[Federal Register Volume 84, Number 164 (Friday, August 23, 2019)]
[Notices]
[Pages 44354-44355]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-18159]
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DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
Agency Information Collection Activities: Information Collection
Renewal; Submission for OMB Review; Guidance Regarding Unauthorized
Access to Customer Information
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.
ACTION: Notice and request for comment.
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SUMMARY: The OCC, as part of its continuing effort to reduce paperwork
and respondent burden, invites the general public and other federal
agencies to take this opportunity to comment on a continuing
information collection as required by the Paperwork Reduction Act of
1995 (PRA).
In accordance with the requirements of the PRA, the OCC may not
conduct or sponsor, and respondents are not required to respond to, an
information collection unless it displays a currently valid Office of
Management and Budget (OMB) control number.
The OCC is soliciting comment concerning the renewal of its
information collection titled, ``Guidance Regarding Unauthorized Access
to Customer Information.'' The OCC also is giving notice that it has
submitted the collection to OMB for review.
DATES: Comments must be submitted on or before September 23, 2019.
ADDRESSES: Commenters are encouraged to submit comments by email, if
possible. You may submit comments by any of the following methods:
Email: [email protected].
Mail: Chief Counsel's Office, Attention: Comment
Processing, 1557-0227, Office of the Comptroller of the Currency, 400
7th Street SW, Suite 3E-218, Washington, DC 20219.
Hand Delivery/Courier: 400 7th Street SW, Suite 3E-218,
Washington, DC 20219.
Fax: (571) 465-4326.
Instructions: You must include ``OCC'' as the agency name and
``1557-0227'' in your comment. In general, the OCC will publish
comments on www.reginfo.gov without change, including any business or
personal information provided, such as name and address information,
email addresses, or phone numbers. Comments received, including
attachments and other supporting materials, are part of the public
record and subject to public disclosure. Do not include any information
in your comment or supporting materials that you consider confidential
or inappropriate for public disclosure.
Additionally, please send a copy of your comments by mail to: OCC
Desk Officer, 1557-0227, U.S. Office of Management and Budget, 725 17th
Street NW, #10235, Washington, DC 20503 or by email to
[email protected].
You may review comments and other related materials that pertain to
this information collection \1\ following the close of the 30-day
comment period for this notice by any of the following methods:
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\1\ On April 9, 2019, the OCC published a 60-day notice for this
information collection, 84 FR 14194.
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Viewing Comments Electronically: Go to www.reginfo.gov.
Click on the ``Information Collection Review'' tab. Underneath the
``Currently under Review'' section heading, from the drop-down menu
select ``Department of Treasury'' and then click ``submit.'' This
information collection can be located by searching by OMB control
number ``1557-0227'' or ``Notice Regarding Unauthorized Access to
Customer Information.'' Upon finding the appropriate information
collection, click on the related ``ICR Reference Number.'' On the next
screen, select ``View Supporting Statement and Other Documents'' and
then click on the link to any comment listed at the bottom of the
screen.
For assistance in navigating www.reginfo.gov, please
contact the Regulatory Information Service Center at (202) 482-7340.
Viewing Comments Personally: You may personally inspect
comments at the OCC, 400 7th Street SW, Washington, DC. For security
reasons, the OCC requires that visitors make an appointment to inspect
comments. You may do so by calling (202) 649-6700 or, for persons who
are deaf or hearing impaired, TTY, (202) 649-5597. Upon arrival,
visitors will be required to present valid government-issued photo
identification and submit to security screening in order to inspect
comments.
FOR FURTHER INFORMATION CONTACT: Shaquita Merritt, OCC Clearance
Officer, (202) 649-5490 or, for persons who are deaf or hearing
impaired, TTY, (202) 649-5597, Chief Counsel's Office, Office of the
Comptroller of the Currency, 400 7th Street SW, Suite 3E-218,
Washington, DC 20219.
SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501 et seq.),
federal agencies must obtain approval from the OMB for each collection
of information they conduct or sponsor. ``Collection of information''
is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) to include agency
requests or requirements that members of the public submit reports,
keep records, or provide information to a third party. The OCC asks OMB
to extend its approval of the information collection contained in this
notice.
Title: Guidance Regarding Unauthorized Access to Customer
Information.
OMB Control No.: 1557-0227.
Description: Section 501(b) of the Gramm-Leach-Bliley Act (15
U.S.C. 6801(b)) requires the OCC to establish appropriate standards for
national banks relating to administrative, technical, and physical
safeguards: (1) To insure the security and confidentiality of customer
records and information; (2) to protect against any anticipated threats
or hazards to the security or integrity of such records; and (3) to
protect against unauthorized access to, or use of, such records or
information that could result in substantial harm or inconvenience to
any customer.
The Interagency Guidelines Establishing Information Security
Standards, 12 CFR part 30, appendix B (Security Guidelines), which
implement section 501(b), require each entity supervised by the OCC
(supervised institution) to consider and adopt a response program, as
appropriate, that specifies actions to be taken when the supervised
institution suspects or detects that unauthorized individuals have
gained access to customer information systems.
The Interagency Guidance on Response Programs for Unauthorized
Customer Information and Customer Notice (Breach Notice Guidance),\2\
which interprets the Security Guidelines, states that, at a minimum, a
supervised institution's response program should contain procedures
for:
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\2\ 12 CFR part 30, appendix B, supplement A.
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(1) Assessing the nature and scope of an incident, and identifying
what customer information systems and types of customer information
have been accessed or misused;
(2) Notifying its primary federal regulator as soon as possible
when the supervised institution becomes aware of an incident involving
unauthorized access to, or use of, sensitive customer information;
(3) Taking appropriate steps to contain and control the incident in
an effort to prevent further unauthorized access to, or use of,
customer information, for example, by monitoring, freezing, or closing
affected accounts, while preserving records and other evidence; and
(4) Notifying customers when warranted.
The Breach Notice Guidance states that, when a financial
institution
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becomes aware of an incident of unauthorized access to sensitive
customer information, the institution should conduct a reasonable
investigation to determine the likelihood that the information has been
misused. If the institution determines that the misuse of its
information about a customer has occurred or is reasonably possible, it
should notify the affected customer as soon as possible.
Type of Review: Regular.
Affected Public: Businesses or other for-profit.
Estimated Number of Respondents: 20.
Total Estimated Annual Burden: 720 hours.
Frequency of Response: On occasion.
On April 9, 2019, the OCC issued a notice for 60 days of comment
concerning this collection, 84 FR 14194. No comments were received.
Comments continue to be invited on:
(a) Whether the collection of information is necessary for the
proper performance of the functions of the OCC, including whether the
information has practical utility;
(b) The accuracy of the OCC's estimate of the burden of the
information collection;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of the collection on respondents,
including through the use of automated collection techniques or other
forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide information.
Dated: August 19, 2019.
Theodore J. Dowd,
Deputy Chief Counsel, Office of the Comptroller of the Currency.
[FR Doc. 2019-18159 Filed 8-22-19; 8:45 am]
BILLING CODE 4810-33-P