[Federal Register Volume 79, Number 227 (Tuesday, November 25, 2014)]
[Notices]
[Pages 70181-70185]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2014-27912]


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FEDERAL HOUSING FINANCE AGENCY

[No. 2014-N-14]


Privacy Act of 1974; Systems of Records

AGENCY: Federal Housing Finance Agency.

ACTION: Notice of the establishment of new systems of records.

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SUMMARY: In accordance with the requirements of the Privacy Act of 
1974, as amended (Privacy Act), the Federal Housing Finance Agency 
(FHFA) gives notices of two new proposed Privacy Act systems of 
records. The two new proposed systems are: Suspended Counterparty 
System (FHFA-23); and Employee Adverse Action and Disciplinary Records 
System (FHFA-24). The Suspended Counterparty System will contain 
information that FHFA will use to implement the Suspended Counterparty 
Program by which the Federal National Mortgage Association (Fannie 
Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the 
twelve Federal Home Loan Banks (Banks) (hereafter, collectively, 
``regulated entities'' or individually, ``regulated entity'') are 
required to report to FHFA when they become aware that an individual or 
institution and any affiliates thereof, who are currently or have been 
engaged in a covered transaction with a regulated entity within three 
years of when the regulated entity becomes aware of covered misconduct, 
have engaged in fraud or other financial misconduct.
    The Employee Adverse Action and Disciplinary Records System will 
contain information on current or former FHFA employees who have been 
disciplined or had a performance-based action taken against them; who 
have a proposed disciplinary or performance-based action against them; 
or who are or have been suspected of misconduct.

DATES: To be assured of consideration, comments must be received on or 
before December 26, 2014. These two new systems of records will become 
effective on January 5, 2015 without further notice unless comments 
necessitate otherwise. FHFA will publish a new notice if the effective 
date is delayed to review comments or if changes are made based on 
comments received.

ADDRESSES: Submit comments to FHFA only once, identified by ``2014-N-
14'', using any one of the following methods:
     Agency Web site: www.fhfa.gov/open-for-comment-or-input.
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments. If you submit your 
comment to the Federal eRulemaking Portal, please also send it by email 
to FHFA at [email protected] to ensure timely receipt by the agency. 
Please include ``Comments/No. 2014-N-14'' in the subject line of the 
message
     Hand Delivered/Courier: The hand delivery address is: 
Alfred M. Pollard, General Counsel, Attention: Comments/No. 2014-N-14, 
Federal Housing Finance Agency, 400 Seventh Street SW., Eighth Floor, 
Washington, DC 20024. The package should be delivered to the Seventh 
Street entrance Guard Desk, First Floor, on business days between 9 
a.m. and 5 p.m.
     U.S. Mail, United Parcel Service, Federal Express, or 
Other Mail Service: The mailing address for comments is: Alfred M. 
Pollard, General Counsel, Attention: Comments/No. 2014-N-14, Federal 
Housing Finance Agency, 400 Seventh Street SW., Eighth Floor, 
Washington, DC 20024.

See SUPPLEMENTARY INFORMATION for additional information on submission 
and posting of comments.

FOR FURTHER INFORMATION CONTACT: For the Suspended Counterparty System: 
Tasha Cooper, Associate General Counsel at (202) 649-3091; for the 
Employee Adverse Action and Disciplinary Records System: Kakeisla 
Qaasim at (202) 649-3743; or David A. Lee, Senior Agency Official for 
Privacy, [email protected], (202) 649-3803 (not toll free numbers), 
Federal Housing Finance Agency, 400 7th Street SW., Washington DC 
20024. The telephone number for the Telecommunications Device for the 
Hearing Impaired is (800) 877-8339.

SUPPLEMENTARY INFORMATION:

I. Comments

    Instructions: FHFA seeks public comments on the two proposed new 
systems of records and will take all comments into consideration before 
issuing the final notice. See 5 U.S.C. 552a(e)(4) and (11). In addition 
to referencing ``Comments/No. 2014-N-14,'' please reference the title 
and number of the system of records your comment addresses: ``Suspended 
Counterparty System (FHFA-23),'' or ``Employee Adverse Action and 
Disciplinary Records System (FHFA-24).''
    Posting and Public Availability of Comments: All comments received 
will be posted without change on the FHFA Web site at http://www.fhfa.gov, and will include any personal information provided, such 
as your name, address (home and email) telephone number and any other 
information you provide. In addition, copies of all comments received 
will be available for examination by the public on business days 
between the hours of 10 a.m. and 3 p.m., at the Federal Housing Finance 
Agency, 400 Seventh Street SW., Washington, DC 20024. To make an 
appointment to inspect comments, please call the Office of General 
Counsel at 202-649-3804.

II. Introduction

    This notice informs the public of FHFA's proposal to establish and 
maintain two new systems of records. This notice satisfies the Privacy 
Act requirement that an agency publish a system of records notice in 
the Federal Register when there is an addition to the agency's system 
of records. It has been recognized by Congress that

[[Page 70182]]

application of all requirements of the Privacy Act to certain 
categories of records may have an undesirable and often unacceptable 
effect upon agencies in the conduct of necessary public business. 
Consequently, Congress established general exemptions and specific 
exemptions that could be used to exempt records from provisions of the 
Privacy Act. Congress also required that exempting records from 
provisions of the Privacy Act would require the head of an agency to 
publish a determination to exempt a record from the Privacy Act as a 
rule in accordance with the Administrative Procedure Act. The Director 
of FHFA has determined that records and information in these two new 
systems of records are not exempt from requirements of the Privacy Act.
    As required by the Privacy Act, 5 U.S.C. 552a(r), and pursuant to 
paragraph 4c of Appendix I to OMB Circular No. A-130, ``Federal Agency 
Responsibilities for Maintaining Records About Individuals,'' dated 
February 8, 1996 (February 20, 1996; 61 FR 6427, 35), FHFA has 
submitted a report describing the two new systems of records covered by 
this notice, to the Committee on Oversight and Government Reform of the 
House of Representatives, the Committee on Homeland Security and 
Governmental Affairs of the Senate, and the Office of Management and 
Budget.
    The proposed new systems of records described above are set forth 
in their entirety below.
FHFA-23

SYSTEM NAME:
    Suspended Counterparty System.

 SECURITY CLASSIFICATION:
    Sensitive but unclassified.

 SYSTEM LOCATION:
    Federal Housing Finance Agency, 400 Seventh Street SW., Washington, 
DC 20024, and any alternate work site utilized by employees of the 
Federal Housing Finance Agency (FHFA) or by individuals assisting such 
employees.

 CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Information about individuals who are suspected of or have been 
found to have engaged in fraud or possible fraud or who are suspected 
of or have been found to have engaged in other financial misconduct.

 CATEGORIES OF RECORDS IN THE SYSTEM:
    Records may include name, address, Social Security number, date of 
birth, professional license number or other identifying information, 
type of sanction, date of sanction, court or agency responsible, 
description of misconduct, affiliate information (name, address, 
professional license number or other identifying information, 
description of how the affiliate is related to the subject), online 
profile or account information, and information pertaining to criminal 
prosecutions, civil actions, enforcement proceedings, and 
investigations resulting from or relating to fraud or suspected fraud 
or other financial misconduct. Such records may also include 
information on individuals: (a) Who have been referred to FHFA for 
possible suspension; (b) who are currently or have been engaged in a 
covered transaction with a regulated entity within three years of when 
the regulated entity becomes aware of the covered misconduct; or (c) 
who are affiliates of such persons or institutions.

 AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    The system is established and maintained pursuant to 12 U.S.C. 
4513(a)(2) and 12 CFR part 1227.

 PURPOSE(S):
    The information in this system of records will be used by FHFA to 
implement the Suspended Counterparty Program. Under the Suspended 
Counterparty Program the Federal National Mortgage Association (Fannie 
Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the 
twelve Federal Home Loan Banks (Banks) (hereafter, collectively, 
``regulated entities'' or individually, ``regulated entity'') are 
required to report to FHFA when they become aware that an individual or 
institution and any affiliates thereof, who are currently or have been 
engaged in a covered transaction with a regulated entity within three 
years of when the regulated entity becomes aware of the covered 
misconduct, have engaged in fraud or other financial misconduct. Such 
implementation includes reviewing the reports submitted and any 
additional information needed to make a determination of whether action 
is needed by FHFA to limit the risk of the regulated entities 
continuing to do business with the individual or an institution, or in 
order to protect the safe and sound operation of the regulated 
entities.

 ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSE OF SUCH USES:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act, these records or information contained 
therein may specifically be disclosed outside FHFA as a routine use 
pursuant to 5 U.S.C. 552a(b)(3) as follows:
    (1) When (a) it is suspected or confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) FHFA has determined that as a result of the suspected 
or confirmed compromise there is a risk of harm to economic or property 
interests, identity theft or fraud, or harm to the security or 
integrity of this system or other systems or programs (whether 
maintained by FHFA or another agency or entity) that rely upon the 
compromised information; and (c) the disclosure is made to such 
agencies, entities, and persons who are reasonably necessary to assist 
in connection with FHFA's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.
    (2) Where there is an indication of a violation or potential 
violation of law, whether civil, criminal or regulatory in nature, and 
whether arising by general statute or particular program statute, or by 
regulation, rule or order issued pursuant thereto, the relevant records 
in the system of records may be referred, as a routine use, to the 
appropriate agency, whether federal, state, local, tribal, foreign or a 
financial regulatory organization charged with the responsibility of 
investigating or prosecuting such violation or charged with enforcing 
or implementing a statute, or rule, regulation or order issued pursuant 
thereto.
    (3) To any individual during the course of any inquiry or 
investigation conducted by FHFA, or in connection with civil 
litigation, if FHFA has reason to believe that the individual to whom 
the record is disclosed may have further information about the matters 
related therein, and those matters appeared to be relevant at the time 
to the subject matter of the inquiry.
    (4) To any individual with whom FHFA contracts to reproduce, by 
typing, photocopy or other means, any record within this system for use 
by FHFA and its employees in connection with their official duties or 
to any individual who is utilized by FHFA to perform clerical or 
stenographic functions relating to the official business of FHFA.
    (5) To members of advisory committees that are created by FHFA or 
by Congress to render advice and recommendations to FHFA or to 
Congress, to be used solely in connection with their official, 
designated functions.
    (6) To a Congressional office from the record of an individual in 
response to

[[Page 70183]]

an inquiry from the Congressional office made at the request of that 
individual.
    (7) To contractor personnel, interns, and others performing or 
working on a contract, service, cooperative agreement, or project for 
FHFA.
    (8) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to opposing 
counsel or witnesses in the course of civil discovery, litigation, or 
settlement negotiations or in connection with criminal law proceedings 
or in response to a subpoena from a court of competent jurisdiction.
    (9) To the Office of Management and Budget, Department of Justice 
(DOJ), Department of Labor, Office of Personnel Management, Equal 
Employment Opportunity Commission, Office of Special Counsel, 
Department of Homeland Security, or other Federal agencies to obtain 
advice regarding statutory, regulatory, policy, and other requirements 
related to the purpose for which FHFA collected the records.
    (10) To DOJ, (including United States Attorney Offices), or other 
Federal agency conducting litigation or in proceedings before any 
court, adjudicative or administrative body, when it is necessary to the 
litigation and one of the following is a party to the litigation or has 
an interest in such litigation:
    1. FHFA
    2. Any employee of FHFA in his/her official capacity;
    3. Any employee of FHFA in his/her individual capacity where DOJ or 
FHFA has agreed to represent the employee; or
    4. The United States or any agency thereof, is a party to the 
litigation or has an interest in such litigation, and FHFA determines 
that the records are both relevant and necessary to the litigation and 
the use of such records is compatible with the purpose for which FHFA 
collected the records.
    (11) To the National Archives and Records Administration or other 
Federal agencies pursuant to records management inspections being 
conducted under the authority of 44 U.S.C. 2904 and 2906.
    (12) To an agency, organization, or individual for the purpose of 
performing audit or oversight operations as authorized by law, but only 
such information as is necessary and relevant to such audit or 
oversight function.

 DISCLOSURE TO CONSUMER REPORTING AGENCIES:
    None.

 POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
 STORAGE:
    Records are maintained in electronic format, paper form, and 
magnetic disk or tape. Electronic records are stored in computerized 
databases. Paper and magnetic disk, or tape records are stored in 
locked file rooms, locked file cabinets, or locked safes.

 RETRIEVABILITY:
    Records may be retrieved by name, address, email address, telephone 
number, Social Security number, professional license number, type of 
sanction, court or agency responsible for sanction, person who referred 
the individual or entity to FHFA, or some other unique identifier.

 SAFEGUARDS:
    Records are safeguarded in a secured environment. Buildings where 
records are stored have security cameras and 24-hour security guard 
service. Computerized records are safeguarded through use of access 
codes and other information technology security measures. Paper records 
are safeguarded by locked file rooms, locked file cabinets, or locked 
safes. Access to the records is restricted to those who require the 
records in the performance of official duties related to the purposes 
for which the system is maintained and who have agreed to maintain the 
confidentiality and integrity of the information.

 RETENTION AND DISPOSAL:
    Records are retained and disposed of in accordance with the 
appropriate National Archives and Records Administration General 
Records Schedule and FHFA Records Retention and Disposition Schedule. 
Disposal is by shredding or other appropriate disposal methods.

 SYSTEM MANAGER(S) AND ADDRESS:
    Office of General Counsel, Federal Housing Finance Agency, 400 
Seventh Street SW., Washington, DC 20024.

 NOTIFICATION PROCEDURES:
    Direct inquiries as to whether this system contains a record 
pertaining to an individual to the Privacy Act Officer, Federal Housing 
Finance Agency, 400 Seventh Street SW., Washington, DC 20024, or 
[email protected] in accordance with the procedures set forth in 12 CFR 
part 1204.

 RECORD ACCESS PROCEDURES:
    Direct requests for access to a record to the Privacy Act Officer, 
Federal Housing Finance Agency, 400 Seventh Street SW., Washington, DC 
20024, or [email protected] in accordance with the procedures set forth 
in 12 CFR part 1204.

 CONTESTING RECORD PROCEDURES:
    Direct requests to contest or appeal an adverse determination for a 
record to the Privacy Act Appeals Officer, Federal Housing Finance 
Agency, 400 Seventh Street SW., Washington, DC 20024, or 
[email protected] in accordance with the procedures set forth in 12 CFR 
part 1204.

 RECORD SOURCE CATEGORIES:
    Information is provided by the subject of the record, the Federal 
Home Loan Banks, Fannie Mae, Freddie Mac, the Office of Finance, FHFA 
and FHFA-OIG, Federal and State financial regulators, and members of 
the public.

 EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.
FHFA-24

SYSTEM NAME:
    Employee Adverse Action and Disciplinary Records System.

 SECURITY CLASSIFICATION:
    Sensitive but unclassified.

 SYSTEM LOCATION:
    Federal Housing Finance Agency, 400 Seventh Street SW., Washington, 
DC 20024, and any alternate work site utilized by employees of the 
Federal Housing Finance Agency (FHFA) or by individuals assisting such 
employees.

 CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Current or former FHFA employees who have been disciplined or had a 
performance-based action taken against them; who have a proposed 
disciplinary or performance-based action against them; or who are or 
have been suspected of misconduct.

 CATEGORIES OF RECORDS IN THE SYSTEM:
    Records may include case files and documents related to adverse 
actions and performance-based actions not covered under the types of 
records set forth in the Office of Personnel Management's (OPM) Privacy 
Act System of Records Notice (OPM/GOVT-3 Records of Adverse Actions, 
Performance Based Reduction in Grade and Removal Actions, and 
Termination of Probationers) or any successor system of records notice. 
The case file may include the individual's name, address and other 
personally identifiable information; documents related to disciplinary 
or adverse actions or performance-based action such as:

[[Page 70184]]

Letters of expectations, leave restriction letters, written counseling 
letters, reprimands, suspensions, adverse actions, appeals, 
correspondence, management requests for assistance, evidentiary 
materials (such as supporting documents, witness statements), employee 
replies or responses, regulatory or legal information, hearing notices, 
reports or investigations, agency decisions, reversals of the action, 
settlement agreements, and appeal records.

 AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    5 U.S.C. 4301 et seq.; 5 U.S.C. 4311 et seq.; 5 U.S.C. 7101 et 
seq.; 5 U.S.C. 7501 et seq.; 5 U.S.C. 7511 et seq.; 5 U.S.C. 7541 et 
seq.; and 5 CFR parts 293, 315, 432 & 752.

 PURPOSE(S):
    The records in this system are maintained to document proposed and 
final agency actions/decisions on disciplinary actions, adverse 
actions, and performance-based actions.

 ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND THE PURPOSE OF SUCH USES:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act, these records or information contained 
therein may specifically be disclosed outside FHFA as a routine use 
pursuant to 5 U.S.C. 552a(b)(3) as follows:
    (1) When (a) it is suspected or confirmed that the security or 
confidentiality of information in the system of records has been 
compromised; (b) FHFA has determined that as a result of the suspected 
or confirmed compromise there is a risk of harm to economic or property 
interests, identity theft or fraud, or harm to the security or 
integrity of this system or other systems or programs (whether 
maintained by FHFA or another agency or entity) that rely upon the 
compromised information; and (c) the disclosure is made to such 
agencies, entities, and persons who are reasonably necessary to assist 
in connection with FHFA's efforts to respond to the suspected or 
confirmed compromise and prevent, minimize, or remedy such harm.
    (2) Where there is an indication of a violation or potential 
violation of law, whether civil, criminal or regulatory in nature, and 
whether arising by general statute or particular program statute, or by 
regulation, rule or order issued pursuant thereto, the relevant records 
in the system of records may be referred, as a routine use, to the 
appropriate agency, whether federal, state, local, tribal, foreign or a 
financial regulatory organization charged with the responsibility of 
investigating or prosecuting such violation or charged with enforcing 
or implementing a statute, or rule, regulation or order issued pursuant 
thereto.
    (3) To any individual during the course of any inquiry or 
investigation conducted by FHFA, or in connection with civil 
litigation, if FHFA has reason to believe that the individual to whom 
the record is disclosed may have further information about the matters 
related therein, and those matters appeared to be relevant at the time 
to the subject matter of the inquiry.
    (4) To any individual with whom FHFA contracts to reproduce, by 
typing, photocopy or other means, any record within this system for use 
by FHFA and its employees in connection with their official duties or 
to any individual who is utilized by FHFA to perform clerical or 
stenographic functions relating to the official business of FHFA.
    (5) To members of advisory committees that are created by FHFA or 
by Congress to render advice and recommendations to FHFA or to 
Congress, to be used solely in connection with their official, 
designated functions.
    (6) To a Congressional office from the record of an individual in 
response to an inquiry from the Congressional office made at the 
request of that individual.
    (7) To contractor personnel, interns, and others performing or 
working on a contract, service, cooperative agreement, or project for 
FHFA.
    (8) To a court, magistrate, or administrative tribunal in the 
course of presenting evidence, including disclosures to opposing 
counsel or witnesses in the course of civil discovery, litigation, or 
settlement negotiations or in connection with criminal law proceedings 
or in response to a subpoena from a court of competent jurisdiction.
    (9) To the Office of Management and Budget, Department of Justice 
(DOJ), Department of Labor, Office of Personnel Management, Equal 
Employment Opportunity Commission, Office of Special Counsel, 
Department of Homeland Security, or other Federal agencies to obtain 
advice regarding statutory, regulatory, policy, and other requirements 
related to the purpose for which FHFA collected the records.
    (10) To DOJ, (including United States Attorney Offices), or other 
Federal agency conducting litigation or in proceedings before any 
court, adjudicative or administrative body, when it is necessary to the 
litigation and one of the following is a party to the litigation or has 
an interest in such litigation:
    1. FHFA
    2. Any employee of FHFA in his/her official capacity;
    3. Any employee of FHFA in his/her individual capacity where DOJ or 
FHFA has agreed to represent the employee; or
    4. The United States or any agency thereof, is a party to the 
litigation or has an interest in such litigation, and FHFA determines 
that the records are both relevant and necessary to the litigation and 
the use of such records is compatible with the purpose for which FHFA 
collected the records.
    (11) To the National Archives and Records Administration or other 
Federal agencies pursuant to records management inspections being 
conducted under the authority of 44 U.S.C. 2904 and 2906.
    (12) To an agency, organization, or individual for the purpose of 
performing audit or oversight operations as authorized by law, but only 
such information as is necessary and relevant to such audit or 
oversight function.

DISCLOSURE TO CONSUMER REPORTING AGENCIES:
    None, except as may be authorized under OPM/GOVT-3, or under 5 
U.S.C. 552a(b)(12) when attempting to collect a claim of the United 
States Government.

POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, 
AND DISPOSING OF RECORDS IN THE SYSTEM:
 STORAGE:
    Records are maintained in controlled access areas. Buildings where 
records are stored have security cameras and 24-hour security guard 
service. Records are maintained in electronic format, paper form, and 
magnetic disk or tape. Electronic records are protected by restricted 
access procedures, including user identifications and passwords. Paper 
and magnetic disk, or tape records are stored in locked file rooms, 
locked file cabinets, or locked safes. Only FHFA staff whose official 
duties require access are allowed to view, administer, and control 
these records.

RETRIEVABILITY:
    Records may be retrieved by the employee's name or other unique 
identifier.

SAFEGUARDS:
    Records are safeguarded in a secured environment. Buildings where 
records are stored have security cameras and 24-hour security guard 
service. Computerized records are safeguarded through use of access 
codes and other information technology security

[[Page 70185]]

measures. Paper records are safeguarded by locked file rooms, locked 
file cabinets, or locked safes. Access to the records is restricted to 
those who require the records in the performance of official duties 
related to the purposes for which the system is maintained and who have 
agreed to maintain the confidentiality and integrity of the 
information.

RETENTION AND DISPOSAL:
    Records are retained and disposed of in accordance with the 
appropriate National Archives and Records Administration General 
Records Schedules and FHFA Records Retention and Disposition Schedules. 
Disposal is by shredding or other appropriate disposal system.

SYSTEM MANAGER(S) AND ADDRESS:
    Office of Human Resources Management, Federal Housing Finance 
Agency, 400 Seventh Street SW., Washington, DC 20024.

NOTIFICATION PROCEDURES:
    Direct inquiries as to whether this system contains a record 
pertaining to an individual to the Privacy Act Officer, Federal Housing 
Finance Agency, 400 Seventh Street SW., Washington, DC 20024, or 
[email protected] in accordance with the procedures set forth in 12 CFR 
part 1204.

RECORD ACCESS PROCEDURES:
    Direct requests for access to a record to the Privacy Act Officer, 
Federal Housing Finance Agency, 400 Seventh Street SW., Washington, DC 
20024, or [email protected] in accordance with the procedures set forth 
in 12 CFR part 1204.

 CONTESTING RECORD PROCEDURES:
    Direct requests to contest or appeal an adverse determination for a 
record to the Privacy Act Appeals Officer, Federal Housing Finance 
Agency, 400 Seventh Street SW., Washington, DC 20024, or 
[email protected] in accordance with the procedures set forth in 12 CFR 
part 1204.

 RECORD SOURCE CATEGORIES:
    Individuals about whom the records pertain, witnesses, supervisors, 
co-workers, contractor personnel, counselors, and others, along with 
related documentation and correspondence from relevant individuals or 
entities.

 EXEMPTIONS CLAIMED FOR THE SYSTEM:
    None.

    Dated: November 13, 2014.
Melvin L. Watt,
Director, Federal Housing Finance Agency.
[FR Doc. 2014-27912 Filed 11-24-14; 8:45 am]
BILLING CODE 8070-01-P