[Federal Register Volume 89, Number 182 (Thursday, September 19, 2024)]
[Rules and Regulations]
[Page 76713]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-21265]



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 Rules and Regulations
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  Federal Register / Vol. 89, No. 182 / Thursday, September 19, 2024 / 
Rules and Regulations  

[[Page 76713]]



CONSUMER FINANCIAL PROTECTION BUREAU

12 CFR Part 1002

[Docket No. CFPB-2024-0018]
RIN 3170-AA09


Small Business Lending Under the Equal Credit Opportunity Act 
(Regulation B); Extension of Compliance Dates; Correction

AGENCY: Consumer Financial Protection Bureau.

ACTION: Interim final rule with request for public comment; correcting 
amendment.

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SUMMARY: On July 3, 2024, the Consumer Financial Protection Bureau 
(CFPB) published the ``Small Business Lending Under the Equal Credit 
Opportunity Act (Regulation B); Extension of Compliance Dates'' interim 
final rule with request for public comment (interim rule) in the 
Federal Register. Amendatory instruction 2 in the interim rule 
contained a typographical error; this document corrects this 
typographical error.

DATES: This correction is effective September 19, 2024.

FOR FURTHER INFORMATION CONTACT: George Karithanom, Regulatory 
Implementation and Guidance Program Analyst, Office of Regulations, at 
202-435-7700 or https://reginquiries.consumerfinance.gov/. If you 
require this document in an alternative electronic format, please 
contact [email protected].

SUPPLEMENTARY INFORMATION: On July 3, 2024, the Consumer Financial 
Protection Bureau (CFPB) published the interim rule in the Federal 
Register.\1\ Amendatory instruction 2 in the third column of page 55029 
of volume 89 of the Federal Register contained a typographical error. 
Specifically, the phrase ``2. Section 1002.14 is amended by:'' should 
have read: ``2. Section 1002.114 is amended by:''. The CFPB is issuing 
this document to correct this typographical error.
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    \1\ 89 FR 55024 (July 3, 2024).
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List of Subjects in 12 CFR Part 1002

    Banks, banking, Civil rights, Consumer protection, Credit, Credit 
unions, Marital status discrimination, National banks, Penalties.

Authority and Issuance

    For the reasons set forth in the preamble, the CFPB amends 
Regulation B, 12 CFR part 1002, by making the following correcting 
amendment:

PART 1002--EQUAL CREDIT OPPORTUNITY ACT (REGULATION B)

0
1. The authority citation for part 1002 continues to read as follows:

    Authority:  12 U.S.C. 5512, 5581; 15 U.S.C. 1691b. Subpart B is 
also issued under 15 U.S.C. 1691c-2.


0
2. Section 1002.114 is amended:
0
a. In paragraph (b)(1), by removing ``October 1, 2024'' and adding in 
its place ``July 18, 2025'';
0
b. In paragraph (b)(2), by removing ``April 1, 2025'' and adding in its 
place ``January 16, 2026'';
0
c. In paragraphs (b)(3) and (4), by removing ``January 1, 2026'' and 
adding in its place ``October 18, 2026''; and
0
d. By adding paragraph (c)(3).
    The addition reads as follows:


Sec.  1002.114  Effective date, compliance date, and special 
transitional rules.

* * * * *
    (c) * * *
    (3) Alternative time period for determining compliance dates. A 
financial institution is permitted to use its originations of covered 
credit transactions in each of calendar years 2023 and 2024 in lieu of 
calendar years 2022 and 2023 as specified in paragraphs (b) and (c)(2) 
of this section.

Paul Hannah,
Senior Counsel and Federal Register Liaison, Consumer Financial 
Protection Bureau.
[FR Doc. 2024-21265 Filed 9-18-24; 8:45 am]
BILLING CODE 4810-AM-P