[Federal Register Volume 81, Number 140 (Thursday, July 21, 2016)]
[Notices]
[Page 47394]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-17234]


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FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL

[Docket No. FFIEC-2016-0002]


Notice of Availability of Home Mortgage Disclosure Act (HMDA) 
Filing Instructions Guides for HMDA Data Collected in 2017 and 2018

AGENCY: Federal Financial Institutions Examination Council (FFIEC).

ACTION: Notice of availability.

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SUMMARY: The FFIEC announces the availability of the Filing 
Instructions Guide (FIG) for Home Mortgage Disclosure Act (HMDA) data 
collected in 2017 and the Filing Instructions Guide for Home Mortgage 
Disclosure Act data collected in 2018. The FIGs provide a compendium of 
resources to help covered financial institutions file with the Bureau 
of Consumer Financial Protection (Bureau) HMDA data collected in 2017 
and 2018.

ADDRESSES: The FIGs for HMDA data collected in 2017 and 2018 are 
available for download on the Bureau's Web site at http://www.consumerfinance.gov/hmda. These materials are also accessible from 
the FFIEC's Web site at http://www.ffiec.gov/hmda.

FOR FURTHER INFORMATION CONTACT: Michael Byrne, [email protected] or 
(855) 438-2372.

SUPPLEMENTARY INFORMATION: The FFIEC \1\ is publishing this notice of 
availability to inform the public of the availability of the FIG for 
HMDA data collected in 2017 and the FIG for HMDA data collected in 
2018. Each filing instructions guide is a compendium of resources to 
help covered financial institutions file with the Bureau HMDA data 
collected in 2017 and 2018.
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    \1\ The FFIEC, established in 1979, is an interagency body 
empowered to prescribe uniform principles and standards for the 
Federal examination of financial institutions and to make 
recommendations to promote uniformity in the supervision of such 
institutions. See 12 U.S.C. 3301.
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    Beginning with HMDA data collected in 2017, responsibility for 
receiving and processing HMDA data will transfer from the Federal 
Reserve Board (Board) to the Bureau. The member agencies of the FFIEC--
the Bureau, the Office of the Comptroller of the Currency (OCC), the 
Federal Deposit Insurance Corporation (FDIC), the Board, and the 
National Credit Union Administration (NCUA)--as well as the Department 
of Housing and Urban Development (HUD), have agreed that, for HMDA data 
collected in or after 2017, filing data with the Bureau will be deemed 
data submission to the appropriate Federal agency.

    The FIGs for HMDA data collected in 2017 and 2018 provide 
summaries of changes to the submission processes for filing with the 
Bureau. The FIGs also include file specifications, which provide 
information regarding, for example, valid values, how to format 
loan/application registers, and how to file HMDA data collected in 
2017 and 2018 with the Bureau. The 2018 FIG includes data 
specifications with instructions on entering data in the loan/
application register for HMDA data collected in 2018. The 2017 FIG 
includes edit specifications, which list the edits that financial 
institutions must clear on HMDA data before filing it with the 
Bureau. The 2018 FIG notes that edit specifications for data 
collected in 2018 will be provided at a later date.

    [End of proposed text.]

    Dated: July 18, 2016.

Federal Financial Institutions Examination Council.

Judith E. Dupre,
FFIEC Executive Secretary.
[FR Doc. 2016-17234 Filed 7-20-16; 8:45 am]
 BILLING CODE 7535-01-P; 6714-01-P; 6210-01-P; 4810-33-P; 4810-AM-P