[Federal Register Volume 74, Number 205 (Monday, October 26, 2009)]
[Notices]
[Pages 55087-55088]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: E9-25634]


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DEPARTMENT OF THE TREASURY

Office of Thrift Supervision


Loan Application Register (HMDA)

AGENCY: Office of Thrift Supervision (OTS), Treasury.

ACTION: Notice and request for comment.

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SUMMARY: The proposed information collection request (ICR) described 
below has been submitted to the Office of Management and Budget (OMB) 
for review and approval, as required by the Paperwork Reduction Act of 
1995. OTS is soliciting public comments on the proposal.

DATES: Submit written comments on or before November 25, 2009. A copy 
of this ICR, with applicable supporting documentation, can be obtained 
from RegInfo.gov at http://www.reginfo.gov/public/do/PRAMain.

ADDRESSES: Send comments, referring to the collection by title of the 
proposal or by OMB approval number, to OMB and OTS at these addresses: 
Office of Information and Regulatory Affairs, Attention: Desk Officer 
for OTS, U.S. Office of Management and Budget, 725 17th Street, NW., 
Room 10235, Washington, DC 20503, or by fax to (202) 395-6974; and 
Information Collection Comments, Chief Counsel's Office, Office of 
Thrift Supervision, 1700 G Street, NW., Washington, DC 20552, by fax to 
(202) 906-6518, or by e-mail to [email protected]. 
OTS will post comments and the related index on the OTS Internet Site 
at http://www.ots.treas.gov. In addition, interested persons may 
inspect comments at the Public Reading Room, 1700 G Street, NW., by 
appointment. To make an appointment, call (202) 906-5922, send an e-
mail to public.info@ots.treas.gov">public.info@ots.treas.gov, or send a facsimile transmission to 
(202) 906-7755.

[[Page 55088]]


FOR FURTHER INFORMATION CONTACT: For further information or to obtain a 
copy of the submission to OMB, please contact Ira L. Mills at 
[email protected], (202) 906-6531, or facsimile number (202) 906-
6518, Regulations and Legislation Division, Chief Counsel's Office, 
Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552.

SUPPLEMENTARY INFORMATION: OTS may not conduct or sponsor an 
information collection, and respondents are not required to respond to 
an information collection, unless the information collection displays a 
currently valid OMB control number. As part of the approval process, we 
invite comments on the following information collection.
    Title of Proposal: Loan Application Register (HMDA).
    OMB Number: 1550-0021.
    Form Number: N/A.
    Regulation requirement: 12 CFR Part 203.
    Description: The Home Mortgage Disclosure Act (HMDA), 12 U.S.C. 
2801, requires this collection of information. In accordance with the 
HMDA, the Board of Governors of the Federal Reserve System (FRB) 
promulgates and administers HMDA regulations, which are prescribed as 
part of the FRB's Regulation C (12 CFR 203), implementing the HMDA (12 
U.S.C. 2801-2810). HMDA forms as well as collection and recordkeeping 
requirements are approved under OMB Control No. 7100-0247. The FRB 
supporting statement forms the decisional basis for the OMB action. 
This submission discusses the burden imposed by Regulation C on the 
institutions OTS regulates.
    The data on loan applications collected under HMDA assist OTS in 
analyzing lending patterns for possible discrimination. OTS examiners 
use the data to scope for compliance with the fair lending laws (Equal 
Credit Opportunity Act, Fair Housing Act, and OTS's Non-discrimination 
regulation), as well as for compliance with HMDA itself. Examiners also 
use HMDA data to determine whether associations are helping to meet the 
credit needs of their communities as required by the Community 
Reinvestment Act.
    Type of Review: Extension of a currently approved collection.
    Affected Public: Business or other for-profit.
    Estimated Number of Respondents: 588.
    Estimated Response Time: 0.03 hours per application (approximately 
8,361 applications per LAR).
    Estimated Burden Hours per Response: 147,488 hours.
    Estimated Frequency of Response: Annually.
    Estimated Total Burden: 147,488 hours.
    Clearance Officer: Ira L. Mills, (202) 906-6531, Office of Thrift 
Supervision, 1700 G Street, NW., Washington, DC 20552.

    Dated: October 20, 2009.
Ira L. Mills,
Paperwork Clearance Officer, Office of Thrift Supervision.
[FR Doc. E9-25634 Filed 10-23-09; 8:45 am]
BILLING CODE 6720-01-P