[Federal Register Volume 90, Number 227 (Friday, November 28, 2025)]
[Rules and Regulations]
[Pages 54523-54544]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-21482]



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Rules and Regulations
                                                Federal Register
________________________________________________________________________

This section of the FEDERAL REGISTER contains regulatory documents 
having general applicability and legal effect, most of which are keyed 
to and codified in the Code of Federal Regulations, which is published 
under 50 titles pursuant to 44 U.S.C. 1510.

The Code of Federal Regulations is sold by the Superintendent of Documents. 

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Federal Register / Vol. 90, No. 227 / Friday, November 28, 2025 / 
Rules and Regulations

[[Page 54523]]



DEPARTMENT OF AGRICULTURE

Federal Crop Insurance Corporation

7 CFR Parts 400, 407, and 457

[Docket ID FCIC-25-0068]
RIN 0563-AC89


Expanding Access to Risk Protection (EARP)

AGENCY: Federal Crop Insurance Corporation, U.S. Department of 
Agriculture (USDA).

ACTION: Final rule with request for comments.

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SUMMARY: The Federal Crop Insurance Corporation (FCIC) is amending its 
regulations to implement changes required by the One Big Beautiful Bill 
Act and to update, streamline, and clarify several crop insurance 
policies. The changes include clarifying the harvest price methodology, 
deregulating regionalized program dates and moving that information to 
the Special Provisions, removing regulatory barriers to direct 
marketing, incorporating quality adjustment and claims processes, 
updating FCIC contact information used to request interpretations of 
policy, and making plain language clarifications and corrections to 
Subpart X--Interpretations of Statutory Provisions, Policy Provisions, 
and Procedures; the Area Risk Protection Insurance, Basic Provisions; 
the Common Crop Insurance Policy, Basic Provisions; and several Crop 
Provisions. In addition, the changes include removing buy-up coverage 
for prevented planting in the crop insurance program. The changes will 
be effective for the 2026 and succeeding crop years for crops with a 
contract change date on or after November 30, 2025. For all other 
crops, the changes to the policies made in this rule are applicable for 
the 2027 and succeeding crop years.

DATES: 
    Effective date: This final rule is effective November 30, 2025.
    Comment Date: FCIC will accept comments on this rule until close of 
business January 27, 2026. FCIC may consider the comments received and 
may conduct additional rulemaking based on the comments.

ADDRESSES: We invite you to submit comments on this rule. You may 
submit comments by going through the Federal eRulemaking Portal as 
follows:
     Federal eRulemaking Portal: Go to https://www.regulations.gov and search for Docket ID FCIC-25-0068. Follow the 
instructions for submitting comments.
    All comments received will be posted without change and will be 
publicly available on https://www.regulations.gov.

FOR FURTHER INFORMATION CONTACT: Chandra Place; telephone: (816) 926-
3875; email: [email protected]. Individuals with disabilities who 
require alternative means for communication should contact the USDA 
Target Center at (202) 720-2600 (voice and text telephone (TTY mode)) 
or dial 711 for Telecommunications Relay Service (both voice and text 
telephone users can initiate this call from any telephone).

SUPPLEMENTARY INFORMATION:

Table of Contents

I. Background
II. Basic Provisions Changes: Area Risk Protection Insurance (ARPI) 
and Common Crop Insurance Policy (CCIP)
    A. One Big Beautiful Bill Act Implementation
    B. Harvest Prices for Revenue Protection
    C. Production Reporting When the AIP Is Changing
    D. Reducing Administrative Burden Regarding Prevented Planting
    E. Written Agreement Deadline Clarification
    F. Unit Eligibility Clarification
    G. Definitions
    H. Duplicative Provisions
III. Dispute Resolution Changes: Subpart X--Interpretations of 
Statutory Provisions, Policy Provisions, and Procedures; Area Risk 
Protection Insurance (ARPI), Basic Provisions; and Common Crop 
Insurance Policy (CCIP), Basic Provisions
IV. Crop Provisions Changes
    A. Deregulating Dates
    B. Direct Marketing
    C. Cotton
    D. Sugar Beets
    E. Safflower
    F. Fresh Market Tomatoes Guaranteed Production Plan
    G. Green Pea
    H. Fresh Market Tomato Dollar Plan
    I. Fresh Market Pepper
    J. Forage Seeding
    K. Canola and Rapeseed
V. Clarifications and Corrections
VI. Removal of Buy-Up Coverage on Prevented Planting
VII. Regulatory Analyses
    A. Notice and Comment and Effective Date
    B. Executive Orders 12866, 13563, and 14192
    C. Environmental Review
    D. Executive Order 13175
    E. Unfunded Mandates Reform Act
    F. Paperwork Reduction Act Requirements
    G. E-Government Act Compliance

I. Background

    FCIC serves America's agricultural producers through effective, 
market-based risk management tools to strengthen the economic stability 
of agricultural producers and rural communities. FCIC is committed to 
increasing the availability and effectiveness of Federal crop insurance 
as a risk management tool. Approved Insurance Providers (AIPs) sell and 
service Federal crop insurance policies in every state through a 
public-private partnership. FCIC reinsures the AIPs who share the risks 
associated with catastrophic losses. FCIC's vision is to secure the 
future of agriculture by providing world-class risk management tools to 
rural America.
    Federal crop insurance policies typically consist of the Basic 
Provisions, the Crop Provisions, the Special Provisions, the Commodity 
Exchange Price Provisions (CEPP), if applicable, other applicable 
endorsements or options, the actuarial documents for the insured 
agricultural commodity, the Catastrophic Risk Protection Endorsement, 
if applicable, and the applicable regulations published in 7 CFR 
chapter IV.
    The Basic Provisions provide underlying policy terms and conditions 
applicable to many insurable commodities. Specifically, the Area Risk 
Protection Insurance (ARPI) Basic Provisions apply to policies with 
area-based coverage, typically established at the county level, and the 
Common Crop Insurance Policy (CCIP) Basic Provisions apply to policies 
that provide individualized coverage. Where the terms and conditions 
are the same, FCIC changes both the ARPI and CCIP Basic Provisions in 
this rule. The Crop Provisions identify which Basic

[[Page 54524]]

Provisions are applicable and establish specific provisions of 
insurance for each insurable commodity. The Special Provisions and 
actuarial documents establish county-level provisions for each 
insurable commodity. Administrative regulations published in 7 CFR 
chapter IV apply to the entire Federal Crop Insurance Program. Subpart 
X is the administrative regulation that provides a mechanism for 
requesting interpretations of crop insurance policies and procedures.
    FCIC is amending the following regulations:
     Subpart X--Interpretations of Statutory Provisions, Policy 
Provisions, and Procedures (7 CFR 400.765-768);
     Area Risk Protection Insurance Regulations (7 CFR part 
407);
     Common Crop Insurance Regulations (7 CFR part 457);
     Cotton crop insurance provisions (7 CFR 457.104);
     Sugar beet crop insurance provisions (7 CFR 457.109);
     Safflower crop insurance provisions (7 CFR 457.125);
     Guaranteed production plan of fresh market tomato crop 
insurance provisions (7 CFR 457.128);
     Green pea crop insurance provisions (7 CFR 457.137);
     Fresh market tomato (dollar plan) crop insurance 
provisions (7 CFR 457.139);
     Fresh market pepper crop insurance provisions (7 CFR 
457.148);
     Forage seeding crop insurance provisions (7 CFR 457.151); 
and
     Canola and rapeseed crop insurance provisions (7 CFR 
457.161).
    Definitions specific to Subpart X are located in 7 CFR 400.765, 
definitions specific to the ARPI Basic Provisions and corresponding 
Crop Provisions are located in 7 CFR 407.9, and definitions specific to 
the CCIP Basic Provisions and corresponding Crop Provisions are located 
in 7 CFR 457.8. Throughout this rule, the terms ``Crop Provisions,'' 
``Special Provisions,'' and ``policy'' are used as defined in the CCIP 
Basic Provisions in 7 CFR 457.8.
    The changes to crop insurance policies resulting from the 
amendments in this rule are applicable for the 2026 and succeeding crop 
years for crops with a contract change date on or after November 30, 
2025. For all other crops, the changes to the crop insurance policies 
resulting from the amendments in this rule are applicable for the 2027 
and succeeding crop years.

II. Basic Provisions Changes: Area Risk Protection Insurance (ARPI) and 
Common Crop Insurance Policy (CCIP)

    The changes to the Basic Provisions are described below, with 
important changes impacting both the ARPI and CCIP Basic Provisions 
discussed first, followed by changes impacting only the CCIP Basic 
Provisions, and clarifications and corrections last.

A. One Big Beautiful Bill Act Implementation

    On July 4, 2025, President Trump signed into law H.R. 1 (Pub. L. 
119-21), also known as the One Big Beautiful Bill Act (OBBBA). FCIC is 
amending the Area Risk Protection Insurance Regulations (7 CFR 407) by 
revising the ARPI Basic Provisions as shown in 7 CFR 407.9 and the 
Common Crop Insurance Regulations (7 CFR part 457) by revising the CCIP 
Basic Provisions as shown in 7 CFR 457.8, to implement changes to the 
Federal Crop Insurance Act made by OBBBA. These changes to the Federal 
Crop Insurance Act include expanding benefits for beginning farmers and 
ranchers. The Risk Management Agency (RMA) is also implementing section 
10501 (Beginning Farmer and Rancher Benefit) of OBBBA in Manager's 
Bulletin MGR-25-006 with an amendment to the CCIP and ARPI Basic 
Provisions.
    For up to 10 crop years, beginning farmers or ranchers will receive 
an additional 5 percentage point premium subsidy for the first two crop 
years, an additional 3 percentage point premium subsidy the third crop 
year, and an additional 1 percentage point premium subsidy the fourth 
crop year. Thus, when considering the existing beginning farmer or 
rancher benefits as well as the additional beginning farmer or rancher 
benefits provided by OBBBA, beginning farmers or ranchers will be 
eligible to receive a total additional premium subsidy of 15 percentage 
points in the first two crop years, 13 percentage points in the third 
crop year, 11 percentage points in the fourth crop year, and 10 
percentage points in the fifth through tenth crop years, as opposed to 
receiving a flat 10 percentage points of additional premium subsidy for 
5 years under previous policy.
    In this rule, FCIC is revising the definition of ``beginning farmer 
or rancher'' in section 1 of the CCIP Basic Provisions and section 1 of 
the ARPI Basic Provisions to increase the eligibility period of a 
beginning farmer or rancher who has not actively operated and managed a 
farm or ranch in any State, with an insurable interest in a crop or 
livestock as an owner-operator, landlord, tenant, or sharecropper, from 
5 crop years to 10 crop years. FCIC is also revising section 7(h) of 
the ARPI Basic Provisions and 7(g) of the CCIP Basic Provisions to add 
the descriptive heading, ``Additional premium subsidy''.

B. Harvest Prices for Revenue Protection

    FCIC is amending the Area Risk Protection Insurance Regulations (7 
CFR 407) by revising the ARPI Basic Provisions as shown in 7 CFR 407.9 
and the Common Crop Insurance Regulations (7 CFR part 457) by revising 
the CCIP Basic Provisions as shown in 7 CFR 457.8, to clarify that for 
revenue protection coverage, the harvest price will be set equal to the 
projected price when data are not available to follow the approved 
methodology. Projected price and harvest price are defined in section 1 
of the ARPI Basic Provisions and section 1 of the CCIP Basic 
Provisions, and they are determined in accordance with the CEPP.
    With revenue protection coverage, a policyholder is eligible for an 
indemnity payment when there is a revenue loss, such as when the 
harvest price is less than the projected price (minus the applicable 
deductible). The projected price is typically established prior to the 
growing season with data available before planting begins and the 
harvest price is established during the harvest and delivery period. 
The approved methodology and data sources for determining the projected 
and harvest prices are included in the policy (specifically, in the 
CEPP) provided to producers prior to their deadline for purchasing 
insurance, so producers can make informed decisions about their 
coverage. The policy previously specified that if the harvest price 
cannot be calculated according to the CEPP, the harvest price ``will be 
determined and announced by FCIC.'' This phrase did not provide 
producers with advance notice about how the harvest price would be 
determined if the price cannot be calculated following the approved 
methodology.
    In this rule, FCIC is establishing in section 12(d) of the ARPI 
Basic Provisions and section 3(c)(5)(ii) of the CCIP Basic Provisions 
that, if data are not available to follow the approved methodology, the 
harvest price will be set equal to the projected price, essentially 
removing revenue coverage, and the policyholder's premium will be 
updated and refunded, as applicable, as if they had purchased yield 
protection. With these changes, producers will have assurance that they 
will receive the protection they pay for, even if data do not support 
revenue coverage at the time of harvest.

[[Page 54525]]

C. Production Reporting When the AIP Is Changing

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising the CCIP Basic Provisions as shown in 7 CFR 457.8, in 
section 3(f)(1)(ii) to add an exception so that policyholders who 
transfer their policy to a new AIP for the upcoming year do not need to 
provide end of year production reporting to the current (and soon-to-be 
prior) AIP if they do not have a claim. This change provides procedural 
relief made at the request of stakeholders. Previously, the policy 
required the policyholder to report their current crop year's 
production to their current AIP, even if they had transferred their 
policy to a new AIP for the upcoming year. Concerns were raised that 
once a policyholder initiates a transfer to a new AIP, both the 
policyholder and current AIP would prefer to end the business 
relationship and allow the new AIP to be responsible for administering 
the production report. Undoing the requirement to continue to report to 
the current AIP prevents against potential retribution by the Agent the 
producer has severed ties with. This change to allow policyholders to 
revert to reporting prior year production information to the new AIP 
only and not requiring the new AIP to provide production information to 
the ceding AIP was developed to address concerns and feedback from 
AIPs, agents, and policyholders in multiple conferences, meetings, and 
individual requests for relief. This is an added protection for the 
producer participating in crop insurance. Production reporting for 
claims purposes and any audit is unchanged and will continue with the 
current (and soon-to-be prior) AIP for the current year.

D. Reducing Administrative Burden Regarding Prevented Planting

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising the CCIP Basic Provisions as shown in 7 CFR 457.8 to 
remove an overly burdensome administrative requirement to verify that 
the acreage was insured in the past based on the ``1 in 4'' rule 
regarding prevented planting payments.
    For a policyholder to be eligible for a prevented planting payment, 
the CCIP Basic Provisions require that the acreage must be physically 
available for planting. The ``1 in 4'' rule is one part of the 
eligibility requirement to prove that the acreage is physically 
available for planting. Previously, the ``1 in 4'' rule required that 
in at least 1 out of the previous 4 years the acreage must have been:
    1. Planted to a crop;
    2. Insured; and
    3. Harvested, or if not harvested, adjusted for claim purposes due 
to an insured cause of loss (other than a cause of loss related to 
flood, excess moisture, drought, or other cause of loss specified in 
the Special Provisions).
    The specific requirement that the acreage had been ``insured'' 
presented substantial challenges to AIPs and producers. If the same 
operator maintains control of the acreage, proving insurance history on 
the acreage was relatively simple. However, it was difficult to prove 
that the acreage had been insured for beginning farmers or ranchers or 
in any case where the operator for the acreage changed in the previous 
4 years.
    FCIC is removing the requirement that the acreage had been insured 
in section 17(f)(8)(i)(E)(2) and 17(f)(8)(ii) of the CCIP Basic 
Provisions to relieve producers and AIPs of the administrative burden 
of verifying insurance history while maintaining program integrity by 
continuing verification of planted and harvested history. All other 
eligibility requirements to prove that the acreage is physically 
available for planting remain the same.

E. Written Agreement Deadline Clarification

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising the CCIP Basic Provisions as shown in 7 CFR 457.8, to 
clarify the deadline for submitting written agreement requests for 
insuring a crop in a county that does not currently offer the policy 
(often known as an XC written agreement). Typically, the deadline for 
submitting written agreement requests is the cancellation date for the 
crop policy being requested. In counties where the crop policy is not 
available, the cancellation date is not always known or as appropriate 
as it might be due to agronomic differences across locations. Prior to 
this rule, the CCIP Basic Provisions were confusing and unnecessarily 
restrictive in terms of what crops could be used as a proxy. For 
example, if the Crop Provisions specify a cancellation date for ``all 
other states,'' that cancellation date may not be appropriate for the 
crop in the county requested by the written agreement. The same crop in 
a nearby state could be a better proxy for the deadline.
    FCIC is clarifying that section 18(e)(2)(ii) of the CCIP Basic 
Provisions applies when neither the Crop Provisions, nor the Special 
Provisions, provide a cancellation date for the county. FCIC is also 
clarifying that the cancellation date for the requested crop or other 
insurable crops with similar agronomic conditions may be used as the 
written agreement deadline, regardless of whether that crop is located 
in the same state.

F. Unit Eligibility Clarification

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising the CCIP Basic Provisions as shown in 7 CFR 457.8, to 
clarify enterprise unit eligibility in section 34(a)(2)(i) and (ii) and 
to add the descriptive heading, ``Whole Farm Unit'' to 34(a)(3) of the 
CCIP Basic Provisions. Previously, the CCIP Basic Provisions stated 
that the acreage was eligible for enterprise units if the criteria 
establishing ``the basis for'' optional units were met (for example, 
the acreage was located in two or more sections, if ``sections are the 
basis for optional units''). Use of the phrase ``basis for'' could be 
inferred to mean that the policyholder had to elect optional units 
based on that criteria, which is an incorrect interpretation. In order 
to be used for enterprise unit eligibility, optional units must only be 
``available by'' that criteria.
    FCIC is revising the CCIP Basic Provisions so that the regulation 
uses consistent language with the Crop Insurance Handbook to avoid any 
potential confusion regarding ``the basis'' for a requirement to have 
optional units established in order to qualify for enterprise units, 
when actually the policyholder is only required to have optional units 
available to qualify for enterprise units. This rule confirms a 
clarification that FCIC previously issued in the FCIC 18010 Crop 
Insurance Handbook, which states that the eligibility for enterprise 
units relies upon the availability of optional units where the insured 
acreage is located.

G. Definitions

    FCIC is amending the Area Risk Protection Insurance Regulations (7 
CFR 407) by revising the ARPI Basic Provisions as shown in 7 CFR 407.9 
and the Common Crop Insurance Regulations (7 CFR part 457) by revising 
the CCIP Basic Provisions as shown in 7 CFR 457.8, to clarify and add 
definitions.
    FCIC is clarifying the definition of ``application'' in section 1 
of the CCIP Basic Provisions by moving cancellation and termination 
requirements to section 2 (Life of Policy, Cancellation, and 
Termination). Previously, the definition of ``application'' in section 
1 of the CCIP

[[Page 54526]]

Basic Provisions included requirements for submitting a new application 
when a policy is cancelled or terminated. These requirements are more 
appropriately included in section 2(f)(4) of the CCIP Basic Provisions 
to match how the requirements are specified in the equivalent section 
of the ARPI Basic Provisions. Relocating the requirements provides 
greater clarity and transparency, while the requirements remain 
unchanged.
    FCIC is clarifying the definition of ``cancellation date'' in 
section 1 of the CCIP Basic Provisions and section 1 of the ARPI Basic 
Provisions. Prior to this rule, the definition of ``cancellation date'' 
only indicated that termination was a reason that a policy would not 
continue for a subsequent year. FCIC is amending the definition to add 
the term ``or voided'' to show that voidance is also a reason that a 
policy would not automatically continue for a subsequent year. 
Additional information on cancellation and termination is available in 
section 2 of the ARPI Basic Provisions in 7 CFR 407.9 and section 2 of 
the CCIP Basic Provisions in 7 CFR 457.8.
    FCIC is adding definitions for ``cancellation'' and ``termination'' 
in section 1 of the ARPI Basic Provisions in 7 CFR 407.9 and section 1 
of the CCIP Basic Provisions in 7 CFR 457.8 to provide a clear 
definition of the words used throughout the regulations. ``Void'' is 
already defined in Section 1 of the ARPI Basic Provisions in 7 CFR 
407.9 and section 1 of the CCIP Basic Provisions in 7 CFR 457.8.

H. Duplicative Provisions

    FCIC is amending the Area Risk Protection Insurance Regulations (7 
CFR 407) and the Common Crop Insurance Regulations (7 CFR part 457) by 
revising 7 CFR 407.2 and 7 CFR 457.2 to remove duplicative provisions. 
Specifically, FCIC is removing paragraph (d) from 407.2 and paragraph 
(d) from 457.2 and redesignating subsequent paragraphs in both parts. 
Both removed paragraphs included requirements and instructions on which 
policy remains active and which policy is void if duplicate policies 
are found. Provisions addressing duplicate policies were already 
included in 18(b) of the ARPI Basic Provisions and section 22(a) of the 
CCIP Basic Provisions. The duplicative language is unnecessary and 
therefore removed from 7 CFR 407.2 and 7 CFR 457.2.

III. Dispute Resolution Changes: Subpart X--Interpretations of 
Statutory Provisions, Policy Provisions, and Procedures; Area Risk 
Protection Insurance (ARPI), Basic Provisions; and Common Crop 
Insurance Policy (CCIP), Basic Provisions

    FCIC is amending Subpart X--Interpretations of Statutory 
Provisions, Policy Provisions, and Procedures (7 CFR 400.765-768); Area 
Risk Protection Insurance Regulations (7 CFR 407) by revising the ARPI 
Basic Provisions as shown in 7 CFR 407.9; and the Common Crop Insurance 
Regulations (7 CFR part 457) by revising the CCIP Basic Provisions as 
shown in 7 CFR 457.8, to clarify what happens if an FCIC interpretation 
or final agency determination is not requested or followed during a 
dispute.
    In accordance with Executive Order 14192, Unleashing Prosperity 
Through Deregulation, this rule reduces regulatory and administrative 
burdens during dispute resolution between policyholders and AIPs by 
clarifying FCIC's role and removing ambiguity about the Federal 
Arbitration Act (FAA) (9 U.S.C. 10 and 11).
    The Federal Crop Insurance Act requires FCIC to interpret Federal 
crop insurance policy provisions (7 U.S.C. 1506(r)). Subpart X 
establishes FCIC's requirements for the public to request such 
interpretations and FCIC's process for responding to such requests in 
the form of a ``final agency determination'' for codified provisions or 
an ``FCIC interpretation'' for non-codified provisions. These terms are 
defined in 7 CFR 400.765.
    The ``automatic nullification'' rule contained in Subpart X exceeds 
the statutory authority provided in the Federal Crop Insurance Act and 
places FCIC in the role of overruling arbitration awards if either the 
policyholder or AIP believes that the arbitrator or judge did not 
adhere to FCIC's interpretation in their decision. While the Basic 
Provisions allow an aggrieved party to seek nullification of a failed 
arbitration, the FAA provides the sole statutory framework for vacating 
arbitration awards. The FAA authority is usurped, and finality of 
arbitration is compromised, when parties can use the policy 
interpretation process to nullify awards with the automatic 
nullification rule. Rescinding the ``automatic nullification'' rule 
reduces administrative and regulatory obstacles to policyholders and 
their AIPs in finalizing a dispute through the courts. Therefore, in 7 
CFR 400.766 and 400.767, sections 20(a) and (c) of the CCIP Basic 
Provisions, and section 23(d) of the ARPI Basic Provisions, FCIC is 
revising the provisions so that arbitration awards can only be 
challenged in accordance with the FAA. In addition, FCIC is clarifying 
the authority of the arbitrator. An arbitrator does not have the 
authority to interpret the policy or FCIC procedure. Further, an 
arbitrator does not have the authority to disregard or fail to comply 
with an FCIC interpretation or final agency determination issued in 
accordance with 7 CFR part 400, subpart X.
    In addition, FCIC is adding a definition of ``FAA'' in the ARPI 
Basic Provisions and CCIP Basic Provisions and updating the ways to 
submit a request for a final agency determination and FCIC 
interpretations by revising the mailing address and deleting the 
facsimile number in 7 CFR 400.767.

IV. Crop Provisions Changes

    FCIC is amending several Crop Provisions as described in the 
sections below. For specific changes that FCIC is making in more than 
one Crop Provision, the context and justification for the change is 
provided under a descriptive sub-heading for that change. Under each 
Crop Provision where the change appears, FCIC lists the descriptive 
sub-heading. For changes that FCIC is making in a single Crop 
Provision, the change is described only under its respective Crop 
Provision sub-heading.

A. Deregulating Dates

    FCIC is amending certain Crop Provisions to relocate contract 
change dates, end of insurance period (EOIP) dates, cancellation dates, 
and termination dates to the Special Provisions in cases where there 
are regional differences in insurance coverage across the country. The 
Special Provisions are the part of the policy that provide county-level 
policy provisions, compared to the Crop Provisions which are 
generalized for the crop anywhere it is grown and insured. These dates 
are already published in the Special Provisions for each crop and 
county where insurance is available. Maintaining a separate list of 
these dates in the regulations is duplicative and can be error-prone. 
Maintaining these dates only in the Special Provisions allows FCIC to 
be more responsive and efficient to regional changes in agronomic 
conditions, technology, or production practices that justify localized 
date changes specific to an insurable county. Special Provisions are 
located on the RMA website, and policyholders also receive the Special 
Provisions for their county with their policy. This change will make it 
easier for policyholders to

[[Page 54527]]

quickly find relevant dates in the Special Provisions without having to 
sort through program dates that are irrelevant to their county.

B. Direct Marketing

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.139, Fresh Market Tomato (Dollar Plan) Crop 
Insurance Provisions and 7 CFR 457.148, Fresh Market Pepper Crop 
Insurance Provisions to allow direct marketing.
    This change removes barriers to crop insurance for specialty crop 
producers who directly market their crops. FCIC conducted a review of 
specialty crops to identify any crop insurance restrictions on 
producers' ability to engage in direct marketing. Restrictions were 
identified for two specialty crops, fresh market tomatoes and fresh 
market peppers, where the Crop Provisions prohibited insurance for 
these two commodities if producers sell them directly to consumers.
    FCIC is revising the Crop Provisions to allow Special Provisions 
authorizing insurance in certain locations for fresh market tomatoes 
and peppers sold directly to consumers. This change allows FCIC to 
assess local market conditions to identify specific areas where 
insurance could be offered in the future for tomatoes and peppers sold 
for direct marketing.

C. Cotton

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.104, Cotton Crop Insurance Provisions, to 
move cancellation dates, termination dates, and EOIP dates to the 
Special Provisions, as explained in the ``Deregulating Dates'' 
paragraph above, and to incorporate a Special Provisions statement 
regarding quality adjustment into section 10 (Settlement of Claim) of 
the Crop Provisions. This rule does not change the quality adjustment 
or claims process that has been in place since the 2018 crop year, but 
rather, moves the quality adjustment calculation to the Crop 
Provisions.
    Adverse weather conditions impacting cotton producers in the 
Southeast in 2015 and 2016 resulted in complaints that FCIC's cotton 
quality adjustment did not meet the needs of producers. This led to a 
request for FCIC to consider alternative methods for adjusting poor 
quality cotton, and in response, FCIC examined data and quality loss 
procedures in other existing policies with similar quality adjustment 
provisions to determine an appropriate change. Working with grower 
groups, FCIC considered alternatives and increased the 85 percent price 
threshold (as described in section 10(d)(1)-(3)) to 90 percent and 
removed the 85 percent deductible. FCIC implemented this change using 
Special Provisions for the 2018 crop year and this rule incorporates 
the change into the Crop Provisions, minimizing the need to include the 
information in multiple locations.
    FCIC is also making the following corrections and clarifications in 
the Cotton Crop Provisions (7 CFR 457.104):
     Removing the phrase ``for determining indemnities'' from 
the section heading for section 2. The section heading will now read 
``Insurance Guarantees, Coverage, Levels, and Prices.'' The new section 
heading is more accurate because insurance guarantees, coverage levels, 
and prices are not exclusively used for determining indemnities. This 
change is also consistent with section headings of the same name in 
other Crop Provisions;
     Correcting the misspelling of the word ``measures'' in 
section 8(d); and
     Replacing the word ``subsection'' with ``section'' in 
section 10(c)(1)(iii).

D. Sugar Beets

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.109, Sugar Beet Crop Insurance Provisions to 
move the cancellation and termination dates to the Special Provisions, 
as explained in the ``Deregulating Dates'' paragraph above, and to make 
the following corrections and clarifications:
     Removing the definition of ``crop year'' from the Crop 
Provisions because it is duplicative of the same definition in the CCIP 
Basic Provisions;
     Correcting paragraph references in section 2 and 14(c); 
and
     Correcting the limit on adjusted production to apply to 
the applicable Actual Production History (APH) database when the early 
harvest adjustment option is elected by the policyholder. The early 
harvest adjustment has a cap (or limit) on the amount the yield may be 
increased that is designed to ensure that policyholders' APH guarantees 
are not inflated. Previously, section 18(b)(5) based the limit on the 
approved yield for the unit. For sugar beets, the unit is the insurable 
acreage of the sugar beets used to establish the production guarantee, 
premium, and indemnity. However, units are not the appropriate basis 
for the yield limit, because a single approved yield may not be 
calculated for a unit, which may contain multiple types and practices. 
The most appropriate methodology for establishing the limit is the 
approved yield from the applicable APH database for each insurable type 
and practice. FCIC previously issued a procedural correction revising 
the yield limit to use the applicable APH database. FCIC is revising 
the Crop Provisions to align with the procedural correction.

E. Safflower

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.125, Safflower Crop Insurance Provisions by 
moving the contract change date from December 31 to November 30 in 
section 3 to match other spring crops to improve administrative 
efficiency for AIPs, agents, and the FCIC.
    As explained in the ``Deregulating Dates'' paragraph above, FCIC is 
moving cancellation and termination dates to the Special Provisions.
    FCIC added an example immediately following section 11(b) in the 
Settlement of Claim section to show how an indemnity is calculated to 
be consistent with other Crop Provisions.
    FCIC is also making the following corrections and clarifications in 
the Safflower Crop Insurance Provisions (7 CFR 457.125):
     Removing the definition of ``nurse crop (companion crop)'' 
in section 1 as this term is not used in the Crop Provisions;
     Replacing the phrase ``agree in writing'' in section 6(a) 
with the defined term ``written agreement.'' ``Written agreement'' is 
specifically defined in the CCIP Basic Provisions. The use of ``agree 
in writing'' was intended to mean that the producer must have a written 
agreement;
     Removing a duplicate listing of replanting payment factors 
from section 9(b). The replant payment factors are also included in the 
policy in the actuarial documents. Keeping the replanting payment 
factors in the actuarial documents, without duplicating the factors in 
the regulation, improves administrative efficiency and reduces errors 
in updating the payment factors in the future; and
     Removing section 11(d)(3)(ii) and renumbering subsequent 
paragraphs as there was a Special Provisions statement excluding this 
provision, making it obsolete. Upon removing 11(d)(3)(ii), that portion 
of the Special Provisions statement will also be removed.

F. Fresh Market Tomatoes Guaranteed Production Plan

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.128, Guaranteed Production Plan of Fresh 
Market Tomato Crop Insurance Provisions to

[[Page 54528]]

move the cancellation dates, termination dates, and the EOIP date to 
the Special Provisions along with extending the EOIP date for 
Tennessee, extending the cancellation and termination dates for South 
Carolina by approximately 45 days, and updating insurable types of 
tomatoes to include ``grape'' types.
    As explained in the ``Deregulating Dates'' paragraph above, FCIC is 
moving the cancellation dates, termination dates, and the EOIP date to 
the Special Provisions. Upon moving these dates to the Special 
Provisions, FCIC is extending the EOIP date for Tennessee from 
September 20 to October 15 and extending the cancellation and 
termination dates for South Carolina by approximately 45 days. 
Extending insurance in Tennessee protects producers from hurricanes in 
late September and early October, when there is still a small portion 
of the liability remaining in the field. By revising the cancellation 
and termination dates for South Carolina, FCIC is effectively extending 
the sales period by approximately 45 days. This change aligns the sales 
period for South Carolina with neighboring counties in North Carolina, 
providing additional time for producers to purchase insurance, and 
reducing confusion for producers and AIPs who operate in both South 
Carolina and North Carolina.
    FCIC is adding the ``grape'' type of tomatoes to the Crop 
Provisions. Adding the ``grape'' type of tomato to the Crop Provisions 
adds clarity to the policy because this type is already insurable 
through the Special Provisions.
    FCIC is also making the following corrections and clarifications in 
the Fresh Market Tomato Production Guaranteed Plan Crop Provisions (7 
CFR 457.128):
     Clarifying the availability of optional units by 
establishing an exhaustive list of the criteria by which an optional 
unit may and may not be established in section 2(b); and
     Removing a duplicate listing of replanting payment factors 
from section 12(b). The replant payment factors are also included in 
the policy in the actuarial documents. Keeping the replanting payment 
factors in the actuarial documents, without duplicating them in the 
regulation, improves administrative efficiency and reduces errors in 
updating the factors in the future.

G. Green Pea

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.137, Green Pea Crop Insurance Provisions, to 
move cancellation and termination dates to the Special Provisions, as 
explained in the ``Deregulating Dates'' paragraph above and to make the 
following corrections and clarifications:
     Clarifying the definition of ``production guarantee (per 
acre)'' to indicate the production guarantee per acre is specified in 
pounds; and
     Clarifying the availability of optional units by 
establishing an exhaustive list of the criteria by which an optional 
unit may and may not be established in section 2(b).

H. Fresh Market Tomato Dollar Plan

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.139, Fresh Market Tomato (Dollar Plan) Crop 
Insurance Provisions to allow the Special Provisions to provide 
insurance for production sold through direct marketing, as explained in 
the ``Direct Marketing'' paragraph above and moving the cancellation 
date and termination date to the Special Provisions, as explained in 
the ``Deregulating Dates'' paragraph above. FCIC is also making the 
following corrections and clarifications:
     Clarifying the availability of optional units by 
establishing an exhaustive list of the criteria by which an optional 
unit may or may not be established in section 2(b); and
     Correcting the policy location for the replanting payment 
amount to the actuarial documents, not the Special Provisions.

I. Fresh Market Pepper

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.148, Fresh Market Pepper Crop Insurance 
Provisions to facilitate crop insurance expansion, particularly to East 
Coast states, by moving cancellation dates and termination dates to the 
Special Provisions, as explained in the ``Deregulating Dates'' 
paragraph above, and adding a new contract change date reflective of 
the growing season in certain East Coast states. FCIC is also allowing 
the Special Provisions to provide insurance for production sold through 
direct marketing, as described in the ``Direct Marketing'' paragraph 
above.
    This rule seeks to facilitate crop insurance expansion to 
additional states, particularly on the East Coast. FCIC is adding a new 
contract change date in the Crop Provisions and moving the termination 
dates and cancellation dates to the Special Provisions, where they will 
be updated on a county basis for future expansions. Previously, crop 
insurance for fresh market peppers was only available in southeastern 
states where peppers have a different growing season than in states 
further north. Producers, particularly in Northeastern states, have 
indicated that the previous program dates were a barrier to obtaining 
crop insurance.
    FCIC is also making the following corrections and clarifications in 
the Fresh Market Pepper Crop Provisions (7 CFR 457.148):
     Clarifying the definition of ``crop year'' to encompass 
growing seasons in certain East Coast states. The crop year covers all 
planting periods shown in the Special Provisions for the county and is 
identified by the calendar year of harvest for the latest planting 
period;
     Clarifying the definition of ``harvest'' so that it only 
refers to picking peppers that are mature;
     Expanding the definition of ``planting period'' to include 
planting in certain East Coast states in the summer season;
     Clarifying the definition of ``practical to replant'' to 
show that for fresh market peppers, an AIP may consider crop marketing 
windows, in addition to the criteria established in the CCIP Basic 
Provisions, in their determination of whether the crop is practical to 
replant;
     Clarifying the availability of optional units by 
establishing an exhaustive list of the criteria by which an optional 
unit may or may not be established in section 2(b);
     Allowing the EOIP to be modified in the Special 
Provisions;
     Correcting the policy location for the replanting payment 
amount to the actuarial documents, not the Special Provisions; and
     Moving the percentage of production to be counted for 
catastrophic risk protection coverage to the actuarial documents.

J. Forage Seeding

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.151, Forage Seeding Crop Insurance 
Provisions to move the cancellation and termination dates to the 
Special Provisions, as explained in the ``Deregulating Dates'' 
paragraph above. FCIC is also clarifying the definition of ``crop 
year'' to show that it is in lieu of the same definition in the CCIP 
Basic Provisions.

K. Canola and Rapeseed

    FCIC is amending the Common Crop Insurance Regulations (7 CFR part 
457) by revising 7 CFR 457.161, Canola and Rapeseed Crop Provisions to 
move the cancellation and termination dates to

[[Page 54529]]

the Special Provisions, as explained in the ``Deregulating Dates'' 
paragraph above. FCIC is also making the following corrections and 
clarifications:
     Changing the phrase ``in accordance with'' to ``by'' in 
the definition of ``canola'' to show that the genus is ``defined by'' 
the Official U.S. Standards for Grain; and
     Removing a duplicate listing of replanting payment amounts 
from section 10(b). The replant payment amounts are also included in 
the policy in the actuarial documents. Keeping the replanting payment 
amounts in the actuarial documents, without duplicating them in the 
regulation, improves administrative efficiency and reduces errors in 
updating the amounts in the future.

V. Clarifications and Corrections

    Throughout this rule, FCIC is making several corrections and 
clarifications for plain language and adherence to the Government 
Printing Office Style Manual. FCIC is providing an overview of these 
corrections and clarifications here:
     Revising references to ``the Corporation'' and ``Federal 
Crop Insurance Corporation'' to ``FCIC'' as defined in 7 CFR part 400, 
the ARPI Basic Provisions, and the CCIP Basic Provisions;
     Reducing redundancy, eliminating potential conflicts, and 
clarifying definitions that appear in both the Basic Provisions and 
individual Crop Provisions, by removing duplicative definitions, or 
adding the phrases ``in addition to'' or ``in lieu of'' to applicable 
definitions within Crop Provisions;
     Clarifying which Basic Provisions apply by adding an 
introductory sentence preceding the Crop Provisions and updating the 
effective year within the introductory sentence to show the year to 
which the changes in the Crop Provisions apply;
     Removing the introductory sentence explaining the order of 
priority in individual Crop Provisions because it is duplicative of the 
CCIP Basic Provisions, which already include the priority order of 
policy provisions;
     To conform with the Government Publishing Office Style 
Manual:
    [cir] Correcting the capitalization of ``states'' to ``States'';
    [cir] Changing the spelling of numbers to numerals;
    [cir] Correcting ``a'' to ``an'' or vice versa preceding an 
acronym;
    [cir] Correcting punctuation;
    [cir] Removing parentheticals repeating a numerical percentage 
following a spelled out percentage;
     To improve clarity in writing for plain language:
    [cir] Replacing ``herein,'' ``therein,'' and ``thereof'' with 
descriptive phrases;
    [cir] Replacing ``e.g.'' with ``for example'';
    [cir] Replacing ``in excess of'' with ``exceeding'';
    [cir] Replacing ``in compliance'' with ``complies'';
    [cir] Removing unnecessary words and phrases, such as ``contained 
in,'' and ``the provisions of'' when referring to regulatory provisions 
by number;
     Updating crop years in examples with more current years;
     Clarifying the settlement of claim examples in Crop 
Provisions by clarifying where the example begins and ends, updating 
prices to be more reflective of current crop prices and potential 
indemnities, correcting the defined term ``production guarantee (per 
acre)'' as applicable, or clarifying which steps of the examples are 
not applicable;
     Correcting paragraph numbering in definitions;
     Correcting outdated statute references; and
     Removing duplicative provisions.

VI. Removal of Buy-Up Coverage on Prevented Planting

    Prevented planting is a de facto coverage in all crop insurance 
policies. Increased coverage above the basic level, referred to as 
``buy-up'' coverage, is an option that is provided administratively by 
RMA in annual notifications. Producers that elect buy-up coverage pay a 
slightly higher premium to qualify for an indemnity payment that is 5 
percent more than the basic coverage. However, the buy-up coverage is 
mainly benefitting farmers in the Dakotas seeking to plant in the 
Prairie Pothole Region, where the majority of prevented planting crop 
insurance payments are made. This is no longer needed because Congress 
has a history of addressing wide-spread flooding through ad-hoc 
disaster assistance, such as the 2019 Supplemental bill that funded 
prevented planting ``top-off'' payments, providing an additional 10 to 
15 percent to eligible producers who had already received prevented 
planting indemnities.

VII. Regulatory Analyses

A. Notice and Comment and Effective Date

    The Administrative Procedure Act (APA, 5 U.S.C. 553) provides that 
the notice and comment and 30-day delay in the effective date 
provisions do not apply when the rule involves specified actions, 
including matters relating to contracts. This rule governs contracts 
for crop insurance policies and therefore falls within that exemption.
    This rule is exempt from the regulatory analysis requirements of 
the Regulatory Flexibility Act (5 U.S.C. 601-612), as amended by the 
Small Business Regulatory Enforcement Fairness Act of 1996 (SBREFA). 
The exemption under section 553 for matters related to contracts 
extends to the regulatory analysis requirement for this rule.
    The Office of Management and Budget (OMB) found this rule meets the 
criteria in 5 U.S.C. 804(2) of the Congressional Review Act (CRA). The 
CRA, at 5 U.S.C. 808(2) allows an agency to make such regulations 
effective immediately if the agency finds there is good cause to do so. 
USDA has determined that such good cause exists here because the rule 
changes relate to matters of a contract. Postponing the effective date 
of the rule would result in a one-year delay in providing the benefits 
of the rule to American farmers and ranchers. Therefore, USDA is not 
required to delay the effective date for 60 days from the date of 
publication to allow for Congressional review. Accordingly, this rule 
is effective upon publication in the Federal Register.
    Therefore, this final rule is effective on November 30, 2025. 
Although not required by APA or any other law, FCIC has chosen to 
request comments on this rule.

B. Executive Orders 12866, 13563, and 14192

    Executive Order 12866, ``Regulatory Planning and Review,'' and 
Executive Order 13563, ``Improving Regulation and Regulatory Review,'' 
direct agencies to assess all costs and benefits of available 
regulatory alternatives and, if regulation is necessary, to select 
regulatory approaches that maximize net benefits (including potential 
economic, environmental, public health and safety effects, distributive 
impacts, and equity). Executive Order 13563 emphasized the importance 
of quantifying both costs and benefits, of reducing costs, of 
harmonizing rules, and of promoting flexibility. Executive Order 14192 
``Unleashing Prosperity Through Deregulation'' announced the 
Administration policy to significantly reduce the private expenditures 
required to comply with Federal regulations to secure America's 
economic prosperity and national security and the highest possible 
quality of life for each citizen and to alleviate unnecessary 
regulatory burdens placed on the American people. In line with

[[Page 54530]]

the Executive Order requirements, the Agency chose this regulatory 
approach to harmonize rules and procedures, maximize flexibility, and 
increase efficiency by alleviating unnecessary regulatory burdens.
    The requirements in Executive Orders 12866 and 13563 for the 
analysis of costs and benefits apply to rules that are determined to be 
significant or economically significant. This rule has been designated 
as not significant and therefore, OMB has not reviewed this rule and 
analysis of the costs and benefits is not required.

C. Environmental Review

    The environmental impacts of this final rule have been considered 
in a manner consistent with the provisions of the National 
Environmental Policy Act (NEPA, 42 U.S.C. 4321-4347), and the USDA 
regulation for compliance with NEPA (7 CFR part 1b). As specified in 7 
CFR parts 1b.3(f) and 1b.4(a)(3), FCIC is categorically excluded from 
the preparation of an Environmental Assessment or Environmental Impact 
Statement unless the FCIC Manager (agency head) determines that an 
action may have a significant environmental effect or an extraordinary 
circumstance exists. The FCIC Manager has determined this rule will not 
have a significant environmental effect and no extraordinary 
circumstances exist. Therefore, FCIC will not prepare an environmental 
assessment or environmental impact statement for this action and this 
documents the programmatic environmental compliance finding of 
applicability and no extraordinary circumstances (FANEC).

D. Executive Order 13175

    This rule has been reviewed in accordance with the requirements of 
Executive Order 13175, ``Consultation and Coordination with Indian 
Tribal Governments.'' Executive Order 13175 requires Federal agencies 
to consult and coordinate with Tribes on a government-to-government 
basis on policies that have Tribal implications, including regulations, 
legislative comments or proposed legislation, and other policy 
statements or actions that have substantial direct effects on one or 
more Indian Tribes, on the relationship between the Federal Government 
and Indian Tribes or on the distribution of power and responsibilities 
between the Federal Government and Indian Tribes.
    USDA has assessed the impact of this rule on Indian Tribes and 
determined that this rule does not, to our knowledge, have Tribal 
implications that require Tribal consultation at this time. If a Tribe 
requests consultation, RMA will work with the USDA Office of Tribal 
Relations to ensure meaningful consultation is provided.

E. Unfunded Mandates Reform Act

    Title II of the Unfunded Mandates Reform Act of 1995 (UMRA, Pub. L. 
104-4) requires Federal agencies to assess the effects of their 
regulatory actions of State, local, and Tribal governments or the 
private sector. Agencies generally must prepare a written statement, 
including cost benefits analysis, for proposed and final rules with 
Federal mandates that may result in expenditures of $100 million or 
more in any 1 year for State, local or Tribal governments, in the 
aggregate, or to the private sector. UMRA generally requires agencies 
to consider alternatives and adopt the more cost effective or least 
burdensome alternative that achieves the objectives of the rule. This 
rule contains no Federal mandates, as defined in Title II of UMRA, for 
State, local, and Tribal governments or the private sector. Therefore, 
this rule is not subject to the requirements of sections 202 and 205 of 
UMRA.

F. Paperwork Reduction Act Requirements

    In accordance with the provisions of the Paperwork Reduction Act of 
1995 (44 U.S.C. chapter 35, subchapter I), the rule does not change the 
information collection approved by OMB under control numbers 0563-0053; 
Expiration Date: 3/31/2026, 0563-0083; Expiration Date: 11/30/2026, and 
0563-0055; Expiration Date: 11/30/25 (currently at OMB seeking approval 
to renew collection). No new information will be collected through this 
rule. All information has already been collected.

G. E-Government Act Compliance

    RMA is committed to complying with the E-Government Act of 2002, to 
promote the use of the internet and other information technologies to 
provide increased opportunities for citizen access to Government 
information and services, and for other purposes.

Federal Assistance Program

    The title and number of the Assistance Listing, to which this rule 
applies is No. 10.450--Crop Insurance.

List of Subjects

7 CFR Part 400

    Acreage allotments, Administrative practice and procedure, Claims, 
Crop insurance, Drug traffic control, Fraud, Government employees, 
Income taxes, Intergovernmental relations, Penalties, Reporting and 
recordkeeping requirements, Wages.

7 CFR Part 407

    Acreage allotments, Administrative practice and procedure, Barley, 
Corn, Cotton, Crop insurance, Peanuts, Reporting and recordkeeping 
requirements, Sorghum, Soybeans, Wheat.

7 CFR Part 457

    Acreage allotments, Crop insurance, Reporting and recordkeeping 
requirements.

Final Rule

    For the reasons discussed above, FCIC amends 7 CFR parts 400, 407, 
and 457, effective for the 2026 and succeeding crop years for crops 
with a contract change date on or after November 30, 2025, and for the 
2027 and succeeding crop years for all other crops, as follows:

PART 400--GENERAL ADMINISTRATIVE REGULATIONS

0
1. The authority citation for part 400 continues to read as follows:

    Authority: 7 U.S.C. 1506(l) and 1506(o).

Subpart X--Interpretations of Statutory Provisions, Policy 
Provisions, and Procedures

0
2. Add an authority citation for subpart X to read as follows:

    Authority: 7 U.S.C. 1506(l), 1506(o), and 1506(r).


0
3. Amend Sec.  400.765 as follows:
0
a. In the definition of ``approved insurance provider'', remove the 
first instance of the word ``FCIC'' and add ``the Federal Crop 
Insurance Corporation (FCIC)'' in its place; and
0
b. Add a definition of ``FAA'' in alphabetical order.
    The addition reads as follows:


Sec.  400.765   Definitions.

* * * * *
    FAA. The Federal Arbitration Act found at 9 U.S.C. 1 et seq.
* * * * *

0
4. Amend Sec.  400.766 as follows:
0
a. Revise paragraph (a);
0
b. In paragraphs (b) introductory text and (b)(1) introductory text, 
remove the words ``a FCIC'' wherever they appear and add ``an FCIC'' in 
their place;
0
c. Revise paragraph (b)(1)(i);
0
d. Remove paragraphs (b)(3) and (4);
0
e. Redesignate paragraphs (b)(5) and (6) as paragraphs (b)(3) and (4);
0
f. In newly redesignated paragraph (b)(4) introductory text, remove the 
words ``a FCIC'' and add ``an FCIC'' in their place;

[[Page 54531]]

0
g. In newly redesignated paragraph (b)(4)(i), remove the words ``an 
administrative review'' and add ``administrative review'' in their 
place;
0
h. In newly redesignated paragraph (b)(4)(iv), remove the words ``a 
FCIC'' and add ``an FCIC'' in their place; and
0
i. Add paragraphs (c) and (d).
    The revisions and additions read as follows:


Sec.  400.766   Basis and applicability.

    (a) The regulations in this part prescribe the rules and criteria 
for obtaining a final agency determination or an FCIC interpretation.
    (1) FCIC will provide a final agency determination or an FCIC 
interpretation, as applicable, for statutory, regulatory, or other 
policy provisions or procedures that were in effect during the 4 most 
recent crop years from the crop year in which your request was 
submitted. For example, for a request received in the 2025 crop year, 
FCIC will consider requests for the 2025, 2024, 2023, and 2022 crop 
years.
    (2) If FCIC determines a request is outside the scope of crop years 
authorized in paragraph (a)(1) of this section, you will be notified 
within 30 days of the date of receipt by FCIC.
    (3) If the statutory, regulatory, or other policy provisions or 
procedures have changed for the time period you seek an interpretation 
you must submit a separate request for each policy provision or 
procedure by year. For example, if you seek an interpretation of 
section 6(b) of the Small Grains Crop Provisions for the 2022 through 
2025 crop years but the policy provisions were revised starting with 
the 2024 crop year, you must submit two requests, one for the 2022 and 
2023 crop years and another for the 2024 and 2025 crop years.
    (b) * * *
    (1) * * *
    (i) The parties are required to seek an interpretation of the 
disputed provision from FCIC in accordance with this subpart. (This may 
require that the parties seek a stay of the proceedings until an 
interpretation is provided, if such proceedings have been initiated.); 
and
* * * * *
    (c) With respect to the authority of an arbitrator selected to 
resolve a dispute under any FCIC reinsured policy that involves a 
disputed policy provision or FCIC procedure:
    (i) The arbitrator does not have the authority to interpret policy 
provisions or FCIC procedure; and
    (ii) The arbitrator exceeds their authority if they interpret 
policy provisions or FCIC procedure or if the arbitrator disregards or 
fails to comply with a final agency determination or an FCIC 
interpretation issued in accordance with this subpart.
    (d) The FAA governs any judicial review of an arbitration award 
involving a policy issued under the authority of the Act.
* * * * *

0
5. Amend Sec.  400.767 as follows:
0
a. Revise paragraph (a)(1);
0
b. In paragraph (a)(3), remove the words ``a FCIC'' and add ``an FCIC'' 
in their place;
0
c. In paragraph (a)(4), remove the words ``interpretation (You'' and 
add ``interpretation. (You'' in their place, and remove the words ``are 
required);'' and add ``are required.);'' in their place;
0
g. In paragraph (b)(1), remove the text ``(e.g.,'' and add ``(for 
example,'' in its place;
0
h. Remove paragraph (b)(3)(ii);
0
i. Redesignate paragraph (b)(3)(iii) as paragraph (b)(3)(ii);
0
j. Revise newly redesignated paragraph (b)(3)(ii);
0
k. In paragraph (b)(4), remove the text ``; and'' and add a period in 
its place; and
0
l. Remove paragraph (b)(5).
    The revisions read as follows:


Sec.  400.767  Requestor obligations.

    (a) * * *
    (1) Be submitted to the Deputy Administrator using the guidelines 
provided on RMA's website at www.rma.usda.gov through one of the 
following methods:
    (i) In writing by certified mail or overnight delivery, to the 
Deputy Administrator, Risk Management Agency, United States Department 
of Agriculture, P.O. Box 419205, Kansas City, MO 64141-6205; or
    (ii) By electronic mail at [email protected];
* * * * *
    (b) * * *
    (3) * * *
* * * * *
    (ii) Notwithstanding paragraph (b) of this section, if during the 
mediation, arbitration, or litigation, an issue arises that requires a 
final agency determination or FCIC interpretation, the mediator, 
arbitrator, judge, or magistrate must promptly request a final agency 
determination or FCIC interpretation in accordance with Sec.  
400.767(a).
* * * * *

0
6. Amend Sec.  400.768 as follows:
0
a. In paragraph (c), remove the word ``sixty'' and add ``60'' in its 
place;
0
b. In paragraph (d), remove the words ``a FCIC'' and add ``an FCIC'' in 
their place;
0
c. In paragraphs (e) and (f), remove the words ``a FCIC'' wherever they 
appear and add ``FCIC'' in their place; and
0
d. Revise paragraph (i).
    The revision reads as follows:


Sec.  400.768  FCIC obligations.

* * * * *
    (i) When issuing a final agency determination or FCIC 
interpretation, FCIC will not evaluate the insured, insurance provider, 
agent, or loss adjuster as it relates to their performance in following 
FCIC policy provisions or procedures. Interpretations will not include 
any analysis of whether the insured, insurance provider, agent, or loss 
adjuster complied with the policy provision or procedure in question.

PART 407--AREA RISK PROTECTION INSURANCE REGULATIONS

0
7. The authority citation for part 407 continues to read as follows:

    Authority: 7 U.S.C. 1506(l) and 1506(o).


0
8. Amend Sec.  407.2 as follows:
0
a. In paragraph (a) remove the words ``Federal Crop Insurance Act (7 
U.S.C. 1501-1524) (Act)'' and add ``Federal Crop Insurance Act (7 
U.S.C. 1501-1524), as amended (Act)'' in their place;
0
b. In paragraph (b), remove the words ``the FCIC'' and add ``FCIC'' in 
their place;
0
c. Remove paragraph (d); and
0
d. Redesignate paragraphs (e) through (g) as paragraphs (d) through 
(f).

0
9. In Sec.  407.8, revise paragraph (b).
    The revision reads as follows:


Sec.  407.8  The application and policy.

* * * * *
    (b) FCIC or the insurance provider may reject, no longer accept 
applications, or cancel existing insurance contracts upon FCIC's 
determination that the insurance risk is excessive. Such determination 
must be made not later than 15 days before the cancellation date for 
the crop and may be made on an area, county, State, or crop basis.
* * * * *

0
10. Amend Sec.  407.9 as follows:
0
a. Remove the text ``e.g.'' wherever it appears and add ``for example'' 
in its place;
0
b. In the second paragraph of the ``Reinsured Policies'' section that 
precedes Terms and Conditions:
0
1. Remove the words ``the Risk Management Agency (RMA's)'' and add 
``RMA's'' in their place; and
0
2. Remove the words ``No state'' and add ``No State'' in their place;
0
c. In section 1:

[[Page 54532]]

0
1. Revise the definition ``Beginning farmer or rancher'';
0
2. Add a definition of ``Cancellation'' in alphabetical order;
0
3. In the definition of ``Cancellation date'', remove the words ``or 
terminated'' and add ``or terminated or voided'' in their place;
0
4. In the definition of ``Cooperative Extension System'', remove the 
words ``state office located at each state's land-grant university,'' 
and add ``State office located at each State's land-grant university,'' 
in their place;
0
5. In the definition of ``County'', remove the word ``state'' and add 
``State'' in its place;
0
6. Add a definition of ``FAA'' in alphabetical order;
0
7. In the definition of ``Perennial crop'', remove the word ``one'' and 
add ``1'' in its place;
0
8. In the definition of ``Person'', remove the words ``agency thereof'' 
and add ``government agency'' in their place;
0
9. In the definition of ``Prohibited substance'', remove the words 
``organic, transitional or'' and add ``organic, transitional, or'' in 
their place;
0
10. In the definition of ``State'', remove the words ``state shown'' 
and add ``State shown'' in their place;
0
11. In the definition of ``Substantial beneficial interest'', remove 
the words ``state dissolution'' and add ``State dissolution'' in their 
place; and
0
12. Add the definition of ``Termination'' in alphabetical order;
0
d. In section 2:
0
1. In paragraph (d)(3), remove the words ``in excess of'' and add 
``exceeding'' in their place;
0
2. In paragraph (k)(2)(i)(A), remove the words ``billing date for the 
crop year'' and add ``billing date for the crop year.'' in their place;
0
3. In paragraph (k)(2)(i)(B), remove the words ``delinquent debt'' and 
add ``delinquent debt.'' in their place;
0
4. Revise paragraph (k)(2)(i)(D);
0
5. In paragraph (l)(3)(ii), remove the words ``or on after'' and add 
``or on or after'' in their place; and
0
6. Revise paragraph (p)(2);
0
e. In section 5, in paragraph (c) introductory text, remove the word 
``states'' and add ``States'' in its place;
0
f. In section 7, revise paragraph (h);
0
g. In section 12, revise paragraph (d);
0
h. In section 13:
0
1. In paragraph (c)(4), remove the words ``two of the last four'' 
wherever they appear and add ``2 of the last 4'' in their place;
0
2. In paragraph (d) introductory text, remove the word ``four-year'' 
and add ``4-year'' in its place;
0
3. In paragraphs (d)(1) and (d)(2), remove the words ``two of the last 
four'' wherever they appear and add ``2 of the last 4'' in their place;
0
4. In paragraph (d)(3)(i), remove the words ``2019 and 50 of those 
acres were double cropped with soybeans; and 100 acres of wheat planted 
in 2020'' and add ``2024 and 50 of those acres were double cropped with 
soybeans; and 100 acres of wheat planted in 2025'' in their place;
0
5. In paragraph (d)(3)(ii), remove the words ``2019 and 70 divided by 
100 equals 70 percent of the first insured crop acres that were double 
cropped in 2020'' and add ``2024 and 70 divided by 100 equals 70 
percent of the first insured crop acres that were double cropped in 
2025'' in their place;
0
6. In paragraph (d)(3)(iv), remove the year ``2021'' and add ``2026'' 
in its place; and
0
7. In paragraph (e), remove the words ``in excess of'' and add 
``exceeding'' in their place;
0
i. In section 21, in paragraphs (b) and (c), remove the word ``three'' 
wherever it appears and add ``3'' in its place;
0
j. In section 23 [FCIC Policies], in paragraph (d)(1), remove the word 
``one'' and add ``1'' in its place;
0
k. In section 23 [Reinsured Policies]:
0
1. In paragraphs (b)(2)(ii)(C) and (c), remove the word ``one'' 
wherever it appears and add ``1'' in its place;
0
2. Revise paragraph (d)(3)(ii) and (d)(4)(ii);
0
3. In paragraph (d)(5)(ii), remove the words ``judicial review'' and 
add ``a judicial review as described in section 23(g)'' in their place;
0
4. In paragraph (d)(5)(iii), remove the words ``judicial review is 
sought, suit must be filed not later than one year'' and add ``a 
judicial review as described in section 23(g) is sought, suit must be 
filed not later than 1 year'' in their place;
0
5. Revise paragraph (d)(6);
0
6. In paragraph (e), remove the word ``state'' and add ``State'' in its 
place; and
0
7. In paragraph (g), remove the text ``SW.'' and add ``SW'' in its 
place;
0
l. In section 24, in paragraph (b), remove the text ``(41 U.S.C. 
7611)'' and add ``(41 U.S.C. 7109)'' in its place;
0
m. In section 30, revise Step 9: Calculate the Payment Factor of the 
Area Revenue Protection example; and
0
n. In section 31, remove the period at the end of the section heading;
    The revisions and additions read as follows:


Sec.  407.9   Area risk protection insurance policy.

* * * * *
1. Definitions
* * * * *
    Beginning farmer or rancher. An individual who has not actively 
operated and managed a farm or ranch in any State, with an insurable 
interest in a crop or livestock as an owner-operator, landlord, tenant, 
or sharecropper for more than 10 crop years. An individual's insurable 
interest in any crop year may be excluded at the request of the 
individual if the interest was held by the individual while: (1) under 
the age of 18; (2) in full-time military service of the United States; 
or (3) in post-secondary education. A person other than an individual 
may be eligible for beginning farmer or rancher benefits if there is at 
least one individual substantial beneficial interest holder and all 
individual substantial beneficial interest holders qualify as a 
beginning farmer or rancher.
* * * * *
    Cancellation. When the policy is no longer in effect as of the 
cancellation date.
* * * * *
    FAA. The Federal Arbitration Act found at 9 U.S.C. 1 et seq.
* * * * *
    Termination. When the policy is no longer in effect as of the date 
specified in the policy.
* * * * *
2. Life of Policy, Cancellation, and Termination
* * * * *
    (k) * * *
    (2) * * *
    (i) * * *
    (D) For execution of a written payment agreement and failure to 
make any scheduled payment, the termination date for the crop year 
prior to the crop year in which you failed to make the scheduled 
payment (for this purpose only, the crop year will start the day after 
the termination date and end on the next termination date, for example, 
if the termination date is November 30 and you fail to make a payment 
on November 15, 2025, your policy will terminate on November 30, 2024, 
for the 2025 crop year).
* * * * *
    (p) * * *
    (2) Since applications for crop insurance cannot be accepted after 
the sales closing date, if you make any payment, or you otherwise 
become eligible, after the sales closing date, you cannot apply for 
insurance until the next crop year. For example, for the 2025 crop 
year, if crop A, with a termination date of October 31, 2024, and crop 
B, with a termination date of March 15, 2025, are insured and you do 
not pay the premium for crop A by the termination date, you are 
ineligible for crop insurance as of October 31, 2024,

[[Page 54533]]

and crop A's policy is terminated as of that date. Crop B's policy does 
not terminate until March 15, 2025, and an indemnity for the 2024 crop 
year may still be owed. You will not be eligible to apply for crop 
insurance for any crop until after the amounts owed are paid in full or 
you have your debts discharged in bankruptcy.
* * * * *
7. Annual Premium and Administrative Fees
* * * * *
    (h) Additional premium subsidy--If you qualify as a beginning 
farmer or rancher, or veteran farmer or rancher, the premium subsidy 
that you would otherwise receive will be increased, unless otherwise 
specified in the Special Provisions. If you qualify as:
    (1) A beginning farmer or rancher, your premium subsidy will be 
increased by:
    (i) 15 percentage points for the first through second crop years;
    (ii) 13 percentage points for the third crop year;
    (iii) 11 percentage points for the fourth crop year; and
    (iv) 10 percentage points for the fifth through tenth crop years;
    (2) A veteran farmer or rancher, your premium subsidy will be 
increased by 10 percentage points; or
    (3) Both a beginning farmer or rancher and a veteran farmer or 
rancher, your premium subsidy will equal that of the beginning farmer 
or rancher, which is equivalent or higher.
* * * * *
12. Triggers, Final Policy Protection, Payment Factor, and Indemnity 
Calculations
* * * * *
    (d) If the harvest price cannot be calculated for the current crop 
year under the provisions contained in the CEPP:
    (1) Notice will be provided on RMA's website;
    (2) The harvest price will equal the projected price; and
    (3) Your premium will be recalculated as though you had elected 
Area Yield Protection. Any premium previously paid exceeding the new 
amount will be returned to you.
* * * * *
    [Reinsured policies]
23. Mediation, Arbitration, Appeal, Reconsideration, and Administrative 
and Judicial Review
* * * * *
    (d) * * *
    (3) * * *
    (ii) An arbitrator does not have the authority to:
    (A) Interpret the policy or FCIC procedure; or
    (B) Disregard or fail to comply with a final agency determination 
or FCIC interpretation issued in accordance with 7 CFR part 400, 
subpart X. An arbitration award that is inconsistent with section 23 
may be appealed in accordance with the FAA.
* * * * *
    (4) * * *
    (ii) The arbitrator does not have the power to issue an award that 
does not conform to section 23. Failure of the arbitrator to provide 
such written statement may be appealed in accordance with the FAA.
* * * * *
    (6) The FAA governs arbitrations initiated under section 
23(d)(5)(i) and any decision rendered in arbitration is binding on you 
and us unless vacated, modified, or corrected, in accordance with the 
FAA.
* * * * *
30. Examples
* * * * *
    Area Revenue Protection example:
* * * * *
Step 9: Calculate the Payment Factor
Formula: (Trigger revenue minus final county revenue) divided by 
(trigger revenue minus (expected county yield times the greater of 
projected or harvest price times loss limit factor)) equals payment 
factor

($484.65-$342.75) / ($484.65-(141.4 x $4.57 x .18)) = .385 payment 
factor
* * * * *

PART 457--COMMON CROP INSURANCE REGULATIONS

0
11. The authority citation for part 457 continues to read as follows:

    Authority:  7 U.S.C. 1506(l) and 1506(o).


0
12. Amend Sec.  457.2 as follows:
0
a. Revise paragraphs (a) and (b);
0
b. Remove paragraph (d);
0
c. Redesignate paragraphs (e) through (g) as paragraphs (d) through 
(f); and
0
d. Revise newly redesignated paragraph (e).
    The revisions read as follows:


Sec.  457.2  Availability of Federal crop insurance.

    (a) Insurance shall be offered under the provisions of this section 
on the insured crop in counties within the limits prescribed by and in 
accordance with the provisions of the Federal Crop Insurance Act (7 
U.S.C. 1501-1524), as amended (Act). The crops and counties shall be 
designated by the Manager of the Federal Crop Insurance Corporation 
(FCIC) from those approved by the Board of Directors of FCIC.
    (b) The insurance is offered through companies reinsured by FCIC 
that offer contracts containing the same terms and conditions as the 
contract set out in this part. These contracts are clearly identified 
as being reinsured by FCIC. FCIC may offer the contract for the 
catastrophic level of coverage contained in this part and part 402 of 
this chapter directly to the insured through local offices of the 
Department of Agriculture only if the Secretary determines that the 
availability of local agents is not adequate. Those contracts are 
specifically identified as being offered by FCIC.
* * * * *
    (e) An insured whose contract with FCIC or with a company reinsured 
by FCIC under the Act has been terminated because of violation of the 
terms of the contract is not eligible to obtain multiple peril crop 
insurance under the Act with FCIC or with a company reinsured by FCIC 
unless the insured can show that the default in the prior contract was 
cured prior to the sales closing date of the contract applied for or 
unless the insured can show that the termination was improper and 
should not result in subsequent ineligibility.
* * * * *

0
13. Amend Sec.  457.7, by removing the words ``the Corporation'' 
wherever they appear and adding ``FCIC'' in their place.

0
14. Amend Sec.  457.8 as follows:
0
a. Remove the text ``e.g.'' wherever it appears and add ``for example'' 
in its place;
0
b. In paragraph (a), remove the words ``the Corporation'' wherever they 
appear and add ``FCIC'' in their place;
0
c. Under the heading ``FCIC Policies'', in the second paragraph, remove 
the words ``refer to the Federal Crop Insurance Corporation'' and add 
``refer to FCIC'' in their place;
0
d. Under the heading ``Reinsured Policies'', in the first paragraph, 
remove the words ``No state'' and add ``No State'' in their place;
0
e. In section 1:
0
1. In the definition of ``APH base period'', remove the words ``four, 
up to a maximum of ten,'' and add ``4, up to a maximum of 10,'' in 
their place;
0
2. Revise the definitions of ``Application'' and ``Beginning farmer or 
rancher'';
0
3. Add a definition of ``Cancellation'' in alphabetical order;
0
4. In the definition of ``Cancellation date'', remove the words ``or

[[Page 54534]]

terminated'' and add ``or terminated or voided'' in their place;
0
5. In the definition of ``Continuous production reports'', remove the 
word ``herein'' and add ``in this definition'' in its place;
0
6. In the definition of ``County'', remove the word ``state'' and add 
``State'' in its place;
0
7. Add a definition of ``FAA'' in alphabetical order;
0
8. In the definition of ``New producer'', remove the word ``two'' and 
add ``2'' in its place;
0
9. In the definition of ``Perennial crop'', remove the word ``one'' and 
add ``1'' in its place;
0
10. In the definition of ``Person'', remove the words ``agency 
thereof'' and add ``government agency'' in their place;
0
11. In the definition of ``Prohibited substance'', remove the words 
``organic, transitional or'' and add ``organic, transitional, or'' in 
their place;
0
12. In the definition of ``Replanted crop'', in paragraph (1)(i), 
remove the words ``by the policy and'' and add ``by the policy, and'' 
in their place;
0
13. In the definition of ``Representative sample'', remove the words 
``instances we'' and add ``instances, we'' in their place;
0
14. In the definition of ``State'', remove the words ``state shown'' 
and add ``State shown'' in their place; and
0
15. Add a definition of ``Termination'' in alphabetical order;
0
f. In section 2:
0
1. In paragraph (b)(7)(iii), remove the words ``in excess of'' and add 
``exceeding'' in their place;
0
2. In paragraph (b)(10) introductory text, remove the words ``a SSN or 
EIN'' and add ``an SSN or EIN'' in their place;
0
3. In paragraph (f)(1)(ii), remove the words ``sections 2(f)(2)(i)(A), 
(B) or (D)'' and add ``sections 2(f)(2)(i)(A), (B), or (D)'' in their 
place;
0
4. In paragraph (f)(2)(i)(A), remove the words ``billing date for the 
crop year'' and add ``billing date for the crop year.'' in their place;
0
5. In paragraph (f)(2)(i)(B), remove the words ``delinquent debt'' and 
add ``delinquent debt.'' in their place;
0
6. Revise paragraph (f)(2)(i)(D);
0
7. Revise paragraph (f)(4) and (5); and
0
8. In paragraph (g)(3)(i), remove the words ``cancellation date and'' 
and add ``cancellation date, and'' in their place;
0
g. In section 3:
0
1. Revise paragraph (c)(5)(ii);
0
2. Revise paragraph (f)(1)(ii);
0
3. In paragraph (h)(2)(ii), remove the word ``two'' and add ``2'' in 
its place;
0
4. In paragraph (h)(3)(ii), remove the word ``herein'' and add ``in 
section 3(h)(3)(i)'' in its place; and
0
5. In paragraph (i) introductory text, remove the words ``applicable) 
to'' and add ``applicable to'' in their place;
0
h. In section 4, revise paragraph (b);
0
i. In section 5:
0
1. In paragraph (b)(5) introductory text, remove the word ``four'' and 
add ``4'' in its place;
0
2. In paragraph (b)(5)(i)(A), remove the word ``three'' and add ``3'' 
in its place;
0
3. In paragraph (b)(5)(i)(B), remove the word ``two'' and add ``2'' in 
its place;
0
4. In paragraph (b)(5)(i)(C), remove the word ``one'' and add ``1'' in 
its place; and
0
5. In paragraph (c)(3), remove the word ``four'' and add ``4'' in its 
place;
0
j. In section 6:
0
1. In paragraph (d)(1), remove the words ``without our consent 
(Consent'' and add ``without our consent. (Consent'' in their place and 
remove the words ``by the policy)'' and add ``by the policy.)'' in 
their place; and
0
2. In paragraph (h), remove the words ``prevented planting payment or 
replanting payment'' and add ``prevented planting payment, or 
replanting payment'' in their place;
0
k. In section 7:
0
1. In paragraph (e)(1), remove the words ``in excess of'' and add 
``exceeding'' in their place;
0
2. In paragraph (e)(4)(iii), remove the word ``one'' and add ``1'' in 
its place; and
0
3. Revise paragraph (g);
0
l. In section 8, in paragraph (b)(2), remove the words ``premium rate, 
etc.)'' and add ``premium rate, etc.)'' in their place;
0
m. In section 9, in paragraph (c) introductory text, remove the word 
``states'' and add ``States'' in its place;
0
n. In section 10, in paragraph (a)(2)(ii) introductory text, remove the 
words ``power of attorney, etc.)'' and add ``power of attorney, etc.)'' 
in their place;
0
o. In section 12:
0
1. In paragraph (a), remove the words ``fire, terrorism, etc.)'' and 
add ``fire, terrorism, etc.)'' in their place; and
0
2. In paragraph (c), remove the words ``designed limits (For'' and add 
``designed limits. (For'' in their place;
0
p. In section 14:
0
1. In paragraph (e)(3)(i), remove the words ``in the unit (When'' and 
add ``in the unit. (When'' in their place; and
0
2. In paragraph (i), remove the words ``the Federal Crop Insurance 
Corporation'' and add ``FCIC'' in their place;
0
q. In section 15:
0
1. In paragraphs (h)(5)(ii), (i)(1), and (i)(2) remove the words ``two 
of the last four'' wherever they appear and add ``2 of the last 4'' in 
their place;
0
2. In paragraph (i)(3)(i), remove the words ``2019 and 50 of those 
acres were double cropped with soybeans; and 100 acres of wheat planted 
in 2020'' and add ``2024 and 50 of those acres were double cropped with 
soybeans; and 100 acres of wheat planted in 2025'' in their place;
0
3. In paragraph (i)(3)(ii), remove the words ``2019 and 70 divided by 
100 equals 70 percent of the first insured crop acres that were double 
cropped in 2020'' and add ``2024 and 70 divided by 100 equals 70 
percent of the first insured crop acres that were double cropped in 
2025'' in their place;
0
4. In paragraph (i)(3)(iv), remove the year ``2021'' and add ``2026'' 
in its place; and
0
5. In paragraph (j), remove the words ``in excess of'' and add 
``exceeding'' in their place;
0
r. In section 17:
0
1. In paragraph (d)(1)(ii)(A)(2), remove the words ``Service or'' and 
add ``Service, or'' in their place;
0
2. In paragraph (e)(1)(i) introductory text, remove the words ``one or 
more of the four'' and add ``1 or more of the 4'' in their place;
0
3. In paragraph (e)(1)(i)(A), remove the words ``one of the four'' and 
add ``1 of the 4'' in their place;
0
4. In paragraph (e)(1)(i)(C), remove the words ``sections 
17(e)(1)(i)(B)(1), (2) and (3)'' and add ``sections 17(e)(1)(i)(B)(1), 
(2), and (3)'' in their place;
0
5. In paragraph (e)(1)(ii) introductory text and (e)(1)(iii)(A)(2), 
remove the word ``four'' wherever it appears and add ``4'' in its 
place;
0
6. In paragraph (f)(1)(i), remove the words ``one of the four'' and add 
``1 of the 4'' in their place;
0
7. In paragraph (f)(4)(ii) introductory text, remove the word ``four'' 
and add ``4'' in its place;
0
8. In paragraph (f)(8)(i)(E)(1), add the word ``and'' at the end;
0
9. Remove paragraph (f)(8)(i)(E)(2);
0
10. Redesignate paragraph (f)(8)(i)(E)(3) as paragraph (f)(8)(i)(E)(2);
0
11. Remove paragraph (f)(8)(ii);
0
12. Redesignate paragraph (f)(8)(iii) as (f)(8)(ii);
0
13. Revise newly redesignated paragraph (f)(8)(ii); and
0
14. In paragraph (f)(11) introductory text and (f)(11)(i), remove the 
words ``one of the four'' wherever they appear and add ``1 of the 4'' 
in their place;
0
s. In section 18:
0
1. In paragraph (d)(4), remove the words ``insurance provider (No'' and 
add ``insurance provider. (No'' in their place and remove the words 
``this section)'' and add ``this section.)'' in their place;
0
2. Revise paragraph (e)(2)(ii);
0
3. In paragraph (f)(2)(i) introductory text and paragraph (f)(2)(i)(B), 
remove

[[Page 54535]]

the word ``three'' wherever it appears and add ``3'' in its place;
0
4. In paragraph (f)(2)(i)(B)(3), remove the word ``ten'' and add ``10'' 
in its place;
0
5. In paragraph (f)(2)(ii) introductory text and paragraph 
(f)(2)(ii)(B), remove the word ``three'' wherever it appears and add 
``3'' in its place;
0
6. In paragraph (f)(2)(ii)(B)(3), remove the word ``ten'' and add 
``10'' in its place;
0
7. Revise paragraph (f)(2)(ii)(C); and
0
8. In paragraph (k)(2), remove the text ``i.e.'' and add ``i.e.'' in 
its place;
0
t. In section 20 [For FCIC Policies], in paragraphs (d) and (e)(1), 
remove the word ``one'' wherever it appears and add ``1'' in its place;
0
u. In section 20 [For Reinsured Policies]:
0
1. Revise paragraph (a)(1)(ii);
0
2. Revise paragraph (a)(2);
0
3. In paragraph (b)(2), remove the words ``judicial review'' and add 
``a judicial review as described in section 20(i)'' in their place;
0
4. In paragraph (b)(3), remove the words ``judicial review is sought, 
suit must be filed not later than one year'' and add ``a judicial 
review as described in section 20(i) is sought, suit must be filed not 
later than 1 year'' in their place;
0
5. Revise paragraph (c);
0
6. In paragraphs (d)(2)(ii)(C) and (e)(1), remove the word ``one'' 
wherever it appears and add ``1'' in its place;
0
7. In paragraph (f), remove the word ``state'' and add ``State'' in its 
place; and
0
8. In paragraph (i), remove the words ``USDA/RMA/Deputy Administrator 
of Compliance/Stop 0806, 1400 Independence Avenue SW, Washington, DC 
20250-0806'' and add ``USDA/RMA/Deputy Administrator for Compliance/
Stop 0806, 1400 Independence Avenue SW, Washington, DC 20250-0806'' in 
their place;
0
v. In section 21:
0
1. In paragraph (b)(1), remove the word ``three'' and add ``3'' in its 
place;
0
2. Revise paragraph (b)(2); and
0
3. In paragraph (c), remove the word ``three'' and add ``3'' in its 
place;
0
w. In section 26, remove the text ``(41 U.S.C. 7611)'' and add ``(41 
U.S.C. 7109)'' in its place;
0
x. In section 34:
0
1. In paragraph (a)(1)(iii), remove the word ``herein;'' and add ``in 
section 34(a).'' in its place;
0
2. Revise paragraphs (a)(2)(i)(A) through (G);
0
3. In paragraph (a)(2)(ii), remove the words ``if sections are the 
basis for optional units'' and add ``if optional units are available by 
sections'' in their place;
0
4. Revise paragraph (a)(3) introductory text; and
0
5. In paragraph (b)(2), add a period following the words ``report for 
that crop year'';
0
y. In section 36, revise paragraphs (a)(1)(i) and (ii); and
0
z. In section 37, in paragraph (g), remove the words ``in excess of'' 
and add ``exceeding'' in their place.
    The revisions and additions read as follows:


Sec.  457.8  The application and policy.

* * * * *

Common Crop Insurance Policy

* * * * *
1. Definitions
* * * * *
    Application. The form required to be completed by you and accepted 
by us before insurance coverage commences. This form must be completed 
and filed in your agent's office not later than the sales closing date 
of the initial insurance year for each crop for which insurance 
coverage is requested.
* * * * *
    Beginning farmer or rancher. An individual who has not actively 
operated and managed a farm or ranch in any State, with an insurable 
interest in a crop or livestock as an owner-operator, landlord, tenant, 
or sharecropper for more than 10 crop years. An individual's insurable 
interest in any crop year may be excluded at the request of the 
individual if the interest was held by the individual while: (1) under 
the age of 18; (2) in full-time military service of the United States; 
or (3) in post-secondary education. A person other than an individual 
may be eligible for beginning farmer or rancher benefits if there is at 
least one individual substantial beneficial interest holder and all 
individual substantial beneficial interest holders qualify as a 
beginning farmer or rancher.
* * * * *
    Cancellation. When the policy is no longer in effect as of the 
cancellation date.
* * * * *
    FAA. The Federal Arbitration Act found at 9 U.S.C. 1 et seq.
* * * * *
    Termination. When the policy is no longer in effect as of the date 
specified in the policy.
* * * * *
2. Life of Policy, Cancellation, and Termination
* * * * *
    (f) * * *
    (2) * * *
    (i) * * *
    (D) For execution of a written payment agreement and failure to 
make any scheduled payment, the termination date for the crop year 
prior to the crop year in which you failed to make the scheduled 
payment (for this purpose only, the crop year will start the day after 
the termination date and end on the next termination date, for example, 
if the termination date is November 30 and you fail to make a payment 
on November 15, 2025, your policy will terminate on November 30, 2024, 
for the 2025 crop year).
* * * * *
    (4) If cancellation, voidance, or termination of insurance coverage 
occurs for any reason, including but not limited to indebtedness, 
suspension, debarment, disqualification, cancellation by you or us, or 
violation of the controlled substance provisions of the Food Security 
Act of 1985, a new application must be filed for the crop.
    (i) Insurance coverage will not be provided if you are ineligible 
under the contract or under any Federal statute or regulation.
    (ii) After you become eligible for crop insurance, if you want to 
obtain coverage for your crops, you must submit a new application on or 
before the sales closing date for the crop (since applications for crop 
insurance cannot be accepted after the sales closing date, if you make 
any payment after the sales closing date, you cannot apply for 
insurance until the next crop year).
    (5) For example, for the 2025 crop year, if crop A, with a 
termination date of October 31, 2024, and crop B, with a termination 
date of March 15, 2025, are insured and you do not pay the premium for 
crop A by the termination date, you are ineligible for crop insurance 
as of October 31, 2024, and crop A's policy is terminated as of that 
date. Crop B's policy does not terminate until March 15, 2025, and an 
indemnity for the 2024 crop year may still be owed. If you enter into a 
written payment agreement on September 25, 2025, the earliest date by 
which you can obtain crop insurance for crop A is to apply for crop 
insurance by the October 31, 2025, sales closing date and for crop B is 
to apply for crop insurance by the March 15, 2026, sales closing date. 
If you fail to make a payment that was scheduled to be made on April 1, 
2026, your policy will terminate as of October 31, 2025, for crop A, 
and March 15, 2026, for crop B, and no indemnity, prevented planting 
payment, or replanting payment will be due for that crop year for 
either crop. You will not

[[Page 54536]]

be eligible to apply for crop insurance for any crop until after the 
amounts owed are paid in full or you have your debts discharged in 
bankruptcy.
* * * * *
3. Insurance Guarantees, Coverage Levels, and Prices
* * * * *
    (c) * * *
    (5) * * *
    (ii) For the harvest price:
    (A) Notice will be provided on RMA's website;
    (B) The harvest price will equal the projected price; and
    (C) Your premium will be recalculated as though you had elected 
yield protection. Any premium previously paid exceeding the new amount 
will be returned to you.
* * * * *
    (f) * * *
    (1) * * *
    (ii) If you are an insured who transferred your policy to us for 
the current crop year, you may, without penalty, report your completed 
and signed production report for the prior crop year to us on or before 
the production reporting date instead of providing a completed and 
signed production report to your previous insurance provider by the 
insured's production reporting date.
* * * * *
4. Contract Changes
* * * * *
    (b) Any changes in policy provisions, amounts of insurance, premium 
rates, program dates, price elections or the Commodity Exchange Price 
Provisions, if applicable, can be viewed on RMA's website not later 
than the contract change date contained in the Crop Provisions except:
    (1) As specified in section 3; or
    (2) To correct clear errors (for example, the price for oats was 
announced at $25.00 per bushel instead of $2.50 per bushel or the final 
planting date should be May 10 but the final planting date in the 
Special Provisions states August 10).
* * * * *
7. Annual Premium and Administrative Fees
* * * * *
    (g) Additional premium subsidy--If you qualify as a beginning 
farmer or rancher, or veteran farmer or rancher, the premium subsidy 
that you would otherwise receive will be increased, unless otherwise 
specified in the Special Provisions. If you qualify as:
    (1) A beginning farmer or rancher, your premium subsidy will be 
increased by:
    (i) 15 percentage points for the first through second crop years;
    (ii) 13 percentage points for the third crop year;
    (iii) 11 percentage points for the fourth crop year; and
    (iv) 10 percentage points for the fifth through tenth crop years;
    (2) A veteran farmer or rancher, your premium subsidy will be 
increased by 10 percentage points; or
    (3) Both a beginning farmer or rancher and a veteran farmer or 
rancher, your premium subsidy will equal that of the beginning farmer 
or rancher, which is equivalent or higher.
* * * * *
17. Prevented Planting
* * * * *
    (f) * * *
    (8) * * *
    (ii) Once any acreage does not satisfy the requirements in section 
17(f)(8)(i)(E), such acreage will be considered physically unavailable 
for planting until the acreage has been planted to a crop in accordance 
with 17(f)(8)(i)(E) for 2 consecutive crop years.
* * * * *
    18. Written Agreements
* * * * *
    (e) * * *
    (2) * * *
    (ii) On or before the cancellation date to insure a crop in a 
county that does not have actuarial documents for the crop (if the Crop 
Provisions or Special Provisions do not provide a cancellation date for 
the county, the cancellation date for the requested crop or other 
insurable crops with similar agronomic conditions that have similar 
final planting and harvesting dates will be applicable); or
* * * * *
    (f) * * *
    (2) * * *
    (ii) * * *
    (C) If you (or anyone with a substantial beneficial interest in 
you) have at least 1 year of production records, but less than 3 years 
of production records, for the crop in the county or area but have 
production records for a similar crop in the county or area such that 
the combination of both sets of records results in at least 3 years of 
production records, you must provide the information required in 
sections 18(f)(2)(i)(A) and (B) for the years you (or anyone with a 
substantial beneficial interest in you) planted the crop (or produced a 
crop if the crop is a perennial crop) in the county or area and the 
information required in sections 18(f)(2)(ii)(A) and (B) regarding the 
similar crop for the remaining years; and
* * * * *
    [For Reinsured Policies]
    20. Mediation, Arbitration, Appeal, Reconsideration, and 
Administrative and Judicial Review
    (a) * * *
    (1) * * *
    (ii) An arbitrator does not have the authority to:
    (A) Interpret the policy or FCIC procedures; or
    (B) Disregard or fail to comply with a final agency determination 
or FCIC interpretation issued in accordance with 7 CFR part 400, 
subpart X. An arbitration award that is inconsistent with section 20 
may be appealed in accordance with the FAA.
* * * * *
    (2) Unless the dispute is resolved through mediation, the 
arbitrator must provide to you and us a written statement describing 
the issues in dispute, the factual findings, the determinations and the 
amount and basis for any award and breakdown by claim for any award. 
The statement must also include any amounts awarded for interest. The 
arbitrator does not have the authority to issue an award that does not 
conform to section 20. Failure of the arbitrator to provide such 
written statement may be appealed in accordance with the FAA. All 
agreements reached through settlement, including those resulting from 
mediation, must be in writing and contain at a minimum a statement of 
the issues in dispute and the amount of the settlement.
* * * * *
    (c) The FAA governs arbitrations initiated under section 20(b)(1) 
and any decision rendered in arbitration is binding on you and us 
unless vacated, modified, or corrected in accordance with the FAA.
* * * * *
21. Access to Insured Crop and Records, and Record Retention
* * * * *
    (b) * * *
    (2) All records used to establish the amount of production you 
certified on your production reports used to compute your approved 
yield for 3 years after the calendar date for the end of the insurance 
period for the crop year for which you initially certified such 
records, unless such records have already been provided to us. (For 
example, if you are a new insured and

[[Page 54537]]

you certify 2017 through 2020 crop year production records in 2021 to 
determine your approved yield for the 2021 crop year, you must retain 
all records from the 2017 through 2020 crop years through the 2024 crop 
year. If you subsequently certify records of the 2021 crop year in 2022 
to determine your approved yield for the 2022 crop year, you must 
retain the 2021 crop year records through the 2025 crop year and so 
forth for each subsequent year of production records certified.); and
* * * * *
34. Units
    (a) * * *
    (2) * * *
    (i) * * *
    (A) Two or more sections, if optional units are available by 
sections where the insured acreage is located;
    (B) Two or more section equivalents, if optional units are 
available by section equivalents where the insured acreage is located 
or are applicable to the insured acreage;
    (C) Two or more FSA farm numbers, if optional units are available 
by FSA farm numbers where the insured acreage is located;
    (D) Any combination of two or more sections, section equivalents, 
or FSA farm numbers, if optional units are available by more than one 
of these where the acreage is located or are applicable to the insured 
acreage (for example, if a portion of your acreage is located where 
optional units are allowed by sections and another portion of your 
acreage is located where optional units are allowed by FSA farm 
numbers, you may qualify for an enterprise unit based on a combination 
of these two parcels);
    (E) One section, section equivalent, or FSA farm number that 
contains at least 660 planted acres of the insured crop. You may 
qualify under this paragraph based only on the type of parcel that is 
utilized to establish optional units where your insured acreage is 
located (for example, if optional units are available by two or more 
sections where the insured acreage is located, you may qualify for an 
enterprise unit if you have at least 660 planted acres of the insured 
crop in one section);
    (F) Two or more units established by written agreement; or
    (G) Two or more non-contiguous parcels of land, if optional units 
by non-contiguous parcels of land are allowed by the Crop Provisions or 
Special Provisions and optional units are available where the insured 
acreage is located;
* * * * *
    (3) Whole-Farm Unit--For a whole-farm unit:
* * * * *
36. Yield Options
* * * * *
    (a) * * *
    (1) * * *
    (i) Each election made in section 36(a)(1) must be made on or 
before the production reporting date for the insured crop and each such 
election will remain in effect for succeeding crop years unless 
canceled by the production reporting date for the succeeding crop year. 
If you cancel an election, the actual yield will be used in the APH 
database. For example, if you elected to substitute yields in your APH 
database for the 2024 and 2025 crop years, for any subsequent crop 
year, you can elect to cancel the substitution for either or both crop 
years.
    (ii) Each excluded actual yield will be replaced with a yield equal 
to 60 percent of the applicable transitional yield for the crop year in 
which the yield is being replaced, unless you qualify as a beginning 
farmer or rancher, or veteran farmer or rancher, in which case the 
excluded actual yield will be replaced with a yield equal to 80 percent 
of the applicable transitional yield for the crop year in which the 
yield is being replaced. (For example, if you elect to exclude a 2024 
crop year actual yield, the transitional yield in effect for the 2024 
crop year in the county will be used. If you also elect to exclude a 
2025 crop year actual yield, the transitional yield in effect for the 
2025 crop year in the county will be used.) The replacement yields will 
be used in the same manner as actual yields for the purpose of 
calculating the approved yield.
* * * * *

0
15. Amend Sec.  457.104 as follows:
0
a. Revise the introductory text and the undesignated text at the 
beginning of the ``Cotton Crop Provisions'';
0
b. In the definitions of ``Planted acreage'' and ``Production guarantee 
(per acre)'', remove the word ``contained'';
0
c. In section 2, revise the section heading;
0
d. Revise section 4;
0
e. In section 6, in the introductory text, remove the words ``the 
provisions of'';
0
f. In section 7, revise paragraph (b);
0
g. In section 8:
0
1. In the introductory text, remove the words ``the provisions of''; 
and
0
2. In paragraph (d), remove the word ``meaures'' and add ``measures'' 
in its place;
0
h. In section 10:
0
1. Revise paragraph (b)(6) and the example paragraphs between 
paragraphs (b)(6) and (c);
0
2. In paragraph (c)(1)(iii), remove the word ``subsection'' and add 
``section'' in its place;
0
3. In paragraph (c)(1)(iv)(A), remove the words ``to us (The'' and add 
``to us. (The'' in their place and remove the words ``to count)'' and 
add ``to count.)'' in their place; and
0
4. Revise paragraph (d); and
0
i. In section 11, in paragraph (a), remove the words ``the provisions 
of.''
    The revisions read as follows:


Sec.  457.104   Cotton crop insurance provisions.

    The Cotton Crop Insurance Provisions for the 2026 and succeeding 
crop years are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Cotton Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Cotton Crop Provisions and corresponding Commodity 
Exchange Price Provisions will be attached to and made part of the 
Common Crop Insurance Policy, Basic Provisions (Basic Provisions) 
subject to the terms and conditions in your policy.
* * * * *
2. Insurance Guarantees, Coverage Levels, and Prices
* * * * *
4. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions, the 
cancellation and termination dates are specified in the Special 
Provisions.
* * * * *
7. Insurance Period
* * * * *
    (b) In accordance with section 11 of the Basic Provisions, the 
calendar date for the end of the insurance period is specified in the 
Special Provisions.
* * * * *
10. Settlement of Claim
* * * * *
    (b) * * *
    (6) Multiplying the result of section 10(b)(5) by your share.
    Example for Section 10(b)
    You have 100 percent share in 50 acres of cotton in the unit with a 
production guarantee (per acre) of 525 pounds, your projected price is 
$.75 per pound, your harvest price is $.80 per

[[Page 54538]]

pound, and your production to count is 25,000 pounds.
    If you elected yield protection:
    (1) 50 acres x (525-pound production guarantee (per acre) x $.75 
per pound projected price) = $19,687.50 value of the production 
guarantee;
    (2) Not applicable;
    (3) 25,000-pound production to count x $.75 per pound projected 
price = $18,750.00 value of the production to count;
    (4) Not applicable;
    (5) $19,687.50-$18,750.00 = $937.50;
    (6) $937.50 x 1.000 share = $938.00 indemnity; or
    If you elected revenue protection:
    (1) 50 acres x (525-pound production guarantee (per acre) x $.80 
per pound harvest price) = $21,000.00 revenue protection guarantee;
    (2) Not applicable;
    (3) 25,000-pound production to count x $.80 per pound harvest price 
= $20,000.00 value of the production to count;
    (4) Not applicable;
    (5) $21,000.00-$20,000.00 = $1,000.00;
    (6) $1,000.00 x 1.000 share = $1,000.00 indemnity payment.
    End of example.
* * * * *
    (d) Mature white cotton may be adjusted for quality when production 
has been damaged by insured causes. Such production to count will be 
reduced if Price A is less than 90 percent of Price B.
    (1) Price B will be established by adding the current year's Farm 
Service Agency (FSA) premiums or discounts associated with the 
predominant cotton quality characteristics contained in the Special 
Provisions to the current year's FSA Upland Cotton National Average 
Loan Rate, or as specified in the Special Provisions.
    (2) Price A is defined as the loan value per pound for the bale 
determined in accordance with the FSA Schedule of Premiums and 
Discounts for the applicable crop year, or as specified in the Special 
Provisions.
    (3) If eligible for adjustment, the amount of production to count 
will be determined by multiplying the number of pounds of such 
production by the factor derived from dividing Price A by Price B.
* * * * *

0
16. Amend Sec.  457.109 as follows:
0
a. In the regulation heading, remove the words ``Beet Crop Insurance 
Provisions'' and add ``beet crop insurance provisions'' in their place;
0
b. Revise the introductory text and the undesignated text at the 
beginning of the ``Sugar Beet Crop Provisions'';
0
c. In section 1:
0
1. Remove the definition of ``Crop year'';
0
2. In the definition of ``Planted acreage'', remove the word 
``contained''; and
0
3. In the definition of ``Practical to replant'', remove the words ``in 
section 1 of the'' and add ``in the'' in their place;
0
d. In section 2, remove the word ``section 34'' and add ``section 
34(b)'' in its place;
0
e. In section 3:
0
1. In paragraph (b)(1) introductory text, remove the text ``(60%)''; 
and
0
2. In paragraph (b)(2), remove the text ``(100%)'';
0
f. In section 4, remove the words ``the provisions of'', and remove the 
word ``states'' and add ``States'' in its place;
0
g. In section 5, remove the words ``August 31 for California and March 
15 for all other states'' and add ``specified in the Special 
Provisions'' in their place;
0
h. In section 8, in paragraphs (b)(1) and (b)(4), remove the words ``of 
these Crop Provisions'' wherever they appear;
0
i. In section 9, in the introductory text, remove the words ``the 
provisions of'';
0
j. In section 11, in the introductory text, remove the words ``the 
provisions of'';
0
k. In section 12:
0
1. Revise the section heading; and
0
2. In paragraph (a), remove the text ``(90%)'';
0
l. In section 14:
0
1. In paragraph (b)(1), remove the words ``production guarantee'' and 
add ``production guarantee (per acre)'' in their place;
0
2. Revise paragraph (c)(1)(iv); and
0
3. In paragraph (c)(1)(v)(A), remove the words ``to us (The'' and add 
``to us. (The'' in their place, and remove the words ``to count)'' and 
add ``to count.)'' in their place;
0
m. In section 18, in paragraphs (b)(5)(i), (ii), and (iii), remove the 
word ``unit'' wherever it appears and add ``applicable APH database'' 
in its place.
    The revisions read as follows:


Sec.  457.109  Sugar beet crop insurance provisions.

    The Sugar Beet Crop Insurance Provisions effective for the 2026 and 
succeeding crop years in States with a November 30 contract change date 
and for the 2027 and succeeding crop years in all other States, are as 
follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Sugar Beet Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Sugar Beet Crop Provisions will be attached to and made 
part of the Common Crop Insurance Policy, Basic Provisions subject to 
the terms and conditions in your policy.
* * * * *
12. Replanting Payment
* * * * *
14. Settlement of Claim
* * * * *
    (c) * * *
    (1) * * *
    (iv) Only appraised production exceeding the difference between the 
first and final stage production guarantee for acreage that does not 
qualify for the final stage guarantee will be counted, except that all 
production from acreage subject to section 14(c)(1)(i) and (ii) will be 
counted; and
* * * * *

0
17. Amend Sec.  457.125 as follows:
0
a. Revise the undesignated text preceding section 1;
0
b. In section 1:
0
1. Remove the definition of ``Nurse crop (companion crop)''; and
0
2. In the definition of ``Value per pound'', remove the words ``in 
excess of'' and add ``exceeding'' in their place;
0
c. Revise sections 2 through 4;
0
d. In section 5, in the introductory text, remove the words ``(Insured 
Crop)'';
0
e. In section 6:
0
1. In the introductory text, remove the words ``the provisions of 
section 9 (Insurable Acreage)'' and add ``section 9'' in their place; 
and
0
2. In paragraph (a), remove the words ``we agree in writing'' and add 
``by written agreement'' in their place;
0
f. In section 7, remove the words ``the provisions of section 11 
(Insurance Period)'' and add ``section 11'' in their place;
0
g. In section 8, in the introductory text, remove the words ``the 
provisions of section 12 (Causes of Loss)'' and add ``section 12'' in 
their place;
0
h. In section 9:
0
1. In paragraph (a), remove the words ``(Replanting Payment)''; and
0
2. Revise paragraph (b);
0
i. In section 10, remove the words ``(Duties in the Event of Damage or 
Loss)''; and
0
j. In section 11:
0
1. Revise paragraph (b)(7);
0
2. Add example paragraphs between (b)(7) and (c);
0
3. In paragraph (c)(1)(iv)(A), remove the words ``to us (The'' and add 
``to us. (The'' in their place and remove the words ``to count)'' and 
add ``to count.)'' in their place;

[[Page 54539]]

0
4. In paragraphs (d)(1) and (2)(ii), remove the words ``in excess of'' 
wherever they appear and add ``exceeding'' in their place;
0
5. Remove paragraph (d)(3)(ii);
0
6. Redesignate paragraphs (d)(3)(iii) through (v) as paragraphs 
(d)(3)(ii) through (iv);
0
7. In newly redesignated paragraph (d)(3)(iii)(C), remove the words 
``is in compliance'' and add ``complies'' in their place;
0
8. In paragraph (d)(4) introductory text, remove the words ``in 
sections 11(d) (2) and (3)'' and add ``in sections 11(d)(2) and (3)'' 
in their place; and
0
9. In paragraph (d)(4)(ii)(A)(3), remove the word ``one'' and add ``1'' 
in its place.
    The revisions and additions read as follows:


Sec.  457.125   Safflower crop insurance provisions.

    The Safflower Crop Insurance Provisions for the 2026 and succeeding 
crop years for counties with a contract change date of November 30, and 
for the 2027 and succeeding crop years for counties with a contract 
change date of August 31, are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Safflower Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Safflower Crop Provisions will be attached to and made 
part of the Common Crop Insurance Policy, Basic Provisions (Basic 
Provisions) subject to the terms and conditions in your policy.
* * * * *
2. Insurance Guarantees, Coverage Levels, and Prices
    In addition to the requirements of section 3 of the Basic 
Provisions (Sec.  457.8), you may select only 1 price election for all 
the safflower in the county insured under this policy unless the 
Special Provisions provide different price elections by type, in which 
case you may select 1 price election for each safflower type designated 
in the Special Provisions. The price elections you choose for each type 
must have the same percentage relationship to the maximum price offered 
by us for each type. For example, if you choose 100 percent of the 
maximum price election for 1 type, you must also choose 100 percent of 
the maximum price election for all other types.
3. Contract Changes
    In accordance with section 4 of the Basic Provisions (Sec.  457.8), 
the contract change date is August 31 preceding the cancellation date 
for California, and November 30 preceding the cancellation date for all 
other States.
4. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions (Sec.  457.8), 
the cancellation and termination dates are specified in the Special 
Provisions.
* * * * *
9. Replanting Payment
* * * * *
    (b) The amount of the replanting payment per acre will be the 
lesser of the actual cost of replanting or:
    (1) The following values:
    (i) The percentage of production guarantee (per acre) stated in the 
actuarial documents multiplied by your production guarantee (per acre); 
or
    (ii) The number of pounds (per acre) stated in the actuarial 
documents;
    (2) Multiplied by your price election; and
    (3) Multiplied by your insured share.
* * * * *
11. Settlement of Claim
* * * * *
    (b) * * *
    (7) Multiplying the result in section 11(b)(6) by your share.
    Example for Section 11(b)
    You have a 100 percent share in 400 acres of safflower in the unit, 
with a 700-pound production guarantee (per acre) and a price election 
of $0.25 per pound. Due to insurable causes, you are only able to 
harvest 200,000 pounds of safflower. Your indemnity would be calculated 
as follows:
    (1) 400 acres x 700 pounds = 280,000 pounds production guarantee;
    (2) 280,000 pounds x $0.25 per pound price election = $70,000 value 
of the production guarantee;
    (3) $70,000 value of the production guarantee;
    (4) 200,000 pounds x $0.25 per pound = $50,000 value of production 
to count;
    (5) $50,000 value of production to count;
    (6) $70,000-$50,000 = $20,000 loss; and
    (7) $20,000 x 1.000 share = $20,000 indemnity payment.
    End of example.
* * * * *

0
18. Amend Sec.  457.128 as follows:
0
a. Revise the introductory text and the undesignated text at the 
beginning of the ``Guaranteed Production Plan of Fresh Market Tomato 
Crop Provisions'';
0
b. In section 1:
0
1. In the definition of ``Acre'', remove the words ``Forty-three 
thousand five hundred sixty (43,560)'' and add ``43,560'' in their 
place and remove the word ``six'' wherever it appears and add ``6'' in 
its place;
0
2. In the definition of ``Mature green tomato'', redesignate paragraphs 
(a) through (d) as paragraphs (1) through (4);
0
3. Revise the definition of ``Potential production''; and
0
4. In the definition of ``Practical to replant'', remove the words ``of 
``Practical to replant'' contained in section 1 of'' and add ``in'' in 
their place;
0
c. In section 2:
0
1. Revise paragraph (b); and
0
2. Add paragraph (c);
0
d. In section 3:
0
1. In paragraph (b) introductory text, remove the words ``production 
guarantees per acre'' and add ``production guarantees (per acre)'' in 
their place;
0
2. In paragraph (b)(2), remove the word ``states'' and add ``States'' 
in its place;
0
3. In paragraph (c), remove the words ``production guarantee'' and add 
``production guarantee (per acre)'' in their place; and
0
4. In paragraph (d), remove the words ``cherry, roma'' and add 
``cherry, grape, roma'' in their place;
0
e. Revise section 5;
0
f. In section 6, in paragraph (a), remove the words ``the provisions 
of'';
0
g. In section 7, remove the words ``contained in the Basic Provisions 
(Sec.  457.8), for'' and add ``in the Basic Provisions (Sec.  457.8) 
for'' in their place and remove the words ``production guarantee'' and 
add ``production guarantee (per acre)'' in their place;
0
h. In section 8, in paragraph (e)(4), remove the words ``Cherry, roma'' 
and add ``Cherry, grape, roma'' in their place;
0
i. In section 9:
0
1. In paragraph (a) introductory text, remove the words ``the 
provisions of''; and
0
2. In paragraphs (a)(2)(i)(B) and (b), remove the words ``one of the 
three'' wherever they appear and add ``1 of the 3'' in their place;
0
j. In section 10:
0
1. In the introductory text, remove the words ``the provisions of''; 
and
0
2. Revise paragraph (b)(7);
0
k. In section 11, in paragraph (a) introductory text, remove the words 
``the provisions of'';
0
l. In section 12:
0
1. In paragraph (a), remove the words ``in excess of'' and add 
``exceeding'' in their place;

[[Page 54540]]

0
2. Revise paragraph (b); and
0
3. In paragraph (c), remove the words ``contained in section 13'' and 
add ``in section 13'' in their place;
0
m. In section 13:
0
1. In paragraphs (b)(1) and (c)(1)(i) introductory text, remove the 
words ``production guarantee'' wherever they appear and add 
``production guarantee (per acre)'' in their place;
0
2. Revise paragraph (c)(1)(iii)(A);
0
3. In paragraph (c)(1)(iii)(B), remove the words ``cherry, roma'' and 
add ``cherry, grape, roma,'' in their place;
0
4. In paragraph (c)(1)(v)(A), remove the words ``to us (The'' and add 
``to us. (The'' in their place and remove the words ``to count)'' and 
add ``to count.)'' in their place;
0
5. Revise paragraph (c)(2)(ii)(A); and
0
6. In paragraph (c)(2)(ii)(B), remove the words ``cherry, roma'' and 
add ``cherry, grape, roma'' in their place.
    The revisions read as follows:


Sec.  457.128  Guaranteed production plan of fresh market tomato crop 
insurance provisions.

    The Guaranteed Production Plan of Fresh Market Tomato Crop 
Insurance Provisions for the 2026 and succeeding crop years for all 
counties with a contract change date of December 31, and for the 2027 
and succeeding crop years for all counties with a contract change date 
of September 30, are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Guaranteed Production Plan of Fresh Market Tomato Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Guaranteed Production Plan of Fresh Market Tomato Crop 
Provisions will be attached to and made part of the Common Crop 
Insurance Policy, Basic Provisions (Basic Provisions) subject to the 
terms and conditions in your policy.
1. Definitions
* * * * *
    Potential production. The number of cartons per acre of mature 
green or ripe tomatoes that the tomato plants would have produced by 
the end of the insurance period:
    (1) With a classification size of 6 x 7 (2\8/32\ inch minimum 
diameter) or larger for all types except cherry, grape, roma, or plum; 
or
    (2) Meeting the criteria specified in the Special Provisions for 
cherry, grape, roma, or plum types.
* * * * *
2. Unit Division
* * * * *
    (b) Optional units may be established by:
    (1) Land location as provided in section 34(c)(1) of the Basic 
Provisions;
    (2) Organic or non-organic farming practices as provided in section 
34(c)(3) of the Basic Provisions; or
    (3) Combination of land location and organic farming practices as 
provided in section 34(c)(4) of the Basic Provisions.
    (c) Optional units by irrigation practice as provided in 34(c)(2) 
of the Basic Provisions are not applicable.
* * * * *
5. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions (Sec.  457.8), 
the cancellation and termination dates are specified in the Special 
Provisions.
* * * * *
10. Insurance Period
* * * * *
    (b) * * *
    (7) The date shown in the Special Provisions.
* * * * *
12. Replanting Payment
* * * * *
    (b) The maximum amount of the replanting payment per acre will be 
the lesser of:
    (1) Your actual cost of replanting; or
    (2) The number of cartons (per acre) stated in the actuarial 
documents multiplied by your:
    (i) Price election; and
    (ii) Insured share.
* * * * *
13. Settlement of Claim
* * * * *
    (c) * * *
    (1) * * *
    (iii) * * *
    (A) With a classification size of 6 x 7 (2\8/32\ inch minimum 
diameter) or larger and that would grade 85 percent or better U.S. No. 
1 for types other than cherry, grape, roma, or plum; or
* * * * *
    (2) * * *
    (ii) * * *
    (A) That grades 85 percent or better U.S. No. 1 with a 
classification size of 6 x 7 (2\8/32\ inch minimum diameter) or larger 
for all types except cherry, grape, roma, or plum; or
* * * * *

0
19. Amend Sec.  457.137 as follows:
0
a. Revise the introductory text and the undesignated text at the 
beginning of the ``Green Pea Crop Provisions'';
0
b. In section 1:
0
1. In the definition of ``Good farming practices'', remove the words 
``of ``good farming practices'';
0
2. In the definition of ``Pod type'', remove the text ``e.g.'' and add 
``for example'' in its place;
0
3. In the definition of ``Practical to replant'', remove the words ``of 
``practical to replant'' in the'' and add ``in the'' in their place;
0
4. In the definition of ``Price election'', remove the words ``of 
``price election''''; and
0
5. Revise the definitions of ``Processor contract'' and ``Production 
guarantee (per acre)'';
0
c. In section 2:
0
1. In paragraph (a)(1)(ii), remove the words ``in excess of'' and add 
``exceeding'' in their place;
0
2. In paragraph (a)(2)(i), remove the word ``Section'' and add 
``section'' in its place;
0
3. Add paragraph (a)(3); and
0
4. In paragraph (b), remove the word ``Section'' and add ``section'' in 
its place;
0
d. Revise section 5;
0
e. In section 10, in paragraph (a)(4), remove the words ``not 
covered)'' and add ``not covered.)'' in their place;
0
f. In section 12:
0
1. Revise paragraph (b)(7) and the example paragraphs between 
paragraphs (b)(7) and (c); and
0
2. In paragraph (c)(1)(iv)(A), remove the words ``to us (The'' and add 
``to us. (The'' in their place and remove the words ``to count)'' and 
add ``to count.)'' in their place.
    The revisions and additions read as follows:


Sec.  457.137  Green pea crop insurance provisions.

    The Green Pea Crop Insurance Provisions for the 2026 and succeeding 
crop years are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Green Pea Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Green Pea Crop Provisions will be attached to and made 
part of the Common Crop Insurance Policy, Basic Provisions (Basic 
Provisions) subject to the terms and conditions in your policy.
1. Definitions
* * * * *
    Processor contract.
    (1) A written contract between the producer and a processor, 
containing at a minimum:

[[Page 54541]]

    (i) The producer's commitment to plant and grow green peas, and to 
deliver the green pea production to the processor;
    (ii) The processor's commitment to purchase all the production 
stated in the processor contract; and
    (iii) A base contract price.
    (2) Multiple contracts with the same processor that specify amounts 
of production will be considered as a single processor contract unless 
the contracts are for different types of green peas.
    Production guarantee (per acre). In accordance with the definition 
in the Basic Provisions, the production guarantee (per acre) is 
specified in pounds. For shell type peas, the weight will be determined 
after shelling.
* * * * *
2. Unit Division
    (a) * * *
    (3) Optional units by land location as provided in section 34(c)(1) 
of the Basic Provisions and irrigation practice as provided in section 
34(c)(2) of the Basic Provisions are not applicable.
* * * * *
5. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions, the 
cancellation and termination dates are specified in the Special 
Provisions.
* * * * *
12. Settlement of Claim
* * * * *
    (b) * * *
    (7) Multiplying the result of section 12(b)(6) by your share.
    Example for Section 12(b)
    You have a 100 percent share in 100 acres of shell type green peas 
in the unit, with a 4,000-pound production guarantee (per acre) and a 
price election of $0.15 per pound. You are only able to harvest 200,000 
pounds. Your indemnity would be calculated as follows:
    (1) 100 acres x 4,000 pound production guarantee (per acre) = 
400,000 pound production guarantee;
    (2) 400,000 pounds x $0.15 per pound price election = $60,000.00 
value of the production guarantee;
    (3) Not applicable;
    (4) 200,000 pounds x $0.15 per pound price election = $30,000.00 
value of production to count;
    (5) Not applicable;
    (6) $60,000.00-$30,000.00 = $30,000.00 loss; and
    (7) $30,000.00 x 1.000 share = $30,000.00 indemnity payment.
    You also have a 100 percent share in 100 acres of pod type green 
peas in the same unit, with a 5,000-pound production guarantee (per 
acre) and a price election of $0.15 per pound. You are only able to 
harvest 450,000 pounds. Your total indemnity for both shell type and 
pod type green peas would be calculated as follows:
    (1) 100 acres x 4,000 pound production guarantee (per acre) = 
400,000 pound production guarantee for the shell type, and 100 acres x 
5,000 pound production guarantee (per acre) = 500,000 pound production 
guarantee for the pod type;
    (2) 400,000 pound production guarantee x $0.15 per pound price 
election = $60,000.00 value of the production guarantee for the shell 
type, and 500,000 pound production guarantee x $0.15 per pound price 
election = $75,000.00 value of the production guarantee for the pod 
type;
    (3) $60,000.00 + $75,000.00 = $135,000.00 total value of the 
production guarantee;
    (4) 200,000 pounds x $0.15 per pound price election = $30,000.00 
value of production to count for the shell type; and 450,000 pounds x 
$0.15 per pound = $67,500.00 value of production to count for the pod 
type;
    (5) $30,000.00 + $67,500.00 = $97,500.00 total value of production 
to count;
    (6) $135,000.00-$97,500.00 = $37,500.00 loss; and
    (7) $37,500.00 loss x 1.000 share = $37,500.00 indemnity payment.
    End of example.
* * * * *

0
20. Amend Sec.  457.139 as follows:
0
a. Revise the undesignated text preceding section 1;
0
b. In section 1:
0
1. In the definition of ``acre'', remove the words ``six feet'' 
wherever they appear and add the words ``6 feet'' in their place;
0
2. In the definition of ``crop year'' remove the word ``contained''; 
and
0
3. In the definition of ``direct marketing'', remove the words 
``contained in section 1 of'' and add ``in'' in their place;
0
c. In section 2:
0
1. Revise paragraph (b); and
0
2. Add paragraph (c);
0
d. In section 3, in paragraph (c), remove the word ``contained'';
0
e. In section 5, remove the words ``July 31'' and add ``specified in 
the Special Provisions'' in their place;
0
f. In section 7, remove the words ``contained in section 7'' and add 
``in section 7'' in their place and remove the text ``e.g.'' and add 
``for example'' in its place;
0
g. In section 8:
0
1. In paragraph (b)(5) introductory text, remove the words ``one of the 
three'' and add ``1 of the 3'' in their place; and
0
2. In paragraph (c)(3), remove the words ``direct marketing'' and add 
``direct marketing, unless otherwise provided by Special Provisions'' 
in their place;
0
h. In section 9, in paragraph (a), remove the words ``section 9 of the 
Basic Provisions, that'' and add ``the provisions of section 9 of the 
Basic Provisions that'' in their place and remove the words ``one of 
the three'' and add ``1 of the 3'' in their place;
0
i. In section 12:
0
1. Revise the section heading; and
0
2. Revise paragraphs (a) and (b);
0
j. In section 13, in the introductory text, remove the word 
``contained'';
0
k. In section 14, in paragraph (c)(2)(iv)(A), remove the words ``be 
used)'' and add ``be used.)'' in their place;
0
l. In section 16, revise paragraph (b) introductory text.
    The revisions and additions read as follows:


Sec.  457.139  Fresh market tomato (dollar plan) crop insurance 
provisions.

    The Fresh Market Tomato (Dollar Plan) Crop Insurance Provisions for 
the 2027 and succeeding crop years are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Fresh Market Tomato (Dollar Plan) Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Fresh Market Tomato (Dollar Plan) Crop Provisions will 
be attached to and made part of the Common Crop Insurance Policy, Basic 
Provisions (Basic Provisions), subject to the terms and conditions in 
your policy.
* * * * *
2. Unit Division
* * * * *
    (b) Optional units may be established by:
    (1) Land location as provided in section 34(c)(1) of the Basic 
Provisions;
    (2) Organic or non-organic farming practices as provided in section 
34(c)(3) of the Basic Provisions; or
    (3) Combination of land location and organic farming practices as 
provided in section 34(c)(4) of the Basic Provisions.
    (c) Optional units by irrigation practice as provided in 34(c)(2) 
of the Basic Provisions are not applicable.
* * * * *

[[Page 54542]]

12. Replanting Payment
    (a) In accordance with section 13 of the Basic Provisions, a 
replanting payment is allowed if the crop is damaged by an insurable 
cause of loss to the extent that more than 50 percent of the plant 
stand will not produce tomatoes and it is practical to replant.
    (b) The maximum amount of the replanting payment per acre will be 
the lesser of:
    (1) Your actual cost of replanting; or
    (2) The dollar amount (per acre) stated in the actuarial documents 
multiplied by your insured share.
* * * * *
16. Minimum Value Option
* * * * *
    (b) In lieu of sections 14(c)(3) and (4), the total value of 
harvested production will be determined as follows:
* * * * *

0
21. Amend Sec.  457.148 as follows:
0
a. Revise the introductory text and the undesignated text at the 
beginning of the ``Fresh Market Pepper Crop Provisions'';
0
b. In section 1:
0
1. Revise the definition of ``Crop year'';
0
2. In the definition of ``Harvest'', remove the words ``of peppers'' 
and add ``of mature bell peppers'' in their place;
0
3. In the definition of ``Planted acreage'', remove the words 
``contained in ;section 1 of the Basic Provisions'' and add ``in the 
Basic Provisions'' in their place;
0
4. In the definition of ``Planting period'', remove the words ``fall, 
winter or spring-planted peppers'' and add ``spring, summer, fall, or 
winter planted peppers'' in their place;
0
5. Revise the definition of ``Practical to replant'';
0
c. In section 2:
0
1. Revise paragraph (b);
0
2. Add paragraph (c);
0
d. In section 3:
0
1. In paragraph (a), remove the words ``(Insurance Guarantees, Coverage 
Levels, and Prices for Determining Indemnities)'';
0
2. In paragraph (c), remove the words ``contained in section 3 
(Insurance Guarantees, Coverage Levels, and Prices for Determining 
Indemnities)'' and add ``in section 3'' in their place;
0
e. Revise sections 4 and 5;
0
f. In section 6, in the introductory text, remove the words ``(Report 
of Acreage)'';
0
g. In section 7, remove the words ``contained in section 7 (Annual 
Premium and Administrative Fees)'' and add ``in section 7'' in their 
place;
0
h. In section 8:
0
1. In the introductory text, remove the words ``(Insured Crop)'';
0
2. In paragraph (c) introductory text, add a colon at the end;
0
3. In paragraph (c)(4), remove the words ``direct marketing'' and add 
``direct marketing, unless otherwise allowed by the Special 
Provisions'' in their place;
0
i. In section 9:
0
1. In paragraph (a), remove the words ``(Insurable Acreage)'';
0
2. In paragraph (b) introductory text, remove the words ``the 
provisions of section 9 (Insurable Acreage)'' and add ``section 9'' in 
their place;
0
j. In section 10:
0
1. In the introductory text, remove the words ``the provisions of 
section 11 (Insurance Period)'' and add ``section 11'' in their place;
0
2. Revise paragraph (f);
0
k. In section 11:
0
1. In paragraph (a) introductory text, remove the words ``the 
provisions of section 12 (Causes of Loss)'' and add ``section 12'' in 
their place;
0
2. In paragraph (b) introductory text, remove the words ``(Causes of 
Loss)'';
0
l. In section 12:
0
1. Revise the section heading;
0
2. In paragraph (a), remove the words ``(Replanting Payment)'';
0
3. Revise paragraph (b);
0
4. In paragraph (c), remove the words ``contained in section 13 
(Replanting Payments)'' and add ``in section 13'' in their place;
0
m. In section 13, in the introductory text, remove the words 
``contained in section 14 (Duties in the Event of Damage or Loss)'' and 
add ``section 14'' in their place;
0
n. In section 14:
0
1. Revise paragraph (b)(4)(ii); and
0
2. In paragraph (c)(2)(iv)(A), remove the words ``actual production 
(If'' and add ``actual production. (If'' in their place and remove the 
words ``be used)'' and add ``be used.)'' in their place;
0
o. In section 16, in paragraph (b) introductory text, remove the words 
``the provisions contained in''.
    The revisions and additions read as follows:


Sec.  457.148  Fresh market pepper crop insurance provisions.

    The Fresh Market Pepper Crop Insurance Provisions for the 2026 and 
succeeding crop years for all counties with a contract change date of 
November 30, and for the 2027 and succeeding crop years for all 
counties with a contract change date of April 30, are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Fresh Market Pepper Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Fresh Market Pepper Crop Provisions will be attached to 
and made part of the Common Crop Insurance Policy, Basic Provisions 
(Basic Provisions) subject to the terms and conditions in your policy.
1. Definitions
* * * * *
    Crop year. In lieu of the definition in the Basic Provisions, a 
period of time that begins on the first day of the earliest planting 
period and continues through the end of insurance period for the latest 
planting period shown in the Special Provisions in your county. The 
crop year is designated by the calendar year in which fresh market 
peppers grown during the latest planting period would normally be 
harvested.
* * * * *
    Practical to replant. In addition to the definition in the Basic 
Provisions (Sec.  457.8), we may consider marketing windows when 
determining if it is practical to replant.
* * * * *
2. Unit Division
* * * * *
    (b) Optional units may be established by:
    (1) Land location as provided in section 34(c)(1) of the Basic 
Provisions;
    (2) Organic or non-organic farming practices as provided in section 
34(c)(3) of the Basic Provisions; or
    (3) Combination of land location and organic farming practices as 
provided in section 34(c)(4) of the Basic Provisions.
    (c) Optional units by irrigation practice as provided in 34(c)(2) 
of the Basic Provisions are not applicable.
* * * * *
4. Contract Changes
    In accordance with section 4 of the Basic Provisions (Sec.  457.8), 
the contract change date is April 30 preceding the July 31 cancellation 
date and November 30 preceding the March 15 cancellation date.
5. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions (Sec.  457.8), 
the cancellation and termination dates are specified in the Special 
Provisions.
* * * * *

[[Page 54543]]

10. Insurance Period
* * * * *
    (f) Unless otherwise provided in the Special Provisions, the 
calendar date for the end of the insurance period is:
    (1) 165 days after the date of direct-seeding or replanting with 
seed; or
    (2) 150 days after the date of transplanting or replanting with 
transplants.
* * * * *
12. Replanting Payment
* * * * *
    (b) The maximum amount of the replanting payment per acre will be 
the lesser of:
    (1) Your actual cost of replanting; or
    (2) The dollar amount (per acre) stated in the actuarial documents 
multiplied by your insured share.
* * * * *
14. Settlement of Claim
* * * * *
    (b) * * *
    (4) * * *
    (ii) For catastrophic risk protection coverage, the result of 
multiplying the total value of production to be counted (see section 
14(c)) by the percentage contained in the actuarial documents; and
* * * * *

0
22. Amend Sec.  457.151 as follows:
0
a. Revise the introductory text and the undesignated text at the 
beginning of the ``Forage Seeding Crop Provisions'';
0
b. In section 1:
0
1. In the definition of ``Adequate stand'', redesignate paragraphs (a) 
and (b) as (1) and (2);
0
2. In the definition of ``Crop year'', remove the words ``The period'' 
and add ``In lieu of the definition in the Basic Provisions, the 
period'' in their place; and
0
3. In the definition of ``Sales closing date'', remove the words 
``contained in the Basic'' and add ``in the Basic'' in their place;
0
c. In section 3:
0
1. Remove the period at the end of the section heading; and
0
2. Remove the word ``contained'' in paragraph (c);
0
d. Revise section 5;
0
e. In section 6:
0
1. Remove the period at the end of the section heading; and
0
2. Remove the words ``of the provisions'';
0
f. In section 8:
0
1. Remove the period at the end of the section heading; and
0
2. Remove the words ``the provisions of'';
0
g. In section 9(c), remove the words ``Special Provisions (You'' and 
add ``Special Provisions. (You'' in their place and remove the words 
``harvest date)'' and add ``harvest date.)'' in their place;
0
h. In section 10, in the introductory text, remove the words ``the 
provisions of'';
0
i. In section 11;
0
1. In the introductory text, remove the words ``the provisions 
contained in''; and
0
2. In paragraph (a)(4) introductory text, remove the word ``states'' 
and add ``States'' in its place;
0
j. In section 12, remove the period at the end of the section heading;
0
k. In section 13:
0
1. Remove the period at the end of the section heading; and
0
2. Revise paragraph (b) and the example between paragraph (b) and 
section 14.
    The revisions read as follows:


Sec.  457.151  Forage seeding crop insurance provisions.

    The Forage Seeding Crop Insurance Provisions for the 2026 and 
succeeding crop years for all counties with a contract change date of 
November 30, and for the 2027 and succeeding crop years for all 
counties with a contract change date of April 30, are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Forage Seeding Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Forage Seeding Crop Provisions will be attached to and 
made part of the Common Crop Insurance Policy, Basic Provisions (Basic 
Provisions) subject to the terms and conditions in your policy.
* * * * *
5. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions, the 
cancellation and termination dates are specified in the Special 
Provisions.
* * * * *
13. Settlement of Claim
* * * * *
    (b) Totaling the results in section 13(a).
    Example for Section 13
    Assume you have a 100 percent share in 30 acres of type A forage in 
the unit, with an amount of insurance of $100 per acre. At the time of 
loss, the following findings are established: 10 acres had a remaining 
stand of 75 percent of an adequate stand or greater. 20 acres had a 
remaining stand less than 75 percent but more than 55 percent of an 
adequate stand.
    You also have a 100 percent share in 20 acres of type B forage in 
the unit, with an amount of insurance of $90 per acre. 10 acres had a 
remaining stand of 75 percent of an adequate stand or greater. 10 acres 
had a remaining stand less than 55 percent of an adequate stand.
    Your indemnity would be calculated as follows:
    1. 30 acres x $100 per acre = $3,000 amount of insurance for type 
A; 20 acres x $90 per acre = $1,800 amount of insurance for type B;
    2. 10 acres with 75% of an adequate stand or greater x $100 per 
acre = $1,000 for type A; 10 acres with 75% of an adequate stand or 
greater x $90 per acre = $900 for type B;
    3. 20 acres with less than 75% but greater than 55% of an adequate 
stand x $100 per acre x 50 percent = $1,000 for type A; 0 acres with 
less than 75% but greater than 55% of an adequate stand x $90 per acre 
x 50 percent = $0 for type B;
    4. $1,000 + $1,000 = $2,000 reduction for type A; $900 + $0 = $900 
reduction for type B;
    5. $3,000-$2,000 = $1,000 for type A; $1,800-$900 = $900 for type B
    6. $1,000x1.000 share = $1,000 for type A; $900 x 1.000 share = 
$900 for type B; and
    7. $1,000 + $900 = $1,900 total indemnity.
    End of example.
* * * * *

0
23. Amend Sec.  457.161 as follows:
0
a. Revise the introductory text and the undesignated text at the 
beginning of the ``Canola and Rapeseed Crop Provisions'';
0
b. In section 1:
0
1. In the definition of ``Canola'', remove the words ``in accordance 
with'' and add ``by'' in their place;
0
2. In the definition of ``Latest final planting date'', redesignate 
paragraphs (a) through (c) as paragraphs (1) through (3);
0
3. In the definitions of ``Planted acreage'' and ``Prevented 
planting'', remove the word ``contained'' wherever it appears; and
0
4. In the definition of ``Price of damaged production'', remove the 
words ``of these crop provisions'';
0
c. Revise section 5;
0
d. Revise sections 10(a) and (b);
0
e. In section 12:
0
1. In the Example for section 12(b) between paragraphs (b)(6) and (c), 
remove the words ``1,350 pound production guarantee'' wherever it 
appears and add ``1,350-pound

[[Page 54544]]

production guarantee (per acre)'' in its place, remove the text 
``$17,550.00-$13,260.00'' and add ``$17,550.00-$13,260.00'' in its 
place, and remove the text ``$17,550.00-$12,240.00'' and add 
``$17,550.00-$12,240.00'' in its place;
0
2. In paragraph (c)(1)(iv)(A), remove the words ``to us (The'' and add 
``to us. (The'' in their place and remove the words ``to count)'' and 
add ``to count.)'' in their place;
0
3. In paragraph (d)(1), remove the words ``in excess of'' and add 
``exceeding'' in their place; and
0
4. In paragraph (d)(3)(iv)(C), remove the words ``is in compliance'' 
and add ``complies'' in their place.
    The revision reads as follows:


Sec.  457.161  Canola and rapeseed crop insurance provisions.

    The Canola and Rapeseed Crop Insurance Provisions for the 2026 and 
succeeding crop years for counties with a contract change date of 
November 30, and for the 2027 and succeeding crop years for counties 
with a contract change date of June 30, are as follows:

United States Department of Agriculture

Federal Crop Insurance Corporation

Canola and Rapeseed Crop Provisions
    In return for your payment of premium and administrative fee for 
coverage, these Canola and Rapeseed Crop Provisions and corresponding 
Commodity Exchange Price Provisions will be attached to and made part 
of the Common Crop Insurance Policy, Basic Provisions (Basic 
Provisions) subject to the terms and conditions in your policy.
* * * * *
5. Cancellation and Termination Dates
    In accordance with section 2 of the Basic Provisions, the 
cancellation and termination dates are specified in the Special 
Provisions.
* * * * *
10. Replanting Payment
    (a) A replanting payment is allowed as follows:
    (1) You must comply with all requirements regarding replanting 
payments in section 13 of the Basic Provisions;
    (2) The insured crop must be damaged by an insurable cause of loss 
to the extent that the remaining stand will not produce at least 90 
percent of the production guarantee for the acreage; and
    (3) The replanted crop must be seeded at a rate sufficient to 
achieve a total (undamaged and new seeding) plant population that is 
considered appropriate by agricultural experts for the insured crop, 
type, and practice.
    (b) Your actual cost will not be used to determine your replanting 
payment. The amount of the replanting payment per acre will be:
    (1) The lesser of the following values:
    (i) The percentage of production guarantee (per acre) stated in the 
actuarial documents multiplied by your production guarantee (per acre); 
or
    (ii) The number of pounds (per acre) stated in the actuarial 
documents;
    (2) Multiplied by your projected price; and
    (3) Multiplied by your share.
* * * * *

Richard Fordyce,
Under Secretary, Farm Production and Conservation.
[FR Doc. 2025-21482 Filed 11-26-25; 8:45 am]
BILLING CODE 3410-08-P