[Federal Register Volume 78, Number 15 (Wednesday, January 23, 2013)]
[Notices]
[Pages 4968-4972]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2013-01219]


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SMALL BUSINESS ADMINISTRATION


Privacy Act of 1974, Computer Matching Program--U.S. Small 
Business Administration and U.S. Department of Homeland Security, 
Federal Emergency Management Agency

AGENCY: U.S. Small Business Administration (SBA).

ACTION: Notice of computer matching program: U.S. Small Business 
Administration and U.S. Department of Homeland Security, Federal 
Emergency Management Agency.

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SUMMARY: The U.S. Small Business Administration plans to participate in 
a computer matching program with the U.S. Department of Homeland 
Security, Federal Emergency Management Agency. The purpose of this 
agreement is to set forth the terms under which a computer matching 
program will be conducted. The matching program will ensure that 
applicants for SBA Disaster loans and DHS/FEMA Other Needs Assistance 
have not received a duplication of benefits for the same disaster.

DATES: This Agreement will take effect 40 days from the date copies of 
this signed Agreement are sent to both Houses of Congress or 30 days 
from the date the Computer Matching Notice is published in the Federal 
Register, whichever is later, depending on whether comments are 
received which would result in a contrary determination.

ADDRESSES: You may submit comments, identified by docket number [SBA-
2013-001] by any of the following methods:
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     Mail: James Rivera, Associate Administrator for Disaster 
Assistance, U.S. Small Business Administration, 409 3rd Street SW., 6th 
floor, Washington, DC 20416.
     Hand Delivery/Courier: James Rivera, Associate 
Administrator for Disaster Assistance, U.S. Small Business 
Administration, 409 3rd Street SW., 6th floor, Washington, DC 20416.

All comments will be posted on www.Regulations.gov. If you wish to 
include within your comment, confidential business information (CBI) as 
defined in the Privacy and Use Notice/User Notice at 
www.Regulations.gov and you do not want that information disclosed, you 
must submit the comment by either Mail or Hand Delivery and you must 
address the comment to the attention of James Rivera, Associate 
Administrator for Disaster Assistance, U.S. Small Business 
Administration, 409 3rd Street SW., 7th Floor, Washington, DC 20416. In 
the submission, you must highlight the information that you consider is 
CBI and explain why you believe this information should be held 
confidential. SBA will make a final determination, in its sole 
discretion, of whether the information is CBI and, therefore, will be 
published or not.

FOR FURTHER INFORMATION CONTACT: Roger Garland, (202) 205-6734, 
[email protected].

SUPPLEMENTARY INFORMATION:

I. Introduction

    The Small Business Administration (SBA) and the Department of 
Homeland Security, Federal Emergency Management Agency (DHS/FEMA) have 
entered into this Computer Matching Agreement (Agreement) pursuant to 
section (o) of the Privacy Act of 1974 (5 U.S.C. 552a), as amended by 
the Computer Matching and Privacy Protection Act of 1988 (Pub. L. 100-
503), and as amended by the Computer Matching Privacy Protection Act 
Amendments of 1990 (Pub. L. 101-508, 5 U.S.C. 552a (p) (1990)). For 
purposes of this Agreement, both SBA and DHS/FEMA are the recipient 
agency and the source agency as defined in 5 U.S.C. 552a (a)(9), (11). 
For this reason, the financial and administrative responsibilities will 
be evenly distributed between SBA and DHS/FEMA unless otherwise called 
out in this agreement.

II. Purpose and Legal Authority

A. Purpose of the Matching Program

    The purpose of this Agreement is to ensure that applicants for SBA 
Disaster Loans and DHS/FEMA Other Needs Assistance (ONA) have not 
received a duplication of benefits for the same disaster. This will be 
accomplished by matching specific DHS/FEMA disaster applicant data with 
SBA disaster loan application and decision data for a declared 
disaster, as set forth in this Agreement.

B. Legal Authority

    SBA's legal authority for undertaking its disaster loan program 
without duplicating benefits is contained in section 7(b)(1) of the 
Small Business Act (15 U.S.C. 636(b)(1). DHS/FEMA's legal authority for 
ensuring non duplication of benefits is contained in Sec.  312(a) of 
the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 
U.S.C. 5155). SBA is allowed to share information with DHS/FEMA 
pursuant to routine uses (f) and (g) of SBA-020 Disaster Loan Case 
Files system of records, 74 FR 14911 (April 1, 2009). DHS/FEMA is 
allowed to share information with SBA pursuant to routine uses H.1. and 
R. of DHS/FEMA 008-Disaster Recovery Assistance Files system of 
records, 74 FR 48763 (September 24, 2009). The Computer Matching and 
Privacy Protection Act of

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1988 (Pub. L. 100-503), as amended, (5 U.S.C. 552a(o)-(u)) establishes 
procedural requirements for agencies to follow when engaging in 
computer-matching activities.

III. Justification and Expected Results

A. Justification

    It is the policy of both SBA and DHS/FEMA that the agencies will 
not provide disaster assistance or loan funds to individuals or 
businesses that have already received benefits from another source for 
the same disaster. One way to accomplish this objective is to conduct a 
computer-matching program between the agencies and compare the data of 
individuals, businesses, or other entities that may have received 
duplicative aid for a specific disaster from SBA and DHS/FEMA.
    It is also recognized that the programs covered by this Agreement 
are part of a Government-wide initiative, Executive Order: 13411 
Improving Assistance for Disaster Victims (August 29, 2006). This order 
mandates DHS/FEMA to identify and prevent duplication of benefits 
received by individuals, businesses, or other entities for the same 
disaster. That initiative and this matching program are consistent with 
Office of Management and Budget (OMB) guidance on interpreting the 
provisions of the Computer Matching and Privacy Protection Act of 1988, 
54 FR 25818 (June 19, 1989); and OMB Circular A-130, Appendix I, 
``Federal Agency Responsibilities for Maintaining Records about 
Individuals.''

B. Expected Results

    The matching program is to ensure that recipients of SBA disaster 
loans have not received duplicative benefits for the same disaster from 
DHS/FEMA. Because both DHS/FEMA and SBA collect the FEMA Disaster ID 
number, SBA and FEMA are able to identify possible scenarios of 
duplicate benefits being issued. In processing applications for 
assistance for both DHS/FEMA and SBA, there are several scenarios where 
partial or full duplicate applications are received. For example, a 
husband and wife may both apply for assistance, not knowing the other 
had done so; a person may apply to both DHS/FEMA and SBA; or system 
failures may abort a registration while in progress and generate a 
duplicate registration when the person returns to apply again, to name 
a few.
    Based on historical data, DHS/FEMA and SBA anticipate that the 
computer match will reveal instances where such duplication results in 
excessive or duplicate assistance payments. For example, DHS/FEMA 
received 2,160,284 registrations in response to hurricanes Katrina and 
Rita, and referred 67,023 of those registrations to SBA as potential 
duplicates. Excluding the Katrina and Rita disasters, DHS/FEMA received 
7,070,068 registrations from 1998-2009, and referred 13,809 potential 
duplicates to SBA. The data illustrates that the number of possible 
duplicates while typically a low percentage of total registrations, 
could rise or fall based on a change in the volume of referrals. The 
data suggests that the expected results of the match are difficult to 
quantify precisely due to the unpredictable nature of disasters.

IV. Records Description

A. Systems of Records and Estimated Number of Records Involved

    DHS/FEMA accesses records from its DHS/FEMA 008 Disaster Recovery 
Assistance Files, 74 FR 48763 (September 24, 2009), system of records 
through its National Emergency Management Information System (NEMIS), 
and matches them to the records that SBA provides from its SBA-020 
Disaster Loan Case Files, 74 FR 14911 (April 1, 2009) system of 
records. SBA uses its Disaster Credit Management System (DCMS) to 
access records from its SBA-020 Disaster Loan Case Files system of 
records, 74 FR 14911 (April 1, 2009), and match them to the records 
that DHS/FEMA provides from its DHS/FEMA-008 Disaster Recovery 
Assistance Files system of records, 74 FR 48763 (September 24, 2009). 
Under this agreement, DHS/FEMA and SBA exchange data for: (1) Initial 
registrations, (2) to update the SBA loan status, and (3) to check for 
a duplication of benefits.
    1. For the initial registration match, SBA is the recipient of data 
from DHS/FEMA. DHS/FEMA will extract and provide to SBA the following 
information: Registration data, including applicant (personal) 
information; damaged property information; insurance policy data; 
property occupants' data; registered vehicles data; National Flood 
Insurance Reform Act of 1994 policy, claims, and payment data; and 
flood zone map data.
    2. For the Duplication of Benefits Match, SBA is the recipient of 
data from DHS/FEMA. DHS/FEMA will extract and provide to SBA the 
following information for the Automated Duplication of Benefits 
Interface: Applicant and damaged property information; home application 
assistance data; ``other needs assistance'' data; and inspection data 
and verification of ownership and occupancy.
    3. For the Status Update match, DHS/FEMA is the recipient of data 
from SBA. SBA will extract and provide to DHS/FEMA personal information 
about SBA applicants; application data; loss to personal property data; 
loss mitigation data; SBA loan data; and SBA event data.
4. Estimated Number of Records
    A definitive answer cannot be given as to how many records will be 
matched as it will depend on the number of individuals, businesses or 
other entities that suffer damage from a declared disaster and that 
ultimately apply for Federal disaster assistance.

B. Description of the Match

1. DHS/FEMA--SBA Automated Import/Export Process for Initial 
Registrations
    SBA is the recipient (i.e. matching) agency. SBA will match records 
from its SBA-020 Disaster Loan Case Files system of records (April 1, 
2009, 74 FR 14911) and non-disaster related applications accessed via 
the Disaster Credit Management System (DCMS), to the records extracted 
and provided by DHS/FEMA from its DHS/FEMA-008 Disaster Recovery 
Assistance Files system of records, 74 FR 48763 (September 24, 2009). 
DHS/FEMA will provide to SBA the following information: Registration 
information, including: applicant information and FEMA registration ID; 
damaged property data; insurance policy data; property occupant data; 
vehicle registration data; National Flood Insurance Program data; and 
Flood Zone data. SBA will conduct the match using the FEMA Disaster ID 
Number, FEMA Registration ID Number, Product (Home/Business) and 
Registration Occupant Social Security Number (SSN) to create a New Pre-
Application. The records SBA receives are deemed to be DHS/FEMA 
applicants who are referred to SBA for disaster loan assistance. 
Controls on the DHS/FEMA export of data should ensure that SBA only 
receives unique and valid referral records.
    When SBA matches its records to those provided by DHS/FEMA, two 
types of matches are possible: a full match and a partial match. A full 
match exists when an SBA record matches a DHS/FEMA record on each of 
the following data fields: FEMA Disaster ID Number, FEMA Registration 
ID Number, Product (Home/Business), and Registration Occupant (SSN). A 
partial match exists when an SBA record matches a DHS/FEMA record on 
one or

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more, but not all, of the data fields listed above. If either a full or 
partial match is found during this process, the record is placed in a 
separate queue for manual examination, investigation, and resolution. 
Non-matched records, those for which no SBA registration is found for a 
given DHS/FEMA registration, are placed into the regular SBA Pre-
Application Queue.
2. DHS/FEMA-SBA Duplication of Benefits Automated Match Process
    Both DHS/FEMA and SBA will act as the recipient (i.e. matching) 
agency. SBA will extract and provide to DHS/FEMA data from its SBA-020 
Disaster Loan Case File system of records, 74 FR 14911 (April 1, 2009), 
accessed via the DCMS. DHS/FEMA will match the data SBA provides to 
records in its DHS/FEMA-008 Disaster Recovery Assistance Files system 
of records, 74 FR 48763 (September 24, 2009), accessed via NEMIS, via 
the FEMA Registration ID Number. SBA will issue a data call to FEMA 
requesting that FEMA return any records in NEMIS for which a match was 
found. For each match found, FEMA sends all of its applicant 
information to SBA so that SBA may match these records with its 
registrant data in the DCMS. SBA's DCMS manual process triggers an 
automated interface to query NEMIS using the FEMA Registration ID 
Number as the unique identifier. DHS/FEMA will return the fields 
described below for the matching DHS/FEMA record, if any, and no result 
when the FEMA Registration ID Number is not matched. DHS/FEMA will 
provide the FEMA Disaster Number; FEMA Registration Identifier; 
Applicant and if applicable, Co-applicant name; damaged dwelling 
address, Phone Number, SSN, Damaged Property data, contact address (if 
different from damaged dwelling address), National Flood Insurance 
Reform Act data, Flood Zone data, FEMA Housing Assistance and other 
Assistance data, Program, Award Level, Eligibility, and Approval or 
Rejection data. SBA will then proceed with its duplication of benefits 
determination.
3. DHS/FEMA-SBA Status Update Automated Match Process
    DHS/FEMA will act as the recipient (i.e. matching) agency. DHS/FEMA 
will match records from its DHS/FEMA-008 Disaster Recovery Assistance 
Files system of records, 74 FR 48763 (September 24, 2009), to the 
records extracted and provided by SBA from its SBA-020 Disaster Loan 
Case File system of records, 74 FR 14911 (April 1, 2009). The purpose 
of this process is to update DHS/FEMA applicant information with the 
status of SBA loan determinations for said registrants. The records 
provided by SBA will be automatically imported into NEMIS to update the 
status of existing applicant records. The records DHS/FEMA receives 
from SBA are deemed to be DHS/FEMA applicants who were referred to SBA 
for disaster loan assistance. Controls on the SBA export of data should 
ensure that DHS/FEMA only receives unique and valid referral records.
    SBA will provide to DHS/FEMA the following information: Personal 
information about SBA applicants; application data; loss to personal 
property data; loss mitigation data; SBA loan data; and SBA event data. 
DHS/FEMA will conduct the match using FEMA Disaster Number, and FEMA 
Registration ID Number. Loan data for matched records will be recorded 
and displayed in NEMIS. Loan data will also be run through NEMIS 
business rules; potentially duplicative categories of assistance are 
sent to the National Processing Service Centers Program Review process 
for manual evaluation of any duplication of benefits.

C. Projected Starting and Completion Dates

    This Agreement will take effect 40 days from the date copies of 
this signed Agreement are sent to both Houses of Congress or 30 days 
from the date the Computer Matching Notice is published in the Federal 
Register, whichever is later, depending on whether comments are 
received which would result in a contrary determination (Commencement 
Date). SBA is the agency that will:
    1. Transmit this Agreement to Congress.
    2. Notify OMB.
    3. Publish the Computer Matching Notice in the Federal Register.
    4. Address public comments that may result from publication in the 
Federal Register.
    Matches under this program will be conducted for every Presidential 
disaster declaration.

V. Notice Procedures

A. DHS/FEMA Recipients

    FEMA Form 009-0-1 ``Application/Registration for Disaster 
Assistance'', Form 009-0-3 ``Declaration and Release'' (Both included 
in OMB ICR No. 1660-0002), and various other forms used for financial 
assistance benefits immediately following a declared disaster, use a 
Privacy Act statement, see 5 U.S.C. Sec.  552a(e)(3), to provide notice 
to applicants regarding the use of their information. The Privacy Act 
statements provide notice of computer matching or the sharing of their 
records consistent with this Agreement. The Privacy Act statement is 
read to call center applicants and is displayed and agreed to by 
Internet applicants. Also, FEMA Form 009-0-3 requires the applicant's 
signature in order to receive financial assistance. Additionally, FEMA/
DHS gives public notice via its Disaster Assistance Improvement Program 
Privacy Impact Assessment and in DHS/FEMA-008 Disaster Recovery 
Assistance Files System of Records, 74 FR 48763 (September 24, 2009).

B. SBA Recipients

    SBA Forms 5 ``Disaster Business Loan Application'', 5C ``Disaster 
Home Loan Application'' and the Electronic Loan Application (ELA) will 
include notice to all applicants that in the event of duplication of 
benefits from DHS/FEMA or any other source, the Agency may verify 
eligibility through a computer matching program with another federal or 
state agency and reduce the amount of the applicant's loan. All 
applicants will be required to acknowledge that they have received this 
notification. Additionally, SBA/DCMS gives public notice via its 
Privacy Impact Assessment and SBA-020 Disaster Loan Case File system of 
records, 74 FR 14911 (April 1, 2009).

VI. Verification Procedure

A. DHS/FEMA-SBA Automated Import/Export Process for Initial 
Registrations

    The matching program for the initial contact information for 
individuals and businesses will be accomplished by mapping applicant 
data for DHS/FEMA fields described earlier to the DCMS application data 
fields. During the automated import process, a computer match is 
performed against existing DCMS applications as described in the 
Section. IV, 1. FEMA's system of records for the data is DHS/FEMA-008 
Disaster Recovery Assistance Files system of records, 74 FR 48763 
(September 24, 2009).
    If the registrant's data does not match an existing pre-application 
or application in the SBA's DCMS, then the registrant's data will be 
inserted into the DCMS to create a new pre-Application. An SBA 
application for disaster assistance may be mailed to the registrant. If 
the registrant's data does match an existing pre-application or 
application in SBA's DCMS, it indicates that there may be an existing 
pre-application/application for the applicant in the DCMS. The system 
will insert the record within the SBA's DCMS but will identify it as a 
potential

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duplicate. This will be further reviewed by SBA employees to determine 
whether the data reported by the DHS/FEMA applicant is a duplicate of 
previously submitted registration information. Duplicate pre-
applications or applications will not be processed.

B. DHS/FEMA-SBA Duplication of Benefits Automated Match Process

    The matching program is to ensure that recipients of SBA disaster 
loans have not received duplicative benefits for the same disaster from 
DHS/FEMA. This will be accomplished by matching the DHS/FEMA 
Registration ID Number. If the data matches, specific to the 
application or approved loan, the dollar values for the benefits issued 
by DHS/FEMA may reduce the eligible amount of the disaster loan or may 
cause SBA loan proceeds to be used to repay the grant program in the 
amount of the duplicated assistance.
    DHS/FEMA and SBA are responsible for verifying the submissions of 
data used during each respective benefit process and for resolving any 
discrepancies or inconsistencies on an individual basis. Authorized 
users of both the DCMS and NEMIS will not make a final decision to 
reduce benefits of any financial assistance to an applicant or take 
other adverse action against such applicant as the result of 
information produced by this matching program until an employee of the 
agency taking such action has independently verified such information.
    The matching program for duplication of benefits will be executed 
as part of loan processing and prior to each disbursement on an 
approved SBA disaster loan. Any match indicating that there is a 
possible duplicated benefit will be further reviewed by an SBA employee 
to determine whether the FEMA grant monies reported by the applicant or 
borrower are correct and matches the data reported by DHS/FEMA. If 
there is a duplication of benefits, the amount of the SBA disaster loan 
will be reduced accordingly after providing applicant with written 
notice of the changes, by processing a loan modification to reduce the 
loan amount or, where appropriate, by using the SBA loan proceeds to 
repay the FEMA grant program.

VII. Disposition of Matched Items

    After a computer match has been performed, records of applicants 
that are not identified as being a recipient of both DHS/FEMA and SBA 
benefits will be eliminated from DCMS and destroyed. Other identifiable 
records that may be created by SBA or DHS/FEMA during the course of the 
matching program will be destroyed as soon as they have served the 
matching program's purpose, and under any legal retention requirements 
established in conjunction with the National Archives and Records 
Administration or other authority. Destruction will be by shredding, 
burning or electronic erasure, as appropriate.
    Neither SBA nor DHS/FEMA will create a separate permanent file 
consisting of information resulting from the specific matching programs 
covered by this Agreement except as necessary to monitor the results of 
the matching program. Information generated through the matches will be 
destroyed as soon as follow-up processing from the matches has been 
completed unless the information is required to be preserved by the 
evidentiary process.

VIII. Security Procedures

    SBA and DHS/FEMA agree to the following information security 
procedures:
    A. Administrative. The privacy of the subject individuals will be 
protected by strict adherence to the provisions of the Privacy Act of 
1974 (5 U.S.C. 552a). SBA and DHS/FEMA agree that data exchange and any 
records created during the course of this matching program will be 
maintained and safeguarded by each agency in such a manner as to 
restrict access to only those individuals, including contractors, who 
have a legitimate need to see them in order to accomplish the matching 
program's purpose. Persons with authorized access to the information 
will be made aware of their responsibilities pursuant to this 
Agreement.
    B. Technical. DHS/FEMA will transmit the data (specified in this 
Agreement) to SBA via the following process:
    1. SBA will pull application data from FEMA Disaster Assistance 
Center (DAC) via a web services based Simple Object Access Protocol, 
Extensible Markup Language/Hypertext Transfer Protocol Secure request. 
The data will be used to create applications inside the Disaster Credit 
Management System. For each record, a NEIM-compliant response will be 
sent back to FEMA DAC indicating success or failure for the transfer of 
data.
    The SBA/DCMS to DHS/FEMA DAC export of referral data (specified in 
this Agreement) will occur via a webServices based Simple Object Access 
Protocol, Extensible Markup Language/Hypertext Transfer Protocol Secure 
request.
    The DHS/FEMA Duplication of Benefits Interface will be initiated 
from the DCMS to the DHS/FEMA NEMIS through a secured Virtual Private 
Network tunnel, open only to SBA domain Internet Protocol addresses. 
The results of the query are returned to the DCMS in real-time and 
populated in the DCMS for delegated SBA staff to use in the 
determination of duplication of benefits.
    C. Physical. SBA and DHS/FEMA agree to maintain all automated 
matching records in a secured computer environment that includes the 
use of authorized access codes (passwords) to restrict access. Those 
records will be maintained under conditions that restrict access to 
persons who need them in connection with official duties related to the 
matching process.
    D. On-Site Inspections. SBA and DHS/FEMA may make on-site 
inspections of the other agency's recordkeeping and security practices, 
or make provisions beyond those in this Agreement to ensure adequate 
safeguarding of records exchanged.

IX. Records Usage, Duplication and Redisclosure Restrictions

    SBA and DHS/FEMA agree to the following restrictions on use, 
duplication, and disclosure of information furnished by the other 
agency.
    A. Records obtained for this matching program or created by the 
match will not be disclosed outside the agency except as may be 
essential to conduct the matching program, or as may be required by 
law. Each agency will obtain the written permission of the other agency 
before making such disclosure. See routine uses in DHS/FEMA-008 
Disaster Recovery Assistance Files system of records, 74 FR 48763 
(September 24, 2009) and SBA-020 Disaster Loan Case File system of 
records, 74 FR 14911 (April 1, 2009).
    B. Records obtained for this matching program or created by the 
match will not be disseminated within the agency except on a need-to-
know basis, nor will they be used for any purpose other than that 
expressly described in this Agreement. Information concerning ``non-
matching'' individuals, businesses or other entities will not be used 
or disclosed by either agency for any purpose.
    C. Data or information exchanged will not be duplicated unless 
essential to the conduct of the matching program. All stipulations in 
this Agreement will apply to any duplication.
    D. If required to disclose these records to a state or local agency 
or to a government contractor in order to accomplish the matching 
program's purpose, each agency will obtain the

[[Page 4972]]

written agreement of that entity to abide by the terms of this 
Agreement.
    E. Each agency will keep an accounting of disclosure of an 
individual's record as required by 5 U.S.C. 552a(c) of the Privacy Act 
and will make the accounting available upon request by the individual 
or other agency.

X. Records Accuracy Assessments

    DHS/FEMA and SBA attest that the quality of the specific records to 
be used in this matching program is assessed to be at least 99% 
accurate. The possibility of any erroneous match is extremely small.
    In order to apply for assistance online via the DAC portal, an 
applicant's name, address, SSN, and date of birth are sent to a 
commercial database provider to perform identity verification. The 
identity verification ensures that a person exists with the provided 
credentials. In the rare instances where the applicant's identity is 
not verified online or the applicant chooses, the applicants must call 
one of the DHS/FEMA call centers to complete the registrations. The 
identity verification process is performed again. Depending on rare 
circumstances, an applicant is allowed to register using an artificial 
SSN. Applicants must update their SSN and pass the identity 
verification to obtain assistance.

XI. Comptroller General Access

    The parties authorize the Comptroller General of the United States, 
upon request, to have access to all SBA and DHS/FEMA records necessary 
to monitor or verify compliance with this matching agreement. This 
matching agreement also authorizes the Comptroller General to inspect 
any records used in the matching process that are covered by this 
matching agreement pursuant to 31 U.S.C. 717 and 5 U.S.C. 552a(b)(10).

XII. Duration of Agreement

    The Agreement may be renewed, terminated or modified as follows:
    A. Renewal or Termination. This Agreement will become effective in 
accordance with the terms set forth in paragraph IV.C and will remain 
in effect for 18 months from the commencement date. At the end of this 
period, this Agreement may be renewed for a period of up to one 
additional year if the Data Integrity Board of each agency determines 
within three months before the expiration date of this Agreement that 
the program has been conducted in accordance with this Agreement and 
will continue to be conducted without change. Either agency not wishing 
to renew this Agreement should notify the other in writing of its 
intention not to renew at least three months before the expiration date 
of this Agreement. Either agency wishing to terminate this Agreement 
before its expiration date should notify the other in writing of its 
wish to terminate and the desired date of termination.
    B. Modification of the Agreement. This Agreement may be modified at 
any time in writing if the written modification conforms to the 
requirements of the Privacy Act and receives approval by the 
participant agency Data Integrity Boards.

XIII. Reimbursement of Matching Costs

    SBA and DHS/FEMA will bear their own costs for this program.

XIV. Data Integrity Board Review/Approval

    SBA and DHS/FEMA's Data Integrity Boards will review and approve 
this Agreement prior to the implementation of this matching program. 
Disapproval by either Data Integrity Board may be appealed in 
accordance with the provisions of the Computer Matching and Privacy 
Protection Act of 1988, as amended. Further, the Data Integrity Boards 
will perform an annual review of this matching program. SBA and DHS/
FEMA agree to notify the Chairs of each Data Integrity Board of any 
changes to or termination of this Agreement.

XV. Points of Contacts and Approvals

    For general information please contact: Eric M. Leckey (202-212-
5100), Privacy Officer, Federal Emergency Management Agency, Department 
of Homeland Security; and Ja'Nelle DeVore (202-205-7103), Chief 
Information Security Officer, Office of the Chief Information Officer, 
Small Business Administration.

Eric Won,
Chief Information Officer.
[FR Doc. 2013-01219 Filed 1-22-13; 8:45 am]
BILLING CODE 8025-01-P