[Federal Register Volume 88, Number 113 (Tuesday, June 13, 2023)]
[Notices]
[Pages 38499-38500]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-12550]


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CONSUMER FINANCIAL PROTECTION BUREAU

[Docket No. CFPB-2023-0020]


Request for Information Regarding Data Brokers and Other Business 
Practices Involving the Collection and Sale of Consumer Information

AGENCY: Consumer Financial Protection Bureau.

ACTION: Request for information; extension of comment period.

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SUMMARY: On March 15, 2023, the Consumer Financial Protection Bureau 
(Bureau or CFPB) issued a request for information seeking input from 
the public related to data brokers. The request for information was 
published in the Federal Register on March 21, 2023, and provided for a 
comment period that was set to expire on June 13, 2023. To allow 
interested persons more time to gather the requested information and 
submit comments, the CFPB has determined that an extension of the 
comment period until July 15, 2023, is appropriate.

DATES: The end of the comment period for the Request for Information 
Regarding Data Brokers published on March 21, 2023 (88 FR 16951), is 
extended from June 13, 2023, until July 15, 2023.

[[Page 38500]]


ADDRESSES: You may submit comments, identified by Docket No. CFPB-2023-
0020, by any of the following methods:
     Federal eRulemaking Portal: https://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. 
CFPB-2023-0020 in the subject line of the message.
     Mail/Hand Delivery/Courier: Comment Intake--Request for 
Information Regarding Data Brokers, Consumer Financial Protection 
Bureau, 1700 G Street, NW, Washington, DC 20552. Because paper mail in 
the Washington, DC area and at the CFPB is subject to delay, commenters 
are encouraged to submit comments electronically.
    Instructions: The CFPB encourages the early submission of comments. 
All submissions should include the agency name and docket number for 
this request for information. Please note the number of the topic on 
which you are commenting at the top of each response (you do not need 
to address all topics.) In general, all comments received will be 
posted without change to https://www.regulations.gov. All comments, 
including attachments and other supporting materials, will become part 
of the public record and subject to public disclosure. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included. Comments generally will not be edited 
to remove any identifying or contact information.

FOR FURTHER INFORMATION CONTACT: Erie Meyer, Chief Technologist and 
Senior Advisor, Office of the Director; Davida Farrar, Counsel, Office 
of Consumer Populations, at 202-435-7700. If you require this document 
in an alternative electronic format, please contact 
[email protected].

SUPPLEMENTARY INFORMATION: On March 15, 2023, the Bureau issued a 
request for information seeking information from the public on the data 
broker industry. Data brokers is an umbrella term to describe firms 
that collect, aggregate, sell, resell, license, or otherwise share 
consumers' personal information with other parties. Data brokers 
encompass actors such as first-party data brokers that interact with 
consumers directly, as well as third-party data brokers with whom the 
consumer does not have a direct relationship. Data brokers include 
firms that specialize in preparing employment background screening 
reports and credit reports. Data brokers collect information from 
public and private sources for purposes including marketing and 
advertising, building and refining proprietary algorithms, credit and 
insurance underwriting, consumer-authorized data porting, fraud 
detection, criminal background checks, identity verification, and 
people search databases.
    This request for information seeks comments from the public on data 
brokers. The submissions in response to this request for information 
will serve to assist the CFPB and policymakers in understanding the 
current state of business practices in exercising enforcement, 
supervision, regulatory, and other authorities. The CFPB welcomes 
stakeholders to submit data, analysis, research, and other information 
about data brokers. The CFPB also requests input from individuals who 
have interacted with or have been affected by data broker business 
practices.
    The Bureau has determined that it is appropriate to extend until 
July 15, 2023, the comment period on this request for information. This 
extension will allow interested persons more time to pull together the 
requested information for submission. The comment period will now close 
on July 15, 2023.

Paul Hannah,
Senior Counsel, Consumer Financial Protection Bureau.
[FR Doc. 2023-12550 Filed 6-12-23; 8:45 am]
BILLING CODE 4810-AM-P