[Federal Register Volume 90, Number 189 (Thursday, October 2, 2025)]
[Proposed Rules]
[Pages 47662-47663]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-19429]


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FEDERAL HOUSING FINANCE AGENCY

12 CFR Parts 1239, 1241, 1261, 1273, and 1277

RIN 2590-AB09, 2590-AB24, and 2590-AB41


Enterprise Liquidity Requirements; Federal Home Loan Bank System 
Boards of Directors and Executive Management; Federal Home Loan Bank 
Unsecured Credit Limits; Withdrawal

AGENCY: Federal Housing Finance Agency.

ACTION: Proposed rule; withdrawal.

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SUMMARY: The Federal Housing Finance Agency (FHFA or the Agency) is 
withdrawing notices of proposed rulemaking relating to liquidity 
requirements; boards of directors and executive management; and credit 
limits. If FHFA decides to pursue future regulatory action in any of 
these areas, it will issue a new proposed rule.

DATES: FHFA is withdrawing the proposed rules published at 86 FR 1306 
(January 8, 2021), 89 FR 87730 (November 4, 2024), and 89 FR 80422 
(October 3, 2024) as of October 2, 2025.

FOR FURTHER INFORMATION CONTACT: James Jordan, Managing Associate 
General Counsel, Office of General Counsel, (202) 649-3075, 
[email protected]. This is not a toll-free number. For TTY/TRS 
users with hearing and speech disabilities, dial 711 and ask to be 
connected to the contact number above.

SUPPLEMENTARY INFORMATION: FHFA is withdrawing the notices of proposed 
rulemaking described below. FHFA no longer intends to issue final rules 
with respect to these proposals. If FHFA decides to pursue future 
regulatory action in any of these areas, it will issue a new proposed 
rule.

Enterprise Liquidity Requirements (RIN 2590-AB09)

    On January 8, 2021, FHFA published a proposed rule (see 86 FR 1306) 
that would have established minimum liquidity requirements sufficient 
for the Enterprises (Fannie Mae and Freddie Mac) to continue meeting 
their financial obligations in periods of short term and long-term debt 
market stress. The minimum liquidity requirements would have defined 
eligible assets that would qualify for liquidity and the metrics for 
determining compliance. The proposed rule would have also provided for 
supervisory and enforcement processes to address non-compliance with 
the minimum requirements.

[[Page 47663]]

Federal Home Loan Bank System Boards of Directors and Executive 
Management (RIN 2590-AB24)

    On November 4, 2024, FHFA published a proposed rule (see 89 FR 
87730) that would have amended FHFA's regulations on Responsibilities 
of Boards of Directors, Corporate Practices, and Corporate Governance, 
Federal Home Loan Bank Directors, and the Office of Finance to address 
a number of corporate governance-related issues. Primarily, the 
proposed rule would have updated and clarified regulatory requirements 
on: (1) FHFA's annual designation of Federal Home Loan Bank 
directorships; (2) Federal Home Loan Bank director eligibility and 
professional qualifications; (3) nomination, election, and removal of 
Federal Home Loan Bank directors; (4) the conduct of Federal Home Loan 
Bank System board and committee meetings; (5) Federal Home Loan Bank 
director compensation; (6) Federal Home Loan Bank employee conflicts of 
interest; and (7) the respective responsibilities of Federal Home Loan 
Bank System boards of directors and executive management.

Federal Home Loan Bank Unsecured Credit Limits (RIN 2590-AB41)

    On October 3, 2024, FHFA published a proposed rule (see 89 FR 
80422) that would have amended the provision of FHFA's regulation on 
Federal Home Loan Bank Capital Requirements establishing limits on 
unsecured extensions of credit to modify limits on Federal Home Loan 
Bank extensions of unsecured credit in their on- and off-balance sheet 
and derivative transactions. Currently, overnight federal funds are 
excluded from the more restrictive ``general limit'' on unsecured 
credit to a single counterparty and are limited only by the higher 
``overall limit.'' The proposed rule would have added interest bearing 
deposit accounts and other authorized overnight investments to that 
exclusion, which may have provided greater flexibility and improved 
cost to yield than overnight federal funds.

Withdrawal of Proposed Rules

    FHFA is withdrawing these notices of proposed rulemaking because, 
as noted above, it no longer intends to issue final rules with respect 
to these proposals. If FHFA decides to pursue future regulatory action 
in any of these areas, it will do so by publishing a new proposed rule 
or other issuance consistent with the requirements of the 
Administrative Procedure Act, as applicable.

Clinton Jones,
General Counsel, Federal Housing Finance Agency.
[FR Doc. 2025-19429 Filed 10-1-25; 8:45 am]
BILLING CODE 8070-01-P