[Federal Register Volume 88, Number 191 (Wednesday, October 4, 2023)]
[Notices]
[Pages 68588-68589]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-21910]


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CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2023-0050]


Agency Information Collection Activities: Comment Request

AGENCY: Consumer Financial Protection Bureau.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (CFPB) requests the extension 
of the Office of Management and Budget's (OMB's) approval for an 
existing information collection titled ``Payday, Vehicle Title, and 
Certain High-Cost Installment Loans'' approved under OMB Control Number 
3170-0071.

DATES: Written comments are encouraged and must be received on or 
before November 3, 2023 to be assured of consideration.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to www.reginfo.gov/public/do/PRAMain. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, Paperwork Reduction Act Officer, at 
(202) 435-7278, or email: [email protected]. If you require this 
document in an alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Payday, Vehicle Title, and Certain High-Cost 
Installment Loans.
    OMB Control Number: 3170-0071.
    Type of Review: Extension without change of a currently approved 
collection.
    Affected Public: State, Local, and Tribal Governments.
    Estimated Number of Respondents: 9,887.
    Estimated Total Annual Burden Hours: 3,189,587.
    Abstract: 12 Code of Federal Regulations (CFR) part 1041 applies to 
non-depository institutions and loan brokers engaged in consumer 
lending, credit intermediation activities, or activities related to 
credit intermediation. Additionally, banks and credit unions that make 
loans are subject to the regulation. The purpose of this regulation is 
to identify certain unfair and abusive acts or practices in connection 
with certain consumer credit transactions, to set forth requirements 
for preventing such acts or practices, and to provide certain partial 
conditional exemptions from aspects of this regulation. This regulation 
also contains requirements to ensure that the features of those 
consumer credit transactions are fully, accurately, and effectively 
disclosed to consumers.
    Request for Comments: The Bureau published a 60-day Federal 
Register notice on June 23, 2023, (88 FR 41086) under Docket Number: 
CFPB-2023-0036 The Bureau is publishing this notice and soliciting 
comments on: (a) Whether the collection of information is necessary for 
the proper performance of the functions of the Bureau, including 
whether the information will have practical utility; (b) The accuracy 
of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
reviewed by OMB as part of its review of this request. All

[[Page 68589]]

comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2023-21910 Filed 10-3-23; 8:45 am]
BILLING CODE 4810-25-P