[Federal Register Volume 77, Number 119 (Wednesday, June 20, 2012)]
[Notices]
[Pages 37252-37258]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2012-15077]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5557-D-08]


Delegations of Authority for the Office of Housing--Federal 
Housing Administration (FHA); Redelegation of Authority Regarding 
Single Family Housing Programs

AGENCY: Office of the Assistant Secretary for Housing--Federal Housing 
Commissioner, HUD.

ACTION: Notice of revocation and redelegation of authority.

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SUMMARY: On September 15, 2006, the Assistant Secretary for Housing--
Federal Housing Commissioner issued an up-to-date comprehensive 
delegation of authority for single family housing programs. This notice 
amends that

[[Page 37253]]

redelegation of authority to reflect changes that have occurred since 
that time.

DATES: Effective Date: June 5, 2012.

FOR FURTHER INFORMATION CONTACT: Wanda Sampedro, Special Assistant to 
the Deputy Assistant Secretary for the Office of Single Family Housing, 
Office of Housing, Department of Housing and Urban Development, 451 
Seventh Street SW., Room 9282, Washington, DC 20410, telephone 202-708-
3175. (This is not a toll-free number). Persons with hearing or speech 
impairments may access this number by calling HUD's toll-free Federal 
Relay Service number at 800-877-8339.

SUPPLEMENTARY INFORMATION: Section I of this notice sets forth the 
organization of the Office of Single Family Housing. This material is 
basically the same as that which appeared in the comprehensive 
delegations of authority published on October 12, 2006 (71 FR 60173). 
However some wording has been changed to clarify the Single Family 
organization and functions.
    On July 18, 2005, the Assistant Secretary issued a redelegation of 
authority to management and marketing contractors (M&Ms) to execute 
routine documents necessary for the management and sale of single-
family properties acquired by HUD in connection with its Single Family 
Housing Mortgage Insurance Program. The notice of redelegation of 
authority was published on July 26, 2005, at 70 FR 43171 and was 
incorporated into the comprehensive redelegation of authority of 
October 2006 in Section III.Q. Management and Marketing (M&M) 
Contractors. This redelegation of authority is continued in this 
notice.
    On September 17, 2003, the Assistant Secretary issued an 
unpublished redelegation of authority to certain staff in the Office of 
Housing's Caribbean Office enabling them to carry out duties in 
connection with the Single Family Property Disposition Program. In the 
usual course, these duties would be carried out by designated officials 
in the Atlanta, Georgia, Homeownership Center (HOC). However, local law 
in Puerto Rico requires HUD staff in the Caribbean Office to accept 
conveyances of title. Accordingly, the redelegation is again 
incorporated into the comprehensive redelegation of authority in 
Section III.S.
    Accordingly, the notice of redelegation of authority for single 
family housing programs is amended and updated, as follows:

Section I. Single Family Housing Programs--Office of Housing 
Organization

A. Office of Single Family Housing--Headquarters

    All Office of Single Family Housing managers, in Headquarters and 
the field, report to the Deputy Assistant Secretary for Single Family 
Housing and Associate Deputy Assistant Secretary for Single Family 
Housing. In Headquarters, there are three major single family housing 
offices, each of which are headed by a Director and are comprised of 
Divisions. These offices are the following:
    The Office of Single Family Housing Program Development: This 
office is comprised of three divisions. The Home Mortgage Insurance 
Division is generally responsible for developing and implementing 
policies, procedures, and guidelines covering the pre-application 
through the final endorsement stage of FHA mortgage insurance cases, 
including mortgage loan origination and refinancing cases.
    The Program Support Division is responsible for: Administering the 
Housing Counseling Program under section 106 of the Housing and Urban 
Development Act of 1968; administering FHA's nonprofit mortgagor 
discount sales and secondary financing programs; maintaining the Single 
Family Housing Web site; producing single family housing brochures; 
overseeing the marketing of single family housing programs; and 
providing a wide variety of technical assistance to the three offices 
within the Office of Single Family Housing.
    The Home Valuation Policy Division is responsible for managing all 
single family property appraisal and valuation requirements. These 
functions include oversight and monitoring of appraisers and analyzing 
single family property valuation issues, including standards and 
policies associated with new construction and property rehabilitation, 
and all origination and several servicing policies for administering 
the home equity conversion mortgage program.
    The Office of Single Family Asset Management: This office is 
comprised of two divisions. The first division, the National Servicing 
Center (NSC), serves as the operational arm of the Office of Single 
Family Asset Management. It provides centralized servicing, loss 
mitigation, and operations support for the FHA-insured mortgage 
portfolio from the point of loan endorsement through termination. The 
NSC has oversight responsibility for the FHA Loss Mitigation Program; 
for servicing Secretary-owned first and second mortgages; for providing 
default, foreclosure, and loss mitigation activity reporting and 
analyses; and for ranking and rating lender servicing and loss 
mitigation performance. The NSC works with mortgage servicers and 
homeowners to find solutions to avoid foreclosure of FHA-insured loans 
and provides direction and training to lenders and Housing Counseling 
Agencies, better enabling them to assist homeowners. Although it is a 
Headquarters Division, the NSC's staff is out-stationed to Oklahoma 
City and Tulsa, Oklahoma. The loan servicing and loss mitigation 
functions carried out by the NSC are not delegated to any field office.
    The second division, the Asset Management and Disposition Division 
(AMDD), is responsible for establishing policy for the servicing of FHA 
loans, and the management and marketing of HUD-acquired single family 
properties. These policies are promulgated in the form of Regulations, 
Mortgagee Letters, and Housing Notices. The scope of these policies 
includes but is not limited to escrow requirements, pre-payments, loss 
mitigation, and mortgage insurance claims. AMDD is also responsible for 
operating HUD's mission programs.
    The Office of Lender Activities and Program Compliance (OLAPC): 
This office consists of three divisions. Acting as the regulatory 
oversight and enforcement entity within the Office of Single Family 
Housing, OLAPC executes a three-part risk management strategy comprised 
of the following functions:
    Evaluating--The Lender Approval and Recertification Division 
approves and recertifies qualified lenders to participate in FHA's 
mortgage insurance programs.
    Monitoring--The Quality Assurance Division (QAD) directs 
operational, loan and institutional level risk analysis and review 
processes. QAD uses HUD's data systems to analyze and evaluate loans 
and mortgagee portfolios to identify performance problems that put the 
FHA insurance fund at risk.
    Enforcement--The Mortgagee Review Board Division serves as staff 
for the Mortgagee Review Board, which takes administrative action 
against FHA-approved lenders when there is adequate evidence of serious 
violations in the origination, underwriting, or servicing of loans 
submitted for FHA insurance.

B. Single Family Housing--Field Office Structure

    In order to maximize efficiencies and empower people and 
communities, the

[[Page 37254]]

Office of Single Family Housing undertook a major field reorganization 
several years ago. Today, the Office of Single Family Housing has 
Homeownership Centers (HOCs) in four locations: Atlanta, Georgia; 
Denver, Colorado; Philadelphia, Pennsylvania; and Santa Ana, 
California. These HOCs are generally responsible for the processing of 
cases within their respective geographic jurisdictions, but some 
monitoring and review processes are workload balanced across 
jurisdictions. In addition, Office of Single Family Housing employees 
are out-stationed to locations throughout the United States. Among 
other things, these employees work within local communities to perform 
marketing and outreach activities to ensure that the public is aware of 
and has access to Office of Housing programs. Program support employees 
evaluate and provide technical assistance to HUD-approved housing 
counseling agencies. Out-stationed employees also perform some 
monitoring and review processes.
    A uniform structure applies to all of the HOCs. The highest-ranking 
official in the HOC is the HOC Director, who is assisted by the HOC 
Deputy Director. Functions performed by HOC staff are distributed, 
according to type (e.g., production, quality assurance, etc.), among 
five Divisions, each of which is headed by a Division Director. The 
five HOC Divisions are titled:
    (1) Processing and Underwriting;
    (2) Quality Assurance;
    (3) Program Support;
    (4) Real Estate Owned; and
    (5) Operations and Customer Service.
    Division Directors report to the HOC Director and Deputy Director. 
(As is the case in Headquarters, all staff report to the Deputy 
Assistant Secretary for Single Family Housing and the Associate Deputy 
Assistant Secretary for Single Family Housing.) The chart below 
identifies each HOC and its geographic jurisdiction.

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                      Atlanta Homeownership Center
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Atlanta
Jackson
Jacksonville
Knoxville
Greensboro
Indianapolis
Chicago
Orlando
Tampa
Springfield
Memphis
Nashville
Birmingham
Columbia
Miami
Louisville
The Caribbean
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                       Denver Homeownership Center
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Denver
Casper
Salt Lake City
Des Moines
St. Louis
Oklahoma City
Omaha
Albuquerque
Helena
San Antonio
Tulsa
New Orleans
Shreveport
Fort Worth
Fargo
Sioux Falls
Little Rock
Houston
Kansas City
Lubbock
Dallas
Milwaukee
Minneapolis
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                    Philadelphia Homeownership Center
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Philadelphia
Albany
New York
Providence
Columbus
Detroit
Syracuse
Cincinnati
Camden
Buffalo
Burlington
Washington, DC
Cleveland
Grand Rapids
Boston
Bangor
Pittsburgh
Richmond
Flint
Manchester
Charleston
Hartford
Baltimore
Wilmington
Newark
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                     Santa Ana Homeownership Center
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Santa Ana
Fresno
Honolulu
Las Vegas
Los Angeles
Phoenix
Reno
Sacramento
San Diego
San Francisco
Tucson
Seattle
Anchorage
Boise
Portland
Spokane
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Section II. Single Family Programs--Functions

    The Office of Single Family Housing is charged with carrying out 
duties of the Assistant Secretary, General Deputy Assistant Secretary 
and Associate General Deputy Assistant Secretary for Housing as they 
relate to single family housing programs set forth in the National 
Housing Act and other legislation. This broad range of programs enables 
HUD, in concert with program participants in the private and public 
sectors, to provide safe, decent, and affordable single family housing 
to millions of American families.
    Under this delegation, the Assistant Secretary for Housing, General 
Deputy Assistant Secretary for Housing and Associate General Deputy 
Assistant Secretary for Housing redelegate broad program authority to 
the Deputy Assistant Secretary for Single Family Housing and the 
Associate Deputy Assistant Secretary for Single Family Housing and 
commensurate with their respective duties, Directors in Headquarters 
and in the field.
    Characterizing the redelegated authority in broad or generic terms 
will enable the above Deputy Assistant Secretary for Single Family 
Housing and Associate Deputy Assistant Secretary for Single Family 
Housing, and Directors in Headquarters and the field, to perform all 
functions necessary to accomplish single family housing program tasks 
and objectives.
    In some past delegation notices, HUD has set forth, in ``laundry 
list'' fashion the detailed functions carried out by managers under 
generic function headings. However, publishing detailed lists has 
proven problematic, as some listed items become obsolete over time, 
while other functions are omitted through oversight. Conversely, this 
delegation sets forth functions in generic terms, while the preamble 
provides insights into the nature of the work performed by managers 
with delegated authority under each category. The basic single family 
housing program functions and a brief description of each are as 
follows:

A. General Authority

    This authority allows managers to sign any and all documents 
necessary to carry out the business within their program and 
geographical jurisdictions. In addition, it allows managers, when 
considering a proposal, to waive any directives not mandated by statute 
or regulation for good cause and with a written justification.

[[Page 37255]]

B. Production

    This function allows a manager with delegated authority to make all 
necessary determinations that relate to the insured mortgage process. 
Essentially, this category of functions begins with a proposal to 
insure a home mortgage and ends with the Department's endorsement of an 
insured mortgage. For all insurance programs, it includes, but is not 
limited to, such activities as approving direct endorsement lenders' 
and monitoring contract reviews; maintaining rosters and other lists of 
appraisers, inspectors, and lenders; performing underwriting reviews 
for mortgage credit; performing appraisal reviews; performing 
architectural field reviews; and setting mortgage limits.

C. Servicing and Loss Mitigation

    Servicing and Loss Mitigation functions are intended to ensure the 
servicing of the Secretary-held mortgage portfolio; partial claims; the 
monitoring of FHA servicers' use of loss mitigation; and, timely 
reporting of defaulted, FHA-insured loans. Additional responsibilities 
include: writing off or compromising principal debt, up to a maximum of 
$100,000; providing on-site and off-site loss mitigation training to 
lenders, housing counseling agencies, and other FHA program offices 
within HUD; administering the Home Equity Conversion Mortgage (HECM) 
program; operating a nationwide call center to respond to questions 
concerning loss mitigation and foreclosure relief programs; and 
supporting the Department's endeavor against predatory lending 
practices.

D. Quality Assurance

    Quality assurance functions are intended to ensure that an FHA 
lender is in compliance with FHA lending requirements and procedures. 
Responsibilities include targeting lenders for review, conducting the 
Credit Watch Termination Initiative to identify and take action against 
poorly performing lenders, and administering the Neighborhood Watch 
Early Warning System, a web-based monitoring tool that allows HUD 
staff, lenders, appraisers, concerned citizens and other interested 
parties to monitor loan activity in areas as large as the United States 
or as small as a local zip code. These mechanisms are used to manage 
FHA's counterparty risk and mitigate losses to FHA's insurance funds.

E. Lender Approval and Recertification

    Lender approval and recertification functions are the means by 
which FHA vets its lender partners and approves them for initial and 
continuing participation in FHA programs. Additional responsibilities 
include the management of HUD's Institution Master File, which records 
all relevant data for FHA-approved lenders and supplies lender data to 
more than 20 of FHA's key data systems and the administration of the 
Lender Assessment Subsystem for purposes of electronic submission and 
storage of the annual audit reports required of lenders seeking renewal 
of their FHA lender approval.

F. Enforcement

    Enforcement functions protect FHA and its mortgage insurance funds 
from fraud and program abuse, and encourage program compliance by FHA-
approved lenders. Via the imposition of civil money penalties and 
administrative sanctions against FHA approved lenders and mortgagees 
who knowingly and materially violate FHA program statutes, regulations 
and handbook requirements, FHA ensures compliance with HUD requirements 
and protects FHA's insurance funds from unwarranted risks and losses.

G. Grants

    In any given year Congress may authorize funds for grant programs. 
The Assistant Secretary is the Grant Officer and thus the sole official 
responsible for making grantee selections. Grant functions include 
developing criteria for grant applications, rating and ranking 
proposals, and selecting government technical representatives to 
oversee performance under the grant contracts. Once a grant is awarded, 
functions include monitoring a grantee's compliance with the agreement, 
modifying a grant, terminating a grant for non-compliance, and closing 
out a grant in the usual course. The Assistant Secretary retains and 
does not delegate the authority of the Grant Officer.

H. Program Demonstrations

    Periodically, Congress enacts legislation authorizing HUD to 
conduct a program on a demonstration basis. The purpose of the 
demonstration is essential to test the viability of a new program or 
product on a limited basis, e.g., by geography, case volume, or time. 
Functions related to demonstration programs include developing program 
criteria, implementing the program, monitoring activities and results, 
preparing any required reports to the Congress, and closing out the 
demonstration program.

I. Property Disposition

    Section 204(g) of the National Housing Act (12 U.S.C. 1710) 
addresses the management and disposition of HUD-acquired single family 
properties. HUD's implementing regulations are found in 24 CFR part 
291, entitled Disposition of HUD-acquired single family property. Under 
these statutory and regulatory authorities, HUD is charged with 
implementing a program of sales of HUD-acquired properties, along with 
appropriate credit terms and standards to be used in carrying out the 
program. Beginning with this notice, the Assistant Secretary 
redelegates the authority under 24 CFR 291.210(c), entitled Direct 
Sales to individuals or entities, to the Deputy Assistant Secretary for 
Single Family Housing.
    Most of HUD's single family property disposition functions occur 
after HUD has acquired title to a property; some, however, occur during 
the pre-acquisition period. Principal disposition functions include, 
but are not limited to:
    (1) Oversight monitoring,
    (2) Mortgage compliance management,
    (3) Field service management, and
    (4) Asset management.

J. Suspensions, Debarments and Limited Denials of Participation

    A participant or contractor or affiliate, other than a mortgagee, 
who fails to comply with HUD program regulations, rules, and/or 
procedures, can be denied the right to participate in a HUD program or 
programs. Procedures governing the nature and scope of proceedings for 
the issuance of a suspension, debarment or limited denial of 
participation are set forth in 2 CFR part 2424 and 2 CFR part 180. Only 
certain officials may issue such limited denials of participation 
pursuant to the process in the regulations. [Note: FHA-approved 
mortgagees are subject to an independent sanction process set forth in 
24 CFR part 25.]

Section III. Single Family Programs--Authority Redelegated

    As described in the paragraph that follows this one, the Assistant 
Secretary and the General Deputy Assistant Secretary and the Associate 
General Deputy Assistant Secretary retain and redelegate the following 
power and authority: (1) To the Deputy Assistant Secretary for Single 
Family Housing and Associate Deputy Assistant Secretary for Single 
Family Housing and (2) through the above Deputy Assistant Secretary and 
Associate Deputy Assistant Secretary, to the Headquarters Office 
Directors and Headquarters Deputy

[[Page 37256]]

Office Directors listed below, and (3) through the Headquarters Single 
Family Office Directors and Deputy Office Directors, to the 
Headquarters and Field Office managers, and certain other officials;

A. Deputy Assistant Secretary and Associate Deputy Assistant Secretary, 
Office of Single Family Housing

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of all Single Family Housing programs, 
including, but not limited to, the exercise of the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions, and to waive any directive that is not mandated 
by a statute or regulation;
    2. All production functions related to mortgage insurance, grant, 
or other programs;
    3. All loan servicing and loss mitigation functions, including the 
authority to act as a claims collection officer and to write off or 
compromise debt up to $100,000;
    4. All quality assurance functions;
    5. All functions necessary to administer grants and cooperative 
agreements awarded by the Assistant Secretary. However, noncompetitive 
contract awards proposed by assistance recipients subject to the 
administrative requirements for grants and cooperative agreements at 24 
CFR part 85 may only be approved by the Assistant Secretary;
    6. All functions necessary to carry out a program conducted on a 
demonstration basis;
    7. All property disposition functions
    8. Authority to conduct hearings concerning a lender or program 
participant's participation in HUD programs, and to issue (a) limited 
denials of participation, and (b) final debarment decisions, where a 
participant has elected not to contest the notice of proposed debarment 
of the Assistant Secretary; and
    9. Authority to perform all source selection official duties in 
connection with Single Family Housing procurement actions.

B. Director and Deputy Director, Office of Single Family Housing 
Program Development

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs, in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
a statute or regulation;
    2. All production functions related to mortgage insurance, grant, 
or other programs;
    3. All functions necessary to carry out a cooperative agreement or 
competitive or non-competitive grant program, except for making grantee 
selections and approving recipient noncompetitive contracts; and
    4. All functions necessary to carry out a program conducted on a 
demonstration basis.

C. Director, Home Mortgage Insurance Division, Office of Single Family 
Housing Program Development

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs, in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
a statute or regulation;
    2. All production functions related to mortgage insurance, grant, 
or other programs; and
    3. All functions necessary to carry out a program conducted on a 
demonstration basis.

D. Director, Program Support Division, Office of Single Family Housing 
Program Development

    Authority is redelegated, on a nationwide basis, to take all 
actions and to perform all functions necessary to the conduct of the 
single family housing programs as follows:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation;
    2. All functions necessary to carry out a cooperative agreement, 
competitive or non-competitive grant program except for making grantee 
selections and approving recipient noncompetitive contracts; and
    3. All functions necessary to carry out a program conducted on a 
demonstration basis.

E. Director, Home Valuation Policy Division, Office of Single Family 
Housing Program Development

    Authority is redelegated, on a nationwide basis, to take all 
actions and to perform all functions necessary to the conduct of the 
single family housing programs, as follows:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation;
    2. All production functions related to mortgage insurance, grant, 
or other programs; and
    3. All functions necessary to carry out a program conducted on a 
demonstration basis.

F. Director and Deputy Director, Office of Single Family Asset 
Management

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs, in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation;
    2. Loan servicing and loss mitigation functions, including the 
authority to act as a claims collection officer and to write off or 
compromise debt up to $100,000;
    3. All property disposition functions, other than:
    a. Authorizing direct sales under 24 CFR 291.210(c), unless the 
sale involves authorizing or originating, but not terminating, a PIH-
REO agreement, which may be exercised; and
    b. Approving and executing an original Asset Control Area (ACA) 
agreement (as opposed to an extension agreement), terminating an ACA 
agreement, and terminating an ACA participant's approval to participate 
in the ACA program; and
    4. All functions necessary to carry out a program conducted on a 
demonstration basis.

G. Director, Single Family Servicing and Loss Mitigation Division, 
Office of Single Family Asset Management

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulations; and
    2. All loan servicing and loss mitigation functions, including the 
authority to act as a claims collection officer and to write off or 
compromise debt up to $100,000.

H. Director, Asset Management and Property Disposition Division, Office 
of Single Family Asset Management

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single

[[Page 37257]]

family housing programs in relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation;
    2. All property disposition functions other than authorizing direct 
sales under 24 CFR 291.210(c); and
    3. All functions necessary to carry out a program conducted on a 
demonstration basis.

I. Director and Deputy Director, Office of Lender Activities and 
Program Compliance

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation;
    2. All quality assurance functions, including lender approval, re-
certification, and program compliance functions;
    3. Authority to conduct Credit Watch informal hearings concerning a 
lender's participation in HUD programs;
    4. All functions necessary to carry out a program conducted on a 
demonstration basis.

 J. Director, Lender Approval and Re-Certification Division, Office of 
Lender Activities and Program Compliance

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs, in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation; and
    2. All functions related to approving and re-certifying FHA 
lenders.

K. Director, Quality Assurance Division, Office of Lender Activities 
and Program Compliance

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs, in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions and to waive any directive that is not mandated by 
statute or regulation;
    2. Monitor lender performance and default and claim rates and to 
enter into indemnification agreements; and
    3. All quality assurance functions related to program compliance by 
approved FHA lenders;
    4. Authority to refer for suspension and proposed debarment.

L. Director, Mortgagee Review Board Division, Office of Lender 
Activities and Program Compliance

    Authority is redelegated, on a nationwide basis, to take all 
actions necessary to the conduct of single family housing programs, in 
relation to the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions; and
    2. All enforcement functions related to program compliance by FHA-
approved lenders.

M. Homeownership Center--Director and Deputy Director

    Authority is redelegated, within their respective jurisdictions, to 
take all actions necessary to the conduct of all single family housing 
programs including, but not limited to, the exercise of the following 
functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions, and to waive any directive that is not mandated 
by a statute or regulation;
    2. All production functions related to mortgage insurance, grant, 
or other programs;
    3. Monitoring of lender performance and default and claim rates and 
the entering into of indemnification agreements;
    4. All functions necessary to carry out a cooperative agreement, 
competitive or non-competitive grant program, except for making grantee 
selections and approving recipient noncompetitive contracts;
    5. All functions necessary to carry out a program conducted on a 
demonstration basis;
    6. All property disposition functions other than authorizing direct 
sales under 24 CFR 291.210(c);
    7. Authority to issue limited denials of participation;
    8. Authority to refer for suspension and proposed debarment;
    9. Authority pursuant to 24 CFR 200.204(a)(2)(iii) to administer 
the appeals process in connection with the removal of an appraiser from 
the appraiser roster and to issue a final decision concerning an 
appraisers removal from the roster; and
    10. Authority to perform source selection official duties in 
connection with field-office based single family housing procurement 
actions, provided that the (a) contract amount is less than $10 
million, and (b) authority is exercised only by the HOC Director.

N. Homeownership Center--Processing and Underwriting Division Director

    Authority is redelegated, within their respective jurisdictions, to 
take all actions necessary to the conduct of all single family housing 
programs including, but not limited to, the exercise of the following 
functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions but not to issue waivers of directives;
    2. All production functions related to mortgage insurance, grant, 
or other programs;
    3. All functions necessary to carry out a program conducted on a 
demonstration basis; and
    4. Authority pursuant to 24 CFR 200.204(a)(2)(iii) to issue the 
written notice of proposed roster removal to an appraiser.

O. Homeownership Center--Quality Assurance Division Director

    Authority is redelegated, within their respective jurisdictions, to 
take all actions necessary to the conduct of all single family housing 
programs including, but not limited to, the exercise of the following 
functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions but not to issue waivers of directives; and
    2. Monitor lender performance and default and claim rates and to 
enter into indemnification agreements.
    3. Authority to refer for suspension and proposed debarment.

P. Homeownership Center--Program Support Division Director

    Authority is redelegated, within their respective jurisdictions, to 
take all actions necessary to the conduct of all single family housing 
programs including, but not limited to, the exercise of the following 
functions:
    1. The general power to sign any documents to perform enumerated 
functions but not to issue waivers of directives;
    2. All functions necessary to carry out a cooperative agreement, 
competitive or non-competitive grant program, except for making grantee 
selections and approving recipient noncompetitive contracts; and
    3. All functions necessary to carry out a program conducted on a 
demonstration basis.

Q. Homeownership Center--Real Estate Owned Division Director

    Authority is redelegated, within their respective jurisdictions, to 
take all

[[Page 37258]]

actions necessary to the conduct of all single family housing programs 
including, but not limited to, the exercise of the following functions:
    1. The general power to sign any documents necessary to perform 
enumerated functions but not to issue waivers of directives;
    2. All property disposition functions other than authorizing direct 
sales under 24 CFR 291.210(c); and
    3. All functions necessary to carry out a program conducted on a 
demonstration basis.

R. Particular Management and Marketing (M&M) Contractor Officials

    Authority to execute all documents necessary in connection with the 
management and sale of residential real property acquired by HUD under 
its insured mortgage and asset management and disposition programs, 
excluding indemnification agreements, but including the authority to 
acknowledge, seal, and deliver any agreements of sale, special warranty 
deeds, form HUD-1 Settlement Statements, and any other instrument that 
may be necessary in connection with property management and sales on 
behalf of the Department, is redelegated to certain principals and/or 
officers of HUD's M&Ms whose identity will be maintained at its Web 
site located at www.hud.gov/offices/hsg/sfh//reo/reo_home.cfm.

S. Supervisory Housing Program Specialist, Office of Single Family 
Housing's Caribbean Office

    1. The general power to sign any documents necessary to perform the 
property disposition function identified immediately below and to waive 
any directive that is not mandated by statute or regulation; and
    2. The authority to accept conveyances of title to the Secretary of 
one- to- four unit properties.

Section IV. Authority Excepted

    The authority redelegated in Section III.A through S does not 
include authority to issue or waive regulations.

Section V. Further Redelegations

    The authority redelegated by the Assistant Secretary for Housing-
Federal Housing Commissioner, the General Deputy Assistant Secretary-
Deputy Federal Housing Commissioner and the associate General Deputy 
Assistant Secretary for Housing may not be further redelegated by the 
officials identified in Section III.A through S.

Section VI. Revocation of Delegations

    All prior redelegations issued by the Assistant Secretary for 
Housing to staff in the Office of Single Family Housing are hereby 
superseded. The Assistant Secretary for Housing-Federal Housing 
Commissioner, the General Deputy Assistant Secretary for Housing-Deputy 
Federal Housing Commissioner and the Associate General Deputy Assistant 
Secretary for Housing may, at any time, revoke any of the authority 
redelegated in this notice. Revocation shall be effective upon the date 
of removal. With respect to the officials identified in Section R, 
revocation shall be effective upon removal of the affected principal or 
officer's name from the Web site referenced in Section R. Notice of any 
revocation will be published in the Federal Register.

    Authority: Section 7(d), Department of Housing and Urban 
Development Act, 42 U.S.C. 3535(d).

    Dated: June 5, 2012.
Carol J. Galante,
Acting Assistant Secretary for Housing-Federal Housing Commissioner.
[FR Doc. 2012-15077 Filed 6-19-12; 8:45 am]
BILLING CODE 4210-67-P