[Federal Register Volume 90, Number 57 (Wednesday, March 26, 2025)]
[Notices]
[Page 13751]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-05134]


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FEDERAL RESERVE SYSTEM


Formations of, Acquisitions by, and Mergers of Bank Holding 
Companies

    The companies listed in this notice have applied to the Board for 
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other 
applicable statutes and regulations to become a bank holding company 
and/or to acquire the assets or the ownership of, control of, or the 
power to vote shares of a bank or bank holding company and all of the 
banks and nonbanking companies owned by the bank holding company, 
including the companies listed below.
    The public portions of the applications listed below, as well as 
other related filings required by the Board, if any, are available for 
immediate inspection at the Federal Reserve Bank(s) indicated below and 
at the offices of the Board of Governors. This information may also be 
obtained on an expedited basis, upon request, by contacting the 
appropriate Federal Reserve Bank and from the Board's Freedom of 
Information Office at https://www.federalreserve.gov/foia/request.htm. 
Interested persons may express their views in writing on the standards 
enumerated in the BHC Act (12 U.S.C. 1842(c)).
    Comments received are subject to public disclosure. In general, 
comments received will be made available without change and will not be 
modified to remove personal or business information including 
confidential, contact, or other identifying information. Comments 
should not include any information such as confidential information 
that would not be appropriate for public disclosure.
    Comments regarding each of these applications must be received at 
the Reserve Bank indicated or the offices of the Board of Governors, 
Ann E. Misback, Secretary of the Board, 20th Street and Constitution 
Avenue NW, Washington, DC 20551-0001, not later than April 25, 2025.
    A. Federal Reserve Bank of New York (Bank Applications Officer) 33 
Liberty Street, New York, New York 10045-0001. Comments can also be 
sent electronically to [email protected]:
    1. Lake Shore, MHC, Dunkirk, New York; to convert from mutual to 
stock form. As part of the conversion, Lake Shore, MHC, and Lake Shore 
Bancorp, Inc., also of Dunkirk, New York, an existing mid-tier savings 
and loan holding company, will cease to exist and Lake Shore Savings 
Bank, Dunkirk, New York, will convert to a commercial bank, to be 
renamed Lake Shore Bank, and become a wholly-owned subsidiary of a new 
corporation which has applied to become a bank holding company 
maintaining the name of Lake Shore Bancorp, Inc., pursuant to Section 
3(a)(1) of the Bank Holding Company Act of 1956, as amended.
    B. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant 
Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414. 
Comments can also be sent electronically to 
[email protected]:
    1. Capra Financial, Inc.; to become a bank holding company by 
acquiring Capra Bank, both of Dubuque, Iowa.
    2. Orion Bancorporation, Inc., Orion, Illinois; to merge with 
Mechanicsville Bancshares, Inc., Mechanicsville, Iowa, and thereby 
indirectly acquire Bridge Community Bank, Mount Vernon, Iowa.

    Board of Governors of the Federal Reserve System.
Michele Taylor Fennell,
Associate Secretary of the Board.
[FR Doc. 2025-05134 Filed 3-25-25; 8:45 am]
BILLING CODE P