[Federal Register Volume 84, Number 190 (Tuesday, October 1, 2019)]
[Notices]
[Pages 52075-52076]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-21225]


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BUREAU OF CONSUMER FINANCIAL PROTECTION


Correction to the Fair Lending Report of the Bureau of Consumer 
Financial Protection

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Correction to the Fair Lending Report of the Bureau of Consumer 
Financial Protection.

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SUMMARY: On June 28, 2019, the Bureau of Consumer Financial Protection 
(Bureau) released its Fair Lending Annual Report to Congress, 
describing the Bureau's efforts to fulfill its fair lending mandate 
during calendar year 2018. Also, as part of the Bureau's annual 
reporting requirements, the report provided a summary of enforcement 
activity taken in 2018 by the other Federal Financial Institutions 
Examination Council (FFIEC) agencies assigned with administrative 
enforcement responsibilities under Equal Credit Opportunity Act (ECOA). 
On September 24, 2019, the Bureau revised the report to correct the 
omission of a 2018 referral by the Federal Deposit Insurance 
Corporation (FDIC) to the U.S. Department of Justice (DOJ) involving 
national origin discrimination in violation of ECOA.

DATES: The Bureau released the corrected Fair Lending Annual Report to 
Congress on its website on September 25, 2019.

FOR FURTHER INFORMATION CONTACT: Patrice Alexander Ficklin, Assistant 
Director, Fair Lending and Equal Opportunity, at 1-855-411-2372. If you 
require this document in an alternative electronic format, please 
contact [email protected].

SUPPLEMENTARY INFORMATION: In the Bureau of Consumer Financial 
Protection's Fair Lending Annual Report to Congress, published on June 
28, 2019, the following correction should be noted:
    Pursuant to 15 U.S.C. 1691f, the Bureau is required to report 
annually on the enforcement actions taken by each of the FFIEC agencies 
assigned administrative enforcement responsibilities under the ECOA. 
Unfortunately, the Bureau inadvertently omitted a 2018 referral by an 
FFIEC agency to the DOJ involving

[[Page 52076]]

discrimination in violation of ECOA. As noted in Section 8.2, on page 
30 of the corrected Report, two FFIEC agencies made referrals to the 
DOJ involving discrimination in violation of ECOA in 2018: The National 
Credit Union Administration made a referral to the DOJ on the basis of 
marital status discrimination and the FDIC made a referral to the DOJ 
on the basis of national origin discrimination. The report as 
originally published did not include the referral made by the FDIC and 
is hereby corrected in the text and on the chart on page 30.
    The corrected Fair Lending Annual Report to Congress is available 
on the Bureau's website at https://www.consumerfinance.gov/data-research/fair-lending-report-2018/.

Kathleen L. Kraninger,
Director, Bureau of Consumer Financial Protection.
[FR Doc. 2019-21225 Filed 9-30-19; 8:45 am]
BILLING CODE 4810-AM-P