[Federal Register Volume 77, Number 78 (Monday, April 23, 2012)]
[Notices]
[Pages 24185-24187]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2012-9668]


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BUREAU OF CONSUMER FINANCIAL PROTECTION


Privacy Act of 1974, as Amended

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of Proposed Privacy Act System of Records.

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SUMMARY: In accordance with the Privacy Act of 1974, as amended, the 
Bureau of Consumer Financial Protection, herein referred to as the 
Consumer Financial Protection Bureau (``CFPB'' or ``Bureau''), gives 
notice of the establishment of a Privacy Act System of Records.

DATES: Comments must be received no later than May 23, 2012. The new 
system of records will be effective June 4, 2012 unless the comments 
received result in a contrary determination.

ADDRESSES: You may submit comments by any of the following methods:
     Electronic: [email protected].
     Mai/Hand Delivery/Courier: Claire Stapleton, Chief Privacy 
Officer, Consumer Financial Protection Bureau, 1700 G Street NW., 
Washington, DC 20552.

Comments will be available for public inspection and copying at 1700 G 
Street NW., Washington, DC 20552 on official business days between the 
hours of 10 a.m. and 5 p.m. Eastern Time. You can make an appointment 
to inspect comments by telephoning (202) 435-7220. All comments, 
including attachments and other supporting materials, will become part 
of the public record and subject to public disclosure. You should 
submit only information that you wish to make available publicly.

FOR FURTHER INFORMATION CONTACT: Claire Stapleton, Chief Privacy 
Officer, Consumer Financial Protection Bureau, 1700 G Street NW., 
Washington, DC 20552, (202) 435-7220.

SUPPLEMENTARY INFORMATION: The Dodd-Frank Wall Street Reform and 
Consumer Protection Act (``Act''), Public Law No. 111-203, Title X, 
established the CFPB to administer and enforce the federal consumer 
financial protection laws. The CFPB will maintain the records covered 
by this notice.
    The new system of records described in this notice, CFPB.014--
Direct Registration and User Management System, will be used to provide 
authorized individuals, including CFPB employees and members of the 
public who have business with the Bureau, access to or interaction with 
CFPB information technology resources. A description of the new system 
of records follows this Notice.
    The report of a new system of records has been submitted to the 
Committee on Oversight and Government Reform of the House of 
Representatives, the Committee on Homeland Security and Governmental 
Affairs of the Senate, and the Office of Management and Budget, 
pursuant to Appendix I to OMB Circular A-130, ``Federal Agency 
Responsibilities for Maintaining Records About Individuals,'' dated 
November 30, 2000, and the Privacy Act, 5 U.S.C. 552a(r).
    The system of records entitled, ``CFPB.014--CFPB Direct 
Registration and User Management System'', is published in its entirety 
below.


[[Page 24186]]


    Dated: April 16, 2012.
Claire Stapleton,
Chief Privacy Officer.
CFPB.014

System Name:
    Direct Registration and User Management System.

System Location:
    Consumer Financial Protection Bureau, 1700 G St NW., Washington, DC 
20552.

Categories of individuals covered by the system:
    Categories of individuals covered by this system include all 
persons who are authorized to access CFPB information technology 
resources, including without limitation: (1) Employees, contractors, 
and any lawfully designated representative of the above, including 
representatives of Federal, State, territorial, tribal, or local 
government agencies or entities, in furtherance of the CFPB's mission; 
(2) individuals who have business with the CFPB and who have provided 
personal information in order to facilitate access to CFPB information 
technology resources; and (3) individuals who are points of contact 
provided for government business, operations, or programs, and the 
individuals they list as emergency or other contacts.

Categories of records in the system:
    Records in the system may contain data relating to individuals, 
including but not limited to: name; business and affiliations, 
including verification of affiliation; facility; positions held; 
telephone numbers, including business and cellular, home numbers, and 
numbers where individuals can be reached while on travel or otherwise 
away from the office; level of access; home or other provided address 
for the receipt of issued IT equipment or resources; email addresses of 
senders and recipients; records of access to CFPB or Treasury computers 
and networks including equipment issued, user ID and passwords, date(s) 
and time(s) of access, IP address of access, logs of internet activity 
and records on the authentication of the access request; records of 
identity management related to individual user's request including 
universal resource locator of individual's chosen identity assurance 
certificate provider and response from certificate provider of positive 
or negative authentication; and positions or titles of contacts, their 
business or organizational affiliations, and other contact information 
provided to the Bureau that is derived from other sources to facilitate 
authorized access to CFPB Information Technology resources.
    The information in this system includes information relating to 
system access and does not include the data held within the systems or 
information technology resources to which access or interaction is 
sought.

Authority for maintenance of the system:
    Public Law 111-203, Title X, Section 1012, codified at 12 U.S.C. 
5492.

Purpose(s):
    The information in the system is being collected to enable the CFPB 
to provide authorized individuals access to CFPB information technology 
resources.
    The system enables the CFPB to maintain: account information 
required for approved access to information technology; lists of 
individuals seeking or receiving access to CFPB information technology 
or equipment; lists of individuals who are appropriate organizational 
points of contact; and lists of individuals who are emergency points of 
contact. The system will also enable the CFPB to provide individuals 
access to certain programs and meeting attendance and where appropriate 
allow for sharing of information between individuals in the same 
operational program to facilitate collaboration.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    These records may be disclosed, consistent with the CFPB's Rules 
for the Disclosure of Records and Information, promulgated at 12 CFR 
part 1070 et seq., to:
    (1) Appropriate agencies, entities, and persons when: (a) The CFPB 
suspects or has confirmed that the security or confidentiality of 
information in the system of records has been compromised; (b) the CFPB 
has determined that, as a result of the suspected or confirmed 
compromise, there is a risk of harm to economic or property interests, 
identity theft or fraud, or harm to the security or integrity of this 
system or other systems or programs (whether maintained by the CFPB or 
another agency or entity) that rely upon the compromised information; 
and (c) the disclosure made to such agencies, entities, and persons is 
reasonably necessary to assist in connection with the CFPB's efforts to 
respond to the suspected or confirmed compromise and prevent, minimize, 
or remedy such harm;
    (2) Another federal or state agency to: (a) permit a decision as to 
access, amendment or correction of records to be made in consultation 
with or by that agency; or (b) verify the identity of an individual or 
the accuracy of information submitted by an individual who has 
requested access to, or amendment or correction of record;
    (3) The Office of the President in response to an inquiry from that 
office made at the request of the subject of a record or a third party 
on that person's behalf;
    (4) Congressional offices in response to an inquiry made at the 
request of the individual to whom the record pertains;
    (5) Contractors, agents, or other authorized individuals performing 
work on a contract, service, cooperative agreement, job, or other 
activity on behalf of the CFPB or Federal Government and who have a 
need to access the information in the performance of their duties or 
activities;
    (6) The U.S. Department of Justice (``DOJ'') for its use in 
providing legal advice to the CFPB or in representing the CFPB in a 
proceeding before a court, adjudicative body, or other administrative 
body, where the use of such information by the DOJ is deemed by the 
CFPB to be relevant and necessary to the advice or proceeding, and in 
the case of a proceeding, such proceeding names as a party in interest:
    (a) The CFPB;
    (b) Any employee of the CFPB in his or her official capacity;
    (c) Any employee of the CFPB in his or her individual capacity 
where DOJ or the CFPB has agreed to represent the employee; or
    (d) The United States, where the CFPB determines that litigation is 
likely to affect the CFPB or any of its components;
    (7) A grand jury pursuant either to a federal or state grand jury 
subpoena, or to a prosecution request that such record be released for 
the purpose of its introduction to a grand jury, where the subpoena or 
request has been specifically approved by a court. In those cases where 
the Federal Government is not a party to the proceeding, records may be 
disclosed if a subpoena has been signed by a judge;
    (8) A court, magistrate, or administrative tribunal in the course 
of an administrative proceeding or judicial proceeding, including 
disclosures to opposing counsel or witnesses (including expert 
witnesses) in the course of discovery or other pre-hearing exchanges of 
information, litigation, or settlement negotiations, where relevant or 
potentially relevant to a proceeding, or in connection with criminal 
law proceedings; and
    (9) Appropriate federal, state, local, foreign, tribal, or self-
regulatory

[[Page 24187]]

organization or agency responsible for investigating, prosecuting, 
enforcing, implementing, issuing, or carrying out a statute, rule, 
regulation, order, policy, or license if the information may be 
relevant to a potential violation of civil or criminal law, rule, 
regulation, order, policy or license.

Policies and practices for storing, retrieving, accessing, retaining, 
and dispensing of records in the system:
Storage:
    Paper and electronic records.

Retrievability:
    Records are retrievable by a variety of fields including, without 
limitation, the individual's name, address, account number, phone 
number or email address, or by some combination thereof.

Safeguards:
    Access to electronic records is restricted to authorized personnel 
who have been issued non-transferrable access codes and passwords. 
Other records are maintained in locked file cabinets or rooms with 
access limited to those personnel whose official duties require access.

System manager(s) and address:
    Consumer Financial Protection Bureau, Chief Information Officer, 
1700 G Street NW., Washington, DC 20552.

Retention and disposal:
    The CFPB will maintain computer and paper records indefinitely 
until the National Archives and Records Administration approves the 
CFPB's records disposition schedule.

Notification procedure:
    Individuals seeking notification and access to any record contained 
in this system of records, or seeking to contest its content, may 
inquire in writing in accordance with instructions appearing in Title 
12, Chapter 10 of the CFR, ``Disclosure of Records and Information.'' 
Address such requests to: Chief Privacy Officer, Bureau of Consumer 
Financial Protection, 1700 G Street NW., Washington, DC 20552.

Record access procedures:
    See ``Notification Procedures'' above.

Contesting record procedures:
    See ``Notification Procedures'' above.

Record source categories:
    Information in this system is obtained from individuals and 
entities associated with or granted access to CFPB information 
technology resources.

Exemptions claimed for the system:
    None.

[FR Doc. 2012-9668 Filed 4-20-12; 8:45 am]
BILLING CODE 4810-AM-P