[Federal Register Volume 89, Number 180 (Tuesday, September 17, 2024)]
[Notices]
[Pages 76129-76130]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-21113]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket Number: FR-7092-N-37]


Privacy Act of 1974; Matching Program

AGENCY: Office of Administration, HUD.

ACTION: Notice of a new matching program.

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SUMMARY: In accordance with the Privacy Act of 1974, as amended, the 
Department of Housing and Urban Development (HUD) and the Department of 
Justice (DOJ) are providing notice of a new matching program between 
DOJ and HUD of data on judgments being collected by DOJ against 
individuals owing delinquent debts to the Federal Government for 
inclusion in a computer information system of HUD's, the Credit Alert 
Verification Reporting System (CAIVRS).

DATES: Comments Due Date: October 17, 2024. The matching program will 
commence not sooner than 30 days after publication of this notice, 
provided no comments are received that warrant a change to this notice. 
The matching program will be conducted for an initial term of 18 months 
and within 3 months of expiration may be renewed for one additional 
year if the parties make no change to the matching program and certify 
that the program has been conducted in compliance with the matching 
agreement.

ADDRESSES: Interested parties may submit comments as follows:
    1. Electronically. You may send your comments electronically to 
http://www.regulations.gov. Follow the instructions for ``Comment or 
Submission'' or ``More Search Options'' to find the information 
collection document(s) that are accepting comments.
    2. By Regular Mail. You may mail written comments to the following 
address: Department of Housing and Urban Development, Office of Single-
Family Program Development, 451 Seventh Street SW, Room 9266, 
Washington, DC 20410.

FOR FURTHER INFORMATION CONTACT: Armand Curet, Program Analyst, Home 
Mortgage Insurance Division, Office of Single-Family Program 
Development Department of Housing and Urban Development, 451 7th Street 
SW, Washington DC 20410, telephone (202) 402-4816, email 
[email protected]; telephone HUD welcomes and is prepared to 
receive calls from individuals who are deaf or hard of hearing, as well 
as individuals with speech or communication disabilities.

[[Page 76130]]

To learn more about how to make an accessible telephone call, please 
visit https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs.

SUPPLEMENTARY INFORMATION: This notice supersedes a similar notice 
published in the Federal Register on July 5, 2016, at 81 FR 43629. The 
Computer Matching program seeks to set forth the terms and conditions 
governing disclosures of records, information, or data (collectively 
referred to herein as ``data'') made by DOJ to HUD. This data is 
obtained by DOJ and pertains to delinquent debt that individuals owe to 
DOJ. The purpose of its transmittal is to update the Credit Alert 
Verification Reporting System (CAIVRS), which is a computer information 
system maintained by HUD. The data match will allow for the 
prescreening of applicants for Federal direct loans or federally 
guaranteed loans, for the purpose of determining the applicant's credit 
worthiness, by ascertaining whether the applicant is delinquent or in 
default on a loan owed directly to or guaranteed by the Federal 
Government. The terms and conditions of this Agreement ensure that DOJ 
makes such disclosures of data, and that HUD uses such disclosed data, 
in accordance with the requirements of the Privacy Act of 1974, as 
amended by the Computer Matching and Privacy Protection Act (CMPPA) of 
1988, 5 U.S.C. 552a.

Participating Agencies

    HUD is the recipient agency, and DOJ is the source agency.

Authority for Conducting the Matching Program

     The Privacy Act of 1974 (5 U.S.C. 552a), as amended by the 
Computer Matching and Privacy Protection Act of 1988 (Pub. L. 100-503) 
and the Computer Matching and Privacy Protection Amendments of 1990 
(Pub. L. 101-508) (Privacy Act);
     The Debt Collection Act of 1982, Public Law 97-365 (5 
U.S.C. 5514; 31 U.S.C. 3701 et. seq.), as amended;
     The Debt Collection Improvement Act of 1996, Public Law 
104-134 (5 U.S.C. 5514; 31 U.S.C. 3701 et. seq.);
     The Deficit Reduction Act of 1984, Section 2653 of Public 
Law 98-369 (26 U.S.C. 6402; 31 U.S.C. 3720a; and 3721);
     The Federal Credit Reform Act of 1990 (2 U.S.C. 661 et. 
seq.), as amended;
     The Federal Debt Collection Procedures Act of 1990, Public 
Law 101-647 (28 U.S.C. 3001 et. seq.);
     The Chief Financial Officers Act of 1990, Public Law 101-
576 (31 U.S.C. 901 et. seq.), as amended;
     The Cash Management Improvement Act of 1990 (CMIA), Public 
Law 101-453, as amended by the Cash Management Improvement Act of 1992, 
Public Law 102-589; The Cash Management Improvement Act Amendments of 
1992, Public Law 102-589;
     Executive Order 8248, ``Establishing the divisions of the 
Executive Office of the President and defining their functions and 
duties,'' Sept. 8, 1939;
     The Federal Information Security Management Act of 2002 
(FISMA) (44 U.S.C. 3541, et seq.), as amended, and related National 
Institute of Standards and Technology (NIST) guidelines, which provide 
the requirements that the Federal Government must follow with regard to 
use, treatment, and safeguarding of data.
     Pre-existing common law authority to charge interest on 
debts and to offset payments to collect debts administratively (31 
U.S.C. 3701,3711-3720E, 3721); and 24 CFR 17.60 through 17.170.
     The Office of Management and Budget (OMB) Final Guidance 
Interpreting the Provisions of Public Law 100-503, the Computer 
Matching and Privacy Protection Act of 1988, 54 FR 25818 (June 19, 
1989).
     DOJ Order 0904: Cybersecurity Program.

Purpose(s)

    This agreement sets forth the respective responsibilities of HUD 
and DOJ in effecting the transfer of DOJ post judgment debtor data to 
CAIVRS. The CAIVRS debtor file contains the Social Security numbers 
(SSNs) of HUD's delinquent debtors and defaulters, and the delinquent 
and defaulted debtor records of other federal agencies including the 
identification of the type of delinquent or defaulted loan. The 
objective of CAIVRS is to give program agencies and their authorized 
financial institutions access to a system that allows them to prescreen 
applicants for loans made or guaranteed by the Federal Government to 
ascertain if the applicant is delinquent in paying a debt owed to or 
insured by the Federal Government.

Categories of Individuals

    The categories of individuals whose information is involved in the 
matching program are delinquent federal debtors.

Categories of Records

    The categories of records used in the matching program are the 
categories of records used in the matching program are debtor's SSN, 
Agency, Program Code, Case number and Contact information.

System(s) of Records

    HUD and DOJ SORNs used for purpose of the subject data exchanges 
include:
     Debt Collection Enforcement System, JUSTICE/DOJ-016. The 
notice for this system of records, including a routine use permitting 
this disclosure, was published in the Federal Register on March 25, 
2017, (82 FR 24151, 154). The DOJ debtor files contain information on 
individuals or corporations with unsatisfied judgments.
     Credit Alert Verification System, HUD/HOU-04. The notice 
for this system of records, including a routine use permitting this 
disclosure, was published in the Federal Register on August 28, 2023 
(88 FR 58595). CAIVRS is as a shared database of defaulted Federal 
debtors and enables processors of applications for Federal credit 
benefit to identify individuals who are in default or have had claims 
paid on direct or guaranteed Federal loans or are delinquent or other 
debts owed to Federal agencies.
     Financial Data Mart (FDM), A75R. The notice for this 
system of records, including a routine use permitting this disclosure, 
was published in the Federal Register on August 17, 2022 (87 FR 50640). 
FDM is a warehouse of data extracted from various HUD systems and is 
supported by several query tools for improved financial and program 
data reporting.

Bradley S. Jewitt,
Senior Agency Official for Privacy, Office of Administration.
[FR Doc. 2024-21113 Filed 9-16-24; 8:45 am]
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