[Federal Register Volume 85, Number 23 (Tuesday, February 4, 2020)]
[Notices]
[Pages 6184-6185]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-02104]


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FEDERAL TRADE COMMISSION


Agency Information Collection Activities; Submission to the 
Office of Management and Budget for Review and Approval; Comment 
Request

AGENCY: Federal Trade Commission.

ACTION: Notice and request for comment.

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SUMMARY: The Federal Trade Commission (``FTC'' or ``Commission'') 
requests that the Office of Management and Budget (``OMB'') extend for 
an additional three years the current Paperwork Reduction Act (``PRA'') 
clearance for its shared enforcement authority with the Consumer 
Financial Protection Bureau (``CFPB'') for information collection 
requirements contained in the CFPB's Regulation O. That clearance 
expires on February 29, 2020.

DATES: Comments must be submitted on or before March 6, 2020.

ADDRESSES: Comments in response to this notice should be submitted to 
the OMB Desk Officer for the Federal Trade Commission within 30 days of 
this notice. You may submit comments using any of the following 
methods:
    Electronic: Write ``MARS (Regulation O) PRA Comment, FTC File No. 
P134812'' on your comment and file your comment online at https://www.regulations.gov, by following the instructions on the web-based 
form.
    Email: [email protected].
    Mail: Office of Information and Regulatory Affairs, Office of 
Management and Budget, Attention: Desk Officer for the Federal Trade 
Commission, New Executive Office Building, Docket Library, Room 10102, 
725 17th Street NW, Washington, DC 20503.

[[Page 6185]]


FOR FURTHER INFORMATION CONTACT: Stephanie Rosenthal, Division of 
Financial Practices, Bureau of Consumer Protection, Federal Trade 
Commission, 600 Pennsylvania Ave. NW, Washington, DC 20580, (202) 326-
3332.

SUPPLEMENTARY INFORMATION: Pursuant to the Paperwork Reduction Act of 
1995 (44 U.S.C. 3501 et seq.), the FTC has submitted to the Office of 
Management and Budget (``OMB'') this request for extension of the 
previously approved collection of information discussed below.
    Title: Regulation O.
    OMB Control Number: 3084-0157.
    Type of Review: Extension of currently approved collection.
    Estimated Number of Respondents: 120.
    Estimated Annual Burden Hours: 360.
    Abstract: The FTC and CFPB share enforcement authority for the 
Mortgage Assistance Relief Services (Regulation O), 12 CFR 1015. The 
rule includes disclosure requirements to assist purchasers of mortgage 
assistance relief services in making well-informed decisions and 
avoiding unfair or deceptive acts and practices. The information that 
must be retained under Regulation O's recordkeeping requirements is 
used by the CFPB and the FTC for enforcement purposes and to ensure 
compliance by MARS providers with Regulation O. The information is 
requested only on a case-by-case basis.
    Request for Comment: On October 31, 2019, the Commission sought 
comment on the information collection requirements associated with the 
Commission's shared enforcement with the CFPB of Regulation O (12 CFR 
1015). 84 FR 58388. One comment was received from an interested person 
that indicated ``wholehearted support'' for the proposed three-year 
extension. Pursuant to the OMB regulations, 5 CFR part 1320, that 
implement the PRA, 44 U.S.C. 3501 et seq., the FTC is providing this 
second opportunity for public comment while seeking OMB approval to 
renew the pre-existing clearance for those information collection 
requirements. An agency may not conduct or sponsor, and a person is not 
required to respond to a collection of information unless it displays a 
valid OMB control number.
    Your comment--including your name and your state--will be placed on 
the public record of this proceeding. Because your comment will be made 
public, you are solely responsible for making sure that your comment 
does not include any sensitive personal information, like anyone's 
Social Security number, date of birth, driver's license number or other 
state identification number or foreign country equivalent, passport 
number, financial account number, or credit or debit card number. You 
are also solely responsible for making sure that your comment does not 
include any sensitive health information, like medical records or other 
individually identifiable health information. In addition, do not 
include any ``[t]rade secret or any commercial or financial information 
which is . . . privileged or confidential'' as provided in Section 6(f) 
of the FTC Act 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2), 16CFR 
4.10(a)(2). In particular, do not include competitively sensitive 
information such as costs, sales statistics, inventories, formulas, 
patterns devices, manufacturing processes, or customer names.

Heather Hippsley,
Deputy General Counsel.
[FR Doc. 2020-02104 Filed 2-3-20; 8:45 am]
 BILLING CODE 6750-01-P