[Federal Register Volume 90, Number 87 (Wednesday, May 7, 2025)]
[Notices]
[Pages 19362-19366]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-07911]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-102969; File No. SR-ICC-2025-001]


Self-Regulatory Organizations; ICE Clear Credit LLC; Order 
Approving Proposed Rule Change Relating to ICC's Risk Parameter Setting 
and Review Policy and the Risk Management Model Description

May 1, 2025.

I. Introduction

    On March 12, 2025, ICE Clear Credit LLC (``ICC''), filed with the 
Securities and Exchange Commission (``Commission''), pursuant to 
Section 19(b)(1) of the Securities Exchange Act of 1934 (``Act'') \1\ 
and Rule 19b-4 thereunder,\2\ a proposed rule change to revise its Risk 
Parameter Setting and Review Policy (``RPSRP'') and its Risk Management 
Model Description (``RMMD'') (``Proposed Rule Change''). The Proposed 
Rule Change was published for comment in the Federal Register on March 
20, 2025.\3\ The

[[Page 19363]]

Commission has not received any comments on the Proposed Rule Change. 
For the reasons discussed below, the Commission is approving the 
Proposed Rule Change.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ Securities Exchange Act Release No. 102679 (Mar. 14, 2025), 
90 FR 13223 (Mar. 20, 2025) (File No. SR-ICC-2025-001) (``Notice'').
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II. Description of the Proposed Rule Change

    ICC is registered with the Commission as a clearing agency for the 
purpose of clearing CDS contracts.\4\ As a clearing agency, one of 
ICC's functions is to manage risks inherent to the clearance and 
settlement of securities transactions. To help manage these risks, ICC 
requires Clearing Participants to post initial margin and guaranty fund 
payments. The RMMD describes ICC's quantitative risk models and the 
associated methods and techniques used to help ICC determine its 
initial margin and guaranty fund requirements.\5\ The calculations 
described in the RMMD use certain parameters.\6\ In the RPSRP, ICC 
describes how it sets and reviews these parameters, including how it 
performs sensitivity analysis related to certain parameter settings.\7\
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    \4\ Capitalized terms not otherwise defined herein have the 
meanings assigned to them in ICC's Clearing Rules, RPSRP, or the 
RMMD, as applicable.
    \5\ Notice, 90 FR at 13224.
    \6\ Id. at 13223.
    \7\ Id. Some parameters addressed in the RPSRP are used in 
contexts other than calculating initial margin or guaranty fund 
requirements. Additionally, some parameters addressed in the RPSRP 
are used in calculations described in the ICC Risk Management 
Framework. Id.
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    ICC proposes changes to both the RPSRP and the RMMD to better 
document its risk management methodology and processes.\8\ ICC's 
proposed changes fall into four categories. First, ICC proposes changes 
to the RPSRP to update the risk management mean absolute deviation 
(``MAD'') parameters for CDS single name risk factors (``RFs'') daily 
rather than monthly.\9\ Second, ICC proposes to enhance calibration 
details and documentation related to the anti-procyclical condition 
(``APC'') measure for CDS index options in the RPSRP and the RMMD. 
Third, ICC proposes to update the calculation of the risk factor level 
maximum loss (``MaxLoss'') in the RMMD. Fourth, ICC proposes minor 
corrections, clarifications, and additions in both the RPSRP and the 
RMMD.
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    \8\ Id.
    \9\ As described in the RMMD, ICC considers every CDS index, 
sub-index, or single name to be a separate risk factor.
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1. Daily Updates to the Risk Management MAD Parameters

    The RPSRP contains details related to parameters considered in 
calculating the integrated spread response (``ISR''). The ISR is a risk 
model component that captures the credit spread and recovery rate 
fluctuations and is computed by creating profit/loss distributions from 
a set of jointly simulated hypothetical credit spread and recovery rate 
scenarios.\10\ This component helps ICC to determine the riskiness of 
instrument positions in various hypothetical contexts.\11\ One of the 
ISR parameters is the risk management MAD.\12\
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    \10\ Id. at 13223 n.3.
    \11\ Id. at 13224 n.7.
    \12\ Id. at 13223.
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    Currently, risk management MADs are updated at different times 
depending on whether the risk management MADs are for indexes or single 
names. The index RF level risk management MADs are automatically 
updated daily in the risk management system.\13\ On the other hand, the 
single-name RF level risk management MADs are reviewed and analyzed 
prior to implementing any single-name RF level parameter updates into 
the risk management system and at least monthly.\14\
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    \13\ Id.
    \14\ Id.
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    ICC's proposal would change the RPSRP to automatically update the 
single-name RF level risk management MADs daily rather than at least 
monthly.\15\ To effect this change, ICC proposes editing language in 
Section 1.7.1 of the RPSRP, which states that index RF level risk 
management MADs are automatically updated daily in the RM system, to 
note that single name RF level risk management MADs are automatically 
updated daily too.\16\ For the same reason, the proposal would also 
delete text in this section indicating that the single name RF level 
risk management MADs are reviewed and analyzed (at least monthly) prior 
to implementing any single name RF level parameter updates into the 
risk management system.\17\
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    \15\ Id.
    \16\ Id.
    \17\ Id.
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    ICC proposes automatic daily updates for single name RF level risk 
management MADs because these risk factors benefit from daily 
updates.\18\ Specifically, market responses for single name RFs are 
sensitive to rapidly changing single name risk factor-specific market 
conditions.\19\ Automatic updates allow ICC to timely capture 
significant MAD changes and minimize the cumulative effect of MAD 
changes between two parameter updates, thereby reducing the level of 
procyclicality.\20\ Currently, Section 1.7.1 of the RPSRP indicates 
that automatic updates to the risk management MADs are more suitable 
for index RFs than single-name RFs. Because automatic updates are 
suitable for risk management MADs for both single names and indexes, 
ICC proposes deleting the suitability comparison.\21\ The Proposed Rule 
Change would instead indicate that single-name RFs also exhibit a 
dynamic market response to rapidly changing single-name RF-specific 
market conditions, suitable for and benefitting from automatic RM MAD 
updates, consistent with the above described rationale for implementing 
automatic daily updates for single name RF level risk management MADs.
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    \18\ Id.
    \19\ Id. at 13223 n.5.
    \20\ Id. at 13225.
    \21\ Id. at 13223.
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2. APC Measure for CDS Index Options

    The Proposed Rule Change would also add more detail to the RPSRP's 
and RMMD's discussion of anti-procyclicality (``APC'') parameters 
related to the ISR. Procyclicality, in part, refers to the potential 
for an increase in margin or guaranty fund requirements during periods 
of economic stress to exacerbate financial distress. ICC has adopted 
APC parameters to help mitigate procyclicality in the ISR.\22\ These 
parameters function by considering instrument price changes during 
extreme market events.\23\
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    \22\ Id. at 13224.
    \23\ Id.
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    ICC proposes to add text to Section 1.7.3 of the RPSRP related to 
the APC parameter for the ISR. Specifically, ICC proposes adding 
calibration details describing how the APC measure accounts for 
asynchronous hedging risk through use of asynchronous scenarios. 
Asynchronous scenarios correspond to the dislocation of the underlying 
CDS index versus CDS index option hedges in the event of a liquidation 
auction.\24\ One example of where this could occur is when the CDS 
index options sub-portfolio is auctioned at a different time from the 
underlying CDS index sub-portfolio.\25\ In line with this definition, 
the added calibration details would note that, for options instruments, 
the asynchronous scenarios are constructed such that options prices are 
not consistent with the CDS index price levels.\26\ ICC proposes these 
changes to increase the clarity of, and provide additional detail for, 
ICC's description of its parameter setting methodology, in line with 
recommendations from an

[[Page 19364]]

independent validation report.\27\ To account for the added detail to 
Section 1.7.3, ICC proposes amending a table that describes the 
parameters used in ICC's risk model. ICC proposes adding to this table 
a reference to this asynchronous parameter, which will be described as 
the ``underlying price dislocation factors for options extreme 
asynchronous price scenarios'' in a table containing ICC's core risk 
model parameters.\28\
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    \24\ Notice, 90 FR at 13224 n.8.
    \25\ Id.
    \26\ ICC also proposes adding calibration details to better 
describe certain aspects of its asynchronous scenarios.
    \27\ Notice, 90 FR at 13224.
    \28\ Id. This table also includes additional columns describing 
information including the review approach, review frequency, 
reviewer, type, and name for the core risk model parameters.
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    ICC also proposes changes to Section VII.5.3 of the RMMD, similar 
to the changes to the RPSRP described above, to address independent 
validation report recommendations.\29\ The Proposed Rule Change would 
add text describing synchronous and asynchronous hedging risk for index 
options as they relate to equations already included in the RMMD.\30\ 
The Proposed Rule Change would also add text describing the different 
calculations that ICC performs for synchronous and asynchronous 
scenarios, and where to find information related to the index RF-
specific price dislocation factor in the index option context. The 
Proposed Rule Change would also add calibration details related to the 
mechanics of ICC's use of asynchronous scenarios in the index option 
context.
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    \29\ Notice, 90 FR at 13224.
    \30\ Synchronous hedging risk stress scenarios correspond to the 
preservation of the underlying CDS index versus CDS index option 
hedges in the event of a liquidation auction. Here index option 
prices would directly reflect the observed underlying index levels. 
Id. at 13224 n.8.
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    ICC's proposal would also revise Section VII.5.3 of the RMMD to 
make changes to how it determines the underlying price dislocation 
factors used in asynchronous scenarios for index options. Currently, 
the underlying price dislocation factors for asynchronous scenarios in 
the index option context are set to a specific value in the RMMD. The 
Proposed Rule Change would determine these underlying price dislocation 
factors by considering a ratio between peak price decreases or 
increases. ICC proposes these changes to potentially improve the 
accuracy of the underlying price dislocation factors by using a 
potentially shifting estimate, rather than a static number.\31\
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    \31\ Id. at 13224-25.
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3. Risk Factor Level MaxLoss

    ICC proposes changes to Section III.2 of the RMMD to make the CDS 
index and CDS single name MaxLoss boundary condition more stable and 
conservative.\32\ This boundary condition consists of the sum of all 
applicable RF level maximum loss quantities. ICC considers this maximum 
loss when calculating the final initial margin requirement for a 
particular portfolio. ICC determines this maximum loss separately for 
CDS index positions and CDS single name positions.
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    \32\ Id. at 13224.
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    With respect to CDS index positions, ICC currently considers (i) 
the loss responses of a portfolio's CDS index positions alone and (ii) 
the loss responses of a portfolio's CDS index positions and CDS index 
option positions combined. The Proposed Rule Change would eliminate the 
components of the MaxLoss boundary conditions that consider the loss 
responses of a portfolio's CDS index positions alone. Instead, ICC 
would consider the loss responses of a portfolio's CDS index positions 
and CDS index option positions combined, as associated with extreme 
price moves.\33\ Considering loss responses associated with extreme 
price moves for a portfolio's CDS index and CDS index option positions 
combined could potentially lead to larger losses for these sub-
portfolios, which would make the MaxLoss boundary condition more 
conservative.\34\
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    \33\ ICC would continue to consider loss responses accounting 
for the liability associated with the defaulting net protection 
buyers and sellers for the combined index and index option 
positions.
    \34\ Notice, 90 FR at 13224.
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    With respect to single name positions, when determining the MaxLoss 
boundary condition, there is no CDS single-name option for ICC to 
consider.\35\ Accordingly, ICC does not propose any changes related to 
considering options, as with CDS index positions. However, ICC proposes 
to incorporate the extreme price moves described above. Currently, ICC 
considers only the liability associated with defaulting net protection 
buyers and sellers for a given single name. ICC proposes considering 
portfolio responses to extreme price moves alongside this existing 
liability. Similar to the changes to CDS index positions described 
above, ICC is making this change to make the MaxLoss boundary condition 
for single names more conservative as well.\36\
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    \35\ ICC currently clears options on certain CDS indices only. 
See https://www.ice.com/credit-derivatives/options.
    \36\ Notice, 90 FR at 13224.
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4. Minor Corrections, Clarifications, and Additions

    Finally, the Proposed Rule Change would also make minor 
corrections, clarifications, and additions to the RPSRP and RMMD. 
Currently, Section 1.7.1 of the RPSRP indicates that ICC estimates and 
reviews the univariate single name ISR parameters and their assumptions 
at least on a monthly basis. ICC proposes to remove the reference to 
single names so that this provision indicates that ICC estimates and 
reviews the univariate ISR parameters and their assumptions at least 
monthly. Given that ICC's reviews encompass both single name and index 
ISR parameters, it is unnecessary to specify single names here.\37\
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    \37\ Id. at 13223.
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    Section 1.7.1 of the RPSRP also currently indicates that, on a 
monthly basis, ICC's Risk department presents to, and reviews with, the 
ICC Risk Working Group the performed analysis (meaning the estimation 
and review of the univariate ISR parameters and their assumptions), and 
any proposed parameter updates. ICC's proposal would add language 
indicating that ICC's Risk department presents any ``additional'' 
proposed parameter updates, rather than just any proposed parameter 
updates, to the ICC Risk Working Group. ICC proposes this change to 
clarify that ICC's Risk department presents to and reviews with the ICC 
Risk Working Group not only the automatic parameter updates described 
in the RPSRP, but also any proposed parameter updates beyond the 
automatic parameter updates.\38\
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    \38\ Id. at 13223-24.
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    ICC's proposal would also create a revision history in the RMMD and 
adjust the revision history in the RPSRP. The addition of a revision 
history in the RMMD and the edits to the RPSRP revision history would 
capture the proposed changes described above.

III. Discussion and Commission Findings

    Section 19(b)(2)(C) of the Act requires the Commission to approve a 
proposed rule change of a self-regulatory organization if it finds that 
the proposed rule change is consistent with the requirements of the Act 
and the rules and regulations thereunder applicable to the 
organization.\39\ Under the Commission's Rules of Practice, the 
``burden to demonstrate that a proposed rule change is consistent with 
the Exchange Act and the rules and regulations issued thereunder . . . 
is on

[[Page 19365]]

the self-regulatory organization [`SRO'] that proposed the rule 
change.'' \40\
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    \39\ 15 U.S.C. 78s(b)(2)(C).
    \40\ Rule 700(b)(3), Commission Rules of Practice, 17 CFR 
201.700(b)(3).
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    The description of a proposed rule change, its purpose and 
operation, its effect, and a legal analysis of its consistency with 
applicable requirements must all be sufficiently detailed and specific 
to support an affirmative Commission finding,\41\ and any failure of an 
SRO to provide this information may result in the Commission not having 
a sufficient basis to make an affirmative finding that a proposed rule 
change is consistent with the Exchange Act and the applicable rules and 
regulations.\42\ Moreover, ``unquestioning reliance'' on an SRO's 
representations in a proposed rule change is not sufficient to justify 
Commission approval of a proposed rule change.\43\
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    \41\ Id.
    \42\ Id.
    \43\ Susquehanna Int'l Group, LLP v. Securities and Exchange 
Commission, 866 F.3d 442, 447 (D.C. Cir. 2017).
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    After carefully considering the Proposed Rule Change, the 
Commission finds that the Proposed Rule Change is consistent with 
Section 17A(b)(3)(F) of the Act \44\ and Rule 17Ad-22(e)(6)(i) \45\ 
thereunder, as described in detail below.
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    \44\ 15 U.S.C. 78q-1(b)(3)(F).
    \45\ 17 CFR 240.17Ad-22(e)(6)(i).
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A. Consistency With Section 17A(b)(3)(F) of the Act

    Under Section 17A(b)(3)(F) of the Act, ICC's rules, among other 
things, must be ``designed to promote the prompt and accurate clearance 
and settlement of securities transactions and . . . assure the 
safeguarding of securities and funds which are in the custody or 
control of the clearing agency or for which it is responsible . . . .'' 
\46\ Based on a review of the record, and for the reasons discussed 
below, ICC's proposed rule change is consistent with Section 
17A(b)(3)(F).
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    \46\ 15 U.S.C. 78q-1(b)(3)(F).
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    ICC proposes several changes that mitigate procyclicality. The 
Proposed Rule Change would automatically update the risk management 
mean absolute deviation parameters for CDS single name risk factors 
daily rather than monthly. These automatic daily updates allow ICC to 
timely capture significant MAD changes and minimize the cumulative 
effect of MAD changes between two parameter updates, thereby reducing 
the level of procyclicality.\47\
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    \47\ Notice, 90 FR at 13225.
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    ICC's proposal would also enhance calibration details and 
documentation related to the anti-procyclical condition measure for CDS 
index options. Specifically, ICC proposes to add details and 
descriptions regarding how ICC addresses asynchronous and synchronous 
scenarios in its APC measures. ICC also proposes adjusting how it 
determines underlying price dislocation factors used in asynchronous 
scenarios for index options to consider a ratio between peak price 
decreases and increases rather than using a specific value. By more 
completely addressing these asynchronous and synchronous scenarios--
particularly the asynchronous scenarios--and adjusting the method of 
determining underlying price dislocation factors, ICC strengthens its 
APC parameters.
    The Proposed Rule Change would also update the calculation of the 
risk factor level MaxLoss. Specifically, ICC would make the CDS index 
and CDS single name MaxLoss boundary condition more stable and 
conservative by adjusting these conditions to consider sub-portfolio 
loss responses associated with extreme price moves and, in some cases, 
eliminating the need to consider index-only portfolio loss responses. 
These changes make the MaxLoss boundary conditions more conservative 
because they potentially may lead to larger losses for sub-
portfolios.\48\
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    \48\ Notice, 90 at 13224.
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    Reducing the level of procyclicality helps to ensure that ICC 
collects initial margin sufficient to cover its credit exposures to its 
Clearing Participants without adding financial stress. This supports 
Clearing Participants' ability to satisfy margin requirements, and 
therefore ICC's ability to continue operating as a central counterparty 
with the financial resources necessary to promptly and accurately clear 
and settle CDS transactions and safeguard securities and funds. Thus, 
these proposed changes are consistent with Section 17A(b)(3)(F) of the 
Act.\49\
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    \49\ 15 U.S.C. 78q-1(b)(3)(F).
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    ICC also proposes changes to correct, clarify, and add to the RPSRP 
and RMMD. ICC's proposal would clarify that the ICC Risk department's 
estimates and reviews of univariate ISR parameters and their 
assumptions encompass both single name and index ISR parameters. The 
Proposed Rule Change would also add language indicating that the ICC 
Risk Department presents to and reviews with the ICC Risk Working Group 
not only the automatic parameter updates described in the RPSRP but 
also any proposed parameter updates beyond the automatic parameter 
updates. These proposed changes clarify what ICC personnel are 
presenting and reviewing in certain situations, helping to ensure that 
all relevant information is presented and reviewed as required. This 
helps to ensure that individuals and groups at ICC are appropriately 
informed, which enhances their ability to make decisions that allow ICC 
to promptly and accurately clear and settle CDS transactions and 
safeguard securities and funds.
    Accordingly, the Proposed Rule Change is consistent with the 
requirements of Section 17A(b)(3)(F) of the Act.\50\
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    \50\ 15 U.S.C. 78q-1(b)(3)(F).
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B. Consistency With Rule 17Ad-22(e)(6)(i)

    Rule 17Ad-22(e)(6)(i) requires ICC to ``establish, implement, 
maintain and enforce written policies and procedures reasonably 
designed to . . . cover, if the covered clearing agency provides 
central counterparty services, its credit exposures to its participants 
by establishing a risk-based margin system that, at a minimum 
considers, and produces margin levels commensurate with, the risks and 
particular attributes of each relevant product, portfolio, and market . 
. . .'' \51\ Based on a review of the record, and for the reasons 
discussed below, ICC's proposed rule change is consistent with Rule 
17Ad-22(e)(6)(i).
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    \51\ 17 CFR 240.17Ad-22(e)(6)(i).
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    Among other things, in establishing policies and procedures for 
margin, a covered clearing agency generally should consider whether its 
margin model, to the extent practicable and prudent, limits the need 
for destabilizing, procyclical changes.\52\ ICC's proposed changes make 
its initial margin requirements less procyclical. For example, by 
requiring automatic updates of the risk management MAD parameters for 
CDS single name risk factors daily rather than monthly, ICC would 
timely capture significant MAD changes and minimize the cumulative 
effect of MAD changes between two parameter updates, thereby reducing 
procyclicality.\53\ By more completely describing the APC measure for 
index options and changing the price dislocation factor from a static 
number to a ratio, ICC strengthens its APC measure and better addresses 
procyclicality in its ISR and ultimately

[[Page 19366]]

its margin calculations.\54\ By adjusting the CDS index and CDS single 
name MaxLoss boundary conditions to consider sub-portfolio loss 
responses associated with extreme price moves and, in some cases, 
eliminating the need to consider index-only portfolio loss responses, 
ICC makes its MaxLoss boundary conditions more conservative. This 
allows ICC to better avoid uneconomical portfolio level initial margin 
requirements.\55\ Because these proposed changes work to minimize 
procyclicality, their establishment is reasonably designed to establish 
a risk-based margin system that covers ICC's credit exposures to its 
participants and considers, and produces, margin levels commensurate 
with, the risks and particular attributes of each relevant product, 
portfolio, and market.
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    \52\ Standards for Covered Clearing Agencies, Exchange Act 
Release No. 78961 (Sept 28, 2016), 81 FR 70786, 70819 (Oct 13, 2016) 
(S7-03-14).
    \53\ Notice, 90 FR at 13225.
    \54\ Id. at 13224.
    \55\ ICC Risk Management Model Description, filed as 
confidential Exhibit 5B.
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    Accordingly, the Proposed Rule Change is consistent with the 
requirements of Rule 17Ad-22(e)(6)(i).\56\
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    \56\ 17 CFR 240.17Ad-22(e)(6)(i).
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IV. Conclusion

    On the basis of the foregoing, the Commission finds that the 
Proposed Rule Change is consistent with the requirements of the Act, 
and in particular, Section 17A(b)(3)(F) of the Act \57\ and Rule 17Ad-
22(e)(6)(i).\58\
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    \57\ 15 U.S.C. 78q-1(b)(3)(F).
    \58\ 17 CFR 240.17Ad-22(e)(6)(i).
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    It is therefore ordered pursuant to Section 19(b)(2) of the Act 
that the proposed rule change (SR-ICC-2025-001) be, and hereby is, 
approved.\59\
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    \59\ In approving the proposed rule change, the Commission 
considered the proposal's impacts on efficiency, competition, and 
capital formation. 15 U.S.C. 78c(f).

    For the Commission by the Division of Trading and Markets, 
pursuant to delegated authority.\60\
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    \60\ 17 CFR 200.30-3(a)(12).
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Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2025-07911 Filed 5-6-25; 8:45 am]
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