[Federal Register Volume 81, Number 46 (Wednesday, March 9, 2016)]
[Notices]
[Page 12479]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-05183]



[[Page 12479]]

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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2016-0008]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is requesting to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection titled, ``Policy to Encourage Trial 
Disclosure Programs; Information Collection.''

DATES: Written comments are encouraged and must be received on or 
before May 9, 2016 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Consumer Financial Protection Bureau (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552.
     Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1275 First Street NE., Washington, DC 
20002.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or social security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this 
mailbox.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Policy to Encourage Trial Disclosure Programs; 
Information Collection.
    OMB Control Number: 3170-0039.
    Type of Review: Extension without change of an existing information 
collection.
    Affected Public: Businesses and other for-profit entities.
    Estimated Number of Respondents: 10.
    Estimated Total Annual Burden Hours: 100.
    Abstract: In subsection 1032(e) of the Dodd-Frank Act, 12 U.S.C. 
5532(e), Congress gave the Bureau authority to provide certain legal 
protections to companies to conduct trial disclosure programs. This 
authority can be used to help further the Bureau's statutory objective, 
stated in subsection 1021(b)(5) of the Act, to ``facilitate access and 
innovation'' in the ``markets for consumer financial products and 
services.'' There are two main purposes for the use of these 
eligibility criteria. First, the specific criteria are intended to help 
the Bureau identify trial disclosure proposals that hold the potential 
to demonstrate improvements in disclosure to consumers, while 
controlling appropriately for risks to consumers. Second, by using 
standardized criteria across all submitters, the Bureau will be better 
placed to assess the merits of different proposals relative to each 
other.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB 
approval. All comments will become a matter of public record.

    Dated: March 1, 2016.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2016-05183 Filed 3-8-16; 8:45 am]
 BILLING CODE 4810-AM-P