[Federal Register Volume 80, Number 172 (Friday, September 4, 2015)]
[Notices]
[Page 53503]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-22003]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No: CFPB-2015-0037]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (CFPB) is requesting a new 
information collection titled, ``Web-Based Quantitative Testing of 
Point of Sale/ATM (POS/ATM) Overdraft Disclosure Forms.''

DATES: Written comments are encouraged and must be received on or 
before November 3, 2015 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Mail: Consumer Financial Protection Bureau (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552.
     Hand Delivery/Courier: Consumer Financial Protection 
Bureau (Attention: PRA Office), 1275 First Street NE., Washington, DC 
20002.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or social security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to the Consumer Financial Protection Bureau, (Attention: PRA 
Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or 
email: [email protected]. Please do not submit comments to this mailbox.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Web-Based Quantitative Testing of Point of 
Sale/ATM (POS/ATM) Overdraft Disclosure Forms.
    OMB Control Number: 3170-XXXX.
    Type of Review: New Collection (Request for a new OMB control 
number).
    Affected Public: Individuals or Households.
    Estimated Number of Respondents: 41,351.
    Estimated Total Annual Burden Hours: 2,827.
    Abstract: The CFPB seeks approval from the Office of Management and 
Budget (``OMB'') to conduct a national web survey of 8,000 individuals 
as part of its study of ATM/debit card overdraft disclosure forms, 
which is being undertaken under the CFPB's regulatory authority for the 
Electronic Fund Transfer Act.
    The survey will explore consumer comprehension and decision-making 
in response to revised overdraft disclosure forms. It will also explore 
financial product usage, behavioral traits, and other consumer 
characteristics that may interact with a consumer's experiences with 
overdraft programs and related disclosure forms. The survey will 
include a representative sample of the U.S. adult checking account-
holding population, with oversampling of respondents who are more 
likely to have experience with overdraft fees.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the CFPB, including whether the information will have 
practical utility; (b) The accuracy of the CFPB's estimate of the 
burden of the collection of information, including the validity of the 
methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB 
approval. All comments will become a matter of public record.

    Dated: August 25, 2015.
Linda F. Powell,
Chief Data Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2015-22003 Filed 9-3-15; 8:45 am]
BILLING CODE 4810-AM-P