[Federal Register Volume 87, Number 180 (Monday, September 19, 2022)]
[Notices]
[Pages 57181-57182]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-20205]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2022-0063]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting 
to extend the Office of Management and Budget's (OMB's) approval for an 
existing information collection titled ``Home Mortgage Disclosure Act 
(Regulation C)'' approved under OMB Control Number 3170-0008.

DATES: Written comments are encouraged and must be received on or 
before November 18, 2022 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Federal eRulemaking Portal: https://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. CFPB-
2022-0063 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552. Please note that due to circumstances associated 
with the COVID-19 pandemic, the Bureau discourages the submission of 
comments by mail, hand delivery, or courier.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to Anthony May, PRA Officer, at (202) 841-0544, or email: 
[email protected]. If you require this document in an alternative 
electronic format, please contact [email protected]. Please 
do not submit comments to these email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Home Mortgage Disclosure Act (Regulation C).
    OMB Control Number: 3170-0008.
    Type of Review: Extension of a currently approved information 
collection.
    Affected Public: Individuals and Households.

[[Page 57182]]

    Estimated Number of Respondents: 136.
    Estimated Total Annual Burden Hours: 1,472,000.
    Abstract: The Home Mortgage Disclosure Act (HMDA) requires certain 
depository institutions and for-profit, non-depository institutions to 
collect, report, and disclose data about originations and purchases of 
mortgage loans. Additionally, these institutions must report mortgage 
loan applications that do not result in originations (for example, 
applications that are denied or withdrawn). The Bureau's Regulation C 
(12 CFR part 1003) implements HMDA. The purpose of the information 
collection is:
     To help determine whether financial institutions are 
serving the housing needs of their communities;
     To assist public officials in distributing public-sector 
investment so as to attract private investment to areas where it is 
needed; and
     To assist in identifying possible discriminatory lending 
patterns and enforcing antidiscrimination statutes.
    The information collection will also assist the Bureau's examiners 
(and examiners of other Federal supervisory agencies) in determining 
whether the financial institutions they supervise comply with 
applicable provisions of HMDA.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2022-20205 Filed 9-16-22; 8:45 am]
BILLING CODE 4810-AM-P