[Federal Register Volume 80, Number 205 (Friday, October 23, 2015)]
[Notices]
[Page 64399]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-27078]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2015-0044]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is proposing a new 
information collection for Office of Management and Budget (OMB) 
approval titled, ``Owning a Home Evaluation Study.''

DATES: Written comments are encouraged and must be received on or 
before November 23, 2015 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     OMB: Office of Management and Budget, New Executive Office 
Building, Room 10235, Washington, DC 20503 or fax to (202) 395-5806. 
Mailed or faxed comments to OMB should be to the attention of the OMB 
Desk Officer for the Bureau of Consumer Financial Protection. Please 
note that comments submitted after the comment period will not be 
accepted. In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or social security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link active on the day following publication of this notice). 
Select ``Information Collection Review,'' under Currently under review, 
use the dropdown menu ``Select Agency'' and select ``Consumer Financial 
Protection Bureau'' (recent submissions to OMB will be at the top of 
the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this email box.

SUPPLEMENTARY INFORMATION:
    Title of Collection: Owning a Home Evaluation Study.
    OMB Control Number: 3170-XXXX (Will be assigned upon OMB approval).
    Type of Review: New Collection (Request for a new OMB control 
number).
    Affected Public: Individuals or households.
    Estimated Number of Respondents: 170,200.
    Estimated Total Annual Burden Hours: 12,480.
    Abstract: The Dodd Frank Act directs the Bureau to develop a 
program of consumer education and engagement. As part of that program, 
the Bureau has developed a suite of online tools and resources, known 
as the Owning a Home project, to help consumers make better, more 
informed decisions about mortgages. The purpose of this information 
collection is to learn about the behavioral mechanisms and evaluate the 
hypotheses underlying the Owning a Home project. This information 
collection is structured as a randomized-controlled trial field study.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on September 26, 2014 (79 FR 57892). Comments were solicited and 
continue to be invited on: (a) Whether the collection of information is 
necessary for the proper performance of the functions of the Bureau, 
including whether the information will have practical utility; (b) The 
accuracy of the Bureau's estimate of the burden of the collection of 
information, including the validity of the methods and the assumptions 
used; (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) Ways to minimize the burden of the 
collection of information on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. Comments submitted in response to this notice will be 
summarized and/or included in the request for OMB approval. All 
comments will become a matter of public record.

    Dated: October 20, 2015.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2015-27078 Filed 10-22-15; 8:45 am]
BILLING CODE 4810-AM-P