[Federal Register Volume 89, Number 51 (Thursday, March 14, 2024)]
[Notices]
[Pages 18606-18607]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-05449]


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CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2024-0011]


Agency Information Collection Activities: Comment Request

AGENCY: Consumer Financial Protection Bureau.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (CFPB) is requesting the 
revision of the Office of Management and Budget's (OMB's) approval for 
an existing information collection titled, ``Regulation F: Fair Debt 
Collection Practices Act, State Application for Exemption,'' approved 
under OMB Control Number 3170-0056.

DATES: Written comments are encouraged and must be received on or 
before May 13, 2024 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Federal eRulemaking Portal: https://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. CFPB-
2024-0011 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552. Because paper mail in the Washington, DC area and 
at the CFPB is subject to delay, commenters are encouraged to submit 
comments electronically.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or 
email: [email protected]. If you require this document in an 
alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Regulation F: Fair Debt Collection Practices 
Act, State Application for Exemption.
    OMB Control Number: 3170-0056.
    Type of Review: Revision of a currently approved collection.
    Affected Public: State governments.
    Estimated Number of Respondents: 8,730.
    Estimated Total Annual Burden Hours: 858,345.
    Abstract: Regulation F implements the Fair Debt Collection 
Practices Act (FDCPA), 15 U.S.C. 1692 and prescribes Federal rules 
governing the activities of debt collectors (as that term is defined in 
the FDCPA). Regulation F addresses communications in connection with 
debt collection and prohibitions on harassment or abuse, false or 
misleading representations, and unfair practices in debt collection. 
Regulation F includes information collections related to information 
that debt collectors must provide to consumers at various points during 
the debt collection process (such as at the outset of collections), 
before

[[Page 18607]]

reporting a debt to a consumer reporting agency, and in response to 
certain consumer requests or actions. Regulation F also includes 
information collections related to recordkeeping and State applications 
to the CFPB for an exemption of a class of debt collection practices 
within the applying State from the provisions of the FDCPA and the 
corresponding provisions of Regulation F.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the CFPB, including whether the information will have 
practical utility; (b) The accuracy of the CFPB's estimate of the 
burden of the collection of information, including the validity of the 
methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2024-05449 Filed 3-13-24; 8:45 am]
BILLING CODE 4810-AM-P