[Federal Register Volume 88, Number 58 (Monday, March 27, 2023)]
[Notices]
[Pages 18188-18189]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-06264]


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NATIONAL CREDIT UNION ADMINISTRATION


Chartering and Field of Membership--Public Hearing; Community 
Charter Application for Area With a Population of 2.5 Million or More

AGENCY: National Credit Union Administration (NCUA).

ACTION: Notice of public hearing.

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SUMMARY: The NCUA will hold a public hearing on a request from Dade 
County Federal Credit Union, submitted on November 8, 2022, seeking to 
expand its existing community charter. The American Community Survey 
estimates the proposed community's population is 4,624,664 people. This 
public hearing is being held pursuant to the NCUA's Chartering and 
Field of Membership Manual, and the agency is requesting comments from 
interested stakeholders regarding whether the area qualifies as a well-
defined local community.

DATES: The public hearing will be held on June 7, 2023, at 1 p.m. 
Eastern. The meeting will be held virtually via WebEx. Interested 
parties seeking to make presentations during the hearing must register 
by 12 p.m. Eastern on May 10, 2023, to be placed on a list of 
presenters. The applicant along with no more than seven other 
interested parties may request to make presentations. The first six 
interested parties that contact the NCUA in writing will be permitted 
to make such presentations. Members of the public seeking to watch or 
listen to the virtual meeting must register to view the public hearing. 
The agency will not reimburse any travel expenses for interested 
parties making presentations, or members of the public attending the 
meeting. Written comments must be submitted by May 10, 2023.

FOR FURTHER INFORMATION CONTACT: For public hearing process issues: 
JeanMarie Komyathy, Deputy Director; Rita Woods, Division Director of 
Consumer Access; or Sheila Snock, Consumer Access Program Officer, 
Office of Credit Union Resources and Expansion (CURE), at 1775 Duke 
Street, Alexandria, VA 22314, or telephone (703) 518-1150. For legal 
issues: Marvin Shaw, Senior Staff Attorney, Office of General Counsel 
at the above address or telephone (703) 518-6553.

SUPPLEMENTARY INFORMATION:

Background

    The NCUA's Chartering and Field of Membership Manual provides that 
for an applicant seeking a community charter for an area with multiple 
political jurisdictions with a population of 2.5 million people or 
more, the Office of Credit Union Resources and Expansion (CURE) shall 
do the following: (1) publish a notice in the Federal Register seeking 
comment from interested parties about the proposed community and (2) 
conduct a public hearing about this application.\1\ The preamble to the 
June 28, 2018, final rule, that established the public hearing process 
sets forth the procedures that will govern such hearings.\2\ The 
procedures are described in the following section of this notice.
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    \1\ 12 CFR part 701, appendix B, chapter 2 section V.A.2.
    \2\ 83 FR 30289 (June 28, 2018). In particular, see the preamble 
discussion on 83 FR 30289, 30293.
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Public Hearing Procedures

    The NCUA will appoint a presiding officer to oversee and conduct 
the public hearing. The presiding officer will have the authority and 
discretion to ensure that the meeting proceeds in a fair and orderly 
manner. The NCUA will transcribe the meeting, which will provide an 
administrative record to allow the agency to consider comments 
presented at the hearing along with those submitted in writing.
    The public hearing will last no more than four hours with 
interested parties making presentations of no more than 30 minutes 
each. Only eight people may make a presentation, which includes the 
applicant and seven other interested parties. The first six parties in 
addition to the applicant that contact the NCUA in writing will be 
permitted to make such presentations. CURE will reserve the remaining 
slot, which it has the discretion to designate as eligible for a 
presentation by an interested party. In addition to the presentations, 
interested parties may submit written statements to CURE.
    The NCUA will make a determination on the application no sooner 
than 30 calendar days after the date of the public hearing.
    Request to Present: Parties requesting to make a presentation at 
the public hearing must submit their request via email:

To: [email protected]
Subject: Request to Present at NCUA's Public Hearing for Dade County 
Federal Credit Union

    Within the body of the email, please include the following 
information:
    1. The name, city and state, telephone number, organization (if 
applicable), and email address of the presenter;
    2. A brief statement of the nature of the expected presentation 
(including whether the presenter will support, oppose, or neither 
support nor oppose the proposed application); and
    3. The identification of any special or accessibility needs, such 
as sign language translation services.
    NCUA will confirm the first six requests to present at the public 
hearing. A presenter must submit a written copy of its presentation to 
the NCUA by May 10, 2023.
    Written Statements: Parties providing written statements must 
submit their statements via email or at the following URL: Public 
Hearings for Certain Proposed Community Charter Actions [bond] NCUA
    If submitting via email, please use the following format:

To: [email protected]
Subject: Submission of Written Statement for Dade County Federal Credit 
Union Community Charter Application Request

    Written comments must be submitted by May 10, 2023.
    Application Request: The information below pertains to the credit 
union's proposed community charter application request. The narrative 
the applicant submitted in support of their

[[Page 18189]]

position the area qualifies as a well-defined local community is also 
available for review within the Regulations.gov docket for this notice 
of public hearing.
    Credit Union's Name: Dade County Federal Credit Union.
    Credit Union's Location: Sweetwater, Florida.
    Actual Members: 100,707 members as of December 31, 2022.
    Population of Proposed Community: 4,624,664 (2021 5-yr ACS 
estimate).
    Existing Field of Membership: Persons who live, work, worship, 
attend school, participate in programs to alleviate poverty or 
distress, or participate in associations headquartered in; and 
businesses and other legal entities, incorporated and unincorporated 
organizations located in, or maintaining a facility located in Miami-
Dade County, Florida.
    Description of Proposed Community: Persons who live, work, worship, 
attend school, participate in programs to alleviate poverty or 
distress, or participate in associations headquartered in; and 
businesses and other legal entities, incorporated and unincorporated 
organizations located in, or maintaining a facility located in Broward 
or Miami-Dade County, Florida.
    Reason for Seeking Proposed Community: Dade County Federal Credit 
Union believes that its current community is an inhibitor to current 
and future growth as it regularly turns away would-be members from 
nearby neighboring Broward County who are not eligible to join through 
their current field of membership.
    All submitted comments and presentation requests, including 
attachments and exhibits, will become part of the NCUA's administrative 
record for that proposed narrative community application. Accordingly, 
these materials will be available to the public. Submissions should not 
include personal identifiable information, trade secrets, or commercial 
or financial information that is privileged or confidential.
    Accessibility Statement: These meetings will be open to the public 
virtually using a WebEx platform. The accessibility information is 
located at https://www.webex.com/accessibility.html/.

    By the NCUA Board, this 22 day of March 2023.
Melane Conyers-Ausbrooks,
Secretary of the Board.
[FR Doc. 2023-06264 Filed 3-24-23; 8:45 am]
BILLING CODE 7535-01-P