[Federal Register Volume 90, Number 136 (Friday, July 18, 2025)]
[Notices]
[Pages 34014-34015]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-13529]


=======================================================================
-----------------------------------------------------------------------

NATIONAL CREDIT UNION ADMINISTRATION


Renewal of Agency Information Collection of a Previously Approved 
Collection; Request for Comments

AGENCY: National Credit Union Administration (NCUA).

ACTION: Notice of submission to the Office of Management and Budget.

-----------------------------------------------------------------------

SUMMARY: The NCUA has approved the publication of a proposal to extend 
for three years the NCUA Call Report (Form 5300), which is a currently 
approved information collection, for public comment. Revised 
instructions are included to improve clarity and accurate reporting. As 
required by the Paperwork Reduction Act of 1995, The NCUA is submitting 
the following extension of the currently approved information 
collection to the Office of Management and Budget (OMB) for renewal. 
The revised instructions are proposed to take effect with the September 
30, 2025, report date.

DATES: Comments must be received on or before August 18, 2025.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice. You may submit written comments on the information 
collection by any of the following methods:
    Federal Register Portal: https://www.federalregister.gov Find this 
information collection by searching for ``National Credit Union 
Administration'', then selecting ``Past 90 days'', and scrolling 
through the list of documents.
    Regulations.gov: https://www.regulations.gov/search?filter=ncua 
Find this information collection by scrolling through the search 
results and looking for NCUA Call Report 2025-Q3.
    Rulemakings and Proposals for Comment: https://ncua.gov/regulation-supervision/rulemakings-proposals-comment NCUA will post a link to the 
regulations.gov web page where you can submit a comment by selecting 
Comment.
    Mail: 1775 Duke Street, Suite 5067, Alexandria, Virginia 22314.
    Fax: 703-519-8161.
    Email: [email protected].
    Instructions: All submissions must be identified by the OMB Control 
Number 3133-0004 or by Document Number (Please send comments by one 
method only).

FOR FURTHER INFORMATION CONTACT: Copies of the submission may be 
obtained by contacting Dacia Rogers at (703) 518-6547. You may also 
view the

[[Page 34015]]

entire information collection request at www.reginfo.gov. Enhanced 
content is also available from the Notice on the Federal Register 
website (www.federalregister.gov). In addition, copies of the Call 
Report Form and Instructions can be obtained at the NCUA's website 
(https://ncua.gov/regulation-supervision/regulatory-reporting/cuonline).

SUPPLEMENTARY INFORMATION: 
    The NCUA is proposing a three-year extension of the NCUA Form 5300 
Call Report with revised instructions.
    OMB Number: 3133-0004.
    Title: NCUA Form 5300 Call Report.
    Type of Review: Extension of a currently approved collection.
    Abstract: Sections 106 and 202 of the Federal Credit Union Act 
require federally insured credit unions (FICUs) to make financial and 
other reports to the NCUA. Section 741.5 describes the submission 
method FICUs must use to provide information to NCUA. NCUA Form 5300, 
Call Report, is used to file quarterly financial and statistical data 
through NCUA's online portal, CUOnline. The financial and statistical 
information provided by credit unions is essential to NCUA in carrying 
out its responsibility for supervising federal credit unions. This 
information facilitates NCUA monitoring of credit unions with share 
accounts insured by the National Credit Union Share Insurance Fund 
(Share Insurance Fund).

Form 5300 Call Report--Proposed Changes and Comments Received

    In the April 23, 2025 \1\ notice, the NCUA did not propose any 
revisions to the Call Report Form. However, the NCUA proposed revisions 
to the 5300 Call Report Instructions to improve clarity and accurate 
reporting. The comment period for the April 2025 notice ended on June 
23, 2025. The NCUA received three comment letters.
---------------------------------------------------------------------------

    \1\ 90 FR 17084.
---------------------------------------------------------------------------

    One commenter suggested that the NCUA expand the information 
collected related to reciprocal deposits. The NCUA will consider 
expanding reciprocal deposit data the next time changes are made to the 
Call Report form.
    One commenter suggested we improve the disclosure of changes by 
reducing the technical instructions to plain language or flowcharts. 
The NCUA will consider providing additional information on final 
changes when the instructions are released in early September.
    One commenter requested to be notified if changes are made during 
the approval process and provided important insight into how the Call 
Report data is used. They did not have any objections to the proposed 
changes.
    After considering the comments received the NCUA will proceed with 
the proposed changes to the Call Report Instructions.
    Affected Public: Private sector: Not-for-profit institutions.
    Respondents: All FICUs.
    Estimated Number of Respondents: 4,411.
    Estimated Number of Responses per Respondent: 4.
    Estimated Total Annual Responses: 17,644.
    Estimated Hours per Response: 4.
    Estimated Total Annual Burden Hours: 70,576.
    Reason for Change: The number of respondents decreased.
    The proposed revisions to the Form 5300 instructions in this notice 
would not have a material impact on the existing burden estimates.
    Legal Basis and Need for Collections: The Call Report Form 5300 
information collections are mandatory under 12 U.S.C. 1756, 1766, and 
1782. Except for select sensitive items, the Call Report Form 5300 is 
not given confidential treatment.
    The data credit unions report on the Call Report is essential to 
the NCUA's supervision and regulation of federal credit unions. This 
information also facilitates the NCUA's monitoring of other credit 
unions with Share Insurance Fund coverage for share accounts.
    Credit unions submit quarterly Call Report data to the NCUA. Call 
Report data serves a regulatory or public policy purpose by assisting 
the NCUA in fulfilling its mission of ensuring the safety and soundness 
of individual credit unions and the credit union system, protecting 
consumer financial rights, as well as agency-specific missions 
affecting federal and state-chartered credit unions, such as ensuring 
financial stability and administering share insurance.
    There are no proposed changes to the Form 5300 Call Report. 
However, the NCUA is proposing revisions to the 5300 Call Report 
Instructions to improve clarity and accurate reporting. These revisions 
are captured on page two of the draft 5300 Call Report Instructions.
    Request for Comments:
    Comments submitted in response to this notice will be summarized 
and included in the request for Office of Management and Budget 
approval. All comments will become a matter of public record. The 
public is invited to submit comments concerning: (a) whether the 
proposed revisions to the instructions for the collection of 
information that are the subject of this notice are necessary for the 
proper performance of the function of the agency, including whether the 
information will have practical utility; (b) the accuracy of the 
agency's estimate of the burden of the collection of information as 
proposed to be revised, including the validity of the methodology and 
assumptions used; (c) ways to enhance the quality, utility, and clarity 
of the information to be collected; and (d) ways to minimize the burden 
of the collection of information on the respondents, including the use 
of automated collection techniques or other forms of information 
technology.

    By the National Credit Union Administration Board.
Melane Conyers-Ausbrooks,
Secretary of the Board.
[FR Doc. 2025-13529 Filed 7-17-25; 8:45 am]
BILLING CODE 7535-01-P