[Federal Register Volume 76, Number 209 (Friday, October 28, 2011)]
[Notices]
[Pages 66950-66952]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2011-27988]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5478-N-04]


Privacy Act; Notice of Revision of System of Records, the Single 
Family Housing Enterprise Data Warehouse

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notice of revision of agency's Privacy Act System of Records.

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SUMMARY: HUD is proposing to revise information published in the 
Federal Register about one of its record systems, the Single Family 
Housing Enterprise Data Warehouse (SFHEDW). The revision to the record 
system reflects current administrative changes; revises the system 
location; and involves adding a new routine use exception to permit the 
disclosure of records to the Federal National Mortgage Association 
(also known as Fannie Mae). Under this initiative HUD will transmit 
personal borrower data to Fannie Mae to facilitate financing 
opportunities to borrowers of FHA Title 1 loans for the purpose of 
making energy efficiency improvements to their principal residence. 
This initiative supports HUD mission to create strong, sustainable, 
inclusive communities and quality affordable homes. This notice deletes 
and supersedes prior notice published in the Federal Register at 73 FR 
24604 on May 5, 2008. The scope and functional purpose of the systems 
remains unchanged.

DATES: Effective Date: This action shall be effective without further 
notice on November 28, 2011 unless comments are received during or 
before this period that would result in a contrary determination.
    Comments Due Date: November 28, 2011.

ADDRESSES: Interested persons are invited to submit comments regarding 
this notice to the Rules Docket Clerk, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street SW., 
Room 10276, Washington, DC 20410-3000. Communications should refer to 
the above docket number and title. A copy of each communication 
submitted will

[[Page 66951]]

be available for public inspection and copying between 8 a.m. and 5 
p.m. weekdays at the above address.

FOR FURTHER INFORMATION CONTACT: Harold Williams, Acting Departmental 
Privacy Act Officer, Office of the Chief Information Officer, 
Department of Housing and Urban Development, 451 Seventh Street SW., 
Room 2256, Washington, DC 20410, telephone number (202) 402-8087 or 
Mary Jo Sullivan, System Owner, Director, Office of Single Family 
Program Development, Department of Housing and Urban Development, 451 
Seventh Street, SW., Washington, DC 20410, telephone number (202) 708-
2121. (These are not toll-free numbers.) Telecommunication device for 
hearing-and speech-impaired individuals (TTY) is available at (800) 
877-8339 (Federal Information Relay Service).

SUPPLEMENTARY INFORMATION: Title 5 U.S.C. 552a(e)(4) and (11) provide 
that the public be afforded a 30-day period in which to comment on the 
new system of records, and require published notice of the existence 
and character of the system of records.
    The report was submitted to the Office of Management and Budget 
(OMB), the Senate Committee on Homeland Security and Governmental 
Affairs, and the House Committee on Oversight and Government Reform 
pursuant to paragraph 4c of Appendix 1 to OMB Circular No. A-130, 
``Federal Responsibilities for Maintaining Records About Individuals,'' 
July 25, 1994 (59 FR 37914).

    Authority:  5 U.S.C. 552a, 88 Stat. 1896; 42 U.S.C. 3535(d).

    Dated: October 19, 2011.
Jerry E. Williams,
Chief Information Officer.
HUD/HSF-01

System name:
    Single Family Housing Enterprise Data Warehouse (SFHEDW).

System location:
    The HUD Data Center, Hewlett Packard Facility, South Charleston, 
West Virginia. HUD staff throughout the United States access SFHEDW 
through HUD's standard telecommunications network from desktop 
workstations.

Categories of individuals covered by the system:
    Individuals who have obtained a mortgage insured under HUD/FHA's 
single family mortgage insurance programs, individuals who assumed such 
a mortgage, and individuals involved in appraising or underwriting the 
mortgage.

Categories of records in the system:
    Automated files contain name, address, date of birth, home address, 
and social security number; racial/ethnic background, if disclosed, on 
mortgagors; identifying numbers on individuals involved in processing 
the loan; and data regarding currently and formerly insured mortgages. 
The loan data includes underwriting data, such as loan-to-value ratios 
and credit ratios; original terms, such as mortgage amount, interest 
rate, term in months; status of the mortgage insurance; and history of 
payment defaults, if any.

Authority for maintenance of the system:
    Sec. 203, National Housing Act, Public Law 73-479; 42 U.S.C. 3543, 
Housing & Community Development Act of 1987.

Purpose(s):
    The SFHEDW is an ongoing, fully operational data warehouse that is 
the key source of data for anyone who needs Single Family data. It is 
an integrated data warehouse that contains critical Single Family 
business data from fourteen (14) sources, mostly from FHA Single Family 
automated systems. The system allows queries and provides reporting 
tools to support oversight activities, market and economic assessment, 
public and stakeholder communication, planning and performance 
evaluation, policies and guidelines promulgation, monitoring and 
enforcement.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act other routine uses include:
    (a) To the FBI to investigate possible fraud revealed in 
underwriting, insuring or monitoring.
    (b) To Department of Justice for prosecution of fraud revealed in 
underwriting, insuring or monitoring.
    (c) To Federal National Mortgage Association (also known as Fannie 
Mae), when Fannie Mae is the holder of single-family energy efficient 
mortgage and Title I home improvement loans, without the use of SSN's.
    (d) To appropriate agencies, entities, and persons when:
    (1) the Department suspects or has confirmed that the security or 
confidentiality of information in the system of records has been 
compromised;
    (2) the Department has determined that as a result of the suspected 
or confirmed compromise there is a risk of harm to economic or property 
interests, identity theft or fraud, or harm to the security or 
integrity of this system or other systems or programs (whether 
maintained by the HUD or another agency or entity) that rely upon the 
compromised information; and
    (3) the disclosure made to such agencies, entities, and persons is 
reasonably necessary to assist in connection with the HUD's efforts to 
respond to the suspected or confirmed compromise and prevent, minimize, 
or remedy such harm.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
    Records are stored on magnetic tape/disc/drum. Manual files are 
stored in file cabinets with secured by locks.

Retrievability:
    Records are retrieved by name, social security number or other 
identification number, case number, property address, or any other type 
of stored data.

Safeguards:
    Automated records are maintained in secured areas. Access is 
limited to authorized personnel. Manual records are accessed by only 
those who have a need-to-know. System access is granted by user id and 
password only.

Retention and disposal:
    Computerized records of insured cases are retained for at least 10 
years beyond maturity, prepayment, or claim termination, approved under 
HUD's Record Disposition Schedule 13, Title I Records, Appendix 13.

System manager(s) and address:
    Mary Jo Sullivan, Deputy Director, Office of Single Family Program 
Development, HUP, Department of Housing and Urban Development, 451 
Seventh Street, SW., Washington, DC 20410.

Notification and access procedures:
    For information, assistance, or inquiry about existence of records, 
contact the Acting Departmental Privacy Act Officer at the appropriate 
location in accordance with 24 CFR part 16.

Contesting record procedures:
    The procedures for contesting the contents of records and appealing 
initial denials appear in 24 CFR Part 16. If additional information or 
assistance is required, contact:
    (i) The Acting Departmental Privacy Act Officer, Department of 
Housing and Urban Development; 451 Seventh Street, SW., Room 2256, 
Washington, DC

[[Page 66952]]

20410, if contesting the content of records; or
    (ii) The Departmental Privacy Appeals Office, Office of General 
Counsel, Department of Housing and Urban Development, 451 Seventh 
Street, SW., Washington, DC 20410 for appeals of initial denials.

Record source categories:
    Mortgagors, appraisers, mortgagee staff underwriters, and HUD 
employees--indirectly, immediate sources are the following:
    1. A43--Single Family Insurance System (SFIS)
    2. A43C--Single Family Insurance Claims System (CLAIMS)
    3. A80R--Single Family Premium Collections System--Upfront (SFPCS-
U)
    4. A80H--Single Family Mortgage Asset Recovery Technology System 
(SMART)
    5. A80S--Single Family Acquired Assets Management System (SAMS)
    6. F17--Computerized Home Underwriting Mortgage System (CHUMS)
    7. F42D--Single Family Default Monitoring System (SFDMS)
    8. F42--Consolidated Single Family Statistical System (CSFSS)
    9. F51--Institution Master File (IMF)
    10. A80N--SF Mortgage Notes Servicing (SFMNS/IFS)
    11. F72--Title I Insurance and Claims System (TIIS)
    12. F12--Home Equity Conversion Mortgages (HECM)
    13. HMDA data from Federal Reserve Board (FRB)
    14. F71A--Generic Debt Management System (GDEBT)
    15. A15--Geocoding Service Center (GSC)

Exemptions from certain provision of the Act:
    None.
[FR Doc. 2011-27988 Filed 10-27-11; 8:45 am]
BILLING CODE 4210-67-P