[Federal Register Volume 87, Number 170 (Friday, September 2, 2022)]
[Notices]
[Pages 54201-54202]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-19016]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2022-0038]


Request for Information Regarding Employer-Driven Debt

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Request for information; extension of comment period.

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SUMMARY: On June 9, 2022, the Consumer Financial Protection Bureau 
(Bureau or CFPB) issued a request for information seeking input from 
the public on debt obligations incurred by consumers in the context of 
an employment or independent contractor arrangement. The request for 
information was published in the Federal Register on June 17, 2022, and 
provided for a comment period that was set to expire on September 7, 
2022. To allow interested persons more time to gather the requested 
information and submit comments, the Bureau has determined that an 
extension of the comment period until September 23, 2022, is 
appropriate.

DATES: The end of the comment period for the Request for Information 
Regarding Employer-Driven Debt published on June 17, 2022 (87 FR 
36469), is extended from September 7, 2022, until September 23, 2022.

ADDRESSES: You may submit comments, identified by Docket No. CFPB-2022-
0038, by any of the following methods:
     Federal eRulemaking Portal: https://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. 
CFPB-2022-0038 in the subject line of the message.
     Mail/Hand Delivery/Courier: Comment Intake--Employer-
Driven Debt RFI, Consumer Financial Protection Bureau, 1700 G Street 
NW, Washington, DC 20552. Please note that due to circumstances 
associated with the COVID-19 pandemic, the CFPB discourages the 
submission of comments by hand delivery, mail, or courier.
    Instructions: The CFPB encourages the early submission of comments. 
All submissions should include document title and docket number. 
Because paper mail in the Washington, DC area and at the CFPB is 
subject to delay, commenters are encouraged to submit comments 
electronically. In general, all comments received will be posted 
without change to https://www.regulations.gov. In addition, once the 
CFPB's headquarters reopens,

[[Page 54202]]

comments will be available for public inspection and copying at 1700 G 
Street NW, Washington, DC 20552, on official business days between the 
hours of 10 a.m. and 5 p.m. Eastern Time. At that time, you can make an 
appointment to inspect the documents by telephoning 202-435-7275.
    All submissions in response to this Request for Information (RFI), 
including attachments and other supporting materials, will become part 
of the public record and subject to public disclosure. Proprietary 
information or sensitive personal information, such as account numbers 
or Social Security numbers, or names of other individuals, should not 
be included. Submissions will not be edited to remove any identifying 
or contact information.

FOR FURTHER INFORMATION CONTACT: Emma Oppenheim, Director's Front 
Office, at (202) 297-7515. If you require this document in an 
alternative electronic format, please contact 
[email protected].

SUPPLEMENTARY INFORMATION: On June 9, 2022, the Bureau issued a request 
for information seeking information from the public on how employer-
driven debt has impacted consumers. The CFPB is particularly interested 
in hearing from consumers, worker organizations and labor unions, 
employers (including employers trying to compete with other employers 
using employer-driven debt), social services organizations, consumer 
rights and advocacy organizations, legal aid attorneys, academics and 
researchers, small businesses, financial institutions, and state and 
local government officials.
    The CFPB welcomes the submission of descriptive information about 
experiences faced by people participating in the market, as well as 
quantitative data about employer-driven debt. The CFPB is interested in 
receiving comments relating to debt incurred to an employer or an 
associated entity, taken on in pursuit or in the course of employment. 
Commenters need not answer all or any of the specific questions posed. 
The CFPB anticipates analyzing this information in the service of 
better understanding the relationship between labor practices and the 
market for consumer financial products or services and identifying 
priority areas for future action.
    The Bureau has determined that it is appropriate to extend until 
September 23, 2022, the comment period on this request for information. 
This extension will allow interested persons more time to pull together 
the requested information for submission. The comment period will now 
close on September 23, 2022.

Paul Hannah,
Senior Counsel and Federal Register Liaison, Consumer Financial 
Protection Bureau.
[FR Doc. 2022-19016 Filed 9-1-22; 8:45 am]
BILLING CODE 4810-AM-P