[Federal Register Volume 84, Number 23 (Monday, February 4, 2019)]
[Notices]
[Pages 1428-1429]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-00906]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2019-0004]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is requesting 
Office of Management and Budget (OMB) approval of a generic Information 
Collection titled, ``Making Ends Meet Survey,'' under the Generic 
Information Collection Plan titled, ``Generic Information Collection 
Plan for Surveys Using the Consumer Credit Panel.''

DATES: Written comments are encouraged and must be received on or 
before March 6, 2019 to be assured of consideration.

ADDRESSES: Comments in response to this notice are to be directed 
towards OMB and to the attention of the OMB Desk Officer for the Bureau 
of Consumer Financial Protection. You may submit comments, identified 
by the title of the information collection, OMB Control Number (see 
below), and docket number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: [email protected].
     Fax: (202) 395-5806.
     Mail: Office of Management and Budget, New Executive 
Office Building, Room 10235, Washington, DC 20503.
    In general, all comments received will become public records, 
including any personal information provided.

[[Page 1429]]

Sensitive personal information, such as account numbers or Social 
Security numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review, use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to Darrin King, PRA Officer, at (202) 
435-9575, or email: [email protected]. If you require this document in 
an alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Making Ends Meet Survey.
    OMB Control Number: 3170-0066.
    Type of Review: Request for approval of a generic information 
collection under an existing generic information collection plan.
    Affected Public: Individuals or households.
    Estimated Number of Respondents: 2,000.
    Estimated Total Annual Burden Hours: 1,600.
    Abstract: Under the Dodd-Frank Wall Street Reform and Consumer 
Protection Act Public Law 111-203, the Bureau is charged with 
researching, analyzing, and reporting on topics relating to the 
Bureau's mission, including consumer behavior, consumer awareness, and 
developments in markets for consumer financial products and services. 
To improve its understanding of how consumers engage with financial 
markets, the Bureau has successfully used the Consumer Credit Panel 
(CCP), a proprietary sample dataset from one of the national credit 
reporting agencies, as a frame to survey people about their experiences 
in consumer credit markets. The Bureau seeks to obtain approval for a 
new survey named ``Making Ends Meet'' that will solicit information on 
the consumer's experience related to household financial shocks and how 
households respond to those shocks, including the use of credit 
products that do and do not appear in the CCP. This project will 
support the Bureau's ``household balance sheets'' research agenda, 
which seeks to monitor developments in consumers' financial situations, 
related changes in their use of financial products, and the effects 
that these decisions have on their balance sheets. All research under 
this collection will be related to the household balance sheet agenda, 
and, thus, will be for general, formative, and informational research 
on consumer financial markets and consumers' use of financial products 
and will not directly provide the basis for specific policymaking at 
the Bureau.
    Request for Comments: The Bureau is publishing this notice and 
soliciting comments directed to the Office of management and Budget on: 
(a) Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the validity of the methods and the assumptions used; (c) 
Ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) Ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. 
Comments submitted in response to this notice will be reviewed by OMB 
as part of its review of this request. All comments will become a 
matter of public record.

    Dated: January 29, 2019.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2019-00906 Filed 2-1-19; 8:45 am]
 BILLING CODE 4810-AM-P