[Federal Register Volume 87, Number 224 (Tuesday, November 22, 2022)]
[Notices]
[Page 71311]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-25411]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2022-0077]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) requests the 
extension of the Office of Management and Budget's (OMB's) approval of 
the existing information collection titled ``Home Mortgage Disclosure 
Act (Regulation C)'' approved under OMB Number 3170-0008.

DATES: Written comments are encouraged and must be received on or 
before December 22, 2022 to be assured of consideration.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to www.reginfo.gov/public/do/PRAMain. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to Anthony May, Paperwork Reduction Act Officer, at (202) 435-
7278, or email: [email protected]. If you require this document in an 
alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Home Mortgage Disclosure Act (Regulation C).
    OMB Control Number: 3170-0008.
    Type of Review: Extension without change of a currently approved 
collection.
    Affected Public: Individuals and households.
    Estimated Number of Respondents: 136.
    Estimated Total Annual Burden Hours: 1,472,000.
    Abstract: The Home Mortgage Disclosure Act (HMDA) requires certain 
depository institutions and for-profit, non-depository institutions to 
collect, report, and disclose data about originations and purchases of 
mortgage loans. Additionally, these institutions must report mortgage 
loan applications that do not result in originations (for example, 
applications that are denied or withdrawn). The Bureau's Regulation C 
(12 CFR part 1003) implements HMDA. The purpose of the information 
collection is:
     To help determine whether financial institutions are 
serving the housing needs of their communities;
     To assist public officials in distributing public-sector 
investment so as to attract private investment to areas where it is 
needed; and
     To assist in identifying possible discriminatory lending 
patterns and enforcing antidiscrimination statutes.
    The information collection will also assist the Bureau's examiners 
(and examiners of other Federal supervisory agencies) in determining 
whether the financial institutions they supervise comply with 
applicable provisions of HMDA.
    Request for Comments: The Bureau published a 60-day Federal 
Register notice on September 19, 2022 (87 FR 57181) under Docket 
Number: CFPB-2022-0063. The Bureau is publishing this notice and 
soliciting comments on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
reviewed by OMB as part of its review of this request. All comments 
will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2022-25411 Filed 11-21-22; 8:45 am]
BILLING CODE 4810-AM-P