[Federal Register Volume 88, Number 120 (Friday, June 23, 2023)]
[Notices]
[Page 41086]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-13326]


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CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2023-0036]


Agency Information Collection Activities: Comment Request

AGENCY: Consumer Financial Protection Bureau.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) requests the 
extension of the Office of Management and Budget's (OMB's) approval for 
an existing information collection titled ``Payday, Vehicle Title, and 
Certain High-Cost Installment Loans,'' approved under OMB Control 
Number 3170-0071.

DATES: Written comments are encouraged and must be received on or 
before August 22, 2023 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. CFPB-
2023-0036 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552. Because paper mail in the Washington, DC area and 
at the Bureau is subject to delay, commenters are encouraged to submit 
comments electronically.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or 
email: [email protected]. If you require this document in an 
alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Payday, Vehicle Title, and Certain High-Cost 
Installment Loans.
    OMB Control Number: 3170-0071.
    Type of Review: Extension without change of a currently approved 
collection.
    Affected Public: State, local, and tribal governments.
    Estimated Number of Respondents: 9,887.
    Estimated Total Annual Burden Hours: 3,189,587.
    Abstract: 12 Code of Federal Regulations (CFR) part 1041 applies to 
non-depository institutions and loan brokers engaged in consumer 
lending, credit intermediation activities, or activities related to 
credit intermediation. Additionally, banks and credit unions that make 
loans are subject to the regulation. The purpose of this regulation is 
to identify certain unfair and abusive acts or practices in connection 
with certain consumer credit transactions, to set forth requirements 
for preventing such acts or practices, and to provide certain partial 
conditional exemptions from aspects of this rule. This regulation also 
contains requirements to ensure that the features of those consumer 
credit transactions are fully, accurately, and effectively disclosed to 
consumers.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2023-13326 Filed 6-22-23; 8:45 am]
BILLING CODE 4810-AM-P