[Federal Register Volume 90, Number 42 (Wednesday, March 5, 2025)]
[Proposed Rules]
[Page 11236]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2025-03547]
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Proposed Rules
Federal Register
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This section of the FEDERAL REGISTER contains notices to the public of
the proposed issuance of rules and regulations. The purpose of these
notices is to give interested persons an opportunity to participate in
the rule making prior to the adoption of the final rules.
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Federal Register / Vol. 90, No. 42 / Wednesday, March 5, 2025 /
Proposed Rules
[[Page 11236]]
CONSUMER FINANCIAL PROTECTION BUREAU
12 CFR Part 1022
[Docket No. CFPB-2024-0044]
RIN 3170-AB27
Protecting Americans From Harmful Data Broker Practices
(Regulation V); Extension of Comment Period
AGENCY: Consumer Financial Protection Bureau.
ACTION: Proposed rule; extension of comment period.
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SUMMARY: On December 13, 2024, the Consumer Financial Protection Bureau
(CFPB) published in the Federal Register a notice of proposed
rulemaking (NPRM) requesting comment on the CFPB's proposal to amend
Regulation V, which implements the Fair Credit Reporting Act (FCRA).
The proposed rule would implement the FCRA's definitions of consumer
report and consumer reporting agency as well as certain of the FCRA's
provisions governing when consumer reporting agencies may furnish, and
users may obtain, consumer reports. The NPRM provided a comment period
that was set to close on March 3, 2025. To allow interested persons
more time to consider and submit their comments, the CFPB has
determined that an extension of the comment period until April 2, 2025,
is appropriate.
DATES: The end of the comment period for the proposed rule that
published at 89 FR 101402 (December 13, 2024) is extended from March 3,
2025, until April 2, 2025.
ADDRESSES: You may submit comments, identified by Docket No. CFPB-2024-
0044 or RIN 3170-AB27, by any of the following methods:
Federal eRulemaking Portal: https://www.regulations.gov.
Follow the instructions for submitting comments.
Email: [email protected]. Include
Docket No. CFPB-2024-0044 or RIN 3170-AB27 in the subject line of the
message.
Mail/Hand Delivery/Courier: Comment Intake--Protecting
Americans from Harmful Data Broker Practices (Regulation V), c/o Legal
Division Docket Manager, Consumer Financial Protection Bureau, 1700 G
Street NW, Washington, DC 20552.
Instructions: The CFPB encourages the early submission of comments.
All submissions should include the agency name and docket number or
Regulatory Information Number (RIN) for this rulemaking. Because paper
mail is subject to delay, commenters are encouraged to submit comments
electronically. In general, all comments received will be posted
without change to https://www.regulations.gov.
All submissions, including attachments and other supporting
materials, will become part of the public record and subject to public
disclosure. Proprietary information or sensitive personal information,
such as account numbers or Social Security numbers, or names of other
individuals, should not be included. Submissions will not be edited to
remove any identifying or contact information.
FOR FURTHER INFORMATION CONTACT: Laura Stack, Senior Counsel, Office of
Regulations, at 202-435-7700 or https://reginquiries.consumerfinance.gov/. If you require this document in an
alternative electronic format, please contact
[email protected].
SUPPLEMENTARY INFORMATION: On December 3, 2024, the CFPB issued an NPRM
proposing to amend Regulation V, 12 CFR part 1022, to implement the
FCRA's definitions of consumer report and consumer reporting agency as
well as certain of the FCRA's provisions governing when consumer
reporting agencies may furnish, and users may obtain, consumer reports.
The NPRM was published in the Federal Register on December 13, 2024.\1\
The NPRM provided a public comment period that was set to close on
March 3, 2025. To allow interested persons more time to consider and
submit their comments, the CFPB has determined that an extension of the
comment period until April 2, 2025, is appropriate. The NPRM comment
period will now close on April 2, 2025.
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\1\ 89 FR 101402 (Dec. 13, 2024).
Dated: February 28, 2025.
Russell T. Vought,
Acting Director, Consumer Financial Protection Bureau.
[FR Doc. 2025-03547 Filed 2-28-25; 4:15 pm]
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