[Federal Register Volume 90, Number 106 (Wednesday, June 4, 2025)]
[Notices]
[Pages 23713-23714]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-10089]
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DEPARTMENT OF LABOR
Agency Information Collection Activities; Submission for OMB
Review; Comment Request; Notice for Health Reimbursement Arrangements
Integrated With Individual Health Insurance Coverage
ACTION: Notice of availability; request for comments.
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SUMMARY: The Department of Labor (DOL) is submitting this Employee
Benefits Security Administration (EBSA)-sponsored information
collection request (ICR) to the Office of Management and Budget (OMB)
for review and approval in accordance with the Paperwork Reduction Act
of 1995 (PRA). Public comments on the ICR are invited.
DATES: The OMB will consider all written comments that the agency
receives on or before July 7, 2025.
ADDRESSES: Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to www.reginfo.gov/public/do/PRAMain. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
FOR FURTHER INFORMATION CONTACT: Michael Howell by telephone at 202-
693-6782, or by email at [email protected].
SUPPLEMENTARY INFORMATION: On June 21, 2018, the Department published
the Definition of Employer under Section
[[Page 23714]]
3(5) of ERISA--Association Health Plans final rule. On August 3, 2018,
the Department of Labor, HHS and the Treasury Department (the
Departments) published the Short-Term, Limited-Duration Insurance final
rule. These final rules remove the prohibition on integrating health
reimbursement arrangements (HRAs) with individual health insurance
coverage, if certain conditions are met. The final rules also set forth
conditions under which certain HRAs are as limited excepted benefits.
In addition, the Treasury Department and the IRS finalized rules
regarding premium tax credit (PTC) eligibility for individuals offered
coverage under an HRA integrated with individual health insurance
coverage, and DOL finalized a safe harbor to provide HRA plan sponsors
with assurance that the individual health insurance coverage that is
integrated with an HRA would not become part of an ERISA plan if the
conditions of the safe harbor are met. Finally, HHS finalized rules
that provide a special enrollment period in the individual market for
individuals who gain access to an HRA that is integrated with
individual health insurance coverage or who are provided a qualified
small employer health reimbursement arrangement (QSEHRA).
The following five information Collections are contained in the
final rules: (1) Verification of Enrollment in Individual Coverage; (2)
HRA Notice to Participants; (3) Notice to Participants that Individual
Policy is not Subject to Title I of ERISA; (4) Participant Notification
of Individual Coverage HRA of Cancelled or Discontinued Coverage; (5)
Notice for Excepted Benefit HRAs. These information collections notify
the HRA that participants are enrolled in individual health insurance
coverage, help individuals understand the impact of enrolling in an HRA
on their eligibility for the PTC, and help individuals understand that
coverage is not subject to the rules and consumer protections of the
Employee Retirement Income Security Act (ERISA). For additional
substantive information about this ICR, see the related notice
published in the Federal Register on July 9, 2024 (89 FR 56416).
Comments are invited on: (1) whether the collection of information
is necessary for the proper performance of the functions of the
Department, including whether the information will have practical
utility; (2) the accuracy of the agency's estimates of the burden and
cost of the collection of information, including the validity of the
methodology and assumptions used; (3) ways to enhance the quality,
utility and clarity of the information collection; and (4) ways to
minimize the burden of the collection of information on those who are
to respond, including the use of automated collection techniques or
other forms of information technology.
This information collection is subject to the PRA. A Federal agency
generally cannot conduct or sponsor a collection of information, and
the public is generally not required to respond to an information
collection, unless the OMB approves it and displays a currently valid
OMB Control Number. In addition, notwithstanding any other provisions
of law, no person shall generally be subject to penalty for failing to
comply with a collection of information that does not display a valid
OMB Control Number. See 5 CFR 1320.5(a) and 1320.6.
DOL seeks PRA authorization for this information collection for
three (3) years. OMB authorization for an ICR cannot be for more than
three (3) years without renewal. The DOL notes that information
collection requirements submitted to the OMB for existing ICRs receive
a month-to-month extension while they undergo review.
Agency: DOL-EBSA.
Title of Collection: Notice for Health Reimbursement Arrangements
Integrated with Individual Health Insurance Coverage.
OMB Control Number: 1210-0160.
Affected Public: Private sector.
Total Estimated Number of Respondents: 131,367.
Total Estimated Number of Responses: 1,415,083.
Total Estimated Annual Time Burden: 32,035 hours.
Total Estimated Annual Other Costs Burden: $16,996.
(Authority: 44 U.S.C. 3507(a)(1)(D))
Michael Howell,
Senior Paperwork Reduction Act Analyst.
[FR Doc. 2025-10089 Filed 6-3-25; 8:45 am]
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