[Federal Register Volume 80, Number 64 (Friday, April 3, 2015)]
[Presidential Documents]
[Pages 18303-18304]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-07877]


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  Federal Register / Vol. 80, No. 64 / Friday, April 3, 2015 / 
Presidential Documents  

[[Page 18303]]


                Proclamation 9246 of March 31, 2015

                
National Financial Capability Month, 2015

                By the President of the United States of America

                A Proclamation

                Our Nation is built on the idea that we do best when 
                everyone gets a fair shot. Six years after a 
                devastating recession shook many Americans' faith in 
                our financial system, our economy is steadily growing 
                and creating new jobs--but we must do more to restore 
                the link between hard work and growing opportunity for 
                every person. We believe responsibility should be 
                rewarded, and that begins by empowering all people with 
                the tools and knowledge they need to share in America's 
                prosperity. During National Financial Capability Month, 
                we renew our efforts to support the informed financial 
                decisions that will open doors into the middle class 
                and help ensure economic security for all.

                Critical decisions--from financing higher education to 
                saving for retirement--can have lasting consequences 
                for individuals and for our country's economy. 
                Financial literacy enables people of all ages to make 
                smart choices and set goals to protect their hard-
                earned income. And increasing individuals' 
                understanding of debt, including mortgages and credit 
                cards, helps guarantee every person receives equal 
                treatment and is able to secure lasting opportunity. By 
                strengthening the financial capability of all 
                Americans, we are investing in the fundamental promise 
                of a brighter future and building a more prosperous 
                Nation.

                My Administration continues to take action to provide 
                all Americans with the resources they need to get 
                ahead. We launched the ``Know Before You Owe'' campaign 
                so students and families have a straightforward tool to 
                compare financial aid offers from different colleges, 
                and we simplified mortgage forms so homeowners are 
                better able to comprehend their terms. We started the 
                myRA program, a new type of savings account to help 
                Americans take control over their future, and we are 
                proposing new rules to require financial advisors to 
                put their clients' interests before their own--ensuring 
                all who responsibly prepare for retirement receive the 
                best information possible. To focus on increasing 
                financial capability in our schools, workplaces, and 
                communities, I created the President's Advisory Council 
                on Financial Capability for Young Americans, and last 
                year, I signed legislation to support programs that 
                teach young people personal finance skills.

                Increasing financial capability across our Nation is an 
                essential component of middle-class economics. This 
                month, let us all take time to increase our knowledge 
                of our finances and encourage our friends and family to 
                do the same. To start, all Americans can take advantage 
                of the free, reliable financial resources at 
                www.MyMoney.gov, www.ConsumerFinance.gov, and 1-800-
                FED-INFO.

                NOW, THEREFORE, I, BARACK OBAMA, President of the 
                United States of America, by virtue of the authority 
                vested in me by the Constitution and the laws of the 
                United States, do hereby proclaim April 2015 as 
                National Financial Capability Month. I call upon all 
                Americans to observe this month with programs and 
                activities to improve their understanding of financial 
                principles and practices.

[[Page 18304]]

                IN WITNESS WHEREOF, I have hereunto set my hand this 
                thirty-first day of March, in the year of our Lord two 
                thousand fifteen, and of the Independence of the United 
                States of America the two hundred and thirty-ninth.
                
                
                    (Presidential Sig.)

[FR Doc. 2015-07877
Filed 4-2-15; 11:15 am]
Billing code 3295-F5