67515. Despite 
no additional data indicating that co-payments above 7-percent were a 
barrier, the March 2024 final rule transformed that 7 percent federal 
benchmark into a requirement for all States, Territories, and Tribes. 
89 FR 15387-90. This lack of evidence therefore does not support 
turning a non-enforceable federal benchmark into a requirement.
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    \3\ The benchmark is based on data from the U.S. Census Bureau 
that showed on average families spent 7 percent of income on child 
care, and that poor families on average spent approximately four 
times the share of their income on child care compared to higher 
income families. Who's Minding the Kids? Child Care Arrangements: 
Spring 2011, U.S. Census Bureau, 2013.
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    This NPRM proposes to revert to the statutory language that matches 
the 2016 final rule requirement. Based on FFY 2025-2027 CCDF State and 
Territory Plan data, 22 States and one Territory do not limit all co-
payments to 7 percent or less of family income. By rescinding the 
requirement to cap co-payments to 7 percent of a family's income, this 
NPRM supports State and Territory flexibility to determine what is 
affordable and what constitutes a barrier for the CCDF families they 
serve. Reverting to the statutory and 2016 final rule language would 
not impact Lead Agencies' ability to limit co-payments to 7 percent of 
a family's income or adopt a lower threshold that supports 
affordability.
    The NPRM proposes to remove Sec.  98.45(n)(5) which currently 
requires States and Territories to demonstrate in their CCDF Plan how 
they are ensuring they are not reducing the total payment (subsidy 
payment amount and co-payment) given to child care providers when 
implementing the requirement to limit co-payments to 7 percent of 
family income and the option of waiving co-payments for some families. 
A more detailed discussion of this proposed deletion is later in this 
preamble at the section titled Restructuring to Align with Previous 
Regulations, detailing changes to Sec.  98.45(n).
    Payment Practices. This NPRM proposes to rescind the requirements 
at Sec.  98.45(m) for States and Territories to pay providers 
prospectively and by authorized enrollment. These requirements were 
added in the March 2024 final rule. 89 FR 15391-93. Lead Agency payment 
practices are an important aspect of ensuring families participating in 
CCDF have equal access to care as private pay families. Payment 
practices also support the ability of providers to participate in CCDF 
so that parents have choice in affordable child care options for their 
children. The proposed rescissions would give States and Territories 
more options for establishing provider payment practices that better 
balances the need for providers to receive stable payments to support 
parental choice while limiting burden on States and Territories.
    Timely Payments to Providers. The NPRM proposes to amend language 
at Sec.  98.45(m)(1) to eliminate the requirement for States and 
Territories to pay providers in advance of or at the beginning of 
delivery of child care services, commonly referred to as prospective 
payments. Section 658E(c)(4)(B)(iv) of the Act (42 U.S.C. 
9858c(c)(4)(B)(iv)) requires Lead Agencies to describe how they will 
provide for the timely payment for child care services provided by CCDF 
funds. To better ensure timely payments and meet statutory 
requirements, this NPRM proposes returning to the requirement of the 
2016 final rule which gives Lead Agencies the option to either pay 
prospectively prior to the delivery of services or pay providers 
retrospectively within no more than 21 calendar days of the receipt of 
a complete invoice for services. This proposed change supports Lead 
Agency flexibility to determine the timely payment policies and 
procedures most appropriate for the State or Territory's context. Based 
on FFY 2025-2027 CCDF State and Territory Plan data, 45 states and four 
Territories do not pay all provider types prospectively. The proposed 
changes would not impact a Lead Agency's ability to choose to pay 
providers prospectively, and Lead Agencies that currently pay providers 
in advance of delivering child care services may continue to do so.
    The proposed change to allow Lead Agencies to pay child care 
providers on a reimbursement basis supports Lead Agency flexibility and 
addresses concerns about the systems changes needed to implement 
prospective payments, which HHS estimated could cost up to $10 million 
each year in the first two years of implementation. This NPRM proposes 
to require payment within 21 days of receiving a completed invoice for 
services. The 21-day deadline was established in the 2016 CCDF final 
rule. 81 FR 67516-17. However, some child care providers continue to 
express concerns about receiving payments so long after services were 
provided and noted they sometimes choose not to participate in CCDF or 
limit the number of children receiving CCDF that they will care for 
because of delays in payments, harming parental choice.\4\ Therefore, 
we request comment on whether a different deadline, such as seven days 
or 14 days after receiving a completed invoice, would more effectively 
balance the need to provide Lead Agency flexibility while also 
supporting provider stability.
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    \4\ U.S. Department of Health and Human Services. Office of the 
Inspector General. (August 2019). States' Payment Rates Under the 
Child Care and Development Fund Program Could Limit Access to Child 
Care Providers (Report in Brief OEI-03-15-00170). https://oig.hhs.gov/oei/reports/oei-03-15-00170.pdf.
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    Delinking Payments from Absences. The NPRM proposes to eliminate 
the requirement at Sec.  98.45(m)(2) for States and Territories to base 
payments on a child's authorized enrollment and would return to the 
options included in the 2016 final rule. By returning to previous 
regulatory language, Lead Agencies would have more options to meet the 
statutory requirement at Section 658E(c)(2)(S)(ii) of the Act (42 
U.S.C. 9858c(c)(2)(S)(ii)) to support the fixed costs of providing 
child care

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services by delinking provider payment rates from an eligible child's 
occasional absences due to holidays or unforeseen circumstances such as 
illness, to the extent practicable. Paragraph 98.45(m)(2), as proposed, 
would specify that Lead Agencies may meet this statutory requirement 
by: (1) Paying providers based on a child's enrollment, rather than 
attendance; (2) providing a full payment to providers as long as a 
child attends for 85 percent of the authorized time; (3) providing full 
payment to providers as long as a child is absent for five or fewer 
days in a four week period; or (4) establishing an alternative approach 
justified in the CCDF Plan. Based on FFY 2025-2027 CCDF State and 
Territory Plan data, 28 States and one Territory do not pay all 
provider types based on enrollment. The proposed changes would not 
impact a Lead Agency's ability to choose to pay providers based on a 
child's authorized enrollment, and Lead Agencies that currently pay 
providers based on enrollment may continue to do so.
    This NPRM proposes to provide additional flexibility for Lead 
Agencies in how they meet the requirement to delink provider payments 
from absence days by reverting to the four options established in the 
2016 final rule. In the time since publication of the 2016 final rule, 
child care providers have expressed that the uncertainty of whether 
they will be paid for a child's absence days makes it difficult to 
budget and manage business expenses, leading them to opt-out of 
participating in the CCDF program.\5\ State subsidy policies like 
paying for absence days can increase revenue and improve budget 
stability for child care programs. These policies may result in higher 
rates of participation in the CCDF program among providers, leading to 
more choices for families using CCDF voucher payments for care.\6\ As 
with timely payments, we are seeking comment on whether a different 
number of paid absences, such as ten days instead of five days in a 
month, and/or different attendance rate, such as 75 percent of 
authorized time instead of 85 percent of authorized time, would 
increase child care provider participation in the CCDF program, while 
ensuring Lead Agency flexibility.
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    \5\ U.S. Department of Health and Human Services. Office of the 
Inspector General. (August 2019). States' Payment Rates Under the 
Child Care and Development Fund Program Could Limit Access to Child 
Care Providers (Report in Brief OEI-03-15-00170). https://oig.hhs.gov/oei/reports/oei-03-15-00170.pdf.
    \6\ Slicker, G., Areizaga Barbieri, C., & Hustedt, J.T. (2023). 
The Role of State Subsidy Policies in Early Education Programs' 
Decisions to Accept Subsidies: Evidence from Nationally 
Representative Data. Early Education and Development, 35(4), 859-
877. https://doi.org/10.1080/10409289.2023.2244859.
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    Restructuring to Align with Previous Regulations. This NPRM 
proposes to revise Sec.  98.45 to revert to the paragraph structure of 
the 2016 final rule. First, the NPRM proposes to move language from the 
introduction at Sec.  98.45(m) requiring provider payment practices to 
reflect generally accepted payment practices to Sec.  98.45(m)(3). This 
proposed change aligns with regulatory language in the 2016 final rule, 
which included this text when describing the requirement to pay 
providers based on a part-time or full-time basis and to pay for 
reasonable mandatory fees. This paragraph structure change would not 
change requirements related to paying providers on a part-time or full-
time basis or to pay for reasonable mandatory fees. Second, the NPRM 
would remove language at Sec.  98.45(n)(4) that indicates Lead Agencies 
are able to take ``precautionary measures when a provider is suspected 
of fiscal mismanagement.'' This language was added to clarify 
flexibility available to States and Territories to adjust policies for 
required prospective payments and paying by enrollment when providers 
are suspected of fraud. Given this NPRM proposes to give States and 
Territories more flexibility with payment practices, the language will 
not be necessary once these changes are finalized. Lead Agencies would 
have sufficient flexibility in the revised regulatory language for 
payment practices to adjust payment policies in response to suspected 
provider fraud. Lastly, the NPRM proposes to remove paragraphs Sec.  
98.45(n)(4) and (5), combine Sec.  98.45(m)(3) and (4) under a revised 
Sec.  98.45(m)(3), and redesignate the provisions at Sec.  98.45(n)(1)-
(3) as Sec.  98.45(m)(4)-(6).
    Clarification on Total Payment to Providers. The NPRM proposes to 
remove language at Sec.  98.45(n)(5) to require Lead Agencies to 
demonstrate in their CCDF Plan that the total payment to a provider 
(subsidy payment amount and family co-payment) is not impacted by cost-
sharing policies. In other words, Lead Agencies had to describe how the 
provider's subsidy payment would not decrease because of the lower 
family co-payments. This clarification was included in the March 2024 
final rule in response to comments on the requirement at Sec.  
98.45(l)(3) to limit family co-payments to 7 percent of family income 
and concerns that reductions in family co-payments could reduce the 
amount received by child care providers. Given that the proposed 
changes would remove the requirement for States and Territories to 
limit family co-payments to 7 percent of family income, this 
clarification would no longer be needed. Lead Agencies would continue 
to be required to set payment rates at levels that provide CCDF 
families equal access to child care services that are comparable to 
care provided to children whose parents are not eligible for CCDF.

Subpart F--Use of Child Care and Development Funds

Sec.  98.50 Child Care Services
    This NPRM proposes to revise Sec.  98.50(a)(3) by deleting 
``including grants or contracts for slots for children in underserved 
geographic areas, for infants and toddlers, and children with 
disabilities. Grants solely to improve the quality of child care 
services like those in (b) of this section would not satisfy the 
requirements at Sec.  98.30(b).'' This proposed deletion conforms with 
the proposed rescission at Sec.  98.30(b), discussed earlier in this 
preamble, that would remove the requirement for Lead Agencies to 
provide some child care services through grants or contracts.
    This NPRM also proposes conforming changes at Sec.  98.50(b) by 
deleting ``the following designated amounts cannot be used to satisfy 
the requirements at Sec.  98.30(b)'' from the introductory language and 
deleting (b)(4) completely. This regulatory language would no longer be 
relevant if the proposed change to remove the requirement for grants or 
contracts is finalized.

Subpart I--Indian Tribes

    This subpart addresses requirements and procedures for Indian 
Tribes and Tribal organizations applying for or receiving CCDF funds 
and serves as the Tribal summary impact statement as required by 
Executive Order 13175.\7\ The proposed amendments in this subpart are 
conforming changes and would not change requirements for Tribal CCDF 
Lead Agencies.
---------------------------------------------------------------------------

    \7\ https://www.federalregister.gov/documents/2000/11/09/00-29003/consultation-and-coordination-with-indian-tribal-governments.
---------------------------------------------------------------------------

Sec.  98.81 Application and Plan Procedures and Sec.  98.83 
Requirements for Tribal Programs
    Paragraphs 98.81(b)(6) and 98.83(d)(1) specify from which 
provisions all Tribal Lead Agencies are exempted. All Tribal Lead 
Agencies are already exempted from the previous requirement to provide 
some direct services through grants or contracts. Because this NPRM 
would rescind the requirements for States and Territories to provide 
services through grants or contracts, the provisions exempting Tribal 
Lead

[[Page 212]]

Agencies from the requirement would no longer be necessary. Therefore, 
this NPRM proposes to remove Sec. Sec.  98.81(b)(6)(x), 98.83(d)(1)(i), 
and 98.83(d)(1)(x).
    The NPRM does not propose changes to Sec.  98.83(d)(1)(vi), which 
exempts all Tribal Lead Agencies from the requirement for a sliding fee 
scale at Sec.  98.45(l). However, as discussed above, the proposed 
change would remove the requirement for Tribal Lead Agencies with 
medium and large allocations that choose to implement cost-sharing and 
require family co-payments for their CCDF programs to cap family co-
payments to 7 percent of the family's income. Currently, no Tribal Lead 
Agencies with medium or large allocations set their family co-payments 
above 7 percent of the family's income. Therefore, this proposed change 
would have no immediate impact on Tribal Lead Agencies. Tribes with 
small allocations were already exempt from the requirement to limit 
family co-payments to 7 percent of income. If the proposed change is 
finalized, all Tribal Lead Agencies would have maximum flexibility in 
establishing those co-payment amounts.

V. Regulatory Process Matters

Paperwork Reduction Act

    Under the Paperwork Reduction Act of 1995 (44 U.S.C. 3501 et seq., 
as amended) (PRA), all Departments are required to submit to the Office 
of Management and Budget (OMB) for review and approval any reporting or 
recordkeeping requirements inherent in a proposed or final rule. As 
required by this Act, we will submit any proposed revised data 
collection requirements to OMB for review and approval.
    The proposed changes would modify the previously approved ACF-118 
CCDF State and Territory Plan information collection, but ACF has not 
yet initiated the OMB approval process to implement these changes. ACF 
will publish a Federal Register notice soliciting public comment on 
specific revisions to this information collection and the associated 
burden estimate and will make available the proposed form and 
instructions for review.

----------------------------------------------------------------------------------------------------------------
                                     Relevant section in     OMB control     Expiration
          CCDF title/code             the proposed rule          No.            date            Description
----------------------------------------------------------------------------------------------------------------
ACF-118 (CCDF State and Territory   Sec.   98.16 (and           0970-0114      03/31/2027  The NPRM proposes to
 Plan).                              related provisions).                                   rescind requirements
                                                                                            which States and
                                                                                            Territories are
                                                                                            required to report
                                                                                            in the CCDF Plans.
----------------------------------------------------------------------------------------------------------------

    The table below provides current approved annual burden hours and 
estimated annual burden hours for the existing information collection 
that would be impacted if the proposed changes are finalized.

                                                                 Annual Burden Estimates
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                      Current
                                                   Total number  Total number of      approved                      Estimated average   Estimated annual
                    Instrument                          of        responses per    average burden   Current annual   burden hours per     burden hours
                                                    respondents     respondent       hours per       burden hours   response based on    based on NPRM
                                                                                      response                             NPRM
--------------------------------------------------------------------------------------------------------------------------------------------------------
ACF-118 (CCDF State and Territory Plan)..........           56             0.33              150            2,800                150              2,800
--------------------------------------------------------------------------------------------------------------------------------------------------------

Executive Order 13132

    Executive Order 13132 requires federal agencies to consult with 
State and local government officials if they develop regulatory 
policies with federalism implications. Federalism is rooted in the 
belief that issues that are not national in scope or significance are 
most appropriately addressed by the level of government close to the 
people. This proposed rule would not have substantial direct impact on 
the States, on the relationship between the federal government and the 
States, or on the distribution of power and responsibilities among the 
various levels of government. This NPRM would not pre-empt State law. 
The changes proposed in the NPRM are increasing flexibilities in 
administering the CCDF program. Therefore, in accordance with section 6 
of Executive Order 13132, it is determined that this action does not 
have sufficient federalism implications to warrant the preparation of a 
federalism summary impact statement.

Assessment of Federal Regulations and Policies on Families

    Assessment of Federal Regulations and Policies on Families Section 
654 of the Treasury and General Government Appropriations Act of 1999 
(Pub. L. 105-277) requires federal agencies to determine whether a 
policy or regulation may negatively affect family well-being. If the 
agency determines a policy or regulation negatively affects family 
well-being, then the agency must prepare an impact assessment 
addressing seven criteria specified in the law. HHS believes it is not 
necessary to prepare a family policymaking assessment because the 
actions proposed in this NPRM will not have any impact on the autonomy 
or integrity of the family as an institution.

VI. Regulatory Impact Analysis

Introduction

    We have examined the impacts of the NPRM under Executive Order 
12866, Executive Order 13563, Executive Order 14192, the Regulatory 
Flexibility Act (5 U.S.C. 601 et seq.), and the Unfunded Mandates 
Reform Act of 1995 (2 U.S.C. 1531 et seq.).
    Executive Orders 12866 and 13563 direct us to assess all benefits 
and costs of available regulatory alternatives and, when regulation is 
necessary, to select regulatory approaches that maximize net benefits. 
This proposed rule was determined to be significant under Section 3(f) 
of Executive Order 12866. Executive Order 14192 requires that any new 
incremental costs associated with significant new regulations ``shall, 
to the extent permitted by law, be offset by the elimination of 
existing costs associated with at least ten prior regulations.'' This 
NRPM is considered an E.O. 14192 deregulatory action. We estimate that

[[Page 213]]

this NPRM will generate $6.1 million in annualized cost savings at a 7 
percent discount rate, discounted relative to year 2024, over a 
perpetual time horizon.
    The Regulatory Flexibility Act (RFA) requires agencies to consider 
the impact of their regulatory proposals on small entities. Consistent 
with certification of the March 2024 final rule, the Secretary 
certifies that the changes proposed by this NPRM would not have a 
significant economic impact on a substantial number of small entities.
    The Unfunded Mandates Reform Act of 1995 (UMRA) generally requires 
that each agency conduct a cost-benefit analysis; identify and consider 
a reasonable number of regulatory alternatives; and select the least 
costly, most cost-effective, or least burdensome alternative that 
achieves the objectives of the rule before promulgating any proposed or 
final rule that includes a Federal mandate that may result in 
expenditures of more than $100 million (adjusted for inflation) in at 
least one year by State, local, and Tribal governments, in the 
aggregate, or by the private sector. Each agency issuing a rule with 
relevant effects over that threshold must also seek input from State, 
local, and Tribal governments. The current threshold after adjustment 
for inflation is $187 million, using the most current (2024) Implicit 
Price Deflator for the Gross Domestic Product. This NPRM will not 
result in an expenditure in any year that meets or exceeds this amount.

Background and Summary of Economic Impacts

    On July 13, 2023, ACF published a notice of proposed rulemaking 
(NPRM) that proposed revisions to Child Care and Development Fund 
(CCDF) regulations.\8\ After considering the public comments, on March 
1, 2024, ACF published a published a final rule that made regulatory 
changes to CCDF (``March 2024 final rule''),\9\ which contained a 
regulatory impact analysis (2024 RIA) that reported monetary estimates 
of the economic impacts. Through this NPRM, ACF is proposing to rescind 
or modify several of the mandatory provisions of the March 2024 final 
rule including those relating to enrollment-based payment, 7 percent 
cap on co-payments, prospective payments, and grants or contracts for 
direct services. As a starting point for analyzing the impact of this 
NPRM, we adopt the estimated economic impacts in the March 2024 final 
rule as capturing the baseline scenario of no further regulatory 
action. Table 1 reports yearly transfers and costs associated with the 
relevant requirements of the March 2024 final rule.\10\ While the 
prospective payments policy does not appear as a separate line item in 
this analysis, its impacts were accounted for in the ``systems'' cost 
estimate included in the March 2024 final rule.
---------------------------------------------------------------------------

    \8\ Office of Child Care, Administration for Children and 
Families, Department of Health and Human Services. July 13, 2023. 
``Improving Child Care Access, Affordability, and Stability in the 
Child Care and Development Fund (CCDF)'' notice of proposed 
rulemaking. Federal Register. 88 FR 45022.
    \9\ Office of Child Care, Administration for Children and 
Families, Department of Health and Human Services. March 1, 2024. 
``Improving Child Care Access, Affordability, and Stability in the 
Child Care and Development Fund (CCDF)'' final rule. Federal 
Register. 89 FR 15366.
    \10\ These estimates replicate Table 3 of the 2024 RIA, with all 
dollar values adjusted to 2024 dollars using the GDP deflator. 
Bureau of Economic Analysis. National Income and Product Accounts. 
Table 1.1.9. Implicit Price Deflators for Gross Domestic Product. 
April 30, 2025 revision.

                Table 1--Relevant Requirements in the March 2024 Final Rule, Transfers and Costs
----------------------------------------------------------------------------------------------------------------
                                       2025            2026            2027            2028            2029
----------------------------------------------------------------------------------------------------------------
Transfers by Year:
    Enrollment-based Payment....            $8.8            $8.8           $17.5           $17.5           $17.5
    7% Co-Payment Cap...........             8.4             8.4            16.7            16.7            16.7
                                 -------------------------------------------------------------------------------
        Total Transfers.........            17.2            17.2            34.2            34.2            34.2
Costs by Year:
    Grants and Contracts........             3.3             3.3             6.5             6.5             6.5
    Systems.....................            10.9            10.9             0.0             0.0             0.0
                                 -------------------------------------------------------------------------------
        Total Costs.............            14.2            14.2             6.5             6.5             6.5
----------------------------------------------------------------------------------------------------------------

    By rescinding and modifying specific regulations added by the March 
2024 final rule, this NPRM would prevent the occurrence of the 
estimated transfers and costs reported in the 2024 RIA, with the 
exception of the anticipated economic impacts in the first year. For 
the purposes of this analysis, we assume those impacts have already 
occurred and cannot be recovered, or did not occur as the result of a 
temporary transitional waiver of the requirements granted to some 
States. Thus, when considering the economic impacts of this NPRM, we do 
not report any impacts on transfers or costs in 2025. In subsequent 
years, we report the inverse of the monetary estimates identified in 
Table 1 as the impacts of the NPRM. Table 2 reports these estimates, 
where negative costs represent cost savings, and negative transfers 
represent a reversal of the direction of transfers compared to the 2024 
RIA. In this context, transfers under the March 2024 final rule that 
represented increases in Lead Agency payments to child care providers 
represent reductions in Lead Agency payments to child care providers.

                                Table 2--Economic Impacts of the Proposed Changes
----------------------------------------------------------------------------------------------------------------
              Year                     2025            2026            2027            2028            2029
----------------------------------------------------------------------------------------------------------------
Total Transfers.................            $0.0          -$17.2          -$34.2          -$34.2          -$34.2
Total Costs.....................             0.0           -14.2            -6.5            -6.5            -6.5
----------------------------------------------------------------------------------------------------------------


[[Page 214]]

    Over a 5-year time horizon covering 2025 through 2029, we estimate 
annualized transfers of -$23.4 million using a 3-percent discount rate 
and -$22.8 using a 7 percent discount rate; and annualized costs of -
$6.7 million using a 3-percent discount rate and -$6.6 million using a 
7 percent discount rate. To produce an estimate of cost savings under 
E.O. 14192, we assume the impacts of the proposed changes on costs in 
2029 will extend in perpetuity. We estimate that this NPRM will 
generate $6.1 million in annualized cost savings at a 7 percent 
discount rate, discounted relative to year 2024, in perpetuity.

VII. Tribal Consultation Statement

    Executive Order 13175, Consultation and Coordination with Indian 
Tribal Governments, requires agencies to consult with Indian Tribes 
when regulations have substantial direct effects on one or more Indian 
tribes, on the relationship between the Federal government and Indian 
tribes, or on the distribution of power and responsibilities between 
the Federal Government and Indian Tribes. The discussion in subpart I 
in section IV of the preamble serves as the Tribal impact statement. We 
intend to notify Tribal Lead Agencies about the opportunity to provide 
comment on the NPRM no later than the day of publication.

(Catalog of Federal Domestic Assistance Program Number 93.575, Child 
Care and Development Block Grant; 93.596, Child Care Mandatory and 
Matching Funds)

List of Subjects in 45 CFR Part 98

    Child care, Grant programs-social programs.

    For the reasons set forth in the preamble, ACF proposes to amend 45 
CFR part 98 as follows:

PART 98--CHILD CARE AND DEVELOPMENT FUND

0
1. The authority citation for part 98 is revised to read:

    Authority:  42 U.S.C. 618, 9857 et seq.
* * * * *
0
2. Amend Sec.  98.16 by:
0
a. Revising paragraph (x);
0
b. Removing paragraphs (y) and (z);
0
c. Redesignating paragraphs (aa) through (ll) as paragraphs (y) through 
(jj): and,
0
d. Revising newly redesignated paragraph (cc).
    The revisions read as follows:


Sec.  98.16  Plan provisions.

* * * * *
    (x) A description of the Lead Agency's strategies (which may 
include alternative payment rates to child care providers, the 
provision of direct grants or contracts, offering child care 
certificates, or other means) to increase the supply and improve the 
quality of child care services for children in underserved areas, 
infants and toddlers, children with disabilities as defined by the Lead 
Agency, and children who receive care during nontraditional hours, 
including whether the Lead Agency plans to use grants and contracts in 
building supply and how supply-building mechanisms will address the 
needs identified. The description must identify shortages in the supply 
of high-quality child care providers, list the data sources used to 
identify shortages, and describe the method of tracking progress to 
support equal access and parental choice. If the Lead Agency chooses to 
employ grants and contracts to meet the purposes of this section, the 
Lead Agency must provide CCDF families the option to choose a 
certificate for the purpose of acquiring care;
* * * * *
    (cc) A description of payment practices applicable to providers of 
child care services for which assistance is provided under this part, 
pursuant to Sec.  98.45(m), including practices to ensure timely 
payment for services, to delink provider payments from children's 
occasional absences to the extent practicable, and to reflect 
generally-accepted payment practices;
* * * * *
0
3. Amend Sec.  98.30 by revising paragraph (b) to read as follows:


Sec.  98.30  Parental choice.

* * * * *
    (b) When a parent elects to enroll the child with a provider that 
has a grant or contract for the provision of child care services, the 
child will be enrolled with the provider selected by the parent to the 
maximum extent practicable.
* * * * *
0
4. Amend Sec.  98.45 by:
0
a. Revising paragraphs (b)(5), (l)(3), and (m); and
0
b. Removing paragraph (n).
    The revisions read as follows:


Sec.  98.45  Equal access.

* * * * *
    (b) * * *
    (5) How co-payments based on a sliding fee scale are affordable, as 
stipulated at paragraph (l) of this section; if applicable, a rationale 
for the Lead Agency's policy on whether child care providers may charge 
additional amounts to families above the required family co-payment, 
including a demonstration that the policy promotes affordability and 
access; analysis of the interaction between any such additional amounts 
with the required family co-payments, and of the ability of subsidy 
payment rates to provide access to care without additional fees; and 
data on the extent to which CCDF providers charge such additional 
amounts (based on information obtained in accordance with paragraph 
(d)(2) of this section);
* * * * *
    (l) * * *
    (3) Provides for affordable family co-payments that are not a 
barrier to families receiving assistance under this part; and
* * * * *
    (m) The Lead Agency shall demonstrate in the Plan that it has 
established payment practices applicable to all CCDF child care 
providers that:
    (1) Ensure timeliness of payment by either:
    (i) Paying prospectively prior to the delivery of services; or
    (ii) Paying within no more than 21 calendar days of the receipt of 
a complete invoice for services.
    (2) To the extent practicable, support the fixed costs of providing 
child care services by delinking provider payments from a child's 
occasional absences by:
    (i) Paying based on a child's enrollment rather than attendance;
    (ii) Providing full payment if a child attends at least 85 percent 
of the authorized time;
    (iii) Providing full payment if a child is absent for five or fewer 
days in a month; or,
    (ii) An alternative approach for which the Lead Agency provides a 
justification in its Plan.
    (3) Reflect generally accepted payment practices of child care 
providers that serve children who do not receive CCDF subsidies, which 
must include (unless the Lead Agency provides evidence that such 
practices are not generally-accepted in the State or service area):
    (i) Paying on a part-time or full-time basis (rather than paying 
for hours of service or smaller increments of time); and
    (ii) Paying for reasonable mandatory registration fees that the 
provider charges to private-paying parents.
    (4) Ensure child care providers receive payment for any services in 
accordance with a written payment agreement or authorization for 
services that includes, at a minimum, information regarding payment 
policies, including rates, schedules, any fees charged to providers, 
and the dispute

[[Page 215]]

resolution process required by paragraph (m)(6);
    (5) Ensure child care providers receive prompt notice of changes to 
a family's eligibility status that may impact payment, and that such 
notice is sent to providers no later than the day the Lead Agency 
becomes aware that such a change will occur; and,
    (6) Include timely appeal and resolution processes for any payment 
inaccuracies and disputes.
0
5. Amend Sec.  98.50 by:
0
a. Revising paragraphs (a)(3);
0
b. Revising paragraph (b) introductory text; and
0
c. Removing paragraph (b)(4).
    The revisions and addition read as follows:


Sec.  98.50  Child care services.

    (a) * * *
    (3) Using funding methods provided for in Sec.  98.30; and
* * * * *
    (b) * * *
    (4) [Removed]
* * * * *
0
6. Amend Sec.  98.81 by:
0
a. Removing paragraph (b)(6)(x);
0
b. Redesignation (b)(6)(xi) and (b)(6)(xii) as (b)(6)(x) and 
(b)(6)(xi); and,
0
c. Revising newly redesignated (b)(6)(xi).


Sec.  98.81  Application and Plan procedures.

* * * * *
    (b) * * *
    (6) * * *
    (xi) The description of provider payment practices at Sec.  
98.16(cc).
* * * * *
0
7. Amend Sec.  98.83 by:
0
a. Removing (d)(1)(i);
0
b. Redesignating (d)(1)(ii) to (d)(1)(ix) as (d)(1)(i) to (d)(1)(viii);
0
c. Removing (d)(1)(x); and,
0
c. Redesignating (d)(1)(xi) to (d)(1)(xiv) as (d)(1)(ix) to 
(d)(1)(xii).

Robert F. Kennedy, Jr.,
Secretary, Department of Health and Human Services.
[FR Doc. 2025-24272 Filed 1-2-26; 8:45 am]
BILLING CODE 4184-87-P