[Federal Register Volume 84, Number 23 (Monday, February 4, 2019)]
[Notices]
[Pages 1430-1431]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-00905]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2019-0003]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is proposing a new 
information collection, titled, ``Debt Collection Quantitative 
Disclosure Testing.''

DATES: Written comments are encouraged and must be received on or 
before March 6, 2019 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     OMB: Office of Management and Budget (OMB), New Executive 
Office Building, Room 10235, Washington, DC 20503 or fax to (202) 395-
5806. Mailed or faxed comments to OMB should be to the attention of the 
OMB Desk Officer for the Bureau of Consumer Financial Protection.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review, use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to Darrin King, PRA Officer, at (202) 
435-9575, or email: [email protected]. Please do not submit comments to 
this email box.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Debt Collection Quantitative Disclosure 
Testing.
    OMB Control Number: 3170-XXXX.
    Type of Review: New Collection (Request for a New OMB Control 
Number).
    Affected Public: Individuals.
    Estimated Number of Respondents: 17,750 (includes screener and 
survey).
    Estimated Total Annual Burden Hours: 3,555.
    Abstract: The Dodd-Frank Wall Street Reform and Consumer Protection 
Act (Pub. L. 111-203) and other Federal consumer financial laws 
authorize the Bureau to engage in consumer protection rule writing. The 
Bureau relies on empirical evidence and rigorous research to improve 
its understanding of consumer financial markets for regulatory 
purposes. This PRA clearance seeks approval from OMB to conduct a web 
survey of 8,000 individuals as part of the Bureau's research on debt 
collection disclosures.
    The survey will explore consumer comprehension and decision making 
in response to debt collection disclosure forms. The survey will 
oversample respondents who have had experience with debt collection in 
the past.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on June 5, 2017, 82 FR 25779, Docket Number: CFPB-2017-0013. 
Further, the Bureau published a 30-day Federal Register notice on 11/
14/2017, 82 FR 52712, Docket No. CFPB-2017-0038. This request was then 
withdrawn by the Bureau after submission to OMB, therefore we are now 
re-publishing a thirty day notice for this collection and re-submitting 
it to OMB. Comments were solicited and continue to be invited on: (a) 
Whether the collection of information is necessary for the proper 
performance of the functions of the Bureau, including whether the 
information will have practical utility; (b) The accuracy of the 
Bureau's estimate of the burden of the collection of information, 
including the validity of the methods and the assumptions used; (c) 
Ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) Ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information

[[Page 1431]]

technology. Comments submitted in response to this notice will be 
reviewed by OMB as part of its review of this request. All comments 
will become a matter of public record.

    Dated: January 29, 2019.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2019-00905 Filed 2-1-19; 8:45 am]
 BILLING CODE 4810-AM-P