[Federal Register Volume 87, Number 74 (Monday, April 18, 2022)]
[Notices]
[Page 22873]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-08252]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2022-0023]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting 
to revise the Office of Management and Budget's (OMB's) approval for an 
existing information collection, titled ``Prohibition on Inclusion of 
Adverse Information in Consumer Reporting in Cases of Human Trafficking 
(Regulation V).''

DATES: Written comments are encouraged and must be received on or 
before June 17, 2022 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket No. CFPB-
2022-0023 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552.
    Please note that due to circumstances associated with the COVID-19 
pandemic, the Bureau discourages the submission of comments by mail, 
hand delivery, or courier. Please note that comments submitted after 
the comment period will not be accepted. In general, all comments 
received will become public records, including any personal information 
provided. Sensitive personal information, such as account numbers or 
Social Security numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to Anthony May, PRA Officer, at (202) 435-7278, or email: 
[email protected]. If you require this document in an alternative 
electronic format, please contact [email protected]. Please 
do not submit comments to these email boxes.

SUPPLEMENTARY INFORMATION:
    Title of Collection: Prohibition on Inclusion of Adverse 
Information in Consumer Reporting in Cases of Human Trafficking 
(Regulation V).
    OMB Control Number: 3170-0002.
    Type of Review: Revision of a currently approved information 
collection.
    Affected Public: Private sector: businesses and other for-profit 
entities.
    Estimated Number of Respondents: 779,073.
    Estimated Total Annual Burden Hours: 6,246,866.
    Abstract: The Bureau seeks comment on regulations implementing 
amendments to the Fair Credit Reporting Act (FCRA) that assist 
consumers who are victims of trafficking. The information collection 
would include a recent amendment to the FCRA, would establish a method 
for a victim of trafficking to submit documentation to consumer 
reporting agencies, including information identifying any adverse item 
of information about the consumer that resulted from certain types of 
human trafficking, and prohibit the consumer reporting agencies from 
furnishing a consumer report containing the adverse item(s) of 
information. The Bureau is taking this action as mandated by the 
National Defense Authorization Act for Fiscal Year 2022 and to assist 
consumers who are victims of trafficking in building or rebuilding 
financial stability and personal independence.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2022-08252 Filed 4-15-22; 8:45 am]
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