[Federal Register Volume 90, Number 247 (Wednesday, December 31, 2025)]
[Notices]
[Pages 61362-61363]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-24060]


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Notices
                                                Federal Register
________________________________________________________________________

This section of the FEDERAL REGISTER contains documents other than rules 
or proposed rules that are applicable to the public. Notices of hearings 
and investigations, committee meetings, agency decisions and rulings, 
delegations of authority, filing of petitions and applications and agency 
statements of organization and functions are examples of documents 
appearing in this section.

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Federal Register / Vol. 90, No. 247 / Wednesday, December 31, 2025 / 
Notices

[[Page 61362]]



DEPARTMENT OF AGRICULTURE

Farm Service Agency

[Docket ID FSA-2023-0005]


Application Fast Track Pilot Program--Extension

AGENCY: Farm Service Agency, USDA.

ACTION: Notice.

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SUMMARY: The Farm Service Agency (FSA) is announcing the extension of 
the Application Fast Track (AFT) pilot program that was published 
August 3, 2023 (88 FR 51260-51265), and extended September 30, 2024 (89 
FR 79504), which continues the expedited processing of qualified direct 
Operating Loans (OL) and Farm Ownership Loans (FO) to family farmers 
and ranchers. AFT has been available to all customers nationwide since 
January 1, 2024. AFT is being extended to allow for an expanded number 
of applicants that qualify for AFT and to allow FSA time to make the 
program permanent through publication of a final rule. FSA will see the 
pilot run until December 31, 2026 or until the aforementioned final 
rule is published, whichever is sooner. This will allow time for FSA to 
continue to evaluate the administrative effectiveness of AFT while 
drafting the final rule. The initial results of AFT reflect a 
significant improvement in processing times for all customers, and FSA 
is continuing to monitor loan performance, and overall satisfaction 
with the AFT pilot program from both customers and staff.

DATES: The effective date for the extension of AFT as provided in this 
notice is December 30, 2025.

FOR FURTHER INFORMATION CONTACT: Houston Bruck; telephone: (202) 650-
7874; email: [email protected]. Individuals with disabilities who 
require alternative means for communication should contact the USDA 
TARGET Center at (202) 720-2600 (voice and text telephone (TTY)) or 
dial 711 for Telecommunications Relay service (both voice and text 
telephone users can initiate this call from any telephone).

SUPPLEMENTARY INFORMATION:

Background

    FSA is extending the ``Application Fast Track'' that was published 
August 3, 2023 (88 FR 51260-51265), which continues the expedited 
processing of qualified direct OLs and FOs to family farmers and 
ranchers. AFT provides an alternative underwriting process for 
applicants that meet certain financial benchmarks. AFT has been 
available to all customers nationwide since January 1, 2024. FSA is 
expanding AFT, enabling an increased number of applicants to qualify 
for the streamlined AFT process and will see the pilot run until 
December 31, 2026 or until FSA publishes a final rule to codify the 
program, whichever is sooner. All other AFT pilot provisions are 
unchanged in this notice from what was announced in the August 3, 2023, 
notice.
    The August 3, 2023 notice that originally announced the pilot 
program (88 FR 51260-51265) provided specific details regarding which 
sections of 7 CFR parts 761, 764, and 765 were waived for the pilot 
program because they would have been contradictory to the alternative 
underwriting process that AFT provides. Those sections of the CFR will 
be amended before December 31, 2026, to permanently codify the 
alternative underwriting process provided by AFT. The affected sections 
of the CFR are: 7 CFR 761.8(a); 7 CFR 761.103(b)(6) and (7); 7 CFR 
761.103(c)(2) and (4); 7 CFR 761.104 (c), (d), (e), (f), and (g); 7 CFR 
764.107(b)(1); 7 CFR 764.154(a)(2); 7 CFR 764.154(b) and (b)(1); 7 CFR 
764.254(a)(2); 7 CFR 764.254(b)(2); 7 CFR 764.401(a)(1)(i) and (b)(1); 
7 CFR 764.453(a) and (b); and 7 CFR 765.105(b).

Authority

    The authority to conduct AFT is provided in section 333D of the 
Consolidated Farm and Rural Development Act (CONACT, 7 U.S.C. 1983d), 
which authorizes pilot projects of limited scope and duration to 
evaluate processes and techniques to improve program efficiency and 
effectiveness.

AFT Initial Results

    The initial results of AFT reflect a significant improvement in 
processing times for all customers, with no impact to portfolio 
performance and loan repayment. FSA is continuing to monitor loan 
performance, overall satisfaction with the AFT pilot program from both 
customers and staff, and the administrative effectiveness of AFT. The 
initial results of the AFT pilot program have resulted in approximately 
23 percent of customers qualifying for AFT, with significant reduction 
in processing time for those applications of approximately 8 calendar 
days. FSA portfolio performance, loan repayment rates, and delinquency 
rates, have not been impacted by AFT.

Contact Information

    Questions on AFT may be directed to the Farm Loan Programs staff in 
the local FSA county office. The local FSA county office may be found 
at http://www.farmers.gov/working-with-us/USDA-service-centers.

Paperwork Reduction Act Requirements

    In accordance with the provisions of the Paperwork Reduction Act of 
1995 (44 U.S.C. chapter 35), there are no changes to the information 
collection approved by OMB under control numbers 0560-0236 and 0560-
0237.

Environmental Review

    The environmental impacts have been considered in a manner 
consistent with the provisions of the National Environmental Policy Act 
(NEPA, 42 U.S.C. 4321-4347) and the USDA regulation for compliance with 
NEPA (7 CFR part 1b).
    The purpose of AFT is to improve internal underwriting processes to 
expedite Farm Loan Programs application processing. The limited 
discretionary aspects of AFT do not have the potential to impact the 
human environment as they are administrative. Accordingly, these 
discretionary aspects are covered by the FSA Categorical Exclusions 
specified in 7 CFR 1b.4(c)(1)(i) that applies to Farm Loan Programs, 
provided no extraordinary circumstances are found to exist. As such, 
the implementation of AFT and the participation in AFT do not 
constitute major Federal actions that would significantly affect the 
quality of

[[Page 61363]]

the human environment, individually or cumulatively. Therefore, FSA 
will not prepare an environmental assessment or environmental impact 
statement for this action and this document serves as documentation of 
the programmatic environmental compliance decision for this federal 
action.

Federal Assistance Programs

    The title and number of the Federal assistance programs, as found 
in the Assistance Listing, to which this document applies is 10.406 
Farm Operating Loans and 10.407 Farm Ownership Loans.

William Beam,
Administrator, Farm Service Agency.
[FR Doc. 2025-24060 Filed 12-30-25; 8:45 am]
BILLING CODE 3411-E2-P