[Federal Register Volume 88, Number 7 (Wednesday, January 11, 2023)]
[Notices]
[Page 1564]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-00314]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2023-0004]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting 
to extend the Office of Management and Budget's (OMB's) approval for an 
existing information collection titled ``Generic Information Collection 
Plan for Surveys Using the Consumer Credit Panel'' approved under OMB 
Control Number 3170-0066.

DATES: Written comments are encouraged and must be received on or 
before March 13, 2023 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Federal eRulemaking Portal: https://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. CFPB-
2023-0004 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552. Because paper mail in the Washington, DC area and 
at the Bureau is subject to delay, commenters are encouraged to submit 
comments electronically.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or 
email: [email protected]. If you require this document in an 
alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Generic Information Collection Plan for 
Surveys Using the Consumer Credit Panel.
    OMB Control Number: 3170-0066.
    Type of Review: Extension of a currently approved collection.
    Affected Public: Individuals and households.
    Estimated Number of Respondents: 18,000.
    Estimated Total Annual Burden Hours: 9,000.
    Abstract: The Dodd-Frank Wall Street Reform and Consumer Protection 
Act charges the Bureau with researching, analyzing, and reporting on 
topics relating to the Bureau's mission including consumer behavior, 
consumer awareness, and developments in markets for consumer financial 
products and services. To improve its understanding of how consumers 
engage with financial markets, the Bureau has used the Consumer Credit 
Panel (CCP), a proprietary sample dataset from one of the national 
credit reporting agencies, as a frame to survey people about their 
experiences in consumer credit markets. The Bureau seeks to obtain 
approval for a generic information collection plan for these types of 
surveys. Surveys conducted under this generic information collection 
plan will support the Bureau's mission to conduct research in areas 
related to consumer finance including research to monitor developments 
in consumers' financial situations, related changes in their use of 
financial products, and the impacts that these decisions have on their 
balance sheets. All research under this plan will be for general, 
formative, and informational research on consumer financial markets and 
consumers' use of financial products and will not directly provide the 
basis for specific policymaking at the Bureau.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2023-00314 Filed 1-10-23; 8:45 am]
BILLING CODE 4810-AM-P