[Federal Register Volume 89, Number 132 (Wednesday, July 10, 2024)]
[Notices]
[Pages 56741-56742]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-15129]


=======================================================================
-----------------------------------------------------------------------

CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2024-0027]


Agency Information Collection Activities; Comment Request

AGENCY: Consumer Financial Protection Bureau.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (CFPB) requests the Office of 
Management and Budget's (OMB's) revision of the existing information 
collection titled ``Regulation F: Fair Debt Collection Practices Act, 
State Application for Exemption'' approved under OMB Control Number 
3170-0056.

DATES: Written comments are encouraged and must be received on or 
before August 9, 2024 to be assured of consideration.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to www.reginfo.gov/public/do/PRAMain. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, Paperwork Reduction Act Officer, at 
(202) 435-7278, or email: [email protected]. If you require this 
document in an alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Regulation F: Fair Debt Collection Practices 
Act, State Application for Exemption.
    OMB Control Number: 3170-0056.
    Type of Review: Revision of a currently approved collection.
    Affected Public: State governments.
    Estimated Number of Respondents: 8,730.
    Estimated Total Annual Burden Hours: 858,345.
    Abstract: Regulation F implements the Fair Debt Collection 
Practices Act (FDCPA) \1\ and prescribes Federal rules governing the 
activities of debt collectors (as that term is defined in the FDCPA). 
Regulation F addresses communications in connection with debt 
collection and prohibitions on harassment or abuse, false or misleading 
representations, and unfair practices in debt collection. Regulation F 
includes information collections related to information that debt 
collectors must provide to consumers at various points during the debt 
collection process (such as at the outset of collections), before 
reporting a debt to a consumer reporting agency, and in response to 
certain consumer requests or actions. Regulation F also includes 
information collections related to recordkeeping and State applications 
to the CFPB for an exemption of a class of debt collection practices 
within the applying State from the provisions of the FDCPA and the 
corresponding provisions of Regulation F.
---------------------------------------------------------------------------

    \1\ 15 U.S.C. 1692.
---------------------------------------------------------------------------

    Request for Comments: The CFPB published a 60-day Federal Register 
notice on March 14, 2024 (89 FR 18606) under Docket Number: CFPB-2024-
0011. The CFPB is publishing this notice and soliciting comments on: 
(a) Whether the collection of information is necessary for the proper 
performance of the functions of the CFPB, including

[[Page 56742]]

whether the information will have practical utility; (b) The accuracy 
of the CFPB's estimate of the burden of the collection of information, 
including the validity of the methods and the assumptions used; (c) 
Ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) Ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. 
Comments submitted in response to this notice will be reviewed by OMB 
as part of its review of this request. All comments will become a 
---------------------------------------------------------------------------
matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2024-15129 Filed 7-9-24; 8:45 am]
BILLING CODE 4810-AM-P